Sales Report:Supplement No. 3 dated Jan 31, 2012 to Prospectus dated Jan 12, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 12, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 12, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
511795
This series of Notes was issued and sold upon the funding of the borrower loan #59371, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $568.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 23% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,534 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compassion-wicket |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Aug-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
home improvement
No description was provided by the borrower.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HeroSupport | $35.00 | 1/13/2012 5:07:26 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:12 PM |
BxRealtor | $25.00 | 1/13/2012 5:09:17 PM |
indomitable-coin | $25.00 | 1/13/2012 5:31:41 PM |
A4 | $25.00 | 1/13/2012 5:29:27 PM |
enriching-dollar1 | $100.00 | 1/13/2012 5:39:32 PM |
edaguy | $75.00 | 1/13/2012 5:24:04 PM |
sturdy-fairness0 | $100.00 | 1/13/2012 5:25:30 PM |
USMC0311 | $25.00 | 1/14/2012 2:22:09 AM |
Bank_Of_XL | $25.00 | 1/13/2012 5:53:48 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:09 PM |
roadtruck | $50.00 | 1/14/2012 11:08:56 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:27 AM |
dime-sprout | $25.00 | 1/14/2012 12:06:04 PM |
E_G | $50.00 | 1/14/2012 12:56:31 PM |
equitable-capital758 | $350.00 | 1/14/2012 12:59:33 PM |
gr8_r8 | $25.00 | 1/14/2012 6:09:53 PM |
finance-symphony7 | $100.00 | 1/15/2012 5:49:20 AM |
order-supernova6 | $100.00 | 1/14/2012 9:33:49 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:15 AM |
dime-saber | $25.00 | 1/14/2012 8:26:00 PM |
shrewd-deal | $50.00 | 1/14/2012 8:27:42 PM |
Tylerh | $250.00 | 1/15/2012 12:17:34 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:16 AM |
first-serene-credit | $25.00 | 1/15/2012 8:53:56 AM |
Hexnut | $100.00 | 1/15/2012 8:00:37 PM |
MonopolyDred | $25.00 | 1/16/2012 5:54:25 AM |
dinero-path5 | $100.00 | 1/16/2012 6:37:24 AM |
awwaww | $25.00 | 1/16/2012 9:08:53 AM |
judson | $50.00 | 1/15/2012 5:12:05 PM |
loyalty-czar | $30.00 | 1/16/2012 8:31:56 AM |
magical-durability9 | $25.00 | 1/16/2012 7:54:11 AM |
lostontheedge | $25.00 | 1/16/2012 4:28:42 PM |
Asgardian | $30.00 | 1/17/2012 5:41:40 AM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:32 AM |
integrity-american | $25.00 | 1/16/2012 8:44:16 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:45 PM |
imlosttoo | $25.00 | 1/18/2012 5:09:25 AM |
LawyerLoan | $25.00 | 1/18/2012 9:08:43 AM |
listing-trapper3 | $50.00 | 1/18/2012 9:20:14 AM |
nojoke411 | $25.00 | 1/18/2012 2:40:54 PM |
fragonardlives | $25.00 | 1/19/2012 9:27:29 AM |
scrappy-leverage6 | $25.00 | 1/19/2012 9:12:22 AM |
thankful-nickel2 | $25.00 | 1/19/2012 9:18:22 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:52 AM |
benjo | $50.00 | 1/19/2012 10:08:17 PM |
sturdy-note5 | $50.00 | 1/19/2012 8:23:28 PM |
kevin314 | $50.00 | 1/19/2012 11:19:28 PM |
lamsabuy | $100.00 | 1/20/2012 9:52:43 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:38 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:37 PM |
Redmond | $25.00 | 1/20/2012 2:55:40 PM |
lenderRXT | $80.00 | 1/20/2012 11:54:16 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:39 PM |
77dowplace | $28.00 | 1/21/2012 9:02:49 AM |
greenfuture | $25.00 | 1/21/2012 10:36:09 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:40 PM |
the-enticing-coin | $330.36 | 1/21/2012 6:54:25 PM |
mgd | $100.00 | 1/22/2012 11:40:33 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:45 AM |
P2P_Investor | $2,000.00 | 1/22/2012 1:37:15 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:40 PM |
market-assembler | $50.00 | 1/22/2012 12:22:46 PM |
bellaquito | $2,000.00 | 1/22/2012 1:21:47 PM |
cpblue79 | $100.00 | 1/23/2012 7:54:51 AM |
Nailman88 | $56.59 | 1/23/2012 6:13:37 AM |
orearella3 | $25.00 | 1/23/2012 9:37:26 AM |
lucrative-coin | $50.00 | 1/23/2012 7:48:08 AM |
honorable-loot4 | $25.00 | 1/23/2012 9:49:55 AM |
funnymoney1 | $25.00 | 1/23/2012 9:17:53 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:37 AM |
income-banjo | $25.00 | 1/23/2012 9:27:09 AM |
rudyindc | $25.00 | 1/23/2012 9:43:03 AM |
astute-benjamins | $50.00 | 1/23/2012 10:28:26 AM |
dinero-path5 | $50.00 | 1/23/2012 9:56:54 AM |
Auditman | $50.00 | 1/23/2012 10:56:48 AM |
mar97 | $25.00 | 1/23/2012 3:22:30 PM |
processor115 | $25.00 | 1/23/2012 5:11:33 PM |
pieceofcake | $25.00 | 1/24/2012 8:55:52 AM |
Index_Plus | $10,000.00 | 1/23/2012 9:43:50 PM |
workspacewg | $50.00 | 1/23/2012 11:23:01 PM |
DreDub | $50.00 | 1/23/2012 9:58:57 PM |
compwhiz | $25.00 | 1/24/2012 6:12:35 AM |
maximizer | $25.00 | 1/24/2012 7:05:35 AM |
hayhelp | $25.00 | 1/24/2012 9:21:12 AM |
leverage-monger | $25.00 | 1/24/2012 7:46:18 AM |
Gyroman | $155.00 | 1/24/2012 8:07:01 AM |
cclady | $500.00 | 1/24/2012 8:41:54 AM |
orgy63 | $25.00 | 1/24/2012 9:00:51 AM |
klinebarger | $25.00 | 1/24/2012 9:03:20 AM |
wtrboy | $25.00 | 1/24/2012 9:20:34 AM |
economy-popcorn | $25.00 | 1/19/2012 6:05:36 AM |
bdpres1 | $25.00 | 1/13/2012 5:23:03 PM |
AFairDeal | $25.00 | 1/13/2012 5:35:36 PM |
genius520 | $50.00 | 1/13/2012 5:36:29 PM |
rupee-equation2 | $25.00 | 1/13/2012 5:39:23 PM |
green-trade-dolphin2 | $26.98 | 1/13/2012 5:02:27 PM |
fcrick | $25.00 | 1/13/2012 5:35:01 PM |
downtownfarm | $25.00 | 1/13/2012 5:40:57 PM |
the-deal-socrates | $50.00 | 1/13/2012 6:22:27 PM |
hitsman | $50.00 | 1/13/2012 5:16:28 PM |
Harry | $50.00 | 1/13/2012 6:39:11 PM |
leodaguy | $100.00 | 1/14/2012 7:50:14 AM |
Interloper | $35.00 | 1/14/2012 10:07:38 AM |
phenomenal-gain5 | $25.00 | 1/14/2012 10:13:17 AM |
Weaverville | $37.00 | 1/14/2012 10:08:36 AM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:46 PM |
kenji4861 | $25.00 | 1/14/2012 12:23:37 PM |
squarebob | $25.00 | 1/14/2012 12:41:30 PM |
Brisket_Bob | $25.00 | 1/15/2012 7:32:40 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:01 AM |
successful-agreement7 | $100.00 | 1/15/2012 12:30:39 PM |
income-awakening6 | $25.00 | 1/16/2012 8:41:09 AM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:45 PM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:18 PM |
GradEcon | $30.00 | 1/17/2012 7:45:39 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:17 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:33 PM |
a- | $25.00 | 1/17/2012 4:11:07 PM |
djkaiser | $25.00 | 1/17/2012 5:34:26 PM |
bb575 | $50.00 | 1/17/2012 9:07:18 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:58 AM |
csakhil | $25.00 | 1/18/2012 1:28:05 PM |
blooming-market | $25.00 | 1/18/2012 3:20:56 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:41 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:41 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:54 PM |
suave-dollar | $25.00 | 1/19/2012 8:27:48 AM |
I_Like_to_Invest | $100.00 | 1/19/2012 10:45:42 AM |
guard327 | $30.00 | 1/19/2012 12:58:08 PM |
miked8303 | $50.00 | 1/20/2012 9:36:19 AM |
benefit-prescription6 | $100.00 | 1/20/2012 5:36:58 PM |
Rivermaverick | $25.00 | 1/21/2012 1:53:54 PM |
enthralling-investment | $25.00 | 1/21/2012 12:49:01 PM |
Sevron | $100.00 | 1/21/2012 6:09:30 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:50 AM |
jbaum | $40.00 | 1/22/2012 12:37:13 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:22 PM |
JJ9876 | $25.00 | 1/22/2012 12:41:44 PM |
brightest-gain-investor | $2,000.00 | 1/22/2012 1:25:50 PM |
JASON_ALFUND | $50.00 | 1/22/2012 3:41:48 PM |
Tradesmanlender | $25.00 | 1/23/2012 9:05:56 AM |
GBLENDER | $25.00 | 1/22/2012 4:18:14 PM |
maldok1 | $25.00 | 1/23/2012 9:15:18 AM |
cash-cymbal | $25.00 | 1/22/2012 8:25:46 PM |
JDFuego | $25.00 | 1/23/2012 6:52:26 AM |
euro-speaker8 | $25.00 | 1/23/2012 9:16:08 AM |
standanddeliver | $50.00 | 1/23/2012 9:18:45 AM |
prominence8 | $33.00 | 1/23/2012 3:20:03 PM |
iolaire | $25.00 | 1/23/2012 9:35:57 AM |
justme4now | $25.00 | 1/23/2012 11:15:01 AM |
harty | $50.00 | 1/23/2012 12:37:57 PM |
buckeye9 | $25.00 | 1/23/2012 12:18:53 PM |
sharpey | $25.00 | 1/23/2012 5:24:42 PM |
listing-demon | $25.00 | 1/23/2012 3:09:04 PM |
Natsfandc | $25.00 | 1/23/2012 4:44:53 PM |
rainorshine47 | $25.00 | 1/24/2012 4:52:33 AM |
green-glowing-gain | $25.00 | 1/24/2012 6:52:46 AM |
upbeat-investment9 | $100.00 | 1/23/2012 6:37:40 PM |
director877 | $75.00 | 1/23/2012 7:46:39 PM |
Short_Stack | $25.00 | 1/23/2012 9:02:48 PM |
IIP77 | $25.00 | 1/24/2012 3:05:31 AM |
Ivan2007 | $25.00 | 1/24/2012 9:12:41 AM |
rakey | $25.00 | 1/24/2012 6:03:11 AM |
Rick21 | $25.00 | 1/24/2012 9:14:16 AM |
compoundinterest | $50.00 | 1/24/2012 9:16:47 AM |
buffalobills | $25.00 | 1/24/2012 7:20:02 AM |
trelum | $46.08 | 1/24/2012 8:47:05 AM |
figs4u2 | $100.00 | 1/24/2012 9:09:46 AM |
silver-innovator8 | $25.00 | 1/24/2012 9:10:07 AM |
gracej | $25.00 | 1/24/2012 9:18:10 AM |
ChrisTJ | $25.00 | 1/24/2012 9:19:48 AM |
evnagelist | $25.00 | 1/24/2012 9:20:15 AM |
minista | $25.00 | 1/24/2012 9:21:20 AM |
ChrisProsper | $171.99 | 1/24/2012 9:22:13 AM |
175 Investments
|
Borrower Payment Dependent Notes Series
517637
This series of Notes was issued and sold upon the funding of the borrower loan #59220, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $254.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 10% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,663 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| moola-tulip1 |
Borrower's state:
| Nevada |
Borrower's group:
| Socorro Capital Partners |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2011)
720-739
(Dec-2010)
|
Principal balance:
| $7,646.47 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Refinance Prosper Loan
This loan will be used to? reduce the rate on my existing prosper loan. I have steadily paid down the credit cards (once over 20k) while putting away money for a down payment on a house. I bought the house, paid off the cards and my credit has now improved so I can get a better rate.
My financial situation:
I am very steadily employed with a large corporation. This would reduce the amount of interest I am paying on my prosper loan.
Monthly net income: $ 3200
Minimum 3200, up to 6000 during certain seasons.
Monthly expenses: $ 2620
Housing: $ 1150
Insurance: $ ~150
Car expenses: $ 0
Utilities: $ 300
Phone, cable, internet: $ 120
Food, entertainment: $ 200
Clothing, household expenses $ 200
Credit cards and other loans: $ ~413 (will be 250 with this loan)
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/15/2012 12:08:42 PM |
Tylerh | $250.00 | 1/15/2012 12:17:41 PM |
Lo0se_mo0se | $25.00 | 1/15/2012 12:02:04 PM |
heavy_ax | $25.00 | 1/15/2012 12:29:59 PM |
Octamer | $25.00 | 1/15/2012 12:31:15 PM |
hitsman | $50.00 | 1/15/2012 12:35:30 PM |
edaguy | $75.00 | 1/15/2012 12:14:21 PM |
genius520 | $50.00 | 1/15/2012 12:41:05 PM |
Feyenoord | $30.00 | 1/15/2012 1:56:11 PM |
elephantparty | $35.00 | 1/15/2012 12:19:13 PM |
blue-useful-auction | $25.00 | 1/15/2012 2:29:23 PM |
downtownfarm | $25.00 | 1/15/2012 12:26:19 PM |
sturdy-fairness0 | $100.00 | 1/15/2012 12:05:55 PM |
penny-finder | $69.62 | 1/15/2012 12:51:49 PM |
lenderrn | $25.00 | 1/15/2012 12:06:07 PM |
tomdooley12520 | $50.00 | 1/15/2012 5:57:20 PM |
penny-plato | $25.00 | 1/15/2012 6:00:50 PM |
JGuide | $46.00 | 1/15/2012 12:24:27 PM |
superb-funds335 | $25.00 | 1/15/2012 12:28:00 PM |
trade-burrito4 | $35.00 | 1/15/2012 12:29:05 PM |
euro-deployment | $25.00 | 1/15/2012 10:22:17 PM |
awwaww | $25.00 | 1/16/2012 9:08:54 AM |
john0720 | $50.00 | 1/16/2012 8:20:16 AM |
organized-payment6 | $50.00 | 1/16/2012 8:07:43 AM |
Weaverville | $25.00 | 1/16/2012 10:38:23 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:20 PM |
leodaguy | $100.00 | 1/16/2012 9:23:27 AM |
ingenious-diversification | $150.00 | 1/16/2012 11:18:24 AM |
Socorro_Capital_Partners | $25.01 | 1/16/2012 11:47:31 AM |
proper-agreement8 | $50.00 | 1/16/2012 9:00:55 PM |
successful-agreement7 | $100.00 | 1/17/2012 9:39:10 AM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:33 AM |
shrewd-dedication2 | $100.00 | 1/17/2012 10:24:07 AM |
420limo | $50.00 | 1/18/2012 12:13:04 AM |
spiff666 | $66.69 | 1/18/2012 7:03:52 AM |
a-finance-nirvana | $25.00 | 1/18/2012 5:01:28 AM |
joeuser99 | $100.00 | 1/18/2012 7:00:40 AM |
first-serene-credit | $25.00 | 1/18/2012 7:55:16 AM |
income-safehouse9 | $100.00 | 1/18/2012 12:44:38 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:03 AM |
damage | $25.00 | 1/18/2012 9:29:06 AM |
MonkeyHero | $44.58 | 1/18/2012 6:59:29 AM |
pnace | $50.00 | 1/18/2012 3:31:59 PM |
doobieBear | $25.00 | 1/18/2012 4:17:56 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:23 PM |
cagcrash | $75.00 | 1/18/2012 5:25:38 PM |
Digger85 | $50.00 | 1/18/2012 6:19:24 PM |
Domgabriel | $30.00 | 1/18/2012 7:04:26 PM |
wlm3012 | $40.00 | 1/18/2012 7:40:38 PM |
elated-wealth876 | $135.00 | 1/18/2012 8:48:32 PM |
EverettFinancial | $25.00 | 1/18/2012 9:20:51 PM |
a- | $25.00 | 1/18/2012 10:39:15 PM |
credible-balance0 | $25.00 | 1/19/2012 5:15:25 AM |
nv | $25.00 | 1/19/2012 8:05:11 AM |
wonderous-point155 | $25.00 | 1/19/2012 9:19:19 AM |
bentheredunthat | $77.00 | 1/19/2012 8:59:24 AM |
favorite-auction2 | $100.00 | 1/19/2012 10:54:35 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:54 AM |
Oak-Parker | $25.00 | 1/19/2012 11:28:16 AM |
PaulW | $25.00 | 1/19/2012 11:32:23 AM |
WZ3190 | $25.00 | 1/19/2012 9:29:06 AM |
elated-deal6 | $50.00 | 1/19/2012 2:00:01 PM |
appraiser366 | $26.22 | 1/19/2012 4:09:33 PM |
LateOneNight | $25.00 | 1/19/2012 5:28:01 PM |
ptjg | $100.00 | 1/19/2012 5:29:07 PM |
Rockymtnhi | $25.00 | 1/19/2012 11:52:55 AM |
emergencyMD | $100.00 | 1/19/2012 5:33:03 PM |
Brisket_Bob | $32.00 | 1/19/2012 5:34:43 PM |
TheArtOfLogic | $25.00 | 1/19/2012 1:47:45 PM |
MrSolution | $50.00 | 1/19/2012 2:28:43 PM |
CACO_Lender | $25.00 | 1/19/2012 8:11:25 PM |
S2M | $36.00 | 1/19/2012 8:26:54 PM |
zxcvbn | $171.54 | 1/19/2012 9:11:32 PM |
myduck | $40.00 | 1/19/2012 6:52:18 PM |
payout-bridge | $65.00 | 1/18/2012 10:11:35 PM |
economy-popcorn | $25.00 | 1/19/2012 6:04:47 AM |
enriching-dollar1 | $100.00 | 1/15/2012 12:18:47 PM |
indomitable-coin | $25.00 | 1/15/2012 12:30:05 PM |
E_G | $50.00 | 1/15/2012 12:36:04 PM |
GElender | $40.00 | 1/15/2012 12:37:42 PM |
BxRealtor | $25.00 | 1/15/2012 12:21:29 PM |
bambampk | $100.00 | 1/15/2012 6:27:54 PM |
green-trade-dolphin2 | $41.26 | 1/15/2012 12:02:14 PM |
AFairDeal | $25.00 | 1/15/2012 12:11:05 PM |
Beechturner | $50.00 | 1/15/2012 12:16:33 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:53:02 PM |
Harry | $50.00 | 1/15/2012 12:18:02 PM |
magical-durability9 | $25.00 | 1/16/2012 7:54:13 AM |
sociallender | $25.00 | 1/16/2012 1:16:14 AM |
RussiaAC5M | $39.36 | 1/16/2012 5:25:56 AM |
BeeHive | $50.00 | 1/16/2012 7:07:12 AM |
availableloan | $25.00 | 1/15/2012 9:10:46 PM |
JGuide | $26.99 | 1/16/2012 11:01:25 AM |
selector568 | $300.00 | 1/16/2012 9:30:03 AM |
atlas100 | $25.00 | 1/16/2012 6:53:31 AM |
top-courteous-peso | $75.00 | 1/16/2012 9:18:38 AM |
shellstar | $25.00 | 1/16/2012 10:26:09 AM |
beachfunder | $25.00 | 1/16/2012 11:17:30 AM |
integrity-american | $25.00 | 1/16/2012 8:44:21 PM |
Mrs-Honeydew | $25.00 | 1/17/2012 6:09:10 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:19 PM |
Asgardian | $25.00 | 1/17/2012 5:43:29 AM |
Wilhan | $50.00 | 1/17/2012 3:36:59 PM |
Ruckus888 | $250.00 | 1/17/2012 3:49:58 PM |
wesleyan | $50.00 | 1/17/2012 1:16:38 PM |
kindness-ace1 | $50.00 | 1/17/2012 4:31:08 PM |
Leshan | $100.00 | 1/18/2012 6:36:35 AM |
bizzzond | $100.00 | 1/18/2012 7:13:42 AM |
orearella3 | $25.00 | 1/18/2012 9:19:44 AM |
deal-pal | $25.00 | 1/18/2012 7:10:03 AM |
squarebob | $25.00 | 1/18/2012 9:28:23 AM |
FamilyEducationFund | $25.00 | 1/18/2012 3:07:53 PM |
csakhil | $25.00 | 1/18/2012 1:28:15 PM |
blooming-market | $25.00 | 1/18/2012 3:20:58 PM |
FlexFunding | $50.00 | 1/18/2012 3:12:09 PM |
happy-credit | $50.00 | 1/18/2012 3:22:48 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:43 PM |
cash-popcorn7 | $50.00 | 1/18/2012 4:37:01 PM |
LiveNow | $25.00 | 1/18/2012 5:24:50 PM |
well-rounded-dinero | $100.00 | 1/18/2012 4:21:32 PM |
Fiimg | $50.00 | 1/18/2012 6:23:00 PM |
intrepid-credit5 | $26.77 | 1/18/2012 7:07:37 PM |
PXM-Financial | $50.00 | 1/18/2012 7:34:28 PM |
the-deal-socrates | $50.00 | 1/18/2012 6:17:02 PM |
EatBeef | $50.00 | 1/19/2012 1:52:06 AM |
capital-star5 | $25.00 | 1/19/2012 3:37:56 AM |
optionscashflow | $30.00 | 1/18/2012 9:22:01 PM |
dollarboy | $25.00 | 1/18/2012 10:08:26 PM |
dcfinancial | $50.00 | 1/18/2012 6:49:31 PM |
agreement-sycamore | $150.00 | 1/19/2012 8:38:41 AM |
asset-cougar0 | $25.00 | 1/19/2012 4:26:29 AM |
Longstreet47 | $25.00 | 1/19/2012 6:08:56 AM |
q4golf | $28.95 | 1/19/2012 3:16:37 AM |
trustworthy-hope189 | $50.00 | 1/19/2012 5:20:38 AM |
cimbaman | $34.00 | 1/19/2012 6:18:57 AM |
Dorf | $50.00 | 1/19/2012 6:59:21 AM |
janeybooboo | $55.94 | 1/19/2012 9:10:40 AM |
swiftsoul | $37.00 | 1/19/2012 9:29:43 AM |
munnu | $100.00 | 1/19/2012 1:16:25 PM |
VBPlayer | $25.00 | 1/19/2012 2:46:06 PM |
sappy02 | $50.00 | 1/19/2012 2:48:51 PM |
Tizzo27 | $61.00 | 1/19/2012 4:12:06 PM |
Rulea72 | $25.00 | 1/19/2012 4:16:33 PM |
orange-immaculate-payment | $50.00 | 1/19/2012 1:59:28 PM |
generosity-battalion0 | $100.00 | 1/19/2012 2:22:46 PM |
purposeful-pound5 | $25.83 | 1/19/2012 3:21:20 PM |
thorough-marketplace441 | $100.00 | 1/19/2012 4:52:41 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:15 AM |
Slapshot | $100.00 | 1/19/2012 4:04:50 PM |
A4 | $30.00 | 1/19/2012 8:26:33 PM |
friendinmoney | $8.24 | 1/19/2012 9:14:22 PM |
cloud8 | $60.00 | 1/19/2012 6:24:01 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 7:40:42 PM |
153 Investments
|
Borrower Payment Dependent Notes Series
525345
This series of Notes was issued and sold upon the funding of the borrower loan #59813, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,665.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $223.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 34% |
Credit score:
| 600-619 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,151 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| Maddie36 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 35 ( 90% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,760.00 | < 31 days late:
| 4
( 10% )
| 680-699
(May-2010)
600-619
(Aug-2008)
600-619
(Feb-2008)
560-579
(Nov-2007)
|
Principal balance:
| $0.48 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 39 | | |
Description
My loan for debt consolidation
Purpose of loan: Debt Consilidation
This loan will be used to pay off four credit cards I currently hold at different interest rates. I would like to consolidate to have one payment and help increase my credit score with zero balances.
My financial situation: I would like to continue to lower my debt to be more financially sound. I have made significant improvements in the past two years by eliminating around $10,000 in debt.
I am a good candidate for this loan because I am a reliable, responsible and have paid off two previous prosper loans in full. I feel prosper is a great option for me to help continue to lower my debt as I have in the past.
Monthly net income: 3400
Monthly expenses: $2683
Housing: $1035
Insurance: $165
Car expenses: $200
Utilities: $106
Phone, cable, internet: $111
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: 816
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $300.00 | 1/28/2012 12:01:19 PM |
worth-blanket2 | $5,665.00 | 1/28/2012 12:01:54 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
529185
This series of Notes was issued and sold upon the funding of the borrower loan #59563, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $412.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,302 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| tough-dime |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2009)
|
Principal balance:
| $1,959.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
My loan for debt consolidation
Purpose of loan: To pay off a few small credit card balances and have one monthly payment
My financial situation:
I am a good candidate for this loan because...I make a lot of money - just over $100k, and I have a good credit history. I'm trying to amass a savings account rather than just pay back debt, which is why I'm getting this loan.
Monthly net income: $5800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.21 | 1/24/2012 9:07:17 AM |
Feyenoord | $30.00 | 1/24/2012 9:50:02 AM |
1stBankAndHal | $25.07 | 1/24/2012 10:11:58 AM |
Moe87 | $25.00 | 1/24/2012 2:57:11 PM |
grnii78 | $188.39 | 1/25/2012 12:22:01 PM |
enticing-capital6 | $50.00 | 1/24/2012 9:14:22 AM |
jamiee73 | $25.00 | 1/24/2012 9:19:51 AM |
self-reliant-currency34 | $30.00 | 1/24/2012 9:20:20 AM |
GElender | $40.00 | 1/24/2012 9:22:37 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:26 AM |
virtuous-repayment | $25.00 | 1/24/2012 9:41:13 AM |
trade-burrito4 | $35.00 | 1/24/2012 9:41:44 AM |
toblerone | $25.00 | 1/24/2012 9:53:31 AM |
reflective-rupee | $25.00 | 1/24/2012 12:53:52 PM |
creditjunky | $125.00 | 1/24/2012 10:17:00 AM |
value-travels | $25.00 | 1/24/2012 2:30:57 PM |
jeg3k | $50.00 | 1/24/2012 10:24:08 AM |
JustMee | $25.00 | 1/24/2012 11:12:23 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:51 PM |
Domgabriel | $30.00 | 1/24/2012 6:14:46 PM |
chicagobanker | $50.00 | 1/24/2012 5:47:07 PM |
orange-impartial-asset | $25.00 | 1/24/2012 5:58:20 PM |
enticing-note | $25.00 | 1/24/2012 6:54:29 PM |
treasure-hunter270 | $50.00 | 1/24/2012 6:15:53 PM |
kevin314 | $40.00 | 1/24/2012 8:17:42 PM |
john0720 | $50.00 | 1/25/2012 5:48:12 AM |
Leshan | $50.00 | 1/25/2012 8:26:38 AM |
genuine-integrity0 | $25.00 | 1/25/2012 9:15:50 AM |
squarebob | $25.00 | 1/25/2012 10:07:20 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:24 AM |
Phunder | $25.00 | 1/25/2012 6:26:24 PM |
thankful-nickel2 | $25.00 | 1/25/2012 7:11:32 PM |
crw1950 | $48.01 | 1/26/2012 5:36:27 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:09 AM |
buffalobills | $25.00 | 1/26/2012 7:05:07 AM |
Rulea72 | $25.00 | 1/26/2012 8:05:50 AM |
Weaverville | $25.00 | 1/26/2012 8:13:43 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:08 AM |
a-reasonable-return | $25.00 | 1/26/2012 6:52:58 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:56 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:07 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:52 AM |
economy-coup | $50.00 | 1/26/2012 9:45:28 AM |
flexible-and-social | $25.00 | 1/26/2012 9:46:19 AM |
handy-justice | $25.00 | 1/26/2012 9:29:55 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:28 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:06 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:54 AM |
wise-exchange-chooser | $25.00 | 1/26/2012 9:35:55 AM |
Tylerh | $250.00 | 1/26/2012 9:36:10 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:40 AM |
Ripsaw4U | $50.00 | 1/26/2012 10:00:30 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:24 AM |
profit-powerplant | $25.00 | 1/26/2012 10:02:53 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:58 AM |
312-Lender | $25.00 | 1/26/2012 10:03:27 AM |
hitsman | $50.00 | 1/26/2012 10:05:10 AM |
sturdy-fairness0 | $100.00 | 1/26/2012 10:06:48 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:50 AM |
vinayski | $25.00 | 1/26/2012 10:01:07 AM |
BxRealtor | $25.00 | 1/26/2012 10:02:01 AM |
Rockymtnhi | $50.00 | 1/26/2012 12:19:19 PM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:42 AM |
corporatejim | $25.00 | 1/26/2012 10:06:36 AM |
Money_Hog | $25.00 | 1/26/2012 12:36:51 PM |
bughead | $25.00 | 1/26/2012 1:06:21 PM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:13 AM |
magical-credit523 | $25.00 | 1/26/2012 10:10:22 AM |
MonkeyHero | $60.00 | 1/26/2012 2:34:06 PM |
Phen0m526 | $25.00 | 1/26/2012 3:05:38 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:53 PM |
foofightee | $25.00 | 1/26/2012 10:58:36 AM |
wwwUniversal | $25.00 | 1/26/2012 3:42:09 PM |
feiandasun | $25.00 | 1/26/2012 12:44:39 PM |
tranquil-diversification8 | $64.50 | 1/26/2012 1:56:05 PM |
debt-legend | $25.00 | 1/26/2012 4:40:32 PM |
CASSHMAN | $75.00 | 1/26/2012 2:17:27 PM |
SolarMoonshine | $50.00 | 1/26/2012 3:44:28 PM |
gothampark | $25.00 | 1/26/2012 3:59:36 PM |
jcw3rd | $25.00 | 1/26/2012 3:55:22 PM |
iem2509 | $35.00 | 1/26/2012 5:26:10 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:18 PM |
NekHoldings | $25.00 | 1/24/2012 9:16:37 AM |
AndChicksforFree | $25.00 | 1/24/2012 3:53:54 PM |
loanman2007 | $100.00 | 1/25/2012 9:32:28 AM |
icanhasloanz | $100.00 | 1/26/2012 10:09:17 AM |
five-star-note | $50.00 | 1/24/2012 9:09:49 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:47 AM |
green-trade-dolphin2 | $39.37 | 1/24/2012 9:02:21 AM |
janeybooboo | $50.00 | 1/24/2012 9:03:31 AM |
penny-plato | $25.00 | 1/24/2012 9:19:41 AM |
cash-delight1 | $50.00 | 1/24/2012 9:21:33 AM |
impressive-justice6 | $50.00 | 1/24/2012 9:31:29 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:33 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:24 AM |
grammaspurse | $25.00 | 1/24/2012 2:01:58 PM |
asset-cougar0 | $25.00 | 1/24/2012 12:45:14 PM |
FinanceEngine | $50.00 | 1/24/2012 5:09:41 PM |
calimanusa | $30.00 | 1/24/2012 5:22:08 PM |
DoctorJoe | $30.00 | 1/25/2012 8:15:53 AM |
FoosMaster | $35.00 | 1/25/2012 8:16:16 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:57 AM |
green-successful-note | $36.95 | 1/25/2012 11:16:45 AM |
Lie-On-Lion | $50.00 | 1/25/2012 3:16:04 PM |
amlu1988 | $25.00 | 1/25/2012 8:47:17 PM |
kulender | $100.00 | 1/26/2012 5:33:43 AM |
Gordon_Gekko1 | $25.00 | 1/25/2012 9:15:38 PM |
tender-ore | $25.00 | 1/26/2012 6:04:55 AM |
blue-useful-auction | $25.00 | 1/26/2012 6:47:06 AM |
jybank | $50.00 | 1/26/2012 9:34:08 AM |
chameleon125 | $50.00 | 1/26/2012 6:54:39 AM |
atlas100 | $25.00 | 1/26/2012 8:01:40 AM |
missing-link | $25.00 | 1/26/2012 9:43:05 AM |
asset-professor | $25.00 | 1/26/2012 9:44:11 AM |
agalt | $125.00 | 1/26/2012 9:45:49 AM |
riproaringrapids | $50.00 | 1/26/2012 9:29:09 AM |
networks4ever | $25.00 | 1/26/2012 9:29:49 AM |
enchanted-diversification496 | $50.00 | 1/26/2012 9:55:07 AM |
meux99 | $25.00 | 1/26/2012 10:00:24 AM |
matt_2006 | $25.00 | 1/26/2012 10:01:25 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:45 AM |
cebgop | $25.00 | 1/26/2012 10:04:19 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:01 AM |
mercuriant | $25.00 | 1/26/2012 10:04:32 AM |
money-baron-roth-IRA | $50.00 | 1/26/2012 9:47:09 AM |
righteousone | $50.00 | 1/26/2012 9:47:37 AM |
Harry | $50.00 | 1/26/2012 9:49:22 AM |
spursdog | $50.00 | 1/26/2012 9:52:06 AM |
Dusigrosz | $25.00 | 1/26/2012 10:08:11 AM |
nfx | $40.00 | 1/26/2012 9:54:22 AM |
SFBank | $50.00 | 1/26/2012 10:11:52 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:28 AM |
Tradesmanlender | $25.00 | 1/26/2012 10:16:26 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:56 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:15 AM |
Money_Working | $29.00 | 1/26/2012 11:24:42 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:04 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:51 PM |
888GoldIngots | $29.53 | 1/26/2012 12:48:50 PM |
luv4cycling | $25.00 | 1/26/2012 10:09:10 AM |
atomantic | $75.00 | 1/26/2012 1:06:19 PM |
wise-intelligent-duty | $25.00 | 1/26/2012 1:32:48 PM |
rolltide09 | $50.00 | 1/26/2012 10:11:02 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:47 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:14 AM |
nisim5 | $100.00 | 1/26/2012 10:12:58 AM |
selector568 | $300.00 | 1/26/2012 10:13:04 AM |
Cutts | $25.00 | 1/26/2012 10:14:16 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:02 AM |
rajs | $100.00 | 1/26/2012 3:48:11 PM |
investment-comet | $25.00 | 1/26/2012 11:36:57 AM |
baker31 | $51.05 | 1/26/2012 12:04:20 PM |
myidear | $25.00 | 1/26/2012 12:05:39 PM |
building_community | $50.00 | 1/26/2012 12:10:26 PM |
ethical-truth211 | $100.00 | 1/26/2012 4:29:48 PM |
capital-mogul | $26.36 | 1/26/2012 1:57:00 PM |
DrNano | $50.00 | 1/26/2012 2:18:36 PM |
beachliving29 | $32.56 | 1/26/2012 2:28:29 PM |
Interloper | $200.00 | 1/26/2012 2:42:26 PM |
penny-finder | $31.33 | 1/26/2012 3:00:06 PM |
El_Profesional | $25.00 | 1/26/2012 3:22:53 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:49 PM |
triumphant-camaraderi1 | $1,000.00 | 1/26/2012 3:53:45 PM |
pnace | $50.00 | 1/26/2012 4:23:15 PM |
brainy-repayment5 | $50.00 | 1/26/2012 4:32:17 PM |
Sid-K | $25.00 | 1/26/2012 5:13:49 PM |
the-magnetic-transaction | $50.00 | 1/26/2012 5:05:34 PM |
orearella3 | $25.00 | 1/26/2012 5:09:34 PM |
myduck | $50.00 | 1/26/2012 5:36:22 PM |
Elefunt | $25.00 | 1/26/2012 5:40:13 PM |
scoobiedoo | $50.00 | 1/26/2012 5:44:46 PM |
Index_Plus | $2,062.67 | 1/26/2012 5:55:06 PM |
172 Investments
|
Borrower Payment Dependent Notes Series
535491
This series of Notes was issued and sold upon the funding of the borrower loan #59640, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $395.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 14% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 18
/
17 | Length of status: | 9y 11m |
Amount delinquent:
| $2,532 |
Total credit lines:
| 43 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,279 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mhzinger1723 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2009)
700-719
(Aug-2009)
|
Principal balance:
| $1,249.42 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Paying off High Rate Cards Now!
Purpose of loan: Pay Off High Rate Cards
This loan will be used to...Consolidate high rate cards into 1 lower payment for faster payoff
My financial situation: Actually very good, after the downturn of 2008 things got tight and the cards were unfortunately relied upon. My industry has come back full circle and working for an auto dealership with a blue oval out front has been a blessing due to great corporate management.
I am a good candidate for this loan because...it will be paid off not only on time but early. The loan is only being used so that I do not have to divert money away from investment accounts where I would get hit with a fee.
Monthly net income: $18890 for 2011
Monthly expenses: $
Housing: $3200
Insurance: $150
Car expenses: $806
Utilities: $300
Phone, cable, internet: $400
Food, entertainment: $1000
Clothing, household expenses: $500
Credit cards and other loans: $822
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $44.37 | 1/13/2012 5:02:15 PM |
Feyenoord | $30.00 | 1/13/2012 5:19:34 PM |
hitsman | $50.00 | 1/13/2012 5:16:28 PM |
Harry | $50.00 | 1/13/2012 6:38:35 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:10 PM |
five-star-note | $50.00 | 1/13/2012 5:22:52 PM |
amlu1988 | $25.00 | 1/13/2012 8:24:45 PM |
benefit-trident | $25.00 | 1/14/2012 4:55:32 AM |
Brisket_Bob | $25.00 | 1/14/2012 6:50:06 AM |
leodaguy | $100.00 | 1/14/2012 7:50:14 AM |
atlas100 | $50.00 | 1/14/2012 6:25:49 AM |
order-brilliance9 | $100.00 | 1/14/2012 12:23:25 PM |
loyalist1 | $250.00 | 1/14/2012 9:12:19 PM |
riv701 | $25.00 | 1/14/2012 1:48:19 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:01 AM |
marwadi-62 | $100.00 | 1/14/2012 6:13:33 PM |
chameleon125 | $25.00 | 1/15/2012 10:41:21 AM |
heerzaquestion | $25.00 | 1/15/2012 7:12:12 AM |
verticalhorizon | $34.03 | 1/16/2012 5:13:06 AM |
dinero-path5 | $25.00 | 1/16/2012 6:43:55 AM |
organized-payment6 | $50.00 | 1/16/2012 8:07:42 AM |
GCInvestments | $25.00 | 1/16/2012 9:34:32 AM |
contract-student2 | $35.60 | 1/16/2012 10:00:42 AM |
DoctorJoe | $25.00 | 1/16/2012 4:28:13 AM |
twjh | $25.00 | 1/16/2012 10:32:15 AM |
note-buddy | $396.75 | 1/16/2012 1:43:09 PM |
Domgabriel | $50.00 | 1/16/2012 3:31:35 PM |
genius520 | $50.00 | 1/16/2012 5:33:16 PM |
integrity-american | $25.00 | 1/16/2012 8:44:16 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:23 PM |
managedfund | $1,333.00 | 1/17/2012 5:30:17 PM |
420limo | $30.00 | 1/18/2012 12:16:54 AM |
i3urtonair | $25.00 | 1/18/2012 8:11:44 AM |
Bank42 | $25.00 | 1/18/2012 5:07:15 AM |
bizzzond | $50.00 | 1/18/2012 7:11:32 AM |
Jinja | $82.33 | 1/18/2012 8:04:44 AM |
FarmersBank | $25.00 | 1/18/2012 7:56:54 AM |
bonus-quark4 | $25.00 | 1/18/2012 10:28:05 AM |
csakhil | $25.00 | 1/18/2012 1:28:06 PM |
papaloha | $200.00 | 1/18/2012 9:51:28 AM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:42 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:21 PM |
toblerone | $25.00 | 1/18/2012 5:08:49 PM |
trustworthy-hope189 | $31.66 | 1/18/2012 2:06:55 PM |
Fiimg | $50.00 | 1/18/2012 6:22:59 PM |
tech310 | $50.00 | 1/18/2012 7:46:59 PM |
EverettFinancial | $50.00 | 1/18/2012 9:19:36 PM |
PXM-Financial | $75.00 | 1/18/2012 7:43:53 PM |
blissful-cash3 | $100.00 | 1/19/2012 11:30:14 AM |
velocity-winner | $25.00 | 1/19/2012 12:56:13 PM |
orange-immaculate-payment | $50.00 | 1/19/2012 2:03:46 PM |
JJ-Loans | $55.00 | 1/19/2012 3:39:50 PM |
sappy02 | $50.00 | 1/19/2012 5:31:54 PM |
poeman | $25.00 | 1/19/2012 12:43:24 PM |
guard327 | $30.00 | 1/19/2012 12:57:12 PM |
LateOneNight | $100.00 | 1/19/2012 5:37:02 PM |
brondero | $75.00 | 1/19/2012 8:00:08 PM |
sturdy-note5 | $25.00 | 1/19/2012 8:25:11 PM |
lenderRXT | $100.00 | 1/20/2012 11:49:50 AM |
oxnard | $50.00 | 1/20/2012 2:28:41 PM |
Redmond | $25.00 | 1/20/2012 2:55:41 PM |
Makemony | $25.00 | 1/21/2012 4:51:27 AM |
OGS_Capital | $25.00 | 1/21/2012 6:37:09 AM |
ommcd | $25.00 | 1/21/2012 12:39:14 PM |
Easystreet | $25.00 | 1/21/2012 12:39:47 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:51 AM |
income-safehouse9 | $100.00 | 1/21/2012 7:56:22 PM |
ChillyWilly | $25.00 | 1/22/2012 9:15:53 AM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:36 PM |
JGuide | $30.01 | 1/22/2012 3:14:59 PM |
KirosPOS | $50.00 | 1/22/2012 5:57:41 PM |
Weaverville | $25.00 | 1/23/2012 9:21:56 AM |
Lie-On-Lion | $25.00 | 1/23/2012 2:10:10 PM |
rate-negotiator | $25.00 | 1/23/2012 2:29:10 PM |
digitaldan | $50.00 | 1/23/2012 9:52:45 AM |
a-reasonable-return | $25.00 | 1/23/2012 10:38:04 AM |
harty | $50.00 | 1/23/2012 12:37:58 PM |
baker31 | $49.00 | 1/23/2012 12:08:07 PM |
joyful-money9 | $100.00 | 1/23/2012 2:08:52 PM |
Adam_00 | $50.00 | 1/23/2012 3:25:55 PM |
fantastic-bazaar2 | $100.00 | 1/23/2012 6:01:42 PM |
EndRunFunding | $111.26 | 1/23/2012 6:03:52 PM |
Ruckus888 | $100.00 | 1/23/2012 4:51:18 PM |
investment-cluster | $50.00 | 1/23/2012 6:41:15 PM |
well-rounded-dinero | $50.00 | 1/23/2012 8:37:05 PM |
DreDub | $50.00 | 1/23/2012 9:58:58 PM |
schnarff | $25.00 | 1/23/2012 6:47:59 PM |
Fioravanti | $100.00 | 1/24/2012 8:43:26 AM |
dinero-launcher | $26.01 | 1/24/2012 8:52:36 AM |
bentheredunthat | $207.21 | 1/24/2012 4:18:33 AM |
compwhiz | $25.00 | 1/24/2012 6:11:53 AM |
ChrisTJ | $25.00 | 1/24/2012 9:19:49 AM |
thorough-marketplace441 | $45.00 | 1/24/2012 8:35:50 AM |
CaliforniaSun | $25.00 | 1/24/2012 8:40:53 AM |
LendGuy | $25.00 | 1/24/2012 8:48:32 AM |
mamingo | $25.00 | 1/24/2012 8:51:57 AM |
noble-liberty717 | $47.50 | 1/24/2012 8:59:28 AM |
Kaj | $25.00 | 1/24/2012 9:08:00 AM |
compoundinterest | $39.00 | 1/24/2012 9:16:47 AM |
gracej | $25.00 | 1/24/2012 9:18:10 AM |
lagnisiruk | $25.00 | 1/24/2012 9:18:14 AM |
evnagelist | $25.00 | 1/24/2012 9:20:15 AM |
rcm87 | $50.00 | 1/24/2012 9:22:10 AM |
Cheburashka | $25.00 | 1/24/2012 9:28:52 AM |
duty-explosion9 | $25.00 | 1/24/2012 9:28:17 AM |
appraiser366 | $25.00 | 1/24/2012 9:34:29 AM |
dedication-magnolia9 | $25.00 | 1/24/2012 9:35:08 AM |
haplender | $37.00 | 1/24/2012 9:39:13 AM |
MoneyForNothing | $28.94 | 1/24/2012 6:00:22 AM |
elephantparty | $35.00 | 1/13/2012 5:19:42 PM |
edaguy | $75.00 | 1/13/2012 5:24:04 PM |
sturdy-fairness0 | $50.00 | 1/13/2012 5:25:44 PM |
AF-Chief | $25.00 | 1/13/2012 5:32:53 PM |
enriching-dollar1 | $100.00 | 1/13/2012 5:39:32 PM |
downtownfarm | $25.00 | 1/13/2012 5:40:57 PM |
epall | $25.00 | 1/13/2012 6:02:12 PM |
enticing-capital6 | $50.00 | 1/13/2012 5:16:05 PM |
trade-burrito4 | $35.00 | 1/13/2012 5:24:52 PM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:17 AM |
vutah | $35.00 | 1/13/2012 6:25:33 PM |
FinanceEngine | $40.00 | 1/14/2012 8:10:48 AM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:46 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:16 AM |
dime-sprout | $25.00 | 1/15/2012 12:38:59 PM |
first-serene-credit | $25.00 | 1/15/2012 8:53:38 AM |
hogdriver | $25.00 | 1/15/2012 9:42:46 AM |
dime-selector | $25.00 | 1/15/2012 11:53:15 AM |
babybrother | $50.00 | 1/15/2012 6:45:30 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:53:00 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:32 PM |
pposFUNDing | $32.80 | 1/16/2012 10:33:03 PM |
eod_man | $75.00 | 1/17/2012 7:18:04 AM |
E_G | $50.00 | 1/17/2012 5:07:34 PM |
Leshan | $75.00 | 1/18/2012 6:40:36 AM |
friendinmoney | $25.00 | 1/18/2012 6:19:17 AM |
yield-trapper9 | $25.00 | 1/18/2012 9:36:19 AM |
randsenterprise | $25.00 | 1/18/2012 9:37:22 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:58 AM |
secureincome | $449.00 | 1/18/2012 9:35:49 AM |
rlaboy | $25.00 | 1/18/2012 4:09:27 PM |
Byrd24 | $100.00 | 1/18/2012 4:37:40 PM |
wlm3012 | $50.00 | 1/18/2012 7:53:35 PM |
cagcrash | $75.00 | 1/18/2012 5:25:36 PM |
a-reasonable-return | $25.00 | 1/18/2012 7:38:29 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:28 AM |
innovator10 | $253.00 | 1/19/2012 9:37:58 AM |
principal-cooker2 | $100.00 | 1/19/2012 9:43:05 AM |
MonkeyHero | $25.00 | 1/19/2012 9:27:22 AM |
orearella3 | $25.00 | 1/19/2012 9:27:58 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:08 AM |
reward-motion | $75.00 | 1/19/2012 5:10:08 PM |
vonheyse | $25.00 | 1/19/2012 2:39:20 PM |
treasure-hunter270 | $50.00 | 1/19/2012 5:30:27 PM |
market-sumac | $100.00 | 1/19/2012 4:20:06 PM |
benjo | $50.00 | 1/19/2012 10:08:17 PM |
kevin314 | $50.00 | 1/19/2012 11:19:29 PM |
cybernosha | $25.00 | 1/20/2012 6:53:01 AM |
dollar-tornado3 | $25.00 | 1/20/2012 6:03:49 AM |
kulender | $50.00 | 1/20/2012 6:15:04 AM |
wwwUniversal | $25.00 | 1/20/2012 9:34:30 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:37 PM |
the-magnetic-transaction | $50.00 | 1/20/2012 5:13:58 PM |
ethical-truth211 | $100.00 | 1/21/2012 6:36:56 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:41 PM |
prudent-bid3 | $50.00 | 1/21/2012 1:23:00 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:49 AM |
Sevron | $100.00 | 1/21/2012 6:09:30 PM |
mad-scientist0 | $42.73 | 1/22/2012 3:04:48 PM |
bold-generosity-enlightenment | $125.00 | 1/22/2012 10:18:37 PM |
soccer_nut | $40.00 | 1/23/2012 12:18:45 AM |
Debt-free-Southern-California | $25.00 | 1/23/2012 4:31:51 AM |
rokman | $50.00 | 1/23/2012 5:41:14 AM |
Rulea72 | $25.00 | 1/22/2012 9:17:03 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:19 AM |
PlatinumBank | $25.00 | 1/23/2012 12:02:46 PM |
top-diversification-giraffe1 | $25.00 | 1/23/2012 9:42:05 AM |
helpingyou1 | $25.00 | 1/23/2012 10:00:41 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:38 AM |
betterthanstock | $50.00 | 1/23/2012 4:57:11 PM |
important-diversification620 | $25.00 | 1/23/2012 5:10:41 PM |
finance-admirer614 | $166.00 | 1/23/2012 7:03:36 PM |
kublai | $25.00 | 1/24/2012 8:02:37 AM |
speedster351 | $25.00 | 1/24/2012 8:40:01 AM |
gothampark | $25.00 | 1/23/2012 9:30:07 PM |
klinebarger | $25.00 | 1/24/2012 9:03:20 AM |
The_Vault | $34.34 | 1/23/2012 9:49:42 PM |
gustavholstopus32 | $25.00 | 1/24/2012 4:29:55 AM |
Sierrahh | $25.00 | 1/24/2012 9:19:45 AM |
green-glowing-gain | $25.00 | 1/24/2012 6:54:38 AM |
john0720 | $50.00 | 1/24/2012 7:24:15 AM |
orgy63 | $25.00 | 1/24/2012 8:59:29 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:16 AM |
syounker | $25.00 | 1/24/2012 9:09:52 AM |
principal-molecule2 | $29.45 | 1/24/2012 9:37:54 AM |
Logan7 | $25.00 | 1/24/2012 9:11:33 AM |
TheCount | $25.00 | 1/24/2012 9:16:10 AM |
gulch | $25.00 | 1/24/2012 9:22:39 AM |
samo102us | $25.00 | 1/24/2012 9:26:54 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:35 AM |
199 Investments
|
Borrower Payment Dependent Notes Series
537517
This series of Notes was issued and sold upon the funding of the borrower loan #59634, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $192.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 47% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,667 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fictionalhistory |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Nov-2010)
|
Principal balance:
| $3,708.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Pay down more high interest debt
Purpose of loan:
This loan will be used to pay down high interest debt
My financial situation:
I am a good candidate for this loan because I have no missed payments on any of my debt and this is my second Prosper Loan
Monthly net income: $4400
Monthly expenses: $
Housing: $525
Insurance: $90
Car expenses: $358
Utilities: $150
Phone, cable, internet: $172
Food, entertainment: $varies
Clothing, household expenses: $varies
Credit cards and other loans: $2500
Other expenses: $142 (HOA)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/22/2012 12:01:35 PM |
Feyenoord | $30.00 | 1/22/2012 12:26:14 PM |
AndChicksforFree | $25.00 | 1/22/2012 12:44:34 PM |
Moe87 | $25.00 | 1/22/2012 1:57:40 PM |
grnii78 | $200.00 | 1/25/2012 10:24:01 AM |
green-trade-dolphin2 | $29.97 | 1/22/2012 12:02:17 PM |
a- | $25.00 | 1/22/2012 12:13:37 PM |
cattlebaron | $25.00 | 1/22/2012 12:19:18 PM |
sturdy-fairness0 | $50.00 | 1/22/2012 12:22:43 PM |
LittleMingo | $25.00 | 1/22/2012 12:07:14 PM |
drcoop | $25.00 | 1/22/2012 12:12:54 PM |
Investor_DP | $100.00 | 1/22/2012 12:33:28 PM |
genuine-integrity0 | $25.00 | 1/22/2012 12:57:25 PM |
knee_caps | $30.00 | 1/23/2012 3:59:08 AM |
investment-artist | $25.00 | 1/22/2012 3:53:56 PM |
gain-equator | $25.00 | 1/22/2012 9:38:42 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:50 AM |
A4 | $25.00 | 1/23/2012 3:48:03 PM |
first-serene-credit | $25.00 | 1/24/2012 7:30:30 AM |
yf99yz | $25.00 | 1/23/2012 6:07:30 PM |
Huck007 | $50.00 | 1/23/2012 6:30:35 PM |
scarlet-velvet | $25.08 | 1/23/2012 7:53:46 PM |
420limo | $25.00 | 1/23/2012 11:11:26 PM |
squarebob | $25.00 | 1/24/2012 9:19:42 AM |
LoanerPrincipal | $25.00 | 1/24/2012 9:47:28 AM |
jeg3k | $50.00 | 1/24/2012 10:24:01 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:09 AM |
blueshound | $25.00 | 1/24/2012 11:02:04 AM |
bonus-quark4 | $25.00 | 1/24/2012 4:12:17 PM |
Bcs-cnc | $25.00 | 1/24/2012 1:01:12 PM |
money-bauble | $100.00 | 1/24/2012 5:34:34 PM |
kevin314 | $40.00 | 1/24/2012 8:17:31 PM |
enticing-note | $25.00 | 1/24/2012 6:54:09 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:24 AM |
mad-scientist418 | $25.00 | 1/25/2012 6:32:03 AM |
DHolly | $25.00 | 1/25/2012 6:33:45 AM |
Easystreet | $25.00 | 1/25/2012 9:16:39 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:44 AM |
mikeandcat | $57.88 | 1/25/2012 9:30:26 AM |
Bob450 | $25.00 | 1/25/2012 8:07:37 PM |
Sturgee | $25.00 | 1/25/2012 5:22:54 PM |
Wilhan | $30.00 | 1/26/2012 6:11:13 AM |
rlaboy | $25.00 | 1/26/2012 9:17:31 AM |
Cai8899 | $37.00 | 1/26/2012 9:59:23 AM |
processor115 | $25.00 | 1/26/2012 9:59:44 AM |
meux99 | $25.00 | 1/26/2012 10:00:21 AM |
vinayski | $25.00 | 1/26/2012 10:01:06 AM |
burrito6 | $50.00 | 1/26/2012 10:06:21 AM |
productive-note2 | $100.00 | 1/26/2012 10:07:45 AM |
rulender | $25.00 | 1/26/2012 10:07:52 AM |
order-brilliance9 | $100.00 | 1/26/2012 10:09:41 AM |
kind-bill-supporter | $25.00 | 1/26/2012 10:10:45 AM |
Clambake | $25.00 | 1/26/2012 9:55:42 AM |
payout-reaction740 | $25.00 | 1/26/2012 9:56:01 AM |
AFairDeal | $25.00 | 1/26/2012 9:56:47 AM |
minista | $25.00 | 1/26/2012 10:11:54 AM |
TrekTune | $25.00 | 1/26/2012 9:57:28 AM |
Cheburashka | $25.00 | 1/26/2012 9:59:28 AM |
camaraderi-atmosphere | $26.00 | 1/26/2012 9:58:27 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:34 AM |
profit-powerplant | $25.00 | 1/26/2012 10:02:52 AM |
five-star-note | $25.00 | 1/26/2012 10:03:31 AM |
hitsman | $50.00 | 1/26/2012 10:05:07 AM |
orearella3 | $25.00 | 1/26/2012 10:04:06 AM |
cebgop | $25.00 | 1/26/2012 10:04:18 AM |
important-openness1 | $31.00 | 1/26/2012 10:05:03 AM |
MadHun | $111.00 | 1/26/2012 10:08:55 AM |
orange-preeminant-bill | $25.00 | 1/26/2012 10:10:47 AM |
best-charming-leverage | $50.00 | 1/26/2012 10:10:59 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:01 AM |
nisim5 | $100.00 | 1/26/2012 10:12:57 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:13 AM |
progressive-economy261 | $213.01 | 1/26/2012 10:13:23 AM |
the-discrete-income | $25.00 | 1/22/2012 2:15:31 PM |
113121 | $25.00 | 1/22/2012 8:30:37 PM |
jmeasn | $25.00 | 1/24/2012 11:29:29 AM |
OldManP | $25.00 | 1/25/2012 8:44:59 AM |
icanhasloanz | $100.00 | 1/26/2012 10:09:16 AM |
rupee-equation2 | $25.00 | 1/22/2012 12:21:53 PM |
janeybooboo | $50.00 | 1/22/2012 12:33:22 PM |
graceful-investment | $100.00 | 1/22/2012 12:39:24 PM |
sensible-fund | $25.00 | 1/22/2012 5:59:40 PM |
blissful-cash3 | $50.00 | 1/22/2012 8:09:12 PM |
focused-return366 | $25.00 | 1/23/2012 8:23:02 AM |
FinanceEngine | $50.00 | 1/23/2012 10:12:19 AM |
chameleon125 | $50.00 | 1/23/2012 10:48:28 AM |
bbt210 | $25.06 | 1/23/2012 12:42:00 PM |
john0720 | $50.00 | 1/24/2012 8:11:11 AM |
FarmersBank | $25.00 | 1/24/2012 10:07:23 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:20:21 AM |
value-travels | $25.00 | 1/24/2012 2:30:51 PM |
judson | $25.00 | 1/24/2012 2:36:03 PM |
graceful-IRAinvestment | $100.00 | 1/24/2012 5:07:04 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:35 PM |
resolute-payment | $25.00 | 1/24/2012 5:37:25 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:37 PM |
RKLFinancial | $25.00 | 1/24/2012 8:31:39 PM |
saxaphone6 | $25.00 | 1/24/2012 8:38:35 PM |
randsenterprise | $25.00 | 1/25/2012 9:07:00 AM |
Leshan | $75.00 | 1/25/2012 8:04:53 AM |
Lo0se_mo0se | $25.00 | 1/25/2012 9:19:05 AM |
payout-motivator0 | $32.00 | 1/25/2012 9:31:01 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:27 AM |
bazaar-festivity | $25.00 | 1/25/2012 9:56:14 AM |
ethical-truth211 | $200.00 | 1/25/2012 10:02:43 AM |
enriching-dollar1 | $100.00 | 1/25/2012 10:03:19 AM |
fcrick | $25.00 | 1/25/2012 10:06:08 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:20 AM |
us957165 | $25.00 | 1/25/2012 5:39:33 PM |
ronin4sale | $25.00 | 1/25/2012 4:04:22 PM |
KaChingInvestments | $25.00 | 1/25/2012 6:03:58 PM |
Madmigel | $50.00 | 1/25/2012 8:32:20 PM |
nfx | $45.00 | 1/26/2012 9:54:35 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:39 AM |
sharpey | $25.00 | 1/26/2012 10:00:52 AM |
ommcd | $25.00 | 1/26/2012 10:00:56 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:56 AM |
ckatak | $25.00 | 1/26/2012 10:05:15 AM |
IIP77 | $25.00 | 1/26/2012 10:05:51 AM |
Kaj | $25.00 | 1/26/2012 10:06:09 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:56 AM |
secureincome | $490.00 | 1/26/2012 10:07:23 AM |
luv4cycling | $25.00 | 1/26/2012 10:09:09 AM |
a-unflappable-finance | $88.00 | 1/26/2012 9:54:53 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:52 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:09 AM |
consummate-loyalty1 | $28.00 | 1/26/2012 9:55:16 AM |
fmanjoo | $25.00 | 1/26/2012 10:13:01 AM |
WilliamLeeSims | $25.00 | 1/26/2012 9:58:44 AM |
tremendous-payment | $25.00 | 1/26/2012 9:59:38 AM |
nex | $25.00 | 1/26/2012 9:58:12 AM |
logical-reward8 | $25.00 | 1/26/2012 9:58:34 AM |
AmericanCredit | $31.00 | 1/26/2012 10:02:10 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:40 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:03 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:43 AM |
mercuriant | $25.00 | 1/26/2012 10:04:32 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:25 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:02 AM |
corporatejim | $25.00 | 1/26/2012 10:06:21 AM |
proud-pound4 | $25.00 | 1/26/2012 10:10:10 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:26 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:24 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:39 AM |
144 Investments
|
Borrower Payment Dependent Notes Series
538321
This series of Notes was issued and sold upon the funding of the borrower loan #59584, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $74.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 30% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,893 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| JLMGroupFunds |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to...short term loan
My financial situation:
I am a good candidate for this loan because...I hold 360 notes of my own and growing, but do not want to touch those funds.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $250.00 | 1/26/2012 5:11:26 PM |
loanman2007 | $250.00 | 1/27/2012 4:55:23 AM |
Feyenoord | $30.00 | 1/26/2012 9:34:26 PM |
Sid-K | $25.00 | 1/26/2012 5:14:10 PM |
handy-justice | $50.00 | 1/26/2012 5:04:56 PM |
nimble-revenue5 | $50.00 | 1/26/2012 5:23:20 PM |
nimble-revenue5 | $100.00 | 1/26/2012 5:23:25 PM |
courteous-kindness1 | $25.00 | 1/26/2012 5:35:44 PM |
economy-coup | $50.00 | 1/26/2012 5:19:57 PM |
worthy-bid8 | $100.00 | 1/26/2012 5:21:23 PM |
tolerant-dime2 | $25.00 | 1/26/2012 5:31:03 PM |
scarlet-velvet | $25.08 | 1/26/2012 7:15:47 PM |
LuvToLend | $25.00 | 1/26/2012 5:37:49 PM |
Reliance_Banker | $25.00 | 1/26/2012 8:05:43 PM |
zeeexsixare | $75.00 | 1/26/2012 5:45:40 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:24 PM |
midnight24 | $25.00 | 1/26/2012 7:28:59 PM |
gain-equator | $25.00 | 1/26/2012 7:27:10 PM |
MarvintheMartian | $25.00 | 1/27/2012 5:44:31 AM |
john0720 | $25.00 | 1/27/2012 5:47:57 AM |
favorite-commerce | $60.00 | 1/26/2012 9:27:26 PM |
corndog4000 | $90.00 | 1/26/2012 9:46:32 PM |
Land_on_your_feet | $25.00 | 1/27/2012 5:48:43 AM |
Laxa | $67.80 | 1/27/2012 6:20:28 AM |
first-compassion-oak | $25.00 | 1/27/2012 6:35:41 AM |
Christophe | $50.00 | 1/27/2012 5:54:30 AM |
cash-delight1 | $50.00 | 1/26/2012 5:20:42 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:16 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:39 PM |
DiligentiaLLC | $25.00 | 1/26/2012 8:53:39 PM |
serene-capital | $50.00 | 1/27/2012 12:16:22 AM |
Nerdster1 | $50.00 | 1/27/2012 4:27:56 AM |
investment-artist | $25.00 | 1/26/2012 8:01:09 PM |
deal-pal | $25.00 | 1/26/2012 8:30:39 PM |
auction-seeker | $25.00 | 1/26/2012 8:08:51 PM |
Iloanyoumoney | $1.85 | 1/27/2012 6:41:41 AM |
hillerod | $25.27 | 1/26/2012 9:57:49 PM |
rockhound84 | $25.00 | 1/27/2012 4:59:08 AM |
dollar-tornado3 | $25.00 | 1/27/2012 5:29:51 AM |
CA-Lender | $75.00 | 1/27/2012 5:36:54 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
538871
This series of Notes was issued and sold upon the funding of the borrower loan #59343, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $483.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 5% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,361 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-ladybug |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
I need to get out of debt
Purpose of loan:
This loan will be used to...pay off credit cards at high interest rates
My financial situation:
I am a good candidate for this loan because...I am emplu=yeed with a high income, but I have a lot of debt. I have a three year plan to get out of credit card debt (the cards are in the freezer) . Seriously, I want to get out from under 50k in credit card debit. This happened to us because of a multitude of issues including my children's medical expenses. I make a good alarm, but still stuck in debt that I want to get out of in an aggressive three year plan. This loan at lower interest rates would help me do this.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $32.91 | 1/13/2012 9:02:32 AM |
sturdy-fairness0 | $100.00 | 1/13/2012 9:17:15 AM |
edaguy | $75.00 | 1/13/2012 9:25:39 AM |
downtownfarm | $25.00 | 1/13/2012 9:50:49 AM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:15 AM |
blot44 | $25.00 | 1/14/2012 7:07:59 AM |
A4 | $25.00 | 1/17/2012 5:42:44 PM |
Tylerh | $34.00 | 1/18/2012 9:38:55 AM |
gentle-gain235 | $50.00 | 1/18/2012 9:40:01 AM |
csakhil | $25.00 | 1/18/2012 1:27:59 PM |
BxRealtor | $25.00 | 1/18/2012 5:22:30 PM |
Uncle_Scrooge | $50.00 | 1/18/2012 5:43:04 PM |
Fiimg | $50.00 | 1/18/2012 6:22:58 PM |
E_G | $50.00 | 1/18/2012 5:39:53 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:54 PM |
ideal-platinum1 | $25.00 | 1/18/2012 5:21:44 PM |
top-courteous-peso | $75.00 | 1/18/2012 5:26:33 PM |
genius520 | $50.00 | 1/18/2012 5:27:06 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:41 PM |
orlowf | $25.00 | 1/19/2012 4:47:19 AM |
suave-dollar | $25.00 | 1/19/2012 8:27:48 AM |
kevin314 | $25.00 | 1/19/2012 9:24:05 AM |
wtrboy | $25.00 | 1/19/2012 9:14:46 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:40 AM |
Weaverville | $25.00 | 1/19/2012 4:20:35 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:06 AM |
benefit-prescription6 | $100.00 | 1/19/2012 5:34:34 PM |
loan-oasis4 | $35.00 | 1/19/2012 1:42:34 PM |
notabanker | $75.00 | 1/19/2012 5:14:31 PM |
justice-allocator3 | $25.00 | 1/19/2012 10:06:14 PM |
order-supernova6 | $50.00 | 1/19/2012 7:36:38 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:42 PM |
power-trophy7 | $25.00 | 1/19/2012 5:35:49 PM |
Lender0010 | $50.00 | 1/20/2012 7:16:00 AM |
retiresecure | $26.28 | 1/20/2012 8:20:33 AM |
saysana | $25.00 | 1/20/2012 9:01:29 AM |
devoider | $25.00 | 1/20/2012 10:00:14 AM |
hopeful-truth5 | $50.00 | 1/20/2012 1:39:36 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:38 PM |
penny-plato | $25.00 | 1/20/2012 6:17:36 PM |
Macinvest | $25.00 | 1/20/2012 9:11:51 PM |
income-banjo | $25.00 | 1/20/2012 5:41:58 PM |
BeatrixKiddo | $25.00 | 1/21/2012 8:35:42 AM |
Gandalf0001 | $25.00 | 1/21/2012 12:49:14 AM |
maldok1 | $25.00 | 1/21/2012 12:38:34 PM |
Henrylin | $25.00 | 1/21/2012 12:29:14 PM |
Sevron | $100.00 | 1/21/2012 6:09:29 PM |
principal-bull | $25.00 | 1/21/2012 12:41:43 PM |
Howaboutsomemoney | $27.43 | 1/21/2012 2:54:01 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:22 AM |
currency-persimmon | $50.00 | 1/22/2012 7:37:32 AM |
mauge35 | $51.69 | 1/22/2012 11:43:40 AM |
mhotchan | $100.00 | 1/22/2012 9:12:46 AM |
payout-bridge | $150.00 | 1/18/2012 10:14:06 PM |
hitsman | $50.00 | 1/13/2012 9:09:27 AM |
rupee-equation2 | $25.00 | 1/13/2012 9:31:33 AM |
houli123 | $30.00 | 1/13/2012 9:31:54 AM |
enriching-dollar1 | $100.00 | 1/13/2012 9:37:11 AM |
AFairDeal | $25.00 | 1/13/2012 9:30:35 AM |
Harry | $50.00 | 1/13/2012 6:39:10 PM |
leodaguy | $100.00 | 1/14/2012 7:50:12 AM |
indomitable-coin | $25.00 | 1/14/2012 12:13:18 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:58 AM |
kenji4861 | $25.00 | 1/15/2012 12:08:41 PM |
integrity-american | $25.00 | 1/16/2012 8:44:14 PM |
themoneydoctor | $150.00 | 1/17/2012 2:51:06 PM |
a- | $25.00 | 1/17/2012 4:29:04 PM |
Ripsaw4U | $50.00 | 1/18/2012 9:47:48 AM |
blooming-market | $25.00 | 1/18/2012 3:20:55 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:40 PM |
cagcrash | $75.00 | 1/18/2012 5:25:35 PM |
successful-agreement7 | $100.00 | 1/18/2012 5:40:29 PM |
sharpey | $25.00 | 1/18/2012 5:25:45 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:53 PM |
scrappy-leverage6 | $25.00 | 1/18/2012 5:37:06 PM |
bvzm | $50.00 | 1/18/2012 4:29:05 PM |
roadtruck | $25.00 | 1/18/2012 5:21:12 PM |
selector568 | $300.00 | 1/18/2012 5:39:56 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:45:37 PM |
cimbaman | $33.00 | 1/19/2012 6:13:56 AM |
ddog0224 | $25.00 | 1/19/2012 6:48:05 AM |
thinker6 | $50.00 | 1/19/2012 8:21:27 AM |
crw1950 | $25.00 | 1/19/2012 4:47:25 AM |
socal-lender | $25.00 | 1/18/2012 7:36:44 PM |
Interloper | $25.00 | 1/19/2012 11:03:10 AM |
BzJ108 | $25.00 | 1/19/2012 11:27:47 AM |
DadWarbucks | $25.00 | 1/19/2012 9:25:31 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:52 AM |
market-assembler | $50.00 | 1/19/2012 5:10:30 PM |
order-brilliance9 | $100.00 | 1/19/2012 5:32:13 PM |
benjo | $50.00 | 1/19/2012 10:08:15 PM |
p2ploan-embrace6 | $100.00 | 1/20/2012 9:37:03 AM |
Tradesmanlender | $25.00 | 1/20/2012 9:43:12 AM |
agalt | $50.00 | 1/20/2012 8:11:16 AM |
iolaire | $25.00 | 1/20/2012 9:56:16 AM |
jbaum | $40.00 | 1/20/2012 9:06:39 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:37 AM |
Redmond | $25.00 | 1/20/2012 2:55:39 PM |
miked8303 | $50.00 | 1/20/2012 9:36:18 AM |
oxnard | $50.00 | 1/20/2012 2:28:39 PM |
cmg891 | $50.00 | 1/20/2012 11:48:35 AM |
blue-velocity-washboard | $25.00 | 1/20/2012 3:35:14 PM |
Brisket_Bob | $25.00 | 1/20/2012 3:49:26 PM |
greenfuture | $25.00 | 1/21/2012 10:36:08 AM |
dime-hot-rod7 | $50.00 | 1/20/2012 8:16:06 PM |
the-profit-oracle | $25.00 | 1/21/2012 12:19:54 PM |
JJ9876 | $25.00 | 1/21/2012 12:38:39 PM |
enthralling-investment | $25.00 | 1/21/2012 12:49:00 PM |
BenR | $70.00 | 1/21/2012 12:29:33 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:39 PM |
progressive-economy261 | $400.00 | 1/21/2012 12:47:09 PM |
squadron781 | $25.00 | 1/21/2012 5:13:18 PM |
Loves-Corvairs | $100.00 | 1/21/2012 3:28:05 PM |
catmanbob | $25.00 | 1/21/2012 7:25:55 PM |
investment-festival8 | $250.00 | 1/21/2012 11:33:46 PM |
funnymoney1 | $25.00 | 1/22/2012 12:27:27 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:22 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:44 AM |
dinero-path5 | $50.00 | 1/22/2012 10:52:58 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:50 AM |
P2P_Investor | $2,000.00 | 1/22/2012 1:40:28 PM |
generosity-poem2 | $84.00 | 1/22/2012 11:57:58 AM |
loan-hacker | $25.00 | 1/22/2012 12:24:11 PM |
Index_Plus | $6,760.69 | 1/22/2012 2:37:05 PM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:28:31 PM |
125 Investments
|
Borrower Payment Dependent Notes Series
539997
This series of Notes was issued and sold upon the funding of the borrower loan #59707, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $157.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 30% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,599 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duckslayer1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Sep-2010)
700-719
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to...Purchase a motorcycle.
My financial situation:
I am a good candidate for this loan because...I have steady employment and always pay my bills on time. I have paid off one prosper loan and was never late on a payment.
Monthly net income: $4983.00
Monthly expenses: $3961.00
Housing: $1500.00
Insurance: $165.00
Car expenses: $846.00
Utilities: $250.00
Phone, cable, internet: $150.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $650.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $34.00 | 1/28/2012 12:01:18 PM |
worth-blanket2 | $4,000.00 | 1/28/2012 12:01:49 PM |
affluence-generator2 | $300.00 | 1/28/2012 12:01:05 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
540655
This series of Notes was issued and sold upon the funding of the borrower loan #59180, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $80.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
14 | Length of status: | 12y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,477 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peso-tiger7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...pay credit cards
My financial situation:
I am a good candidate for this loan because...i have a stable income
Monthly net income: $5200
Monthly expenses: $
Housing: $2400
Insurance: $138
Car expenses: $350
Utilities: $308
Phone, cable, internet: $143
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $1,974.92 | 1/17/2012 5:01:51 PM |
scarlet-velvet | $25.08 | 1/17/2012 5:00:55 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
541483
This series of Notes was issued and sold upon the funding of the borrower loan #59748, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $435.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 14% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,139 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-note-hug |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used for debt consolidation purposes for high interest charged on credit crad.
My financial situation:
I am a good candidate for this loan because of my earnings and limited expenses, with a stable income at a global comapny for the past 7 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
creditjunky | $125.00 | 1/19/2012 5:26:09 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:45 PM |
houli123 | $250.00 | 1/20/2012 9:45:00 AM |
kenji4861 | $25.00 | 1/20/2012 5:42:58 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:09 PM |
enticing-note | $25.00 | 1/24/2012 6:53:51 PM |
Cherrypicker | $50.00 | 1/26/2012 2:29:03 PM |
Drager | $100.00 | 1/26/2012 8:34:37 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:11 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:20 PM |
Tylerh | $250.00 | 1/27/2012 5:10:13 PM |
kevin314 | $25.00 | 1/27/2012 5:25:53 PM |
hitsman | $50.00 | 1/27/2012 5:31:32 PM |
AFairDeal | $25.00 | 1/27/2012 5:33:55 PM |
wealthstar | $25.00 | 1/27/2012 5:36:19 PM |
Dubbs360 | $25.00 | 1/27/2012 5:09:12 PM |
gold-sushi | $25.00 | 1/27/2012 5:19:13 PM |
gjm6d | $25.00 | 1/27/2012 5:43:28 PM |
heavy_ax | $25.00 | 1/27/2012 5:37:05 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:02 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:23 PM |
Harry | $50.00 | 1/19/2012 5:31:52 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:05 PM |
sflawya | $25.00 | 1/19/2012 5:36:13 PM |
vutah | $25.00 | 1/20/2012 9:10:54 AM |
sturdy-fairness0 | $100.00 | 1/20/2012 9:33:22 AM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:26 AM |
kirat15 | $50.00 | 1/25/2012 8:49:11 AM |
john0720 | $50.00 | 1/25/2012 4:08:13 PM |
rcj1411 | $50.00 | 1/26/2012 6:54:02 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:32 AM |
moneytolend72 | $50.00 | 1/27/2012 11:52:34 AM |
acarnegie | $25.00 | 1/27/2012 12:18:13 PM |
truth-silo | $50.00 | 1/27/2012 4:08:14 PM |
selector568 | $300.00 | 1/27/2012 5:26:32 PM |
Aaron_Oz | $25.00 | 1/27/2012 5:17:16 PM |
Ripsaw4U | $50.00 | 1/27/2012 5:19:11 PM |
leodaguy | $55.00 | 1/27/2012 5:25:28 PM |
enriching-dollar1 | $100.00 | 1/27/2012 5:20:23 PM |
worth-web5 | $50.00 | 1/27/2012 5:30:47 PM |
Index_Plus | $10,945.00 | 1/27/2012 6:06:33 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
542025
This series of Notes was issued and sold upon the funding of the borrower loan #59850, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $111.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 45% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 6y 5m |
Amount delinquent:
| $2,993 |
Total credit lines:
| 24 | Stated income: | $1-$24,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,271 | |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| carlsbad_gal |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate my loans which will result in lower monthly payments.
My financial situation:
I am a good candidate for this loan because I have borrowed from you before and paid off the loan in a timely manner.
Monthly net income: $1,600.00
Monthly expenses: $
Housing: $371.00
Insurance: $67.00
Car expenses: $260.00
Utilities: $30.00
Phone, cable, internet: $85.00
Food, entertainment: $200.00
Clothing, household expenses: $40.00
Credit cards and other loans: $250.00
Other expenses: $60.00 (medical co-pays)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/29/2012 9:29:12 PM |
AndChicksforFree | $100.00 | 1/29/2012 10:21:10 PM |
Mikale360 | $25.00 | 1/29/2012 11:10:59 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:16 PM |
exchange-squirrel | $100.00 | 1/29/2012 6:11:24 PM |
velvetsmog | $25.00 | 1/29/2012 7:08:09 PM |
mustangcobra | $25.00 | 1/29/2012 7:12:57 PM |
zipemdown | $25.00 | 1/29/2012 10:20:00 PM |
dkjl | $25.00 | 1/29/2012 9:39:52 PM |
Mrs-Honeydew | $30.00 | 1/30/2012 4:09:26 AM |
Socorro_Capital_Partners | $25.01 | 1/29/2012 10:11:48 PM |
melodious-openness | $500.00 | 1/30/2012 12:22:34 AM |
auction-seeker4 | $25.00 | 1/30/2012 5:02:00 AM |
farchoir | $25.00 | 1/30/2012 5:53:00 AM |
tomdooley12520 | $25.00 | 1/30/2012 6:13:44 AM |
atlas100 | $75.00 | 1/30/2012 5:39:04 AM |
beachliving29 | $32.77 | 1/30/2012 5:54:27 AM |
mikeandcat | $200.00 | 1/30/2012 5:05:33 AM |
MPdeez | $64.42 | 1/30/2012 5:26:08 AM |
jderek01 | $25.00 | 1/30/2012 6:52:14 AM |
newest-inspiring-power | $25.00 | 1/30/2012 7:24:57 AM |
goodhearted-gold3 | $25.00 | 1/30/2012 6:49:50 AM |
jsnryn | $25.00 | 1/30/2012 7:25:45 AM |
Mageeker | $25.00 | 1/30/2012 7:04:53 AM |
zydeco337 | $30.00 | 1/30/2012 7:36:04 AM |
djh47a | $25.00 | 1/30/2012 7:25:58 AM |
cordial-affluence2 | $32.32 | 1/30/2012 7:14:39 AM |
T-Bone | $25.00 | 1/30/2012 7:34:25 AM |
Gamblor | $62.28 | 1/30/2012 7:32:37 AM |
exponential-reward081 | $25.00 | 1/29/2012 5:55:19 PM |
promise2 | $25.00 | 1/29/2012 6:15:03 PM |
red-eloquent-rupee | $25.00 | 1/29/2012 6:24:50 PM |
Domgabriel | $30.00 | 1/29/2012 6:54:17 PM |
kind-magnificent-bid | $50.00 | 1/29/2012 7:42:34 PM |
melodious-openness | $500.00 | 1/29/2012 8:45:20 PM |
gustavzantanon | $50.00 | 1/30/2012 4:24:58 AM |
Gregger | $25.00 | 1/30/2012 12:13:00 AM |
calimanusa | $50.00 | 1/30/2012 12:15:06 AM |
thrifty-transaction578 | $25.00 | 1/29/2012 11:17:39 PM |
verticalhorizon | $30.12 | 1/30/2012 4:45:23 AM |
SouthernRemarketing | $26.53 | 1/30/2012 6:22:41 AM |
nalaari | $34.00 | 1/30/2012 5:40:12 AM |
investment-tempo | $25.00 | 1/30/2012 6:07:05 AM |
refined-return922 | $25.00 | 1/30/2012 6:27:57 AM |
Shanester | $25.00 | 1/30/2012 6:37:47 AM |
thisbucksforu | $50.00 | 1/30/2012 5:48:01 AM |
The-Lighthouse-Group | $25.00 | 1/30/2012 5:51:41 AM |
generator596 | $30.00 | 1/30/2012 7:05:11 AM |
Richmp412 | $25.00 | 1/30/2012 7:06:39 AM |
jga516 | $25.00 | 1/30/2012 7:17:25 AM |
cardguy | $25.00 | 1/30/2012 6:44:23 AM |
peso-miser | $25.00 | 1/30/2012 7:24:56 AM |
Land_on_your_feet | $52.55 | 1/30/2012 6:58:53 AM |
dignified-finance | $15.00 | 1/30/2012 7:41:09 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
544585
This series of Notes was issued and sold upon the funding of the borrower loan #59858, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $261.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,308 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-superstar0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jul-2010)
|
Principal balance:
| $1,307.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off my current Prosper loan which is at a higher interest rate and another personal loan which is at a high rate too. I had the second loan to pay off taxes last year. Also, one of my credit card's interest rate was raised to 29.99% even with no late payments. I called the credit card company to reduce the intrest rate, but they wouldn't.
My financial situation:
I am a good candidate for this loan because I made a financial plan, paying down my credit cards as planned and not using them. In addition to owing taxes last year I was dealing with some difficult financial situations within my own family and trying to help them. I'm keeping to a budget and adjusted my withholding to make sure I don't owe taxes this year. I always pay on time and calculated my budget before applying for this new Prosper loan listing.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trumpeter5 | $25.00 | 1/30/2012 9:00:50 AM |
loanman2007 | $150.00 | 1/30/2012 9:01:14 AM |
worth-blanket2 | $6,695.00 | 1/30/2012 9:01:41 AM |
Whipster | $80.00 | 1/30/2012 9:00:52 AM |
affluence-generator2 | $200.00 | 1/30/2012 9:00:23 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
544825
This series of Notes was issued and sold upon the funding of the borrower loan #59644, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $374.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 41% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $11,838 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-commanding-nickel |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying Off High Interest Debt
Purpose of loan:
This loan will be used to... Pay Off High Interest Debt
My financial situation:
I am a good candidate for this loan because... I make all of my payments on time, I have No history of late payments!
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CashFlow13 | $299.00 | 1/23/2012 5:20:44 PM |
AndChicksforFree | $25.00 | 1/23/2012 5:59:44 PM |
loanman2007 | $25.00 | 1/26/2012 5:48:20 AM |
worthy-bid8 | $100.00 | 1/23/2012 5:10:49 PM |
MatthewDP | $200.00 | 1/23/2012 5:15:09 PM |
kind-efficient-credit | $25.00 | 1/23/2012 5:20:49 PM |
aiming_for_42 | $25.00 | 1/23/2012 8:40:02 PM |
kulender | $50.00 | 1/24/2012 5:13:37 AM |
missing-link | $25.00 | 1/24/2012 9:31:25 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:24 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:49 PM |
calimanusa | $30.00 | 1/24/2012 5:24:26 PM |
Something-Corporate | $25.00 | 1/24/2012 6:46:08 PM |
enticing-note | $25.00 | 1/24/2012 6:54:16 PM |
moola-tulip1 | $30.00 | 1/25/2012 7:54:07 AM |
transaction-circuit | $50.00 | 1/25/2012 8:18:56 AM |
Weaverville | $25.00 | 1/25/2012 8:59:55 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:49 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:44:50 PM |
West_End_Local | $50.00 | 1/25/2012 5:13:54 PM |
powerful-finance7 | $25.00 | 1/26/2012 4:33:38 PM |
wkeboarder21 | $50.00 | 1/26/2012 5:27:46 PM |
Sid-K | $25.00 | 1/26/2012 5:13:43 PM |
patriot384 | $53.00 | 1/27/2012 6:21:07 AM |
cognizant-rupee7 | $25.00 | 1/27/2012 9:49:33 AM |
fantastic-wampum1 | $100.00 | 1/27/2012 9:45:00 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:26 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:25 PM |
Index_Plus | $6,747.59 | 1/27/2012 2:56:25 PM |
zeeexsixare | $300.00 | 1/23/2012 6:26:54 PM |
tolerant-dime2 | $25.00 | 1/23/2012 5:18:06 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:06 PM |
economy-coup | $50.00 | 1/23/2012 5:26:42 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:42 PM |
scarlet-velvet | $25.08 | 1/23/2012 7:51:19 PM |
epall | $25.00 | 1/24/2012 8:28:29 AM |
Bank42 | $25.00 | 1/24/2012 10:02:36 AM |
loyalty-czar | $30.00 | 1/24/2012 4:43:41 PM |
first-class-gold0 | $50.00 | 1/24/2012 7:06:40 PM |
kevin314 | $40.00 | 1/24/2012 8:17:35 PM |
credit-coach118 | $40.37 | 1/25/2012 8:49:57 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:36 AM |
john0720 | $50.00 | 1/25/2012 4:08:16 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:49 PM |
Tylerh | $250.00 | 1/26/2012 5:09:56 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:11 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:24 PM |
dough-mammal | $100.00 | 1/26/2012 5:11:50 PM |
rolltide09 | $50.00 | 1/26/2012 5:37:46 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:16 PM |
dollar-tornado3 | $25.00 | 1/27/2012 5:28:43 AM |
Star_Witness | $25.00 | 1/26/2012 8:09:02 PM |
friendinmoney | $29.92 | 1/26/2012 9:10:14 PM |
loyalist1 | $100.00 | 1/27/2012 5:10:49 AM |
unbeatable-credit1 | $50.00 | 1/27/2012 9:17:02 AM |
dollar-sonnet3 | $25.00 | 1/27/2012 9:48:38 AM |
patriot897 | $25.00 | 1/27/2012 11:33:37 AM |
worth-quark7 | $25.00 | 1/27/2012 2:55:18 PM |
radforj22 | $25.00 | 1/27/2012 2:23:13 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
545185
This series of Notes was issued and sold upon the funding of the borrower loan #59484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,993 | |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| graceful-durability9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Apr-2011)
|
Principal balance:
| $4,369.85 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
KLH
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/17/2012 5:14:13 PM |
hitsman | $50.00 | 1/17/2012 5:15:12 PM |
Zoramite | $25.00 | 1/17/2012 5:06:54 PM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:33 PM |
downtownfarm | $25.00 | 1/17/2012 5:53:58 PM |
Investor_DP | $100.00 | 1/17/2012 5:41:59 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:10 AM |
csakhil | $25.00 | 1/18/2012 1:28:43 PM |
squarebob | $25.00 | 1/19/2012 9:46:11 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:24 AM |
treasure-hunter270 | $25.00 | 1/19/2012 5:30:51 PM |
LateOneNight | $100.00 | 1/19/2012 5:37:02 PM |
kevin314 | $50.00 | 1/19/2012 11:19:37 PM |
kulender | $50.00 | 1/20/2012 6:15:25 AM |
integrity-american | $50.00 | 1/19/2012 8:51:38 PM |
GCInvestments | $25.00 | 1/20/2012 9:44:37 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:48 PM |
bold-generosity-enlightenment | $75.00 | 1/22/2012 10:20:44 PM |
harty | $50.00 | 1/23/2012 12:38:05 PM |
green28 | $75.00 | 1/24/2012 5:12:59 AM |
Fede1 | $112.05 | 1/24/2012 8:30:10 AM |
rubylender | $25.00 | 1/24/2012 6:37:01 AM |
klinebarger | $25.00 | 1/24/2012 9:03:24 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:17 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:19 AM |
orearella3 | $25.00 | 1/24/2012 9:21:26 AM |
626457 | $25.00 | 1/24/2012 10:26:48 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:57 AM |
ChrisProsper | $1,493.35 | 1/24/2012 11:35:25 AM |
mooselegs19 | $50.00 | 1/24/2012 11:14:47 AM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:12 PM |
edaguy | $75.00 | 1/17/2012 5:45:05 PM |
john0720 | $50.00 | 1/17/2012 6:10:57 PM |
Tylerh | $250.00 | 1/17/2012 5:51:52 PM |
fcrick | $25.00 | 1/17/2012 5:27:39 PM |
impressive-justice6 | $50.00 | 1/17/2012 5:33:42 PM |
trade-burrito4 | $35.00 | 1/17/2012 5:40:59 PM |
Fiimg | $50.00 | 1/18/2012 6:23:03 PM |
tech310 | $50.00 | 1/18/2012 7:47:07 PM |
market-sumac | $100.00 | 1/19/2012 4:20:12 PM |
randsenterprise | $25.00 | 1/21/2012 12:13:08 PM |
CaptainBlueberry | $25.00 | 1/22/2012 12:08:33 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:52 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:02 AM |
genius520 | $50.00 | 1/22/2012 12:08:07 PM |
Weaverville | $25.00 | 1/23/2012 9:21:59 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:32 AM |
E_G | $50.00 | 1/23/2012 5:24:10 PM |
compwhiz | $25.00 | 1/24/2012 6:10:47 AM |
WonderPup | $26.00 | 1/24/2012 8:20:51 AM |
jhernand17 | $25.00 | 1/24/2012 8:45:18 AM |
Index_Plus | $10,000.00 | 1/23/2012 9:44:15 PM |
DreDub | $50.00 | 1/23/2012 9:59:01 PM |
oxnard | $50.00 | 1/24/2012 5:42:08 AM |
thorough-marketplace441 | $25.00 | 1/24/2012 8:27:17 AM |
Leshan | $50.00 | 1/24/2012 8:12:54 AM |
LendGuy | $25.00 | 1/24/2012 8:48:33 AM |
Adam_00 | $50.00 | 1/24/2012 9:33:07 AM |
ChrisTJ | $25.00 | 1/24/2012 9:19:49 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:38 AM |
wise382 | $58.60 | 1/24/2012 11:01:13 AM |
important-diversification620 | $25.00 | 1/24/2012 9:49:27 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:26 AM |
jeg3k | $50.00 | 1/24/2012 10:23:49 AM |
nestegg4e | $25.00 | 1/24/2012 11:31:46 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
545313
This series of Notes was issued and sold upon the funding of the borrower loan #59628, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $306.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 19% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,066 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-liberty-friendship |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Breaking free from credit card debt
Purpose of loan:
This loan will be used to pay off credit cards
My financial situation:
I am a good candidate for this loan because I have good credit. I have never had a late payment on any of my cards and I now spend very responsibly. In late 2008, I was laid off from my job as a marketing professional for a large sporting goods holding company. This was right when the economy started to tank. I took the opportunity to start a new venture in marketing consulting, one that ultimately did not pan out. In the meantime, I racked up several thousand dollars worth of credit card debt.
In late 2009, I got an excellent job in internet marketing and have moved my way up to associate director. I have a great salary and spend my money responsibly. I can pay off my cards through standard means, but I'd like to obtain a Prosper loan so I can do it faster and cheaper.
Thanks for considering me!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/20/2012 5:08:37 PM |
creditjunky | $125.00 | 1/20/2012 5:19:45 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:13 PM |
Rivervale_Westwood | $25.00 | 1/21/2012 11:02:19 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:20 AM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:31 PM |
superb-funds335 | $25.00 | 1/23/2012 9:29:03 AM |
patriot897 | $25.00 | 1/23/2012 9:55:57 AM |
john0720 | $25.00 | 1/23/2012 11:03:33 AM |
mar97 | $25.00 | 1/23/2012 3:22:46 PM |
enriching-dollar1 | $100.00 | 1/23/2012 5:13:25 PM |
hitsman | $50.00 | 1/23/2012 5:15:44 PM |
DreDub | $50.00 | 1/23/2012 9:59:07 PM |
AFairDeal | $25.00 | 1/23/2012 5:30:53 PM |
gentle-gain235 | $25.00 | 1/24/2012 7:20:49 AM |
ericgassercom | $25.00 | 1/24/2012 9:41:28 AM |
Ripsaw4U | $50.00 | 1/24/2012 9:43:46 AM |
heavy_ax | $25.00 | 1/24/2012 9:45:08 AM |
Sneezie | $68.00 | 1/24/2012 9:48:49 AM |
E_G | $50.00 | 1/24/2012 10:00:42 AM |
Cherrypicker | $50.00 | 1/24/2012 3:39:14 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:29 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:41 PM |
jescowa | $50.00 | 1/24/2012 6:46:26 PM |
kevin314 | $40.00 | 1/24/2012 8:17:24 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:34 PM |
blot44 | $25.00 | 1/25/2012 6:13:06 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:04 AM |
kirat15 | $50.00 | 1/25/2012 8:49:12 AM |
oskizzle | $25.00 | 1/25/2012 9:01:55 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:09 AM |
friendinmoney | $25.00 | 1/25/2012 1:50:41 PM |
LendingSingularity | $50.00 | 1/26/2012 12:17:30 AM |
j2ee | $25.00 | 1/26/2012 9:23:52 AM |
subtle-revenue0 | $25.00 | 1/26/2012 9:25:58 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:26 AM |
jybank | $50.00 | 1/26/2012 9:34:06 AM |
dreamhope | $25.00 | 1/26/2012 8:44:25 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:41 AM |
loss-of-control | $100.01 | 1/26/2012 9:25:05 AM |
jamiee73 | $25.00 | 1/26/2012 9:27:05 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:44 AM |
houli123 | $25.00 | 1/26/2012 9:48:06 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:36 AM |
loan-fate | $50.00 | 1/26/2012 9:31:22 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:06 AM |
gjm6d | $25.00 | 1/26/2012 9:31:37 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:03 AM |
Tylerh | $250.00 | 1/26/2012 9:36:08 AM |
enchanted-diversification496 | $50.00 | 1/26/2012 9:55:05 AM |
meux99 | $25.00 | 1/26/2012 10:00:20 AM |
BeachWalkz | $50.00 | 1/26/2012 9:38:27 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:49 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:39 AM |
missing-link | $25.00 | 1/26/2012 9:43:04 AM |
matt_2006 | $25.00 | 1/26/2012 10:01:23 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:42 AM |
asset-professor | $25.00 | 1/26/2012 9:44:09 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:56 AM |
MichaelProsper | $40.00 | 1/26/2012 9:50:42 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:48 AM |
vest_vortex | $25.01 | 1/26/2012 9:52:28 AM |
trade-elm | $30.00 | 1/26/2012 10:09:47 AM |
orange-preeminant-bill | $25.00 | 1/26/2012 10:10:47 AM |
spursdog | $50.00 | 1/26/2012 9:56:47 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:19 AM |
leodaguy | $91.00 | 1/26/2012 9:57:07 AM |
WilliamLeeSims | $25.00 | 1/26/2012 9:58:44 AM |
BxRealtor | $25.00 | 1/26/2012 10:02:00 AM |
cebgop | $25.00 | 1/26/2012 10:04:17 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:55 AM |
LoanerPrincipal | $25.00 | 1/26/2012 10:10:28 AM |
SFBank | $50.00 | 1/26/2012 10:11:52 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:14 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:11 AM |
progressive-economy261 | $400.00 | 1/26/2012 10:13:23 AM |
CashFlow13 | $300.00 | 1/26/2012 9:35:48 AM |
loanman2007 | $25.00 | 1/26/2012 9:57:02 AM |
icanhasloanz | $50.00 | 1/26/2012 10:09:34 AM |
a- | $25.00 | 1/20/2012 5:18:40 PM |
kenji4861 | $25.00 | 1/20/2012 5:42:59 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:11 PM |
sturdy-fairness0 | $100.00 | 1/20/2012 5:14:29 PM |
Harry | $50.00 | 1/20/2012 5:42:00 PM |
edaguy | $75.00 | 1/23/2012 9:31:05 AM |
genius520 | $50.00 | 1/23/2012 5:25:09 PM |
repayment-hawk5 | $25.00 | 1/23/2012 5:19:35 PM |
selector568 | $300.00 | 1/23/2012 5:41:21 PM |
deal-pal | $25.00 | 1/24/2012 7:05:34 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:45 AM |
bbrelo | $25.00 | 1/24/2012 9:48:24 AM |
LarWit1512 | $25.00 | 1/24/2012 9:36:06 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:58 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:31 AM |
value-travels | $25.00 | 1/24/2012 2:30:49 PM |
jeg3k | $50.00 | 1/24/2012 10:23:58 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:34 PM |
downtownfarm | $25.00 | 1/24/2012 5:20:41 PM |
enticing-note | $25.00 | 1/24/2012 6:53:55 PM |
Darts | $50.00 | 1/25/2012 8:17:57 AM |
cerebral-dollar773 | $50.00 | 1/25/2012 7:33:18 AM |
RG | $30.00 | 1/25/2012 9:39:24 AM |
SCD | $25.00 | 1/25/2012 7:57:54 PM |
networks4ever | $25.00 | 1/26/2012 9:29:47 AM |
unbeatable-credit1 | $50.00 | 1/26/2012 6:10:52 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:53 AM |
terrific-dough6 | $75.00 | 1/26/2012 9:30:22 AM |
BenR | $100.00 | 1/26/2012 9:35:21 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:21 AM |
economy-coup | $50.00 | 1/26/2012 9:45:05 AM |
enchanted-note | $46.00 | 1/26/2012 9:45:39 AM |
newest-bountiful-basis | $25.00 | 1/26/2012 9:45:55 AM |
Kyjamune | $25.00 | 1/26/2012 9:45:59 AM |
orearella3 | $25.00 | 1/26/2012 10:04:06 AM |
EngineersAlliance | $125.00 | 1/26/2012 9:48:04 AM |
stock106 | $25.00 | 1/26/2012 9:48:19 AM |
trombone245 | $25.00 | 1/26/2012 9:45:37 AM |
mercuriant | $25.00 | 1/26/2012 10:04:31 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:26 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:09 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:24 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:51 AM |
Gabriel02 | $25.00 | 1/26/2012 10:13:27 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:33 AM |
innocent-income4 | $25.00 | 1/26/2012 10:13:51 AM |
nex | $25.00 | 1/26/2012 9:58:12 AM |
principal-cooker2 | $100.00 | 1/26/2012 10:14:36 AM |
Aberdeen | $2,834.97 | 1/26/2012 10:14:46 AM |
bonus-demon | $50.00 | 1/26/2012 10:01:17 AM |
profit-powerplant | $25.00 | 1/26/2012 10:02:52 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:55 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:24 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:02 AM |
beaker | $25.03 | 1/26/2012 10:09:55 AM |
impressive-justice6 | $50.00 | 1/26/2012 10:09:43 AM |
bazaar-festivity | $25.00 | 1/26/2012 10:11:41 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:25 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:38 AM |
GCInvestments | $25.00 | 1/26/2012 10:13:30 AM |
Cutts | $25.00 | 1/26/2012 10:14:14 AM |
140 Investments
|
Borrower Payment Dependent Notes Series
545377
This series of Notes was issued and sold upon the funding of the borrower loan #59560, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $193.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1976 |
Debt/Income ratio:
| 24% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,499 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| worth-bell7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
sidelineoxy
Purpose of loan:
This loan will be used to help pay for my daughters wedding.
My financial situation:
I am a good candidate for this loan because I have never missed a payment for any loan. I have stable employment in the health care field with a top health care company. I plan to use Prosper as my main source of borrowing in the future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $26.01 | 1/24/2012 9:02:33 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:48 AM |
proper-agreement8 | $50.00 | 1/24/2012 9:17:38 AM |
penny-plato | $25.00 | 1/24/2012 9:22:44 AM |
Harry | $50.00 | 1/24/2012 9:53:46 AM |
DDPrime | $34.00 | 1/24/2012 5:42:34 PM |
Weaverville | $25.00 | 1/26/2012 4:19:32 PM |
cash-delight1 | $50.00 | 1/24/2012 9:21:33 AM |
kenji4861 | $25.00 | 1/24/2012 9:37:57 AM |
JustMee | $25.00 | 1/24/2012 11:11:33 AM |
sturdy-fairness0 | $100.00 | 1/24/2012 5:13:31 PM |
enticing-note | $25.00 | 1/24/2012 6:54:29 PM |
kirat15 | $50.00 | 1/25/2012 8:49:19 AM |
john0720 | $50.00 | 1/25/2012 4:08:18 PM |
Tylerh | $250.00 | 1/26/2012 5:09:59 PM |
Sid-K | $25.00 | 1/26/2012 5:13:50 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:42 PM |
kevin314 | $25.00 | 1/26/2012 5:32:13 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:23 PM |
Index_Plus | $5,064.99 | 1/26/2012 6:29:32 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
545781
This series of Notes was issued and sold upon the funding of the borrower loan #59599, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $298.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 13
/
10 | Length of status: | 10y 5m |
Amount delinquent:
| $542 |
Total credit lines:
| 28 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,169 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HangerTopGun |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 70% )
| 680-699 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 4
( 11% )
| 680-699
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 7
( 19% )
|
Total payments billed:
| 37 | | |
Description
My loan for home improvement
Purpose of loan: New Roof
This loan will be used to replace a roof that has to be completely replaced
My financial situation:
I am a good candidate for this loan because I have been employed as a teacher and a coach for 15 years and I think peer lending is the best way for people to invest and have control of their money.
Monthly net income: $ 4500
Monthly expenses: $ 2400
Housing: $1100
Insurance: $170
Car expenses: $0
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,865.00 | 1/20/2012 9:03:52 AM |
credit-missile | $135.00 | 1/20/2012 9:02:43 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
546653
This series of Notes was issued and sold upon the funding of the borrower loan #59641, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,150.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $73.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 6m |
Amount delinquent:
| $1,632 |
Total credit lines:
| 20 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,807 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| justice-system |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jamiee73 | $25.00 | 1/24/2012 9:19:52 AM |
Investor_DP | $100.00 | 1/25/2012 9:37:31 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:52 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:50 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:54 PM |
Sid-K | $25.00 | 1/26/2012 5:13:50 PM |
scappellee | $50.00 | 1/27/2012 8:13:18 AM |
intelligent-yield | $50.00 | 1/27/2012 9:49:31 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:33 AM |
acarnegie | $25.00 | 1/27/2012 12:18:23 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:28 PM |
cash-delight1 | $50.00 | 1/24/2012 9:21:33 AM |
enticing-note | $25.00 | 1/24/2012 6:54:29 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:54 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:43 PM |
toblerone | $25.00 | 1/26/2012 5:15:41 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:19 PM |
giftgold | $25.00 | 1/26/2012 7:35:58 PM |
Index_Plus | $1,300.00 | 1/27/2012 2:56:14 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
547119
This series of Notes was issued and sold upon the funding of the borrower loan #59251, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $203.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 41% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 15y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,595 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-visionary-kindness6 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2011)
|
Principal balance:
| $1,621.39 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt to lower my payment,
My financial situation:
I am a good candidate for this loan because I have both a secure full time & part time job. I also need to continue improving my credit rating.
Monthly net income: $2125
Lot Rent: $280
Mobile Home & Car: $435
Insurance: $125
Car expenses: $60
Utilities: $80 Kerosene $120
Phone, cable, internet: $140
Food, entertainment: $125
Clothing, household expenses: $50
Credit cards and other loans: $325
Other expenses: Medication $70
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/19/2012 5:05:25 PM |
lendstats_com | $200.00 | 1/19/2012 5:32:21 PM |
justasoldier | $75.00 | 1/19/2012 8:35:49 PM |
shawnw2 | $50.00 | 1/20/2012 1:07:48 AM |
economy-popcorn | $25.00 | 1/20/2012 6:04:19 AM |
InChicago | $100.00 | 1/20/2012 8:05:52 AM |
loanman2007 | $175.00 | 1/20/2012 6:53:28 AM |
sweety075 | $25.00 | 1/20/2012 6:32:31 PM |
HeroSupport | $80.00 | 1/19/2012 5:11:17 PM |
Zoramite | $25.00 | 1/19/2012 5:15:03 PM |
wonder3 | $45.00 | 1/19/2012 5:03:22 PM |
DHolly | $31.00 | 1/19/2012 5:04:52 PM |
312-Lender | $25.00 | 1/19/2012 5:10:36 PM |
a- | $25.00 | 1/19/2012 5:20:10 PM |
ImNotSoDumb | $25.00 | 1/19/2012 5:40:50 PM |
WilliamLeeSims | $25.00 | 1/19/2012 5:31:20 PM |
irrelevant | $50.00 | 1/19/2012 7:05:12 PM |
Kash2010lu | $25.00 | 1/19/2012 5:04:14 PM |
economy-coup | $50.00 | 1/19/2012 5:38:50 PM |
zeeexsixare | $200.00 | 1/19/2012 8:09:46 PM |
integrity-american | $50.00 | 1/19/2012 8:51:45 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:27:00 PM |
worldly-investment333 | $25.00 | 1/20/2012 7:11:34 AM |
wisconsinvestor | $25.00 | 1/19/2012 6:58:03 PM |
DoctorJoe | $30.00 | 1/20/2012 5:45:47 AM |
shrewd-dedication2 | $50.00 | 1/19/2012 7:24:04 PM |
scarlet-velvet | $25.08 | 1/19/2012 7:27:49 PM |
RLaumeyer | $30.00 | 1/20/2012 7:43:27 AM |
TennSquire | $25.00 | 1/20/2012 9:09:12 AM |
bluehen00 | $25.00 | 1/20/2012 5:54:13 AM |
FarmersBank | $38.97 | 1/20/2012 7:43:13 AM |
charming-exchange7 | $25.00 | 1/20/2012 9:32:36 AM |
reflective-rupee | $25.00 | 1/20/2012 8:09:17 AM |
Leshan | $50.00 | 1/20/2012 9:45:12 AM |
a- | $25.00 | 1/20/2012 9:54:26 AM |
CA-Lender | $25.00 | 1/20/2012 9:30:50 AM |
Craigopher | $25.00 | 1/20/2012 4:31:05 PM |
vtrentster | $25.00 | 1/20/2012 2:45:18 PM |
calimanusa | $30.00 | 1/20/2012 12:11:02 PM |
yf99yz | $25.00 | 1/20/2012 5:53:10 PM |
resolute-payment | $50.00 | 1/20/2012 1:29:40 PM |
abradle2 | $34.28 | 1/20/2012 7:19:14 PM |
Bob450 | $30.00 | 1/20/2012 3:59:05 PM |
gilbrear | $25.00 | 1/20/2012 4:43:42 PM |
loan-master1 | $25.00 | 1/20/2012 5:22:51 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:59 AM |
EL_Papin | $25.00 | 1/21/2012 6:47:10 AM |
setUup | $27.03 | 1/20/2012 9:03:43 PM |
HermanstadtKid | $25.00 | 1/21/2012 7:57:15 AM |
lovely-order7 | $25.00 | 1/21/2012 8:01:04 AM |
ronin4sale | $25.00 | 1/21/2012 3:41:19 AM |
LoveLife45 | $25.00 | 1/20/2012 7:10:58 PM |
squarebob | $25.00 | 1/21/2012 11:41:04 AM |
Bcs-cnc | $25.00 | 1/20/2012 9:24:30 PM |
MarvintheMartian | $25.00 | 1/21/2012 3:21:56 AM |
phersjm | $25.00 | 1/21/2012 12:17:26 PM |
payment-chief9 | $53.70 | 1/21/2012 10:57:10 AM |
ambmba | $50.00 | 1/21/2012 7:19:14 AM |
Johnab | $25.00 | 1/21/2012 10:16:24 AM |
fund-tom-tom6 | $25.00 | 1/21/2012 11:13:05 AM |
damage | $25.00 | 1/21/2012 12:18:52 PM |
the-enthralling-coin | $25.00 | 1/21/2012 12:51:58 PM |
Macbethofscots | $25.00 | 1/21/2012 12:32:03 PM |
Ruckus888 | $50.00 | 1/21/2012 1:47:24 PM |
persistent-funds9 | $25.00 | 1/21/2012 12:41:59 PM |
mammalian4 | $25.00 | 1/21/2012 3:21:28 PM |
the-magnetic-transaction | $50.00 | 1/21/2012 12:45:01 PM |
EretzCapital | $50.00 | 1/21/2012 6:01:59 PM |
MAKIN_IT_RAIN | $100.00 | 1/21/2012 6:07:35 PM |
viennese | $25.00 | 1/21/2012 1:19:05 PM |
a-reasonable-return | $25.00 | 1/21/2012 7:28:49 PM |
Lender95466 | $25.00 | 1/21/2012 8:41:41 PM |
funds-control3 | $33.28 | 1/21/2012 8:51:50 PM |
MrBenz | $30.01 | 1/21/2012 9:28:48 PM |
promise2 | $25.00 | 1/21/2012 12:51:34 PM |
prudent-bid3 | $25.00 | 1/21/2012 1:15:05 PM |
theaterguy | $25.00 | 1/21/2012 4:31:23 PM |
gotjack | $25.00 | 1/21/2012 3:33:01 PM |
red-benefit-ruler | $75.00 | 1/21/2012 7:20:11 PM |
radforj22 | $25.00 | 1/21/2012 3:34:58 PM |
NolaBuzz | $25.00 | 1/21/2012 7:39:56 PM |
timmsc | $25.00 | 1/21/2012 8:54:56 PM |
helvet | $35.52 | 1/21/2012 9:47:24 PM |
basis-hero8 | $25.00 | 1/21/2012 5:26:24 PM |
RecoveryLender | $30.00 | 1/21/2012 7:08:22 PM |
salegalaxy | $25.00 | 1/22/2012 1:34:17 AM |
Rip128 | $50.00 | 1/21/2012 3:18:56 PM |
LateOneNight | $100.00 | 1/19/2012 5:37:04 PM |
nimble-revenue5 | $50.00 | 1/19/2012 5:40:12 PM |
SFBank | $50.00 | 1/19/2012 6:52:00 PM |
knee_caps | $30.00 | 1/19/2012 6:55:04 PM |
hitsman | $50.00 | 1/19/2012 5:35:15 PM |
toblerone | $25.00 | 1/19/2012 5:07:09 PM |
LittleMingo | $30.00 | 1/19/2012 5:08:10 PM |
drcoop | $25.00 | 1/19/2012 5:09:43 PM |
skillful-asset5 | $30.00 | 1/19/2012 6:29:03 PM |
janeybooboo | $75.00 | 1/19/2012 9:37:22 PM |
kevin314 | $25.00 | 1/19/2012 11:18:49 PM |
Scotcha | $50.00 | 1/19/2012 5:27:33 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:52:42 AM |
corporatejim | $50.76 | 1/20/2012 4:31:03 AM |
suave-dime6 | $25.00 | 1/20/2012 6:49:42 AM |
first-dinero-paladin | $25.00 | 1/20/2012 8:05:38 AM |
kulender | $50.00 | 1/20/2012 6:15:49 AM |
FinanceEngine | $40.00 | 1/20/2012 7:06:13 AM |
tolerant-dime2 | $25.00 | 1/20/2012 7:34:14 AM |
asset-professor | $25.00 | 1/20/2012 9:17:10 AM |
Investor_DP | $100.00 | 1/20/2012 9:33:27 AM |
first-serene-credit | $25.00 | 1/20/2012 8:36:25 AM |
mikeandcat | $122.78 | 1/20/2012 8:46:21 AM |
Weaverville | $25.00 | 1/20/2012 9:42:32 AM |
fund-explorer4 | $100.00 | 1/20/2012 1:18:34 PM |
hopeful-truth5 | $50.00 | 1/20/2012 1:36:02 PM |
exciting-gold6 | $25.00 | 1/20/2012 9:30:08 AM |
Redmond | $25.00 | 1/20/2012 2:55:49 PM |
Frover | $25.00 | 1/20/2012 5:16:40 PM |
jsnryn | $100.00 | 1/20/2012 11:15:32 AM |
blueshound | $25.00 | 1/20/2012 6:14:25 PM |
chameleon125 | $50.00 | 1/20/2012 1:40:36 PM |
EverettFinancial | $25.00 | 1/20/2012 6:50:45 PM |
the-hope-workhorse | $300.00 | 1/20/2012 7:20:24 PM |
enticing-exchange3 | $25.00 | 1/20/2012 8:14:19 PM |
loss-of-control | $100.00 | 1/20/2012 6:32:58 PM |
GenXInvestor | $36.03 | 1/21/2012 3:24:35 AM |
Whipster | $80.00 | 1/21/2012 5:24:32 AM |
CoolPlexer | $25.00 | 1/20/2012 5:54:50 PM |
ethical-truth211 | $25.00 | 1/21/2012 2:03:10 AM |
yield-hut | $27.00 | 1/21/2012 3:43:54 AM |
Rollshaft | $30.00 | 1/21/2012 5:49:10 AM |
sensible-fund | $25.00 | 1/21/2012 6:23:17 AM |
debt-system880 | $25.00 | 1/20/2012 8:57:59 PM |
TigerForce | $25.00 | 1/21/2012 7:37:55 AM |
I-Believe-In-You | $25.00 | 1/20/2012 10:52:20 PM |
thinker6 | $50.00 | 1/21/2012 4:33:13 AM |
Imaginos1892 | $50.00 | 1/21/2012 9:45:31 AM |
SummitAdvisors | $45.82 | 1/21/2012 10:16:30 AM |
first-class-yield9 | $59.00 | 1/21/2012 10:37:37 AM |
Scrooge_McDuck2 | $100.00 | 1/21/2012 12:20:35 PM |
trade-elm | $25.00 | 1/21/2012 6:46:02 AM |
green-rate-futurist | $25.00 | 1/21/2012 6:52:32 AM |
platinum-admiral8 | $25.00 | 1/21/2012 7:04:45 AM |
red-eloquent-rupee | $100.00 | 1/21/2012 7:26:37 AM |
mikeandcat | $100.00 | 1/21/2012 8:00:36 AM |
nimble-money086 | $25.00 | 1/21/2012 10:44:40 AM |
Comoparklender | $25.00 | 1/21/2012 12:44:46 PM |
papaloha | $283.16 | 1/21/2012 1:40:00 PM |
orearella3 | $25.00 | 1/21/2012 12:45:56 PM |
intrepid-loot | $25.00 | 1/21/2012 5:04:03 PM |
impala6464 | $52.99 | 1/21/2012 7:04:50 PM |
blissful-cash3 | $50.00 | 1/21/2012 1:36:50 PM |
judson | $50.00 | 1/21/2012 11:10:33 PM |
interest-satellite | $25.00 | 1/21/2012 4:33:52 PM |
WLenders | $50.00 | 1/21/2012 6:15:22 PM |
Phatt-Daddy | $25.00 | 1/21/2012 5:22:50 PM |
El_Profesional | $25.00 | 1/21/2012 11:30:38 PM |
LakeShoreLending | $25.00 | 1/21/2012 9:37:09 PM |
ecstatic-kindness4 | $23.59 | 1/22/2012 3:26:49 AM |
157 Investments
|
Borrower Payment Dependent Notes Series
547137
This series of Notes was issued and sold upon the funding of the borrower loan #59740, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $203.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
3 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| hybridman |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 8 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2011)
640-659
(Apr-2009)
720-739
(Aug-2008)
760-779
(Jun-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Wedding Funds
Purpose of loan:
This loan will be used to...pay for wedding needs. Big day is on May 19 2012
My financial situation:
I am a good candidate for this loan because...just look at my credit report. i always pay my bills
Monthly net income: $3800
Monthly expenses: $1700
Housing: $790. but i hope to find a house instead of renting when we get married.
Insurance: $200
Car expenses: $471.00
Utilities: $80.00
Phone, cable, internet: $80
Food, entertainment: $covered by my fiance
Clothing, household expenses: $
Credit cards and other loans: $25/mnth
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $200.00 | 1/29/2012 12:22:46 PM |
InChicago | $250.00 | 1/29/2012 12:39:50 PM |
Kash2010lu | $50.00 | 1/29/2012 12:02:05 PM |
green-trade-dolphin | $32.40 | 1/29/2012 12:02:24 PM |
money-baron-roth-IRA | $50.00 | 1/29/2012 12:12:01 PM |
yield-lion2 | $40.00 | 1/29/2012 12:09:11 PM |
important-openness1 | $100.00 | 1/29/2012 12:09:23 PM |
DHolly | $31.00 | 1/29/2012 12:01:21 PM |
SFBank | $50.00 | 1/29/2012 12:10:37 PM |
velocity-solo | $25.00 | 1/29/2012 12:18:35 PM |
camaraderi-aspen | $100.00 | 1/29/2012 12:12:25 PM |
fabulous-community4 | $75.00 | 1/29/2012 12:07:59 PM |
melodious-fairness | $25.00 | 1/29/2012 12:20:34 PM |
affluence-generator2 | $200.00 | 1/29/2012 12:15:17 PM |
squarebob | $25.00 | 1/29/2012 12:15:44 PM |
detective311 | $50.00 | 1/29/2012 12:19:49 PM |
tntmojave | $50.00 | 1/29/2012 12:12:34 PM |
kind-efficient-credit | $25.00 | 1/29/2012 12:29:38 PM |
Gregger | $25.00 | 1/29/2012 12:43:14 PM |
Investor_DP | $100.00 | 1/29/2012 12:44:04 PM |
jamiee73 | $25.00 | 1/29/2012 12:57:20 PM |
investmentgroup | $25.00 | 1/29/2012 12:39:03 PM |
hidavehi | $39.00 | 1/29/2012 12:46:38 PM |
Bank_Of_XL | $25.00 | 1/29/2012 1:19:22 PM |
melodious-openness | $268.27 | 1/29/2012 1:22:09 PM |
Buenaventura | $25.00 | 1/29/2012 12:52:15 PM |
312-Lender | $25.00 | 1/29/2012 12:48:24 PM |
heaven75 | $300.00 | 1/29/2012 12:53:05 PM |
cattlebaron | $25.00 | 1/29/2012 12:56:34 PM |
Rogelio48 | $40.00 | 1/29/2012 12:58:31 PM |
creditjunky | $200.00 | 1/29/2012 1:18:03 PM |
lucrative-loan | $100.00 | 1/29/2012 12:02:39 PM |
MoneyForNothing | $25.00 | 1/29/2012 12:20:12 PM |
Moe87 | $25.00 | 1/29/2012 12:59:08 PM |
RoZu_Lending | $200.00 | 1/29/2012 12:00:54 PM |
golden-velocity9 | $25.00 | 1/29/2012 12:11:06 PM |
economy-coup | $50.00 | 1/29/2012 12:19:42 PM |
Sonic_Squirrel | $75.00 | 1/29/2012 12:24:04 PM |
dough-mammal | $100.00 | 1/29/2012 12:27:46 PM |
PleaseDontDefault | $50.00 | 1/29/2012 12:27:50 PM |
compoundinterest | $25.00 | 1/29/2012 12:27:32 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:18 PM |
rolltide09 | $50.00 | 1/29/2012 12:34:58 PM |
vegibenz | $25.00 | 1/29/2012 12:31:23 PM |
nimble-revenue5 | $50.00 | 1/29/2012 12:34:05 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:10 PM |
john0720 | $50.00 | 1/29/2012 12:38:36 PM |
genuine-integrity0 | $25.00 | 1/29/2012 12:37:24 PM |
enthusiastic-balance5 | $100.00 | 1/29/2012 12:48:16 PM |
money-bauble | $100.00 | 1/29/2012 12:40:41 PM |
LittleMingo | $30.00 | 1/29/2012 1:12:18 PM |
melodious-openness | $3,169.33 | 1/29/2012 1:23:20 PM |
first-dinero-paladin | $50.00 | 1/29/2012 1:08:35 PM |
thrifty-transaction578 | $50.00 | 1/29/2012 1:18:54 PM |
SolarMoonshine | $50.00 | 1/29/2012 1:19:36 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
547159
This series of Notes was issued and sold upon the funding of the borrower loan #59234, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $398.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,833 | |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-maple5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help for Much Needed Daycare!
Purpose of loan: Renovations for our building.
This loan will be used to...to renovate our building to meet state guidelines.
My financial situation: Stable
I am a good candidate for this loan because... our projected monthly income for the business is very high and we have had tons of support from our community ensuring us that this daycare is much needed and will be successful. There are no other daycare centers in the near area. Also I can afford to pay the loan out of my own family income before the daycare gets going.
Monthly net income: $3200
Monthly expenses: $
Housing: $1400
Insurance: $200
Car expenses: $300
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/4/2012 9:05:44 AM |
edaguy | $50.00 | 1/4/2012 9:25:51 AM |
Investor_DP | $100.00 | 1/4/2012 9:34:10 AM |
successful-agreement7 | $100.00 | 1/4/2012 9:23:39 AM |
Tylerh | $250.00 | 1/4/2012 2:54:34 PM |
worth-viking | $275.00 | 1/4/2012 4:55:57 PM |
top-courteous-peso | $75.00 | 1/4/2012 5:43:30 PM |
red-power-pecan | $50.00 | 1/5/2012 8:55:15 AM |
WonderPup | $25.00 | 1/6/2012 10:01:17 AM |
authoritative-platinum7 | $25.00 | 1/6/2012 11:15:21 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:47:59 AM |
bold-marketplace-awakening | $75.00 | 1/9/2012 4:21:42 PM |
dollardave | $50.00 | 1/12/2012 12:42:11 PM |
duty-explosion9 | $50.00 | 1/12/2012 5:20:13 PM |
missing-link | $25.00 | 1/12/2012 5:21:14 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:19 PM |
orange-preeminant-bill | $25.00 | 1/13/2012 6:47:18 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:32 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:14 PM |
Wellman | $25.00 | 1/14/2012 12:40:48 PM |
burrito6 | $50.00 | 1/14/2012 12:29:55 PM |
shrewd-peace7 | $25.00 | 1/14/2012 12:40:21 PM |
pound-mushroom3 | $25.00 | 1/14/2012 1:01:44 PM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:48:39 PM |
consummate-loyalty1 | $25.00 | 1/14/2012 12:56:14 PM |
jiggaman7 | $50.00 | 1/15/2012 12:21:59 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:03 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:42 PM |
hitsman | $50.00 | 1/4/2012 9:10:23 AM |
handy-justice | $50.00 | 1/4/2012 9:20:07 AM |
worthy-bid8 | $50.00 | 1/4/2012 9:48:56 AM |
cattlebaron | $25.00 | 1/4/2012 1:46:26 PM |
WilliamLeeSims | $25.00 | 1/4/2012 5:27:01 PM |
bubb_hans | $50.00 | 1/5/2012 9:44:55 AM |
Weaverville | $25.00 | 1/5/2012 9:25:59 AM |
tenacious-economy9 | $50.00 | 1/6/2012 7:21:44 AM |
loyalist1 | $100.00 | 1/7/2012 4:45:11 AM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:35 PM |
credit-fox3 | $25.00 | 1/11/2012 10:39:49 PM |
miked8303 | $25.00 | 1/12/2012 9:25:02 AM |
worth-monger844 | $100.00 | 1/12/2012 4:23:08 PM |
diplomatic-wealth7 | $25.00 | 1/12/2012 5:46:31 PM |
transparency-baton | $25.00 | 1/13/2012 9:50:00 AM |
bold-sunny-generosity | $25.00 | 1/13/2012 2:04:13 PM |
treasure-bliss | $25.00 | 1/14/2012 4:00:28 AM |
Dubbs360 | $100.00 | 1/15/2012 12:39:49 AM |
TrekTune | $25.00 | 1/15/2012 11:57:43 AM |
hogdriver | $25.00 | 1/15/2012 9:42:33 AM |
Importexport | $50.00 | 1/15/2012 6:46:56 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:50 PM |
melodious-openness | $7,100.00 | 1/16/2012 4:20:43 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
547423
This series of Notes was issued and sold upon the funding of the borrower loan #59523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 90% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,592 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-optimization2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paying off property taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $25.00 | 1/21/2012 7:45:27 PM |
bubb_hans | $50.00 | 1/13/2012 9:12:34 AM |
jkeller4000 | $25.00 | 1/13/2012 9:34:43 AM |
LuvToLend | $25.00 | 1/13/2012 9:47:00 AM |
Free-the-usa-1776 | $25.00 | 1/13/2012 8:07:30 PM |
papaloha | $50.00 | 1/16/2012 12:30:07 PM |
csakhil | $25.00 | 1/18/2012 1:28:00 PM |
tech310 | $50.00 | 1/18/2012 7:39:37 PM |
justice-trailblazer0 | $25.00 | 1/18/2012 9:48:48 PM |
eboomer2611 | $25.00 | 1/18/2012 8:01:12 PM |
money-fort | $25.00 | 1/20/2012 4:03:32 PM |
MrDance123 | $25.00 | 1/20/2012 12:07:51 PM |
orearella3 | $25.00 | 1/20/2012 5:16:04 PM |
bid-stockpiler1 | $25.00 | 1/21/2012 12:04:44 PM |
kulender | $50.00 | 1/22/2012 9:41:04 AM |
glroark | $50.00 | 1/23/2012 9:07:50 AM |
CACO_Lender | $25.00 | 1/23/2012 12:48:37 PM |
rakem777 | $25.00 | 1/23/2012 12:12:24 PM |
preventivepestcontrol | $50.00 | 1/24/2012 8:37:29 AM |
green-breathtaking-payment | $25.00 | 1/23/2012 10:26:54 PM |
tremendous-yield8 | $25.00 | 1/24/2012 5:12:30 AM |
worldpower2 | $25.00 | 1/24/2012 7:51:03 AM |
Longfellow20011 | $51.07 | 1/24/2012 9:21:51 AM |
droopie1 | $25.00 | 1/24/2012 10:17:14 AM |
goat0 | $14.56 | 1/24/2012 10:20:53 AM |
shawnw2 | $25.00 | 1/18/2012 1:53:14 AM |
2grindstones | $25.00 | 1/13/2012 3:01:25 PM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:50 PM |
mrxtravis | $25.00 | 1/14/2012 12:57:05 PM |
loss-of-control | $50.00 | 1/14/2012 6:36:18 PM |
ccclaireee333 | $25.00 | 1/15/2012 7:03:34 PM |
bambampk | $25.00 | 1/15/2012 6:39:42 PM |
managedfund | $333.00 | 1/16/2012 5:34:19 PM |
SFBank | $50.00 | 1/16/2012 5:40:45 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:26 PM |
green-friendly-bill | $50.00 | 1/18/2012 7:21:13 PM |
let_me_retire | $86.37 | 1/19/2012 11:56:49 AM |
Piitb08 | $150.00 | 1/20/2012 2:35:34 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:06 PM |
nycfinance | $25.00 | 1/21/2012 12:37:21 AM |
orange-pound-party | $35.00 | 1/20/2012 8:21:15 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:23 AM |
Kash2010lu | $30.00 | 1/21/2012 4:50:14 AM |
Dubbs360 | $25.00 | 1/21/2012 12:18:39 PM |
heerzaquestion | $25.00 | 1/21/2012 5:41:08 PM |
asset-sprout | $25.00 | 1/22/2012 5:42:10 PM |
realtormoises | $25.00 | 1/23/2012 5:15:25 AM |
productive-note2 | $100.00 | 1/23/2012 9:39:58 AM |
favorite-commerce | $40.00 | 1/23/2012 9:59:24 AM |
VJ_Financial | $25.00 | 1/23/2012 12:06:30 PM |
mikelance7 | $25.00 | 1/23/2012 4:17:55 PM |
branaa99 | $25.00 | 1/24/2012 8:57:28 AM |
HenryS | $25.00 | 1/24/2012 3:50:09 AM |
elevated-finance | $25.00 | 1/24/2012 8:11:10 AM |
PeterPsych | $165.00 | 1/24/2012 9:42:58 AM |
JohnWS | $95.00 | 1/24/2012 10:10:58 AM |
Razors_Edge | $25.00 | 1/24/2012 10:15:18 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
547547
This series of Notes was issued and sold upon the funding of the borrower loan #59227, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-10-2012 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $246.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,627 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fairness-judo8 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan for Spring Market
Purpose of loan:
This loan will be used to participate in Spring Markets and additional inventory.
My financial situation:
I am a good candidate for this loan because I work full time as an Exeuctive HR Director as I build my business. I never pay my bills late. Right now I do have more debt than I usually carry due to the start-up of the business.
Monthly net income: $5,200
Monthly expenses: $
Housing: $1,302
Insurance: $250.00
Car expenses: $ paid off, 100.00 for fuel
Utilities: $180.00
Phone, cable, internet: $350.00
Food, entertainment: $400.00
Clothing, household expenses: $250.00
Credit cards and other loans: $600.00
Other expenses: $
Daughter's car: $234.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tranquil-capital9 | $25.00 | 12/29/2011 12:26:16 PM |
scrappy-leverage6 | $25.00 | 12/29/2011 5:08:54 PM |
successful-agreement7 | $100.00 | 12/29/2011 5:16:39 PM |
rupee-equation2 | $25.00 | 12/29/2011 5:44:38 PM |
kenji4861 | $25.00 | 12/29/2011 5:31:27 PM |
hitsman | $50.00 | 12/29/2011 5:36:12 PM |
jkeller4000 | $25.00 | 12/29/2011 5:45:57 PM |
Investor_DP | $100.00 | 12/29/2011 5:42:47 PM |
enthusiast758 | $28.31 | 12/29/2011 6:53:04 PM |
Bill | $38.36 | 12/29/2011 7:21:00 PM |
stylish-compassion3 | $50.00 | 12/29/2011 7:49:29 PM |
GODSWORDONIT | $30.48 | 12/29/2011 11:27:46 PM |
loyalty-circuitry | $75.00 | 12/30/2011 5:47:25 AM |
Feyenoord | $30.00 | 12/30/2011 7:37:42 AM |
Emberfox | $50.00 | 12/30/2011 7:40:07 AM |
riproaringrapids | $50.00 | 12/30/2011 12:16:15 PM |
mhammond | $50.00 | 12/30/2011 5:02:02 PM |
john0720 | $50.00 | 12/31/2011 8:54:46 AM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:43 PM |
kukubird | $25.00 | 1/2/2012 12:35:43 PM |
puifais | $50.00 | 1/3/2012 10:27:18 AM |
greenback-guard | $25.00 | 1/3/2012 1:27:13 PM |
metro457 | $100.00 | 1/4/2012 7:36:25 AM |
MissionMicroFinance | $25.00 | 1/4/2012 10:11:33 AM |
masonn | $100.00 | 1/4/2012 3:25:19 PM |
Nyarpy | $25.00 | 1/4/2012 12:56:37 PM |
Tylerh | $250.00 | 1/4/2012 2:53:54 PM |
wampum-chorus3 | $25.00 | 1/4/2012 5:32:49 PM |
market-aspen9 | $50.00 | 1/5/2012 7:15:03 AM |
gold-pudding6 | $60.00 | 1/5/2012 5:47:43 AM |
mad-scientist418 | $25.00 | 1/5/2012 8:39:32 AM |
Weaverville | $25.00 | 1/5/2012 9:25:39 AM |
E_G | $50.00 | 1/5/2012 9:20:52 AM |
wealth-infusion6 | $100.00 | 1/5/2012 9:18:31 AM |
KLCRAY | $25.00 | 1/5/2012 9:40:06 AM |
ConchRepublican | $100.00 | 1/5/2012 12:13:21 PM |
SBT | $50.00 | 1/5/2012 2:59:38 PM |
SweatyBalls | $25.00 | 1/5/2012 3:42:47 PM |
Snoclaf | $25.00 | 1/5/2012 5:42:11 PM |
xyzpl | $50.00 | 1/5/2012 5:32:07 PM |
neelgagan | $50.00 | 1/5/2012 8:39:02 PM |
nalaari | $30.00 | 1/6/2012 5:41:40 AM |
djh47a | $25.00 | 1/6/2012 6:59:53 AM |
platinum-rapture6 | $175.00 | 1/6/2012 11:43:27 AM |
Cutts | $25.00 | 1/6/2012 10:49:01 AM |
benevolent-capital1 | $25.00 | 1/6/2012 4:19:20 PM |
wss438 | $25.00 | 1/6/2012 1:30:44 PM |
top-diversification-giraffe1 | $25.00 | 1/6/2012 11:53:50 AM |
bison667 | $25.00 | 1/6/2012 5:57:59 PM |
capital-motion0 | $150.00 | 1/6/2012 6:12:53 PM |
OzGuy609 | $25.00 | 1/6/2012 9:33:26 PM |
cash-hyperdrive0 | $100.00 | 1/7/2012 9:48:25 AM |
pure-treasure7 | $50.00 | 1/7/2012 10:51:24 AM |
Bank42 | $28.94 | 1/8/2012 4:49:15 AM |
LateOneNight | $100.00 | 1/7/2012 3:31:28 PM |
nickel-demon2 | $100.00 | 1/7/2012 7:36:24 PM |
wlm3012 | $40.00 | 1/8/2012 6:50:13 PM |
Tensleep | $50.00 | 1/8/2012 7:49:41 PM |
decisive-revenue1 | $100.00 | 1/8/2012 7:58:15 PM |
oldman68 | $25.00 | 1/9/2012 9:12:18 AM |
velocity-warrior | $25.00 | 1/8/2012 10:22:07 PM |
bill-expert | $25.00 | 1/9/2012 9:23:48 AM |
exos | $100.00 | 1/9/2012 10:39:45 AM |
adaptable-moola0 | $145.00 | 1/9/2012 10:46:06 AM |
colorfulgardener | $25.00 | 1/9/2012 4:18:10 PM |
Wilhan | $30.00 | 1/9/2012 6:36:48 PM |
sinner_c5 | $25.00 | 1/9/2012 9:48:28 PM |
mschoenf | $50.00 | 1/10/2012 6:48:23 AM |
pound-kitten2 | $25.00 | 1/10/2012 8:17:51 AM |
ericgassercom | $25.00 | 1/10/2012 9:29:59 AM |
mammalian4 | $25.00 | 1/10/2012 9:40:42 AM |
tranquil-economy4 | $100.00 | 1/10/2012 11:24:52 AM |
Ruckus888 | $266.89 | 1/10/2012 10:40:07 AM |
inventive-wealth2 | $25.00 | 12/29/2011 3:33:11 PM |
bb575 | $50.00 | 12/29/2011 5:22:57 PM |
cattlebaron | $25.00 | 12/29/2011 6:57:13 PM |
AFairDeal | $25.00 | 12/29/2011 5:36:41 PM |
versatile-treasure6 | $25.00 | 12/29/2011 7:00:22 PM |
snowman34 | $25.00 | 12/29/2011 9:45:45 PM |
anacent | $50.00 | 12/30/2011 7:42:05 AM |
edaguy | $75.00 | 12/30/2011 9:19:53 AM |
benjamins-utopia | $100.00 | 12/30/2011 10:03:29 AM |
commanding-treasure2 | $50.00 | 12/30/2011 5:12:31 PM |
A4 | $25.00 | 12/31/2011 11:31:08 AM |
velocity-motivator6 | $25.00 | 1/1/2012 9:07:12 AM |
autonomous-basis | $45.46 | 1/1/2012 10:49:26 AM |
asset-professor | $25.00 | 1/1/2012 6:37:23 PM |
processor115 | $100.00 | 1/2/2012 6:47:55 PM |
tech310 | $50.00 | 1/3/2012 12:14:38 AM |
a-finance-nirvana | $25.00 | 1/3/2012 6:20:31 AM |
fairness-gatherer1 | $55.93 | 1/3/2012 11:00:12 AM |
downtownfarm | $25.00 | 1/4/2012 6:43:33 AM |
enriching-dollar1 | $100.00 | 1/4/2012 10:29:20 AM |
gold-gazelle | $25.00 | 1/4/2012 2:25:44 PM |
order-supernova6 | $25.00 | 1/4/2012 7:20:53 PM |
houli123 | $100.00 | 1/5/2012 2:37:07 AM |
mala54 | $30.00 | 1/5/2012 6:34:02 AM |
boylezz | $25.00 | 1/5/2012 6:41:23 AM |
Interloper | $50.00 | 1/5/2012 2:17:17 PM |
JJ9876 | $25.00 | 1/5/2012 1:52:47 PM |
gustavholstopus32 | $25.00 | 1/5/2012 3:14:29 PM |
first-pragmatic-power | $25.00 | 1/5/2012 5:10:26 PM |
Reliance_Banker | $25.00 | 1/5/2012 5:48:38 PM |
mountainpeak | $25.00 | 1/5/2012 8:53:54 PM |
radforj22 | $25.00 | 1/5/2012 8:06:48 PM |
godsgift73 | $25.00 | 1/6/2012 3:25:20 AM |
mason13a | $25.00 | 1/6/2012 9:21:49 AM |
wwwUniversal | $25.00 | 1/6/2012 9:22:07 AM |
WonderPup | $25.00 | 1/6/2012 9:47:26 AM |
generosity-battalion0 | $50.00 | 1/6/2012 12:26:53 PM |
shellback13 | $51.46 | 1/6/2012 7:39:38 PM |
worth-viking | $250.00 | 1/7/2012 10:46:27 AM |
heroic-payout9 | $34.19 | 1/7/2012 7:17:42 AM |
CO_Engineer | $25.00 | 1/7/2012 1:15:08 PM |
maldok1 | $25.00 | 1/8/2012 7:32:38 AM |
kevin314 | $25.00 | 1/7/2012 3:03:39 PM |
quantum_leap | $50.00 | 1/7/2012 4:46:13 PM |
treasure-hunter270 | $25.00 | 1/8/2012 8:02:03 AM |
market-assembler | $50.00 | 1/8/2012 9:49:17 AM |
Erileb | $50.00 | 1/8/2012 10:31:33 AM |
WLenders | $50.00 | 1/8/2012 12:01:31 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:24 PM |
cash-daisy | $31.29 | 1/9/2012 8:05:49 AM |
buffalobills | $25.00 | 1/9/2012 7:11:45 AM |
new-dollar-sprout | $60.47 | 1/9/2012 7:56:03 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:47:33 AM |
factcheck | $50.00 | 1/9/2012 4:17:03 PM |
ludacris | $50.00 | 1/9/2012 4:25:26 PM |
p2ploan-popcorn | $50.00 | 1/9/2012 4:29:51 PM |
abradle2 | $25.00 | 1/9/2012 11:26:17 PM |
mizon291 | $30.00 | 1/10/2012 2:36:54 AM |
thankful-nickel2 | $25.00 | 1/10/2012 3:01:51 AM |
strgazr8888 | $25.00 | 1/10/2012 3:27:22 AM |
auction-seeker4 | $25.00 | 1/10/2012 6:32:22 AM |
A4 | $25.00 | 1/10/2012 8:15:58 AM |
fair-dollar | $28.63 | 1/10/2012 9:33:38 AM |
SecondLifeLoans | $37.40 | 1/10/2012 10:27:01 AM |
promise2 | $25.00 | 1/10/2012 10:02:13 AM |
gustavholstopus32 | $25.00 | 1/10/2012 12:02:16 PM |
ChrisProsper | $42.19 | 1/10/2012 12:47:43 PM |
140 Investments
|
Borrower Payment Dependent Notes Series
547615
This series of Notes was issued and sold upon the funding of the borrower loan #59339, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-19-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 17.69% |
Monthly payment:
| $307.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 2.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 3y 8m |
Amount delinquent:
| $68 |
Total credit lines:
| 52 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $548 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| income-base1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Relocation Expense
Purpose of loan:
This loan will be used as a cushion during my job transfer to NYC. .
My financial situation:
I would make a great candidate for this loan because I will be using this money as a relocation expense bridge. As I enter into the last year of my MBA studies I have been presented with a new earning opportunity that will allow me to repay this loan rather quickly.
My income will increase 50% immediately following my relocation, giving me ample funds to cover expense and pay back this loan expeditiously. I am very proud of my reputation as someone who always pays their bills on time and this will be no exception.
Monthly net income: $6000
Monthly expenses: $
Housing: $975
Insurance: $0
Car expenses: $0
Utilities: $60
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wonderous-point155 | $25.00 | 1/19/2012 9:10:45 AM |
johnyv40 | $50.00 | 1/19/2012 9:23:17 AM |
toblerone | $25.00 | 1/19/2012 9:34:39 AM |
designer_10 | $25.00 | 1/19/2012 9:02:48 AM |
greenback-upholder9 | $25.00 | 1/19/2012 9:14:05 AM |
deal-pal | $25.00 | 1/19/2012 12:54:06 PM |
Corlei | $25.00 | 1/19/2012 4:14:05 PM |
Investor_DP | $100.00 | 1/19/2012 5:18:23 PM |
Danylostefan | $100.00 | 1/20/2012 6:41:21 AM |
Bank42 | $25.00 | 1/20/2012 6:48:30 AM |
newest-generous-income | $25.00 | 1/20/2012 7:24:21 AM |
Hogan55 | $45.67 | 1/20/2012 7:37:16 AM |
oxnard | $50.00 | 1/20/2012 2:28:57 PM |
tigercat | $50.00 | 1/20/2012 1:05:41 PM |
num1irish | $100.00 | 1/20/2012 1:19:25 PM |
orearella3 | $25.00 | 1/20/2012 5:16:04 PM |
thinker6 | $50.00 | 1/21/2012 4:37:50 AM |
ltschetter | $100.00 | 1/21/2012 5:53:37 AM |
smart-trade124 | $500.00 | 1/21/2012 5:54:22 AM |
houli123 | $25.00 | 1/21/2012 7:25:06 AM |
marwadi-62 | $75.00 | 1/21/2012 8:14:05 AM |
exciting-diversification2 | $25.00 | 1/21/2012 10:18:34 AM |
euro-deployment | $25.00 | 1/21/2012 8:28:39 AM |
MonkeyHero | $50.00 | 1/21/2012 8:54:20 AM |
sharp-bill2 | $50.00 | 1/19/2012 9:20:02 AM |
MicroLender357 | $25.00 | 1/19/2012 9:20:00 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:37 AM |
authentic-kindness1 | $25.00 | 1/19/2012 1:48:51 PM |
QuidWilson | $25.00 | 1/19/2012 4:42:51 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:37 PM |
Land_on_your_feet | $25.00 | 1/19/2012 6:45:43 PM |
restless-nickel | $50.00 | 1/19/2012 5:18:45 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:58:09 AM |
fmanjoo | $25.00 | 1/20/2012 9:15:09 AM |
alert9 | $25.00 | 1/20/2012 1:33:19 AM |
Da_Huntta | $25.19 | 1/20/2012 9:39:49 AM |
kulender | $50.00 | 1/20/2012 6:15:44 AM |
secureincome | $500.00 | 1/20/2012 9:44:06 AM |
tomdooley12520 | $35.00 | 1/20/2012 4:48:00 PM |
enriching-dollar1 | $100.00 | 1/20/2012 5:31:52 PM |
brightest-friendly-interest | $100.00 | 1/20/2012 1:16:37 PM |
Domgabriel | $60.00 | 1/21/2012 5:54:14 AM |
buddy486 | $25.00 | 1/21/2012 7:52:58 AM |
worth-viking | $200.00 | 1/21/2012 5:18:16 AM |
bullet-shark | $25.00 | 1/21/2012 8:57:05 AM |
capital-financier6 | $25.00 | 1/21/2012 10:11:59 AM |
abundant-power | $50.00 | 1/21/2012 6:30:41 AM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:23 AM |
heerzaquestion | $25.00 | 1/21/2012 9:22:36 AM |
durability-chuckler | $259.14 | 1/21/2012 10:22:04 AM |
rautility | $25.00 | 1/21/2012 10:15:34 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
547683
This series of Notes was issued and sold upon the funding of the borrower loan #59179, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $522.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 11y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,378 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| spry-payout9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $14,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2011)
|
Principal balance:
| $10,356.43 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
much needed home upgrades
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $1.05 | 1/19/2012 5:32:54 PM |
janeybooboo | $50.00 | 1/13/2012 9:05:03 AM |
papaloha | $100.00 | 1/13/2012 9:08:43 AM |
hitsman | $50.00 | 1/13/2012 9:09:28 AM |
golden-velocity9 | $25.00 | 1/13/2012 9:25:33 AM |
nimble-revenue5 | $100.00 | 1/13/2012 9:27:19 AM |
rupee-equation2 | $25.00 | 1/13/2012 9:31:35 AM |
worthy-bid8 | $50.00 | 1/13/2012 9:43:37 AM |
Investor_DP | $100.00 | 1/13/2012 9:18:03 AM |
LittleMingo | $30.00 | 1/13/2012 9:48:06 AM |
payout-reaction740 | $25.00 | 1/13/2012 9:54:52 AM |
fcrick | $25.00 | 1/13/2012 9:41:01 AM |
asset-professor | $25.00 | 1/13/2012 9:43:49 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:56 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:09 PM |
Weaverville | $25.00 | 1/13/2012 9:27:45 PM |
zeeexsixare | $50.00 | 1/14/2012 7:49:01 AM |
FinanceEngine | $40.00 | 1/14/2012 8:08:45 AM |
compassion-lotus5 | $50.00 | 1/14/2012 8:29:31 AM |
genius520 | $50.00 | 1/14/2012 12:13:45 PM |
loan-fate | $50.00 | 1/14/2012 12:26:31 PM |
squarebob | $25.00 | 1/14/2012 12:41:29 PM |
graceful-investment | $60.00 | 1/14/2012 12:55:12 PM |
Lo0se_mo0se | $25.00 | 1/14/2012 9:35:30 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:15 AM |
drkosh | $25.00 | 1/15/2012 11:46:08 AM |
hogdriver | $25.00 | 1/15/2012 9:42:45 AM |
duty-explosion9 | $50.00 | 1/14/2012 8:49:25 PM |
loyalist1 | $100.00 | 1/14/2012 9:07:45 PM |
GCInvestments | $26.00 | 1/14/2012 9:54:42 PM |
TrekTune | $25.00 | 1/15/2012 11:59:37 AM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:53:00 PM |
Tylerh | $250.00 | 1/15/2012 12:17:31 PM |
judson | $25.00 | 1/15/2012 3:48:46 PM |
nex | $25.00 | 1/16/2012 9:32:25 AM |
pfenness | $50.00 | 1/16/2012 9:19:30 AM |
villagers | $25.00 | 1/16/2012 10:52:50 AM |
tylerfd | $25.00 | 1/16/2012 10:53:02 AM |
dinero-speaker | $25.00 | 1/16/2012 10:53:40 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:18 AM |
Rockymtnhi | $25.00 | 1/16/2012 9:38:19 AM |
sjc224 | $25.00 | 1/16/2012 8:51:54 AM |
duty-gusto6 | $75.00 | 1/16/2012 9:05:51 AM |
Comoparklender | $25.00 | 1/16/2012 9:14:05 AM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:55 PM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:45 PM |
note-sphinx | $25.00 | 1/16/2012 6:56:37 PM |
top-diversification-giraffe1 | $25.00 | 1/16/2012 5:39:12 PM |
ChrisTJ | $25.00 | 1/17/2012 9:06:08 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:15 PM |
principal-cooker2 | $100.00 | 1/17/2012 5:07:10 PM |
life-is-great | $25.00 | 1/17/2012 5:25:46 PM |
cksdaddy | $25.00 | 1/17/2012 1:17:05 PM |
hellasow | $50.00 | 1/17/2012 5:47:18 PM |
income-champion | $25.00 | 1/18/2012 9:12:30 AM |
iceman35 | $25.00 | 1/18/2012 9:16:21 AM |
vigorous-market5 | $100.00 | 1/18/2012 8:06:03 AM |
focused-bill3 | $25.00 | 1/17/2012 11:37:01 PM |
new-intuitive-dime | $25.00 | 1/18/2012 9:53:45 AM |
Tasmir | $25.00 | 1/18/2012 1:29:26 PM |
Stradivari | $25.00 | 1/18/2012 3:29:31 PM |
GCentrone | $98.32 | 1/18/2012 1:39:28 PM |
Law_Gator | $25.00 | 1/18/2012 10:37:01 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:07 PM |
gain-equator | $25.00 | 1/18/2012 3:25:28 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:20 PM |
Index_Plus | $5,000.00 | 1/18/2012 1:20:07 PM |
jasonj72 | $25.00 | 1/18/2012 1:22:04 PM |
jst1 | $50.00 | 1/18/2012 4:12:24 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:40 PM |
jcw3rd | $25.00 | 1/18/2012 4:39:35 PM |
BofPK | $41.00 | 1/18/2012 4:41:13 PM |
missing-link | $25.00 | 1/18/2012 2:26:39 PM |
RoccoLoan | $33.00 | 1/18/2012 2:57:22 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:06:52 PM |
Dowanhill | $25.00 | 1/18/2012 3:25:10 PM |
toblerone | $25.00 | 1/18/2012 5:08:46 PM |
jhernand17 | $25.00 | 1/18/2012 7:15:43 PM |
cvlender | $50.00 | 1/18/2012 8:50:39 PM |
wlm3012 | $40.00 | 1/18/2012 7:31:11 PM |
buffalobills | $25.00 | 1/18/2012 9:10:31 PM |
restless-currency | $50.00 | 1/18/2012 5:34:16 PM |
2Below | $25.00 | 1/19/2012 5:51:37 AM |
a- | $25.00 | 1/18/2012 10:34:53 PM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:39 AM |
deal-vibrato | $50.00 | 1/18/2012 7:09:54 PM |
bentheredunthat | $75.00 | 1/19/2012 8:56:50 AM |
tech310 | $50.00 | 1/18/2012 7:43:04 PM |
favorite-deal6 | $40.00 | 1/19/2012 6:47:39 AM |
skro | $25.00 | 1/19/2012 9:15:39 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:34 AM |
gothampark | $25.00 | 1/18/2012 9:28:23 PM |
tsquared_030 | $25.00 | 1/18/2012 10:44:26 PM |
radforj22 | $25.00 | 1/19/2012 5:15:56 AM |
exuberant-funds1 | $30.00 | 1/19/2012 9:58:32 AM |
generosity-battalion0 | $50.00 | 1/19/2012 10:05:35 AM |
finance-assembler | $50.00 | 1/19/2012 10:45:12 AM |
morfrius | $25.38 | 1/19/2012 9:17:40 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:29 AM |
WonderPup | $26.00 | 1/19/2012 10:46:56 AM |
payment-chief9 | $50.00 | 1/19/2012 11:42:53 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:07 AM |
orange-immaculate-payment | $25.00 | 1/19/2012 1:48:58 PM |
wwwUniversal | $25.00 | 1/19/2012 9:42:05 AM |
shrewd-income | $100.00 | 1/19/2012 3:14:19 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:51 AM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:09 PM |
thorough-marketplace441 | $25.00 | 1/19/2012 4:51:51 PM |
payout-quark | $175.00 | 1/19/2012 3:22:37 PM |
silver-enlightenment0 | $100.00 | 1/19/2012 12:56:57 PM |
newest-exact-commitment | $25.00 | 1/19/2012 1:29:44 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:30:09 PM |
DiligentiaLLC | $43.46 | 1/19/2012 5:14:26 PM |
rolltide09 | $25.00 | 1/13/2012 9:08:03 AM |
GElender | $40.00 | 1/13/2012 9:15:48 AM |
edaguy | $75.00 | 1/13/2012 9:25:44 AM |
nimble-revenue5 | $50.00 | 1/13/2012 9:27:10 AM |
fervent-repayment | $50.00 | 1/13/2012 9:31:27 AM |
economy-coup | $50.00 | 1/13/2012 9:14:01 AM |
AF-Chief | $25.00 | 1/13/2012 9:42:15 AM |
USMC0311 | $25.00 | 1/13/2012 10:00:56 AM |
MatthewDP | $100.00 | 1/13/2012 9:30:05 AM |
responsive-value4 | $25.00 | 1/13/2012 10:53:16 AM |
principal-hut1 | $25.00 | 1/13/2012 1:41:46 PM |
bold-sunny-generosity | $25.00 | 1/13/2012 2:04:21 PM |
gold-cluster | $25.00 | 1/13/2012 3:58:37 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:10 PM |
Harry | $50.00 | 1/13/2012 6:38:30 PM |
treasure-bliss | $25.00 | 1/14/2012 4:00:30 AM |
orange-preeminant-bill | $25.00 | 1/14/2012 4:14:26 AM |
first-friendly-listing | $40.00 | 1/14/2012 10:08:17 AM |
matt_2006 | $25.00 | 1/14/2012 9:30:44 AM |
Easystreet | $25.00 | 1/14/2012 7:16:54 AM |
WilliamLeeSims | $25.00 | 1/14/2012 12:27:01 PM |
proud-pound4 | $25.00 | 1/14/2012 12:19:01 PM |
jbaum | $40.00 | 1/14/2012 12:42:38 PM |
benefit-prescription6 | $100.00 | 1/14/2012 12:36:54 PM |
social-hunter5 | $33.57 | 1/14/2012 10:07:46 PM |
twjh | $25.00 | 1/14/2012 2:14:09 PM |
chameleon125 | $25.00 | 1/15/2012 10:38:25 AM |
cash-hyperdrive0 | $100.00 | 1/15/2012 12:07:26 PM |
drcoop | $25.00 | 1/14/2012 8:05:21 PM |
puppy880 | $25.00 | 1/15/2012 10:27:18 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:51 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:46 PM |
atomantic | $25.00 | 1/15/2012 4:00:31 PM |
john0720 | $50.00 | 1/16/2012 8:20:12 AM |
careful-note1 | $25.00 | 1/16/2012 9:14:50 AM |
kind-credit-bear | $25.00 | 1/16/2012 2:17:00 PM |
Gibbyland | $100.00 | 1/16/2012 9:20:12 AM |
stylish-compassion3 | $50.00 | 1/16/2012 3:47:27 PM |
jalapeno2 | $25.00 | 1/16/2012 7:26:59 PM |
skillful-asset5 | $30.00 | 1/16/2012 8:46:01 PM |
RSV | $25.00 | 1/17/2012 12:28:07 AM |
Mrs-Honeydew | $25.00 | 1/17/2012 6:06:26 AM |
social-booster4 | $50.00 | 1/17/2012 11:13:37 AM |
jkeller4000 | $49.00 | 1/17/2012 5:09:55 PM |
fantastic-wampum1 | $100.00 | 1/17/2012 5:23:37 PM |
successful-agreement7 | $100.00 | 1/17/2012 5:28:41 PM |
scrappy-leverage6 | $25.00 | 1/17/2012 5:43:57 PM |
pdxtech | $25.00 | 1/17/2012 5:28:29 PM |
new-ore-venture | $85.00 | 1/17/2012 6:35:44 PM |
social-cocktail1 | $200.00 | 1/17/2012 6:43:47 PM |
kevin314 | $25.00 | 1/17/2012 5:35:34 PM |
mikeandcat | $50.00 | 1/18/2012 5:03:39 AM |
triumphant-point5 | $50.00 | 1/18/2012 7:53:39 AM |
impala6464 | $25.00 | 1/17/2012 8:18:39 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:55 AM |
Leshan | $50.00 | 1/18/2012 6:31:32 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:59 PM |
openness-antioxidant | $100.00 | 1/18/2012 11:45:09 AM |
productive-ore | $25.00 | 1/18/2012 9:26:06 AM |
cognizant-rupee7 | $25.00 | 1/18/2012 9:36:59 AM |
csakhil | $25.00 | 1/18/2012 1:28:01 PM |
VAGweilo | $50.00 | 1/18/2012 3:29:10 PM |
impressive-hope525 | $25.00 | 1/18/2012 3:41:00 PM |
power-mad-scientist | $50.00 | 1/18/2012 4:39:33 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:15 PM |
camaraderi-atmosphere | $50.00 | 1/18/2012 4:33:30 PM |
the-magnetic-transaction | $26.00 | 1/18/2012 5:05:48 PM |
artisan369 | $300.00 | 1/18/2012 3:14:07 PM |
briskdevl07 | $25.00 | 1/18/2012 3:25:37 PM |
well-rounded-dinero | $50.00 | 1/18/2012 3:55:25 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:54 PM |
integrity-doctor | $100.00 | 1/18/2012 6:52:00 PM |
orearella3 | $25.00 | 1/18/2012 5:38:57 PM |
nshabani6 | $25.00 | 1/19/2012 3:51:15 AM |
the-swashbuckler | $25.00 | 1/19/2012 8:43:57 AM |
compassion-neutron | $25.00 | 1/19/2012 12:42:27 AM |
meers2000 | $33.33 | 1/19/2012 9:14:52 AM |
AussieSteve | $25.00 | 1/19/2012 2:13:09 AM |
dollardave | $50.00 | 1/19/2012 10:14:06 AM |
vegibenz | $25.00 | 1/19/2012 9:08:13 AM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:41 AM |
orgy63 | $25.00 | 1/19/2012 11:22:46 AM |
mrow13 | $25.00 | 1/19/2012 1:08:03 PM |
artisan693 | $59.09 | 1/19/2012 1:19:49 PM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:41 AM |
guard327 | $30.00 | 1/19/2012 12:57:12 PM |
hidavehi | $26.00 | 1/19/2012 4:49:34 PM |
dissector56958 | $25.00 | 1/19/2012 5:00:45 PM |
ltdalum | $32.00 | 1/19/2012 10:31:21 AM |
debt-legend | $25.00 | 1/19/2012 11:58:10 AM |
Richmp412 | $25.00 | 1/19/2012 12:38:30 PM |
kublai | $35.00 | 1/19/2012 5:32:45 PM |
suave-dime6 | $25.00 | 1/19/2012 5:28:47 PM |
206 Investments
|
Borrower Payment Dependent Notes Series
547725
This series of Notes was issued and sold upon the funding of the borrower loan #59776, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 26.37% |
Borrower rate/APR:
| 27.37% / 30.01% |
Monthly payment:
| $276.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.71% | | |
| |
Estimated return*:
| 15.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,435 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| bountiful-moola |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
Principal balance:
| $2,358.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
One Payment, Loan #2
Purpose of loan:
This loan will be used to... To combine several payments into one. Should save me $250 in payments.
My financial situation:
I am a good candidate for this loan because... I have had a current Prosper loan for a year now. I am currently employed at two jobs, and just recieved three raises over the past year. The payment will not be a problem. I think Prosper is a great website an a excellent way for people to borrow money. Thank you for your consideration.
Monthly net income: $6,500
Monthly expenses: $1750
Housing: $500
Insurance: $100
Car expenses: $100
Utilities: $200
Phone, cable, internet: $155
Food, entertainment: $150
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $50.00 | 1/29/2012 10:26:18 PM |
AndChicksforFree | $100.00 | 1/29/2012 10:38:18 PM |
bullish2bearish | $45.00 | 1/30/2012 6:47:07 AM |
melodious-openness | $500.00 | 1/29/2012 8:43:43 PM |
LakeShoreLending | $25.00 | 1/29/2012 10:16:04 PM |
vontuse | $50.00 | 1/30/2012 1:24:43 AM |
LendingPimp | $200.00 | 1/29/2012 9:13:38 PM |
zipemdown | $25.00 | 1/29/2012 10:20:02 PM |
Joyflyer | $100.00 | 1/30/2012 4:37:54 AM |
lotuss4 | $25.00 | 1/30/2012 5:42:30 AM |
abundant-credit6 | $30.00 | 1/30/2012 5:53:29 AM |
MoneyBadger | $25.00 | 1/30/2012 6:28:46 AM |
newest-inspiring-power | $25.00 | 1/30/2012 7:25:02 AM |
Bob450 | $29.00 | 1/30/2012 6:55:39 AM |
TheWombat | $25.00 | 1/30/2012 7:40:36 AM |
Indy024 | $25.00 | 1/30/2012 7:22:03 AM |
Wyatte | $25.00 | 1/30/2012 7:33:37 AM |
muirheaj | $25.00 | 1/30/2012 7:52:29 AM |
zydeco337 | $30.00 | 1/30/2012 7:35:19 AM |
payment-halo | $25.00 | 1/30/2012 8:16:31 AM |
picklesforarthur | $25.00 | 1/30/2012 8:01:44 AM |
pierrelasvegas | $25.00 | 1/30/2012 8:20:54 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:46 AM |
gain-equator | $50.00 | 1/30/2012 9:05:18 AM |
helpinghand63 | $25.00 | 1/30/2012 9:07:08 AM |
diplomatic-wealth7 | $25.00 | 1/30/2012 9:09:03 AM |
Index_Plus | $6,006.00 | 1/30/2012 9:11:01 AM |
shawnw2 | $50.00 | 1/30/2012 4:15:35 AM |
thrifty-transaction578 | $25.00 | 1/29/2012 11:16:34 PM |
melodious-openness | $500.00 | 1/30/2012 12:22:47 AM |
Mrs-Honeydew | $25.00 | 1/30/2012 4:10:57 AM |
zeeexsixare | $75.00 | 1/30/2012 6:08:48 AM |
mikeandcat | $100.00 | 1/30/2012 5:03:48 AM |
Gregger | $25.00 | 1/30/2012 12:13:20 AM |
suave-dime6 | $25.00 | 1/30/2012 6:33:58 AM |
gustavzantanon | $50.00 | 1/30/2012 4:25:00 AM |
El_Profesional | $25.00 | 1/30/2012 7:40:17 AM |
generator596 | $25.00 | 1/30/2012 7:07:02 AM |
mom4mel | $30.00 | 1/30/2012 7:57:53 AM |
chkrvrty | $50.00 | 1/30/2012 7:57:38 AM |
bmw2 | $40.00 | 1/30/2012 7:59:26 AM |
I-Believe-In-You | $25.00 | 1/30/2012 8:33:07 AM |
Kash2010lu | $40.00 | 1/30/2012 9:00:45 AM |
dynrep | $25.00 | 1/30/2012 8:16:45 AM |
high_flyer | $200.00 | 1/30/2012 8:50:32 AM |
powerplant62 | $25.00 | 1/30/2012 9:10:24 AM |
46 Investments
|
Borrower Payment Dependent Notes Series
547733
This series of Notes was issued and sold upon the funding of the borrower loan #59633, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $23,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $534.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 55% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,837 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sharp-ore028 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Great credit want one payment
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I pay ahead on all my bills and I am just looking for a way to pay off sooner and have less payments.
I am looking for a future to pay off house and put my nephew in college, help my parents have a great retirement due to that they have gave me a great life.
Please help me and I can help others then maybe others can help others that is how I want to pay it forward. One day I can loan money to someone like me just trying to make life easier..
Thank you and God Bless
.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CashFlow13 | $300.00 | 1/26/2012 9:35:49 AM |
Bank_Of_XL | $25.00 | 1/23/2012 1:21:10 PM |
unforgettable-return6 | $25.00 | 1/23/2012 3:13:15 PM |
a- | $25.00 | 1/23/2012 5:09:28 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:31 PM |
kirat15 | $50.00 | 1/25/2012 8:49:15 AM |
Index_Plus | $10,000.00 | 1/25/2012 5:41:01 PM |
balanced-rupee | $100.00 | 1/25/2012 6:25:00 PM |
colorfulgardener | $25.00 | 1/26/2012 6:16:56 AM |
moola-cell3 | $29.09 | 1/26/2012 7:21:28 AM |
generous-deal6 | $25.00 | 1/26/2012 2:53:35 AM |
kulender | $100.00 | 1/26/2012 5:33:42 AM |
debt-patriot | $30.00 | 1/26/2012 6:16:33 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:24 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:08 AM |
momoney2008 | $100.00 | 1/26/2012 9:06:24 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:23 AM |
economy-coup | $50.00 | 1/26/2012 9:45:26 AM |
networks4ever | $25.00 | 1/26/2012 9:29:48 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:57 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:27 AM |
jeg3k | $50.00 | 1/26/2012 9:53:18 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:52 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:54 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:19 AM |
fairness-gatherer1 | $50.00 | 1/26/2012 10:00:52 AM |
Ballybay | $50.00 | 1/26/2012 9:45:42 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:00 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:56 AM |
hitsman | $50.00 | 1/26/2012 10:05:08 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:25 AM |
indomitable-coin | $25.00 | 1/26/2012 9:52:43 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:49 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:27 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:34 AM |
Cutts | $25.00 | 1/26/2012 10:14:15 AM |
mpatrick | $75.00 | 1/26/2012 11:04:57 AM |
cebgop | $25.00 | 1/26/2012 10:04:19 AM |
investment-comet | $25.00 | 1/26/2012 11:36:17 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:11 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:14 AM |
bonus-genius | $35.00 | 1/26/2012 2:50:40 PM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:39 AM |
A4 | $25.00 | 1/26/2012 3:18:38 PM |
wwwUniversal | $25.00 | 1/26/2012 10:15:17 AM |
cash-delight1 | $50.00 | 1/26/2012 10:15:35 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:00 AM |
Asgardian | $30.00 | 1/26/2012 10:34:28 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:51 PM |
citytreker | $26.13 | 1/26/2012 1:47:35 PM |
Weaverville | $25.00 | 1/26/2012 4:19:29 PM |
Tylerh | $250.00 | 1/26/2012 5:09:56 PM |
sensible-order2 | $150.00 | 1/26/2012 5:34:59 PM |
reflective-ore3 | $25.00 | 1/26/2012 5:52:17 PM |
SLN-10 | $50.00 | 1/26/2012 9:49:38 AM |
icanhasloanz | $50.00 | 1/26/2012 10:09:35 AM |
mar97 | $25.00 | 1/23/2012 3:22:52 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:34 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:00 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:21 PM |
Harry | $50.00 | 1/23/2012 5:28:21 PM |
worth-web5 | $50.00 | 1/24/2012 9:47:16 AM |
BAJMP | $25.00 | 1/24/2012 10:54:35 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:40 PM |
enticing-note | $25.00 | 1/24/2012 6:54:16 PM |
kevin314 | $40.00 | 1/24/2012 8:17:35 PM |
magical-credit523 | $25.00 | 1/25/2012 9:50:36 AM |
lostontheedge | $25.00 | 1/25/2012 7:02:37 PM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:13 PM |
twjh | $50.01 | 1/26/2012 9:24:11 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:50 AM |
courteous-integrity661 | $50.00 | 1/26/2012 8:47:43 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:50 AM |
genius520 | $50.00 | 1/26/2012 9:26:17 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:05 AM |
cardminger | $25.00 | 1/26/2012 9:32:36 AM |
profit-powerplant | $25.00 | 1/26/2012 10:02:53 AM |
agalt | $125.00 | 1/26/2012 9:44:17 AM |
enchanted-diversification496 | $50.00 | 1/26/2012 9:55:06 AM |
AFairDeal | $25.00 | 1/26/2012 9:56:48 AM |
meux99 | $25.00 | 1/26/2012 10:00:22 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:43 AM |
orearella3 | $25.00 | 1/26/2012 10:04:07 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:13 AM |
the-sunny-loot | $25.00 | 1/26/2012 10:17:06 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:14 AM |
building_community | $25.00 | 1/26/2012 12:14:06 PM |
danf2201 | $30.00 | 1/26/2012 4:09:42 PM |
EODCAP | $25.00 | 1/26/2012 12:57:03 PM |
Ocean713 | $75.00 | 1/26/2012 3:05:39 PM |
bentheredunthat | $100.00 | 1/26/2012 3:18:57 PM |
iamwhatiam | $47.25 | 1/26/2012 3:53:46 PM |
TheArtOfLogic | $27.28 | 1/26/2012 4:00:20 PM |
brainy-repayment5 | $38.46 | 1/26/2012 4:34:38 PM |
Sid-K | $25.00 | 1/26/2012 5:13:44 PM |
best-basis-trooper | $25.00 | 1/26/2012 5:09:23 PM |
Index_Plus | $8,291.77 | 1/26/2012 5:56:13 PM |
97 Investments
|
Borrower Payment Dependent Notes Series
548143
This series of Notes was issued and sold upon the funding of the borrower loan #59280, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,231.22 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $367.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,844 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 28 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| swordfish42 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
restoration of 1968 gto
Purpose of loan:
This loan will be used to complete the restoration of 1968 GTO.
My financial situation:
I am a good candidate for this loan because I have low monthly bills and am in a stable job with the military.
Monthly net income: $4000
Monthly expenses: $1800
Housing: $450
Insurance: $170
Car expenses: $380
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/16/2012 6:15:52 AM |
NekHoldings | $25.00 | 1/16/2012 12:09:50 PM |
vutah | $25.00 | 1/2/2012 5:06:28 PM |
tech310 | $50.00 | 1/3/2012 12:20:29 AM |
A4 | $25.00 | 1/2/2012 7:35:55 PM |
lendstats_com | $300.00 | 1/3/2012 8:32:33 AM |
scrappy-leverage6 | $25.00 | 1/3/2012 9:50:03 AM |
selector568 | $300.00 | 1/3/2012 10:13:56 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:04 AM |
Investor_DP | $100.00 | 1/3/2012 10:08:14 AM |
worthy-bid8 | $50.00 | 1/3/2012 10:08:37 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:25 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:11 AM |
edaguy | $50.00 | 1/3/2012 10:21:31 AM |
hitsman | $50.00 | 1/3/2012 10:26:16 AM |
downtownfarm | $25.00 | 1/4/2012 6:43:57 AM |
lotuss4 | $25.00 | 1/4/2012 8:28:02 AM |
RoZu_Lending | $300.00 | 1/4/2012 5:12:59 PM |
CA-Lender | $25.00 | 1/4/2012 8:52:12 PM |
bubb_hans | $50.00 | 1/5/2012 9:44:48 AM |
market-aspen9 | $25.00 | 1/5/2012 2:17:51 PM |
consummate-loyalty1 | $75.00 | 1/5/2012 5:49:48 PM |
powerful-finance7 | $25.00 | 1/6/2012 3:15:15 AM |
tenacious-economy9 | $50.00 | 1/6/2012 7:17:48 AM |
natural-point1 | $25.00 | 1/6/2012 10:03:33 AM |
Socorro_Capital_Partners | $25.01 | 1/6/2012 9:57:49 AM |
WonderPup | $25.00 | 1/6/2012 10:01:12 AM |
SolarMoonshine | $25.00 | 1/6/2012 5:44:13 PM |
reflective-rupee | $25.00 | 1/6/2012 8:54:34 PM |
loyalist1 | $100.00 | 1/7/2012 4:45:09 AM |
well-mannered-income3 | $30.00 | 1/7/2012 7:10:21 AM |
riveting-credit5 | $50.00 | 1/7/2012 6:50:10 AM |
Kash2010lu | $25.00 | 1/7/2012 7:02:33 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:30 PM |
Land_on_your_feet | $25.00 | 1/9/2012 2:50:09 PM |
000000 | $25.07 | 1/10/2012 12:52:44 AM |
gpuck | $25.00 | 1/10/2012 4:26:58 AM |
terrific-dough6 | $75.00 | 1/10/2012 9:55:26 AM |
abnvette | $25.00 | 1/10/2012 10:59:11 AM |
zorg77 | $50.00 | 1/10/2012 2:57:09 PM |
credit-bliss8 | $25.00 | 1/10/2012 6:57:15 PM |
Toastmaster007 | $30.00 | 1/11/2012 6:56:08 AM |
five-star-note | $100.00 | 1/11/2012 5:40:40 PM |
BigSkyFinancial | $28.00 | 1/12/2012 10:35:55 AM |
rate-authority2 | $50.00 | 1/12/2012 4:55:12 PM |
Jon8403 | $100.00 | 1/13/2012 7:51:12 AM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:13 PM |
Raser | $50.00 | 1/14/2012 6:11:40 AM |
economy-producer | $25.00 | 1/14/2012 12:08:14 PM |
finance-prescription | $100.00 | 1/14/2012 12:14:35 PM |
handshake5 | $73.00 | 1/14/2012 12:15:52 PM |
zone8 | $100.00 | 1/14/2012 12:19:55 PM |
wwwUniversal | $25.00 | 1/14/2012 12:20:05 PM |
stepatatime-together | $100.00 | 1/14/2012 12:28:50 PM |
rescue | $67.00 | 1/14/2012 12:38:28 PM |
Comoparklender | $25.00 | 1/14/2012 12:32:17 PM |
finance-mushroom | $200.00 | 1/14/2012 12:13:22 PM |
money-bauble | $100.00 | 1/14/2012 12:42:34 PM |
Miklot | $30.00 | 1/14/2012 12:56:57 PM |
a-resplendent-commitment | $25.00 | 1/14/2012 12:53:27 PM |
tremendous-payment | $25.00 | 1/14/2012 12:33:10 PM |
asiaratt | $50.00 | 1/14/2012 12:33:58 PM |
dinero-jujitsu | $25.00 | 1/14/2012 5:19:51 PM |
Katburg | $25.00 | 1/14/2012 12:43:41 PM |
life-is-great | $25.00 | 1/14/2012 12:46:10 PM |
Dubbs360 | $100.00 | 1/15/2012 12:39:45 AM |
jiftostada | $25.00 | 1/14/2012 3:19:26 PM |
heaven75 | $200.00 | 1/15/2012 1:17:42 AM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:02 AM |
TrekTune | $25.00 | 1/15/2012 11:57:41 AM |
SDKiwi | $25.00 | 1/15/2012 12:13:16 PM |
owhite2000 | $25.00 | 1/15/2012 10:24:38 AM |
Torch84 | $25.00 | 1/15/2012 11:38:51 AM |
michaelray703 | $25.00 | 1/15/2012 12:10:11 PM |
jiggaman7 | $50.00 | 1/15/2012 12:21:58 PM |
COCHINOBOY | $40.00 | 1/15/2012 7:21:55 PM |
robust-money141 | $500.00 | 1/16/2012 12:39:05 AM |
sgt-schultz | $35.00 | 1/16/2012 6:14:44 AM |
rogue_monster | $50.00 | 1/16/2012 9:19:52 AM |
rupee-chomper | $50.00 | 1/15/2012 6:53:48 PM |
nex | $25.00 | 1/16/2012 9:31:51 AM |
rvfbroker | $25.00 | 1/16/2012 9:36:10 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:10 AM |
euro-speaker8 | $25.00 | 1/16/2012 3:50:33 PM |
Erileb | $25.00 | 1/16/2012 9:26:27 AM |
papaloha | $50.00 | 1/16/2012 12:43:35 PM |
green-trade-dolphin | $26.34 | 1/2/2012 5:02:22 PM |
first-pragmatic-power | $25.00 | 1/3/2012 10:23:29 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:04 AM |
Stek7 | $25.00 | 1/3/2012 10:23:47 AM |
blue-euro-entrepreneur | $25.00 | 1/3/2012 1:51:34 PM |
Kash2010lu | $25.00 | 1/3/2012 11:34:57 PM |
loanman2007 | $200.00 | 1/4/2012 5:19:01 AM |
JGuide | $26.13 | 1/4/2012 8:34:36 AM |
WilliamLeeSims | $25.00 | 1/4/2012 9:14:41 AM |
worth-viking | $250.00 | 1/4/2012 4:59:16 PM |
Tylerh | $250.00 | 1/4/2012 2:54:14 PM |
houli123 | $25.00 | 1/5/2012 2:41:22 AM |
balanced-balance6 | $35.00 | 1/5/2012 6:48:35 AM |
red-power-pecan | $50.00 | 1/5/2012 8:51:16 AM |
Weaverville | $25.00 | 1/5/2012 9:25:48 AM |
r48 | $25.00 | 1/5/2012 4:57:12 PM |
graceful-investment | $25.00 | 1/5/2012 10:22:10 PM |
asset-professor | $25.00 | 1/5/2012 6:56:02 PM |
Indio92203 | $25.00 | 1/6/2012 6:16:12 AM |
authoritative-platinum7 | $25.00 | 1/6/2012 11:15:16 AM |
Wangchuk | $25.01 | 1/6/2012 12:16:23 PM |
A4 | $25.00 | 1/6/2012 5:52:59 PM |
InChicago | $150.00 | 1/6/2012 10:31:42 PM |
cashhelp | $25.00 | 1/7/2012 5:17:10 AM |
treasure-hunter270 | $25.00 | 1/8/2012 8:07:01 AM |
first-dinero-paladin | $25.00 | 1/8/2012 4:20:40 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:47:46 AM |
bold-marketplace-awakening | $75.00 | 1/9/2012 4:19:13 PM |
BuildingShanghai | $35.33 | 1/9/2012 11:47:11 PM |
burrito6 | $50.00 | 1/10/2012 8:08:21 AM |
Leshan | $50.00 | 1/10/2012 8:09:45 AM |
tranquil-economy4 | $50.00 | 1/10/2012 11:28:02 AM |
miked8303 | $25.00 | 1/12/2012 9:24:57 AM |
RLaumeyer | $56.00 | 1/12/2012 10:37:27 AM |
helping-out | $40.00 | 1/12/2012 10:52:20 AM |
LuvToLend | $25.00 | 1/12/2012 5:33:04 PM |
bold-sunny-generosity | $25.00 | 1/13/2012 2:04:12 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:31 PM |
diplomatic-wealth7 | $25.00 | 1/13/2012 5:09:47 PM |
generous-deal6 | $25.00 | 1/14/2012 4:43:05 AM |
treasure-bliss | $25.00 | 1/14/2012 4:00:25 AM |
loanman2007 | $25.00 | 1/14/2012 4:16:16 AM |
orange-preeminant-bill | $25.00 | 1/14/2012 4:14:24 AM |
pixeldave | $50.00 | 1/14/2012 11:16:34 AM |
Ananya | $25.00 | 1/14/2012 8:36:10 AM |
proud-pound4 | $25.00 | 1/14/2012 12:19:00 PM |
MissionMicroFinance | $25.00 | 1/14/2012 12:30:24 PM |
orearella3 | $25.00 | 1/14/2012 12:32:22 PM |
worldly-gold | $50.00 | 1/14/2012 12:33:18 PM |
the-profit-oracle | $25.00 | 1/14/2012 12:25:14 PM |
Worldskiboy | $50.00 | 1/14/2012 12:42:57 PM |
EBITDA | $25.00 | 1/14/2012 12:14:14 PM |
hope-eagle6 | $25.00 | 1/14/2012 12:16:03 PM |
dedicated-transaction796 | $25.00 | 1/14/2012 12:37:25 PM |
Tradesmanlender | $25.00 | 1/14/2012 12:17:14 PM |
shrewd-peace7 | $25.00 | 1/14/2012 12:40:20 PM |
Kaj | $25.00 | 1/14/2012 12:56:25 PM |
Wellman | $25.00 | 1/14/2012 12:40:48 PM |
thelovebug | $100.00 | 1/14/2012 12:53:14 PM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:48:38 PM |
hogdriver | $25.00 | 1/15/2012 9:42:33 AM |
hopethisworks | $25.00 | 1/14/2012 10:41:12 PM |
yf99yz | $25.00 | 1/15/2012 3:41:56 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:49 PM |
boogles72 | $25.00 | 1/15/2012 11:36:38 AM |
Importexport | $50.00 | 1/15/2012 6:46:55 PM |
gold-gazelle | $25.00 | 1/15/2012 12:53:29 PM |
melodious-openness | $200.00 | 1/15/2012 12:57:45 PM |
the-magnetic-transaction | $50.00 | 1/15/2012 7:38:22 PM |
helpinghand63 | $25.00 | 1/16/2012 9:09:51 AM |
cogent | $25.00 | 1/15/2012 3:39:12 PM |
value-fortress3 | $25.00 | 1/16/2012 5:50:52 AM |
marcomnzs | $25.00 | 1/16/2012 9:16:59 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:42 PM |
capital-renewal | $25.00 | 1/16/2012 9:35:06 AM |
italisvital | $26.33 | 1/16/2012 1:49:00 PM |
evergreen16 | $50.00 | 1/16/2012 1:55:25 PM |
sjc224 | $25.00 | 1/16/2012 8:51:48 AM |
riveting-community | $103.00 | 1/16/2012 11:42:47 AM |
payment-chief9 | $50.00 | 1/16/2012 4:22:08 PM |
silver-enlightenment0 | $100.00 | 1/16/2012 10:41:06 AM |
tylerfd | $25.00 | 1/16/2012 10:52:56 AM |
dinero-speaker | $25.00 | 1/16/2012 10:53:32 AM |
2bnforlife | $25.00 | 1/16/2012 1:51:00 PM |
stoopidnoodle | $25.00 | 1/16/2012 2:14:13 PM |
171 Investments
|
Borrower Payment Dependent Notes Series
548307
This series of Notes was issued and sold upon the funding of the borrower loan #59518, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,800.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $427.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 68% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,936 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-vigilance-force |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,900.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2010)
|
Principal balance:
| $3,328.84 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate my credit card debt. After seeing how long it will take to pay off some of the cards by only paying the minimum amount I decided I needed to find a better way. Here it is!
My financial situation:
I am a good candidate for this loan because...Prosper says I am! This will be my second loan through Prosper. I have never missed a payment with Prosper or on the cards I'd like to pay off with this loan. This loan will actually help me pay less per month on my bills and pay off some of the credit cards in a MUCH shorter time frame than if I paid them all separately.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $150.00 | 1/20/2012 9:47:51 AM |
green-trade-dolphin2 | $35.61 | 1/19/2012 9:02:14 AM |
virtuous-repayment | $25.00 | 1/19/2012 9:18:53 AM |
kenji4861 | $25.00 | 1/19/2012 9:10:44 AM |
AFairDeal | $25.00 | 1/19/2012 9:33:08 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:58 AM |
dime-sprout | $25.00 | 1/19/2012 9:08:41 AM |
sturdy-fairness0 | $100.00 | 1/19/2012 9:09:56 AM |
rupee-equation2 | $25.00 | 1/19/2012 9:29:59 AM |
sensible-fund | $25.00 | 1/19/2012 4:04:10 PM |
first-serene-credit | $25.00 | 1/20/2012 8:41:42 AM |
Domgabriel | $30.00 | 1/21/2012 5:50:30 AM |
HeroSupport | $40.00 | 1/22/2012 7:40:33 PM |
sincere-balance | $25.00 | 1/22/2012 10:59:14 PM |
mar97 | $25.00 | 1/23/2012 3:22:41 PM |
repayment-hawk5 | $25.00 | 1/23/2012 4:56:54 PM |
DreDub | $50.00 | 1/23/2012 9:59:04 PM |
SB94114 | $44.43 | 1/24/2012 8:44:06 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:42 AM |
Macattack1960 | $50.00 | 1/24/2012 9:42:55 AM |
ddog0224 | $50.00 | 1/24/2012 12:50:36 PM |
systematic-value343 | $50.00 | 1/24/2012 10:16:28 AM |
jeg3k | $50.00 | 1/24/2012 10:23:54 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:44 AM |
value-travels | $25.00 | 1/24/2012 2:30:42 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:23 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:54:10 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:29 PM |
enticing-note | $25.00 | 1/24/2012 6:53:39 PM |
skillful-auction | $25.00 | 1/25/2012 9:21:21 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:42 AM |
intrepid-loot | $25.00 | 1/25/2012 7:58:15 PM |
stevexs | $110.91 | 1/25/2012 10:38:50 PM |
fozzie79 | $50.00 | 1/25/2012 11:22:20 PM |
BOZO88 | $25.00 | 1/25/2012 5:45:34 PM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:11 PM |
balanced-rupee | $100.00 | 1/25/2012 6:24:59 PM |
generous-deal6 | $25.00 | 1/26/2012 2:53:33 AM |
lostontheedge | $25.00 | 1/25/2012 7:02:35 PM |
helpinghand105 | $25.00 | 1/26/2012 5:16:11 AM |
kulender | $100.00 | 1/26/2012 5:33:38 AM |
LenderByDay | $25.00 | 1/26/2012 5:43:21 AM |
green-glowing-gain | $25.00 | 1/26/2012 6:42:39 AM |
magical-credit523 | $30.00 | 1/25/2012 8:54:58 PM |
Urbangrampa | $50.00 | 1/25/2012 9:09:07 PM |
sign_here | $25.00 | 1/26/2012 7:56:39 AM |
Alan_Greenspan | $25.00 | 1/25/2012 10:23:10 PM |
bid-lightning9 | $30.00 | 1/25/2012 10:51:37 PM |
successful-agreement7 | $100.00 | 1/26/2012 9:23:22 AM |
ursus | $50.00 | 1/26/2012 9:24:02 AM |
maldok1 | $25.00 | 1/26/2012 9:24:20 AM |
asmithj | $25.00 | 1/26/2012 9:24:30 AM |
zrohmm | $25.00 | 1/26/2012 9:26:57 AM |
special-responsibility | $25.00 | 1/26/2012 9:27:24 AM |
shawnw2 | $300.00 | 1/26/2012 9:27:32 AM |
ScottCapital | $25.00 | 1/26/2012 5:50:08 AM |
charming-exchange7 | $25.00 | 1/26/2012 6:16:43 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:04 AM |
devoider | $25.00 | 1/26/2012 8:00:47 AM |
the-dollar-handshake | $25.00 | 1/26/2012 8:32:12 AM |
RkyMtnHi | $150.00 | 1/26/2012 8:45:14 AM |
dollar-sonnet3 | $25.00 | 1/26/2012 9:23:09 AM |
exchange-pledge | $50.00 | 1/26/2012 9:23:16 AM |
Brown98 | $100.00 | 1/26/2012 9:23:26 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:44 AM |
Diamond_Jim | $25.00 | 1/26/2012 9:25:14 AM |
coin-investor | $25.00 | 1/26/2012 9:25:36 AM |
mrpowers5531 | $25.00 | 1/26/2012 9:22:45 AM |
sammyhammy | $25.00 | 1/26/2012 9:23:00 AM |
LeReve | $25.00 | 1/26/2012 9:26:36 AM |
loan-kingdom162 | $25.00 | 1/26/2012 9:23:35 AM |
scrappy-leverage6 | $25.00 | 1/26/2012 9:26:05 AM |
rhin0cerx | $50.00 | 1/26/2012 9:26:55 AM |
Feyenoord | $30.00 | 1/19/2012 8:48:20 PM |
platinum-czar | $25.00 | 1/25/2012 7:43:48 PM |
vinayski | $25.00 | 1/19/2012 9:07:52 AM |
indomitable-coin | $25.00 | 1/19/2012 9:10:41 AM |
edaguy | $75.00 | 1/19/2012 9:17:02 AM |
enticing-capital6 | $50.00 | 1/19/2012 9:08:15 AM |
hitsman | $50.00 | 1/19/2012 9:37:12 AM |
Harry | $50.00 | 1/19/2012 9:07:33 AM |
fcrick | $25.00 | 1/19/2012 9:19:45 AM |
a- | $25.00 | 1/19/2012 11:52:02 AM |
enriching-dollar1 | $100.00 | 1/19/2012 9:31:18 AM |
susurrus | $50.00 | 1/19/2012 1:21:35 PM |
orange-immaculate-payment | $25.00 | 1/19/2012 1:49:01 PM |
downtownfarm | $25.00 | 1/19/2012 5:25:51 PM |
ptjg | $100.00 | 1/19/2012 5:29:09 PM |
integrity-american | $50.00 | 1/19/2012 8:51:44 PM |
kevin314 | $50.00 | 1/19/2012 11:19:41 PM |
squarebob | $25.00 | 1/20/2012 9:10:16 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:40 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:00 PM |
genius520 | $50.00 | 1/21/2012 12:15:44 PM |
chameleon125 | $50.00 | 1/21/2012 7:03:09 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:12 AM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:44 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:52 PM |
E_G | $50.00 | 1/23/2012 9:05:34 AM |
Weaverville | $25.00 | 1/23/2012 9:22:02 AM |
barchibald | $75.00 | 1/23/2012 10:21:19 PM |
john0720 | $50.00 | 1/24/2012 8:11:11 AM |
420limo | $75.00 | 1/23/2012 11:08:16 PM |
herbyman | $50.00 | 1/24/2012 5:37:13 AM |
Leshan | $50.00 | 1/24/2012 8:14:51 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:58 AM |
Macattack1960 | $25.00 | 1/24/2012 9:41:07 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:45 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:23:25 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:29 PM |
lucrative-worth | $50.00 | 1/24/2012 12:49:54 PM |
penny-oasis | $25.00 | 1/24/2012 2:03:16 PM |
friendship9 | $25.00 | 1/24/2012 3:28:28 PM |
lamsabuy | $100.00 | 1/24/2012 6:03:47 PM |
vtrentster | $25.00 | 1/24/2012 6:45:55 PM |
fantastic-openness | $100.00 | 1/25/2012 8:42:19 AM |
kirat15 | $50.00 | 1/25/2012 8:49:06 AM |
Darts | $50.00 | 1/25/2012 8:17:50 AM |
mammalian4 | $25.00 | 1/25/2012 6:16:28 PM |
wlm3012 | $50.00 | 1/25/2012 7:30:12 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:39:01 PM |
acebandit | $25.00 | 1/26/2012 6:07:33 AM |
djmgd790 | $50.00 | 1/26/2012 6:13:48 AM |
healthy-rate3 | $25.00 | 1/26/2012 6:20:26 AM |
best-generosity-financier | $25.00 | 1/25/2012 8:25:02 PM |
doomsday18 | $25.00 | 1/26/2012 6:35:22 AM |
Richlaw | $200.00 | 1/26/2012 7:10:14 AM |
biobulator | $25.00 | 1/26/2012 9:23:03 AM |
first-favorite-bonus9 | $25.00 | 1/26/2012 9:26:53 AM |
integrity-trumpet | $50.00 | 1/26/2012 9:27:26 AM |
sgt-schultz | $25.00 | 1/26/2012 6:24:07 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:22 AM |
Castelj | $28.44 | 1/26/2012 6:49:25 AM |
engbusres | $28.00 | 1/26/2012 7:03:42 AM |
genuine-loan0 | $25.00 | 1/26/2012 8:46:13 AM |
Scoote2912 | $25.00 | 1/26/2012 9:23:12 AM |
new-transaction-wrangler | $25.00 | 1/26/2012 9:24:27 AM |
sjc224 | $25.00 | 1/26/2012 9:25:34 AM |
Gladglide | $25.00 | 1/26/2012 9:25:38 AM |
larslfe | $25.00 | 1/26/2012 9:23:05 AM |
lender2611 | $25.00 | 1/26/2012 9:26:29 AM |
capital-renewal | $25.00 | 1/26/2012 9:23:42 AM |
GElender | $40.00 | 1/26/2012 9:27:09 AM |
firelender | $25.00 | 1/26/2012 9:24:18 AM |
Elefunt | $25.00 | 1/26/2012 9:24:33 AM |
circuitfive | $25.00 | 1/26/2012 9:24:45 AM |
nerdbomber | $25.00 | 1/26/2012 9:25:55 AM |
hanuman77 | $25.00 | 1/26/2012 9:26:25 AM |
evnagelist | $25.00 | 1/26/2012 9:26:42 AM |
jamiee73 | $25.00 | 1/26/2012 9:27:04 AM |
anacent | $25.00 | 1/26/2012 9:27:18 AM |
money-bauble | $100.00 | 1/26/2012 9:27:21 AM |
152 Investments
|
Borrower Payment Dependent Notes Series
548367
This series of Notes was issued and sold upon the funding of the borrower loan #59873, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 32y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,116 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-generosity-oath |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/26/2012 9:47:48 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:10 PM |
Sid-K | $25.00 | 1/26/2012 5:14:04 PM |
LuvToLend | $25.00 | 1/26/2012 5:37:48 PM |
money-baron-Roth401k | $50.00 | 1/26/2012 5:38:20 PM |
bubb_hans | $50.00 | 1/26/2012 5:36:40 PM |
fountain355 | $25.00 | 1/27/2012 11:39:04 AM |
calimanusa | $30.00 | 1/27/2012 3:44:28 PM |
sincere-balance | $25.00 | 1/28/2012 8:37:10 AM |
kulender | $60.00 | 1/28/2012 10:41:28 AM |
alexgalt | $25.00 | 1/28/2012 5:00:14 PM |
a-restless-dollar | $25.00 | 1/29/2012 11:41:00 AM |
Kash2010lu | $25.00 | 1/29/2012 11:34:58 AM |
impala6464 | $25.00 | 1/29/2012 4:33:02 PM |
2grindstones | $30.00 | 1/26/2012 11:47:10 AM |
Haribelle | $25.00 | 1/27/2012 12:51:23 AM |
managedfund | $333.00 | 1/27/2012 9:46:27 AM |
currency-pilot5 | $25.00 | 1/27/2012 5:05:49 PM |
productive-note2 | $100.00 | 1/27/2012 5:17:04 PM |
reflective-rupee | $25.00 | 1/28/2012 4:40:53 PM |
Zingaro | $25.00 | 1/28/2012 7:53:15 PM |
entertaining-greenback2 | $25.00 | 1/28/2012 6:45:07 PM |
kri8iv | $49.04 | 1/29/2012 5:55:42 AM |
bluefish | $50.00 | 1/29/2012 5:35:37 PM |
HammerSmith | $25.00 | 1/30/2012 10:23:12 AM |
Index_Plus | $1,847.96 | 1/30/2012 10:55:14 AM |
26 Investments
|
Borrower Payment Dependent Notes Series
548433
This series of Notes was issued and sold upon the funding of the borrower loan #59766, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,645 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| special-interest5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
magical-credit523 | $25.00 | 1/26/2012 5:30:34 PM |
john0720 | $25.00 | 1/27/2012 5:47:54 AM |
ashishxpatel | $38.00 | 1/27/2012 9:29:38 AM |
EngineersAlliance | $100.00 | 1/27/2012 9:39:42 AM |
Kaj | $25.00 | 1/27/2012 9:40:55 AM |
happy-yield | $25.00 | 1/27/2012 9:53:07 AM |
kevin314 | $25.00 | 1/27/2012 9:54:44 AM |
jamiee73 | $25.00 | 1/27/2012 9:40:39 AM |
velocity-aurora | $100.00 | 1/27/2012 11:13:11 AM |
CAGE-Investments | $25.00 | 1/27/2012 9:50:26 AM |
zippy-interest | $25.00 | 1/27/2012 9:51:21 AM |
haplender | $50.00 | 1/27/2012 9:54:15 AM |
no_agenda_lender | $25.00 | 1/27/2012 9:58:25 AM |
CJay | $25.00 | 1/27/2012 10:59:48 AM |
abundant-euro0 | $40.00 | 1/27/2012 1:01:11 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:44 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:34 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:20 PM |
truth-silo | $50.00 | 1/27/2012 4:08:16 PM |
graceful-investment | $30.00 | 1/27/2012 5:03:59 PM |
quest0 | $25.00 | 1/27/2012 6:15:11 PM |
nshabani6 | $25.00 | 1/28/2012 1:04:03 AM |
SolarMoonshine | $25.00 | 1/28/2012 3:55:21 AM |
Ambassador | $25.00 | 1/28/2012 5:02:01 AM |
enthralling-investment | $25.00 | 1/28/2012 8:12:09 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:46 AM |
thrilling-loyalty2 | $25.00 | 1/28/2012 9:28:34 AM |
gold-sushi | $25.00 | 1/27/2012 9:15:39 AM |
greenbacchus | $25.00 | 1/27/2012 9:22:51 AM |
money-bauble | $100.00 | 1/27/2012 9:24:15 AM |
the-dollar-topper | $75.00 | 1/27/2012 9:46:47 AM |
selector568 | $62.00 | 1/27/2012 9:47:57 AM |
toblerone | $25.00 | 1/27/2012 9:23:26 AM |
compoundinterest | $50.00 | 1/27/2012 9:27:10 AM |
williemc44 | $25.00 | 1/27/2012 9:52:38 AM |
Investor_DP | $100.00 | 1/27/2012 9:37:16 AM |
dough-mammal | $100.00 | 1/27/2012 9:40:17 AM |
bountiful-durability | $50.00 | 1/27/2012 9:42:22 AM |
hitsman | $35.00 | 1/27/2012 9:46:56 AM |
transparency-sapling | $25.00 | 1/27/2012 9:50:20 AM |
Mark0135 | $50.00 | 1/27/2012 9:50:31 AM |
spark548 | $50.00 | 1/27/2012 9:50:52 AM |
TheoProf | $25.00 | 1/27/2012 9:52:50 AM |
brightest-breathtaking-finance | $90.00 | 1/27/2012 9:50:54 AM |
bazaar-festivity | $25.00 | 1/27/2012 9:56:08 AM |
acarnegie | $25.00 | 1/27/2012 12:18:28 PM |
bvgal | $50.00 | 1/27/2012 2:46:50 PM |
deal-goliath4 | $500.00 | 1/27/2012 12:59:35 PM |
pencreek | $50.00 | 1/27/2012 8:06:19 PM |
Lou-Holtz | $25.00 | 1/27/2012 6:32:54 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:27 PM |
ferdberfel | $25.00 | 1/27/2012 8:34:17 PM |
lendacity | $50.00 | 1/28/2012 4:39:31 AM |
unflappable-bonus3 | $50.00 | 1/28/2012 8:39:40 AM |
scoobiedoo | $25.00 | 1/28/2012 5:41:40 AM |
kind-credit-bear | $25.00 | 1/28/2012 7:49:36 AM |
Index_Plus | $11,955.00 | 1/28/2012 12:01:24 PM |
rawman | $25.00 | 1/28/2012 9:51:37 AM |
well-mannered-income3 | $50.00 | 1/28/2012 10:23:28 AM |
johnayan | $25.00 | 1/28/2012 11:31:47 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
548599
This series of Notes was issued and sold upon the funding of the borrower loan #59181, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $159.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2002 |
Debt/Income ratio:
| 2% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 6m |
Amount delinquent:
| $13,159 |
Total credit lines:
| 36 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $79 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| safe-p2ploan9 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Move close 2 family - higher income
Purpose of loan:
This loan will allow me to relocate to new job location that is closer to family. I appreciate any and all that donate as I would like to be able to immediately lease a new home for my wife and kids instead of staying in extended stay hotel for a month.
My financial situation:
Below is my current expenses and will change slightly with the move but expected to be close to the same.
My income will be going from 85k to approx. 95 - 100k.
Monthly net income: $ 5500.00
Housing: $ 1100.00
Insurance: $ average
Car expenses: $ average
Utilities: $ average
Phone, cable, internet: $ low average
Food, entertainment: $ average, low on entertainment
Clothing, household expenses: $ average
Credit cards and other loans: $ only 1 credit card with small limit..
Other expenses: $ No other major expenses.
Thank you for taking the time to read my loan application.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/4/2012 5:12:48 PM |
nimble-revenue5 | $50.00 | 1/4/2012 5:21:55 PM |
successful-agreement7 | $100.00 | 1/4/2012 5:42:27 PM |
SolarMoonshine | $25.00 | 1/4/2012 5:26:07 PM |
scrappy-leverage6 | $25.00 | 1/4/2012 6:17:33 PM |
gold-pudding6 | $60.00 | 1/5/2012 5:48:02 AM |
red-power-pecan | $50.00 | 1/5/2012 8:51:20 AM |
Agonbiew | $50.00 | 1/5/2012 12:22:59 PM |
generosity-battalion0 | $50.00 | 1/5/2012 12:46:05 PM |
frogperson | $150.00 | 1/5/2012 3:47:34 PM |
sjc224 | $25.00 | 1/5/2012 7:07:59 PM |
consummate-loyalty1 | $75.00 | 1/5/2012 5:49:55 PM |
resolute-worth4 | $50.00 | 1/5/2012 6:29:07 PM |
competitor119 | $50.00 | 1/5/2012 7:12:36 PM |
WonderPup | $25.00 | 1/6/2012 10:01:19 AM |
gold-plane1 | $25.00 | 1/7/2012 9:08:39 AM |
credit-bliss8 | $25.00 | 1/7/2012 11:42:28 AM |
kevin314 | $50.00 | 1/8/2012 12:16:19 PM |
EncouragingTruth | $51.08 | 1/9/2012 11:19:26 AM |
dollardave | $50.00 | 1/9/2012 11:44:05 AM |
Land_on_your_feet | $25.00 | 1/9/2012 2:36:22 PM |
bold-marketplace-awakening | $75.00 | 1/9/2012 4:19:15 PM |
ericb674 | $25.00 | 1/9/2012 5:06:32 PM |
commerce-web5 | $25.00 | 1/9/2012 8:01:46 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:23 PM |
a-finance-nirvana | $25.00 | 1/10/2012 3:03:34 AM |
wwwUniversal | $25.00 | 1/11/2012 7:31:16 AM |
scoobiedoo | $50.00 | 1/11/2012 7:06:28 AM |
mlaner92 | $25.00 | 1/11/2012 5:47:58 AM |
junera | $25.00 | 1/11/2012 2:50:41 PM |
worth-viking | $150.00 | 1/12/2012 3:25:05 AM |
ingenious-truth0 | $100.00 | 1/12/2012 9:03:34 AM |
leverage-monger | $25.00 | 1/12/2012 9:14:44 AM |
rate-authority2 | $50.00 | 1/12/2012 4:55:16 PM |
worth-monger844 | $100.00 | 1/12/2012 4:23:09 PM |
mneinc | $75.00 | 1/12/2012 5:40:39 PM |
mammalian4 | $25.00 | 1/12/2012 5:46:39 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:20 PM |
ltschetter | $25.00 | 1/12/2012 5:41:50 PM |
joshuaajones | $50.00 | 1/13/2012 5:06:06 AM |
simiray | $30.00 | 1/12/2012 9:47:18 PM |
radiant-return | $25.00 | 1/13/2012 9:35:13 AM |
revenue-king | $25.00 | 1/13/2012 11:03:41 AM |
handy-justice | $50.00 | 1/4/2012 5:18:01 PM |
WilliamLeeSims | $25.00 | 1/4/2012 5:26:48 PM |
worthy-bid8 | $50.00 | 1/4/2012 5:43:47 PM |
edaguy | $50.00 | 1/4/2012 5:29:22 PM |
hitsman | $50.00 | 1/4/2012 5:42:12 PM |
missing-link | $25.00 | 1/4/2012 5:59:54 PM |
Weaverville | $25.00 | 1/5/2012 9:26:04 AM |
KLCRAY | $25.00 | 1/5/2012 9:40:34 AM |
bubb_hans | $50.00 | 1/5/2012 9:44:58 AM |
SBT | $25.00 | 1/5/2012 3:04:01 PM |
excellent-wealth6 | $25.00 | 1/5/2012 4:29:15 PM |
sharpey | $25.00 | 1/6/2012 6:52:42 AM |
diplomatic-wealth7 | $25.00 | 1/6/2012 10:12:50 AM |
authoritative-platinum7 | $25.00 | 1/6/2012 11:15:24 AM |
top-diversification-giraffe1 | $25.00 | 1/6/2012 11:54:07 AM |
loyalist1 | $100.00 | 1/7/2012 4:45:11 AM |
LuvToLend | $25.00 | 1/6/2012 6:23:05 PM |
newest-power-banker | $80.00 | 1/7/2012 12:49:22 AM |
newest-generous-income | $30.00 | 1/7/2012 11:55:09 AM |
philantist | $30.00 | 1/7/2012 6:23:09 PM |
miked8303 | $25.00 | 1/7/2012 12:46:15 PM |
tremendous-yield8 | $25.00 | 1/8/2012 10:16:16 AM |
4mydaughterseducation | $40.00 | 1/7/2012 10:11:48 PM |
wizardii | $25.00 | 1/8/2012 12:27:06 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:38 PM |
new-intuitive-dime | $50.00 | 1/9/2012 10:23:58 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:04 AM |
bsh297 | $25.00 | 1/9/2012 4:52:41 PM |
first-pragmatic-power | $25.00 | 1/9/2012 5:40:59 PM |
burrito6 | $50.00 | 1/10/2012 8:08:25 AM |
fair-dollar | $30.00 | 1/10/2012 9:35:47 AM |
tremendous-payment | $25.00 | 1/10/2012 9:27:50 AM |
yons88 | $25.00 | 1/11/2012 10:02:51 AM |
Foothill-Paradise | $50.00 | 1/11/2012 11:42:25 AM |
orearella3 | $25.00 | 1/11/2012 3:28:58 PM |
rizoyalo | $100.00 | 1/11/2012 4:40:53 PM |
Bob450 | $25.00 | 1/11/2012 6:33:44 PM |
I-Believe-In-You | $25.00 | 1/11/2012 9:15:11 PM |
McChan | $100.00 | 1/11/2012 9:27:01 PM |
proud-pound4 | $25.00 | 1/12/2012 9:18:21 AM |
Tikibarman | $50.00 | 1/13/2012 9:00:57 AM |
coyone | $50.00 | 1/13/2012 9:43:42 AM |
sportract05 | $25.00 | 1/13/2012 9:39:32 AM |
tpleus | $25.00 | 1/13/2012 10:14:39 AM |
brwnidgirl | $48.92 | 1/13/2012 11:33:47 AM |
88 Investments
|
Borrower Payment Dependent Notes Series
548617
This series of Notes was issued and sold upon the funding of the borrower loan #59194, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $398.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,127 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| silver-singularity436 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consalidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rip128 | $100.00 | 1/18/2012 9:10:25 AM |
lendstats_com | $200.00 | 1/4/2012 5:07:34 PM |
nimble-revenue5 | $50.00 | 1/4/2012 5:21:55 PM |
Investor_DP | $100.00 | 1/4/2012 5:12:48 PM |
rupee-equation2 | $25.00 | 1/4/2012 5:26:23 PM |
handy-justice | $50.00 | 1/4/2012 5:16:30 PM |
edaguy | $50.00 | 1/4/2012 5:29:22 PM |
successful-agreement7 | $100.00 | 1/4/2012 5:42:27 PM |
worthy-bid8 | $50.00 | 1/4/2012 5:43:47 PM |
zeeexsixare | $200.00 | 1/4/2012 7:08:09 PM |
red-power-pecan | $50.00 | 1/5/2012 8:55:17 AM |
Weaverville | $25.00 | 1/5/2012 9:26:04 AM |
WilliamLeeSims | $25.00 | 1/5/2012 10:01:59 AM |
AAAA111 | $25.00 | 1/5/2012 5:27:30 PM |
graceful-investment | $85.00 | 1/5/2012 10:18:21 PM |
WonderPup | $25.00 | 1/6/2012 10:01:19 AM |
CA-Lender | $25.00 | 1/6/2012 12:10:06 PM |
A4 | $35.00 | 1/6/2012 5:51:56 PM |
deal-searcher1 | $25.00 | 1/6/2012 9:29:33 PM |
diplomatic-wealth7 | $25.00 | 1/7/2012 12:10:11 PM |
wise-natural-return | $25.00 | 1/7/2012 7:52:13 AM |
Tylerh | $102.00 | 1/7/2012 12:58:02 PM |
treasure-hunter270 | $25.00 | 1/8/2012 8:11:48 AM |
Kash2010lu | $25.00 | 1/7/2012 6:21:10 PM |
kevin314 | $50.00 | 1/8/2012 12:16:20 PM |
Otagaini | $25.00 | 1/9/2012 3:16:15 AM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:38 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:05 AM |
Mailmon | $25.00 | 1/9/2012 9:49:12 PM |
burrito6 | $50.00 | 1/10/2012 8:08:26 AM |
irrelevant | $50.00 | 1/10/2012 10:05:06 AM |
market-sumac | $100.00 | 1/10/2012 10:14:54 AM |
bonafide-transaction1 | $26.17 | 1/11/2012 11:59:38 AM |
rizoyalo | $100.00 | 1/11/2012 4:40:53 PM |
junera | $25.00 | 1/11/2012 2:50:41 PM |
asset-professor | $25.00 | 1/12/2012 10:56:21 AM |
compatible-power8 | $25.00 | 1/12/2012 12:26:52 PM |
worth-monger844 | $100.00 | 1/12/2012 4:23:09 PM |
rate-authority2 | $50.00 | 1/12/2012 4:55:16 PM |
bold-sunny-generosity | $25.00 | 1/13/2012 2:04:14 PM |
orange-preeminant-bill | $25.00 | 1/14/2012 4:14:25 AM |
generous-deal6 | $25.00 | 1/14/2012 4:43:06 AM |
all_of_that_one | $25.00 | 1/14/2012 7:57:43 AM |
musegaze | $75.00 | 1/14/2012 9:02:00 AM |
loan-fate | $50.00 | 1/14/2012 12:26:22 PM |
techs | $25.00 | 1/14/2012 12:33:37 PM |
fortytwo | $150.00 | 1/14/2012 12:50:25 PM |
coin-investor | $25.00 | 1/14/2012 12:41:20 PM |
jkeller4000 | $25.00 | 1/14/2012 12:50:47 PM |
hogdriver | $25.00 | 1/15/2012 9:42:34 AM |
TrekTune | $25.00 | 1/15/2012 11:57:44 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:43 PM |
a-restless-dollar | $35.00 | 1/15/2012 1:55:26 PM |
jiggaman7 | $50.00 | 1/15/2012 12:22:01 PM |
Comoparklender | $25.00 | 1/16/2012 9:14:01 AM |
capital-renewal | $25.00 | 1/16/2012 9:35:07 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:11 AM |
nex | $25.00 | 1/16/2012 9:31:54 AM |
PeePaw | $25.00 | 1/16/2012 7:30:58 AM |
sjc224 | $25.00 | 1/16/2012 8:51:49 AM |
stoopidnoodle | $25.00 | 1/16/2012 2:14:14 PM |
computer758 | $25.00 | 1/16/2012 4:39:31 PM |
a-resplendent-commitment | $25.00 | 1/16/2012 5:16:58 PM |
consummate-loyalty1 | $75.00 | 1/16/2012 9:35:39 AM |
resolute-worth4 | $50.00 | 1/16/2012 5:27:48 PM |
payment-gusto | $25.00 | 1/16/2012 5:42:31 PM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:52 PM |
orearella3 | $25.00 | 1/16/2012 5:10:15 PM |
wwwUniversal | $25.00 | 1/16/2012 5:30:55 PM |
openness-antioxidant | $75.00 | 1/17/2012 1:17:05 PM |
social-booster4 | $50.00 | 1/17/2012 11:13:28 AM |
on_your_side | $25.00 | 1/17/2012 1:54:22 PM |
Katburg | $25.00 | 1/17/2012 5:08:11 PM |
visifav4 | $25.00 | 1/17/2012 5:09:38 PM |
scarlet-velvet | $25.08 | 1/17/2012 5:06:33 PM |
R3vXX | $25.00 | 1/17/2012 5:08:01 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:11 PM |
arsisi | $25.00 | 1/17/2012 5:13:00 PM |
GInBaghdad | $25.00 | 1/17/2012 5:34:52 PM |
life-is-great | $25.00 | 1/17/2012 5:25:39 PM |
sharpey | $25.00 | 1/17/2012 5:40:08 PM |
golden-cat | $25.00 | 1/17/2012 5:47:12 PM |
gothampark | $25.00 | 1/17/2012 6:31:39 PM |
saffron4 | $25.00 | 1/17/2012 5:52:08 PM |
BlueProteus | $25.00 | 1/17/2012 6:54:54 PM |
duty-explosion9 | $50.00 | 1/17/2012 5:54:22 PM |
Diamond_Jim | $25.00 | 1/17/2012 5:30:35 PM |
capital-halo1 | $1,000.00 | 1/17/2012 5:36:15 PM |
ethical-truth211 | $400.00 | 1/18/2012 3:04:48 AM |
payment-pursuit3 | $100.00 | 1/17/2012 5:41:56 PM |
stepatatime-together | $100.00 | 1/17/2012 5:44:20 PM |
debt-force | $25.00 | 1/17/2012 5:49:11 PM |
hopethisworks | $25.00 | 1/18/2012 9:05:19 AM |
patriot384 | $84.00 | 1/18/2012 6:30:31 AM |
rc872c | $25.00 | 1/17/2012 5:54:09 PM |
best-charming-leverage | $32.00 | 1/18/2012 9:14:27 AM |
MBIntl | $25.00 | 1/18/2012 7:37:22 AM |
MTF | $50.00 | 1/18/2012 7:58:57 AM |
Boston005 | $25.00 | 1/17/2012 5:56:06 PM |
SecondChanceLendingSERV | $28.11 | 1/18/2012 8:18:00 AM |
competitor119 | $25.00 | 1/17/2012 6:17:13 PM |
km007 | $25.00 | 1/18/2012 9:11:05 AM |
benjamins-thunder | $25.00 | 1/17/2012 8:52:43 PM |
ineba | $50.00 | 1/18/2012 9:16:23 AM |
rvfbroker | $25.00 | 1/18/2012 9:09:40 AM |
dough-bear | $25.00 | 1/18/2012 9:15:49 AM |
handshake5 | $100.00 | 1/18/2012 9:19:07 AM |
hitsman | $50.00 | 1/4/2012 5:42:13 PM |
AndChicksforFree | $25.00 | 1/4/2012 5:23:17 PM |
houli123 | $25.00 | 1/4/2012 5:47:07 PM |
calimanusa | $30.00 | 1/4/2012 8:15:48 PM |
GElender | $25.00 | 1/5/2012 6:19:08 AM |
bubb_hans | $50.00 | 1/5/2012 9:44:58 AM |
first-clean-silver | $25.00 | 1/5/2012 2:47:21 PM |
loanman2007 | $25.00 | 1/6/2012 5:00:58 AM |
gold-plane1 | $25.00 | 1/7/2012 9:08:39 AM |
profit-powerplant | $25.00 | 1/7/2012 8:23:35 AM |
phenomenal-gain5 | $25.00 | 1/7/2012 8:26:13 AM |
mercuriant | $25.00 | 1/7/2012 12:18:17 PM |
loss-of-control | $75.00 | 1/8/2012 1:54:14 PM |
the-silver-blaster | $50.00 | 1/8/2012 3:43:30 PM |
economy-coup | $50.00 | 1/9/2012 9:43:03 AM |
new-intuitive-dime | $50.00 | 1/9/2012 10:23:58 AM |
dollardave | $50.00 | 1/9/2012 11:44:06 AM |
sweetlan | $25.00 | 1/9/2012 2:54:28 PM |
bold-marketplace-awakening | $75.00 | 1/9/2012 4:19:15 PM |
tremendous-payment | $25.00 | 1/10/2012 9:27:50 AM |
janus_god | $25.00 | 1/11/2012 9:42:55 AM |
the-magnetic-transaction | $50.00 | 1/11/2012 7:04:18 PM |
LendingPimp | $25.00 | 1/12/2012 2:41:27 AM |
ingenious-truth0 | $50.00 | 1/12/2012 9:03:35 AM |
proud-pound4 | $25.00 | 1/12/2012 9:18:21 AM |
miked8303 | $25.00 | 1/12/2012 9:25:03 AM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:20 PM |
fervent-repayment | $50.00 | 1/13/2012 9:31:15 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:33 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:14 PM |
loanman2007 | $75.00 | 1/14/2012 4:15:01 AM |
2grindstones | $25.00 | 1/14/2012 1:29:08 PM |
Dubbs360 | $100.00 | 1/15/2012 12:39:50 AM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:04 AM |
sentry256 | $25.00 | 1/14/2012 2:36:37 PM |
drkosh | $25.00 | 1/15/2012 11:46:05 AM |
SolarMoonshine | $25.00 | 1/15/2012 1:32:37 PM |
Importexport | $50.00 | 1/15/2012 6:46:57 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:50 PM |
Educatedmike | $25.00 | 1/15/2012 10:09:11 PM |
melodious-openness | $300.00 | 1/16/2012 4:12:17 AM |
dinero-speaker | $25.00 | 1/16/2012 10:53:33 AM |
theaterguy | $25.00 | 1/16/2012 4:32:27 PM |
first-pragmatic-power | $25.00 | 1/16/2012 5:15:59 PM |
Wellman | $25.00 | 1/16/2012 5:29:50 PM |
integrity-american | $25.00 | 1/16/2012 8:43:52 PM |
buffalobills | $25.00 | 1/17/2012 7:06:02 AM |
shrewd-peace7 | $25.00 | 1/16/2012 5:25:37 PM |
NorthwestLoan1 | $160.00 | 1/17/2012 11:40:42 AM |
Executive23 | $25.00 | 1/17/2012 2:24:11 PM |
Miklot | $30.00 | 1/17/2012 5:08:25 PM |
punksouth | $25.00 | 1/17/2012 10:15:31 AM |
cksdaddy | $25.00 | 1/17/2012 1:17:02 PM |
silver-wonder278 | $25.00 | 1/17/2012 5:29:45 PM |
frogperson | $200.00 | 1/17/2012 5:36:05 PM |
jiftostada | $25.00 | 1/17/2012 5:44:09 PM |
smoothmoniker | $25.00 | 1/17/2012 5:47:28 PM |
worldly-gold | $50.00 | 1/17/2012 5:10:02 PM |
exciting-loyalty3 | $36.00 | 1/17/2012 5:51:03 PM |
sdkevin | $25.00 | 1/17/2012 5:54:31 PM |
KLCRAY | $25.00 | 1/17/2012 5:58:16 PM |
davisfl | $25.00 | 1/17/2012 5:51:35 PM |
ore-den9 | $36.00 | 1/17/2012 5:28:22 PM |
Investor704 | $50.00 | 1/17/2012 8:11:03 PM |
MissionMicroFinance | $25.00 | 1/17/2012 5:57:51 PM |
papaloha | $25.00 | 1/17/2012 9:12:50 PM |
marcomnzs | $25.00 | 1/17/2012 5:33:19 PM |
orgy63 | $25.00 | 1/17/2012 9:48:14 PM |
payout-achievement | $46.00 | 1/17/2012 5:35:55 PM |
Bob450 | $25.00 | 1/18/2012 6:45:29 AM |
focused-bill3 | $25.00 | 1/17/2012 11:37:00 PM |
rob095 | $25.00 | 1/18/2012 12:37:24 AM |
down-with-big-banks1 | $200.00 | 1/18/2012 4:14:43 AM |
LittleMingo | $25.00 | 1/18/2012 9:09:52 AM |
flwah | $25.00 | 1/18/2012 7:36:26 AM |
lostontheedge | $25.00 | 1/17/2012 6:34:34 PM |
market-jam | $50.00 | 1/18/2012 9:07:10 AM |
lcole32 | $25.00 | 1/18/2012 9:11:14 AM |
Iwillhuntyoudown | $25.00 | 1/17/2012 9:18:34 PM |
dedicated-transaction796 | $25.00 | 1/18/2012 9:15:47 AM |
finance-prescription | $100.00 | 1/18/2012 9:17:13 AM |
value-architect6 | $25.00 | 1/18/2012 7:32:13 AM |
treasure-bliss | $25.00 | 1/18/2012 7:34:54 AM |
IamLejo | $100.00 | 1/18/2012 8:30:42 AM |
minddoc | $50.00 | 1/18/2012 9:07:06 AM |
Frenchynh | $25.00 | 1/18/2012 9:12:01 AM |
skybolt4 | $25.00 | 1/18/2012 9:14:35 AM |
lyndyn | $25.00 | 1/18/2012 9:18:54 AM |
195 Investments
|
Borrower Payment Dependent Notes Series
548659
This series of Notes was issued and sold upon the funding of the borrower loan #59572, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $291.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $936 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-trade-caballero |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...SEt up apartment, security deposit and 1 month rent
My financial situation:
I am a good candidate for this loan because...Have always paid back in full all loans and credit cards
Monthly net income: $34000.
Monthly expenses: $
Housing: $885.
Insurance: $ 100
Car expenses: $0
Utilities: $125
Phone, cable, internet: $60.
Food, entertainment: $250.
Clothing, household expenses: $
Credit cards and other loans: $200.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jmeasn | $25.00 | 1/16/2012 10:59:14 AM |
selector568 | $300.00 | 1/9/2012 9:11:33 AM |
nimble-revenue5 | $50.00 | 1/9/2012 9:27:00 AM |
creditjunky | $125.00 | 1/9/2012 9:06:21 AM |
LittleMingo | $25.00 | 1/9/2012 9:10:38 AM |
edaguy | $75.00 | 1/9/2012 9:24:54 AM |
principal-cooker2 | $100.00 | 1/9/2012 9:27:10 AM |
new-intuitive-dime | $50.00 | 1/9/2012 10:24:05 AM |
SPickle | $30.00 | 1/9/2012 10:25:09 AM |
economy-coup | $50.00 | 1/9/2012 9:43:18 AM |
top-unforgettable-income | $25.00 | 1/9/2012 1:11:26 PM |
Herluftrolle | $100.00 | 1/9/2012 2:02:01 PM |
CA-Lender | $25.00 | 1/9/2012 11:12:09 AM |
transparency-halo | $25.00 | 1/9/2012 4:32:44 PM |
stylish-compassion3 | $50.00 | 1/9/2012 5:54:16 PM |
durability-mad-scientist4 | $50.00 | 1/9/2012 9:38:50 PM |
commerce-web5 | $25.00 | 1/9/2012 8:01:59 PM |
skillful-asset5 | $30.00 | 1/9/2012 7:48:43 PM |
monstersdad | $100.00 | 1/10/2012 12:48:40 AM |
Scotcha | $50.00 | 1/10/2012 8:05:46 AM |
yield-implementer8 | $45.54 | 1/10/2012 8:30:06 AM |
ericgassercom | $25.00 | 1/10/2012 9:30:13 AM |
WilliamLeeSims | $25.00 | 1/10/2012 9:26:20 AM |
sjlender | $100.00 | 1/10/2012 9:49:41 AM |
treasure-bliss | $25.00 | 1/10/2012 11:10:07 AM |
papaloha | $50.00 | 1/10/2012 11:05:58 AM |
community-triangulation5 | $25.00 | 1/10/2012 12:53:22 PM |
orindalender | $50.00 | 1/10/2012 2:47:29 PM |
shrewd-deal | $50.00 | 1/10/2012 3:58:52 PM |
e6400 | $25.00 | 1/10/2012 7:42:57 PM |
Zuzu | $25.00 | 1/11/2012 2:55:13 AM |
dinero-festivity2 | $50.00 | 1/11/2012 3:39:26 AM |
forceful-note8 | $100.00 | 1/11/2012 5:31:37 AM |
Slend49 | $25.00 | 1/11/2012 7:44:04 AM |
cash-hyperdrive0 | $50.00 | 1/11/2012 1:58:42 PM |
the-magnetic-transaction | $50.00 | 1/11/2012 7:04:21 PM |
jbaum | $40.00 | 1/11/2012 9:11:18 PM |
sturdy-fairness0 | $50.00 | 1/11/2012 8:30:26 PM |
benefit-prescription6 | $100.00 | 1/12/2012 8:29:58 AM |
integrity-doctor | $100.00 | 1/12/2012 10:49:14 AM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:27 PM |
scarlet-velvet | $25.08 | 1/13/2012 4:49:26 PM |
calimanusa | $50.00 | 1/13/2012 1:35:59 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:41 PM |
friendship9 | $25.00 | 1/14/2012 1:43:50 PM |
twjh | $25.00 | 1/15/2012 4:24:00 AM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:07 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:45 PM |
melodious-openness | $1,500.00 | 1/16/2012 4:11:32 AM |
magical-durability9 | $25.00 | 1/16/2012 7:54:06 AM |
ccclaireee333 | $25.00 | 1/15/2012 4:42:42 PM |
samdog079 | $249.00 | 1/15/2012 5:09:12 PM |
orearella3 | $25.00 | 1/16/2012 9:31:00 AM |
Comoparklender | $25.00 | 1/16/2012 9:14:04 AM |
nex | $25.00 | 1/16/2012 9:32:01 AM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:53 PM |
wwwUniversal | $25.00 | 1/16/2012 5:30:55 PM |
Bomber | $30.00 | 1/17/2012 4:49:22 AM |
processor115 | $25.00 | 1/16/2012 5:36:33 PM |
addlending | $70.00 | 1/17/2012 10:28:42 AM |
buffalobills | $25.00 | 1/17/2012 7:04:42 AM |
Ruckus888 | $50.00 | 1/17/2012 3:58:05 PM |
frogperson | $300.00 | 1/17/2012 5:33:03 PM |
bluefootedpig | $75.00 | 1/18/2012 1:04:00 PM |
csakhil | $25.00 | 1/18/2012 1:27:27 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:35 PM |
grotheik | $25.00 | 1/18/2012 5:25:45 PM |
850 | $50.00 | 1/18/2012 8:52:10 PM |
nickel_finder | $25.00 | 1/18/2012 9:51:42 PM |
economy-vault8 | $53.02 | 1/18/2012 11:31:29 PM |
bowler252 | $25.00 | 1/18/2012 8:28:20 PM |
payment-halo | $25.00 | 1/19/2012 2:59:37 AM |
interact | $25.00 | 1/19/2012 7:44:47 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:48 AM |
I_Like_to_Invest | $100.00 | 1/19/2012 10:45:40 AM |
payout-quark | $200.00 | 1/19/2012 3:24:25 PM |
careful-compassion | $25.00 | 1/19/2012 11:47:52 AM |
top-diversification-giraffe1 | $25.00 | 1/19/2012 5:13:47 PM |
kublai | $50.00 | 1/19/2012 5:33:31 PM |
successful-agreement7 | $100.00 | 1/19/2012 5:37:23 PM |
restless-currency | $50.00 | 1/19/2012 5:11:25 PM |
autonomous-kindness8 | $50.00 | 1/19/2012 5:18:41 PM |
life-is-great | $25.00 | 1/19/2012 5:20:18 PM |
money-bauble | $100.00 | 1/19/2012 5:28:03 PM |
rupee-equation2 | $25.00 | 1/9/2012 9:25:42 AM |
hitsman | $50.00 | 1/9/2012 9:26:46 AM |
superb-funds335 | $25.00 | 1/9/2012 9:31:17 AM |
golden-velocity9 | $25.00 | 1/9/2012 9:26:08 AM |
Tylerh | $250.00 | 1/9/2012 9:29:41 AM |
Investor_DP | $100.00 | 1/9/2012 9:48:10 AM |
Bank_Of_XL | $25.00 | 1/9/2012 1:25:36 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:49:01 AM |
thomas16882004 | $25.00 | 1/9/2012 12:58:14 PM |
bubb_hans | $50.00 | 1/9/2012 6:13:38 PM |
vigorous-market5 | $200.00 | 1/10/2012 12:57:09 AM |
gold-virtuoso | $44.00 | 1/10/2012 6:37:43 AM |
Bob450 | $30.00 | 1/10/2012 6:46:53 AM |
midnight24 | $25.00 | 1/10/2012 8:32:32 AM |
Weaverville | $25.00 | 1/10/2012 10:06:11 AM |
revenue-serenity | $26.00 | 1/10/2012 10:20:28 AM |
tabbytiger | $100.00 | 1/10/2012 4:52:37 PM |
market-assembler | $50.00 | 1/11/2012 5:41:38 PM |
gold-cluster | $50.00 | 1/11/2012 7:19:46 PM |
postalwhiz | $50.00 | 1/12/2012 6:29:06 AM |
velocity-pear | $25.00 | 1/12/2012 5:19:51 AM |
proud-pound4 | $25.00 | 1/12/2012 9:18:27 AM |
kind-lovely-marketplace | $55.00 | 1/12/2012 9:49:53 AM |
asset-professor | $25.00 | 1/12/2012 10:56:26 AM |
rate-authority2 | $50.00 | 1/12/2012 4:55:53 PM |
genius520 | $50.00 | 1/12/2012 5:22:49 PM |
TheRock | $25.00 | 1/13/2012 8:17:02 AM |
fervent-repayment | $50.00 | 1/13/2012 9:31:18 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:40 PM |
Harry | $50.00 | 1/13/2012 6:38:04 PM |
matt_2006 | $25.00 | 1/14/2012 9:30:41 AM |
loan-fate | $50.00 | 1/14/2012 12:26:25 PM |
wild_carrot | $25.00 | 1/14/2012 12:43:18 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:42 PM |
hogdriver | $25.00 | 1/15/2012 9:42:37 AM |
Bcs-cnc | $25.00 | 1/15/2012 8:32:32 PM |
ezrloan | $25.00 | 1/15/2012 9:28:52 PM |
Techne_Funds_LLC | $25.00 | 1/16/2012 8:39:20 AM |
Rockymtnhi | $25.00 | 1/16/2012 9:40:56 AM |
sjc224 | $25.00 | 1/16/2012 8:51:51 AM |
the-deal-socrates | $25.00 | 1/16/2012 6:00:00 PM |
red-benefit-ruler | $50.00 | 1/16/2012 6:26:52 PM |
forceful-wealth244 | $25.00 | 1/16/2012 6:46:35 PM |
integrity-american | $25.00 | 1/16/2012 8:44:01 PM |
rockhound84 | $25.00 | 1/17/2012 7:17:57 AM |
leverage-monger | $25.00 | 1/17/2012 9:20:56 AM |
contract-victor5 | $30.00 | 1/17/2012 12:50:43 PM |
the-hope-workhorse | $300.00 | 1/17/2012 3:12:08 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:03 PM |
the-enthralling-coin | $25.00 | 1/17/2012 5:25:52 PM |
wildanne | $25.00 | 1/17/2012 5:36:59 PM |
worthy-bid4 | $50.00 | 1/18/2012 9:32:11 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:38 AM |
suave-dime6 | $25.00 | 1/18/2012 12:26:20 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:18:29 PM |
forthright-trade | $25.00 | 1/18/2012 10:47:10 AM |
coloradoadam | $25.00 | 1/18/2012 4:57:04 PM |
credit-nucleus7 | $30.00 | 1/18/2012 4:02:56 PM |
toblerone | $25.00 | 1/18/2012 5:08:35 PM |
CaliforniaSun | $25.00 | 1/18/2012 5:03:17 PM |
dordee | $40.00 | 1/18/2012 4:30:01 PM |
jules3304 | $25.00 | 1/18/2012 5:13:19 PM |
Lubava | $25.00 | 1/18/2012 9:05:04 PM |
tech310 | $50.00 | 1/18/2012 7:42:50 PM |
Iwillhuntyoudown | $25.00 | 1/18/2012 11:11:47 PM |
thankful-nickel2 | $25.00 | 1/19/2012 1:03:27 AM |
leverage-monger | $25.00 | 1/19/2012 8:12:08 AM |
theaterguy | $25.00 | 1/19/2012 9:29:44 AM |
income-rocker2 | $50.05 | 1/19/2012 7:59:22 AM |
WonderPup | $26.00 | 1/19/2012 10:47:39 AM |
orgy63 | $25.00 | 1/19/2012 11:25:26 AM |
drluong | $25.00 | 1/19/2012 1:50:24 PM |
money-surge1 | $25.00 | 1/19/2012 5:07:35 PM |
Erileb | $25.00 | 1/19/2012 5:28:49 PM |
evergreen16 | $100.00 | 1/19/2012 5:32:25 PM |
munnu | $100.00 | 1/19/2012 1:16:20 PM |
stable-bonus | $49.58 | 1/19/2012 1:57:59 PM |
vonheyse | $25.00 | 1/19/2012 2:35:47 PM |
handshake5 | $100.00 | 1/19/2012 5:10:44 PM |
reward-adventure | $50.00 | 1/19/2012 5:17:38 PM |
kevin314 | $25.00 | 1/19/2012 5:21:14 PM |
innocent-income4 | $25.00 | 1/19/2012 5:31:57 PM |
166 Investments
|
Borrower Payment Dependent Notes Series
548671
This series of Notes was issued and sold upon the funding of the borrower loan #59291, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Executive |
Public records last 12m / 10y:
| 1/ 7 |
Revolving credit balance:
| $59 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| dedication-triangulation4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/11/2012 9:46:58 AM |
impala6464 | $25.00 | 1/15/2012 1:39:18 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:23 PM |
realtormoises | $25.00 | 1/18/2012 9:40:20 AM |
productive-note2 | $100.00 | 1/19/2012 6:29:43 PM |
ASuperJohn | $150.00 | 1/19/2012 8:26:51 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:43 PM |
houli123 | $25.00 | 1/21/2012 7:22:45 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:22 AM |
billete | $25.00 | 1/21/2012 11:22:26 AM |
Quest4euphoria | $25.00 | 1/21/2012 2:02:25 PM |
rromanchuk | $25.00 | 1/21/2012 6:25:26 PM |
integrity-american | $25.00 | 1/21/2012 4:35:35 PM |
amusement4 | $100.00 | 1/21/2012 10:11:26 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:19 AM |
Index_Plus | $2,361.88 | 1/22/2012 2:29:01 PM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:46 PM |
csakhil | $25.00 | 1/18/2012 1:27:42 PM |
Dubbs360 | $25.00 | 1/19/2012 9:44:08 AM |
the-hope-workhorse | $200.00 | 1/19/2012 6:35:11 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:06 PM |
S2M | $36.00 | 1/19/2012 8:48:47 PM |
forthright-durability | $25.00 | 1/20/2012 8:47:04 PM |
life-is-great | $25.00 | 1/21/2012 12:45:03 PM |
GSV67 | $50.00 | 1/21/2012 6:43:39 PM |
kulender | $50.00 | 1/22/2012 9:41:03 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:38 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
548685
This series of Notes was issued and sold upon the funding of the borrower loan #59240, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $766.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 7% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,992 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-cherry |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cash Flow
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
benjamin67 | $25.00 | 1/20/2012 9:41:08 AM |
first-favorite-bonus9 | $25.00 | 1/8/2012 12:09:00 PM |
Wangersinc | $50.00 | 1/8/2012 12:10:40 PM |
blot44 | $25.00 | 1/8/2012 12:14:00 PM |
kevin314 | $25.00 | 1/8/2012 12:15:50 PM |
lendersf | $50.00 | 1/8/2012 12:33:01 PM |
WLenders | $50.00 | 1/8/2012 12:02:10 PM |
hitsman | $50.00 | 1/8/2012 12:14:15 PM |
worth-web5 | $50.00 | 1/8/2012 2:47:35 PM |
AFairDeal | $25.00 | 1/8/2012 12:15:31 PM |
amherstbird | $25.00 | 1/8/2012 4:37:19 PM |
enriching-dollar1 | $100.00 | 1/8/2012 12:27:46 PM |
logical-reward8 | $25.00 | 1/8/2012 12:28:23 PM |
john0720 | $25.00 | 1/8/2012 5:26:05 PM |
BookandLaw | $25.00 | 1/8/2012 12:32:16 PM |
Aberdeen | $1,999.00 | 1/8/2012 12:34:08 PM |
AmericanCredit | $50.00 | 1/8/2012 12:39:48 PM |
income-banjo | $25.00 | 1/8/2012 12:34:21 PM |
suave-dollar | $25.00 | 1/9/2012 2:42:12 AM |
latestone | $25.00 | 1/9/2012 1:14:37 AM |
Weaverville | $100.00 | 1/9/2012 8:50:05 AM |
exponential-truth6 | $50.00 | 1/9/2012 11:03:38 AM |
betaoption | $25.00 | 1/9/2012 12:33:20 PM |
degster | $25.00 | 1/9/2012 10:06:44 AM |
riveting-community | $100.00 | 1/9/2012 10:31:38 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:45 AM |
djs81 | $25.00 | 1/9/2012 5:39:28 PM |
commerce-web5 | $25.00 | 1/9/2012 8:01:55 PM |
ingenious-order783 | $25.00 | 1/10/2012 8:30:13 AM |
docktah | $100.00 | 1/10/2012 8:28:41 AM |
kenji4861 | $25.00 | 1/10/2012 9:22:01 AM |
houli123 | $157.00 | 1/10/2012 9:33:35 AM |
orindalender | $50.00 | 1/10/2012 2:47:27 PM |
intently | $50.00 | 1/10/2012 2:26:15 PM |
liberty-viola | $25.00 | 1/10/2012 2:29:48 PM |
Arg3998 | $50.00 | 1/10/2012 6:34:50 PM |
Taxman44 | $25.00 | 1/10/2012 7:36:57 PM |
Green-Oasis | $25.00 | 1/10/2012 7:55:49 PM |
forceful-note8 | $100.00 | 1/11/2012 5:31:35 AM |
mpactlender | $25.00 | 1/11/2012 8:56:30 AM |
american6 | $26.00 | 1/11/2012 9:32:52 AM |
maldok1 | $25.00 | 1/11/2012 5:09:17 PM |
puifais | $50.00 | 1/11/2012 5:10:38 PM |
A4 | $25.00 | 1/11/2012 5:16:29 PM |
wing_nut | $41.00 | 1/11/2012 4:54:48 PM |
lucrative-transparency0 | $100.00 | 1/11/2012 5:23:25 PM |
KLCRAY | $25.00 | 1/11/2012 5:23:56 PM |
ualf | $50.00 | 1/11/2012 5:31:41 PM |
ConchRepublican | $100.00 | 1/11/2012 5:31:45 PM |
inventive-wealth2 | $25.00 | 1/11/2012 5:15:09 PM |
mason13a | $25.00 | 1/11/2012 5:45:48 PM |
BxRealtor | $25.00 | 1/11/2012 5:44:57 PM |
anacent | $25.00 | 1/11/2012 5:39:00 PM |
rroadflat | $25.00 | 1/11/2012 9:53:56 PM |
wise-silver-wonder | $25.00 | 1/12/2012 6:31:51 AM |
pwkpwk | $25.00 | 1/12/2012 6:35:29 AM |
cognizant-return3 | $50.00 | 1/11/2012 11:22:50 PM |
iolaire | $25.00 | 1/12/2012 1:07:27 AM |
loiosh | $50.00 | 1/12/2012 7:58:07 AM |
motivator796 | $25.00 | 1/12/2012 7:54:34 AM |
IIP77 | $25.00 | 1/12/2012 4:36:43 AM |
exchange-pledge | $50.00 | 1/12/2012 9:07:10 AM |
fortytwo | $150.00 | 1/12/2012 9:18:49 AM |
Aimvest | $25.00 | 1/12/2012 9:31:41 AM |
TrustPlus | $50.00 | 1/12/2012 9:39:59 AM |
smallbizrule | $25.00 | 1/12/2012 9:21:40 AM |
Azonic21 | $25.00 | 1/12/2012 9:48:11 AM |
igniter584 | $25.00 | 1/12/2012 9:25:37 AM |
Tradesmanlender | $25.00 | 1/12/2012 9:26:14 AM |
compatible-power8 | $25.00 | 1/12/2012 12:26:55 PM |
Caledoni | $25.00 | 1/12/2012 2:36:05 PM |
p1k4blu | $25.00 | 1/12/2012 4:13:05 PM |
gold-disk | $25.00 | 1/12/2012 12:24:57 PM |
hope-hickory | $50.00 | 1/12/2012 3:52:06 PM |
Fortuno_per_commodo | $100.00 | 1/13/2012 7:08:33 AM |
designs626 | $50.00 | 1/13/2012 5:04:08 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:19 AM |
first-funds-palace | $25.00 | 1/13/2012 9:36:40 AM |
transparency-baton | $25.00 | 1/13/2012 9:50:05 AM |
principal-hut1 | $25.00 | 1/13/2012 1:41:38 PM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:41 AM |
Woodworker57 | $35.00 | 1/14/2012 4:01:13 AM |
Brisket_Bob | $50.00 | 1/14/2012 7:25:31 AM |
mdf | $50.00 | 1/14/2012 11:09:30 AM |
hdolga | $25.00 | 1/14/2012 12:01:43 PM |
pixeldave | $50.00 | 1/14/2012 11:16:36 AM |
leodaguy | $100.00 | 1/14/2012 7:49:49 AM |
Harry | $50.00 | 1/14/2012 12:07:40 PM |
compoundinterest | $50.00 | 1/14/2012 12:28:03 PM |
balance-voyager | $25.00 | 1/14/2012 12:30:07 PM |
Anny-Disco | $25.00 | 1/14/2012 12:31:41 PM |
mla | $25.00 | 1/14/2012 12:23:53 PM |
power-trophy7 | $50.00 | 1/14/2012 11:42:17 AM |
acropiloterau2002 | $25.00 | 1/14/2012 12:26:43 PM |
enriching-trade2 | $50.00 | 1/14/2012 12:38:18 PM |
Cai8899 | $50.00 | 1/14/2012 12:40:28 PM |
don8ter | $47.00 | 1/14/2012 12:41:37 PM |
natural-affluence4 | $25.00 | 1/14/2012 12:43:19 PM |
Cheburashka | $25.00 | 1/14/2012 12:44:47 PM |
shur | $50.00 | 1/14/2012 12:47:02 PM |
Preteur | $25.00 | 1/14/2012 12:37:32 PM |
mar97 | $25.00 | 1/14/2012 12:50:48 PM |
platinum-genetics | $25.00 | 1/14/2012 12:51:18 PM |
BuffetRocks | $50.00 | 1/14/2012 12:51:49 PM |
ianakacg | $25.00 | 1/14/2012 12:53:49 PM |
C_Mark | $50.00 | 1/14/2012 12:54:35 PM |
Rdodson11 | $25.00 | 1/14/2012 12:43:53 PM |
Panna | $25.00 | 1/14/2012 12:23:41 PM |
gracej | $25.00 | 1/14/2012 12:57:46 PM |
Gabriel02 | $25.00 | 1/14/2012 12:24:14 PM |
thunderkiss | $25.00 | 1/14/2012 12:50:45 PM |
bold-yield-rumbler | $25.00 | 1/14/2012 12:33:26 PM |
vibrant-trade8 | $35.00 | 1/14/2012 12:35:40 PM |
skuba | $75.00 | 1/14/2012 12:44:30 PM |
jeffpac | $50.00 | 1/14/2012 12:46:26 PM |
lendsalot | $25.00 | 1/14/2012 3:12:43 PM |
hawaiiangirl76 | $25.00 | 1/14/2012 12:48:36 PM |
get30inc | $28.00 | 1/14/2012 12:55:50 PM |
caring-truth9 | $50.00 | 1/14/2012 7:05:02 PM |
Goodlender42 | $25.00 | 1/15/2012 7:35:58 AM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:05:49 PM |
blujfan9293 | $25.00 | 1/15/2012 11:01:48 AM |
mango7777 | $25.00 | 1/14/2012 8:43:13 PM |
silver-structure7 | $25.00 | 1/15/2012 10:00:16 AM |
GreenSun | $25.00 | 1/15/2012 12:22:27 PM |
ujiba | $50.00 | 1/15/2012 12:27:10 PM |
important-gold5 | $50.00 | 1/15/2012 12:34:37 PM |
robertmm25 | $25.00 | 1/15/2012 12:18:51 PM |
jswanso2 | $25.00 | 1/15/2012 3:51:38 PM |
manthrax3 | $30.00 | 1/15/2012 12:12:47 PM |
undaunted-fairness0 | $25.00 | 1/15/2012 12:18:27 PM |
peripatetic | $25.00 | 1/16/2012 3:16:25 AM |
skunkor2 | $26.00 | 1/15/2012 12:21:37 PM |
jasonj72 | $25.00 | 1/16/2012 6:59:59 AM |
jvp | $25.00 | 1/15/2012 12:29:07 PM |
charming-finance3 | $50.00 | 1/16/2012 8:06:17 AM |
revmax | $25.00 | 1/16/2012 9:07:07 AM |
Nerts | $25.00 | 1/16/2012 9:08:30 AM |
EvalCrux | $50.00 | 1/16/2012 9:13:16 AM |
sb0453 | $25.00 | 1/16/2012 9:17:27 AM |
rupee-chomper | $50.00 | 1/15/2012 6:53:49 PM |
prosha | $25.00 | 1/16/2012 9:37:43 AM |
LogicalCC | $25.00 | 1/16/2012 9:27:17 AM |
wise-abundant-hope | $25.00 | 1/16/2012 10:36:02 AM |
WonderPup | $25.00 | 1/16/2012 8:17:57 AM |
br4444 | $25.00 | 1/16/2012 9:37:02 AM |
Uncle_Scrooge | $100.00 | 1/16/2012 12:07:38 PM |
Zach842 | $25.00 | 1/16/2012 7:17:06 PM |
social-booster4 | $50.00 | 1/17/2012 11:13:30 AM |
a- | $25.00 | 1/17/2012 4:28:56 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:36 PM |
priceless-money6 | $150.00 | 1/18/2012 2:45:06 AM |
budyzr | $25.00 | 1/18/2012 9:46:34 AM |
syounker | $25.00 | 1/18/2012 9:49:43 AM |
unclejaef | $25.00 | 1/18/2012 4:31:43 PM |
jst1 | $50.00 | 1/18/2012 4:12:19 PM |
Lesburger | $25.00 | 1/18/2012 5:07:49 PM |
pikopulling | $25.00 | 1/18/2012 4:21:19 PM |
blooming-market | $25.00 | 1/18/2012 3:20:48 PM |
jthowell77 | $25.00 | 1/18/2012 5:10:25 PM |
hyla15 | $25.00 | 1/18/2012 5:42:59 PM |
orange-courageous-dedication | $25.00 | 1/18/2012 5:34:46 PM |
bvzm | $50.00 | 1/18/2012 4:29:02 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:39 PM |
transparency-giant | $50.00 | 1/18/2012 5:07:03 PM |
LimaGuy | $54.75 | 1/18/2012 7:52:51 PM |
reward-toro | $25.00 | 1/18/2012 7:31:14 PM |
note-farm4 | $25.00 | 1/18/2012 5:26:47 PM |
ski bum | $100.00 | 1/18/2012 5:33:54 PM |
blissful-responsibility4 | $25.00 | 1/18/2012 5:40:00 PM |
bdloans | $50.00 | 1/18/2012 9:04:17 PM |
engbusres | $30.00 | 1/18/2012 9:05:48 PM |
totoro | $25.00 | 1/18/2012 10:33:10 PM |
quintilian | $25.00 | 1/19/2012 2:10:38 AM |
fireboss | $26.36 | 1/19/2012 5:34:11 AM |
steiglends | $100.00 | 1/19/2012 9:06:24 AM |
Kijib | $25.00 | 1/19/2012 9:13:36 AM |
likeable-reward | $25.00 | 1/19/2012 9:17:42 AM |
money-floret | $50.00 | 1/19/2012 9:21:21 AM |
power-defender7 | $50.00 | 1/18/2012 8:50:39 PM |
bradny | $25.00 | 1/19/2012 9:27:16 AM |
lifegrowth | $25.00 | 1/19/2012 9:29:16 AM |
NJNY | $25.00 | 1/19/2012 9:11:08 AM |
sturdy-rate3 | $25.00 | 1/19/2012 9:15:50 AM |
x-lender | $25.00 | 1/19/2012 9:36:56 AM |
TBCapitol | $78.69 | 1/19/2012 6:02:17 AM |
bid-papyrus | $25.00 | 1/19/2012 9:24:40 AM |
Yankeeeagle | $25.00 | 1/19/2012 9:26:27 AM |
rose88 | $25.00 | 1/19/2012 9:45:06 AM |
bonus-cougar | $25.00 | 1/19/2012 9:45:53 AM |
lenderme | $25.00 | 1/19/2012 9:46:49 AM |
Iamthewalrus | $25.00 | 1/19/2012 9:34:50 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:26 AM |
adevadeh | $25.00 | 1/19/2012 9:38:51 AM |
unassuming-note | $25.00 | 1/19/2012 9:40:03 AM |
value-pole | $25.00 | 1/19/2012 9:45:20 AM |
FirePro22 | $25.00 | 1/19/2012 9:08:22 AM |
1phantom | $25.00 | 1/19/2012 9:09:22 AM |
bobby5832708 | $25.00 | 1/19/2012 9:47:19 AM |
chemistry220 | $25.00 | 1/19/2012 10:00:46 AM |
GIGO | $25.00 | 1/19/2012 10:11:33 AM |
saihu | $25.00 | 1/19/2012 9:16:16 AM |
rachelrachelrachel | $25.00 | 1/19/2012 10:38:53 AM |
jfd287 | $25.00 | 1/19/2012 9:17:55 AM |
abundant-marketplace436 | $25.00 | 1/19/2012 9:22:32 AM |
cpodakine | $25.00 | 1/19/2012 12:09:08 PM |
TSC | $50.00 | 1/19/2012 9:26:47 AM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:07 PM |
vigilance-revolutionary | $50.00 | 1/19/2012 9:31:00 AM |
goldeneye777 | $51.00 | 1/19/2012 9:42:47 AM |
naffets77 | $50.00 | 1/19/2012 3:35:11 PM |
dollar-missile3 | $25.00 | 1/19/2012 9:45:51 AM |
a- | $25.00 | 1/19/2012 11:34:12 AM |
PlatinumBank | $25.00 | 1/19/2012 1:37:38 PM |
appastk | $25.00 | 1/19/2012 11:13:22 PM |
sturzstrom | $25.00 | 1/20/2012 4:38:30 AM |
tomruad1 | $25.00 | 1/19/2012 9:23:36 PM |
benjo | $50.00 | 1/19/2012 10:08:10 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:11:36 PM |
building-america | $25.00 | 1/20/2012 9:12:18 AM |
Marfloogan | $25.00 | 1/20/2012 9:16:12 AM |
timbob | $100.00 | 1/20/2012 9:16:15 AM |
Veridic | $25.00 | 1/20/2012 9:22:19 AM |
competent-commitment1 | $50.00 | 1/20/2012 9:27:02 AM |
gold-colonel8 | $25.00 | 1/20/2012 9:29:30 AM |
BaltimoreLender | $25.00 | 1/20/2012 9:30:58 AM |
virtualbank | $25.00 | 1/20/2012 9:13:59 AM |
Perolus | $25.00 | 1/20/2012 9:32:37 AM |
doncm | $50.00 | 1/20/2012 9:15:00 AM |
the-enterprising-leverage | $50.00 | 1/20/2012 9:32:46 AM |
openness-prospector | $25.00 | 1/20/2012 9:17:36 AM |
repayment-launcher | $25.00 | 1/20/2012 9:19:17 AM |
pappiandel | $25.00 | 1/20/2012 9:20:19 AM |
exuberant-dime | $25.00 | 1/20/2012 9:41:27 AM |
unassuming-generosity | $25.00 | 1/20/2012 9:42:06 AM |
mrmojado | $25.00 | 1/20/2012 9:23:34 AM |
shawndw | $25.00 | 1/20/2012 9:43:07 AM |
shaker348 | $25.00 | 1/20/2012 9:27:25 AM |
allotment464 | $25.00 | 1/20/2012 9:28:21 AM |
rangers94 | $25.00 | 1/20/2012 9:46:02 AM |
gold-tsunami | $30.00 | 1/20/2012 9:46:15 AM |
diversification-surge | $25.00 | 1/20/2012 9:46:28 AM |
js60l | $25.00 | 1/20/2012 9:48:05 AM |
dthompso | $50.00 | 1/20/2012 9:48:34 AM |
Marathoner | $25.00 | 1/20/2012 9:32:48 AM |
otter | $50.00 | 1/20/2012 9:54:06 AM |
Eastern | $50.00 | 1/20/2012 9:54:36 AM |
YLlama | $25.00 | 1/20/2012 9:39:45 AM |
ultimatepaintball | $25.00 | 1/20/2012 9:10:56 AM |
MadHun | $200.00 | 1/20/2012 9:11:25 AM |
credit-statuette8 | $25.00 | 1/20/2012 9:13:58 AM |
happy-yield | $25.00 | 1/20/2012 9:16:18 AM |
PK_USMC | $25.00 | 1/20/2012 9:17:59 AM |
MCimprich | $28.00 | 1/20/2012 12:07:59 PM |
bailey14 | $25.00 | 1/20/2012 9:20:06 AM |
Stafo | $25.00 | 1/20/2012 9:21:51 AM |
whistledicksmith | $25.00 | 1/20/2012 9:26:39 AM |
geekguy | $25.00 | 1/20/2012 9:26:58 AM |
spaceborne | $25.00 | 1/20/2012 9:56:35 AM |
Relevance | $25.00 | 1/20/2012 9:29:40 AM |
hrubinst | $50.00 | 1/20/2012 9:32:42 AM |
Dave0 | $25.00 | 1/20/2012 9:34:36 AM |
fund-baker9 | $500.00 | 1/20/2012 11:28:26 AM |
Boxhead | $25.00 | 1/20/2012 9:35:21 AM |
skvat | $25.00 | 1/20/2012 9:36:10 AM |
tomdooley12520 | $25.00 | 1/20/2012 4:52:04 PM |
power-companion7 | $75.00 | 1/20/2012 9:43:16 AM |
ICHITECH | $25.00 | 1/20/2012 1:13:11 PM |
bowl800 | $25.00 | 1/20/2012 5:01:32 PM |
kbodendorf | $25.00 | 1/20/2012 9:43:57 AM |
andyb9 | $25.00 | 1/20/2012 9:50:40 AM |
clean-coin7 | $50.00 | 1/20/2012 2:53:05 PM |
riskreward | $250.00 | 1/20/2012 9:51:55 AM |
GATrust | $25.00 | 1/20/2012 9:52:38 AM |
kunger | $25.00 | 1/20/2012 9:53:21 AM |
NoCal | $25.00 | 1/20/2012 9:53:34 AM |
blue-velocity-washboard | $25.00 | 1/20/2012 3:35:13 PM |
dbzen | $25.00 | 1/20/2012 4:44:52 PM |
fireboss | $120.97 | 1/20/2012 11:32:38 AM |
income-motor4 | $25.00 | 1/20/2012 12:52:28 PM |
keen-credit6 | $25.00 | 1/20/2012 5:53:12 PM |
oxnard | $50.00 | 1/20/2012 2:28:32 PM |
Sundragon | $25.00 | 1/20/2012 6:17:44 PM |
rajs | $100.00 | 1/20/2012 11:16:31 PM |
zski | $25.00 | 1/21/2012 3:04:29 AM |
peewee1930 | $50.00 | 1/20/2012 8:09:30 PM |
abundant-power | $25.00 | 1/21/2012 6:38:07 AM |
daveseansworld | $26.22 | 1/20/2012 7:42:44 PM |
saihu | $50.61 | 1/20/2012 8:08:09 PM |
Px3VENTURES | $113.40 | 1/21/2012 6:28:10 AM |
crw1950 | $20.09 | 1/21/2012 7:25:02 AM |
porter22 | $25.00 | 1/12/2012 10:46:54 AM |
dpjd | $25.00 | 1/19/2012 9:45:50 AM |
Kyjamune | $25.00 | 1/8/2012 12:38:07 PM |
SBT | $100.00 | 1/8/2012 12:45:53 PM |
bouvierchamp | $27.35 | 1/8/2012 3:09:53 PM |
cebgop | $25.00 | 1/8/2012 12:22:57 PM |
KSfuture | $50.00 | 1/8/2012 4:26:22 PM |
neighborly-hope6 | $77.00 | 1/8/2012 12:16:27 PM |
cash-merry-maker | $25.00 | 1/8/2012 12:20:41 PM |
meux99 | $25.00 | 1/8/2012 12:26:00 PM |
Tylerh | $250.00 | 1/8/2012 12:32:01 PM |
systematic-dollar9 | $25.00 | 1/8/2012 12:28:42 PM |
downtownfarm | $25.00 | 1/8/2012 12:48:22 PM |
excellent-nickel | $25.00 | 1/8/2012 9:11:55 PM |
Quaven | $25.00 | 1/9/2012 9:10:17 AM |
lancetc | $25.00 | 1/9/2012 9:35:13 AM |
first-friendly-listing | $25.00 | 1/9/2012 1:34:22 PM |
hope-solstice8 | $25.00 | 1/9/2012 1:46:04 PM |
steely_dan34 | $25.00 | 1/9/2012 2:50:42 PM |
transparency-halo | $25.00 | 1/9/2012 4:32:40 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:34 PM |
indomitable-coin | $25.00 | 1/10/2012 10:05:31 AM |
credit-magician | $25.00 | 1/10/2012 2:52:16 PM |
studious-peso | $25.00 | 1/10/2012 2:15:29 PM |
pd_EXCELLENTcredit | $25.00 | 1/11/2012 12:09:38 AM |
dinero-festivity2 | $50.00 | 1/11/2012 3:39:24 AM |
dinero-jujitsu | $25.00 | 1/11/2012 8:26:57 AM |
smart-penny124 | $25.00 | 1/11/2012 6:20:14 AM |
value-pouch | $25.00 | 1/11/2012 9:17:23 AM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:27:30 AM |
euro-speaker8 | $100.00 | 1/11/2012 2:11:55 PM |
masonn | $59.00 | 1/11/2012 5:10:05 PM |
JJ9876 | $25.00 | 1/11/2012 5:25:10 PM |
market-solstice2 | $25.00 | 1/11/2012 5:35:01 PM |
brilliant-loyalty7 | $25.00 | 1/11/2012 5:38:01 PM |
commanding-treasure2 | $50.00 | 1/11/2012 5:30:57 PM |
damcoolguy | $32.00 | 1/11/2012 5:34:59 PM |
riproaringrapids | $50.00 | 1/11/2012 5:47:23 PM |
jbaum | $40.00 | 1/11/2012 9:11:15 PM |
moneygame | $25.00 | 1/12/2012 6:16:30 AM |
kanewna | $50.00 | 1/12/2012 2:57:48 AM |
gentle-gain235 | $50.00 | 1/12/2012 8:43:09 AM |
Ready2Loan | $25.00 | 1/12/2012 9:13:07 AM |
skillful-diversification2 | $25.00 | 1/12/2012 9:14:26 AM |
UD3230 | $25.00 | 1/12/2012 9:10:39 AM |
gallant-economy9 | $50.00 | 1/12/2012 9:32:04 AM |
Syzygy | $25.00 | 1/12/2012 9:37:53 AM |
aasx1108 | $25.00 | 1/12/2012 9:43:27 AM |
OCedHrt | $25.00 | 1/12/2012 9:47:07 AM |
husamk | $25.00 | 1/12/2012 9:21:10 AM |
velocity-solo | $25.00 | 1/12/2012 9:48:15 AM |
valiant-liberty4 | $25.00 | 1/12/2012 9:28:17 AM |
jetscore | $25.00 | 1/12/2012 10:15:00 AM |
grove88 | $25.00 | 1/12/2012 9:36:29 AM |
oakvale | $50.00 | 1/12/2012 9:41:23 AM |
ivar | $25.00 | 1/12/2012 10:46:50 AM |
PrincessAmyofQuitealot | $50.00 | 1/12/2012 11:16:32 AM |
CinemaAdvanced | $25.00 | 1/12/2012 5:13:57 PM |
Supernova3 | $25.00 | 1/13/2012 5:33:15 AM |
leeball | $50.00 | 1/13/2012 9:15:43 AM |
irishcocacola | $25.00 | 1/13/2012 9:27:04 AM |
Pine_Tavern_Lending | $25.00 | 1/13/2012 9:14:27 AM |
rmachi | $25.00 | 1/13/2012 9:29:43 AM |
DixiePixie980 | $25.00 | 1/13/2012 11:11:53 AM |
jcttjg | $25.00 | 1/13/2012 2:13:09 PM |
rentalguy | $50.00 | 1/13/2012 2:06:30 PM |
diablorulz | $50.00 | 1/13/2012 10:10:55 AM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:40 PM |
market-inspector | $50.00 | 1/14/2012 7:21:13 AM |
HelloKittySanrio | $25.00 | 1/13/2012 7:08:00 PM |
Firescreek | $25.00 | 1/14/2012 9:08:32 AM |
invest-in-ed | $100.00 | 1/14/2012 8:41:14 AM |
roadtruck | $50.00 | 1/14/2012 11:08:47 AM |
theemhdoctor | $25.00 | 1/14/2012 10:17:57 AM |
panegryst | $50.00 | 1/14/2012 11:35:27 AM |
wigglesworth4 | $95.00 | 1/14/2012 12:12:11 PM |
Sid-K | $25.00 | 1/14/2012 12:25:36 PM |
pinnacle10 | $25.00 | 1/14/2012 12:26:55 PM |
britgsb | $30.00 | 1/14/2012 12:30:16 PM |
minista | $25.00 | 1/14/2012 12:22:41 PM |
mlandrid | $25.00 | 1/14/2012 12:38:25 PM |
MiniBank998 | $25.00 | 1/14/2012 12:42:26 PM |
evnagelist | $25.00 | 1/14/2012 12:43:01 PM |
orderly-finance6 | $50.00 | 1/14/2012 12:35:16 PM |
larslfe | $25.00 | 1/14/2012 12:35:31 PM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:36 PM |
mizount | $25.00 | 1/14/2012 12:48:14 PM |
nickel-ferret | $50.00 | 1/14/2012 12:24:47 PM |
dharma1 | $25.00 | 1/14/2012 12:26:40 PM |
brazilofmux | $100.00 | 1/14/2012 1:00:54 PM |
marketplace-cello5 | $25.00 | 1/14/2012 1:02:00 PM |
Pasagam | $50.00 | 1/14/2012 1:02:42 PM |
friendly-worth3 | $25.00 | 1/14/2012 1:38:33 PM |
Clambake | $25.00 | 1/14/2012 12:33:53 PM |
bonus-tent | $25.00 | 1/14/2012 12:58:57 PM |
nuclearmoose | $50.00 | 1/14/2012 12:39:59 PM |
elasermd | $31.00 | 1/14/2012 12:43:56 PM |
figs4u2 | $100.00 | 1/14/2012 12:44:12 PM |
postalwhiz | $25.00 | 1/14/2012 12:46:06 PM |
shrewd-deal | $50.00 | 1/14/2012 8:27:38 PM |
SavannahBear | $25.00 | 1/14/2012 4:30:35 PM |
gr8_r8 | $25.00 | 1/14/2012 6:09:51 PM |
gjm6d | $25.00 | 1/14/2012 12:59:07 PM |
PRGuyinVA | $25.00 | 1/14/2012 1:01:07 PM |
Railbird | $25.00 | 1/14/2012 1:01:16 PM |
wtrboy | $25.00 | 1/14/2012 1:01:30 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:06 AM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:47:12 PM |
owhite2000 | $25.00 | 1/15/2012 10:24:39 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:29 AM |
freedomist | $25.00 | 1/15/2012 12:07:35 PM |
boogles72 | $25.00 | 1/15/2012 11:36:39 AM |
SelectTrustLending | $25.00 | 1/15/2012 6:10:44 AM |
subtle-revenue0 | $25.00 | 1/15/2012 12:11:46 PM |
repaymentenstein964 | $25.00 | 1/15/2012 12:36:33 PM |
Mark-O-Polo | $25.00 | 1/15/2012 12:16:30 PM |
ore-seagull | $30.00 | 1/15/2012 1:23:09 PM |
reasonable-greenback | $50.00 | 1/15/2012 12:23:32 PM |
sjlender | $100.00 | 1/15/2012 12:24:04 PM |
drkosh | $25.00 | 1/15/2012 11:46:06 AM |
extraordinary-exchange4 | $50.00 | 1/15/2012 12:20:12 PM |
reflective-deal8 | $50.00 | 1/15/2012 12:24:06 PM |
ikaika1 | $25.00 | 1/15/2012 12:30:22 PM |
DementiaAddict | $35.00 | 1/15/2012 12:34:44 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:53 PM |
BicyclePostLendingDivision | $25.00 | 1/16/2012 7:06:40 AM |
ktfritz | $25.00 | 1/16/2012 8:30:55 AM |
jscope | $25.00 | 1/16/2012 9:38:40 AM |
availableloan | $25.00 | 1/15/2012 9:11:24 PM |
2bnforlife | $25.00 | 1/16/2012 1:51:01 PM |
orearella3 | $25.00 | 1/16/2012 5:10:15 PM |
mrpowers5531 | $25.00 | 1/16/2012 9:31:27 AM |
kindness-casserole | $32.98 | 1/16/2012 11:40:30 AM |
the-deal-socrates | $25.00 | 1/16/2012 6:02:41 PM |
nri22 | $25.00 | 1/17/2012 10:31:47 AM |
forceful-duty178 | $200.00 | 1/17/2012 9:32:33 AM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:20 AM |
benjamins-nest | $200.00 | 1/17/2012 12:57:42 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:02 PM |
bb575 | $50.00 | 1/17/2012 9:07:14 PM |
reflective-ore3 | $25.00 | 1/18/2012 12:29:37 AM |
Spkthewrd3 | $25.00 | 1/18/2012 4:57:32 AM |
Emgolda | $25.00 | 1/18/2012 9:48:06 AM |
value-architect6 | $50.00 | 1/18/2012 7:38:00 AM |
cnovak | $25.00 | 1/18/2012 9:42:14 AM |
maple1 | $25.00 | 1/18/2012 8:52:25 AM |
green-moola-sniffer | $25.00 | 1/18/2012 9:46:19 AM |
Veet | $25.00 | 1/18/2012 11:55:36 AM |
csakhil | $25.00 | 1/18/2012 1:27:22 PM |
best-lean-yield | $25.00 | 1/18/2012 3:22:49 PM |
nojoke411 | $25.00 | 1/18/2012 2:40:52 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:44 PM |
kyomoon | $50.00 | 1/18/2012 5:07:15 PM |
super100 | $25.00 | 1/18/2012 5:24:05 PM |
pragmatic-contract | $25.00 | 1/18/2012 3:18:58 PM |
FlexFunding | $50.00 | 1/18/2012 3:23:22 PM |
interest-pudding4 | $25.00 | 1/18/2012 5:13:05 PM |
Kame | $25.00 | 1/18/2012 5:36:32 PM |
Jeffersonbank | $50.00 | 1/18/2012 5:38:49 PM |
smallfry | $25.00 | 1/18/2012 5:23:42 PM |
Dreamconnection | $300.00 | 1/18/2012 5:48:12 PM |
decisive-marketplace3 | $25.00 | 1/18/2012 6:02:09 PM |
Fiimg | $50.00 | 1/18/2012 6:22:57 PM |
visionary-deal623 | $25.00 | 1/18/2012 5:05:31 PM |
dcfinancial | $100.00 | 1/18/2012 6:53:37 PM |
dfealk | $25.00 | 1/18/2012 5:15:33 PM |
misit | $25.00 | 1/18/2012 7:50:44 PM |
hostbank | $100.00 | 1/18/2012 5:18:36 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:50 PM |
vanderhp | $25.00 | 1/18/2012 11:47:05 PM |
seanvr33 | $25.00 | 1/19/2012 2:58:04 AM |
LenderByDay | $25.00 | 1/18/2012 10:18:06 PM |
ddog0224 | $45.00 | 1/19/2012 6:43:12 AM |
Binan | $47.19 | 1/19/2012 4:49:27 AM |
generosity-poem2 | $50.00 | 1/18/2012 7:33:06 PM |
comet55 | $50.00 | 1/19/2012 5:49:22 AM |
pumped130 | $25.00 | 1/19/2012 6:03:43 AM |
bnordman | $25.00 | 1/19/2012 9:11:10 AM |
GodzillaLending | $25.00 | 1/19/2012 9:11:39 AM |
payout-equalizer8 | $25.00 | 1/19/2012 9:12:53 AM |
gold-position | $25.00 | 1/19/2012 9:16:37 AM |
donloah | $25.00 | 1/19/2012 9:17:36 AM |
Curly-Girly | $25.00 | 1/19/2012 9:20:14 AM |
paramjit | $50.00 | 1/19/2012 9:05:35 AM |
MoneySiles | $25.00 | 1/19/2012 9:29:41 AM |
MrDavid | $75.00 | 1/19/2012 9:30:16 AM |
wbahl | $25.00 | 1/19/2012 9:18:27 AM |
tlp43 | $25.00 | 1/19/2012 9:19:58 AM |
mmckune | $25.00 | 1/19/2012 9:40:55 AM |
progressive-asset | $100.00 | 1/19/2012 9:22:50 AM |
Chuck9802 | $25.00 | 1/19/2012 9:27:02 AM |
mtquan | $25.00 | 1/19/2012 9:28:21 AM |
Frankieb21 | $50.00 | 1/19/2012 9:46:08 AM |
majestic-principal1 | $25.00 | 1/19/2012 9:47:26 AM |
meenan | $100.00 | 1/19/2012 9:31:32 AM |
auction-rocket | $25.00 | 1/19/2012 9:32:41 AM |
bndlending2u | $25.00 | 1/19/2012 9:35:39 AM |
wise-alluring-penny | $50.00 | 1/19/2012 9:38:59 AM |
Namrok | $25.00 | 1/19/2012 9:42:40 AM |
favorite-auction2 | $100.00 | 1/19/2012 10:57:13 AM |
gopbernie | $25.00 | 1/19/2012 11:03:52 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:36 AM |
slartibardfast | $25.00 | 1/19/2012 9:48:52 AM |
wacko82 | $25.00 | 1/19/2012 10:18:38 AM |
vigorous-payment6 | $25.00 | 1/19/2012 9:19:01 AM |
finance-assembler | $50.00 | 1/19/2012 10:45:09 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:27 AM |
mrow13 | $25.00 | 1/19/2012 1:13:12 PM |
runner262 | $25.00 | 1/19/2012 9:33:38 AM |
ahansen | $25.00 | 1/19/2012 9:39:51 AM |
greenkid | $25.00 | 1/19/2012 9:41:11 AM |
red-unequivocal-finance | $25.00 | 1/19/2012 9:41:22 AM |
cleveland2portland | $50.00 | 1/19/2012 10:27:20 AM |
JRhino | $25.00 | 1/19/2012 2:23:55 PM |
MrSolution | $50.00 | 1/19/2012 2:31:18 PM |
windfall46 | $25.00 | 1/19/2012 2:22:28 PM |
thorough-marketplace441 | $25.00 | 1/19/2012 4:46:42 PM |
Bodyboard | $29.78 | 1/19/2012 8:07:47 PM |
emt747 | $25.00 | 1/19/2012 11:10:04 PM |
rupeeasaurus7 | $35.00 | 1/20/2012 8:55:08 AM |
A4 | $25.00 | 1/19/2012 8:30:36 PM |
wildsf | $25.00 | 1/20/2012 9:08:22 AM |
gt1687c | $50.00 | 1/20/2012 9:15:32 AM |
Mark090 | $25.00 | 1/20/2012 9:15:45 AM |
sophisticated-return496 | $25.00 | 1/19/2012 10:45:25 PM |
TheYellowDart | $25.00 | 1/20/2012 9:21:04 AM |
KarmaBum77 | $25.00 | 1/20/2012 9:05:21 AM |
F16Pilot | $25.00 | 1/20/2012 9:11:04 AM |
mnmcarve | $25.00 | 1/20/2012 9:11:19 AM |
money-explorer3 | $25.00 | 1/20/2012 9:12:01 AM |
ProjectVenture | $25.00 | 1/20/2012 9:12:32 AM |
ManhattanLender | $25.00 | 1/20/2012 9:31:36 AM |
webwesen | $25.00 | 1/20/2012 9:34:50 AM |
Crewhippie | $25.00 | 1/20/2012 9:18:14 AM |
chicagobear23 | $25.00 | 1/20/2012 9:20:03 AM |
shorthairedg | $25.00 | 1/20/2012 9:21:06 AM |
jjb3 | $25.00 | 1/20/2012 9:22:23 AM |
fcukciti | $35.00 | 1/20/2012 9:41:45 AM |
selvamfinance | $25.00 | 1/20/2012 9:25:08 AM |
unafraid-loan5 | $25.00 | 1/20/2012 6:31:33 AM |
first-pragmatic-note | $25.00 | 1/20/2012 9:26:00 AM |
MONEYLENDER101 | $50.00 | 1/20/2012 9:26:19 AM |
best-elevated-social | $25.00 | 1/20/2012 9:44:34 AM |
independent-revenue4 | $100.00 | 1/20/2012 9:45:13 AM |
income-excellence1 | $25.00 | 1/20/2012 9:30:52 AM |
kinetic-openness0 | $25.00 | 1/20/2012 9:47:03 AM |
Warwick | $25.00 | 1/20/2012 9:47:14 AM |
Philolend | $25.00 | 1/20/2012 9:47:38 AM |
honsbedh | $25.00 | 1/20/2012 9:48:07 AM |
jguerrajr | $25.00 | 1/20/2012 8:27:27 AM |
selfmademan | $25.00 | 1/20/2012 9:34:34 AM |
restondoublek | $25.00 | 1/20/2012 9:35:16 AM |
miked8303 | $50.00 | 1/20/2012 9:36:12 AM |
flexible-vigilance7 | $250.00 | 1/20/2012 8:51:27 AM |
auction-elvis | $25.00 | 1/20/2012 9:52:03 AM |
just-benefit | $25.00 | 1/20/2012 9:36:25 AM |
sweet-loan7 | $25.00 | 1/20/2012 9:37:53 AM |
huorn | $25.00 | 1/20/2012 9:06:00 AM |
hard-working-rate3 | $100.00 | 1/20/2012 9:40:09 AM |
lobster | $25.00 | 1/20/2012 9:41:14 AM |
jtrue71 | $25.00 | 1/20/2012 9:10:27 AM |
capital-futurist | $25.00 | 1/20/2012 9:41:42 AM |
tenacious-liberty1 | $50.00 | 1/20/2012 9:42:38 AM |
GMPK_TLAS | $50.00 | 1/20/2012 9:43:14 AM |
phillipd48 | $25.00 | 1/20/2012 9:43:31 AM |
sci_guy | $25.00 | 1/20/2012 9:14:42 AM |
fiddlerzvi | $50.00 | 1/20/2012 9:14:56 AM |
srilm | $25.00 | 1/20/2012 9:15:37 AM |
kaleinoue | $25.00 | 1/20/2012 9:16:21 AM |
Daneistes | $50.00 | 1/20/2012 9:17:57 AM |
Stollewood | $25.00 | 1/20/2012 9:49:12 AM |
lounges | $25.00 | 1/20/2012 9:19:44 AM |
Cbgator | $25.00 | 1/20/2012 9:49:35 AM |
rocker137 | $50.00 | 1/20/2012 9:50:04 AM |
lagnisiruk | $25.00 | 1/20/2012 9:53:11 AM |
sqdrew | $25.00 | 1/20/2012 9:58:19 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:52 AM |
A4 | $25.00 | 1/20/2012 10:32:42 AM |
trustu | $25.00 | 1/20/2012 11:19:19 AM |
firewomin | $25.00 | 1/20/2012 9:38:34 AM |
ssgt95068 | $25.00 | 1/20/2012 9:39:16 AM |
passbook | $25.00 | 1/20/2012 9:42:14 AM |
SB-Funding | $50.00 | 1/20/2012 9:48:36 AM |
rulender | $25.00 | 1/20/2012 9:55:16 AM |
pbeach05 | $25.00 | 1/20/2012 4:14:03 PM |
koinonea | $25.00 | 1/20/2012 10:30:51 AM |
Zuzu | $25.00 | 1/20/2012 12:24:53 PM |
Brain_m | $25.00 | 1/20/2012 6:37:01 PM |
Raser | $25.00 | 1/20/2012 5:09:03 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:28 PM |
principal-hut1 | $25.00 | 1/21/2012 6:20:03 AM |
lth35 | $127.92 | 1/20/2012 8:58:30 PM |
leverage-galleon | $29.89 | 1/20/2012 11:25:36 PM |
keen-credit6 | $25.00 | 1/20/2012 5:53:22 PM |
pinballwizard | $50.00 | 1/21/2012 2:33:25 AM |
power-bluebird2 | $25.00 | 1/21/2012 4:36:36 AM |
587 Investments
|
Borrower Payment Dependent Notes Series
548697
This series of Notes was issued and sold upon the funding of the borrower loan #59211, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $298.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2005 |
Debt/Income ratio:
| 22% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 6m |
Amount delinquent:
| $3,571 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,037 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 23 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| Michelle_Rosemary_Donley |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
purchase car.
Purpose of loan:
This loan will be used to... purchase a car
My financial situation:
I am a good candidate for this loan because...I work 6 days a week and am extremely responsible.
Monthly net income: $2400
Monthly expenses: $1200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 1/4/2012 9:15:49 AM |
hitsman | $50.00 | 1/4/2012 9:10:30 AM |
Investor_DP | $100.00 | 1/4/2012 9:34:12 AM |
worthy-bid8 | $50.00 | 1/4/2012 9:48:58 AM |
red-power-pecan | $50.00 | 1/5/2012 8:55:16 AM |
bubb_hans | $50.00 | 1/5/2012 9:44:56 AM |
SBT | $25.00 | 1/5/2012 3:04:00 PM |
competitor119 | $50.00 | 1/5/2012 7:12:35 PM |
diplomatic-wealth7 | $25.00 | 1/6/2012 10:12:50 AM |
top-diversification-giraffe1 | $25.00 | 1/6/2012 11:54:05 AM |
gold-plane1 | $25.00 | 1/7/2012 9:08:39 AM |
tremendous-yield8 | $25.00 | 1/8/2012 10:16:16 AM |
new-intuitive-dime | $50.00 | 1/9/2012 10:23:57 AM |
dollardave | $50.00 | 1/9/2012 11:44:05 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:01 AM |
commerce-web5 | $25.00 | 1/9/2012 8:01:45 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:21 PM |
burrito6 | $50.00 | 1/10/2012 8:08:25 AM |
market-sumac | $100.00 | 1/10/2012 10:14:53 AM |
roux | $25.00 | 1/11/2012 9:56:57 AM |
junera | $25.00 | 1/11/2012 2:50:41 PM |
rizoyalo | $100.00 | 1/11/2012 4:40:53 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:19 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:14 PM |
orange-preeminant-bill | $25.00 | 1/14/2012 4:14:25 AM |
Dubbs360 | $100.00 | 1/15/2012 12:39:50 AM |
capital-renewal | $25.00 | 1/16/2012 9:35:07 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:11 AM |
stoopidnoodle | $25.00 | 1/16/2012 2:14:14 PM |
shrewd-peace7 | $25.00 | 1/16/2012 5:25:37 PM |
Wellman | $25.00 | 1/16/2012 5:29:50 PM |
a-resplendent-commitment | $25.00 | 1/16/2012 5:16:58 PM |
MissionMicroFinance | $25.00 | 1/16/2012 5:30:38 PM |
help4u | $25.00 | 1/17/2012 8:26:34 AM |
social-booster4 | $50.00 | 1/17/2012 11:13:27 AM |
cksdaddy | $25.00 | 1/17/2012 1:17:02 PM |
prominence8 | $30.00 | 1/17/2012 2:21:21 PM |
Executive23 | $25.00 | 1/17/2012 2:24:11 PM |
homebody26 | $25.00 | 1/17/2012 5:05:43 PM |
morpholog | $50.00 | 1/17/2012 5:06:29 PM |
Katburg | $25.00 | 1/17/2012 5:08:09 PM |
cash-reaction2 | $50.00 | 1/17/2012 5:08:35 PM |
oldtruckads | $25.00 | 1/17/2012 5:07:20 PM |
ryanplays311 | $25.00 | 1/17/2012 5:16:36 PM |
economy-lotus | $50.00 | 1/17/2012 5:19:12 PM |
visifav4 | $25.00 | 1/17/2012 5:09:38 PM |
dough-bear | $25.00 | 1/17/2012 5:19:57 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:11 PM |
tshurts | $25.00 | 1/17/2012 5:12:18 PM |
life-is-great | $25.00 | 1/17/2012 5:25:39 PM |
deal-pioneer1 | $25.00 | 1/17/2012 5:25:59 PM |
tornandfrayed | $25.00 | 1/17/2012 5:27:56 PM |
ore-den9 | $50.00 | 1/17/2012 5:28:21 PM |
top-unflappable-economy | $25.00 | 1/17/2012 5:28:51 PM |
dedicated-transaction796 | $25.00 | 1/17/2012 5:31:57 PM |
km007 | $25.00 | 1/17/2012 5:34:38 PM |
shmb6508 | $50.00 | 1/17/2012 5:22:22 PM |
lakehavasu88 | $25.00 | 1/17/2012 5:34:54 PM |
haplender | $30.00 | 1/17/2012 5:23:18 PM |
duty-explosion9 | $25.00 | 1/17/2012 3:11:12 PM |
Kaj | $25.00 | 1/17/2012 5:37:26 PM |
utukxul | $25.00 | 1/17/2012 5:37:34 PM |
RL_Lending | $25.00 | 1/17/2012 5:27:57 PM |
reward-adventure | $45.00 | 1/17/2012 5:38:02 PM |
Diamond_Jim | $25.00 | 1/17/2012 5:30:35 PM |
greenback-investor7 | $100.00 | 1/17/2012 5:30:44 PM |
CapitalismRocks | $25.00 | 1/17/2012 5:41:41 PM |
progressive-asset | $100.00 | 1/17/2012 5:33:37 PM |
rescue | $100.00 | 1/17/2012 5:43:35 PM |
TronMedici | $25.00 | 1/17/2012 5:39:28 PM |
economy-producer | $25.00 | 1/17/2012 5:49:37 PM |
fighter122 | $25.00 | 1/17/2012 5:53:33 PM |
orearella3 | $25.00 | 1/17/2012 5:53:50 PM |
stepatatime-together | $100.00 | 1/17/2012 5:44:20 PM |
NewOrleans2012 | $25.00 | 1/17/2012 5:46:45 PM |
golden-cat | $25.00 | 1/17/2012 5:47:11 PM |
note-mover9 | $25.00 | 1/17/2012 5:47:19 PM |
miamibeachloaner | $25.00 | 1/17/2012 5:17:21 PM |
bid-czar8 | $59.00 | 1/17/2012 5:17:57 PM |
apksport | $25.00 | 1/17/2012 5:18:16 PM |
debt-force | $25.00 | 1/17/2012 5:49:10 PM |
Slend49 | $25.00 | 1/17/2012 5:49:20 PM |
bslavin | $25.00 | 1/17/2012 5:30:33 PM |
rvfbroker | $25.00 | 1/17/2012 5:30:50 PM |
framework145 | $25.00 | 1/17/2012 5:32:31 PM |
GInBaghdad | $25.00 | 1/17/2012 5:34:52 PM |
fund-ambrosia0 | $25.00 | 1/17/2012 5:37:49 PM |
asiaratt | $50.00 | 1/17/2012 5:38:15 PM |
lie21073 | $25.00 | 1/17/2012 5:39:00 PM |
michaelray703 | $25.00 | 1/17/2012 5:46:50 PM |
worldly-community3 | $50.00 | 1/17/2012 5:47:02 PM |
ivadood | $35.00 | 1/17/2012 5:52:05 PM |
rc872c | $5.00 | 1/17/2012 5:54:08 PM |
edaguy | $50.00 | 1/4/2012 9:25:53 AM |
nimble-revenue5 | $50.00 | 1/4/2012 9:05:47 AM |
successful-agreement7 | $100.00 | 1/4/2012 9:23:44 AM |
vutah | $25.00 | 1/4/2012 10:27:18 AM |
bonus-demon | $50.00 | 1/4/2012 9:38:28 AM |
Weaverville | $25.00 | 1/5/2012 9:26:01 AM |
WilliamLeeSims | $25.00 | 1/5/2012 10:01:58 AM |
consummate-loyalty1 | $75.00 | 1/5/2012 5:49:55 PM |
asset-professor | $25.00 | 1/5/2012 6:56:06 PM |
sjc224 | $25.00 | 1/5/2012 7:07:59 PM |
resolute-worth4 | $50.00 | 1/5/2012 6:29:07 PM |
sharpey | $25.00 | 1/6/2012 6:52:39 AM |
WonderPup | $25.00 | 1/6/2012 10:01:18 AM |
authoritative-platinum7 | $25.00 | 1/6/2012 11:15:22 AM |
lostontheedge | $25.00 | 1/6/2012 8:21:24 PM |
miked8303 | $25.00 | 1/6/2012 6:07:01 PM |
deal-searcher1 | $25.00 | 1/6/2012 9:29:33 PM |
financial-frenzy | $50.00 | 1/7/2012 10:43:36 AM |
kevin314 | $50.00 | 1/8/2012 12:16:19 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:36 PM |
bold-marketplace-awakening | $75.00 | 1/9/2012 4:19:14 PM |
tremendous-payment | $25.00 | 1/10/2012 9:27:49 AM |
ingenious-truth0 | $50.00 | 1/12/2012 9:03:34 AM |
proud-pound4 | $25.00 | 1/12/2012 9:18:21 AM |
rate-authority2 | $50.00 | 1/12/2012 4:55:15 PM |
worth-monger844 | $100.00 | 1/12/2012 4:23:08 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:33 PM |
bold-sunny-generosity | $25.00 | 1/13/2012 2:04:14 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:04 AM |
TrekTune | $25.00 | 1/15/2012 11:57:44 AM |
jiggaman7 | $50.00 | 1/15/2012 12:22:00 PM |
hogdriver | $25.00 | 1/15/2012 9:42:34 AM |
Importexport | $50.00 | 1/15/2012 6:46:56 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:50 PM |
Hambone1111 | $25.00 | 1/15/2012 8:00:43 PM |
Comoparklender | $25.00 | 1/16/2012 9:14:00 AM |
dinero-speaker | $25.00 | 1/16/2012 10:53:33 AM |
nex | $25.00 | 1/16/2012 9:31:54 AM |
KLCRAY | $25.00 | 1/16/2012 5:28:29 PM |
payment-pursuit3 | $25.00 | 1/16/2012 5:19:42 PM |
capital-halo1 | $28.00 | 1/16/2012 5:23:18 PM |
payment-gusto | $25.00 | 1/16/2012 5:42:31 PM |
aader | $25.00 | 1/17/2012 5:07:29 PM |
rhin0cerx | $50.00 | 1/17/2012 5:08:00 PM |
Miklot | $30.00 | 1/17/2012 5:08:25 PM |
oreyedoc | $50.00 | 1/17/2012 5:10:21 PM |
handshake5 | $100.00 | 1/17/2012 5:10:25 PM |
punksouth | $25.00 | 1/17/2012 10:15:31 AM |
bdkjr | $25.00 | 1/17/2012 5:18:47 PM |
felicity-injector | $25.00 | 1/17/2012 5:12:19 PM |
JauaFlash | $25.00 | 1/17/2012 5:12:50 PM |
ndhookman | $100.00 | 1/17/2012 5:25:27 PM |
traice | $25.00 | 1/17/2012 5:14:40 PM |
Illini | $25.00 | 1/17/2012 5:29:09 PM |
hopethisworks | $25.00 | 1/17/2012 5:29:20 PM |
silver-wonder278 | $25.00 | 1/17/2012 5:29:44 PM |
trade-beeper4 | $25.00 | 1/17/2012 5:15:20 PM |
gold-pudding6 | $60.00 | 1/17/2012 5:33:15 PM |
marcomnzs | $25.00 | 1/17/2012 5:33:19 PM |
Learning2Lend | $25.00 | 1/17/2012 5:27:18 PM |
zone8 | $100.00 | 1/17/2012 5:38:18 PM |
organic-order | $25.00 | 1/17/2012 5:41:39 PM |
market-jam | $50.00 | 1/17/2012 5:32:11 PM |
resolute-point5 | $25.00 | 1/17/2012 5:32:14 PM |
johnsock | $25.00 | 1/17/2012 5:35:16 PM |
rovo | $25.00 | 1/17/2012 5:06:36 PM |
vibraphone3 | $25.00 | 1/17/2012 5:06:53 PM |
vivid-return426 | $28.00 | 1/17/2012 5:50:07 PM |
MarxBoo | $25.00 | 1/17/2012 5:10:08 PM |
ah-long | $25.00 | 1/17/2012 5:50:36 PM |
exciting-loyalty3 | $50.00 | 1/17/2012 5:51:03 PM |
renaissance168 | $25.00 | 1/17/2012 5:11:52 PM |
saffron4 | $25.00 | 1/17/2012 5:52:08 PM |
DrewOdette | $25.00 | 1/17/2012 5:12:12 PM |
ore-healer6 | $25.00 | 1/17/2012 5:12:28 PM |
arsisi | $25.00 | 1/17/2012 5:13:00 PM |
nodrivelpls | $25.00 | 1/17/2012 5:43:59 PM |
EBITDA | $25.00 | 1/17/2012 5:44:47 PM |
pilot388 | $25.00 | 1/17/2012 5:14:20 PM |
hope-eagle6 | $25.00 | 1/17/2012 5:45:42 PM |
apostle901 | $25.00 | 1/17/2012 5:16:46 PM |
idastmerchants | $25.00 | 1/17/2012 5:47:21 PM |
finance-mushroom | $200.00 | 1/17/2012 5:21:40 PM |
first-pragmatic-power | $25.00 | 1/17/2012 5:22:43 PM |
finance-prescription | $100.00 | 1/17/2012 5:24:27 PM |
mover486 | $25.00 | 1/17/2012 5:28:18 PM |
Dad4563 | $25.00 | 1/17/2012 5:32:27 PM |
marketplace-hut9 | $25.00 | 1/17/2012 5:34:25 PM |
payout-achievement | $50.00 | 1/17/2012 5:35:54 PM |
frogperson | $200.00 | 1/17/2012 5:36:05 PM |
best-charming-leverage | $50.00 | 1/17/2012 5:37:20 PM |
jiftostada | $25.00 | 1/17/2012 5:44:09 PM |
wwwUniversal | $25.00 | 1/17/2012 5:46:37 PM |
smoothmoniker | $25.00 | 1/17/2012 5:47:28 PM |
velocity-warrior | $25.00 | 1/17/2012 5:50:27 PM |
davisfl | $25.00 | 1/17/2012 5:51:35 PM |
189 Investments
|
Borrower Payment Dependent Notes Series
548873
This series of Notes was issued and sold upon the funding of the borrower loan #59715, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,041 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| fniv11 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
I am part owner of an automotive engineering company. We have a working (on engine test stand) prototype, but it is in crude condition. We need to have new parts made in order to build some presentable prototypes in order to test in cars, and for the business to get loans to go into production. This loan will be used to pay for parts for prototypes and prototype testing in cars.
My financial situation:
I am a good candidate for this loan because I have a stable full time job; I have worked for the same company for just under 5 years as an electrical engineer. My necessary living expenses are minimal.
Assets: $5000 car, ~$25,000 gold and silver, $2000 cash emergency fund.
Monthly net income: $5000
Monthly expenses: $3150
Housing: $650
Insurance: $100
Car expenses: $200
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $750
Clothing, household expenses: $500
Credit cards and other loans: $500
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $38.02 | 1/26/2012 9:02:14 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:52 PM |
powerful-finance7 | $25.00 | 1/26/2012 4:33:41 PM |
Tylerh | $250.00 | 1/26/2012 5:10:09 PM |
jamiee73 | $25.00 | 1/26/2012 5:24:17 PM |
Harry | $100.00 | 1/26/2012 5:37:21 PM |
HomerdohNY | $25.00 | 1/26/2012 8:37:56 PM |
leverage-ectasy | $30.00 | 1/26/2012 11:18:52 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:35:57 PM |
Independenttools | $25.00 | 1/26/2012 8:44:33 PM |
dinero-speaker | $25.00 | 1/27/2012 8:29:54 AM |
jhernand17 | $25.00 | 1/27/2012 8:39:48 AM |
officer8 | $25.00 | 1/27/2012 8:17:16 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:27 AM |
the-magnetic-transaction | $50.00 | 1/27/2012 9:07:58 AM |
orearella3 | $25.00 | 1/27/2012 9:21:03 AM |
integrity-starter | $25.00 | 1/27/2012 9:51:51 AM |
magical-credit523 | $25.00 | 1/27/2012 9:57:03 AM |
no_agenda_lender | $25.00 | 1/27/2012 9:58:25 AM |
One-ninety-three | $25.00 | 1/27/2012 10:52:56 AM |
bountiful-durability | $50.00 | 1/27/2012 9:42:22 AM |
Mindful7 | $25.00 | 1/27/2012 11:12:53 AM |
Leshan | $25.00 | 1/27/2012 9:56:43 AM |
CJay | $25.00 | 1/27/2012 10:59:49 AM |
joyful-money9 | $100.00 | 1/27/2012 11:22:17 AM |
Index_Plus | $2,470.00 | 1/27/2012 12:47:46 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:44 AM |
principal-lion | $50.00 | 1/27/2012 11:45:26 AM |
acarnegie | $25.00 | 1/27/2012 12:18:28 PM |
goodcents | $31.98 | 1/26/2012 12:04:25 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:55 PM |
Sid-K | $25.00 | 1/26/2012 5:14:05 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:38 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:57 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:23 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:27 PM |
Domgabriel | $30.00 | 1/27/2012 3:42:06 AM |
rizoyalo | $50.00 | 1/27/2012 5:41:19 AM |
greenbacchus | $25.00 | 1/26/2012 9:37:05 PM |
credit-investor5 | $50.00 | 1/27/2012 6:52:28 AM |
invest-in-ed | $275.00 | 1/27/2012 5:43:05 AM |
antlr | $50.00 | 1/27/2012 6:25:22 AM |
trade-surge3 | $25.00 | 1/27/2012 6:47:32 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:40 AM |
Rockymtnhi | $25.00 | 1/27/2012 7:54:07 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:35 AM |
alphaseek | $150.00 | 1/27/2012 9:12:30 AM |
processor115 | $25.00 | 1/27/2012 9:12:38 AM |
WorkerBee55 | $25.00 | 1/27/2012 9:22:19 AM |
transparency-sapling | $25.00 | 1/27/2012 9:50:21 AM |
GCInvestments | $25.00 | 1/27/2012 9:47:36 AM |
dynamic-money271 | $25.00 | 1/27/2012 9:54:58 AM |
first-principal-panda | $50.00 | 1/27/2012 10:49:37 AM |
velocity-aurora | $100.00 | 1/27/2012 11:09:13 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
548959
This series of Notes was issued and sold upon the funding of the borrower loan #59432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2006 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,573 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| momentous-bazaar6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto loan
Purpose of loan:
This loan will be used to...Buy a 2008 silverado truck from the owner the truck is in good working conditions just don't have enough cash to pay for it.
My financial situation: I would say is pretty good just don't have enough credit to get a loan with a lower interest rate
I am a good candidate for this loan because...
I got a good stable job been working with this company for almost 3 years
Monthly expenses: $200
Housing: $850
Insurance: $150
Car expenses: $
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 1/11/2012 5:09:31 PM |
SolarMoonshine | $25.00 | 1/11/2012 5:18:40 PM |
marinbb | $26.00 | 1/11/2012 5:21:19 PM |
SFBank | $50.00 | 1/11/2012 6:33:33 PM |
riveting-credit5 | $50.00 | 1/12/2012 9:12:35 AM |
first-clean-silver | $25.00 | 1/12/2012 1:50:38 PM |
jkeller4000 | $25.00 | 1/13/2012 9:34:40 AM |
daekpon | $25.00 | 1/13/2012 2:37:12 PM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:47 PM |
A4 | $25.00 | 1/14/2012 12:45:46 PM |
loss-of-control | $100.00 | 1/14/2012 6:20:45 PM |
DADOF1 | $25.00 | 1/14/2012 1:27:50 PM |
Ray3486 | $25.00 | 1/16/2012 8:51:56 AM |
Mr-Millions | $27.00 | 1/16/2012 9:18:44 AM |
ccclaireee333 | $25.00 | 1/16/2012 3:28:06 PM |
papaloha | $50.00 | 1/16/2012 12:39:31 PM |
grammaspurse | $25.00 | 1/17/2012 8:45:04 AM |
Interloper | $25.00 | 1/17/2012 4:05:17 PM |
Piitb08 | $150.00 | 1/17/2012 4:51:39 PM |
iceman35 | $25.00 | 1/18/2012 9:16:20 AM |
historic-nickel | $25.00 | 1/18/2012 4:00:48 PM |
alaskanbearcub | $25.00 | 1/18/2012 9:33:21 PM |
queentut | $25.00 | 1/18/2012 6:02:53 PM |
let_me_retire | $30.00 | 1/19/2012 12:06:50 PM |
a- | $25.00 | 1/19/2012 11:42:42 AM |
Land_on_your_feet | $25.00 | 1/19/2012 6:28:14 PM |
ethical-truth211 | $100.00 | 1/20/2012 10:57:31 AM |
oxnard | $50.00 | 1/20/2012 2:28:37 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:05 PM |
OLYVRC | $25.00 | 1/21/2012 6:57:27 AM |
houli123 | $25.00 | 1/21/2012 7:21:32 AM |
nickel-acrobat | $25.00 | 1/21/2012 9:12:10 AM |
ethical-truth211 | $50.00 | 1/21/2012 1:59:54 AM |
Dubbs360 | $25.00 | 1/21/2012 12:18:38 PM |
vest_vortex | $26.00 | 1/21/2012 6:56:12 PM |
asset-trajectory | $25.00 | 1/21/2012 7:57:25 PM |
yield-human | $50.00 | 1/22/2012 6:34:34 AM |
kulender | $50.00 | 1/22/2012 9:41:03 AM |
Paddington922 | $25.00 | 1/22/2012 6:20:48 PM |
larryboy10 | $25.00 | 1/22/2012 5:34:07 PM |
calimanusa | $40.00 | 1/22/2012 10:45:26 PM |
klend4 | $25.00 | 1/23/2012 7:04:56 AM |
favorite-commerce | $40.00 | 1/23/2012 9:58:40 AM |
brightest-income-hunter | $50.00 | 1/23/2012 9:06:15 AM |
shawnw2 | $25.00 | 1/21/2012 7:43:06 PM |
2grindstones | $25.00 | 1/11/2012 10:50:28 PM |
bubb_hans | $50.00 | 1/12/2012 9:32:41 AM |
green-trade-dolphin | $25.00 | 1/13/2012 11:34:59 AM |
beakerfish | $50.00 | 1/14/2012 1:43:18 PM |
social-hunter5 | $25.00 | 1/15/2012 4:52:13 PM |
melodious-openness | $300.00 | 1/16/2012 3:50:15 AM |
Gibbyland | $100.00 | 1/16/2012 9:26:45 AM |
irrelevant | $50.00 | 1/16/2012 7:05:22 PM |
DHolly | $31.00 | 1/17/2012 9:09:18 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:24 PM |
deepblue34 | $30.00 | 1/17/2012 6:11:00 PM |
Zoomzoom22 | $50.22 | 1/17/2012 9:37:18 PM |
NolockHolmes | $50.61 | 1/17/2012 11:37:28 PM |
realtormoises | $25.00 | 1/18/2012 9:37:52 AM |
scoobiedoo | $25.00 | 1/18/2012 11:36:33 AM |
csakhil | $25.00 | 1/18/2012 1:27:45 PM |
green-rapid-openness | $100.00 | 1/18/2012 11:57:59 AM |
tech310 | $50.00 | 1/18/2012 7:39:35 PM |
eboomer2611 | $25.00 | 1/18/2012 7:59:38 PM |
orange-pound-party | $30.00 | 1/18/2012 9:27:22 PM |
orearella3 | $25.00 | 1/20/2012 9:49:27 AM |
Kapitaal | $25.00 | 1/20/2012 12:37:21 PM |
glroark | $50.00 | 1/20/2012 2:20:18 PM |
revenue-driver8 | $32.40 | 1/21/2012 5:02:07 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:22 AM |
coin-architect2 | $44.00 | 1/20/2012 7:31:44 PM |
Requiem | $25.00 | 1/21/2012 7:45:40 AM |
LuvToLend | $25.00 | 1/20/2012 11:00:38 PM |
YeoLenderSource | $25.00 | 1/22/2012 8:09:46 AM |
kttalamo | $120.00 | 1/21/2012 3:05:42 PM |
DiligentiaLLC | $25.00 | 1/21/2012 4:33:55 PM |
money-fort | $25.00 | 1/21/2012 8:01:49 PM |
Kyileo | $25.00 | 1/22/2012 12:27:32 PM |
peregrine | $80.94 | 1/22/2012 8:08:07 PM |
buffalobills | $25.00 | 1/23/2012 6:51:40 AM |
Tikibarman | $25.00 | 1/23/2012 6:15:54 AM |
melodious-openness | $511.83 | 1/23/2012 10:49:33 AM |
productive-note2 | $100.00 | 1/23/2012 9:39:58 AM |
digitaldan | $30.00 | 1/23/2012 9:50:24 AM |
84 Investments
|
Borrower Payment Dependent Notes Series
549005
This series of Notes was issued and sold upon the funding of the borrower loan #59900, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,600.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $89.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2008 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,422 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderous-note |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Pay off a few department store cards that I bought some furniture from and another department store card who have a high interest rate by default.
My financial situation:
I am a good candidate for this loan because...
I am not late or struggling to make these payment the department store cards by default have a high interest rate and this would be able to take care of them and have a time line for pay off. I have good job security and have the money to make the payments on these loans to have them paid off.
Monthly net income: $ 2800
Monthly expenses: $
Housing: $ 500
Insurance: $ 90
Car expenses: $ 288
Utilities: $ 15
Phone, cable, internet: $ 60
Food, entertainment: $ 50
Clothing, household expenses: $
Credit cards and other loans: $ 100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 1/26/2012 5:10:55 PM |
toblerone | $25.00 | 1/26/2012 5:15:45 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:43 PM |
gold-virtuoso | $60.00 | 1/26/2012 8:16:41 PM |
deal-pal | $25.00 | 1/26/2012 8:30:08 PM |
investment-artist | $25.00 | 1/26/2012 8:00:14 PM |
giftgold | $25.00 | 1/26/2012 7:35:59 PM |
favorite-commerce | $60.00 | 1/26/2012 9:28:01 PM |
serene-capital | $30.00 | 1/27/2012 12:14:16 AM |
cerebral-dollar773 | $52.42 | 1/27/2012 6:45:33 AM |
credit-investor5 | $50.00 | 1/27/2012 6:56:46 AM |
rupee-equation2 | $25.00 | 1/27/2012 9:39:45 AM |
thankful-nickel2 | $25.00 | 1/27/2012 10:54:54 AM |
acarnegie | $25.00 | 1/27/2012 12:18:29 PM |
Schlawinzer | $25.00 | 1/27/2012 4:05:55 PM |
tigercat | $50.00 | 1/27/2012 4:41:31 PM |
velocity-motivator6 | $25.00 | 1/27/2012 5:04:04 PM |
myduck | $40.00 | 1/27/2012 5:44:13 PM |
gr8_r8 | $25.00 | 1/27/2012 5:44:36 PM |
radforj22 | $25.00 | 1/27/2012 9:25:19 PM |
Xarach | $25.00 | 1/27/2012 6:27:59 PM |
goodhearted-basis4 | $25.00 | 1/28/2012 12:48:43 AM |
famous-bill | $75.00 | 1/27/2012 7:00:01 PM |
prudent-bid3 | $25.00 | 1/27/2012 8:52:16 PM |
nickelasaurus-rex | $0.44 | 1/28/2012 2:37:01 AM |
AndChicksforFree | $25.00 | 1/26/2012 5:09:15 PM |
impressive-justice6 | $50.00 | 1/26/2012 5:27:56 PM |
SolarMoonshine | $25.00 | 1/26/2012 5:21:16 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:59 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:37 PM |
one-midas | $25.00 | 1/26/2012 5:32:54 PM |
prudent-payout462 | $50.00 | 1/26/2012 7:57:34 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:24 PM |
Reddy_Capital | $25.00 | 1/26/2012 9:47:15 PM |
creditjunky | $125.00 | 1/26/2012 6:39:55 PM |
scarlet-velvet | $25.08 | 1/26/2012 7:21:37 PM |
rokman | $50.00 | 1/27/2012 4:55:26 AM |
weiyinsan | $35.00 | 1/26/2012 8:38:33 PM |
auction-seeker | $25.00 | 1/26/2012 8:13:32 PM |
newest-generous-income | $25.00 | 1/27/2012 7:28:10 AM |
wealth-renaissance5 | $25.00 | 1/27/2012 7:31:54 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:47 AM |
patriot897 | $25.00 | 1/27/2012 11:33:41 AM |
moneytolend72 | $25.00 | 1/27/2012 11:58:26 AM |
addlending | $50.00 | 1/27/2012 2:30:59 PM |
balance-chestnut | $30.00 | 1/27/2012 3:19:50 PM |
rdav | $50.00 | 1/27/2012 3:17:19 PM |
whitegold24k | $100.00 | 1/27/2012 5:15:44 PM |
orearella3 | $25.00 | 1/27/2012 5:23:34 PM |
buffalobills | $25.00 | 1/27/2012 7:14:55 PM |
euro-deployment | $25.00 | 1/27/2012 9:52:54 PM |
Ripsaw4U | $50.00 | 1/28/2012 12:08:43 AM |
whitegold24k | $400.00 | 1/27/2012 8:13:36 PM |
ferdberfel | $34.44 | 1/27/2012 8:39:48 PM |
focused-investment442 | $32.62 | 1/27/2012 8:54:56 PM |
doopers | $25.00 | 1/27/2012 9:53:28 PM |
chorus731 | $50.00 | 1/27/2012 9:40:54 PM |
emergencyMD | $100.00 | 1/28/2012 2:27:07 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
549055
This series of Notes was issued and sold upon the funding of the borrower loan #59435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $435.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,078 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payment-trooper |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2008)
|
Principal balance:
| $0.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 20 | | |
Description
In need of a new Bathroom
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $100.00 | 1/23/2012 5:10:19 PM |
Mikale360 | $50.00 | 1/23/2012 3:16:32 PM |
NekHoldings | $25.00 | 1/23/2012 4:12:08 PM |
InChicago | $200.00 | 1/23/2012 5:48:48 PM |
return-grizzly | $100.00 | 1/23/2012 8:32:38 PM |
the-hope-workhorse | $400.00 | 1/23/2012 11:19:17 AM |
atlas100 | $50.00 | 1/23/2012 3:03:01 PM |
a- | $35.00 | 1/23/2012 3:20:00 PM |
wonder3 | $45.00 | 1/23/2012 4:57:13 PM |
312-Lender | $50.00 | 1/23/2012 5:09:18 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:56 PM |
HeroSupport | $60.00 | 1/23/2012 12:05:19 PM |
judson | $50.00 | 1/23/2012 1:55:23 PM |
Gregger | $26.53 | 1/23/2012 2:10:41 PM |
AAAA111 | $25.00 | 1/23/2012 3:01:41 PM |
Lie-On-Lion | $38.48 | 1/23/2012 2:20:49 PM |
well-mannered-income3 | $50.00 | 1/23/2012 3:11:48 PM |
kind-charming-value | $2,000.00 | 1/23/2012 5:31:59 PM |
LuvToLend | $25.00 | 1/23/2012 3:39:51 PM |
Dusigrosz | $100.00 | 1/23/2012 5:03:50 PM |
zeeexsixare | $300.00 | 1/23/2012 6:00:02 PM |
dcfinancial | $25.00 | 1/23/2012 6:24:42 PM |
setUup | $31.04 | 1/23/2012 6:29:57 PM |
enticing-capital6 | $50.00 | 1/23/2012 5:11:20 PM |
RoZu_Lending | $100.00 | 1/23/2012 5:04:20 PM |
DoctorJoe | $30.00 | 1/23/2012 6:32:50 PM |
BigSkyFinancial | $35.33 | 1/23/2012 5:09:08 PM |
RLaumeyer | $70.22 | 1/23/2012 5:10:01 PM |
tolerant-dime2 | $25.00 | 1/23/2012 5:19:13 PM |
RecoveryLender | $25.00 | 1/23/2012 9:00:05 PM |
kind-efficient-credit | $25.00 | 1/23/2012 5:20:50 PM |
graceful-investment | $26.00 | 1/23/2012 5:21:42 PM |
balance-transformer3 | $25.00 | 1/23/2012 5:22:21 PM |
wisconsinvestor | $25.00 | 1/23/2012 5:28:15 PM |
DreDub | $50.00 | 1/23/2012 9:59:08 PM |
investmentgroup | $25.00 | 1/23/2012 5:26:52 PM |
real-return | $25.00 | 1/23/2012 10:32:56 PM |
commitment-statue1 | $25.00 | 1/23/2012 10:33:31 PM |
Domgabriel | $30.00 | 1/23/2012 6:04:53 PM |
Star_Witness | $85.00 | 1/23/2012 5:38:16 PM |
rockhound84 | $25.00 | 1/23/2012 7:31:19 PM |
heaven75 | $350.00 | 1/24/2012 2:12:21 AM |
melodious-openness | $4,395.55 | 1/24/2012 2:18:29 AM |
icanhasloanz | $100.00 | 1/23/2012 5:17:20 PM |
Moe87 | $25.00 | 1/23/2012 3:02:06 PM |
AndChicksforFree | $200.00 | 1/23/2012 6:04:59 PM |
lendstats_com | $500.00 | 1/23/2012 5:16:19 PM |
SLN-10 | $75.00 | 1/23/2012 5:46:26 PM |
sweety075 | $25.00 | 1/23/2012 5:35:35 PM |
AndChicksforFree | $100.00 | 1/23/2012 6:06:36 PM |
shawnw2 | $150.00 | 1/24/2012 12:10:39 AM |
affluence-generator2 | $200.00 | 1/23/2012 11:35:53 AM |
DHolly | $31.00 | 1/23/2012 1:24:57 PM |
genuine-integrity0 | $25.00 | 1/23/2012 1:37:28 PM |
wesleyan | $100.00 | 1/23/2012 4:13:47 PM |
handy-justice | $50.00 | 1/23/2012 4:56:08 PM |
LittleMingo | $30.00 | 1/23/2012 11:37:57 AM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:07 PM |
Thought | $52.85 | 1/23/2012 2:12:20 PM |
first-clean-silver | $25.00 | 1/23/2012 5:26:38 PM |
nimble-money086 | $25.00 | 1/23/2012 12:55:09 PM |
reflective-rupee | $25.00 | 1/23/2012 1:36:54 PM |
five-star-note | $50.00 | 1/23/2012 5:31:41 PM |
LateOneNight | $200.00 | 1/23/2012 4:41:32 PM |
knee_caps | $30.00 | 1/23/2012 5:48:23 PM |
SFBank | $50.00 | 1/23/2012 4:20:14 PM |
C2Banking | $73.00 | 1/23/2012 5:59:28 PM |
Dusigrosz | $50.00 | 1/23/2012 5:04:12 PM |
Zoramite | $25.00 | 1/23/2012 5:11:49 PM |
virtuous-repayment | $25.00 | 1/23/2012 5:13:05 PM |
WLenders | $50.00 | 1/23/2012 7:09:57 PM |
Kash2010lu | $40.00 | 1/23/2012 5:25:54 PM |
economy-coup | $50.00 | 1/23/2012 5:26:43 PM |
Rollshaft | $30.00 | 1/23/2012 10:19:36 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:35 PM |
brightest-luminous-cash9 | $25.00 | 1/23/2012 5:35:23 PM |
matt_2006 | $25.00 | 1/23/2012 5:32:43 PM |
CA-Lender | $50.00 | 1/23/2012 6:35:33 PM |
irrelevant | $50.00 | 1/23/2012 6:05:25 PM |
contract-victor5 | $30.00 | 1/23/2012 10:05:55 PM |
melodious-openness | $3,000.00 | 1/24/2012 2:16:46 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
549183
This series of Notes was issued and sold upon the funding of the borrower loan #59156, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-12-2012 |
|
Lender yield:
| 20.51% |
Borrower rate/APR:
| 21.51% / 23.48% |
Monthly payment:
| $273.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.15% | | |
| |
Estimated return*:
| 14.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 4y 7m |
Amount delinquent:
| $4,356 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| credible-nickel832 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
consolidate debt
My financial situation:
I am a good candidate for this loan because...
I feel into some difficult situations after a move in 2007. I'm trying to rectify the situation in a responsible manner. I have an excellent job and fully intend to fulfill my financial obligations - I just need to start somewhere.
Monthly net income: $ 2000.00
Monthly expenses: $400.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $256.00
Other expenses: $250.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JJ9876 | $25.00 | 1/5/2012 5:07:38 PM |
kenji4861 | $25.00 | 1/5/2012 5:25:48 PM |
commanding-treasure2 | $50.00 | 1/5/2012 5:19:29 PM |
hitsman | $50.00 | 1/5/2012 5:51:22 PM |
edaguy | $75.00 | 1/5/2012 6:01:53 PM |
successful-agreement7 | $100.00 | 1/5/2012 5:44:36 PM |
duty-explosion9 | $75.00 | 1/6/2012 9:08:37 AM |
well-mannered-income3 | $40.00 | 1/6/2012 6:35:27 AM |
mason13a | $25.00 | 1/6/2012 9:22:03 AM |
sharpey | $25.00 | 1/6/2012 9:45:05 AM |
top-diversification-giraffe1 | $25.00 | 1/6/2012 11:54:19 AM |
Cutts | $25.00 | 1/6/2012 10:49:10 AM |
Weaverville | $25.00 | 1/6/2012 10:59:04 AM |
cash-hyperdrive0 | $100.00 | 1/7/2012 9:48:35 AM |
papaloha | $50.00 | 1/7/2012 11:30:57 AM |
kevin314 | $25.00 | 1/7/2012 3:03:51 PM |
market-assembler | $50.00 | 1/8/2012 9:49:20 AM |
maldok1 | $25.00 | 1/8/2012 7:32:56 AM |
dime-sprout | $50.00 | 1/8/2012 3:05:07 PM |
veneziani | $25.00 | 1/8/2012 4:43:35 PM |
pure-treasure7 | $50.00 | 1/8/2012 4:53:03 PM |
camaraderi-workhorse | $25.00 | 1/8/2012 7:35:35 PM |
commerce-web5 | $25.00 | 1/9/2012 8:01:49 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:27 PM |
monstersdad | $100.00 | 1/10/2012 12:48:36 AM |
ericgassercom | $25.00 | 1/10/2012 9:30:05 AM |
e6400 | $25.00 | 1/10/2012 7:42:54 PM |
blue-order-comet | $25.00 | 1/10/2012 11:35:59 PM |
GlobalVisionary | $25.00 | 1/10/2012 8:57:53 PM |
marketplace-buckeye | $50.00 | 1/11/2012 9:51:03 AM |
reflective-cash0 | $50.00 | 1/11/2012 9:51:10 AM |
brightest-affluence-motivator | $44.00 | 1/11/2012 9:51:20 AM |
Lam0nt | $25.00 | 1/11/2012 9:45:37 AM |
nickel-ferret | $50.00 | 1/11/2012 9:52:20 AM |
new-thrilling-principal | $25.00 | 1/11/2012 9:46:15 AM |
figs4u2 | $100.00 | 1/11/2012 9:56:16 AM |
hopethisworks | $25.00 | 1/11/2012 9:56:45 AM |
MadHun | $200.00 | 1/11/2012 9:54:11 AM |
zrohmm | $25.00 | 1/11/2012 10:01:29 AM |
ersheido | $35.00 | 1/11/2012 9:46:52 AM |
Banker7371 | $25.00 | 1/11/2012 9:47:42 AM |
credit-wheel7 | $25.00 | 1/11/2012 9:51:54 AM |
agreement-guild | $50.00 | 1/11/2012 9:54:16 AM |
currency-trophy | $25.00 | 1/11/2012 9:55:32 AM |
majestic-repayment3 | $25.00 | 1/11/2012 11:09:07 AM |
ethical-truth211 | $200.00 | 1/11/2012 2:01:54 PM |
treasure-exchanger2 | $25.00 | 1/11/2012 2:13:26 PM |
rootcanaler | $300.00 | 1/11/2012 2:53:20 PM |
Lender2445 | $50.00 | 1/11/2012 4:17:43 PM |
Pizza-man | $25.00 | 1/11/2012 5:06:30 PM |
JSON | $25.00 | 1/11/2012 5:07:55 PM |
gold-channel2 | $25.00 | 1/11/2012 5:07:57 PM |
Tideman | $25.00 | 1/11/2012 5:09:32 PM |
puifais | $50.00 | 1/11/2012 5:10:35 PM |
gold-pudding6 | $60.00 | 1/11/2012 5:13:33 PM |
top-impressive-dinero | $25.00 | 1/11/2012 5:21:23 PM |
loot-keeper0 | $25.00 | 1/11/2012 5:25:56 PM |
durability-solstice8 | $50.00 | 1/11/2012 5:19:06 PM |
sentry256 | $25.00 | 1/11/2012 5:20:38 PM |
Jeon303 | $25.00 | 1/11/2012 5:28:47 PM |
genius520 | $50.00 | 1/11/2012 5:29:47 PM |
thrifty-dedication | $25.00 | 1/11/2012 5:29:59 PM |
masonn | $100.00 | 1/11/2012 5:10:05 PM |
inventive-wealth2 | $25.00 | 1/11/2012 5:15:08 PM |
Veggie_Monkey | $25.00 | 1/11/2012 5:31:43 PM |
wwwUniversal | $25.00 | 1/11/2012 5:16:25 PM |
lender2611 | $25.00 | 1/11/2012 5:19:39 PM |
greentomato | $25.00 | 1/11/2012 5:38:21 PM |
magnate331 | $25.00 | 1/11/2012 5:21:25 PM |
PPlleeaasseePayMeBack | $25.00 | 1/11/2012 5:39:57 PM |
ursus | $50.00 | 1/11/2012 5:42:06 PM |
the-magnetic-transaction | $50.00 | 1/11/2012 7:04:19 PM |
oplender | $25.00 | 1/11/2012 6:22:53 PM |
durability-toro3 | $25.00 | 1/11/2012 6:38:46 PM |
jbaum | $40.00 | 1/11/2012 9:11:08 PM |
weltstreet | $50.00 | 1/11/2012 7:46:23 PM |
IIP77 | $25.00 | 1/12/2012 4:36:42 AM |
Smallbear | $25.00 | 1/12/2012 6:06:03 AM |
quiksilver180 | $28.55 | 1/11/2012 10:53:22 PM |
Dillonmd58 | $25.00 | 1/12/2012 12:00:55 AM |
natural-income422 | $50.00 | 1/12/2012 7:43:05 AM |
iolaire | $25.00 | 1/12/2012 1:07:21 AM |
jam96 | $25.00 | 1/12/2012 7:09:31 AM |
Ivan2007 | $25.00 | 1/12/2012 9:06:20 AM |
flexible-value | $50.00 | 1/12/2012 9:08:42 AM |
motivator796 | $25.00 | 1/12/2012 7:54:31 AM |
loiosh | $50.00 | 1/12/2012 7:58:06 AM |
macgeek | $25.00 | 1/12/2012 9:15:39 AM |
und-alum | $25.00 | 1/12/2012 9:19:07 AM |
ciscoparrot | $25.00 | 1/12/2012 9:22:09 AM |
bold-direct-asset | $50.00 | 1/12/2012 9:27:04 AM |
bold-durability-drum | $60.00 | 1/12/2012 9:29:57 AM |
wayman | $25.00 | 1/12/2012 9:30:23 AM |
studious-bonus7 | $100.00 | 1/12/2012 9:29:24 AM |
bid-czar8 | $100.00 | 1/12/2012 9:30:57 AM |
loan-wasp | $50.00 | 1/12/2012 9:07:22 AM |
GoingFishing | $25.00 | 1/12/2012 9:10:26 AM |
bajaruss | $25.00 | 1/12/2012 9:33:23 AM |
EtaDuck | $25.00 | 1/12/2012 9:13:23 AM |
piter-to-la-investment | $25.00 | 1/12/2012 9:38:29 AM |
atope | $25.00 | 1/12/2012 9:41:51 AM |
gold-commander0 | $25.00 | 1/12/2012 9:43:12 AM |
deal-enrichment | $25.00 | 1/12/2012 9:19:09 AM |
Amused1 | $50.00 | 1/12/2012 9:46:20 AM |
Lender75 | $25.00 | 1/12/2012 9:19:43 AM |
active-market | $50.00 | 1/12/2012 9:21:27 AM |
dmeg | $25.00 | 1/12/2012 9:47:58 AM |
janasek | $25.00 | 1/12/2012 9:48:45 AM |
kind-lovely-marketplace | $63.00 | 1/12/2012 9:49:52 AM |
dominickf | $50.00 | 1/12/2012 9:23:58 AM |
bsg43 | $30.00 | 1/12/2012 10:39:13 AM |
unassassinable | $25.00 | 1/12/2012 9:37:33 AM |
jo2y | $25.00 | 1/12/2012 9:42:39 AM |
sturzstrom | $25.00 | 1/12/2012 12:45:13 PM |
velocity-solo | $25.00 | 1/12/2012 9:48:14 AM |
integrity-doctor | $100.00 | 1/12/2012 10:05:01 AM |
social-zebra | $30.00 | 1/12/2012 10:59:16 AM |
chlebie | $50.00 | 1/12/2012 11:14:10 AM |
downtownfarm | $25.00 | 1/5/2012 5:19:03 PM |
E_G | $50.00 | 1/5/2012 5:48:15 PM |
enriching-dollar1 | $100.00 | 1/5/2012 5:40:52 PM |
sjc224 | $25.00 | 1/5/2012 7:08:50 PM |
Investor_DP | $100.00 | 1/5/2012 6:06:33 PM |
ndhookman | $100.00 | 1/6/2012 6:04:02 AM |
Bob450 | $25.00 | 1/6/2012 6:55:43 AM |
financial-frenzy | $50.00 | 1/7/2012 10:43:39 AM |
loan-warrior | $25.00 | 1/7/2012 11:02:12 AM |
Mark-O-Polo | $25.00 | 1/7/2012 12:58:10 PM |
britgsb | $30.00 | 1/7/2012 12:27:12 PM |
LoanMonkey | $50.00 | 1/7/2012 7:26:18 PM |
gobot | $25.00 | 1/7/2012 10:31:32 PM |
jeffpac | $50.00 | 1/7/2012 1:15:59 PM |
bountiful-durability | $50.00 | 1/8/2012 12:06:37 PM |
WLenders | $50.00 | 1/8/2012 12:01:49 PM |
thrifty-affluence6 | $25.00 | 1/8/2012 7:27:11 PM |
cvlender | $50.00 | 1/8/2012 9:40:41 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:49 PM |
diversification-gala1 | $25.00 | 1/9/2012 9:28:11 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:21 AM |
Herluftrolle | $100.00 | 1/9/2012 2:01:55 PM |
transparency-halo | $25.00 | 1/9/2012 4:32:37 PM |
liberty-viola | $25.00 | 1/10/2012 2:29:46 PM |
sclark | $50.00 | 1/10/2012 2:57:18 PM |
tabbytiger | $100.00 | 1/10/2012 4:52:32 PM |
dinero-festivity2 | $50.00 | 1/11/2012 3:39:20 AM |
Slend49 | $25.00 | 1/11/2012 7:44:01 AM |
hanuman77 | $25.00 | 1/11/2012 9:46:47 AM |
Kaj | $25.00 | 1/11/2012 9:48:33 AM |
worth-dandelion | $100.00 | 1/11/2012 9:50:17 AM |
brazilofmux | $100.00 | 1/11/2012 9:46:44 AM |
wormdc | $25.00 | 1/11/2012 9:53:16 AM |
melodious-fairness | $25.00 | 1/11/2012 9:54:54 AM |
Mark-7 | $50.00 | 1/11/2012 9:55:34 AM |
wise-alluring-penny | $31.00 | 1/11/2012 9:49:07 AM |
BuffetRocks | $29.00 | 1/11/2012 9:58:37 AM |
money-bauble | $100.00 | 1/11/2012 9:52:12 AM |
gulch | $25.00 | 1/11/2012 9:52:18 AM |
Quiddity | $25.00 | 1/11/2012 10:03:44 AM |
Rick21 | $25.00 | 1/11/2012 9:53:08 AM |
Vang | $25.00 | 1/11/2012 10:05:33 AM |
tender-commerce8 | $50.00 | 1/11/2012 9:56:08 AM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:28:11 AM |
life-is-great | $25.00 | 1/11/2012 9:50:42 AM |
WonderPup | $25.00 | 1/11/2012 1:10:19 PM |
fantastic-investment9 | $30.00 | 1/11/2012 1:47:36 PM |
euro-speaker8 | $100.00 | 1/11/2012 2:11:52 PM |
astute-benjamins | $50.00 | 1/11/2012 2:46:12 PM |
peso-tamer5 | $25.00 | 1/11/2012 12:02:39 PM |
suave-dime6 | $25.00 | 1/11/2012 4:44:26 PM |
conceptpi | $25.00 | 1/11/2012 4:46:59 PM |
the-profit-oracle | $25.00 | 1/11/2012 5:08:39 PM |
greenback-investor7 | $100.00 | 1/11/2012 5:17:55 PM |
income-buddy7 | $50.00 | 1/11/2012 5:18:52 PM |
Yanwoo | $25.00 | 1/11/2012 5:21:21 PM |
KLCRAY | $25.00 | 1/11/2012 5:23:54 PM |
progressive-asset | $100.00 | 1/11/2012 5:18:04 PM |
duty-gusto6 | $75.00 | 1/11/2012 5:25:36 PM |
cablenews | $100.00 | 1/11/2012 5:21:05 PM |
processor115 | $25.00 | 1/11/2012 5:25:20 PM |
Aimvest | $25.00 | 1/11/2012 5:11:08 PM |
cash-reaction2 | $50.00 | 1/11/2012 5:11:36 PM |
studious-listing8 | $25.00 | 1/11/2012 5:37:41 PM |
Munnie | $50.00 | 1/11/2012 5:44:11 PM |
lucrative-transparency0 | $100.00 | 1/11/2012 5:23:24 PM |
gold-plane1 | $25.00 | 1/11/2012 5:27:21 PM |
damcoolguy | $32.00 | 1/11/2012 5:34:57 PM |
omniviper | $25.00 | 1/11/2012 5:38:37 PM |
american6 | $50.00 | 1/11/2012 5:46:46 PM |
benefit-prescription6 | $100.00 | 1/12/2012 8:29:49 AM |
gold-gazelle | $50.00 | 1/12/2012 8:44:07 AM |
confidant149 | $25.00 | 1/12/2012 5:18:40 AM |
CAGE-Investments | $25.00 | 1/12/2012 9:05:24 AM |
williemc44 | $25.00 | 1/12/2012 9:06:10 AM |
iamricher | $25.00 | 1/12/2012 9:13:49 AM |
bvj21 | $25.00 | 1/12/2012 7:30:28 AM |
orearella3 | $25.00 | 1/12/2012 9:17:31 AM |
rescue | $100.00 | 1/12/2012 9:17:52 AM |
mtsilver | $25.00 | 1/12/2012 8:12:05 AM |
rakstar | $25.00 | 1/12/2012 9:21:50 AM |
the-bill-gatherer | $25.00 | 1/12/2012 9:23:07 AM |
junecleaver | $25.00 | 1/12/2012 9:24:26 AM |
jhernand17 | $25.00 | 1/12/2012 8:56:49 AM |
gjh37 | $37.00 | 1/12/2012 9:26:54 AM |
ideal-platinum1 | $25.00 | 1/12/2012 9:29:09 AM |
zippy-interest | $25.00 | 1/12/2012 9:31:24 AM |
gallant-economy9 | $50.00 | 1/12/2012 9:32:02 AM |
revenue-achievement | $25.00 | 1/12/2012 9:33:00 AM |
CPAMAN | $25.00 | 1/12/2012 9:33:25 AM |
green-diverse-kindness | $25.00 | 1/12/2012 9:15:00 AM |
oakvale | $50.00 | 1/12/2012 9:41:21 AM |
jamiee73 | $25.00 | 1/12/2012 9:42:09 AM |
samo102us | $25.00 | 1/12/2012 9:18:44 AM |
loyalty-sherpa | $25.00 | 1/12/2012 9:44:04 AM |
fareast_man | $25.00 | 1/12/2012 9:44:44 AM |
Mark0135 | $50.00 | 1/12/2012 9:45:59 AM |
ivadood | $50.00 | 1/12/2012 9:21:08 AM |
wdove511 | $25.00 | 1/12/2012 9:21:57 AM |
Sierrahh | $25.00 | 1/12/2012 9:48:53 AM |
jetscore | $25.00 | 1/12/2012 10:14:59 AM |
helping-out | $35.00 | 1/12/2012 10:46:42 AM |
grove88 | $25.00 | 1/12/2012 9:36:29 AM |
payout-carnival | $68.56 | 1/12/2012 10:53:54 AM |
no_agenda_lender | $25.00 | 1/12/2012 9:39:07 AM |
PrincessAmyofQuitealot | $50.00 | 1/12/2012 11:16:30 AM |
flexible-return297 | $25.00 | 1/12/2012 9:39:52 AM |
enthusiastic-point | $25.00 | 1/12/2012 11:20:09 AM |
steady-dime | $25.00 | 1/12/2012 11:19:13 AM |
roboflare | $50.00 | 1/12/2012 11:20:12 AM |
gold-disk | $25.00 | 1/12/2012 12:24:55 PM |
radforj22 | $26.89 | 1/12/2012 2:08:10 PM |
craftymama | $25.00 | 1/12/2012 1:28:42 PM |
231 Investments
|
Borrower Payment Dependent Notes Series
549225
This series of Notes was issued and sold upon the funding of the borrower loan #59502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $323.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 12y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-cypress8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
car
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enchanted-diversification496 | $50.00 | 1/18/2012 5:07:23 PM |
toblerone | $25.00 | 1/18/2012 5:09:07 PM |
bubb_hans | $50.00 | 1/18/2012 5:09:21 PM |
careful-vigilance4 | $25.00 | 1/18/2012 5:17:11 PM |
Dubbs360 | $100.00 | 1/18/2012 5:10:59 PM |
sjc224 | $25.00 | 1/18/2012 5:31:21 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:18 PM |
the-hope-workhorse | $100.00 | 1/18/2012 5:17:29 PM |
red-power-pecan | $50.00 | 1/18/2012 5:57:29 PM |
skillful-asset5 | $25.00 | 1/18/2012 5:48:39 PM |
TrekTune | $25.00 | 1/18/2012 5:23:13 PM |
hitsman | $50.00 | 1/18/2012 5:37:18 PM |
zorg77 | $25.00 | 1/19/2012 5:27:29 AM |
Weaverville | $25.00 | 1/19/2012 8:15:51 AM |
tech310 | $50.00 | 1/18/2012 7:47:12 PM |
leverage-booster | $25.00 | 1/19/2012 9:26:39 AM |
golden-velocity9 | $25.00 | 1/19/2012 9:38:29 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:59 AM |
alexgalt | $25.00 | 1/19/2012 11:00:33 AM |
careful-compassion | $25.00 | 1/19/2012 11:48:15 AM |
kevin314 | $25.00 | 1/19/2012 11:18:43 PM |
money-bauble | $100.00 | 1/19/2012 5:28:05 PM |
kulender | $50.00 | 1/20/2012 6:15:36 AM |
natural-point1 | $25.00 | 1/20/2012 7:50:39 AM |
Rogesparkguy | $25.00 | 1/20/2012 11:34:30 AM |
saihu | $25.00 | 1/20/2012 8:11:12 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:11 PM |
tender-wealth0 | $27.10 | 1/20/2012 8:11:39 PM |
red-eloquent-rupee | $100.00 | 1/21/2012 7:37:01 AM |
deal-pinnacle7 | $100.00 | 1/21/2012 11:10:21 AM |
1stPlace | $25.00 | 1/21/2012 12:02:42 PM |
important-openness1 | $34.00 | 1/21/2012 12:07:50 PM |
the-profit-oracle | $25.00 | 1/21/2012 12:19:54 PM |
proud-pound4 | $25.00 | 1/21/2012 12:05:36 PM |
economy-producer | $25.00 | 1/21/2012 12:09:50 PM |
Myrick | $25.00 | 1/21/2012 12:12:33 PM |
capital-halo1 | $1,000.00 | 1/21/2012 12:39:40 PM |
tornandfrayed | $25.00 | 1/21/2012 12:39:46 PM |
saffron4 | $25.00 | 1/21/2012 12:22:44 PM |
rapid-credit428 | $25.00 | 1/21/2012 12:11:06 PM |
principal-cooker2 | $100.00 | 1/21/2012 12:48:20 PM |
fortytwo | $125.00 | 1/21/2012 12:27:58 PM |
resolute-worth4 | $50.00 | 1/21/2012 12:52:57 PM |
successful-agreement7 | $94.00 | 1/21/2012 12:31:04 PM |
helpinghand63 | $25.00 | 1/21/2012 12:18:10 PM |
billyga | $25.00 | 1/21/2012 12:54:23 PM |
worldly-gold | $50.00 | 1/21/2012 12:21:03 PM |
stepatatime-together | $100.00 | 1/21/2012 12:36:53 PM |
caprirolito | $25.00 | 1/21/2012 12:25:53 PM |
hope-eagle6 | $25.00 | 1/21/2012 12:41:19 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:51 PM |
Yorker1776 | $25.00 | 1/21/2012 3:54:57 PM |
desertoasis | $25.00 | 1/21/2012 12:48:48 PM |
Kaj | $25.00 | 1/21/2012 12:49:20 PM |
finance-prescription | $90.00 | 1/21/2012 12:50:26 PM |
Katburg | $25.00 | 1/21/2012 12:42:08 PM |
nex | $25.00 | 1/21/2012 12:43:27 PM |
life-is-great | $25.00 | 1/21/2012 12:45:04 PM |
thankful-nickel2 | $25.00 | 1/21/2012 1:48:48 PM |
first-pragmatic-power | $25.00 | 1/21/2012 7:56:34 PM |
jstefans | $25.00 | 1/21/2012 12:47:56 PM |
nowits10 | $25.00 | 1/21/2012 12:49:52 PM |
amusement4 | $100.00 | 1/21/2012 10:11:30 PM |
ixoyefreak | $26.00 | 1/21/2012 3:22:49 PM |
edaguy | $25.00 | 1/22/2012 12:06:55 PM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:31 PM |
duty-explosion9 | $25.00 | 1/21/2012 8:24:32 PM |
Hambone1111 | $25.00 | 1/22/2012 12:23:14 PM |
SimpleChoice | $25.00 | 1/22/2012 7:20:03 AM |
openness-griffin2 | $25.00 | 1/22/2012 1:08:44 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:49 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:25 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:49 PM |
calimanusa | $50.00 | 1/22/2012 3:06:07 PM |
shmb6508 | $41.00 | 1/22/2012 12:24:46 PM |
prudent-bid3 | $25.00 | 1/22/2012 6:07:07 PM |
Engineer44 | $25.00 | 1/22/2012 7:48:03 PM |
LuckyDuck49 | $25.00 | 1/22/2012 8:43:55 PM |
strippermoney | $250.00 | 1/22/2012 4:41:16 PM |
Helenska11 | $50.00 | 1/22/2012 5:29:30 PM |
Rogelio48 | $25.00 | 1/22/2012 5:38:49 PM |
langdonx | $25.00 | 1/22/2012 6:11:31 PM |
credit-elation1 | $25.00 | 1/22/2012 4:13:28 PM |
Hummer-Guy | $25.00 | 1/22/2012 7:34:47 PM |
sevenbridges | $25.00 | 1/22/2012 8:43:34 PM |
rapid-currency | $79.82 | 1/22/2012 8:46:17 PM |
WilliamLeeSims | $25.00 | 1/18/2012 5:20:01 PM |
superb-funds335 | $25.00 | 1/18/2012 5:38:51 PM |
matt_2006 | $25.00 | 1/18/2012 5:42:08 PM |
LittleMingo | $25.00 | 1/18/2012 6:44:23 PM |
SFBank | $50.00 | 1/18/2012 5:02:05 PM |
economy-coup | $50.00 | 1/18/2012 5:11:07 PM |
loan-fate | $50.00 | 1/18/2012 5:11:40 PM |
4mydaughterseducation | $26.00 | 1/18/2012 6:58:33 PM |
miked8303 | $25.00 | 1/18/2012 5:24:34 PM |
nimble-revenue5 | $50.00 | 1/18/2012 5:34:31 PM |
diplomatic-wealth7 | $25.00 | 1/19/2012 9:11:04 AM |
moramis | $25.00 | 1/19/2012 9:17:08 AM |
asset-professor | $25.00 | 1/19/2012 9:21:53 AM |
money-fort | $25.00 | 1/19/2012 10:11:59 AM |
reflective-rupee | $25.00 | 1/19/2012 10:20:23 AM |
consummate-loyalty1 | $75.00 | 1/19/2012 9:27:42 AM |
penny-surgeon | $25.00 | 1/19/2012 10:43:57 AM |
SecondChanceLendingSERV | $33.00 | 1/19/2012 4:12:52 PM |
CA-Lender | $25.00 | 1/19/2012 11:08:36 AM |
Tylerh | $61.00 | 1/19/2012 5:16:54 PM |
scarlet-velvet | $25.08 | 1/19/2012 7:48:01 PM |
mercuriant | $25.00 | 1/20/2012 9:32:40 AM |
refined-transparency154 | $50.00 | 1/20/2012 5:10:29 PM |
Bob450 | $30.00 | 1/20/2012 10:16:27 PM |
loss-of-control | $75.00 | 1/20/2012 6:48:35 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:04 AM |
rhin0cerx | $50.00 | 1/21/2012 12:22:55 PM |
new-intuitive-dime | $25.00 | 1/21/2012 12:24:01 PM |
Diamond_Jim | $25.00 | 1/21/2012 12:24:22 PM |
rescue | $97.00 | 1/21/2012 12:10:43 PM |
melodious-fairness | $25.00 | 1/21/2012 12:36:56 PM |
miamibeachloaner | $25.00 | 1/21/2012 12:38:26 PM |
orange-preeminant-bill | $25.00 | 1/21/2012 12:39:24 PM |
burrito6 | $50.00 | 1/21/2012 12:18:04 PM |
apostle901 | $25.00 | 1/21/2012 12:43:40 PM |
coin-investor | $25.00 | 1/21/2012 12:45:19 PM |
a-resplendent-commitment | $25.00 | 1/21/2012 12:09:49 PM |
truth-companion | $25.00 | 1/21/2012 12:47:32 PM |
tshurts | $25.00 | 1/21/2012 12:26:48 PM |
LoanMonkey | $50.00 | 1/21/2012 12:48:43 PM |
CAGE-Investments | $25.00 | 1/21/2012 12:15:03 PM |
bassman2 | $25.00 | 1/21/2012 12:50:51 PM |
p2ploan-charmer | $25.00 | 1/21/2012 12:51:39 PM |
ideal-platinum1 | $25.00 | 1/21/2012 12:53:59 PM |
leverage-violin | $25.00 | 1/21/2012 12:55:53 PM |
monster4 | $50.00 | 1/21/2012 12:19:45 PM |
PPlleeaasseePayMeBack | $25.00 | 1/21/2012 12:36:58 PM |
handshake5 | $100.00 | 1/21/2012 12:37:34 PM |
shrewd-peace7 | $25.00 | 1/21/2012 12:22:13 PM |
marketplace-hut9 | $25.00 | 1/21/2012 12:39:51 PM |
cash-reaction2 | $26.00 | 1/21/2012 12:25:42 PM |
asiaratt | $50.00 | 1/21/2012 12:40:47 PM |
profit-powerplant | $25.00 | 1/21/2012 12:28:11 PM |
Vreet | $25.00 | 1/21/2012 12:43:07 PM |
radforj22 | $25.00 | 1/21/2012 3:39:44 PM |
csa_101824 | $25.00 | 1/21/2012 12:33:31 PM |
economics2011 | $25.00 | 1/21/2012 5:20:28 PM |
Wellman | $25.00 | 1/21/2012 12:49:45 PM |
gustavzantanon | $25.00 | 1/21/2012 12:44:30 PM |
tremendous-payment | $25.00 | 1/21/2012 12:46:06 PM |
MissionMicroFinance | $25.00 | 1/21/2012 12:47:26 PM |
fighter122 | $25.00 | 1/21/2012 12:51:42 PM |
ah-long | $25.00 | 1/21/2012 12:54:41 PM |
ibealion | $25.00 | 1/21/2012 1:44:55 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:54 PM |
WLenders | $50.00 | 1/21/2012 6:15:21 PM |
high_flyer | $200.00 | 1/21/2012 3:19:57 PM |
NolaBuzz | $25.00 | 1/21/2012 7:50:52 PM |
thomas16882004 | $25.00 | 1/21/2012 9:05:44 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:39 PM |
genius520 | $50.00 | 1/22/2012 12:08:15 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:15:50 PM |
wwwUniversal | $25.00 | 1/22/2012 12:09:05 PM |
fervent-repayment | $35.00 | 1/22/2012 12:19:02 PM |
Mariner3605 | $25.00 | 1/22/2012 12:36:07 PM |
euro-speaker8 | $25.00 | 1/22/2012 12:27:03 PM |
orearella3 | $25.00 | 1/22/2012 12:45:14 PM |
RYNO-THE-GYNO | $25.00 | 1/22/2012 8:31:16 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:51 PM |
cablesnack | $25.00 | 1/22/2012 2:05:59 PM |
top-magnificent-greenback | $25.00 | 1/22/2012 1:56:34 PM |
beakerfish | $50.00 | 1/22/2012 4:00:38 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:00 PM |
cello1 | $25.00 | 1/22/2012 7:03:23 PM |
170 Investments
|
Borrower Payment Dependent Notes Series
549251
This series of Notes was issued and sold upon the funding of the borrower loan #59167, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,282.13 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $141.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1972 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Homemaker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,665 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| showcase995 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Improve business
Purpose of loan:
This loan will be used to...expand business
My financial situation:
I am a good candidate for this loan because...I always all my loans
Monthly net income: $2500
Monthly expenses: 2000
Housing: 0
Insurance: $28
Car expenses: $100
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
goodhearted-generosity511 | $30.00 | 1/5/2012 5:42:43 PM |
Danjack_Capital | $25.00 | 1/5/2012 6:45:00 PM |
kingbob | $25.00 | 1/6/2012 8:20:41 AM |
painterflipper | $33.00 | 1/10/2012 1:03:21 AM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:23 PM |
CA-Lender | $25.00 | 1/15/2012 2:28:32 PM |
Dubbs360 | $25.00 | 1/15/2012 10:37:17 PM |
calimanusa | $30.00 | 1/15/2012 1:10:05 PM |
veneziani | $25.00 | 1/17/2012 5:52:02 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:15 PM |
melodious-openness | $200.00 | 1/17/2012 6:11:03 PM |
papaloha | $50.00 | 1/17/2012 9:23:06 PM |
Starfin300 | $26.48 | 1/18/2012 5:23:47 AM |
RoccoLoan | $50.00 | 1/18/2012 2:56:51 PM |
copper | $50.00 | 1/18/2012 5:23:03 PM |
liberty-genetics | $33.00 | 1/18/2012 3:56:44 PM |
HotStreak | $25.00 | 1/18/2012 5:49:23 PM |
return-cluster991 | $50.00 | 1/18/2012 7:20:47 PM |
lean-dedication | $50.00 | 1/18/2012 8:55:56 PM |
engbusres | $27.00 | 1/18/2012 9:04:54 PM |
euro-banker | $50.00 | 1/19/2012 6:26:41 AM |
jebber007 | $35.00 | 1/18/2012 6:18:04 PM |
a- | $25.00 | 1/18/2012 10:41:05 PM |
himistu22 | $25.00 | 1/19/2012 5:22:24 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:32 AM |
loyalty-czar | $25.00 | 1/18/2012 8:01:36 PM |
papaloha | $450.00 | 1/18/2012 10:07:46 PM |
jerrymaguire | $25.00 | 1/18/2012 10:39:20 PM |
streak269 | $38.68 | 1/19/2012 6:00:05 AM |
undergroundmike | $28.28 | 1/19/2012 7:59:53 AM |
DHolly | $25.00 | 1/19/2012 9:34:25 AM |
kfboomer | $72.55 | 1/19/2012 10:37:50 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:34 AM |
dedicated-transaction796 | $25.00 | 1/19/2012 9:32:32 AM |
handy-loan527 | $25.00 | 1/19/2012 3:06:17 PM |
loyalty-legend2 | $25.00 | 1/19/2012 12:45:21 PM |
shawnw2 | $25.00 | 1/18/2012 1:53:08 AM |
riveting-credit5 | $50.00 | 1/5/2012 5:43:16 PM |
thomas16882004 | $25.00 | 1/5/2012 11:57:19 PM |
LuvToLend | $25.00 | 1/6/2012 6:23:10 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:23 AM |
bubb_hans | $50.00 | 1/9/2012 6:13:32 PM |
benjamins-rumbler | $50.00 | 1/10/2012 9:17:27 AM |
tranquil-economy4 | $25.00 | 1/10/2012 11:36:15 AM |
midnight24 | $25.00 | 1/11/2012 7:20:36 AM |
Jon8403 | $50.00 | 1/13/2012 7:52:32 AM |
jkeller4000 | $25.00 | 1/13/2012 9:34:35 AM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:36 PM |
ccclaireee333 | $25.00 | 1/15/2012 4:54:14 PM |
planetibet | $44.86 | 1/18/2012 6:11:29 AM |
El_Profesional | $25.00 | 1/18/2012 6:54:08 AM |
eronyc | $25.00 | 1/18/2012 9:31:12 AM |
a-successful-credit | $25.00 | 1/18/2012 9:36:09 AM |
green-rapid-openness | $100.00 | 1/18/2012 11:41:25 AM |
csakhil | $25.00 | 1/18/2012 1:27:14 PM |
thenadamgoes | $25.00 | 1/18/2012 3:38:09 PM |
Millertime_496 | $44.00 | 1/18/2012 3:52:33 PM |
artisan693 | $60.00 | 1/18/2012 12:51:45 PM |
SV-AZ | $37.55 | 1/18/2012 4:14:10 PM |
merciful-return164 | $71.31 | 1/18/2012 1:54:01 PM |
a-dough-plato | $25.00 | 1/18/2012 5:05:11 PM |
deal-enrichment063 | $50.00 | 1/18/2012 4:04:02 PM |
red-reasonable-trade | $25.00 | 1/18/2012 5:29:20 PM |
euro-spark | $25.59 | 1/18/2012 5:01:48 PM |
return-venture1 | $114.83 | 1/18/2012 10:19:19 PM |
realtormoises | $25.00 | 1/19/2012 5:26:53 AM |
tsquared_030 | $25.00 | 1/18/2012 10:44:24 PM |
Tahoeman | $25.00 | 1/19/2012 7:54:01 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:26 AM |
impala6464 | $25.00 | 1/19/2012 6:11:59 AM |
orearella3 | $25.00 | 1/19/2012 9:27:56 AM |
first-serene-credit | $25.00 | 1/19/2012 8:24:24 AM |
tranquil-ore4 | $25.00 | 1/19/2012 11:18:32 AM |
guard327 | $30.00 | 1/19/2012 12:59:11 PM |
Valley-of-the-Dollar | $25.00 | 1/19/2012 4:52:34 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
549341
This series of Notes was issued and sold upon the funding of the borrower loan #59816, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $186.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,482 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dnic1973 |
Borrower's state:
| Virginia |
Borrower's group:
| Credit Card Consolidation |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 52 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2009)
700-719
(Apr-2008)
600-619
(Nov-2006)
|
Principal balance:
| $543.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 52 | | |
Description
Home Repair Bill
Purpose of loan: my house needs some repairs ,This loan will be used to fix a ceiling that my wife fell through from the attic destroying duct work and a huge section of ceiling..This will be my 3rd loan through Prosper I paid one off in advance of the payoff , I plan to do the same with this loan , Right now I just dont have the money to put out at once for the repairs..I have never been late on a Prosper payment, My credit isnt the best due to some previous yrs not thinking before I spend money that I dont have.Lesson been learned.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,785.00 | 1/29/2012 12:01:54 PM |
affluence-generator2 | $400.00 | 1/29/2012 12:01:06 PM |
MoneyForNothing | $100.00 | 1/29/2012 12:00:53 PM |
Dusigrosz | $75.00 | 1/29/2012 12:00:48 PM |
Whipster | $40.00 | 1/29/2012 12:00:55 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
549393
This series of Notes was issued and sold upon the funding of the borrower loan #59370, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $398.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 13y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $193,613 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| likeable-exchange5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to... Home Improvement
My financial situation:
I am a good candidate for this loan because... I intend to pay it off within a year.
Monthly net income: $ 5875.00
Monthly expenses: $ 5353.00
Housing: $ 1950.00
Insurance: $ 250.00
Car expenses: $393.00
Utilities: $ 200.00
Phone, cable, internet: $210.00
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $ 2000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 1/6/2012 5:55:01 PM |
MatthewDP | $150.00 | 1/6/2012 6:16:15 PM |
edaguy | $50.00 | 1/6/2012 5:50:26 PM |
Investor_DP | $100.00 | 1/6/2012 6:01:24 PM |
SLN-10 | $50.00 | 1/6/2012 6:10:42 PM |
zeeexsixare | $50.00 | 1/7/2012 7:33:19 AM |
CA-Lender | $50.00 | 1/7/2012 1:19:24 PM |
first-class-gold0 | $108.36 | 1/8/2012 10:35:52 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:32 AM |
tech310 | $50.00 | 1/9/2012 11:32:10 PM |
SweatyBalls | $25.00 | 1/10/2012 6:45:27 PM |
profit-powerplant | $25.00 | 1/11/2012 5:35:29 PM |
bubb_hans | $50.00 | 1/11/2012 5:25:45 PM |
diplomatic-wealth7 | $25.00 | 1/11/2012 5:29:18 PM |
the-magnetic-transaction | $50.00 | 1/11/2012 7:04:20 PM |
proud-pound4 | $25.00 | 1/12/2012 9:18:24 AM |
miked8303 | $25.00 | 1/12/2012 9:25:08 AM |
compatible-power8 | $25.00 | 1/12/2012 12:26:53 PM |
dollardave | $50.00 | 1/12/2012 12:42:14 PM |
mercuriant | $25.00 | 1/13/2012 9:23:16 AM |
jkeller4000 | $25.00 | 1/14/2012 12:50:47 PM |
Something-Corporate | $25.00 | 1/14/2012 11:25:59 PM |
TrekTune | $25.00 | 1/15/2012 11:57:47 AM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:42 PM |
Importexport | $50.00 | 1/15/2012 6:46:58 PM |
Tradesmanlender | $25.00 | 1/16/2012 9:24:35 AM |
sjc224 | $25.00 | 1/16/2012 8:51:50 AM |
consummate-loyalty1 | $75.00 | 1/16/2012 5:12:41 PM |
resolute-worth4 | $40.00 | 1/16/2012 5:27:49 PM |
computer758 | $25.00 | 1/16/2012 4:39:31 PM |
blueshound | $25.00 | 1/16/2012 8:39:58 PM |
scrappy-leverage6 | $25.00 | 1/17/2012 9:31:41 AM |
givemethatmoney | $25.00 | 1/17/2012 11:12:15 AM |
a- | $25.00 | 1/17/2012 4:28:54 PM |
shrewd-peace7 | $25.00 | 1/17/2012 5:25:32 PM |
intuitive-velocity4 | $25.00 | 1/17/2012 5:23:38 PM |
a-resplendent-commitment | $25.00 | 1/17/2012 5:06:49 PM |
life-is-great | $25.00 | 1/17/2012 5:25:40 PM |
competitor119 | $25.00 | 1/17/2012 6:17:14 PM |
focused-bill3 | $25.00 | 1/17/2012 11:37:00 PM |
reflective-ore3 | $25.00 | 1/18/2012 12:27:42 AM |
CC911 | $25.00 | 1/17/2012 5:41:15 PM |
new-intuitive-dime | $25.00 | 1/17/2012 5:42:38 PM |
davisfl | $25.00 | 1/18/2012 9:10:17 AM |
MBIntl | $25.00 | 1/18/2012 7:37:23 AM |
1stPlace | $25.00 | 1/18/2012 7:59:07 AM |
first-pragmatic-power | $25.00 | 1/18/2012 9:20:25 AM |
iceman35 | $25.00 | 1/18/2012 9:16:19 AM |
capital-halo1 | $1,000.00 | 1/18/2012 9:18:19 AM |
DER | $25.00 | 1/18/2012 9:47:12 AM |
note-mover9 | $25.00 | 1/18/2012 9:44:03 AM |
Law_Gator | $25.00 | 1/18/2012 10:36:59 AM |
bluefootedpig | $46.31 | 1/18/2012 1:07:29 PM |
leverage-booster | $25.00 | 1/18/2012 9:45:14 AM |
partyplan | $35.00 | 1/18/2012 2:26:35 PM |
unclejaef | $25.00 | 1/18/2012 4:31:42 PM |
money-yeller | $50.00 | 1/18/2012 3:47:19 PM |
goal-cash6 | $25.00 | 1/18/2012 3:47:32 PM |
power-mad-scientist | $50.00 | 1/18/2012 4:39:31 PM |
toblerone | $25.00 | 1/18/2012 5:08:31 PM |
reflective-rupee | $25.00 | 1/18/2012 3:32:19 PM |
productive-note2 | $50.00 | 1/18/2012 6:21:44 PM |
Bob450 | $25.00 | 1/18/2012 6:40:19 PM |
gothampark | $25.00 | 1/19/2012 6:35:42 AM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:37 AM |
ITExec | $100.00 | 1/19/2012 7:44:09 AM |
leverage-monger | $44.33 | 1/19/2012 8:19:07 AM |
Relaxo | $100.00 | 1/19/2012 8:37:11 AM |
asiaratt | $50.00 | 1/19/2012 9:28:11 AM |
a-credit-rotation | $25.00 | 1/19/2012 9:12:33 AM |
payment-pursuit3 | $25.00 | 1/19/2012 9:39:27 AM |
finance-mushroom | $200.00 | 1/19/2012 9:22:28 AM |
economy-producer | $25.00 | 1/19/2012 9:44:19 AM |
ore-dojo | $25.00 | 1/19/2012 10:16:09 AM |
finance-assembler | $50.00 | 1/19/2012 10:45:09 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:35 AM |
Peacepower | $25.00 | 1/19/2012 10:38:54 AM |
orgy63 | $25.00 | 1/19/2012 11:26:09 AM |
stepatatime-together | $100.00 | 1/19/2012 9:41:18 AM |
payout-quark | $150.00 | 1/19/2012 3:23:24 PM |
_G_ | $46.00 | 1/19/2012 11:01:31 AM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:39 AM |
thankful-nickel2 | $25.00 | 1/19/2012 5:20:36 PM |
hitsman | $50.00 | 1/6/2012 5:43:46 PM |
A4 | $25.00 | 1/6/2012 5:43:59 PM |
beaker | $25.03 | 1/6/2012 6:01:12 PM |
nimble-revenue5 | $50.00 | 1/6/2012 6:05:16 PM |
rupee-equation2 | $25.00 | 1/6/2012 6:26:12 PM |
Weaverville | $25.00 | 1/7/2012 10:47:54 AM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:58 PM |
economy-coup | $50.00 | 1/9/2012 9:43:12 AM |
Tylerh | $250.00 | 1/9/2012 9:29:32 AM |
yf99yz | $25.00 | 1/9/2012 11:06:10 PM |
zorg77 | $50.00 | 1/10/2012 2:59:15 PM |
mlj0671 | $25.00 | 1/11/2012 2:27:52 PM |
bonafide-transaction1 | $25.00 | 1/11/2012 11:59:56 AM |
rizoyalo | $100.00 | 1/11/2012 4:40:55 PM |
WilliamLeeSims | $25.00 | 1/11/2012 5:22:03 PM |
successful-agreement7 | $100.00 | 1/11/2012 5:43:34 PM |
revenue-innovator1 | $100.00 | 1/12/2012 7:11:17 AM |
irrelevant | $50.00 | 1/12/2012 10:05:19 AM |
asset-professor | $25.00 | 1/12/2012 10:56:24 AM |
market-sumac | $100.00 | 1/12/2012 4:52:14 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:24 PM |
fervent-repayment | $50.00 | 1/13/2012 9:31:16 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:37 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:38 PM |
matt_2006 | $25.00 | 1/14/2012 9:30:40 AM |
all_of_that_one | $25.00 | 1/14/2012 8:05:02 AM |
red-power-pecan | $50.00 | 1/14/2012 12:47:44 PM |
loan-fate | $50.00 | 1/14/2012 12:26:23 PM |
twjh | $25.00 | 1/15/2012 4:25:05 AM |
hogdriver | $25.00 | 1/15/2012 9:42:35 AM |
Dubbs360 | $100.00 | 1/15/2012 12:39:55 AM |
jiggaman7 | $50.00 | 1/15/2012 12:22:03 PM |
drkosh | $25.00 | 1/15/2012 11:46:05 AM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:52 PM |
melodious-openness | $100.00 | 1/16/2012 4:16:39 AM |
burrito6 | $50.00 | 1/16/2012 9:11:48 AM |
nex | $25.00 | 1/16/2012 9:31:57 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:44 PM |
capital-renewal | $25.00 | 1/16/2012 9:35:08 AM |
payment-gusto | $25.00 | 1/16/2012 5:42:34 PM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:53 PM |
social-booster4 | $50.00 | 1/17/2012 11:13:30 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:17 PM |
Comoparklender | $25.00 | 1/17/2012 5:31:06 PM |
on_your_side | $25.00 | 1/17/2012 1:54:58 PM |
Wellman | $25.00 | 1/17/2012 5:26:44 PM |
tremendous-payment | $25.00 | 1/17/2012 5:32:49 PM |
roux | $25.00 | 1/17/2012 5:36:01 PM |
frogperson | $200.00 | 1/17/2012 5:36:07 PM |
bold-sunny-generosity | $25.00 | 1/17/2012 7:16:51 PM |
Star_Witness | $25.00 | 1/17/2012 9:34:46 PM |
orange-preeminant-bill | $25.00 | 1/18/2012 7:46:35 AM |
orearella3 | $25.00 | 1/18/2012 9:19:44 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:35 AM |
saffron4 | $25.00 | 1/18/2012 9:09:36 AM |
coin-investor | $25.00 | 1/18/2012 9:14:38 AM |
sharpey | $25.00 | 1/18/2012 9:14:48 AM |
rob095 | $25.00 | 1/18/2012 12:37:25 AM |
debt-force | $25.00 | 1/18/2012 9:43:21 AM |
treasure-bliss | $25.00 | 1/18/2012 7:34:55 AM |
MissionMicroFinance | $25.00 | 1/18/2012 9:15:07 AM |
crsmck2008 | $36.56 | 1/18/2012 2:20:08 PM |
saxaphone6 | $25.00 | 1/18/2012 3:13:14 PM |
jamiee73 | $50.00 | 1/18/2012 12:19:01 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:12 PM |
csakhil | $25.00 | 1/18/2012 1:27:16 PM |
Reliance_Banker | $25.00 | 1/18/2012 4:29:37 PM |
camaraderi-atmosphere | $50.00 | 1/18/2012 4:33:28 PM |
restless-currency | $50.00 | 1/18/2012 5:34:14 PM |
cagcrash | $75.00 | 1/18/2012 5:25:28 PM |
stock106 | $25.00 | 1/18/2012 3:57:18 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:52 PM |
killdare | $25.00 | 1/18/2012 7:35:21 PM |
papaloha | $500.00 | 1/18/2012 7:47:55 PM |
first-integrity-gravity | $50.00 | 1/18/2012 5:36:17 PM |
reward-toro | $25.00 | 1/18/2012 7:31:14 PM |
sgt-schultz | $25.00 | 1/19/2012 6:43:58 AM |
EBITDA | $25.00 | 1/19/2012 9:12:28 AM |
thelovebug | $100.00 | 1/19/2012 9:24:35 AM |
compassion-neutron | $25.00 | 1/19/2012 12:42:20 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:33 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:27 AM |
Urban-MBA | $25.00 | 1/19/2012 10:05:23 AM |
oldtruckads | $25.00 | 1/19/2012 9:32:34 AM |
zone8 | $40.00 | 1/19/2012 9:36:43 AM |
wwwUniversal | $25.00 | 1/19/2012 9:42:02 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:46 AM |
reasonable-bonus6 | $50.00 | 1/19/2012 9:48:35 AM |
Scoote2912 | $25.00 | 1/19/2012 9:13:09 AM |
cash-delight1 | $50.00 | 1/19/2012 11:42:52 AM |
Rockymtnhi | $25.00 | 1/19/2012 11:49:14 AM |
bosloan26 | $42.00 | 1/19/2012 12:13:31 PM |
kyle84119 | $25.00 | 1/19/2012 9:33:16 AM |
worth-shower8 | $100.00 | 1/19/2012 3:56:10 PM |
munnu | $100.00 | 1/19/2012 1:16:20 PM |
TheArtOfLogic | $25.00 | 1/19/2012 1:49:09 PM |
glroark | $100.00 | 1/19/2012 2:24:59 PM |
jtc26 | $91.33 | 1/19/2012 3:50:07 PM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:06 PM |
cashnout | $25.00 | 1/19/2012 12:42:56 PM |
bailey7563 | $40.24 | 1/19/2012 5:39:27 PM |
new-orbital-transaction | $25.00 | 1/19/2012 4:56:18 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:40:03 PM |
papaloha | $339.84 | 1/19/2012 6:59:40 PM |
187 Investments
|
Borrower Payment Dependent Notes Series
549409
This series of Notes was issued and sold upon the funding of the borrower loan #59565, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,675.07 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $341.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,671 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| sentimental-community922 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff Personal loan (car/school)
Purpose of loan:
This loan will be used to..payoff personal loan to parents back for student and car loan 2004.
My financial situation:
I am a good candidate for this loan because...I have good credit history and i like to payoff early and on time. credit is important for me.
Monthly net income: $2200.00
Monthly expenses: $
Housing: $150.00
Insurance: $50.00
Car expenses: $150.00
Utilities: $25.00
Phone, cable, internet: $
Food, entertainment: $250.00
Clothing, household expenses: $100.00
Credit cards and other loans: $25.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
selector568 | $300.00 | 1/6/2012 5:42:13 PM |
A4 | $25.00 | 1/6/2012 5:43:07 PM |
downtownfarm | $25.00 | 1/6/2012 5:57:32 PM |
houli123 | $78.00 | 1/6/2012 6:22:17 PM |
edaguy | $75.00 | 1/6/2012 5:50:04 PM |
BxRealtor | $25.00 | 1/6/2012 6:03:25 PM |
enriching-dollar1 | $100.00 | 1/6/2012 5:50:45 PM |
superb-funds335 | $25.00 | 1/6/2012 6:20:26 PM |
creditjunky | $125.00 | 1/6/2012 10:25:04 PM |
serene-capital | $25.00 | 1/7/2012 12:51:58 AM |
pure-treasure7 | $50.00 | 1/7/2012 10:51:29 AM |
greenback-guard | $25.00 | 1/7/2012 5:37:06 AM |
pdub | $75.00 | 1/7/2012 12:23:36 PM |
Weaverville | $25.00 | 1/7/2012 10:47:56 AM |
loan-warrior | $25.00 | 1/7/2012 11:02:14 AM |
SOP_Bank | $25.00 | 1/7/2012 5:50:20 PM |
ikaika1 | $25.00 | 1/8/2012 8:27:57 AM |
philantist | $30.00 | 1/7/2012 6:23:11 PM |
uunter | $25.00 | 1/8/2012 12:08:47 AM |
skillful-asset5 | $25.00 | 1/8/2012 12:29:19 PM |
WLenders | $50.00 | 1/8/2012 12:02:00 PM |
moola-gargantuan9 | $50.00 | 1/9/2012 6:37:04 AM |
thrifty-affluence6 | $25.00 | 1/8/2012 7:27:13 PM |
john0720 | $25.00 | 1/8/2012 5:26:04 PM |
new-ore-venture | $100.00 | 1/8/2012 6:23:22 PM |
top-unforgettable-income | $25.00 | 1/9/2012 1:11:20 PM |
market-solstice2 | $25.00 | 1/9/2012 5:27:20 PM |
commerce-web5 | $25.00 | 1/9/2012 8:01:52 PM |
magnificent-dime4 | $300.00 | 1/9/2012 7:04:07 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:30 PM |
LiveNow | $50.00 | 1/10/2012 4:57:35 AM |
midnight24 | $25.00 | 1/10/2012 8:27:19 AM |
smear87 | $50.00 | 1/10/2012 9:59:04 AM |
market-sumac | $100.00 | 1/10/2012 10:12:19 AM |
ethicalhumanist | $50.00 | 1/10/2012 11:54:01 AM |
dinero-festivity2 | $50.00 | 1/11/2012 3:39:22 AM |
felicity-daydream | $25.00 | 1/11/2012 4:26:22 PM |
ClearCut | $100.00 | 1/11/2012 7:41:34 PM |
finance-symphony7 | $100.00 | 1/11/2012 7:45:26 PM |
credit-orca | $25.00 | 1/12/2012 5:14:06 AM |
rate-authority2 | $50.00 | 1/12/2012 4:55:49 PM |
CinemaAdvanced | $25.00 | 1/12/2012 5:13:37 PM |
genius520 | $50.00 | 1/12/2012 5:22:38 PM |
all_of_that_one | $35.00 | 1/14/2012 8:05:02 AM |
ASG_NECO | $25.00 | 1/14/2012 9:00:23 AM |
auction-chomper4 | $25.00 | 1/14/2012 12:50:54 AM |
emergencyMD | $100.00 | 1/14/2012 8:42:50 AM |
leodaguy | $100.00 | 1/14/2012 7:49:46 AM |
matt_2006 | $25.00 | 1/14/2012 12:10:13 PM |
Goodlender42 | $25.00 | 1/15/2012 7:35:57 AM |
cookie1208 | $144.91 | 1/15/2012 5:00:51 AM |
dontletmoneyfoolya | $25.00 | 1/15/2012 5:02:51 PM |
rkhrdjp | $25.00 | 1/16/2012 4:38:16 AM |
magical-durability9 | $25.00 | 1/16/2012 7:54:05 AM |
orearella3 | $25.00 | 1/16/2012 9:30:59 AM |
evergreen16 | $50.00 | 1/16/2012 1:59:13 PM |
Zach842 | $25.00 | 1/16/2012 7:13:58 PM |
B-rad_the_Coug | $25.00 | 1/17/2012 3:32:13 PM |
responsibility-aurora | $25.00 | 1/17/2012 4:44:32 PM |
openness-antioxidant | $100.00 | 1/17/2012 12:50:57 PM |
USMCR | $25.00 | 1/17/2012 5:23:54 PM |
direct-responsibility7 | $264.00 | 1/17/2012 9:53:54 PM |
mneinc | $81.06 | 1/17/2012 7:47:10 PM |
rob095 | $25.00 | 1/18/2012 12:23:29 AM |
wwwUniversal | $25.00 | 1/18/2012 9:16:42 AM |
CE88 | $35.00 | 1/18/2012 1:10:09 PM |
toblerone | $25.00 | 1/18/2012 5:08:31 PM |
elloboverde | $25.00 | 1/18/2012 9:30:33 PM |
wlm3012 | $40.00 | 1/18/2012 7:41:30 PM |
benjamins-fan6 | $50.00 | 1/19/2012 5:24:54 AM |
reneenurse | $45.00 | 1/19/2012 8:15:08 AM |
agreement-sycamore | $75.00 | 1/19/2012 8:38:39 AM |
tigerlady92 | $25.00 | 1/19/2012 8:52:37 AM |
weltstreet | $40.00 | 1/18/2012 9:59:26 PM |
CASSHMAN | $100.00 | 1/19/2012 9:52:56 AM |
I_Like_to_Invest | $100.00 | 1/19/2012 10:45:40 AM |
excellent-funds025 | $100.00 | 1/19/2012 5:14:45 PM |
invest-in-ed | $100.00 | 1/20/2012 5:46:00 AM |
dsnybnd | $25.00 | 1/20/2012 6:13:22 AM |
kulender | $50.00 | 1/20/2012 6:14:24 AM |
autonomous-basis | $25.00 | 1/19/2012 5:40:14 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 7:47:59 PM |
buffalobills | $25.00 | 1/20/2012 8:10:05 AM |
jguerrajr | $25.00 | 1/20/2012 8:28:28 AM |
currency-persimmon | $25.00 | 1/20/2012 12:55:30 PM |
oxnard | $50.00 | 1/20/2012 2:35:02 PM |
bowl800 | $25.00 | 1/20/2012 5:00:36 PM |
UncleSafety | $136.18 | 1/20/2012 1:58:13 PM |
RiskAdverse | $25.00 | 1/20/2012 12:57:37 PM |
golden-market2 | $90.00 | 1/20/2012 4:36:27 PM |
Christophe | $25.00 | 1/20/2012 6:04:49 AM |
Investor_DP | $100.00 | 1/6/2012 6:01:02 PM |
hitsman | $50.00 | 1/6/2012 5:43:47 PM |
E_G | $50.00 | 1/6/2012 5:45:18 PM |
impressive-justice6 | $50.00 | 1/6/2012 6:13:31 PM |
enchanted-note | $25.00 | 1/6/2012 6:18:13 PM |
velocity-motivator6 | $25.00 | 1/6/2012 7:08:47 PM |
JJ9876 | $25.00 | 1/6/2012 6:23:55 PM |
merciful-yield | $233.70 | 1/6/2012 7:35:21 PM |
rupee-equation2 | $25.00 | 1/6/2012 6:26:12 PM |
cash-hyperdrive0 | $100.00 | 1/7/2012 9:48:39 AM |
kevin314 | $25.00 | 1/7/2012 3:03:56 PM |
Bank_Of_XL | $25.00 | 1/7/2012 1:49:32 PM |
credit-investor5 | $50.00 | 1/8/2012 7:39:50 AM |
Rivervale_Westwood | $30.00 | 1/7/2012 7:27:47 PM |
Ripsaw4U | $50.00 | 1/7/2012 9:46:43 PM |
maldok1 | $25.00 | 1/8/2012 7:33:01 AM |
market-assembler | $50.00 | 1/8/2012 9:49:22 AM |
newest-funds-powerplant | $25.00 | 1/8/2012 12:39:47 PM |
Tylerh | $250.00 | 1/8/2012 12:31:52 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:59 PM |
Geologist-67 | $25.00 | 1/9/2012 10:51:38 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:33 AM |
first-friendly-listing | $25.00 | 1/9/2012 1:34:21 PM |
power-defender7 | $25.00 | 1/9/2012 7:48:13 PM |
listing-pear6 | $104.00 | 1/10/2012 1:30:16 PM |
the-deal-socrates | $25.00 | 1/10/2012 3:50:22 PM |
sclark | $50.00 | 1/10/2012 2:57:19 PM |
omegamon1 | $25.00 | 1/10/2012 3:17:10 PM |
tabbytiger | $100.00 | 1/10/2012 4:52:34 PM |
GlobalVisionary | $25.00 | 1/10/2012 8:57:54 PM |
smart-penny124 | $25.00 | 1/11/2012 6:20:12 AM |
Slend49 | $25.00 | 1/11/2012 7:44:02 AM |
organized-payment6 | $50.00 | 1/11/2012 5:53:28 AM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:28:13 AM |
rizoyalo | $100.00 | 1/11/2012 4:40:55 PM |
jakespirit | $25.00 | 1/11/2012 5:46:29 PM |
UncleSafety | $137.01 | 1/11/2012 6:49:57 PM |
jbaum | $40.00 | 1/11/2012 9:11:12 PM |
SolarMoonshine | $25.00 | 1/12/2012 4:01:18 AM |
durable-investment8 | $40.00 | 1/12/2012 7:46:06 AM |
iolaire | $25.00 | 1/12/2012 1:07:24 AM |
benefit-prescription6 | $100.00 | 1/12/2012 8:29:51 AM |
epall | $25.00 | 1/12/2012 8:20:51 PM |
funnymoney1 | $25.00 | 1/13/2012 9:08:16 AM |
Sibelius2 | $25.00 | 1/13/2012 9:29:35 AM |
terrific-dough6 | $31.00 | 1/13/2012 9:20:56 AM |
principal-hut1 | $25.00 | 1/13/2012 1:41:38 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:20 PM |
JimmyJimJim_SanDiego | $50.00 | 1/13/2012 5:20:24 PM |
Harry | $50.00 | 1/13/2012 6:37:58 PM |
fascinating-value4 | $200.00 | 1/13/2012 7:36:41 PM |
versatile-treasure6 | $25.00 | 1/15/2012 5:54:57 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:27 AM |
penguino | $100.00 | 1/15/2012 7:30:58 AM |
shrewd-deal | $50.00 | 1/14/2012 8:27:37 PM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:38 PM |
southIT | $50.00 | 1/15/2012 4:08:02 PM |
UncleSafety | $40.23 | 1/15/2012 6:42:22 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:52 PM |
dissector56958 | $25.00 | 1/15/2012 6:30:57 PM |
KCEnterprises | $25.00 | 1/15/2012 6:45:59 PM |
Bcs-cnc | $25.00 | 1/15/2012 8:26:15 PM |
aiming_for_42 | $25.00 | 1/15/2012 9:33:16 PM |
bowl800 | $25.00 | 1/16/2012 12:17:17 PM |
immaculate-value2 | $25.00 | 1/16/2012 5:16:21 PM |
kenji4861 | $25.00 | 1/16/2012 5:07:58 PM |
lawyervon | $25.00 | 1/16/2012 5:35:34 PM |
calbertrand | $25.00 | 1/16/2012 7:25:35 PM |
jtwildcat713 | $25.00 | 1/17/2012 12:58:50 PM |
Pressure_Drop | $25.00 | 1/17/2012 2:37:39 PM |
processor115 | $25.00 | 1/17/2012 5:34:33 PM |
AM2008 | $25.00 | 1/17/2012 5:58:57 PM |
wise-deal-panda | $100.00 | 1/18/2012 9:12:58 AM |
chops21 | $40.00 | 1/18/2012 7:22:59 AM |
a- | $25.00 | 1/18/2012 12:30:41 PM |
gustavholstopus32 | $25.00 | 1/18/2012 12:56:16 PM |
csakhil | $25.00 | 1/18/2012 1:27:16 PM |
cagcrash | $75.00 | 1/18/2012 5:25:29 PM |
t2smoney | $25.00 | 1/18/2012 4:24:28 PM |
850 | $50.00 | 1/18/2012 9:09:12 PM |
tech310 | $50.00 | 1/18/2012 7:42:48 PM |
cash-delight1 | $50.00 | 1/19/2012 11:42:52 AM |
the-magnetic-transaction | $50.00 | 1/19/2012 9:34:09 AM |
thinker6 | $50.00 | 1/19/2012 10:17:55 AM |
mrthatcher | $39.00 | 1/19/2012 10:42:15 AM |
a-wealth-visionary | $25.98 | 1/19/2012 3:10:13 PM |
sturdy-note5 | $25.00 | 1/19/2012 7:48:21 PM |
tonyscc | $25.00 | 1/20/2012 8:08:16 AM |
greenback-buckeye | $50.00 | 1/20/2012 9:16:03 AM |
I_Like_to_Invest | $120.00 | 1/20/2012 10:54:24 AM |
OoM | $25.00 | 1/20/2012 3:19:23 PM |
182 Investments
|
Borrower Payment Dependent Notes Series
549427
This series of Notes was issued and sold upon the funding of the borrower loan #59164, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $355.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 15% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 24y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 62 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,910 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 106% | | |
| |
Homeownership:
| No | | |
Screen name:
| RAO143 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 57 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,800.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Mar-2010)
600-619
(Jan-2010)
600-619
(Nov-2009)
620-639
(Jul-2009)
|
Principal balance:
| $859.92 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 57 | | |
Description
From 3rd to a Home Run
Purpose of loan:This will be my 3rd Prosper loan, whereby my first loan was paid-in-full and my existing loan-current bal.-$861.07 has been paid on time. This loan will be used to pay off current P-Loan & existing credit card debt.
My financial situation: I have an excellent history with Prosper. I have been a top performer for my company for 23 years. Promoted in 2010 and again in 2011. My salary remains the same as in the previous two years due to my employment status chg from ?non-exempt? to ?Exempt? increasing my base salary, but eliminating overtime.
Monthly net income: $ 3,922.30
Expenses:
Bank Card Debt Mo. Payment: -51
Cable, internet: - 0
Car expenses (Owned): - 0
Car Insurance: -113
Clothing, household expenses: -100
Credit Card Pay: -164.31
C-Card Pay: -104.67
C-Card Pay: -140
C-Card Pay: -55
Gas: - 400
Food: -600
Housing (rent inc. util): -1500
Phone (80% paid for by Firm): - 80
Prosper: -71.04
BAL: 703.28
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $57.00 | 1/17/2012 5:00:44 PM |
marinbb | $100.00 | 1/17/2012 5:00:46 PM |
MoneyForNothing | $107.14 | 1/17/2012 5:01:48 PM |
Dusigrosz | $300.00 | 1/17/2012 5:00:36 PM |
school-loan-gambler | $350.00 | 1/17/2012 5:00:55 PM |
frantic-retirement | $300.00 | 1/17/2012 5:01:36 PM |
AndChicksforFree | $200.00 | 1/17/2012 5:01:50 PM |
trumpeter5 | $25.00 | 1/17/2012 5:00:44 PM |
LittleMingo | $100.00 | 1/17/2012 5:01:03 PM |
RoZu_Lending | $1,000.00 | 1/17/2012 5:01:32 PM |
worth-blanket2 | $7,768.00 | 1/17/2012 5:02:37 PM |
affluence-generator2 | $400.00 | 1/17/2012 5:00:53 PM |
atlas-shrugged | $250.00 | 1/17/2012 5:01:13 PM |
green-trade-dolphin | $35.02 | 1/17/2012 5:02:20 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
549429
This series of Notes was issued and sold upon the funding of the borrower loan #59906, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 8.61% |
Borrower rate/APR:
| 9.61% / 9.83% |
Monthly payment:
| $231.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.60% | | |
| |
Estimated return*:
| 7.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
8 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,070 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| graceful-wealth2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
vacation
Purpose of loan:
This loan will be used to pay a vacation
My financial situation:
I am a good candidate for this loan because I have good income and good credit score
this is the loan that I choose
$231.61 $11,000.00 5 years 9.61%
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MarketInvestor | $25.00 | 1/15/2012 12:13:13 PM |
intuitive-integrity9 | $50.00 | 1/15/2012 12:06:23 PM |
encore06 | $25.00 | 1/15/2012 12:09:15 PM |
leodaguy | $100.00 | 1/15/2012 12:16:14 PM |
enriching-dollar1 | $100.00 | 1/15/2012 12:18:48 PM |
downtownfarm | $25.00 | 1/15/2012 12:26:20 PM |
iolaire | $25.00 | 1/15/2012 12:30:58 PM |
AmericanCredit | $50.00 | 1/15/2012 12:35:52 PM |
meux99 | $25.00 | 1/15/2012 12:05:43 PM |
Dollars4Rent | $50.00 | 1/15/2012 12:05:59 PM |
DDPrime | $50.00 | 1/15/2012 12:07:01 PM |
cebgop | $25.00 | 1/15/2012 12:18:57 PM |
Kyjamune | $25.00 | 1/15/2012 12:32:15 PM |
availableloan | $25.00 | 1/15/2012 9:10:46 PM |
roadtruck | $50.00 | 1/16/2012 9:28:56 AM |
order-brilliance9 | $100.00 | 1/16/2012 9:19:10 AM |
Weaverville | $25.00 | 1/16/2012 10:38:24 AM |
restless-balance9 | $30.00 | 1/17/2012 2:36:27 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:19 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:33 AM |
restless-balance9 | $50.00 | 1/18/2012 5:38:53 AM |
Veet | $25.00 | 1/18/2012 11:55:39 AM |
csakhil | $25.00 | 1/18/2012 1:28:16 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:54 PM |
a- | $25.00 | 1/18/2012 6:09:39 PM |
mountainpeak | $25.00 | 1/19/2012 7:55:22 AM |
dbzen | $25.00 | 1/20/2012 4:44:53 PM |
abundant-power | $25.00 | 1/21/2012 6:38:09 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:43 PM |
JJ9876 | $25.00 | 1/21/2012 12:38:40 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:53 AM |
golden-platinum7 | $25.00 | 1/23/2012 10:15:30 AM |
gjm6d | $25.00 | 1/23/2012 9:08:16 AM |
Karensmoney | $100.00 | 1/23/2012 12:13:43 PM |
income-banjo | $25.00 | 1/23/2012 9:27:10 AM |
mar97 | $25.00 | 1/23/2012 3:22:32 PM |
SourDoughSteve | $25.00 | 1/24/2012 6:44:51 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:46 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:14 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:41 AM |
value-travels | $25.00 | 1/24/2012 2:30:38 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:23 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:24 PM |
enticing-note | $25.00 | 1/24/2012 6:53:17 PM |
realtormoises | $25.00 | 1/25/2012 5:18:41 AM |
star382 | $50.00 | 1/25/2012 2:17:29 PM |
roadtruck | $62.47 | 1/26/2012 4:55:24 PM |
Sid-K | $25.00 | 1/26/2012 5:13:20 PM |
wealthstar | $25.00 | 1/27/2012 9:09:04 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:13 PM |
poppinkid | $25.00 | 1/28/2012 1:35:31 AM |
pencreek | $50.00 | 1/27/2012 8:06:17 PM |
Mo_64 | $50.00 | 1/27/2012 9:21:16 PM |
thrifty-transaction578 | $25.00 | 1/28/2012 8:56:57 AM |
latestone | $25.00 | 1/28/2012 8:53:02 AM |
BxRealtor | $25.00 | 1/28/2012 12:10:38 PM |
roadtruck | $45.84 | 1/28/2012 10:44:55 AM |
diversification-surge | $25.00 | 1/28/2012 12:11:40 PM |
sajitk | $25.00 | 1/28/2012 11:28:56 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:38 AM |
compoundinterest | $50.00 | 1/28/2012 12:06:56 PM |
brutusbone | $25.00 | 1/28/2012 12:07:03 PM |
miked8303 | $50.00 | 1/28/2012 12:14:24 PM |
Clambake | $25.00 | 1/28/2012 12:17:23 PM |
Cai8899 | $50.00 | 1/28/2012 12:18:51 PM |
damage | $25.00 | 1/28/2012 12:34:01 PM |
friendly-money | $100.00 | 1/28/2012 12:26:51 PM |
friendly-money | $100.00 | 1/28/2012 12:27:29 PM |
first-favorite-bonus9 | $25.00 | 1/28/2012 12:38:36 PM |
Timchenko_LLC | $25.00 | 1/28/2012 12:28:13 PM |
postalwhiz | $25.00 | 1/28/2012 12:34:22 PM |
mason13a | $25.00 | 1/28/2012 12:36:15 PM |
Daveinthecorn | $25.00 | 1/28/2012 12:48:34 PM |
rmachi | $25.00 | 1/28/2012 12:46:17 PM |
jjb3 | $25.00 | 1/28/2012 12:58:19 PM |
balance-whistle7 | $25.00 | 1/28/2012 12:58:35 PM |
EvalCrux | $50.00 | 1/28/2012 12:59:09 PM |
a-unflappable-finance | $100.00 | 1/28/2012 12:59:30 PM |
subtle-revenue0 | $25.00 | 1/28/2012 12:51:08 PM |
valiant-liberty4 | $25.00 | 1/28/2012 12:52:29 PM |
loantigger | $25.00 | 1/28/2012 1:03:23 PM |
finance-assembler | $30.00 | 1/28/2012 1:04:42 PM |
esabzb | $25.00 | 1/28/2012 12:56:04 PM |
jaker | $25.00 | 1/28/2012 12:56:41 PM |
skuba | $75.00 | 1/28/2012 1:06:06 PM |
greenkid | $25.00 | 1/28/2012 12:57:24 PM |
power-trophy7 | $25.00 | 1/28/2012 12:58:05 PM |
srilm | $25.00 | 1/28/2012 12:57:06 PM |
lost-money-so-far-on-these | $25.00 | 1/28/2012 12:57:43 PM |
minista | $25.00 | 1/28/2012 1:07:54 PM |
Nedly | $25.00 | 1/28/2012 12:59:38 PM |
evnagelist | $25.00 | 1/28/2012 1:01:04 PM |
gracej | $25.00 | 1/28/2012 1:02:06 PM |
lincs | $25.00 | 1/28/2012 1:05:14 PM |
GATrust | $25.00 | 1/28/2012 1:04:37 PM |
lucrative-transparency0 | $100.00 | 1/28/2012 1:06:34 PM |
cmark1 | $25.00 | 1/28/2012 1:06:26 PM |
holesome | $25.00 | 1/28/2012 1:07:08 PM |
p123 | $50.00 | 1/28/2012 1:07:35 PM |
BicyclePostLendingDivision | $35.00 | 1/28/2012 1:19:18 PM |
ChicoBob | $25.00 | 1/28/2012 1:06:45 PM |
allenerb | $25.00 | 1/28/2012 1:07:32 PM |
figs4u2 | $100.00 | 1/28/2012 1:08:16 PM |
get30inc | $50.00 | 1/28/2012 1:08:51 PM |
orange-resolute-platinum | $25.00 | 1/28/2012 1:10:12 PM |
spqrxxi | $25.00 | 1/28/2012 1:11:22 PM |
nickel-ferret | $50.00 | 1/28/2012 1:12:02 PM |
abkennedy | $25.00 | 1/28/2012 1:12:49 PM |
IIP77 | $25.00 | 1/28/2012 1:16:11 PM |
money-floret | $50.00 | 1/28/2012 1:17:49 PM |
selvamfinance | $25.00 | 1/28/2012 1:18:11 PM |
undaunted-fairness0 | $25.00 | 1/28/2012 1:18:33 PM |
aquistoyraul | $25.00 | 1/28/2012 2:22:58 PM |
stockpicker_jboy | $25.00 | 1/28/2012 2:43:30 PM |
BlessedEveryDay | $30.00 | 1/28/2012 5:26:58 PM |
adam_rodgers | $25.00 | 1/28/2012 6:17:49 PM |
keen-yield741 | $25.00 | 1/28/2012 3:58:59 PM |
unrelenting-generosity685 | $79.83 | 1/28/2012 11:26:54 PM |
Imageloan | $25.00 | 1/29/2012 12:05:33 AM |
azarael | $25.00 | 1/28/2012 8:40:38 PM |
Cjdj | $50.00 | 1/29/2012 1:26:41 AM |
julijask | $30.00 | 1/28/2012 10:19:31 PM |
BankofHank | $50.00 | 1/28/2012 11:35:25 PM |
SharpEdgeOfHusbandry | $100.00 | 1/29/2012 12:47:34 AM |
Spiv_51 | $50.00 | 1/29/2012 3:15:14 AM |
JKKCapital | $25.00 | 1/29/2012 4:01:18 AM |
indomitable-coin | $25.00 | 1/15/2012 12:30:05 PM |
logical-reward8 | $25.00 | 1/15/2012 12:11:53 PM |
SBT | $100.00 | 1/15/2012 12:12:22 PM |
lendersf | $50.00 | 1/15/2012 12:36:19 PM |
Tylerh | $250.00 | 1/15/2012 12:17:41 PM |
Harry | $50.00 | 1/15/2012 12:18:03 PM |
kenji4861 | $25.00 | 1/15/2012 12:08:53 PM |
AFairDeal | $25.00 | 1/15/2012 12:11:06 PM |
vutah | $25.00 | 1/15/2012 12:15:52 PM |
hitsman | $50.00 | 1/15/2012 12:35:30 PM |
funnymoney1 | $50.00 | 1/15/2012 12:41:17 PM |
blot44 | $50.00 | 1/16/2012 6:43:01 AM |
jbaum | $40.00 | 1/16/2012 9:21:00 AM |
grf1945 | $25.00 | 1/16/2012 5:29:04 PM |
back-scratchers | $50.00 | 1/16/2012 5:53:09 PM |
suave-dollar | $25.00 | 1/17/2012 4:48:30 AM |
jtwildcat713 | $25.00 | 1/17/2012 1:03:35 PM |
A4 | $25.00 | 1/17/2012 5:42:47 PM |
prossperous01 | $25.00 | 1/17/2012 5:28:43 PM |
bb575 | $50.00 | 1/17/2012 9:07:19 PM |
kevin314 | $25.00 | 1/17/2012 5:35:35 PM |
sflawya | $25.00 | 1/18/2012 9:14:24 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:02 PM |
blooming-market | $25.00 | 1/18/2012 3:20:59 PM |
windfall46 | $25.00 | 1/19/2012 5:29:38 PM |
Short_Stack | $25.00 | 1/19/2012 8:53:18 PM |
benjo | $50.00 | 1/19/2012 10:08:19 PM |
themoneydoctor | $100.00 | 1/20/2012 3:21:19 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:42 PM |
bouvierchamp | $25.00 | 1/21/2012 3:55:14 PM |
maldok1 | $25.00 | 1/23/2012 9:15:18 AM |
harty | $50.00 | 1/23/2012 12:37:59 PM |
ConchRepublican | $100.00 | 1/23/2012 9:33:05 AM |
elevated-finance | $25.00 | 1/24/2012 8:33:14 AM |
murren | $25.00 | 1/25/2012 8:05:53 AM |
kirat15 | $50.00 | 1/25/2012 8:45:09 AM |
xp_pepper | $25.00 | 1/25/2012 10:35:53 AM |
soldadoz | $25.00 | 1/25/2012 1:33:27 PM |
momoney2008 | $100.00 | 1/26/2012 9:16:16 AM |
greenbacchus | $25.00 | 1/26/2012 9:39:23 PM |
Oakland | $50.00 | 1/27/2012 6:35:34 AM |
repayment-launcher | $25.00 | 1/27/2012 8:19:35 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:27:50 AM |
acarnegie | $25.00 | 1/27/2012 12:18:06 PM |
Barky52 | $25.00 | 1/27/2012 4:41:39 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:08 PM |
cerebral-auction950 | $100.00 | 1/28/2012 4:23:26 AM |
lendacity | $50.00 | 1/28/2012 4:39:14 AM |
the-liberty-baker | $50.00 | 1/28/2012 6:53:31 AM |
proud-dollar1 | $25.00 | 1/28/2012 10:36:51 AM |
pinnacle10 | $25.00 | 1/28/2012 12:05:14 PM |
vivacious-truth3 | $25.00 | 1/28/2012 10:50:43 AM |
EngineersAlliance | $100.00 | 1/28/2012 12:15:48 PM |
wtrboy | $25.00 | 1/28/2012 12:05:48 PM |
benjamins-thunder | $50.00 | 1/28/2012 12:16:10 PM |
wacko82 | $25.00 | 1/28/2012 12:11:22 PM |
Cheburashka | $25.00 | 1/28/2012 12:11:55 PM |
Tradesmanlender | $25.00 | 1/28/2012 12:23:43 PM |
britgsb | $30.00 | 1/28/2012 12:16:02 PM |
diggs | $25.00 | 1/28/2012 12:28:28 PM |
BeachWalkz | $47.00 | 1/28/2012 12:17:01 PM |
Apeman00 | $25.00 | 1/28/2012 12:18:49 PM |
networks4ever | $25.00 | 1/28/2012 12:19:52 PM |
biobulator | $25.00 | 1/28/2012 12:20:05 PM |
steely_dan34 | $25.00 | 1/28/2012 12:20:30 PM |
rocker137 | $50.00 | 1/28/2012 12:22:00 PM |
natural-affluence4 | $25.00 | 1/28/2012 12:22:32 PM |
balance-voyager | $25.00 | 1/28/2012 12:28:19 PM |
jonesboyz | $25.00 | 1/28/2012 12:38:39 PM |
Medops911 | $25.00 | 1/28/2012 12:29:02 PM |
orange-courageous-dedication | $25.00 | 1/28/2012 12:29:56 PM |
turbostar666 | $25.00 | 1/28/2012 12:37:23 PM |
impressive-loan | $100.00 | 1/28/2012 12:49:31 PM |
riproaringrapids | $50.00 | 1/28/2012 12:41:00 PM |
BenR | $100.00 | 1/28/2012 12:41:55 PM |
Pebbles-Lending | $25.00 | 1/28/2012 12:42:19 PM |
velocity-solo | $25.00 | 1/28/2012 12:57:04 PM |
saihu | $25.00 | 1/28/2012 12:48:05 PM |
pujols8996 | $50.00 | 1/28/2012 12:58:02 PM |
p1k4blu | $25.00 | 1/28/2012 12:58:46 PM |
SunsetCoastCapital | $25.00 | 1/28/2012 12:59:13 PM |
MicroL | $25.00 | 1/28/2012 12:59:35 PM |
lounges | $25.00 | 1/28/2012 1:02:22 PM |
neighborly-hope6 | $100.00 | 1/28/2012 1:03:05 PM |
Chutney | $25.00 | 1/28/2012 1:03:43 PM |
Mark-O-Polo | $25.00 | 1/28/2012 1:06:12 PM |
BuffetRocks | $50.00 | 1/28/2012 12:58:39 PM |
dpfl55 | $25.00 | 1/28/2012 12:57:23 PM |
basis-ferret8 | $50.00 | 1/28/2012 12:57:42 PM |
Namrok | $25.00 | 1/28/2012 12:58:50 PM |
fortytwo | $150.00 | 1/28/2012 12:59:41 PM |
BiggestG | $25.00 | 1/28/2012 12:58:56 PM |
spaceborne | $25.00 | 1/28/2012 1:01:20 PM |
gauss02 | $25.00 | 1/28/2012 1:11:39 PM |
camaraderi-popcorn | $25.00 | 1/28/2012 1:11:52 PM |
transparency-baton | $25.00 | 1/28/2012 1:01:58 PM |
mrpowers5531 | $25.00 | 1/28/2012 1:03:11 PM |
mnbud | $25.00 | 1/28/2012 1:12:37 PM |
transparency-giant | $50.00 | 1/28/2012 1:04:14 PM |
unforgettable-wealth4 | $50.00 | 1/28/2012 1:04:16 PM |
kubien | $25.00 | 1/28/2012 1:05:59 PM |
golden-bid9 | $25.00 | 1/28/2012 1:06:31 PM |
ianakacg | $25.00 | 1/28/2012 1:07:03 PM |
american6 | $50.00 | 1/28/2012 1:07:11 PM |
MadHun | $200.00 | 1/28/2012 1:07:37 PM |
ChewyAXE | $30.00 | 1/28/2012 1:06:48 PM |
acropiloterau2002 | $25.00 | 1/28/2012 1:07:58 PM |
Wilvara | $25.00 | 1/28/2012 1:08:14 PM |
Castellan | $50.00 | 1/28/2012 1:08:19 PM |
ualf | $50.00 | 1/28/2012 1:08:26 PM |
js60l | $25.00 | 1/28/2012 1:08:52 PM |
inventive-wealth2 | $25.00 | 1/28/2012 1:09:48 PM |
meenan | $100.00 | 1/28/2012 1:10:10 PM |
tharmon | $25.00 | 1/28/2012 1:10:24 PM |
ujiba | $50.00 | 1/28/2012 1:10:43 PM |
rulender | $25.00 | 1/28/2012 1:11:02 PM |
compsciman | $25.00 | 1/28/2012 1:13:52 PM |
dharma1 | $25.00 | 1/28/2012 1:14:07 PM |
payment-associate5 | $100.00 | 1/28/2012 2:42:46 PM |
progressive-asset | $100.00 | 1/28/2012 1:15:04 PM |
Gabriel02 | $25.00 | 1/28/2012 1:15:57 PM |
undaunted-loan8 | $50.00 | 1/28/2012 5:49:16 PM |
Retiree | $50.00 | 1/28/2012 9:21:12 PM |
duckadoo | $25.00 | 1/28/2012 7:47:04 PM |
direct-responsibility7 | $239.00 | 1/28/2012 9:35:48 PM |
DrMoneyBags | $50.00 | 1/29/2012 1:47:42 AM |
N_P | $25.00 | 1/28/2012 11:58:38 PM |
FoosMaster | $25.00 | 1/29/2012 12:19:25 AM |
newgroom422 | $25.00 | 1/29/2012 12:38:06 AM |
red-transaction-omatic | $200.00 | 1/29/2012 4:24:45 AM |
Bodyboard | $57.67 | 1/29/2012 1:05:15 AM |
handy-fund | $50.00 | 1/29/2012 1:12:23 AM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:24 AM |
midwestSurfer | $25.00 | 1/29/2012 4:32:36 AM |
260 Investments
|
Borrower Payment Dependent Notes Series
549573
This series of Notes was issued and sold upon the funding of the borrower loan #59514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $88,829 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| order-american4 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
For Personal & Business use
Purpose of loan:
This loan will be used to... Help with my personal finances & my Business finances.
My financial situation:
I am a good candidate for this loan because...I have never filed for bankruptcy I always pay my bills on time I have a good creit score it is not as good as it has been but I went through a divorce and it made things a little tough but I have managed to stay busy in my business and I always try to stay on top of my bills and make sure that I pay everyone each month on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/20/2012 5:03:20 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
549589
This series of Notes was issued and sold upon the funding of the borrower loan #59116, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-08-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-10-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $145.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 60% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,728 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| genuine-bonus9 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Basement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/8/2012 12:13:26 PM |
kevin314 | $25.00 | 1/8/2012 12:15:51 PM |
JJ9876 | $25.00 | 1/8/2012 12:17:36 PM |
nimble-revenue5 | $50.00 | 1/8/2012 12:29:32 PM |
hitsman | $50.00 | 1/8/2012 12:14:15 PM |
the-silver-blaster | $50.00 | 1/8/2012 3:43:35 PM |
loss-of-control | $50.00 | 1/8/2012 1:55:56 PM |
SilverRain | $25.00 | 1/8/2012 3:38:03 PM |
worth-web5 | $50.00 | 1/8/2012 2:47:35 PM |
veneziani | $25.00 | 1/8/2012 4:43:36 PM |
auction-seeker | $25.00 | 1/8/2012 5:36:07 PM |
restondoublek | $25.00 | 1/9/2012 6:02:43 AM |
zeeexsixare | $50.00 | 1/8/2012 4:56:00 PM |
thrifty-affluence6 | $25.00 | 1/8/2012 7:27:15 PM |
justasoldier | $50.00 | 1/8/2012 9:18:40 PM |
Weaverville | $25.00 | 1/9/2012 8:50:44 AM |
economy-coup | $50.00 | 1/9/2012 9:43:15 AM |
riveting-community | $100.00 | 1/9/2012 10:31:39 AM |
transparency-halo | $25.00 | 1/9/2012 4:32:41 PM |
ericb674 | $25.00 | 1/9/2012 5:06:33 PM |
bubb_hans | $50.00 | 1/9/2012 6:13:36 PM |
stylish-compassion3 | $50.00 | 1/9/2012 5:54:12 PM |
happy-return4 | $25.00 | 1/9/2012 5:56:09 PM |
monstersdad | $100.00 | 1/10/2012 12:48:38 AM |
glenium | $25.00 | 1/10/2012 2:45:48 AM |
orange-preeminant-bill | $25.00 | 1/10/2012 6:25:54 AM |
midnight24 | $25.00 | 1/10/2012 8:29:06 AM |
coin-investor | $25.00 | 1/10/2012 9:56:31 AM |
cordial-funds8 | $47.00 | 1/10/2012 10:37:04 AM |
orindalender | $50.00 | 1/10/2012 2:47:27 PM |
djh47a | $25.00 | 1/10/2012 1:00:39 PM |
tenacious-liberty1 | $50.00 | 1/10/2012 1:06:04 PM |
gold-plane1 | $25.00 | 1/10/2012 1:19:52 PM |
rocker137 | $50.00 | 1/10/2012 1:44:37 PM |
worth-blanket2 | $1,697.00 | 1/10/2012 4:38:42 PM |
radforj22 | $25.00 | 1/10/2012 4:25:52 PM |
rupee-equation2 | $25.00 | 1/8/2012 12:20:14 PM |
Tylerh | $250.00 | 1/8/2012 12:32:02 PM |
WLenders | $50.00 | 1/8/2012 12:02:11 PM |
edaguy | $75.00 | 1/8/2012 12:16:11 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:37:06 PM |
Veggie_Monkey | $25.00 | 1/8/2012 10:08:19 PM |
Bank_Of_XL | $25.00 | 1/8/2012 4:37:52 PM |
irrelevant | $50.00 | 1/9/2012 6:05:11 AM |
wonder3 | $40.00 | 1/8/2012 5:49:49 PM |
cvlender | $25.00 | 1/8/2012 9:37:27 PM |
WilliamLeeSims | $25.00 | 1/9/2012 9:33:48 AM |
maschinenbau | $25.00 | 1/9/2012 10:23:43 AM |
Tradesmanlender | $25.00 | 1/9/2012 9:19:23 AM |
new-intuitive-dime | $25.00 | 1/9/2012 10:22:03 AM |
worth-arch | $25.00 | 1/9/2012 12:42:48 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:46 AM |
Herluftrolle | $100.00 | 1/9/2012 2:01:58 PM |
zorg77 | $25.00 | 1/9/2012 2:52:13 PM |
jules3304 | $25.00 | 1/9/2012 9:13:31 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:35 PM |
commerce-web5 | $25.00 | 1/9/2012 8:01:56 PM |
Bob450 | $30.00 | 1/9/2012 8:23:19 PM |
vigorous-market5 | $100.00 | 1/10/2012 12:57:34 AM |
durability-mad-scientist4 | $50.00 | 1/9/2012 9:38:46 PM |
velocity-solo | $25.00 | 1/10/2012 9:10:21 AM |
thankful-nickel2 | $25.00 | 1/10/2012 9:31:29 AM |
ericgassercom | $25.00 | 1/10/2012 9:30:09 AM |
revenue-serenity | $26.00 | 1/10/2012 10:20:27 AM |
papaloha | $25.00 | 1/10/2012 10:58:49 AM |
community-triangulation5 | $25.00 | 1/10/2012 12:53:21 PM |
treasure-bliss | $25.00 | 1/10/2012 11:10:06 AM |
blazing-capital2 | $250.00 | 1/10/2012 12:34:55 PM |
favorite-commerce | $60.00 | 1/10/2012 2:17:42 PM |
natural-point1 | $50.00 | 1/10/2012 3:55:48 PM |
Cliffie83 | $50.00 | 1/10/2012 2:36:12 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
549641
This series of Notes was issued and sold upon the funding of the borrower loan #59178, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,400.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $147.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 34% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,465 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| qazvick |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to... pay off the remainder of my car so that I may receive the title in the mail so that I can sell the car. I no longer want the car payment because I don't use the car anymore.
My financial situation:
I am a good candidate for this loan because... I have never missed a payment or been late on my car loan. This loan will replace my current car loan with a cheaper monthly cost until it is sold.
Monthly net income: $2000
Monthly expenses: $0
Housing: $300
Insurance: $50
Car expenses: $0
Utilities: $0
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $180
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $150.00 | 1/10/2012 5:03:23 PM |
SolarMoonshine | $25.00 | 1/10/2012 5:18:44 PM |
calimanusa | $50.00 | 1/10/2012 5:54:26 PM |
houli123 | $25.00 | 1/10/2012 5:38:22 PM |
britches613 | $25.00 | 1/11/2012 8:09:02 AM |
Zipcut | $25.00 | 1/11/2012 11:59:55 AM |
bubb_hans | $50.00 | 1/11/2012 5:25:46 PM |
neorunner | $25.00 | 1/12/2012 6:06:50 AM |
papaloha | $100.00 | 1/12/2012 10:04:12 AM |
Mrs-Honeydew | $25.00 | 1/12/2012 10:13:29 AM |
2grindstones | $25.00 | 1/12/2012 1:49:03 PM |
credit-socrates648 | $2,500.00 | 1/12/2012 5:41:39 PM |
orearella3 | $25.00 | 1/12/2012 5:53:04 PM |
Lubava | $15.00 | 1/12/2012 6:21:12 PM |
midnight24 | $25.00 | 1/11/2012 5:19:28 AM |
greencat | $50.00 | 1/11/2012 7:23:18 AM |
A4 | $25.00 | 1/11/2012 4:28:48 PM |
loss-of-control | $75.00 | 1/11/2012 7:33:14 PM |
orange-pound-party | $35.00 | 1/12/2012 5:05:26 AM |
riveting-credit5 | $50.00 | 1/12/2012 9:12:26 AM |
irrelevant | $50.00 | 1/12/2012 10:05:16 AM |
LuckyDuck49 | $25.00 | 1/12/2012 2:10:02 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
549675
This series of Notes was issued and sold upon the funding of the borrower loan #59239, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-10-2012 |
|
Lender yield:
| 26.37% |
Borrower rate/APR:
| 27.37% / 30.01% |
Monthly payment:
| $307.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.71% | | |
| |
Estimated return*:
| 15.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 27% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 21y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,106 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| No | | |
Screen name:
| azstrfk |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(May-2009)
640-659
(Jul-2007)
|
Principal balance:
| $0.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
START THE NEW NEW YEAR off RIGHT
Purpose of loan: Debt consolidation
This loan will be used to Pay Down/ off of the my Credit Cards. Make some needed repairs on my beloved collectors edition truck.
My financial situation:
I am a good candidate for this loan because.I've always payed my bills on time, and my past loan history with Prosper is Positive with no Lates and no Defaults!
Monthly net income: $5000.00
Monthly expenses: $2560.46
Housing: $510.00
Insurance: $155.
Car expenses: $510.57
Utilities: $135.
Phone, cable, internet: $55.89
Food, entertainment: $234
Clothing, household expenses: $124.
Credit cards and other loans: $409.
Other expenses: $125
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $150.00 | 1/10/2012 5:01:03 PM |
handy-justice | $100.00 | 1/10/2012 5:01:41 PM |
Dusigrosz | $100.00 | 1/10/2012 5:01:22 PM |
credit-missile | $125.00 | 1/10/2012 5:01:50 PM |
Dusigrosz | $100.00 | 1/10/2012 5:02:55 PM |
worth-blanket2 | $10,000.00 | 1/10/2012 5:03:50 PM |
green-trade-dolphin | $35.02 | 1/10/2012 5:02:29 PM |
fascinating-generosity3 | $100.00 | 1/10/2012 5:02:46 PM |
trumpeter5 | $25.00 | 1/10/2012 5:01:39 PM |
lendstats_com | $400.00 | 1/10/2012 5:01:44 PM |
LittleMingo | $50.00 | 1/10/2012 5:02:15 PM |
MoneyForNothing | $29.08 | 1/10/2012 5:02:29 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
549789
This series of Notes was issued and sold upon the funding of the borrower loan #59497, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $295.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 11y 8m |
Amount delinquent:
| $150 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,454 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| accomplishment9 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(May-2010)
720-739
(Mar-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 0 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off credit cards and other debt related to the improvement of my rental unit. I own a duplex and in order to get the maximum value from the upstairs apartment needed to remodel the entire unit. This loan will consolidate all debt relating to and arising from the remodel and pay it off.
My financial situation:
I am a good candidate for this loan because I have a good credit score, have been employed at the same company for 12 years and with the upper unit rented have an additional source of income for repayment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/25/2012 9:45:38 AM |
green-trade-dolphin2 | $29.78 | 1/17/2012 5:02:24 PM |
fcrick | $25.00 | 1/17/2012 5:27:39 PM |
Harry | $50.00 | 1/17/2012 5:33:28 PM |
edaguy | $75.00 | 1/17/2012 5:45:12 PM |
EngineersAlliance | $100.00 | 1/17/2012 5:50:22 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:13 PM |
downtownfarm | $25.00 | 1/17/2012 5:53:59 PM |
vutah | $25.00 | 1/17/2012 5:59:46 PM |
genius520 | $50.00 | 1/18/2012 9:19:50 AM |
selector568 | $300.00 | 1/18/2012 9:20:27 AM |
FlexFunding | $50.00 | 1/18/2012 3:13:49 PM |
fund-explorer4 | $100.00 | 1/18/2012 1:53:13 PM |
blooming-market | $25.00 | 1/18/2012 3:21:02 PM |
first-serene-credit | $25.00 | 1/19/2012 8:21:04 AM |
fragonardlives | $25.00 | 1/19/2012 9:27:31 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:56 AM |
squarebob | $25.00 | 1/19/2012 9:46:12 AM |
integrity-american | $50.00 | 1/19/2012 8:51:38 PM |
focused-wampum | $25.00 | 1/20/2012 11:43:31 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:45 PM |
leodaguy | $100.00 | 1/21/2012 12:10:24 PM |
listing-trapper3 | $50.00 | 1/21/2012 12:19:33 PM |
Sevron | $100.00 | 1/21/2012 6:09:35 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:48 PM |
harty | $50.00 | 1/23/2012 12:38:06 PM |
awwaww | $25.00 | 1/23/2012 9:26:26 AM |
favorite-auction2 | $100.00 | 1/23/2012 4:22:36 PM |
DreDub | $50.00 | 1/23/2012 9:59:01 PM |
investment-appraiser | $50.00 | 1/23/2012 6:36:12 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:21 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:18:19 AM |
ronow22 | $25.00 | 1/24/2012 11:00:16 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:26 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:26 PM |
enticing-note | $25.00 | 1/24/2012 6:53:26 PM |
Leshan | $50.00 | 1/25/2012 8:08:57 AM |
DadWarbucks | $25.00 | 1/25/2012 9:19:09 AM |
chestnut4 | $25.00 | 1/25/2012 9:31:35 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:35 AM |
LivingInvestments00 | $25.00 | 1/25/2012 11:14:44 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:44 PM |
Index_Plus | $7,367.20 | 1/25/2012 5:24:27 PM |
kenji4861 | $25.00 | 1/17/2012 5:13:58 PM |
hitsman | $50.00 | 1/17/2012 5:15:13 PM |
Zoramite | $25.00 | 1/17/2012 5:06:55 PM |
janeybooboo | $50.00 | 1/17/2012 5:07:06 PM |
AFairDeal | $25.00 | 1/17/2012 5:48:38 PM |
HeroSupport | $40.00 | 1/17/2012 5:09:33 PM |
GreenLender11 | $100.00 | 1/17/2012 5:26:06 PM |
sturdy-fairness0 | $100.00 | 1/17/2012 5:36:21 PM |
dime-sprout | $25.00 | 1/17/2012 5:43:33 PM |
edaguy | $75.00 | 1/17/2012 5:45:05 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:10 AM |
indomitable-coin | $25.00 | 1/18/2012 9:29:14 AM |
susurrus | $50.00 | 1/18/2012 12:03:20 PM |
csakhil | $25.00 | 1/18/2012 1:28:45 PM |
Wilhan | $30.00 | 1/20/2012 7:43:49 AM |
kevin314 | $50.00 | 1/19/2012 11:19:38 PM |
lenderRXT | $50.00 | 1/20/2012 11:53:28 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:49 PM |
E_G | $50.00 | 1/21/2012 12:35:16 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:03 AM |
sincere-balance | $25.00 | 1/22/2012 10:55:08 PM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:19:55 AM |
Weaverville | $25.00 | 1/23/2012 9:22:00 AM |
mar97 | $25.00 | 1/23/2012 3:22:37 PM |
Uncle_Scrooge | $42.00 | 1/24/2012 9:18:58 AM |
lamsabuy | $41.00 | 1/24/2012 9:28:47 AM |
Redmond | $25.00 | 1/24/2012 9:35:18 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:38 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:56 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:26 AM |
jeg3k | $50.00 | 1/24/2012 10:23:49 AM |
asya | $25.00 | 1/24/2012 2:48:40 PM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:43 AM |
value-travels | $25.00 | 1/24/2012 2:30:39 PM |
jga516 | $25.00 | 1/24/2012 4:02:58 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:26 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:19 PM |
skillful-auction | $25.00 | 1/24/2012 5:43:15 PM |
johngaltline | $25.00 | 1/24/2012 5:40:30 PM |
ChrisTJ | $25.00 | 1/24/2012 5:57:44 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:45 AM |
stampx | $25.00 | 1/24/2012 8:31:06 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:29 AM |
kirat15 | $50.00 | 1/25/2012 8:49:03 AM |
Darts | $50.00 | 1/25/2012 8:17:49 AM |
payout-motivator0 | $75.00 | 1/25/2012 9:31:01 AM |
holstj | $25.00 | 1/25/2012 9:16:47 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:23 AM |
successful-agreement7 | $100.00 | 1/25/2012 9:51:48 AM |
92 Investments
|
Borrower Payment Dependent Notes Series
549807
This series of Notes was issued and sold upon the funding of the borrower loan #59739, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $120.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Tradesman - Plumber |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,690 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| Captain-M |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving Expenses, etc.
Purpose of loan:
This loan will be used for moving expenses. The owner of the townhome has decided to sell, and I need a deposit and other expenses to move out and secure a new rental home.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2100.00
Monthly expenses: $
Housing: $455 (my half of rent)
Insurance: $70.00
Car expenses: $250.00
Utilities: $100.00 (average - my half)
Phone, internet: $50
Food, entertainment: $225.00 (my half)
Credit cards and other loans: $550.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/8/2012 12:13:14 PM |
cashhelp | $25.00 | 1/8/2012 12:10:31 PM |
kevin314 | $25.00 | 1/8/2012 12:15:53 PM |
pirahna125 | $25.00 | 1/8/2012 12:31:01 PM |
WLenders | $50.00 | 1/8/2012 12:24:26 PM |
downtownfarm | $25.00 | 1/8/2012 12:48:24 PM |
gold-gazelle | $25.00 | 1/9/2012 7:41:29 AM |
edaguy | $25.00 | 1/9/2012 9:24:46 AM |
credit-investor5 | $50.00 | 1/9/2012 2:23:46 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:49 AM |
spudbeach | $70.23 | 1/11/2012 9:42:28 AM |
Bobafet | $25.00 | 1/12/2012 3:17:13 AM |
rate-authority2 | $50.00 | 1/12/2012 4:55:52 PM |
genius520 | $50.00 | 1/12/2012 5:22:44 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:54:22 PM |
daekpon | $50.00 | 1/13/2012 2:37:32 PM |
orearella3 | $25.00 | 1/13/2012 5:22:19 PM |
leodaguy | $100.00 | 1/14/2012 7:49:50 AM |
all_of_that_one | $30.00 | 1/14/2012 7:53:42 AM |
Quality_Matters | $66.95 | 1/14/2012 8:48:28 AM |
Brisket_Bob | $25.00 | 1/14/2012 7:13:08 AM |
processor115 | $25.00 | 1/14/2012 12:54:00 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:31 AM |
scratch4you | $25.00 | 1/15/2012 11:51:06 AM |
bluebouyz | $25.00 | 1/16/2012 9:30:10 AM |
kenji4861 | $25.00 | 1/16/2012 5:08:01 PM |
famous-bill | $75.00 | 1/16/2012 5:26:04 PM |
csakhil | $25.00 | 1/18/2012 1:27:24 PM |
gustavholstopus32 | $25.00 | 1/18/2012 12:56:56 PM |
doobieBear | $25.00 | 1/18/2012 4:08:31 PM |
dordee | $52.76 | 1/18/2012 4:29:21 PM |
wlm3012 | $40.00 | 1/18/2012 7:33:41 PM |
Iloanyoumoney | $25.00 | 1/19/2012 6:34:08 AM |
Peacepower | $25.00 | 1/19/2012 10:37:36 AM |
munnu | $100.00 | 1/19/2012 1:16:20 PM |
a-wealth-visionary | $25.00 | 1/19/2012 3:09:23 PM |
joyous-benefit3 | $25.00 | 1/20/2012 5:41:19 AM |
kulender | $50.00 | 1/20/2012 6:14:29 AM |
McChan | $50.00 | 1/20/2012 9:11:54 AM |
ChrisProsper | $123.00 | 1/20/2012 10:33:51 AM |
DooDooBrown | $25.00 | 1/20/2012 10:15:21 AM |
E_G | $50.00 | 1/8/2012 12:50:08 PM |
hitsman | $50.00 | 1/8/2012 12:14:19 PM |
selector568 | $300.00 | 1/8/2012 12:22:38 PM |
enriching-dollar1 | $100.00 | 1/8/2012 12:27:48 PM |
Weaverville | $25.00 | 1/9/2012 8:50:46 AM |
principal-cooker2 | $100.00 | 1/8/2012 8:37:08 PM |
Tylerh | $250.00 | 1/9/2012 9:29:36 AM |
impressive-justice6 | $50.00 | 1/9/2012 5:12:15 PM |
Cliffie83 | $50.00 | 1/10/2012 2:36:12 PM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:28:16 AM |
gold-gazelle | $25.00 | 1/11/2012 1:30:32 PM |
Harry | $50.00 | 1/13/2012 6:38:02 PM |
ltschetter | $50.00 | 1/14/2012 7:55:38 AM |
CaptainBlueberry | $25.00 | 1/14/2012 7:33:01 PM |
Ocean713 | $75.00 | 1/17/2012 9:42:33 AM |
seabassx | $25.00 | 1/18/2012 6:49:19 AM |
rob095 | $25.00 | 1/18/2012 12:22:21 AM |
dudebrah | $25.00 | 1/18/2012 5:00:24 PM |
Rider | $100.00 | 1/19/2012 3:20:39 AM |
djmgd790 | $40.00 | 1/19/2012 1:26:44 PM |
cash-delight1 | $50.00 | 1/19/2012 11:42:54 AM |
radforj22 | $27.06 | 1/20/2012 4:17:00 AM |
etraboulay | $50.00 | 1/19/2012 9:17:57 PM |
rpdelray | $50.00 | 1/20/2012 5:28:47 AM |
65 Investments
|
Borrower Payment Dependent Notes Series
549819
This series of Notes was issued and sold upon the funding of the borrower loan #59764, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $83,433 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-cloud0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff credit cards and close out
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/20/2012 9:04:58 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
549835
This series of Notes was issued and sold upon the funding of the borrower loan #59436, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $151 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| bewitching-greenback0 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start a real estate program
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/12/2012 9:15:43 AM |
hitsman | $50.00 | 1/12/2012 9:39:29 AM |
enriching-dollar1 | $100.00 | 1/12/2012 9:43:54 AM |
sturdy-fairness0 | $50.00 | 1/12/2012 9:19:37 AM |
Harry | $50.00 | 1/13/2012 6:38:24 PM |
availableloan | $25.00 | 1/15/2012 9:10:41 PM |
john0720 | $50.00 | 1/16/2012 8:20:08 AM |
Gibbyland | $100.00 | 1/16/2012 9:36:18 AM |
genius520 | $50.00 | 1/17/2012 5:25:36 PM |
edaguy | $75.00 | 1/17/2012 5:45:01 PM |
Tylerh | $250.00 | 1/17/2012 5:51:44 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:52 AM |
csakhil | $25.00 | 1/18/2012 1:27:50 PM |
principal-cooker2 | $100.00 | 1/18/2012 9:32:30 AM |
goal-cash6 | $25.00 | 1/18/2012 3:45:20 PM |
cagcrash | $75.00 | 1/18/2012 5:25:34 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:38 PM |
successful-agreement7 | $100.00 | 1/18/2012 5:40:28 PM |
toblerone | $25.00 | 1/18/2012 5:08:42 PM |
Fiimg | $50.00 | 1/18/2012 6:22:58 PM |
top-diversification-giraffe1 | $25.00 | 1/18/2012 5:18:22 PM |
comet55 | $25.00 | 1/19/2012 5:51:39 AM |
GCInvestments | $25.00 | 1/19/2012 9:14:19 AM |
ddog0224 | $25.00 | 1/19/2012 6:49:47 AM |
poeman | $25.00 | 1/19/2012 12:43:23 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:07 PM |
BxRealtor | $25.00 | 1/20/2012 9:27:30 AM |
miked8303 | $50.00 | 1/20/2012 9:36:16 AM |
blue-velocity-washboard | $25.00 | 1/20/2012 3:35:14 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:38 PM |
leodaguy | $100.00 | 1/21/2012 12:10:23 PM |
catmanbob | $25.00 | 1/21/2012 7:25:54 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:59 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:52 PM |
Sevron | $100.00 | 1/21/2012 6:09:27 PM |
SimpleChoice | $25.00 | 1/22/2012 7:19:59 AM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:29:07 PM |
the-sunny-loot | $25.00 | 1/22/2012 3:05:59 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:38:52 PM |
wise-silver-wonder | $25.00 | 1/23/2012 9:04:57 AM |
Tradesmanlender | $25.00 | 1/23/2012 9:05:56 AM |
cpblue79 | $75.00 | 1/23/2012 7:54:50 AM |
p2ploan-embrace6 | $82.00 | 1/23/2012 9:23:42 AM |
Weaverville | $25.00 | 1/23/2012 9:21:55 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:15 AM |
Adam_00 | $50.00 | 1/23/2012 3:25:54 PM |
dinero-path5 | $50.00 | 1/23/2012 9:59:12 AM |
harty | $50.00 | 1/23/2012 12:37:55 PM |
rate-authority2 | $50.00 | 1/23/2012 11:47:37 AM |
gustavholstopus32 | $25.00 | 1/23/2012 1:23:59 PM |
spikerjack | $25.00 | 1/23/2012 3:38:04 PM |
a-sentimental-return9 | $25.00 | 1/23/2012 6:54:48 PM |
balance-matador5 | $25.00 | 1/23/2012 7:43:33 PM |
important-ore | $200.00 | 1/23/2012 9:13:42 PM |
balance-force | $25.00 | 1/23/2012 7:40:21 PM |
downtownfarm | $25.00 | 1/12/2012 9:43:07 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:54:27 PM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:14 AM |
superb-funds335 | $25.00 | 1/15/2012 12:27:57 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:23 PM |
CaptainBlueberry | $25.00 | 1/17/2012 5:37:11 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:55 PM |
selector568 | $300.00 | 1/18/2012 9:20:27 AM |
E_G | $50.00 | 1/18/2012 5:39:52 PM |
treasure-brigade | $25.00 | 1/19/2012 5:52:43 AM |
tech310 | $50.00 | 1/18/2012 7:46:56 PM |
misit | $25.00 | 1/18/2012 7:50:45 PM |
pdxtech | $50.00 | 1/19/2012 12:14:25 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:04 AM |
kevin314 | $50.00 | 1/19/2012 11:19:27 PM |
kulender | $50.00 | 1/20/2012 6:14:53 AM |
benjo | $50.00 | 1/19/2012 10:08:15 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:36 AM |
bountiful-durability | $50.00 | 1/20/2012 9:47:53 AM |
Redmond | $25.00 | 1/20/2012 2:55:36 PM |
oxnard | $50.00 | 1/20/2012 2:28:37 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:21 AM |
worth-web5 | $50.00 | 1/22/2012 12:28:20 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:41 AM |
A4 | $25.00 | 1/22/2012 10:07:11 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:39 PM |
grasshopper55 | $25.00 | 1/23/2012 9:29:19 AM |
terrific-dough6 | $75.00 | 1/23/2012 9:37:03 AM |
treasure-hunter270 | $25.00 | 1/23/2012 10:15:59 AM |
keen-p2ploan | $50.00 | 1/23/2012 3:06:17 PM |
JoePaNation | $100.00 | 1/23/2012 6:17:25 PM |
euro-speaker8 | $25.00 | 1/23/2012 5:12:57 PM |
Index_Plus | $8,160.88 | 1/23/2012 9:41:20 PM |
88 Investments
|
Borrower Payment Dependent Notes Series
549953
This series of Notes was issued and sold upon the funding of the borrower loan #59230, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $317.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 19% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,147 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| risk-consultant |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2010)
720-739
(Dec-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Consolidating 2 Credit Cards
Purpose of loan:
The purpose of this loan will be used to consolidate the balances on two credit cards. The APR on both cards are hovering around 15%, which in my opinion, is not a reasonable amount. Although the loan term is set at 3 years, I intend to pay off this loan early. I've borrowed through Prosper once before and have managed to extinguish that debt before the maturity date.
My financial situation:
Monthly Inflows:
Paycheck (net of taxes) - $3600
Monthly Outflows:
Car insurance - $200
Cell phone - $230
MBA savings fund - $500
Food - $200
Gas - $300
Credit cards - $1000
Life insurance - $400
Total outflows: $2830
Net inflow: $770
Additional sources of liquidity include a brokerage account with a balance of approximately $6000, certificates of deposit worth approximately $3000, and as a last resort I have vehicle that is completely paid off that I can get rid of for $12000 in a pinch.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $38.02 | 1/8/2012 12:02:23 PM |
hitsman | $50.00 | 1/8/2012 12:14:24 PM |
AFairDeal | $25.00 | 1/8/2012 12:15:35 PM |
kevin314 | $25.00 | 1/8/2012 12:16:00 PM |
edaguy | $75.00 | 1/8/2012 12:16:05 PM |
Tylerh | $250.00 | 1/8/2012 12:32:08 PM |
WLenders | $50.00 | 1/8/2012 12:24:29 PM |
enriching-dollar1 | $100.00 | 1/8/2012 12:27:51 PM |
brainy-return234 | $25.00 | 1/8/2012 12:18:35 PM |
Zeenos | $25.12 | 1/8/2012 12:48:11 PM |
trade-burrito4 | $35.00 | 1/8/2012 12:38:42 PM |
downtownfarm | $25.00 | 1/8/2012 12:48:27 PM |
prudent-payout462 | $50.00 | 1/8/2012 9:14:45 PM |
vutah | $25.00 | 1/8/2012 2:09:53 PM |
suave-dollar | $25.00 | 1/9/2012 2:42:15 AM |
order-merman | $25.81 | 1/9/2012 6:45:38 AM |
Reddy_Capital | $36.00 | 1/8/2012 6:09:07 PM |
fund-explorer4 | $100.00 | 1/8/2012 7:27:28 PM |
rdrloan | $75.00 | 1/9/2012 8:36:37 AM |
Weaverville | $100.00 | 1/9/2012 8:50:08 AM |
listing-trapper3 | $34.00 | 1/9/2012 9:30:09 AM |
Socorro_Capital_Partners | $25.01 | 1/9/2012 10:09:25 AM |
JGuide | $26.00 | 1/9/2012 10:29:34 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:58 AM |
Bank42 | $25.00 | 1/9/2012 3:04:40 PM |
susurrus | $100.00 | 1/9/2012 3:21:33 PM |
income-banjo | $25.00 | 1/9/2012 5:52:20 PM |
420limo | $25.00 | 1/9/2012 9:38:42 PM |
janeybooboo | $50.00 | 1/10/2012 4:42:49 AM |
A4 | $35.00 | 1/10/2012 8:23:28 AM |
ericgassercom | $25.00 | 1/10/2012 9:30:12 AM |
promise2 | $25.00 | 1/10/2012 9:49:29 AM |
GElender | $40.00 | 1/10/2012 10:04:31 AM |
Leshan | $50.00 | 1/11/2012 8:13:07 AM |
Asgardian | $25.00 | 1/11/2012 9:24:14 AM |
Cherrypicker | $50.00 | 1/11/2012 3:55:33 PM |
moola-gargantuan9 | $50.00 | 1/11/2012 5:57:05 PM |
finance-symphony7 | $100.00 | 1/11/2012 7:46:09 PM |
amlu1988 | $25.00 | 1/11/2012 8:45:03 PM |
jbaum | $40.00 | 1/11/2012 9:11:18 PM |
benefit-prescription6 | $100.00 | 1/12/2012 8:29:57 AM |
The-Lighthouse-Group | $25.00 | 1/12/2012 5:20:58 AM |
hope-hickory | $50.00 | 1/12/2012 3:52:08 PM |
rate-authority2 | $50.00 | 1/12/2012 4:55:53 PM |
genius520 | $50.00 | 1/12/2012 5:22:47 PM |
SCD | $25.00 | 1/12/2012 7:58:09 PM |
komazour | $25.00 | 1/12/2012 6:58:46 PM |
GradEcon | $35.50 | 1/13/2012 6:09:29 AM |
rolltide09 | $25.00 | 1/13/2012 9:07:57 AM |
mster9ball | $25.00 | 1/13/2012 4:46:51 PM |
indomitable-coin | $25.00 | 1/13/2012 5:31:33 PM |
Jag97 | $25.96 | 1/13/2012 5:30:53 PM |
LianaB | $200.00 | 1/13/2012 5:40:53 PM |
genuine-integrity0 | $25.00 | 1/14/2012 6:32:17 AM |
BlessedEveryDay | $27.91 | 1/14/2012 7:27:12 AM |
socal-lender | $25.00 | 1/14/2012 9:42:56 AM |
friendinmoney | $25.00 | 1/14/2012 7:22:13 AM |
leodaguy | $100.00 | 1/14/2012 7:49:51 AM |
cerebral-dollar773 | $50.00 | 1/14/2012 8:18:51 AM |
emergencyMD | $100.00 | 1/14/2012 8:28:10 AM |
euro-deployment | $25.00 | 1/14/2012 8:30:02 AM |
vonheyse | $25.00 | 1/14/2012 10:43:45 AM |
roadtruck | $50.00 | 1/14/2012 11:08:48 AM |
penguino | $100.00 | 1/15/2012 7:22:26 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:32 AM |
CaptainBlueberry | $25.00 | 1/14/2012 7:36:04 PM |
heerzaquestion | $50.00 | 1/15/2012 7:09:56 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:00 AM |
atomantic | $25.00 | 1/15/2012 3:57:34 PM |
availableloan | $25.00 | 1/15/2012 9:10:37 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:54 PM |
sociallender | $25.00 | 1/16/2012 1:16:09 AM |
principal-equalizer | $25.00 | 1/16/2012 4:04:11 AM |
the-enticing-coin | $250.00 | 1/16/2012 1:16:35 AM |
special-dime5 | $25.00 | 1/15/2012 4:08:10 PM |
ingenious-diversification | $100.00 | 1/16/2012 11:11:12 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:13 PM |
UCSBGAUCHOS | $25.00 | 1/16/2012 7:54:46 AM |
credit-coach118 | $30.17 | 1/16/2012 9:04:13 AM |
Zoramite | $25.00 | 1/16/2012 1:07:57 PM |
Winged_Inspirations | $50.00 | 1/16/2012 10:07:39 AM |
CoolPlexer | $25.00 | 1/16/2012 5:33:36 PM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:43 PM |
Ray3486 | $25.00 | 1/16/2012 5:59:58 PM |
integrity-american | $25.00 | 1/16/2012 8:44:00 PM |
leverage-meteor | $186.75 | 1/17/2012 5:10:42 AM |
artisan5 | $150.00 | 1/17/2012 6:08:42 AM |
wxman12 | $25.00 | 1/17/2012 11:08:28 AM |
a- | $25.00 | 1/17/2012 4:05:02 PM |
alaskanbearcub | $25.00 | 1/17/2012 4:30:18 PM |
Ocean713 | $75.00 | 1/17/2012 9:44:05 AM |
penny-finder | $30.00 | 1/17/2012 12:55:39 PM |
Wilhan | $50.00 | 1/17/2012 3:37:44 PM |
lagnisiruk | $25.00 | 1/17/2012 5:51:11 PM |
adventure0 | $150.00 | 1/17/2012 7:13:45 PM |
Johnab | $25.00 | 1/17/2012 8:00:29 PM |
183626 | $25.00 | 1/17/2012 10:01:52 PM |
WonderPup | $26.00 | 1/18/2012 8:09:24 AM |
Richmp412 | $25.00 | 1/18/2012 7:02:20 AM |
Jinja | $50.00 | 1/18/2012 8:01:08 AM |
rokman | $100.00 | 1/18/2012 8:03:07 AM |
broomfieldbucks | $25.00 | 1/18/2012 8:34:33 AM |
power-bluebird2 | $25.00 | 1/18/2012 3:55:39 AM |
bughead | $25.00 | 1/18/2012 6:29:44 AM |
JPINVEST7 | $25.00 | 1/18/2012 9:38:24 AM |
thoughtful-social9 | $50.00 | 1/18/2012 11:24:39 AM |
mistering | $30.00 | 1/18/2012 1:32:14 PM |
csakhil | $25.00 | 1/18/2012 1:27:26 PM |
bonus-quark4 | $18.67 | 1/18/2012 2:30:59 PM |
jc33148 | $25.00 | 1/18/2012 1:40:11 PM |
A4 | $30.47 | 1/18/2012 12:22:12 PM |
squarebob | $25.00 | 1/8/2012 12:07:41 PM |
edaguy | $75.00 | 1/8/2012 12:16:12 PM |
rupee-equation2 | $25.00 | 1/8/2012 12:20:21 PM |
fcrick | $25.00 | 1/8/2012 12:07:01 PM |
blot44 | $25.00 | 1/8/2012 12:14:59 PM |
cello1 | $25.00 | 1/8/2012 12:15:31 PM |
kevin314 | $25.00 | 1/8/2012 12:15:58 PM |
selector568 | $300.00 | 1/8/2012 12:22:42 PM |
john0720 | $25.00 | 1/8/2012 5:26:06 PM |
BxRealtor | $25.00 | 1/8/2012 12:40:29 PM |
E_G | $50.00 | 1/8/2012 12:50:11 PM |
jarf | $50.00 | 1/8/2012 5:11:26 PM |
creditjunky | $125.00 | 1/9/2012 6:15:17 AM |
1stBankAndHal | $25.07 | 1/8/2012 7:11:50 PM |
gentle-gain235 | $50.00 | 1/9/2012 8:39:48 AM |
penny-plato | $25.00 | 1/9/2012 10:35:28 AM |
Dollars4Rent | $25.00 | 1/9/2012 11:21:49 AM |
steely_dan34 | $25.00 | 1/9/2012 2:50:43 PM |
kenji4861 | $25.00 | 1/9/2012 5:17:56 PM |
generous-deal6 | $25.00 | 1/9/2012 7:31:00 PM |
Tscheddar | $25.00 | 1/10/2012 6:29:16 AM |
Mailmon | $25.00 | 1/9/2012 9:49:14 PM |
gpuck | $100.00 | 1/10/2012 4:25:33 AM |
first-serene-credit | $25.00 | 1/10/2012 9:03:16 AM |
dollar-trajectory8 | $150.00 | 1/10/2012 9:03:40 AM |
market-sumac | $100.00 | 1/10/2012 10:12:21 AM |
the-deal-socrates | $50.00 | 1/10/2012 5:10:22 PM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:27:03 AM |
blue-euro-entrepreneur | $25.00 | 1/11/2012 3:17:17 PM |
JGuide | $26.00 | 1/11/2012 6:11:49 PM |
iolaire | $25.00 | 1/12/2012 1:07:30 AM |
Sneezie | $93.00 | 1/12/2012 9:45:53 AM |
wise-deal-ectasy | $400.00 | 1/12/2012 10:33:53 AM |
economy-tuba7 | $200.00 | 1/12/2012 11:02:58 AM |
Brisket_Bob | $37.15 | 1/13/2012 7:44:14 AM |
arenangelchild | $50.00 | 1/13/2012 4:54:06 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:21 AM |
asset-cougar0 | $25.00 | 1/13/2012 2:49:48 PM |
whitegold24k | $100.00 | 1/13/2012 5:17:13 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:25 PM |
orearella3 | $25.00 | 1/13/2012 5:22:19 PM |
Harry | $50.00 | 1/13/2012 6:39:01 PM |
petsheep | $25.00 | 1/14/2012 6:59:29 AM |
Interloper | $35.00 | 1/14/2012 10:07:37 AM |
processor115 | $25.00 | 1/14/2012 12:54:00 PM |
pele31 | $50.00 | 1/14/2012 1:39:52 PM |
proper-agreement8 | $50.00 | 1/14/2012 3:34:03 PM |
paladin510 | $25.00 | 1/14/2012 5:34:05 PM |
Zach842 | $50.00 | 1/15/2012 8:39:27 AM |
reinforced-marketplace3 | $250.00 | 1/15/2012 6:47:59 AM |
Ripsaw4U | $50.00 | 1/14/2012 4:44:00 PM |
LimaGuy | $27.50 | 1/14/2012 7:02:15 PM |
epic-interest0 | $25.00 | 1/15/2012 8:35:31 AM |
loyalist1 | $250.00 | 1/14/2012 9:12:17 PM |
spiff666 | $26.66 | 1/15/2012 8:36:07 AM |
miket71 | $30.00 | 1/16/2012 9:14:07 AM |
TMBank | $29.60 | 1/16/2012 6:41:50 AM |
Boxster968 | $50.00 | 1/15/2012 5:00:09 PM |
reasonable-currency | $25.00 | 1/16/2012 9:01:21 AM |
Nailman88 | $50.00 | 1/16/2012 9:26:27 AM |
WSTRDG | $25.00 | 1/16/2012 12:01:34 PM |
bowl800 | $25.00 | 1/16/2012 12:19:23 PM |
pluto2k8 | $50.00 | 1/17/2012 6:09:46 AM |
prainvestment | $50.00 | 1/17/2012 11:49:21 AM |
themoneydoctor | $200.00 | 1/17/2012 2:38:00 PM |
gogene2002 | $25.00 | 1/17/2012 3:59:06 PM |
bison667 | $25.00 | 1/17/2012 5:21:45 PM |
ethicalhumanist | $100.00 | 1/17/2012 3:16:06 PM |
designer_10 | $25.00 | 1/17/2012 10:04:39 PM |
deal-pal | $25.00 | 1/18/2012 7:12:25 AM |
JasmineTrust | $50.00 | 1/18/2012 8:01:10 AM |
Dutch66 | $68.63 | 1/18/2012 11:00:32 AM |
183 Investments
|
Borrower Payment Dependent Notes Series
550071
This series of Notes was issued and sold upon the funding of the borrower loan #59799, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $344.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,102 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 26 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gallant-p2ploan628 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan (Wedding loan)
Purpose of loan:
This loan will be used to pay for my upcoming wedding. We hoped to get married a few years back but had encountered problems financially, primarily from losing our ability to both contribute to our household income. I became the sole breadwinner in a commission-based position. We had depleted much of our savings.
My financial situation:
I am a good candidate for this loan because I am gainfully employed & have a higher-paying & consistent job. I have made steady changes to habits.
Monthly net income: $ 5000
Monthly expenses: $3275
Housing: $1000
Insurance: $150
Car expenses: $75
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $450
Clothing, household expenses: $150
Credit cards and other loans: $900
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tech310 | $50.00 | 1/18/2012 7:47:13 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:32 AM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:33 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:08 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:39 AM |
john0720 | $25.00 | 1/24/2012 7:19:38 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:41 AM |
enticing-note | $25.00 | 1/24/2012 6:53:34 PM |
kevin314 | $40.00 | 1/24/2012 8:17:20 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:31 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:38 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:39 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:26 PM |
Sid-K | $25.00 | 1/26/2012 5:13:28 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:40 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:10 PM |
alphaseek | $150.00 | 1/27/2012 9:12:27 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:00 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:16 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:12 PM |
enthralling-investment | $25.00 | 1/28/2012 8:12:06 AM |
ommcd | $25.00 | 1/28/2012 12:08:31 PM |
downtownfarm | $25.00 | 1/28/2012 12:09:11 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:34:54 PM |
bazaar-festivity | $25.00 | 1/28/2012 12:50:14 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:19 PM |
atllender | $50.00 | 1/28/2012 3:13:56 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:37 PM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:26 AM |
economy-trader3 | $25.00 | 1/29/2012 7:13:14 AM |
dquan97 | $25.00 | 1/29/2012 8:06:45 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:10 AM |
bigbryan98 | $25.00 | 1/29/2012 10:25:11 AM |
loot-resonance | $25.00 | 1/29/2012 11:31:34 AM |
oaktown11 | $25.00 | 1/29/2012 12:21:05 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:11 PM |
SolarMoonshine | $25.00 | 1/29/2012 1:19:03 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:20 PM |
toblerone | $25.00 | 1/19/2012 5:07:07 PM |
Investor_DP | $100.00 | 1/19/2012 5:18:22 PM |
kulender | $50.00 | 1/20/2012 6:15:37 AM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:22 AM |
blue111 | $25.00 | 1/26/2012 2:15:02 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:12 PM |
Harry | $100.00 | 1/26/2012 5:37:13 PM |
acarnegie | $25.00 | 1/27/2012 12:18:10 PM |
lendacity | $50.00 | 1/28/2012 4:39:18 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:40 AM |
Cutts | $25.00 | 1/28/2012 12:13:21 PM |
hitsman | $50.00 | 1/28/2012 12:21:18 PM |
R3vXX | $25.00 | 1/28/2012 12:28:37 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:40 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:29 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:51:57 PM |
lucrative-transparency0 | $100.00 | 1/28/2012 1:06:35 PM |
cash-professor | $30.00 | 1/28/2012 1:47:46 PM |
LenderDan | $200.00 | 1/28/2012 11:01:25 PM |
Rick7925 | $25.00 | 1/29/2012 5:27:07 AM |
Justbiz | $50.00 | 1/29/2012 8:59:12 AM |
wise-silver-wonder | $25.00 | 1/29/2012 9:49:15 AM |
truth-crusader7 | $50.00 | 1/29/2012 11:02:45 AM |
jescowa | $50.00 | 1/29/2012 10:51:25 AM |
icontender | $50.00 | 1/29/2012 11:23:28 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:15 PM |
best-openness-banker | $25.00 | 1/29/2012 3:39:54 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:05 PM |
fishintime | $100.00 | 1/29/2012 4:41:47 PM |
Index_Plus | $6,805.00 | 1/29/2012 4:44:49 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
550095
This series of Notes was issued and sold upon the funding of the borrower loan #59292, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $581.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,173 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| openness-wingding4 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bill consolidation
Purpose of loan: I would ne using this loan to consolidate some small loans
My financial situation:
I am a good candidate for this loan because I have a good job an always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dpjd | $25.00 | 1/20/2012 9:33:25 AM |
green-trade-dolphin2 | $27.98 | 1/9/2012 9:02:18 AM |
downtownfarm | $25.00 | 1/9/2012 9:18:22 AM |
Tylerh | $250.00 | 1/9/2012 9:29:46 AM |
edaguy | $75.00 | 1/9/2012 9:24:48 AM |
hitsman | $50.00 | 1/9/2012 9:26:54 AM |
rupee-equation2 | $25.00 | 1/9/2012 9:25:46 AM |
Investor_DP | $100.00 | 1/9/2012 9:47:51 AM |
loyalty-czar | $51.78 | 1/10/2012 9:21:31 AM |
Weaverville | $50.00 | 1/10/2012 10:05:16 AM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:27:04 AM |
BxRealtor | $25.00 | 1/12/2012 9:20:22 AM |
genius520 | $50.00 | 1/12/2012 5:22:51 PM |
MonopolyDred | $25.00 | 1/13/2012 6:08:20 AM |
indomitable-coin | $25.00 | 1/13/2012 5:31:34 PM |
Harry | $50.00 | 1/13/2012 6:39:01 PM |
leodaguy | $100.00 | 1/14/2012 7:49:55 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:35 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:14 PM |
moola-gargantuan9 | $50.00 | 1/16/2012 5:12:05 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:27 PM |
wise-innocent-value | $84.79 | 1/17/2012 3:48:06 PM |
ocho | $29.00 | 1/17/2012 5:06:51 PM |
misterhobbs | $25.00 | 1/17/2012 5:09:05 PM |
Aljasa2008 | $25.00 | 1/17/2012 5:13:51 PM |
JJ9876 | $25.00 | 1/17/2012 5:06:42 PM |
HamachiMan | $50.00 | 1/17/2012 5:16:44 PM |
income-banjo | $25.00 | 1/17/2012 5:18:37 PM |
worth-web5 | $50.00 | 1/17/2012 5:19:15 PM |
gold-commander0 | $25.00 | 1/17/2012 5:19:42 PM |
market-assembler | $50.00 | 1/17/2012 5:13:53 PM |
the-profit-oracle | $25.00 | 1/17/2012 5:28:46 PM |
pdxtech | $40.00 | 1/17/2012 5:31:08 PM |
Yanwoo | $25.00 | 1/17/2012 5:33:52 PM |
kanewna | $34.00 | 1/17/2012 5:24:53 PM |
transparency-baton | $25.00 | 1/17/2012 5:26:12 PM |
social-juniper5 | $50.00 | 1/17/2012 5:36:40 PM |
paramjit | $45.00 | 1/17/2012 5:26:37 PM |
payout-harmony4 | $33.00 | 1/17/2012 5:27:37 PM |
greenback-investor7 | $100.00 | 1/17/2012 5:30:45 PM |
puifais | $50.00 | 1/17/2012 5:30:48 PM |
reasonable-greenback | $50.00 | 1/17/2012 5:31:53 PM |
kevin314 | $25.00 | 1/17/2012 5:35:32 PM |
financial-frenzy | $50.00 | 1/17/2012 5:47:05 PM |
Aimvest | $25.00 | 1/17/2012 5:48:47 PM |
balance-computer9 | $25.00 | 1/17/2012 5:39:48 PM |
sharpey | $25.00 | 1/17/2012 5:40:09 PM |
gallant-economy9 | $50.00 | 1/17/2012 5:09:43 PM |
GMPK_TLAS | $45.00 | 1/17/2012 5:41:49 PM |
robust-payout1 | $25.00 | 1/17/2012 5:10:19 PM |
magical-durability9 | $25.00 | 1/17/2012 5:51:31 PM |
Cheburashka | $25.00 | 1/17/2012 5:52:23 PM |
asya | $25.00 | 1/17/2012 5:14:07 PM |
nycloan | $25.00 | 1/17/2012 5:54:43 PM |
iwantmore | $25.00 | 1/17/2012 5:14:28 PM |
Ivan2007 | $25.00 | 1/17/2012 5:14:46 PM |
Daneistes | $50.00 | 1/17/2012 5:18:20 PM |
studious-bonus7 | $100.00 | 1/17/2012 5:50:18 PM |
jamiee73 | $25.00 | 1/17/2012 5:21:28 PM |
brightest-affluence-motivator | $50.00 | 1/17/2012 5:21:56 PM |
gold-channel2 | $25.00 | 1/17/2012 5:54:02 PM |
gold-pudding6 | $60.00 | 1/17/2012 5:33:16 PM |
progressive-asset | $100.00 | 1/17/2012 5:33:38 PM |
ndwayno | $25.00 | 1/18/2012 3:19:36 AM |
GreenLender11 | $100.00 | 1/17/2012 8:11:32 PM |
brilliant-loyalty7 | $25.00 | 1/17/2012 5:38:00 PM |
benjamins-thunder | $25.00 | 1/17/2012 8:52:44 PM |
Cai8899 | $50.00 | 1/17/2012 5:41:10 PM |
dime-sprout | $25.00 | 1/17/2012 5:43:33 PM |
reflective-ore3 | $25.00 | 1/18/2012 12:27:43 AM |
hayhelp | $25.00 | 1/17/2012 5:50:45 PM |
givemethatmoney | $25.00 | 1/18/2012 6:21:56 AM |
wise-silver-wonder | $25.00 | 1/18/2012 6:25:37 AM |
funds-magician142 | $25.00 | 1/18/2012 9:06:44 AM |
siesta100 | $25.00 | 1/18/2012 9:06:48 AM |
iolaire | $25.00 | 1/17/2012 5:54:20 PM |
victorcab | $25.00 | 1/18/2012 9:16:50 AM |
brazilofmux | $100.00 | 1/18/2012 9:09:20 AM |
skuba | $75.00 | 1/18/2012 9:11:45 AM |
benjamins-thunder | $100.00 | 1/17/2012 8:56:21 PM |
ujiba | $50.00 | 1/18/2012 9:13:40 AM |
skiberdad | $50.00 | 1/18/2012 9:24:48 AM |
bb575 | $50.00 | 1/17/2012 9:07:15 PM |
carlover | $25.00 | 1/18/2012 9:25:00 AM |
mennleo | $36.00 | 1/18/2012 9:25:15 AM |
minista | $25.00 | 1/18/2012 9:25:36 AM |
narblark | $50.00 | 1/18/2012 9:18:21 AM |
groovy-watanabe | $25.00 | 1/18/2012 9:34:14 AM |
valiant-liberty4 | $25.00 | 1/18/2012 9:35:19 AM |
jengachamp | $25.00 | 1/18/2012 9:38:28 AM |
FG9YTR | $25.00 | 1/18/2012 9:40:08 AM |
GodzillaLending | $25.00 | 1/18/2012 9:23:10 AM |
nickel-ferret | $26.00 | 1/18/2012 9:23:12 AM |
papaman | $25.00 | 1/18/2012 9:25:10 AM |
cash-sensai2 | $25.00 | 1/18/2012 9:44:25 AM |
diversification-viking | $25.00 | 1/18/2012 9:29:44 AM |
attractive-vigilance4 | $25.00 | 1/18/2012 6:46:04 AM |
C_Mark | $50.00 | 1/18/2012 9:30:36 AM |
loantigger | $25.00 | 1/18/2012 9:32:52 AM |
phoko | $25.00 | 1/18/2012 7:37:06 AM |
the-dollar-topper | $150.00 | 1/18/2012 9:37:10 AM |
satisfying-deal5 | $50.00 | 1/18/2012 9:38:10 AM |
educationfirst | $50.00 | 1/18/2012 9:39:33 AM |
WorldlyWorker | $25.00 | 1/18/2012 9:42:43 AM |
vigilance-revolutionary | $37.00 | 1/18/2012 9:44:01 AM |
jazzlender | $50.00 | 1/18/2012 9:48:59 AM |
Gr8Deal | $50.00 | 1/18/2012 9:07:37 AM |
Oupa-George | $25.00 | 1/18/2012 9:57:23 AM |
j245213 | $25.00 | 1/18/2012 9:13:52 AM |
jrbill1998 | $50.00 | 1/18/2012 9:14:10 AM |
nobuffett43 | $25.00 | 1/18/2012 9:18:08 AM |
wigglesworth4 | $88.00 | 1/18/2012 9:18:52 AM |
restech | $25.00 | 1/18/2012 9:20:35 AM |
autobahn77 | $25.00 | 1/18/2012 12:33:58 PM |
stinvest | $25.00 | 1/18/2012 9:28:05 AM |
thetropics18 | $25.00 | 1/18/2012 9:35:11 AM |
Caledoni | $25.00 | 1/18/2012 9:39:01 AM |
WalnutCreekguy | $100.00 | 1/18/2012 9:39:11 AM |
FlexFunding | $50.00 | 1/18/2012 3:12:08 PM |
Railbird | $25.00 | 1/18/2012 9:46:11 AM |
hrubinst | $29.00 | 1/18/2012 9:48:40 AM |
gain-equator | $25.00 | 1/18/2012 3:25:26 PM |
Law_Gator | $25.00 | 1/18/2012 10:36:59 AM |
swm | $29.00 | 1/18/2012 3:34:23 PM |
sammyhammy | $25.00 | 1/18/2012 3:34:38 PM |
nojoke411 | $25.00 | 1/18/2012 2:40:53 PM |
commitment-jedi4 | $25.00 | 1/18/2012 3:35:43 PM |
FlexFunding | $50.00 | 1/18/2012 3:17:00 PM |
GrooveBiz | $25.00 | 1/18/2012 3:43:22 PM |
Napoleana | $25.00 | 1/18/2012 4:39:14 PM |
power-mad-scientist | $50.00 | 1/18/2012 4:39:31 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:36 PM |
bashar | $25.00 | 1/18/2012 4:45:19 PM |
hostbank | $76.00 | 1/18/2012 5:18:36 PM |
TEAM-Jasper | $25.00 | 1/18/2012 3:06:48 PM |
durability-solstice8 | $50.00 | 1/18/2012 5:25:13 PM |
blooming-market | $25.00 | 1/18/2012 3:20:50 PM |
pixeldave | $26.00 | 1/18/2012 5:09:27 PM |
order-supernova6 | $58.00 | 1/18/2012 5:29:59 PM |
leverage-trident | $25.00 | 1/18/2012 5:12:05 PM |
Ducatiman1978 | $25.00 | 1/18/2012 5:16:25 PM |
netrageouz | $37.00 | 1/18/2012 5:36:02 PM |
nhm | $25.00 | 1/18/2012 4:08:59 PM |
deal-thinker7 | $35.50 | 1/18/2012 5:51:36 PM |
thrifty-affluence6 | $25.00 | 1/18/2012 5:31:52 PM |
jeffpac | $50.00 | 1/18/2012 5:39:36 PM |
NorthwestLoan1 | $200.00 | 1/18/2012 7:18:39 PM |
AJ6 | $25.00 | 1/18/2012 6:50:05 PM |
robust-trade | $25.00 | 1/18/2012 5:16:23 PM |
peace-pilot | $25.00 | 1/18/2012 8:37:23 PM |
tenacious-payout | $50.00 | 1/18/2012 9:13:54 PM |
chlebie | $50.00 | 1/18/2012 5:32:36 PM |
a- | $25.00 | 1/18/2012 10:42:04 PM |
gander801 | $25.00 | 1/19/2012 1:28:02 AM |
cr55595 | $25.00 | 1/19/2012 4:26:02 AM |
orlowf | $25.00 | 1/19/2012 4:47:18 AM |
cvlender | $50.00 | 1/18/2012 8:50:37 PM |
decisive-marketplace3 | $25.00 | 1/18/2012 6:02:09 PM |
Relaxo | $100.00 | 1/19/2012 8:37:12 AM |
dapablotv | $100.00 | 1/18/2012 7:21:50 PM |
generosity-poem2 | $100.00 | 1/18/2012 7:27:25 PM |
safe-finance | $35.13 | 1/19/2012 5:45:01 AM |
octoberfresh | $25.00 | 1/19/2012 6:56:39 AM |
theaterguy | $25.00 | 1/19/2012 9:21:26 AM |
ferdberfel | $25.00 | 1/19/2012 8:40:47 AM |
solin003 | $25.00 | 1/18/2012 8:47:38 PM |
bdloans | $50.00 | 1/18/2012 9:04:17 PM |
jms007 | $25.00 | 1/19/2012 9:05:49 AM |
TSC | $32.00 | 1/19/2012 9:26:47 AM |
Anny-Disco | $25.00 | 1/19/2012 9:09:51 AM |
vigorous-velocity | $200.00 | 1/19/2012 9:11:37 AM |
leeball | $50.00 | 1/19/2012 9:32:02 AM |
seanvr33 | $25.00 | 1/19/2012 2:58:05 AM |
payment-halo | $25.00 | 1/19/2012 3:07:27 AM |
ItsJustMe79 | $25.00 | 1/19/2012 9:21:06 AM |
ScottCapital | $25.00 | 1/19/2012 5:42:44 AM |
responsibility-cherry6 | $25.00 | 1/19/2012 9:23:13 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:27 AM |
innocent-income4 | $25.00 | 1/19/2012 9:28:50 AM |
gethsemane4 | $50.00 | 1/19/2012 7:26:08 AM |
thepillowsack | $25.00 | 1/19/2012 7:27:15 AM |
Nikelaos | $25.00 | 1/19/2012 9:31:20 AM |
foxy-marketplace2 | $81.00 | 1/19/2012 10:04:06 AM |
ussugm | $50.00 | 1/19/2012 10:16:06 AM |
cleveland2portland | $50.00 | 1/19/2012 10:26:40 AM |
rachelrachelrachel | $25.00 | 1/19/2012 10:38:54 AM |
dedication-merman | $25.00 | 1/19/2012 9:05:33 AM |
PCGeekWI | $25.00 | 1/19/2012 9:07:06 AM |
gopbernie | $25.00 | 1/19/2012 11:03:52 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:36 AM |
trail5 | $50.00 | 1/19/2012 11:20:59 AM |
funds-dominator | $35.00 | 1/19/2012 11:25:05 AM |
finance-assembler | $50.00 | 1/19/2012 10:45:10 AM |
greenkid | $25.00 | 1/19/2012 9:41:12 AM |
biglender5 | $25.00 | 1/19/2012 9:47:57 AM |
currency-balancer | $50.00 | 1/19/2012 4:46:17 PM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:56 PM |
CE88 | $50.00 | 1/19/2012 3:26:56 PM |
investment-comet | $25.00 | 1/19/2012 11:30:55 AM |
cashnout | $25.00 | 1/19/2012 12:30:42 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 7:46:32 PM |
freedomist | $25.00 | 1/19/2012 8:57:14 PM |
mlin | $25.00 | 1/19/2012 9:54:36 PM |
emt747 | $25.00 | 1/19/2012 11:10:05 PM |
inspiring-payout5 | $25.00 | 1/19/2012 7:18:36 PM |
SimonHova | $25.00 | 1/20/2012 8:16:03 AM |
flexible-vigilance7 | $250.00 | 1/20/2012 8:52:43 AM |
ideal-penny8 | $25.00 | 1/20/2012 9:13:00 AM |
hawaiiangirl76 | $25.00 | 1/20/2012 9:13:06 AM |
icchok | $50.00 | 1/20/2012 9:13:29 AM |
srilm | $25.00 | 1/20/2012 9:15:37 AM |
Mark090 | $25.00 | 1/20/2012 9:15:46 AM |
sophisticated-return496 | $25.00 | 1/19/2012 10:45:26 PM |
heart514 | $25.00 | 1/20/2012 9:24:05 AM |
kchen486 | $50.00 | 1/20/2012 9:07:09 AM |
allotment464 | $25.00 | 1/20/2012 9:28:21 AM |
don8ter | $50.00 | 1/20/2012 9:11:09 AM |
building-america | $25.00 | 1/20/2012 9:12:19 AM |
gjh37 | $50.00 | 1/20/2012 9:16:51 AM |
JKEnterprises | $25.00 | 1/20/2012 9:20:27 AM |
Pasagam | $25.00 | 1/20/2012 9:44:17 AM |
Avicell | $25.00 | 1/20/2012 9:25:56 AM |
independent-revenue4 | $39.00 | 1/20/2012 9:45:13 AM |
rocker137 | $50.00 | 1/20/2012 9:50:04 AM |
subtle-revenue0 | $25.00 | 1/20/2012 9:50:12 AM |
flexible-return297 | $25.00 | 1/20/2012 9:52:07 AM |
christifa | $25.00 | 1/20/2012 9:52:55 AM |
PRGuyinVA | $25.00 | 1/20/2012 9:36:26 AM |
lovelongandprosper | $50.00 | 1/20/2012 9:05:34 AM |
Queueball1 | $25.00 | 1/20/2012 9:38:02 AM |
Enjoying_Life | $25.00 | 1/20/2012 9:11:47 AM |
marketplace-cello5 | $25.00 | 1/20/2012 9:52:01 AM |
MONEYLENDER101 | $45.00 | 1/20/2012 9:26:20 AM |
Fuzkaska__F_u_n_d_s | $25.00 | 1/20/2012 9:53:32 AM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:32 AM |
historic-balance5 | $25.00 | 1/20/2012 9:34:04 AM |
ranstlin | $25.00 | 1/20/2012 9:35:07 AM |
Redmond | $25.00 | 1/20/2012 2:55:30 PM |
community-piccolo0 | $50.00 | 1/20/2012 5:33:13 PM |
MCimprich | $28.00 | 1/20/2012 12:07:59 PM |
credit-coach118 | $25.17 | 1/20/2012 10:03:05 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:29 PM |
goat361 | $35.00 | 1/20/2012 5:19:00 PM |
sshgfwb | $25.00 | 1/20/2012 8:48:05 PM |
Macinvest | $25.00 | 1/20/2012 9:11:47 PM |
zski | $25.00 | 1/21/2012 3:04:30 AM |
A4 | $25.00 | 1/21/2012 10:05:37 AM |
balance-hornet | $50.00 | 1/21/2012 10:31:16 AM |
daveseansworld | $25.00 | 1/20/2012 7:43:41 PM |
orderandprogress | $50.00 | 1/20/2012 9:00:48 PM |
fr0gpil0t | $25.00 | 1/20/2012 10:11:19 PM |
77dowplace | $28.00 | 1/21/2012 9:01:29 AM |
useful-currency | $25.00 | 1/21/2012 4:04:42 AM |
damage | $25.00 | 1/21/2012 12:19:02 PM |
Oakland | $50.00 | 1/21/2012 6:42:59 AM |
BeatrixKiddo | $25.00 | 1/21/2012 8:35:42 AM |
Willylump | $25.00 | 1/21/2012 12:16:01 PM |
Wings06J | $25.00 | 1/21/2012 11:12:28 AM |
ramblin | $25.00 | 1/21/2012 12:07:31 PM |
mchale | $25.00 | 1/21/2012 3:08:43 PM |
cosmof16 | $25.00 | 1/21/2012 12:32:21 PM |
prudent-bid3 | $25.00 | 1/21/2012 1:07:18 PM |
millionaire_today | $25.00 | 1/21/2012 9:17:39 PM |
Au-Ag-Pt | $25.00 | 1/21/2012 10:00:26 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:14 PM |
benefit-thunder0 | $25.00 | 1/21/2012 4:09:35 PM |
Centaur | $25.00 | 1/21/2012 1:37:11 PM |
FredHead3 | $38.83 | 1/21/2012 6:33:05 PM |
ixoyefreak | $26.00 | 1/21/2012 3:22:48 PM |
economics2011 | $25.00 | 1/21/2012 5:20:27 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:50 PM |
23mackay | $25.00 | 1/21/2012 7:03:23 PM |
catmanbob | $25.00 | 1/21/2012 7:25:52 PM |
Floridagirl | $25.00 | 1/22/2012 12:17:03 PM |
credit-orca | $25.00 | 1/22/2012 12:46:14 PM |
A4 | $25.00 | 1/22/2012 9:59:51 AM |
mgd | $100.00 | 1/22/2012 11:32:38 AM |
postalwhiz | $25.00 | 1/22/2012 12:25:24 PM |
Sigonio | $30.00 | 1/22/2012 12:15:39 PM |
Kyileo | $25.00 | 1/22/2012 12:23:10 PM |
orbital-transparency | $25.00 | 1/22/2012 1:35:34 PM |
Index_Plus | $618.41 | 1/22/2012 2:18:23 PM |
Halo-Investments | $500.00 | 1/22/2012 2:00:45 PM |
AFairDeal | $25.00 | 1/9/2012 9:19:10 AM |
E_G | $50.00 | 1/9/2012 9:41:56 AM |
grf1945 | $25.00 | 1/9/2012 9:27:22 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:49:09 AM |
sri59 | $100.00 | 1/9/2012 7:01:31 PM |
suave-dollar | $25.00 | 1/10/2012 2:51:15 AM |
blot44 | $25.00 | 1/10/2012 6:31:48 AM |
enriching-dollar1 | $100.00 | 1/10/2012 10:07:51 AM |
orange-upright-credit | $100.00 | 1/11/2012 1:29:05 PM |
finance-symphony7 | $100.00 | 1/11/2012 7:16:27 PM |
kenji4861 | $25.00 | 1/12/2012 9:52:58 AM |
hope-hickory | $50.00 | 1/12/2012 3:52:10 PM |
funnymoney1 | $25.00 | 1/13/2012 9:08:23 AM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:26 PM |
roadtruck | $50.00 | 1/14/2012 11:08:49 AM |
paladin510 | $25.00 | 1/14/2012 7:30:32 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:02 AM |
availableloan | $25.00 | 1/15/2012 9:11:24 PM |
the-enticing-coin | $250.00 | 1/16/2012 1:16:12 AM |
julijask | $30.00 | 1/16/2012 9:16:16 AM |
ltschetter | $25.00 | 1/16/2012 2:56:16 PM |
integrity-american | $25.00 | 1/16/2012 8:44:02 PM |
BAJMP | $25.00 | 1/16/2012 7:44:48 PM |
be_wise | $25.00 | 1/17/2012 3:13:37 PM |
famous-ore2 | $50.00 | 1/17/2012 5:05:33 PM |
mason13a | $25.00 | 1/17/2012 5:08:06 PM |
IIP77 | $25.00 | 1/17/2012 5:09:12 PM |
Nothus | $25.00 | 1/17/2012 5:09:53 PM |
diversification-gala1 | $25.00 | 1/17/2012 5:12:03 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:37 PM |
nvhm | $46.00 | 1/17/2012 5:05:28 PM |
Tradesmanlender | $25.00 | 1/17/2012 5:06:16 PM |
Raser | $25.00 | 1/17/2012 5:17:25 PM |
MARSTUN | $35.00 | 1/17/2012 5:08:38 PM |
gristle | $50.00 | 1/17/2012 5:18:45 PM |
harperpotok | $100.00 | 1/17/2012 5:09:16 PM |
commanding-treasure2 | $50.00 | 1/17/2012 5:19:59 PM |
helpinghand63 | $25.00 | 1/17/2012 5:20:54 PM |
britgsb | $30.00 | 1/17/2012 5:13:13 PM |
life-is-great | $25.00 | 1/17/2012 5:25:41 PM |
Worldskiboy | $50.00 | 1/17/2012 5:27:25 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:04 PM |
gracej | $25.00 | 1/17/2012 5:20:44 PM |
riproaringrapids | $50.00 | 1/17/2012 5:36:59 PM |
wdove511 | $25.00 | 1/17/2012 5:26:33 PM |
fishing533 | $25.00 | 1/17/2012 5:26:40 PM |
gold-sushi | $25.00 | 1/17/2012 5:26:57 PM |
successful-agreement7 | $100.00 | 1/17/2012 5:28:38 PM |
TrustPlus | $43.00 | 1/17/2012 5:38:20 PM |
velocity-solo | $25.00 | 1/17/2012 5:39:35 PM |
integrity-saver | $25.00 | 1/17/2012 5:40:05 PM |
maldok1 | $25.00 | 1/17/2012 5:29:54 PM |
AvPro | $50.00 | 1/17/2012 5:41:19 PM |
brilliant-market680 | $100.00 | 1/17/2012 5:42:54 PM |
frobin | $44.00 | 1/17/2012 5:47:07 PM |
inventive-wealth2 | $25.00 | 1/17/2012 5:38:30 PM |
ConchRepublican | $100.00 | 1/17/2012 5:41:33 PM |
flexible-value | $50.00 | 1/17/2012 5:10:10 PM |
figs4u2 | $100.00 | 1/17/2012 5:10:55 PM |
rate-mogul | $50.00 | 1/17/2012 5:43:22 PM |
QuinMccoy | $38.00 | 1/17/2012 5:56:17 PM |
balance-voyager | $25.00 | 1/17/2012 5:16:19 PM |
ideal-platinum1 | $25.00 | 1/17/2012 5:18:35 PM |
priceless-note7 | $50.00 | 1/17/2012 5:21:20 PM |
masonn | $50.00 | 1/17/2012 5:21:26 PM |
kyomoon | $28.00 | 1/17/2012 5:51:13 PM |
anacent | $25.00 | 1/17/2012 5:53:37 PM |
ualf | $50.00 | 1/17/2012 5:54:38 PM |
Millmanator | $25.00 | 1/17/2012 5:54:57 PM |
Banker7371 | $25.00 | 1/17/2012 5:56:03 PM |
american6 | $50.00 | 1/17/2012 5:56:55 PM |
MadHun | $200.00 | 1/17/2012 5:35:14 PM |
antlr | $50.00 | 1/17/2012 8:32:28 PM |
GreatReturnForYou | $25.00 | 1/17/2012 5:40:17 PM |
order-brilliance9 | $100.00 | 1/17/2012 5:42:19 PM |
cksdaddy | $25.00 | 1/18/2012 12:22:49 AM |
scrappy-leverage6 | $25.00 | 1/17/2012 5:43:55 PM |
benefit-prescription6 | $100.00 | 1/17/2012 5:44:24 PM |
ijspence | $25.00 | 1/18/2012 9:08:13 AM |
treasure-pipeline | $25.00 | 1/17/2012 5:51:54 PM |
jbaum | $40.00 | 1/17/2012 5:54:04 PM |
bconn078 | $25.00 | 1/17/2012 5:54:17 PM |
trident9 | $35.00 | 1/17/2012 5:54:48 PM |
yertle9 | $25.00 | 1/18/2012 9:14:54 AM |
compoundinterest | $46.00 | 1/18/2012 9:15:45 AM |
KLCRAY | $25.00 | 1/17/2012 5:58:16 PM |
rulender | $25.00 | 1/18/2012 9:16:25 AM |
WonderPup | $26.00 | 1/18/2012 8:10:35 AM |
TCayce | $25.00 | 1/18/2012 9:17:02 AM |
Rick21 | $25.00 | 1/18/2012 9:19:54 AM |
DadWarbucks | $25.00 | 1/18/2012 9:21:13 AM |
burgeoning-silver | $25.00 | 1/18/2012 9:06:46 AM |
nickel-alien | $50.00 | 1/18/2012 9:09:26 AM |
progressive-economy261 | $400.00 | 1/18/2012 9:13:12 AM |
income-buddy7 | $50.00 | 1/18/2012 9:13:15 AM |
cablenews | $42.00 | 1/18/2012 9:28:31 AM |
moola-rose8 | $50.00 | 1/18/2012 9:32:46 AM |
pragmatic-camaraderi | $25.00 | 1/18/2012 9:32:56 AM |
calinno2 | $25.00 | 1/18/2012 9:33:01 AM |
dospapalotes | $25.00 | 1/18/2012 9:37:33 AM |
rmachi | $25.00 | 1/18/2012 9:22:42 AM |
diverse2 | $30.00 | 1/18/2012 9:23:27 AM |
a-money-leader | $25.00 | 1/18/2012 9:26:38 AM |
SLA430 | $41.00 | 1/18/2012 9:43:44 AM |
social-caravan | $25.00 | 1/18/2012 9:44:38 AM |
majikthanos | $50.00 | 1/18/2012 9:47:29 AM |
mrfixerupper | $25.00 | 1/18/2012 9:31:29 AM |
mtquan | $25.00 | 1/18/2012 9:52:29 AM |
LaveenFinancial | $25.00 | 1/18/2012 9:41:13 AM |
HeroSupport | $40.00 | 1/18/2012 9:04:54 AM |
sugarhoof | $25.00 | 1/18/2012 9:49:29 AM |
IP | $25.00 | 1/18/2012 9:19:18 AM |
rupee-artisan | $25.00 | 1/18/2012 9:20:37 AM |
csakhil | $25.00 | 1/18/2012 1:27:28 PM |
emo13 | $50.00 | 1/18/2012 9:24:03 AM |
Clambake | $25.00 | 1/18/2012 9:27:49 AM |
resource777 | $50.00 | 1/18/2012 9:28:26 AM |
a275ranger | $30.00 | 1/18/2012 9:32:13 AM |
platinum-yoga | $25.00 | 1/18/2012 9:37:20 AM |
Natronpee | $25.00 | 1/18/2012 9:39:19 AM |
Breakfast_Gypsy | $25.00 | 1/18/2012 9:39:51 AM |
L-vex | $25.00 | 1/18/2012 9:44:30 AM |
principal-kung-fu | $25.00 | 1/18/2012 3:23:41 PM |
wealth-competitor | $25.00 | 1/18/2012 9:49:34 AM |
otalon | $25.00 | 1/18/2012 9:51:41 AM |
trade-arch | $25.00 | 1/18/2012 3:31:11 PM |
super100 | $25.00 | 1/18/2012 3:31:40 PM |
LenderOnWheels | $25.00 | 1/18/2012 3:35:01 PM |
revenue-tsunami | $25.00 | 1/18/2012 3:21:04 PM |
IPlayOutsideTheBox | $25.00 | 1/18/2012 3:23:30 PM |
jst1 | $50.00 | 1/18/2012 4:12:20 PM |
coin-lesson3 | $138.97 | 1/18/2012 3:36:49 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:52 PM |
unclejaef | $25.00 | 1/18/2012 4:31:43 PM |
CBO-Enterprise | $100.00 | 1/18/2012 3:45:21 PM |
mighty-fairness5 | $25.00 | 1/18/2012 4:58:27 PM |
supersarah61 | $25.00 | 1/18/2012 4:04:00 PM |
listing-drummer6 | $100.00 | 1/18/2012 4:19:31 PM |
sclark | $25.00 | 1/18/2012 5:10:56 PM |
Tasmir | $25.00 | 1/18/2012 1:29:26 PM |
deal-griffin | $76.00 | 1/18/2012 4:55:06 PM |
Wilcat77 | $25.00 | 1/18/2012 5:04:05 PM |
degster | $25.00 | 1/18/2012 2:22:56 PM |
EtaDuck | $25.00 | 1/18/2012 5:18:05 PM |
processor115 | $25.00 | 1/18/2012 5:25:25 PM |
wesand22 | $25.00 | 1/18/2012 5:09:25 PM |
gochargers | $25.00 | 1/18/2012 5:12:02 PM |
deborahz | $25.00 | 1/18/2012 5:12:09 PM |
ski bum | $35.00 | 1/18/2012 5:33:55 PM |
thrifty-dedication | $25.00 | 1/18/2012 5:19:42 PM |
JLMGroupFunds | $25.00 | 1/18/2012 5:27:53 PM |
diversification-balancer870 | $25.00 | 1/18/2012 4:08:51 PM |
Herluftrolle | $100.00 | 1/18/2012 5:44:25 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:52 PM |
platinum-piledriver | $42.78 | 1/18/2012 4:14:23 PM |
rogue_monster | $50.00 | 1/18/2012 5:32:14 PM |
bvzm | $50.00 | 1/18/2012 4:29:02 PM |
orearella3 | $25.00 | 1/18/2012 5:38:56 PM |
beer-gardener | $25.00 | 1/18/2012 6:35:23 PM |
zebra7 | $82.00 | 1/18/2012 4:36:26 PM |
hdolga | $29.69 | 1/18/2012 4:53:57 PM |
contract-festival7 | $50.00 | 1/18/2012 6:57:15 PM |
loiosh | $25.00 | 1/18/2012 5:43:37 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:39 PM |
psbruce | $25.00 | 1/18/2012 7:43:59 PM |
duty-gusto6 | $75.00 | 1/18/2012 5:14:08 PM |
docktah | $32.00 | 1/18/2012 5:22:59 PM |
gold-motivator2 | $25.00 | 1/18/2012 10:02:55 PM |
quintilian | $25.00 | 1/19/2012 2:10:39 AM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:01 PM |
nybanker85 | $50.00 | 1/18/2012 5:40:46 PM |
power-defender7 | $40.00 | 1/18/2012 8:59:25 PM |
comet55 | $25.00 | 1/19/2012 5:49:38 AM |
pumped130 | $25.00 | 1/19/2012 6:03:43 AM |
sugybutt | $44.18 | 1/18/2012 6:26:33 PM |
B1 | $68.03 | 1/19/2012 7:38:10 AM |
aquistoyraul | $25.00 | 1/18/2012 6:42:49 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:51 PM |
obedient-loan1 | $350.00 | 1/18/2012 7:30:45 PM |
eg192 | $25.00 | 1/19/2012 9:08:57 AM |
ddog0224 | $100.01 | 1/19/2012 6:40:59 AM |
enthralling-investment | $25.00 | 1/19/2012 9:11:36 AM |
wtrboy | $25.00 | 1/19/2012 9:14:43 AM |
dano1965 | $50.00 | 1/19/2012 8:29:08 AM |
the-transaction-stronghold | $25.00 | 1/19/2012 9:29:20 AM |
elasermd | $27.00 | 1/19/2012 9:10:49 AM |
top-sensible-yield | $25.00 | 1/19/2012 5:47:57 AM |
herbyman | $50.00 | 1/19/2012 5:56:22 AM |
Longstreet47 | $25.00 | 1/19/2012 6:07:26 AM |
power-trophy7 | $25.00 | 1/19/2012 9:32:16 AM |
wacko82 | $25.00 | 1/19/2012 10:18:38 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:27 AM |
ramsba | $50.00 | 1/19/2012 9:10:21 AM |
PaulW | $25.00 | 1/19/2012 11:26:57 AM |
GIGO | $25.00 | 1/19/2012 10:11:34 AM |
dansarkis | $25.00 | 1/19/2012 9:22:01 AM |
loyalty-sherpa | $25.00 | 1/19/2012 9:22:38 AM |
currency-persimmon | $35.00 | 1/19/2012 10:58:47 AM |
MacBrandon | $25.00 | 1/19/2012 11:54:34 AM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:07 PM |
SeaDevil | $25.00 | 1/19/2012 9:28:26 AM |
trade-caper | $25.00 | 1/19/2012 9:31:24 AM |
susurrus | $50.00 | 1/19/2012 1:26:41 PM |
friendinmoney | $25.00 | 1/19/2012 2:06:47 PM |
dpries123 | $25.00 | 1/19/2012 9:40:45 AM |
NorthwestLoan1 | $140.00 | 1/19/2012 9:45:42 AM |
dedication-ninja7 | $25.00 | 1/19/2012 10:35:22 AM |
the-enthralling-coin | $25.00 | 1/19/2012 5:06:46 PM |
bid-fort3 | $25.00 | 1/19/2012 10:59:50 AM |
Interloper | $25.00 | 1/19/2012 11:03:09 AM |
TheArtOfLogic | $25.00 | 1/19/2012 11:50:25 AM |
cpodakine | $25.00 | 1/19/2012 12:09:08 PM |
justice-circuitry0 | $25.00 | 1/19/2012 12:37:25 PM |
emergencyMD | $100.00 | 1/19/2012 5:45:01 PM |
Erileb | $25.00 | 1/19/2012 5:28:49 PM |
benjo | $50.00 | 1/19/2012 10:08:11 PM |
revenue-youngster | $25.00 | 1/20/2012 5:08:26 AM |
investment-tempo | $25.00 | 1/20/2012 5:14:32 AM |
sturdy-note5 | $25.00 | 1/19/2012 7:57:52 PM |
Short_Stack | $25.00 | 1/19/2012 9:01:54 PM |
w3alter | $50.00 | 1/20/2012 9:09:57 AM |
dochelp | $50.00 | 1/20/2012 9:10:29 AM |
doncm | $50.00 | 1/20/2012 9:15:00 AM |
timbob | $92.00 | 1/20/2012 9:16:15 AM |
plane450 | $25.00 | 1/20/2012 8:59:28 AM |
TeamAmerica | $25.00 | 1/20/2012 9:22:05 AM |
fund-tom-tom6 | $25.00 | 1/20/2012 9:22:27 AM |
boogles72 | $25.00 | 1/20/2012 9:23:55 AM |
bonanza1973 | $25.00 | 1/20/2012 9:25:45 AM |
green-moola-platoon | $25.00 | 1/20/2012 9:29:24 AM |
Relevance | $25.00 | 1/20/2012 9:29:41 AM |
kind-unassuming-fund | $25.00 | 1/20/2012 9:09:51 AM |
happy-yield | $25.00 | 1/20/2012 9:16:18 AM |
hard-working-rate3 | $99.00 | 1/20/2012 9:40:09 AM |
kbmin | $25.00 | 1/20/2012 9:28:48 AM |
exchange-pledge | $35.00 | 1/20/2012 9:29:00 AM |
Marathoner | $25.00 | 1/20/2012 9:32:49 AM |
Hiro07 | $25.00 | 1/20/2012 9:33:48 AM |
miked8303 | $50.00 | 1/20/2012 9:36:13 AM |
otter | $25.00 | 1/20/2012 9:54:07 AM |
BicyclePostLendingDivision | $25.00 | 1/20/2012 9:37:16 AM |
brw | $25.00 | 1/20/2012 9:38:51 AM |
dustman | $25.00 | 1/20/2012 9:39:59 AM |
exuberant-dime | $25.00 | 1/20/2012 9:41:27 AM |
meenan | $53.00 | 1/20/2012 9:10:43 AM |
ultimatepaintball | $25.00 | 1/20/2012 9:10:57 AM |
ingenious-order783 | $35.00 | 1/20/2012 9:17:02 AM |
cropdust3r | $25.00 | 1/20/2012 9:47:20 AM |
ICHITECH | $25.00 | 1/20/2012 1:13:12 PM |
transparency-halo | $25.00 | 1/20/2012 9:51:51 AM |
riskreward | $127.00 | 1/20/2012 9:51:55 AM |
orindalender | $50.00 | 1/20/2012 9:53:13 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:52 AM |
engaging-yield4 | $25.00 | 1/20/2012 9:30:37 AM |
the-enterprising-leverage | $36.00 | 1/20/2012 9:32:46 AM |
focused-wampum | $25.00 | 1/20/2012 11:37:42 AM |
astute-benjamins | $50.00 | 1/20/2012 11:45:36 AM |
deepventures | $50.00 | 1/20/2012 9:37:20 AM |
trapper569 | $25.00 | 1/20/2012 9:50:36 AM |
mwl | $25.00 | 1/20/2012 9:54:22 AM |
boxflyer1 | $25.00 | 1/20/2012 9:58:53 AM |
themoneydoctor | $100.00 | 1/20/2012 3:29:01 PM |
trustu | $25.00 | 1/20/2012 11:19:20 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:33 AM |
djkaiser | $26.01 | 1/20/2012 5:37:19 PM |
jdrez | $49.58 | 1/20/2012 6:15:24 PM |
zwx1997 | $25.00 | 1/21/2012 7:28:07 AM |
rajs | $67.39 | 1/20/2012 11:05:29 PM |
ethical-truth211 | $125.00 | 1/21/2012 2:05:01 AM |
Sundragon | $25.00 | 1/20/2012 6:17:45 PM |
BaxterSandy | $25.00 | 1/21/2012 9:16:54 AM |
jeflanne | $150.00 | 1/21/2012 10:16:02 AM |
saihu | $26.00 | 1/20/2012 8:09:15 PM |
chris-heretoinvest | $25.00 | 1/21/2012 8:47:14 AM |
SFMutual | $100.00 | 1/21/2012 9:10:26 AM |
abundant-power | $50.00 | 1/21/2012 6:30:39 AM |
greenfuture | $25.00 | 1/21/2012 10:36:07 AM |
igniter584 | $25.00 | 1/21/2012 12:54:04 PM |
johannesfactotum | $30.00 | 1/21/2012 12:36:15 PM |
bass | $27.97 | 1/21/2012 12:22:13 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:51 PM |
Sevron | $100.00 | 1/21/2012 6:09:25 PM |
intelligent-dedication9 | $100.00 | 1/21/2012 1:42:23 PM |
4est | $25.00 | 1/21/2012 12:57:25 PM |
showmestatekid | $25.00 | 1/21/2012 2:51:21 PM |
mammalian4 | $25.00 | 1/21/2012 3:20:02 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:39 AM |
JASON_ALFUND | $25.00 | 1/22/2012 10:58:04 AM |
credit-nucleus7 | $25.00 | 1/21/2012 5:33:09 PM |
komazour | $25.00 | 1/22/2012 12:12:37 PM |
loan-adventurer7 | $25.00 | 1/22/2012 12:17:09 PM |
pinballwizard | $50.00 | 1/21/2012 11:51:37 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:18 AM |
loyalty-legend2 | $50.00 | 1/22/2012 11:48:50 AM |
FlexFunding | $50.00 | 1/22/2012 11:32:32 AM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:28:30 PM |
exact-gold2 | $25.00 | 1/22/2012 2:10:38 PM |
580 Investments
|
Borrower Payment Dependent Notes Series
550111
This series of Notes was issued and sold upon the funding of the borrower loan #59155, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Not employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 2m |
Amount delinquent:
| $76 |
Total credit lines:
| 27 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,581 | |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-payment-spinner |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt paydown
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bubb_hans | $50.00 | 1/12/2012 9:32:39 AM |
worth-blanket2 | $25.00 | 1/13/2012 5:28:04 PM |
worth-blanket2 | $3,900.00 | 1/13/2012 5:36:42 PM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:44 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:43:15 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
550167
This series of Notes was issued and sold upon the funding of the borrower loan #59421, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,403 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sales_guy_08 |
Borrower's state:
| Florida |
Borrower's group:
| Rattler FAMily |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I have a long solid history of repaying my debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/23/2012 7:22:07 AM |
DHolly | $31.00 | 1/16/2012 5:04:17 PM |
SFBank | $50.00 | 1/16/2012 5:32:19 PM |
integrity-american | $25.00 | 1/16/2012 8:44:26 PM |
rupee-equation2 | $25.00 | 1/16/2012 5:25:58 PM |
nimble-revenue5 | $50.00 | 1/16/2012 5:42:55 PM |
wkeboarder21 | $50.00 | 1/17/2012 6:29:42 AM |
Interloper | $100.00 | 1/17/2012 4:31:34 PM |
sensible-fund | $25.00 | 1/17/2012 4:03:52 PM |
a- | $25.00 | 1/17/2012 4:29:09 PM |
zeeexsixare | $400.00 | 1/17/2012 2:35:52 PM |
matt_2006 | $25.00 | 1/17/2012 5:45:47 PM |
Investor_DP | $100.00 | 1/17/2012 5:42:08 PM |
rob095 | $25.00 | 1/18/2012 12:13:39 AM |
Weaverville | $25.00 | 1/18/2012 10:49:05 AM |
csakhil | $25.00 | 1/18/2012 1:28:27 PM |
tech310 | $50.00 | 1/18/2012 7:43:13 PM |
market-sumac | $100.00 | 1/19/2012 4:20:10 PM |
toblerone | $25.00 | 1/19/2012 5:07:04 PM |
HeroSupport | $80.00 | 1/20/2012 5:23:50 AM |
kulender | $50.00 | 1/20/2012 6:15:18 AM |
nex | $25.00 | 1/20/2012 5:14:00 PM |
blueshound | $25.00 | 1/20/2012 6:15:24 PM |
asset-professor | $25.00 | 1/20/2012 5:22:11 PM |
money-bauble | $82.00 | 1/21/2012 12:10:21 PM |
the-hope-workhorse | $200.00 | 1/21/2012 9:26:30 AM |
selector568 | $300.00 | 1/21/2012 12:35:45 PM |
orange-preeminant-bill | $25.00 | 1/21/2012 12:39:24 PM |
master648 | $85.00 | 1/22/2012 6:28:12 AM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:48 PM |
jamiee73 | $25.00 | 1/22/2012 3:06:19 PM |
reflective-rupee | $25.00 | 1/22/2012 12:45:44 PM |
hope-hickory8 | $25.00 | 1/23/2012 6:04:56 AM |
buffalobills | $25.00 | 1/23/2012 6:57:16 AM |
burgeoning-generosity9 | $26.99 | 1/22/2012 3:42:34 PM |
loyalty-czar | $50.00 | 1/23/2012 8:29:09 AM |
strippermoney | $500.00 | 1/22/2012 4:50:44 PM |
whatreality | $25.00 | 1/22/2012 2:57:32 PM |
irrelevant | $50.00 | 1/22/2012 6:05:13 PM |
principal-cooker2 | $100.00 | 1/23/2012 9:10:38 AM |
kindness-ace1 | $50.00 | 1/22/2012 4:53:06 PM |
powerplant62 | $25.00 | 1/22/2012 7:33:56 PM |
p2p-mover0 | $40.00 | 1/22/2012 10:16:52 PM |
social-cocktail1 | $200.00 | 1/23/2012 9:31:00 AM |
yield-implementer8 | $53.18 | 1/23/2012 8:26:07 AM |
agalt | $85.00 | 1/23/2012 11:41:56 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:40 AM |
proud-pound4 | $25.00 | 1/23/2012 9:23:34 AM |
income-rocker2 | $64.27 | 1/23/2012 2:26:51 PM |
restless-currency | $50.00 | 1/23/2012 5:09:34 PM |
ccclaireee333 | $28.94 | 1/23/2012 11:18:13 AM |
340 | $25.00 | 1/23/2012 11:46:31 AM |
orearella3 | $25.00 | 1/23/2012 5:15:56 PM |
coin-lesson3 | $100.00 | 1/23/2012 12:33:53 PM |
harty | $50.00 | 1/23/2012 12:38:02 PM |
well-mannered-income3 | $60.00 | 1/23/2012 2:51:11 PM |
prominence8 | $30.00 | 1/23/2012 3:19:12 PM |
ethical-truth211 | $100.00 | 1/23/2012 3:46:24 PM |
SAMCRO | $50.00 | 1/23/2012 9:14:34 PM |
diligent-bid3 | $50.00 | 1/23/2012 5:44:53 PM |
fantastic-bazaar2 | $100.00 | 1/23/2012 6:00:23 PM |
economy-huckleberry0 | $25.00 | 1/23/2012 5:54:40 PM |
rockhound84 | $40.00 | 1/23/2012 7:28:24 PM |
Index_Plus | $6,430.62 | 1/23/2012 9:39:02 PM |
LittleMingo | $25.00 | 1/16/2012 5:07:40 PM |
economy-coup | $50.00 | 1/16/2012 5:28:08 PM |
AlternativeCashFlow | $25.00 | 1/16/2012 5:34:43 PM |
loan-fate | $50.00 | 1/16/2012 5:06:23 PM |
cattlebaron | $25.00 | 1/16/2012 5:24:44 PM |
yf99yz | $30.00 | 1/17/2012 4:12:45 PM |
penny-surgeon | $25.00 | 1/17/2012 9:03:36 AM |
Bank_Of_XL | $25.00 | 1/17/2012 9:47:14 AM |
hitsman | $50.00 | 1/17/2012 5:15:06 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:50 PM |
greenback-seagull2 | $38.00 | 1/20/2012 9:10:41 AM |
kevin314 | $25.00 | 1/19/2012 11:18:37 PM |
WilliamLeeSims | $25.00 | 1/20/2012 9:19:26 AM |
genius520 | $50.00 | 1/20/2012 5:36:38 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:57 AM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:00 AM |
Tylerh | $250.00 | 1/21/2012 12:07:44 PM |
ideal-platinum1 | $25.00 | 1/21/2012 12:53:59 PM |
bazaar-festivity | $25.00 | 1/21/2012 12:54:18 PM |
loss-of-control | $100.00 | 1/21/2012 6:30:13 PM |
bowler252 | $25.00 | 1/21/2012 6:55:01 PM |
velocity-pear | $25.00 | 1/22/2012 12:14:20 PM |
life-is-great | $25.00 | 1/22/2012 12:25:20 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:46 PM |
zone6 | $100.00 | 1/22/2012 3:02:50 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:38:30 PM |
power-secret-agent | $25.00 | 1/22/2012 11:00:17 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:37 PM |
partyplan | $30.00 | 1/23/2012 6:07:57 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:44 PM |
cello1 | $25.00 | 1/22/2012 6:33:33 PM |
gain-equator | $25.00 | 1/22/2012 9:10:24 PM |
vonheyse | $25.00 | 1/23/2012 5:19:44 AM |
focused-return366 | $25.00 | 1/23/2012 8:19:46 AM |
wampum-library4 | $25.00 | 1/23/2012 2:28:09 PM |
Hambone1111 | $25.00 | 1/23/2012 9:25:13 AM |
kermitdafrog | $25.00 | 1/23/2012 9:42:05 AM |
newest-stable-integrity | $25.00 | 1/23/2012 10:55:28 AM |
new-intuitive-dime | $25.00 | 1/23/2012 5:12:29 PM |
A4 | $25.00 | 1/23/2012 3:53:09 PM |
gristle_mcthornbody | $25.00 | 1/23/2012 4:12:03 PM |
betterthanstock | $25.00 | 1/23/2012 4:53:04 PM |
director877 | $50.00 | 1/23/2012 7:41:28 PM |
omegamon1 | $25.00 | 1/23/2012 7:58:11 PM |
Melrosian | $90.00 | 1/23/2012 8:41:18 PM |
VJ_Financial | $50.00 | 1/23/2012 9:10:47 PM |
110 Investments
|
Borrower Payment Dependent Notes Series
550191
This series of Notes was issued and sold upon the funding of the borrower loan #59226, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2003 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,491 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| BeTheChange2012 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving to Begin New Career
Purpose of loan: To invest in a new career, with a 50% increase in salary
This loan will be used to pay off high interest credit card, fund moving expenses and fees to become certified to teach special education.
I am a good candidate for this loan because this loan will allow me to enter a career that offers a higher salary than I am currently making - 25,560 vs. 43,000. The cost of living is similar. (Teacher Salaries in Recovery School district in New Orleans, LA - http://www.rsdla.net/Libraries/Salaries/Teachers.sflb.ashx)
I will be moving to work in a low-income, underserved community.
From my Masters degree I have federal student loans, which offer loan deferment & loan forgiveness programs for teachers who serve in these kinds of communities. I will also pursue summer tutoring jobs for supplemental income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-popcorn | $25.00 | 1/19/2012 6:14:48 AM |
green-trade-dolphin | $26.99 | 1/9/2012 5:02:34 PM |
skillful-asset5 | $30.00 | 1/9/2012 7:28:19 PM |
cattlebaron | $50.00 | 1/10/2012 2:39:29 AM |
enriching-dollar1 | $100.00 | 1/10/2012 10:07:57 AM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:28:21 AM |
edaguy | $75.00 | 1/12/2012 5:38:18 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:43:17 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:27 PM |
Harry | $50.00 | 1/13/2012 6:38:08 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:03 AM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:41 PM |
availableloan | $25.00 | 1/15/2012 9:10:38 PM |
compassionate-dime0 | $50.00 | 1/16/2012 2:13:13 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:08 PM |
kukubird | $30.00 | 1/16/2012 3:35:53 PM |
top-diversification-giraffe1 | $25.00 | 1/16/2012 5:39:11 PM |
loan-warrior | $25.00 | 1/16/2012 5:51:00 PM |
successful-agreement7 | $100.00 | 1/16/2012 5:35:36 PM |
Lendomatic | $25.00 | 1/16/2012 8:27:45 PM |
ndhookman | $49.00 | 1/16/2012 5:22:24 PM |
principal-cooker2 | $100.00 | 1/16/2012 5:22:52 PM |
davidrainboy | $25.00 | 1/17/2012 7:20:10 AM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:23 AM |
rizoyalo | $50.00 | 1/17/2012 12:59:59 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:05 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:28 PM |
life-is-great | $25.00 | 1/17/2012 5:25:42 PM |
pdxtech | $40.00 | 1/17/2012 5:31:09 PM |
duty-explosion9 | $50.00 | 1/17/2012 5:54:23 PM |
reflective-ore3 | $25.00 | 1/18/2012 12:27:44 AM |
WonderPup | $25.00 | 1/18/2012 8:14:29 AM |
deal-secret-agent | $25.00 | 1/18/2012 9:16:59 AM |
piter-to-la-investment | $25.00 | 1/18/2012 9:19:34 AM |
indomitable-dedication | $25.00 | 1/18/2012 9:08:01 AM |
GoingFishing | $25.00 | 1/18/2012 9:22:20 AM |
investorrr | $50.00 | 1/17/2012 9:42:15 PM |
wise-silver-wonder | $25.00 | 1/18/2012 6:25:38 AM |
blue-order-comet | $25.00 | 1/18/2012 11:29:50 AM |
pound-mushroom3 | $25.00 | 1/18/2012 9:05:45 AM |
Tradesmanlender | $25.00 | 1/18/2012 9:06:04 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:03 PM |
useful-p2ploan | $25.00 | 1/18/2012 9:15:33 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:40 AM |
wayman | $25.00 | 1/18/2012 9:25:17 AM |
csakhil | $25.00 | 1/18/2012 1:27:32 PM |
happy-credit | $50.00 | 1/18/2012 3:18:13 PM |
motivator796 | $25.00 | 1/18/2012 3:19:48 PM |
MyPlantsEatBugs | $25.00 | 1/18/2012 3:25:22 PM |
VAGweilo | $50.00 | 1/18/2012 3:29:09 PM |
mommyhelper | $50.00 | 1/18/2012 3:34:02 PM |
Auburnmist | $25.00 | 1/18/2012 3:40:46 PM |
mainsail35 | $100.00 | 1/18/2012 3:57:07 PM |
supersarah61 | $25.00 | 1/18/2012 4:08:04 PM |
gain-equator | $25.00 | 1/18/2012 3:25:26 PM |
listing-drummer6 | $100.00 | 1/18/2012 4:19:31 PM |
bashar | $25.00 | 1/18/2012 4:45:20 PM |
fmvaulter | $25.00 | 1/18/2012 4:46:59 PM |
CBO-Enterprise | $100.00 | 1/18/2012 3:56:00 PM |
jst1 | $50.00 | 1/18/2012 4:12:21 PM |
power-mad-scientist | $50.00 | 1/18/2012 4:39:32 PM |
Kaj | $25.00 | 1/18/2012 5:10:15 PM |
fervent-repayment | $50.00 | 1/18/2012 5:10:54 PM |
worth-dandelion | $100.00 | 1/18/2012 5:13:26 PM |
yield-aurora4 | $25.00 | 1/18/2012 5:15:04 PM |
DDHMoney | $25.00 | 1/18/2012 5:16:15 PM |
rescue | $100.00 | 1/18/2012 5:17:05 PM |
kindness-jedi | $25.00 | 1/18/2012 5:07:40 PM |
jblack01 | $25.00 | 1/18/2012 5:25:04 PM |
revenue-tsunami | $25.00 | 1/18/2012 3:21:05 PM |
prescription0 | $25.00 | 1/18/2012 5:27:09 PM |
leverage-trident | $25.00 | 1/18/2012 5:12:06 PM |
money-banker867 | $25.00 | 1/18/2012 5:31:05 PM |
IPlayOutsideTheBox | $25.00 | 1/18/2012 3:27:43 PM |
chlebie | $33.00 | 1/18/2012 5:32:36 PM |
Sierrahh | $25.00 | 1/18/2012 5:35:39 PM |
sammyhammy | $25.00 | 1/18/2012 3:34:38 PM |
mvalley | $25.00 | 1/18/2012 5:19:05 PM |
cash-reaction2 | $50.00 | 1/18/2012 5:20:14 PM |
orearella3 | $25.00 | 1/18/2012 5:38:56 PM |
TheGeek | $25.00 | 1/18/2012 5:39:11 PM |
balance2 | $50.00 | 1/18/2012 5:24:03 PM |
wormdc | $25.00 | 1/18/2012 5:24:14 PM |
rcm87 | $50.00 | 1/18/2012 5:40:07 PM |
compassion-bauble4 | $25.00 | 1/18/2012 5:28:19 PM |
peaceful-bazaar497 | $30.00 | 1/18/2012 5:32:07 PM |
hogdriver | $25.00 | 1/18/2012 5:33:20 PM |
the-laudable-peso | $40.00 | 1/18/2012 5:36:22 PM |
theshef | $25.00 | 1/18/2012 5:37:11 PM |
Mark-7 | $50.00 | 1/18/2012 5:37:26 PM |
rickp | $25.00 | 1/18/2012 5:37:47 PM |
camaraderi-atmosphere | $50.00 | 1/18/2012 4:33:29 PM |
transaction-animal8 | $25.00 | 1/18/2012 5:43:02 PM |
Munnie | $50.00 | 1/18/2012 5:44:34 PM |
ahalls | $25.00 | 1/18/2012 5:07:42 PM |
toblerone | $25.00 | 1/18/2012 5:08:37 PM |
Anamorph | $25.00 | 1/18/2012 7:39:09 PM |
jjswanso | $100.00 | 1/18/2012 5:09:31 PM |
Tideman | $25.00 | 1/18/2012 5:12:16 PM |
maldok1 | $25.00 | 1/18/2012 5:13:01 PM |
be_wise | $25.00 | 1/18/2012 6:48:47 PM |
bid-czar8 | $100.00 | 1/18/2012 5:15:43 PM |
no_agenda_lender | $25.00 | 1/18/2012 5:16:22 PM |
factcheck | $25.00 | 1/18/2012 8:09:32 PM |
lender2611 | $25.00 | 1/18/2012 5:20:56 PM |
ursus | $50.00 | 1/18/2012 5:21:53 PM |
bdloans | $50.00 | 1/18/2012 9:04:18 PM |
monstersdad | $100.00 | 1/18/2012 5:25:47 PM |
gold-pudding6 | $60.00 | 1/18/2012 5:26:24 PM |
LMM1 | $25.00 | 1/18/2012 5:31:25 PM |
craftymama | $25.00 | 1/18/2012 5:35:57 PM |
spark548 | $50.00 | 1/18/2012 5:36:47 PM |
gere-co | $25.00 | 1/18/2012 5:38:08 PM |
red-dime-solo | $65.30 | 1/18/2012 5:44:54 PM |
weltstreet | $50.00 | 1/18/2012 9:11:39 PM |
beer-gardener | $25.00 | 1/18/2012 6:33:31 PM |
gold-gazelle | $50.00 | 1/19/2012 8:02:34 AM |
greenfuzz | $30.00 | 1/18/2012 6:48:15 PM |
seanvr33 | $25.00 | 1/19/2012 2:58:05 AM |
1stPlace | $25.00 | 1/19/2012 8:29:37 AM |
Domgabriel | $30.00 | 1/19/2012 3:37:57 AM |
deal-vibrato | $50.00 | 1/18/2012 7:09:51 PM |
Smallbear | $25.00 | 1/19/2012 5:31:18 AM |
revenue-achievement | $25.00 | 1/19/2012 9:08:32 AM |
wlm3012 | $40.00 | 1/18/2012 7:45:05 PM |
riveting-community | $100.00 | 1/19/2012 8:16:11 AM |
peace-pilot | $25.00 | 1/18/2012 8:37:23 PM |
Lam0nt | $25.00 | 1/19/2012 9:23:22 AM |
gavinfh | $25.00 | 1/19/2012 9:25:05 AM |
ramsba | $35.00 | 1/19/2012 9:10:22 AM |
the-magnetic-transaction | $50.00 | 1/19/2012 9:34:10 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:33 AM |
basis-mammal | $25.00 | 1/19/2012 9:18:02 AM |
Longstreet47 | $25.68 | 1/19/2012 6:06:04 AM |
enriching-capital | $25.00 | 1/19/2012 9:30:52 AM |
TheCount | $25.00 | 1/19/2012 9:34:52 AM |
BlueRoom | $25.00 | 1/19/2012 9:36:08 AM |
agreement-sycamore | $150.00 | 1/19/2012 8:54:43 AM |
Erikdbp | $25.00 | 1/19/2012 9:07:08 AM |
CapeDollars | $25.00 | 1/19/2012 9:46:20 AM |
velocity-solo | $25.00 | 1/19/2012 9:12:05 AM |
dedicated-diversification5 | $35.66 | 1/19/2012 10:12:09 AM |
coin-entrepreneur | $25.00 | 1/19/2012 10:28:05 AM |
benevolent-silver6 | $200.00 | 1/19/2012 10:40:56 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:27 AM |
the-auction-firestarter | $25.00 | 1/19/2012 9:21:17 AM |
Swabjockey | $25.00 | 1/19/2012 1:04:59 PM |
poeman | $25.00 | 1/19/2012 12:43:21 PM |
GIGO | $25.00 | 1/19/2012 10:11:34 AM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:57 PM |
finance-assembler | $50.00 | 1/19/2012 10:45:10 AM |
Bank-Of-David | $25.00 | 1/19/2012 11:46:21 AM |
TheArtOfLogic | $25.00 | 1/19/2012 11:51:43 AM |
Acid | $50.00 | 1/19/2012 5:34:00 PM |
soulwork | $50.00 | 1/19/2012 6:42:04 PM |
inspiring-payout5 | $25.00 | 1/19/2012 7:18:36 PM |
new-orbital-transaction | $25.00 | 1/19/2012 4:38:31 PM |
x-bones | $40.00 | 1/19/2012 7:34:21 PM |
reinforced-velocity158 | $200.00 | 1/19/2012 6:12:46 PM |
lucrative-reward | $100.00 | 1/19/2012 6:34:33 PM |
benjo | $50.00 | 1/19/2012 10:08:11 PM |
sophisticated-return496 | $25.00 | 1/19/2012 10:45:26 PM |
radforj22 | $25.00 | 1/20/2012 4:18:30 AM |
magical-durability9 | $25.00 | 1/20/2012 4:21:26 AM |
hudget | $35.00 | 1/20/2012 5:20:52 AM |
averagefore | $50.00 | 1/20/2012 6:02:33 AM |
autonomous-basis | $50.00 | 1/19/2012 5:39:46 PM |
evergreen16 | $100.00 | 1/19/2012 5:39:55 PM |
YosemiteSam | $25.00 | 1/20/2012 4:52:43 AM |
revenue-youngster | $25.00 | 1/20/2012 5:00:30 AM |
sturdy-note5 | $25.00 | 1/19/2012 7:30:52 PM |
SimonHova | $25.00 | 1/20/2012 8:16:04 AM |
Bob450 | $30.00 | 1/20/2012 7:08:35 AM |
emt747 | $25.00 | 1/19/2012 11:10:05 PM |
Phunder | $25.00 | 1/20/2012 3:34:00 AM |
note-mad-scientist | $100.00 | 1/20/2012 4:05:29 AM |
intrepid-loot | $25.00 | 1/20/2012 6:06:50 AM |
joyous-benefit3 | $25.00 | 1/20/2012 6:13:46 AM |
Oranje88 | $100.00 | 1/20/2012 6:19:01 AM |
Wilhan | $30.00 | 1/20/2012 7:47:19 AM |
GoldenRule01 | $61.47 | 1/20/2012 7:48:54 AM |
Richmp412 | $25.00 | 1/20/2012 8:28:15 AM |
coin-popcorn | $25.00 | 1/20/2012 8:36:12 AM |
grf1945 | $25.00 | 1/9/2012 5:25:19 PM |
rupee-equation2 | $25.00 | 1/9/2012 5:09:33 PM |
downtownfarm | $25.00 | 1/9/2012 5:42:22 PM |
selector568 | $300.00 | 1/9/2012 5:23:57 PM |
E_G | $50.00 | 1/9/2012 5:43:58 PM |
Investor_DP | $100.00 | 1/9/2012 5:43:16 PM |
hitsman | $50.00 | 1/9/2012 5:51:46 PM |
Weaverville | $25.00 | 1/10/2012 10:06:24 AM |
papaloha | $100.00 | 1/10/2012 11:25:50 AM |
Theodon | $25.00 | 1/11/2012 4:09:50 PM |
genius520 | $50.00 | 1/12/2012 5:22:56 PM |
BxRealtor | $25.00 | 1/12/2012 5:35:47 PM |
invest-in-ed | $160.00 | 1/14/2012 4:27:50 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:38 AM |
Tylerh | $250.00 | 1/15/2012 12:17:13 PM |
kind-credit-bear | $25.00 | 1/16/2012 2:16:59 PM |
GlobalVisionary | $25.00 | 1/16/2012 5:21:01 PM |
money-bauble | $100.00 | 1/16/2012 5:10:51 PM |
moola-gargantuan9 | $50.00 | 1/16/2012 5:03:21 PM |
kevin314 | $25.00 | 1/16/2012 5:11:19 PM |
gold-plane1 | $25.00 | 1/16/2012 5:18:03 PM |
veneziani | $25.00 | 1/17/2012 5:52:02 AM |
newt999 | $25.00 | 1/17/2012 8:00:38 AM |
dzap07 | $250.00 | 1/17/2012 9:27:27 AM |
dunedin | $25.00 | 1/16/2012 9:06:24 PM |
penny-firestarter | $25.00 | 1/17/2012 7:17:15 AM |
cksdaddy | $25.00 | 1/17/2012 1:17:03 PM |
happycents | $25.00 | 1/17/2012 11:11:05 AM |
social-booster4 | $50.00 | 1/17/2012 11:13:32 AM |
capital-announcer5 | $25.00 | 1/17/2012 12:07:57 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:38 PM |
dime-sprout | $25.00 | 1/17/2012 5:43:42 PM |
riproaringrapids | $50.00 | 1/17/2012 5:37:00 PM |
samo102us | $25.00 | 1/18/2012 9:14:41 AM |
bountiful-durability | $50.00 | 1/18/2012 9:21:04 AM |
antlr | $50.00 | 1/17/2012 8:32:29 PM |
income-champion | $25.00 | 1/18/2012 9:12:28 AM |
bold-durability-drum | $60.00 | 1/18/2012 9:17:25 AM |
melodious-fairness | $25.00 | 1/18/2012 9:33:19 AM |
cutter21 | $25.00 | 1/18/2012 9:05:54 AM |
hanuman77 | $25.00 | 1/18/2012 9:08:24 AM |
bazaar-festivity | $25.00 | 1/18/2012 9:09:15 AM |
sharpey | $25.00 | 1/18/2012 9:14:49 AM |
principal-kung-fu | $25.00 | 1/18/2012 3:23:41 PM |
trade-arch | $25.00 | 1/18/2012 3:31:12 PM |
freeway | $25.00 | 1/18/2012 3:33:10 PM |
GrooveBiz | $25.00 | 1/18/2012 3:42:49 PM |
orange-influential-credit | $25.00 | 1/18/2012 3:21:07 PM |
super100 | $25.00 | 1/18/2012 3:31:40 PM |
LenderOnWheels | $25.00 | 1/18/2012 3:35:02 PM |
bvzm | $50.00 | 1/18/2012 4:29:03 PM |
AceInTheHole | $25.00 | 1/18/2012 3:42:50 PM |
unclejaef | $25.00 | 1/18/2012 4:31:44 PM |
ultimate-payment | $25.00 | 1/18/2012 5:06:54 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:52 PM |
spitzbergen | $25.00 | 1/18/2012 5:09:37 PM |
Sartre | $25.00 | 1/18/2012 5:10:23 PM |
reward-optimization9 | $25.00 | 1/18/2012 4:46:14 PM |
gulch | $25.00 | 1/18/2012 5:17:06 PM |
market-assembler | $50.00 | 1/18/2012 5:20:11 PM |
benefit-prescription6 | $100.00 | 1/18/2012 5:09:29 PM |
ctgscott | $25.00 | 1/18/2012 5:26:35 PM |
gizzywump | $25.00 | 1/18/2012 5:26:43 PM |
suave-dime6 | $25.00 | 1/18/2012 5:32:15 PM |
godzig | $25.00 | 1/18/2012 3:30:47 PM |
Robyn5722 | $25.00 | 1/18/2012 5:34:00 PM |
asmithj | $25.00 | 1/18/2012 5:35:55 PM |
swm | $29.00 | 1/18/2012 3:34:23 PM |
firedoctor | $25.00 | 1/18/2012 5:17:50 PM |
e6400 | $25.00 | 1/18/2012 5:19:16 PM |
fareast_man | $25.00 | 1/18/2012 5:21:35 PM |
listing-vista | $50.00 | 1/18/2012 5:23:19 PM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:02 PM |
JJ9876 | $25.00 | 1/18/2012 5:40:16 PM |
deal-enrichment063 | $100.00 | 1/18/2012 4:02:51 PM |
tabbytiger | $100.00 | 1/18/2012 5:43:24 PM |
prohelper | $25.00 | 1/18/2012 5:28:39 PM |
radforj22 | $28.20 | 1/18/2012 5:44:07 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:36 PM |
KLCRAY | $25.00 | 1/18/2012 5:32:50 PM |
greenback-investor7 | $75.00 | 1/18/2012 5:34:28 PM |
commanding-treasure2 | $50.00 | 1/18/2012 5:35:58 PM |
exciting-responsibility3 | $25.00 | 1/18/2012 5:36:49 PM |
mighty-fairness5 | $25.00 | 1/18/2012 4:58:27 PM |
simpy | $25.00 | 1/18/2012 5:43:14 PM |
deal-thinker7 | $35.50 | 1/18/2012 5:51:36 PM |
CAGE-Investments | $25.00 | 1/18/2012 5:08:29 PM |
Sefotonga | $25.00 | 1/18/2012 5:15:39 PM |
williemc44 | $25.00 | 1/18/2012 5:15:47 PM |
tspyz | $25.00 | 1/18/2012 5:17:20 PM |
zensunni | $50.00 | 1/18/2012 8:01:15 PM |
loyalty-czar | $50.00 | 1/18/2012 8:03:21 PM |
best-phenomenal-treasure | $25.00 | 1/18/2012 5:21:38 PM |
zippy-interest | $25.00 | 1/18/2012 5:22:32 PM |
cvlender | $50.00 | 1/18/2012 8:50:37 PM |
LoanMonkey | $50.00 | 1/18/2012 5:24:39 PM |
power-defender7 | $40.00 | 1/18/2012 9:03:59 PM |
generosity-poem2 | $100.00 | 1/18/2012 7:30:52 PM |
psbruce | $25.00 | 1/18/2012 7:44:00 PM |
JJYossarian | $50.00 | 1/18/2012 5:35:16 PM |
quintilian | $25.00 | 1/19/2012 2:10:39 AM |
payment-halo | $25.00 | 1/19/2012 3:06:11 AM |
oplender | $25.00 | 1/18/2012 8:14:23 PM |
wwwUniversal | $25.00 | 1/18/2012 5:40:31 PM |
benjamins-thunder | $25.00 | 1/18/2012 5:41:41 PM |
nimble-economy863 | $25.00 | 1/19/2012 6:10:33 AM |
ddog0224 | $50.00 | 1/19/2012 6:43:57 AM |
Caidin | $25.00 | 1/19/2012 8:59:21 AM |
tech310 | $50.00 | 1/18/2012 7:42:51 PM |
vigorous-velocity | $33.00 | 1/19/2012 9:11:37 AM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:38 AM |
dollar-doughnut6 | $25.00 | 1/19/2012 9:18:55 AM |
dansarkis | $25.00 | 1/19/2012 9:22:01 AM |
lawyervon | $25.00 | 1/19/2012 9:24:57 AM |
tsquared_030 | $25.00 | 1/18/2012 10:44:24 PM |
wtrboy | $25.00 | 1/19/2012 9:14:43 AM |
wdove511 | $25.00 | 1/19/2012 9:19:03 AM |
progressive-asset | $66.00 | 1/19/2012 9:22:50 AM |
comet55 | $25.00 | 1/19/2012 5:50:13 AM |
rupee-tuba | $25.00 | 1/19/2012 6:43:51 AM |
octoberfresh | $25.00 | 1/19/2012 6:55:49 AM |
wise-rupee-sanctuary | $50.00 | 1/19/2012 9:28:36 AM |
IIP77 | $25.00 | 1/19/2012 9:46:34 AM |
gethsemane4 | $50.00 | 1/19/2012 7:25:11 AM |
Relaxo | $100.00 | 1/19/2012 8:37:12 AM |
Peacepower | $25.00 | 1/19/2012 10:25:08 AM |
ferdberfel | $25.00 | 1/19/2012 8:44:28 AM |
credit-coach118 | $35.27 | 1/19/2012 8:47:49 AM |
moola-monger9 | $50.00 | 1/19/2012 11:19:56 AM |
wacko82 | $25.00 | 1/19/2012 10:18:39 AM |
processor115 | $25.00 | 1/19/2012 9:20:44 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:28 AM |
helpful-loan245 | $25.00 | 1/19/2012 11:15:33 AM |
investment-comet | $25.00 | 1/19/2012 11:31:58 AM |
LeReve | $25.00 | 1/19/2012 9:37:38 AM |
gold-channel2 | $25.00 | 1/19/2012 9:42:07 AM |
precious-coin3 | $25.00 | 1/19/2012 12:08:34 PM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:07 PM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:37 AM |
uncleharold | $25.00 | 1/19/2012 9:49:43 AM |
market-sumac | $100.00 | 1/19/2012 4:20:03 PM |
DHolly | $25.00 | 1/19/2012 5:12:35 PM |
credit-nucleus7 | $45.00 | 1/19/2012 5:14:32 PM |
enthusiastic-ore5 | $30.00 | 1/19/2012 12:46:13 PM |
innocent-income4 | $25.00 | 1/19/2012 5:31:57 PM |
order-brilliance9 | $100.00 | 1/19/2012 5:32:13 PM |
vigilance-frontier | $25.00 | 1/19/2012 7:32:58 PM |
market-trooper3 | $30.00 | 1/19/2012 4:42:21 PM |
worthy-bid4 | $25.61 | 1/19/2012 7:38:10 PM |
A4 | $25.00 | 1/19/2012 8:28:09 PM |
justice-allocator3 | $25.00 | 1/19/2012 10:15:36 PM |
justice-allocator3 | $25.00 | 1/19/2012 10:17:22 PM |
profitable-money | $25.00 | 1/19/2012 7:43:48 PM |
chris-heretoinvest | $25.00 | 1/20/2012 5:19:12 AM |
autobahn77 | $25.00 | 1/20/2012 7:15:49 AM |
kulender | $50.00 | 1/20/2012 6:14:36 AM |
coin-architect2 | $56.00 | 1/19/2012 7:50:22 PM |
agalt | $75.00 | 1/20/2012 8:08:57 AM |
cclady | $422.52 | 1/20/2012 8:47:23 AM |
tranquil-economy4 | $50.00 | 1/20/2012 7:26:34 AM |
tonyscc | $25.00 | 1/20/2012 8:01:36 AM |
green28 | $100.00 | 1/20/2012 4:47:48 AM |
rockhound84 | $25.00 | 1/20/2012 5:07:03 AM |
newest-coin-frog | $50.00 | 1/20/2012 5:09:31 AM |
buffalobills | $25.00 | 1/20/2012 8:08:43 AM |
trustworthy-finance6 | $200.00 | 1/20/2012 8:20:23 AM |
349 Investments
|
Borrower Payment Dependent Notes Series
550197
This series of Notes was issued and sold upon the funding of the borrower loan #59168, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $291.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1973 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
22 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $117,038 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsibility-crescendo3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
funding for A/R during tax season
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/13/2012 9:02:36 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
550215
This series of Notes was issued and sold upon the funding of the borrower loan #59434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-2005 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,630 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| graceful-deal026453 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
housing expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bubb_hans | $50.00 | 1/13/2012 5:19:51 PM |
jkeller4000 | $25.00 | 1/14/2012 12:50:37 PM |
2grindstones | $25.00 | 1/14/2012 1:18:55 PM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:35 AM |
productive-note2 | $100.00 | 1/19/2012 6:29:44 PM |
marketplace-meridian | $25.00 | 1/20/2012 11:05:37 AM |
handy-market4 | $25.00 | 1/22/2012 12:20:23 AM |
amusement4 | $100.00 | 1/21/2012 10:11:27 PM |
life-is-great | $25.00 | 1/22/2012 12:25:17 PM |
commerce-renewal | $25.00 | 1/22/2012 9:18:06 PM |
aldeed | $100.00 | 1/23/2012 9:04:29 AM |
HenryS | $25.00 | 1/24/2012 3:50:09 AM |
tremendous-yield8 | $25.00 | 1/24/2012 5:12:30 AM |
double22 | $100.00 | 1/24/2012 7:12:07 AM |
Marssoft | $25.00 | 1/24/2012 1:50:49 AM |
IIP77 | $25.00 | 1/24/2012 3:05:32 AM |
copper | $50.00 | 1/24/2012 9:33:32 AM |
larslfe | $25.00 | 1/24/2012 9:29:00 AM |
eronyc | $25.00 | 1/24/2012 9:54:13 AM |
dedicated-transaction796 | $25.00 | 1/24/2012 5:39:37 PM |
transparency-river1 | $2,001.55 | 1/24/2012 6:00:08 PM |
ccclaireee333 | $25.00 | 1/15/2012 7:03:23 PM |
kind-credit-bear | $25.00 | 1/16/2012 2:17:01 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:28 PM |
Dubbs360 | $25.00 | 1/18/2012 9:40:41 AM |
csakhil | $25.00 | 1/18/2012 1:28:07 PM |
a-successful-credit | $25.00 | 1/19/2012 9:22:48 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:41 AM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:06 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:44 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:24 AM |
kulender | $50.00 | 1/22/2012 9:41:05 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:40 PM |
encouraging-repayment5 | $25.00 | 1/22/2012 9:31:50 PM |
sprout16 | $25.00 | 1/23/2012 11:08:27 PM |
VJ_Financial | $50.00 | 1/24/2012 6:11:48 AM |
alpete7 | $50.00 | 1/24/2012 10:22:36 AM |
the-laudable-peso | $40.00 | 1/24/2012 5:24:59 PM |
mindful-cash6 | $25.00 | 1/24/2012 5:49:45 PM |
melodious-openness | $83.45 | 1/24/2012 6:01:18 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
550217
This series of Notes was issued and sold upon the funding of the borrower loan #59218, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 4
/
4 | Length of status: | 18y 4m |
Amount delinquent:
| $1,650 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $555 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unequivocal-dollar9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt con.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bubb_hans | $50.00 | 1/10/2012 9:38:15 AM |
nfx | $35.00 | 1/11/2012 9:54:59 AM |
mrxtravis | $25.00 | 1/12/2012 9:08:57 AM |
papaloha | $25.00 | 1/12/2012 9:57:06 AM |
LuvToLend | $25.00 | 1/12/2012 1:20:52 PM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:42 PM |
managedfund | $333.00 | 1/16/2012 5:34:18 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:21 PM |
painterflipper | $25.00 | 1/17/2012 11:32:21 PM |
Dubbs360 | $25.00 | 1/18/2012 9:40:39 AM |
csakhil | $25.00 | 1/18/2012 1:27:32 PM |
green-friendly-bill | $75.00 | 1/18/2012 7:20:12 PM |
social-heart | $25.00 | 1/18/2012 8:42:28 PM |
justice-trailblazer0 | $25.00 | 1/18/2012 9:47:13 PM |
duty-explosion9 | $25.00 | 1/19/2012 5:44:07 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:42 PM |
moneyhelp4u | $25.00 | 1/19/2012 7:32:52 PM |
the-hope-workhorse | $200.00 | 1/19/2012 6:23:15 PM |
neorunner | $25.00 | 1/20/2012 8:54:52 AM |
S2M | $36.00 | 1/19/2012 8:35:37 PM |
alexgalt | $25.00 | 1/20/2012 9:00:36 AM |
eronyc | $25.00 | 1/20/2012 9:25:03 AM |
a-successful-credit | $25.00 | 1/20/2012 9:37:40 AM |
s_man1 | $25.00 | 1/20/2012 11:28:26 AM |
AdamsWay | $50.00 | 1/20/2012 11:47:42 AM |
gothampark | $25.00 | 1/20/2012 11:48:18 AM |
csak13 | $50.00 | 1/20/2012 11:51:55 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:21:17 AM |
orearella3 | $25.00 | 1/20/2012 9:49:27 AM |
Golfmoney | $63.29 | 1/20/2012 12:17:00 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:30 PM |
Cessna172 | $25.00 | 1/14/2012 3:59:01 PM |
realtormoises | $25.00 | 1/16/2012 6:00:56 PM |
tech310 | $50.00 | 1/18/2012 7:39:34 PM |
naffets77 | $25.00 | 1/19/2012 3:49:04 PM |
tdorren | $25.00 | 1/20/2012 5:01:22 AM |
reflective-rupee | $25.00 | 1/20/2012 8:13:54 AM |
VJ_Financial | $46.00 | 1/20/2012 4:37:43 AM |
Bob450 | $25.00 | 1/20/2012 6:59:37 AM |
return-enforcer5 | $36.71 | 1/20/2012 9:42:29 AM |
HelpWhenNeeded | $25.00 | 1/20/2012 12:06:29 PM |
ethical-truth211 | $100.00 | 1/20/2012 10:54:14 AM |
scoobiedoo | $25.00 | 1/20/2012 11:25:22 AM |
AdamsWay | $25.00 | 1/20/2012 11:48:34 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
550283
This series of Notes was issued and sold upon the funding of the borrower loan #59660, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $206.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,663 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| aggresive-dinero3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$6000 loan
Purpose of loan: Debt pay off
This loan will be used to...pay off debt.
My financial situation:
I am a good candidate for this loan because... gainfully employed
Monthly net income: $7500
Monthly expenses: $4100
Housing: $1310
Insurance: $110
Car expenses: $340
Utilities: 310
Phone, cable, internet: $100
Food, entertainment: $260
Clothing, household expenses: $200
Credit cards and other loans: $420
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pierrelasvegas | $25.00 | 1/26/2012 3:38:03 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:34 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:56 PM |
EngineersAlliance | $125.00 | 1/26/2012 5:35:59 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:26 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:21 PM |
Index_Plus | $5,459.09 | 1/26/2012 6:30:43 PM |
KrisKringle | $40.00 | 1/26/2012 6:22:00 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:35 PM |
proper-agreement8 | $50.00 | 1/26/2012 5:41:46 PM |
kevin314 | $25.00 | 1/26/2012 5:32:14 PM |
leverage-grove6 | $25.91 | 1/26/2012 6:26:41 PM |
Harry | $100.00 | 1/26/2012 5:37:19 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
550409
This series of Notes was issued and sold upon the funding of the borrower loan #59378, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $258.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 49% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,339 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-orbital-investment |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
heintzel1972
Purpose of loan: bill consolidation
This loan will be used to...pay off 2 credit cards and 1 bank loans
My financial situation: great
I am a good candidate for this loan because...i pay all my bills on time and take pride in that. Have a great credit rating. With this bill I only owe on a truck and regular monthly bill (gas-electric=etc)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.01 | 1/17/2012 5:02:29 PM |
Harry | $50.00 | 1/17/2012 5:33:28 PM |
Fiimg | $50.00 | 1/18/2012 6:23:03 PM |
indomitable-coin | $25.00 | 1/19/2012 9:10:40 AM |
edaguy | $75.00 | 1/19/2012 9:17:02 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:56 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:25 AM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:44 PM |
integrity-american | $50.00 | 1/19/2012 8:51:39 PM |
kevin314 | $50.00 | 1/19/2012 11:19:38 PM |
houli123 | $125.00 | 1/20/2012 9:46:19 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:48 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:25 PM |
chicagobanker | $50.00 | 1/22/2012 5:36:41 PM |
themoneydoctor | $100.00 | 1/22/2012 5:49:35 PM |
agalt | $85.00 | 1/23/2012 11:43:55 AM |
mar97 | $25.00 | 1/23/2012 3:22:37 PM |
patriot897 | $25.00 | 1/23/2012 9:55:54 AM |
kenji4861 | $25.00 | 1/17/2012 5:13:58 PM |
rupee-equation2 | $25.00 | 1/17/2012 5:35:24 PM |
sturdy-fairness0 | $100.00 | 1/17/2012 5:36:21 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:13 PM |
hitsman | $50.00 | 1/17/2012 5:15:13 PM |
john0720 | $50.00 | 1/17/2012 6:10:58 PM |
AFairDeal | $25.00 | 1/17/2012 5:48:39 PM |
a- | $25.00 | 1/18/2012 12:30:51 PM |
csakhil | $25.00 | 1/18/2012 1:28:45 PM |
downtownfarm | $25.00 | 1/19/2012 9:18:20 AM |
genius520 | $50.00 | 1/19/2012 9:33:51 AM |
oxnard | $50.00 | 1/20/2012 2:28:51 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:52 PM |
Tylerh | $250.00 | 1/21/2012 12:07:46 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:49 PM |
E_G | $50.00 | 1/21/2012 12:35:16 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:03 AM |
Weaverville | $25.00 | 1/23/2012 9:22:00 AM |
harty | $50.00 | 1/23/2012 12:38:06 PM |
contract-vault8 | $100.00 | 1/23/2012 12:46:50 PM |
favorite-auction2 | $100.00 | 1/23/2012 4:23:33 PM |
top-payout-enclave | $30.00 | 1/23/2012 9:31:21 PM |
Index_Plus | $5,305.99 | 1/23/2012 9:38:00 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
550477
This series of Notes was issued and sold upon the funding of the borrower loan #59669, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,557 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| R_E_Mogul |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan: Pay business related property taxes
My financial situation is outstanding. I'm a retired Colonel w/ 29 yrs of service & receive an annual annuity of $90,000/yr. I am also employed as an executive w/ a Fortune 500 firm ($135,000/yr). My 5 y/o business has shown steady revenue growth ($500,000/2011).
I'm a good candidate for this loan because I've a consistent work history (30+ yrs) & multiple income streams. I've shown steady personal earnings growth over my entire work life. In 30+ yrs, I've never been late on a loan payment & have successfully closed every loan entered into. I've completed 2 Master's degrees & board certification in 3 professional societies.
Monthly net income: $15309
Monthly expenses: $9906
Housing: $2897
Insurance: $1542
Car expenses: $225
Utilities: $275
Phone, cable, internet: $191
Food, entertainment: $1100
Clothing, household expenses: $600
Credit cards and other loans: $2876
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/13/2012 5:16:29 PM |
enriching-dollar1 | $100.00 | 1/13/2012 5:39:33 PM |
Feyenoord | $30.00 | 1/13/2012 10:23:46 PM |
cattlebaron | $100.00 | 1/13/2012 5:34:24 PM |
houli123 | $125.00 | 1/14/2012 12:14:50 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:33 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:24 PM |
Ripsaw4U | $50.00 | 1/18/2012 9:47:49 AM |
kulender | $50.00 | 1/20/2012 6:15:05 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:39 PM |
john0720 | $50.00 | 1/24/2012 7:23:52 AM |
enticing-note | $25.00 | 1/24/2012 6:53:14 PM |
Kelwin_Capital_Corp | $50.00 | 1/25/2012 5:09:53 AM |
trade-freshmaker | $25.00 | 1/26/2012 2:04:00 PM |
Jmatt33 | $25.00 | 1/26/2012 3:14:06 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:24 PM |
fantastic-investment9 | $30.00 | 1/26/2012 4:51:33 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:27 PM |
top-diversification-giraffe1 | $25.00 | 1/26/2012 5:27:08 PM |
selector568 | $300.00 | 1/26/2012 5:30:16 PM |
saihu | $25.00 | 1/26/2012 5:14:29 PM |
BlueProteus | $25.00 | 1/26/2012 5:17:38 PM |
TheRock | $25.00 | 1/26/2012 5:22:53 PM |
Sierrahh | $25.00 | 1/26/2012 5:25:03 PM |
lucrative-transparency0 | $64.00 | 1/26/2012 5:42:33 PM |
jeg3k | $50.00 | 1/26/2012 5:26:56 PM |
InvestorPartners | $25.00 | 1/26/2012 5:45:59 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:27:11 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:05 PM |
all_of_that_one | $25.00 | 1/26/2012 7:09:19 PM |
five-star-order1 | $50.00 | 1/26/2012 7:35:17 PM |
principal-flow9 | $25.00 | 1/26/2012 5:41:42 PM |
successful-agreement7 | $100.00 | 1/26/2012 5:42:16 PM |
Phen0m526 | $25.00 | 1/26/2012 6:30:34 PM |
capitalist2010 | $59.38 | 1/26/2012 6:55:17 PM |
finance-equilibrium | $50.00 | 1/27/2012 3:55:42 AM |
gold-virtuoso | $60.00 | 1/26/2012 8:09:09 PM |
corndog4000 | $60.67 | 1/26/2012 9:51:06 PM |
noble-leverage035 | $25.00 | 1/27/2012 3:43:31 AM |
boomer5 | $25.00 | 1/27/2012 1:59:46 AM |
coolgenner | $50.00 | 1/27/2012 4:40:06 AM |
jpac1066 | $150.00 | 1/27/2012 5:21:27 AM |
IIP77 | $25.00 | 1/27/2012 4:53:58 AM |
downtownfarm | $25.00 | 1/13/2012 5:40:58 PM |
sturdy-fairness0 | $50.00 | 1/13/2012 5:25:45 PM |
rupee-equation2 | $25.00 | 1/13/2012 5:39:24 PM |
Harry | $50.00 | 1/13/2012 6:38:35 PM |
orange-impartial-asset | $100.00 | 1/14/2012 10:44:40 AM |
Gibbyland | $100.00 | 1/16/2012 9:36:20 AM |
matt_2006 | $25.00 | 1/16/2012 5:23:27 PM |
Socorro_Capital_Partners | $25.01 | 1/16/2012 1:20:12 PM |
rustysailor | $25.00 | 1/17/2012 1:17:50 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:00 PM |
csakhil | $25.00 | 1/18/2012 1:28:07 PM |
tech310 | $50.00 | 1/18/2012 7:43:06 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:09 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:19 AM |
velocity-motivator6 | $25.00 | 1/24/2012 4:20:19 PM |
Corellia | $50.00 | 1/24/2012 5:32:13 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:35 PM |
astute-benjamins | $25.00 | 1/26/2012 2:40:26 PM |
GreenLender11 | $100.00 | 1/26/2012 2:32:52 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:54 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:20 PM |
E_G | $50.00 | 1/26/2012 5:16:33 PM |
Tylerh | $250.00 | 1/26/2012 5:09:37 PM |
cash-reaction2 | $25.00 | 1/26/2012 5:24:03 PM |
ideal-platinum1 | $25.00 | 1/26/2012 5:24:29 PM |
spitzbergen | $25.00 | 1/26/2012 5:11:39 PM |
kjsfld | $25.00 | 1/26/2012 5:27:57 PM |
Sid-K | $25.00 | 1/26/2012 5:13:19 PM |
prohelper | $25.00 | 1/26/2012 5:30:41 PM |
autonomous-basis | $33.98 | 1/26/2012 5:39:38 PM |
Cutts | $25.00 | 1/26/2012 5:40:58 PM |
camaraderi-atmosphere | $50.00 | 1/26/2012 5:23:50 PM |
transparency-sapling | $25.00 | 1/26/2012 5:26:28 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:05 PM |
samo102us | $25.00 | 1/26/2012 5:29:04 PM |
kevin314 | $25.00 | 1/26/2012 5:32:11 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:22 PM |
principal-cooker2 | $100.00 | 1/26/2012 5:34:28 PM |
Maetryx | $25.00 | 1/26/2012 5:33:39 PM |
fervent-repayment | $50.00 | 1/26/2012 5:35:14 PM |
bountiful-durability | $50.00 | 1/26/2012 5:34:52 PM |
worth-web5 | $50.00 | 1/26/2012 5:36:29 PM |
down-with-big-banks1 | $500.00 | 1/26/2012 6:21:42 PM |
oxnard | $50.00 | 1/26/2012 7:11:36 PM |
durable-hope4 | $25.68 | 1/26/2012 7:22:37 PM |
buffalobills | $25.00 | 1/26/2012 7:28:35 PM |
Reliance_Banker | $25.00 | 1/26/2012 8:09:39 PM |
Big_Lendin | $37.22 | 1/26/2012 7:58:41 PM |
greenbacchus | $25.00 | 1/26/2012 9:36:58 PM |
trufan49 | $50.00 | 1/26/2012 11:32:01 PM |
Nerdster1 | $25.00 | 1/27/2012 4:22:20 AM |
income-cosmos4 | $19.06 | 1/27/2012 5:34:21 AM |
95 Investments
|
Borrower Payment Dependent Notes Series
550479
This series of Notes was issued and sold upon the funding of the borrower loan #59309, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 7m |
Amount delinquent:
| $93 |
Total credit lines:
| 19 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $343 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-peace-sapling0 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing a condo
Purpose of loan: To purchase the condo I currently rent
This loan will be used to... Enable payment of the cost in cash
My financial situation:
I am a good candidate for this loan because... this loan represents a very small percentage of my base net income.
Monthly net income: $4335.44
Monthly expenses: $
Housing: $900.00 (Rent)
Insurance: $140.57/month (car)
Car expenses: $160/month (Fuel and Maintenance)
Utilities: $60/month
Phone, cable, internet: $49.00/month
Food, entertainment: $250/month
Clothing, household expenses: $
Credit cards and other loans: $0.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 1/11/2012 5:10:16 PM |
enriching-dollar1 | $100.00 | 1/11/2012 5:15:12 PM |
downtownfarm | $25.00 | 1/11/2012 5:35:22 PM |
ClearCut | $100.00 | 1/11/2012 8:00:59 PM |
sturdy-fairness0 | $50.00 | 1/11/2012 8:33:52 PM |
Kessler | $25.00 | 1/13/2012 2:37:24 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:41:21 PM |
edaguy | $75.00 | 1/13/2012 5:24:03 PM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:12 AM |
kind-lovely-marketplace | $143.66 | 1/14/2012 10:58:15 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:22 AM |
genius520 | $50.00 | 1/14/2012 12:13:45 PM |
friendship9 | $25.00 | 1/14/2012 1:32:48 PM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:08:03 PM |
green28 | $100.00 | 1/14/2012 2:47:57 PM |
E_G | $50.00 | 1/14/2012 12:56:30 PM |
GCInvestments | $26.00 | 1/14/2012 9:54:41 PM |
CaptainBlueberry | $25.00 | 1/14/2012 8:03:36 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:11 AM |
Reddy_Capital | $25.00 | 1/14/2012 8:29:34 PM |
Brisket_Bob | $25.00 | 1/15/2012 7:39:24 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:49 AM |
theloanfiller | $36.34 | 1/15/2012 5:49:21 AM |
UBOtto186 | $50.00 | 1/15/2012 9:45:28 AM |
payout-thinker7 | $25.00 | 1/15/2012 10:21:42 AM |
principal-cooker2 | $100.00 | 1/15/2012 12:28:03 PM |
special-dime5 | $41.52 | 1/15/2012 4:18:33 PM |
dime-hot-rod7 | $50.00 | 1/15/2012 6:27:26 PM |
bambampk | $25.00 | 1/15/2012 6:38:41 PM |
dinero-path5 | $50.00 | 1/16/2012 6:41:43 AM |
Attract | $29.17 | 1/16/2012 8:06:31 AM |
gold-pudding6 | $60.00 | 1/16/2012 4:24:41 PM |
open-dough6 | $25.00 | 1/16/2012 1:27:04 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:20 PM |
SolarMoonshine | $25.00 | 1/16/2012 5:10:45 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:28 AM |
trade-surge3 | $30.00 | 1/17/2012 8:16:01 AM |
deal-pal | $25.00 | 1/17/2012 10:44:43 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:10 PM |
top-diversification-giraffe1 | $25.00 | 1/17/2012 5:41:45 PM |
jamiee73 | $50.00 | 1/18/2012 12:19:07 PM |
Q9-X3 | $61.78 | 1/18/2012 4:04:36 PM |
nimble-nickel | $50.00 | 1/18/2012 3:26:06 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:38 PM |
doobieBear | $25.00 | 1/18/2012 4:00:32 PM |
silver-saguaro | $30.00 | 1/18/2012 4:09:00 PM |
csakhil | $25.00 | 1/18/2012 1:27:46 PM |
Dreamconnection | $300.00 | 1/18/2012 5:37:39 PM |
cagcrash | $75.00 | 1/18/2012 5:25:33 PM |
misit | $25.00 | 1/18/2012 7:50:44 PM |
dynamic-platinum | $25.00 | 1/19/2012 2:59:32 AM |
loan-lionheart6 | $25.00 | 1/19/2012 8:27:26 AM |
vulgy | $25.00 | 1/18/2012 7:30:40 PM |
deal-force0 | $100.00 | 1/19/2012 7:46:27 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:03 AM |
MLMarine | $25.00 | 1/19/2012 10:39:35 AM |
power-leader1 | $25.88 | 1/19/2012 10:59:24 AM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:06 PM |
pednatjr | $50.00 | 1/19/2012 2:36:10 PM |
Nazbuster | $50.00 | 1/19/2012 5:08:21 PM |
pdxtech | $50.00 | 1/19/2012 12:14:24 PM |
ommcd | $25.00 | 1/19/2012 5:39:44 PM |
benjo | $50.00 | 1/19/2012 10:08:14 PM |
bold-shrewd-duty | $26.00 | 1/20/2012 1:16:55 AM |
active-wealth3 | $25.00 | 1/20/2012 8:55:43 AM |
broomfieldbucks | $25.00 | 1/20/2012 9:09:41 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:35 AM |
ethical-truth211 | $100.00 | 1/20/2012 11:06:50 AM |
thesage | $25.00 | 1/20/2012 11:15:32 AM |
Redmond | $25.00 | 1/20/2012 2:55:33 PM |
oxnard | $50.00 | 1/20/2012 2:28:37 PM |
jojo6686 | $25.00 | 1/20/2012 2:46:21 PM |
blue-velocity-washboard | $25.00 | 1/20/2012 3:35:13 PM |
irishalaskan | $25.00 | 1/20/2012 10:50:24 AM |
orgy63 | $25.00 | 1/20/2012 5:56:24 PM |
shellback13 | $76.98 | 1/20/2012 5:57:29 PM |
OldColumbiaRoad | $44.00 | 1/21/2012 10:55:21 AM |
FFStar | $25.00 | 1/21/2012 11:26:32 AM |
Gandalf0001 | $25.00 | 1/21/2012 12:46:44 AM |
rautility | $25.00 | 1/21/2012 10:10:38 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:37 PM |
newest-power-banker | $90.00 | 1/21/2012 8:40:13 PM |
velocity-motivator6 | $25.00 | 1/21/2012 9:22:56 PM |
new-social-economist | $40.00 | 1/21/2012 4:48:20 PM |
Frankieb21 | $25.00 | 1/21/2012 3:12:15 PM |
catmanbob | $25.00 | 1/21/2012 7:25:53 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:42:05 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:16 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:20 AM |
big-lendin | $150.00 | 1/22/2012 4:39:32 AM |
Kaj | $25.00 | 1/22/2012 12:07:16 PM |
magnificent-dime4 | $300.00 | 1/22/2012 12:33:23 PM |
Investor_DP | $100.00 | 1/11/2012 5:05:34 PM |
hitsman | $50.00 | 1/11/2012 5:14:30 PM |
Feyenoord | $30.00 | 1/11/2012 6:11:39 PM |
principal-hut1 | $25.00 | 1/13/2012 1:41:43 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:34 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:05 PM |
selector568 | $300.00 | 1/13/2012 5:17:51 PM |
Harry | $50.00 | 1/13/2012 6:38:22 PM |
leodaguy | $100.00 | 1/14/2012 7:50:05 AM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:42 PM |
dime-sprout | $25.00 | 1/14/2012 12:06:07 PM |
bountiful-durability | $50.00 | 1/14/2012 12:10:30 PM |
benefit-position | $25.55 | 1/14/2012 3:22:26 PM |
ddog0224 | $50.00 | 1/14/2012 3:36:37 PM |
balance-proton | $25.00 | 1/14/2012 7:40:42 PM |
hogdriver | $25.00 | 1/15/2012 9:42:43 AM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:58 PM |
Dubbs360 | $100.00 | 1/15/2012 10:04:25 PM |
organized-payment6 | $50.00 | 1/16/2012 8:07:41 AM |
velocity-aurora | $100.00 | 1/16/2012 10:06:20 AM |
vigorous-moola0 | $100.00 | 1/16/2012 1:58:39 PM |
successful-agreement7 | $100.00 | 1/16/2012 9:30:16 AM |
loan-warrior | $25.00 | 1/16/2012 5:51:02 PM |
Asgardian | $25.00 | 1/17/2012 5:56:12 AM |
B-rad_the_Coug | $25.00 | 1/17/2012 2:57:35 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:50 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:52 PM |
supersarah61 | $25.00 | 1/18/2012 4:10:31 PM |
Isanpankki | $25.00 | 1/18/2012 3:34:04 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:19 PM |
CBO-Enterprise | $50.00 | 1/18/2012 3:47:18 PM |
urbanMisfit | $25.00 | 1/18/2012 5:42:43 PM |
toblerone | $25.00 | 1/18/2012 5:08:41 PM |
Fiimg | $50.00 | 1/18/2012 6:22:57 PM |
psbruce | $25.00 | 1/18/2012 7:52:20 PM |
tech310 | $50.00 | 1/18/2012 7:46:56 PM |
comet55 | $25.00 | 1/19/2012 5:50:57 AM |
compassion-neutron | $25.00 | 1/19/2012 12:42:25 AM |
dcfinancial | $50.00 | 1/18/2012 6:53:02 PM |
wtrboy | $25.00 | 1/19/2012 9:14:45 AM |
gold-gazelle | $25.00 | 1/19/2012 8:03:50 AM |
cunning-truth6 | $50.00 | 1/18/2012 8:10:59 PM |
ferdberfel | $25.00 | 1/19/2012 8:45:20 AM |
kevin314 | $25.00 | 1/19/2012 9:24:04 AM |
poeman | $25.00 | 1/19/2012 12:43:22 PM |
market-sumac | $100.00 | 1/19/2012 4:20:04 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:23:01 PM |
sturdy-note5 | $25.00 | 1/19/2012 7:38:28 PM |
kulender | $50.00 | 1/20/2012 6:14:50 AM |
miked8303 | $50.00 | 1/20/2012 9:36:15 AM |
wilchik | $75.00 | 1/20/2012 9:17:44 PM |
Macinvest | $25.00 | 1/20/2012 9:11:49 PM |
mindful-deal877 | $25.00 | 1/21/2012 10:50:36 AM |
dynamic-money271 | $25.00 | 1/21/2012 12:12:49 PM |
integrity-trumpet | $50.00 | 1/21/2012 12:45:24 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:58 PM |
dime-explosion | $100.00 | 1/21/2012 4:05:09 PM |
painter85 | $50.00 | 1/21/2012 12:35:22 PM |
Peterman | $25.00 | 1/21/2012 5:41:49 PM |
engbusres | $27.00 | 1/21/2012 9:05:18 PM |
market-assembler | $50.00 | 1/21/2012 12:48:55 PM |
indianoven | $25.00 | 1/21/2012 1:05:07 PM |
SimpleChoice | $25.00 | 1/22/2012 7:19:58 AM |
GSV67 | $50.00 | 1/21/2012 6:43:39 PM |
oldman68 | $25.00 | 1/21/2012 7:03:59 PM |
contract-oyster1 | $100.00 | 1/21/2012 3:36:31 PM |
Sevron | $100.00 | 1/21/2012 6:09:26 PM |
investment-festival8 | $250.00 | 1/21/2012 11:32:08 PM |
wwwUniversal | $25.00 | 1/22/2012 12:09:05 PM |
OoM | $25.00 | 1/21/2012 7:35:26 PM |
value-wind0 | $30.00 | 1/22/2012 11:43:02 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:40 AM |
jonmars | $25.00 | 1/22/2012 1:37:12 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:42:24 PM |
m0rlock | $500.00 | 1/22/2012 11:57:51 AM |
abundant-euro0 | $40.00 | 1/22/2012 11:58:23 AM |
sgt-schultz | $25.00 | 1/22/2012 12:08:31 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:19 PM |
benefit-prescription6 | $100.00 | 1/22/2012 12:41:09 PM |
orearella3 | $25.00 | 1/22/2012 12:45:12 PM |
Index_Plus | $4,029.00 | 1/22/2012 2:35:04 PM |
173 Investments
|
Borrower Payment Dependent Notes Series
550485
This series of Notes was issued and sold upon the funding of the borrower loan #59427, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,459 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| new-kindness-magnolia |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying a co-op
Purpose of loan:
This loan will be used to...purchase a co-op
My financial situation:
I am a good candidate for this loan because...I pay all my bills on time and i worked too hard on my credit to mess it up! my credit score goal is 800. I have 7,000 saved already of my own money.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/16/2012 9:13:12 AM |
hitsman | $50.00 | 1/16/2012 9:14:42 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:20 AM |
nex | $25.00 | 1/16/2012 9:32:34 AM |
economy-coup | $50.00 | 1/16/2012 9:27:14 AM |
Bank_Of_XL | $25.00 | 1/16/2012 4:21:50 PM |
nimble-revenue5 | $50.00 | 1/16/2012 9:27:50 AM |
selector568 | $300.00 | 1/16/2012 5:34:40 PM |
twjh | $25.00 | 1/17/2012 4:51:06 AM |
the-hope-workhorse | $100.00 | 1/17/2012 3:10:27 PM |
kind-credit-bear | $25.00 | 1/17/2012 4:21:33 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:20 PM |
money-bauble | $100.00 | 1/17/2012 5:55:57 PM |
Weaverville | $25.00 | 1/18/2012 10:49:03 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:05 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:09 PM |
Dowanhill | $25.00 | 1/18/2012 3:25:11 PM |
VAGweilo | $25.00 | 1/18/2012 3:32:10 PM |
toblerone | $25.00 | 1/18/2012 5:08:53 PM |
genius520 | $50.00 | 1/18/2012 5:27:07 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:44 PM |
tech310 | $50.00 | 1/18/2012 7:43:10 PM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:43 AM |
market-sumac | $100.00 | 1/19/2012 4:20:08 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:49 PM |
velocity-pear | $25.00 | 1/20/2012 9:31:27 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:56 AM |
magical-durability9 | $25.00 | 1/21/2012 6:43:02 AM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:36:58 AM |
SimpleChoice | $25.00 | 1/22/2012 7:20:02 AM |
new-intuitive-dime | $25.00 | 1/22/2012 12:22:36 PM |
powerplant62 | $25.00 | 1/22/2012 7:33:56 PM |
irrelevant | $50.00 | 1/22/2012 6:05:16 PM |
social-cocktail1 | $200.00 | 1/23/2012 9:31:00 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:39 AM |
proud-pound4 | $25.00 | 1/23/2012 9:23:33 AM |
Educatedmike | $25.00 | 1/23/2012 9:27:39 AM |
kind-lovely-marketplace | $25.00 | 1/23/2012 4:18:38 PM |
orearella3 | $25.00 | 1/23/2012 5:15:55 PM |
melodious-openness | $2,000.00 | 1/23/2012 11:03:24 AM |
fantastic-bazaar2 | $100.00 | 1/23/2012 5:55:19 PM |
CashFlow13 | $1,000.00 | 1/22/2012 8:54:16 AM |
stylish-compassion3 | $50.00 | 1/16/2012 3:47:29 PM |
loan-fate | $50.00 | 1/16/2012 9:24:50 AM |
golden-velocity9 | $25.00 | 1/16/2012 9:27:55 AM |
Tylerh | $99.00 | 1/16/2012 5:33:58 PM |
asset-professor | $25.00 | 1/16/2012 5:36:20 PM |
matt_2006 | $25.00 | 1/17/2012 9:24:05 AM |
WilliamLeeSims | $25.00 | 1/17/2012 9:11:02 AM |
Rogesparkguy | $25.00 | 1/16/2012 8:21:54 PM |
zorg77 | $50.00 | 1/17/2012 5:47:19 PM |
a- | $25.00 | 1/18/2012 12:30:48 PM |
csakhil | $25.00 | 1/18/2012 1:28:21 PM |
alaskakid | $30.00 | 1/18/2012 3:25:53 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:55 AM |
pdxtech | $50.00 | 1/19/2012 12:14:28 PM |
return-blueberry383 | $500.00 | 1/19/2012 5:33:32 PM |
orange-preeminant-bill | $25.00 | 1/19/2012 5:40:17 PM |
kulender | $50.00 | 1/20/2012 6:15:14 AM |
kevin314 | $25.00 | 1/19/2012 11:18:35 PM |
miked8303 | $50.00 | 1/20/2012 9:36:21 AM |
restless-currency | $50.00 | 1/20/2012 9:49:22 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:40 AM |
rss197 | $25.00 | 1/20/2012 1:30:07 PM |
Redmond | $25.00 | 1/20/2012 2:55:45 PM |
Hambone1111 | $25.00 | 1/22/2012 12:23:13 PM |
principal-cooker2 | $100.00 | 1/22/2012 12:38:22 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:43 PM |
life-is-great | $25.00 | 1/22/2012 12:25:19 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:47 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:46 PM |
buffalobills | $25.00 | 1/23/2012 6:58:04 AM |
wise-order-czar | $54.64 | 1/23/2012 10:59:25 AM |
harty | $50.00 | 1/23/2012 12:38:00 PM |
dtana | $25.00 | 1/23/2012 11:09:35 AM |
WhatItIs | $300.00 | 1/23/2012 3:28:45 PM |
BleedPurple | $36.02 | 1/23/2012 9:05:59 PM |
economy-huckleberry0 | $25.00 | 1/23/2012 5:56:17 PM |
upbeat-investment9 | $100.00 | 1/23/2012 6:39:23 PM |
ResQDoc | $100.00 | 1/23/2012 9:32:59 PM |
Index_Plus | $7,030.34 | 1/23/2012 9:39:36 PM |
81 Investments
|
Borrower Payment Dependent Notes Series
550515
This series of Notes was issued and sold upon the funding of the borrower loan #59310, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $162.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1984 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 21y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,757 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-fund-promiser |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
J.D.
Purpose of loan: Personal Loan
This loan will be used to...Pay-off credit cards and instead of heaving multitudes of payments will be consolidated into one payment.
My financial situation: Very Good
I am a good candidate for this loan because...I have excellent credit,a good job that pays well and offers lots of over-time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/18/2012 5:48:51 PM |
Harry | $50.00 | 1/18/2012 5:13:35 PM |
creditjunky | $125.00 | 1/18/2012 6:04:57 PM |
Mav26 | $75.00 | 1/18/2012 6:27:57 PM |
JustMee | $25.00 | 1/18/2012 6:02:30 PM |
AFairDeal | $25.00 | 1/18/2012 5:37:01 PM |
Investor_DP | $100.00 | 1/18/2012 5:42:47 PM |
loyalty-czar | $50.00 | 1/18/2012 7:52:42 PM |
moola-gargantuan9 | $50.00 | 1/19/2012 6:21:55 AM |
Bank_Of_XL | $25.00 | 1/19/2012 9:13:59 AM |
hitsman | $38.00 | 1/19/2012 9:37:11 AM |
cloud8 | $25.00 | 1/19/2012 6:22:57 PM |
I_Like_to_Invest | $120.00 | 1/20/2012 11:19:07 AM |
unforgettable-return6 | $25.00 | 1/20/2012 4:50:46 PM |
BAJMP | $25.00 | 1/20/2012 10:29:00 AM |
patriot897 | $25.00 | 1/20/2012 4:55:53 PM |
edaguy | $75.00 | 1/20/2012 5:34:03 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:58 PM |
chicagobanker | $50.00 | 1/21/2012 6:09:55 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:52 PM |
bomdel | $25.00 | 1/21/2012 3:33:52 PM |
contract-oyster1 | $50.00 | 1/21/2012 3:50:15 PM |
integrity-american | $25.00 | 1/21/2012 4:35:35 PM |
Sevron | $95.00 | 1/21/2012 6:09:36 PM |
Tylerh | $250.00 | 1/22/2012 12:36:58 PM |
CleverHat | $68.21 | 1/22/2012 1:42:11 PM |
enriching-dollar1 | $100.00 | 1/18/2012 5:14:06 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:18 PM |
kenji4861 | $25.00 | 1/18/2012 5:13:43 PM |
sflawya | $25.00 | 1/18/2012 5:16:03 PM |
skillful-asset5 | $30.00 | 1/18/2012 5:48:15 PM |
sturdy-fairness0 | $100.00 | 1/18/2012 5:14:42 PM |
Rivervale_Westwood | $25.00 | 1/19/2012 5:58:55 AM |
TackingWindward | $25.00 | 1/19/2012 8:08:58 AM |
I_Like_to_Invest | $100.00 | 1/19/2012 10:45:48 AM |
principal-star | $35.00 | 1/19/2012 7:12:17 PM |
dime-sprout | $25.00 | 1/20/2012 5:32:38 PM |
lenderRXT | $60.00 | 1/20/2012 11:56:44 AM |
downtownfarm | $25.00 | 1/20/2012 5:26:35 PM |
kevin314 | $25.00 | 1/20/2012 5:14:46 PM |
indomitable-coin | $25.00 | 1/21/2012 12:13:04 PM |
selector568 | $300.00 | 1/21/2012 12:35:46 PM |
genius520 | $50.00 | 1/21/2012 12:15:43 PM |
blindtaxidriver | $25.00 | 1/21/2012 6:04:46 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:08 AM |
E_G | $50.00 | 1/22/2012 12:34:57 PM |
generosity-poem2 | $200.00 | 1/22/2012 12:01:07 PM |
Index_Plus | $2,073.79 | 1/22/2012 2:22:39 PM |
Peacepower | $25.00 | 1/22/2012 12:29:54 PM |
penny-plato | $25.00 | 1/22/2012 1:15:59 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:43:43 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
550569
This series of Notes was issued and sold upon the funding of the borrower loan #59242, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,354 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| kindness-allotment |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card consolidation
Purpose of loan:
This loan will be used to...consolidate credit debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1,250
Monthly expenses: $
Housing: $ 358
Insurance: $
Car expenses: $158
Utilities: $
Phone, cable, internet: $40
Food, entertainment: $ 199
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/10/2012 5:10:33 PM |
hitsman | $50.00 | 1/10/2012 5:14:18 PM |
edaguy | $50.00 | 1/10/2012 5:14:53 PM |
economy-coup | $50.00 | 1/10/2012 5:23:42 PM |
worthy-bid8 | $50.00 | 1/10/2012 5:30:03 PM |
Investor_DP | $100.00 | 1/10/2012 5:42:13 PM |
market-sumac | $100.00 | 1/10/2012 6:29:10 PM |
serene-capital | $25.00 | 1/11/2012 12:20:32 AM |
market-assembler | $50.00 | 1/11/2012 5:41:50 PM |
jbaum | $40.00 | 1/11/2012 9:11:35 PM |
epall | $25.00 | 1/11/2012 7:57:40 PM |
thomas16882004 | $25.00 | 1/12/2012 1:20:41 AM |
scarlet-velvet | $25.08 | 1/12/2012 4:15:14 PM |
stylish-compassion3 | $50.00 | 1/12/2012 3:39:52 PM |
genius520 | $50.00 | 1/12/2012 5:23:17 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:37 PM |
foothillender | $25.00 | 1/13/2012 7:59:27 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:48 PM |
rolltide09 | $25.00 | 1/13/2012 5:33:23 PM |
Harry | $50.00 | 1/13/2012 6:38:18 PM |
all_of_that_one | $25.00 | 1/14/2012 7:57:45 AM |
Weaverville | $25.00 | 1/13/2012 9:27:40 PM |
loan-fate | $50.00 | 1/14/2012 12:26:28 PM |
hogdriver | $25.00 | 1/15/2012 9:42:42 AM |
Tylerh | $250.00 | 1/15/2012 12:17:21 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:57 PM |
Gibbyland | $100.00 | 1/16/2012 9:20:12 AM |
nex | $25.00 | 1/16/2012 9:32:19 AM |
WilliamLeeSims | $25.00 | 1/16/2012 9:20:14 AM |
magical-durability9 | $25.00 | 1/16/2012 7:54:08 AM |
john0720 | $50.00 | 1/16/2012 8:20:06 AM |
cello1 | $25.00 | 1/16/2012 5:23:38 PM |
integrity-american | $25.00 | 1/16/2012 8:44:09 PM |
openness-antioxidant | $100.00 | 1/17/2012 1:36:23 PM |
processor115 | $25.00 | 1/17/2012 5:34:34 PM |
wwwUniversal | $25.00 | 1/17/2012 5:46:41 PM |
cash-architect | $25.00 | 1/17/2012 7:28:14 PM |
careful-note1 | $25.00 | 1/18/2012 9:12:45 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:48 AM |
csakhil | $25.00 | 1/18/2012 1:27:41 PM |
reflective-rupee | $25.00 | 1/18/2012 3:31:36 PM |
favorite-commerce | $40.00 | 1/18/2012 12:49:11 PM |
ranch5 | $100.00 | 1/18/2012 4:17:58 PM |
wlm3012 | $40.00 | 1/18/2012 7:38:15 PM |
a- | $25.00 | 1/18/2012 10:38:00 PM |
tech310 | $50.00 | 1/18/2012 7:42:55 PM |
kulender | $50.00 | 1/20/2012 6:14:44 AM |
kevin314 | $25.00 | 1/19/2012 11:18:27 PM |
Pickmar | $25.00 | 1/20/2012 8:39:01 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:50:02 AM |
principal-cooker2 | $100.00 | 1/20/2012 5:06:03 PM |
LeReve | $50.00 | 1/20/2012 5:07:43 PM |
truth-companion | $25.00 | 1/20/2012 5:12:21 PM |
ethical-truth211 | $100.00 | 1/20/2012 10:31:11 AM |
iamabby | $25.00 | 1/20/2012 11:42:33 AM |
magnitude787 | $30.00 | 1/20/2012 5:09:20 PM |
nycfinance | $25.00 | 1/20/2012 5:14:39 PM |
CalBear08 | $25.00 | 1/20/2012 5:19:55 PM |
luann199 | $27.00 | 1/20/2012 2:50:27 PM |
productive-ore | $25.00 | 1/20/2012 5:07:01 PM |
life-is-great | $25.00 | 1/20/2012 5:12:34 PM |
350DGRZ | $25.00 | 1/20/2012 5:12:58 PM |
money-surge1 | $25.00 | 1/20/2012 5:16:18 PM |
Moe87 | $4.38 | 1/20/2012 5:20:14 PM |
cattlebaron | $25.00 | 1/10/2012 5:08:51 PM |
nimble-revenue5 | $100.00 | 1/10/2012 5:10:40 PM |
rupee-equation2 | $25.00 | 1/10/2012 5:41:57 PM |
zeeexsixare | $25.00 | 1/10/2012 8:28:04 PM |
econgineer | $75.00 | 1/10/2012 7:07:16 PM |
Pickmar | $25.00 | 1/11/2012 10:23:50 AM |
sturdy-fairness0 | $50.00 | 1/11/2012 8:30:38 PM |
benefit-prescription6 | $100.00 | 1/12/2012 8:30:12 AM |
janus_god | $25.00 | 1/12/2012 9:40:03 AM |
proud-pound4 | $25.00 | 1/12/2012 9:18:34 AM |
integrity-doctor | $100.00 | 1/12/2012 11:03:23 AM |
deal-searcher1 | $25.00 | 1/13/2012 3:39:24 AM |
Cliffie83 | $25.00 | 1/13/2012 9:16:21 AM |
loyalist1 | $100.00 | 1/14/2012 9:07:45 PM |
social-hunter5 | $25.00 | 1/14/2012 10:12:34 PM |
Hambone1111 | $25.00 | 1/15/2012 8:00:48 PM |
djh47a | $25.00 | 1/16/2012 6:48:55 AM |
viennese | $25.00 | 1/17/2012 2:16:44 PM |
orearella3 | $25.00 | 1/17/2012 5:53:52 PM |
AM2008 | $25.00 | 1/17/2012 6:00:09 PM |
vigorous-market5 | $200.00 | 1/18/2012 8:02:46 AM |
value-architect6 | $25.00 | 1/18/2012 7:38:57 AM |
otto1939 | $103.00 | 1/18/2012 9:22:06 AM |
enlighter | $30.54 | 1/18/2012 1:27:58 PM |
poolshark72 | $25.00 | 1/18/2012 1:54:17 PM |
goal-cash6 | $25.00 | 1/18/2012 3:47:33 PM |
Iwillhuntyoudown | $25.00 | 1/18/2012 11:13:53 PM |
nickel_finder | $25.00 | 1/18/2012 9:52:53 PM |
credit-investor5 | $50.00 | 1/19/2012 8:44:50 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:02 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:50 AM |
munnu | $100.00 | 1/19/2012 1:16:22 PM |
A4 | $25.00 | 1/19/2012 8:30:17 PM |
GElender | $25.00 | 1/20/2012 5:57:16 AM |
revenue-associate | $25.00 | 1/20/2012 7:25:06 AM |
the-enthralling-coin | $25.00 | 1/20/2012 9:13:27 AM |
Redmond | $25.00 | 1/20/2012 2:55:32 PM |
Torch84 | $25.00 | 1/20/2012 3:11:41 PM |
prudent-dinero | $25.00 | 1/20/2012 4:35:44 PM |
Pilotaceh | $25.00 | 1/20/2012 5:10:05 PM |
mydogissocute | $25.00 | 1/20/2012 5:11:55 PM |
pilot388 | $25.00 | 1/20/2012 5:15:29 PM |
seabassx | $25.00 | 1/20/2012 11:35:16 AM |
handshake5 | $100.00 | 1/20/2012 5:08:22 PM |
JSCharter | $25.00 | 1/20/2012 5:14:37 PM |
exuberant-funds1 | $35.00 | 1/20/2012 5:18:33 PM |
oxnard | $50.00 | 1/20/2012 2:35:04 PM |
orange-preeminant-bill | $25.00 | 1/20/2012 5:06:28 PM |
persevering | $25.00 | 1/20/2012 5:07:20 PM |
87Marc | $25.00 | 1/20/2012 5:11:15 PM |
114 Investments
|
Borrower Payment Dependent Notes Series
550585
This series of Notes was issued and sold upon the funding of the borrower loan #59212, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,947 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| yield-grid0 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/12/2012 5:02:53 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
550619
This series of Notes was issued and sold upon the funding of the borrower loan #59294, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 8.61% |
Borrower rate/APR:
| 9.61% / 9.83% |
Monthly payment:
| $526.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.60% | | |
| |
Estimated return*:
| 7.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 10% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,962 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| iidemosthenesii |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Timeshare Loans
Purpose of loan:
We currently have two timeshares with pretty high interest rates. We are looking to pay them off with this loan, which will drastically lower the interest rate and term of the loans.
My financial situation:
I am a good candidate for this loan because I have a steady job as a Mechanical Engineer and with my income combined with my significant other's income we have over $170k+ a year. We are not in any financial hardship and this is merely to get a better interest rate than what we currently have.
Information in the Description is not verified.
Friends And Family Investments
TheArtOfLogic has invested a total of
$25.00.
"I am the significant other mentioned in this listing :) I will be paying half of the loan payment as I am co-owner in the timeshares we are refinancing. I am investing to add more assurance to prospective lenders that this loan will be paid in full. If you check out my own profile you'll see I have 2 paid-off loans myself."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dpjd | $25.00 | 1/20/2012 9:33:25 AM |
AmericanCredit | $50.00 | 1/11/2012 9:09:50 AM |
grf1945 | $25.00 | 1/11/2012 9:16:37 AM |
green-trade-dolphin2 | $31.03 | 1/11/2012 9:02:18 AM |
Kyjamune | $25.00 | 1/11/2012 9:33:39 AM |
AFairDeal | $25.00 | 1/11/2012 9:27:15 AM |
downtownfarm | $25.00 | 1/11/2012 9:28:43 AM |
encore06 | $25.00 | 1/11/2012 9:13:28 AM |
logical-reward8 | $25.00 | 1/11/2012 9:47:49 AM |
MarketInvestor | $25.00 | 1/11/2012 9:27:08 AM |
enriching-dollar1 | $100.00 | 1/11/2012 9:46:29 AM |
hitsman | $50.00 | 1/11/2012 9:41:02 AM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:27:33 AM |
meux99 | $25.00 | 1/11/2012 9:55:57 AM |
mpactlender | $25.00 | 1/11/2012 5:05:39 PM |
blot44 | $50.00 | 1/12/2012 6:05:02 AM |
suave-dollar | $25.00 | 1/12/2012 4:36:46 AM |
hope-hickory | $50.00 | 1/12/2012 3:52:16 PM |
Fortuno_per_commodo | $100.00 | 1/13/2012 7:08:38 AM |
tomdooley12520 | $35.00 | 1/13/2012 9:27:19 AM |
neighborly-hope6 | $100.00 | 1/13/2012 9:36:55 AM |
HelloKittySanrio | $25.00 | 1/13/2012 7:08:02 PM |
leodaguy | $100.00 | 1/14/2012 7:50:04 AM |
generous-deal6 | $25.00 | 1/14/2012 4:43:12 AM |
roadtruck | $50.00 | 1/14/2012 11:08:53 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:21 AM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:47:13 PM |
kenji4861 | $25.00 | 1/15/2012 12:08:49 PM |
american6 | $50.00 | 1/15/2012 12:06:17 PM |
peripatetic | $25.00 | 1/16/2012 3:16:30 AM |
kevin314 | $25.00 | 1/16/2012 9:10:50 AM |
Tradesmanlender | $25.00 | 1/16/2012 9:24:37 AM |
maldok1 | $25.00 | 1/16/2012 9:27:00 AM |
rmachi | $25.00 | 1/16/2012 9:23:15 AM |
integrity-american | $25.00 | 1/16/2012 8:44:10 PM |
jpblan11 | $25.00 | 1/17/2012 9:18:04 AM |
themoneydoctor | $300.00 | 1/17/2012 2:28:50 PM |
prossperous01 | $25.00 | 1/17/2012 5:30:20 PM |
KLCRAY | $25.00 | 1/17/2012 5:58:17 PM |
bb575 | $50.00 | 1/17/2012 9:07:16 PM |
Curly-Girly | $25.00 | 1/18/2012 8:37:01 AM |
maple1 | $25.00 | 1/18/2012 8:52:26 AM |
Veet | $25.00 | 1/18/2012 11:55:37 AM |
blooming-market | $25.00 | 1/18/2012 3:20:51 PM |
totoro | $25.00 | 1/18/2012 10:33:16 PM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:08 PM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:57 PM |
windfall46 | $25.00 | 1/19/2012 2:22:29 PM |
mason13a | $25.00 | 1/19/2012 5:22:53 PM |
balance-voyager | $25.00 | 1/19/2012 5:10:34 PM |
commanding-treasure2 | $50.00 | 1/19/2012 5:35:40 PM |
Acid | $50.00 | 1/19/2012 5:31:48 PM |
Short_Stack | $25.00 | 1/19/2012 8:51:34 PM |
sophisticated-return496 | $25.00 | 1/19/2012 10:45:27 PM |
Phunder | $25.00 | 1/20/2012 3:37:52 AM |
sturzstrom | $25.00 | 1/20/2012 4:38:31 AM |
wtrboy | $25.00 | 1/20/2012 9:09:00 AM |
tranquil-economy4 | $100.00 | 1/20/2012 7:29:06 AM |
natural-affluence4 | $25.00 | 1/20/2012 9:16:30 AM |
nickel-ferret | $50.00 | 1/20/2012 9:23:07 AM |
anacent | $25.00 | 1/20/2012 9:23:47 AM |
gracej | $25.00 | 1/20/2012 9:25:44 AM |
Wangersinc | $50.00 | 1/20/2012 9:06:54 AM |
cash-merry-maker | $25.00 | 1/20/2012 9:30:06 AM |
32669 | $50.00 | 1/20/2012 5:00:24 AM |
Preteur | $25.00 | 1/20/2012 9:32:02 AM |
dlimiter | $100.00 | 1/20/2012 9:16:41 AM |
1phantom | $25.00 | 1/20/2012 9:35:08 AM |
designs626 | $50.00 | 1/20/2012 9:19:42 AM |
inventive-wealth2 | $25.00 | 1/20/2012 9:20:11 AM |
jjb3 | $25.00 | 1/20/2012 9:22:24 AM |
liberty-viola | $25.00 | 1/20/2012 9:42:15 AM |
Aimvest | $25.00 | 1/20/2012 9:42:20 AM |
platinum-genetics | $25.00 | 1/20/2012 9:24:23 AM |
rupee-chomper | $50.00 | 1/20/2012 9:25:13 AM |
phillipd48 | $25.00 | 1/20/2012 9:43:32 AM |
Clambake | $25.00 | 1/20/2012 9:30:50 AM |
Cheburashka | $25.00 | 1/20/2012 9:46:31 AM |
britgsb | $30.00 | 1/20/2012 9:47:00 AM |
credit-magician | $25.00 | 1/20/2012 9:50:20 AM |
caring-truth9 | $50.00 | 1/20/2012 9:51:04 AM |
miked8303 | $50.00 | 1/20/2012 9:36:15 AM |
puifais | $50.00 | 1/20/2012 9:05:58 AM |
larslfe | $25.00 | 1/20/2012 9:07:29 AM |
brutusbone | $25.00 | 1/20/2012 9:40:03 AM |
igniter584 | $25.00 | 1/20/2012 9:41:18 AM |
jtrue71 | $25.00 | 1/20/2012 9:10:27 AM |
BookandLaw | $25.00 | 1/20/2012 9:12:24 AM |
ussugm | $32.35 | 1/20/2012 11:12:26 AM |
Pasagam | $50.00 | 1/20/2012 9:44:17 AM |
fortytwo | $150.00 | 1/20/2012 9:14:57 AM |
doncm | $35.00 | 1/20/2012 9:15:00 AM |
SB-Funding | $34.00 | 1/20/2012 9:48:36 AM |
Anny-Disco | $25.00 | 1/20/2012 9:19:04 AM |
Quaven | $25.00 | 1/20/2012 9:21:23 AM |
wise-alluring-penny | $50.00 | 1/20/2012 9:49:44 AM |
brilliant-loyalty7 | $25.00 | 1/20/2012 9:21:35 AM |
RiskAdverse | $25.00 | 1/20/2012 12:52:55 PM |
extraordinary-silver5 | $276.79 | 1/20/2012 9:51:20 AM |
ICHITECH | $25.00 | 1/20/2012 1:13:12 PM |
transparency-halo | $25.00 | 1/20/2012 9:51:51 AM |
boogles72 | $25.00 | 1/20/2012 9:23:55 AM |
extraordinary-silver5 | $25.00 | 1/20/2012 9:25:12 AM |
IIP77 | $25.00 | 1/20/2012 9:55:30 AM |
C_Mark | $50.00 | 1/20/2012 9:28:38 AM |
exchange-pledge | $50.00 | 1/20/2012 9:29:00 AM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:34 AM |
PRGuyinVA | $25.00 | 1/20/2012 9:36:27 AM |
BicyclePostLendingDivision | $25.00 | 1/20/2012 9:37:16 AM |
br4444 | $25.00 | 1/20/2012 9:44:58 AM |
slartibardfast | $25.00 | 1/20/2012 9:51:22 AM |
orindalender | $50.00 | 1/20/2012 9:53:14 AM |
compatible-power8 | $25.00 | 1/20/2012 5:13:36 PM |
sajitk | $25.00 | 1/20/2012 3:02:10 PM |
themoneydoctor | $322.81 | 1/20/2012 3:19:40 PM |
pixeldave | $50.00 | 1/20/2012 5:19:44 PM |
keen-credit6 | $25.53 | 1/20/2012 5:49:35 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:33 PM |
hard-working-rate3 | $100.00 | 1/20/2012 5:24:59 PM |
postalwhiz | $25.00 | 1/20/2012 5:26:52 PM |
order-supernova6 | $50.00 | 1/20/2012 8:28:27 PM |
asset-cougar0 | $25.00 | 1/21/2012 8:20:45 AM |
red-unequivocal-finance | $25.00 | 1/21/2012 12:06:03 PM |
iem2509 | $32.04 | 1/21/2012 7:46:03 AM |
best-decisive-peace | $25.00 | 1/21/2012 8:16:48 AM |
Tscheddar | $25.00 | 1/21/2012 8:28:50 AM |
Pizza-man | $50.00 | 1/21/2012 12:09:34 PM |
johanson07 | $25.00 | 1/21/2012 8:46:56 AM |
happy-yield | $25.00 | 1/21/2012 12:13:32 PM |
selvamfinance | $25.00 | 1/21/2012 12:14:08 PM |
shawndw | $25.00 | 1/21/2012 12:16:55 PM |
Eastern | $50.00 | 1/21/2012 12:18:01 PM |
freesia54 | $50.00 | 1/21/2012 12:20:05 PM |
decisive-marketplace3 | $25.00 | 1/21/2012 12:23:15 PM |
lending401 | $25.00 | 1/21/2012 12:24:18 PM |
Mostyle | $25.00 | 1/21/2012 12:25:05 PM |
knitwit | $25.00 | 1/21/2012 12:06:44 PM |
ramblin | $25.00 | 1/21/2012 12:07:32 PM |
revenue-pipeline | $25.00 | 1/21/2012 12:09:01 PM |
dpfl55 | $25.00 | 1/21/2012 12:11:33 PM |
think-become | $25.00 | 1/21/2012 8:45:34 AM |
MrDavid | $75.00 | 1/21/2012 12:32:35 PM |
hrubinst | $50.00 | 1/21/2012 12:14:24 PM |
wealth-tulip4 | $50.00 | 1/21/2012 10:56:17 AM |
Mr_Marcus | $25.00 | 1/21/2012 12:39:21 PM |
jenq0001 | $25.00 | 1/21/2012 12:39:38 PM |
Relevance | $25.00 | 1/21/2012 12:42:22 PM |
fcukciti | $35.00 | 1/21/2012 12:42:39 PM |
unrivaled-silver | $25.00 | 1/21/2012 12:42:55 PM |
money-floret | $50.00 | 1/21/2012 12:42:57 PM |
mr55262 | $25.00 | 1/21/2012 12:43:23 PM |
iaffy | $25.00 | 1/21/2012 12:44:11 PM |
Castellan | $50.00 | 1/21/2012 12:22:46 PM |
littlemonkey | $25.00 | 1/21/2012 12:45:26 PM |
enchanted-reward1 | $25.00 | 1/21/2012 12:09:10 PM |
2bnforlife | $25.00 | 1/21/2012 12:10:06 PM |
MoneyMA | $25.00 | 1/21/2012 12:46:20 PM |
Bekim | $25.00 | 1/21/2012 12:27:43 PM |
RayEarth | $25.00 | 1/21/2012 12:29:48 PM |
power-companion7 | $75.00 | 1/21/2012 12:50:15 PM |
ChicoBob | $25.00 | 1/21/2012 12:50:38 PM |
orange-brainy-return | $25.00 | 1/21/2012 12:16:55 PM |
capital-futurist | $25.00 | 1/21/2012 12:31:42 PM |
paddatjie | $25.00 | 1/21/2012 12:34:30 PM |
kurg | $25.00 | 1/21/2012 12:21:01 PM |
GAOGERAM_BANK | $25.00 | 1/21/2012 12:21:04 PM |
spenrod | $25.00 | 1/21/2012 12:37:25 PM |
Aldebtaran | $25.00 | 1/21/2012 12:37:50 PM |
buukyak | $25.00 | 1/21/2012 1:50:42 PM |
smallfry | $25.00 | 1/21/2012 12:38:13 PM |
NoCal | $25.00 | 1/21/2012 12:23:45 PM |
gauss02 | $25.00 | 1/21/2012 12:24:20 PM |
floridahelper | $25.00 | 1/21/2012 2:19:24 PM |
ThomasC | $50.00 | 1/21/2012 12:40:14 PM |
elasermd | $50.00 | 1/21/2012 12:44:42 PM |
mizount | $25.00 | 1/21/2012 12:45:45 PM |
gojackgo | $50.00 | 1/21/2012 12:31:47 PM |
sjlender | $100.00 | 1/21/2012 12:33:42 PM |
tolstoy00 | $25.00 | 1/21/2012 12:50:12 PM |
mrladybug101 | $25.00 | 1/21/2012 12:51:05 PM |
a-truth-upholder | $25.00 | 1/21/2012 12:35:49 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:51 PM |
the_winning_ticket | $250.00 | 1/21/2012 12:37:45 PM |
dharma1 | $25.00 | 1/21/2012 12:39:03 PM |
selfmademan | $25.00 | 1/21/2012 12:54:53 PM |
Viamin | $25.00 | 1/21/2012 12:40:19 PM |
rromanchuk | $25.00 | 1/21/2012 6:25:26 PM |
ahansen | $25.00 | 1/21/2012 12:42:59 PM |
kbodendorf | $25.00 | 1/21/2012 12:44:08 PM |
intelligent-dedication9 | $100.00 | 1/21/2012 1:42:24 PM |
texrob20 | $25.00 | 1/21/2012 12:45:49 PM |
orearella3 | $25.00 | 1/21/2012 12:45:53 PM |
basis-ferret8 | $50.00 | 1/21/2012 12:46:54 PM |
kind-credit-jedi | $50.00 | 1/21/2012 10:36:55 PM |
bomdel | $25.00 | 1/21/2012 3:33:50 PM |
unassuming-generosity | $25.00 | 1/21/2012 12:55:20 PM |
aabadabadoo | $25.00 | 1/21/2012 12:56:46 PM |
runner262 | $25.00 | 1/21/2012 12:56:59 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:52 PM |
showmestatekid | $25.00 | 1/21/2012 2:51:22 PM |
SFGuy | $37.52 | 1/22/2012 10:08:59 AM |
rajs | $100.00 | 1/21/2012 5:07:04 PM |
sunshine1121 | $25.00 | 1/21/2012 5:26:53 PM |
orange-impartial-asset | $250.00 | 1/22/2012 11:14:34 AM |
blue-diligent-income | $25.00 | 1/21/2012 6:51:22 PM |
the-enticing-coin | $500.00 | 1/21/2012 6:54:06 PM |
kirat15 | $500.00 | 1/21/2012 6:55:26 PM |
FrayBentos | $25.00 | 1/22/2012 12:11:46 PM |
Sigonio | $50.00 | 1/22/2012 12:15:39 PM |
Au-Ag-Pt | $25.00 | 1/21/2012 10:00:26 PM |
mymoneyforyou | $36.80 | 1/22/2012 12:19:33 PM |
jswanso2 | $25.00 | 1/22/2012 10:38:35 AM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:28 PM |
masonn | $100.00 | 1/22/2012 12:08:54 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:40 AM |
Index_Plus | $2,440.68 | 1/22/2012 2:30:04 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:43:20 PM |
exact-gold2 | $50.00 | 1/22/2012 2:12:53 PM |
SBT | $100.00 | 1/11/2012 9:31:50 AM |
lendersf | $50.00 | 1/11/2012 9:36:39 AM |
cebgop | $25.00 | 1/11/2012 9:47:09 AM |
Weaverville | $50.00 | 1/11/2012 4:06:02 PM |
jbaum | $40.00 | 1/11/2012 9:11:36 PM |
finance-symphony7 | $100.00 | 1/11/2012 7:19:05 PM |
iolaire | $25.00 | 1/12/2012 1:07:43 AM |
indomitable-coin | $25.00 | 1/12/2012 5:06:43 PM |
Tylerh | $250.00 | 1/12/2012 5:44:08 PM |
cloud8 | $35.00 | 1/12/2012 5:59:47 PM |
themoneydoctor | $26.07 | 1/13/2012 8:22:45 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:29 AM |
GreenLender11 | $100.00 | 1/13/2012 1:53:12 PM |
rentalguy | $50.00 | 1/13/2012 2:06:31 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:03 PM |
loyalty-circuitry | $100.00 | 1/13/2012 7:46:31 PM |
Harry | $50.00 | 1/14/2012 12:07:43 PM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:41 PM |
A4 | $25.00 | 1/14/2012 12:45:45 PM |
first-favorite-bonus9 | $25.00 | 1/14/2012 12:37:21 PM |
income-banjo | $25.00 | 1/14/2012 12:50:33 PM |
transparency-baton | $25.00 | 1/14/2012 12:59:59 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:10 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:47 AM |
Basset_Hound_Investments | $40.38 | 1/14/2012 8:36:09 PM |
tenacious-payout | $50.00 | 1/15/2012 11:42:07 AM |
GreenSun | $25.00 | 1/15/2012 12:22:29 PM |
value-pouch | $25.00 | 1/15/2012 12:17:52 PM |
docktah | $100.00 | 1/16/2012 9:10:52 AM |
steely_dan34 | $25.00 | 1/16/2012 9:12:25 AM |
forceful-note8 | $100.00 | 1/16/2012 9:15:05 AM |
bambampk | $25.00 | 1/15/2012 6:29:22 PM |
JJ9876 | $25.00 | 1/16/2012 9:30:31 AM |
Railbird | $25.00 | 1/16/2012 9:15:59 AM |
a- | $25.00 | 1/17/2012 4:29:02 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:26 AM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:40 PM |
benjamins-nest | $300.00 | 1/17/2012 1:01:07 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:09 PM |
ConchRepublican | $100.00 | 1/17/2012 5:41:33 PM |
SourDoughSteve | $25.00 | 1/18/2012 6:54:38 AM |
csakhil | $25.00 | 1/18/2012 1:27:44 PM |
pragmatic-contract | $25.00 | 1/18/2012 3:18:59 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:40 PM |
cpodakine | $25.00 | 1/19/2012 12:09:08 PM |
loan-oasis4 | $25.00 | 1/19/2012 1:41:46 PM |
generosity-battalion0 | $50.00 | 1/19/2012 2:39:49 PM |
TheArtOfLogic | $25.00 | 1/19/2012 11:36:52 AM |
TheGameTable | $25.00 | 1/19/2012 5:30:34 PM |
thorough-marketplace441 | $100.00 | 1/19/2012 4:47:44 PM |
finance-assembler | $30.00 | 1/19/2012 5:37:49 PM |
tomruad1 | $25.00 | 1/19/2012 9:23:37 PM |
revenue-youngster | $25.00 | 1/20/2012 5:04:05 AM |
mlin | $25.00 | 1/19/2012 9:54:13 PM |
social-juniper5 | $50.00 | 1/19/2012 5:42:04 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:20:27 AM |
blue-intuitive-order | $50.00 | 1/20/2012 7:26:26 AM |
Ponies88 | $25.00 | 1/20/2012 9:07:21 AM |
figs4u2 | $100.00 | 1/20/2012 9:09:43 AM |
orange-courageous-dedication | $25.00 | 1/20/2012 9:12:20 AM |
reflective-deal8 | $50.00 | 1/20/2012 9:12:42 AM |
justice-allocator3 | $50.00 | 1/19/2012 10:05:28 PM |
hawaiiangirl76 | $25.00 | 1/20/2012 9:13:06 AM |
benjo | $50.00 | 1/19/2012 10:08:13 PM |
Rdodson11 | $25.00 | 1/20/2012 9:15:48 AM |
lucrative-transparency0 | $100.00 | 1/20/2012 9:24:51 AM |
BxRealtor | $25.00 | 1/20/2012 9:27:29 AM |
brazilofmux | $100.00 | 1/20/2012 9:29:33 AM |
Jeffersonbank | $50.00 | 1/20/2012 9:09:41 AM |
meenan | $100.00 | 1/20/2012 9:10:43 AM |
don8ter | $50.00 | 1/20/2012 9:11:09 AM |
restless-balance9 | $25.00 | 1/20/2012 5:39:45 AM |
jscope | $25.00 | 1/20/2012 9:34:22 AM |
transparency-giant | $50.00 | 1/20/2012 9:37:30 AM |
leeball | $50.00 | 1/20/2012 9:21:18 AM |
Leshan | $25.00 | 1/20/2012 9:40:37 AM |
DementiaAddict | $35.00 | 1/20/2012 9:22:43 AM |
riproaringrapids | $50.00 | 1/20/2012 9:42:17 AM |
ski bum | $100.00 | 1/20/2012 9:23:11 AM |
greenback-buckeye | $175.00 | 1/20/2012 9:24:56 AM |
wigglesworth4 | $100.00 | 1/20/2012 9:43:10 AM |
Lender0010 | $50.00 | 1/20/2012 7:14:26 AM |
Mark-O-Polo | $25.00 | 1/20/2012 9:46:14 AM |
systematic-dollar9 | $25.00 | 1/20/2012 9:30:13 AM |
diversification-surge | $25.00 | 1/20/2012 9:46:28 AM |
MiniBank998 | $25.00 | 1/20/2012 9:48:42 AM |
kyomoon | $50.00 | 1/20/2012 9:32:57 AM |
betaoption | $25.00 | 1/20/2012 9:33:29 AM |
GodzillaLending | $25.00 | 1/20/2012 9:50:44 AM |
Cai8899 | $50.00 | 1/20/2012 9:53:03 AM |
TrustPlus | $50.00 | 1/20/2012 9:56:26 AM |
sqdrew | $25.00 | 1/20/2012 9:58:20 AM |
Kijib | $25.00 | 1/20/2012 9:38:14 AM |
PaulW | $25.00 | 1/20/2012 9:39:36 AM |
smart-penny124 | $25.00 | 1/20/2012 9:07:53 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:53 AM |
worth-web5 | $50.00 | 1/20/2012 9:12:07 AM |
virtualbank | $25.00 | 1/20/2012 9:14:01 AM |
trustu | $25.00 | 1/20/2012 11:19:21 AM |
nojoke411 | $25.00 | 1/20/2012 9:18:05 AM |
skuba | $75.00 | 1/20/2012 9:48:08 AM |
Taxman44 | $25.00 | 1/20/2012 9:19:13 AM |
gold-disk | $25.00 | 1/20/2012 12:26:28 PM |
subtle-revenue0 | $25.00 | 1/20/2012 9:50:12 AM |
jeffpac | $50.00 | 1/20/2012 9:22:31 AM |
compoundinterest | $50.00 | 1/20/2012 9:22:40 AM |
mennleo | $50.00 | 1/20/2012 9:26:26 AM |
important-gold5 | $50.00 | 1/20/2012 9:27:00 AM |
ianakacg | $25.00 | 1/20/2012 9:57:27 AM |
mrpowers5531 | $25.00 | 1/20/2012 9:33:34 AM |
excellent-nickel | $25.00 | 1/20/2012 9:35:13 AM |
velocity-solo | $25.00 | 1/20/2012 9:36:36 AM |
valiant-liberty4 | $25.00 | 1/20/2012 9:36:48 AM |
MCimprich | $28.00 | 1/20/2012 12:08:00 PM |
gallant-economy9 | $50.00 | 1/20/2012 9:40:34 AM |
pinnacle10 | $25.00 | 1/20/2012 9:43:42 AM |
MadHun | $200.00 | 1/20/2012 5:05:37 PM |
awwaww | $25.00 | 1/20/2012 9:48:15 AM |
BuffetRocks | $50.00 | 1/20/2012 9:48:50 AM |
Lesburger | $25.00 | 1/20/2012 9:49:24 AM |
marketplace-cello5 | $25.00 | 1/20/2012 9:52:01 AM |
minista | $25.00 | 1/20/2012 9:53:15 AM |
cxjr25 | $25.00 | 1/20/2012 3:16:01 PM |
huorn | $25.00 | 1/20/2012 5:34:56 PM |
oakvale | $50.00 | 1/20/2012 5:11:49 PM |
koinonea | $25.00 | 1/20/2012 5:22:59 PM |
blue-order-comet | $25.00 | 1/20/2012 4:09:27 PM |
dbzen | $25.00 | 1/20/2012 4:44:53 PM |
nyran20 | $75.00 | 1/20/2012 8:10:38 PM |
BlueHana | $100.00 | 1/20/2012 4:58:08 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 8:13:57 PM |
Sundragon | $25.00 | 1/20/2012 6:17:45 PM |
abundant-power | $25.00 | 1/21/2012 6:38:08 AM |
zski | $25.00 | 1/21/2012 3:04:31 AM |
bambampk | $150.00 | 1/21/2012 8:50:59 AM |
exciting-diversification2 | $25.00 | 1/21/2012 10:20:47 AM |
Rivervale_Westwood | $50.00 | 1/21/2012 10:57:21 AM |
dastdx1847 | $25.00 | 1/21/2012 11:07:36 AM |
exchange-portait7 | $30.00 | 1/20/2012 8:41:18 PM |
Marathoner | $25.00 | 1/21/2012 12:06:12 PM |
pipopirate | $25.00 | 1/21/2012 12:06:46 PM |
enterprising-integrity | $50.00 | 1/21/2012 12:07:53 PM |
efficient-marketplace | $25.00 | 1/21/2012 12:09:25 PM |
Gandalf0001 | $25.00 | 1/21/2012 12:45:13 AM |
jakesworld | $25.00 | 1/21/2012 12:10:03 PM |
credit-statuette8 | $25.00 | 1/21/2012 12:10:52 PM |
GoSix | $25.00 | 1/21/2012 12:11:18 PM |
BigBag | $25.00 | 1/21/2012 9:08:54 AM |
vigilance-revolutionary | $50.00 | 1/21/2012 12:15:05 PM |
gain-nucleus | $25.00 | 1/21/2012 9:42:03 AM |
Willylump | $25.00 | 1/21/2012 12:16:01 PM |
progressive-asset | $100.00 | 1/21/2012 12:16:05 PM |
neenerman | $50.00 | 1/21/2012 12:17:22 PM |
damage | $25.00 | 1/21/2012 12:19:03 PM |
Wings06J | $25.00 | 1/21/2012 11:12:29 AM |
bonus-tent | $25.00 | 1/21/2012 12:23:16 PM |
Savings_EQ_Dignity | $50.00 | 1/21/2012 12:25:01 PM |
TelegramSam | $25.00 | 1/21/2012 12:25:07 PM |
ashik | $25.00 | 1/21/2012 12:11:20 PM |
nick5454 | $25.00 | 1/21/2012 12:11:47 PM |
ebgb234 | $25.00 | 1/21/2012 12:31:32 PM |
SFMutual | $100.00 | 1/21/2012 9:16:55 AM |
lost-money-so-far-on-these | $25.00 | 1/21/2012 12:13:09 PM |
wjf60 | $50.00 | 1/21/2012 12:14:00 PM |
macgeek | $25.00 | 1/21/2012 12:34:02 PM |
Frankieb21 | $50.00 | 1/21/2012 12:34:10 PM |
balance-hornet | $50.00 | 1/21/2012 10:31:18 AM |
andyb9 | $25.00 | 1/21/2012 12:37:57 PM |
greenkid | $25.00 | 1/21/2012 12:15:57 PM |
Woodworker57 | $28.00 | 1/21/2012 11:13:02 AM |
trucklawyer | $25.00 | 1/21/2012 12:41:36 PM |
hostbank | $100.00 | 1/21/2012 12:42:00 PM |
unforgettable-wealth4 | $50.00 | 1/21/2012 12:42:31 PM |
SanJoser | $25.00 | 1/21/2012 12:06:35 PM |
TSC | $50.00 | 1/21/2012 12:44:17 PM |
jdl424 | $25.00 | 1/21/2012 12:07:57 PM |
Geldmeister | $50.00 | 1/21/2012 12:09:15 PM |
duty-accomplishment | $25.00 | 1/21/2012 12:24:08 PM |
keeks | $25.00 | 1/21/2012 12:24:36 PM |
mtquan | $25.00 | 1/21/2012 12:26:22 PM |
cablenews | $100.00 | 1/21/2012 12:12:40 PM |
BrianRK | $26.00 | 1/21/2012 12:13:56 PM |
biobulator | $25.00 | 1/21/2012 12:29:36 PM |
socrates520 | $50.00 | 1/21/2012 12:49:48 PM |
Kame | $25.00 | 1/21/2012 12:50:49 PM |
timbob | $100.00 | 1/21/2012 12:52:53 PM |
jayhawk1000 | $25.00 | 1/21/2012 12:16:10 PM |
value-pole | $25.00 | 1/21/2012 12:53:37 PM |
overflowinglife | $25.00 | 1/21/2012 12:17:44 PM |
tsui517 | $50.00 | 1/21/2012 12:36:59 PM |
practical-expectations | $25.00 | 1/21/2012 12:22:06 PM |
economy-molecule3 | $500.00 | 1/21/2012 12:37:41 PM |
pujols8996 | $50.00 | 1/21/2012 12:26:49 PM |
fiddlerzvi | $50.00 | 1/21/2012 12:27:23 PM |
mchale | $25.00 | 1/21/2012 2:59:27 PM |
scottburger | $100.00 | 1/21/2012 12:28:10 PM |
productive-principal7 | $25.00 | 1/21/2012 12:28:30 PM |
Greg711 | $67.00 | 1/21/2012 12:42:36 PM |
Yorker1776 | $25.00 | 1/21/2012 3:54:57 PM |
vibrant-trade8 | $35.00 | 1/21/2012 12:47:07 PM |
turbostar666 | $25.00 | 1/21/2012 12:47:13 PM |
Henrylin | $25.00 | 1/21/2012 12:32:03 PM |
Holtavious | $25.00 | 1/21/2012 12:47:34 PM |
credit-scout7 | $50.00 | 1/21/2012 12:47:47 PM |
currency-solo | $25.00 | 1/21/2012 12:33:32 PM |
commerce-broker | $25.00 | 1/21/2012 12:34:36 PM |
ms48105 | $25.00 | 1/21/2012 12:49:32 PM |
investment-comet | $25.00 | 1/21/2012 12:36:59 PM |
workinghardoregon | $25.00 | 1/21/2012 12:39:11 PM |
SMVM87 | $25.00 | 1/21/2012 12:40:35 PM |
23mackay | $25.00 | 1/21/2012 7:03:24 PM |
skvat | $25.00 | 1/21/2012 12:45:14 PM |
Mr_Money | $25.00 | 1/21/2012 12:45:43 PM |
agbullet55443 | $300.00 | 1/21/2012 9:01:49 PM |
auction-elvis | $25.00 | 1/21/2012 12:52:23 PM |
jn_tiger | $25.00 | 1/21/2012 12:52:36 PM |
mmckune | $25.00 | 1/21/2012 12:58:09 PM |
jonesboyz | $25.00 | 1/21/2012 4:45:44 PM |
catmanbob | $25.00 | 1/21/2012 7:25:53 PM |
Snoopylover | $25.00 | 1/21/2012 7:59:31 PM |
A4 | $35.00 | 1/22/2012 10:00:39 AM |
ualf | $50.00 | 1/22/2012 12:15:43 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:49 AM |
Casman8815 | $25.00 | 1/21/2012 11:18:16 PM |
jakespirit | $50.00 | 1/22/2012 10:12:31 AM |
JTHarris | $25.00 | 1/22/2012 10:51:23 AM |
BaltimoreLender | $25.00 | 1/22/2012 12:30:36 PM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:27:48 PM |
powderbumps | $25.00 | 1/22/2012 2:23:12 PM |
447 Investments
|
Borrower Payment Dependent Notes Series
550655
This series of Notes was issued and sold upon the funding of the borrower loan #59492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 67% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
2 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| justice-celebration1 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
|
Principal balance:
| $5,042.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Jack55304 | $200.00 | 1/20/2012 5:09:29 PM |
worthy-bid8 | $50.00 | 1/20/2012 5:13:32 PM |
nex | $25.00 | 1/20/2012 5:14:01 PM |
bubb_hans | $50.00 | 1/20/2012 5:23:09 PM |
handy-justice | $50.00 | 1/20/2012 5:00:54 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:16 PM |
loan-fate | $50.00 | 1/20/2012 5:42:27 PM |
proud-pound4 | $25.00 | 1/20/2012 5:10:40 PM |
nimble-revenue5 | $50.00 | 1/20/2012 5:17:21 PM |
hitsman | $50.00 | 1/20/2012 5:26:29 PM |
drcoop | $25.00 | 1/20/2012 5:34:07 PM |
SFBank | $50.00 | 1/20/2012 7:41:25 PM |
cash-delight1 | $50.00 | 1/20/2012 5:08:38 PM |
ZOOOM | $25.00 | 1/20/2012 10:34:41 PM |
tolerant-dime2 | $25.00 | 1/20/2012 10:39:15 PM |
2grindstones | $25.00 | 1/20/2012 5:12:03 PM |
Kash2010lu | $25.00 | 1/20/2012 7:03:29 PM |
BankofRon | $25.00 | 1/20/2012 5:13:07 PM |
ronin4sale | $25.00 | 1/21/2012 3:41:38 AM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:12 PM |
jiggaman7 | $50.00 | 1/20/2012 5:20:38 PM |
sensible-fund | $26.00 | 1/21/2012 6:21:27 AM |
economy-coup | $50.00 | 1/20/2012 5:36:52 PM |
Dapple33 | $32.34 | 1/21/2012 10:55:03 AM |
setUup | $29.01 | 1/20/2012 8:45:54 PM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:03 AM |
Bob450 | $25.00 | 1/21/2012 8:00:05 AM |
economy-producer | $25.00 | 1/21/2012 12:09:51 PM |
helpinghand63 | $25.00 | 1/21/2012 12:18:10 PM |
Rogesparkguy | $25.00 | 1/21/2012 7:53:35 AM |
SecondChanceLendingSERV | $29.78 | 1/21/2012 8:22:34 AM |
first-serene-credit | $25.00 | 1/21/2012 8:31:13 AM |
stepatatime-together | $100.00 | 1/21/2012 12:36:54 PM |
damage | $25.00 | 1/21/2012 12:18:52 PM |
productive-note2 | $50.00 | 1/21/2012 12:07:12 PM |
wwwUniversal | $25.00 | 1/21/2012 12:44:55 PM |
truth-companion | $25.00 | 1/21/2012 12:47:32 PM |
Mariner3605 | $25.00 | 1/21/2012 12:47:44 PM |
handshake5 | $41.00 | 1/21/2012 12:37:35 PM |
asset-trajectory | $25.00 | 1/21/2012 7:53:58 PM |
orearella3 | $25.00 | 1/21/2012 12:45:57 PM |
dblakels | $25.00 | 1/21/2012 8:36:00 PM |
first-dinero-paladin | $50.00 | 1/21/2012 2:31:49 PM |
desertoasis | $25.00 | 1/21/2012 12:48:48 PM |
principal-laser | $58.92 | 1/22/2012 3:26:21 AM |
gotjack | $25.00 | 1/22/2012 6:35:01 AM |
melodious-openness | $100.00 | 1/22/2012 8:41:41 AM |
winger66 | $25.00 | 1/22/2012 9:14:46 AM |
Frover | $25.00 | 1/21/2012 3:48:03 PM |
USMC0311 | $25.00 | 1/21/2012 8:28:46 PM |
fund-dragster | $53.02 | 1/22/2012 11:50:17 AM |
kulender | $50.00 | 1/22/2012 9:41:09 AM |
worth-web5 | $50.00 | 1/22/2012 12:28:27 PM |
hidavehi | $33.00 | 1/22/2012 12:27:15 PM |
ChrisProsper | $35.85 | 1/22/2012 12:38:51 PM |
shawnw2 | $25.00 | 1/20/2012 5:11:43 PM |
Mikale360 | $25.00 | 1/20/2012 7:55:41 PM |
shawnw2 | $200.00 | 1/21/2012 7:42:12 PM |
kind-credit-bear | $25.00 | 1/20/2012 5:19:14 PM |
SolarMoonshine | $25.00 | 1/20/2012 5:00:49 PM |
DHolly | $31.00 | 1/20/2012 5:01:11 PM |
principal-cooker2 | $100.00 | 1/20/2012 5:06:04 PM |
high_flyer | $100.00 | 1/20/2012 6:38:48 PM |
WilliamLeeSims | $25.00 | 1/20/2012 5:21:57 PM |
careful-vigilance4 | $25.00 | 1/20/2012 5:32:29 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:47 PM |
papaloha | $100.00 | 1/20/2012 5:02:32 PM |
Dubbs360 | $50.00 | 1/20/2012 5:08:21 PM |
DiligentiaLLC | $25.00 | 1/20/2012 6:40:02 PM |
toblerone | $25.00 | 1/20/2012 5:13:02 PM |
new-intuitive-dime | $25.00 | 1/20/2012 5:21:49 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:48:24 AM |
GElender | $40.00 | 1/20/2012 5:34:52 PM |
amlu1988 | $25.00 | 1/20/2012 9:19:04 PM |
Leshan | $50.00 | 1/21/2012 8:21:19 AM |
Byrd24 | $100.00 | 1/21/2012 9:24:50 AM |
Unitas4302 | $100.00 | 1/21/2012 10:55:49 AM |
proper-revenue7 | $25.00 | 1/20/2012 9:10:13 PM |
promise2 | $25.00 | 1/21/2012 9:52:32 AM |
life-is-great | $25.00 | 1/21/2012 12:45:04 PM |
ambmba | $50.00 | 1/21/2012 12:41:10 PM |
ethical-truth211 | $100.00 | 1/21/2012 1:11:00 PM |
bbt210 | $25.08 | 1/21/2012 7:53:43 PM |
KindCharmingReflective-affluence | $25.00 | 1/21/2012 2:56:17 PM |
amusement4 | $100.00 | 1/21/2012 10:11:34 PM |
HHP | $100.00 | 1/21/2012 12:53:48 PM |
bmw2 | $40.00 | 1/21/2012 5:45:42 PM |
integrity-american | $25.00 | 1/21/2012 4:35:37 PM |
hopeful-point | $25.00 | 1/21/2012 10:56:34 PM |
chameleon125 | $25.00 | 1/21/2012 6:58:10 PM |
Hambone1111 | $25.00 | 1/22/2012 12:23:14 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
550671
This series of Notes was issued and sold upon the funding of the borrower loan #59457, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $254.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 10m |
Amount delinquent:
| $641 |
Total credit lines:
| 27 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,878 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| toffler |
Borrower's state:
| SouthCarolina |
Borrower's group:
| ALL DOCTORS MD,DO,OD,DDS,DMD,PhD,DVM,DPM,DC,PharmD,J |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 69 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $8,800.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2011)
680-699
(Nov-2007)
(Apr-2006)
|
Principal balance:
| $2,013.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 69 | | |
Description
Lender and borrower both profit
Purpose of loan: Reduce high interest debt
This loan reduce high interest debt. This debt is in my wife's name and may not show up on my credit report. She has a CitiVisa with $8000 on it and a Discover card with $3000. Currently I am paying, and have been paying, $1300 / month from my checking account by automatic withdrawal. This loan to pay off the CitiVisa and I will transfer the Discover card balance to Citi as the balance transfer rate is 1.9%. Currently I am paying over 20%.
My financial situation:
I am a good candidate for this loan because I just changed my job situation and will, for the first time, make just over $250,000 per year.
I paid off my student loans last year, the last $40,000 I paid off in 3 years.
I am current on every bill and I am never late. I can adjust my income up to $5000 more per month just by working a few more shifts. I already work a good bit, but my work is structured such that I can easily work more shifts if desired.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Octamer | $25.00 | 1/11/2012 5:07:31 PM |
twjh | $50.05 | 1/11/2012 5:08:31 PM |
enriching-dollar1 | $100.00 | 1/11/2012 5:15:14 PM |
fcrick | $25.00 | 1/11/2012 5:23:13 PM |
kenji4861 | $25.00 | 1/11/2012 5:09:26 PM |
enticing-capital6 | $50.00 | 1/11/2012 5:12:04 PM |
proud-gold9 | $25.00 | 1/11/2012 5:31:28 PM |
elephantparty | $35.00 | 1/11/2012 5:35:04 PM |
amlu1988 | $25.00 | 1/11/2012 8:34:17 PM |
sturdy-fairness0 | $100.00 | 1/11/2012 8:31:51 PM |
finance-refresher3 | $100.00 | 1/11/2012 6:40:13 PM |
danf2201 | $72.94 | 1/11/2012 9:18:04 PM |
Beechturner | $50.00 | 1/12/2012 4:36:08 AM |
genius520 | $50.00 | 1/12/2012 5:23:23 PM |
selector568 | $300.00 | 1/13/2012 9:42:19 AM |
rentalguy | $25.00 | 1/13/2012 2:07:12 PM |
principal-hut1 | $25.00 | 1/13/2012 1:41:44 PM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:13 AM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:06 PM |
loyalty-circuitry | $100.00 | 1/13/2012 7:46:33 PM |
compassion-lotus5 | $50.00 | 1/14/2012 8:29:30 AM |
Weaverville | $50.00 | 1/14/2012 10:08:34 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:23 AM |
leodaguy | $100.00 | 1/14/2012 7:50:06 AM |
emergencyMD | $100.00 | 1/14/2012 8:54:33 AM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:43 PM |
roadtruck | $50.00 | 1/14/2012 11:08:54 AM |
funnymoney1 | $25.00 | 1/14/2012 12:34:07 PM |
life-is-great | $25.00 | 1/14/2012 12:46:12 PM |
benefit-prescription6 | $100.00 | 1/14/2012 12:36:53 PM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:48:43 PM |
proper-agreement8 | $50.00 | 1/14/2012 3:28:26 PM |
loyalist1 | $250.00 | 1/14/2012 9:12:18 PM |
caring-truth9 | $50.00 | 1/14/2012 7:05:05 PM |
shrewd-deal | $50.00 | 1/14/2012 8:27:41 PM |
boogles72 | $25.00 | 1/15/2012 11:36:43 AM |
order-supernova6 | $100.00 | 1/14/2012 10:06:37 PM |
value-pouch | $25.00 | 1/15/2012 12:17:54 PM |
KCEnterprises | $50.00 | 1/14/2012 11:06:49 PM |
Bank42 | $25.00 | 1/15/2012 5:03:03 AM |
market-assembler | $50.00 | 1/15/2012 12:27:15 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:50 AM |
spiff666 | $66.69 | 1/15/2012 8:35:03 AM |
GreenSun | $25.00 | 1/15/2012 12:22:29 PM |
penny-plato | $25.00 | 1/15/2012 10:43:52 AM |
SouthCoast | $25.00 | 1/15/2012 12:38:55 PM |
Bcs-cnc | $25.00 | 1/15/2012 8:03:47 PM |
ssgt95068 | $25.00 | 1/15/2012 2:58:28 PM |
syounker | $25.00 | 1/15/2012 12:16:24 PM |
Boxster968 | $100.00 | 1/15/2012 5:04:38 PM |
bambampk | $50.00 | 1/15/2012 6:11:41 PM |
community-bee | $25.00 | 1/15/2012 12:24:29 PM |
upbeat-coin937 | $25.00 | 1/15/2012 12:34:53 PM |
duty-gusto6 | $75.00 | 1/16/2012 9:05:50 AM |
rmachi | $25.00 | 1/16/2012 9:23:16 AM |
djh47a | $25.00 | 1/16/2012 6:48:56 AM |
organized-payment6 | $50.00 | 1/16/2012 8:07:41 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:16 AM |
Benkneebob | $57.94 | 1/16/2012 8:59:59 AM |
lostontheedge | $25.00 | 1/16/2012 4:28:40 PM |
invest-in-ed | $150.00 | 1/16/2012 12:05:34 PM |
credit-coach118 | $25.16 | 1/16/2012 9:08:29 AM |
myduck | $50.00 | 1/16/2012 5:07:41 PM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:44 PM |
value-den | $25.00 | 1/16/2012 11:24:31 AM |
WSTRDG | $25.00 | 1/16/2012 12:01:08 PM |
stoopidnoodle | $25.00 | 1/16/2012 2:14:16 PM |
amherstbird | $25.00 | 1/16/2012 3:50:57 PM |
Rob717171 | $50.00 | 1/16/2012 7:32:11 PM |
Cascadianomics | $27.49 | 1/16/2012 5:03:20 PM |
Lendomatic | $35.00 | 1/16/2012 8:29:02 PM |
unafraid-loan5 | $25.00 | 1/17/2012 7:25:32 AM |
sclark | $25.00 | 1/16/2012 5:41:46 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:29 AM |
benjamins-nest | $150.00 | 1/17/2012 1:08:25 PM |
nri22 | $100.00 | 1/17/2012 10:31:54 AM |
jpac1066 | $50.00 | 1/17/2012 11:53:43 AM |
tomdooley12520 | $25.00 | 1/17/2012 6:09:39 AM |
penny-finder | $30.00 | 1/17/2012 12:57:24 PM |
trade-burrito4 | $35.00 | 1/11/2012 5:08:01 PM |
green-trade-dolphin2 | $45.02 | 1/11/2012 5:02:16 PM |
edaguy | $75.00 | 1/11/2012 5:14:07 PM |
hitsman | $50.00 | 1/11/2012 5:14:32 PM |
virtuous-repayment | $25.00 | 1/11/2012 5:27:34 PM |
MoneyForNothing | $25.00 | 1/11/2012 5:16:31 PM |
AFairDeal | $25.00 | 1/11/2012 5:43:40 PM |
downtownfarm | $25.00 | 1/11/2012 5:35:24 PM |
purposeful-pound5 | $33.93 | 1/11/2012 6:06:26 PM |
JGuide | $46.00 | 1/11/2012 5:41:55 PM |
lenderrn | $25.00 | 1/11/2012 5:43:21 PM |
Wilhan | $30.00 | 1/11/2012 7:08:53 PM |
orange-impartial-asset | $50.00 | 1/11/2012 8:30:54 PM |
thankful-nickel2 | $25.00 | 1/12/2012 3:06:46 AM |
Lo0se_mo0se | $25.00 | 1/11/2012 8:50:02 PM |
undaunted-agreement | $26.00 | 1/11/2012 10:25:39 PM |
Brisket_Bob | $34.49 | 1/12/2012 7:41:42 AM |
first-serene-credit | $25.00 | 1/12/2012 7:16:42 AM |
ChristopherHS | $25.00 | 1/12/2012 10:06:20 AM |
vutah | $35.00 | 1/12/2012 4:33:15 PM |
ltschetter | $75.00 | 1/12/2012 4:56:18 PM |
cloud8 | $30.00 | 1/12/2012 6:20:47 PM |
Oak-Parker | $25.00 | 1/12/2012 6:49:41 PM |
Tscheddar | $25.00 | 1/13/2012 7:24:17 AM |
proud-gold9 | $50.00 | 1/13/2012 8:45:09 AM |
rolltide09 | $25.00 | 1/13/2012 9:08:00 AM |
tomdooley12520 | $50.00 | 1/13/2012 9:22:25 AM |
squarebob | $25.00 | 1/13/2012 9:29:08 AM |
E_G | $50.00 | 1/13/2012 9:49:33 AM |
Sneezie | $100.00 | 1/13/2012 9:51:33 AM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:35 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:05 PM |
successful-agreement7 | $100.00 | 1/13/2012 5:14:17 PM |
top-commitment-champ | $25.00 | 1/13/2012 4:42:07 PM |
bdpres1 | $25.00 | 1/13/2012 5:23:01 PM |
indomitable-coin | $25.00 | 1/13/2012 5:31:38 PM |
Harry | $50.00 | 1/13/2012 6:39:07 PM |
beachfunder | $25.00 | 1/14/2012 7:28:39 AM |
generous-deal6 | $25.00 | 1/14/2012 4:43:13 AM |
Syzygy | $25.00 | 1/14/2012 12:12:40 PM |
Leshan | $100.00 | 1/14/2012 8:28:48 AM |
DadWarbucks | $25.00 | 1/14/2012 12:44:45 PM |
ericgassercom | $25.00 | 1/14/2012 1:00:13 PM |
Josamar | $100.00 | 1/14/2012 12:36:13 PM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:06:43 PM |
BankOfBjoltus | $25.00 | 1/14/2012 10:13:42 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:11 AM |
suave-dollar | $25.00 | 1/15/2012 3:44:00 AM |
Zach842 | $30.00 | 1/15/2012 8:51:19 AM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:12 AM |
paladin510 | $25.00 | 1/14/2012 5:35:33 PM |
dime-selector | $25.00 | 1/15/2012 11:54:35 AM |
rate-sherpa | $100.00 | 1/14/2012 8:30:34 PM |
silver-structure7 | $25.00 | 1/15/2012 10:00:19 AM |
processor115 | $25.00 | 1/15/2012 12:34:15 PM |
orearella3 | $25.00 | 1/15/2012 12:37:31 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:59 PM |
wyogirllender | $50.00 | 1/15/2012 3:51:04 PM |
peripatetic | $25.00 | 1/16/2012 3:16:32 AM |
credit-bada-bing | $30.00 | 1/16/2012 6:18:28 AM |
Nailman88 | $25.00 | 1/16/2012 9:30:26 AM |
rupee-chomper | $50.00 | 1/15/2012 6:53:53 PM |
Hexnut | $100.00 | 1/15/2012 8:03:28 PM |
awwaww | $25.00 | 1/16/2012 9:08:52 AM |
iolaire | $25.00 | 1/16/2012 9:09:22 AM |
helpinghand63 | $25.00 | 1/16/2012 9:09:53 AM |
Railbird | $25.00 | 1/16/2012 9:16:00 AM |
leverage-tsunami | $25.00 | 1/16/2012 10:49:55 AM |
Socorro_Capital_Partners | $25.01 | 1/16/2012 11:24:00 AM |
Johnab | $26.00 | 1/16/2012 7:15:56 AM |
dinero-speaker | $25.00 | 1/16/2012 10:53:38 AM |
beachfunder | $25.00 | 1/16/2012 11:18:00 AM |
tylerfd | $25.00 | 1/16/2012 10:53:00 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:16 PM |
kevin314 | $25.00 | 1/16/2012 5:11:22 PM |
Rider | $112.30 | 1/17/2012 3:15:54 AM |
integrity-american | $25.00 | 1/16/2012 8:44:11 PM |
maj0508 | $200.00 | 1/17/2012 5:45:52 AM |
judson | $50.00 | 1/16/2012 9:54:32 PM |
WonderPup | $25.00 | 1/17/2012 8:20:20 AM |
deal-pal | $25.00 | 1/17/2012 8:29:19 AM |
JJ9876 | $25.00 | 1/17/2012 9:14:58 AM |
ConchRepublican | $100.00 | 1/17/2012 9:25:59 AM |
scrappy-leverage6 | $25.00 | 1/17/2012 9:31:42 AM |
newgroom422 | $25.00 | 1/16/2012 11:11:24 PM |
RSV | $25.00 | 1/17/2012 12:28:06 AM |
social-booster4 | $50.00 | 1/17/2012 11:13:35 AM |
wealth-infusion6 | $35.98 | 1/17/2012 2:20:11 PM |
shrewd-dedication2 | $100.00 | 1/17/2012 10:16:43 AM |
beachfunder | $25.00 | 1/17/2012 12:33:23 PM |
169 Investments
|
Borrower Payment Dependent Notes Series
550715
This series of Notes was issued and sold upon the funding of the borrower loan #59174, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $149.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $10,019 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tsand22 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate debt
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7,130.00
Housing: $2,800.00
Insurance: $250.00
Car expenses: $780.00
Utilities: $250.00
Phone, cable, internet: $80.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $200.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 1/18/2012 5:02:15 PM |
worth-blanket2 | $3,975.00 | 1/18/2012 5:04:31 PM |
SolarMoonshine | $25.00 | 1/18/2012 5:03:22 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
550759
This series of Notes was issued and sold upon the funding of the borrower loan #59216, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 24% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 3 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 10m |
Amount delinquent:
| $4,413 |
Total credit lines:
| 29 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $6,738 | |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treasure-base8 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
|
Principal balance:
| $597.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
My personal loan
Purpose of loan: Home Improvement
This loan will be used to...
Water heater and repair of front steps
My financial situation:
I am a good candidate for this loan because...
I've lived in the house since 1999 and do not plan on moving.
Monthly net income: $2218
Monthly expenses: $2000
Housing: $864.01
Insurance: $included with mortgage
Car expenses: $50
Utilities: $100
Phone, cable, internet: $200
Clothing, household expenses: $200
Credit cards and other loans: $146
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $50.00 | 1/11/2012 5:02:13 PM |
ProsprousLender | $25.00 | 1/11/2012 5:04:22 PM |
enticing-capital6 | $50.00 | 1/11/2012 5:12:05 PM |
Jack55304 | $200.00 | 1/11/2012 5:17:14 PM |
lucrative-transparency0 | $100.00 | 1/11/2012 5:23:26 PM |
trumpeter5 | $25.00 | 1/11/2012 5:01:33 PM |
Investor_DP | $100.00 | 1/11/2012 5:06:03 PM |
mrxtravis | $25.00 | 1/11/2012 5:24:00 PM |
handy-justice | $50.00 | 1/11/2012 5:25:35 PM |
cash-reaction2 | $50.00 | 1/11/2012 5:11:36 PM |
AF-Chief | $25.00 | 1/11/2012 5:28:52 PM |
Free-the-usa-1776 | $14.98 | 1/11/2012 5:43:56 PM |
finance-mushroom | $155.00 | 1/11/2012 5:27:11 PM |
nimble-revenue5 | $50.00 | 1/11/2012 5:37:12 PM |
productive-ore | $25.00 | 1/11/2012 5:39:27 PM |
hitsman | $50.00 | 1/11/2012 5:14:36 PM |
principal-cooker2 | $100.00 | 1/11/2012 5:20:19 PM |
WilliamLeeSims | $25.00 | 1/11/2012 5:22:09 PM |
bubb_hans | $50.00 | 1/11/2012 5:25:47 PM |
worth-dandelion | $100.00 | 1/11/2012 5:09:05 PM |
HenryS | $30.00 | 1/11/2012 5:26:46 PM |
hopeful-deal7 | $25.00 | 1/11/2012 5:15:28 PM |
SolarMoonshine | $25.00 | 1/11/2012 5:16:22 PM |
five-star-note | $50.00 | 1/11/2012 5:35:42 PM |
five-star-note | $25.00 | 1/11/2012 5:22:31 PM |
worthy-bid8 | $50.00 | 1/11/2012 5:25:15 PM |
Mariner3605 | $25.00 | 1/11/2012 5:26:00 PM |
000000 | $500.02 | 1/11/2012 5:41:59 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
550765
This series of Notes was issued and sold upon the funding of the borrower loan #59324, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-11-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1972 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 16y 7m |
Amount delinquent:
| $288 |
Total credit lines:
| 33 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,143 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| self-reliant-income9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Purchasing the Red Skelton catalog
Purpose of loan:
This loan will be used to...
Conduct the Due diligence of the catalog now stored in a secured vault
My financial situation:
I am a good candidate for this loan because...this company will be valued at over 65 million the first year
Monthly net income: $11,000
Monthly expenses: $6000
Housing: $2893
Insurance: $200
Car expenses: $423
Utilities: $600
Phone, cable, internet: $187
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $900
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/11/2012 5:02:02 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
550779
This series of Notes was issued and sold upon the funding of the borrower loan #59311, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 34% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,164 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| elegant-loyalty5 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/11/2012 5:05:38 PM |
enriching-dollar1 | $100.00 | 1/11/2012 5:15:16 PM |
hitsman | $50.00 | 1/11/2012 5:14:37 PM |
LittleMingo | $25.00 | 1/11/2012 5:10:50 PM |
vutah | $25.00 | 1/11/2012 5:14:08 PM |
creditjunky | $125.00 | 1/11/2012 5:52:21 PM |
Bank_Of_XL | $25.00 | 1/12/2012 9:05:19 AM |
credit-coach118 | $25.27 | 1/12/2012 10:06:57 AM |
GreenLender11 | $100.00 | 1/13/2012 1:55:28 PM |
Harry | $50.00 | 1/13/2012 6:38:24 PM |
moola-gargantuan9 | $50.00 | 1/16/2012 5:17:12 PM |
CaptainBlueberry | $25.00 | 1/16/2012 5:30:21 PM |
integrity-american | $25.00 | 1/16/2012 8:44:12 PM |
Tylerh | $250.00 | 1/17/2012 9:16:13 AM |
blueshound | $25.00 | 1/16/2012 7:56:35 PM |
E_G | $50.00 | 1/17/2012 9:31:06 AM |
Asgardian | $25.00 | 1/17/2012 1:04:54 PM |
twjh | $25.00 | 1/17/2012 7:48:08 PM |
money-bauble | $100.00 | 1/17/2012 5:55:54 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:52 AM |
successful-agreement7 | $100.00 | 1/18/2012 9:06:52 AM |
csakhil | $25.00 | 1/18/2012 1:27:49 PM |
CBO-Enterprise | $50.00 | 1/18/2012 3:51:00 PM |
supersarah61 | $25.00 | 1/18/2012 4:09:50 PM |
tech310 | $50.00 | 1/18/2012 7:42:58 PM |
agalt | $125.00 | 1/19/2012 9:13:15 AM |
theaterguy | $25.00 | 1/19/2012 9:24:08 AM |
cardminger | $25.00 | 1/19/2012 9:15:58 AM |
LoWRec | $25.00 | 1/19/2012 8:41:20 AM |
return-enthusiast1 | $25.00 | 1/19/2012 9:39:26 AM |
benefit-catalyst | $63.82 | 1/19/2012 4:10:34 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:06 PM |
sturdy-note5 | $25.00 | 1/19/2012 8:15:31 PM |
ommcd | $25.00 | 1/20/2012 9:08:34 AM |
shawnb777 | $50.00 | 1/20/2012 11:09:39 AM |
bountiful-durability | $50.00 | 1/20/2012 9:47:53 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:35 AM |
Redmond | $25.00 | 1/20/2012 2:55:33 PM |
wkeboarder21 | $50.00 | 1/21/2012 10:22:48 AM |
principal-bull | $25.00 | 1/21/2012 12:42:22 PM |
1stPlace | $25.00 | 1/21/2012 12:19:50 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:38 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:58 PM |
repayment-hawk5 | $25.00 | 1/22/2012 9:04:48 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:41 AM |
catmanbob | $25.00 | 1/21/2012 7:25:54 PM |
SimpleChoice | $25.00 | 1/22/2012 7:19:58 AM |
market-assembler | $50.00 | 1/22/2012 12:22:46 PM |
benefit-prescription6 | $100.00 | 1/22/2012 12:41:09 PM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:29:07 PM |
Bob450 | $25.00 | 1/22/2012 5:42:48 PM |
rapid-currency | $109.10 | 1/22/2012 8:21:34 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:39:58 PM |
Index_Plus | $2,660.54 | 1/22/2012 2:37:53 PM |
thorough-marketplace441 | $35.35 | 1/22/2012 3:05:32 PM |
dedicated-diversification5 | $28.55 | 1/23/2012 8:41:07 AM |
wise-silver-wonder | $25.00 | 1/23/2012 9:04:57 AM |
inveztor | $25.00 | 1/22/2012 5:28:51 PM |
AsianDragon | $25.00 | 1/22/2012 5:33:13 PM |
JJ9876 | $25.00 | 1/23/2012 9:21:45 AM |
cattlebaron | $25.00 | 1/22/2012 5:53:15 PM |
corndog4000 | $76.46 | 1/22/2012 5:59:29 PM |
letsmakeitsuccessful | $25.00 | 1/23/2012 9:27:06 AM |
gain-equator | $25.00 | 1/22/2012 9:31:26 PM |
refined-return922 | $25.00 | 1/23/2012 6:14:22 AM |
friendship9 | $25.00 | 1/23/2012 5:16:34 AM |
wealth-pizza | $62.12 | 1/23/2012 5:35:33 AM |
flute144 | $25.00 | 1/23/2012 6:59:52 AM |
lucrative-coin | $50.00 | 1/23/2012 7:48:07 AM |
cpblue79 | $100.00 | 1/23/2012 7:54:50 AM |
loyalty-czar | $50.00 | 1/23/2012 8:27:59 AM |
trustworthy-finance6 | $300.00 | 1/23/2012 9:17:34 AM |
the-magnetic-transaction | $50.00 | 1/23/2012 9:19:49 AM |
euro-speaker8 | $25.00 | 1/23/2012 9:16:08 AM |
Weaverville | $25.00 | 1/23/2012 9:21:55 AM |
orearella3 | $25.00 | 1/23/2012 9:37:25 AM |
mpatrick | $60.00 | 1/23/2012 9:47:30 AM |
melodious-openness | $2,088.18 | 1/23/2012 10:51:11 AM |
astute-benjamins | $50.00 | 1/23/2012 10:28:08 AM |
bullish2bearish | $25.00 | 1/18/2012 9:44:09 AM |
economy-popcorn | $25.00 | 1/22/2012 6:09:27 AM |
CashFlow13 | $250.00 | 1/22/2012 12:42:19 PM |
rupee-equation2 | $25.00 | 1/11/2012 5:34:35 PM |
downtownfarm | $25.00 | 1/11/2012 5:35:26 PM |
skillful-asset5 | $30.00 | 1/11/2012 6:06:44 PM |
sturdy-fairness0 | $50.00 | 1/11/2012 8:33:54 PM |
passivesf | $35.00 | 1/12/2012 5:18:06 AM |
DHolly | $25.00 | 1/12/2012 9:10:58 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:54:27 PM |
loss-of-control | $50.00 | 1/14/2012 6:41:56 PM |
availableloan | $25.00 | 1/15/2012 9:11:27 PM |
HeroSupport | $80.00 | 1/16/2012 5:09:25 PM |
edaguy | $75.00 | 1/16/2012 5:36:49 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:23 PM |
A4 | $25.00 | 1/16/2012 9:10:54 PM |
genius520 | $50.00 | 1/17/2012 9:36:17 AM |
selector568 | $300.00 | 1/17/2012 9:18:46 AM |
BAJMP | $25.00 | 1/16/2012 7:41:44 PM |
Interloper | $25.00 | 1/17/2012 4:16:04 PM |
a- | $25.00 | 1/17/2012 4:29:02 PM |
principal-cooker2 | $100.00 | 1/17/2012 5:07:09 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:12 PM |
BxRealtor | $25.00 | 1/17/2012 5:20:10 PM |
top-diversification-giraffe1 | $25.00 | 1/18/2012 9:09:59 AM |
MarvintheMartian | $30.00 | 1/18/2012 2:33:05 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:38 PM |
toblerone | $25.00 | 1/18/2012 5:08:42 PM |
VAGweilo | $50.00 | 1/18/2012 3:29:10 PM |
surfingwa | $45.00 | 1/18/2012 5:19:03 PM |
beer-gardener | $25.00 | 1/18/2012 6:36:45 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:46:29 PM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:34 AM |
pdxtech | $50.00 | 1/19/2012 12:14:25 PM |
thinker6 | $50.00 | 1/19/2012 11:29:30 AM |
poeman | $25.00 | 1/19/2012 12:43:22 PM |
buckeyebucks | $50.00 | 1/19/2012 10:36:16 AM |
market-sumac | $100.00 | 1/19/2012 4:20:04 PM |
wonder3 | $45.00 | 1/19/2012 5:14:27 PM |
benjo | $50.00 | 1/19/2012 10:08:14 PM |
kevin314 | $50.00 | 1/19/2012 11:19:27 PM |
miked8303 | $50.00 | 1/20/2012 9:36:16 AM |
kulender | $50.00 | 1/20/2012 6:14:53 AM |
bazaar-festivity | $25.00 | 1/20/2012 9:22:54 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:35 PM |
yf99yz | $25.00 | 1/20/2012 5:59:21 PM |
credit-bliss8 | $25.00 | 1/21/2012 12:45:01 AM |
pound-mushroom3 | $25.00 | 1/21/2012 12:42:33 PM |
InvestorPartners | $25.00 | 1/21/2012 12:40:49 PM |
Sevron | $100.00 | 1/21/2012 6:09:26 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:16 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:20 AM |
Centaur | $25.00 | 1/21/2012 1:40:22 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:51 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:39 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:19 PM |
bullincage | $25.00 | 1/22/2012 6:13:58 PM |
giftgold | $25.00 | 1/22/2012 7:47:30 PM |
busyguy07 | $25.17 | 1/23/2012 4:38:40 AM |
greenback-buckeye | $76.63 | 1/23/2012 7:42:56 AM |
yogi1975 | $25.00 | 1/23/2012 7:47:32 AM |
bold-generosity-enlightenment | $125.00 | 1/22/2012 4:48:22 PM |
BuzzyBee336 | $50.00 | 1/23/2012 8:40:31 AM |
bold-joyful-exchange | $25.00 | 1/23/2012 8:49:33 AM |
calimanusa | $40.00 | 1/22/2012 2:55:02 PM |
wwwUniversal | $25.00 | 1/23/2012 9:06:39 AM |
cattlebaron | $25.00 | 1/22/2012 5:54:09 PM |
orgy63 | $25.00 | 1/22/2012 6:06:09 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:15 AM |
partyplan | $25.00 | 1/23/2012 6:09:04 AM |
B2152 | $25.00 | 1/23/2012 5:03:49 AM |
msw_engr | $50.00 | 1/23/2012 6:20:48 AM |
buffalobills | $25.00 | 1/23/2012 6:51:17 AM |
the-enthralling-coin | $25.00 | 1/23/2012 9:37:49 AM |
fuzed | $50.00 | 1/23/2012 6:57:36 AM |
patriot384 | $100.00 | 1/23/2012 6:49:02 AM |
best-hope-goat | $25.00 | 1/23/2012 8:16:27 AM |
aldeed | $100.12 | 1/23/2012 9:05:13 AM |
the-capital-shooter | $30.39 | 1/23/2012 8:19:44 AM |
LOAN_DOC | $25.00 | 1/23/2012 8:26:12 AM |
Wisc_investor | $25.00 | 1/23/2012 8:40:20 AM |
Tradesmanlender | $25.00 | 1/23/2012 9:05:55 AM |
rogue_monster | $31.00 | 1/23/2012 9:16:12 AM |
RainMakers | $25.00 | 1/23/2012 9:37:27 AM |
dasbuntenheim | $40.82 | 1/23/2012 10:05:35 AM |
congardner1 | $25.00 | 1/23/2012 10:07:46 AM |
bill-expert | $25.00 | 1/23/2012 9:54:15 AM |
WonderPup | $26.00 | 1/23/2012 10:51:11 AM |
awesome-yield7 | $29.36 | 1/23/2012 10:15:18 AM |
epic-transaction | $50.00 | 1/23/2012 10:19:59 AM |
169 Investments
|
Borrower Payment Dependent Notes Series
550831
This series of Notes was issued and sold upon the funding of the borrower loan #59353, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 43% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,037 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| No | | |
Screen name:
| camaraderi-ferret |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt
My financial situation:
I am a good candidate for this loan because I have been employed for roughly 8 years at Boston Scientific and have moved back home to pursue a masters in science and management degree with full tuition reimbursement through work; i am paying no housing cost.
Monthly net income: $2100
Insurance: ~$150 last year
Car expenses: $333.43
Phone: $70
Credit cards and other loans
Other expenses: $16000 total between four credit cards
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/13/2012 9:09:30 AM |
creditjunky | $125.00 | 1/13/2012 9:23:17 AM |
edaguy | $75.00 | 1/13/2012 9:25:40 AM |
enriching-dollar1 | $100.00 | 1/13/2012 9:37:12 AM |
downtownfarm | $25.00 | 1/13/2012 9:50:51 AM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:42 PM |
impressive-justice6 | $50.00 | 1/13/2012 5:31:24 PM |
Harry | $50.00 | 1/13/2012 6:38:31 PM |
magical-durability9 | $25.00 | 1/16/2012 7:54:11 AM |
john0720 | $50.00 | 1/16/2012 8:20:13 AM |
rkhrdjp | $25.00 | 1/16/2012 4:38:47 AM |
kenji4861 | $25.00 | 1/16/2012 5:08:29 PM |
A4 | $25.00 | 1/17/2012 5:42:44 PM |
csakhil | $25.00 | 1/18/2012 1:28:02 PM |
Tylerh | $250.00 | 1/18/2012 5:38:33 PM |
ideal-platinum1 | $25.00 | 1/18/2012 5:21:44 PM |
cagcrash | $75.00 | 1/18/2012 5:25:35 PM |
one-midas | $35.00 | 1/18/2012 3:53:14 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:41 PM |
principal-cooker2 | $100.00 | 1/18/2012 5:22:16 PM |
Fiimg | $50.00 | 1/18/2012 6:22:58 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:27 AM |
GCInvestments | $25.00 | 1/19/2012 9:14:20 AM |
valiant-contract | $36.49 | 1/19/2012 12:19:05 PM |
poeman | $25.00 | 1/19/2012 12:43:23 PM |
sturdy-note5 | $25.00 | 1/19/2012 8:21:11 PM |
kulender | $50.00 | 1/20/2012 6:15:00 AM |
benjo | $50.00 | 1/19/2012 10:08:16 PM |
ClearCut | $50.00 | 1/19/2012 10:17:22 PM |
kevin314 | $50.00 | 1/19/2012 11:19:27 PM |
oxnard | $50.00 | 1/20/2012 2:28:41 PM |
Sevron | $100.00 | 1/21/2012 6:09:29 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:44 AM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:36 PM |
p2p-mover0 | $25.68 | 1/22/2012 10:15:46 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:38:20 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:40 PM |
focused-return366 | $50.00 | 1/23/2012 8:16:41 AM |
Weaverville | $25.00 | 1/23/2012 9:21:56 AM |
wop310 | $50.00 | 1/23/2012 7:05:16 AM |
NorthwestLoan1 | $50.00 | 1/23/2012 9:43:35 AM |
agalt | $100.00 | 1/23/2012 11:40:56 AM |
Lie-On-Lion | $25.00 | 1/23/2012 2:08:27 PM |
booOST | $27.35 | 1/23/2012 10:05:58 AM |
platinum-pear4 | $25.80 | 1/23/2012 5:09:18 PM |
treasure-hunter270 | $25.00 | 1/23/2012 10:13:57 AM |
spikerjack | $25.00 | 1/23/2012 3:38:04 PM |
balance-force | $30.00 | 1/23/2012 7:34:30 PM |
balance-matador5 | $25.00 | 1/23/2012 7:43:34 PM |
vonheyse | $25.00 | 1/23/2012 6:14:14 PM |
important-ore | $200.00 | 1/23/2012 9:13:42 PM |
rupee-equation2 | $25.00 | 1/13/2012 9:31:35 AM |
Investor_DP | $100.00 | 1/13/2012 9:17:53 AM |
cattlebaron | $25.00 | 1/13/2012 9:50:22 AM |
sturdy-fairness0 | $50.00 | 1/13/2012 5:25:43 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:59 AM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:45 PM |
integrity-american | $25.00 | 1/16/2012 8:44:15 PM |
openness-antioxidant | $100.00 | 1/18/2012 11:45:47 AM |
a- | $25.00 | 1/18/2012 12:30:45 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:20 PM |
E_G | $50.00 | 1/18/2012 5:39:53 PM |
toblerone | $25.00 | 1/18/2012 5:08:46 PM |
tech310 | $50.00 | 1/18/2012 7:43:05 PM |
genius520 | $50.00 | 1/18/2012 5:27:06 PM |
Domgabriel | $30.00 | 1/19/2012 3:34:23 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:07 AM |
pdxtech | $50.00 | 1/19/2012 12:14:26 PM |
market-sumac | $100.00 | 1/19/2012 4:20:05 PM |
top-diversification-giraffe1 | $25.00 | 1/19/2012 5:13:48 PM |
bazaar-festivity | $25.00 | 1/20/2012 9:22:55 AM |
sgordon46 | $25.00 | 1/20/2012 9:36:49 AM |
Redmond | $25.00 | 1/20/2012 2:55:39 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:39 PM |
houli123 | $25.00 | 1/21/2012 7:25:02 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:40 PM |
scuba-man | $35.84 | 1/21/2012 1:39:12 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:48 AM |
dollar-sonnet3 | $25.00 | 1/22/2012 3:06:08 PM |
aerobat | $52.96 | 1/22/2012 5:06:39 PM |
giftgold | $25.00 | 1/22/2012 7:47:30 PM |
loyalty-czar | $40.00 | 1/23/2012 8:28:49 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:37 AM |
harty | $50.00 | 1/23/2012 12:37:56 PM |
successful-agreement7 | $100.00 | 1/23/2012 9:19:45 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:17 AM |
gustavholstopus32 | $25.00 | 1/23/2012 1:25:03 PM |
keen-p2ploan | $74.00 | 1/23/2012 3:06:52 PM |
Adam_00 | $50.00 | 1/23/2012 3:25:54 PM |
fervent-repayment | $50.00 | 1/23/2012 5:16:02 PM |
matthewrburk | $61.14 | 1/23/2012 6:34:32 PM |
upbeat-investment9 | $50.00 | 1/23/2012 6:43:18 PM |
starry2001 | $25.00 | 1/23/2012 6:07:21 PM |
Index_Plus | $8,075.74 | 1/23/2012 9:40:45 PM |
94 Investments
|
Borrower Payment Dependent Notes Series
550837
This series of Notes was issued and sold upon the funding of the borrower loan #59508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $193.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1988 |
Debt/Income ratio:
| 20% |
Credit score:
| 840-859 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 49y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,946 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| engaging-p2ploan5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Internet website
The purpose of the loan is to create a website for the business and to buy materials and pay off suppliers
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $26.01 | 1/12/2012 9:02:25 AM |
AFairDeal | $25.00 | 1/12/2012 9:05:57 AM |
pirahna125 | $25.00 | 1/12/2012 9:17:38 AM |
downtownfarm | $25.00 | 1/12/2012 9:43:08 AM |
enriching-dollar1 | $100.00 | 1/12/2012 9:43:56 AM |
sturdy-fairness0 | $100.00 | 1/12/2012 9:19:29 AM |
BxRealtor | $25.00 | 1/12/2012 9:20:24 AM |
genius520 | $50.00 | 1/12/2012 5:23:27 PM |
Brisket_Bob | $27.99 | 1/13/2012 7:50:24 AM |
indomitable-coin | $25.00 | 1/13/2012 5:31:39 PM |
Harry | $50.00 | 1/13/2012 6:39:08 PM |
leodaguy | $100.00 | 1/14/2012 7:50:10 AM |
Ripsaw4U | $50.00 | 1/14/2012 4:44:04 PM |
bambampk | $25.00 | 1/15/2012 6:37:10 PM |
john0720 | $50.00 | 1/16/2012 8:20:09 AM |
Weaverville | $25.00 | 1/16/2012 10:38:19 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 5:17:21 PM |
csakhil | $25.00 | 1/18/2012 1:27:52 PM |
blooming-market | $25.00 | 1/18/2012 3:20:52 PM |
E_G | $50.00 | 1/21/2012 12:35:15 PM |
funnymoney1 | $44.00 | 1/21/2012 12:17:33 PM |
HamachiMan | $50.00 | 1/21/2012 12:11:44 PM |
DadWarbucks | $25.00 | 1/21/2012 12:51:36 PM |
kevin314 | $25.00 | 1/21/2012 12:19:06 PM |
jbaum | $40.00 | 1/21/2012 12:19:14 PM |
ericgassercom | $25.00 | 1/21/2012 12:20:41 PM |
income-banjo | $25.00 | 1/21/2012 12:43:10 PM |
successful-agreement7 | $100.00 | 1/21/2012 12:31:04 PM |
market-assembler | $50.00 | 1/21/2012 12:48:55 PM |
gjm6d | $25.00 | 1/21/2012 12:34:12 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:59 PM |
rodaku | $35.00 | 1/21/2012 4:52:08 PM |
Tradesmanlender | $25.00 | 1/21/2012 12:50:10 PM |
JJ9876 | $25.00 | 1/21/2012 12:38:39 PM |
catmanbob | $25.00 | 1/21/2012 7:25:54 PM |
Au-Ag-Pt | $25.00 | 1/21/2012 10:00:27 PM |
ideal-platinum1 | $25.00 | 1/21/2012 12:53:59 PM |
balance-voyager | $25.00 | 1/21/2012 12:54:14 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:52 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:17 PM |
order-brilliance9 | $100.00 | 1/22/2012 12:24:25 PM |
finance-assembler | $30.00 | 1/22/2012 12:34:42 PM |
sharpey | $25.00 | 1/22/2012 12:24:19 PM |
brilliant-market680 | $100.00 | 1/22/2012 12:08:22 PM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:29 PM |
AvPro | $50.00 | 1/22/2012 12:15:15 PM |
Sneezie | $100.00 | 1/22/2012 12:29:00 PM |
nhm | $25.00 | 1/22/2012 3:08:05 PM |
Redmond | $25.00 | 1/22/2012 12:23:01 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:23 PM |
brightest-breathtaking-finance | $100.00 | 1/22/2012 12:41:29 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:21 PM |
thrifty-affluence6 | $25.00 | 1/22/2012 12:33:52 PM |
processor115 | $25.00 | 1/22/2012 12:36:16 PM |
damage | $25.00 | 1/22/2012 12:36:32 PM |
orearella3 | $25.00 | 1/22/2012 12:45:13 PM |
lucky6 | $25.00 | 1/22/2012 11:09:41 PM |
suave-dollar | $25.00 | 1/23/2012 2:39:55 AM |
oskizzle | $25.00 | 1/23/2012 7:08:40 AM |
dough-hammock | $25.00 | 1/23/2012 8:35:43 AM |
power-trophy7 | $25.00 | 1/23/2012 9:06:12 AM |
Hillbilly_Leslie | $25.00 | 1/22/2012 4:07:07 PM |
intuitive-integrity9 | $35.00 | 1/23/2012 9:09:42 AM |
drkosh | $25.00 | 1/23/2012 9:25:26 AM |
american6 | $50.00 | 1/23/2012 9:25:48 AM |
power-champion | $50.00 | 1/23/2012 1:55:52 AM |
loot-heart | $25.00 | 1/23/2012 6:47:20 AM |
rudyindc | $25.00 | 1/23/2012 9:43:03 AM |
honorable-loot4 | $25.00 | 1/23/2012 9:49:55 AM |
rich314 | $35.00 | 1/23/2012 9:52:44 AM |
rich314 | $45.75 | 1/23/2012 10:00:15 AM |
janus_god | $25.00 | 1/23/2012 9:15:37 AM |
transparency-halo | $25.00 | 1/23/2012 9:21:11 AM |
iaffy | $25.00 | 1/23/2012 9:12:18 AM |
tdinmanhattan | $25.00 | 1/23/2012 9:12:34 AM |
peripatetic | $25.00 | 1/23/2012 9:19:47 AM |
Railbird | $25.00 | 1/23/2012 9:40:22 AM |
Hanalei712 | $50.00 | 1/23/2012 9:38:17 AM |
cashhelp | $25.00 | 1/12/2012 9:28:34 AM |
rupee-equation2 | $25.00 | 1/12/2012 9:38:25 AM |
edaguy | $75.00 | 1/12/2012 9:46:49 AM |
hitsman | $50.00 | 1/12/2012 9:39:32 AM |
hope-hickory | $50.00 | 1/12/2012 3:52:18 PM |
kenji4861 | $25.00 | 1/12/2012 5:38:57 PM |
13nd3r | $25.00 | 1/13/2012 7:58:02 AM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:37 PM |
selector568 | $300.00 | 1/14/2012 12:13:00 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:54 AM |
Tylerh | $250.00 | 1/15/2012 12:17:27 PM |
magical-durability9 | $25.00 | 1/16/2012 7:54:10 AM |
charming-exchange7 | $25.00 | 1/19/2012 12:14:32 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:05 AM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:41 PM |
oxnard | $50.00 | 1/20/2012 2:28:38 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:36 PM |
Tighternbarkonatree | $26.25 | 1/21/2012 11:57:48 AM |
sclark | $25.00 | 1/21/2012 12:12:46 PM |
helpinghand63 | $25.00 | 1/21/2012 12:18:09 PM |
bid-fort3 | $25.00 | 1/21/2012 12:21:54 PM |
maldok1 | $25.00 | 1/21/2012 12:38:34 PM |
heavy_ax | $25.00 | 1/21/2012 12:05:32 PM |
iolaire | $25.00 | 1/21/2012 12:11:58 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:38 PM |
the-profit-oracle | $25.00 | 1/21/2012 12:19:54 PM |
benefit-prescription6 | $100.00 | 1/21/2012 12:39:58 PM |
Sevron | $100.00 | 1/21/2012 6:09:27 PM |
financial-frenzy | $50.00 | 1/21/2012 12:40:37 PM |
bomdel | $25.00 | 1/21/2012 3:33:51 PM |
top-courteous-peso | $75.00 | 1/22/2012 12:22:19 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:21 AM |
miked8303 | $50.00 | 1/22/2012 12:34:14 PM |
gr8_r8 | $25.00 | 1/22/2012 10:20:00 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:42 AM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:28:30 PM |
euro-speaker8 | $25.00 | 1/22/2012 12:27:02 PM |
greenback-investor7 | $100.00 | 1/22/2012 12:37:03 PM |
p2ploan-embrace6 | $100.00 | 1/22/2012 12:37:47 PM |
GBLENDER | $25.00 | 1/22/2012 4:18:14 PM |
rogue_monster | $50.00 | 1/23/2012 9:16:13 AM |
cash-cymbal | $25.00 | 1/22/2012 8:19:39 PM |
ConchRepublican | $100.00 | 1/23/2012 9:33:04 AM |
coolgenner | $25.00 | 1/23/2012 5:21:12 AM |
JDFuego | $25.00 | 1/23/2012 6:52:26 AM |
fuzed | $50.00 | 1/23/2012 6:57:36 AM |
cpblue79 | $100.00 | 1/23/2012 7:54:50 AM |
bill-expert | $50.00 | 1/23/2012 9:53:33 AM |
djh47a | $25.00 | 1/23/2012 8:51:10 AM |
rmachi | $25.00 | 1/23/2012 9:14:08 AM |
nojoke411 | $25.00 | 1/23/2012 9:22:30 AM |
awwaww | $25.00 | 1/23/2012 9:26:25 AM |
gold-pudding6 | $60.00 | 1/23/2012 9:26:31 AM |
benjo | $50.00 | 1/23/2012 9:36:35 AM |
caring-truth9 | $50.00 | 1/23/2012 9:31:24 AM |
asset-equilibrium0 | $25.00 | 1/23/2012 9:32:40 AM |
wtrboy | $25.00 | 1/23/2012 9:34:20 AM |
notabanker | $70.00 | 1/23/2012 9:40:43 AM |
commanding-treasure2 | $50.00 | 1/23/2012 9:41:50 AM |
137 Investments
|
Borrower Payment Dependent Notes Series
550847
This series of Notes was issued and sold upon the funding of the borrower loan #59299, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $270.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 6% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $583 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| iBridge |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Buy a Friend's Used Travel Trailer
The loan will be used to purchase a 1999 Wilderness 30 foot travel trailer. It hasn't actually "traveled"! Our friend has kept it at an RV campground. He wants to sell it to us and we really want to buy it.
We could easily make $500 to 700 a month payments, but our friend is older, wants to retire and is worried about his health. He'd like it all up front or a big down payment and four big payments. We'd rather get him the cash all at once, better for him and better for us!
I've had a successful loan application before with Prosper and paid every dime back, and on time, of course. I have a very steady job, low expenses and have owned a home for over 3 years. My intent would be to pay off this loan early (haha, I know everyone says that, but I have the means to do it).
Help us enjoy great quality time together at the coast. And help yourself get a good, solid return on your loan investment.
Thank you so much!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
1stBankAndHal | $25.07 | 1/17/2012 2:16:44 PM |
payout-bridge | $250.00 | 1/18/2012 10:10:40 PM |
green-trade-dolphin2 | $45.02 | 1/12/2012 9:02:16 AM |
AFairDeal | $25.00 | 1/12/2012 9:05:57 AM |
MoneyForNothing | $25.00 | 1/12/2012 9:13:26 AM |
cattlebaron | $25.00 | 1/12/2012 9:30:14 AM |
fcrick | $25.00 | 1/12/2012 9:35:44 AM |
hitsman | $50.00 | 1/12/2012 9:39:33 AM |
enticing-capital6 | $50.00 | 1/12/2012 9:17:01 AM |
enriching-dollar1 | $100.00 | 1/12/2012 9:43:56 AM |
sturdy-fairness0 | $100.00 | 1/12/2012 9:19:29 AM |
BxRealtor | $25.00 | 1/12/2012 9:20:24 AM |
trade-burrito4 | $35.00 | 1/12/2012 9:48:28 AM |
ChristopherHS | $25.00 | 1/12/2012 10:06:20 AM |
A4 | $45.00 | 1/12/2012 10:16:23 AM |
downtownfarm | $25.00 | 1/12/2012 9:43:09 AM |
purposeful-pound5 | $29.98 | 1/12/2012 3:15:19 PM |
r48 | $25.00 | 1/12/2012 5:07:21 PM |
johnrx | $50.00 | 1/12/2012 6:54:21 PM |
susurrus | $100.00 | 1/13/2012 12:35:30 PM |
vutah | $25.00 | 1/13/2012 4:23:43 PM |
indomitable-coin | $25.00 | 1/13/2012 5:31:39 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:38 PM |
Harry | $50.00 | 1/13/2012 6:39:09 PM |
leodaguy | $100.00 | 1/14/2012 7:50:10 AM |
john0720 | $25.00 | 1/14/2012 9:53:01 AM |
gavinsp | $25.00 | 1/14/2012 1:02:27 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:13 AM |
BankOfBjoltus | $25.00 | 1/14/2012 10:15:22 PM |
GoGalt | $50.00 | 1/15/2012 8:20:36 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:55 AM |
Boxster968 | $35.00 | 1/15/2012 5:06:32 PM |
tomdooley12520 | $25.00 | 1/15/2012 5:59:59 PM |
atomantic | $50.00 | 1/15/2012 3:58:47 PM |
scoobiedoo | $25.00 | 1/16/2012 9:30:51 AM |
helynn | $25.00 | 1/16/2012 10:54:12 AM |
Ray3486 | $25.00 | 1/16/2012 8:44:36 AM |
Winged_Inspirations | $50.00 | 1/16/2012 10:09:25 AM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:44 PM |
themoneydoctor | $300.00 | 1/17/2012 3:02:12 PM |
benevolent-asset | $42.61 | 1/17/2012 12:30:21 PM |
Wilhan | $30.00 | 1/17/2012 3:39:29 PM |
420limo | $75.00 | 1/18/2012 12:11:02 AM |
csakhil | $25.00 | 1/18/2012 1:27:52 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:56 PM |
doobieBear | $25.00 | 1/18/2012 4:25:57 PM |
well-rounded-dinero | $150.00 | 1/18/2012 4:23:27 PM |
Dorf | $25.00 | 1/19/2012 7:02:12 AM |
Rider | $222.00 | 1/19/2012 3:29:21 AM |
bughead | $25.00 | 1/19/2012 6:29:11 AM |
MonkeyHero | $50.00 | 1/19/2012 9:25:45 AM |
850 | $50.00 | 1/18/2012 9:27:46 PM |
ChrisProsper | $500.00 | 1/19/2012 9:08:30 AM |
cimbaman | $33.00 | 1/19/2012 6:16:59 AM |
fragonardlives | $25.00 | 1/19/2012 9:27:29 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:05 AM |
thinker6 | $80.00 | 1/19/2012 10:15:07 AM |
McDeeter | $50.00 | 1/19/2012 11:00:53 AM |
Oak-Parker | $25.00 | 1/19/2012 11:29:07 AM |
friendinmoney | $25.48 | 1/19/2012 2:08:02 PM |
A4 | $25.00 | 1/19/2012 8:29:22 PM |
ptjg | $100.00 | 1/19/2012 5:29:07 PM |
cognizant-return3 | $75.00 | 1/19/2012 10:23:53 PM |
optionscashflow | $28.89 | 1/19/2012 11:18:13 PM |
myduck | $50.00 | 1/19/2012 6:51:21 PM |
McChan | $523.73 | 1/20/2012 9:14:42 AM |
castlwizz | $46.44 | 1/20/2012 7:50:14 AM |
greenback-buckeye | $100.00 | 1/20/2012 9:13:26 AM |
lagnisiruk | $25.00 | 1/20/2012 9:53:12 AM |
economy-popcorn | $25.00 | 1/19/2012 6:03:36 AM |
investment-artist | $25.00 | 1/12/2012 9:07:55 AM |
GElender | $40.00 | 1/12/2012 9:10:53 AM |
superb-funds335 | $25.00 | 1/12/2012 9:27:24 AM |
edaguy | $75.00 | 1/12/2012 9:46:49 AM |
virtuous-repayment | $25.00 | 1/12/2012 9:23:25 AM |
cashhelp | $25.00 | 1/12/2012 9:29:01 AM |
a- | $30.00 | 1/12/2012 10:18:53 AM |
Bank42 | $25.00 | 1/12/2012 11:34:50 AM |
hope-hickory | $50.00 | 1/12/2012 3:52:18 PM |
kenji4861 | $25.00 | 1/12/2012 5:38:57 PM |
genius520 | $50.00 | 1/12/2012 5:23:28 PM |
cloud8 | $60.00 | 1/12/2012 6:23:02 PM |
blue-useful-auction | $25.00 | 1/13/2012 6:40:02 AM |
Brisket_Bob | $29.95 | 1/13/2012 8:08:32 AM |
rolltide09 | $25.00 | 1/13/2012 9:08:01 AM |
Asgardian | $30.00 | 1/13/2012 11:38:43 AM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:15 AM |
euro-deployment | $25.00 | 1/14/2012 8:27:07 AM |
Leshan | $50.00 | 1/14/2012 8:35:03 AM |
proper-agreement8 | $50.00 | 1/14/2012 3:36:33 PM |
Ripsaw4U | $50.00 | 1/14/2012 4:44:04 PM |
janeybooboo | $75.00 | 1/14/2012 1:03:34 PM |
first-serene-credit | $25.00 | 1/15/2012 8:48:42 AM |
loyalist1 | $250.00 | 1/14/2012 9:12:18 PM |
Tylerh | $250.00 | 1/15/2012 12:17:28 PM |
heerzaquestion | $35.00 | 1/15/2012 7:10:42 AM |
dontletmoneyfoolya | $25.00 | 1/15/2012 5:09:00 PM |
bambampk | $25.00 | 1/15/2012 6:23:43 PM |
Socorro_Capital_Partners | $25.01 | 1/16/2012 11:39:26 AM |
Weaverville | $25.00 | 1/16/2012 10:38:19 AM |
Zoramite | $25.00 | 1/16/2012 1:07:58 PM |
CoolPlexer | $25.00 | 1/16/2012 5:33:36 PM |
PXM-Financial | $75.00 | 1/17/2012 2:38:44 PM |
mystical-fairness4 | $25.00 | 1/17/2012 7:49:55 PM |
bizzzond | $100.00 | 1/17/2012 8:55:47 PM |
blooming-market | $25.00 | 1/18/2012 3:20:53 PM |
pnace | $50.00 | 1/18/2012 3:31:57 PM |
lsx7 | $250.00 | 1/18/2012 8:26:16 PM |
EverettFinancial | $25.00 | 1/18/2012 9:28:04 PM |
agreement-sycamore | $100.00 | 1/19/2012 8:38:40 AM |
wonderous-point155 | $25.00 | 1/19/2012 9:21:45 AM |
orearella3 | $25.00 | 1/19/2012 9:27:57 AM |
maj0508 | $100.00 | 1/18/2012 10:36:24 PM |
a- | $25.00 | 1/18/2012 10:43:27 PM |
BankofPete | $25.00 | 1/19/2012 8:21:13 AM |
funds-rascal | $150.00 | 1/19/2012 10:21:45 AM |
clean-fund | $50.00 | 1/19/2012 11:45:22 AM |
munnu | $100.00 | 1/19/2012 1:16:23 PM |
MrSolution | $50.00 | 1/19/2012 2:30:27 PM |
Slapshot | $100.00 | 1/19/2012 4:01:23 PM |
orange-immaculate-payment | $50.00 | 1/19/2012 1:59:28 PM |
smk420 | $25.71 | 1/19/2012 6:18:57 PM |
emergencyMD | $100.00 | 1/19/2012 5:40:01 PM |
brondero | $316.00 | 1/19/2012 8:22:53 PM |
blue-intuitive-order | $62.01 | 1/20/2012 7:16:28 AM |
WonderPup | $26.00 | 1/20/2012 9:53:41 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:44:45 AM |
ChrisProsper | $393.10 | 1/20/2012 10:37:11 AM |
128 Investments
|
Borrower Payment Dependent Notes Series
550873
This series of Notes was issued and sold upon the funding of the borrower loan #59880, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 180% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 2m |
Amount delinquent:
| $50 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,466 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| happy-contract087 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off credit cards
Purpose of loan:
This loan will be used to...debt consolidation
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5,400.00
Monthly expenses: $
Housing: $1623.00
Insurance: $323.00
Car expenses: $880.00
Utilities: $132.00
Phone, cable, internet: $75.00
Food, entertainment: $230.
Clothing, household expenses: $100.
Credit cards and other loans: $800.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $30.02 | 1/12/2012 9:02:21 AM |
proud-pound4 | $25.00 | 1/12/2012 9:18:37 AM |
nimble-revenue5 | $50.00 | 1/12/2012 9:32:14 AM |
hitsman | $50.00 | 1/12/2012 9:39:34 AM |
economy-coup | $50.00 | 1/12/2012 9:42:23 AM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:41 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:51 PM |
Harry | $50.00 | 1/13/2012 6:38:26 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:45 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:59 PM |
Hambone1111 | $25.00 | 1/15/2012 8:00:50 PM |
stylish-compassion3 | $50.00 | 1/16/2012 3:47:27 PM |
WilliamLeeSims | $25.00 | 1/17/2012 5:51:58 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:53 AM |
missing-link | $25.00 | 1/18/2012 2:26:39 PM |
cagcrash | $75.00 | 1/18/2012 5:25:34 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:51 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:05 AM |
kevin314 | $25.00 | 1/19/2012 11:18:28 PM |
kulender | $50.00 | 1/20/2012 6:14:55 AM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:44 PM |
powerplant62 | $25.00 | 1/22/2012 7:33:52 PM |
gain-equator | $25.00 | 1/23/2012 11:24:10 AM |
mlj0671 | $25.00 | 1/24/2012 6:43:37 AM |
social-cocktail1 | $200.00 | 1/24/2012 10:02:51 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:44 AM |
worth-arch | $25.00 | 1/24/2012 10:08:16 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:22 AM |
jeg3k | $50.00 | 1/24/2012 10:23:43 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:31 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:13 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:13 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:22 PM |
first-class-gold0 | $50.00 | 1/24/2012 7:06:39 PM |
green-rate-futurist | $50.00 | 1/25/2012 4:03:26 AM |
orange-preeminant-bill | $25.00 | 1/25/2012 6:47:33 AM |
jstefans | $25.00 | 1/25/2012 9:05:35 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:17 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:12 AM |
asset-cougar0 | $25.00 | 1/25/2012 4:59:22 PM |
West_End_Local | $25.00 | 1/25/2012 5:15:02 PM |
towering-market9 | $28.14 | 1/25/2012 5:08:41 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:35:25 PM |
ChrisProsper | $1,069.65 | 1/25/2012 6:01:15 PM |
worthy-bid8 | $50.00 | 1/12/2012 9:35:03 AM |
edaguy | $75.00 | 1/12/2012 9:46:55 AM |
Investor_DP | $100.00 | 1/12/2012 5:11:19 PM |
genius520 | $50.00 | 1/12/2012 5:23:28 PM |
deal-searcher1 | $25.00 | 1/13/2012 3:39:26 AM |
Weaverville | $25.00 | 1/13/2012 9:27:42 PM |
bambampk | $25.00 | 1/15/2012 6:42:41 PM |
nex | $25.00 | 1/16/2012 9:32:22 AM |
integrity-american | $25.00 | 1/16/2012 8:44:13 PM |
top-courteous-peso | $75.00 | 1/18/2012 9:31:16 AM |
csakhil | $25.00 | 1/18/2012 1:27:53 PM |
goal-cash6 | $25.00 | 1/18/2012 3:47:34 PM |
toblerone | $25.00 | 1/18/2012 5:08:44 PM |
tech310 | $50.00 | 1/18/2012 7:42:59 PM |
market-sumac | $100.00 | 1/19/2012 4:20:05 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:52 AM |
postalwhiz | $25.00 | 1/22/2012 2:57:44 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:25 PM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:53 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:15 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:08 AM |
social-booster4 | $50.00 | 1/24/2012 10:33:07 AM |
CaptainBL | $25.00 | 1/24/2012 5:49:28 PM |
enticing-note | $25.00 | 1/24/2012 6:53:11 PM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:46 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:10 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:23 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:04 AM |
LittleMingo | $25.00 | 1/25/2012 5:51:00 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
550893
This series of Notes was issued and sold upon the funding of the borrower loan #59388, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $256.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,265 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| well-rounded-payout1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Mar-2011)
|
Principal balance:
| $6,238.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Improvement in Home remodel
Purpose of loan: Home Remodel and pay lower apr rates
This loan will be used to...Payoff high APR.
My financial situation: Need to refinance loan for lower apr rates.
I am a good candidate for this loan because...I pay my bills on time and working at my job for about 8 years also need help payoff high apr rates and save money for remodel.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $30.00 | 1/12/2012 9:07:13 AM |
janeybooboo | $50.00 | 1/12/2012 9:12:13 AM |
ivy-league-MBA | $25.00 | 1/12/2012 9:30:07 AM |
graceful-investment | $60.00 | 1/12/2012 9:37:31 AM |
principal-cooker2 | $100.00 | 1/12/2012 9:13:11 AM |
selector568 | $30.00 | 1/12/2012 9:37:13 AM |
rupee-equation2 | $25.00 | 1/12/2012 9:38:27 AM |
E_G | $50.00 | 1/12/2012 9:42:50 AM |
enriching-dollar1 | $100.00 | 1/12/2012 9:43:57 AM |
the-discrete-income | $25.00 | 1/12/2012 9:44:30 AM |
RLaumeyer | $26.00 | 1/12/2012 9:23:50 AM |
312-Lender | $25.00 | 1/12/2012 9:29:40 AM |
fcrick | $25.00 | 1/12/2012 9:35:45 AM |
AF-Chief | $25.00 | 1/12/2012 9:38:38 AM |
nimble-money086 | $25.00 | 1/12/2012 1:46:46 PM |
dime-sprout | $25.00 | 1/12/2012 9:48:17 AM |
Moe87 | $25.00 | 1/12/2012 2:55:40 PM |
BigSkyFinancial | $26.00 | 1/12/2012 10:27:19 AM |
sensible-fund | $26.00 | 1/12/2012 4:15:57 PM |
FinanceEngine | $40.00 | 1/12/2012 1:21:53 PM |
responsive-value4 | $25.00 | 1/12/2012 3:18:09 PM |
genius520 | $50.00 | 1/12/2012 5:23:29 PM |
Domgabriel | $30.00 | 1/12/2012 5:52:13 PM |
genuine-integrity0 | $25.00 | 1/12/2012 6:50:22 PM |
rolltide09 | $25.00 | 1/13/2012 9:08:01 AM |
squarebob | $25.00 | 1/13/2012 9:29:09 AM |
LateOneNight | $100.00 | 1/13/2012 12:21:58 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:38 PM |
loss-of-control | $75.00 | 1/13/2012 6:52:31 PM |
Leshan | $50.00 | 1/14/2012 8:32:12 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:25 AM |
Watersports | $50.00 | 1/14/2012 4:01:14 PM |
CaptainBlueberry | $25.00 | 1/14/2012 8:03:36 PM |
drcoop | $25.00 | 1/14/2012 8:05:20 PM |
chameleon125 | $50.00 | 1/15/2012 10:39:29 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:13 AM |
hogdriver | $25.00 | 1/15/2012 9:42:44 AM |
judson | $30.00 | 1/15/2012 3:49:57 PM |
sociallender | $25.00 | 1/16/2012 1:16:13 AM |
DoctorJoe | $30.00 | 1/16/2012 4:17:53 AM |
credit-coach118 | $45.27 | 1/16/2012 9:16:25 AM |
atomantic | $25.00 | 1/15/2012 3:58:05 PM |
orearella3 | $25.00 | 1/16/2012 5:10:16 PM |
RSV | $25.00 | 1/17/2012 12:28:06 AM |
loan-warrior | $25.00 | 1/16/2012 5:51:03 PM |
a- | $25.00 | 1/17/2012 3:56:57 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:12 PM |
processor115 | $25.00 | 1/17/2012 5:34:35 PM |
Basset_Hound_Investments | $25.00 | 1/17/2012 8:56:28 PM |
nshabani6 | $25.00 | 1/17/2012 11:34:26 PM |
rob095 | $25.00 | 1/18/2012 12:16:48 AM |
mikeandcat | $50.00 | 1/18/2012 5:04:38 AM |
bizzzond | $100.00 | 1/18/2012 7:17:36 AM |
wwwUniversal | $25.00 | 1/18/2012 9:16:45 AM |
bruin558 | $80.00 | 1/17/2012 10:50:38 PM |
pnace | $50.00 | 1/18/2012 3:31:57 PM |
artisan369 | $300.00 | 1/18/2012 3:16:00 PM |
csakhil | $25.00 | 1/18/2012 1:27:54 PM |
toblerone | $25.00 | 1/18/2012 5:08:44 PM |
the-enthralling-coin | $25.00 | 1/18/2012 4:53:20 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:39 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 6:07:51 PM |
tech310 | $50.00 | 1/18/2012 7:43:01 PM |
moola-accelerator6 | $45.00 | 1/18/2012 8:06:56 PM |
Lubava | $50.00 | 1/18/2012 9:05:49 PM |
Rider | $109.00 | 1/19/2012 3:18:25 AM |
favorite-deal6 | $34.06 | 1/19/2012 6:48:45 AM |
850 | $50.00 | 1/18/2012 8:59:46 PM |
R3vXX | $25.00 | 1/19/2012 9:09:32 AM |
Digs | $25.00 | 1/19/2012 6:44:54 AM |
the-magnetic-transaction | $50.00 | 1/19/2012 9:34:12 AM |
agreement-sycamore | $100.00 | 1/19/2012 8:38:40 AM |
dalawya | $40.00 | 1/19/2012 8:42:04 AM |
bentheredunthat | $100.00 | 1/19/2012 8:58:36 AM |
generosity-battalion0 | $50.00 | 1/19/2012 10:07:08 AM |
damage | $25.00 | 1/19/2012 9:25:25 AM |
Richmp412 | $25.00 | 1/19/2012 12:39:43 PM |
PaulW | $25.00 | 1/19/2012 11:30:32 AM |
poeman | $25.00 | 1/19/2012 12:43:23 PM |
safe-kindness5 | $25.79 | 1/19/2012 1:11:44 PM |
munnu | $100.00 | 1/19/2012 1:16:23 PM |
orgy63 | $25.00 | 1/19/2012 11:24:25 AM |
pdxtech | $50.00 | 1/19/2012 12:14:25 PM |
return-blueberry383 | $58.44 | 1/19/2012 5:32:48 PM |
prudent-payout462 | $25.00 | 1/19/2012 1:13:48 PM |
emergencyMD | $100.00 | 1/19/2012 5:24:03 PM |
Slapshot | $179.99 | 1/19/2012 4:06:09 PM |
market-sumac | $100.00 | 1/19/2012 4:20:05 PM |
loanman2007 | $50.00 | 1/17/2012 4:55:19 AM |
payout-bridge | $150.00 | 1/18/2012 10:04:02 PM |
green-trade-dolphin2 | $29.64 | 1/12/2012 9:02:19 AM |
AndChicksforFree | $25.00 | 1/12/2012 9:07:31 AM |
sturdy-fairness0 | $50.00 | 1/12/2012 9:19:38 AM |
cattlebaron | $100.00 | 1/12/2012 9:22:57 AM |
BxRealtor | $25.00 | 1/12/2012 9:20:24 AM |
hitsman | $50.00 | 1/12/2012 9:39:35 AM |
market-assembler | $46.00 | 1/12/2012 9:15:12 AM |
Investor_DP | $100.00 | 1/12/2012 9:15:45 AM |
downtownfarm | $25.00 | 1/12/2012 9:43:09 AM |
A4 | $25.00 | 1/12/2012 9:33:02 AM |
edaguy | $75.00 | 1/12/2012 9:46:50 AM |
Soulphoniks-Holdings | $99.72 | 1/12/2012 1:28:33 PM |
integrity-doctor | $100.00 | 1/12/2012 11:22:53 AM |
balance-transformer3 | $25.00 | 1/12/2012 6:20:54 PM |
fund-explorer4 | $100.00 | 1/12/2012 7:31:25 PM |
well-mannered-income3 | $60.00 | 1/12/2012 8:47:18 PM |
Manvel | $25.00 | 1/13/2012 8:07:59 AM |
Fortuno_per_commodo | $50.00 | 1/13/2012 7:09:35 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:31 AM |
fervent-repayment | $50.00 | 1/13/2012 9:31:25 AM |
reflective-rupee | $25.00 | 1/13/2012 10:59:28 AM |
Asgardian | $25.00 | 1/13/2012 11:39:39 AM |
susurrus | $25.00 | 1/13/2012 12:28:49 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:07 PM |
Harry | $50.00 | 1/13/2012 6:38:26 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:07 PM |
Easystreet | $25.00 | 1/14/2012 7:16:53 AM |
bountiful-durability | $36.00 | 1/14/2012 12:10:31 PM |
Lo0se_mo0se | $25.00 | 1/14/2012 9:12:28 AM |
Tylerh | $30.00 | 1/14/2012 12:20:38 PM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:44 PM |
Horse-Lender | $25.01 | 1/14/2012 12:30:43 PM |
managedfund | $1,333.00 | 1/14/2012 12:26:11 PM |
LoanerPrincipal | $25.00 | 1/14/2012 1:00:10 PM |
herbyman | $50.00 | 1/14/2012 6:06:23 PM |
moola-gargantuan9 | $50.00 | 1/14/2012 6:16:15 PM |
friendship9 | $25.00 | 1/14/2012 1:42:57 PM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:08:03 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:55 AM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:13 AM |
USMC0311 | $25.00 | 1/14/2012 10:32:50 PM |
bazaar-festivity | $25.00 | 1/15/2012 12:41:02 PM |
jmeasn | $25.00 | 1/15/2012 8:03:56 PM |
Bcs-cnc | $25.00 | 1/15/2012 8:05:23 PM |
Zoramite | $25.00 | 1/15/2012 12:37:03 PM |
auction-seeker | $25.00 | 1/15/2012 9:23:17 PM |
yf99yz | $25.00 | 1/15/2012 3:54:13 PM |
twjh | $50.00 | 1/15/2012 5:26:46 PM |
ingenious-diversification | $50.00 | 1/16/2012 11:15:07 AM |
radforj22 | $25.00 | 1/16/2012 4:17:14 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:25 PM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:44 PM |
Winged_Inspirations | $50.00 | 1/16/2012 10:02:29 AM |
Manvel | $25.00 | 1/17/2012 12:18:29 PM |
refined-penny | $25.00 | 1/17/2012 10:21:12 AM |
jcw3rd | $25.00 | 1/17/2012 1:27:42 PM |
genuine-loan0 | $25.00 | 1/17/2012 7:49:25 AM |
a- | $25.00 | 1/17/2012 4:01:17 PM |
EarlyRiser | $301.00 | 1/17/2012 5:11:33 PM |
Bob450 | $30.00 | 1/18/2012 6:44:22 AM |
suave-dime6 | $25.00 | 1/17/2012 5:47:23 PM |
money-bauble | $100.00 | 1/17/2012 5:55:55 PM |
magnificent-gain3 | $50.00 | 1/17/2012 10:11:00 PM |
ptjg | $26.00 | 1/18/2012 9:17:30 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:53 AM |
yield-trapper9 | $25.00 | 1/18/2012 9:36:18 AM |
diverse-capital3 | $40.00 | 1/18/2012 1:36:34 PM |
briskdevl07 | $25.00 | 1/18/2012 3:27:49 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:06:08 PM |
hglrfdom | $25.00 | 1/18/2012 4:02:15 PM |
Stradivari | $25.00 | 1/18/2012 3:29:47 PM |
dcgator | $25.00 | 1/18/2012 5:36:30 PM |
top-diversification-giraffe1 | $25.00 | 1/18/2012 5:18:22 PM |
wlm3012 | $50.00 | 1/18/2012 7:36:21 PM |
mammalian4 | $25.00 | 1/18/2012 6:00:14 PM |
peso-tostada | $25.00 | 1/18/2012 6:56:44 PM |
thomas16882004 | $25.00 | 1/18/2012 7:22:17 PM |
optionscashflow | $25.00 | 1/18/2012 9:26:15 PM |
papaloha | $300.00 | 1/18/2012 7:45:24 PM |
benjamins-fan6 | $25.00 | 1/19/2012 5:22:35 AM |
jkeller4000 | $100.00 | 1/18/2012 5:43:58 PM |
DS84 | $41.55 | 1/19/2012 7:27:39 AM |
Rulea72 | $25.00 | 1/19/2012 7:40:17 AM |
skro | $25.00 | 1/19/2012 9:15:39 AM |
oplender | $25.00 | 1/18/2012 8:14:23 PM |
yield-hut | $30.53 | 1/19/2012 3:49:41 AM |
successful-agreement7 | $100.00 | 1/19/2012 9:30:31 AM |
generosity-battalion0 | $50.00 | 1/19/2012 10:08:55 AM |
investment-tycoon | $50.00 | 1/19/2012 10:14:55 AM |
thinker6 | $50.00 | 1/19/2012 10:07:47 AM |
newest-exact-commitment | $25.00 | 1/19/2012 1:29:50 PM |
TheArtOfLogic | $25.00 | 1/19/2012 1:45:10 PM |
WonderPup | $26.00 | 1/19/2012 3:20:58 PM |
Urban-MBA | $25.00 | 1/19/2012 10:03:07 AM |
DHolly | $25.00 | 1/19/2012 5:11:42 PM |
High-flyer | $25.00 | 1/19/2012 11:43:46 AM |
evergreen16 | $50.00 | 1/19/2012 5:30:12 PM |
debt-legend | $25.00 | 1/19/2012 11:59:04 AM |
188 Investments
|
Borrower Payment Dependent Notes Series
550907
This series of Notes was issued and sold upon the funding of the borrower loan #59288, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $375.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,214 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-restless-platinum |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2011)
|
Principal balance:
| $8,124.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
My personal loan for my business
Purpose of loan:
I need to expand on my investments but I don't have enough capital to make it worthwhile. Also I am going to consolidate both my loans into one.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.68 | 1/12/2012 9:02:18 AM |
sturdy-fairness0 | $100.00 | 1/12/2012 9:19:29 AM |
MoneyForNothing | $25.00 | 1/12/2012 9:31:09 AM |
fcrick | $25.00 | 1/12/2012 9:35:45 AM |
hitsman | $50.00 | 1/12/2012 9:39:36 AM |
cattlebaron | $25.00 | 1/12/2012 9:17:43 AM |
downtownfarm | $25.00 | 1/12/2012 9:43:10 AM |
kenji4861 | $25.00 | 1/12/2012 9:52:59 AM |
edaguy | $75.00 | 1/12/2012 9:46:50 AM |
autonomous-basis | $50.00 | 1/12/2012 2:59:41 PM |
Nicedad72 | $25.00 | 1/12/2012 4:15:05 PM |
sensible-fund | $26.00 | 1/12/2012 4:16:15 PM |
genius520 | $50.00 | 1/12/2012 5:23:29 PM |
E_G | $50.00 | 1/12/2012 5:40:27 PM |
orange-impartial-asset | $100.00 | 1/12/2012 6:57:14 PM |
deal-goliath4 | $500.00 | 1/12/2012 5:53:18 PM |
friendship9 | $25.00 | 1/13/2012 5:11:26 AM |
indomitable-coin | $25.00 | 1/13/2012 9:13:17 AM |
successful-agreement7 | $100.00 | 1/13/2012 9:19:37 AM |
bdpres1 | $25.00 | 1/13/2012 5:23:02 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:07 PM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:44 PM |
roadtruck | $50.00 | 1/14/2012 11:04:41 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:25 AM |
gjm6d | $25.00 | 1/14/2012 12:59:11 PM |
caring-truth9 | $50.00 | 1/14/2012 7:05:05 PM |
rate-sherpa | $100.00 | 1/14/2012 8:30:35 PM |
order-supernova6 | $100.00 | 1/14/2012 9:28:53 PM |
brainy-return234 | $25.00 | 1/14/2012 9:55:04 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:56 AM |
GreenSun | $25.00 | 1/15/2012 12:22:30 PM |
first-serene-credit | $25.00 | 1/15/2012 8:49:54 AM |
value-pouch | $25.00 | 1/15/2012 12:17:55 PM |
peripatetic | $25.00 | 1/16/2012 3:16:33 AM |
judson | $25.00 | 1/15/2012 5:11:00 PM |
duty-gusto6 | $75.00 | 1/16/2012 9:05:51 AM |
market-assembler | $50.00 | 1/16/2012 9:13:14 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:17 PM |
dinero-speaker | $25.00 | 1/16/2012 10:53:39 AM |
stoopidnoodle | $25.00 | 1/16/2012 2:14:17 PM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:17 AM |
Zoramite | $25.00 | 1/16/2012 1:07:58 PM |
autonomous-basis | $30.00 | 1/16/2012 5:36:44 PM |
social-booster4 | $50.00 | 1/17/2012 11:13:36 AM |
Lender0010 | $50.00 | 1/17/2012 7:14:12 AM |
the-careful-fund | $30.00 | 1/17/2012 3:43:32 PM |
lamsabuy | $100.00 | 1/18/2012 9:17:04 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:53 AM |
csakhil | $25.00 | 1/18/2012 1:27:55 PM |
poormanenterprises | $25.00 | 1/18/2012 3:52:10 PM |
nojoke411 | $25.00 | 1/18/2012 2:40:54 PM |
power-mad-scientist | $47.00 | 1/18/2012 4:39:33 PM |
jbaum | $40.00 | 1/18/2012 5:40:59 PM |
decisive-marketplace3 | $25.00 | 1/18/2012 6:02:10 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:52 PM |
weltstreet | $40.00 | 1/18/2012 10:49:07 PM |
psbruce | $25.00 | 1/18/2012 7:50:13 PM |
irishalaskan | $25.00 | 1/18/2012 10:36:04 PM |
dano1965 | $25.00 | 1/19/2012 8:31:45 AM |
processor115 | $25.00 | 1/19/2012 9:20:45 AM |
commanding-treasure2 | $50.00 | 1/19/2012 9:20:47 AM |
bdloans | $30.00 | 1/18/2012 9:04:19 PM |
comet55 | $50.00 | 1/19/2012 5:50:30 AM |
circuitfive | $25.00 | 1/19/2012 9:30:11 AM |
davidrainboy | $25.61 | 1/19/2012 10:25:03 AM |
trail5 | $200.00 | 1/19/2012 11:19:22 AM |
funds-dominator | $35.00 | 1/19/2012 11:25:07 AM |
income-banjo | $25.00 | 1/19/2012 9:26:06 AM |
ConchRepublican | $100.00 | 1/19/2012 9:40:26 AM |
TheArtOfLogic | $50.00 | 1/19/2012 11:53:16 AM |
finance-assembler | $50.00 | 1/19/2012 10:45:11 AM |
eagle1271 | $25.00 | 1/19/2012 4:47:02 PM |
wlm3012 | $40.00 | 1/19/2012 7:13:19 PM |
the-profit-oracle | $25.00 | 1/19/2012 5:30:48 PM |
zippy-revenue8 | $25.00 | 1/20/2012 5:28:59 AM |
newest-coin-frog | $25.00 | 1/20/2012 5:31:12 AM |
HamachiMan | $50.00 | 1/20/2012 9:11:33 AM |
mennleo | $50.00 | 1/20/2012 9:26:26 AM |
kbmin | $25.00 | 1/20/2012 9:28:49 AM |
gold-channel2 | $25.00 | 1/20/2012 9:18:25 AM |
KDW08 | $25.00 | 1/20/2012 1:14:56 PM |
CE88 | $25.00 | 1/20/2012 1:32:19 PM |
miked8303 | $50.00 | 1/20/2012 9:36:17 AM |
wise-silver-wonder | $25.00 | 1/20/2012 12:13:39 PM |
Redmond | $25.00 | 1/20/2012 2:55:37 PM |
rcr549 | $25.00 | 1/20/2012 11:34:12 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:37 PM |
useful-currency | $25.00 | 1/21/2012 4:04:43 AM |
Gandalf0001 | $25.00 | 1/21/2012 12:42:28 AM |
radforj22 | $40.03 | 1/21/2012 9:31:38 AM |
balance-hornet | $50.00 | 1/21/2012 10:31:19 AM |
helpinghand63 | $25.00 | 1/21/2012 12:18:09 PM |
damage | $25.00 | 1/21/2012 12:19:03 PM |
Sevron | $100.00 | 1/21/2012 6:09:28 PM |
Elefunt | $25.00 | 1/21/2012 12:44:09 PM |
catmanbob | $25.00 | 1/21/2012 7:25:54 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:41:15 PM |
Au-Ag-Pt | $25.00 | 1/21/2012 10:00:27 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:17 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:21 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:42 AM |
AFairDeal | $25.00 | 1/12/2012 9:05:57 AM |
dime-sprout | $25.00 | 1/12/2012 9:48:06 AM |
rupee-equation2 | $25.00 | 1/12/2012 9:38:28 AM |
enriching-dollar1 | $100.00 | 1/12/2012 9:43:58 AM |
hope-hickory | $50.00 | 1/12/2012 3:52:18 PM |
Binan | $25.00 | 1/12/2012 11:21:37 PM |
funnymoney1 | $25.00 | 1/13/2012 9:08:31 AM |
rolltide09 | $25.00 | 1/13/2012 9:08:02 AM |
Brisket_Bob | $27.57 | 1/13/2012 7:27:09 AM |
dime-vista2 | $25.00 | 1/13/2012 9:42:33 AM |
Leshan | $50.00 | 1/13/2012 10:57:55 AM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:38 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:07 PM |
Harry | $50.00 | 1/13/2012 6:39:09 PM |
CSAworker | $25.00 | 1/14/2012 8:09:16 AM |
Weaverville | $50.00 | 1/14/2012 10:08:35 AM |
versatile-treasure6 | $25.00 | 1/14/2012 10:02:03 AM |
paladin847 | $50.00 | 1/14/2012 12:30:33 PM |
squarebob | $25.00 | 1/14/2012 12:41:28 PM |
life-is-great | $25.00 | 1/14/2012 12:46:12 PM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:06:44 PM |
ksubd | $70.00 | 1/14/2012 10:26:52 PM |
ddog0224 | $50.00 | 1/14/2012 3:35:33 PM |
investment-comet | $25.00 | 1/14/2012 5:08:04 PM |
payout-thinker7 | $25.00 | 1/15/2012 10:22:19 AM |
suave-dollar | $25.00 | 1/15/2012 3:44:00 AM |
Tylerh | $250.00 | 1/15/2012 12:17:28 PM |
atomantic | $25.00 | 1/15/2012 4:00:40 PM |
Bcs-cnc | $25.00 | 1/15/2012 8:06:10 PM |
Toppenish99 | $25.00 | 1/15/2012 12:22:59 PM |
magical-durability9 | $25.00 | 1/16/2012 7:54:10 AM |
loyalty-czar | $65.00 | 1/16/2012 8:43:35 AM |
lostontheedge | $25.00 | 1/16/2012 4:28:41 PM |
benefit-prescription6 | $100.00 | 1/16/2012 9:28:48 AM |
Rx-Ace | $146.00 | 1/17/2012 4:45:07 AM |
worldly-income2 | $25.00 | 1/17/2012 7:16:45 AM |
sclark | $25.00 | 1/16/2012 5:41:47 PM |
DadWarbucks | $25.00 | 1/17/2012 9:14:18 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:13 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:30 AM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:43 PM |
first-funds-palace | $25.00 | 1/17/2012 5:45:28 PM |
sharpey | $25.00 | 1/18/2012 9:14:51 AM |
antlr | $50.00 | 1/17/2012 8:32:33 PM |
Index_Plus | $3,000.00 | 1/18/2012 1:24:14 PM |
kevin314 | $25.00 | 1/18/2012 9:54:05 AM |
degster | $25.00 | 1/18/2012 2:22:58 PM |
sammyhammy | $25.00 | 1/18/2012 3:34:40 PM |
supersarah61 | $25.00 | 1/18/2012 4:05:37 PM |
jst1 | $50.00 | 1/18/2012 4:12:23 PM |
FlexFunding | $25.00 | 1/18/2012 3:27:30 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:39 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:54 PM |
unclejaef | $25.00 | 1/18/2012 4:31:47 PM |
blooming-market | $25.00 | 1/18/2012 3:20:53 PM |
principal-kung-fu | $25.00 | 1/18/2012 3:23:44 PM |
bvzm | $50.00 | 1/18/2012 4:29:05 PM |
iolaire | $25.00 | 1/18/2012 5:18:08 PM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:03 PM |
yield-hut | $30.00 | 1/19/2012 3:52:05 AM |
deal-vibrato | $50.00 | 1/18/2012 7:09:53 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:40 PM |
orlowf | $25.00 | 1/19/2012 4:47:18 AM |
generosity-poem2 | $200.00 | 1/18/2012 7:31:33 PM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:39 AM |
wacko82 | $25.00 | 1/19/2012 10:18:40 AM |
gold-pudding6 | $60.00 | 1/19/2012 9:35:28 AM |
JJ9876 | $25.00 | 1/19/2012 9:37:25 AM |
wtrboy | $25.00 | 1/19/2012 9:14:45 AM |
orearella3 | $25.00 | 1/19/2012 9:27:57 AM |
cpodakine | $25.00 | 1/19/2012 12:09:09 PM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:28 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:51 AM |
a- | $25.00 | 1/19/2012 11:39:20 AM |
KLCRAY | $25.00 | 1/19/2012 5:20:54 PM |
benevolent-capital1 | $25.00 | 1/19/2012 11:48:28 AM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:09 PM |
return-blueberry383 | $200.00 | 1/19/2012 5:35:00 PM |
maldok1 | $25.00 | 1/19/2012 5:32:30 PM |
innocent-income4 | $25.00 | 1/19/2012 5:31:59 PM |
benjo | $50.00 | 1/19/2012 10:08:15 PM |
SAMCRO | $100.00 | 1/20/2012 9:16:06 AM |
gold-sushi | $25.00 | 1/20/2012 9:06:42 AM |
jazzlender | $50.00 | 1/20/2012 9:23:10 AM |
progressive-economy261 | $400.00 | 1/20/2012 9:51:13 AM |
w3alter | $45.00 | 1/20/2012 9:09:59 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:36 AM |
Oranje88 | $100.00 | 1/20/2012 2:07:38 PM |
Macinvest | $25.00 | 1/20/2012 9:11:50 PM |
liberty-point | $39.48 | 1/20/2012 8:18:00 PM |
BigBizBuilder | $75.00 | 1/21/2012 2:44:22 AM |
77dowplace | $28.00 | 1/21/2012 9:02:02 AM |
MonkeyHero | $25.00 | 1/21/2012 8:55:16 AM |
LKN2RTR | $38.30 | 1/21/2012 9:35:53 AM |
greenfuture | $25.00 | 1/21/2012 10:36:08 AM |
the-enthralling-coin | $25.00 | 1/21/2012 12:51:57 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:59 PM |
chameleon125 | $25.00 | 1/21/2012 7:02:06 PM |
new-social-economist | $40.00 | 1/21/2012 4:47:42 PM |
ERJ | $25.00 | 1/22/2012 7:14:22 AM |
sgt-schultz | $25.00 | 1/22/2012 12:09:21 PM |
A4 | $25.00 | 1/22/2012 10:03:08 AM |
worth-web5 | $50.00 | 1/22/2012 12:28:21 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:43:53 PM |
Index_Plus | $2,095.53 | 1/22/2012 2:23:01 PM |
206 Investments
|
Borrower Payment Dependent Notes Series
550913
This series of Notes was issued and sold upon the funding of the borrower loan #59605, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 48% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,607 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| kj369 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses
Purpose of loan:
This loan will be used to pay off some medical expenses and some personal ones. Four years ago, I was in a car accident that made me no longer able to work in my part time job. Also at that time, the health insurance I had refuse to pay all the medical stuffs that involved the car accident.
My financial situation:
I am a good candidate for this loan because I make monthly payments. I never been late for any payments
Monthly net income: $2382.36
Monthly expenses: $1820.00
Housing: $400
Insurance: $120
Car expenses: $0
Utilities: $50.00
Phone, cable, internet: $200.00
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $50.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,000.00 | 1/26/2012 5:01:46 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
550947
This series of Notes was issued and sold upon the funding of the borrower loan #59304, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 53% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,189 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| investment-dancer9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
|
Principal balance:
| $6,134.34 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
refi 2012
Purpose of loan:
This loan will be used to payoff current loans.
My financial situation:
I am a good candidate for this loan because I have made on-time monthly payments for my loans and I am in good credit standing.
Monthly net income: $2800.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wonder3 | $40.00 | 1/12/2012 9:13:02 AM |
AndChicksforFree | $25.00 | 1/12/2012 9:08:56 AM |
Investor_DP | $100.00 | 1/12/2012 9:15:45 AM |
edaguy | $75.00 | 1/12/2012 9:46:56 AM |
edaguy | $75.00 | 1/12/2012 9:46:50 AM |
dime-sprout | $25.00 | 1/12/2012 9:48:17 AM |
enriching-dollar1 | $100.00 | 1/12/2012 9:43:58 AM |
vtrentster | $34.23 | 1/12/2012 4:03:48 PM |
integrity-doctor | $100.00 | 1/12/2012 11:29:21 AM |
sensible-fund | $26.00 | 1/12/2012 4:16:07 PM |
skillful-asset5 | $30.00 | 1/12/2012 6:33:14 PM |
deal-goliath4 | $500.00 | 1/12/2012 5:55:17 PM |
JimmyJimJim_SanDiego | $100.00 | 1/12/2012 11:34:20 PM |
genuine-integrity0 | $25.00 | 1/12/2012 6:51:16 PM |
funnymoney1 | $25.00 | 1/13/2012 9:08:32 AM |
rolltide09 | $25.00 | 1/13/2012 9:08:02 AM |
Fortuno_per_commodo | $50.00 | 1/13/2012 7:09:35 AM |
easylivin | $25.00 | 1/13/2012 7:47:01 AM |
fervent-repayment | $50.00 | 1/13/2012 9:31:25 AM |
loot-heart | $25.00 | 1/13/2012 9:23:49 AM |
kindness-ace1 | $50.00 | 1/13/2012 10:04:47 AM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:41:57 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:39 PM |
the-discrete-income | $50.00 | 1/13/2012 5:07:07 PM |
Harry | $50.00 | 1/13/2012 6:38:27 PM |
squarebob | $25.00 | 1/13/2012 5:22:15 PM |
zone6 | $100.00 | 1/13/2012 8:38:22 PM |
impala6464 | $25.00 | 1/13/2012 10:34:16 PM |
forthright-durability | $25.00 | 1/13/2012 10:49:19 PM |
wise-blazing-currency | $25.00 | 1/14/2012 8:00:08 AM |
managedfund | $398.00 | 1/14/2012 12:26:11 PM |
LoanerPrincipal | $25.00 | 1/14/2012 1:00:11 PM |
friendship9 | $25.00 | 1/14/2012 1:27:13 PM |
Watersports | $25.00 | 1/14/2012 4:01:47 PM |
A4 | $25.00 | 1/14/2012 12:45:46 PM |
investment-comet | $25.00 | 1/14/2012 5:07:11 PM |
theloanfiller | $25.00 | 1/15/2012 5:41:27 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:56 AM |
chameleon125 | $50.00 | 1/15/2012 10:39:48 AM |
USMC0311 | $25.00 | 1/14/2012 10:33:57 PM |
bountiful-durability | $50.00 | 1/15/2012 12:18:14 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:13 AM |
payout-thinker7 | $25.00 | 1/15/2012 10:20:36 AM |
bambampk | $25.00 | 1/15/2012 6:25:50 PM |
valiant-note129 | $50.00 | 1/16/2012 2:29:26 AM |
bazaar-festivity | $25.00 | 1/15/2012 12:41:02 PM |
judson | $25.00 | 1/15/2012 3:43:57 PM |
atomantic | $25.00 | 1/15/2012 3:59:40 PM |
john0720 | $50.00 | 1/16/2012 8:11:16 AM |
Bcs-cnc | $25.00 | 1/15/2012 8:06:47 PM |
auction-seeker | $25.00 | 1/15/2012 9:25:31 PM |
Dubbs360 | $100.00 | 1/15/2012 9:59:50 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:26 PM |
bid-prometheus | $30.01 | 1/16/2012 7:53:01 PM |
income-investor3 | $25.00 | 1/17/2012 5:01:47 AM |
S2M | $25.00 | 1/16/2012 6:55:34 PM |
zeeexsixare | $25.00 | 1/17/2012 2:41:23 PM |
B-rad_the_Coug | $25.00 | 1/17/2012 3:06:20 PM |
a- | $25.00 | 1/17/2012 4:05:30 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:13 PM |
money-bauble | $100.00 | 1/17/2012 5:55:55 PM |
new-ore-venture | $75.00 | 1/17/2012 6:35:22 PM |
Sixmil | $100.00 | 1/17/2012 10:18:41 PM |
coin-popcorn | $25.00 | 1/18/2012 8:33:58 AM |
artisan369 | $300.00 | 1/18/2012 3:16:40 PM |
cool_kubera | $100.00 | 1/18/2012 3:25:01 PM |
HammerKnuckleLending | $25.00 | 1/18/2012 10:00:40 AM |
contract-paloverde1 | $25.00 | 1/18/2012 3:37:05 PM |
investment-kazoo | $61.00 | 1/18/2012 6:20:46 PM |
beer-gardener | $25.00 | 1/18/2012 6:37:46 PM |
majestic-repayment3 | $25.00 | 1/18/2012 7:24:07 PM |
Easystreet | $25.00 | 1/19/2012 3:02:54 AM |
tech310 | $50.00 | 1/18/2012 7:43:02 PM |
first-serene-credit | $25.00 | 1/19/2012 8:21:35 AM |
top-diversification-giraffe1 | $25.00 | 1/19/2012 9:18:16 AM |
market-pudding | $25.00 | 1/19/2012 1:23:56 PM |
justice-circuitry0 | $25.00 | 1/19/2012 12:38:06 PM |
market-sumac | $100.00 | 1/19/2012 4:20:05 PM |
silver-fuse | $25.00 | 1/19/2012 12:44:02 PM |
orearella3 | $25.00 | 1/19/2012 5:13:56 PM |
poeman | $25.00 | 1/19/2012 12:43:23 PM |
fairness-leader3 | $100.00 | 1/19/2012 6:53:15 PM |
kulender | $50.00 | 1/20/2012 6:14:56 AM |
reinforced-velocity158 | $200.00 | 1/19/2012 6:14:57 PM |
sturdy-note5 | $25.00 | 1/19/2012 7:33:27 PM |
EarlyRiser | $246.00 | 1/20/2012 9:08:12 AM |
ferdberfel | $25.00 | 1/20/2012 8:20:07 AM |
miked8303 | $50.00 | 1/20/2012 9:36:17 AM |
cybernosha | $25.00 | 1/20/2012 6:53:01 AM |
money-baron-roth-IRA | $50.00 | 1/20/2012 9:30:22 AM |
RockpointCapital | $100.00 | 1/20/2012 10:34:50 AM |
theaterguy | $25.00 | 1/20/2012 9:46:52 AM |
lamsabuy | $100.00 | 1/20/2012 9:52:43 AM |
power-bluebird2 | $25.00 | 1/20/2012 5:33:39 PM |
kurtb57 | $100.00 | 1/20/2012 6:56:37 PM |
jules3304 | $25.00 | 1/20/2012 6:00:11 PM |
Nemo2001 | $25.00 | 1/20/2012 7:09:14 PM |
radforj22 | $25.00 | 1/20/2012 7:59:39 PM |
director877 | $50.00 | 1/21/2012 8:34:02 AM |
rautility | $25.00 | 1/21/2012 10:07:47 AM |
mad-scientist418 | $25.00 | 1/21/2012 7:03:50 AM |
Gandalf0001 | $25.00 | 1/21/2012 12:39:46 AM |
autonomous-basis | $33.47 | 1/21/2012 5:17:46 AM |
tranquil-diversification8 | $33.71 | 1/21/2012 6:23:27 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:39 PM |
the-magnetic-transaction | $50.00 | 1/21/2012 12:45:00 PM |
Starica | $81.00 | 1/21/2012 12:46:22 PM |
Centaur | $25.00 | 1/21/2012 1:40:48 PM |
KCEnterprises | $25.00 | 1/21/2012 12:38:25 PM |
enthralling-investment | $25.00 | 1/21/2012 12:49:00 PM |
bonus-poplar2 | $25.00 | 1/21/2012 1:46:22 PM |
MAKIN_IT_RAIN | $36.62 | 1/21/2012 2:06:00 PM |
credit-flower | $25.00 | 1/22/2012 4:29:39 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:42 AM |
papaloha | $100.00 | 1/22/2012 11:27:48 AM |
Index_Plus | $1,767.12 | 1/22/2012 2:21:13 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:44:35 PM |
CashFlow13 | $250.00 | 1/22/2012 12:42:19 PM |
312-Lender | $25.00 | 1/12/2012 9:29:41 AM |
rupee-equation2 | $25.00 | 1/12/2012 9:38:28 AM |
hitsman | $50.00 | 1/12/2012 9:39:37 AM |
downtownfarm | $25.00 | 1/12/2012 9:43:10 AM |
sturdy-fairness0 | $50.00 | 1/12/2012 9:19:39 AM |
Mrs-Honeydew | $25.00 | 1/12/2012 10:16:15 AM |
fcrick | $25.00 | 1/12/2012 9:35:45 AM |
graceful-investment | $60.00 | 1/12/2012 9:37:32 AM |
AF-Chief | $25.00 | 1/12/2012 9:38:38 AM |
corporatejim | $34.89 | 1/12/2012 2:09:51 PM |
FinanceEngine | $40.00 | 1/12/2012 1:21:43 PM |
E_G | $50.00 | 1/12/2012 5:40:27 PM |
genius520 | $50.00 | 1/12/2012 5:23:30 PM |
silver-dogwood4 | $25.00 | 1/12/2012 8:05:34 PM |
Manvel | $25.00 | 1/13/2012 8:08:37 AM |
well-mannered-income3 | $60.00 | 1/12/2012 8:49:45 PM |
Leshan | $50.00 | 1/13/2012 10:56:55 AM |
Asgardian | $25.00 | 1/13/2012 11:40:32 AM |
cathmorcorvus | $50.00 | 1/13/2012 1:09:25 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:08 PM |
quest0 | $50.00 | 1/14/2012 7:23:36 AM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:08 PM |
power-trophy7 | $50.00 | 1/14/2012 11:42:25 AM |
ltschetter | $25.00 | 1/14/2012 7:35:50 AM |
DreDub | $50.00 | 1/14/2012 12:48:34 PM |
onecooldrink | $25.00 | 1/14/2012 7:18:28 PM |
coin-comet3 | $55.00 | 1/14/2012 4:06:47 PM |
drcoop | $25.00 | 1/14/2012 8:05:21 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:13 AM |
msfitzge | $35.00 | 1/15/2012 7:16:12 AM |
ddog0224 | $25.00 | 1/14/2012 3:34:04 PM |
repayment-pudding | $25.00 | 1/14/2012 5:48:37 PM |
CaptainBlueberry | $25.00 | 1/14/2012 8:03:36 PM |
greenback-loyalist8 | $25.00 | 1/14/2012 9:10:40 PM |
Tylerh | $250.00 | 1/15/2012 12:17:29 PM |
suges | $25.00 | 1/15/2012 11:45:33 AM |
hogdriver | $25.00 | 1/15/2012 9:42:44 AM |
dcoggins | $31.00 | 1/15/2012 12:07:59 PM |
twjh | $25.00 | 1/15/2012 7:38:01 PM |
robust-money141 | $250.00 | 1/16/2012 12:11:36 AM |
wyogirllender | $25.00 | 1/15/2012 3:49:27 PM |
DoctorJoe | $25.00 | 1/16/2012 4:23:48 AM |
statenisland51 | $25.00 | 1/16/2012 6:20:15 AM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:44 PM |
principal-cooker2 | $100.00 | 1/16/2012 9:25:43 AM |
Zoramite | $25.00 | 1/16/2012 1:07:58 PM |
loan-warrior | $25.00 | 1/16/2012 5:51:03 PM |
integrity-american | $25.00 | 1/16/2012 8:44:13 PM |
420limo | $25.00 | 1/17/2012 2:19:48 PM |
surfhoss644 | $50.00 | 1/17/2012 11:43:05 AM |
randsenterprise | $25.00 | 1/17/2012 5:26:55 PM |
brainy-repayment5 | $37.92 | 1/17/2012 2:48:12 PM |
prudent-bid3 | $25.00 | 1/17/2012 6:05:36 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:54 AM |
yield-trapper9 | $25.00 | 1/18/2012 9:36:19 AM |
julijask | $25.00 | 1/18/2012 11:21:47 AM |
Granddad | $50.00 | 1/18/2012 10:38:49 AM |
GrooveBiz | $25.00 | 1/18/2012 3:39:55 PM |
dedication-ninja7 | $25.00 | 1/18/2012 4:04:01 PM |
intelligent-moola1 | $25.00 | 1/18/2012 5:03:10 PM |
csakhil | $25.00 | 1/18/2012 1:27:55 PM |
toblerone | $25.00 | 1/18/2012 5:08:45 PM |
deal-enrichment063 | $50.00 | 1/18/2012 4:07:11 PM |
suave-dime6 | $25.00 | 1/18/2012 5:32:16 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:39 PM |
jlofgren | $50.00 | 1/18/2012 4:35:12 PM |
dano1965 | $50.00 | 1/19/2012 8:29:50 AM |
Binan | $25.00 | 1/19/2012 4:51:50 AM |
Bob450 | $27.00 | 1/19/2012 6:39:31 AM |
trustworthy-finance6 | $200.00 | 1/19/2012 7:59:34 AM |
Scubadiver | $50.00 | 1/19/2012 9:31:13 AM |
moola-monger9 | $50.00 | 1/19/2012 11:20:26 AM |
jkeller4000 | $100.00 | 1/19/2012 5:15:31 PM |
PaulW | $25.00 | 1/19/2012 11:31:07 AM |
pdxtech | $50.00 | 1/19/2012 12:14:26 PM |
silver-dandelion5 | $50.00 | 1/19/2012 1:46:19 PM |
attentive-vigilance1 | $40.57 | 1/19/2012 1:52:35 PM |
wlm3012 | $40.00 | 1/19/2012 7:17:48 PM |
justice-allocator3 | $25.00 | 1/19/2012 10:04:34 PM |
benjo | $50.00 | 1/19/2012 10:08:15 PM |
kevin314 | $50.00 | 1/19/2012 11:19:27 PM |
LateOneNight | $100.00 | 1/19/2012 5:37:01 PM |
successful-agreement7 | $80.00 | 1/20/2012 9:26:09 AM |
wwwUniversal | $25.00 | 1/20/2012 9:34:29 AM |
ethical-truth211 | $100.00 | 1/20/2012 12:06:33 PM |
resolute-payment | $50.00 | 1/20/2012 1:29:36 PM |
Redmond | $25.00 | 1/20/2012 2:55:37 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:36 AM |
well-rounded-investment | $33.46 | 1/20/2012 9:38:39 AM |
damage | $25.00 | 1/20/2012 5:38:16 PM |
orderandprogress | $50.00 | 1/20/2012 9:05:33 PM |
SummitAdvisors | $25.00 | 1/21/2012 10:15:04 AM |
pinballwizard | $50.00 | 1/21/2012 2:27:08 AM |
Imaginos1892 | $100.00 | 1/21/2012 9:52:53 AM |
MilitaryAV8R | $25.00 | 1/21/2012 7:38:05 AM |
Sevron | $100.00 | 1/21/2012 6:09:28 PM |
peaceful-farmer | $28.00 | 1/21/2012 1:46:46 PM |
SimpleChoice | $25.00 | 1/22/2012 7:19:59 AM |
knee_caps | $30.00 | 1/21/2012 4:37:15 PM |
I_Really_Hate_Banks | $25.00 | 1/22/2012 5:54:08 AM |
worth-web5 | $50.00 | 1/22/2012 12:28:21 PM |
A4 | $25.00 | 1/22/2012 10:03:26 AM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:35 PM |
221 Investments
|
Borrower Payment Dependent Notes Series
550953
This series of Notes was issued and sold upon the funding of the borrower loan #59271, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $374.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $595 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-motivator |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business inventory
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/12/2012 5:05:47 PM |
Investor_DP | $100.00 | 1/12/2012 5:11:21 PM |
genius520 | $50.00 | 1/12/2012 5:23:34 PM |
edaguy | $75.00 | 1/12/2012 5:38:31 PM |
economy-coup | $50.00 | 1/12/2012 5:54:48 PM |
edaguy | $50.00 | 1/12/2012 5:38:39 PM |
scarlet-velvet | $25.08 | 1/13/2012 7:34:24 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:53 PM |
Harry | $50.00 | 1/13/2012 6:38:28 PM |
loan-fate | $50.00 | 1/14/2012 12:26:30 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:45 PM |
magical-durability9 | $25.00 | 1/16/2012 7:54:11 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:50 PM |
WilliamLeeSims | $25.00 | 1/17/2012 5:51:59 PM |
note-cougar0 | $25.00 | 1/18/2012 3:36:11 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:20 PM |
cksdaddy | $25.00 | 1/18/2012 4:03:34 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:40 PM |
camaraderi-atmosphere | $50.00 | 1/18/2012 4:33:30 PM |
jst1 | $50.00 | 1/18/2012 4:12:23 PM |
missing-link | $25.00 | 1/18/2012 2:26:39 PM |
top-diversification-giraffe1 | $25.00 | 1/18/2012 5:18:22 PM |
ursus | $45.00 | 1/18/2012 5:21:53 PM |
DrewOdette | $25.00 | 1/18/2012 5:23:01 PM |
revenue-tsunami | $25.00 | 1/18/2012 3:21:05 PM |
Dowanhill | $25.00 | 1/18/2012 3:25:10 PM |
life-is-great | $25.00 | 1/18/2012 5:11:58 PM |
gain-equator | $25.00 | 1/18/2012 3:25:28 PM |
principal-cooker2 | $100.00 | 1/18/2012 5:22:16 PM |
cospilot | $25.00 | 1/18/2012 5:25:56 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:15 PM |
kevin314 | $25.00 | 1/18/2012 5:35:05 PM |
ironfox | $25.00 | 1/18/2012 6:47:46 PM |
benefit-prescription6 | $35.00 | 1/18/2012 5:09:30 PM |
integrity-doctor | $100.00 | 1/18/2012 7:02:24 PM |
monstersdad | $35.00 | 1/18/2012 5:25:48 PM |
hogdriver | $25.00 | 1/18/2012 5:33:20 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:27 AM |
rcm87 | $27.00 | 1/18/2012 5:40:08 PM |
cvlender | $50.00 | 1/18/2012 8:50:39 PM |
terrific-fund5 | $25.00 | 1/18/2012 6:48:24 PM |
vulgy | $25.00 | 1/18/2012 7:28:26 PM |
tech310 | $50.00 | 1/18/2012 7:43:02 PM |
ddog0224 | $50.00 | 1/19/2012 6:45:50 AM |
help4u | $25.00 | 1/19/2012 7:45:55 AM |
Sierrahh | $25.00 | 1/19/2012 9:16:31 AM |
loyalty-czar | $50.00 | 1/18/2012 8:02:38 PM |
processor115 | $25.00 | 1/19/2012 9:20:45 AM |
desertoasis | $25.00 | 1/19/2012 8:48:52 AM |
capital-javelin3 | $50.00 | 1/18/2012 8:55:29 PM |
Kaj | $25.00 | 1/19/2012 9:27:41 AM |
CalBear08 | $25.00 | 1/19/2012 9:09:03 AM |
bnlforever | $25.00 | 1/19/2012 9:14:01 AM |
finance-prescription | $100.00 | 1/19/2012 9:15:01 AM |
dansarkis | $25.00 | 1/19/2012 9:22:02 AM |
nellaelyob | $25.00 | 1/19/2012 9:42:52 AM |
bonecrusher | $25.00 | 1/19/2012 9:25:48 AM |
Scubadiver | $25.00 | 1/19/2012 9:30:09 AM |
magnitude787 | $30.00 | 1/19/2012 9:30:48 AM |
reward-adventure | $50.00 | 1/19/2012 9:32:43 AM |
riveting-community | $100.00 | 1/19/2012 8:16:11 AM |
handshake5 | $100.00 | 1/19/2012 9:35:00 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:29 AM |
wwwUniversal | $25.00 | 1/19/2012 9:42:04 AM |
a- | $25.00 | 1/19/2012 11:37:25 AM |
whatreality | $25.00 | 1/19/2012 11:38:03 AM |
GCInvestments | $25.00 | 1/19/2012 9:14:20 AM |
Comoparklender | $25.00 | 1/19/2012 9:25:07 AM |
munnu | $100.00 | 1/19/2012 1:16:24 PM |
mrworkalot | $25.00 | 1/19/2012 9:31:42 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:06 AM |
nycfinance | $25.00 | 1/19/2012 9:43:03 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:51 AM |
upbeat-finance8 | $25.00 | 1/19/2012 12:19:17 PM |
dollardave | $50.00 | 1/19/2012 10:14:05 AM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:58 PM |
finance-assembler | $50.00 | 1/19/2012 10:45:12 AM |
return-cluster991 | $100.00 | 1/19/2012 4:02:58 PM |
pdxtech | $50.00 | 1/19/2012 12:04:49 PM |
auction-seeker4 | $25.00 | 1/19/2012 1:31:08 PM |
ericgassercom | $25.00 | 1/19/2012 5:39:08 PM |
wlm3012 | $40.00 | 1/19/2012 7:02:38 PM |
innocent-income4 | $25.00 | 1/19/2012 5:31:59 PM |
inspiring-payout5 | $25.00 | 1/19/2012 7:18:37 PM |
c-gurista-5 | $25.00 | 1/20/2012 5:44:01 AM |
community-triangulation5 | $25.00 | 1/20/2012 8:27:38 AM |
SimonHova | $25.00 | 1/20/2012 8:16:04 AM |
Scrouge7579 | $25.00 | 1/19/2012 10:53:30 PM |
Fireball27 | $139.00 | 1/20/2012 2:19:31 AM |
hard-working-loot | $50.00 | 1/20/2012 9:17:16 AM |
yield-trader | $25.00 | 1/20/2012 9:38:04 AM |
happy-return4 | $25.00 | 1/20/2012 9:21:32 AM |
reordan | $25.00 | 1/20/2012 9:22:49 AM |
miked8303 | $50.00 | 1/20/2012 9:36:17 AM |
bonFire8 | $28.00 | 1/20/2012 9:36:34 AM |
Nickle-and-Dime-Loans | $25.00 | 1/20/2012 9:37:25 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:54 AM |
melodious-fairness | $25.00 | 1/20/2012 9:43:04 AM |
puppy880 | $25.00 | 1/20/2012 11:59:42 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:49:29 AM |
coin-investor | $25.00 | 1/20/2012 9:51:43 AM |
generosity-battalion0 | $50.00 | 1/20/2012 10:10:52 AM |
ethical-truth211 | $100.00 | 1/20/2012 10:24:31 AM |
oxnard | $50.00 | 1/20/2012 2:28:39 PM |
wealth-revolutionary | $25.00 | 1/20/2012 11:33:26 AM |
Torch84 | $25.00 | 1/20/2012 3:11:41 PM |
rescue | $100.00 | 1/20/2012 9:36:39 AM |
bold-sunny-generosity | $25.00 | 1/20/2012 12:41:27 PM |
eloquent-money2 | $25.00 | 1/20/2012 1:21:00 PM |
DooDooBrown | $37.18 | 1/20/2012 10:16:26 AM |
Toby1montana | $50.00 | 1/20/2012 5:27:19 PM |
tstaub1234 | $25.00 | 1/20/2012 5:28:57 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:37 AM |
gold-disk | $25.00 | 1/20/2012 12:26:29 PM |
jbaum | $40.00 | 1/20/2012 5:09:32 PM |
CaliforniaSun | $25.00 | 1/20/2012 12:44:37 PM |
postalwhiz | $25.00 | 1/20/2012 5:26:53 PM |
hitsman | $50.00 | 1/12/2012 5:14:26 PM |
worthy-bid8 | $50.00 | 1/12/2012 5:18:40 PM |
AndChicksforFree | $25.00 | 1/12/2012 5:17:35 PM |
rupee-equation2 | $25.00 | 1/12/2012 5:52:29 PM |
cattlebaron | $25.00 | 1/12/2012 5:35:13 PM |
Weaverville | $25.00 | 1/13/2012 9:27:43 PM |
loss-of-control | $75.00 | 1/14/2012 6:37:34 PM |
Tylerh | $250.00 | 1/15/2012 12:17:30 PM |
john0720 | $50.00 | 1/16/2012 8:20:11 AM |
stylish-compassion3 | $50.00 | 1/16/2012 3:47:27 PM |
nex | $25.00 | 1/16/2012 9:32:23 AM |
addlending | $70.00 | 1/17/2012 10:28:44 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:54 AM |
csakhil | $25.00 | 1/18/2012 1:27:56 PM |
godzig | $25.00 | 1/18/2012 3:30:47 PM |
majestic-bill8 | $70.48 | 1/18/2012 3:31:17 PM |
supersarah61 | $25.00 | 1/18/2012 4:14:07 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:54 PM |
herman7 | $25.00 | 1/18/2012 4:35:27 PM |
orange-cordial-marketplace | $50.00 | 1/18/2012 3:49:38 PM |
mespeedy36 | $25.00 | 1/18/2012 4:51:25 PM |
orbital-gain | $50.00 | 1/18/2012 4:30:20 PM |
power-mad-scientist | $50.00 | 1/18/2012 4:39:33 PM |
maldok1 | $25.00 | 1/18/2012 5:13:01 PM |
JJ9876 | $25.00 | 1/18/2012 5:40:17 PM |
gold-pudding6 | $60.00 | 1/18/2012 5:26:25 PM |
listing-drummer6 | $100.00 | 1/18/2012 4:19:32 PM |
money-baron-roth-IRA | $25.00 | 1/18/2012 4:41:15 PM |
mindful-deal267 | $25.00 | 1/18/2012 7:02:18 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:53 PM |
luann199 | $33.00 | 1/18/2012 6:11:16 PM |
Bigg_Lender | $51.97 | 1/18/2012 6:13:49 PM |
fervent-repayment | $40.00 | 1/18/2012 5:10:54 PM |
revenue-den | $25.00 | 1/18/2012 6:32:43 PM |
reward-toro | $25.00 | 1/18/2012 7:31:15 PM |
fantastic-investment9 | $30.00 | 1/18/2012 5:30:28 PM |
cash-hyperdrive0 | $100.00 | 1/18/2012 5:33:34 PM |
restless-currency | $50.00 | 1/18/2012 5:34:15 PM |
inprotest | $49.84 | 1/19/2012 12:31:37 AM |
commanding-treasure2 | $50.00 | 1/18/2012 5:35:59 PM |
successful-agreement7 | $100.00 | 1/18/2012 5:40:28 PM |
tsquared_030 | $25.00 | 1/18/2012 10:44:25 PM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:39 AM |
aultraman | $25.00 | 1/19/2012 7:41:27 AM |
da-da-daddio | $500.00 | 1/18/2012 6:36:19 PM |
income-rocker2 | $50.00 | 1/19/2012 7:55:07 AM |
Vreet | $25.00 | 1/19/2012 9:17:52 AM |
ferdberfel | $25.00 | 1/19/2012 8:43:36 AM |
shmb6508 | $50.00 | 1/19/2012 9:33:01 AM |
money-surge1 | $25.00 | 1/19/2012 9:15:36 AM |
top-courteous-peso | $26.00 | 1/19/2012 9:38:13 AM |
MrBailey | $25.00 | 1/19/2012 9:23:11 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:28 AM |
rupee-tuba | $25.00 | 1/19/2012 6:43:52 AM |
orearella3 | $25.00 | 1/19/2012 9:27:58 AM |
orange-preeminant-bill | $25.00 | 1/19/2012 7:29:01 AM |
thinker6 | $50.00 | 1/19/2012 8:10:53 AM |
Relaxo | $100.00 | 1/19/2012 8:37:12 AM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:41 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:40 AM |
fantastic-wampum1 | $100.00 | 1/19/2012 9:46:43 AM |
chemistry220 | $25.00 | 1/19/2012 10:00:47 AM |
new-intuitive-dime | $25.00 | 1/19/2012 9:21:41 AM |
deal-force0 | $100.00 | 1/19/2012 12:04:56 PM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:09 PM |
truth-companion | $25.00 | 1/19/2012 9:32:44 AM |
panther757 | $25.00 | 1/19/2012 9:36:02 AM |
JoePaNation | $75.00 | 1/19/2012 3:31:20 PM |
Urban-MBA | $25.00 | 1/19/2012 10:00:42 AM |
_G_ | $46.00 | 1/19/2012 11:01:02 AM |
proud-pound4 | $25.00 | 1/19/2012 5:12:46 PM |
investment-cluster | $30.00 | 1/19/2012 4:18:24 PM |
moola-monger9 | $50.00 | 1/19/2012 11:20:58 AM |
investment-comet | $25.00 | 1/19/2012 11:31:07 AM |
gold-cluster | $50.00 | 1/19/2012 7:12:17 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:07 PM |
return-blueberry383 | $100.00 | 1/19/2012 5:48:02 PM |
villagers | $25.00 | 1/19/2012 10:29:37 PM |
kulender | $50.00 | 1/20/2012 6:14:57 AM |
etraboulay | $50.00 | 1/19/2012 9:18:53 PM |
cognizant-rupee7 | $25.00 | 1/20/2012 9:09:33 AM |
autobahn77 | $25.00 | 1/20/2012 7:15:49 AM |
the-enthralling-coin | $25.00 | 1/20/2012 9:13:27 AM |
flexible-vigilance7 | $50.00 | 1/20/2012 8:58:22 AM |
yield-hut | $26.00 | 1/20/2012 4:47:24 AM |
bid-czar8 | $82.00 | 1/20/2012 9:13:46 AM |
LeReve | $50.00 | 1/20/2012 9:21:45 AM |
velocity-pear | $25.00 | 1/20/2012 9:31:26 AM |
payout-paddle1 | $25.00 | 1/20/2012 9:11:15 AM |
Tradesmanlender | $25.00 | 1/20/2012 9:43:11 AM |
und-alum | $25.00 | 1/20/2012 9:13:37 AM |
fortytwo | $150.00 | 1/20/2012 9:14:58 AM |
indomitable-dedication | $25.00 | 1/20/2012 9:46:37 AM |
KramericaIndustries | $30.53 | 1/20/2012 12:06:57 PM |
roxon | $25.00 | 1/20/2012 9:18:59 AM |
calimanusa | $50.00 | 1/20/2012 12:13:30 PM |
Golfmoney | $100.00 | 1/20/2012 12:22:06 PM |
imoutdoorsy | $25.00 | 1/20/2012 9:21:25 AM |
A4 | $25.00 | 1/20/2012 10:33:12 AM |
the-profit-oracle | $25.00 | 1/20/2012 9:33:14 AM |
reverent-hope5 | $25.00 | 1/20/2012 11:09:47 AM |
Redmond | $25.00 | 1/20/2012 2:55:38 PM |
deal-pal | $25.00 | 1/20/2012 11:39:26 AM |
chato2345 | $25.00 | 1/20/2012 4:05:49 PM |
turbolozano | $25.00 | 1/20/2012 9:41:24 AM |
PlatinumBank | $25.00 | 1/20/2012 4:16:45 PM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:34 AM |
important-openness1 | $100.00 | 1/20/2012 5:25:01 PM |
hopeful-silver5 | $25.00 | 1/20/2012 12:56:21 PM |
rss197 | $25.00 | 1/20/2012 1:30:05 PM |
alaskakid | $30.00 | 1/20/2012 2:17:27 PM |
rupee-master6 | $25.00 | 1/20/2012 5:23:34 PM |
wise-deal-panda | $100.00 | 1/20/2012 5:27:08 PM |
230 Investments
|
Borrower Payment Dependent Notes Series
550961
This series of Notes was issued and sold upon the funding of the borrower loan #59259, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $159.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,611 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cyberwolf2 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
|
Principal balance:
| $4,997.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Re Financing Original Loan
Purpose of loan:
This loan will be used to...Re Finance Original Prosper Loan and Pay Off Original Loan with Lower monthly payments and lower interest rates.
My financial situation:
I am a good candidate for this loan because...my current Crit score is still a good risk for this loan with a steady monthly income.
Monthly net income: $2850
Monthly expenses: $500
Housing: $500
Insurance: $100
Car expenses: $50
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $300.00 | 1/12/2012 5:02:48 PM |
nimble-revenue5 | $50.00 | 1/12/2012 5:05:48 PM |
Kash2010lu | $25.00 | 1/12/2012 5:06:45 PM |
marinbb | $100.00 | 1/12/2012 5:08:56 PM |
Investor_DP | $100.00 | 1/12/2012 5:11:22 PM |
duty-explosion9 | $50.00 | 1/12/2012 5:20:25 PM |
cattlebaron | $50.00 | 1/12/2012 5:32:26 PM |
zeeexsixare | $200.00 | 1/12/2012 5:46:53 PM |
AF-Chief | $25.00 | 1/12/2012 5:25:54 PM |
economy-coup | $50.00 | 1/12/2012 5:54:49 PM |
mammalian4 | $25.00 | 1/12/2012 5:55:17 PM |
edaguy | $75.00 | 1/12/2012 5:38:32 PM |
Wilhan | $30.00 | 1/12/2012 6:16:16 PM |
Lubava | $100.00 | 1/12/2012 6:24:08 PM |
sweety075 | $25.00 | 1/12/2012 7:24:23 PM |
Domgabriel | $30.00 | 1/12/2012 5:52:47 PM |
orearella3 | $25.00 | 1/12/2012 5:53:06 PM |
fcrick | $25.00 | 1/12/2012 5:54:22 PM |
bright-currency3 | $48.12 | 1/13/2012 12:40:23 AM |
Moe87 | $25.00 | 1/13/2012 2:25:40 AM |
balance-transformer3 | $25.00 | 1/12/2012 6:24:51 PM |
mikeandcat | $201.00 | 1/13/2012 4:41:22 AM |
joshuaajones | $25.00 | 1/13/2012 5:01:24 AM |
emjo1219 | $25.00 | 1/13/2012 5:12:55 AM |
WisconsinLiberal | $24.88 | 1/13/2012 5:20:15 AM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:42 PM |
knee_caps | $30.00 | 1/13/2012 2:21:46 AM |
YosemiteSam | $25.00 | 1/13/2012 4:48:59 AM |
MarvintheMartian | $25.00 | 1/12/2012 5:03:28 PM |
RoZu_Lending | $300.00 | 1/12/2012 5:10:55 PM |
AndChicksforFree | $100.00 | 1/12/2012 5:11:06 PM |
credit-missile | $135.00 | 1/12/2012 5:10:31 PM |
RecoveryLender | $25.00 | 1/12/2012 5:11:51 PM |
hitsman | $50.00 | 1/12/2012 5:14:27 PM |
312-Lender | $25.00 | 1/12/2012 5:19:28 PM |
graceful-investment | $60.00 | 1/12/2012 5:09:23 PM |
genius520 | $50.00 | 1/12/2012 5:23:34 PM |
EL_Papin | $100.00 | 1/12/2012 5:19:32 PM |
DHolly | $31.00 | 1/12/2012 5:19:43 PM |
edaguy | $50.00 | 1/12/2012 5:38:40 PM |
bellaquito | $2,000.00 | 1/12/2012 5:36:58 PM |
loanman2007 | $200.00 | 1/12/2012 5:21:07 PM |
MoneyForNothing | $25.00 | 1/12/2012 5:23:33 PM |
suave-dime6 | $25.00 | 1/12/2012 5:49:08 PM |
cattlebaron | $50.00 | 1/12/2012 5:29:56 PM |
skillful-asset5 | $30.00 | 1/12/2012 6:29:46 PM |
InChicago | $150.00 | 1/12/2012 6:27:06 PM |
genuine-integrity0 | $25.00 | 1/12/2012 6:49:04 PM |
nimble-money086 | $25.00 | 1/12/2012 7:37:51 PM |
serene-capital | $35.00 | 1/12/2012 11:00:42 PM |
friendship9 | $25.00 | 1/13/2012 5:17:20 AM |
JCM_MN | $45.00 | 1/12/2012 8:12:57 PM |
JimmyJimJim_SanDiego | $25.00 | 1/12/2012 11:35:57 PM |
jstrode10 | $25.00 | 1/13/2012 1:33:27 AM |
shawnw2 | $100.00 | 1/13/2012 2:00:23 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
550987
This series of Notes was issued and sold upon the funding of the borrower loan #59277, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,300.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $143.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 25y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,886 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-pious-ore |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan: Consolidation
This loan will be used to...payoff other bills
My financial situation good
I am a good candidate for this loan because...I pay my bills on time I am never late.
Monthly net income: $2500
Monthly expenses: $100.00
Housing: $850
Insurance: $53.00
Car expenses: $50.00
Utilities: $30
Phone, cable, internet: $50.00
Food, entertainment: $75.00
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $25.00 | 1/18/2012 1:53:17 AM |
LuvToLend | $25.00 | 1/16/2012 9:20:08 AM |
sensible-fund | $25.00 | 1/16/2012 11:46:28 AM |
affluence-generator2 | $150.00 | 1/16/2012 9:00:52 AM |
riveting-credit5 | $50.00 | 1/16/2012 9:30:20 AM |
managedfund | $39.00 | 1/16/2012 5:34:19 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:32 PM |
bright-exchange | $25.00 | 1/17/2012 3:33:35 PM |
Land_on_your_feet | $25.00 | 1/17/2012 4:57:21 PM |
social-hunter5 | $26.76 | 1/17/2012 9:04:42 PM |
thankful-nickel2 | $25.00 | 1/19/2012 1:33:16 AM |
carrinel | $41.62 | 1/19/2012 6:11:51 AM |
Macgyver86 | $50.00 | 1/19/2012 10:56:52 AM |
COCHINOBOY | $30.00 | 1/19/2012 11:18:40 AM |
druidpoet | $27.00 | 1/19/2012 3:08:34 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:08 PM |
naffets77 | $25.00 | 1/19/2012 3:39:10 PM |
zone6 | $100.00 | 1/19/2012 7:07:34 PM |
WMY-Investor | $100.00 | 1/19/2012 7:26:13 PM |
frontier3 | $50.00 | 1/19/2012 10:41:11 PM |
hudget | $35.00 | 1/20/2012 5:14:44 AM |
kindness-ace1 | $50.00 | 1/20/2012 4:17:56 AM |
Bob450 | $25.00 | 1/20/2012 7:03:48 AM |
credit-maverick1 | $50.00 | 1/20/2012 5:58:13 AM |
orearella3 | $25.00 | 1/20/2012 9:49:28 AM |
MrDance123 | $25.00 | 1/20/2012 12:12:54 PM |
Dubbs360 | $25.00 | 1/20/2012 5:08:24 PM |
elegant-market9 | $28.00 | 1/20/2012 5:30:16 PM |
I-Believe-In-You | $25.00 | 1/20/2012 11:29:17 PM |
insrq | $25.00 | 1/21/2012 8:40:33 AM |
sturdy-peace9 | $55.88 | 1/21/2012 10:16:37 AM |
sincerlyyours | $100.00 | 1/21/2012 3:45:41 AM |
gold-miser9 | $27.14 | 1/21/2012 4:31:43 AM |
thorough-capital799 | $100.00 | 1/21/2012 9:43:47 AM |
Lendersaurus-Rex | $25.00 | 1/21/2012 9:49:56 AM |
green-durable-yield | $25.00 | 1/21/2012 10:04:03 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:24 AM |
shawnw2 | $75.00 | 1/21/2012 4:32:39 AM |
bubb_hans | $50.00 | 1/16/2012 9:31:18 AM |
papaloha | $25.00 | 1/16/2012 12:31:18 PM |
melodious-openness | $200.00 | 1/16/2012 11:55:15 AM |
2grindstones | $40.00 | 1/16/2012 2:51:51 PM |
ccclaireee333 | $25.00 | 1/16/2012 5:19:15 PM |
SolarMoonshine | $25.00 | 1/16/2012 9:44:44 AM |
thomas16882004 | $25.00 | 1/17/2012 1:15:23 AM |
green-rapid-openness | $100.00 | 1/18/2012 11:52:44 AM |
csakhil | $25.00 | 1/18/2012 1:28:21 PM |
justice-trailblazer0 | $25.00 | 1/18/2012 9:50:10 PM |
eboomer2611 | $25.00 | 1/18/2012 8:03:38 PM |
ethical-truth211 | $100.00 | 1/19/2012 12:20:05 PM |
return-cluster991 | $50.00 | 1/19/2012 4:02:11 PM |
unrivaled-asset1 | $25.00 | 1/19/2012 2:47:22 PM |
ore-didgeridoo | $25.00 | 1/19/2012 4:51:20 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:46 PM |
mneinc | $100.00 | 1/19/2012 9:33:43 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:20:59 PM |
eling99 | $50.48 | 1/20/2012 5:03:28 AM |
mschoenf | $50.00 | 1/19/2012 5:57:49 PM |
ASuperJohn | $200.00 | 1/19/2012 8:05:47 PM |
VJ_Financial | $46.00 | 1/20/2012 4:38:12 AM |
Kapitaal | $25.00 | 1/20/2012 12:26:27 PM |
wyobeads | $25.00 | 1/20/2012 10:13:07 AM |
Zipcut | $25.00 | 1/20/2012 10:55:35 AM |
marketplace-meridian | $25.00 | 1/20/2012 11:05:37 AM |
hope-fortress753 | $25.00 | 1/20/2012 6:48:19 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:08 PM |
droopie1 | $25.00 | 1/21/2012 2:45:27 AM |
asset-sprout | $25.00 | 1/21/2012 5:06:27 AM |
abundant-credit6 | $51.00 | 1/21/2012 10:14:31 AM |
nycfinance | $25.00 | 1/21/2012 12:37:32 AM |
draggon77 | $25.00 | 1/21/2012 3:42:01 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
551073
This series of Notes was issued and sold upon the funding of the borrower loan #59354, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $258.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,383 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| payout-trophy5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household / Consolidation Loan
Purpose of loan: Consolidation, lower payment with faster payoff
My financial situation:
I have a small monthly annuity for the rest of my life, I also get 5 year payouts in addition to that. This will simply speed up my work at being 100% debt free. My wife and I have our finances pretty separated and she pays the mortgage, groceries, and other large bills, I pay the utilities and my business bills (which are only expenses - no loans).
All debt I have is personal except my 2011 Ford F450 truck, which is used for business.
Monthly net income: $2,000 annuity + business profit
Monthly net expenses: ~$1,800
Insurance: $130.00
Truck expenses: $300.00 ($11,000 payoff on $45,000 truck)
Electricity: $260.00
Gas $31.00
Phone, cable, internet, misc.: $300.00
Credit cards and other loans: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $225.00 | 1/21/2012 7:44:47 PM |
enchanted-diversification496 | $25.00 | 1/13/2012 5:06:36 PM |
bubb_hans | $50.00 | 1/13/2012 5:19:52 PM |
hitsman | $50.00 | 1/13/2012 5:16:30 PM |
miked8303 | $25.00 | 1/13/2012 5:37:08 PM |
SFBank | $50.00 | 1/13/2012 7:01:01 PM |
economy-coup | $50.00 | 1/13/2012 5:27:42 PM |
Weaverville | $25.00 | 1/13/2012 9:27:49 PM |
loan-fate | $50.00 | 1/14/2012 12:26:33 PM |
diplomatic-wealth7 | $25.00 | 1/14/2012 12:26:53 PM |
loss-of-control | $100.00 | 1/14/2012 6:21:52 PM |
sensible-fund | $25.00 | 1/14/2012 3:07:09 PM |
TrekTune | $25.00 | 1/15/2012 11:57:54 AM |
Tylerh | $250.00 | 1/15/2012 12:17:35 PM |
nex | $25.00 | 1/16/2012 9:32:31 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:52 PM |
capital-renewal | $25.00 | 1/16/2012 9:35:11 AM |
sjc224 | $25.00 | 1/16/2012 5:19:50 PM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:56 PM |
dollardave | $50.00 | 1/17/2012 9:58:38 AM |
frogperson | $250.00 | 1/17/2012 5:29:48 PM |
money-bauble | $100.00 | 1/17/2012 5:55:56 PM |
deepblue34 | $35.00 | 1/17/2012 6:09:36 PM |
Bob450 | $30.00 | 1/18/2012 6:47:32 AM |
leverage-booster | $25.00 | 1/18/2012 9:45:16 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:08 PM |
4mydaughterseducation | $26.00 | 1/18/2012 6:57:53 PM |
a- | $25.00 | 1/18/2012 10:46:42 PM |
tech310 | $50.00 | 1/18/2012 7:47:00 PM |
850 | $50.00 | 1/18/2012 9:33:06 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:52 AM |
market-sumac | $100.00 | 1/19/2012 4:20:07 PM |
munnu | $100.00 | 1/19/2012 1:16:25 PM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:42 AM |
orearella3 | $25.00 | 1/19/2012 5:13:56 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:56:30 AM |
marketplace-meridian | $25.00 | 1/20/2012 11:05:37 AM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:07 PM |
erowis | $58.00 | 1/20/2012 10:18:17 PM |
red-eloquent-rupee | $100.00 | 1/21/2012 7:36:58 AM |
nycfinance | $25.00 | 1/21/2012 12:31:34 AM |
ethical-truth211 | $50.00 | 1/21/2012 6:38:58 AM |
ambmba | $50.00 | 1/21/2012 7:19:13 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:41 PM |
EBITDA | $25.00 | 1/21/2012 12:07:25 PM |
leverage-monger | $25.00 | 1/21/2012 1:16:32 PM |
wwwUniversal | $25.00 | 1/21/2012 12:44:52 PM |
WLenders | $50.00 | 1/21/2012 6:15:19 PM |
amusement4 | $100.00 | 1/21/2012 10:11:27 PM |
I_Really_Hate_Banks | $25.00 | 1/22/2012 5:53:54 AM |
first-pragmatic-power | $25.00 | 1/21/2012 7:56:33 PM |
P2P_Investor | $1,751.57 | 1/22/2012 2:05:46 PM |
life-is-great | $25.00 | 1/22/2012 12:25:17 PM |
nimble-revenue5 | $50.00 | 1/13/2012 5:09:43 PM |
careful-vigilance4 | $25.00 | 1/13/2012 5:21:24 PM |
Investor_DP | $100.00 | 1/13/2012 5:23:37 PM |
rupee-equation2 | $25.00 | 1/13/2012 5:39:24 PM |
AndChicksforFree | $25.00 | 1/13/2012 5:20:09 PM |
chad-bro-chill | $25.00 | 1/13/2012 6:59:02 PM |
zorg77 | $50.00 | 1/13/2012 9:26:46 PM |
zeeexsixare | $200.00 | 1/14/2012 7:44:16 AM |
mercuriant | $25.00 | 1/14/2012 12:20:18 PM |
fervent-repayment | $50.00 | 1/14/2012 12:43:24 PM |
Dubbs360 | $100.00 | 1/15/2012 12:40:02 AM |
scarlet-velvet | $25.08 | 1/14/2012 6:54:01 PM |
the-lean-bid | $29.15 | 1/14/2012 8:35:16 PM |
profit-powerplant | $25.00 | 1/15/2012 12:08:22 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:47 PM |
melodious-openness | $500.00 | 1/15/2012 12:42:19 PM |
WilliamLeeSims | $25.00 | 1/16/2012 9:20:14 AM |
principal-cooker2 | $100.00 | 1/16/2012 5:22:54 PM |
red-power-pecan | $50.00 | 1/16/2012 5:35:17 PM |
the-hope-workhorse | $150.00 | 1/16/2012 4:58:48 PM |
payment-gusto | $25.00 | 1/16/2012 5:42:38 PM |
Rogesparkguy | $25.00 | 1/16/2012 8:26:36 PM |
burrito6 | $50.00 | 1/17/2012 9:20:34 AM |
skillful-asset5 | $30.00 | 1/16/2012 8:43:37 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:29 PM |
income-rocker2 | $75.00 | 1/17/2012 12:44:55 PM |
successful-agreement7 | $100.00 | 1/17/2012 5:28:42 PM |
consummate-loyalty1 | $75.00 | 1/17/2012 5:40:36 PM |
competitor119 | $25.00 | 1/17/2012 6:17:17 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:58 AM |
LuckyDuck49 | $25.00 | 1/18/2012 9:44:58 AM |
the-hope-workhorse | $150.00 | 1/18/2012 10:10:31 AM |
csakhil | $25.00 | 1/18/2012 1:28:07 PM |
saxaphone6 | $25.00 | 1/18/2012 3:15:23 PM |
queentut | $40.20 | 1/18/2012 6:05:53 PM |
suave-dime6 | $25.00 | 1/19/2012 6:59:06 AM |
payment-halo | $25.00 | 1/19/2012 3:19:50 AM |
kevin314 | $25.00 | 1/19/2012 11:18:31 PM |
kulender | $50.00 | 1/20/2012 6:15:06 AM |
reflective-rupee | $25.00 | 1/20/2012 8:13:20 AM |
alexgalt | $25.00 | 1/20/2012 9:00:13 AM |
charming-exchange7 | $25.00 | 1/20/2012 9:32:35 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:38 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:02 AM |
saihu | $25.00 | 1/20/2012 8:11:11 PM |
magical-durability9 | $25.00 | 1/21/2012 6:43:00 AM |
I-Believe-In-You | $25.00 | 1/20/2012 11:26:13 PM |
rockhound84 | $25.00 | 1/21/2012 5:51:55 AM |
orange-preeminant-bill | $25.00 | 1/21/2012 12:39:23 PM |
Scrooge_McDuck2 | $100.00 | 1/21/2012 12:20:34 PM |
the-innovator331 | $50.00 | 1/21/2012 7:55:29 PM |
forthright-trade | $25.00 | 1/21/2012 1:55:09 PM |
thelovebug | $100.00 | 1/21/2012 12:46:19 PM |
billyga | $25.00 | 1/21/2012 12:54:23 PM |
SimpleChoice | $25.00 | 1/22/2012 7:20:00 AM |
new-intuitive-dime | $25.00 | 1/22/2012 12:22:36 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:22 PM |
papaloha | $200.00 | 1/22/2012 11:26:55 AM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:44 PM |
112 Investments
|
Borrower Payment Dependent Notes Series
551083
This series of Notes was issued and sold upon the funding of the borrower loan #59143, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 40% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,487 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| confidant170 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto loan
Purpose of loan: help daughter buy car
This loan will be used to...
My financial situation: good
I am a good candidate for this loan because...i work and pay back my loans
Monthly net income: $2200
Monthly expenses: $1500
Housing: 500
Insurance: $69
Car expenses: $220
Utilities: $
Phone, cable, internet: $55
Food, entertainment: $350
Clothing, household expenses: $75
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
orange-leverage-phoenix | $25.00 | 1/13/2012 5:12:32 PM |
LuvToLend | $25.00 | 1/13/2012 5:08:54 PM |
bubb_hans | $50.00 | 1/13/2012 5:19:53 PM |
worth-blanket2 | $1,900.00 | 1/13/2012 5:35:55 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:27:42 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
551085
This series of Notes was issued and sold upon the funding of the borrower loan #59402, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $291.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,778 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| inspiring-euro3 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring
Purpose of loan:
This loan will be used to finance an engagement ring for my girlfriend. We currently live apart and I want to ask her to marry me and live with me.
My financial situation:
I have consistent growth in my sales engineer profession. I work for an indutrial automation firm and opening a division in Oklahoma. I have been promoted to a larger territory, handling 4 states (OK,AR, parts of AR,KS) from a territoy in Dallas. I am copensated by salary plus commision and I live my life sensibly and plan according to my salary. I do not have high expenses as I am provided with tools to complete my job including cell phone and cars with no expenses there.
Monthly net income: $3000
Monthly expenses: $1980.2
Housing: $637.5
Insurance: $55.77
Car expenses: $0
Utilities: $75
Phone, cable, internet: $115
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $472
Other expenses: $275
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/23/2012 5:02:48 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
551139
This series of Notes was issued and sold upon the funding of the borrower loan #59336, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $128.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
6 | Length of status: | 2y 5m |
Amount delinquent:
| $12,850 |
Total credit lines:
| 24 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,917 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kevhol2259 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 57 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
740-759
(Sep-2009)
740-759
(Aug-2008)
|
Principal balance:
| $2,020.96 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 57 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate Christmas bills along with a credit card with higher interest
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2500
Monthly expenses: $
Housing: $990
Insurance: $100
Car expenses: $
Utilities: $165
Phone, cable, internet: $145
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $45.02 | 1/13/2012 9:02:28 AM |
trumpeter5 | $25.00 | 1/13/2012 9:04:10 AM |
hitsman | $50.00 | 1/13/2012 9:09:33 AM |
Investor_DP | $100.00 | 1/13/2012 9:17:54 AM |
312-Lender | $25.00 | 1/13/2012 9:19:25 AM |
Bobafet | $25.00 | 1/13/2012 9:35:08 AM |
enticing-capital6 | $50.00 | 1/13/2012 9:23:51 AM |
edaguy | $75.00 | 1/13/2012 9:25:40 AM |
sweety075 | $25.00 | 1/13/2012 9:46:04 AM |
Feyenoord | $30.00 | 1/13/2012 9:51:31 AM |
graceful-IRAinvestment | $120.00 | 1/13/2012 9:35:19 AM |
Asgardian | $25.00 | 1/13/2012 11:41:38 AM |
fcrick | $25.00 | 1/13/2012 9:41:02 AM |
AF-Chief | $25.00 | 1/13/2012 9:42:17 AM |
FarmersBank | $28.72 | 1/13/2012 12:13:31 PM |
calimanusa | $50.00 | 1/13/2012 12:22:14 PM |
atlas100 | $50.00 | 1/13/2012 2:22:42 PM |
Rollshaft | $35.00 | 1/13/2012 1:01:51 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:42 PM |
return-grizzly | $100.00 | 1/13/2012 5:11:16 PM |
Harry | $50.00 | 1/13/2012 6:38:32 PM |
Bank42 | $25.00 | 1/14/2012 3:39:14 AM |
Brisket_Bob | $25.00 | 1/14/2012 6:51:49 AM |
leodaguy | $100.00 | 1/14/2012 7:50:13 AM |
Leshan | $100.00 | 1/14/2012 8:23:45 AM |
famous-hope | $25.00 | 1/14/2012 12:17:01 PM |
squarebob | $25.00 | 1/14/2012 12:41:29 PM |
Cessna172 | $25.00 | 1/14/2012 3:57:13 PM |
Bob450 | $25.00 | 1/14/2012 4:01:15 PM |
Peacepower | $25.00 | 1/14/2012 5:14:17 PM |
green28 | $100.00 | 1/14/2012 2:58:27 PM |
ethical-truth211 | $100.00 | 1/14/2012 3:27:55 PM |
CaptainBlueberry | $25.00 | 1/14/2012 8:03:37 PM |
marwadi-62 | $100.00 | 1/14/2012 6:13:10 PM |
theloanfiller | $25.00 | 1/15/2012 5:42:04 AM |
Unitas4302 | $50.00 | 1/14/2012 8:07:41 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:15 AM |
dime-selector | $25.00 | 1/15/2012 11:52:04 AM |
CommunityArts_Non-profit | $35.00 | 1/15/2012 8:36:03 AM |
Manvel | $25.00 | 1/14/2012 8:27:40 PM |
chameleon125 | $50.00 | 1/15/2012 10:40:07 AM |
USMC0311 | $25.00 | 1/14/2012 10:34:56 PM |
luzonct | $100.00 | 1/15/2012 12:10:56 AM |
radiant-cash0 | $30.00 | 1/15/2012 6:07:24 AM |
Scottyd911 | $50.00 | 1/15/2012 7:40:29 AM |
hogdriver | $25.00 | 1/15/2012 9:42:46 AM |
yf99yz | $25.00 | 1/15/2012 3:50:30 PM |
moola-accelerator6 | $48.00 | 1/15/2012 6:11:10 PM |
five-star-note | $100.00 | 1/15/2012 12:47:19 PM |
Bcs-cnc | $25.00 | 1/15/2012 8:10:42 PM |
suave-dime6 | $25.00 | 1/15/2012 12:20:46 PM |
chererat | $100.00 | 1/15/2012 7:59:56 PM |
exchange-squirrel | $100.00 | 1/15/2012 12:30:24 PM |
Dubbs360 | $100.00 | 1/15/2012 10:02:00 PM |
DoctorJoe | $30.00 | 1/16/2012 4:26:36 AM |
Tikibarman | $50.00 | 1/16/2012 5:13:49 AM |
judson | $25.00 | 1/15/2012 3:42:57 PM |
best-hope-goat | $25.00 | 1/16/2012 6:35:12 AM |
dinero-path5 | $25.00 | 1/16/2012 6:43:02 AM |
dime-hot-rod7 | $50.00 | 1/15/2012 6:38:45 PM |
the-magnetic-transaction | $50.00 | 1/15/2012 7:38:24 PM |
FinanceEngine | $45.00 | 1/15/2012 8:24:01 PM |
Phatt-Daddy | $50.00 | 1/16/2012 3:45:53 AM |
jenkincb00 | $100.00 | 1/16/2012 6:15:37 AM |
MoneyForNothing | $105.60 | 1/13/2012 9:07:10 AM |
NekHoldings | $25.00 | 1/13/2012 9:10:50 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:33 AM |
pirahna125 | $25.00 | 1/13/2012 9:11:54 AM |
platinum-boss2 | $25.00 | 1/13/2012 9:13:08 AM |
five-star-note | $50.00 | 1/13/2012 9:17:01 AM |
loanman2007 | $25.00 | 1/13/2012 9:14:55 AM |
LittleMingo | $40.00 | 1/13/2012 9:04:08 AM |
AndChicksforFree | $25.00 | 1/13/2012 9:25:11 AM |
enriching-dollar1 | $100.00 | 1/13/2012 9:37:12 AM |
cattlebaron | $25.00 | 1/13/2012 9:46:59 AM |
twjh | $50.05 | 1/13/2012 9:48:33 AM |
downtownfarm | $25.00 | 1/13/2012 9:50:51 AM |
silvercertificate | $25.00 | 1/13/2012 4:14:52 PM |
susurrus | $50.00 | 1/13/2012 12:33:25 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:11 PM |
Oakland | $50.00 | 1/13/2012 5:58:54 PM |
sturdy-fairness0 | $50.00 | 1/13/2012 5:25:43 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:09 PM |
mrreynol | $25.00 | 1/14/2012 10:08:05 AM |
FinanciallySavvyMom | $35.00 | 1/14/2012 8:23:43 AM |
repayment-hawk5 | $25.00 | 1/14/2012 8:32:49 AM |
genius520 | $50.00 | 1/14/2012 12:13:45 PM |
friendship9 | $25.00 | 1/14/2012 1:33:28 PM |
friendly-worth3 | $51.84 | 1/14/2012 1:37:25 PM |
ddog0224 | $100.00 | 1/14/2012 3:36:09 PM |
sensible-fund | $25.00 | 1/14/2012 3:03:15 PM |
Lo0se_mo0se | $25.00 | 1/14/2012 9:29:30 PM |
promise2 | $34.29 | 1/14/2012 3:13:59 PM |
fund-dragster | $50.00 | 1/14/2012 5:05:23 PM |
investment-comet | $25.00 | 1/14/2012 5:08:35 PM |
green-transaction-charmer | $46.32 | 1/15/2012 10:00:45 AM |
order-supernova6 | $50.00 | 1/14/2012 9:52:36 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:59 AM |
payment-chief9 | $50.00 | 1/15/2012 4:05:34 PM |
processor115 | $25.00 | 1/15/2012 12:34:15 PM |
orearella3 | $25.00 | 1/15/2012 12:37:33 PM |
dime-sprout | $25.00 | 1/15/2012 12:38:59 PM |
boo_hoo | $50.00 | 1/15/2012 1:11:44 PM |
fascinating-social422 | $100.00 | 1/16/2012 3:59:23 AM |
Cluvnupe06 | $25.00 | 1/16/2012 4:14:16 AM |
spiritual-compassion3-16 | $25.00 | 1/15/2012 7:01:56 PM |
dsnybnd | $25.00 | 1/15/2012 8:10:19 PM |
The-Helper | $15.16 | 1/16/2012 7:05:55 AM |
108 Investments
|
Borrower Payment Dependent Notes Series
551153
This series of Notes was issued and sold upon the funding of the borrower loan #59874, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $386.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 27y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,594 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pure-payment |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 26 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Sep-2009)
|
Principal balance:
| $531.91 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
IRS Payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $25.00 | 1/27/2012 5:32:49 PM |
platinum-czar | $50.00 | 1/27/2012 10:00:54 PM |
HeroSupport | $40.00 | 1/27/2012 5:02:24 PM |
halothane_logic | $25.00 | 1/27/2012 5:13:21 PM |
janeybooboo | $64.07 | 1/27/2012 5:38:00 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:06 PM |
acarnegie | $25.00 | 1/27/2012 5:19:48 PM |
trumpeter5 | $25.00 | 1/27/2012 5:44:35 PM |
sturdy-fairness0 | $100.00 | 1/27/2012 5:23:20 PM |
LawyerLoan | $25.00 | 1/27/2012 5:18:12 PM |
enticing-capital6 | $50.00 | 1/27/2012 5:21:40 PM |
sensible-fund | $25.00 | 1/27/2012 6:51:22 PM |
virtuous-repayment | $25.00 | 1/27/2012 5:37:20 PM |
kenji4861 | $25.00 | 1/27/2012 5:38:51 PM |
enthusiastic-balance5 | $100.00 | 1/27/2012 8:02:15 PM |
rolltide09 | $50.00 | 1/27/2012 5:46:50 PM |
pierrelasvegas | $25.00 | 1/27/2012 6:19:25 PM |
responsive-value4 | $26.00 | 1/28/2012 4:24:52 AM |
halothane_logic | $900.00 | 1/28/2012 5:37:25 AM |
indomitable-benjamins5 | $25.00 | 1/27/2012 7:55:46 PM |
thrifty-transaction578 | $25.00 | 1/27/2012 8:46:00 PM |
creditjunky | $125.00 | 1/27/2012 8:10:15 PM |
USMC0311 | $25.00 | 1/27/2012 10:35:55 PM |
Socorro_Capital_Partners | $25.01 | 1/27/2012 9:16:33 PM |
blackstar | $25.00 | 1/28/2012 4:02:21 AM |
felicity-contributor3 | $50.00 | 1/28/2012 8:23:45 AM |
unflappable-bonus3 | $100.00 | 1/28/2012 8:36:52 AM |
elfincove | $25.00 | 1/28/2012 6:39:13 AM |
Leshan | $50.00 | 1/28/2012 9:20:55 AM |
enthralling-investment | $25.00 | 1/28/2012 8:12:09 AM |
Tiggerkitti | $25.00 | 1/28/2012 8:55:41 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:17:39 AM |
Henrylin | $25.00 | 1/28/2012 11:31:39 AM |
johngaltline | $25.00 | 1/28/2012 12:11:42 PM |
kevin314 | $25.00 | 1/28/2012 12:14:45 PM |
selector568 | $300.00 | 1/28/2012 12:15:27 PM |
indomitable-coin | $25.00 | 1/28/2012 12:23:15 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:26 PM |
squarebob | $25.00 | 1/28/2012 12:38:18 PM |
thankful-nickel2 | $25.00 | 1/28/2012 12:59:37 PM |
Tylerh | $250.00 | 1/28/2012 1:00:42 PM |
vtrentster | $25.00 | 1/28/2012 3:12:44 PM |
atllender | $50.00 | 1/28/2012 3:13:59 PM |
exchange-squirrel | $100.00 | 1/28/2012 7:28:40 PM |
abundant-power | $25.00 | 1/28/2012 5:12:00 PM |
feiandasun | $25.00 | 1/28/2012 9:15:02 PM |
immaculate-compassion8 | $25.00 | 1/28/2012 8:47:06 PM |
DrMoneyBags | $50.00 | 1/29/2012 1:47:46 AM |
akakii | $43.22 | 1/29/2012 2:53:40 AM |
TR-S2K | $25.00 | 1/28/2012 11:20:30 PM |
idojudo123 | $25.00 | 1/29/2012 3:53:52 AM |
adir1 | $25.00 | 1/29/2012 12:44:55 AM |
aggresive-wampum0 | $40.00 | 1/29/2012 1:26:08 AM |
Winger | $40.00 | 1/29/2012 4:38:21 AM |
Bank42 | $25.70 | 1/29/2012 4:53:26 AM |
basis-mate7 | $25.00 | 1/29/2012 5:26:32 AM |
LateOneNight | $50.00 | 1/29/2012 6:45:27 AM |
TechieLender | $50.00 | 1/29/2012 6:30:42 AM |
power-persimmon5 | $50.00 | 1/29/2012 7:37:41 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:13 AM |
Traal | $25.00 | 1/29/2012 8:40:23 AM |
SFMutual | $100.00 | 1/29/2012 10:16:57 AM |
Melrosian | $60.00 | 1/29/2012 9:53:32 AM |
mckhbnpc | $50.00 | 1/29/2012 10:13:49 AM |
jescowa | $50.00 | 1/29/2012 10:51:32 AM |
leverage-monger | $25.45 | 1/29/2012 11:02:38 AM |
850 | $50.00 | 1/29/2012 10:41:57 AM |
guard327 | $50.00 | 1/29/2012 11:23:19 AM |
deal-goliath4 | $500.00 | 1/29/2012 11:12:18 AM |
Peacepower | $25.00 | 1/29/2012 12:03:02 PM |
oaktown11 | $25.00 | 1/29/2012 12:21:07 PM |
houli123 | $25.00 | 1/29/2012 12:32:41 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:58 PM |
rubenp417 | $39.36 | 1/29/2012 12:54:19 PM |
Buenaventura | $25.00 | 1/29/2012 1:05:56 PM |
loaninvesting | $25.00 | 1/29/2012 1:30:26 PM |
organic-treasure | $25.24 | 1/29/2012 2:31:26 PM |
sassykatty | $50.00 | 1/29/2012 2:47:29 PM |
powerlifter275 | $25.00 | 1/29/2012 3:23:32 PM |
BOZO88 | $25.00 | 1/29/2012 4:25:43 PM |
fishintime | $100.00 | 1/29/2012 4:41:56 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:08 PM |
pphantom | $50.00 | 1/29/2012 5:28:27 PM |
JuneF | $100.00 | 1/29/2012 6:57:32 PM |
radforj22 | $38.48 | 1/29/2012 7:50:38 PM |
wealth-tulip4 | $25.00 | 1/29/2012 10:03:48 PM |
snazzet | $25.00 | 1/29/2012 10:42:35 PM |
the-deal-socrates | $50.00 | 1/29/2012 8:03:35 PM |
worth-excellence4 | $25.00 | 1/29/2012 9:06:54 PM |
cardelt | $28.33 | 1/29/2012 11:25:55 PM |
grallu | $50.00 | 1/30/2012 6:20:49 AM |
EJPiper | $25.00 | 1/30/2012 5:45:50 AM |
droryikra | $35.58 | 1/30/2012 4:18:48 AM |
mvpvapi | $50.00 | 1/30/2012 6:37:50 AM |
Zolton | $300.00 | 1/30/2012 6:27:05 AM |
buffalobills | $25.00 | 1/30/2012 7:05:20 AM |
return-enthusiast1 | $25.00 | 1/30/2012 7:23:17 AM |
mickeyroi | $25.00 | 1/30/2012 8:03:12 AM |
AaronL | $25.00 | 1/30/2012 8:51:24 AM |
dada287 | $100.00 | 1/30/2012 8:49:29 AM |
orange-respectful-camaraderi | $25.00 | 1/30/2012 8:55:08 AM |
awwaww | $25.00 | 1/30/2012 9:09:32 AM |
enriching-dollar1 | $100.00 | 1/30/2012 9:19:42 AM |
downtownfarm | $25.00 | 1/30/2012 9:23:05 AM |
Index_Plus | $6,129.50 | 1/30/2012 9:25:26 AM |
MoneyForNothing | $25.00 | 1/27/2012 5:01:05 PM |
Feyenoord | $30.00 | 1/27/2012 5:24:36 PM |
grnii78 | $100.00 | 1/28/2012 7:26:01 AM |
a- | $25.00 | 1/27/2012 5:07:32 PM |
rupee-equation2 | $25.00 | 1/27/2012 5:23:02 PM |
Harry | $50.00 | 1/27/2012 5:26:47 PM |
Dubbs360 | $25.00 | 1/27/2012 5:09:15 PM |
vinayski | $25.00 | 1/27/2012 5:24:20 PM |
investment-artist | $36.01 | 1/27/2012 5:29:58 PM |
lenderRXT | $100.00 | 1/27/2012 5:33:34 PM |
A4 | $25.00 | 1/27/2012 5:49:51 PM |
abnvette | $30.00 | 1/28/2012 4:17:55 AM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:30 PM |
chameleon125 | $50.00 | 1/28/2012 6:03:44 AM |
lendacity | $50.00 | 1/28/2012 4:39:32 AM |
value-searcher3 | $50.00 | 1/28/2012 4:45:43 AM |
helpinghand105 | $25.00 | 1/28/2012 6:54:40 AM |
corndog4000 | $50.00 | 1/28/2012 9:55:02 AM |
vutah | $25.00 | 1/28/2012 10:19:04 AM |
ryan6853 | $25.00 | 1/28/2012 10:38:24 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:47 AM |
AFairDeal | $25.00 | 1/28/2012 12:14:57 PM |
dime-sprout | $25.00 | 1/28/2012 12:18:12 PM |
DDPrime | $50.00 | 1/28/2012 12:23:59 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:48 PM |
subtle-revenue0 | $25.00 | 1/28/2012 12:51:09 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:37 PM |
silver-buckeye | $25.00 | 1/28/2012 1:21:57 PM |
reflective-gain | $25.00 | 1/28/2012 1:27:35 PM |
reward-excellency1 | $25.00 | 1/28/2012 2:17:25 PM |
Mo_64 | $50.00 | 1/28/2012 7:28:26 PM |
ddog0224 | $50.00 | 1/28/2012 4:52:36 PM |
reflective-ore3 | $25.00 | 1/28/2012 5:08:20 PM |
coin-lesson3 | $127.35 | 1/28/2012 5:35:36 PM |
undaunted-loan8 | $50.00 | 1/28/2012 5:49:20 PM |
newest-coin-frog | $100.00 | 1/28/2012 8:29:29 PM |
azarael | $25.00 | 1/28/2012 8:40:41 PM |
shellback13 | $71.56 | 1/28/2012 7:16:49 PM |
sanjubab | $25.00 | 1/28/2012 7:25:41 PM |
DreDub | $50.00 | 1/28/2012 8:52:38 PM |
first-serene-credit | $25.00 | 1/28/2012 9:30:28 PM |
julijask | $30.00 | 1/28/2012 10:15:17 PM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:30 AM |
FoosMaster | $30.00 | 1/29/2012 12:16:32 AM |
red-transaction-omatic | $400.00 | 1/29/2012 4:25:36 AM |
sunny-dough9 | $200.00 | 1/29/2012 1:22:19 AM |
Cash4U2also | $100.00 | 1/29/2012 1:25:59 AM |
Cjdj | $51.00 | 1/29/2012 1:42:31 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:20 AM |
speyer | $25.00 | 1/29/2012 5:30:28 AM |
skiingawfs | $50.00 | 1/29/2012 5:20:42 AM |
bansir | $25.00 | 1/29/2012 6:02:35 AM |
contract-student2 | $50.00 | 1/29/2012 6:28:11 AM |
Dan65 | $25.00 | 1/29/2012 7:47:29 AM |
exact-gold2 | $25.00 | 1/29/2012 7:25:14 AM |
economy-trader3 | $25.00 | 1/29/2012 7:13:17 AM |
octoberfresh | $25.00 | 1/29/2012 7:40:46 AM |
taco798 | $30.00 | 1/29/2012 7:50:07 AM |
suave-dollar | $25.00 | 1/29/2012 8:19:41 AM |
Justbiz | $50.00 | 1/29/2012 8:59:15 AM |
wise-silver-wonder | $25.00 | 1/29/2012 9:49:17 AM |
bigbryan98 | $25.00 | 1/29/2012 10:25:14 AM |
truth-crusader7 | $50.00 | 1/29/2012 11:02:48 AM |
rajs | $143.14 | 1/29/2012 10:12:36 AM |
icontender | $50.00 | 1/29/2012 11:23:33 AM |
compassionate-fairness6 | $25.00 | 1/29/2012 11:26:10 AM |
cvfriend | $25.00 | 1/29/2012 11:49:55 AM |
AGSLending | $25.00 | 1/29/2012 11:39:31 AM |
Holden-Caulfield | $25.00 | 1/29/2012 12:38:48 PM |
brightest-riveting-order | $25.00 | 1/29/2012 1:22:00 PM |
supersarah61 | $50.00 | 1/29/2012 2:36:22 PM |
Casimir | $25.00 | 1/29/2012 2:05:11 PM |
Spadgaon | $50.00 | 1/29/2012 1:42:31 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:23 PM |
r48 | $25.00 | 1/29/2012 5:01:09 PM |
medman | $25.00 | 1/29/2012 6:19:27 PM |
dg5803 | $25.00 | 1/29/2012 7:51:20 PM |
upperdeck | $25.00 | 1/29/2012 6:49:01 PM |
pure-loyalty6 | $25.00 | 1/29/2012 8:40:01 PM |
investorrr | $50.00 | 1/29/2012 8:44:04 PM |
Earnest_Money | $25.00 | 1/29/2012 8:21:16 PM |
s270 | $25.00 | 1/29/2012 7:35:55 PM |
blue-greenback-saver | $100.00 | 1/30/2012 3:59:25 AM |
Gordon_Gekko1 | $25.00 | 1/29/2012 9:38:11 PM |
hope-hickory8 | $25.00 | 1/30/2012 5:32:07 AM |
Mrs-Honeydew | $25.00 | 1/30/2012 4:06:27 AM |
lespaul | $55.00 | 1/30/2012 6:39:47 AM |
lolalovespico | $30.00 | 1/30/2012 6:47:47 AM |
Gamblor | $150.00 | 1/30/2012 7:30:13 AM |
bigballer105 | $100.00 | 1/30/2012 7:33:00 AM |
dignified-finance | $50.00 | 1/30/2012 7:41:02 AM |
bill-expert | $50.00 | 1/30/2012 8:59:43 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:43 AM |
vfernandez1973 | $25.00 | 1/30/2012 9:12:14 AM |
ssgt95068 | $25.00 | 1/30/2012 9:17:57 AM |
rogue_monster | $50.00 | 1/30/2012 9:21:44 AM |
201 Investments
|
Borrower Payment Dependent Notes Series
551199
This series of Notes was issued and sold upon the funding of the borrower loan #59375, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1979 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
8 | Length of status: | 6y 8m |
Amount delinquent:
| $3,232 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,713 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| ethical-camaraderi5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to...UNEXPECTED/ EMERGENCIES SAVINGS
My financial situation: GOOD
I am a good candidate for this loan because... I'M A PERSON WITH INTEGRITY AND STABLE
Monthly net income: $2,200.00
Monthly expenses: $75
Housing: $0
Insurance: $35
Car expenses: $0
Utilities: $45
Phone, cable, internet: $25.00
Food, entertainment: $45
Clothing, household expenses: 20.00
Credit cards and other loans: $50.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ltschetter | $25.00 | 1/14/2012 8:01:30 AM |
rate-sceptre | $25.00 | 1/14/2012 5:35:46 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:49 PM |
kind-credit-bear | $25.00 | 1/23/2012 5:35:48 PM |
Index_Plus | $3,750.00 | 1/23/2012 9:37:06 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:29 PM |
csakhil | $25.00 | 1/18/2012 1:28:08 PM |
productive-note2 | $100.00 | 1/23/2012 9:39:59 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
551217
This series of Notes was issued and sold upon the funding of the borrower loan #59279, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| tenacious-pound4 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jb1
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/15/2012 1:29:54 PM |
melodious-openness | $1,000.00 | 1/16/2012 4:42:46 AM |
kind-credit-bear | $25.00 | 1/16/2012 2:17:01 PM |
jns48 | $25.00 | 1/17/2012 9:10:45 AM |
quest0 | $25.00 | 1/17/2012 8:34:31 AM |
surfhoss644 | $25.00 | 1/17/2012 11:43:22 AM |
Ruckus888 | $25.00 | 1/17/2012 4:04:45 PM |
Dubbs360 | $25.00 | 1/18/2012 9:40:42 AM |
Raider_Fan | $25.00 | 1/18/2012 5:14:08 PM |
admirable-wealth | $44.43 | 1/18/2012 5:23:30 PM |
the-hope-workhorse | $100.00 | 1/18/2012 5:30:18 PM |
green-rate-futurist | $25.00 | 1/18/2012 6:02:05 PM |
pyungpyung | $25.00 | 1/19/2012 3:59:34 AM |
340 | $25.00 | 1/19/2012 9:06:11 AM |
droopie1 | $25.00 | 1/19/2012 12:09:27 AM |
first-compassion-oak | $30.00 | 1/19/2012 10:20:24 AM |
JoePaNation | $50.00 | 1/19/2012 3:37:01 PM |
Longfellow20011 | $25.00 | 1/20/2012 7:40:16 AM |
ASuperJohn | $150.00 | 1/19/2012 8:26:51 PM |
oxnard | $50.00 | 1/20/2012 2:28:43 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:24 AM |
totommb | $66.02 | 1/21/2012 2:35:15 PM |
sentimental-pound4 | $50.00 | 1/22/2012 7:50:08 AM |
gtrplayer | $25.00 | 1/21/2012 9:56:09 PM |
amusement4 | $100.00 | 1/21/2012 10:11:28 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:23 AM |
kulender | $50.00 | 1/22/2012 9:41:06 AM |
life-is-great | $25.00 | 1/22/2012 12:25:18 PM |
Index_Plus | $1,169.55 | 1/22/2012 2:19:27 PM |
bubb_hans | $50.00 | 1/15/2012 12:25:25 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:31 PM |
csakhil | $25.00 | 1/18/2012 1:28:17 PM |
RoccoLoan | $50.00 | 1/18/2012 2:55:42 PM |
scoobiedoo | $25.00 | 1/18/2012 11:34:07 AM |
green-rapid-openness | $100.00 | 1/18/2012 11:48:10 AM |
money-baron-roth-IRA | $25.00 | 1/18/2012 4:41:00 PM |
euro-spark | $25.00 | 1/18/2012 5:01:30 PM |
ddog0224 | $25.00 | 1/19/2012 6:45:04 AM |
dano1965 | $25.00 | 1/19/2012 8:31:25 AM |
productive-note2 | $100.00 | 1/19/2012 6:29:45 PM |
orearella3 | $25.00 | 1/20/2012 9:49:28 AM |
engrossing-responsibility0 | $50.00 | 1/21/2012 12:49:35 PM |
dime-explosion | $50.00 | 1/21/2012 4:01:01 PM |
Bob450 | $25.00 | 1/21/2012 3:09:52 PM |
asset-trajectory | $25.00 | 1/21/2012 11:51:24 PM |
generosity-poem2 | $40.00 | 1/22/2012 11:56:32 AM |
Spartamare | $25.00 | 1/22/2012 1:07:00 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
551257
This series of Notes was issued and sold upon the funding of the borrower loan #59337, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $349.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Pilot - Private/Com... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $72,117 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leader644 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to...consolidate
My financial situation:
I am a good candidate for this loan because...Great track record, never late, I have never defaulted on any debt ever.
Monthly net income: $8600
Monthly expenses: $
Housing: $2400
Insurance: $1200
Car expenses: $600
Utilities: $220
Phone, cable, internet: $180
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $1200
Other expenses: $1265
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $27.96 | 1/13/2012 5:02:21 PM |
MatthewDP | $150.00 | 1/13/2012 5:21:28 PM |
hitsman | $50.00 | 1/13/2012 5:16:32 PM |
economy-coup | $50.00 | 1/13/2012 5:27:42 PM |
yf99yz | $25.00 | 1/13/2012 5:34:31 PM |
janeybooboo | $50.00 | 1/13/2012 6:13:10 PM |
nimble-revenue5 | $50.00 | 1/13/2012 5:09:43 PM |
Harry | $50.00 | 1/13/2012 6:38:36 PM |
zeeexsixare | $25.00 | 1/14/2012 7:47:30 AM |
investment-artist | $25.00 | 1/14/2012 9:18:00 AM |
penny-surgeon | $25.00 | 1/14/2012 10:54:20 AM |
greenback-seagull2 | $50.00 | 1/14/2012 12:34:02 PM |
loss-of-control | $75.00 | 1/14/2012 6:38:56 PM |
sensible-fund | $25.00 | 1/16/2012 5:28:35 AM |
integrity-american | $25.00 | 1/16/2012 8:44:17 PM |
A4 | $25.00 | 1/17/2012 5:42:46 PM |
wildanne | $100.00 | 1/17/2012 5:49:54 PM |
csakhil | $25.00 | 1/18/2012 1:28:09 PM |
Weaverville | $25.00 | 1/18/2012 10:48:58 AM |
kulender | $50.00 | 1/20/2012 6:15:07 AM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:45 PM |
Redmond | $25.00 | 1/20/2012 2:55:41 PM |
WilliamLeeSims | $25.00 | 1/20/2012 5:21:56 PM |
irrelevant | $50.00 | 1/20/2012 6:05:18 PM |
velocity-pear | $25.00 | 1/20/2012 5:41:49 PM |
Tylerh | $250.00 | 1/20/2012 5:10:26 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:45 PM |
the-hope-workhorse | $200.00 | 1/21/2012 9:28:57 AM |
Domgabriel | $30.00 | 1/21/2012 5:57:10 AM |
proud-pound4 | $25.00 | 1/21/2012 12:05:36 PM |
Maetryx | $25.00 | 1/21/2012 8:37:59 AM |
Educatedmike | $25.00 | 1/21/2012 12:14:31 PM |
money-bauble | $100.00 | 1/21/2012 12:10:19 PM |
happy-return4 | $25.00 | 1/21/2012 12:55:10 PM |
protector734 | $100.00 | 1/21/2012 1:34:34 PM |
magnitude787 | $30.00 | 1/21/2012 12:20:08 PM |
factcheck | $31.98 | 1/21/2012 12:46:58 PM |
bazaar-festivity | $25.00 | 1/21/2012 12:54:18 PM |
SimpleChoice | $25.00 | 1/22/2012 7:20:00 AM |
enthusiastic-point | $25.00 | 1/22/2012 7:31:41 AM |
finance-prescription | $100.00 | 1/22/2012 12:36:12 PM |
rss197 | $25.00 | 1/22/2012 12:16:38 PM |
life-is-great | $25.00 | 1/22/2012 12:25:18 PM |
bnlforever | $25.00 | 1/22/2012 12:25:53 PM |
Index_Plus | $5,855.06 | 1/22/2012 2:36:29 PM |
reward-adventure | $50.00 | 1/22/2012 12:15:51 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:23 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:41:19 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:45 PM |
Bank_Of_XL | $25.00 | 1/13/2012 5:54:20 PM |
vutah | $35.00 | 1/13/2012 6:25:52 PM |
Investor_DP | $100.00 | 1/13/2012 5:23:26 PM |
reflective-rupee | $25.00 | 1/13/2012 10:03:58 PM |
Feyenoord | $30.00 | 1/13/2012 10:19:57 PM |
nex | $25.00 | 1/16/2012 9:32:31 AM |
Basset_Hound_Investments | $25.00 | 1/17/2012 8:57:48 PM |
well-mannered-income3 | $60.00 | 1/18/2012 1:51:48 PM |
tech310 | $50.00 | 1/18/2012 7:47:01 PM |
kevin314 | $25.00 | 1/19/2012 11:18:31 PM |
heavenly-interest9 | $600.00 | 1/20/2012 9:07:53 AM |
genius520 | $50.00 | 1/20/2012 5:36:37 PM |
cash-hyperdrive0 | $100.00 | 1/20/2012 5:38:39 PM |
toblerone | $25.00 | 1/20/2012 5:13:01 PM |
asset-professor | $25.00 | 1/20/2012 5:22:11 PM |
ideal-platinum1 | $25.00 | 1/20/2012 5:38:00 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:52 AM |
new-intuitive-dime | $25.00 | 1/21/2012 12:24:00 PM |
orange-preeminant-bill | $25.00 | 1/21/2012 12:39:23 PM |
principal-cooker2 | $100.00 | 1/21/2012 12:48:19 PM |
Comoparklender | $25.00 | 1/21/2012 12:44:45 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:19 PM |
dynamic-platinum | $25.00 | 1/22/2012 3:13:22 AM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:47:07 PM |
fortheteam662 | $25.00 | 1/22/2012 12:31:40 PM |
edaguy | $50.00 | 1/22/2012 12:06:54 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:36 PM |
Hambone1111 | $25.00 | 1/22/2012 12:23:13 PM |
BxRealtor | $25.00 | 1/22/2012 12:40:44 PM |
benefit-prescription6 | $100.00 | 1/22/2012 12:41:09 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
551271
This series of Notes was issued and sold upon the funding of the borrower loan #59159, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $74.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 13y 9m |
Amount delinquent:
| $40 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,325 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| industrious-revenue498 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
arnsuz
Purpose of loan:
This loan will be used to...
Dental:
I am a good candidate for this loan because...
Monthly net income: $7500.00
Monthly expenses: $4500.00
Housing: $795.00
Insurance: $350.es: $800.00
Utilities: $148.00
Phone, cable, internet: $160.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/13/2012 5:09:43 PM |
worthy-bid8 | $50.00 | 1/13/2012 5:20:18 PM |
Milonguero | $100.00 | 1/13/2012 5:15:13 PM |
caper945 | $100.00 | 1/13/2012 5:17:20 PM |
vutah | $35.00 | 1/13/2012 5:20:09 PM |
Investor_DP | $100.00 | 1/13/2012 5:23:27 PM |
vine99 | $50.00 | 1/13/2012 7:28:56 PM |
economy-coup | $50.00 | 1/13/2012 5:27:42 PM |
weiyinsan | $40.00 | 1/13/2012 10:19:27 PM |
emergencyMD | $100.00 | 1/14/2012 8:53:04 AM |
wwwUniversal | $25.00 | 1/14/2012 12:20:14 PM |
goodhearted-basis4 | $25.00 | 1/14/2012 9:08:32 AM |
orearella3 | $25.00 | 1/14/2012 12:32:27 PM |
sensible-fund | $25.00 | 1/14/2012 3:06:11 PM |
scho0590 | $61.13 | 1/14/2012 2:24:40 PM |
EretzCapital | $25.00 | 1/14/2012 6:58:55 PM |
natural-greenback6 | $25.00 | 1/14/2012 9:17:30 PM |
KCEnterprises | $25.00 | 1/14/2012 11:09:13 PM |
the-deal-socrates | $25.00 | 1/14/2012 3:06:08 PM |
klemer | $25.00 | 1/14/2012 3:50:56 PM |
Bob450 | $25.00 | 1/14/2012 3:59:22 PM |
SudianX | $46.68 | 1/14/2012 5:35:57 PM |
loyalist1 | $100.00 | 1/14/2012 9:07:46 PM |
twjh | $25.00 | 1/15/2012 4:32:07 AM |
4mydaughterseducation | $42.00 | 1/15/2012 5:43:02 AM |
olin5 | $0.19 | 1/15/2012 9:23:21 AM |
LuvToLend | $25.00 | 1/13/2012 5:08:54 PM |
SolarMoonshine | $25.00 | 1/13/2012 5:32:55 PM |
hitsman | $50.00 | 1/13/2012 5:16:33 PM |
Harry | $50.00 | 1/13/2012 6:38:37 PM |
Weaverville | $25.00 | 1/13/2012 9:27:49 PM |
all_of_that_one | $25.00 | 1/14/2012 7:57:47 AM |
wealth-renaissance5 | $25.00 | 1/14/2012 10:23:42 AM |
orange-impartial-asset | $25.00 | 1/14/2012 10:46:36 AM |
selector568 | $300.00 | 1/14/2012 12:13:02 PM |
janeybooboo | $75.00 | 1/14/2012 12:58:17 PM |
processor115 | $25.00 | 1/14/2012 12:54:03 PM |
boots682 | $25.00 | 1/14/2012 3:30:57 PM |
intrepid-loot | $25.00 | 1/14/2012 8:26:04 PM |
friendinmoney | $25.00 | 1/14/2012 3:54:52 PM |
orgy63 | $25.00 | 1/14/2012 4:49:43 PM |
shrewd-deal | $50.00 | 1/14/2012 8:27:43 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
551291
This series of Notes was issued and sold upon the funding of the borrower loan #59535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $645.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,008 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| wonderful-credit7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical and Credit Debt Elimination
Purpose of loan:
This loan will be used to consolidate current debt under a lower interest rate. This will allow me to pay off the balance and save more money at an accelerated rate.
My financial situation:
I am a good candidate for this loan because my credit has been in excellent standing for the life of my credit history and I have always used credit responsibly. Moreover, I have done an excellent job managing my debts which were created mainly through the pursuit of my advance degree, paying fees associated with medical services not covered by health plan and covering emergency costs such as car repairs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $32.63 | 1/13/2012 5:02:21 PM |
hitsman | $50.00 | 1/13/2012 5:16:36 PM |
indomitable-coin | $25.00 | 1/13/2012 5:31:43 PM |
rupee-equation2 | $25.00 | 1/13/2012 5:39:26 PM |
downtownfarm | $25.00 | 1/13/2012 5:41:01 PM |
Harry | $50.00 | 1/13/2012 6:39:12 PM |
enriching-dollar1 | $100.00 | 1/13/2012 5:39:36 PM |
blot44 | $25.00 | 1/14/2012 7:08:10 AM |
leodaguy | $100.00 | 1/14/2012 7:50:15 AM |
BxRealtor | $25.00 | 1/14/2012 12:59:55 PM |
Tylerh | $250.00 | 1/15/2012 12:17:37 PM |
rdrloan | $50.00 | 1/16/2012 12:06:23 PM |
selector568 | $300.00 | 1/16/2012 5:34:39 PM |
successful-agreement7 | $100.00 | 1/16/2012 5:35:38 PM |
Uncle_Scrooge | $50.00 | 1/16/2012 5:17:22 PM |
E_G | $50.00 | 1/16/2012 5:34:36 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:18 PM |
csakhil | $25.00 | 1/18/2012 1:28:10 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:42 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:22 PM |
top-courteous-peso | $75.00 | 1/19/2012 9:38:13 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:10 AM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:42 PM |
kevin314 | $50.00 | 1/19/2012 11:19:30 PM |
oxnard | $50.00 | 1/20/2012 2:28:42 PM |
Redmond | $25.00 | 1/20/2012 2:55:41 PM |
themoneydoctor | $200.00 | 1/20/2012 3:41:16 PM |
enthralling-investment | $25.00 | 1/21/2012 12:49:02 PM |
repayment-hawk5 | $25.00 | 1/22/2012 9:15:03 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:52 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:46 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:38 AM |
p2ploan-embrace6 | $100.00 | 1/23/2012 9:23:43 AM |
miked8303 | $50.00 | 1/23/2012 9:41:26 AM |
harty | $50.00 | 1/23/2012 12:37:58 PM |
klinebarger | $25.00 | 1/24/2012 9:03:21 AM |
w3alter | $50.00 | 1/24/2012 9:45:20 AM |
minista | $25.00 | 1/24/2012 9:21:21 AM |
HamachiMan | $38.00 | 1/24/2012 9:35:57 AM |
iaffy | $25.00 | 1/24/2012 9:38:09 AM |
drkosh | $25.00 | 1/24/2012 9:40:38 AM |
WalnutCreekguy | $100.00 | 1/24/2012 9:44:56 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:41 AM |
Tradesmanlender | $25.00 | 1/24/2012 9:47:49 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:23 AM |
value-travels | $25.00 | 1/24/2012 2:30:37 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:50 PM |
inspiring-payout5 | $25.00 | 1/24/2012 5:40:24 PM |
Banker7371 | $25.00 | 1/24/2012 5:17:22 PM |
loan-hacker | $25.00 | 1/24/2012 5:40:50 PM |
income-banjo | $25.00 | 1/24/2012 5:19:02 PM |
rate-mogul | $50.00 | 1/24/2012 5:44:03 PM |
hard-working-rate3 | $100.00 | 1/24/2012 5:46:50 PM |
the-bright-velocity | $25.00 | 1/24/2012 5:48:25 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:53 PM |
Rdodson11 | $25.00 | 1/24/2012 5:50:33 PM |
Macinvest | $25.00 | 1/24/2012 5:52:02 PM |
Dawags1 | $25.00 | 1/24/2012 5:52:07 PM |
dood2112 | $25.00 | 1/24/2012 5:56:18 PM |
IP | $25.00 | 1/24/2012 5:56:54 PM |
maven2 | $25.00 | 1/24/2012 5:57:04 PM |
subtle-revenue0 | $25.00 | 1/24/2012 5:57:55 PM |
Corellia | $50.00 | 1/24/2012 5:34:27 PM |
iwantmore | $25.00 | 1/24/2012 5:58:57 PM |
bold-yield-rumbler | $25.00 | 1/24/2012 5:59:24 PM |
eg192 | $25.00 | 1/24/2012 5:39:10 PM |
C_Mark | $50.00 | 1/24/2012 6:02:54 PM |
exact-loan5 | $50.00 | 1/24/2012 5:40:46 PM |
Queueball1 | $25.00 | 1/24/2012 5:41:09 PM |
buckeye9 | $25.00 | 1/24/2012 5:41:34 PM |
pleasant-basis | $25.00 | 1/24/2012 5:41:45 PM |
blissful-ore5 | $25.00 | 1/24/2012 5:43:42 PM |
duty-gusto6 | $75.00 | 1/24/2012 5:43:01 PM |
j2ee | $25.00 | 1/24/2012 5:44:37 PM |
nimble-penny1 | $25.00 | 1/24/2012 5:46:59 PM |
dinero-jujitsu | $25.00 | 1/24/2012 6:28:05 PM |
alge12 | $58.00 | 1/24/2012 5:49:12 PM |
flexible-return297 | $25.00 | 1/24/2012 5:49:28 PM |
dparkhom | $50.00 | 1/24/2012 5:49:49 PM |
dckpolo | $25.00 | 1/24/2012 5:49:04 PM |
jescowa | $50.00 | 1/24/2012 6:46:23 PM |
thrifty-affluence6 | $25.00 | 1/24/2012 5:50:35 PM |
precious-coin3 | $50.00 | 1/24/2012 5:50:58 PM |
don8ter | $50.00 | 1/24/2012 5:53:06 PM |
wealth-fields8 | $50.00 | 1/24/2012 5:56:11 PM |
Fearless_Lender | $25.00 | 1/24/2012 6:01:21 PM |
value-den | $25.00 | 1/24/2012 6:03:08 PM |
integrity-saver | $25.00 | 1/24/2012 6:03:43 PM |
FG9YTR | $25.00 | 1/24/2012 6:04:09 PM |
orindalender | $26.00 | 1/24/2012 6:00:18 PM |
Chutney | $25.00 | 1/24/2012 6:01:55 PM |
green-moola-platoon | $25.00 | 1/24/2012 6:02:26 PM |
bchbum | $25.00 | 1/24/2012 6:05:00 PM |
innocent-loot | $25.00 | 1/24/2012 6:12:38 PM |
thaddeuscm | $25.00 | 1/24/2012 11:52:55 PM |
organized-payment6 | $50.00 | 1/25/2012 5:54:01 AM |
tenacious-payout | $25.00 | 1/24/2012 8:56:15 PM |
theprince | $50.00 | 1/24/2012 10:48:29 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:42 AM |
Florida67 | $50.00 | 1/25/2012 1:12:02 AM |
lion445 | $27.00 | 1/25/2012 3:40:34 AM |
jcttjg | $25.00 | 1/25/2012 4:19:49 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:22 AM |
GermanKid | $50.00 | 1/25/2012 4:44:44 AM |
droryikra | $25.00 | 1/25/2012 5:21:42 AM |
stollcm | $25.00 | 1/25/2012 5:28:20 AM |
fervent-currency5 | $25.00 | 1/25/2012 6:14:50 AM |
Ciphernetic | $25.00 | 1/25/2012 6:48:30 AM |
mathomas3 | $25.00 | 1/25/2012 9:05:22 AM |
Mageeker | $25.00 | 1/25/2012 7:51:59 AM |
worklessmakemore | $50.00 | 1/25/2012 7:40:26 AM |
larslfe | $25.00 | 1/25/2012 9:08:27 AM |
ManhattanLender | $25.00 | 1/25/2012 9:09:16 AM |
littlemonkey | $25.00 | 1/25/2012 9:10:04 AM |
timbob | $97.00 | 1/25/2012 9:10:10 AM |
Emgolda | $25.00 | 1/25/2012 9:10:31 AM |
enriching-trade2 | $50.00 | 1/25/2012 9:12:57 AM |
fair_rates | $25.00 | 1/25/2012 9:13:34 AM |
Warwick | $50.00 | 1/25/2012 9:14:18 AM |
tlp43 | $25.00 | 1/25/2012 9:14:23 AM |
funds-promiser | $50.00 | 1/25/2012 9:15:55 AM |
lifegrowth | $25.00 | 1/25/2012 9:16:26 AM |
holstj | $25.00 | 1/25/2012 9:16:44 AM |
kirat15 | $50.00 | 1/25/2012 8:48:59 AM |
kfi805 | $25.00 | 1/25/2012 9:23:13 AM |
hrubinst | $35.00 | 1/25/2012 9:05:48 AM |
seanvr33 | $25.00 | 1/25/2012 9:24:13 AM |
doncm | $45.00 | 1/25/2012 9:06:14 AM |
hayhelp | $25.00 | 1/25/2012 9:06:55 AM |
transparency-giant | $43.00 | 1/25/2012 9:27:27 AM |
Shoveldummy | $50.00 | 1/25/2012 9:08:19 AM |
gotyourgear | $29.00 | 1/25/2012 9:07:22 AM |
Railbird | $25.00 | 1/25/2012 9:28:32 AM |
moola-rose8 | $50.00 | 1/25/2012 9:29:47 AM |
EtaDuck | $25.00 | 1/25/2012 9:29:55 AM |
bid-papyrus | $25.00 | 1/25/2012 9:08:04 AM |
andyb9 | $25.00 | 1/25/2012 9:08:47 AM |
Millmanator | $25.00 | 1/25/2012 9:10:34 AM |
tsui517 | $29.00 | 1/25/2012 9:11:07 AM |
rain100 | $50.00 | 1/25/2012 9:11:30 AM |
diligent-leverage | $25.00 | 1/25/2012 9:09:58 AM |
Danfromnapa | $25.00 | 1/25/2012 9:12:49 AM |
deadbabyseal | $25.00 | 1/25/2012 9:30:54 AM |
MechEngineer | $25.00 | 1/25/2012 9:13:44 AM |
mosby | $25.00 | 1/25/2012 9:13:52 AM |
evnagelist | $25.00 | 1/25/2012 9:12:52 AM |
Yaout | $27.00 | 1/25/2012 9:14:34 AM |
gjh37 | $50.00 | 1/25/2012 9:18:15 AM |
PRGuyinVA | $25.00 | 1/25/2012 9:18:24 AM |
repayment-chef | $125.00 | 1/25/2012 9:17:59 AM |
the_winning_ticket | $203.00 | 1/25/2012 9:36:51 AM |
JKEnterprises | $25.00 | 1/25/2012 9:19:47 AM |
brazilofmux | $100.00 | 1/25/2012 9:22:24 AM |
loyalty-sherpa | $25.00 | 1/25/2012 9:22:38 AM |
hostbank | $100.00 | 1/25/2012 9:22:42 AM |
MARSTUN | $100.00 | 1/25/2012 9:38:42 AM |
first-repayment-magician | $40.00 | 1/25/2012 9:22:52 AM |
orange-courageous-dedication | $25.00 | 1/25/2012 9:23:17 AM |
mizount | $25.00 | 1/25/2012 9:39:25 AM |
best-marketologist | $25.00 | 1/25/2012 9:24:14 AM |
whitegold24k | $100.00 | 1/25/2012 9:22:01 AM |
diverse-felicity7 | $50.00 | 1/25/2012 9:39:45 AM |
slartibardfast | $25.00 | 1/25/2012 9:23:04 AM |
peace-pilot | $25.00 | 1/25/2012 9:24:24 AM |
Marathoner | $25.00 | 1/25/2012 9:26:41 AM |
wtrboy | $25.00 | 1/25/2012 9:25:04 AM |
kyomoon | $50.00 | 1/25/2012 9:27:06 AM |
gallant-economy9 | $50.00 | 1/25/2012 9:28:13 AM |
RockCrown | $25.00 | 1/25/2012 9:29:42 AM |
Floridagirl | $25.00 | 1/25/2012 9:30:45 AM |
freedomist | $25.00 | 1/25/2012 9:45:55 AM |
reinforced-marketplace3 | $250.00 | 1/25/2012 9:46:37 AM |
wise-bonus-honker | $25.00 | 1/25/2012 9:46:40 AM |
Rick21 | $25.00 | 1/25/2012 9:31:18 AM |
notabanker | $75.00 | 1/25/2012 9:47:55 AM |
power-companion7 | $75.00 | 1/25/2012 9:48:06 AM |
sugarhoof | $25.00 | 1/25/2012 9:34:17 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:30 AM |
leeball | $50.00 | 1/25/2012 9:52:31 AM |
papaman | $25.00 | 1/25/2012 9:40:27 AM |
adventurous-commerce | $25.00 | 1/25/2012 9:37:56 AM |
scottburger | $46.00 | 1/25/2012 9:37:59 AM |
ALVO | $50.00 | 1/25/2012 9:38:30 AM |
Sid-K | $25.00 | 1/25/2012 9:55:04 AM |
figs4u2 | $100.00 | 1/25/2012 9:39:39 AM |
skunkor2 | $26.00 | 1/25/2012 9:42:16 AM |
kind-asset-circuit | $50.00 | 1/25/2012 9:44:31 AM |
USCGC | $25.00 | 1/25/2012 10:00:22 AM |
rulender | $25.00 | 1/25/2012 9:48:29 AM |
TempHelp | $25.00 | 1/25/2012 9:49:25 AM |
get30inc | $26.00 | 1/25/2012 9:45:57 AM |
socrates520 | $33.00 | 1/25/2012 9:46:25 AM |
value-investor9 | $25.00 | 1/25/2012 10:04:34 AM |
persistent-loan | $25.00 | 1/25/2012 9:48:24 AM |
dfealk | $25.00 | 1/25/2012 10:06:15 AM |
vigorous-velocity | $200.00 | 1/25/2012 9:53:22 AM |
MadHun | $200.00 | 1/25/2012 9:53:23 AM |
economy-molecule3 | $500.00 | 1/25/2012 9:55:50 AM |
gracej | $25.00 | 1/25/2012 9:56:09 AM |
restech | $25.00 | 1/25/2012 9:57:30 AM |
sc91 | $25.00 | 1/25/2012 9:58:00 AM |
jengachamp | $25.00 | 1/25/2012 9:56:04 AM |
bigtag | $30.00 | 1/25/2012 9:57:01 AM |
goldeneye777 | $36.00 | 1/25/2012 10:00:29 AM |
chlebie | $50.00 | 1/25/2012 9:59:25 AM |
mr55262 | $25.00 | 1/25/2012 9:59:40 AM |
valiant-liberty4 | $25.00 | 1/25/2012 10:00:56 AM |
OldFriend | $25.00 | 1/25/2012 10:01:09 AM |
Ivan2007 | $25.00 | 1/25/2012 10:03:15 AM |
Anny-Disco | $25.00 | 1/25/2012 10:01:28 AM |
TCayce | $25.00 | 1/25/2012 10:03:41 AM |
icontender | $25.00 | 1/25/2012 10:01:59 AM |
christifa | $25.00 | 1/25/2012 10:02:11 AM |
Wardog | $25.00 | 1/25/2012 10:02:21 AM |
Ragnar | $25.00 | 1/25/2012 10:02:50 AM |
sun818 | $25.00 | 1/25/2012 10:04:45 AM |
fcukciti | $35.00 | 1/25/2012 10:03:51 AM |
Natronpee | $25.00 | 1/25/2012 10:06:30 AM |
Tapu22 | $25.00 | 1/25/2012 10:07:05 AM |
ThomasC | $49.00 | 1/25/2012 10:07:15 AM |
eighttone | $25.00 | 1/25/2012 9:13:36 AM |
sturdy-fairness0 | $100.00 | 1/13/2012 5:25:31 PM |
AFairDeal | $25.00 | 1/13/2012 5:35:39 PM |
cerebral-dollar773 | $50.00 | 1/14/2012 8:08:44 AM |
kenji4861 | $25.00 | 1/14/2012 12:23:38 PM |
genius520 | $34.00 | 1/14/2012 12:13:47 PM |
edaguy | $75.00 | 1/14/2012 12:50:13 PM |
Mailmon | $34.44 | 1/15/2012 9:42:49 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:18 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:04 AM |
magical-durability9 | $25.00 | 1/16/2012 7:54:12 AM |
john0720 | $50.00 | 1/16/2012 8:20:14 AM |
A4 | $25.00 | 1/16/2012 5:09:11 PM |
lostontheedge | $25.00 | 1/16/2012 4:28:42 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:32 AM |
integrity-american | $25.00 | 1/16/2012 8:44:18 PM |
a- | $25.00 | 1/17/2012 4:29:06 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:00 AM |
bb575 | $50.00 | 1/17/2012 9:07:19 PM |
Weaverville | $50.00 | 1/18/2012 10:50:19 AM |
blooming-market | $25.00 | 1/18/2012 3:20:57 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:54 PM |
cagcrash | $75.00 | 1/18/2012 5:25:36 PM |
Fiimg | $50.00 | 1/18/2012 6:22:59 PM |
dcfinancial | $25.00 | 1/18/2012 6:55:31 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:42 PM |
bid-fort3 | $25.00 | 1/19/2012 10:59:53 AM |
benjo | $50.00 | 1/19/2012 10:08:18 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:38 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:40 PM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:19:28 AM |
greenfuture | $25.00 | 1/21/2012 10:36:10 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:42 PM |
Sevron | $100.00 | 1/21/2012 6:09:30 PM |
benefit-prescription6 | $100.00 | 1/22/2012 12:41:10 PM |
scrappy-leverage6 | $25.00 | 1/22/2012 12:40:27 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:41 PM |
market-assembler | $50.00 | 1/23/2012 9:11:11 AM |
order-brilliance9 | $100.00 | 1/23/2012 9:18:42 AM |
lucrative-coin | $50.00 | 1/23/2012 7:48:08 AM |
rudyindc | $25.00 | 1/23/2012 9:43:03 AM |
euro-speaker8 | $25.00 | 1/23/2012 5:12:57 PM |
jbaum | $36.00 | 1/23/2012 5:17:57 PM |
mar97 | $25.00 | 1/23/2012 3:22:31 PM |
power-trophy7 | $25.00 | 1/23/2012 5:20:42 PM |
DreDub | $50.00 | 1/23/2012 9:58:58 PM |
rainorshine47 | $25.00 | 1/24/2012 4:52:34 AM |
JJ9876 | $25.00 | 1/24/2012 9:14:55 AM |
iolaire | $25.00 | 1/24/2012 9:34:11 AM |
roadtruck | $50.00 | 1/24/2012 9:09:00 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:12 AM |
Clambake | $25.00 | 1/24/2012 9:23:22 AM |
Cheburashka | $25.00 | 1/24/2012 9:28:53 AM |
Cedm44 | $25.00 | 1/24/2012 9:57:33 AM |
narblark | $27.00 | 1/24/2012 9:57:58 AM |
DadWarbucks | $25.00 | 1/24/2012 9:41:39 AM |
skuba | $39.00 | 1/24/2012 9:45:42 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:46 AM |
wise-silver-wonder | $25.00 | 1/24/2012 10:47:59 AM |
power-mad-scientist | $25.00 | 1/24/2012 11:16:15 AM |
rmachi | $25.00 | 1/24/2012 9:52:49 AM |
britgsb | $30.00 | 1/24/2012 9:55:30 AM |
jeg3k | $50.00 | 1/24/2012 10:23:45 AM |
asya | $25.00 | 1/24/2012 2:48:38 PM |
ronow22 | $25.00 | 1/24/2012 11:00:14 AM |
Kevin536 | $25.00 | 1/24/2012 11:27:53 AM |
jga516 | $25.00 | 1/24/2012 4:02:55 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:23 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:22 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:14 PM |
gold-commander0 | $25.00 | 1/24/2012 5:32:23 PM |
ingenious-order783 | $26.00 | 1/24/2012 5:15:41 PM |
x-lender | $25.00 | 1/24/2012 5:43:25 PM |
loan-wasp | $50.00 | 1/24/2012 5:45:35 PM |
first-sophisticated-rate | $25.00 | 1/24/2012 5:20:33 PM |
balance-voyager | $25.00 | 1/24/2012 5:47:50 PM |
zbfamwl | $25.00 | 1/24/2012 5:48:21 PM |
established-payout | $25.00 | 1/24/2012 5:52:06 PM |
dospapalotes | $25.00 | 1/24/2012 5:53:08 PM |
misterhobbs | $25.00 | 1/24/2012 5:53:59 PM |
sab | $25.00 | 1/24/2012 5:54:22 PM |
bonus-tent | $25.00 | 1/24/2012 5:55:49 PM |
lDewey | $25.00 | 1/24/2012 5:58:27 PM |
rogue_monster | $50.00 | 1/24/2012 6:00:27 PM |
shellcollector | $25.00 | 1/24/2012 6:01:30 PM |
silver-innovator8 | $25.00 | 1/24/2012 5:39:57 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:13 PM |
the-transaction-stronghold | $25.00 | 1/24/2012 5:45:58 PM |
brightest-affluence-motivator | $50.00 | 1/24/2012 5:44:47 PM |
gold-sushi | $25.00 | 1/24/2012 5:46:12 PM |
intuitive-integrity9 | $50.00 | 1/24/2012 5:48:38 PM |
finance-assembler | $30.00 | 1/24/2012 5:48:45 PM |
1phantom | $25.00 | 1/24/2012 5:49:40 PM |
astute-benjamins | $25.00 | 1/24/2012 5:48:24 PM |
brilliant-market680 | $100.00 | 1/24/2012 5:48:35 PM |
trade-caper | $25.00 | 1/24/2012 5:49:07 PM |
value-pouch | $25.00 | 1/24/2012 5:51:33 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:23 PM |
transparency-baton | $25.00 | 1/24/2012 5:51:22 PM |
kind-unassuming-fund | $25.00 | 1/24/2012 5:52:33 PM |
bonanza1973 | $25.00 | 1/24/2012 5:51:51 PM |
buraky | $50.00 | 1/24/2012 5:56:31 PM |
the-dollar-topper | $150.00 | 1/24/2012 5:56:53 PM |
kindness-festivity | $25.00 | 1/24/2012 5:57:03 PM |
gold-pudding6 | $60.00 | 1/24/2012 5:59:27 PM |
top-sensible-yield | $25.00 | 1/24/2012 5:57:18 PM |
HAVEANICEDAY | $25.00 | 1/24/2012 5:57:29 PM |
unrivaled-silver | $25.00 | 1/24/2012 5:58:01 PM |
responsibility-cherry6 | $25.00 | 1/24/2012 6:00:06 PM |
sharpey | $25.00 | 1/24/2012 6:01:05 PM |
burgeoning-silver | $25.00 | 1/24/2012 6:02:15 PM |
dignified-finance | $25.00 | 1/24/2012 6:04:53 PM |
Denver-Rental-Properties | $25.00 | 1/24/2012 6:05:49 PM |
charming-dime | $50.00 | 1/24/2012 8:11:10 PM |
enticing-note | $25.00 | 1/24/2012 6:53:15 PM |
stampx | $25.00 | 1/24/2012 8:31:03 PM |
AoP | $25.00 | 1/25/2012 6:18:24 AM |
Thunder08 | $25.00 | 1/25/2012 6:56:42 AM |
ultimatepaintball | $25.00 | 1/25/2012 7:43:10 AM |
Arg3998 | $50.00 | 1/25/2012 4:26:47 AM |
Nerts | $25.00 | 1/25/2012 4:49:49 AM |
mrpowers5531 | $25.00 | 1/25/2012 5:19:00 AM |
Spkthewrd3 | $25.00 | 1/25/2012 5:34:20 AM |
dr_lender | $50.00 | 1/25/2012 6:57:02 AM |
helpinghand63 | $25.00 | 1/25/2012 9:05:17 AM |
my401K | $50.00 | 1/25/2012 7:35:53 AM |
Darts | $50.00 | 1/25/2012 8:17:47 AM |
Eastern | $50.00 | 1/25/2012 9:11:15 AM |
money-explorer3 | $25.00 | 1/25/2012 9:13:20 AM |
fadeddingo | $25.00 | 1/25/2012 8:39:28 AM |
safe-payment8 | $25.00 | 1/25/2012 9:13:45 AM |
velocity-solo | $25.00 | 1/25/2012 9:15:53 AM |
sclark | $25.00 | 1/25/2012 9:16:53 AM |
compoundinterest | $50.00 | 1/25/2012 9:17:44 AM |
red-unequivocal-finance | $25.00 | 1/25/2012 9:18:11 AM |
mnbud | $25.00 | 1/25/2012 9:18:20 AM |
THREE-POINTS-LENDING | $25.00 | 1/25/2012 9:20:41 AM |
sammyhammy | $25.00 | 1/25/2012 9:21:25 AM |
Seadrag367 | $25.00 | 1/25/2012 9:22:27 AM |
gold-channel2 | $25.00 | 1/25/2012 9:05:58 AM |
greenback-investor7 | $100.00 | 1/25/2012 9:25:28 AM |
neenerman | $41.00 | 1/25/2012 9:27:09 AM |
techs | $25.00 | 1/25/2012 9:28:06 AM |
L1975 | $25.00 | 1/25/2012 9:29:54 AM |
JLMGroupFunds | $25.00 | 1/25/2012 9:08:13 AM |
Kame | $25.00 | 1/25/2012 9:09:54 AM |
value-wind0 | $25.00 | 1/25/2012 9:30:13 AM |
Cai8899 | $50.00 | 1/25/2012 9:10:07 AM |
region123 | $50.00 | 1/25/2012 9:11:47 AM |
Sykes66 | $41.00 | 1/25/2012 9:10:21 AM |
djindepth | $50.00 | 1/25/2012 9:14:32 AM |
wigglesworth4 | $93.00 | 1/25/2012 9:32:21 AM |
postalwhiz | $25.00 | 1/25/2012 9:15:59 AM |
platinum-genetics | $25.00 | 1/25/2012 9:33:09 AM |
ianakacg | $25.00 | 1/25/2012 9:14:27 AM |
elasermd | $50.00 | 1/25/2012 9:15:11 AM |
ProjectVenture | $25.00 | 1/25/2012 9:17:37 AM |
iuseyew | $25.00 | 1/25/2012 9:18:28 AM |
peripatetic | $25.00 | 1/25/2012 9:18:40 AM |
WorldlyWorker | $25.00 | 1/25/2012 9:19:04 AM |
nickel-ferret | $50.00 | 1/25/2012 9:17:27 AM |
Iamthewalrus | $25.00 | 1/25/2012 9:18:05 AM |
ijspence | $25.00 | 1/25/2012 9:18:56 AM |
Worldskiboy | $50.00 | 1/25/2012 9:36:00 AM |
aasx1108 | $25.00 | 1/25/2012 9:20:26 AM |
funds-captain4 | $31.00 | 1/25/2012 9:38:29 AM |
Medic05 | $25.00 | 1/25/2012 9:23:00 AM |
trident9 | $40.00 | 1/25/2012 9:25:49 AM |
flexible-value | $50.00 | 1/25/2012 9:42:30 AM |
shorthairedg | $25.00 | 1/25/2012 9:26:39 AM |
vigilance-revolutionary | $50.00 | 1/25/2012 9:27:24 AM |
american6 | $50.00 | 1/25/2012 9:43:41 AM |
Oupa-George | $25.00 | 1/25/2012 9:44:12 AM |
gentle-gold | $25.00 | 1/25/2012 9:28:50 AM |
CasaDeTomas | $100.00 | 1/25/2012 9:26:52 AM |
gogene2002 | $25.00 | 1/25/2012 9:28:52 AM |
EvalCrux | $50.00 | 1/25/2012 9:28:03 AM |
processor115 | $25.00 | 1/25/2012 9:46:07 AM |
biobulator | $25.00 | 1/25/2012 9:30:11 AM |
heart514 | $25.00 | 1/25/2012 9:30:19 AM |
green-moola-sniffer | $25.00 | 1/25/2012 9:32:58 AM |
Castellan | $32.00 | 1/25/2012 9:33:38 AM |
GMPK_TLAS | $44.00 | 1/25/2012 9:48:40 AM |
wjf60 | $33.00 | 1/25/2012 9:33:25 AM |
GodzillaLending | $25.00 | 1/25/2012 9:35:12 AM |
ujiba | $50.00 | 1/25/2012 9:51:42 AM |
joyking | $70.00 | 1/25/2012 9:52:03 AM |
nuclearmoose | $27.00 | 1/25/2012 9:36:42 AM |
ckatak | $49.00 | 1/25/2012 9:37:12 AM |
grlscz | $25.00 | 1/25/2012 9:53:08 AM |
Aimvest | $25.00 | 1/25/2012 9:40:40 AM |
Zoomie | $25.00 | 1/25/2012 9:40:54 AM |
IIP77 | $25.00 | 1/25/2012 9:41:00 AM |
nybanker85 | $50.00 | 1/25/2012 9:41:16 AM |
bobby5832708 | $25.00 | 1/25/2012 9:41:20 AM |
income-excellence1 | $25.00 | 1/25/2012 9:41:23 AM |
marketplace-cello5 | $25.00 | 1/25/2012 9:41:59 AM |
ski bum | $100.00 | 1/25/2012 9:40:25 AM |
mrladybug101 | $25.00 | 1/25/2012 9:55:56 AM |
studious-bonus7 | $100.00 | 1/25/2012 9:57:34 AM |
nikgod | $25.00 | 1/25/2012 9:57:58 AM |
auction-elvis | $25.00 | 1/25/2012 9:42:39 AM |
cac1966 | $25.00 | 1/25/2012 9:43:05 AM |
Mint_Man | $50.00 | 1/25/2012 9:47:20 AM |
exuberant-dime | $25.00 | 1/25/2012 10:02:23 AM |
KeepOnRunning | $100.00 | 1/25/2012 9:45:11 AM |
cnovak | $25.00 | 1/25/2012 10:03:01 AM |
mangas | $25.00 | 1/25/2012 10:04:21 AM |
mbraslav | $27.00 | 1/25/2012 9:48:27 AM |
commanding-treasure2 | $50.00 | 1/25/2012 10:05:28 AM |
otalon | $25.00 | 1/25/2012 10:05:59 AM |
opportunity85 | $25.00 | 1/25/2012 10:07:03 AM |
credit-scout7 | $50.00 | 1/25/2012 9:51:55 AM |
Namrok | $25.00 | 1/25/2012 9:52:06 AM |
treasure-pipeline | $25.00 | 1/25/2012 9:55:00 AM |
pwkpwk | $25.00 | 1/25/2012 9:53:18 AM |
meenan | $64.00 | 1/25/2012 9:55:45 AM |
community-bee | $25.00 | 1/25/2012 9:53:39 AM |
building-america | $25.00 | 1/25/2012 9:54:13 AM |
pujols8996 | $50.00 | 1/25/2012 9:58:34 AM |
Pasagam | $50.00 | 1/25/2012 9:58:47 AM |
ualf | $27.00 | 1/25/2012 9:56:11 AM |
TSC | $50.00 | 1/25/2012 9:57:09 AM |
MTLoans | $25.00 | 1/25/2012 9:57:22 AM |
cosmof16 | $25.00 | 1/25/2012 9:59:00 AM |
selfmademan | $25.00 | 1/25/2012 10:03:08 AM |
undaunted-kindness | $63.00 | 1/25/2012 10:01:22 AM |
reinforced-reward | $25.00 | 1/25/2012 10:02:25 AM |
ramsba | $50.00 | 1/25/2012 10:05:21 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:03:56 AM |
runner262 | $25.00 | 1/25/2012 10:07:38 AM |
efficient-marketplace | $25.00 | 1/25/2012 10:07:06 AM |
MrDavid | $27.00 | 1/25/2012 10:08:01 AM |
harperpotok | $13.92 | 1/25/2012 10:08:12 AM |
454 Investments
|
Borrower Payment Dependent Notes Series
551313
This series of Notes was issued and sold upon the funding of the borrower loan #59547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $161.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,612 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| neorunner |
Borrower's state:
| Minnesota |
Borrower's group:
| Not Religious |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation - Prosper Lender
Purpose of loan: Debt Consolidation
This loan will be used to: Consolidate two variable rate credit cards (linked to LIBOR) to a fixed rate with a set monthly payment. This will allow me to put more of my income into my prosper lending account (user neorunner). It will also allow me to increase my credit score in anticipation of purchasing a home in late 2012.
My financial situation: Stable, well managed. I was laid off in 2010 (merger), and my credit card debt rose while unemployed. I have worked to pay it down quickly over the last year.
I am a good candidate for this loan because: My good name means everything to me. I pay my bills on time. I am frugal, hard working, and honest in all my dealings.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $27.31 | 1/13/2012 5:02:26 PM |
hitsman | $50.00 | 1/13/2012 5:16:36 PM |
nimble-revenue5 | $50.00 | 1/13/2012 5:09:44 PM |
bluestarman08 | $46.70 | 1/13/2012 6:55:56 PM |
careful-vigilance4 | $25.00 | 1/13/2012 5:21:25 PM |
zeeexsixare | $300.00 | 1/14/2012 7:47:14 AM |
Leshan | $50.00 | 1/14/2012 8:27:59 AM |
cattlebaron | $50.00 | 1/14/2012 9:27:09 AM |
lendstats_com | $1,000.00 | 1/14/2012 7:15:04 AM |
marinbb | $50.00 | 1/14/2012 12:06:27 PM |
alexgalt | $25.00 | 1/14/2012 12:00:07 PM |
scoobiedoo | $50.00 | 1/14/2012 7:59:48 AM |
Bob450 | $29.00 | 1/14/2012 9:16:17 AM |
matt_2006 | $25.00 | 1/14/2012 12:10:21 PM |
riv701 | $25.00 | 1/14/2012 1:44:47 PM |
asset-professor | $25.00 | 1/14/2012 1:01:58 PM |
friendship9 | $25.00 | 1/14/2012 1:40:27 PM |
the-deal-socrates | $25.00 | 1/14/2012 3:43:49 PM |
wdteam | $50.00 | 1/15/2012 8:20:47 AM |
sweetlan | $50.00 | 1/15/2012 11:19:40 AM |
Dubbs360 | $100.00 | 1/15/2012 12:40:02 AM |
TrekTune | $25.00 | 1/15/2012 11:57:54 AM |
superb-funds335 | $25.00 | 1/15/2012 12:27:59 PM |
evergreen16 | $250.00 | 1/15/2012 11:51:21 AM |
Tylerh | $250.00 | 1/15/2012 12:17:38 PM |
melodious-openness | $280.91 | 1/15/2012 12:43:25 PM |
handy-justice | $30.00 | 1/13/2012 5:06:59 PM |
bubb_hans | $50.00 | 1/13/2012 5:19:55 PM |
Investor_DP | $100.00 | 1/13/2012 5:23:38 PM |
economy-coup | $50.00 | 1/13/2012 5:27:43 PM |
miked8303 | $25.00 | 1/13/2012 5:37:08 PM |
ZOOOM | $25.00 | 1/14/2012 8:00:53 AM |
Weaverville | $25.00 | 1/13/2012 9:27:50 PM |
Kash2010lu | $25.00 | 1/14/2012 9:13:24 AM |
penny-surgeon | $25.00 | 1/14/2012 10:55:25 AM |
reflective-rupee | $25.00 | 1/14/2012 11:55:12 AM |
emergencyMD | $100.00 | 1/14/2012 8:55:54 AM |
Kash2010lu | $40.00 | 1/14/2012 9:12:54 AM |
the-hope-workhorse | $400.00 | 1/14/2012 10:16:48 AM |
orearella3 | $25.00 | 1/14/2012 12:32:27 PM |
loanman2007 | $400.00 | 1/14/2012 1:40:25 PM |
sensible-fund | $26.00 | 1/14/2012 3:05:58 PM |
yf99yz | $50.00 | 1/14/2012 4:54:20 PM |
irrelevant | $30.00 | 1/14/2012 5:38:14 PM |
oregonusa | $50.00 | 1/14/2012 6:03:12 PM |
scarlet-velvet | $25.08 | 1/14/2012 6:44:02 PM |
CommunityArts_Non-profit | $30.00 | 1/15/2012 8:31:48 AM |
AAAA111 | $25.00 | 1/15/2012 7:18:59 AM |
melodious-openness | $100.00 | 1/15/2012 11:56:58 AM |
Scrooge_McDuck2 | $100.00 | 1/15/2012 12:08:11 PM |
CA-Lender | $150.00 | 1/15/2012 11:19:14 AM |
janeybooboo | $75.00 | 1/15/2012 5:51:07 AM |
graceful-IRAinvestment | $85.00 | 1/15/2012 12:37:21 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
551323
This series of Notes was issued and sold upon the funding of the borrower loan #59254, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 26y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,192 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| income-runner5 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Harley
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/18/2012 5:10:27 PM |
CashFlow13 | $250.00 | 1/22/2012 12:42:28 PM |
wonder3 | $25.00 | 1/18/2012 5:09:36 PM |
loss-of-control | $75.55 | 1/18/2012 5:23:16 PM |
SFBank | $50.00 | 1/18/2012 5:09:11 PM |
HeroSupport | $40.00 | 1/18/2012 5:26:56 PM |
skillful-asset5 | $30.00 | 1/18/2012 5:47:27 PM |
tech310 | $50.00 | 1/18/2012 7:39:42 PM |
calimanusa | $30.00 | 1/18/2012 7:27:02 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:49 PM |
Jon8403 | $100.00 | 1/19/2012 7:59:00 PM |
rakey | $25.00 | 1/20/2012 6:01:59 AM |
Bobtep23 | $51.84 | 1/20/2012 6:39:38 AM |
winmals | $25.00 | 1/20/2012 7:38:38 AM |
DHolly | $31.00 | 1/20/2012 9:11:06 AM |
agalt | $50.00 | 1/20/2012 8:11:43 AM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:11 PM |
oxnard | $50.00 | 1/20/2012 2:28:54 PM |
yf99yz | $25.00 | 1/20/2012 5:56:07 PM |
forthright-durability | $25.00 | 1/20/2012 8:43:35 PM |
Bob450 | $25.00 | 1/21/2012 7:58:53 AM |
elfincove | $25.00 | 1/20/2012 6:24:54 PM |
klend4 | $25.00 | 1/21/2012 5:37:19 AM |
rautility | $25.00 | 1/21/2012 10:17:59 AM |
houli123 | $25.00 | 1/21/2012 7:21:33 AM |
sturdy-peace9 | $100.00 | 1/21/2012 10:09:47 AM |
Madmigel | $27.08 | 1/21/2012 6:00:56 PM |
trade-enthusiast3 | $50.00 | 1/22/2012 1:54:59 AM |
DiligentiaLLC | $44.73 | 1/21/2012 4:34:43 PM |
new-social-economist | $25.00 | 1/21/2012 4:48:02 PM |
asset-trajectory | $25.00 | 1/21/2012 7:54:39 PM |
amusement4 | $100.00 | 1/21/2012 10:11:30 PM |
papaloha | $100.00 | 1/22/2012 11:24:53 AM |
gtrplayer | $25.00 | 1/21/2012 9:55:13 PM |
kulender | $50.00 | 1/22/2012 9:41:07 AM |
goodhearted-finance2 | $25.00 | 1/22/2012 10:51:41 AM |
mhotchan | $100.00 | 1/22/2012 9:16:03 AM |
midnight24 | $25.00 | 1/22/2012 12:51:11 PM |
CA-Lender | $25.00 | 1/22/2012 12:54:29 PM |
nickel-ninja2 | $89.02 | 1/22/2012 12:15:52 PM |
shawnw2 | $35.00 | 1/20/2012 1:25:16 AM |
bubb_hans | $50.00 | 1/18/2012 5:09:21 PM |
Something-Corporate | $25.00 | 1/18/2012 5:23:33 PM |
2grindstones | $25.00 | 1/18/2012 7:17:00 PM |
vest_vortex | $25.01 | 1/18/2012 5:18:50 PM |
Whipster | $40.00 | 1/18/2012 5:31:23 PM |
a- | $25.00 | 1/18/2012 5:39:22 PM |
riveting-credit5 | $50.00 | 1/18/2012 5:42:30 PM |
loss-of-control | $25.00 | 1/18/2012 6:20:44 PM |
melodious-openness | $100.00 | 1/19/2012 12:06:55 AM |
greencat | $50.00 | 1/19/2012 7:25:26 AM |
gotjack | $25.00 | 1/19/2012 5:19:15 PM |
kind-credit-bear | $25.00 | 1/19/2012 5:27:32 PM |
let_me_retire | $28.01 | 1/19/2012 9:25:23 PM |
first-clean-silver | $25.00 | 1/19/2012 7:27:20 PM |
Cawse | $25.00 | 1/20/2012 8:28:15 AM |
TravisMcGee | $25.00 | 1/20/2012 7:32:58 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:48:13 AM |
kind-charming-value | $500.00 | 1/20/2012 11:55:12 AM |
alexgalt | $25.00 | 1/20/2012 12:12:07 PM |
realtormoises | $25.00 | 1/20/2012 3:20:23 PM |
ore-accord | $25.00 | 1/20/2012 7:30:11 PM |
nycfinance | $25.00 | 1/21/2012 12:37:05 AM |
Loan_shark718 | $25.00 | 1/21/2012 5:16:01 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:26 AM |
ethical-truth211 | $100.00 | 1/21/2012 6:29:18 AM |
bid-stockpiler1 | $25.00 | 1/21/2012 12:05:44 PM |
five-star-bonus6 | $53.66 | 1/21/2012 7:32:58 AM |
orearella3 | $25.00 | 1/21/2012 12:45:55 PM |
Dubbs360 | $25.00 | 1/21/2012 12:18:40 PM |
p2p-paradise | $25.00 | 1/21/2012 4:42:51 PM |
red-benefit-ruler | $75.00 | 1/21/2012 7:18:36 PM |
icon7 | $50.00 | 1/21/2012 1:24:54 PM |
yield-human | $50.00 | 1/22/2012 6:31:22 AM |
jebber007 | $40.00 | 1/22/2012 7:58:31 AM |
impala6464 | $25.00 | 1/21/2012 7:03:28 PM |
ben1crew | $26.57 | 1/22/2012 10:01:47 AM |
generosity-poem2 | $50.00 | 1/22/2012 12:07:33 PM |
Littlepeng | $25.00 | 1/22/2012 11:52:57 AM |
Spartamare | $82.53 | 1/22/2012 1:01:11 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
551343
This series of Notes was issued and sold upon the funding of the borrower loan #59460, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| open-minded-rate476 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ar1956
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i ama hard worker and have a good retirement from fire department
Monthly net income: $4,000
Monthly expenses: $
Housing: $1233
Insurance: $
Car expenses: $301
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
gotjack | $25.00 | 1/13/2012 5:25:04 PM |
yf99yz | $25.00 | 1/13/2012 5:28:20 PM |
bubb_hans | $50.00 | 1/13/2012 5:19:55 PM |
heavenly-interest9 | $600.00 | 1/13/2012 8:03:41 PM |
beachfunder | $50.00 | 1/14/2012 7:29:59 AM |
Interloper | $35.00 | 1/14/2012 10:07:38 AM |
transformer855 | $25.00 | 1/14/2012 10:36:57 AM |
jkeller4000 | $25.00 | 1/14/2012 12:50:38 PM |
sensible-fund | $25.00 | 1/14/2012 3:05:42 PM |
loss-of-control | $100.00 | 1/14/2012 6:09:44 PM |
2grindstones | $26.90 | 1/14/2012 1:16:01 PM |
DHolly | $31.00 | 1/14/2012 6:43:01 PM |
melodious-openness | $200.00 | 1/15/2012 11:40:07 AM |
calimanusa | $30.00 | 1/15/2012 1:08:38 PM |
Hedge-Fund | $25.00 | 1/15/2012 2:49:14 PM |
riveting-credit5 | $50.00 | 1/13/2012 5:30:50 PM |
SolarMoonshine | $25.00 | 1/13/2012 5:31:39 PM |
cattlebaron | $25.00 | 1/13/2012 5:05:10 PM |
SFBank | $50.00 | 1/13/2012 6:54:15 PM |
exchange-upholder0 | $25.00 | 1/13/2012 9:12:12 PM |
vutah | $25.00 | 1/13/2012 6:23:30 PM |
goodhearted-generosity511 | $30.00 | 1/14/2012 8:43:10 AM |
let_me_retire | $50.00 | 1/14/2012 1:15:20 AM |
finance-investor3 | $25.00 | 1/14/2012 11:24:54 AM |
tolerant-dime2 | $25.00 | 1/14/2012 12:33:25 PM |
bluehen00 | $25.00 | 1/14/2012 2:19:53 PM |
melodious-openness | $500.00 | 1/15/2012 12:23:43 PM |
melodious-openness | $1,847.10 | 1/16/2012 4:48:32 AM |
orearella3 | $25.00 | 1/15/2012 12:37:33 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
551373
This series of Notes was issued and sold upon the funding of the borrower loan #59350, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-14-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $5,922 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| intuitive-yield0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Borrower
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 1/14/2012 12:17:44 PM |
Investor_DP | $100.00 | 1/14/2012 12:48:30 PM |
LittleMingo | $30.00 | 1/14/2012 12:48:00 PM |
hitsman | $50.00 | 1/14/2012 12:58:50 PM |
penny-surgeon | $25.00 | 1/15/2012 1:27:00 AM |
zeeexsixare | $100.00 | 1/14/2012 8:35:08 PM |
asset-professor | $25.00 | 1/17/2012 5:05:40 PM |
selector568 | $300.00 | 1/17/2012 5:11:55 PM |
WilliamLeeSims | $25.00 | 1/17/2012 5:52:01 PM |
Weaverville | $25.00 | 1/18/2012 10:49:00 AM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:04 PM |
tech310 | $50.00 | 1/18/2012 7:43:08 PM |
market-sumac | $100.00 | 1/19/2012 4:20:07 PM |
handy-loan527 | $25.00 | 1/19/2012 3:12:37 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:08 PM |
Hambone1111 | $25.00 | 1/19/2012 5:17:57 PM |
generosity-battalion0 | $50.00 | 1/19/2012 11:38:56 AM |
villagers | $25.00 | 1/19/2012 10:29:38 PM |
kevin314 | $25.00 | 1/19/2012 11:18:33 PM |
gold-cluster | $50.00 | 1/20/2012 9:37:05 AM |
miked8303 | $50.00 | 1/20/2012 9:36:20 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:39 AM |
red-eloquent-rupee | $100.00 | 1/21/2012 7:36:58 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:54 AM |
new-intuitive-dime | $25.00 | 1/21/2012 12:24:01 PM |
SimpleChoice | $25.00 | 1/22/2012 7:20:01 AM |
proud-pound4 | $25.00 | 1/22/2012 12:17:30 PM |
Educatedmike | $25.00 | 1/22/2012 12:18:23 PM |
jamiee73 | $25.00 | 1/22/2012 3:06:19 PM |
life-is-great | $25.00 | 1/22/2012 12:25:18 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:42 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:46 PM |
btw8211 | $25.00 | 1/23/2012 8:40:34 AM |
postalwhiz | $25.00 | 1/22/2012 2:57:45 PM |
fortytwo | $150.00 | 1/23/2012 9:16:18 AM |
powerplant62 | $25.00 | 1/22/2012 7:33:55 PM |
fuzed | $50.00 | 1/23/2012 6:57:37 AM |
loyalty-czar | $40.00 | 1/23/2012 8:30:37 AM |
melodious-openness | $300.00 | 1/23/2012 11:01:14 AM |
letsmakeitsuccessful | $25.00 | 1/23/2012 9:27:07 AM |
honorable-loot4 | $25.00 | 1/23/2012 9:49:56 AM |
duty-explosion9 | $25.00 | 1/23/2012 4:40:49 PM |
desertoasis | $25.00 | 1/23/2012 8:34:48 PM |
Index_Plus | $7,856.88 | 1/23/2012 9:40:29 PM |
DrewOdette | $25.00 | 1/23/2012 5:37:25 PM |
nimble-revenue5 | $50.00 | 1/14/2012 12:53:03 PM |
Tylerh | $250.00 | 1/17/2012 5:51:46 PM |
nex | $25.00 | 1/17/2012 5:50:04 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:01 AM |
matt_2006 | $25.00 | 1/18/2012 9:49:36 AM |
csakhil | $25.00 | 1/18/2012 1:28:12 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:02 PM |
toblerone | $25.00 | 1/18/2012 5:08:50 PM |
genius520 | $50.00 | 1/18/2012 5:27:07 PM |
restless-currency | $50.00 | 1/18/2012 5:34:17 PM |
orange-preeminant-bill | $25.00 | 1/19/2012 7:29:02 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:36 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:42 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:54 AM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:42 AM |
dollardave | $50.00 | 1/19/2012 10:14:06 AM |
pdxtech | $50.00 | 1/19/2012 12:14:27 PM |
principal-cooker2 | $100.00 | 1/19/2012 5:30:52 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:48 PM |
money-bauble | $100.00 | 1/19/2012 5:28:04 PM |
kulender | $50.00 | 1/20/2012 6:15:10 AM |
velocity-pear | $25.00 | 1/20/2012 9:31:26 AM |
Redmond | $25.00 | 1/20/2012 2:55:42 PM |
rss197 | $25.00 | 1/20/2012 1:30:06 PM |
Comoparklender | $25.00 | 1/20/2012 9:51:47 AM |
Wall-St | $25.00 | 1/20/2012 4:53:19 PM |
forthright-durability | $25.00 | 1/20/2012 8:49:05 PM |
the-hope-workhorse | $200.00 | 1/21/2012 11:15:27 AM |
magnitude787 | $30.00 | 1/21/2012 12:20:09 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:19 PM |
cash-hyperdrive0 | $100.00 | 1/22/2012 12:22:01 PM |
zone6 | $90.00 | 1/22/2012 3:02:24 PM |
happy-return4 | $25.00 | 1/22/2012 12:25:56 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:24 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:38:40 PM |
HoldenGroupLending | $25.00 | 1/22/2012 6:58:29 PM |
social-cocktail1 | $200.00 | 1/23/2012 9:30:59 AM |
euro-speaker8 | $25.00 | 1/23/2012 9:16:09 AM |
harty | $50.00 | 1/23/2012 12:37:59 PM |
heavenly-interest2 | $25.00 | 1/23/2012 3:11:16 PM |
rate-authority2 | $50.00 | 1/23/2012 11:47:38 AM |
investment-cluster | $100.00 | 1/23/2012 6:52:00 PM |
a-sentimental-return9 | $25.00 | 1/23/2012 6:54:49 PM |
VJ_Financial | $46.00 | 1/23/2012 9:12:28 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
551375
This series of Notes was issued and sold upon the funding of the borrower loan #59318, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $361.37 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 10% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,719 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| new-unabashed-bid |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
This loan will be used to cover medical expenses.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and have consistently been employed with Office Depot Corporate in the IT department since March, 2007. I am highly responsible.
Monthly net income: $6200.00 roughly
Monthly expenses: $2600.00 roughly
Housing: $1550.00
Insurance: $124.00
Car expenses: $350.00
Utilities: $150.00
Phone, cable, internet: $80.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $50.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
creditjunky | $125.00 | 1/19/2012 5:12:30 PM |
thankful-nickel2 | $25.00 | 1/19/2012 5:29:56 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:41 PM |
Investor_DP | $100.00 | 1/20/2012 5:15:41 PM |
Domgabriel | $30.00 | 1/21/2012 5:58:58 AM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:25 AM |
gentle-gain235 | $50.00 | 1/21/2012 1:59:56 PM |
Frankieb21 | $25.00 | 1/21/2012 2:59:49 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:15 AM |
Interloper | $25.00 | 1/22/2012 10:41:45 AM |
loyalty-paradise1 | $100.00 | 1/22/2012 9:36:09 AM |
Index_Plus | $7,132.32 | 1/22/2012 2:37:37 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:01 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:39 PM |
a- | $25.00 | 1/19/2012 5:21:09 PM |
skillful-asset5 | $30.00 | 1/19/2012 6:28:34 PM |
houli123 | $250.00 | 1/20/2012 9:45:00 AM |
toblerone | $25.00 | 1/20/2012 5:13:02 PM |
Ripsaw4U | $50.00 | 1/20/2012 5:31:18 PM |
enriching-dollar1 | $100.00 | 1/20/2012 5:31:52 PM |
matt_2006 | $25.00 | 1/20/2012 5:43:14 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:04 PM |
enchanted-note | $25.00 | 1/20/2012 5:23:51 PM |
Rivervale_Westwood | $32.68 | 1/21/2012 10:53:27 AM |
hitsman | $50.00 | 1/22/2012 12:13:19 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:40:09 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
551385
This series of Notes was issued and sold upon the funding of the borrower loan #59238, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $149.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 74% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,166 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-listing-bath |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Monthly info
Purpose of loan: debt consolidation
This loan will be used to...pay off Chase Credit Card,HFCU & put $200 toward Kohl's Credit Card. My goal is to be credit card debt free in 3 years.
My financial situation: Good.
I am a good candidate for this loan because...I pay my debts on time and am very responsible. I want to have this loan in my name only.
Monthly net income: $1600.00
Monthly expenses: $641.00
Housing: $704-husband pays
Insurance: $45.00 Homeowner's ins. (husband pays auto ins)
Car expenses: $ 260.00
Utilities: $ 200 - husband pays
Phone, cable, internet: $ 200 - husband pays
Food, entertainment: $ 200 - husband pays
Clothing, household expenses: $ 100 - husband pays
Credit cards and other loans: $ 641.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $28.44 | 1/16/2012 5:02:30 PM |
rupee-equation2 | $25.00 | 1/16/2012 5:25:59 PM |
nimble-revenue5 | $50.00 | 1/16/2012 5:42:56 PM |
loan-fate | $50.00 | 1/16/2012 5:06:24 PM |
integrity-american | $25.00 | 1/16/2012 8:44:27 PM |
hitsman | $50.00 | 1/16/2012 5:18:53 PM |
worthy-bid8 | $50.00 | 1/16/2012 5:22:57 PM |
foothillender | $25.00 | 1/17/2012 7:04:00 AM |
favorite-commerce | $40.00 | 1/16/2012 10:43:17 PM |
jarf | $25.00 | 1/16/2012 6:28:07 PM |
zeeexsixare | $100.00 | 1/17/2012 2:39:47 PM |
Investor_DP | $100.00 | 1/17/2012 5:42:09 PM |
Cliffie83 | $25.00 | 1/17/2012 5:24:34 PM |
vigorous-market5 | $200.00 | 1/18/2012 8:04:08 AM |
szetheli | $130.00 | 1/18/2012 1:04:00 PM |
asset-professor | $25.00 | 1/18/2012 9:24:14 AM |
openness-antioxidant | $100.00 | 1/18/2012 11:51:59 AM |
cagcrash | $75.00 | 1/18/2012 5:25:39 PM |
ryan6853 | $25.11 | 1/18/2012 5:43:43 PM |
toblerone | $25.00 | 1/18/2012 5:08:55 PM |
tech310 | $50.00 | 1/18/2012 7:43:14 PM |
ethical-truth211 | $45.90 | 1/19/2012 3:17:51 AM |
credit-investor5 | $50.00 | 1/19/2012 8:49:38 AM |
Tylerh | $250.00 | 1/19/2012 9:13:42 AM |
850 | $45.07 | 1/18/2012 9:36:57 PM |
Domgabriel | $30.00 | 1/19/2012 3:36:35 AM |
WilliamLeeSims | $25.00 | 1/19/2012 9:25:38 AM |
thinker6 | $50.00 | 1/19/2012 10:12:27 AM |
the-magnetic-transaction | $50.00 | 1/19/2012 9:34:13 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:57 AM |
a- | $25.00 | 1/19/2012 11:33:43 AM |
pdxtech | $50.00 | 1/19/2012 12:14:28 PM |
market-sumac | $100.00 | 1/19/2012 4:20:10 PM |
WisconsinLiberal | $25.00 | 1/19/2012 4:20:40 PM |
VBPlayer | $30.00 | 1/19/2012 2:47:18 PM |
wwwUniversal | $25.00 | 1/19/2012 5:22:55 PM |
mwb | $25.00 | 1/19/2012 5:20:50 PM |
bnoble09 | $22.70 | 1/19/2012 5:30:36 PM |
rolltide09 | $25.00 | 1/16/2012 5:18:11 PM |
john0720 | $50.00 | 1/16/2012 7:10:30 PM |
wkeboarder21 | $50.00 | 1/17/2012 6:29:21 AM |
economy-coup | $50.00 | 1/16/2012 5:28:08 PM |
skillful-asset5 | $30.00 | 1/16/2012 8:28:20 PM |
sensible-fund | $25.00 | 1/17/2012 4:01:47 PM |
csakhil | $25.00 | 1/18/2012 1:28:28 PM |
Weaverville | $25.00 | 1/18/2012 10:49:06 AM |
goal-cash6 | $25.00 | 1/18/2012 3:47:35 PM |
one-midas | $25.00 | 1/18/2012 3:50:13 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:18 PM |
wlm3012 | $40.00 | 1/18/2012 7:58:50 PM |
thankful-nickel2 | $25.00 | 1/19/2012 1:05:05 AM |
loss-of-control | $100.00 | 1/18/2012 6:39:24 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:32 AM |
petangerie | $48.76 | 1/18/2012 6:39:41 PM |
integrity-doctor | $100.00 | 1/18/2012 6:58:49 PM |
cr55595 | $25.00 | 1/19/2012 4:29:01 AM |
trustworthy-hope189 | $50.00 | 1/19/2012 5:19:34 AM |
Dorf | $25.00 | 1/19/2012 7:04:23 AM |
cgoca | $25.00 | 1/19/2012 7:47:18 AM |
orearella3 | $25.00 | 1/19/2012 9:28:00 AM |
ideal-platinum1 | $25.00 | 1/19/2012 9:28:48 AM |
diverse-capital3 | $58.20 | 1/18/2012 10:54:13 PM |
nex | $25.00 | 1/19/2012 9:14:07 AM |
CASSHMAN | $150.00 | 1/19/2012 9:46:55 AM |
ericb674 | $25.00 | 1/19/2012 9:06:12 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:20 AM |
Rockymtnhi | $50.00 | 1/19/2012 12:00:36 PM |
Aristocrat | $25.12 | 1/19/2012 12:32:06 PM |
radforj22 | $25.00 | 1/19/2012 11:41:20 AM |
TheArtOfLogic | $25.00 | 1/19/2012 1:46:46 PM |
charming-exchange7 | $25.00 | 1/19/2012 12:14:33 PM |
silver-enlightenment0 | $59.58 | 1/19/2012 12:57:27 PM |
munnu | $100.00 | 1/19/2012 1:16:28 PM |
ethical-truth211 | $100.00 | 1/19/2012 3:58:39 PM |
autonomous-kindness8 | $49.00 | 1/19/2012 11:05:44 AM |
Credit4Talent | $35.00 | 1/19/2012 4:24:13 PM |
PaulW | $25.00 | 1/19/2012 11:34:08 AM |
Horse-Lender | $25.00 | 1/19/2012 4:38:07 PM |
CA-Lender | $25.00 | 1/19/2012 4:46:05 PM |
market-trooper3 | $30.00 | 1/19/2012 4:48:38 PM |
genius520 | $50.00 | 1/19/2012 5:17:02 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:08 PM |
cello1 | $25.00 | 1/19/2012 4:54:44 PM |
83 Investments
|
Borrower Payment Dependent Notes Series
551407
This series of Notes was issued and sold upon the funding of the borrower loan #59505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 17% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 5 |
Revolving credit balance:
| $6,939 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| Megmosg |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 16 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
720-739
(Jul-2010)
|
Principal balance:
| $8,790.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Third Loan from Prosper
Purpose of loan: Continued home improvement
I am successful borrow from Prosper!
This will be my third loan!
The first loan of 10K was paid well in advance.
I have a second current loan of 15K that is three months
ahead of payment schedule!
I consider myself a low risk and my history of borrowing with
Prosper demonstrates that.
Thank you for your consideration!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $200.00 | 1/20/2012 5:00:45 PM |
worth-blanket2 | $9,800.00 | 1/20/2012 5:02:19 PM |
AndChicksforFree | $50.00 | 1/20/2012 5:01:27 PM |
handy-justice | $100.00 | 1/20/2012 5:01:25 PM |
credit-missile | $35.00 | 1/20/2012 5:01:37 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
551433
This series of Notes was issued and sold upon the funding of the borrower loan #59302, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $80.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 1% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,230 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-course1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short term cash needs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 1/14/2012 12:19:13 PM |
leodaguy | $100.00 | 1/14/2012 12:19:49 PM |
houli123 | $250.00 | 1/14/2012 12:14:16 PM |
kenji4861 | $25.00 | 1/14/2012 12:23:39 PM |
IPG1 | $25.00 | 1/14/2012 12:06:57 PM |
pirahna125 | $25.00 | 1/14/2012 12:10:38 PM |
sturdy-fairness0 | $100.00 | 1/14/2012 12:52:19 PM |
alliancecapital1 | $25.00 | 1/14/2012 12:40:57 PM |
D911ave | $50.00 | 1/14/2012 12:28:57 PM |
hitsman | $50.00 | 1/14/2012 12:58:53 PM |
superb-funds335 | $25.00 | 1/14/2012 12:59:45 PM |
GoGators01 | $25.00 | 1/14/2012 1:02:08 PM |
Cliffie83 | $25.00 | 1/14/2012 12:50:58 PM |
the-deal-socrates | $50.00 | 1/14/2012 3:55:15 PM |
Bobafet | $25.00 | 1/14/2012 12:53:06 PM |
BankOfBjoltus | $25.00 | 1/14/2012 10:11:54 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:19 AM |
Brisket_Bob | $27.25 | 1/15/2012 7:47:41 AM |
JustMee | $25.00 | 1/14/2012 3:03:19 PM |
yield-hut | $25.00 | 1/15/2012 4:54:56 AM |
word140 | $32.14 | 1/14/2012 6:31:49 PM |
RicheyRich | $25.00 | 1/14/2012 7:35:09 PM |
penny-plato | $25.00 | 1/14/2012 8:51:49 PM |
favorite-commerce | $25.00 | 1/14/2012 9:58:41 PM |
engaging-worth | $25.00 | 1/15/2012 10:26:01 AM |
cr8on | $50.00 | 1/15/2012 11:29:48 AM |
miket71 | $30.00 | 1/15/2012 12:14:01 PM |
Tylerh | $220.61 | 1/15/2012 12:17:39 PM |
indomitable-coin | $25.00 | 1/14/2012 12:13:19 PM |
enriching-dollar1 | $100.00 | 1/14/2012 12:20:44 PM |
CK1 | $25.00 | 1/14/2012 12:21:11 PM |
downtownfarm | $25.00 | 1/14/2012 12:36:30 PM |
Harry | $50.00 | 1/14/2012 12:07:47 PM |
vutah | $25.00 | 1/14/2012 12:39:17 PM |
rupee-equation2 | $25.00 | 1/14/2012 12:08:26 PM |
cashhelp | $25.00 | 1/14/2012 12:42:09 PM |
seineil | $75.00 | 1/14/2012 12:48:15 PM |
BxRealtor | $25.00 | 1/14/2012 12:59:55 PM |
edaguy | $75.00 | 1/14/2012 12:50:14 PM |
creditjunky | $125.00 | 1/14/2012 1:44:13 PM |
knark | $25.00 | 1/14/2012 5:01:59 PM |
SudianX | $25.00 | 1/14/2012 5:38:06 PM |
serene-capital | $40.00 | 1/14/2012 6:32:18 PM |
beachbum22 | $25.00 | 1/14/2012 7:37:48 PM |
BankofPete | $25.00 | 1/15/2012 4:40:39 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:07 AM |
finance-symphony7 | $100.00 | 1/15/2012 5:50:43 AM |
blot44 | $25.00 | 1/15/2012 6:26:32 AM |
Ripsaw4U | $50.00 | 1/14/2012 4:44:05 PM |
lagnisiruk | $25.00 | 1/15/2012 12:12:12 PM |
order-supernova6 | $100.00 | 1/14/2012 9:50:02 PM |
versatile-treasure6 | $50.00 | 1/15/2012 5:49:00 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
551435
This series of Notes was issued and sold upon the funding of the borrower loan #59598, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $387.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,621 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kindness-control8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Homeowner's Debt Consolidation
Purpose of loan:
This loan will be used to pay off credit debt my wife and I accumulated from purchasing our new home a couple years ago (new floors, roof repairs, etc). We are thinking of starting a family soon and would like to whittle down our debt as much as possible before the hospital bills, etc start to come in.
My financial situation:
I am a good candidate for this loan because I have a steady job with steady income. We are managing our finances well, but our current "snowball" method of debt payoff just seems to be slow. We'd like to consolidate most of our debt into a steady monthly payment that has an actual end date we can look forward to and plan for. I currently pay over $600/mo on mostly minimum payments, so making the monthly payment on this loan would not be a problem and would help our budgeting immensely.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.01 | 1/17/2012 5:02:19 PM |
kenji4861 | $25.00 | 1/17/2012 5:14:00 PM |
Harry | $50.00 | 1/17/2012 5:33:28 PM |
hitsman | $50.00 | 1/17/2012 5:15:13 PM |
a- | $25.00 | 1/18/2012 12:30:51 PM |
edaguy | $75.00 | 1/20/2012 9:31:10 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:52 PM |
houli123 | $25.00 | 1/21/2012 7:25:06 AM |
themoneydoctor | $100.00 | 1/22/2012 5:56:06 PM |
Cherrypicker | $30.00 | 1/23/2012 4:06:50 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:21 AM |
rate-welder8 | $25.00 | 1/24/2012 11:18:17 AM |
value-travels | $25.00 | 1/24/2012 2:30:40 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:19 PM |
top-courteous-peso | $75.00 | 1/24/2012 5:37:57 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:39 PM |
E_G | $50.00 | 1/24/2012 6:00:39 PM |
jescowa | $50.00 | 1/24/2012 6:46:24 PM |
kevin314 | $40.00 | 1/24/2012 8:17:18 PM |
blot44 | $25.00 | 1/25/2012 6:14:24 AM |
awwaww | $25.00 | 1/25/2012 9:25:45 AM |
jeg3k | $50.00 | 1/25/2012 9:27:54 AM |
ideal-platinum1 | $25.00 | 1/25/2012 9:15:05 AM |
DadWarbucks | $25.00 | 1/25/2012 9:19:09 AM |
gjm6d | $25.00 | 1/25/2012 9:27:46 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:23 AM |
Index_Plus | $8,045.98 | 1/25/2012 5:24:58 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:44 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:14 PM |
sturdy-fairness0 | $100.00 | 1/17/2012 5:36:22 PM |
AFairDeal | $25.00 | 1/17/2012 5:48:39 PM |
john0720 | $50.00 | 1/17/2012 6:10:58 PM |
rupee-equation2 | $25.00 | 1/17/2012 5:35:25 PM |
csakhil | $25.00 | 1/18/2012 1:28:46 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:50:02 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:25 AM |
integrity-american | $50.00 | 1/19/2012 8:51:39 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:03 AM |
downtownfarm | $25.00 | 1/23/2012 9:12:38 AM |
mar97 | $25.00 | 1/23/2012 3:22:37 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:26 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:26 PM |
selector568 | $300.00 | 1/24/2012 5:20:27 PM |
heavy_ax | $25.00 | 1/24/2012 5:11:43 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:14 PM |
genius520 | $50.00 | 1/24/2012 5:19:53 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:27 PM |
enticing-note | $25.00 | 1/24/2012 6:53:27 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:45 AM |
Arg3998 | $50.00 | 1/25/2012 4:26:50 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:30 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:02 AM |
Darts | $50.00 | 1/25/2012 8:17:49 AM |
kirat15 | $50.00 | 1/25/2012 8:49:03 AM |
Weaverville | $25.00 | 1/25/2012 9:00:27 AM |
BxRealtor | $25.00 | 1/25/2012 9:06:36 AM |
holstj | $25.00 | 1/25/2012 9:16:47 AM |
GreenLender11 | $100.00 | 1/25/2012 9:27:52 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:36 AM |
Tylerh | $250.00 | 1/25/2012 9:45:49 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
551449
This series of Notes was issued and sold upon the funding of the borrower loan #59423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,861 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| courteous-basis0 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Paying off Debt!
Purpose of loan:
Pay off my Credit cards and become debt free.
My financial situation:
I am a good candidate for this loan because I have a great track record of paying my financial obligations. I have been paying well over my monthly credit card payments for years but need to just consolidate them/cut up my card and get these paid off. There is only one mark on my credit that I am aware of for going 30 days past due and that was when I was traveling for work and simply forgot to pay that bill. But I can assure you that mistake cost me and I am always on top of paying on time!
Monthly net income: 2200
Monthly expenses: $ 1589
Housing: $ ( My husband pays the mortgage )
Insurance: $ 142
Car expenses: $ 382
Utilities: $ ( husband pays)
Phone, cable, internet: $ 165
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 400
Other expenses: $ 300.00- Gas
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/23/2012 11:06:48 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
551459
This series of Notes was issued and sold upon the funding of the borrower loan #59433, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,600.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $323.05 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 0m |
Amount delinquent:
| $10,137 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,118 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| Sokarnox |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 16 ( 76% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,600.00 | < 31 days late:
| 5
( 24% )
| 620-639
(Dec-2010)
660-679
(Feb-2010)
|
Principal balance:
| $4,219.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
My personal loan
Purpose of loan:
This loan will be used to help pay for the rest of my wedding AND pay off all of my Credit Cards AND my other Prosper Loan (It's at a high interest rate).
My financial situation:
I am a good candidate for this loan because I just got a raise. The last time I got a loan, I was earning 50K, I'm currently at 66K and have had this job for 3+ years now. I will also have no other Credit Card Payments because I'm paying them all off with this loan.
Monthly net income: $3,312
Other Income: $1,000 (I earn on average a $1,000 a month on side jobs - programming freelance)
Housing: $1,165
Insurance: $145
Car expenses: $400 (gas)
Utilities: $220 (gas / water / electric)
Phone, cable, internet: $250
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $300 (Jared Jewelry Loan)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
return-grizzly | $100.00 | 1/17/2012 7:09:45 PM |
green-trade-dolphin2 | $31.13 | 1/16/2012 5:02:34 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:44 PM |
downtownfarm | $25.00 | 1/16/2012 5:37:32 PM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:20 PM |
edaguy | $75.00 | 1/16/2012 5:36:51 PM |
DoctorJoe | $30.00 | 1/16/2012 7:13:39 PM |
Asgardian | $30.00 | 1/17/2012 5:46:18 AM |
extraordinary-velocity6 | $25.00 | 1/17/2012 4:49:52 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:09 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:05 PM |
csakhil | $25.00 | 1/18/2012 1:28:28 PM |
friendly-principal76 | $25.00 | 1/18/2012 2:34:33 PM |
yield-trapper9 | $25.00 | 1/18/2012 5:40:55 PM |
fragonardlives | $25.00 | 1/19/2012 9:27:30 AM |
ivy-league-MBA | $25.00 | 1/19/2012 9:37:16 AM |
LateOneNight | $100.00 | 1/19/2012 5:37:02 PM |
kevin314 | $50.00 | 1/19/2012 11:19:35 PM |
genius520 | $50.00 | 1/20/2012 9:32:09 AM |
Redmond | $25.00 | 1/20/2012 2:55:46 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:38 PM |
JGuide | $30.01 | 1/22/2012 1:44:28 PM |
Leshan | $69.02 | 1/23/2012 7:39:15 AM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:11:03 AM |
busyguy07 | $25.00 | 1/23/2012 4:40:02 AM |
340 | $25.00 | 1/23/2012 11:46:35 AM |
Weaverville | $25.00 | 1/23/2012 9:21:57 AM |
jenkincb00 | $100.00 | 1/23/2012 12:22:13 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:24 AM |
virtuous-repayment | $25.00 | 1/23/2012 5:53:43 PM |
Octamer | $25.00 | 1/23/2012 8:14:44 PM |
thoughtful-contract984 | $25.00 | 1/23/2012 8:28:28 PM |
well-rounded-dinero | $125.00 | 1/23/2012 8:33:28 PM |
Index_Plus | $8,147.20 | 1/23/2012 9:41:03 PM |
lovely-greenback4 | $50.00 | 1/23/2012 5:57:20 PM |
bruin558 | $80.00 | 1/23/2012 5:57:37 PM |
gpuck | $75.00 | 1/23/2012 5:57:45 PM |
a- | $25.00 | 1/23/2012 6:45:30 PM |
upbeat-investment9 | $100.00 | 1/23/2012 6:32:45 PM |
rubylender | $25.00 | 1/23/2012 8:16:10 PM |
Fire-your-banker | $57.63 | 1/23/2012 8:43:24 PM |
tacologic | $25.00 | 1/23/2012 8:45:06 PM |
AndChicksforFree | $50.00 | 1/16/2012 5:32:31 PM |
Feyenoord | $30.00 | 1/16/2012 8:23:44 PM |
payout-bridge | $25.00 | 1/20/2012 9:48:27 AM |
AF-Chief | $25.00 | 1/16/2012 5:06:29 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:11 PM |
CaptainBlueberry | $25.00 | 1/16/2012 5:30:22 PM |
twjh | $25.00 | 1/16/2012 6:57:06 PM |
hitsman | $50.00 | 1/16/2012 5:18:54 PM |
leodaguy | $100.00 | 1/16/2012 5:22:37 PM |
sensible-fund | $25.00 | 1/17/2012 3:23:01 AM |
Investor_DP | $100.00 | 1/16/2012 5:32:30 PM |
FinanceEngine | $35.00 | 1/17/2012 6:53:22 AM |
Domgabriel | $50.00 | 1/18/2012 3:29:39 AM |
toblerone | $25.00 | 1/18/2012 5:08:56 PM |
LoanerPrincipal | $25.00 | 1/18/2012 5:09:40 PM |
squarebob | $25.00 | 1/18/2012 5:30:44 PM |
tech310 | $50.00 | 1/18/2012 7:43:14 PM |
money-bauble | $100.00 | 1/19/2012 9:40:31 AM |
E_G | $50.00 | 1/19/2012 5:12:17 PM |
guard327 | $30.00 | 1/19/2012 12:58:08 PM |
benjo | $50.00 | 1/19/2012 10:08:22 PM |
kulender | $50.00 | 1/20/2012 6:15:19 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:38 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:46 PM |
Sevron | $100.00 | 1/21/2012 6:09:32 PM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:42 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:58 AM |
principal-cooker2 | $100.00 | 1/22/2012 12:38:22 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:45 PM |
astute-benjamins | $50.00 | 1/23/2012 10:31:31 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:40 AM |
pthighs | $100.00 | 1/23/2012 12:23:08 PM |
harty | $50.00 | 1/23/2012 12:38:02 PM |
Adam_00 | $50.00 | 1/23/2012 3:25:56 PM |
important-ore | $100.00 | 1/23/2012 9:13:44 PM |
orange-impartial-asset | $25.00 | 1/23/2012 6:00:27 PM |
gain-equator | $50.00 | 1/23/2012 5:59:04 PM |
Huck007 | $100.00 | 1/23/2012 6:20:06 PM |
upbeat-investment9 | $100.00 | 1/23/2012 6:33:18 PM |
Octamer | $50.00 | 1/23/2012 8:14:03 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
551465
This series of Notes was issued and sold upon the funding of the borrower loan #59236, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $320.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,694 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-exciting-truth |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...to get rid of my credit card debt. I want to start 2012 with no credit card debt.
My financial situation:
I am a good candidate for this loan because...I have a full time job. I have been with my current employer for 9 years. The company is very strong and continuing to grow each year. I intend to pay alittle extra each month in order to pay the loan off at a quicker pace. I am eager to get this process started and begin 2012 with no debt.
Monthly net income: $3408
Monthly expenses: $3170
Housing: $1200
Insurance: $210
Car expenses: $400
Utilities: $120
Phone, cable, internet: $190
Food, entertainment: $450
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bullish2bearish | $28.39 | 1/20/2012 10:32:40 AM |
miked8303 | $25.00 | 1/16/2012 5:05:37 PM |
careful-vigilance4 | $25.00 | 1/16/2012 5:14:08 PM |
hitsman | $50.00 | 1/16/2012 5:18:54 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:43 PM |
loss-of-control | $75.55 | 1/16/2012 5:36:47 PM |
integrity-american | $25.00 | 1/16/2012 8:44:27 PM |
jiggaman7 | $50.00 | 1/16/2012 5:13:36 PM |
skillful-asset5 | $30.00 | 1/16/2012 8:27:35 PM |
penny-surgeon | $25.00 | 1/17/2012 9:31:30 AM |
TrekTune | $25.00 | 1/17/2012 5:09:46 PM |
Weaverville | $25.00 | 1/18/2012 10:49:06 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:09 AM |
csakhil | $25.00 | 1/18/2012 1:28:29 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:18 PM |
daekpon | $75.00 | 1/18/2012 3:34:24 PM |
reflective-rupee | $25.00 | 1/18/2012 3:33:54 PM |
scoobiedoo | $50.00 | 1/18/2012 7:12:56 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:57 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:20 AM |
lucrative-dollar | $25.00 | 1/19/2012 3:24:50 PM |
SecondChanceLendingSERV | $30.00 | 1/19/2012 4:14:01 PM |
market-sumac | $100.00 | 1/19/2012 4:20:10 PM |
silver-dandelion5 | $75.00 | 1/19/2012 1:44:22 PM |
asset-professor | $25.00 | 1/19/2012 5:09:08 PM |
principal-cooker2 | $100.00 | 1/19/2012 5:30:53 PM |
rupee-cymbal | $25.00 | 1/19/2012 5:16:26 PM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:59 PM |
diplomatic-wealth7 | $25.00 | 1/19/2012 5:39:04 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:25:15 PM |
inspiring-payout5 | $25.00 | 1/19/2012 7:18:38 PM |
autonomous-basis | $25.00 | 1/19/2012 5:36:34 PM |
Nazbuster | $25.00 | 1/19/2012 5:09:01 PM |
Bears34 | $25.00 | 1/19/2012 8:48:26 PM |
EngineersAlliance | $125.00 | 1/19/2012 5:17:46 PM |
burrito6 | $50.00 | 1/19/2012 5:22:14 PM |
kevin314 | $25.00 | 1/19/2012 11:18:37 PM |
resolute-worth4 | $36.00 | 1/19/2012 5:29:47 PM |
WilliamLeeSims | $25.00 | 1/19/2012 5:31:19 PM |
five-star-justice | $25.00 | 1/20/2012 5:26:36 AM |
ethical-truth211 | $129.21 | 1/20/2012 4:14:39 AM |
green28 | $75.00 | 1/20/2012 4:45:44 AM |
gold-cluster | $50.00 | 1/19/2012 7:12:18 PM |
kulender | $50.00 | 1/20/2012 6:15:19 AM |
velocity-aurora | $100.00 | 1/20/2012 7:17:55 AM |
zydeco337 | $27.00 | 1/20/2012 7:44:16 AM |
the-magnetic-transaction | $50.00 | 1/20/2012 9:20:36 AM |
leverage-monger | $25.00 | 1/20/2012 9:42:14 AM |
GCInvestments | $25.00 | 1/20/2012 9:44:37 AM |
hopethisworks | $25.00 | 1/20/2012 9:46:26 AM |
Elefunt | $25.00 | 1/20/2012 9:48:23 AM |
davisfl | $25.00 | 1/20/2012 9:49:10 AM |
agalt | $65.00 | 1/20/2012 8:10:02 AM |
ferdberfel | $34.97 | 1/20/2012 8:22:27 AM |
wwwUniversal | $25.00 | 1/20/2012 9:34:31 AM |
Katburg | $25.00 | 1/20/2012 9:36:29 AM |
investment-seeker7 | $34.66 | 1/20/2012 10:00:49 AM |
reverent-hope5 | $25.00 | 1/20/2012 11:09:48 AM |
Wellman | $25.00 | 1/20/2012 9:14:28 AM |
Joyflyer | $327.37 | 1/20/2012 11:43:00 AM |
econgineer | $87.58 | 1/20/2012 2:20:07 PM |
golden-cat | $25.00 | 1/20/2012 9:39:47 AM |
bold-sunny-generosity | $25.00 | 1/20/2012 12:41:27 PM |
rss197 | $25.00 | 1/20/2012 1:30:07 PM |
CACO_Lender | $25.00 | 1/20/2012 1:34:45 PM |
orearella3 | $25.00 | 1/20/2012 9:49:29 AM |
preeminant-moola6 | $25.55 | 1/20/2012 3:58:48 PM |
WonderPup | $25.00 | 1/20/2012 3:59:48 PM |
chato2345 | $25.00 | 1/20/2012 4:06:41 PM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:35 AM |
DaddyBill | $33.90 | 1/20/2012 2:10:53 PM |
Fire-your-banker | $253.14 | 1/20/2012 4:14:31 PM |
AndChicksforFree | $25.00 | 1/16/2012 5:33:23 PM |
InChicago | $150.00 | 1/19/2012 6:07:16 AM |
worthy-bid8 | $50.00 | 1/16/2012 5:22:57 PM |
nimble-revenue5 | $50.00 | 1/16/2012 5:42:56 PM |
vutah | $25.00 | 1/16/2012 6:03:09 PM |
calimanusa | $50.00 | 1/16/2012 8:27:47 PM |
bubb_hans | $50.00 | 1/16/2012 5:14:41 PM |
cattlebaron | $25.00 | 1/16/2012 5:26:35 PM |
SFBank | $50.00 | 1/16/2012 5:31:36 PM |
loss-of-control | $25.00 | 1/16/2012 6:22:20 PM |
melodious-openness | $300.00 | 1/17/2012 3:01:32 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:34 PM |
Dubbs360 | $100.00 | 1/17/2012 9:33:35 AM |
2grindstones | $25.00 | 1/17/2012 1:17:07 PM |
kindness-ace1 | $50.00 | 1/17/2012 4:29:30 PM |
Tylerh | $250.00 | 1/17/2012 5:51:49 PM |
nex | $25.00 | 1/17/2012 5:50:05 PM |
nickel-jam | $725.00 | 1/18/2012 2:30:11 PM |
red-power-pecan | $50.00 | 1/18/2012 5:57:28 PM |
tech310 | $50.00 | 1/18/2012 7:47:05 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:32 AM |
SolarMoonshine | $25.00 | 1/19/2012 3:50:51 AM |
refined-transparency154 | $50.00 | 1/19/2012 2:41:58 PM |
Domgabriel | $30.00 | 1/19/2012 4:38:06 PM |
consummate-loyalty1 | $42.00 | 1/19/2012 5:05:36 PM |
toblerone | $25.00 | 1/19/2012 5:07:05 PM |
jazzlender | $25.00 | 1/19/2012 5:07:50 PM |
innocent-income4 | $25.00 | 1/19/2012 5:32:00 PM |
suave-income397 | $662.89 | 1/19/2012 6:17:42 PM |
Comoparklender | $25.00 | 1/19/2012 5:27:28 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:08 PM |
justice-allocator3 | $25.00 | 1/19/2012 10:12:13 PM |
market-pudding | $25.00 | 1/20/2012 4:41:29 AM |
capital-renewal | $25.00 | 1/19/2012 5:42:25 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:47 PM |
Bob450 | $25.00 | 1/19/2012 6:33:41 PM |
foothillender | $25.00 | 1/20/2012 8:36:50 AM |
S2M | $36.00 | 1/19/2012 8:59:59 PM |
active-wealth3 | $25.00 | 1/20/2012 8:58:11 AM |
klend4 | $25.00 | 1/20/2012 3:37:30 AM |
asiaratt | $50.00 | 1/20/2012 9:16:28 AM |
shrewd-peace7 | $25.00 | 1/20/2012 9:34:56 AM |
Rogelio48 | $25.00 | 1/20/2012 7:52:57 AM |
Mariner3605 | $25.00 | 1/20/2012 9:36:03 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:51:45 AM |
first-pragmatic-power | $25.00 | 1/20/2012 9:38:40 AM |
worldly-gold | $50.00 | 1/20/2012 9:11:02 AM |
life-is-great | $25.00 | 1/20/2012 9:11:54 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:40 AM |
revenue-burst676 | $50.00 | 1/20/2012 12:32:35 PM |
tremendous-payment | $25.00 | 1/20/2012 9:22:39 AM |
dedicated-transaction796 | $25.00 | 1/20/2012 9:23:28 AM |
dough-bear | $25.00 | 1/20/2012 9:29:08 AM |
glroark | $150.00 | 1/20/2012 2:18:37 PM |
Sandboxer | $40.00 | 1/20/2012 10:13:51 AM |
a-plentiful-loyalty | $25.00 | 1/20/2012 11:35:26 AM |
worldly-community3 | $50.00 | 1/20/2012 9:37:35 AM |
Kapitaal | $50.00 | 1/20/2012 12:24:33 PM |
miamibeachloaner | $25.00 | 1/20/2012 9:41:46 AM |
NolockHolmes | $60.00 | 1/20/2012 1:11:46 PM |
Slend49 | $25.00 | 1/20/2012 9:48:32 AM |
value-fortress3 | $25.00 | 1/20/2012 3:24:36 PM |
majestic-repayment3 | $25.00 | 1/20/2012 3:54:57 PM |
Zipcut | $25.00 | 1/20/2012 10:26:58 AM |
Cory79 | $31.88 | 1/20/2012 4:10:23 PM |
iamabby | $50.00 | 1/20/2012 11:39:40 AM |
duty-explosion9 | $25.00 | 1/20/2012 12:10:04 PM |
ironfox | $25.00 | 1/20/2012 1:57:10 PM |
moola-buddy | $25.00 | 1/20/2012 3:16:10 PM |
168RichCapital | $25.01 | 1/20/2012 3:26:58 PM |
master648 | $126.78 | 1/20/2012 4:03:11 PM |
143 Investments
|
Borrower Payment Dependent Notes Series
551481
This series of Notes was issued and sold upon the funding of the borrower loan #59278, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $258.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1981 |
Debt/Income ratio:
| 37% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,249 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| glimmering-contract1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ms.Pinky
Purpose of loan:
This loan will be used to...pay off higher credit card.
My financial situation:
I am a good candidate for this loan because...
i always pay on time, i have never been late on my payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Harry | $50.00 | 1/14/2012 12:07:47 PM |
kenji4861 | $25.00 | 1/14/2012 12:23:39 PM |
AFairDeal | $25.00 | 1/14/2012 12:19:14 PM |
enriching-dollar1 | $100.00 | 1/14/2012 12:20:45 PM |
green-trade-dolphin2 | $29.01 | 1/14/2012 12:02:33 PM |
rupee-equation2 | $25.00 | 1/14/2012 12:08:28 PM |
indomitable-coin | $25.00 | 1/14/2012 12:13:20 PM |
hitsman | $50.00 | 1/14/2012 12:58:54 PM |
JustMee | $25.00 | 1/14/2012 3:02:34 PM |
order-supernova6 | $100.00 | 1/14/2012 10:27:39 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:08 AM |
magical-durability9 | $25.00 | 1/16/2012 7:54:13 AM |
integrity-american | $25.00 | 1/16/2012 8:44:21 PM |
csakhil | $25.00 | 1/18/2012 1:28:15 PM |
themoneydoctor | $100.00 | 1/20/2012 3:36:02 PM |
E_G | $50.00 | 1/20/2012 5:11:11 PM |
bid-fort3 | $25.00 | 1/20/2012 5:33:46 PM |
genius520 | $50.00 | 1/20/2012 5:36:38 PM |
selector568 | $300.00 | 1/20/2012 5:06:33 PM |
Uncle_Scrooge | $50.00 | 1/20/2012 5:49:22 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:41 PM |
soular21804 | $25.00 | 1/20/2012 5:29:53 PM |
rautility | $25.00 | 1/21/2012 10:11:30 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:43 PM |
excellent-funds025 | $100.00 | 1/21/2012 8:48:59 AM |
greenfuture | $25.00 | 1/21/2012 10:36:10 AM |
green28 | $150.00 | 1/21/2012 1:39:43 PM |
oxnard | $50.00 | 1/21/2012 1:53:23 PM |
euro-trumpet | $25.00 | 1/21/2012 9:43:28 PM |
careful-money2 | $25.00 | 1/22/2012 7:58:56 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:53 AM |
benefit-prescription6 | $100.00 | 1/22/2012 12:41:10 PM |
CleverHat | $50.00 | 1/22/2012 1:40:10 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:43:08 PM |
Index_Plus | $2,490.82 | 1/22/2012 2:31:14 PM |
sturdy-fairness0 | $100.00 | 1/14/2012 12:52:19 PM |
investment-artist | $25.00 | 1/14/2012 1:07:33 PM |
downtownfarm | $25.00 | 1/14/2012 12:36:31 PM |
Brisket_Bob | $37.50 | 1/15/2012 7:42:43 AM |
Tylerh | $29.00 | 1/15/2012 12:17:41 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:19 AM |
john0720 | $50.00 | 1/16/2012 8:20:16 AM |
ltschetter | $25.00 | 1/16/2012 2:52:32 PM |
A4 | $25.00 | 1/17/2012 5:42:47 PM |
edaguy | $75.00 | 1/17/2012 5:45:03 PM |
a- | $25.00 | 1/18/2012 12:30:47 PM |
blooming-market | $25.00 | 1/18/2012 3:20:58 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:14 AM |
houli123 | $150.00 | 1/20/2012 9:46:09 AM |
kevin314 | $25.00 | 1/20/2012 5:14:45 PM |
top-courteous-peso | $75.00 | 1/20/2012 5:43:03 PM |
ericgassercom | $25.00 | 1/20/2012 5:15:20 PM |
Redmond | $25.00 | 1/20/2012 2:55:42 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 8:09:12 PM |
giantfan19 | $27.79 | 1/20/2012 9:56:30 PM |
currency-persimmon | $35.00 | 1/21/2012 11:32:33 AM |
Wishmaker | $100.00 | 1/21/2012 11:45:01 AM |
ideal-platinum1 | $25.00 | 1/21/2012 12:53:59 PM |
enthralling-investment | $25.00 | 1/21/2012 12:49:02 PM |
blue-lucrative-rate | $25.00 | 1/21/2012 7:47:45 PM |
mondaymorning | $50.88 | 1/22/2012 5:28:51 AM |
Boxster968 | $25.00 | 1/22/2012 1:10:34 AM |
generosity-poem2 | $300.00 | 1/22/2012 11:59:00 AM |
successful-agreement7 | $100.00 | 1/22/2012 12:16:52 PM |
dinero-path5 | $50.00 | 1/22/2012 10:50:37 AM |
powderbumps | $25.00 | 1/22/2012 2:21:13 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
551501
This series of Notes was issued and sold upon the funding of the borrower loan #59369, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,641 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| loyalty-faire7 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500.00
Monthly expenses: $1795.00 list below
Housing: $500.00
Insurance: $105.00
Car expenses: $150.00
Utilities: $200.00
Phone, cable, internet: $180.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $360.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 1/15/2012 12:13:35 PM |
hitsman | $50.00 | 1/15/2012 12:35:31 PM |
nimble-revenue5 | $50.00 | 1/15/2012 12:13:57 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:48 PM |
LittleMingo | $25.00 | 1/15/2012 6:05:08 PM |
zeeexsixare | $300.00 | 1/15/2012 12:41:06 PM |
Investor_DP | $100.00 | 1/15/2012 12:41:43 PM |
nex | $25.00 | 1/16/2012 9:32:33 AM |
stylish-compassion3 | $50.00 | 1/16/2012 3:47:28 PM |
WilliamLeeSims | $25.00 | 1/16/2012 5:38:51 PM |
integrity-american | $25.00 | 1/16/2012 8:44:22 PM |
twjh | $25.00 | 1/17/2012 4:45:46 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:19 PM |
genius520 | $50.00 | 1/17/2012 5:25:37 PM |
viennese | $25.00 | 1/17/2012 2:14:29 PM |
frogperson | $200.00 | 1/17/2012 5:37:58 PM |
ethical-truth211 | $300.00 | 1/18/2012 3:03:07 AM |
orange-preeminant-bill | $25.00 | 1/18/2012 7:46:37 AM |
vigorous-market5 | $200.00 | 1/18/2012 8:03:46 AM |
money-bauble | $100.00 | 1/17/2012 5:55:56 PM |
Hambone1111 | $25.00 | 1/18/2012 9:24:36 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:08 PM |
csakhil | $25.00 | 1/18/2012 1:28:18 PM |
Ron_Paul_for_President_2012 | $30.00 | 1/18/2012 2:04:53 PM |
restless-currency | $50.00 | 1/18/2012 5:34:18 PM |
tech310 | $50.00 | 1/18/2012 7:43:09 PM |
revenue-innovator1 | $50.23 | 1/18/2012 6:24:04 PM |
dollardave | $50.00 | 1/19/2012 10:14:07 AM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:43 AM |
principal-cooker2 | $100.00 | 1/19/2012 5:30:53 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:48 PM |
velocity-pear | $25.00 | 1/20/2012 9:31:27 AM |
rss197 | $25.00 | 1/20/2012 1:30:06 PM |
friendship9 | $25.00 | 1/20/2012 6:35:50 PM |
jybank | $50.00 | 1/21/2012 12:01:36 AM |
red-eloquent-rupee | $100.00 | 1/21/2012 7:29:41 AM |
proud-pound4 | $25.00 | 1/22/2012 12:17:30 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:47 PM |
cash-hyperdrive0 | $50.00 | 1/22/2012 12:22:01 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:24 PM |
cello1 | $25.00 | 1/22/2012 6:30:59 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:39:45 PM |
Rico47 | $25.00 | 1/22/2012 3:35:32 PM |
cake7 | $27.86 | 1/22/2012 4:38:23 PM |
kindness-ace1 | $50.00 | 1/22/2012 4:52:07 PM |
burgeoning-generosity9 | $26.98 | 1/22/2012 3:33:24 PM |
bold-generosity-enlightenment | $50.00 | 1/22/2012 4:29:09 PM |
87Marc | $25.00 | 1/23/2012 9:25:33 AM |
p2p-mover0 | $50.00 | 1/22/2012 10:14:20 PM |
George2384 | $25.00 | 1/23/2012 4:10:26 AM |
vonheyse | $25.00 | 1/23/2012 5:18:01 AM |
orearella3 | $25.00 | 1/23/2012 9:37:27 AM |
patriot384 | $100.00 | 1/23/2012 6:50:39 AM |
honorable-loot4 | $25.00 | 1/23/2012 9:49:56 AM |
Tradesmanlender | $25.00 | 1/23/2012 9:05:57 AM |
gjm6d | $25.00 | 1/23/2012 9:08:17 AM |
social-cocktail1 | $200.00 | 1/23/2012 9:31:00 AM |
euro-speaker8 | $25.00 | 1/23/2012 5:12:57 PM |
harty | $50.00 | 1/23/2012 12:37:59 PM |
economy-huckleberry0 | $25.00 | 1/23/2012 5:53:25 PM |
VJ_Financial | $50.00 | 1/23/2012 9:10:29 PM |
wwwUniversal | $25.00 | 1/23/2012 5:33:36 PM |
schnarff | $25.00 | 1/23/2012 6:51:27 PM |
rupee-equation2 | $25.00 | 1/15/2012 12:18:24 PM |
Tylerh | $250.00 | 1/15/2012 12:17:42 PM |
loan-fate | $50.00 | 1/15/2012 12:20:36 PM |
sensible-fund | $25.00 | 1/16/2012 5:26:06 AM |
MrRooster101 | $25.00 | 1/16/2012 1:08:58 PM |
kind-credit-bear | $25.00 | 1/16/2012 2:17:01 PM |
skillful-asset5 | $30.00 | 1/16/2012 8:34:16 PM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:56 PM |
thomas16882004 | $25.00 | 1/17/2012 1:16:29 AM |
Rogesparkguy | $25.00 | 1/17/2012 9:36:05 AM |
the-hope-workhorse | $100.00 | 1/17/2012 3:09:41 PM |
1stPlace | $25.00 | 1/18/2012 7:59:08 AM |
Weaverville | $25.00 | 1/18/2012 10:49:02 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:04 AM |
Dowanhill | $25.00 | 1/18/2012 3:25:11 PM |
VAGweilo | $25.00 | 1/18/2012 3:32:10 PM |
toblerone | $25.00 | 1/18/2012 5:08:51 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:44 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:55 AM |
pdxtech | $50.00 | 1/19/2012 12:14:27 PM |
market-sumac | $100.00 | 1/19/2012 4:20:08 PM |
return-blueberry383 | $200.00 | 1/19/2012 5:53:08 PM |
kevin314 | $25.00 | 1/19/2012 11:18:34 PM |
suave-dime6 | $25.00 | 1/20/2012 6:50:21 AM |
kulender | $50.00 | 1/20/2012 6:15:11 AM |
miked8303 | $50.00 | 1/20/2012 9:36:20 AM |
money-baron-roth-IRA | $50.00 | 1/20/2012 9:30:22 AM |
gold-cluster | $50.00 | 1/20/2012 9:37:07 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:39 AM |
Redmond | $25.00 | 1/20/2012 2:55:43 PM |
loss-of-control | $150.00 | 1/20/2012 6:43:06 PM |
wild_carrot | $25.00 | 1/20/2012 9:16:55 PM |
BradP | $35.00 | 1/20/2012 5:24:37 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:55 AM |
houli123 | $25.00 | 1/21/2012 7:25:03 AM |
loyalty-czar | $35.00 | 1/21/2012 8:31:51 AM |
Imaginos1892 | $100.00 | 1/21/2012 9:48:32 AM |
Comoparklender | $25.00 | 1/21/2012 12:44:46 PM |
SimpleChoice | $25.00 | 1/22/2012 7:20:01 AM |
unconquerable-cash | $30.00 | 1/21/2012 3:01:20 PM |
magnitude787 | $30.00 | 1/22/2012 12:11:08 PM |
life-is-great | $25.00 | 1/22/2012 12:25:19 PM |
reflective-rupee | $25.00 | 1/22/2012 12:47:35 PM |
new-intuitive-dime | $25.00 | 1/22/2012 12:22:36 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:42 PM |
Bob450 | $30.00 | 1/22/2012 5:43:24 PM |
calimanusa | $30.00 | 1/22/2012 11:06:40 PM |
cozy-gain023 | $87.57 | 1/23/2012 6:59:36 AM |
yield-implementer8 | $53.18 | 1/23/2012 8:24:51 AM |
btw8211 | $25.00 | 1/23/2012 8:40:35 AM |
best-asset-jedi | $50.00 | 1/22/2012 2:53:03 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:45 PM |
aldeed | $69.00 | 1/23/2012 9:04:29 AM |
zone6 | $100.00 | 1/22/2012 3:01:23 PM |
HoldenGroupLending | $25.00 | 1/22/2012 6:58:29 PM |
natural-greenback6 | $25.00 | 1/22/2012 7:23:00 PM |
powerplant62 | $25.00 | 1/22/2012 7:33:55 PM |
power-secret-agent | $25.00 | 1/22/2012 11:01:31 PM |
planetibet | $37.17 | 1/23/2012 6:26:40 AM |
mpatrick | $35.00 | 1/23/2012 9:47:51 AM |
melodious-openness | $2,000.00 | 1/23/2012 10:55:16 AM |
CheapDolo22 | $25.00 | 1/23/2012 11:29:29 AM |
nycfinance | $25.00 | 1/23/2012 9:13:33 AM |
well-mannered-income3 | $60.00 | 1/23/2012 2:50:23 PM |
cajunguy | $25.00 | 1/23/2012 4:54:24 PM |
donlenboy | $25.77 | 1/23/2012 10:43:53 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:39 AM |
octoberfresh | $25.00 | 1/23/2012 11:57:25 AM |
hopeful-silver5 | $25.00 | 1/23/2012 1:46:08 PM |
heavenly-interest2 | $25.00 | 1/23/2012 3:11:17 PM |
duty-explosion9 | $25.00 | 1/23/2012 4:40:49 PM |
the-enthralling-coin | $25.00 | 1/23/2012 5:07:51 PM |
the-magnetic-transaction | $50.00 | 1/23/2012 5:07:10 PM |
Scrooge_McDuck2 | $100.00 | 1/23/2012 5:29:58 PM |
kirat15 | $750.00 | 1/23/2012 5:49:15 PM |
fantastic-bazaar2 | $100.00 | 1/23/2012 6:03:33 PM |
diligent-bid3 | $50.00 | 1/23/2012 6:38:43 PM |
Index_Plus | $2,727.24 | 1/23/2012 9:35:41 PM |
141 Investments
|
Borrower Payment Dependent Notes Series
551547
This series of Notes was issued and sold upon the funding of the borrower loan #59331, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $322.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 64% |
Credit score:
| 800-819 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,274 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-benefit-genetics |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt management loan
Looking to refinance some existing debt at a better interest rate. I have an excellent credit history and I also have regular, steady income. Payments on this loan will only require a small fraction of my income and I've paid all of my existing debt obligations on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.01 | 1/15/2012 12:02:21 PM |
downtownfarm | $25.00 | 1/15/2012 12:26:21 PM |
john0720 | $50.00 | 1/16/2012 8:20:17 AM |
integrity-american | $25.00 | 1/16/2012 8:44:22 PM |
csakhil | $25.00 | 1/18/2012 1:28:19 PM |
E_G | $50.00 | 1/19/2012 5:12:16 PM |
Weaverville | $25.00 | 1/19/2012 4:20:36 PM |
genius520 | $50.00 | 1/19/2012 5:17:02 PM |
ideal-platinum1 | $25.00 | 1/19/2012 5:27:10 PM |
benjo | $50.00 | 1/19/2012 10:08:20 PM |
kevin314 | $50.00 | 1/19/2012 11:19:32 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:42 PM |
Sevron | $100.00 | 1/21/2012 6:09:31 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:41:00 PM |
Harry | $50.00 | 1/15/2012 12:18:04 PM |
AFairDeal | $25.00 | 1/15/2012 12:11:07 PM |
rupee-equation2 | $25.00 | 1/15/2012 12:18:25 PM |
hitsman | $50.00 | 1/15/2012 12:35:33 PM |
sturdy-fairness0 | $100.00 | 1/15/2012 12:05:56 PM |
kenji4861 | $25.00 | 1/15/2012 12:08:44 PM |
enriching-dollar1 | $100.00 | 1/15/2012 12:18:49 PM |
edaguy | $75.00 | 1/17/2012 5:45:04 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:16 AM |
blooming-market | $25.00 | 1/19/2012 5:09:58 PM |
indomitable-coin | $25.00 | 1/19/2012 5:12:12 PM |
bid-fort3 | $25.00 | 1/19/2012 5:31:26 PM |
Tylerh | $250.00 | 1/19/2012 5:16:51 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:42 PM |
successful-agreement7 | $100.00 | 1/19/2012 5:37:24 PM |
Cherrypicker | $50.00 | 1/20/2012 12:42:01 PM |
brightest-breathtaking-finance | $100.00 | 1/20/2012 9:30:39 AM |
Redmond | $25.00 | 1/20/2012 2:55:43 PM |
Uncle_Scrooge | $50.00 | 1/20/2012 5:49:22 PM |
greenfuture | $25.00 | 1/21/2012 10:36:10 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:44 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:54 AM |
Index_Plus | $5,645.99 | 1/22/2012 2:35:48 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:42 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
551559
This series of Notes was issued and sold upon the funding of the borrower loan #59888, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $629.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,641 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kinetic-hope |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting a Business
Purpose of loan:
This loan will be used to fund an investment home purchase. I can do a cash re-fi after one year to accelerate repayment of this loan.
My financial situation:
I am a good candidate for this loan, because I have a stable income as a pharmacist & know the Houston market. I currently own two investment properties, a rental w-a $500 cash-flow and raw land.
Monthly income =$7560
Net Rental Income = $400
Expenses (including credit cards) = $ 3500
Hard money loans cost are too high (origination fee, inspector fees for each money release, etc). They want their money back in 6 months and the monthly payments don't decrease the principal until it is fully paid for. If they extend your loan, then there is another $1k-$2k out of pocket.
Currently, I owe about $20k in credit card debt. Why? I took out cash from my credit card to bail out my parents' business too many times and have ceased giving them financial help for their business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.01 | 1/27/2012 9:02:19 AM |
cash-delight1 | $50.00 | 1/27/2012 9:09:23 AM |
compoundinterest | $50.00 | 1/27/2012 5:38:05 PM |
a- | $25.00 | 1/28/2012 4:06:37 PM |
ToweringDan | $50.00 | 1/28/2012 9:48:36 PM |
silver-breeze3 | $25.00 | 1/29/2012 7:23:32 AM |
blue-greenback-saver | $100.00 | 1/30/2012 4:06:05 AM |
dignified-finance | $50.00 | 1/30/2012 7:41:00 AM |
Index_Plus | $15,000.00 | 1/30/2012 11:13:04 AM |
P2P_Investor | $664.07 | 1/30/2012 11:17:01 AM |
plato22 | $25.00 | 1/30/2012 11:21:32 AM |
thenadamgoes | $50.00 | 1/30/2012 11:31:03 AM |
blazing-capital2 | $250.00 | 1/30/2012 11:28:22 AM |
Rockymtnhi | $50.00 | 1/30/2012 11:25:35 AM |
market-maximizer472 | $100.00 | 1/30/2012 11:43:54 AM |
mkl42 | $50.00 | 1/30/2012 11:43:58 AM |
Harry | $50.00 | 1/27/2012 5:26:46 PM |
kenji4861 | $25.00 | 1/27/2012 5:38:50 PM |
DDPrime | $37.00 | 1/28/2012 12:23:59 PM |
indomitable-coin | $25.00 | 1/28/2012 12:23:13 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:16 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:34 PM |
pierrelasvegas | $25.00 | 1/29/2012 7:44:14 AM |
themoneydoctor | $100.00 | 1/29/2012 11:45:34 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:54 PM |
Zolton | $300.00 | 1/30/2012 6:27:01 AM |
bigballer105 | $100.00 | 1/30/2012 7:32:59 AM |
mrmojado | $25.00 | 1/30/2012 9:36:27 AM |
inspired-investment8 | $100.00 | 1/30/2012 10:27:26 AM |
point-mastery2 | $25.00 | 1/30/2012 11:20:29 AM |
deal-goliath4 | $500.00 | 1/30/2012 11:16:01 AM |
slipstock | $25.00 | 1/30/2012 11:32:46 AM |
vtr1000 | $37.94 | 1/30/2012 11:36:30 AM |
manugee | $50.00 | 1/30/2012 11:40:19 AM |
ChrisProsper | $1,301.98 | 1/30/2012 11:45:40 AM |
faldska | $25.00 | 1/30/2012 11:41:01 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
551613
This series of Notes was issued and sold upon the funding of the borrower loan #59322, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $128.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 10y 5m |
Amount delinquent:
| $502 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,133 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 83 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| delectable-bazaar6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
Purpose of loan:
This loan will be used to...Pay off taxes and credit cards
My financial situation:
I am a good candidate for this loan because...Trying to rebuild credit for future home purchase
Monthly net income: $2576
Monthly expenses: $ 500
Housing: $1010.00
Insurance: $
Car expenses: $254.00
Utilities: $
Phone, cable, internet: $160
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bobafet | $25.00 | 1/15/2012 12:34:11 PM |
enriching-dollar1 | $100.00 | 1/15/2012 12:18:49 PM |
downtownfarm | $25.00 | 1/15/2012 12:26:22 PM |
hitsman | $50.00 | 1/15/2012 12:35:35 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:40 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:09 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:28 PM |
tech310 | $50.00 | 1/18/2012 7:47:03 PM |
toblerone | $25.00 | 1/20/2012 5:13:01 PM |
EngineersAlliance | $100.00 | 1/20/2012 5:30:21 PM |
money-bauble | $100.00 | 1/21/2012 12:10:20 PM |
Domgabriel | $30.00 | 1/21/2012 5:59:28 AM |
kevin314 | $25.00 | 1/21/2012 12:19:07 PM |
CaptainBlueberry | $25.00 | 1/21/2012 12:20:39 PM |
selector568 | $300.00 | 1/21/2012 12:35:45 PM |
Sevron | $100.00 | 1/21/2012 6:09:31 PM |
blue-lucrative-rate | $45.00 | 1/21/2012 7:49:57 PM |
Bob450 | $25.00 | 1/22/2012 11:53:51 AM |
Redmond | $25.00 | 1/22/2012 12:23:02 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:42 PM |
pirahna125 | $25.00 | 1/15/2012 12:12:03 PM |
vutah | $25.00 | 1/15/2012 12:39:34 PM |
integrity-american | $25.00 | 1/16/2012 8:44:23 PM |
csakhil | $25.00 | 1/18/2012 1:28:20 PM |
edaguy | $75.00 | 1/20/2012 5:34:02 PM |
genius520 | $50.00 | 1/20/2012 5:36:38 PM |
principal-cooker2 | $100.00 | 1/21/2012 12:48:19 PM |
E_G | $50.00 | 1/21/2012 12:35:15 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:44 PM |
generosity-poem2 | $40.00 | 1/22/2012 12:03:02 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:55 AM |
Index_Plus | $2,710.00 | 1/22/2012 2:32:25 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:37 PM |
33 Investments
|
Borrower Payment Dependent Notes Series
551623
This series of Notes was issued and sold upon the funding of the borrower loan #59703, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 30% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $57,832 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-taker |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay down high interest credit card debt.
My financial situation:
I am a good candidate for this loan because I earn a nice salary and bonus and I have always paid my bills. My issue is that an interest rate on a credit card which I've carried a high balance is excessive (29%). With such a high rate I'm not making a dent in paying down the balance. While the Propser loan has a high rate at least I'll be able to begin may progress on reducing the debt.
Monthly net income: $13,200
Monthly expenses: $10,501 (total - see breakdown below)
Housing: $2,888 (includes mortgage)
Insurance: $405
Car expenses: $980 (includes car loan)
Utilities: $540
Phone, cable, internet: $160
Food, entertainment: $2,117
Clothing, household expenses: $750
Credit cards and other loans: $2,661 (includes amt. to be paid down)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 1/26/2012 5:01:33 PM |
worth-blanket2 | $15,000.00 | 1/26/2012 5:01:44 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
551631
This series of Notes was issued and sold upon the funding of the borrower loan #59243, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,705 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-coin-ally |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I am responsible working professional with two jobs. I have a full time job, and a part time job. My main goal is to pay my debt off. I am in this situation, because in my industry, you start off making very little money and you have to move frequently. Now that I am settled, I am in need of financial help to get back on my feet. Following my dream also landed me in some debt.
Thank you for considering me.
Monthly net income: $2000
Monthly expenses: $1800
Housing: $840
Insurance: $80
Car expenses: $240
Utilities: $30
Phone, cable, internet: free with rent
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $400
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-popcorn | $25.00 | 1/21/2012 5:18:01 AM |
impressive-justice6 | $50.00 | 1/15/2012 12:17:57 PM |
Bobafet | $25.00 | 1/15/2012 12:34:11 PM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:49 PM |
downtownfarm | $25.00 | 1/15/2012 12:26:22 PM |
one-midas | $25.00 | 1/15/2012 8:23:22 PM |
john0720 | $50.00 | 1/16/2012 8:20:17 AM |
bullwink27 | $25.00 | 1/16/2012 4:46:43 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:40 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:28 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:09 PM |
Asgardian | $25.00 | 1/17/2012 5:57:25 AM |
selector568 | $300.00 | 1/16/2012 5:34:40 PM |
edaguy | $75.00 | 1/16/2012 5:36:50 PM |
addlending | $70.00 | 1/17/2012 10:28:45 AM |
twjh | $25.00 | 1/17/2012 7:27:40 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:04 AM |
scoobiedoo | $25.00 | 1/18/2012 6:04:41 AM |
singletrck | $25.00 | 1/18/2012 7:36:36 AM |
heerzaquestion | $50.00 | 1/18/2012 8:49:31 AM |
JHKL | $25.00 | 1/18/2012 1:02:59 PM |
grammaspurse | $25.00 | 1/18/2012 9:57:51 AM |
FamilyEducationFund | $25.00 | 1/18/2012 3:11:42 PM |
Fiimg | $50.00 | 1/18/2012 6:23:01 PM |
omegamon1 | $26.00 | 1/18/2012 6:39:40 PM |
killdare | $25.00 | 1/18/2012 7:33:31 PM |
payment-halo | $25.00 | 1/19/2012 3:24:08 AM |
thinker6 | $50.00 | 1/19/2012 10:30:48 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:16 AM |
genius520 | $50.00 | 1/19/2012 5:17:02 PM |
a- | $34.00 | 1/19/2012 11:42:09 AM |
charming-exchange7 | $25.00 | 1/19/2012 12:14:32 PM |
kevin314 | $50.00 | 1/19/2012 11:19:32 PM |
CFOGO | $25.00 | 1/20/2012 5:07:16 AM |
ClearCut | $100.00 | 1/19/2012 10:17:54 PM |
rpdelray | $25.00 | 1/20/2012 5:29:56 AM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:42 PM |
GCInvestments | $25.00 | 1/20/2012 9:44:36 AM |
buffalobills | $25.00 | 1/20/2012 8:10:29 AM |
jgar_O | $25.00 | 1/20/2012 9:45:19 AM |
oxnard | $50.00 | 1/20/2012 2:28:44 PM |
asset-electron1 | $25.00 | 1/20/2012 12:05:29 PM |
gain-expert | $25.00 | 1/20/2012 6:09:21 PM |
WxChem | $25.00 | 1/20/2012 7:59:26 PM |
cajunguy | $35.12 | 1/20/2012 7:04:42 PM |
SOP_Bank | $25.00 | 1/21/2012 6:40:42 AM |
Vans1975 | $28.31 | 1/21/2012 7:15:08 AM |
greenback-maniac | $50.00 | 1/21/2012 8:11:12 AM |
SwiDaddy | $25.82 | 1/21/2012 8:41:26 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:43 PM |
saihu | $25.00 | 1/20/2012 8:08:56 PM |
pinballwizard | $50.00 | 1/21/2012 2:32:03 AM |
MonkeyHero | $20.60 | 1/21/2012 8:50:50 AM |
Makemony | $25.00 | 1/21/2012 4:44:06 AM |
BxRealtor | $25.00 | 1/15/2012 12:21:30 PM |
1traveler | $25.00 | 1/15/2012 12:14:57 PM |
enriching-dollar1 | $100.00 | 1/15/2012 12:18:50 PM |
hitsman | $50.00 | 1/15/2012 12:35:35 PM |
pirahna125 | $25.00 | 1/15/2012 12:12:04 PM |
availableloan | $25.00 | 1/15/2012 9:10:46 PM |
rupee-equation2 | $25.00 | 1/15/2012 12:18:25 PM |
Rivervale_Westwood | $25.00 | 1/16/2012 11:15:25 AM |
integrity-american | $25.00 | 1/16/2012 8:44:23 PM |
Tylerh | $250.00 | 1/16/2012 5:33:57 PM |
Cliffie83 | $25.00 | 1/17/2012 5:24:33 PM |
atlas100 | $25.00 | 1/17/2012 7:42:22 PM |
penguino | $100.00 | 1/18/2012 5:35:10 AM |
csakhil | $25.00 | 1/18/2012 1:28:20 PM |
daekpon | $50.00 | 1/18/2012 3:30:44 PM |
doobieBear | $25.00 | 1/18/2012 4:29:32 PM |
toblerone | $25.00 | 1/18/2012 5:08:53 PM |
E_G | $28.00 | 1/18/2012 5:39:54 PM |
cagcrash | $75.00 | 1/18/2012 5:25:38 PM |
grotheik | $25.00 | 1/18/2012 5:27:58 PM |
tech310 | $50.00 | 1/18/2012 7:43:10 PM |
CASSHMAN | $100.00 | 1/19/2012 9:48:34 AM |
poeman | $25.00 | 1/19/2012 12:43:24 PM |
PaulW | $25.00 | 1/19/2012 11:33:03 AM |
munnu | $100.00 | 1/19/2012 1:16:26 PM |
I_Like_to_Invest | $150.00 | 1/19/2012 10:45:43 AM |
radiobuda | $35.40 | 1/19/2012 2:50:04 PM |
principal-cooker2 | $100.00 | 1/19/2012 5:30:53 PM |
market-sumac | $100.00 | 1/19/2012 4:20:08 PM |
orearella3 | $25.00 | 1/19/2012 5:13:57 PM |
sappy02 | $50.00 | 1/19/2012 5:31:55 PM |
kulender | $50.00 | 1/20/2012 6:15:13 AM |
benjo | $50.00 | 1/19/2012 10:08:20 PM |
the-magnetic-transaction | $50.00 | 1/20/2012 9:20:36 AM |
wise-deal-panda | $100.00 | 1/20/2012 9:07:23 AM |
reflective-rupee | $25.00 | 1/20/2012 8:10:53 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:52:45 AM |
broomfieldbucks | $25.00 | 1/20/2012 9:06:50 AM |
ethical-truth211 | $100.00 | 1/20/2012 11:01:02 AM |
Redmond | $25.00 | 1/20/2012 2:55:44 PM |
Sibelius2 | $25.00 | 1/20/2012 5:45:03 PM |
CoolPlexer | $25.00 | 1/20/2012 5:54:26 PM |
wwwUniversal | $25.00 | 1/20/2012 5:15:11 PM |
c-gurista-5 | $25.00 | 1/20/2012 9:09:50 PM |
revenue-associate | $25.00 | 1/20/2012 5:56:42 PM |
serene-capital | $30.00 | 1/20/2012 6:02:46 PM |
houli123 | $25.00 | 1/21/2012 7:25:03 AM |
crw1950 | $30.43 | 1/21/2012 7:25:48 AM |
giantfan19 | $35.00 | 1/20/2012 10:08:15 PM |
Hillbilly_Banker | $25.00 | 1/21/2012 7:39:40 AM |
famous-bill | $75.00 | 1/20/2012 5:56:40 PM |
excellent-funds025 | $100.00 | 1/20/2012 6:47:50 PM |
pythia | $25.00 | 1/20/2012 9:33:35 PM |
ltschetter | $50.00 | 1/21/2012 5:49:02 AM |
abundant-power | $50.00 | 1/21/2012 6:30:41 AM |
corporatejim | $26.32 | 1/21/2012 6:34:07 AM |
HomerdohNY | $25.00 | 1/21/2012 7:10:41 AM |
111 Investments
|
Borrower Payment Dependent Notes Series
551635
This series of Notes was issued and sold upon the funding of the borrower loan #59175, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $96.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $369 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| happy-funds0 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fertility
Purpose of loan:
This loan will be used to...
To pay the cost of medicine injections for fertility treatments
My financial situation:
I am a good candidate for this loan because...
I pride myself on paying my bills on time and accurately.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DDPrime | $50.00 | 1/16/2012 5:07:15 PM |
Harry | $50.00 | 1/16/2012 5:11:09 PM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:21 PM |
creditjunky | $125.00 | 1/16/2012 5:40:13 PM |
kenji4861 | $25.00 | 1/16/2012 5:07:33 PM |
goodhearted-basis4 | $25.00 | 1/16/2012 5:16:21 PM |
kindness-lesson1 | $25.00 | 1/17/2012 8:14:24 AM |
john0720 | $50.00 | 1/16/2012 7:10:31 PM |
JustMee | $25.00 | 1/17/2012 10:39:41 AM |
downtownfarm | $25.00 | 1/17/2012 5:53:57 PM |
freetolive | $25.00 | 1/17/2012 8:44:10 PM |
engaging-worth | $25.00 | 1/17/2012 9:03:35 PM |
lijah10 | $29.97 | 1/18/2012 7:05:10 AM |
csakhil | $25.00 | 1/18/2012 1:28:31 PM |
kinetic-social | $25.00 | 1/18/2012 9:51:57 AM |
FamilyEducationFund | $25.00 | 1/18/2012 3:09:54 PM |
freetolive | $25.00 | 1/18/2012 11:16:30 AM |
Freedomforme16 | $63.83 | 1/18/2012 4:00:41 PM |
citytreker | $25.00 | 1/18/2012 3:26:59 PM |
Isanpankki | $25.00 | 1/18/2012 3:33:11 PM |
laandre | $250.00 | 1/18/2012 3:37:28 PM |
supersarah61 | $25.00 | 1/18/2012 4:04:33 PM |
dime-twister | $25.00 | 1/18/2012 4:41:53 PM |
patriot897 | $25.00 | 1/18/2012 3:36:07 PM |
Wilcat77 | $25.00 | 1/18/2012 5:05:03 PM |
generosity-poem2 | $300.00 | 1/18/2012 7:25:47 PM |
GreenLender11 | $100.00 | 1/18/2012 5:12:38 PM |
pele31 | $50.00 | 1/18/2012 6:46:47 PM |
peso-tostada | $25.00 | 1/18/2012 6:56:06 PM |
orearella3 | $25.00 | 1/18/2012 5:38:59 PM |
ryan6853 | $25.11 | 1/18/2012 5:43:43 PM |
dcfinancial | $50.00 | 1/18/2012 6:50:37 PM |
green-trade-dolphin2 | $26.01 | 1/16/2012 5:02:40 PM |
rupee-equation2 | $25.00 | 1/16/2012 5:26:00 PM |
sturdy-fairness0 | $100.00 | 1/16/2012 5:38:01 PM |
Bobafet | $25.00 | 1/16/2012 5:27:45 PM |
AFairDeal | $25.00 | 1/16/2012 5:16:47 PM |
pirahna125 | $25.00 | 1/16/2012 5:21:55 PM |
Cliffie83 | $25.00 | 1/17/2012 9:19:38 AM |
hitsman | $50.00 | 1/17/2012 5:15:07 PM |
gqrob | $30.00 | 1/17/2012 5:29:17 PM |
edaguy | $25.00 | 1/17/2012 5:45:12 PM |
Land_on_your_feet | $25.00 | 1/17/2012 5:15:01 PM |
blot44 | $25.00 | 1/18/2012 4:23:47 AM |
a- | $25.00 | 1/18/2012 12:30:50 PM |
Joshua_E | $25.00 | 1/18/2012 9:24:12 AM |
blooming-market | $25.00 | 1/18/2012 3:21:00 PM |
excellent-funds025 | $100.00 | 1/18/2012 4:39:53 PM |
silver-saguaro | $25.00 | 1/18/2012 4:06:14 PM |
pitbullt | $25.00 | 1/18/2012 5:03:57 PM |
Wilobe | $36.62 | 1/18/2012 5:43:53 PM |
E-2 | $100.00 | 1/18/2012 5:05:11 PM |
Investing-in-you-2 | $100.00 | 1/18/2012 5:50:59 PM |
generosity-poem2 | $129.33 | 1/18/2012 7:26:32 PM |
1313mark1313 | $25.13 | 1/18/2012 7:25:48 PM |
cagcrash | $75.00 | 1/18/2012 5:25:40 PM |
order-supernova6 | $59.00 | 1/18/2012 5:33:31 PM |
radforj22 | $25.00 | 1/18/2012 5:43:21 PM |
Fiimg | $50.00 | 1/18/2012 6:23:02 PM |
eCapital | $50.00 | 1/18/2012 7:01:17 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
551645
This series of Notes was issued and sold upon the funding of the borrower loan #59229, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $323.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| 48% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,765 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| UncleClay |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...help pay off some bills
My financial situation: a little shaky at this time, which is why I need this help
I am a good candidate for this loan because...I have never defaulted on ANYTHING in my finnancial life; my credit history is good, and I work hard to meet my financial oblications
Monthly net income: $1540
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/18/2012 9:01:51 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
551661
This series of Notes was issued and sold upon the funding of the borrower loan #59718, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $581.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,202 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-consummate-coin |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Seahawk consolidation
CPurpose of loan:
This loan will be used to...consolidate bills
My financial situation:
I am a good candidate for this loan because...by consolidating bills it frees up monthly budgeting to allow early payoff of loan. We have no trouble making monthly payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/16/2012 9:12:51 AM |
AFairDeal | $25.00 | 1/16/2012 9:37:12 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:21 AM |
Bank_Of_XL | $25.00 | 1/16/2012 4:22:12 PM |
sturdy-fairness0 | $100.00 | 1/16/2012 9:29:47 AM |
moola-gargantuan9 | $50.00 | 1/16/2012 5:29:15 PM |
integrity-american | $25.00 | 1/16/2012 8:44:23 PM |
edaguy | $75.00 | 1/17/2012 5:45:11 PM |
imlosttoo | $25.00 | 1/18/2012 5:10:34 AM |
BAJMP | $25.00 | 1/18/2012 12:13:45 PM |
passivesf | $25.00 | 1/20/2012 7:12:55 AM |
Short_Stack | $25.00 | 1/19/2012 9:02:57 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:44 PM |
sturdy-note5 | $25.00 | 1/23/2012 11:24:21 AM |
mar97 | $25.00 | 1/23/2012 3:22:33 PM |
sri59 | $100.00 | 1/25/2012 2:47:56 AM |
kevin314 | $40.00 | 1/24/2012 8:17:16 PM |
magical-credit523 | $25.00 | 1/25/2012 9:49:32 AM |
Aeroman32 | $50.00 | 1/25/2012 8:36:51 PM |
moola-buddy | $25.00 | 1/26/2012 10:15:53 AM |
Asgardian | $25.00 | 1/26/2012 10:35:04 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:47 PM |
trade-freshmaker | $25.00 | 1/26/2012 2:04:01 PM |
ebusinessagent | $25.00 | 1/26/2012 2:26:44 PM |
A4 | $25.00 | 1/26/2012 3:43:58 PM |
Weaverville | $25.00 | 1/26/2012 4:19:27 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:28 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:22 PM |
E_G | $50.00 | 1/26/2012 5:16:34 PM |
currency-agave | $30.00 | 1/26/2012 5:18:40 PM |
Dubbs360 | $25.00 | 1/26/2012 5:44:29 PM |
giftgold | $25.00 | 1/26/2012 7:26:45 PM |
economy-taco2 | $25.00 | 1/26/2012 8:44:32 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:22 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:29:17 PM |
Big_Baller | $25.00 | 1/26/2012 6:21:58 PM |
agreement-sycamore | $25.00 | 1/26/2012 6:59:28 PM |
invest-in-ed | $100.00 | 1/27/2012 5:40:51 AM |
nv | $25.00 | 1/26/2012 8:19:20 PM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:13 AM |
aquistoyraul | $25.00 | 1/27/2012 4:26:03 AM |
cocopuffs | $25.00 | 1/27/2012 2:30:16 AM |
IIP77 | $25.00 | 1/27/2012 4:53:59 AM |
dinero-path5 | $50.00 | 1/27/2012 4:14:33 AM |
officer8 | $25.00 | 1/27/2012 8:17:13 AM |
Patrician | $25.00 | 1/27/2012 5:35:38 AM |
zippy-revenue8 | $25.00 | 1/27/2012 5:02:56 AM |
income-cosmos4 | $100.00 | 1/27/2012 5:33:45 AM |
happy-loyalty | $25.00 | 1/27/2012 5:48:18 AM |
terrific-peace8 | $25.00 | 1/27/2012 6:40:40 AM |
processor115 | $25.00 | 1/27/2012 9:12:36 AM |
lendme2 | $50.00 | 1/27/2012 9:18:43 AM |
nickel-ferret | $50.00 | 1/27/2012 9:20:13 AM |
balance-voyager | $25.00 | 1/27/2012 9:22:08 AM |
a275ranger | $30.00 | 1/27/2012 9:23:19 AM |
gain-kitten | $25.00 | 1/27/2012 9:25:43 AM |
satisfying-deal5 | $50.00 | 1/27/2012 9:27:56 AM |
ranstlin | $25.00 | 1/27/2012 9:28:32 AM |
JLMGroupFunds | $25.00 | 1/27/2012 9:28:43 AM |
wealthstar | $25.00 | 1/27/2012 9:09:05 AM |
cash-sensai2 | $25.00 | 1/27/2012 9:29:13 AM |
KLCRAY | $25.00 | 1/27/2012 9:33:53 AM |
zbfamwl | $25.00 | 1/27/2012 9:35:59 AM |
minista | $25.00 | 1/27/2012 9:36:35 AM |
Hanalei712 | $43.00 | 1/27/2012 9:37:43 AM |
PCGeekWI | $25.00 | 1/27/2012 9:38:34 AM |
gold-commander0 | $25.00 | 1/27/2012 9:38:47 AM |
order-brilliance9 | $100.00 | 1/27/2012 9:15:50 AM |
AnxiousAirman | $50.00 | 1/27/2012 9:40:49 AM |
TW2000 | $25.00 | 1/27/2012 9:17:02 AM |
progressive-economy261 | $400.00 | 1/27/2012 9:17:12 AM |
TeamAmerica | $25.00 | 1/27/2012 9:17:42 AM |
economy-molecule3 | $472.00 | 1/27/2012 9:20:15 AM |
building-america | $25.00 | 1/27/2012 9:44:54 AM |
cablenews | $100.00 | 1/27/2012 9:20:38 AM |
Brain_m | $25.00 | 1/27/2012 9:20:44 AM |
power-trophy7 | $25.00 | 1/27/2012 9:46:14 AM |
happy-asset | $25.00 | 1/27/2012 9:21:05 AM |
the-profit-oracle | $25.00 | 1/27/2012 9:21:19 AM |
Queueball1 | $25.00 | 1/27/2012 9:22:23 AM |
TrustPlus | $32.00 | 1/27/2012 9:48:17 AM |
brightest-affluence-motivator | $50.00 | 1/27/2012 9:24:25 AM |
Clambake | $25.00 | 1/27/2012 9:25:32 AM |
flexible-value | $50.00 | 1/27/2012 9:27:04 AM |
Ivan2007 | $25.00 | 1/27/2012 9:25:49 AM |
WalnutCreekguy | $100.00 | 1/27/2012 9:51:39 AM |
sjlender | $32.00 | 1/27/2012 9:52:04 AM |
hostbank | $93.00 | 1/27/2012 9:27:53 AM |
competent-commitment1 | $35.00 | 1/27/2012 9:53:08 AM |
Banker7371 | $25.00 | 1/27/2012 9:29:52 AM |
the-transaction-stronghold | $25.00 | 1/27/2012 9:53:43 AM |
kingbutthd | $25.00 | 1/27/2012 9:30:09 AM |
burgeoning-silver | $25.00 | 1/27/2012 9:56:10 AM |
kyomoon | $29.00 | 1/27/2012 9:58:27 AM |
credit-statuette8 | $25.00 | 1/27/2012 9:35:37 AM |
ianakacg | $25.00 | 1/27/2012 9:36:10 AM |
postalwhiz | $25.00 | 1/27/2012 9:36:15 AM |
katnmouse | $30.00 | 1/27/2012 10:05:37 AM |
EtaDuck | $25.00 | 1/27/2012 9:38:39 AM |
CACO_Lender | $25.00 | 1/27/2012 10:59:51 AM |
the-enthralling-coin | $25.00 | 1/27/2012 9:43:16 AM |
ski bum | $100.00 | 1/27/2012 9:44:57 AM |
OoM | $25.00 | 1/27/2012 11:25:43 AM |
thundermustard | $25.00 | 1/27/2012 9:45:44 AM |
Insuredcash | $25.00 | 1/27/2012 9:46:16 AM |
nosualcneas | $25.00 | 1/27/2012 9:48:02 AM |
silverloan | $27.00 | 1/27/2012 9:47:00 AM |
vibrant-trade8 | $28.00 | 1/27/2012 9:47:09 AM |
bonus-tent | $25.00 | 1/27/2012 9:47:45 AM |
iolaire | $25.00 | 1/27/2012 9:50:03 AM |
market-assembler | $50.00 | 1/27/2012 9:50:06 AM |
organic-responsibility530 | $25.00 | 1/27/2012 9:51:16 AM |
Aimvest | $25.00 | 1/27/2012 9:52:10 AM |
timbob | $85.00 | 1/27/2012 9:55:07 AM |
moneytolend72 | $45.00 | 1/27/2012 11:32:01 AM |
income-banjo | $25.00 | 1/27/2012 9:58:43 AM |
DadWarbucks | $25.00 | 1/27/2012 10:00:52 AM |
hard-working-rate3 | $100.00 | 1/27/2012 9:58:48 AM |
benefit-prescription6 | $100.00 | 1/27/2012 9:59:16 AM |
CJay | $25.00 | 1/27/2012 10:59:46 AM |
CSAworker | $25.00 | 1/27/2012 11:54:26 AM |
acarnegie | $25.00 | 1/27/2012 12:18:07 PM |
kenji4861 | $25.00 | 1/16/2012 9:20:46 AM |
green-trade-dolphin2 | $27.98 | 1/16/2012 9:02:25 AM |
enriching-dollar1 | $100.00 | 1/16/2012 9:24:08 AM |
hitsman | $50.00 | 1/16/2012 9:14:43 AM |
Harry | $50.00 | 1/16/2012 9:32:38 AM |
a- | $25.00 | 1/17/2012 4:29:08 PM |
downtownfarm | $25.00 | 1/17/2012 5:53:56 PM |
csakhil | $25.00 | 1/18/2012 1:28:22 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:56 AM |
themoneydoctor | $175.00 | 1/22/2012 5:54:13 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:16 AM |
MonopolyDred | $25.00 | 1/24/2012 10:48:19 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:24 PM |
enticing-note | $25.00 | 1/24/2012 6:53:20 PM |
Occhy | $25.00 | 1/25/2012 8:15:30 AM |
kirat15 | $50.00 | 1/25/2012 8:49:01 AM |
jackbauer | $30.00 | 1/25/2012 12:04:30 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:42 PM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:29 AM |
astute-benjamins | $25.00 | 1/25/2012 3:39:00 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:55 PM |
falcon85 | $38.62 | 1/26/2012 3:33:12 PM |
Sid-K | $25.00 | 1/26/2012 5:13:21 PM |
BxRealtor | $25.00 | 1/26/2012 5:19:52 PM |
Tylerh | $250.00 | 1/26/2012 5:09:39 PM |
jeg3k | $50.00 | 1/26/2012 5:26:56 PM |
saihu | $25.00 | 1/26/2012 5:14:30 PM |
indomitable-coin | $25.00 | 1/26/2012 5:18:54 PM |
bid-fort3 | $25.00 | 1/26/2012 5:19:30 PM |
Uncle_Scrooge | $50.00 | 1/26/2012 5:44:32 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:06 PM |
deal-goliath4 | $500.00 | 1/26/2012 6:57:38 PM |
77dowplace | $36.00 | 1/26/2012 9:00:14 PM |
Peacepower | $25.43 | 1/26/2012 5:53:03 PM |
reflective-ore3 | $25.00 | 1/26/2012 5:54:12 PM |
a-helping-hand | $300.00 | 1/26/2012 10:45:55 PM |
78 | $25.00 | 1/26/2012 6:31:12 PM |
suave-dollar | $25.00 | 1/27/2012 4:46:35 AM |
five-star-order1 | $50.00 | 1/26/2012 7:35:18 PM |
greenbacchus | $25.00 | 1/26/2012 9:37:00 PM |
BlueProteus | $25.00 | 1/26/2012 9:35:16 PM |
leverage-ectasy | $35.00 | 1/26/2012 11:17:57 PM |
forthright-durability | $40.00 | 1/26/2012 11:55:52 PM |
Boxster968 | $25.00 | 1/27/2012 12:03:14 AM |
first-compassion-oak | $52.00 | 1/27/2012 7:52:18 AM |
DonaldColorado | $100.00 | 1/27/2012 4:50:09 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:24 AM |
antlr | $50.00 | 1/27/2012 6:25:18 AM |
CPA-Banker | $36.60 | 1/27/2012 6:31:01 AM |
jpollar | $25.00 | 1/27/2012 6:41:45 AM |
nestegg4e | $25.00 | 1/27/2012 7:31:46 AM |
loyalty-czar | $60.00 | 1/27/2012 7:17:28 AM |
power-companion7 | $42.00 | 1/27/2012 9:18:30 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:51 AM |
gallant-economy9 | $50.00 | 1/27/2012 9:20:11 AM |
jhernand17 | $25.00 | 1/27/2012 8:40:08 AM |
Tradesmanlender | $25.00 | 1/27/2012 9:24:41 AM |
tylerfd | $25.00 | 1/27/2012 8:28:35 AM |
Madmigel | $56.77 | 1/27/2012 9:28:47 AM |
asya | $25.00 | 1/27/2012 9:05:17 AM |
hayhelp | $25.00 | 1/27/2012 9:32:04 AM |
egw | $50.00 | 1/27/2012 9:35:29 AM |
leeball | $45.00 | 1/27/2012 9:38:52 AM |
w3alter | $50.00 | 1/27/2012 9:16:25 AM |
treasure-pipeline | $25.00 | 1/27/2012 9:41:16 AM |
orange-courageous-dedication | $25.00 | 1/27/2012 9:18:07 AM |
maldok1 | $25.00 | 1/27/2012 9:20:40 AM |
don8ter | $27.00 | 1/27/2012 9:20:27 AM |
orearella3 | $25.00 | 1/27/2012 9:20:59 AM |
MONEYLENDER101 | $30.00 | 1/27/2012 9:46:35 AM |
mizount | $25.00 | 1/27/2012 9:23:07 AM |
scrappy-leverage6 | $25.00 | 1/27/2012 9:23:51 AM |
larslfe | $25.00 | 1/27/2012 9:49:06 AM |
diversification-gala1 | $25.00 | 1/27/2012 9:26:28 AM |
marketplace-cello5 | $25.00 | 1/27/2012 9:51:14 AM |
dime-sprout | $25.00 | 1/27/2012 9:25:53 AM |
harty | $50.00 | 1/27/2012 9:52:17 AM |
silktea | $25.00 | 1/27/2012 9:52:37 AM |
nybanker85 | $50.00 | 1/27/2012 9:29:55 AM |
Cai8899 | $32.00 | 1/27/2012 9:27:44 AM |
Marathoner | $25.00 | 1/27/2012 9:30:21 AM |
studious-bonus7 | $100.00 | 1/27/2012 9:28:30 AM |
helpinghand63 | $25.00 | 1/27/2012 9:31:56 AM |
american6 | $50.00 | 1/27/2012 9:32:10 AM |
Redmond | $25.00 | 1/27/2012 9:35:27 AM |
Anny-Disco | $25.00 | 1/27/2012 10:00:04 AM |
riproaringrapids | $50.00 | 1/27/2012 10:01:12 AM |
green-glowing-gain | $25.00 | 1/27/2012 10:14:49 AM |
MyPFBlog | $25.00 | 1/27/2012 10:21:50 AM |
gold-channel2 | $25.00 | 1/27/2012 9:39:06 AM |
edsmoney | $100.00 | 1/27/2012 10:42:35 AM |
loyalty-sherpa | $25.00 | 1/27/2012 9:41:26 AM |
roadtruck | $50.00 | 1/27/2012 9:42:12 AM |
Cheburashka | $25.00 | 1/27/2012 9:45:59 AM |
djkaiser | $25.00 | 1/27/2012 11:22:53 AM |
the-dollar-topper | $150.00 | 1/27/2012 9:46:47 AM |
miked8303 | $50.00 | 1/27/2012 9:46:02 AM |
leodaguy | $100.00 | 1/27/2012 9:47:14 AM |
dckpolo | $25.00 | 1/27/2012 9:48:48 AM |
heart514 | $25.00 | 1/27/2012 9:48:54 AM |
elasermd | $50.00 | 1/27/2012 9:51:24 AM |
brightest-breathtaking-finance | $100.00 | 1/27/2012 9:50:54 AM |
victorcab | $25.00 | 1/27/2012 9:53:20 AM |
flexible-return297 | $25.00 | 1/27/2012 9:51:53 AM |
happy-yield | $25.00 | 1/27/2012 9:53:06 AM |
figs4u2 | $100.00 | 1/27/2012 9:56:34 AM |
efficient-marketplace | $25.00 | 1/27/2012 9:56:40 AM |
HamachiMan | $50.00 | 1/27/2012 9:56:44 AM |
iaffy | $25.00 | 1/27/2012 9:58:03 AM |
ideal-platinum1 | $25.00 | 1/27/2012 9:58:33 AM |
reinforced-reward | $25.00 | 1/27/2012 9:57:28 AM |
Tai | $25.00 | 1/27/2012 9:57:57 AM |
virtuous-yield | $25.00 | 1/27/2012 10:17:36 AM |
Index_Plus | $4,059.59 | 1/27/2012 12:48:03 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:27:51 AM |
marwadi-62 | $50.00 | 1/27/2012 11:54:53 AM |
mistering | $100.00 | 1/27/2012 12:23:48 PM |
239 Investments
|
Borrower Payment Dependent Notes Series
551665
This series of Notes was issued and sold upon the funding of the borrower loan #59429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $360.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 42% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 26y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,491 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pound-scout7 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation/Medical Expenses
Purpose of loan:
This loan will be used to...
Bill consolidation/pay medical expenses
My financial situation: good
I am a good candidate for this loan because...I have an excellent pay history, never late.
Monthly net income: $6,200.00
Monthly expenses: $5,585.00
Housing: $855
Insurance: $80.00
Car expenses: $250.00
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $3,750.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 1/16/2012 9:06:01 AM |
CashFlow13 | $250.00 | 1/22/2012 12:42:21 PM |
hitsman | $50.00 | 1/16/2012 9:14:44 AM |
miked8303 | $25.00 | 1/16/2012 9:20:25 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:22 AM |
bubb_hans | $50.00 | 1/16/2012 9:31:18 AM |
Dubbs360 | $53.00 | 1/16/2012 9:14:17 AM |
MatthewDP | $200.00 | 1/16/2012 9:20:50 AM |
economy-coup | $50.00 | 1/16/2012 9:27:14 AM |
2grindstones | $40.00 | 1/16/2012 2:57:11 PM |
nimble-revenue5 | $50.00 | 1/16/2012 9:27:50 AM |
careful-vigilance4 | $25.00 | 1/16/2012 9:34:14 AM |
loss-of-control | $75.00 | 1/16/2012 7:11:02 PM |
scarlet-velvet | $25.08 | 1/17/2012 7:57:17 AM |
tolerant-dime2 | $25.00 | 1/16/2012 5:46:52 PM |
CA-Lender | $25.00 | 1/17/2012 8:42:01 AM |
TrekTune | $25.00 | 1/17/2012 5:09:45 PM |
revenue-innovator1 | $50.00 | 1/17/2012 5:20:52 PM |
mlj0671 | $25.00 | 1/17/2012 5:22:47 PM |
a- | $25.00 | 1/17/2012 4:29:08 PM |
Star_Witness | $25.00 | 1/17/2012 9:35:15 PM |
cardminger | $25.00 | 1/18/2012 9:15:25 AM |
Weaverville | $25.00 | 1/18/2012 10:49:03 AM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:17 PM |
reflective-rupee | $25.00 | 1/18/2012 3:34:34 PM |
csakhil | $25.00 | 1/18/2012 1:28:23 PM |
WilliamLeeSims | $25.00 | 1/19/2012 9:25:37 AM |
Whipster | $80.00 | 1/19/2012 11:53:05 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:56 AM |
irrelevant | $50.00 | 1/19/2012 2:05:14 PM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:43 AM |
kulender | $50.00 | 1/20/2012 6:15:15 AM |
profit-powerplant | $25.00 | 1/20/2012 9:08:37 AM |
diplomatic-wealth7 | $25.00 | 1/20/2012 9:22:08 AM |
Bob450 | $25.00 | 1/20/2012 7:11:06 AM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:08 PM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:00 AM |
power-secret-agent | $25.00 | 1/21/2012 6:30:48 AM |
bold-marketplace-awakening | $75.00 | 1/21/2012 12:38:59 PM |
orange-preeminant-bill | $25.00 | 1/21/2012 12:39:23 PM |
principal-cooker2 | $44.00 | 1/21/2012 12:48:19 PM |
amusement4 | $100.00 | 1/21/2012 10:11:29 PM |
billyga | $25.00 | 1/21/2012 12:54:23 PM |
nickel-demon2 | $99.00 | 1/21/2012 7:38:57 PM |
heerzaquestion | $25.00 | 1/21/2012 5:43:16 PM |
WLenders | $50.00 | 1/21/2012 6:15:20 PM |
asset-trajectory | $25.00 | 1/21/2012 11:57:34 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:50 AM |
SimpleChoice | $25.00 | 1/22/2012 7:20:02 AM |
orearella3 | $25.00 | 1/22/2012 12:45:13 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:46 PM |
new-intuitive-dime | $25.00 | 1/22/2012 12:22:37 PM |
sensible-fund | $25.00 | 1/22/2012 5:57:06 PM |
Kash2010lu | $25.00 | 1/22/2012 9:10:25 PM |
point-mastery | $25.00 | 1/23/2012 6:36:58 AM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:47 PM |
dough-hammock | $25.00 | 1/23/2012 8:32:54 AM |
cello1 | $25.00 | 1/22/2012 7:17:09 PM |
dissector56958 | $25.30 | 1/22/2012 5:57:42 PM |
Rulea72 | $25.00 | 1/22/2012 9:13:01 PM |
lively-exchange | $25.38 | 1/22/2012 9:28:01 PM |
systematic-fairness | $25.00 | 1/22/2012 9:40:22 PM |
FWF-kinetic | $56.24 | 1/22/2012 10:50:26 PM |
high_flyer | $100.00 | 1/23/2012 4:50:37 AM |
klend4 | $25.00 | 1/23/2012 6:49:55 AM |
mainsail35 | $100.00 | 1/23/2012 7:15:20 AM |
AndChicksforFree | $58.00 | 1/16/2012 4:05:47 PM |
affluence-generator2 | $150.00 | 1/16/2012 9:05:28 AM |
worthy-bid8 | $50.00 | 1/16/2012 9:07:19 AM |
Investor_DP | $100.00 | 1/16/2012 9:13:19 AM |
nex | $25.00 | 1/16/2012 9:32:35 AM |
calimanusa | $30.00 | 1/16/2012 4:17:51 PM |
jiggaman7 | $50.00 | 1/16/2012 9:20:21 AM |
loan-fate | $50.00 | 1/16/2012 9:24:50 AM |
zeeexsixare | $400.00 | 1/16/2012 3:19:26 PM |
camaraderi-aspen | $100.00 | 1/16/2012 5:08:38 PM |
HeroSupport | $80.00 | 1/17/2012 9:06:48 AM |
SFBank | $50.00 | 1/16/2012 5:34:39 PM |
A4 | $25.00 | 1/17/2012 9:36:45 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:33 PM |
integrity-american | $25.00 | 1/16/2012 8:44:24 PM |
yf99yz | $25.00 | 1/17/2012 10:05:00 PM |
Tylerh | $250.00 | 1/17/2012 5:51:48 PM |
credit-coach118 | $25.47 | 1/18/2012 8:29:07 AM |
first-clean-silver | $25.00 | 1/17/2012 9:05:49 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:06 AM |
red-power-pecan | $50.00 | 1/18/2012 5:57:28 PM |
tech310 | $50.00 | 1/18/2012 7:47:04 PM |
Rockymtnhi | $25.00 | 1/19/2012 11:51:11 AM |
refined-transparency154 | $50.00 | 1/19/2012 2:41:58 PM |
market-sumac | $100.00 | 1/19/2012 4:20:09 PM |
patriot384 | $94.00 | 1/19/2012 5:03:35 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:17 AM |
productive-note2 | $100.00 | 1/19/2012 6:29:46 PM |
toblerone | $25.00 | 1/19/2012 5:07:03 PM |
kevin314 | $25.00 | 1/19/2012 11:18:35 PM |
asset-professor | $25.00 | 1/20/2012 9:17:09 AM |
mercuriant | $25.00 | 1/20/2012 9:32:39 AM |
plane450 | $30.00 | 1/20/2012 8:59:29 AM |
marketplace-meridian | $25.00 | 1/20/2012 11:05:37 AM |
ethical-truth211 | $100.00 | 1/20/2012 11:05:04 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:40 AM |
sjc224 | $25.00 | 1/20/2012 5:25:46 PM |
saihu | $25.00 | 1/20/2012 8:11:12 PM |
houli123 | $25.00 | 1/21/2012 7:22:45 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:03 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:45 PM |
wonder3 | $40.00 | 1/21/2012 12:39:10 PM |
compassion-paladin042 | $45.00 | 1/21/2012 3:07:11 PM |
first-pragmatic-power | $25.00 | 1/21/2012 7:49:54 PM |
mhotchan | $100.00 | 1/22/2012 9:16:29 AM |
life-is-great | $25.00 | 1/22/2012 12:25:20 PM |
dollar-sonnet3 | $25.00 | 1/22/2012 3:06:09 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:24 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:48 PM |
kindness-ace1 | $50.00 | 1/23/2012 2:24:07 AM |
buffalobills | $25.00 | 1/23/2012 6:49:40 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:15:49 PM |
Helenska11 | $50.00 | 1/22/2012 5:12:54 PM |
papaloha | $424.53 | 1/23/2012 9:04:56 AM |
thankful-nickel2 | $25.00 | 1/22/2012 3:25:33 PM |
powerplant62 | $25.00 | 1/22/2012 7:33:56 PM |
gain-equator | $25.00 | 1/22/2012 9:12:38 PM |
rapid-currency | $100.00 | 1/22/2012 9:08:23 PM |
djh47a | $25.00 | 1/23/2012 8:51:11 AM |
125 Investments
|
Borrower Payment Dependent Notes Series
551677
This series of Notes was issued and sold upon the funding of the borrower loan #59358, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $374.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1987 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 19y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,371 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassion-flag946 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BEAVERDUCK65
Purpose of loan: CONSOLIDATION
This loan will be used to...PAY DEBT
My financial situation: IS VERY GOOD, STABLE JOB
I am a good candidate for this loan because...BECAUSE I TAKE MY RESPONSIBILITIES VERY SERIOUSLY. I PAY WHAT I OWE.
Monthly net income: $3000.00
Monthly expenses: $
Housing: $1040.00
Insurance: $60
Car expenses: $510
Utilities: $30
Phone, cable, internet: $35
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $30.86 | 1/16/2012 9:02:15 AM |
worthy-bid8 | $50.00 | 1/16/2012 9:07:20 AM |
worth-blanket2 | $9,969.14 | 1/16/2012 9:08:03 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
551691
This series of Notes was issued and sold upon the funding of the borrower loan #59431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $317.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2003 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 22y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,501 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| limeycowboymike |
Borrower's state:
| California |
Borrower's group:
| Brighter Financial Future |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 70 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,300.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Mar-2008)
640-659
(Jul-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 70 | | |
Description
I am tired of my credit card rates
Purpose of loan:
This loan will be used to...consolidate my credit cards,I would much rather pay the normal investor,rather than the credit card companies and there high rates
My financial situation:
I am a good candidate for this loan because...I am still employed at my same job for 22 years,my credit score is going up gradually,although I did have a few problems last year with somebody stealing my identity.I also have had previous loans from Prosper and they were both paid off with no late payments.Thanks Mike
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $250.00 | 1/18/2012 10:11:59 PM |
downtownfarm | $25.00 | 1/16/2012 9:27:22 AM |
Harry | $50.00 | 1/16/2012 9:32:39 AM |
enticing-capital6 | $50.00 | 1/16/2012 9:36:06 AM |
GElender | $40.00 | 1/16/2012 9:09:25 AM |
fcrick | $25.00 | 1/16/2012 9:37:25 AM |
BxRealtor | $25.00 | 1/16/2012 9:16:10 AM |
virtuous-repayment | $25.00 | 1/16/2012 9:15:38 AM |
LionFan | $25.00 | 1/16/2012 9:17:13 AM |
enriching-dollar1 | $100.00 | 1/16/2012 9:24:09 AM |
trade-burrito4 | $35.00 | 1/16/2012 9:25:35 AM |
velocity-aurora | $50.00 | 1/16/2012 10:07:30 AM |
Socorro_Capital_Partners | $25.01 | 1/16/2012 11:01:16 AM |
genius520 | $50.00 | 1/16/2012 5:33:17 PM |
Tylerh | $250.00 | 1/16/2012 5:33:58 PM |
indomitable-coin | $25.00 | 1/16/2012 5:21:31 PM |
CoolPlexer | $25.00 | 1/16/2012 5:33:37 PM |
Lo0se_mo0se | $25.00 | 1/16/2012 6:16:59 PM |
integrity-american | $25.00 | 1/16/2012 8:44:24 PM |
Zach842 | $25.00 | 1/16/2012 7:56:43 PM |
leodaguy | $100.00 | 1/17/2012 9:26:32 AM |
proper-agreement8 | $50.00 | 1/16/2012 8:53:26 PM |
ChristopherHS | $25.00 | 1/16/2012 10:38:04 PM |
susurrus | $250.00 | 1/17/2012 1:43:03 PM |
E_G | $50.00 | 1/17/2012 5:07:36 PM |
selector568 | $300.00 | 1/17/2012 5:11:57 PM |
Leshan | $100.00 | 1/18/2012 6:45:06 AM |
bizzzond | $250.00 | 1/17/2012 8:48:44 PM |
420limo | $68.53 | 1/18/2012 12:18:27 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:06 AM |
squarebob | $25.00 | 1/18/2012 9:28:23 AM |
Jazzamaru | $373.00 | 1/18/2012 3:05:49 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:13:25 PM |
happy-credit | $80.00 | 1/18/2012 3:26:41 PM |
dammage | $33.00 | 1/18/2012 4:42:09 PM |
Fiimg | $50.00 | 1/18/2012 6:23:01 PM |
Domgabriel | $30.00 | 1/18/2012 7:02:49 PM |
Winged_Inspirations | $50.00 | 1/19/2012 6:23:02 AM |
EverettFinancial | $25.00 | 1/18/2012 9:22:51 PM |
fragonardlives | $25.00 | 1/19/2012 9:27:30 AM |
thankful-nickel2 | $50.00 | 1/19/2012 9:13:57 AM |
PaulW | $25.00 | 1/19/2012 11:33:37 AM |
MonkeyHero | $35.00 | 1/19/2012 9:30:39 AM |
purposeful-pound5 | $28.36 | 1/19/2012 3:25:27 PM |
orange-immaculate-payment | $25.00 | 1/19/2012 1:48:59 PM |
benjo | $50.00 | 1/19/2012 10:08:22 PM |
heerzaquestion | $50.00 | 1/20/2012 4:49:09 AM |
yield-hut | $26.32 | 1/20/2012 4:51:01 AM |
Rider | $199.29 | 1/20/2012 7:19:50 AM |
promise2 | $48.86 | 1/20/2012 8:03:45 AM |
kevin314 | $50.00 | 1/19/2012 11:19:34 PM |
greenback-buckeye | $75.00 | 1/20/2012 9:17:35 AM |
listing-trapper3 | $50.00 | 1/20/2012 9:07:32 AM |
thesage | $25.00 | 1/20/2012 11:14:09 AM |
sappy02 | $50.00 | 1/20/2012 9:26:04 AM |
WonderPup | $34.00 | 1/20/2012 9:58:34 AM |
iamabby | $25.00 | 1/20/2012 11:41:53 AM |
processor115 | $25.00 | 1/20/2012 5:30:37 PM |
oxnard | $50.00 | 1/20/2012 2:28:45 PM |
Redmond | $25.00 | 1/20/2012 2:55:45 PM |
mex_invests | $25.00 | 1/20/2012 8:18:19 PM |
versatile-treasure6 | $50.00 | 1/21/2012 6:24:23 AM |
fr0gpil0t | $25.00 | 1/20/2012 9:58:03 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:45 PM |
bughead | $25.00 | 1/21/2012 8:33:38 AM |
fund-bauble | $25.00 | 1/22/2012 5:14:28 AM |
thepillowsack | $25.00 | 1/22/2012 6:31:26 AM |
ethical-bid6 | $61.42 | 1/21/2012 3:48:37 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:56 AM |
revenue-associate | $25.00 | 1/22/2012 10:31:11 PM |
petsheep | $25.00 | 1/22/2012 2:13:53 PM |
TheDigitalMan | $25.00 | 1/23/2012 3:08:57 AM |
RainyDayFunds | $25.00 | 1/23/2012 7:28:43 AM |
JASON_ALFUND | $51.45 | 1/22/2012 3:43:11 PM |
Wisc_investor | $30.00 | 1/23/2012 8:39:32 AM |
themoneydoctor | $200.00 | 1/22/2012 5:59:31 PM |
a-noble-coin | $50.00 | 1/22/2012 8:04:46 PM |
sincere-balance | $50.00 | 1/22/2012 10:54:36 PM |
Goodnotlucky | $50.00 | 1/22/2012 11:09:30 PM |
12Knocksinna | $25.00 | 1/23/2012 1:39:22 AM |
unafraid-loan5 | $25.00 | 1/23/2012 6:20:34 AM |
avm-the-investor | $100.00 | 1/23/2012 7:50:11 AM |
designer_10 | $25.00 | 1/23/2012 9:26:33 AM |
merciful-yield | $42.93 | 1/23/2012 10:21:47 AM |
MoneyForNothing | $25.00 | 1/16/2012 9:36:15 AM |
1stBankAndHal | $25.07 | 1/17/2012 2:16:33 PM |
economy-popcorn | $25.00 | 1/19/2012 6:07:03 AM |
sweety075 | $22.83 | 1/23/2012 10:28:07 AM |
sturdy-fairness0 | $100.00 | 1/16/2012 9:29:48 AM |
hitsman | $50.00 | 1/16/2012 9:14:45 AM |
A4 | $25.00 | 1/16/2012 9:31:14 AM |
WSTRDG | $25.00 | 1/16/2012 12:08:14 PM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:20 PM |
penny-plato | $25.00 | 1/16/2012 9:40:08 AM |
Socorro_Capital_Partners | $25.01 | 1/16/2012 11:00:08 AM |
green-trade-dolphin2 | $45.02 | 1/16/2012 9:02:12 AM |
AsianDragon | $25.00 | 1/16/2012 11:42:32 AM |
kenji4861 | $25.00 | 1/16/2012 9:20:46 AM |
A_PLANECRASH | $25.00 | 1/16/2012 9:22:35 AM |
cashhelp | $25.00 | 1/16/2012 9:24:54 AM |
AFairDeal | $25.00 | 1/16/2012 9:37:12 AM |
Winged_Inspirations | $50.00 | 1/16/2012 10:11:31 AM |
Weaverville | $25.00 | 1/16/2012 10:38:25 AM |
edaguy | $75.00 | 1/16/2012 5:36:50 PM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:47 PM |
shrewd-dedication2 | $50.00 | 1/17/2012 10:29:15 AM |
PXM-Financial | $77.00 | 1/17/2012 2:40:25 PM |
john0720 | $50.00 | 1/17/2012 7:08:23 AM |
a- | $25.00 | 1/17/2012 4:09:54 PM |
a- | $35.00 | 1/17/2012 4:09:33 PM |
first-serene-credit | $25.00 | 1/18/2012 7:57:00 AM |
scoobiedoo | $25.00 | 1/18/2012 9:33:54 AM |
best-income-fertilizer | $100.00 | 1/18/2012 1:54:06 PM |
csakhil | $25.00 | 1/18/2012 1:28:24 PM |
cagcrash | $75.00 | 1/18/2012 5:25:39 PM |
blooming-market | $25.00 | 1/18/2012 3:21:00 PM |
maj0508 | $100.00 | 1/18/2012 11:06:38 PM |
deal-pal | $25.00 | 1/19/2012 8:04:19 AM |
innovator10 | $500.00 | 1/19/2012 9:37:58 AM |
thinker6 | $50.00 | 1/19/2012 10:27:54 AM |
Rockymtnhi | $50.00 | 1/19/2012 11:57:59 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:54 AM |
orearella3 | $25.00 | 1/19/2012 5:13:57 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:17 AM |
ptjg | $100.00 | 1/19/2012 5:29:08 PM |
wlm3012 | $50.00 | 1/19/2012 7:19:01 PM |
Pickmar | $25.00 | 1/20/2012 8:26:35 AM |
successful-agreement7 | $100.00 | 1/20/2012 9:26:10 AM |
EarlyRiser | $301.00 | 1/20/2012 9:08:13 AM |
num1irish | $100.00 | 1/20/2012 1:20:26 PM |
resolute-payment | $50.00 | 1/20/2012 1:29:38 PM |
damage | $25.00 | 1/20/2012 5:38:16 PM |
euro-deployment | $25.00 | 1/20/2012 10:21:40 PM |
BOZO88 | $25.00 | 1/21/2012 9:41:32 AM |
wilchik | $50.00 | 1/20/2012 9:29:47 PM |
Longfellow20011 | $31.27 | 1/21/2012 5:34:12 AM |
houli123 | $25.00 | 1/21/2012 7:25:04 AM |
radforj22 | $25.00 | 1/21/2012 9:33:15 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:45 PM |
Starica | $251.00 | 1/21/2012 12:46:22 PM |
verdiprr | $300.00 | 1/21/2012 4:04:41 PM |
benefit-thunder0 | $25.00 | 1/21/2012 4:12:55 PM |
Rulea72 | $25.00 | 1/21/2012 3:26:57 PM |
Sevron | $100.00 | 1/21/2012 6:09:32 PM |
credit-investor5 | $50.00 | 1/22/2012 8:46:36 AM |
investment-festival8 | $250.00 | 1/21/2012 11:38:34 PM |
JTHarris | $25.00 | 1/22/2012 10:49:34 AM |
revenue-king | $25.00 | 1/22/2012 9:29:15 AM |
orange-impartial-asset | $25.00 | 1/22/2012 10:47:30 AM |
mizon291 | $30.00 | 1/22/2012 3:03:46 PM |
mrow13 | $25.00 | 1/22/2012 4:27:19 PM |
ustfu | $87.29 | 1/22/2012 6:40:27 PM |
rpdelray | $88.00 | 1/23/2012 3:02:54 AM |
TMBank | $28.27 | 1/23/2012 4:47:44 AM |
exact-gold2 | $25.00 | 1/22/2012 2:17:11 PM |
q3capital | $50.00 | 1/22/2012 3:46:56 PM |
bold-generosity-enlightenment | $100.00 | 1/22/2012 4:45:18 PM |
giftgold | $25.00 | 1/22/2012 7:50:18 PM |
rcs2003 | $25.00 | 1/23/2012 12:54:48 AM |
coolgenner | $25.00 | 1/23/2012 5:20:24 AM |
yogi1975 | $25.00 | 1/23/2012 7:55:41 AM |
asset-fanatic | $25.00 | 1/23/2012 8:13:56 AM |
aquariano | $25.00 | 1/23/2012 9:59:01 AM |
focused-return366 | $60.00 | 1/23/2012 8:24:57 AM |
treasure-coyote3 | $101.07 | 1/23/2012 10:19:19 AM |
165 Investments
|
Borrower Payment Dependent Notes Series
551739
This series of Notes was issued and sold upon the funding of the borrower loan #59845, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $185.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,903 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| decisive-value1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/20/2012 5:15:33 PM |
a- | $25.00 | 1/20/2012 5:18:41 PM |
sturdy-fairness0 | $100.00 | 1/20/2012 5:14:29 PM |
creditjunky | $125.00 | 1/20/2012 5:23:42 PM |
Harry | $50.00 | 1/20/2012 5:42:00 PM |
grammaspurse | $25.00 | 1/20/2012 10:38:06 PM |
vutah | $25.00 | 1/22/2012 9:36:16 AM |
emergencyMD | $100.00 | 1/22/2012 5:59:15 AM |
moola-gargantuan9 | $50.00 | 1/22/2012 2:32:14 PM |
grf1945 | $25.00 | 1/23/2012 9:15:57 AM |
PrivateCapitalResources | $25.00 | 1/24/2012 9:28:07 AM |
BAJMP | $25.00 | 1/24/2012 2:42:44 PM |
enticing-note | $25.00 | 1/24/2012 6:53:55 PM |
nad139 | $57.00 | 1/26/2012 3:25:07 PM |
Sid-K | $25.00 | 1/26/2012 5:13:36 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:17 PM |
EngineersAlliance | $100.00 | 1/26/2012 5:36:32 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:34 AM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:14 AM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:16 PM |
CSAworker | $25.00 | 1/27/2012 8:08:20 PM |
Interloper | $25.00 | 1/28/2012 8:59:12 AM |
aquistoyraul | $25.00 | 1/28/2012 12:41:16 PM |
B-rad_the_Coug | $25.00 | 1/28/2012 4:20:36 PM |
Rick7925 | $25.00 | 1/29/2012 5:27:09 AM |
Onlyhappycustomers | $25.00 | 1/29/2012 9:15:41 AM |
crafty | $25.00 | 1/29/2012 6:45:12 PM |
cash-cymbal | $25.00 | 1/29/2012 7:53:17 PM |
Zolton | $300.00 | 1/30/2012 6:26:45 AM |
Gamblor | $100.00 | 1/30/2012 7:41:37 AM |
bigballer105 | $100.00 | 1/30/2012 7:32:54 AM |
dada287 | $100.00 | 1/30/2012 8:45:59 AM |
mrmojado | $25.00 | 1/30/2012 9:36:21 AM |
iaffy | $25.00 | 1/30/2012 9:38:50 AM |
wealth-infusion6 | $25.00 | 1/30/2012 10:11:49 AM |
MoneyMoon | $25.00 | 1/30/2012 11:59:31 AM |
gain-lesson297 | $25.00 | 1/30/2012 11:55:43 AM |
prossperous01 | $25.00 | 1/30/2012 1:25:57 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:12 PM |
colorfulgardener | $25.00 | 1/20/2012 8:39:43 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:14 PM |
kenji4861 | $25.00 | 1/21/2012 12:18:23 PM |
patriot897 | $25.00 | 1/23/2012 9:55:58 AM |
heerzaquestion | $25.00 | 1/23/2012 11:29:07 AM |
buffalobills | $25.00 | 1/26/2012 7:11:40 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:33 PM |
a-transaction-flute | $25.00 | 1/26/2012 5:02:59 PM |
giftgold | $25.00 | 1/26/2012 7:26:46 PM |
wealthstar | $25.00 | 1/27/2012 9:09:12 AM |
acarnegie | $25.00 | 1/27/2012 12:18:15 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:14 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:21 PM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:10:17 AM |
AFairDeal | $25.00 | 1/28/2012 12:14:55 PM |
Centaur | $25.00 | 1/28/2012 12:38:35 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:22 PM |
benefit-banshee | $25.00 | 1/29/2012 3:11:54 AM |
wam37 | $25.00 | 1/29/2012 7:36:11 AM |
poolfan | $100.00 | 1/29/2012 10:13:31 AM |
jescowa | $50.00 | 1/29/2012 10:51:28 AM |
themoneydoctor | $50.00 | 1/29/2012 11:17:28 AM |
cvfriend | $25.00 | 1/29/2012 11:49:53 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:21 PM |
I_Like_to_Invest | $100.00 | 1/29/2012 1:40:02 PM |
fishintime | $100.00 | 1/29/2012 4:41:49 PM |
dignified-finance | $50.00 | 1/30/2012 7:40:49 AM |
Rivervale_Westwood | $25.00 | 1/30/2012 10:35:44 AM |
SkiNZ | $25.00 | 1/30/2012 10:28:41 AM |
slipstock | $25.00 | 1/30/2012 11:32:39 AM |
Index_Plus | $4,718.00 | 1/30/2012 2:32:42 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
551763
This series of Notes was issued and sold upon the funding of the borrower loan #59315, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $412.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
16 | Length of status: | 6y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,256 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| delLude3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan: This loan will be used to consolidate credit card debt from four credit cards to this loan since these cards have a higher APR than the 17.36% being offered by this loan.
My financial situation:
I am a good candidate for this loan because have a stable job that I have been at for nearly 7 years, decent credit rating, and a stellar payment history.
Monthly net income: $3,000 a month
Monthly expenses: $2,250 a month
Housing: $1,111.92 monthly mortgage which includes property insurance and property taxes.
Insurance: $760 a year car insurance
Car expenses: $30 a week on gas, I have no car note
Utilities: $160 a month
Phone, cable, internet: $57 a month
Food, entertainment: $150 a month
Clothing, household expenses: $200 a month
Credit cards and other loans: $19k in other student loan and credit card debt
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/16/2012 5:08:45 PM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:23 PM |
rupee-equation2 | $25.00 | 1/16/2012 5:26:01 PM |
HeroSupport | $60.00 | 1/16/2012 5:08:35 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:30 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:11 PM |
nickel-jam | $725.00 | 1/18/2012 2:24:03 PM |
tech310 | $50.00 | 1/18/2012 7:43:15 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:21 AM |
market-sumac | $100.00 | 1/19/2012 4:20:11 PM |
selector568 | $300.00 | 1/19/2012 5:23:23 PM |
edaguy | $75.00 | 1/19/2012 5:31:11 PM |
CaptainBlueberry | $25.00 | 1/19/2012 5:21:00 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:43 PM |
benjo | $50.00 | 1/19/2012 10:08:23 PM |
MatthewDP | $50.00 | 1/20/2012 9:18:30 AM |
kulender | $50.00 | 1/20/2012 6:15:20 AM |
GCInvestments | $25.00 | 1/20/2012 9:44:37 AM |
oxnard | $50.00 | 1/20/2012 2:28:49 PM |
WSTRDG | $25.00 | 1/20/2012 2:36:39 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:48 PM |
pdub | $75.00 | 1/21/2012 12:22:30 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:47 PM |
bazaar-festivity | $25.00 | 1/21/2012 12:54:19 PM |
Sevron | $100.00 | 1/21/2012 6:09:33 PM |
mhotchan | $100.00 | 1/22/2012 9:13:12 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:46 PM |
Index_Plus | $6,144.00 | 1/22/2012 2:36:53 PM |
downtownfarm | $25.00 | 1/16/2012 5:37:33 PM |
integrity-american | $25.00 | 1/16/2012 8:44:29 PM |
hitsman | $50.00 | 1/16/2012 5:18:55 PM |
skillful-asset5 | $30.00 | 1/16/2012 8:26:32 PM |
a- | $25.00 | 1/17/2012 4:29:10 PM |
csakhil | $25.00 | 1/18/2012 1:28:33 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 6:00:20 PM |
toblerone | $25.00 | 1/18/2012 5:08:56 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:32 AM |
Tylerh | $250.00 | 1/19/2012 5:16:52 PM |
JoePaNation | $75.00 | 1/20/2012 8:11:17 AM |
kevin314 | $50.00 | 1/19/2012 11:19:36 PM |
genius520 | $41.00 | 1/20/2012 9:32:10 AM |
Redmond | $25.00 | 1/20/2012 2:55:47 PM |
E_G | $50.00 | 1/21/2012 12:35:16 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:51 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:59 AM |
nickel-demon2 | $50.00 | 1/21/2012 7:38:57 PM |
repayment-hawk5 | $25.00 | 1/22/2012 9:52:31 AM |
principal-cooker2 | $100.00 | 1/22/2012 12:38:22 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:40:38 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
551803
This series of Notes was issued and sold upon the funding of the borrower loan #59233, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $291.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,774 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| social-powerplant2 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consolidate high interest debt
This loan will be used to...
Consolidate two higher interest revolving accounts
My financial situation:
I am a good candidate for this loan because...
I make payments on time and am a good financial planner
Monthly net income: $4565
Monthly expenses: $
Housing: $1523
Insurance: $90
Car expenses: $560
Utilities: $144
Phone, cable, internet: $130
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $this loan will consolidate
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $100.00 | 1/17/2012 9:10:23 AM |
economy-popcorn | $25.00 | 1/19/2012 6:15:58 AM |
penny-surgeon | $25.00 | 1/17/2012 9:06:13 AM |
DHolly | $31.00 | 1/17/2012 9:05:09 AM |
CA-Lender | $50.00 | 1/17/2012 9:07:53 AM |
golden-velocity9 | $25.00 | 1/17/2012 9:31:01 AM |
sensible-fund | $25.00 | 1/17/2012 4:01:05 PM |
melodious-openness | $129.92 | 1/17/2012 4:02:30 PM |
kindness-ace1 | $50.00 | 1/17/2012 4:27:30 PM |
yf99yz | $25.00 | 1/17/2012 11:52:06 AM |
Investor_DP | $100.00 | 1/17/2012 5:42:09 PM |
wildanne | $150.00 | 1/17/2012 5:43:47 PM |
SFBank | $50.00 | 1/17/2012 5:46:39 PM |
matt_2006 | $25.00 | 1/17/2012 5:45:47 PM |
tolerant-dime2 | $25.00 | 1/17/2012 7:01:38 PM |
wkeboarder21 | $50.00 | 1/18/2012 4:44:45 AM |
AlternativeCashFlow | $25.00 | 1/17/2012 7:09:40 PM |
scarlet-velvet | $25.08 | 1/18/2012 7:49:38 AM |
moola-tulip1 | $30.00 | 1/18/2012 3:51:56 PM |
toblerone | $25.00 | 1/18/2012 5:08:58 PM |
Ron_Paul_for_President_2012 | $30.00 | 1/18/2012 2:05:06 PM |
ideal-platinum1 | $25.00 | 1/18/2012 5:21:44 PM |
WilliamLeeSims | $25.00 | 1/18/2012 5:20:00 PM |
urbanMisfit | $25.00 | 1/18/2012 5:35:08 PM |
selector568 | $300.00 | 1/18/2012 5:39:58 PM |
loss-of-control | $100.00 | 1/18/2012 6:42:37 PM |
Madmigel | $50.00 | 1/18/2012 5:23:33 PM |
thomas16882004 | $25.00 | 1/18/2012 7:27:23 PM |
tech310 | $50.00 | 1/18/2012 7:43:17 PM |
ethical-truth211 | $400.00 | 1/19/2012 3:18:51 AM |
MarvintheMartian | $25.00 | 1/19/2012 5:26:31 AM |
peregrine | $75.05 | 1/18/2012 9:59:23 PM |
friendship9 | $25.00 | 1/19/2012 6:19:32 AM |
irrelevant | $50.00 | 1/18/2012 7:05:15 PM |
dano1965 | $50.00 | 1/19/2012 8:30:32 AM |
SolarMoonshine | $25.00 | 1/19/2012 3:41:40 AM |
well-mannered-income3 | $70.00 | 1/18/2012 7:29:40 PM |
forceful-wealth244 | $25.00 | 1/19/2012 8:15:27 AM |
dalawya | $41.12 | 1/19/2012 8:40:45 AM |
Comoparklender | $25.00 | 1/19/2012 9:25:08 AM |
BigBag | $25.00 | 1/19/2012 6:04:33 AM |
ore-dojo | $50.00 | 1/19/2012 10:12:04 AM |
the-hope-workhorse | $200.00 | 1/19/2012 11:21:42 AM |
PaulW | $25.00 | 1/19/2012 11:36:10 AM |
pdxtech | $50.00 | 1/19/2012 12:14:29 PM |
cashnout | $50.00 | 1/19/2012 12:37:01 PM |
the-hope-workhorse | $150.00 | 1/19/2012 3:20:50 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:09 PM |
ready-interest9 | $25.00 | 1/19/2012 10:32:13 AM |
factcheck | $25.00 | 1/19/2012 11:31:01 AM |
a- | $25.00 | 1/19/2012 11:41:41 AM |
careful-compassion | $25.00 | 1/19/2012 11:48:34 AM |
orearella3 | $25.00 | 1/19/2012 5:13:57 PM |
mpatrick | $50.00 | 1/19/2012 1:54:22 PM |
market-sumac | $100.00 | 1/19/2012 4:20:11 PM |
benefit-awakening9 | $200.00 | 1/19/2012 7:26:54 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:52 PM |
newest-power-banker | $100.00 | 1/19/2012 8:09:08 PM |
Domgabriel | $30.00 | 1/20/2012 3:36:26 AM |
32669 | $33.29 | 1/20/2012 4:57:46 AM |
kulender | $50.00 | 1/20/2012 6:15:22 AM |
Bob450 | $30.00 | 1/19/2012 6:31:29 PM |
All_Wins | $77.41 | 1/19/2012 7:04:26 PM |
elegant-market9 | $28.00 | 1/20/2012 8:08:13 AM |
blueshound | $25.00 | 1/19/2012 8:44:22 PM |
Silver-Penny001 | $25.00 | 1/20/2012 6:17:45 AM |
Asgardian | $30.00 | 1/20/2012 6:59:17 AM |
BuzzyBee336 | $50.00 | 1/19/2012 9:49:27 PM |
Scrooge_McDuck2 | $100.00 | 1/20/2012 9:09:23 AM |
yield-hut | $26.00 | 1/20/2012 4:53:07 AM |
newest-coin-frog | $50.00 | 1/20/2012 5:27:07 AM |
wwwUniversal | $25.00 | 1/20/2012 9:34:31 AM |
rutzebach | $59.27 | 1/20/2012 7:53:33 AM |
velocity-pear | $25.00 | 1/20/2012 9:31:28 AM |
buffalobills | $25.00 | 1/20/2012 8:08:25 AM |
EretzCapital | $73.39 | 1/20/2012 8:50:15 AM |
leverage-monger | $25.00 | 1/20/2012 9:37:00 AM |
pythia | $25.00 | 1/20/2012 10:44:05 AM |
Karey | $25.00 | 1/20/2012 11:06:01 AM |
CaliforniaSun | $25.00 | 1/20/2012 12:44:37 PM |
benevolent-silver6 | $200.00 | 1/20/2012 2:28:55 PM |
Redmond | $25.00 | 1/20/2012 2:55:48 PM |
grasshopper55 | $50.00 | 1/20/2012 3:27:25 PM |
gold-cluster | $50.00 | 1/20/2012 9:37:08 AM |
CACO_Lender | $25.00 | 1/20/2012 1:33:26 PM |
Maximum_Investment | $28.93 | 1/20/2012 1:44:39 PM |
Speedfreak | $25.00 | 1/20/2012 1:45:28 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:41 AM |
Oranje88 | $100.00 | 1/20/2012 2:05:52 PM |
saxaphone6 | $25.00 | 1/20/2012 2:32:25 PM |
168RichCapital | $25.01 | 1/20/2012 3:27:32 PM |
master648 | $23.53 | 1/20/2012 3:52:50 PM |
loanman2007 | $150.00 | 1/17/2012 9:10:10 AM |
AndChicksforFree | $25.00 | 1/17/2012 10:43:47 AM |
bullish2bearish | $35.00 | 1/19/2012 10:22:32 AM |
platinum-czar | $71.59 | 1/19/2012 11:06:30 AM |
superb-funds335 | $25.00 | 1/17/2012 9:33:05 AM |
LittleMingo | $30.00 | 1/17/2012 9:05:07 AM |
nimble-revenue5 | $50.00 | 1/17/2012 9:27:47 AM |
cattlebaron | $50.00 | 1/17/2012 11:30:45 AM |
cattlebaron | $50.00 | 1/17/2012 11:30:20 AM |
zeeexsixare | $400.00 | 1/17/2012 2:34:46 PM |
reflective-rupee | $25.00 | 1/17/2012 1:26:38 PM |
loan-fate | $50.00 | 1/17/2012 9:14:38 AM |
vutah | $25.00 | 1/17/2012 3:00:26 PM |
economy-coup | $50.00 | 1/17/2012 9:24:56 AM |
rupee-equation2 | $25.00 | 1/17/2012 9:29:38 AM |
Bank_Of_XL | $25.00 | 1/17/2012 9:47:42 AM |
hitsman | $50.00 | 1/17/2012 5:15:08 PM |
a- | $25.00 | 1/17/2012 4:29:11 PM |
skillful-asset5 | $30.00 | 1/17/2012 6:26:31 PM |
calimanusa | $30.00 | 1/17/2012 7:02:01 PM |
Weaverville | $25.00 | 1/18/2012 10:49:08 AM |
csakhil | $25.00 | 1/18/2012 1:28:39 PM |
asset-professor | $25.00 | 1/18/2012 5:06:36 PM |
nex | $25.00 | 1/18/2012 5:22:52 PM |
bazaar-festivity | $25.00 | 1/18/2012 5:24:56 PM |
Tylerh | $250.00 | 1/18/2012 5:38:34 PM |
integrity-doctor | $100.00 | 1/18/2012 7:05:02 PM |
return-cluster991 | $100.00 | 1/18/2012 7:22:34 PM |
1willray | $25.00 | 1/18/2012 7:59:03 PM |
scoobiedoo | $50.00 | 1/18/2012 7:14:17 PM |
leball | $25.00 | 1/18/2012 9:16:14 PM |
suave-dime6 | $25.00 | 1/19/2012 6:59:22 AM |
silver-metronome2 | $50.00 | 1/18/2012 7:19:09 PM |
agalt | $125.00 | 1/19/2012 9:12:06 AM |
loyalty-czar | $40.00 | 1/18/2012 8:05:57 PM |
theaterguy | $25.00 | 1/19/2012 9:22:28 AM |
Rogelio48 | $30.00 | 1/18/2012 8:33:44 PM |
thankful-nickel2 | $25.00 | 1/19/2012 9:35:36 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:57 AM |
ddog0224 | $50.00 | 1/19/2012 6:46:25 AM |
power-secret-agent | $25.00 | 1/19/2012 9:00:10 AM |
Interloper | $25.00 | 1/19/2012 11:03:11 AM |
generosity-battalion0 | $50.00 | 1/19/2012 11:32:32 AM |
kermitdafrog | $25.00 | 1/19/2012 1:12:13 PM |
munnu | $100.00 | 1/19/2012 1:16:28 PM |
market-pudding | $25.00 | 1/19/2012 1:24:50 PM |
hope-fortress753 | $25.00 | 1/19/2012 4:56:58 PM |
green-revenue-rocker | $25.00 | 1/19/2012 2:40:13 PM |
l2fp | $45.00 | 1/19/2012 2:54:57 PM |
money-bauble | $100.00 | 1/19/2012 5:28:05 PM |
Requiem | $25.00 | 1/19/2012 3:28:28 PM |
Golfmoney | $100.00 | 1/19/2012 5:35:14 PM |
zone6 | $100.00 | 1/19/2012 7:05:20 PM |
justice-allocator3 | $25.00 | 1/19/2012 10:13:18 PM |
kevin314 | $25.00 | 1/19/2012 11:18:38 PM |
KADENA462 | $25.00 | 1/20/2012 1:56:06 AM |
Fecund-ent | $26.62 | 1/20/2012 3:07:14 AM |
max007 | $25.00 | 1/20/2012 6:18:45 AM |
enticing-exchange3 | $25.00 | 1/20/2012 5:13:57 AM |
newest-coin-frog | $50.00 | 1/20/2012 5:39:39 AM |
dedicated-diversification5 | $112.63 | 1/20/2012 8:12:17 AM |
Bears34 | $30.00 | 1/19/2012 8:41:43 PM |
integrity-american | $50.00 | 1/19/2012 8:51:37 PM |
orange-preeminant-bill | $25.00 | 1/20/2012 6:42:04 AM |
velocity-aurora | $100.00 | 1/20/2012 7:20:05 AM |
ferdberfel | $25.00 | 1/20/2012 8:20:40 AM |
the-enthralling-coin | $25.00 | 1/20/2012 9:13:20 AM |
whatreality | $25.00 | 1/20/2012 5:42:14 AM |
genius520 | $50.00 | 1/20/2012 9:32:10 AM |
miked8303 | $50.00 | 1/20/2012 9:36:22 AM |
the-magnetic-transaction | $50.00 | 1/20/2012 9:20:36 AM |
Oranje88 | $100.00 | 1/20/2012 6:20:02 AM |
10jwbajore | $34.81 | 1/20/2012 12:20:18 PM |
ecstatic-kindness4 | $50.00 | 1/20/2012 11:49:07 AM |
huskybiz | $25.00 | 1/20/2012 3:45:43 PM |
Golfmoney | $136.92 | 1/20/2012 12:18:42 PM |
jpac1066 | $100.00 | 1/20/2012 12:43:16 PM |
angel879 | $29.91 | 1/20/2012 1:01:13 PM |
BigMonkey | $28.47 | 1/20/2012 3:05:51 PM |
papaloha | $300.00 | 1/20/2012 10:22:00 AM |
dough-souffle | $42.93 | 1/20/2012 12:55:10 PM |
quick | $50.00 | 1/20/2012 1:08:00 PM |
mark5337 | $60.00 | 1/20/2012 2:11:00 PM |
trade-elm | $37.00 | 1/20/2012 2:18:27 PM |
deal-eagle | $25.00 | 1/20/2012 2:31:35 PM |
income-awakening6 | $25.00 | 1/20/2012 3:06:10 PM |
moola-buddy | $25.00 | 1/20/2012 3:14:06 PM |
the-hope-workhorse | $100.00 | 1/20/2012 3:40:09 PM |
180 Investments
|
Borrower Payment Dependent Notes Series
551841
This series of Notes was issued and sold upon the funding of the borrower loan #59617, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 8.11% |
Borrower rate/APR:
| 9.11% / 9.32% |
Monthly payment:
| $416.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.11% | | |
| |
Estimated return*:
| 7.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 18% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 18y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,747 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-microscope5 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jan-2011)
|
Principal balance:
| $308.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Tuskegee
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dpjd | $25.00 | 1/21/2012 12:49:16 PM |
benjamin67 | $41.00 | 1/24/2012 8:09:14 AM |
Kyjamune | $25.00 | 1/16/2012 5:05:28 PM |
first-favorite-bonus9 | $25.00 | 1/16/2012 5:06:55 PM |
A4 | $25.00 | 1/16/2012 5:09:06 PM |
order-brilliance9 | $100.00 | 1/16/2012 5:06:39 PM |
kenji4861 | $25.00 | 1/16/2012 5:07:43 PM |
leodaguy | $100.00 | 1/16/2012 5:22:37 PM |
hitsman | $50.00 | 1/16/2012 5:18:57 PM |
Tylerh | $250.00 | 1/16/2012 5:33:59 PM |
commanding-treasure2 | $50.00 | 1/16/2012 5:29:41 PM |
righteousone | $50.00 | 1/16/2012 5:40:20 PM |
huorn | $25.00 | 1/16/2012 5:35:43 PM |
puifais | $50.00 | 1/16/2012 5:38:06 PM |
income-banjo | $25.00 | 1/16/2012 5:39:51 PM |
LawyerLoan | $25.00 | 1/16/2012 6:42:11 PM |
sensible-fund | $25.00 | 1/17/2012 3:23:19 AM |
2bnforlife | $25.00 | 1/16/2012 5:22:22 PM |
integrity-american | $25.00 | 1/16/2012 8:44:30 PM |
KLCRAY | $25.00 | 1/16/2012 5:28:31 PM |
suave-dollar | $25.00 | 1/17/2012 4:48:31 AM |
ChrisTJ | $25.00 | 1/17/2012 9:06:08 AM |
liberty-viola | $25.00 | 1/17/2012 9:17:15 AM |
GradEcon | $30.00 | 1/17/2012 7:48:20 AM |
ChrisJB | $25.00 | 1/17/2012 9:15:39 AM |
benjay25 | $25.00 | 1/16/2012 7:30:44 PM |
ConchRepublican | $100.00 | 1/17/2012 9:25:59 AM |
funnymoney1 | $50.00 | 1/17/2012 9:34:17 AM |
social-juniper5 | $50.00 | 1/17/2012 9:36:38 AM |
JustMee | $25.00 | 1/17/2012 10:39:03 AM |
fopaul13 | $25.00 | 1/17/2012 5:19:38 PM |
Zoramite | $25.00 | 1/17/2012 12:46:41 PM |
payout-motivator0 | $75.00 | 1/17/2012 5:38:42 PM |
ti22ring | $25.00 | 1/17/2012 5:58:06 PM |
radforj22 | $50.00 | 1/17/2012 6:19:33 PM |
prudent-payout462 | $25.00 | 1/17/2012 7:34:48 PM |
reflective-ore3 | $25.00 | 1/18/2012 12:27:46 AM |
fortytwo | $150.00 | 1/18/2012 9:06:23 AM |
joeuser99 | $100.00 | 1/18/2012 6:53:57 AM |
first-funds-palace | $25.00 | 1/18/2012 9:13:05 AM |
velocity-solo | $25.00 | 1/18/2012 9:24:06 AM |
Clambake | $25.00 | 1/18/2012 9:27:50 AM |
BiggestG | $25.00 | 1/18/2012 9:36:32 AM |
Natronpee | $25.00 | 1/18/2012 9:39:20 AM |
minista | $25.00 | 1/18/2012 9:25:37 AM |
Leshan | $100.00 | 1/18/2012 6:46:35 AM |
jscope | $25.00 | 1/18/2012 9:47:16 AM |
Rivervale_Westwood | $25.00 | 1/18/2012 10:10:15 AM |
maple1 | $25.00 | 1/18/2012 8:52:27 AM |
Railbird | $25.00 | 1/18/2012 9:46:11 AM |
IIP77 | $25.00 | 1/18/2012 9:34:32 AM |
whistledicksmith | $25.00 | 1/18/2012 9:53:19 AM |
unclejaef | $25.00 | 1/18/2012 4:31:48 PM |
Caledoni | $25.00 | 1/18/2012 5:15:52 PM |
sjlender | $100.00 | 1/18/2012 5:10:47 PM |
trade-arch | $25.00 | 1/18/2012 3:31:13 PM |
american6 | $50.00 | 1/18/2012 5:37:28 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:55 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:55 PM |
brilliant-loyalty7 | $25.00 | 1/18/2012 5:42:32 PM |
decisive-marketplace3 | $25.00 | 1/18/2012 6:02:11 PM |
totoro | $25.00 | 1/18/2012 10:33:17 PM |
auxilliary2000 | $25.00 | 1/19/2012 7:52:30 AM |
seanvr33 | $25.00 | 1/19/2012 2:58:08 AM |
pinnacle10 | $25.00 | 1/19/2012 9:05:51 AM |
SunsetCoastCapital | $25.00 | 1/19/2012 9:06:10 AM |
pumped130 | $25.00 | 1/19/2012 6:03:44 AM |
chestnut4 | $25.00 | 1/19/2012 9:12:43 AM |
PRGuyinVA | $25.00 | 1/19/2012 9:20:34 AM |
worth-web5 | $50.00 | 1/19/2012 9:09:09 AM |
elasermd | $50.00 | 1/19/2012 9:10:49 AM |
figs4u2 | $100.00 | 1/19/2012 9:35:58 AM |
subtle-revenue0 | $25.00 | 1/19/2012 9:18:07 AM |
mizount | $25.00 | 1/19/2012 9:41:37 AM |
anacent | $25.00 | 1/19/2012 9:27:04 AM |
Gabriel02 | $25.00 | 1/19/2012 9:44:12 AM |
hostbank | $100.00 | 1/19/2012 9:29:26 AM |
GIGO | $25.00 | 1/19/2012 10:11:35 AM |
dfealk | $25.00 | 1/19/2012 9:35:51 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:30 AM |
inventive-wealth2 | $25.00 | 1/19/2012 9:39:37 AM |
marketplace-cello5 | $25.00 | 1/19/2012 9:40:48 AM |
evnagelist | $25.00 | 1/19/2012 9:05:39 AM |
Panna | $25.00 | 1/19/2012 9:46:29 AM |
rachelrachelrachel | $25.00 | 1/19/2012 10:41:56 AM |
Mark-O-Polo | $25.00 | 1/19/2012 9:21:11 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:29 AM |
dharma1 | $25.00 | 1/19/2012 9:27:21 AM |
compoundinterest | $50.00 | 1/19/2012 9:38:24 AM |
Proactive-Financial-Lending | $25.00 | 1/19/2012 9:40:42 AM |
Cai8899 | $50.00 | 1/19/2012 9:46:24 AM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:59 PM |
WonderPup | $25.00 | 1/19/2012 10:48:05 AM |
PaulW | $25.00 | 1/19/2012 11:35:03 AM |
intuitive-integrity9 | $50.00 | 1/19/2012 5:23:56 PM |
orange-immaculate-payment | $25.00 | 1/19/2012 1:49:00 PM |
gain-mountain1 | $51.00 | 1/19/2012 5:22:29 PM |
docktah | $100.00 | 1/19/2012 5:29:49 PM |
bonus-quark4 | $25.00 | 1/20/2012 6:48:30 AM |
encouraging-repayment5 | $25.00 | 1/19/2012 7:54:17 PM |
Curly-Girly | $25.00 | 1/20/2012 9:07:20 AM |
travels536 | $25.00 | 1/19/2012 9:37:19 PM |
hawaiiangirl76 | $25.00 | 1/20/2012 9:13:06 AM |
cash-merry-maker | $25.00 | 1/20/2012 9:30:06 AM |
newest-sensible-hope | $50.00 | 1/20/2012 11:06:09 AM |
jjb3 | $25.00 | 1/20/2012 9:22:24 AM |
sqdrew | $25.00 | 1/20/2012 9:58:20 AM |
trustu | $25.00 | 1/20/2012 11:19:21 AM |
damage | $25.00 | 1/20/2012 9:43:39 AM |
rupee-chomper | $50.00 | 1/20/2012 5:11:42 PM |
3_boyz | $92.46 | 1/20/2012 3:59:17 PM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:35 AM |
boogles72 | $25.00 | 1/20/2012 5:26:49 PM |
ansset | $27.00 | 1/20/2012 6:48:09 PM |
dbzen | $25.00 | 1/20/2012 4:44:54 PM |
brazilofmux | $100.00 | 1/20/2012 5:46:48 PM |
zski | $25.00 | 1/21/2012 3:04:31 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:49 PM |
keen-credit6 | $25.00 | 1/20/2012 5:58:44 PM |
johanson07 | $25.00 | 1/21/2012 8:46:57 AM |
BOZO88 | $40.00 | 1/21/2012 9:42:09 AM |
exciting-diversification2 | $25.00 | 1/21/2012 10:20:47 AM |
wealth-tulip4 | $50.00 | 1/21/2012 10:56:18 AM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:14:01 AM |
Wings06J | $25.00 | 1/21/2012 11:12:29 AM |
Woodworker57 | $28.00 | 1/21/2012 11:13:02 AM |
progress-credit | $85.00 | 1/21/2012 11:14:34 AM |
dadalou | $25.00 | 1/21/2012 12:13:27 PM |
orange-courageous-dedication | $25.00 | 1/21/2012 12:06:05 PM |
slartibardfast | $25.00 | 1/21/2012 12:21:27 PM |
exchange-pledge | $50.00 | 1/21/2012 12:13:18 PM |
Willylump | $25.00 | 1/21/2012 12:16:01 PM |
awwaww | $25.00 | 1/21/2012 12:38:00 PM |
mchale | $25.00 | 1/21/2012 2:59:27 PM |
bomdel | $25.00 | 1/21/2012 3:33:52 PM |
lenderrob | $25.00 | 1/21/2012 12:50:37 PM |
Preteur | $25.00 | 1/21/2012 12:36:12 PM |
1phantom | $25.00 | 1/21/2012 12:38:48 PM |
BuffetRocks | $50.00 | 1/21/2012 12:48:09 PM |
BuildingShanghai | $27.79 | 1/21/2012 4:56:14 PM |
USMC0311 | $25.00 | 1/21/2012 8:24:46 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:59 AM |
iaffy | $25.00 | 1/22/2012 12:06:47 PM |
jakespirit | $25.00 | 1/22/2012 10:12:32 AM |
JDFuego | $25.00 | 1/23/2012 6:52:27 AM |
whipone | $25.00 | 1/23/2012 9:24:49 AM |
jonniefive | $25.00 | 1/22/2012 10:13:11 PM |
lucky6 | $25.00 | 1/22/2012 11:09:41 PM |
autobahn77 | $25.00 | 1/23/2012 9:57:18 AM |
Rothgoe | $25.30 | 1/23/2012 11:15:36 AM |
prosha | $25.00 | 1/23/2012 9:16:49 AM |
octoberfresh | $25.00 | 1/23/2012 11:56:58 AM |
Nerts | $25.00 | 1/23/2012 9:14:31 AM |
knowledgeable-note6 | $32.00 | 1/23/2012 11:59:25 AM |
LogicalCC | $25.00 | 1/23/2012 9:37:54 AM |
iem2509 | $25.00 | 1/23/2012 4:23:33 PM |
witty-credit467 | $25.00 | 1/23/2012 4:49:56 PM |
honorable-loot4 | $25.00 | 1/23/2012 9:49:56 AM |
pbo922 | $25.00 | 1/23/2012 1:33:28 PM |
mar97 | $25.00 | 1/23/2012 3:22:35 PM |
favorite-auction2 | $100.00 | 1/23/2012 4:14:44 PM |
pound-doughnut | $25.00 | 1/23/2012 4:46:24 PM |
Boxster968 | $43.05 | 1/23/2012 6:13:30 PM |
ssgt95068 | $25.00 | 1/23/2012 5:10:31 PM |
420limo | $25.00 | 1/23/2012 11:05:30 PM |
elevated-finance | $25.00 | 1/24/2012 8:42:16 AM |
deal-goliath4 | $500.00 | 1/23/2012 9:28:36 PM |
Apeman00 | $25.00 | 1/24/2012 9:05:20 AM |
Tom579 | $50.00 | 1/24/2012 9:05:43 AM |
Cashew6 | $25.00 | 1/24/2012 9:06:15 AM |
jbrel | $25.00 | 1/24/2012 9:07:13 AM |
coalescent | $25.00 | 1/24/2012 9:08:13 AM |
wbahl | $25.00 | 1/24/2012 9:08:15 AM |
MARSTUN | $100.00 | 1/24/2012 9:08:52 AM |
Flatfoot | $25.00 | 1/24/2012 5:01:25 AM |
kmcolo | $25.00 | 1/24/2012 3:49:02 AM |
thezfunk | $25.00 | 1/24/2012 9:12:43 AM |
hrubinst | $50.00 | 1/24/2012 9:13:47 AM |
ramsbladder | $25.00 | 1/24/2012 9:13:59 AM |
kloan | $25.00 | 1/24/2012 9:17:11 AM |
preciousjeni | $25.00 | 1/24/2012 9:20:30 AM |
worthy-truth | $25.00 | 1/24/2012 7:33:24 AM |
GATrust | $25.00 | 1/24/2012 9:21:29 AM |
Cerias | $25.00 | 1/24/2012 8:02:56 AM |
capital-lotus0 | $25.00 | 1/24/2012 8:44:43 AM |
TelegramSam | $25.00 | 1/24/2012 9:05:17 AM |
klinebarger | $25.00 | 1/24/2012 9:03:23 AM |
McGrufus | $35.00 | 1/24/2012 9:07:40 AM |
BlindSquirrel | $25.00 | 1/24/2012 9:05:33 AM |
PhalanxBulldog | $50.00 | 1/24/2012 9:08:09 AM |
runner262 | $25.00 | 1/24/2012 9:08:24 AM |
greenkid | $25.00 | 1/24/2012 9:07:02 AM |
cropdust3r | $25.00 | 1/24/2012 9:11:56 AM |
silverloan | $50.00 | 1/24/2012 9:09:22 AM |
johnsails | $50.00 | 1/24/2012 9:12:31 AM |
flexiboy35 | $25.00 | 1/24/2012 9:10:09 AM |
Spring342 | $25.00 | 1/24/2012 9:10:19 AM |
brutusbone | $25.00 | 1/24/2012 9:11:43 AM |
koinonea | $25.00 | 1/24/2012 9:14:20 AM |
siege01 | $25.00 | 1/24/2012 9:14:29 AM |
selfmademan | $25.00 | 1/24/2012 9:13:18 AM |
cantsavenuf | $25.00 | 1/24/2012 9:17:09 AM |
paramjit | $50.00 | 1/24/2012 9:17:15 AM |
biobulator | $25.00 | 1/24/2012 9:15:18 AM |
SMVM87 | $25.00 | 1/24/2012 9:18:30 AM |
dthompso | $50.00 | 1/24/2012 9:17:45 AM |
kbodendorf | $25.00 | 1/24/2012 9:19:04 AM |
dtrain5 | $50.00 | 1/24/2012 9:20:00 AM |
payout-bridge | $25.00 | 1/18/2012 10:09:57 PM |
lamsabuy | $100.00 | 1/16/2012 5:09:07 PM |
kevin314 | $25.00 | 1/16/2012 5:11:23 PM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:24 PM |
ivar | $25.00 | 1/16/2012 5:05:54 PM |
AmericanCredit | $50.00 | 1/16/2012 5:18:37 PM |
cebgop | $25.00 | 1/16/2012 5:20:02 PM |
logical-reward8 | $25.00 | 1/16/2012 5:20:12 PM |
maldok1 | $25.00 | 1/16/2012 5:20:26 PM |
fcrick | $25.00 | 1/16/2012 5:21:05 PM |
iolaire | $25.00 | 1/16/2012 5:22:39 PM |
A4 | $25.00 | 1/16/2012 5:09:12 PM |
SBT | $100.00 | 1/16/2012 5:25:24 PM |
Harry | $50.00 | 1/16/2012 5:11:12 PM |
wise-exchange-chooser | $25.00 | 1/16/2012 5:28:38 PM |
AFairDeal | $25.00 | 1/16/2012 5:16:49 PM |
nimble-money086 | $25.00 | 1/16/2012 5:32:19 PM |
meux99 | $25.00 | 1/16/2012 5:36:02 PM |
downtownfarm | $25.00 | 1/16/2012 5:37:34 PM |
lendersf | $50.00 | 1/16/2012 5:27:55 PM |
themoneydoctor | $50.00 | 1/16/2012 5:40:12 PM |
Lo0se_mo0se | $25.00 | 1/16/2012 6:16:17 PM |
Dollars4Rent | $50.00 | 1/16/2012 5:37:28 PM |
susurrus | $25.00 | 1/16/2012 5:10:23 PM |
vinayski | $25.00 | 1/16/2012 5:14:13 PM |
indomitable-coin | $25.00 | 1/16/2012 5:21:32 PM |
neighborly-hope6 | $81.00 | 1/16/2012 5:27:43 PM |
veneziani | $25.00 | 1/17/2012 5:52:05 AM |
mpactlender | $25.00 | 1/16/2012 5:32:37 PM |
orindalender | $50.00 | 1/17/2012 9:05:45 AM |
jbaum | $40.00 | 1/17/2012 9:11:58 AM |
social-booster4 | $50.00 | 1/17/2012 11:13:38 AM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:34 AM |
Index_Plus | $2,000.00 | 1/17/2012 10:00:06 AM |
benjamins-nest | $350.00 | 1/17/2012 1:13:20 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:21 PM |
a- | $25.00 | 1/17/2012 4:09:19 PM |
JJ9876 | $25.00 | 1/17/2012 9:14:58 AM |
mason13a | $25.00 | 1/17/2012 9:34:46 AM |
skro | $25.00 | 1/17/2012 5:15:37 PM |
BxRealtor | $25.00 | 1/17/2012 5:20:11 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:46 PM |
riproaringrapids | $50.00 | 1/17/2012 5:37:01 PM |
rmachi | $25.00 | 1/17/2012 5:07:43 PM |
roadtruck | $50.00 | 1/17/2012 5:13:02 PM |
onemanrevolution | $25.00 | 1/17/2012 6:46:55 PM |
blot44 | $25.00 | 1/17/2012 8:57:47 PM |
first-serene-credit | $25.00 | 1/18/2012 7:54:20 AM |
balance-voyager | $25.00 | 1/18/2012 9:15:36 AM |
Aimvest | $25.00 | 1/18/2012 9:06:18 AM |
bb575 | $50.00 | 1/17/2012 9:07:20 PM |
steely_dan34 | $25.00 | 1/18/2012 9:26:17 AM |
mrpowers5531 | $25.00 | 1/18/2012 9:21:12 AM |
Cheburashka | $25.00 | 1/18/2012 9:36:38 AM |
nickel-ferret | $50.00 | 1/18/2012 9:23:12 AM |
yennib | $25.00 | 1/18/2012 9:40:51 AM |
ualf | $50.00 | 1/18/2012 9:38:04 AM |
britgsb | $30.00 | 1/18/2012 9:45:08 AM |
Tradesmanlender | $25.00 | 1/18/2012 9:06:05 AM |
Veet | $25.00 | 1/18/2012 11:55:39 AM |
value-pouch | $25.00 | 1/18/2012 9:48:50 AM |
gallant-economy9 | $50.00 | 1/18/2012 9:09:09 AM |
skuba | $75.00 | 1/18/2012 9:11:45 AM |
kvandivo | $25.00 | 1/18/2012 9:52:40 AM |
tomdooley12520 | $25.00 | 1/18/2012 12:37:23 PM |
C_Mark | $37.00 | 1/18/2012 9:30:37 AM |
power-trophy7 | $25.00 | 1/18/2012 9:33:26 AM |
transparency-baton | $25.00 | 1/18/2012 9:35:37 AM |
csakhil | $25.00 | 1/18/2012 1:28:35 PM |
peripatetic | $25.00 | 1/18/2012 9:49:51 AM |
LenderOnWheels | $25.00 | 1/18/2012 3:35:04 PM |
Weaverville | $50.00 | 1/18/2012 10:50:21 AM |
radforj22 | $58.10 | 1/18/2012 10:50:58 AM |
blooming-market | $25.00 | 1/18/2012 3:21:01 PM |
bvzm | $50.00 | 1/18/2012 4:29:06 PM |
pikopulling | $25.00 | 1/18/2012 4:21:20 PM |
GCentrone | $50.00 | 1/18/2012 1:38:26 PM |
degster | $25.00 | 1/18/2012 2:22:58 PM |
Mailmon | $32.99 | 1/18/2012 5:17:55 PM |
nojoke411 | $25.00 | 1/18/2012 2:40:55 PM |
pragmatic-contract | $25.00 | 1/18/2012 3:19:00 PM |
pixeldave | $50.00 | 1/18/2012 5:09:27 PM |
FlexFunding | $50.00 | 1/18/2012 3:26:07 PM |
jeffpac | $50.00 | 1/18/2012 5:39:37 PM |
jst1 | $50.00 | 1/18/2012 4:12:24 PM |
gracej | $25.00 | 1/18/2012 5:34:48 PM |
psbruce | $25.00 | 1/18/2012 7:44:01 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:43 PM |
igniter584 | $25.00 | 1/18/2012 5:24:47 PM |
bdloans | $50.00 | 1/18/2012 9:04:19 PM |
quintilian | $25.00 | 1/19/2012 2:10:41 AM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:04 PM |
revmax | $25.00 | 1/19/2012 9:15:05 AM |
Kame | $25.00 | 1/19/2012 9:23:49 AM |
valiant-liberty4 | $25.00 | 1/19/2012 9:24:42 AM |
larslfe | $25.00 | 1/19/2012 9:25:46 AM |
Anny-Disco | $25.00 | 1/19/2012 9:09:52 AM |
wtrboy | $25.00 | 1/19/2012 9:14:47 AM |
wigglesworth4 | $100.00 | 1/19/2012 9:21:29 AM |
wacko82 | $25.00 | 1/19/2012 10:18:41 AM |
postalwhiz | $25.00 | 1/19/2012 9:06:26 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:43 AM |
salliefreecash | $95.85 | 1/19/2012 11:53:35 AM |
fragonardlives | $25.00 | 1/19/2012 9:27:30 AM |
leeball | $50.00 | 1/19/2012 9:32:03 AM |
cpodakine | $25.00 | 1/19/2012 12:09:10 PM |
theemhdoctor | $25.00 | 1/19/2012 9:44:06 AM |
Aldebtaran | $25.00 | 1/19/2012 9:46:22 AM |
windfall46 | $25.00 | 1/19/2012 2:22:29 PM |
finance-assembler | $50.00 | 1/19/2012 10:45:13 AM |
orearella3 | $25.00 | 1/19/2012 5:13:57 PM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:10 PM |
rentalguy | $50.00 | 1/19/2012 5:40:18 PM |
benjo | $50.00 | 1/19/2012 10:08:23 PM |
Short_Stack | $25.00 | 1/19/2012 8:55:22 PM |
yield-hut | $25.00 | 1/20/2012 4:51:55 AM |
wlm3012 | $40.00 | 1/19/2012 7:21:02 PM |
Wangersinc | $25.00 | 1/20/2012 9:06:55 AM |
agbullet55443 | $200.00 | 1/19/2012 9:29:13 PM |
thankful-nickel2 | $25.00 | 1/20/2012 9:44:27 AM |
miked8303 | $50.00 | 1/20/2012 9:36:22 AM |
forceful-note8 | $100.00 | 1/20/2012 9:07:45 AM |
lenderRXT | $100.00 | 1/20/2012 11:55:00 AM |
cxjr25 | $25.00 | 1/20/2012 3:15:26 PM |
smart-penny124 | $25.00 | 1/20/2012 5:41:28 PM |
wahoos20 | $50.00 | 1/21/2012 1:46:34 AM |
designs626 | $50.00 | 1/20/2012 5:24:06 PM |
balance-hornet | $50.00 | 1/21/2012 10:31:20 AM |
abundant-power | $25.00 | 1/21/2012 6:38:10 AM |
nyran20 | $75.00 | 1/20/2012 8:11:23 PM |
excellent-nickel | $25.00 | 1/21/2012 12:06:48 PM |
transparency-giant | $50.00 | 1/21/2012 12:26:33 PM |
BeatrixKiddo | $25.00 | 1/21/2012 8:35:43 AM |
MadHun | $200.00 | 1/21/2012 12:38:24 PM |
transparency-halo | $25.00 | 1/21/2012 12:05:38 PM |
ramblin | $25.00 | 1/21/2012 12:07:32 PM |
Zeenos | $25.12 | 1/21/2012 12:08:47 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:52 PM |
blue-diligent-income | $25.00 | 1/21/2012 6:53:13 PM |
don8ter | $50.00 | 1/21/2012 12:44:29 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:53 PM |
showmestatekid | $25.00 | 1/21/2012 2:51:23 PM |
intelligent-dedication9 | $107.00 | 1/21/2012 1:42:25 PM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:42 AM |
rromanchuk | $25.00 | 1/21/2012 6:25:27 PM |
23mackay | $25.00 | 1/21/2012 7:03:24 PM |
Au-Ag-Pt | $25.00 | 1/21/2012 10:00:27 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:46 AM |
JTHarris | $25.00 | 1/22/2012 10:54:38 AM |
kirat15 | $500.00 | 1/21/2012 6:39:06 PM |
the-enticing-coin | $500.00 | 1/21/2012 6:54:13 PM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:30 PM |
catmanbob | $25.00 | 1/21/2012 7:25:55 PM |
Jeffersonbank | $50.00 | 1/22/2012 12:10:41 PM |
FrayBentos | $25.00 | 1/22/2012 12:11:46 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:20 PM |
alpinaut | $30.00 | 1/22/2012 5:39:43 AM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:27:49 PM |
sharp-income2 | $25.00 | 1/22/2012 12:28:08 PM |
Quaven | $25.00 | 1/22/2012 12:25:51 PM |
red-deal-genius | $25.00 | 1/22/2012 9:14:49 PM |
loot-heart | $25.00 | 1/23/2012 6:47:20 AM |
fun2invest | $25.00 | 1/22/2012 2:39:56 PM |
fuzed | $50.00 | 1/23/2012 6:57:37 AM |
nhm | $25.00 | 1/22/2012 3:08:06 PM |
langdonx | $25.00 | 1/22/2012 6:11:31 PM |
giftgold | $25.00 | 1/22/2012 7:47:31 PM |
credit-magician | $25.00 | 1/23/2012 9:33:41 AM |
hope-hickory8 | $25.00 | 1/23/2012 6:06:04 AM |
faldska | $25.00 | 1/23/2012 6:30:06 AM |
betaoption | $25.00 | 1/23/2012 9:44:03 AM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:14:26 AM |
lucrative-coin | $50.00 | 1/23/2012 7:48:09 AM |
cpblue79 | $100.00 | 1/23/2012 7:54:51 AM |
Medops911 | $25.00 | 1/23/2012 9:14:48 AM |
discrete-basis1 | $75.00 | 1/23/2012 9:15:55 AM |
buckeye9 | $25.00 | 1/23/2012 12:18:54 PM |
BookandLaw | $25.00 | 1/23/2012 9:19:34 AM |
unique-dough | $25.00 | 1/23/2012 1:48:54 PM |
caring-truth9 | $50.00 | 1/23/2012 9:31:25 AM |
astute-benjamins | $50.00 | 1/23/2012 10:32:04 AM |
peso-prophesy4 | $100.00 | 1/23/2012 5:15:11 PM |
harty | $50.00 | 1/23/2012 12:38:04 PM |
tender-fund1 | $100.00 | 1/23/2012 1:21:15 PM |
Brisket_Bob | $32.02 | 1/23/2012 3:44:43 PM |
ResQDoc | $100.00 | 1/23/2012 9:48:05 PM |
stollcm | $25.00 | 1/24/2012 4:06:49 AM |
WLenders | $50.00 | 1/23/2012 7:22:58 PM |
john0720 | $50.00 | 1/24/2012 8:11:10 AM |
devin57 | $25.00 | 1/24/2012 8:12:19 AM |
9boag | $25.00 | 1/24/2012 9:08:44 AM |
inspired-duty5 | $25.00 | 1/23/2012 11:09:38 PM |
jasperpants | $25.00 | 1/24/2012 9:11:45 AM |
Duchdad | $25.00 | 1/24/2012 9:12:29 AM |
Mendosurfire | $50.00 | 1/24/2012 9:13:49 AM |
michaelwong | $50.00 | 1/24/2012 9:16:17 AM |
srilm | $25.00 | 1/24/2012 9:16:39 AM |
green-glowing-gain | $25.00 | 1/24/2012 6:50:39 AM |
TCayce | $25.00 | 1/24/2012 9:17:24 AM |
Schuld66 | $25.00 | 1/24/2012 9:18:42 AM |
bradania | $25.00 | 1/24/2012 9:19:55 AM |
Hillbilly_Banker | $25.00 | 1/24/2012 7:00:51 AM |
selvamfinance | $25.00 | 1/24/2012 9:20:41 AM |
cac1966 | $25.00 | 1/24/2012 9:05:46 AM |
lounges | $40.00 | 1/24/2012 9:06:06 AM |
esabzb | $25.00 | 1/24/2012 9:05:15 AM |
mosby | $25.00 | 1/24/2012 9:07:29 AM |
ThomasC | $50.00 | 1/24/2012 9:05:23 AM |
gauss02 | $25.00 | 1/24/2012 9:08:05 AM |
JohnGalt94 | $25.00 | 1/24/2012 9:08:22 AM |
ski bum | $100.00 | 1/24/2012 9:08:26 AM |
Bujinkan1 | $25.00 | 1/24/2012 9:09:29 AM |
gzeo | $25.00 | 1/24/2012 9:06:59 AM |
Strato | $25.02 | 1/24/2012 9:10:39 AM |
Ellisdee | $50.00 | 1/24/2012 9:10:57 AM |
jey6941 | $25.00 | 1/24/2012 9:11:37 AM |
kubien | $25.00 | 1/24/2012 9:13:05 AM |
anyoi | $25.00 | 1/24/2012 9:13:13 AM |
ultimatepaintball | $25.00 | 1/24/2012 9:17:04 AM |
angelinvestor2 | $40.00 | 1/24/2012 9:15:36 AM |
16888 | $25.00 | 1/24/2012 9:16:34 AM |
saihu | $25.00 | 1/24/2012 9:20:02 AM |
tsui517 | $50.00 | 1/24/2012 9:21:02 AM |
ChrisProsper | $201.49 | 1/24/2012 9:22:55 AM |
justalender | $50.00 | 1/24/2012 9:21:52 AM |
433 Investments
|
Borrower Payment Dependent Notes Series
551855
This series of Notes was issued and sold upon the funding of the borrower loan #59300, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $459.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 11% |
Credit score:
| 880-899 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 18y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,244 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| charming-basis8 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation request
Purpose of loan:
This loan will be used to consolidate credit card debt. I'm currently paying appox. $858 to various lenders. With this load, my monthly payment would go down to $459. So, making this monthly payment should not be a problem.
My financial situation:
I am a good candidate for this loan because I have been working at my current company for almost 19 years as a Project Engineer. So, I have alot of stability and seniority in my current position. I also actively manage my credit by thinking what impact any financial move I make will have on my credit score.
Given all this, I believe there is very little risk in funding my loan request. I appreciate you taking the time to read this and hope that you fund my loan consolidation request, thanks!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/16/2012 5:07:43 PM |
lendersf | $50.00 | 1/16/2012 5:27:55 PM |
Kyjamune | $25.00 | 1/16/2012 5:05:29 PM |
Dollars4Rent | $27.00 | 1/16/2012 5:37:29 PM |
integrity-american | $25.00 | 1/16/2012 8:44:30 PM |
benjamins-nest | $250.00 | 1/17/2012 1:05:29 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:21 PM |
sing4ding | $100.00 | 1/17/2012 12:07:31 PM |
indomitable-coin | $25.00 | 1/17/2012 5:30:39 PM |
Tylerh | $250.00 | 1/17/2012 5:51:51 PM |
hitsman | $50.00 | 1/17/2012 5:15:08 PM |
penguino | $100.00 | 1/18/2012 5:31:54 AM |
bb575 | $50.00 | 1/17/2012 9:07:20 PM |
sflawya | $25.00 | 1/18/2012 9:14:25 AM |
transparency-baton | $25.00 | 1/18/2012 5:06:35 PM |
blooming-market | $25.00 | 1/18/2012 3:21:01 PM |
ConchRepublican | $100.00 | 1/18/2012 5:28:17 PM |
IIP77 | $25.00 | 1/18/2012 5:29:37 PM |
kevin314 | $25.00 | 1/18/2012 5:35:05 PM |
commanding-treasure2 | $50.00 | 1/18/2012 5:35:59 PM |
income-banjo | $25.00 | 1/18/2012 5:41:28 PM |
p2ploan-embrace6 | $100.00 | 1/18/2012 5:26:29 PM |
order-brilliance9 | $100.00 | 1/18/2012 5:29:09 PM |
JJ9876 | $25.00 | 1/18/2012 5:40:17 PM |
ualf | $50.00 | 1/18/2012 5:42:04 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:43 PM |
value-pouch | $25.00 | 1/18/2012 5:06:39 PM |
YummiBear | $25.00 | 1/18/2012 7:24:11 PM |
Fiimg | $50.00 | 1/18/2012 6:23:02 PM |
iolaire | $25.00 | 1/18/2012 5:18:08 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:55 PM |
BxRealtor | $25.00 | 1/18/2012 5:22:31 PM |
Cheburashka | $25.00 | 1/18/2012 5:22:37 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:55 PM |
KLCRAY | $25.00 | 1/18/2012 5:32:50 PM |
funnymoney1 | $50.00 | 1/18/2012 5:33:22 PM |
seanvr33 | $25.00 | 1/19/2012 2:58:08 AM |
leodaguy | $100.00 | 1/18/2012 5:40:40 PM |
HelloKittySanrio | $25.00 | 1/18/2012 8:39:29 PM |
ScionAltera | $25.00 | 1/18/2012 8:45:24 PM |
comet55 | $50.00 | 1/19/2012 5:51:58 AM |
smallbizrule | $25.00 | 1/19/2012 9:07:28 AM |
deal-pal | $25.00 | 1/19/2012 8:06:43 AM |
aasx1108 | $25.00 | 1/19/2012 9:27:27 AM |
riproaringrapids | $50.00 | 1/19/2012 9:20:57 AM |
puifais | $50.00 | 1/19/2012 9:24:45 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:43 AM |
Railbird | $25.00 | 1/19/2012 9:41:20 AM |
mrpowers5531 | $25.00 | 1/19/2012 9:44:10 AM |
Syzygy | $25.00 | 1/19/2012 9:07:02 AM |
social-juniper5 | $50.00 | 1/19/2012 9:48:04 AM |
rachelrachelrachel | $25.00 | 1/19/2012 10:41:57 AM |
nuclearmoose | $50.00 | 1/19/2012 9:20:36 AM |
silver-champion3 | $50.00 | 1/19/2012 9:22:21 AM |
WonderPup | $25.00 | 1/19/2012 10:48:05 AM |
corphippie | $26.66 | 1/19/2012 9:25:01 AM |
cpodakine | $25.00 | 1/19/2012 12:09:10 PM |
drkosh | $25.00 | 1/19/2012 9:42:20 AM |
benevolent-capital1 | $25.00 | 1/19/2012 11:50:10 AM |
naffets77 | $25.00 | 1/19/2012 3:42:31 PM |
rmachi | $25.00 | 1/19/2012 9:45:28 AM |
Clambake | $25.00 | 1/19/2012 9:47:08 AM |
market-trooper3 | $30.00 | 1/19/2012 4:41:24 PM |
ussugm | $25.00 | 1/19/2012 10:09:07 AM |
wacko82 | $25.00 | 1/19/2012 10:18:42 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:31 AM |
Mad_Scientist | $27.18 | 1/19/2012 2:18:40 PM |
tdinmanhattan | $25.00 | 1/19/2012 5:29:35 PM |
j2ee | $25.00 | 1/20/2012 9:06:24 AM |
pragmatic-contract | $25.00 | 1/20/2012 9:09:22 AM |
benjo | $50.00 | 1/19/2012 10:08:24 PM |
mlandrid | $25.00 | 1/20/2012 9:20:50 AM |
C_Mark | $50.00 | 1/20/2012 9:28:38 AM |
RankPaid | $25.00 | 1/20/2012 9:29:51 AM |
green28 | $28.18 | 1/20/2012 4:49:12 AM |
x-lender | $25.00 | 1/20/2012 9:20:08 AM |
docktah | $100.00 | 1/20/2012 9:40:59 AM |
neighborly-hope6 | $100.00 | 1/20/2012 9:38:18 AM |
green-moola-sniffer | $25.00 | 1/20/2012 9:11:28 AM |
vigorous-payment6 | $25.00 | 1/20/2012 9:28:59 AM |
miked8303 | $50.00 | 1/20/2012 9:36:22 AM |
dbzen | $25.00 | 1/20/2012 4:44:54 PM |
penny-plato | $25.00 | 1/20/2012 6:10:51 PM |
Loan-trust25 | $25.00 | 1/20/2012 5:19:37 PM |
jeffpac | $50.00 | 1/20/2012 5:20:57 PM |
figs4u2 | $100.00 | 1/20/2012 5:24:32 PM |
blue-velocity-washboard | $25.00 | 1/20/2012 3:35:15 PM |
BigBizBuilder | $30.00 | 1/21/2012 2:47:07 AM |
gallant-economy9 | $50.00 | 1/20/2012 5:21:38 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 8:03:41 PM |
inventive-wealth2 | $25.00 | 1/20/2012 5:36:46 PM |
Hybodant | $30.00 | 1/21/2012 6:53:22 AM |
wealth-tulip4 | $50.00 | 1/21/2012 10:56:18 AM |
Woodworker57 | $28.00 | 1/21/2012 11:13:03 AM |
ramblin | $25.00 | 1/21/2012 12:07:33 PM |
anacent | $25.00 | 1/21/2012 12:13:23 PM |
manthrax3 | $30.00 | 1/21/2012 12:08:12 PM |
johanson07 | $25.00 | 1/21/2012 8:46:57 AM |
dastdx1847 | $25.00 | 1/21/2012 11:09:30 AM |
compoundinterest | $50.00 | 1/21/2012 12:39:18 PM |
valiant-liberty4 | $25.00 | 1/21/2012 12:42:34 PM |
gentle-gold | $25.00 | 1/21/2012 12:43:54 PM |
oneeighty | $25.00 | 1/21/2012 12:16:41 PM |
floridahelper | $25.00 | 1/21/2012 2:21:26 PM |
fireboss | $123.51 | 1/21/2012 3:46:33 PM |
orearella3 | $25.00 | 1/21/2012 12:45:54 PM |
philantist | $30.00 | 1/21/2012 4:00:32 PM |
Emgolda | $25.00 | 1/21/2012 12:34:47 PM |
Sevron | $100.00 | 1/21/2012 6:09:34 PM |
leeball | $50.00 | 1/21/2012 12:47:00 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:20 PM |
bomdel | $25.00 | 1/21/2012 3:33:52 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:54 PM |
showmestatekid | $25.00 | 1/21/2012 2:51:23 PM |
ethical-bid6 | $152.79 | 1/21/2012 3:44:47 PM |
jakespirit | $25.00 | 1/22/2012 10:12:32 AM |
gr8_r8 | $25.00 | 1/22/2012 10:20:00 AM |
pay_day | $25.00 | 1/22/2012 12:15:30 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:25 PM |
dinero-path5 | $50.00 | 1/22/2012 10:49:44 AM |
FlexFunding | $50.00 | 1/22/2012 11:27:03 AM |
transparency-halo | $25.00 | 1/22/2012 12:20:20 PM |
hawaiiangirl76 | $25.00 | 1/22/2012 12:20:51 PM |
euro-speaker8 | $25.00 | 1/22/2012 12:27:02 PM |
cebgop | $25.00 | 1/16/2012 5:20:02 PM |
encore06 | $25.00 | 1/16/2012 5:25:27 PM |
AmericanCredit | $50.00 | 1/16/2012 5:18:38 PM |
logical-reward8 | $25.00 | 1/16/2012 5:20:12 PM |
downtownfarm | $25.00 | 1/16/2012 5:37:34 PM |
MarketInvestor | $25.00 | 1/16/2012 5:37:48 PM |
SCD | $25.00 | 1/16/2012 8:39:53 PM |
Harry | $50.00 | 1/16/2012 5:11:12 PM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:25 PM |
AFairDeal | $25.00 | 1/16/2012 5:16:49 PM |
SBT | $100.00 | 1/16/2012 5:25:24 PM |
meux99 | $25.00 | 1/16/2012 5:36:02 PM |
john0720 | $50.00 | 1/16/2012 7:10:33 PM |
a- | $25.00 | 1/17/2012 4:29:11 PM |
A4 | $25.00 | 1/17/2012 5:42:48 PM |
blot44 | $25.00 | 1/18/2012 4:23:15 AM |
the-bright-velocity | $25.00 | 1/18/2012 9:13:23 AM |
Ripsaw4U | $50.00 | 1/18/2012 9:47:50 AM |
Veet | $25.00 | 1/18/2012 11:55:39 AM |
janus_god | $25.00 | 1/18/2012 9:31:55 AM |
csakhil | $25.00 | 1/18/2012 1:28:36 PM |
Weaverville | $50.00 | 1/18/2012 10:50:21 AM |
market-maximizer472 | $100.00 | 1/18/2012 3:50:36 PM |
roadtruck | $50.00 | 1/18/2012 5:21:12 PM |
maldok1 | $25.00 | 1/18/2012 5:13:02 PM |
jbaum | $40.00 | 1/18/2012 5:40:59 PM |
gjm6d | $25.00 | 1/18/2012 5:26:26 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:48:14 PM |
steely_dan34 | $25.00 | 1/18/2012 5:43:26 PM |
decisive-marketplace3 | $25.00 | 1/18/2012 6:02:11 PM |
socal-lender | $25.00 | 1/18/2012 7:43:09 PM |
mason13a | $25.00 | 1/18/2012 5:15:11 PM |
velocity-solo | $25.00 | 1/18/2012 5:15:31 PM |
misit | $25.00 | 1/18/2012 7:50:45 PM |
bdloans | $50.00 | 1/18/2012 9:04:19 PM |
quintilian | $25.00 | 1/19/2012 2:10:41 AM |
balance-voyager | $25.00 | 1/18/2012 5:40:44 PM |
pumped130 | $25.00 | 1/19/2012 6:03:44 AM |
suave-dollar | $25.00 | 1/19/2012 8:27:49 AM |
first-favorite-bonus9 | $25.00 | 1/19/2012 5:20:53 AM |
SmokeytheBear4 | $35.60 | 1/19/2012 6:02:01 AM |
Aimvest | $25.00 | 1/19/2012 9:13:51 AM |
wtrboy | $25.00 | 1/19/2012 9:14:47 AM |
agreement-sycamore | $200.00 | 1/19/2012 8:43:34 AM |
nickel-ferret | $50.00 | 1/19/2012 9:23:47 AM |
totoro | $25.00 | 1/18/2012 10:33:18 PM |
Tradesmanlender | $25.00 | 1/19/2012 9:29:14 AM |
skuba | $75.00 | 1/19/2012 9:49:05 AM |
chemistry220 | $25.00 | 1/19/2012 10:00:48 AM |
notabanker | $75.00 | 1/19/2012 9:31:37 AM |
power-trophy7 | $25.00 | 1/19/2012 9:32:16 AM |
gentle-gain235 | $50.00 | 1/19/2012 9:33:42 AM |
Trondheim_Norway | $100.00 | 1/19/2012 10:28:08 AM |
gracej | $25.00 | 1/19/2012 9:42:57 AM |
bold-yield-rumbler | $25.00 | 1/19/2012 9:06:38 AM |
minista | $25.00 | 1/19/2012 9:50:09 AM |
PaulW | $25.00 | 1/19/2012 11:35:35 AM |
GIGO | $25.00 | 1/19/2012 10:11:36 AM |
djs81 | $25.00 | 1/19/2012 9:22:17 AM |
britgsb | $30.00 | 1/19/2012 9:38:55 AM |
windfall46 | $25.00 | 1/19/2012 2:22:29 PM |
finance-assembler | $50.00 | 1/19/2012 10:45:13 AM |
ivar | $25.00 | 1/19/2012 5:05:34 PM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:10 PM |
mpactlender | $25.00 | 1/19/2012 5:19:52 PM |
Brisket_Bob | $25.06 | 1/19/2012 5:22:48 PM |
jcttjg | $25.00 | 1/19/2012 2:35:12 PM |
asset-equilibrium0 | $25.00 | 1/19/2012 5:31:38 PM |
cloud8 | $65.00 | 1/19/2012 6:03:48 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:44 PM |
Pickmar | $25.00 | 1/20/2012 8:29:28 AM |
saysana | $25.00 | 1/20/2012 9:01:30 AM |
Lender0010 | $50.00 | 1/20/2012 7:12:30 AM |
velocity-aurora | $100.00 | 1/20/2012 7:21:52 AM |
market-solstice2 | $25.00 | 1/20/2012 9:48:44 AM |
sqdrew | $25.00 | 1/20/2012 9:58:20 AM |
Azonic21 | $25.00 | 1/20/2012 9:37:49 AM |
cnovak | $25.00 | 1/20/2012 9:40:12 AM |
peripatetic | $25.00 | 1/20/2012 9:10:38 AM |
intuitive-integrity9 | $50.00 | 1/20/2012 9:31:50 AM |
ikaika1 | $25.00 | 1/20/2012 9:38:27 AM |
rentalguy | $50.00 | 1/20/2012 9:42:28 AM |
american6 | $50.00 | 1/20/2012 9:50:47 AM |
chibear34 | $25.00 | 1/20/2012 5:21:59 PM |
postalwhiz | $25.00 | 1/20/2012 5:26:53 PM |
fortytwo | $150.00 | 1/20/2012 5:39:56 PM |
Brain_m | $25.00 | 1/20/2012 6:37:02 PM |
oxnard | $50.00 | 1/20/2012 2:28:50 PM |
Anny-Disco | $25.00 | 1/20/2012 5:22:38 PM |
peewee1930 | $50.00 | 1/20/2012 8:09:32 PM |
larslfe | $25.00 | 1/20/2012 5:42:32 PM |
Cai8899 | $50.00 | 1/20/2012 5:37:53 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:49 PM |
balance-hornet | $50.00 | 1/21/2012 10:31:20 AM |
abundant-power | $25.00 | 1/21/2012 6:38:10 AM |
mennleo | $50.00 | 1/21/2012 12:09:13 PM |
exciting-diversification2 | $25.00 | 1/21/2012 10:20:47 AM |
goodcents | $25.52 | 1/21/2012 11:28:36 AM |
BenR | $100.00 | 1/21/2012 12:29:34 PM |
brazilofmux | $100.00 | 1/21/2012 12:16:03 PM |
principal-bull | $25.00 | 1/21/2012 12:40:24 PM |
damage | $25.00 | 1/21/2012 12:19:04 PM |
LongTail | $25.00 | 1/21/2012 12:08:42 PM |
marketplace-cello5 | $25.00 | 1/21/2012 12:25:44 PM |
huorn | $25.00 | 1/21/2012 12:49:07 PM |
jn_tiger | $25.00 | 1/21/2012 12:58:57 PM |
mar97 | $25.00 | 1/21/2012 12:21:33 PM |
newest-bountiful-basis | $25.00 | 1/21/2012 12:26:11 PM |
Frankieb21 | $25.00 | 1/21/2012 3:12:15 PM |
dime-explosion | $100.00 | 1/21/2012 4:06:05 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:53 PM |
PRGuyinVA | $25.00 | 1/21/2012 12:47:45 PM |
Au-Ag-Pt | $25.00 | 1/21/2012 10:00:28 PM |
syounker | $25.00 | 1/21/2012 12:53:01 PM |
igniter584 | $25.00 | 1/21/2012 12:54:05 PM |
alpinaut | $30.00 | 1/22/2012 5:40:19 AM |
heroic-payout9 | $32.72 | 1/21/2012 2:13:25 PM |
credit-investor5 | $50.00 | 1/22/2012 8:51:27 AM |
blue-diligent-income | $25.00 | 1/21/2012 7:00:02 PM |
seabass123 | $25.00 | 1/22/2012 10:57:25 AM |
value-wind0 | $30.00 | 1/22/2012 11:44:04 AM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:31 PM |
catmanbob | $25.00 | 1/21/2012 7:25:55 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:47 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:00 AM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:27:49 PM |
orindalender | $50.00 | 1/22/2012 12:19:12 PM |
mgd | $100.00 | 1/22/2012 11:36:35 AM |
brilliant-loyalty7 | $25.00 | 1/22/2012 12:05:43 PM |
iq8w7ht | $25.00 | 1/22/2012 12:36:28 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:42:58 PM |
exact-gold2 | $50.00 | 1/22/2012 2:23:19 PM |
Index_Plus | $2,520.98 | 1/22/2012 2:31:50 PM |
257 Investments
|
Borrower Payment Dependent Notes Series
551867
This series of Notes was issued and sold upon the funding of the borrower loan #59361, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $157.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 4 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 8m |
Amount delinquent:
| $14,211 |
Total credit lines:
| 21 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,000 | |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unique-silver7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Sep-2010)
|
Principal balance:
| $726.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
NEW YORK YANKEE
Purpose of loan: UPDATE HEATING SYSTEM
This loan will be used to...PAY FOR NEW OIL TANK AND LI
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/16/2012 5:03:53 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
551891
This series of Notes was issued and sold upon the funding of the borrower loan #59408, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,367 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-organic-liberty |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JW 85085
Purpose of loan: 85% of my revenue comes to me July 1st through December 31st.
This loan will be used to... Cover bills until July 1st.
My financial situation: Good
I am a good candidate for this loan because... I make over 100k a year which is plenty to cover my bills but unfortunately 85% of my revenue comes in the last 2 quarters of the year.
Monthly net income: $5,000
Monthly expenses: $2,970
Housing: $1,500 (piti)
Insurance: $ included in housing above
Car expenses: $0
Utilities: $125
Phone, cable, internet: $265 for all 3
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $580
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/19/2012 5:24:42 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
551905
This series of Notes was issued and sold upon the funding of the borrower loan #59495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 58% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 16y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,253 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-calm-reward |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/23/2012 11:06:43 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
551919
This series of Notes was issued and sold upon the funding of the borrower loan #59510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $230.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,473 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-sherpa214 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan for debts
Purpose of loan: 9000
This loan will be used to...pay off debts and furniture
My financial situation: excellent
I am a good candidate for this loan because...i pay bills on time
Monthly net income: $4000 to 5000
Monthly expenses: $
Housing: $560
Insurance: $130
Car expenses: $700
Utilities: $60
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $60
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/16/2012 5:08:48 PM |
toblerone | $25.00 | 1/19/2012 5:07:05 PM |
kulender | $50.00 | 1/20/2012 6:15:21 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:26 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:18 AM |
selector568 | $300.00 | 1/24/2012 5:20:27 PM |
downtownfarm | $25.00 | 1/24/2012 5:20:39 PM |
CaptainBlueberry | $25.00 | 1/24/2012 5:28:55 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:17 PM |
kevin314 | $25.00 | 1/24/2012 5:13:40 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:57 PM |
successful-agreement7 | $100.00 | 1/24/2012 5:31:17 PM |
money-bauble | $100.00 | 1/24/2012 5:34:32 PM |
wormdc | $25.00 | 1/24/2012 5:36:28 PM |
ericgassercom | $25.00 | 1/24/2012 5:38:01 PM |
asya | $25.00 | 1/24/2012 5:42:47 PM |
paladin847 | $29.00 | 1/24/2012 5:46:57 PM |
reflective-cash0 | $30.00 | 1/24/2012 5:46:53 PM |
emosspot | $25.00 | 1/24/2012 6:46:59 PM |
yield-aurora4 | $25.00 | 1/24/2012 5:54:20 PM |
hitsman | $50.00 | 1/24/2012 5:53:39 PM |
rescue | $100.00 | 1/24/2012 6:00:14 PM |
piter-to-la-investment | $25.00 | 1/24/2012 6:06:43 PM |
leodaguy | $100.00 | 1/24/2012 6:07:12 PM |
stampx | $25.00 | 1/24/2012 8:31:05 PM |
loyalty-circuitry | $50.00 | 1/24/2012 7:03:58 PM |
theprince | $50.00 | 1/24/2012 10:48:31 PM |
AoP | $25.00 | 1/25/2012 6:18:28 AM |
brightest-affluence-motivator | $25.00 | 1/25/2012 6:18:40 AM |
Weaverville | $25.00 | 1/25/2012 9:00:27 AM |
worklessmakemore | $50.00 | 1/25/2012 7:40:27 AM |
wise-silver-wonder | $25.00 | 1/25/2012 7:57:46 AM |
ursus | $50.00 | 1/25/2012 9:12:26 AM |
CashBank | $25.00 | 1/25/2012 8:32:10 AM |
gold-commander0 | $25.00 | 1/25/2012 9:13:15 AM |
value-pouch | $25.00 | 1/25/2012 9:22:12 AM |
KLCRAY | $25.00 | 1/25/2012 9:23:45 AM |
gold-pudding6 | $42.00 | 1/25/2012 9:09:50 AM |
ideal-platinum1 | $25.00 | 1/25/2012 9:15:05 AM |
the-dollar-topper | $150.00 | 1/25/2012 9:19:13 AM |
compoundinterest | $50.00 | 1/25/2012 9:17:45 AM |
sharpey | $25.00 | 1/25/2012 9:42:37 AM |
jeg3k | $50.00 | 1/25/2012 9:27:54 AM |
impeccable-wampum8 | $50.00 | 1/25/2012 9:58:49 AM |
revenue-achievement | $25.00 | 1/25/2012 10:03:36 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:04:00 AM |
rcm87 | $50.00 | 1/25/2012 10:05:52 AM |
credit-statuette8 | $25.00 | 1/25/2012 10:09:31 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:48 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:13 AM |
ctgscott | $25.00 | 1/25/2012 9:57:36 AM |
just21andy | $25.00 | 1/25/2012 10:00:27 AM |
no_agenda_lender | $25.00 | 1/25/2012 9:59:13 AM |
Ragnar | $25.00 | 1/25/2012 10:02:51 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:29 AM |
JSON | $25.00 | 1/25/2012 10:01:19 AM |
Ivan2007 | $25.00 | 1/25/2012 10:03:16 AM |
aFro | $25.00 | 1/25/2012 10:06:04 AM |
One_Lolo | $25.00 | 1/25/2012 1:31:19 PM |
Banker7371 | $25.00 | 1/25/2012 10:08:09 AM |
unafraid-cash2 | $50.00 | 1/25/2012 10:10:43 AM |
AndyT1999 | $25.00 | 1/25/2012 4:06:53 PM |
WLenders | $50.00 | 1/25/2012 10:27:42 AM |
grabtakeout | $50.00 | 1/25/2012 2:26:50 PM |
GolfPro2006 | $50.00 | 1/25/2012 3:04:32 PM |
harmonious-yield | $25.00 | 1/25/2012 4:01:22 PM |
credit-meteor7 | $93.00 | 1/25/2012 9:55:43 AM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:26 PM |
vutah | $25.00 | 1/16/2012 6:04:21 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:13 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:33 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:06 PM |
csakhil | $25.00 | 1/18/2012 1:28:38 PM |
tech310 | $50.00 | 1/18/2012 7:43:16 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:00 AM |
patriot897 | $25.00 | 1/23/2012 9:55:53 AM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:25 PM |
first-sophisticated-rate | $25.00 | 1/24/2012 5:20:35 PM |
bountiful-durability | $50.00 | 1/24/2012 5:13:07 PM |
genius520 | $50.00 | 1/24/2012 5:19:52 PM |
gold-sushi | $25.00 | 1/24/2012 5:46:13 PM |
principal-cooker2 | $100.00 | 1/24/2012 5:53:02 PM |
speedster351 | $25.00 | 1/24/2012 5:57:10 PM |
E_G | $50.00 | 1/24/2012 6:00:39 PM |
bold-durability-drum | $60.00 | 1/24/2012 5:48:55 PM |
enticing-note | $25.00 | 1/24/2012 6:53:23 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:04 PM |
CAGE-Investments | $25.00 | 1/24/2012 5:59:49 PM |
listing-vista | $50.00 | 1/24/2012 6:03:27 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:26 PM |
pooldar | $25.00 | 1/24/2012 11:49:41 PM |
thaddeuscm | $25.00 | 1/24/2012 11:52:56 PM |
duty-explosion9 | $25.00 | 1/24/2012 7:04:36 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:27 AM |
charming-dime | $50.00 | 1/24/2012 8:11:11 PM |
DHolly | $25.00 | 1/25/2012 6:32:41 AM |
Ciphernetic | $25.00 | 1/25/2012 6:48:31 AM |
tenacious-payout | $25.00 | 1/24/2012 8:55:18 PM |
Manvel | $25.00 | 1/25/2012 7:40:04 AM |
justice-clipper | $50.00 | 1/25/2012 8:32:03 AM |
hope-hickory8 | $25.00 | 1/25/2012 5:32:19 AM |
fadeddingo | $25.00 | 1/25/2012 8:39:29 AM |
unassassinable | $25.00 | 1/25/2012 9:08:50 AM |
Kaj | $25.00 | 1/25/2012 9:11:43 AM |
nickel-ferret | $50.00 | 1/25/2012 9:17:28 AM |
velocity-solo | $25.00 | 1/25/2012 9:16:13 AM |
Seadrag367 | $25.00 | 1/25/2012 9:22:28 AM |
loyalty-sherpa | $25.00 | 1/25/2012 9:22:39 AM |
american6 | $50.00 | 1/25/2012 9:43:42 AM |
moola-monger9 | $50.00 | 1/25/2012 9:31:56 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:27 AM |
active-market | $50.00 | 1/25/2012 9:33:49 AM |
jo2y | $25.00 | 1/25/2012 9:36:05 AM |
leeball | $50.00 | 1/25/2012 9:52:32 AM |
Aimvest | $25.00 | 1/25/2012 9:40:42 AM |
gobot | $25.00 | 1/25/2012 9:56:15 AM |
bid-czar8 | $100.00 | 1/25/2012 10:06:52 AM |
harperpotok | $100.00 | 1/25/2012 10:08:15 AM |
asmithj | $25.00 | 1/25/2012 9:51:45 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:22 AM |
cash-reaction2 | $50.00 | 1/25/2012 9:54:28 AM |
britgsb | $30.00 | 1/25/2012 9:57:21 AM |
Pasagam | $50.00 | 1/25/2012 9:58:48 AM |
rzlender | $25.00 | 1/25/2012 10:01:44 AM |
AFFlyboy | $25.00 | 1/25/2012 10:03:00 AM |
cutter21 | $25.00 | 1/25/2012 10:06:55 AM |
bonus-goliath7 | $25.00 | 1/25/2012 2:02:18 PM |
WonderPup | $42.00 | 1/25/2012 2:35:16 PM |
orearella3 | $25.00 | 1/25/2012 10:08:37 AM |
Preteur | $25.00 | 1/25/2012 10:09:19 AM |
EatWiCheese | $28.00 | 1/25/2012 3:45:23 PM |
williemc44 | $25.00 | 1/25/2012 10:09:44 AM |
fund-tom-tom6 | $25.00 | 1/25/2012 10:12:06 AM |
autobahn77 | $25.00 | 1/25/2012 11:14:55 AM |
generosity-giraffe0 | $25.00 | 1/25/2012 12:55:35 PM |
Index_Plus | $2,311.00 | 1/25/2012 5:10:40 PM |
friendship9 | $25.00 | 1/25/2012 3:23:41 PM |
Domgabriel | $30.00 | 1/25/2012 3:01:59 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:43 PM |
139 Investments
|
Borrower Payment Dependent Notes Series
551957
This series of Notes was issued and sold upon the funding of the borrower loan #59437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,664 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| Belly-Dump |
Borrower's state:
| Montana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Business
Purpose of loan:
This loan will be used to put my own truck to work i the oilfield.
My financial situation:
I am a good candidate for this loan because...I'm reliable,honest and hard working and we will all make some money from this loan.
Monthly net income: $5,000
Monthly expenses: $500
Housing: $750
Insurance: $
Car expenses: $100
Utilities: $26
Phone, cable, internet: $40
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-dollar1 | $100.00 | 1/17/2012 9:30:58 AM |
cattlebaron | $50.00 | 1/17/2012 11:28:55 AM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:31 PM |
tech310 | $50.00 | 1/18/2012 7:43:17 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:50 PM |
toblerone | $25.00 | 1/20/2012 5:13:02 PM |
magical-durability9 | $25.00 | 1/21/2012 6:43:02 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:01 AM |
hitsman | $50.00 | 1/23/2012 5:15:42 PM |
Adam_00 | $50.00 | 1/23/2012 3:25:57 PM |
Tylerh | $250.00 | 1/23/2012 5:35:06 PM |
money-bauble | $100.00 | 1/23/2012 5:16:58 PM |
rf7949 | $25.00 | 1/24/2012 4:44:17 AM |
rockhound84 | $25.00 | 1/24/2012 5:01:42 AM |
Index_Plus | $6,606.86 | 1/23/2012 9:44:42 PM |
klinebarger | $25.00 | 1/24/2012 9:03:24 AM |
Digs | $25.00 | 1/24/2012 6:16:41 AM |
MakoF16 | $25.00 | 1/24/2012 8:35:20 AM |
speedster351 | $25.00 | 1/24/2012 8:40:02 AM |
1stPlace | $25.00 | 1/24/2012 8:46:43 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:38 AM |
orearella3 | $25.00 | 1/24/2012 9:21:26 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:19 AM |
Weaverville | $25.00 | 1/24/2012 9:32:56 AM |
jtn4148 | $25.00 | 1/24/2012 9:52:46 AM |
forthright-dinero7 | $50.00 | 1/24/2012 9:33:50 AM |
leodaguy | $98.00 | 1/24/2012 9:45:17 AM |
626457 | $25.00 | 1/24/2012 10:26:48 AM |
alpete7 | $50.00 | 1/24/2012 10:58:21 AM |
ddog0224 | $50.00 | 1/24/2012 12:47:49 PM |
asya | $25.00 | 1/24/2012 2:48:40 PM |
Kerosene_Hat | $50.00 | 1/24/2012 2:52:22 PM |
NolaBuzz | $25.22 | 1/24/2012 10:55:14 AM |
MarvintheMartian | $30.00 | 1/24/2012 11:15:49 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:57 AM |
comet55 | $25.00 | 1/24/2012 11:27:15 AM |
draggon77 | $25.00 | 1/24/2012 3:54:15 PM |
Bankman68 | $25.00 | 1/24/2012 11:39:57 AM |
lucrative-worth | $50.00 | 1/24/2012 12:42:27 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:18 PM |
jga516 | $25.00 | 1/24/2012 4:02:58 PM |
vulgy | $25.00 | 1/24/2012 5:25:20 PM |
inspired-ore6 | $25.00 | 1/24/2012 4:51:32 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:22 PM |
kindness-party | $25.00 | 1/24/2012 5:08:37 PM |
bountiful-durability | $50.00 | 1/24/2012 5:13:08 PM |
jcw3rd | $25.00 | 1/24/2012 5:15:12 PM |
bold-durability-drum | $60.00 | 1/24/2012 5:48:55 PM |
the-magnetic-transaction | $50.00 | 1/24/2012 5:28:47 PM |
cajunguy | $41.28 | 1/24/2012 5:32:20 PM |
power-companion7 | $75.00 | 1/24/2012 5:58:36 PM |
bold-direct-asset | $50.00 | 1/24/2012 5:59:15 PM |
atlrealtor | $104.19 | 1/24/2012 5:40:52 PM |
dough-souffle | $25.00 | 1/24/2012 5:48:04 PM |
Richmp412 | $25.00 | 1/24/2012 5:47:08 PM |
cybercop45 | $25.00 | 1/24/2012 5:52:59 PM |
progressive-economy261 | $400.00 | 1/24/2012 5:59:51 PM |
Cappyatl | $25.00 | 1/24/2012 6:56:39 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:04 PM |
Skatingbear | $100.00 | 1/24/2012 6:34:18 PM |
loyalty-circuitry | $50.00 | 1/24/2012 7:03:58 PM |
superb-funds335 | $25.00 | 1/17/2012 9:33:05 AM |
kenji4861 | $25.00 | 1/17/2012 9:22:58 AM |
rupee-equation2 | $25.00 | 1/17/2012 9:29:38 AM |
Investor_DP | $100.00 | 1/17/2012 9:23:39 AM |
skillful-asset5 | $30.00 | 1/17/2012 6:27:57 PM |
moola-gargantuan9 | $50.00 | 1/18/2012 6:27:07 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:07 PM |
csakhil | $25.00 | 1/18/2012 1:28:40 PM |
Bcs-cnc | $25.00 | 1/20/2012 9:06:53 PM |
matt_2006 | $25.00 | 1/22/2012 12:15:55 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:27 AM |
genius520 | $50.00 | 1/23/2012 5:25:07 PM |
selector568 | $300.00 | 1/23/2012 5:41:20 PM |
downtownfarm | $25.00 | 1/23/2012 5:09:23 PM |
principal-cooker2 | $100.00 | 1/23/2012 5:24:44 PM |
E_G | $50.00 | 1/23/2012 5:24:09 PM |
helpful-loan245 | $25.00 | 1/24/2012 1:00:03 AM |
kevin314 | $25.00 | 1/23/2012 5:29:50 PM |
CaptainBlueberry | $25.00 | 1/23/2012 5:31:39 PM |
octoberfresh | $25.00 | 1/24/2012 6:59:39 AM |
ferdberfel | $26.18 | 1/24/2012 7:06:16 AM |
p2ploan-axis | $25.00 | 1/24/2012 8:29:03 AM |
DreDub | $50.00 | 1/23/2012 9:59:00 PM |
healingangel22 | $25.00 | 1/23/2012 10:32:19 PM |
Ambassador | $38.00 | 1/24/2012 4:56:31 AM |
grasshopper55 | $50.00 | 1/24/2012 6:36:14 AM |
chrisb1414 | $25.00 | 1/24/2012 6:39:35 AM |
Bob450 | $25.00 | 1/24/2012 7:01:56 AM |
buffalobills | $25.00 | 1/24/2012 7:16:15 AM |
AngusFarmer | $25.00 | 1/24/2012 7:52:27 AM |
blackstar | $25.00 | 1/24/2012 7:59:23 AM |
Gyroman | $100.00 | 1/24/2012 8:03:58 AM |
LendGuy | $25.00 | 1/24/2012 8:48:33 AM |
blue-goal-deal | $25.00 | 1/24/2012 9:02:21 AM |
dedication-magnolia9 | $25.00 | 1/24/2012 9:35:09 AM |
FinanceEngine | $45.00 | 1/24/2012 9:20:22 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:25 AM |
reward-juniper6 | $25.00 | 1/24/2012 10:21:00 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:18 AM |
profitable-return5 | $25.00 | 1/24/2012 12:05:57 PM |
rate-authority2 | $25.00 | 1/24/2012 2:00:20 PM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:12:53 AM |
funds-oasis2 | $50.00 | 1/24/2012 2:19:09 PM |
jeg3k | $50.00 | 1/24/2012 10:23:48 AM |
apr | $26.00 | 1/24/2012 2:54:16 PM |
mpatrick | $50.00 | 1/24/2012 3:19:06 PM |
arenangelchild | $145.67 | 1/24/2012 3:28:14 PM |
HelloKittySanrio | $25.00 | 1/24/2012 11:02:32 AM |
nestegg4e | $25.00 | 1/24/2012 11:31:45 AM |
the-hope-workhorse | $200.00 | 1/24/2012 11:38:31 AM |
suave-dime6 | $25.00 | 1/24/2012 4:06:27 PM |
investment-comet | $25.00 | 1/24/2012 12:21:38 PM |
loyalty-czar | $32.92 | 1/24/2012 4:32:48 PM |
villagers | $315.00 | 1/24/2012 1:43:25 PM |
value-travels | $25.00 | 1/24/2012 2:30:39 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:51 PM |
friendship9 | $25.00 | 1/24/2012 3:23:04 PM |
BARNAPAS | $25.00 | 1/24/2012 3:38:42 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:25 PM |
note-mad-scientist | $35.00 | 1/24/2012 4:01:42 PM |
greenback-loyalist8 | $35.31 | 1/24/2012 4:12:10 PM |
treasure-coyote3 | $100.00 | 1/24/2012 4:16:58 PM |
Axl1733 | $50.00 | 1/24/2012 4:05:03 PM |
maildude | $25.00 | 1/24/2012 4:29:59 PM |
first-sophisticated-rate | $25.00 | 1/24/2012 5:20:35 PM |
exciting-responsibility3 | $25.00 | 1/24/2012 5:49:37 PM |
pound-mushroom3 | $25.00 | 1/24/2012 6:00:57 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:15:39 PM |
enticing-note | $25.00 | 1/24/2012 6:53:24 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:59:25 PM |
radforj22 | $25.00 | 1/24/2012 6:31:48 PM |
proud-dollar1 | $25.00 | 1/24/2012 6:08:47 PM |
emosspot | $25.00 | 1/24/2012 6:47:00 PM |
goodturn | $25.00 | 1/24/2012 6:48:00 PM |
135 Investments
|
Borrower Payment Dependent Notes Series
551965
This series of Notes was issued and sold upon the funding of the borrower loan #59439, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $41,181 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jdpsu13 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
jdpsu2000
Purpose of loan:
This loan will be used for debt consolidation
My financial situation:
I am a good candidate for this loan because I have always been responsible in paying my debts, and my goal now is to lower interest rates on my debt in order to pay it off faster.
Monthly net income: $6058
Monthly expenses:
Housing: $1164
Insurance: $110
Car expenses: $288
Utilities: $200
Phone, cable, internet: $238
Food, entertainment: $600
Clothing, household expenses: $600
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/17/2012 9:23:40 AM |
enriching-dollar1 | $100.00 | 1/17/2012 9:30:58 AM |
Bank_Of_XL | $25.00 | 1/17/2012 9:47:54 AM |
LittleMingo | $30.00 | 1/17/2012 9:49:26 AM |
cattlebaron | $50.00 | 1/17/2012 11:26:36 AM |
GreenLender11 | $100.00 | 1/17/2012 12:55:14 PM |
vutah | $25.00 | 1/17/2012 4:45:51 PM |
csakhil | $25.00 | 1/18/2012 1:28:41 PM |
matt_2006 | $25.00 | 1/18/2012 5:42:07 PM |
tech310 | $50.00 | 1/18/2012 7:43:18 PM |
market-sumac | $100.00 | 1/19/2012 4:20:11 PM |
downtownfarm | $25.00 | 1/19/2012 5:25:50 PM |
edaguy | $75.00 | 1/19/2012 5:31:12 PM |
integrity-american | $50.00 | 1/19/2012 8:51:37 PM |
selector568 | $300.00 | 1/19/2012 5:23:23 PM |
kevin314 | $50.00 | 1/19/2012 11:19:36 PM |
MatthewDP | $50.00 | 1/20/2012 9:18:31 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:49 PM |
genius520 | $50.00 | 1/21/2012 12:15:43 PM |
Sevron | $100.00 | 1/21/2012 6:09:34 PM |
loss-of-control | $100.00 | 1/21/2012 6:38:32 PM |
givemethatmoney | $25.00 | 1/22/2012 1:06:45 PM |
komazour | $25.00 | 1/22/2012 12:12:37 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:38:10 PM |
rbgnr111 | $25.00 | 1/22/2012 7:25:59 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:27 AM |
buffalobills | $25.00 | 1/23/2012 7:00:01 AM |
principal-cooker2 | $100.00 | 1/23/2012 9:10:39 AM |
Asgardian | $25.00 | 1/23/2012 11:23:52 AM |
gain-equator | $50.00 | 1/23/2012 11:25:04 AM |
A4 | $25.00 | 1/23/2012 3:55:16 PM |
kind-lovely-marketplace | $25.00 | 1/23/2012 4:20:07 PM |
Index_Plus | $8,797.69 | 1/23/2012 9:41:48 PM |
reflective-rupee | $25.00 | 1/17/2012 1:27:09 PM |
sensible-fund | $25.00 | 1/17/2012 4:04:57 PM |
DHolly | $25.00 | 1/17/2012 9:07:20 AM |
kenji4861 | $25.00 | 1/17/2012 9:22:59 AM |
rupee-equation2 | $25.00 | 1/17/2012 9:29:38 AM |
a- | $25.00 | 1/17/2012 4:29:11 PM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:32 PM |
wildanne | $100.00 | 1/17/2012 5:49:55 PM |
BAJMP | $25.00 | 1/18/2012 11:45:43 AM |
moola-gargantuan9 | $50.00 | 1/19/2012 6:16:46 AM |
toblerone | $25.00 | 1/19/2012 5:07:06 PM |
hitsman | $50.00 | 1/19/2012 5:35:12 PM |
money-bauble | $100.00 | 1/19/2012 5:28:05 PM |
kulender | $50.00 | 1/20/2012 6:15:23 AM |
forceful-wealth244 | $25.00 | 1/20/2012 7:53:29 AM |
Short_Stack | $25.00 | 1/19/2012 9:11:18 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:50 PM |
ethical-truth211 | $300.00 | 1/21/2012 6:49:37 AM |
repayment-hawk5 | $25.00 | 1/22/2012 9:58:46 AM |
BuildingShanghai | $27.81 | 1/21/2012 5:00:52 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:01 AM |
CaptainBlueberry | $25.00 | 1/22/2012 12:08:33 PM |
Tylerh | $250.00 | 1/22/2012 12:36:57 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:47 PM |
E_G | $50.00 | 1/23/2012 9:05:34 AM |
loyalty-czar | $75.00 | 1/23/2012 8:38:36 AM |
Weaverville | $25.00 | 1/23/2012 9:21:59 AM |
agalt | $85.00 | 1/23/2012 11:42:58 AM |
340 | $25.00 | 1/23/2012 11:46:26 AM |
harty | $50.00 | 1/23/2012 12:38:05 PM |
well-mannered-income3 | $50.00 | 1/23/2012 2:52:41 PM |
Adam_00 | $50.00 | 1/23/2012 3:25:57 PM |
yf99yz | $25.00 | 1/23/2012 6:04:17 PM |
FL-Lender | $34.50 | 1/23/2012 8:10:23 PM |
frankdelraza | $25.00 | 1/23/2012 8:08:43 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
551981
This series of Notes was issued and sold upon the funding of the borrower loan #59721, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $131.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 | Stated income: | Not employed |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $10,129 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| community-enchilada18 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student loan
Purpose of loan:
This loan will be used to...To pay off credit cards
My financial situation:
I am a good candidate for this loan because..Ths will give me the chance to pay off my credit cards and make managing my financing easer.
Monthly net income: $1448.00
Monthly expenses: $
Housing: $686.12
Insurance: $
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $0
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 1/19/2012 9:20:49 AM |
kevin314 | $25.00 | 1/19/2012 11:18:47 PM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:33 PM |
proud-pound4 | $25.00 | 1/23/2012 9:23:38 AM |
Angel_Investor_7 | $25.00 | 1/24/2012 8:07:35 AM |
mneinc | $50.00 | 1/24/2012 10:16:07 AM |
poolshark72 | $25.00 | 1/24/2012 2:23:43 PM |
Joyflyer | $200.00 | 1/24/2012 12:11:36 PM |
transaction-circuit | $50.00 | 1/25/2012 8:18:54 AM |
jstefans | $25.00 | 1/25/2012 9:05:40 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:34 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:20 AM |
irrelevant | $50.00 | 1/25/2012 10:05:20 AM |
Investor_DP | $100.00 | 1/26/2012 1:00:16 PM |
Tylerh | $250.00 | 1/26/2012 5:09:49 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:06 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:21 PM |
suave-dime6 | $25.00 | 1/27/2012 7:42:25 AM |
Index_Plus | $2,529.96 | 1/27/2012 12:48:41 PM |
nimble-revenue5 | $50.00 | 1/19/2012 9:26:14 AM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:58 PM |
kulender | $50.00 | 1/20/2012 6:15:45 AM |
Weaverville | $25.00 | 1/20/2012 9:42:30 AM |
LuvToLend | $25.00 | 1/20/2012 11:13:34 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:02 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:29 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:46 AM |
jeg3k | $50.00 | 1/24/2012 10:23:55 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:40 PM |
enticing-note | $25.00 | 1/24/2012 6:53:42 PM |
glenium | $25.00 | 1/25/2012 2:30:42 AM |
hitsman | $50.00 | 1/25/2012 10:04:37 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:17 AM |
nimble-revenue5 | $100.00 | 1/25/2012 10:23:02 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:41 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:35 PM |
Sid-K | $25.00 | 1/26/2012 5:13:30 PM |
gold-virtuoso | $70.00 | 1/26/2012 8:21:28 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:05 AM |
39 Investments
|
Borrower Payment Dependent Notes Series
552001
This series of Notes was issued and sold upon the funding of the borrower loan #59583, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $344.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 6y 4m |
Amount delinquent:
| $50 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,631 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| pound-ferret |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my debt and in this way make a one monthly payment to Prosper.
My financial situation:
I am a good candidate for this loan because I have a secure job, good track record and a very responsible person.
Monthly net income: $2,580.00
Monthly expenses: $50.00
Housing: $1,000.00
Insurance: $
Car expenses: $225.00
Utilities: $100.00
Phone, cable, internet: $200.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $375.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 1/19/2012 5:07:09 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:02 PM |
Investor_DP | $100.00 | 1/19/2012 5:18:24 PM |
wildanne | $100.00 | 1/19/2012 5:38:14 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:15 AM |
enriching-dollar1 | $100.00 | 1/22/2012 12:27:23 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:29 PM |
downtownfarm | $25.00 | 1/23/2012 9:12:38 AM |
edaguy | $75.00 | 1/23/2012 9:31:03 AM |
patriot897 | $25.00 | 1/23/2012 9:55:56 AM |
DreDub | $50.00 | 1/23/2012 9:59:05 PM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:43 AM |
Weaverville | $25.00 | 1/24/2012 9:32:58 AM |
jeg3k | $50.00 | 1/24/2012 10:23:56 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:50 AM |
value-travels | $25.00 | 1/24/2012 2:30:44 PM |
ddog0224 | $50.00 | 1/24/2012 12:51:21 PM |
genius520 | $50.00 | 1/24/2012 5:19:54 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:16 PM |
Relaxo | $50.00 | 1/24/2012 6:28:01 PM |
bazaar-festivity | $25.00 | 1/24/2012 5:57:15 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:58:24 PM |
kevin314 | $40.00 | 1/24/2012 8:17:22 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:31 PM |
GCInvestments | $25.00 | 1/24/2012 10:50:08 PM |
Domgabriel | $30.00 | 1/25/2012 3:44:15 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:04 AM |
one2sojourn | $25.00 | 1/25/2012 8:17:08 AM |
melodious-fairness | $25.00 | 1/25/2012 9:15:02 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:35 AM |
bountiful-durability | $50.00 | 1/25/2012 9:51:38 AM |
worth-philosopher9 | $50.00 | 1/25/2012 9:51:57 AM |
Attract | $25.00 | 1/25/2012 11:08:37 AM |
agalt | $100.00 | 1/25/2012 1:31:38 PM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:26 AM |
DscGlfn | $25.00 | 1/25/2012 10:24:16 AM |
20mule | $400.00 | 1/25/2012 4:06:17 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:39 PM |
kulender | $50.00 | 1/20/2012 6:15:49 AM |
integrity-american | $25.00 | 1/21/2012 4:35:36 PM |
hitsman | $50.00 | 1/22/2012 12:13:20 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:43 AM |
DaveTheWave | $37.36 | 1/23/2012 8:19:07 PM |
john0720 | $50.00 | 1/24/2012 7:16:25 AM |
Ripsaw4U | $50.00 | 1/24/2012 9:43:45 AM |
selector568 | $300.00 | 1/24/2012 9:23:57 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:19 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 12:47:07 PM |
systematic-value343 | $50.00 | 1/24/2012 10:16:29 AM |
lucrative-worth | $50.00 | 1/24/2012 12:49:08 PM |
dinero-launcher | $25.00 | 1/24/2012 2:07:47 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:25 PM |
enticing-note | $25.00 | 1/24/2012 6:53:46 PM |
green28 | $100.00 | 1/25/2012 4:35:21 AM |
colorfulgardener | $25.00 | 1/25/2012 9:34:21 AM |
ethical-truth211 | $100.00 | 1/25/2012 10:03:48 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:52 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:17 AM |
Asgardian | $25.00 | 1/25/2012 11:16:45 AM |
CaptainBlueberry | $25.00 | 1/25/2012 10:08:51 AM |
UncleSteve3000 | $40.00 | 1/25/2012 12:09:12 PM |
weiyinsan | $35.00 | 1/25/2012 4:49:56 PM |
Index_Plus | $4,642.64 | 1/25/2012 5:17:13 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
552023
This series of Notes was issued and sold upon the funding of the borrower loan #59192, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $74.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 2% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,143 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| scholarly-deal3 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to consolidate some payday loan
My financial situation:
I am a good candidate for this loan because I have $3000 coming in tax return within 2 weeks
Monthly net income: $ 51,000
Monthly expenses: $ 3000
Housing: $ 1300
Insurance: $ 185
Car expenses: $ 500
Utilities: $ 200
Phone, cable, internet: $ 85
Food, entertainment: $ 230
Clothing, household expenses: $ 100
Credit cards and other loans: $ 100
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 1/17/2012 9:26:09 AM |
cashhelp | $25.00 | 1/17/2012 9:09:49 AM |
SolarMoonshine | $25.00 | 1/17/2012 9:43:01 AM |
cattlebaron | $25.00 | 1/17/2012 11:24:55 AM |
LuvToLend | $25.00 | 1/17/2012 9:09:54 AM |
nimble-revenue5 | $50.00 | 1/17/2012 9:27:48 AM |
Investor_DP | $100.00 | 1/17/2012 5:42:10 PM |
wealth-renaissance5 | $25.00 | 1/18/2012 1:47:06 AM |
income-lion | $30.00 | 1/18/2012 12:32:17 AM |
a-finance-nirvana | $25.00 | 1/18/2012 5:01:30 AM |
scoobiedoo | $25.00 | 1/18/2012 11:38:00 AM |
Weaverville | $25.00 | 1/18/2012 10:49:09 AM |
Asian-Persuasion | $25.00 | 1/18/2012 3:50:14 PM |
wlm3012 | $40.00 | 1/18/2012 7:51:50 PM |
850 | $50.00 | 1/18/2012 9:19:53 PM |
orearella3 | $25.00 | 1/19/2012 9:28:01 AM |
market-sumac | $100.00 | 1/19/2012 4:20:12 PM |
a-reasonable-return | $25.00 | 1/19/2012 4:59:45 PM |
sappy02 | $50.00 | 1/19/2012 2:48:51 PM |
Tylerh | $250.00 | 1/19/2012 5:16:53 PM |
gilbrear | $25.00 | 1/19/2012 3:54:17 PM |
the-magnetic-transaction | $50.00 | 1/19/2012 5:12:30 PM |
vutah | $45.00 | 1/17/2012 9:15:11 AM |
hitsman | $50.00 | 1/17/2012 5:15:10 PM |
newest-generous-income | $25.00 | 1/18/2012 1:40:51 AM |
papaloha | $200.00 | 1/17/2012 9:20:47 PM |
goodhearted-basis4 | $25.00 | 1/18/2012 9:36:42 AM |
kinetic-social | $25.00 | 1/18/2012 9:45:38 AM |
csakhil | $25.00 | 1/18/2012 1:28:42 PM |
cagcrash | $75.00 | 1/18/2012 5:25:41 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:18 PM |
toblerone | $25.00 | 1/18/2012 5:08:59 PM |
trustworthy-hope189 | $50.00 | 1/19/2012 5:14:13 AM |
slxvq | $38.47 | 1/18/2012 5:49:52 PM |
tender-ore | $26.00 | 1/19/2012 8:39:37 AM |
a- | $25.00 | 1/18/2012 10:44:05 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:33 AM |
carrinel | $40.00 | 1/19/2012 6:12:19 AM |
MrRooster101 | $25.00 | 1/19/2012 2:07:08 PM |
CA-Lender | $25.00 | 1/19/2012 4:47:05 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:23 AM |
munnu | $100.00 | 1/19/2012 1:16:29 PM |
nex | $5.53 | 1/19/2012 5:25:32 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
552053
This series of Notes was issued and sold upon the funding of the borrower loan #59449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,091 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-birdie5 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan: debt consolidations
This loan will be used to... pay off my bills and get one loan so i can get out of debt at a set period of time
My financial situation: employed, and stable
I am a good candidate for this loan because... because i also have my own business on top at least 40 hours a weeek so between both jobs paying this low monthly fee i can handle
Monthly net income: $3520
Monthly expenses: $
Housing: $0
Insurance: $145 per month
Car expenses: $50 a week
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $50 every two weeks
Clothing, household expenses: $0
Credit cards and other loans: $250
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/24/2012 5:01:03 PM |
jiggaman7 | $50.00 | 1/24/2012 5:07:43 PM |
worldly-gold | $50.00 | 1/24/2012 5:08:33 PM |
proper-loot3 | $25.00 | 1/24/2012 5:14:17 PM |
Alpha-AssistU | $25.00 | 1/24/2012 5:20:00 PM |
moola-wildebeest3 | $25.00 | 1/24/2012 5:24:09 PM |
Hambone1111 | $25.00 | 1/24/2012 5:31:08 PM |
dedicated-transaction796 | $25.00 | 1/24/2012 5:39:38 PM |
WilliamLeeSims | $25.00 | 1/24/2012 5:17:50 PM |
bubb_hans | $50.00 | 1/24/2012 5:17:57 PM |
hopeful-deal7 | $25.00 | 1/24/2012 5:43:39 PM |
restless-currency | $50.00 | 1/24/2012 5:20:07 PM |
money-vista | $25.00 | 1/24/2012 5:44:54 PM |
worth-web5 | $50.00 | 1/24/2012 5:20:24 PM |
nimble-revenue5 | $50.00 | 1/24/2012 5:49:55 PM |
green-durable-yield | $25.00 | 1/24/2012 5:26:10 PM |
capital-renewal | $25.00 | 1/24/2012 5:50:31 PM |
euro-banker | $25.00 | 1/24/2012 5:31:10 PM |
2grindstones | $40.00 | 1/24/2012 5:31:59 PM |
nex | $25.00 | 1/24/2012 5:36:55 PM |
marketplace-hut9 | $25.00 | 1/24/2012 6:02:28 PM |
money-surge1 | $25.00 | 1/24/2012 5:41:41 PM |
worthy-bid8 | $100.00 | 1/24/2012 6:05:04 PM |
finance-mushroom | $200.00 | 1/24/2012 5:42:25 PM |
penny-plato | $25.00 | 1/24/2012 5:42:47 PM |
melodious-openness | $135.37 | 1/24/2012 6:06:37 PM |
dough-bear | $25.00 | 1/24/2012 5:44:29 PM |
economy-coup | $50.00 | 1/24/2012 5:46:32 PM |
SFBank | $50.00 | 1/24/2012 5:44:49 PM |
Dubbs360 | $50.00 | 1/24/2012 5:45:50 PM |
principal-cooker2 | $100.00 | 1/24/2012 5:53:03 PM |
economy-producer | $25.00 | 1/24/2012 5:56:15 PM |
Mexman | $105.63 | 1/24/2012 5:58:07 PM |
top-historic-peso | $25.00 | 1/24/2012 5:59:35 PM |
shawnw2 | $25.00 | 1/24/2012 5:45:52 PM |
pwez652 | $40.00 | 1/24/2012 5:07:42 PM |
finance-prescription | $100.00 | 1/24/2012 5:12:15 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:40 PM |
houli123 | $25.00 | 1/24/2012 5:24:22 PM |
skillful-asset5 | $25.00 | 1/24/2012 5:31:26 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:52 PM |
kind-credit-bear | $25.00 | 1/24/2012 5:34:27 PM |
grammaspurse | $25.00 | 1/24/2012 5:12:50 PM |
money-baron-Roth401k | $50.00 | 1/24/2012 5:36:20 PM |
handshake5 | $100.00 | 1/24/2012 5:15:23 PM |
golden-velocity9 | $25.00 | 1/24/2012 5:16:38 PM |
new-intuitive-dime | $25.00 | 1/24/2012 5:18:32 PM |
careful-vigilance4 | $25.00 | 1/24/2012 5:45:32 PM |
BankofRon | $25.00 | 1/24/2012 5:20:44 PM |
stepatatime-together | $100.00 | 1/24/2012 5:24:49 PM |
loan-fate | $50.00 | 1/24/2012 5:27:30 PM |
green-capital-hornet | $25.00 | 1/24/2012 5:26:32 PM |
jybank | $50.00 | 1/24/2012 5:29:03 PM |
vibraphone3 | $25.00 | 1/24/2012 5:29:26 PM |
hitsman | $50.00 | 1/24/2012 5:53:42 PM |
courteous-kindness1 | $25.00 | 1/24/2012 5:30:04 PM |
best-charming-leverage | $50.00 | 1/24/2012 5:30:20 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:26 PM |
orearella3 | $25.00 | 1/24/2012 5:32:39 PM |
HenryS | $30.00 | 1/24/2012 5:32:43 PM |
cattlebaron | $50.00 | 1/24/2012 5:38:43 PM |
life-is-great | $25.00 | 1/24/2012 5:38:51 PM |
gold-channel2 | $25.00 | 1/24/2012 5:41:04 PM |
productive-note2 | $100.00 | 1/24/2012 5:46:25 PM |
toblerone | $25.00 | 1/24/2012 5:56:45 PM |
asset-professor | $25.00 | 1/24/2012 5:55:43 PM |
stevekc1 | $25.00 | 1/24/2012 5:58:11 PM |
worldly-community3 | $37.00 | 1/24/2012 6:03:14 PM |
rupee-equation2 | $25.00 | 1/24/2012 6:04:24 PM |
market-jam | $37.00 | 1/24/2012 6:03:56 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
552059
This series of Notes was issued and sold upon the funding of the borrower loan #59380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $80.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $995 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| inventive-repayment6 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
kajunlady
Purpose of loan: Medical
This loan will be used to...pay medical bill
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1900.00
Monthly expenses: $
Housing: $700.00
Insurance: $133.00
Car expenses: $
Utilities: $150.00
Phone, cable, internet: $150.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $30.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jiggaman7 | $50.00 | 1/17/2012 9:30:28 AM |
riveting-credit5 | $50.00 | 1/17/2012 9:35:08 AM |
beaker | $25.03 | 1/17/2012 9:19:54 AM |
nimble-revenue5 | $50.00 | 1/17/2012 9:27:48 AM |
bubb_hans | $50.00 | 1/17/2012 9:33:10 AM |
reflective-rupee | $25.00 | 1/17/2012 1:29:34 PM |
vutah | $25.00 | 1/17/2012 2:45:47 PM |
first-dinero-paladin | $25.00 | 1/17/2012 1:30:29 PM |
high_flyer | $100.00 | 1/17/2012 4:42:30 PM |
Investor_DP | $100.00 | 1/17/2012 9:24:00 AM |
economy-coup | $50.00 | 1/17/2012 9:24:57 AM |
superb-funds335 | $25.00 | 1/17/2012 9:33:06 AM |
GS-ROCK | $25.54 | 1/17/2012 10:25:24 AM |
mrxtravis | $25.00 | 1/17/2012 5:18:29 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:37 PM |
Evolver | $25.00 | 1/17/2012 5:14:25 PM |
sensible-fund | $25.00 | 1/17/2012 4:00:18 PM |
A4 | $25.00 | 1/17/2012 5:42:49 PM |
scarlet-velvet | $25.08 | 1/17/2012 4:58:15 PM |
terrific-dough6 | $75.00 | 1/17/2012 5:10:23 PM |
first-pragmatic-power | $25.00 | 1/17/2012 5:22:43 PM |
melodious-openness | $100.00 | 1/17/2012 6:08:15 PM |
1traveler | $25.00 | 1/17/2012 10:03:48 PM |
income-lion | $25.00 | 1/18/2012 12:33:45 AM |
papaloha | $100.00 | 1/17/2012 9:14:40 PM |
rupee-universe | $25.00 | 1/17/2012 11:40:35 PM |
matt_2006 | $25.00 | 1/17/2012 5:45:48 PM |
ColoradoLender82 | $25.00 | 1/18/2012 8:37:28 AM |
Rogelio48 | $25.00 | 1/18/2012 8:53:24 AM |
Bob450 | $25.00 | 1/18/2012 6:46:15 AM |
skillful-asset5 | $30.00 | 1/17/2012 6:24:05 PM |
LuvToLend | $25.00 | 1/17/2012 9:09:55 AM |
careful-vigilance4 | $25.00 | 1/17/2012 9:25:35 AM |
cattlebaron | $25.00 | 1/17/2012 11:23:20 AM |
2grindstones | $50.00 | 1/17/2012 1:14:54 PM |
LittleMingo | $25.00 | 1/17/2012 4:17:23 PM |
miked8303 | $25.00 | 1/17/2012 9:05:16 AM |
well-rounded-payout0 | $50.00 | 1/17/2012 5:05:32 PM |
worthy-bid8 | $50.00 | 1/17/2012 9:26:10 AM |
courteous-kindness1 | $25.00 | 1/17/2012 9:27:38 AM |
Dubbs360 | $100.00 | 1/17/2012 5:31:33 PM |
hitsman | $50.00 | 1/17/2012 5:15:11 PM |
drjekyllus | $25.00 | 1/17/2012 6:38:27 PM |
SFBank | $50.00 | 1/17/2012 6:23:08 PM |
earlybird172961 | $32.25 | 1/18/2012 6:19:13 AM |
orearella3 | $25.00 | 1/17/2012 5:53:54 PM |
gothampark | $25.00 | 1/18/2012 8:58:48 AM |
Tikibarman | $50.50 | 1/18/2012 9:06:06 AM |
elegant-market9 | $25.00 | 1/18/2012 8:31:05 AM |
revenue-associate | $25.00 | 1/18/2012 8:57:28 AM |
EretzCapital | $36.60 | 1/18/2012 8:59:20 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
552065
This series of Notes was issued and sold upon the funding of the borrower loan #59161, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,101 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-sundae3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan: Consolidate some Debt
This loan will be used to... Pay off some bills
My financial situation:
I am a good candidate for this loan because... I have steady employment, work hard at paying off my debt and I will eventually come back to use your services for future loans.
Monthly net income: $ 6153.33
Monthly expenses: $3039.00
Housing: $950.00
Insurance: $170.00
Car expenses: $813.00
Utilities: $85.00
Phone, cable, internet: $125.00
Food, entertainment: $75.00
Clothing, household expenses: $35.00
Credit cards and other loans: $225.00
Other expenses: $561.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/18/2012 9:02:04 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
552071
This series of Notes was issued and sold upon the funding of the borrower loan #59186, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1991 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,466 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| respectful-kindness2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help in consolidating
Purpose of loan:
This loan will be used for debt consolidation
My financial situation:
I am a good candidate for this loan because I have a steady income & limited debt.
Monthly net income: $3760.00
Monthly expenses: $3000.00
Housing: $1500.00
Insurance: $150.00
Car expenses: $400.00
Utilities: $200.00
Phone, cable, internet: $35.00
Food, entertainment: $400.00
Clothing, household expenses: $
Credit cards and other loans: $350.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,000.00 | 1/17/2012 5:02:09 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552079
This series of Notes was issued and sold upon the funding of the borrower loan #59702, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $307.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 12% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 21y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,019 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| time1989 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
time
Purpose of loan:
This loan will be used to...Pay off other debts
My financial situation:
I am a good candidate for this loan because...although I had a set back recently, I always had good credit and wish to build it up again. I also only pay half of the amounts listed below.
Monthly net income: $5000
Monthly expenses: $
Housing: $2854
Insurance: $
Car expenses: $240
Utilities: $300.00
Phone, cable, internet: $300.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/17/2012 5:13:04 PM |
DHolly | $25.00 | 1/17/2012 5:13:25 PM |
kenji4861 | $25.00 | 1/17/2012 5:14:17 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:15 PM |
a- | $25.00 | 1/18/2012 8:53:59 AM |
tech310 | $50.00 | 1/18/2012 7:47:09 PM |
asya | $25.00 | 1/24/2012 2:48:41 PM |
bountiful-durability | $50.00 | 1/24/2012 5:13:08 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:26 PM |
CaptainBlueberry | $25.00 | 1/24/2012 5:28:56 PM |
downtownfarm | $25.00 | 1/24/2012 5:20:40 PM |
hitsman | $50.00 | 1/24/2012 5:53:40 PM |
toblerone | $25.00 | 1/24/2012 5:56:44 PM |
money-bauble | $100.00 | 1/24/2012 5:34:33 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:05 PM |
EngineersAlliance | $100.00 | 1/24/2012 5:50:21 PM |
enticing-note | $25.00 | 1/24/2012 6:53:29 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:27:46 PM |
kevin314 | $40.00 | 1/24/2012 8:17:19 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:30 AM |
vineet | $25.00 | 1/24/2012 10:29:47 PM |
justice-clipper | $50.00 | 1/25/2012 8:32:04 AM |
brightest-affluence-motivator | $25.00 | 1/25/2012 6:18:41 AM |
Weaverville | $25.00 | 1/25/2012 9:00:28 AM |
BxRealtor | $25.00 | 1/25/2012 9:06:37 AM |
pound-mushroom3 | $25.00 | 1/25/2012 9:30:15 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:29 AM |
benjamins-thunder | $50.00 | 1/25/2012 9:32:01 AM |
equitable-capital758 | $305.00 | 1/25/2012 9:44:39 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:04:00 AM |
principal-cooker2 | $100.00 | 1/25/2012 10:08:28 AM |
duty-explosion9 | $25.00 | 1/25/2012 11:20:02 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:30 AM |
generosity-giraffe0 | $25.00 | 1/25/2012 12:55:35 PM |
elegant-loot | $50.00 | 1/25/2012 7:55:37 PM |
gold-disk | $25.00 | 1/26/2012 12:38:44 PM |
building_community | $25.00 | 1/26/2012 12:14:56 PM |
red-diversification-paradise | $50.00 | 1/26/2012 12:28:17 PM |
oodkim84oo | $294.06 | 1/26/2012 12:38:43 PM |
Busekrc | $75.00 | 1/26/2012 1:51:40 PM |
john0720 | $50.00 | 1/26/2012 2:31:04 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:56 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:24 PM |
marala4285 | $26.00 | 1/26/2012 5:27:30 PM |
Sid-K | $25.00 | 1/26/2012 5:13:25 PM |
AM2008 | $25.00 | 1/26/2012 5:49:28 PM |
Peacepower | $25.00 | 1/26/2012 5:57:13 PM |
Investor_DP | $100.00 | 1/17/2012 5:42:02 PM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:35 PM |
csakhil | $25.00 | 1/18/2012 1:28:49 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:35 AM |
grf1945 | $25.00 | 1/24/2012 9:16:43 AM |
jga516 | $25.00 | 1/24/2012 4:02:59 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:20 PM |
selector568 | $300.00 | 1/24/2012 5:20:28 PM |
genius520 | $50.00 | 1/24/2012 5:19:53 PM |
worth-web5 | $50.00 | 1/24/2012 5:20:22 PM |
bazaar-festivity | $25.00 | 1/24/2012 5:57:15 PM |
Tylerh | $250.00 | 1/24/2012 5:43:30 PM |
emosspot | $25.00 | 1/24/2012 6:47:00 PM |
theprince | $50.00 | 1/24/2012 10:48:32 PM |
stampx | $25.00 | 1/24/2012 8:31:06 PM |
worklessmakemore | $50.00 | 1/25/2012 7:40:28 AM |
Aimvest | $25.00 | 1/25/2012 9:40:43 AM |
ommcd | $25.00 | 1/25/2012 9:55:13 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:36 AM |
rescue | $53.00 | 1/25/2012 9:51:59 AM |
smart-gain | $50.00 | 1/25/2012 9:54:40 AM |
Ragnar | $25.00 | 1/25/2012 10:02:52 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:23 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:14 AM |
bonus-goliath7 | $25.00 | 1/25/2012 2:02:19 PM |
EatWiCheese | $28.00 | 1/25/2012 3:45:24 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:45 PM |
Aeroman32 | $50.00 | 1/25/2012 8:36:51 PM |
the-brainy-power | $25.00 | 1/26/2012 12:22:49 PM |
trade-freshmaker | $25.00 | 1/26/2012 2:04:01 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:38 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:29 PM |
Harry | $100.00 | 1/26/2012 5:37:12 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:10 PM |
Index_Plus | $6,703.94 | 1/26/2012 6:35:49 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
552085
This series of Notes was issued and sold upon the funding of the borrower loan #59524, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 51% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $38,110 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsibility-popcorn0 |
Borrower's state:
| Alaska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to retire small debts and obtain titles for liquid assets.
My financial situation:
I am a good candidate for this loan because I have maintained a good credit standing and am consistent with payment. We are lowering our debt ratio and decreasing obligations as we build emergency funds. We have a solid financial plan and are following it.
Monthly net income: $4300
Monthly expenses: $3900*
Housing: $1050
Insurance: $150
Car expenses: $500
Utilities: $200
Phones, cable, internet: $300
Food, entertainment: $500
Clothing, household expenses: $700
Credit cards and other loans: $500
Other expenses: $300
*Retirement Investment: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,500.00 | 1/17/2012 5:01:55 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552129
This series of Notes was issued and sold upon the funding of the borrower loan #59430, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $220 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-credit-library |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/18/2012 9:30:45 AM |
missing-link | $25.00 | 1/18/2012 2:26:41 PM |
toblerone | $25.00 | 1/19/2012 5:07:06 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:54 PM |
kulender | $50.00 | 1/20/2012 6:15:31 AM |
oxnard | $50.00 | 1/20/2012 2:28:52 PM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:21 AM |
genius520 | $50.00 | 1/21/2012 12:15:43 PM |
selector568 | $300.00 | 1/21/2012 12:35:46 PM |
hitsman | $50.00 | 1/21/2012 12:51:28 PM |
nex | $25.00 | 1/21/2012 12:43:27 PM |
philantist | $30.00 | 1/21/2012 4:00:32 PM |
GCInvestments | $25.00 | 1/21/2012 11:06:58 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:51 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:38 PM |
zone6 | $30.88 | 1/22/2012 3:01:59 PM |
harty | $50.00 | 1/23/2012 12:38:07 PM |
Index_Plus | $7,495.96 | 1/23/2012 9:40:15 PM |
diligent-bid3 | $50.00 | 1/23/2012 6:39:45 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:09 PM |
Weaverville | $25.00 | 1/18/2012 10:49:12 AM |
worthy-bid8 | $50.00 | 1/18/2012 9:20:11 AM |
csakhil | $25.00 | 1/18/2012 1:28:55 PM |
Investor_DP | $100.00 | 1/18/2012 5:43:08 PM |
tech310 | $50.00 | 1/18/2012 7:47:11 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:34 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:28 AM |
kevin314 | $25.00 | 1/19/2012 11:18:41 PM |
WilliamLeeSims | $25.00 | 1/21/2012 12:05:20 PM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:30 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:52 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:50 PM |
bold-generosity-enlightenment | $125.00 | 1/22/2012 4:31:22 PM |
reinforced-gain7 | $713.16 | 1/22/2012 1:15:16 PM |
triguy | $2,000.00 | 1/22/2012 1:18:36 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:39:25 PM |
vonheyse | $25.00 | 1/23/2012 5:18:59 AM |
SolarMoonshine | $25.00 | 1/22/2012 1:42:21 PM |
strippermoney | $250.00 | 1/22/2012 4:50:03 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:49 PM |
powerplant62 | $25.00 | 1/22/2012 7:33:59 PM |
treasure-hunter270 | $25.00 | 1/23/2012 10:14:20 AM |
proud-pound4 | $25.00 | 1/23/2012 9:23:36 AM |
social-cocktail1 | $200.00 | 1/23/2012 9:31:01 AM |
gristle_mcthornbody | $25.00 | 1/23/2012 4:13:11 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:28 PM |
cash-boots7 | $100.00 | 1/23/2012 8:35:51 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
552133
This series of Notes was issued and sold upon the funding of the borrower loan #59645, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 8.61% |
Borrower rate/APR:
| 9.61% / 9.83% |
Monthly payment:
| $315.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.60% | | |
| |
Estimated return*:
| 7.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 10% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,716 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gain-wheel7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
AG-January2012
Purpose of loan:
This loan will be used to...Consolidate debt
My financial situation:
I am a good candidate for this loan because...I have a great job and have consistently been employed for over 20 years and have great credit.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a- | $25.00 | 1/19/2012 5:22:06 PM |
logical-reward8 | $25.00 | 1/19/2012 5:44:14 PM |
Kyjamune | $25.00 | 1/20/2012 9:26:28 AM |
cebgop | $25.00 | 1/20/2012 9:09:18 AM |
hitsman | $50.00 | 1/20/2012 5:26:28 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:10 PM |
restless-balance9 | $90.00 | 1/21/2012 5:33:38 AM |
indomitable-coin | $25.00 | 1/21/2012 12:13:05 PM |
enriching-dollar1 | $100.00 | 1/21/2012 12:27:08 PM |
Sevron | $100.00 | 1/21/2012 6:09:37 PM |
FlexFunding | $50.00 | 1/22/2012 11:27:51 AM |
Tylerh | $250.00 | 1/22/2012 12:37:00 PM |
Weaverville | $50.00 | 1/23/2012 9:21:20 AM |
encore06 | $25.00 | 1/24/2012 9:40:27 AM |
leodaguy | $100.00 | 1/24/2012 9:45:17 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:54 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:20 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:27 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:33 PM |
SBT | $100.00 | 1/24/2012 5:40:44 PM |
maldok1 | $25.00 | 1/24/2012 5:57:42 PM |
enticing-note | $25.00 | 1/24/2012 6:53:51 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:33 PM |
availableloan | $25.00 | 1/24/2012 8:45:47 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:47 AM |
kirat15 | $50.00 | 1/25/2012 8:45:11 AM |
holstj | $25.00 | 1/25/2012 9:16:49 AM |
Clambake | $25.00 | 1/25/2012 9:17:35 AM |
balance-voyager | $25.00 | 1/25/2012 9:27:35 AM |
minista | $25.00 | 1/25/2012 9:24:35 AM |
kenji4861 | $25.00 | 1/25/2012 9:30:04 AM |
Ragnar | $25.00 | 1/25/2012 10:02:54 AM |
djs81 | $25.00 | 1/25/2012 10:00:00 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:26 AM |
soldadoz | $25.00 | 1/25/2012 1:33:29 PM |
ebusinessagent | $25.00 | 1/26/2012 2:26:45 PM |
the-brainy-power | $25.00 | 1/26/2012 12:22:49 PM |
triumphant-camaraderi1 | $1,000.00 | 1/26/2012 3:51:13 PM |
bambampk | $70.00 | 1/26/2012 4:20:47 PM |
JPINVEST7 | $25.00 | 1/26/2012 2:39:17 PM |
Ocean713 | $75.00 | 1/26/2012 2:54:14 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:57 PM |
Sid-K | $25.00 | 1/26/2012 5:13:33 PM |
saihu | $25.00 | 1/26/2012 5:14:30 PM |
order-brilliance9 | $100.00 | 1/26/2012 5:16:48 PM |
best-basis-trooper | $25.00 | 1/26/2012 5:10:36 PM |
eveaclir | $25.00 | 1/26/2012 5:40:19 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:24 PM |
prudent-payout462 | $25.00 | 1/19/2012 8:28:12 PM |
MarketInvestor | $25.00 | 1/19/2012 5:29:05 PM |
Harry | $50.00 | 1/19/2012 5:31:52 PM |
meux99 | $25.00 | 1/19/2012 5:39:57 PM |
Short_Stack | $25.00 | 1/19/2012 8:52:15 PM |
kevin314 | $50.00 | 1/19/2012 11:19:43 PM |
lendersf | $50.00 | 1/20/2012 9:26:34 AM |
benjo | $50.00 | 1/20/2012 9:32:51 AM |
themoneydoctor | $250.00 | 1/20/2012 3:23:11 PM |
grf1945 | $25.00 | 1/20/2012 9:51:11 AM |
Zipperdu | $35.00 | 1/21/2012 5:31:09 AM |
blot44 | $25.00 | 1/21/2012 4:17:27 AM |
AFairDeal | $25.00 | 1/21/2012 12:19:36 PM |
downtownfarm | $25.00 | 1/21/2012 12:07:22 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:55 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:18 AM |
bouvierchamp | $86.17 | 1/21/2012 3:56:50 PM |
tomdooley12520 | $25.00 | 1/22/2012 10:47:49 AM |
themoneydoctor | $200.00 | 1/22/2012 5:29:19 PM |
gjm6d | $25.00 | 1/23/2012 9:08:17 AM |
mar97 | $25.00 | 1/23/2012 3:22:45 PM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:00 AM |
blooming-market | $25.00 | 1/24/2012 9:51:13 AM |
value-travels | $25.00 | 1/24/2012 2:30:47 PM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:46 AM |
rate-welder8 | $25.00 | 1/24/2012 11:15:52 AM |
nickel-burger | $50.00 | 1/24/2012 3:30:47 PM |
income-banjo | $25.00 | 1/24/2012 5:19:03 PM |
first-favorite-bonus9 | $25.00 | 1/24/2012 5:19:35 PM |
Timchenko_LLC | $25.00 | 1/24/2012 5:43:00 PM |
loyalty-circuitry | $100.00 | 1/24/2012 7:01:28 PM |
Arg3998 | $50.00 | 1/25/2012 4:27:01 AM |
murren | $25.00 | 1/25/2012 8:05:56 AM |
Darts | $150.00 | 1/25/2012 8:17:56 AM |
iolaire | $25.00 | 1/25/2012 9:26:06 AM |
Aimvest | $25.00 | 1/25/2012 9:40:44 AM |
whipone | $25.00 | 1/25/2012 9:43:24 AM |
Dollars4Rent | $50.00 | 1/25/2012 9:30:51 AM |
neighborly-hope6 | $28.00 | 1/25/2012 9:41:49 AM |
JJ9876 | $25.00 | 1/25/2012 9:47:40 AM |
AmericanCredit | $50.00 | 1/25/2012 9:53:58 AM |
retiresecure | $44.00 | 1/25/2012 11:00:49 AM |
bouvierchamp | $58.59 | 1/25/2012 9:32:41 PM |
Jmatt33 | $25.00 | 1/26/2012 3:14:09 PM |
danf2201 | $25.06 | 1/26/2012 3:48:30 PM |
gold-disk | $25.00 | 1/26/2012 12:38:45 PM |
corphippie | $27.72 | 1/26/2012 4:17:39 PM |
agreement-welder | $50.00 | 1/26/2012 2:35:33 PM |
A4 | $25.00 | 1/26/2012 3:41:08 PM |
340 | $27.80 | 1/26/2012 3:45:30 PM |
rmachi | $25.00 | 1/26/2012 5:12:05 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:30 PM |
jbaum | $40.00 | 1/26/2012 5:24:50 PM |
britgsb | $30.00 | 1/26/2012 5:11:43 PM |
commanding-treasure2 | $50.00 | 1/26/2012 5:36:54 PM |
Dubbs360 | $25.00 | 1/26/2012 5:44:30 PM |
Tradesmanlender | $25.00 | 1/26/2012 5:29:02 PM |
steely_dan34 | $25.00 | 1/26/2012 5:31:41 PM |
asdf9876 | $25.00 | 1/26/2012 5:37:27 PM |
harty | $50.00 | 1/26/2012 5:41:17 PM |
Big_Baller | $35.00 | 1/26/2012 6:21:22 PM |
FamilyEducationFund | $25.00 | 1/26/2012 6:25:51 PM |
Index_Plus | $8,152.65 | 1/26/2012 6:26:35 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
552139
This series of Notes was issued and sold upon the funding of the borrower loan #59465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $766.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,955 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| silver-ninja3 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
eighttone | $25.00 | 1/25/2012 9:13:36 AM |
cebgop | $25.00 | 1/18/2012 9:06:31 AM |
Harry | $50.00 | 1/18/2012 9:20:50 AM |
kenji4861 | $25.00 | 1/18/2012 9:14:19 AM |
meux99 | $25.00 | 1/18/2012 9:32:54 AM |
lendersf | $50.00 | 1/18/2012 9:51:15 AM |
Kyjamune | $25.00 | 1/18/2012 9:40:06 AM |
AmericanCredit | $50.00 | 1/18/2012 9:50:05 AM |
a- | $25.00 | 1/18/2012 12:30:53 PM |
downtownfarm | $25.00 | 1/18/2012 9:25:46 AM |
blooming-market | $25.00 | 1/18/2012 3:21:03 PM |
houli123 | $250.00 | 1/18/2012 5:31:12 PM |
janus_god | $25.00 | 1/19/2012 9:21:22 AM |
blot44 | $25.00 | 1/20/2012 5:58:39 AM |
kevin314 | $50.00 | 1/19/2012 11:19:40 PM |
dbzen | $25.00 | 1/20/2012 4:44:55 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:56 PM |
suave-dollar | $25.00 | 1/21/2012 4:51:11 AM |
abundant-power | $25.00 | 1/21/2012 6:38:11 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:51 PM |
Sevron | $100.00 | 1/21/2012 6:09:36 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:06 AM |
the-bright-velocity | $25.00 | 1/22/2012 12:41:38 PM |
Tradesmanlender | $25.00 | 1/23/2012 5:08:02 PM |
mar97 | $25.00 | 1/23/2012 3:22:39 PM |
commanding-treasure2 | $50.00 | 1/23/2012 5:10:37 PM |
first-favorite-bonus9 | $25.00 | 1/23/2012 5:16:06 PM |
BxRealtor | $25.00 | 1/23/2012 5:14:30 PM |
JJ9876 | $25.00 | 1/23/2012 5:28:58 PM |
tranquil-economy4 | $25.00 | 1/24/2012 3:12:15 AM |
order-brilliance9 | $100.00 | 1/23/2012 5:30:52 PM |
p2ploan-embrace6 | $100.00 | 1/23/2012 5:38:09 PM |
worthy-truth | $25.00 | 1/24/2012 7:33:25 AM |
bb575 | $50.00 | 1/23/2012 9:55:31 PM |
IIP77 | $25.00 | 1/24/2012 3:05:34 AM |
wigglesworth4 | $100.00 | 1/24/2012 9:18:54 AM |
cnovak | $25.00 | 1/24/2012 9:19:30 AM |
shur | $50.00 | 1/24/2012 9:21:14 AM |
fortytwo | $150.00 | 1/24/2012 9:23:13 AM |
Clambake | $25.00 | 1/24/2012 9:23:22 AM |
timbob | $100.00 | 1/24/2012 9:24:36 AM |
Preteur | $25.00 | 1/24/2012 9:25:20 AM |
bobby4u3 | $25.00 | 1/24/2012 9:25:34 AM |
BBL | $25.00 | 1/24/2012 9:25:58 AM |
onlyinchicago | $50.00 | 1/24/2012 9:29:40 AM |
slartibardfast | $25.00 | 1/24/2012 9:29:58 AM |
meenan | $100.00 | 1/24/2012 9:30:35 AM |
Veridic | $25.00 | 1/24/2012 9:31:01 AM |
budyzr | $25.00 | 1/24/2012 9:31:43 AM |
TrustPlus | $50.00 | 1/24/2012 9:32:45 AM |
Marfloogan | $25.00 | 1/24/2012 9:33:09 AM |
Apeman00 | $25.00 | 1/24/2012 9:05:20 AM |
PhalanxBulldog | $40.00 | 1/24/2012 9:08:10 AM |
rose88 | $25.00 | 1/24/2012 9:36:46 AM |
math1973 | $50.00 | 1/24/2012 9:37:07 AM |
roadtruck | $50.00 | 1/24/2012 9:09:00 AM |
djs81 | $25.00 | 1/24/2012 9:39:23 AM |
PRGuyinVA | $25.00 | 1/24/2012 9:42:34 AM |
gracej | $25.00 | 1/24/2012 9:18:11 AM |
trevandtal | $25.00 | 1/24/2012 9:43:11 AM |
evnagelist | $25.00 | 1/24/2012 9:20:16 AM |
minista | $25.00 | 1/24/2012 9:21:23 AM |
LoansomeRanger | $25.00 | 1/24/2012 9:22:58 AM |
postalwhiz | $25.00 | 1/24/2012 9:23:25 AM |
showmestatekid | $25.00 | 1/24/2012 9:24:34 AM |
jjb3 | $25.00 | 1/24/2012 9:24:13 AM |
peripatetic | $25.00 | 1/24/2012 9:25:36 AM |
The_Lending_Muscle | $25.00 | 1/24/2012 9:26:25 AM |
turbostar666 | $25.00 | 1/24/2012 9:27:43 AM |
get30inc | $50.00 | 1/24/2012 9:47:32 AM |
bobby5832708 | $25.00 | 1/24/2012 9:47:44 AM |
JazzFranchise | $25.00 | 1/24/2012 9:28:26 AM |
Bladewil | $25.00 | 1/24/2012 9:27:40 AM |
pinnacle10 | $25.00 | 1/24/2012 9:47:54 AM |
Cheburashka | $25.00 | 1/24/2012 9:28:53 AM |
paulsar71495 | $25.00 | 1/24/2012 9:28:09 AM |
pawsitive | $25.00 | 1/24/2012 9:48:03 AM |
tenchi2777 | $25.00 | 1/24/2012 9:29:55 AM |
intlargonaut | $50.00 | 1/24/2012 9:30:28 AM |
joseapg | $25.00 | 1/24/2012 9:31:33 AM |
F16Pilot | $25.00 | 1/24/2012 9:32:00 AM |
actuarial_investor | $25.00 | 1/24/2012 9:32:13 AM |
p1k4blu | $25.00 | 1/24/2012 9:32:09 AM |
Trimalchio12 | $25.00 | 1/24/2012 9:50:06 AM |
pfenness | $50.00 | 1/24/2012 9:32:35 AM |
Panna | $25.00 | 1/24/2012 9:52:12 AM |
CasaDeTomas | $100.00 | 1/24/2012 9:33:38 AM |
rmachi | $25.00 | 1/24/2012 9:52:50 AM |
DrPalaber | $25.00 | 1/24/2012 9:33:47 AM |
Castellan | $50.00 | 1/24/2012 9:33:11 AM |
puyanera | $25.00 | 1/24/2012 9:33:22 AM |
iolaire | $25.00 | 1/24/2012 9:34:12 AM |
mmckune | $25.00 | 1/24/2012 9:54:40 AM |
Daneistes | $50.00 | 1/24/2012 9:54:53 AM |
PeterV | $25.00 | 1/24/2012 9:55:28 AM |
bba11er45 | $25.00 | 1/24/2012 9:35:01 AM |
Stafo | $25.00 | 1/24/2012 9:55:47 AM |
mtquan | $25.00 | 1/24/2012 9:34:45 AM |
br4444 | $25.00 | 1/24/2012 9:34:48 AM |
theboat | $30.00 | 1/24/2012 9:35:41 AM |
MARWARISETH | $200.00 | 1/24/2012 9:35:53 AM |
dharma1 | $25.00 | 1/24/2012 9:57:37 AM |
harty | $50.00 | 1/24/2012 9:36:37 AM |
sail120 | $50.00 | 1/24/2012 9:37:02 AM |
sjlender | $100.00 | 1/24/2012 9:37:17 AM |
Marathoner | $25.00 | 1/24/2012 9:37:47 AM |
SeaLoans | $25.00 | 1/24/2012 10:00:52 AM |
vicumn | $25.00 | 1/24/2012 9:38:03 AM |
steiglends | $100.00 | 1/24/2012 10:01:37 AM |
causr08 | $25.00 | 1/24/2012 9:38:51 AM |
httdservices | $25.00 | 1/24/2012 9:39:05 AM |
buukyak | $25.00 | 1/24/2012 10:08:09 AM |
MONEYLENDER101 | $50.00 | 1/24/2012 9:38:53 AM |
JCPlending | $25.00 | 1/24/2012 9:39:30 AM |
V40Harmony | $25.00 | 1/24/2012 9:40:13 AM |
Toberino | $25.00 | 1/24/2012 9:40:54 AM |
awwaww | $25.00 | 1/24/2012 9:40:36 AM |
drkosh | $25.00 | 1/24/2012 9:40:38 AM |
Mantis75 | $25.00 | 1/24/2012 9:42:53 AM |
Wilvara | $25.00 | 1/24/2012 9:41:25 AM |
ahansen | $25.00 | 1/24/2012 9:42:36 AM |
SLA430 | $50.00 | 1/24/2012 9:44:22 AM |
tdinmanhattan | $25.00 | 1/24/2012 9:42:57 AM |
Dcoy | $25.00 | 1/24/2012 9:44:40 AM |
shrewd-benjamins | $25.00 | 1/24/2012 10:34:27 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:44 AM |
mrrc7498 | $35.00 | 1/24/2012 9:48:01 AM |
webclimber | $50.00 | 1/24/2012 9:48:47 AM |
ZeoInvestments | $25.00 | 1/24/2012 9:49:01 AM |
tolstoy00 | $25.00 | 1/24/2012 9:49:12 AM |
ianakacg | $25.00 | 1/24/2012 9:48:51 AM |
Yorker1776 | $25.00 | 1/24/2012 9:49:29 AM |
kvandivo | $25.00 | 1/24/2012 9:51:35 AM |
Trinkaloki | $25.00 | 1/24/2012 9:52:56 AM |
Zeattle | $25.00 | 1/24/2012 9:53:36 AM |
kcole10 | $25.00 | 1/24/2012 9:54:25 AM |
NOLALEND | $25.00 | 1/24/2012 9:54:06 AM |
investor7257 | $25.00 | 1/24/2012 9:54:52 AM |
pbandjb | $25.00 | 1/24/2012 9:55:18 AM |
bndlending2u | $25.00 | 1/24/2012 9:55:26 AM |
britgsb | $30.00 | 1/24/2012 9:55:31 AM |
Viamin | $25.00 | 1/24/2012 9:57:02 AM |
betaoption | $25.00 | 1/24/2012 9:57:46 AM |
HH123 | $25.00 | 1/24/2012 9:59:04 AM |
jakesworld | $25.00 | 1/24/2012 9:58:28 AM |
Syzygy | $25.00 | 1/24/2012 10:01:09 AM |
money-jalapeno9 | $50.00 | 1/24/2012 10:16:47 AM |
value-travels | $25.00 | 1/24/2012 2:30:41 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:28 PM |
MJDAE | $50.00 | 1/24/2012 5:05:54 PM |
drtrimmers | $25.00 | 1/24/2012 5:06:28 PM |
ualf | $50.00 | 1/24/2012 5:08:21 PM |
nickel-ferret | $50.00 | 1/24/2012 5:11:57 PM |
orange-resolute-platinum | $25.00 | 1/24/2012 5:12:28 PM |
exuberant-dime | $25.00 | 1/24/2012 5:12:34 PM |
point-zebra | $25.00 | 1/24/2012 5:14:09 PM |
green-moola-sniffer | $25.00 | 1/24/2012 5:17:44 PM |
openness-prospector | $25.00 | 1/24/2012 5:23:39 PM |
bvzm | $25.00 | 1/24/2012 4:31:57 PM |
famous-ore2 | $50.00 | 1/24/2012 5:08:01 PM |
efficient-marketplace | $25.00 | 1/24/2012 5:30:10 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:21 PM |
zhiguli | $25.00 | 1/24/2012 5:09:31 PM |
orearella3 | $25.00 | 1/24/2012 5:32:36 PM |
nuclearmoose | $50.00 | 1/24/2012 5:32:47 PM |
diversification-surge | $25.00 | 1/24/2012 5:33:45 PM |
dedication-merman | $25.00 | 1/24/2012 5:35:05 PM |
GodzillaLending | $25.00 | 1/24/2012 5:13:22 PM |
orange-penny-shooter | $25.00 | 1/24/2012 5:35:22 PM |
MadHun | $200.00 | 1/24/2012 5:11:32 PM |
fcukciti | $35.00 | 1/24/2012 5:36:02 PM |
cpbreton | $25.00 | 1/24/2012 5:14:06 PM |
moneynmotion | $25.00 | 1/24/2012 5:36:45 PM |
fun2invest | $25.00 | 1/24/2012 5:36:51 PM |
adventurous-commerce | $25.00 | 1/24/2012 5:37:00 PM |
ThomasCrown | $50.00 | 1/24/2012 5:13:52 PM |
firewomin | $25.00 | 1/24/2012 5:38:46 PM |
velocity-solo | $25.00 | 1/24/2012 5:16:58 PM |
hope-amigo | $25.00 | 1/24/2012 5:39:53 PM |
Leading-Lender | $25.00 | 1/24/2012 5:18:01 PM |
compsciman | $25.00 | 1/24/2012 5:18:57 PM |
green-tree-shake | $50.00 | 1/24/2012 5:41:14 PM |
basis-ferret8 | $50.00 | 1/24/2012 5:18:34 PM |
KarmaBum77 | $25.00 | 1/24/2012 5:18:53 PM |
enriching-trade2 | $50.00 | 1/24/2012 5:19:13 PM |
reinforced-revenue069 | $25.00 | 1/24/2012 5:44:30 PM |
funnymoney1 | $50.00 | 1/24/2012 5:19:50 PM |
diligent-leverage | $25.00 | 1/24/2012 5:20:56 PM |
gold-tsunami | $30.00 | 1/24/2012 5:21:26 PM |
progressive-asset | $100.00 | 1/24/2012 5:21:41 PM |
benefit-dreams | $25.00 | 1/24/2012 5:23:23 PM |
new-truth-chuckler | $25.00 | 1/24/2012 5:47:59 PM |
MTLoans | $25.00 | 1/24/2012 5:21:59 PM |
golden-bid9 | $25.00 | 1/24/2012 5:22:07 PM |
orange-courageous-dedication | $25.00 | 1/24/2012 5:23:11 PM |
reflective-deal8 | $50.00 | 1/24/2012 5:51:20 PM |
Anny-Disco | $25.00 | 1/24/2012 5:27:27 PM |
ramblin | $25.00 | 1/24/2012 5:53:25 PM |
power-trophy7 | $25.00 | 1/24/2012 5:53:29 PM |
Atlanta-Buyer | $25.00 | 1/24/2012 5:31:12 PM |
loantigger | $25.00 | 1/24/2012 5:32:19 PM |
invincible-dough | $25.00 | 1/24/2012 5:32:10 PM |
auction-elvis | $25.00 | 1/24/2012 5:32:27 PM |
cpblue79 | $100.00 | 1/24/2012 5:33:41 PM |
valiant-liberty4 | $25.00 | 1/24/2012 5:34:47 PM |
Edwin_Rae | $25.00 | 1/24/2012 5:34:51 PM |
helpful-dough | $50.00 | 1/24/2012 5:36:00 PM |
gain-butterfly | $25.00 | 1/24/2012 6:00:46 PM |
Chutney | $25.00 | 1/24/2012 6:01:55 PM |
american6 | $50.00 | 1/24/2012 5:38:44 PM |
luminous-marketplace5 | $25.00 | 1/24/2012 6:02:12 PM |
syounker | $25.00 | 1/24/2012 5:39:17 PM |
oxnard | $50.00 | 1/24/2012 6:07:24 PM |
proud-dollar1 | $25.00 | 1/24/2012 6:13:09 PM |
hard-working-rate3 | $100.00 | 1/24/2012 5:46:50 PM |
witty-credit467 | $25.00 | 1/24/2012 5:47:15 PM |
balance-voyager | $25.00 | 1/24/2012 5:47:50 PM |
dinero-jujitsu | $25.00 | 1/24/2012 6:28:06 PM |
intuitive-integrity9 | $50.00 | 1/24/2012 5:48:38 PM |
neighborly-hope6 | $100.00 | 1/24/2012 5:49:01 PM |
finance-assembler | $30.00 | 1/24/2012 5:48:45 PM |
Rdodson11 | $25.00 | 1/24/2012 5:50:33 PM |
value-pouch | $25.00 | 1/24/2012 5:51:34 PM |
value-wind0 | $25.00 | 1/24/2012 5:52:53 PM |
bonus-tent | $25.00 | 1/24/2012 5:55:49 PM |
subtle-revenue0 | $25.00 | 1/24/2012 5:57:55 PM |
penny-plato | $25.00 | 1/24/2012 5:56:18 PM |
mymoneyforyou | $36.80 | 1/24/2012 5:58:29 PM |
unrivaled-silver | $25.00 | 1/24/2012 5:58:02 PM |
LoanBrkr | $25.00 | 1/24/2012 6:01:01 PM |
power-companion7 | $75.00 | 1/24/2012 5:58:36 PM |
currency-agave | $60.00 | 1/24/2012 5:58:59 PM |
GBLENDER | $25.00 | 1/24/2012 5:59:37 PM |
loan-paladin470 | $25.00 | 1/24/2012 5:59:54 PM |
social-turtle4 | $25.00 | 1/24/2012 6:01:11 PM |
money-floret | $50.00 | 1/24/2012 6:06:34 PM |
C_Mark | $50.00 | 1/24/2012 6:02:54 PM |
decisive-marketplace3 | $25.00 | 1/24/2012 6:06:00 PM |
peewee1930 | $50.00 | 1/24/2012 8:19:15 PM |
dime-blackberry1 | $117.21 | 1/24/2012 8:59:16 PM |
artist207 | $31.97 | 1/24/2012 7:54:57 PM |
BankofHank | $50.00 | 1/24/2012 7:55:50 PM |
AoP | $25.00 | 1/25/2012 6:18:29 AM |
power-cell6 | $25.00 | 1/25/2012 6:39:35 AM |
worklessmakemore | $50.00 | 1/25/2012 7:40:28 AM |
green28 | $100.00 | 1/25/2012 4:33:56 AM |
vinayganti | $25.00 | 1/25/2012 4:45:57 AM |
Banker3119 | $25.00 | 1/25/2012 5:12:31 AM |
mrpowers5531 | $25.00 | 1/25/2012 5:19:00 AM |
jaker | $25.00 | 1/25/2012 5:49:46 AM |
ImaPutz | $25.00 | 1/25/2012 8:44:23 AM |
KidSicily | $150.00 | 1/25/2012 6:16:48 AM |
Thunder08 | $25.00 | 1/25/2012 6:56:43 AM |
payout-thinker7 | $25.00 | 1/25/2012 6:58:08 AM |
hoopsho | $25.00 | 1/25/2012 7:33:07 AM |
JasmineTrust | $38.04 | 1/25/2012 7:27:52 AM |
currency-collider9 | $25.00 | 1/25/2012 9:05:52 AM |
andyb9 | $25.00 | 1/25/2012 9:08:47 AM |
HAP2 | $41.00 | 1/25/2012 8:03:11 AM |
ethicalhumanist | $100.00 | 1/25/2012 8:35:10 AM |
fantastic-openness | $100.00 | 1/25/2012 8:41:12 AM |
tlp43 | $25.00 | 1/25/2012 9:14:23 AM |
Iamthewalrus | $25.00 | 1/25/2012 9:18:05 AM |
LoanBrkr | $50.00 | 1/25/2012 8:55:00 AM |
best-decisive-peace | $25.00 | 1/25/2012 9:21:23 AM |
wadeveloper | $25.00 | 1/25/2012 9:21:45 AM |
revenue-pipeline | $25.00 | 1/25/2012 9:21:55 AM |
kapilville | $25.00 | 1/25/2012 9:06:47 AM |
bradania | $25.00 | 1/25/2012 9:27:20 AM |
ash135 | $25.00 | 1/25/2012 9:07:40 AM |
doncm | $50.00 | 1/25/2012 9:06:15 AM |
EvalCrux | $50.00 | 1/25/2012 9:28:03 AM |
donloah | $25.00 | 1/25/2012 9:09:09 AM |
Eastern | $50.00 | 1/25/2012 9:11:15 AM |
region123 | $50.00 | 1/25/2012 9:11:47 AM |
Sykes66 | $50.00 | 1/25/2012 9:10:22 AM |
sngndnc | $25.00 | 1/25/2012 9:10:41 AM |
ChrisTiff | $25.00 | 1/25/2012 9:11:17 AM |
badgermom | $25.00 | 1/25/2012 9:13:25 AM |
mosby | $25.00 | 1/25/2012 9:13:53 AM |
Nathan8823 | $25.00 | 1/25/2012 9:14:36 AM |
pulmdoc | $25.00 | 1/25/2012 9:16:21 AM |
vigorous-payment6 | $25.00 | 1/25/2012 9:18:38 AM |
mnbud | $25.00 | 1/25/2012 9:18:20 AM |
j352000 | $25.00 | 1/25/2012 9:21:35 AM |
jasperpants | $25.00 | 1/25/2012 9:23:21 AM |
camaraderi-popcorn | $25.00 | 1/25/2012 9:24:37 AM |
wildsf | $25.00 | 1/25/2012 9:26:37 AM |
economy-acrobat4 | $25.00 | 1/25/2012 9:24:54 AM |
bailey14 | $25.00 | 1/25/2012 9:25:09 AM |
neenerman | $50.00 | 1/25/2012 9:27:10 AM |
TheReaderRabbit | $25.00 | 1/25/2012 9:27:43 AM |
jthomps4 | $25.00 | 1/25/2012 9:26:11 AM |
gentle-gold | $1.06 | 1/25/2012 9:28:50 AM |
trucklawyer | $25.00 | 1/25/2012 9:28:39 AM |
enriching-dollar1 | $100.00 | 1/18/2012 9:11:31 AM |
AFairDeal | $25.00 | 1/18/2012 9:15:57 AM |
encore06 | $25.00 | 1/18/2012 9:26:58 AM |
indomitable-coin | $25.00 | 1/18/2012 9:29:14 AM |
Tylerh | $250.00 | 1/18/2012 9:38:55 AM |
A4 | $25.00 | 1/18/2012 9:17:06 AM |
logical-reward8 | $25.00 | 1/18/2012 9:18:56 AM |
SBT | $100.00 | 1/18/2012 9:20:39 AM |
hitsman | $50.00 | 1/18/2012 9:36:22 AM |
Veet | $25.00 | 1/18/2012 11:55:40 AM |
csakhil | $25.00 | 1/18/2012 1:28:55 PM |
FlexFunding | $50.00 | 1/18/2012 3:23:31 PM |
Weaverville | $25.00 | 1/19/2012 4:20:37 PM |
benjo | $50.00 | 1/19/2012 10:08:25 PM |
john0720 | $25.00 | 1/20/2012 7:23:25 AM |
windfall46 | $25.00 | 1/20/2012 5:17:37 PM |
sing4ding | $100.00 | 1/22/2012 1:00:07 AM |
leodaguy | $100.00 | 1/22/2012 12:38:47 PM |
mason13a | $25.00 | 1/23/2012 5:28:00 PM |
jbaum | $40.00 | 1/23/2012 5:17:58 PM |
miked8303 | $50.00 | 1/23/2012 5:17:23 PM |
maldok1 | $25.00 | 1/23/2012 5:24:06 PM |
deal-goliath4 | $500.00 | 1/23/2012 9:28:36 PM |
steely_dan34 | $25.00 | 1/23/2012 5:21:28 PM |
inspired-duty5 | $25.00 | 1/23/2012 11:09:39 PM |
ConchRepublican | $100.00 | 1/23/2012 5:29:05 PM |
transparency-baton | $25.00 | 1/23/2012 5:33:48 PM |
income-banjo | $25.00 | 1/23/2012 5:35:53 PM |
Au-Ag-Pt | $25.00 | 1/24/2012 9:05:55 AM |
OCedHrt | $25.00 | 1/24/2012 9:06:50 AM |
hostbank | $100.00 | 1/24/2012 9:16:52 AM |
value-architect6 | $25.00 | 1/24/2012 7:35:43 AM |
fireboss | $66.80 | 1/24/2012 7:37:40 AM |
whistledicksmith | $25.00 | 1/24/2012 9:21:41 AM |
Timchenko_LLC | $25.00 | 1/24/2012 9:25:30 AM |
Pasagam | $50.00 | 1/24/2012 9:26:13 AM |
FunInSun | $25.00 | 1/24/2012 9:29:12 AM |
tj1683 | $25.00 | 1/24/2012 9:30:19 AM |
MyKidsDad | $25.00 | 1/24/2012 9:30:36 AM |
OldFriend | $25.00 | 1/24/2012 9:30:44 AM |
riproaringrapids | $50.00 | 1/24/2012 9:31:45 AM |
klinebarger | $25.00 | 1/24/2012 9:03:25 AM |
thunderkiss | $25.00 | 1/24/2012 9:06:19 AM |
robot777 | $72.00 | 1/24/2012 9:35:06 AM |
MiniBank998 | $25.00 | 1/24/2012 9:35:16 AM |
macgeek | $25.00 | 1/24/2012 9:36:31 AM |
elasermd | $50.00 | 1/24/2012 9:07:44 AM |
mpactlender | $25.00 | 1/24/2012 9:37:22 AM |
Quaven | $25.00 | 1/24/2012 9:37:49 AM |
tlam168 | $25.00 | 1/24/2012 9:11:35 AM |
figs4u2 | $100.00 | 1/24/2012 9:09:47 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:40 AM |
FlyingBobo | $25.00 | 1/24/2012 9:42:11 AM |
Azonic21 | $25.00 | 1/24/2012 9:42:21 AM |
secobarbital | $100.00 | 1/24/2012 9:18:55 AM |
ManhattanLender | $25.00 | 1/24/2012 9:19:23 AM |
fair_rates | $25.00 | 1/24/2012 9:44:07 AM |
compoundinterest | $50.00 | 1/24/2012 9:16:47 AM |
Kame | $25.00 | 1/24/2012 9:21:06 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:58 AM |
brazilofmux | $100.00 | 1/24/2012 9:21:40 AM |
Casman8815 | $25.00 | 1/24/2012 9:22:32 AM |
wtrboy | $25.00 | 1/24/2012 9:20:35 AM |
Proactive-Financial-Lending | $25.00 | 1/24/2012 9:22:35 AM |
jeffc92 | $50.00 | 1/24/2012 9:23:07 AM |
mizount | $25.00 | 1/24/2012 9:22:08 AM |
blackballplayer | $25.00 | 1/24/2012 9:24:38 AM |
wacko82 | $25.00 | 1/24/2012 9:25:16 AM |
pumped130 | $25.00 | 1/24/2012 9:27:15 AM |
NoCal | $25.00 | 1/24/2012 9:26:09 AM |
JohnW12 | $50.00 | 1/24/2012 9:47:40 AM |
js60l | $25.00 | 1/24/2012 9:27:31 AM |
nofreelunch | $50.00 | 1/24/2012 9:27:59 AM |
larslfe | $25.00 | 1/24/2012 9:29:01 AM |
aasx1108 | $25.00 | 1/24/2012 9:29:04 AM |
10ECgirl | $25.00 | 1/24/2012 9:28:58 AM |
BuffetRocks | $50.00 | 1/24/2012 9:29:30 AM |
lending401 | $25.00 | 1/24/2012 9:29:53 AM |
phillipd48 | $25.00 | 1/24/2012 9:48:39 AM |
freesia54 | $50.00 | 1/24/2012 9:30:21 AM |
ChicoBob | $25.00 | 1/24/2012 9:48:54 AM |
stuy1998 | $25.00 | 1/24/2012 9:31:37 AM |
Natronpee | $25.00 | 1/24/2012 9:31:47 AM |
anacent | $25.00 | 1/24/2012 9:32:02 AM |
Emgolda | $25.00 | 1/24/2012 9:32:20 AM |
boghdan2000 | $25.00 | 1/24/2012 9:32:43 AM |
xphile | $25.00 | 1/24/2012 9:52:52 AM |
cablenews | $100.00 | 1/24/2012 9:53:00 AM |
Aimvest | $25.00 | 1/24/2012 9:54:01 AM |
kyomoon | $50.00 | 1/24/2012 9:54:16 AM |
ATOHokie | $25.00 | 1/24/2012 9:55:00 AM |
Raptorman | $25.00 | 1/24/2012 9:35:23 AM |
revmax | $25.00 | 1/24/2012 9:57:12 AM |
dpfl55 | $25.00 | 1/24/2012 9:37:08 AM |
lifegrowth | $25.00 | 1/24/2012 9:59:37 AM |
Wowzer | $25.00 | 1/24/2012 9:37:31 AM |
ujiba | $50.00 | 1/24/2012 9:39:02 AM |
SanJoser | $25.00 | 1/24/2012 9:40:02 AM |
dfealk | $25.00 | 1/24/2012 9:40:40 AM |
GMPK_TLAS | $50.00 | 1/24/2012 9:39:50 AM |
PK_USMC | $25.00 | 1/24/2012 9:41:01 AM |
RusRobo | $25.00 | 1/24/2012 9:43:36 AM |
GreatReturnForYou | $25.00 | 1/24/2012 9:43:51 AM |
MrDavid | $75.00 | 1/24/2012 9:41:54 AM |
smallcountry | $25.00 | 1/24/2012 9:43:58 AM |
lowrate | $50.00 | 1/24/2012 9:41:58 AM |
sb0453 | $25.00 | 1/24/2012 9:42:15 AM |
Railbird | $25.00 | 1/24/2012 9:42:51 AM |
riskreward | $250.00 | 1/24/2012 9:44:54 AM |
dartmouth99 | $25.00 | 1/24/2012 9:45:27 AM |
skuba | $75.00 | 1/24/2012 9:45:42 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:26 AM |
Maccs55 | $25.00 | 1/24/2012 9:47:36 AM |
RockCrown | $25.00 | 1/24/2012 9:47:59 AM |
littlemonkey | $25.00 | 1/24/2012 9:49:03 AM |
virtualbank | $25.00 | 1/24/2012 9:48:40 AM |
AJSinvest | $25.00 | 1/24/2012 9:48:52 AM |
kalex752 | $25.00 | 1/24/2012 9:48:58 AM |
Cai8899 | $50.00 | 1/24/2012 9:49:51 AM |
acropiloterau2002 | $25.00 | 1/24/2012 9:49:23 AM |
Raser | $25.00 | 1/24/2012 9:50:27 AM |
antomi | $25.00 | 1/24/2012 9:50:00 AM |
LogicalCC | $25.00 | 1/24/2012 9:50:42 AM |
L-vex | $25.00 | 1/24/2012 9:52:26 AM |
rampe001 | $50.00 | 1/24/2012 9:53:02 AM |
naniamo | $25.00 | 1/24/2012 9:54:03 AM |
unknowable | $25.00 | 1/24/2012 9:54:27 AM |
-Tuxedo- | $25.00 | 1/24/2012 9:57:26 AM |
rulender | $25.00 | 1/24/2012 9:58:19 AM |
jeffpac | $50.00 | 1/24/2012 9:58:26 AM |
emo13 | $50.00 | 1/24/2012 10:00:30 AM |
LongTail | $25.00 | 1/24/2012 9:59:24 AM |
g314 | $25.00 | 1/24/2012 10:01:25 AM |
principal-trident | $25.00 | 1/24/2012 2:23:32 PM |
nickel-burger | $50.00 | 1/24/2012 3:30:46 PM |
pd_EXCELLENTcredit | $25.00 | 1/24/2012 11:20:11 AM |
jaredorlofsky | $25.00 | 1/24/2012 1:09:31 PM |
silver-mastery | $25.00 | 1/24/2012 5:03:36 PM |
natural-affluence4 | $25.00 | 1/24/2012 5:05:47 PM |
gallant-economy9 | $50.00 | 1/24/2012 5:07:21 PM |
bold-careful-finance | $40.00 | 1/24/2012 5:11:19 PM |
the-magnetic-transaction | $50.00 | 1/24/2012 2:53:18 PM |
sweet-loan7 | $25.00 | 1/24/2012 5:12:38 PM |
finance-explosion6 | $25.00 | 1/24/2012 5:13:23 PM |
paramjit | $50.00 | 1/24/2012 5:20:11 PM |
platinum-sorcerer6 | $50.00 | 1/24/2012 5:21:24 PM |
mennleo | $50.00 | 1/24/2012 5:22:26 PM |
Gabriel02 | $25.00 | 1/24/2012 5:05:41 PM |
vigilance-revolutionary | $50.00 | 1/24/2012 5:05:52 PM |
duty-accomplishment | $25.00 | 1/24/2012 5:06:04 PM |
transparency-giant | $50.00 | 1/24/2012 5:06:17 PM |
cosygirl | $50.00 | 1/24/2012 5:27:19 PM |
inventive-wealth2 | $25.00 | 1/24/2012 5:06:24 PM |
Hanalei712 | $50.00 | 1/24/2012 5:07:35 PM |
impressive-loan | $100.00 | 1/24/2012 5:28:36 PM |
ski bum | $100.00 | 1/24/2012 5:07:56 PM |
TBCapitol | $75.00 | 1/24/2012 5:29:11 PM |
marketplace-achievement | $25.00 | 1/24/2012 5:31:33 PM |
puifais | $50.00 | 1/24/2012 5:11:16 PM |
ProjectVenture | $25.00 | 1/24/2012 5:35:01 PM |
independent-revenue4 | $100.00 | 1/24/2012 5:11:04 PM |
credit-statuette8 | $25.00 | 1/24/2012 5:35:37 PM |
cpodakine | $25.00 | 1/24/2012 5:12:42 PM |
platinum-genetics | $25.00 | 1/24/2012 5:14:32 PM |
wise-repayment-kayak | $50.00 | 1/24/2012 5:13:05 PM |
euro-speaker8 | $25.00 | 1/24/2012 5:16:20 PM |
market-enthusiast | $25.00 | 1/24/2012 5:16:04 PM |
soulful-income6 | $100.00 | 1/24/2012 5:40:19 PM |
funds-promiser | $50.00 | 1/24/2012 5:40:54 PM |
TJ643 | $25.00 | 1/24/2012 5:41:55 PM |
leeball | $50.00 | 1/24/2012 5:42:20 PM |
bid-papyrus | $25.00 | 1/24/2012 5:19:48 PM |
wealthstar | $25.00 | 1/24/2012 5:20:46 PM |
gojackgo | $50.00 | 1/24/2012 5:22:34 PM |
just-benefit | $25.00 | 1/24/2012 5:46:38 PM |
the-profit-worker | $25.00 | 1/24/2012 5:24:28 PM |
balance-whistle7 | $25.00 | 1/24/2012 5:48:11 PM |
nojoke411 | $25.00 | 1/24/2012 5:22:05 PM |
Sid-K | $25.00 | 1/24/2012 5:22:20 PM |
banker727 | $25.00 | 1/24/2012 5:22:50 PM |
marketplace-cello5 | $25.00 | 1/24/2012 5:26:18 PM |
selfmademan | $25.00 | 1/24/2012 5:23:21 PM |
fairness-transporter6 | $25.00 | 1/24/2012 5:51:29 PM |
Mr_Marcus | $25.00 | 1/24/2012 5:25:38 PM |
roboflare | $50.00 | 1/24/2012 5:28:08 PM |
SojournerMobile | $25.00 | 1/24/2012 5:52:50 PM |
creative-gold | $25.00 | 1/24/2012 5:27:21 PM |
asset-equilibrium0 | $25.00 | 1/24/2012 5:29:08 PM |
vibrant-trade8 | $35.00 | 1/24/2012 5:28:58 PM |
transparency-halo | $25.00 | 1/24/2012 5:54:53 PM |
lounges | $25.00 | 1/24/2012 5:30:26 PM |
money-explorer3 | $25.00 | 1/24/2012 5:30:40 PM |
finance-negotiator2 | $25.00 | 1/24/2012 5:31:39 PM |
nicebank | $25.00 | 1/24/2012 5:55:57 PM |
community-saver158 | $50.00 | 1/24/2012 5:32:09 PM |
unforgettable-wealth4 | $50.00 | 1/24/2012 5:33:58 PM |
vivacious-truth3 | $25.00 | 1/24/2012 5:57:52 PM |
exchange-pledge | $50.00 | 1/24/2012 5:35:13 PM |
wbahl | $25.00 | 1/24/2012 5:35:45 PM |
cash-merry-maker | $25.00 | 1/24/2012 5:37:59 PM |
fair-funds | $25.00 | 1/24/2012 6:01:57 PM |
majestic-dedication | $50.00 | 1/24/2012 5:39:46 PM |
mtgops | $25.00 | 1/24/2012 5:41:08 PM |
nonukem | $25.00 | 1/24/2012 6:03:40 PM |
deal-frontier | $25.00 | 1/24/2012 6:04:00 PM |
forceful-note8 | $100.00 | 1/24/2012 5:41:28 PM |
buckeye9 | $25.00 | 1/24/2012 5:41:34 PM |
pleasant-basis | $25.00 | 1/24/2012 5:41:45 PM |
smallbizrule | $25.00 | 1/24/2012 5:42:02 PM |
liberty-viola | $25.00 | 1/24/2012 6:04:51 PM |
x-lender | $25.00 | 1/24/2012 5:43:25 PM |
UncleTupelo2 | $25.00 | 1/24/2012 5:43:53 PM |
best-deal-banker | $50.00 | 1/24/2012 5:44:19 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:19:12 PM |
adventurous-cash | $25.00 | 1/24/2012 5:45:24 PM |
hrubinst | $50.00 | 1/24/2012 5:47:54 PM |
adaptable-camaraderi | $25.00 | 1/24/2012 5:48:09 PM |
stensonb | $25.00 | 1/24/2012 5:46:45 PM |
Pizza-man | $50.00 | 1/24/2012 5:48:19 PM |
BoughtTheFarm | $25.00 | 1/24/2012 5:50:27 PM |
unequaled-loyalty7 | $25.00 | 1/24/2012 5:50:30 PM |
1phantom | $25.00 | 1/24/2012 5:49:41 PM |
trident9 | $50.00 | 1/24/2012 5:51:09 PM |
mlandrid | $25.00 | 1/24/2012 5:50:45 PM |
anyoi | $25.00 | 1/24/2012 5:50:50 PM |
jonniefive | $25.00 | 1/24/2012 5:51:42 PM |
don8ter | $50.00 | 1/24/2012 5:53:06 PM |
caring-truth9 | $50.00 | 1/24/2012 5:56:42 PM |
bold-yield-rumbler | $25.00 | 1/24/2012 5:59:25 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:57:04 PM |
orindalender | $50.00 | 1/24/2012 6:00:19 PM |
capital-dynamo0 | $25.00 | 1/24/2012 5:58:11 PM |
note-cougar0 | $25.00 | 1/24/2012 6:01:19 PM |
wise-alluring-penny | $50.00 | 1/24/2012 6:01:40 PM |
iem2509 | $35.00 | 1/24/2012 6:03:21 PM |
balance-hornet | $50.00 | 1/24/2012 6:01:44 PM |
red-unequivocal-finance | $25.00 | 1/24/2012 6:07:04 PM |
integrity-saver | $25.00 | 1/24/2012 6:03:44 PM |
innocent-loot | $25.00 | 1/24/2012 6:12:14 PM |
enticing-note | $25.00 | 1/24/2012 6:53:32 PM |
Florida67 | $50.00 | 1/25/2012 1:12:02 AM |
iwantmore | $25.00 | 1/25/2012 5:09:08 AM |
charming-dime | $50.00 | 1/24/2012 8:11:11 PM |
theprince | $50.00 | 1/24/2012 10:48:33 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:45 AM |
jcttjg | $25.00 | 1/25/2012 4:19:51 AM |
Arg3998 | $50.00 | 1/25/2012 4:26:58 AM |
GermanKid | $50.00 | 1/25/2012 4:44:45 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:35 AM |
Darts | $50.00 | 1/25/2012 8:17:50 AM |
thepillowsack | $25.00 | 1/25/2012 6:00:20 AM |
Teabi | $100.00 | 1/25/2012 6:02:39 AM |
fervent-currency5 | $75.00 | 1/25/2012 6:14:52 AM |
dr_lender | $50.00 | 1/25/2012 6:57:03 AM |
elfincove | $25.00 | 1/25/2012 6:28:51 AM |
alverado | $100.00 | 1/25/2012 7:03:43 AM |
my401K | $50.00 | 1/25/2012 7:35:55 AM |
FrayBentos | $25.00 | 1/25/2012 9:05:53 AM |
AWTT | $25.00 | 1/25/2012 7:50:44 AM |
dtrain5 | $50.00 | 1/25/2012 9:06:21 AM |
ultimatepaintball | $25.00 | 1/25/2012 7:43:10 AM |
murren | $25.00 | 1/25/2012 8:05:54 AM |
ritwngr | $25.00 | 1/25/2012 9:09:18 AM |
AgTiPinisher | $25.00 | 1/25/2012 9:12:19 AM |
unassuming-note | $25.00 | 1/25/2012 9:12:46 AM |
saihu | $25.00 | 1/25/2012 9:13:30 AM |
value-pole | $25.00 | 1/25/2012 9:14:06 AM |
Warwick | $50.00 | 1/25/2012 9:14:19 AM |
kirat15 | $50.00 | 1/25/2012 8:45:09 AM |
kbguru | $25.00 | 1/25/2012 9:15:18 AM |
-J | $50.00 | 1/25/2012 9:15:30 AM |
tatsuo20001 | $25.00 | 1/25/2012 9:15:32 AM |
jump58 | $25.00 | 1/25/2012 9:15:42 AM |
joedeshon | $25.00 | 1/25/2012 9:16:35 AM |
lost-money-so-far-on-these | $25.00 | 1/25/2012 9:18:01 AM |
Seadrag367 | $25.00 | 1/25/2012 9:22:29 AM |
Getwood | $25.00 | 1/25/2012 9:23:24 AM |
ashik | $25.00 | 1/25/2012 9:23:35 AM |
camaraderi-entrepreneur | $25.00 | 1/25/2012 9:24:22 AM |
hptcrabbers | $25.00 | 1/25/2012 9:06:13 AM |
shorthairedg | $25.00 | 1/25/2012 9:26:39 AM |
Cashew6 | $25.00 | 1/25/2012 9:08:42 AM |
theemhdoctor | $25.00 | 1/25/2012 9:09:23 AM |
BiggestG | $25.00 | 1/25/2012 9:08:53 AM |
the-deal-socrates | $100.00 | 1/25/2012 9:09:05 AM |
tsui517 | $50.00 | 1/25/2012 9:11:07 AM |
lucrative-transparency0 | $100.00 | 1/25/2012 9:11:49 AM |
rockpalm | $25.00 | 1/25/2012 9:10:45 AM |
geekguy | $25.00 | 1/25/2012 9:11:03 AM |
SMVM87 | $25.00 | 1/25/2012 9:12:51 AM |
safe-payment8 | $25.00 | 1/25/2012 9:13:46 AM |
Turkish101 | $25.00 | 1/25/2012 9:14:14 AM |
lagnisiruk | $25.00 | 1/25/2012 9:16:31 AM |
Yaout | $50.11 | 1/25/2012 9:14:34 AM |
mflawyer | $25.00 | 1/25/2012 9:17:15 AM |
skvat | $25.00 | 1/25/2012 9:18:03 AM |
holstj | $25.00 | 1/25/2012 9:16:48 AM |
Duchdad | $25.00 | 1/25/2012 9:21:19 AM |
atope | $25.00 | 1/25/2012 9:21:36 AM |
esabzb | $25.00 | 1/25/2012 9:21:59 AM |
Scott0007 | $25.00 | 1/25/2012 9:24:45 AM |
educationfirst | $50.00 | 1/25/2012 9:23:03 AM |
seanvr33 | $25.00 | 1/25/2012 9:24:13 AM |
paddatjie | $25.00 | 1/25/2012 9:26:14 AM |
fulfilling-market2 | $100.00 | 1/25/2012 9:26:55 AM |
miket71 | $30.00 | 1/25/2012 9:25:21 AM |
601 Investments
|
Borrower Payment Dependent Notes Series
552153
This series of Notes was issued and sold upon the funding of the borrower loan #59326, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2000 |
Debt/Income ratio:
| 42% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,828 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| integrity-victor2 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for me
Purpose of loan:
This loan will be used to...consolidate a couple high monthly payment debts to a lower monthly payment that pays off loan rather than just paying interest.
My financial situation:
I am a good candidate for this loan because...I have an excellent payment history with any loan Ive had over the years and I have a stable source of income.
Monthly net income: $5500
Monthly expenses: $ 3350
Housing: $1100
Insurance: $150
Car expenses: $775
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $400 groceries
Credit cards and other loans: $400
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/23/2012 11:09:10 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
552155
This series of Notes was issued and sold upon the funding of the borrower loan #59225, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,200.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $168.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1988 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,639 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| poetic-note855 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Suzuki Boulevard M50
Purpose of loan:
This loan will be used to...purchase a pre-owned motorcycle
My financial situation:
I am a good candidate for this loan because...I have stable employment, and have good payment history.
Monthly net income: $5400
Monthly expenses: $
Housing: $1200
Insurance: $180
Car expenses: $700
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 1/19/2012 5:02:38 PM |
worth-blanket2 | $4,200.00 | 1/19/2012 5:03:04 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
552177
This series of Notes was issued and sold upon the funding of the borrower loan #59356, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $322.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| 9% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $225,188 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-adventurous-payout |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
01/17/2012
Purpose of loan:
Take care of some outstanding obligations
My financial situation:
I am a good candidate for this loan because...I am expecting bonus compensation from my employer in a few week, so the loan will be paid off in 30 - 45 days.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/17/2012 5:35:28 PM |
AFairDeal | $25.00 | 1/17/2012 5:48:42 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:18 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:27 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:55 PM |
hitsman | $50.00 | 1/22/2012 12:13:18 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:05 AM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:26 PM |
mar97 | $25.00 | 1/23/2012 3:22:39 PM |
indomitable-coin | $25.00 | 1/23/2012 5:23:41 PM |
kevin314 | $25.00 | 1/23/2012 5:29:50 PM |
Tylerh | $250.00 | 1/23/2012 5:35:06 PM |
leodaguy | $100.00 | 1/23/2012 5:25:39 PM |
E_G | $50.00 | 1/23/2012 5:24:10 PM |
Index_Plus | $8,633.99 | 1/23/2012 9:41:36 PM |
green-trade-dolphin2 | $29.01 | 1/17/2012 5:02:30 PM |
sturdy-fairness0 | $100.00 | 1/17/2012 5:36:23 PM |
kenji4861 | $25.00 | 1/17/2012 5:14:03 PM |
Harry | $50.00 | 1/17/2012 5:33:30 PM |
a-finance-nirvana | $25.00 | 1/18/2012 5:01:32 AM |
a- | $25.00 | 1/18/2012 12:30:52 PM |
csakhil | $25.00 | 1/18/2012 1:28:53 PM |
edaguy | $62.00 | 1/21/2012 12:25:09 PM |
gentle-gain235 | $50.00 | 1/21/2012 2:00:48 PM |
downtownfarm | $25.00 | 1/23/2012 5:09:24 PM |
genius520 | $50.00 | 1/23/2012 5:25:08 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
552181
This series of Notes was issued and sold upon the funding of the borrower loan #59393, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1999 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| bid-magnate5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
EMT
Purpose of loan: consolidate some bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2000.00
Monthly expenses: $
Housing: $ 645.00
Insurance: $146.00
Car expenses: $245.00
Utilities: $40.00
Phone, cable, internet: $19.99
Food, entertainment: $200.00
Clothing, household expenses: $
Credit cards and other loans: $120.00
Other expenses: $400.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/18/2012 9:10:52 AM |
shawnw2 | $35.00 | 1/20/2012 1:25:15 AM |
bubb_hans | $50.00 | 1/18/2012 9:49:11 AM |
cattlebaron | $25.00 | 1/18/2012 10:35:24 AM |
csakhil | $25.00 | 1/18/2012 1:28:56 PM |
Ron_Paul_for_President_2012 | $32.62 | 1/18/2012 2:09:29 PM |
2grindstones | $25.00 | 1/18/2012 7:18:07 PM |
Rogelio48 | $25.00 | 1/18/2012 8:29:13 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:48 PM |
neorunner | $25.00 | 1/20/2012 9:24:23 AM |
MrDance123 | $25.00 | 1/20/2012 12:03:48 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:11 PM |
loss-of-control | $100.00 | 1/20/2012 6:41:07 PM |
oxnard | $50.00 | 1/20/2012 2:28:53 PM |
Dubbs360 | $25.00 | 1/21/2012 12:18:40 PM |
Rulea72 | $25.00 | 1/21/2012 3:34:28 PM |
pinballwizard | $25.00 | 1/22/2012 12:01:19 AM |
amusement4 | $100.00 | 1/21/2012 10:11:29 PM |
dissector56958 | $26.00 | 1/22/2012 6:02:48 PM |
cello1 | $25.00 | 1/22/2012 6:58:12 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:50 PM |
168RichCapital | $25.01 | 1/23/2012 6:33:03 AM |
proper-loot3 | $25.00 | 1/23/2012 7:19:33 AM |
new-orbital-transaction | $25.00 | 1/22/2012 2:33:33 PM |
glroark | $50.00 | 1/23/2012 9:08:05 AM |
whitegold24k | $100.00 | 1/23/2012 9:33:55 AM |
favorite-commerce | $40.00 | 1/23/2012 9:59:57 AM |
SolarMoonshine | $25.00 | 1/18/2012 9:44:14 AM |
grammaspurse | $25.00 | 1/18/2012 9:55:32 AM |
finance-investor3 | $25.00 | 1/18/2012 11:36:07 AM |
interest88 | $25.00 | 1/18/2012 1:40:45 PM |
genuine-integrity0 | $25.00 | 1/18/2012 4:25:16 PM |
SFBank | $50.00 | 1/18/2012 5:10:50 PM |
LiveNow | $40.00 | 1/18/2012 5:29:17 PM |
Digger85 | $50.00 | 1/18/2012 6:17:58 PM |
greencat | $50.00 | 1/19/2012 3:50:33 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:09 PM |
Moneypenny6 | $25.00 | 1/19/2012 6:31:46 PM |
atlas100 | $25.00 | 1/19/2012 7:24:32 PM |
SecondChanceLendingSERV | $25.97 | 1/20/2012 7:53:46 AM |
ASuperJohn | $150.00 | 1/19/2012 8:26:52 PM |
let_me_retire | $50.00 | 1/19/2012 9:22:19 PM |
transformer855 | $25.00 | 1/20/2012 9:03:42 AM |
houli123 | $25.00 | 1/20/2012 9:45:49 AM |
social-hunter5 | $27.39 | 1/20/2012 4:23:48 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:25 AM |
master648 | $27.13 | 1/21/2012 6:26:57 AM |
green-rate-futurist | $33.00 | 1/21/2012 6:54:22 AM |
magical-durability9 | $25.00 | 1/21/2012 6:43:03 AM |
rautility | $25.00 | 1/21/2012 10:13:43 AM |
hidavehi | $26.00 | 1/21/2012 2:01:53 PM |
wise-peaceful-p2ploan | $25.00 | 1/22/2012 5:03:41 AM |
Kapitaal | $25.00 | 1/21/2012 4:00:22 PM |
kulender | $50.00 | 1/22/2012 9:41:06 AM |
life-is-great | $25.00 | 1/22/2012 12:25:21 PM |
Asgardian | $25.00 | 1/22/2012 1:26:33 PM |
fuzed | $50.00 | 1/23/2012 6:57:37 AM |
calimanusa | $51.00 | 1/22/2012 10:46:50 PM |
Yaout | $80.00 | 1/22/2012 8:21:43 PM |
orearella3 | $25.00 | 1/23/2012 9:37:28 AM |
buffalobills | $25.00 | 1/23/2012 6:54:31 AM |
melodious-openness | $1,153.76 | 1/23/2012 10:53:55 AM |
newest-stable-integrity | $25.00 | 1/23/2012 10:43:00 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
552207
This series of Notes was issued and sold upon the funding of the borrower loan #59483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $74.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1987 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,243 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| resolute-value4 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
unexpected
Purpose of loan:
This loan will be used to...take care of unexpected family problem
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $600
Monthly expenses: $60
Housing: $0
Insurance: $40
Car expenses: $60
Utilities: $100
Phone, cable, internet: $220
Food, entertainment: $60
Clothing, household expenses: $
Credit cards and other loans: $60
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LuvToLend | $25.00 | 1/18/2012 9:11:03 AM |
nimble-revenue5 | $50.00 | 1/18/2012 9:30:46 AM |
rupee-equation2 | $25.00 | 1/18/2012 9:34:19 AM |
csakhil | $25.00 | 1/18/2012 1:28:57 PM |
tech310 | $50.00 | 1/18/2012 7:43:24 PM |
john0720 | $25.00 | 1/20/2012 7:23:25 AM |
kulender | $50.00 | 1/20/2012 6:15:32 AM |
chato2345 | $32.77 | 1/20/2012 4:09:44 PM |
Fire-your-banker | $115.06 | 1/20/2012 4:16:36 PM |
ssb | $1,115.65 | 1/20/2012 1:30:52 PM |
oxnard | $50.00 | 1/20/2012 2:35:06 PM |
luann199 | $26.52 | 1/20/2012 2:53:48 PM |
worthy-bid8 | $50.00 | 1/18/2012 9:20:11 AM |
Weaverville | $25.00 | 1/18/2012 10:49:13 AM |
economy-coup | $50.00 | 1/18/2012 9:22:33 AM |
Investor_DP | $100.00 | 1/18/2012 5:43:09 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:29 AM |
Credit4Talent | $35.00 | 1/19/2012 4:23:11 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:55 PM |
kevin314 | $25.00 | 1/19/2012 11:18:42 PM |
ohdannyboyo | $25.00 | 1/20/2012 9:52:56 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
552211
This series of Notes was issued and sold upon the funding of the borrower loan #59826, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $320.80 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 32% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $87 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| emphatic-silver2 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2400
Monthly expenses: $900
Housing: $0
Insurance: $230
Car expenses: $0
Utilities: $0
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $31.00 | 1/20/2012 5:03:44 PM |
toblerone | $25.00 | 1/20/2012 5:13:03 PM |
nimble-revenue5 | $50.00 | 1/20/2012 5:17:22 PM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:36 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:06 PM |
Weaverville | $25.00 | 1/23/2012 9:22:04 AM |
jamiee73 | $25.00 | 1/23/2012 5:31:31 PM |
kulender | $50.00 | 1/24/2012 5:13:27 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:58 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:42 PM |
Eagledrop | $25.00 | 1/24/2012 11:29:59 AM |
duty-explosion9 | $25.00 | 1/24/2012 12:41:36 PM |
rate-authority2 | $25.00 | 1/24/2012 2:00:21 PM |
jga516 | $25.00 | 1/24/2012 4:03:00 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:28 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:29 PM |
important-openness1 | $60.00 | 1/24/2012 5:35:32 PM |
WilliamLeeSims | $25.00 | 1/24/2012 5:17:49 PM |
genius520 | $50.00 | 1/24/2012 5:19:55 PM |
hitsman | $50.00 | 1/24/2012 5:53:40 PM |
money-bauble | $100.00 | 1/24/2012 5:34:33 PM |
frogperson | $250.00 | 1/24/2012 6:39:04 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:06 PM |
melodious-openness | $300.00 | 1/24/2012 6:45:54 PM |
enticing-note | $25.00 | 1/24/2012 6:53:55 PM |
suave-dime6 | $25.00 | 1/25/2012 5:57:29 AM |
jstefans | $25.00 | 1/25/2012 9:05:40 AM |
Comoparklender | $25.00 | 1/25/2012 9:25:42 AM |
handshake5 | $79.00 | 1/25/2012 9:30:49 AM |
Tradesmanlender | $25.00 | 1/25/2012 9:33:17 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:10 AM |
Smartgrowth40 | $50.00 | 1/25/2012 9:36:57 AM |
rescue | $100.00 | 1/25/2012 9:51:59 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:07 AM |
life-is-great | $25.00 | 1/25/2012 10:01:50 AM |
principal-cooker2 | $100.00 | 1/25/2012 10:08:28 AM |
exciting-gold6 | $50.00 | 1/25/2012 4:14:56 PM |
EatWiCheese | $28.00 | 1/25/2012 3:45:24 PM |
the-hope-workhorse | $100.00 | 1/26/2012 9:25:08 AM |
the-hope-workhorse | $100.00 | 1/26/2012 12:27:10 PM |
john0720 | $50.00 | 1/26/2012 2:31:04 PM |
red-diversification-paradise | $50.00 | 1/26/2012 12:28:19 PM |
jalapeno2 | $25.00 | 1/26/2012 4:31:55 PM |
trade-freshmaker | $25.00 | 1/26/2012 2:04:02 PM |
Bob450 | $25.00 | 1/26/2012 4:57:59 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:43 PM |
ethical-truth211 | $100.00 | 1/26/2012 4:35:14 PM |
Index_Plus | $5,647.57 | 1/26/2012 6:35:50 PM |
kevin314 | $25.00 | 1/20/2012 5:14:46 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:21 AM |
MAKIN_IT_RAIN | $28.41 | 1/24/2012 1:23:48 PM |
jeg3k | $50.00 | 1/24/2012 10:23:59 AM |
selector568 | $300.00 | 1/24/2012 5:20:28 PM |
proud-pound4 | $25.00 | 1/24/2012 5:26:21 PM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:49 PM |
nex | $25.00 | 1/24/2012 5:36:54 PM |
Tylerh | $250.00 | 1/24/2012 5:43:30 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:35 PM |
asset-professor | $25.00 | 1/24/2012 5:55:41 PM |
unconquerable-openness9 | $100.00 | 1/24/2012 8:04:15 PM |
emosspot | $25.00 | 1/24/2012 6:47:02 PM |
dinhkevin_usa | $25.98 | 1/24/2012 8:24:05 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:42 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:48 AM |
finance-prescription | $100.00 | 1/25/2012 9:25:52 AM |
happy-return4 | $25.00 | 1/25/2012 9:27:47 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:38 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:21 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:28 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:18 AM |
generosity-giraffe0 | $25.00 | 1/25/2012 12:55:36 PM |
unclejaef | $25.00 | 1/25/2012 4:29:07 PM |
SFBank | $50.00 | 1/25/2012 6:39:55 PM |
Investor_DP | $100.00 | 1/26/2012 1:00:17 PM |
Sid-K | $25.00 | 1/26/2012 5:13:36 PM |
gold-cluster | $50.00 | 1/26/2012 5:00:18 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:08 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:22 PM |
ouyangers | $25.00 | 1/26/2012 6:06:43 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
552219
This series of Notes was issued and sold upon the funding of the borrower loan #59301, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $189.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,531 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| market-seahorse3 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Effort
Purpose of loan:
This loan will be used to consolidate debt.
My financial situation:
I am a good candidate for this loan because I pay my bills ontime and typically pay more than the required minimum.
Monthly net income: $2900.00
Monthly expenses: $200.00
Housing: $600.00
Insurance: $50.00
Car expenses: $375.00
Utilities: $130.00
Phone, cable, internet: $150.00
Food, entertainment: $200.00
Clothing, household expenses: $25.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
impressive-justice6 | $50.00 | 1/18/2012 9:12:17 AM |
wildanne | $100.00 | 1/18/2012 9:49:41 AM |
superb-funds335 | $25.00 | 1/18/2012 9:29:03 AM |
Investor_DP | $100.00 | 1/18/2012 9:41:23 AM |
compassion-neutron | $25.00 | 1/19/2012 12:42:34 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:30 AM |
enriching-dollar1 | $100.00 | 1/19/2012 5:16:43 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:31 PM |
edaguy | $75.00 | 1/19/2012 5:31:13 PM |
hitsman | $50.00 | 1/19/2012 5:35:12 PM |
downtownfarm | $25.00 | 1/19/2012 5:25:50 PM |
top-courteous-peso | $75.00 | 1/19/2012 5:20:27 PM |
Domgabriel | $30.00 | 1/20/2012 3:34:42 AM |
Wildcat23 | $50.00 | 1/20/2012 8:40:51 AM |
integrity-american | $50.00 | 1/19/2012 8:51:42 PM |
john0720 | $25.00 | 1/20/2012 7:23:26 AM |
unbeatable-credit1 | $50.00 | 1/20/2012 8:20:14 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:48:37 AM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:21 AM |
whistle4 | $45.00 | 1/21/2012 9:09:20 AM |
Rivervale_Westwood | $25.00 | 1/21/2012 11:06:18 AM |
Wishmaker | $100.00 | 1/21/2012 11:46:40 AM |
marwadi-62 | $75.00 | 1/21/2012 8:12:35 AM |
SolarMoonshine | $25.00 | 1/21/2012 3:59:58 AM |
trustworthy-hope189 | $50.00 | 1/21/2012 10:35:20 AM |
BeatrixKiddo | $25.00 | 1/21/2012 8:35:43 AM |
PaulW | $25.00 | 1/21/2012 12:12:47 PM |
pirahna125 | $25.00 | 1/21/2012 12:42:14 PM |
famous-bill | $75.00 | 1/21/2012 3:08:32 PM |
squadron781 | $25.00 | 1/21/2012 5:12:11 PM |
currency-persimmon | $25.00 | 1/22/2012 7:39:27 AM |
mindful-deal289 | $25.00 | 1/21/2012 4:57:04 PM |
generosity-poem2 | $200.00 | 1/22/2012 11:59:44 AM |
a-reasonable-return | $25.00 | 1/21/2012 7:29:36 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:49:08 PM |
wlm3012 | $40.00 | 1/22/2012 12:58:13 PM |
Index_Plus | $1,687.47 | 1/22/2012 2:20:38 PM |
CleverHat | $50.00 | 1/22/2012 1:39:52 PM |
kenji4861 | $25.00 | 1/18/2012 9:14:31 AM |
daekpon | $50.00 | 1/18/2012 3:31:46 PM |
reflective-rupee | $25.00 | 1/18/2012 3:29:53 PM |
csakhil | $25.00 | 1/18/2012 1:28:58 PM |
tech310 | $50.00 | 1/18/2012 7:47:11 PM |
vutah | $25.00 | 1/18/2012 6:52:12 PM |
Nazbuster | $100.00 | 1/19/2012 5:05:41 PM |
toblerone | $25.00 | 1/19/2012 5:07:07 PM |
EngineersAlliance | $125.00 | 1/19/2012 5:17:46 PM |
Land_on_your_feet | $25.00 | 1/19/2012 6:40:49 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:45 PM |
kevin314 | $50.00 | 1/19/2012 11:19:40 PM |
kulender | $50.00 | 1/20/2012 6:15:33 AM |
enchanted-note | $25.00 | 1/20/2012 9:05:29 AM |
sonicpluto | $25.00 | 1/20/2012 9:18:49 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:18:56 AM |
oxnard | $50.00 | 1/20/2012 2:28:53 PM |
scoobiedoo | $25.00 | 1/20/2012 11:28:58 AM |
giantfan19 | $25.00 | 1/20/2012 10:13:57 PM |
adir1 | $35.00 | 1/21/2012 8:49:18 AM |
thinker6 | $50.00 | 1/21/2012 4:43:52 AM |
terrific-dough6 | $75.00 | 1/21/2012 12:48:44 PM |
unger | $200.00 | 1/21/2012 3:35:07 PM |
SomebodysMom | $27.47 | 1/21/2012 9:20:45 PM |
green28 | $80.06 | 1/21/2012 1:40:35 PM |
chris668 | $25.00 | 1/22/2012 4:24:37 AM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:53 AM |
revenue-king | $25.00 | 1/22/2012 9:31:39 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:07 AM |
selector568 | $300.00 | 1/22/2012 12:27:47 PM |
dinero-path5 | $50.00 | 1/22/2012 10:55:50 AM |
orearella3 | $25.00 | 1/22/2012 12:45:14 PM |
value-wind0 | $30.00 | 1/22/2012 11:46:59 AM |
Peacepower | $25.00 | 1/22/2012 12:30:23 PM |
the-magnetic-transaction | $50.00 | 1/22/2012 12:30:42 PM |
Asgardian | $25.00 | 1/22/2012 1:22:44 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
552233
This series of Notes was issued and sold upon the funding of the borrower loan #59384, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $348.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,671 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| integrity-enthusiast3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Sr. Credit Analyst
Purpose of loan:
This loan will be used to make home improvements.
My financial situation:
I am a good candidate for this loan because.I have the capacity to repay the loan, I am in a stable position with my employer with stability.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/18/2012 9:14:13 AM |
green-trade-dolphin2 | $27.98 | 1/18/2012 9:02:19 AM |
Aberdeen | $1,999.00 | 1/18/2012 9:28:46 AM |
Harry | $50.00 | 1/18/2012 9:20:51 AM |
Investor_DP | $100.00 | 1/18/2012 9:41:11 AM |
superb-funds335 | $25.00 | 1/18/2012 9:29:03 AM |
csakhil | $25.00 | 1/18/2012 1:28:58 PM |
prudent-payout462 | $25.00 | 1/18/2012 1:41:42 PM |
prudent-payout462 | $25.00 | 1/18/2012 1:47:07 PM |
BAJMP | $25.00 | 1/18/2012 12:24:42 PM |
Theodon | $25.00 | 1/18/2012 4:43:29 PM |
Rivervale_Westwood | $25.00 | 1/19/2012 5:48:23 AM |
moola-gargantuan9 | $50.00 | 1/19/2012 6:22:37 AM |
Interloper | $25.00 | 1/19/2012 11:00:00 AM |
downtownfarm | $25.00 | 1/19/2012 5:25:50 PM |
wlm3012 | $40.00 | 1/19/2012 7:45:47 PM |
edaguy | $75.00 | 1/19/2012 5:31:13 PM |
I_Like_to_Invest | $120.00 | 1/20/2012 10:56:28 AM |
indomitable-coin | $25.00 | 1/20/2012 5:17:51 PM |
thinker6 | $50.00 | 1/21/2012 4:47:22 AM |
contract-oyster1 | $100.00 | 1/21/2012 3:50:55 PM |
Littlepeng | $25.00 | 1/22/2012 11:57:42 AM |
BxRealtor | $25.00 | 1/22/2012 12:40:45 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:07 AM |
Tylerh | $250.00 | 1/22/2012 12:36:58 PM |
leodaguy | $100.00 | 1/22/2012 12:38:47 PM |
mar97 | $25.00 | 1/23/2012 3:22:40 PM |
bruin558 | $60.00 | 1/23/2012 5:58:33 PM |
Index_Plus | $9,294.02 | 1/23/2012 9:42:38 PM |
sturdy-fairness0 | $100.00 | 1/18/2012 9:27:21 AM |
rupee-equation2 | $25.00 | 1/18/2012 9:34:19 AM |
Kessler | $25.00 | 1/18/2012 10:41:49 AM |
AFairDeal | $25.00 | 1/18/2012 9:15:58 AM |
GreenLender11 | $100.00 | 1/18/2012 1:47:19 PM |
EngineersAlliance | $100.00 | 1/18/2012 9:40:25 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:10 PM |
enriching-dollar1 | $100.00 | 1/18/2012 5:14:05 PM |
gaiusceasar | $25.00 | 1/19/2012 9:22:05 AM |
hitsman | $50.00 | 1/19/2012 9:37:11 AM |
I_Like_to_Invest | $100.00 | 1/19/2012 10:45:48 AM |
currency-balancer | $50.00 | 1/19/2012 4:48:42 PM |
kevin314 | $50.00 | 1/19/2012 11:19:40 PM |
selector568 | $300.00 | 1/20/2012 9:23:40 AM |
dime-sprout | $25.00 | 1/20/2012 9:40:38 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:57 PM |
genius520 | $50.00 | 1/20/2012 5:36:39 PM |
E_G | $49.00 | 1/21/2012 12:35:17 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:51 PM |
Sevron | $100.00 | 1/21/2012 6:09:36 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:51 PM |
prudent-bid3 | $25.00 | 1/22/2012 6:36:12 PM |
SCD | $25.00 | 1/22/2012 7:14:47 PM |
value-searcher3 | $80.00 | 1/22/2012 5:31:36 PM |
Weaverville | $25.00 | 1/23/2012 9:22:01 AM |
SAMCRO | $50.00 | 1/23/2012 2:04:38 PM |
betterthanstock | $50.00 | 1/23/2012 4:48:39 PM |
upbeat-investment9 | $100.00 | 1/23/2012 6:44:05 PM |
hope-fortress753 | $25.00 | 1/23/2012 7:23:30 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
552267
This series of Notes was issued and sold upon the funding of the borrower loan #59246, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 21y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mogul737 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:medicalbill consolidation
This loan will be used to. pay off medical expenses..
My financial situation:
I am a good candidate for this loan because...
Monthly net income:1,764.00
Monthly expenses:
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $40.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LuvToLend | $25.00 | 1/18/2012 9:11:03 AM |
cattlebaron | $25.00 | 1/18/2012 10:28:36 AM |
SFBank | $50.00 | 1/18/2012 5:09:46 PM |
Free-the-usa-1776 | $25.00 | 1/18/2012 5:03:05 PM |
skillful-asset5 | $30.00 | 1/18/2012 5:52:33 PM |
green-rate-futurist | $25.00 | 1/18/2012 6:03:29 PM |
justice-trailblazer0 | $25.00 | 1/18/2012 9:49:33 PM |
DHolly | $31.00 | 1/19/2012 9:35:08 AM |
naffets77 | $25.00 | 1/19/2012 3:51:19 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:25:58 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:49 PM |
ASuperJohn | $150.00 | 1/19/2012 8:26:52 PM |
Bob450 | $25.00 | 1/20/2012 7:01:56 AM |
houli123 | $25.00 | 1/20/2012 9:45:50 AM |
greencat | $50.00 | 1/20/2012 7:24:28 AM |
orearella3 | $25.00 | 1/20/2012 9:49:29 AM |
himistu22 | $25.00 | 1/20/2012 10:38:09 PM |
kurtb57 | $100.00 | 1/20/2012 6:57:25 PM |
Jon8403 | $50.00 | 1/21/2012 5:14:27 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:26 AM |
ethical-truth211 | $100.00 | 1/21/2012 6:28:40 AM |
Loanstou | $111.83 | 1/20/2012 8:29:17 PM |
droopie1 | $25.00 | 1/21/2012 2:33:10 AM |
insrq | $25.00 | 1/21/2012 8:41:09 AM |
taetrade | $25.00 | 1/21/2012 5:17:18 AM |
bidness | $118.32 | 1/21/2012 8:53:12 AM |
undergroundmike | $59.98 | 1/21/2012 5:43:59 AM |
OLYVRC | $25.00 | 1/21/2012 6:52:14 AM |
n2fitns | $85.00 | 1/20/2012 9:06:56 PM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:59 AM |
trader-joe | $25.00 | 1/21/2012 7:40:00 AM |
managedfund | $333.00 | 1/18/2012 9:20:30 AM |
kind-credit-bear | $25.00 | 1/18/2012 9:50:17 AM |
Dubbs360 | $25.00 | 1/18/2012 9:40:42 AM |
radforj22 | $25.00 | 1/18/2012 10:48:34 AM |
bubb_hans | $50.00 | 1/18/2012 9:49:12 AM |
cattlebaron | $75.00 | 1/18/2012 10:29:18 AM |
csakhil | $25.00 | 1/18/2012 1:28:59 PM |
atlas100 | $25.00 | 1/18/2012 2:50:38 PM |
tech310 | $50.00 | 1/18/2012 7:39:42 PM |
back-scratchers | $50.00 | 1/18/2012 7:02:24 PM |
melodious-openness | $100.00 | 1/19/2012 12:08:59 AM |
money-fort | $25.00 | 1/19/2012 10:13:46 AM |
attractive-fund | $50.00 | 1/20/2012 6:36:23 AM |
let_me_retire | $30.00 | 1/20/2012 5:09:57 AM |
SecondChanceLendingSERV | $25.00 | 1/20/2012 7:46:47 AM |
credit-coach118 | $25.56 | 1/20/2012 9:10:55 AM |
oxnard | $50.00 | 1/20/2012 2:28:53 PM |
thankful-nickel2 | $25.00 | 1/20/2012 9:59:22 AM |
chato2345 | $25.00 | 1/20/2012 4:00:28 PM |
Kapitaal | $25.00 | 1/20/2012 12:36:20 PM |
saihu | $50.31 | 1/20/2012 8:07:06 PM |
boola1010 | $50.00 | 1/20/2012 9:19:28 PM |
BigBizBuilder | $25.00 | 1/21/2012 2:43:27 AM |
investment-cluster | $40.00 | 1/21/2012 2:54:29 AM |
loss-of-control | $100.00 | 1/20/2012 6:31:07 PM |
forthright-durability | $25.00 | 1/20/2012 8:41:25 PM |
rummy06 | $25.00 | 1/21/2012 7:00:44 AM |
five-star-bonus6 | $30.00 | 1/21/2012 7:31:46 AM |
Haribelle | $25.00 | 1/21/2012 8:39:46 AM |
blackberryhill | $30.00 | 1/21/2012 6:23:30 AM |
ckbr | $25.00 | 1/21/2012 6:49:08 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
552269
This series of Notes was issued and sold upon the funding of the borrower loan #59485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1976 |
Debt/Income ratio:
| 55% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,640 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-independent-bill |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $12,564.77 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
|
Principal balance:
| $9,902.86 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt free 3 years
Purpose of loan: To be debt free.
My financial situation:
I am a good candidate for this loan because... I have a perfect record with Prosper.With this loan I will be debt free in three years or less.
I will only have my mortgage left. Thank you , Prosper Lenders.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $56.96 | 1/18/2012 9:04:17 AM |
top-courteous-peso | $75.00 | 1/18/2012 9:31:17 AM |
a- | $25.00 | 1/18/2012 9:22:31 AM |
Zoramite | $25.00 | 1/18/2012 9:06:50 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:11 PM |
trade-burrito4 | $35.00 | 1/18/2012 9:47:56 AM |
Mrs-Honeydew | $25.00 | 1/18/2012 10:57:38 AM |
csakhil | $25.00 | 1/18/2012 1:28:59 PM |
hitsman | $50.00 | 1/18/2012 5:37:18 PM |
enriching-dollar1 | $100.00 | 1/18/2012 5:14:05 PM |
tech310 | $50.00 | 1/18/2012 7:47:11 PM |
first-serene-credit | $25.00 | 1/19/2012 8:23:00 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:30 AM |
treasure-hunter270 | $25.00 | 1/19/2012 5:33:00 PM |
ptjg | $100.00 | 1/19/2012 5:29:08 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:31 PM |
kulender | $50.00 | 1/20/2012 6:15:34 AM |
kevin314 | $25.00 | 1/20/2012 9:40:26 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:07 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:38 AM |
LookingGlassInvestmentsLLC | $25.00 | 1/23/2012 9:29:28 PM |
DreDub | $50.00 | 1/23/2012 9:59:03 PM |
intelligent-yield | $50.00 | 1/24/2012 9:34:18 AM |
squarebob | $25.00 | 1/24/2012 9:19:40 AM |
Weaverville | $25.00 | 1/24/2012 9:32:57 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:41 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:32 AM |
brightest-gain-investor | $2,000.00 | 1/24/2012 1:50:43 PM |
rate-welder8 | $100.00 | 1/24/2012 11:10:28 AM |
Bankman68 | $25.00 | 1/24/2012 11:39:58 AM |
majestic-repayment3 | $25.00 | 1/24/2012 12:20:33 PM |
ddog0224 | $25.00 | 1/24/2012 12:49:59 PM |
lucrative-worth | $50.00 | 1/24/2012 12:47:19 PM |
High-flyer | $25.00 | 1/24/2012 5:08:19 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:27 PM |
influential-benjamins0 | $45.00 | 1/24/2012 5:21:08 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:22 PM |
zone6 | $100.00 | 1/24/2012 5:47:00 PM |
GCInvestments | $25.00 | 1/24/2012 5:51:13 PM |
secureincome | $1,333.00 | 1/24/2012 5:38:34 PM |
sappy02 | $50.00 | 1/24/2012 5:42:39 PM |
oxnard | $50.00 | 1/24/2012 6:07:24 PM |
emosspot | $25.00 | 1/24/2012 6:47:01 PM |
ivy-league-MBA | $25.00 | 1/24/2012 5:55:17 PM |
enticing-note | $25.00 | 1/24/2012 6:53:34 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:58:15 PM |
radforj22 | $50.00 | 1/24/2012 6:31:12 PM |
Relaxo | $50.00 | 1/24/2012 6:28:01 PM |
starry2001 | $25.00 | 1/24/2012 7:42:39 PM |
Brisket_Bob | $25.00 | 1/25/2012 4:37:44 AM |
patriot384 | $100.00 | 1/25/2012 6:09:12 AM |
sgt-schultz | $25.00 | 1/25/2012 6:22:36 AM |
stampx | $25.00 | 1/24/2012 8:31:06 PM |
theprince | $50.00 | 1/24/2012 10:48:34 PM |
myidear | $25.00 | 1/25/2012 2:15:22 AM |
moola-cell3 | $39.00 | 1/25/2012 8:12:12 AM |
Mindful7 | $25.00 | 1/25/2012 5:50:35 AM |
first-class-yield9 | $40.00 | 1/25/2012 5:56:29 AM |
rakey | $25.00 | 1/25/2012 6:00:37 AM |
the-deal-socrates | $25.00 | 1/25/2012 9:09:05 AM |
progressive-economy261 | $400.00 | 1/25/2012 9:12:39 AM |
Wisc_investor | $30.00 | 1/25/2012 8:37:41 AM |
focused-order0 | $121.11 | 1/25/2012 8:49:29 AM |
Tylerh | $250.00 | 1/25/2012 9:45:49 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:50 AM |
Aimvest | $25.00 | 1/25/2012 9:40:43 AM |
worth-philosopher9 | $100.00 | 1/25/2012 9:55:14 AM |
orearella3 | $25.00 | 1/25/2012 10:08:38 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:24 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:04:00 AM |
blue-radiant-economy | $100.00 | 1/25/2012 1:30:08 PM |
One_Lolo | $25.00 | 1/25/2012 1:30:28 PM |
Nailman88 | $54.23 | 1/25/2012 1:31:42 PM |
PropertyInvest | $25.00 | 1/25/2012 3:31:06 PM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:15 AM |
investment-comet | $25.00 | 1/25/2012 11:13:57 AM |
green-robust-currency | $50.10 | 1/25/2012 4:34:51 PM |
VonAp | $220.00 | 1/25/2012 12:31:10 PM |
shrewd-income | $150.00 | 1/25/2012 12:38:38 PM |
friendship9 | $25.00 | 1/25/2012 1:13:56 PM |
awesome-yield7 | $44.76 | 1/25/2012 1:31:21 PM |
MilitaryAV8R | $25.00 | 1/25/2012 2:19:02 PM |
Chewbaca | $25.00 | 1/25/2012 2:48:39 PM |
diggingupward | $25.00 | 1/25/2012 2:37:57 PM |
Green_Bay_Packers | $25.00 | 1/25/2012 3:00:36 PM |
namd | $48.72 | 1/25/2012 3:59:51 PM |
orgy63 | $25.00 | 1/25/2012 3:55:19 PM |
reward-motion | $25.00 | 1/25/2012 4:19:29 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:45 PM |
BeanCownter | $29.92 | 1/25/2012 4:49:56 PM |
Index_Plus | $954.97 | 1/25/2012 5:09:22 PM |
kenji4861 | $25.00 | 1/18/2012 9:14:31 AM |
fcrick | $25.00 | 1/18/2012 9:22:24 AM |
green-trade-dolphin2 | $29.64 | 1/18/2012 9:02:15 AM |
susurrus | $50.00 | 1/18/2012 12:05:24 PM |
dakota75 | $30.00 | 1/18/2012 2:46:02 PM |
Investor_DP | $100.00 | 1/18/2012 9:41:23 AM |
best-income-fertilizer | $50.00 | 1/18/2012 1:51:53 PM |
judson | $25.00 | 1/18/2012 1:35:03 PM |
downtownfarm | $25.00 | 1/18/2012 5:16:33 PM |
DoctorJoe | $25.00 | 1/18/2012 6:18:37 PM |
Domgabriel | $30.00 | 1/18/2012 7:02:08 PM |
Fiimg | $50.00 | 1/18/2012 6:23:04 PM |
edaguy | $75.00 | 1/19/2012 5:31:14 PM |
john0720 | $25.00 | 1/20/2012 7:23:26 AM |
Asgardian | $25.00 | 1/20/2012 7:10:34 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:39 PM |
authentic-deal412 | $50.00 | 1/20/2012 10:23:40 AM |
blissful-cash3 | $100.00 | 1/20/2012 9:50:46 PM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:25:52 AM |
bold-generosity-enlightenment | $75.00 | 1/22/2012 10:23:44 PM |
LateOneNight | $50.00 | 1/23/2012 4:46:45 PM |
CaptainBlueberry | $25.00 | 1/24/2012 9:19:12 AM |
jeg3k | $50.00 | 1/24/2012 10:23:52 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:59 AM |
genius520 | $50.00 | 1/24/2012 9:56:06 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:28 AM |
gain-expert | $30.00 | 1/24/2012 3:54:05 PM |
moneymaker1981 | $30.00 | 1/24/2012 3:54:35 PM |
rlaboy | $25.00 | 1/24/2012 12:44:44 PM |
value-travels | $25.00 | 1/24/2012 2:30:42 PM |
thenadamgoes | $25.00 | 1/24/2012 4:44:32 PM |
bountiful-durability | $50.00 | 1/24/2012 5:13:09 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:15 PM |
peace-cell2 | $25.00 | 1/24/2012 6:39:45 PM |
bazaar-festivity | $25.00 | 1/24/2012 5:57:15 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:05 PM |
just-loyalty643 | $50.00 | 1/24/2012 6:29:32 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:22:34 PM |
responsive-value4 | $25.00 | 1/25/2012 3:34:41 AM |
crw1950 | $30.74 | 1/25/2012 4:57:37 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:03 AM |
romario | $25.00 | 1/25/2012 2:42:35 AM |
well-rounded-investment | $25.10 | 1/25/2012 8:00:26 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:36 AM |
AoP | $25.00 | 1/25/2012 6:18:29 AM |
oldman68 | $25.00 | 1/25/2012 7:25:30 AM |
KileNSmyth4 | $27.95 | 1/25/2012 7:28:46 AM |
rate-negotiator | $25.00 | 1/25/2012 7:16:16 AM |
worklessmakemore | $28.00 | 1/25/2012 7:40:29 AM |
Leshan | $50.00 | 1/25/2012 7:49:26 AM |
BleedPurple | $27.79 | 1/25/2012 7:58:45 AM |
factcheck | $25.00 | 1/25/2012 9:10:05 AM |
wise-deal-panda | $100.00 | 1/25/2012 9:19:32 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:31 AM |
yield-seeker | $25.00 | 1/25/2012 9:34:58 AM |
colorfulgardener | $25.00 | 1/25/2012 9:32:15 AM |
Ragnar | $25.00 | 1/25/2012 10:02:53 AM |
wowlender | $25.00 | 1/25/2012 10:01:31 AM |
B1-Lancer | $25.00 | 1/25/2012 1:31:03 PM |
crockett42 | $50.00 | 1/25/2012 10:04:14 AM |
Pendruce | $25.00 | 1/25/2012 1:32:15 PM |
wise-balanced-moola | $25.00 | 1/25/2012 10:08:00 AM |
managedfund | $1,333.00 | 1/25/2012 10:12:41 AM |
slick8812 | $25.00 | 1/25/2012 3:51:44 PM |
asset-electron1 | $25.00 | 1/25/2012 4:03:04 PM |
WLenders | $50.00 | 1/25/2012 10:21:39 AM |
boxorox | $40.00 | 1/25/2012 4:09:38 PM |
mainsail35 | $50.00 | 1/25/2012 4:15:31 PM |
a-satisfying-reward | $50.00 | 1/25/2012 4:34:23 PM |
income-vault6 | $25.00 | 1/25/2012 11:24:19 AM |
UncleSteve3000 | $50.00 | 1/25/2012 12:03:22 PM |
MDMS1019 | $25.00 | 1/25/2012 12:29:46 PM |
generosity-giraffe0 | $25.00 | 1/25/2012 12:55:36 PM |
balance-trailblazer | $50.00 | 1/25/2012 2:18:35 PM |
Bank_of_E-Ville | $25.00 | 1/25/2012 1:49:10 PM |
sonicpluto | $25.00 | 1/25/2012 3:50:37 PM |
WeshaTheLeopard | $30.00 | 1/25/2012 3:38:06 PM |
viennese | $25.00 | 1/25/2012 4:08:08 PM |
gustavholstopus32 | $25.00 | 1/25/2012 4:24:52 PM |
170 Investments
|
Borrower Payment Dependent Notes Series
552271
This series of Notes was issued and sold upon the funding of the borrower loan #59285, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2007 |
Debt/Income ratio:
| 39% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,773 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| BuckeyeGuy2010 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Graduate, Strong Credit History
Purpose of loan:
Looking to further develop credit profile. Purpose of loan is to supplement relocation expenses for post-graduation.
My financial situation:
Strong credit history (744), supported by parents. looking to further develop credit profile and fund relocation expenses for post-graduation. Presently work 2 part-time positions. Graduate in June 2012 with a degree in Logistics Management and Business Administration. Full-time offer obtained from present employer.
Monthly net income: $ 1500.00
Monthly expenses: $
Housing: $ 0.00
Insurance: $ 0.00
Car expenses: $ 200.00/month gasoline
Utilities: $ 0.00
Phone, cable, internet: $ 110.53/month
Food, entertainment: $ 100.00/month
Clothing, household expenses: $ 75.00/month
Credit cards and other loans: $500.00 CC + $ 288.20/month auto loan
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
impressive-justice6 | $50.00 | 1/18/2012 9:12:17 AM |
kenji4861 | $25.00 | 1/18/2012 9:14:32 AM |
rupee-equation2 | $25.00 | 1/18/2012 9:34:20 AM |
grammaspurse | $25.00 | 1/18/2012 9:56:34 AM |
csakhil | $25.00 | 1/18/2012 1:29:00 PM |
tech310 | $50.00 | 1/18/2012 7:43:25 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:31 AM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:32 PM |
Oranje88 | $100.00 | 1/20/2012 2:12:04 PM |
kind-clean-community | $25.00 | 1/20/2012 2:45:43 PM |
Cliffie83 | $25.00 | 1/20/2012 5:33:27 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:57 PM |
hitsman | $50.00 | 1/21/2012 12:51:28 PM |
edaguy | $75.00 | 1/22/2012 12:06:34 PM |
kevin314 | $25.00 | 1/22/2012 12:12:32 PM |
pirahna125 | $25.00 | 1/22/2012 12:26:24 PM |
enriching-dollar1 | $100.00 | 1/22/2012 12:27:23 PM |
Investor_DP | $100.00 | 1/18/2012 9:41:23 AM |
toblerone | $25.00 | 1/18/2012 5:09:05 PM |
daekpon | $75.00 | 1/18/2012 3:32:13 PM |
jarf | $25.00 | 1/19/2012 6:27:04 PM |
kulender | $50.00 | 1/20/2012 6:15:34 AM |
ColdWorld | $50.00 | 1/21/2012 10:01:21 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:07 AM |
downtownfarm | $25.00 | 1/22/2012 12:42:56 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:44:17 PM |
Index_Plus | $1,800.00 | 1/22/2012 2:21:36 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
552301
This series of Notes was issued and sold upon the funding of the borrower loan #59614, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,250.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $271.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,367 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| direct-market2 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: To consolidate credit cards, medical bills and other credit type bills.
This loan will be used to... To pay off all my creditors and have one easily managed fixed monthly payment versus having several payments to manage.
My financial situation: Has been steady for 23 years (since I was 18) and I make $4,500 a month plus $5,000 bonus every quarter.
I am a good candidate for this loan because...Have had steady employment all my life...after serving 8 years in the USAF I have worked in the same industry the last 15 years for two employers...first for 5 years and my current employer for the last 10.
Monthly net income: $4,500
Monthly expenses: $
Housing: $604
Insurance: $60
Car expenses: $325
Utilities: $55
Phone, cable, internet: $60
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/18/2012 9:08:12 AM |
worthy-bid8 | $50.00 | 1/18/2012 9:20:12 AM |
Weaverville | $25.00 | 1/18/2012 10:49:13 AM |
nimble-revenue5 | $50.00 | 1/18/2012 9:30:46 AM |
EngineersAlliance | $125.00 | 1/18/2012 9:40:18 AM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:19 PM |
Investor_DP | $100.00 | 1/18/2012 5:43:09 PM |
orange-impartial-asset | $25.00 | 1/18/2012 6:33:34 PM |
skillful-asset5 | $30.00 | 1/18/2012 5:50:56 PM |
tech310 | $50.00 | 1/18/2012 7:47:12 PM |
zeeexsixare | $50.00 | 1/18/2012 8:37:01 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:46:59 AM |
kulender | $50.00 | 1/20/2012 6:15:34 AM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:31 PM |
hitsman | $50.00 | 1/21/2012 12:51:29 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:53 AM |
postalwhiz | $25.00 | 1/22/2012 2:57:49 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:00 PM |
patriot384 | $103.00 | 1/23/2012 6:53:10 AM |
proud-pound4 | $25.00 | 1/23/2012 9:23:36 AM |
JoePaNation | $75.00 | 1/23/2012 6:32:09 PM |
john0720 | $25.00 | 1/24/2012 7:19:57 AM |
all_of_that_one | $30.00 | 1/23/2012 9:53:06 PM |
selector568 | $300.00 | 1/24/2012 9:23:57 AM |
intelligent-yield | $50.00 | 1/24/2012 9:27:07 AM |
jeg3k | $50.00 | 1/24/2012 10:23:52 AM |
Scotcha | $41.00 | 1/24/2012 11:00:38 AM |
Bank42 | $25.00 | 1/24/2012 9:59:08 AM |
friendly-principal76 | $25.00 | 1/24/2012 2:18:16 PM |
ethical-truth211 | $124.08 | 1/24/2012 3:15:39 PM |
scoobiedoo | $25.00 | 1/24/2012 10:42:35 AM |
Joyflyer | $1,000.00 | 1/24/2012 11:03:31 AM |
rebeldog67 | $25.00 | 1/24/2012 11:17:54 AM |
RLaumeyer | $25.00 | 1/24/2012 1:11:12 PM |
mlj0671 | $25.00 | 1/24/2012 1:47:40 PM |
orearella3 | $25.00 | 1/24/2012 5:32:36 PM |
ttnk62918 | $25.00 | 1/24/2012 5:28:49 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:22 PM |
cybercop45 | $25.00 | 1/24/2012 5:57:57 PM |
first-class-gold0 | $50.00 | 1/24/2012 7:06:39 PM |
the-enthralling-coin | $25.00 | 1/24/2012 6:46:07 PM |
dinhkevin_usa | $25.00 | 1/24/2012 8:22:56 PM |
famous-bill | $50.00 | 1/24/2012 7:34:49 PM |
credit-coach118 | $45.37 | 1/24/2012 8:29:25 PM |
BankLV | $25.00 | 1/24/2012 8:58:12 PM |
klend4 | $25.00 | 1/25/2012 6:47:37 AM |
steven3333 | $25.00 | 1/25/2012 7:25:22 AM |
power-secret-agent | $25.00 | 1/25/2012 2:29:50 AM |
djh47a | $23.66 | 1/25/2012 7:32:46 AM |
Kelwin_Capital_Corp | $25.00 | 1/25/2012 5:11:07 AM |
doopers | $25.00 | 1/25/2012 5:52:51 AM |
awe-inspiring-power | $25.00 | 1/25/2012 5:54:16 AM |
IamLejo | $50.00 | 1/25/2012 6:23:02 AM |
lokiswolf | $25.00 | 1/25/2012 6:32:27 AM |
Bob450 | $25.00 | 1/25/2012 6:58:13 AM |
market-aspen9 | $25.00 | 1/25/2012 7:14:47 AM |
rate-negotiator | $25.00 | 1/25/2012 7:19:04 AM |
dman15 | $26.55 | 1/25/2012 7:27:19 AM |
cattlebaron | $50.00 | 1/18/2012 10:27:29 AM |
janeybooboo | $50.00 | 1/18/2012 2:05:14 PM |
csakhil | $25.00 | 1/18/2012 1:29:00 PM |
daekpon | $50.00 | 1/18/2012 3:33:22 PM |
cagcrash | $75.00 | 1/18/2012 5:25:42 PM |
toblerone | $25.00 | 1/18/2012 5:09:05 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:34 AM |
calimanusa | $50.00 | 1/18/2012 7:24:32 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:31 AM |
integrity-american | $50.00 | 1/19/2012 8:51:42 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:55 PM |
kevin314 | $25.00 | 1/19/2012 11:18:42 PM |
oxnard | $50.00 | 1/20/2012 2:28:54 PM |
careful-note1 | $25.00 | 1/21/2012 12:25:38 PM |
ChoiceInvestments | $28.39 | 1/21/2012 1:07:19 PM |
gain-equator | $50.00 | 1/22/2012 9:24:38 PM |
epall | $35.00 | 1/23/2012 5:22:54 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:28 PM |
SolarMoonshine | $25.00 | 1/24/2012 4:04:52 AM |
Macattack1960 | $25.00 | 1/24/2012 9:35:55 AM |
worth-arch | $25.00 | 1/24/2012 10:08:19 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:40 AM |
jybank | $50.00 | 1/24/2012 11:25:18 AM |
alpete7 | $50.00 | 1/24/2012 10:40:52 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:38 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:22 PM |
terrific-dough6 | $75.00 | 1/24/2012 5:39:47 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:15 PM |
the-magnetic-transaction | $50.00 | 1/24/2012 5:28:47 PM |
MichaelProsper | $40.00 | 1/24/2012 5:39:43 PM |
asset-professor | $25.00 | 1/24/2012 5:55:41 PM |
enticing-note | $25.00 | 1/24/2012 6:53:34 PM |
upbeat-finance8 | $25.00 | 1/24/2012 6:15:31 PM |
radforj22 | $50.00 | 1/24/2012 6:34:05 PM |
vigilance-frontier | $25.00 | 1/24/2012 7:54:59 PM |
gothampark | $25.00 | 1/24/2012 8:17:21 PM |
green-rate-futurist | $56.99 | 1/25/2012 4:04:15 AM |
gold-miser9 | $60.00 | 1/25/2012 2:56:41 AM |
diligent-moola9 | $25.00 | 1/25/2012 5:15:20 AM |
Chex | $1,230.92 | 1/25/2012 5:30:09 AM |
sfd | $50.00 | 1/25/2012 5:37:16 AM |
Richmp412 | $25.00 | 1/25/2012 6:55:51 AM |
100 Investments
|
Borrower Payment Dependent Notes Series
552319
This series of Notes was issued and sold upon the funding of the borrower loan #59665, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $225.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1987 |
Debt/Income ratio:
| 14% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Dream2012 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HVAC SYSTEM
Purpose of loan:
This loan will be used to purchase and install a new HVAC system. Mine is no longer working (25 years old). I have to complete this project because I have a daughter who cannot go without heat. I could endure if needed, but it's not fair to her.
My financial situation:
I am a good candidate for this loan because I truly believe in having good credit. And despite other's impact on my life, I will continue to strive to obtain a credit score that reaches the "best" rating. I pay my bills on time and have a good stable job. I have been in the legal field for 20+ years and believe in advancing my career which is why I am also back in school to obtain my degree. I believe in hard work!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $31.01 | 1/26/2012 5:02:37 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:55 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:20 PM |
goodhearted-basis4 | $25.00 | 1/26/2012 5:41:44 PM |
giftgold | $25.00 | 1/26/2012 7:32:49 PM |
patriot897 | $25.00 | 1/27/2012 11:33:41 AM |
Dubbs360 | $25.00 | 1/27/2012 5:09:14 PM |
sturdy-fairness0 | $100.00 | 1/27/2012 5:23:19 PM |
Index_Plus | $6,243.99 | 1/27/2012 6:07:29 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:44 PM |
Harry | $100.00 | 1/26/2012 5:37:22 PM |
proper-agreement8 | $50.00 | 1/26/2012 5:41:47 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:40 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:48 AM |
acarnegie | $25.00 | 1/27/2012 12:18:29 PM |
Barky52 | $25.00 | 1/27/2012 4:41:41 PM |
truth-igniter4 | $25.00 | 1/27/2012 5:44:37 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:25 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
552325
This series of Notes was issued and sold upon the funding of the borrower loan #59260, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $189.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,024 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| No | | |
Screen name:
| TigerAl |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Family Loan
Purpose of loan:
This loan will be used to payoff student loans and consolidate some debt to help get us in the position to buy a house in a few years.
My financial situation:
I am a good candidate for this loan because of my solid job history. I have a stable job and make good money.
Monthly net income: $5864
Monthly expenses: $
Housing: $1300
Insurance: $180
Car expenses: $300
Utilities: $340
Phone, cable, internet: $120
Food, entertainment: $600
Clothing, household expenses: $200
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/18/2012 5:34:33 PM |
vutah | $45.00 | 1/18/2012 5:37:44 PM |
DHolly | $31.00 | 1/18/2012 5:04:28 PM |
skillful-asset5 | $25.00 | 1/18/2012 5:45:33 PM |
Investor_DP | $60.00 | 1/18/2012 5:43:10 PM |
penny-surgeon | $25.00 | 1/19/2012 10:44:41 AM |
market-sumac | $100.00 | 1/19/2012 4:20:13 PM |
toblerone | $25.00 | 1/19/2012 5:07:08 PM |
HeroSupport | $80.00 | 1/19/2012 5:09:37 PM |
C2Banking | $25.00 | 1/19/2012 6:17:08 PM |
integrity-american | $50.00 | 1/19/2012 8:51:43 PM |
bazaar-festivity | $25.00 | 1/20/2012 9:22:55 AM |
money-bauble | $100.00 | 1/20/2012 9:51:41 AM |
exciting-gold6 | $25.00 | 1/20/2012 9:30:08 AM |
generosity-battalion0 | $50.00 | 1/20/2012 10:05:59 AM |
spiff666 | $26.66 | 1/21/2012 8:22:45 AM |
red-eloquent-rupee | $150.00 | 1/21/2012 7:37:02 AM |
nex | $25.00 | 1/21/2012 12:43:27 PM |
selector568 | $300.00 | 1/21/2012 12:35:47 PM |
protector734 | $100.00 | 1/21/2012 1:36:26 PM |
Rivervale_Westwood | $27.91 | 1/22/2012 7:58:22 AM |
Land_on_your_feet | $25.00 | 1/21/2012 3:08:13 PM |
foothillender | $25.00 | 1/22/2012 9:53:07 AM |
listing-drummer6 | $100.00 | 1/21/2012 5:02:27 PM |
Garnet123 | $25.00 | 1/21/2012 9:08:41 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:44:26 PM |
Index_Plus | $1,744.43 | 1/22/2012 2:20:56 PM |
InChicago | $100.00 | 1/19/2012 6:05:39 AM |
loanman2007 | $25.00 | 1/19/2012 5:16:32 AM |
tech310 | $50.00 | 1/18/2012 7:47:13 PM |
cattlebaron | $25.00 | 1/18/2012 5:27:39 PM |
Weaverville | $25.00 | 1/19/2012 8:15:53 AM |
WilliamLeeSims | $25.00 | 1/19/2012 5:31:20 PM |
hitsman | $50.00 | 1/19/2012 5:35:13 PM |
return-blueberry383 | $100.00 | 1/19/2012 5:56:21 PM |
kevin314 | $25.00 | 1/19/2012 11:18:44 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:56 PM |
kulender | $50.00 | 1/20/2012 6:15:38 AM |
asset-professor | $25.00 | 1/20/2012 9:17:10 AM |
Whipster | $80.00 | 1/20/2012 12:21:11 PM |
Redmond | $25.00 | 1/20/2012 2:55:48 PM |
kind-credit-bear | $25.00 | 1/20/2012 1:35:02 PM |
Rogelio48 | $25.00 | 1/20/2012 5:47:29 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:57 AM |
green-rate-futurist | $25.00 | 1/21/2012 6:52:43 AM |
the-hope-workhorse | $200.00 | 1/21/2012 11:13:20 AM |
ursus | $50.00 | 1/21/2012 12:44:44 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:46:12 PM |
Bob450 | $30.00 | 1/21/2012 3:11:23 PM |
WLenders | $50.00 | 1/21/2012 6:15:21 PM |
power-secret-agent | $25.00 | 1/22/2012 4:03:54 AM |
Comoparklender | $25.00 | 1/22/2012 12:41:30 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:51 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
552329
This series of Notes was issued and sold upon the funding of the borrower loan #59308, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $127.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 4% |
Credit score:
| 700-719 (Jan-2008) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,328 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| freeway |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 1
( 3% )
| |
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Consolidating debt
Purpose of loan:
This loan will be used to...
Pay off higher interest credit cards and have needed dental work done.
My financial situation:
I am a good candidate for this loan because...
I am working to improve my credit score. This will help to retire old debts that we have. I am in an excellent position with my company to earn more than last year and my husband is also in a stable job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/21/2012 8:47:11 PM |
sturdy-fairness0 | $100.00 | 1/18/2012 5:14:43 PM |
enticing-capital6 | $50.00 | 1/18/2012 5:20:45 PM |
edaguy | $75.00 | 1/18/2012 5:11:15 PM |
penny-plato | $25.00 | 1/18/2012 5:12:32 PM |
enriching-dollar1 | $100.00 | 1/18/2012 5:14:06 PM |
trade-burrito4 | $35.00 | 1/18/2012 5:19:19 PM |
Fiimg | $50.00 | 1/18/2012 6:23:05 PM |
green-trade-dolphin2 | $45.02 | 1/18/2012 5:02:19 PM |
downtownfarm | $25.00 | 1/18/2012 5:16:33 PM |
EverettFinancial | $25.00 | 1/18/2012 9:24:16 PM |
vutah | $35.00 | 1/18/2012 5:38:02 PM |
Cliffie83 | $25.00 | 1/18/2012 5:41:43 PM |
bid-fort3 | $25.00 | 1/19/2012 10:59:57 AM |
indomitable-coin | $25.00 | 1/19/2012 9:10:41 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:34 AM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:45 PM |
integrity-american | $50.00 | 1/19/2012 8:51:43 PM |
rome1426 | $25.00 | 1/19/2012 8:58:39 PM |
heavy_ax | $25.00 | 1/20/2012 9:40:40 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:46 PM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:22 AM |
damage | $25.00 | 1/21/2012 12:19:05 PM |
Wishmaker | $100.00 | 1/21/2012 12:04:59 PM |
principal-bull | $25.00 | 1/21/2012 12:38:07 PM |
genius520 | $50.00 | 1/21/2012 12:15:44 PM |
Unitas4302 | $300.00 | 1/21/2012 10:51:54 AM |
gravbox | $25.00 | 1/21/2012 12:17:43 PM |
processor115 | $25.00 | 1/21/2012 12:23:05 PM |
selector568 | $300.00 | 1/21/2012 12:35:47 PM |
orearella3 | $25.00 | 1/21/2012 12:45:55 PM |
Brisket_Bob | $25.00 | 1/21/2012 9:40:07 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:09 AM |
E_G | $50.00 | 1/22/2012 12:34:58 PM |
proper-agreement8 | $50.00 | 1/22/2012 3:25:11 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:00:37 PM |
coolgenner | $25.00 | 1/23/2012 5:20:50 AM |
BxRealtor | $25.00 | 1/23/2012 9:22:47 AM |
WonderPup | $26.00 | 1/23/2012 8:15:13 AM |
leodaguy | $100.00 | 1/23/2012 9:09:04 AM |
KLCRAY | $25.00 | 1/23/2012 9:19:32 AM |
Weaverville | $25.00 | 1/23/2012 9:22:01 AM |
E-2 | $100.00 | 1/18/2012 5:05:12 PM |
Harry | $50.00 | 1/18/2012 5:13:36 PM |
kenji4861 | $25.00 | 1/18/2012 5:13:44 PM |
fcrick | $25.00 | 1/18/2012 5:30:36 PM |
hitsman | $50.00 | 1/18/2012 5:37:19 PM |
eCapital | $50.00 | 1/18/2012 6:59:00 PM |
Domgabriel | $30.00 | 1/18/2012 7:01:22 PM |
cagcrash | $75.00 | 1/18/2012 5:25:43 PM |
penny-finder | $30.00 | 1/18/2012 7:58:10 PM |
Rivervale_Westwood | $25.00 | 1/19/2012 5:43:13 AM |
first-serene-credit | $25.00 | 1/19/2012 8:18:50 AM |
jazz619 | $25.00 | 1/19/2012 9:34:15 AM |
thankful-nickel2 | $25.00 | 1/19/2012 9:20:12 AM |
currency-balancer | $50.00 | 1/19/2012 4:50:13 PM |
orange-immaculate-payment | $25.00 | 1/19/2012 2:03:46 PM |
investment-artist | $25.00 | 1/19/2012 3:23:45 PM |
scoobiedoo | $25.00 | 1/19/2012 5:33:36 PM |
Druidsoft | $25.00 | 1/19/2012 9:37:35 PM |
brginhuntr | $25.00 | 1/20/2012 5:33:34 AM |
kevin314 | $50.00 | 1/19/2012 11:19:41 PM |
john0720 | $25.00 | 1/20/2012 7:21:44 AM |
Leshan | $100.00 | 1/20/2012 9:45:47 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:39 PM |
Bobafet | $25.00 | 1/20/2012 5:14:35 PM |
jsnryn | $25.00 | 1/20/2012 11:06:29 AM |
pirahna125 | $25.00 | 1/20/2012 5:21:16 PM |
oxnard | $50.00 | 1/20/2012 2:28:56 PM |
Tighternbarkonatree | $25.00 | 1/21/2012 11:55:40 AM |
value-poplar6 | $100.00 | 1/22/2012 7:19:56 AM |
leverage-gravitas | $25.00 | 1/22/2012 7:24:16 AM |
kinetic-social | $25.00 | 1/22/2012 11:13:10 AM |
Tabster | $25.00 | 1/22/2012 9:09:30 PM |
zxr | $25.00 | 1/23/2012 6:51:21 AM |
dkjl | $67.74 | 1/22/2012 3:17:06 PM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:08:07 AM |
Rulea72 | $25.00 | 1/22/2012 9:14:42 PM |
rpdelray | $50.00 | 1/23/2012 2:54:48 AM |
revenue-associate | $26.23 | 1/23/2012 9:36:16 AM |
Tylerh | $250.00 | 1/23/2012 9:27:23 AM |
81 Investments
|
Borrower Payment Dependent Notes Series
552335
This series of Notes was issued and sold upon the funding of the borrower loan #59426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $242.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 13y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,861 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-tranquility |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buisness Loan
Purpose of loan: This loan will be used to provide reserve funding for payroll of business start up. Focus of the business is gifts and novelties with new age and psychic theme.
My financial situation:
I am a good candidate for this loan because the forward potential income will provide a return on the investment. As is the case there is a two to three week period that needs to be covered financially until people become aware of the business.
Monthly net income: $ 3,200.00
Housing: $ 0.00
Insurance: $ 117.00 month
Car expenses: $ 471.00 month
Utilities: $ 200.00
Phone, cable, internet: $ 45.00
Food, entertainment: $ 200.00
Clothing, household expenses: $
Credit cards and other loans: $ 87 month
Other expenses: $ 4000.00 a month for employee wages. Once commenced concerning this investment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,500.00 | 1/18/2012 5:04:14 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552339
This series of Notes was issued and sold upon the funding of the borrower loan #59298, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,708 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 36 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| hope-tiger818 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Get Out of Debt
Purpose of loan:
This loan will be used to pay debt
My financial situation:
I am a good candidate for this loan because I will be able to control my expense further
Monthly net income: $2462.11
Monthly expenses: $1800
Housing: $1030
Insurance: $215
Car expenses: $245
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $310
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/18/2012 5:01:31 PM |
asset-mammal | $30.00 | 1/18/2012 9:53:30 PM |
melodious-openness | $100.00 | 1/19/2012 12:04:48 AM |
Dubbs360 | $25.00 | 1/21/2012 12:18:41 PM |
kind-credit-bear | $25.00 | 1/21/2012 12:29:44 PM |
amusement4 | $100.00 | 1/21/2012 10:11:31 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:53 PM |
Index_Plus | $1,545.00 | 1/22/2012 2:20:04 PM |
bubb_hans | $50.00 | 1/18/2012 5:09:22 PM |
houli123 | $25.00 | 1/20/2012 9:45:50 AM |
kulender | $50.00 | 1/22/2012 9:41:08 AM |
P2P_Investor | $2,000.00 | 1/22/2012 1:44:57 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
552341
This series of Notes was issued and sold upon the funding of the borrower loan #59527, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $179.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,059 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-inspired-social |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jun-2011)
|
Principal balance:
| $2,158.73 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
JAERAE
Purpose of loan: consolidation
This loan will be used to... pay off a couple of loans so I can have just one payment...
My financial situation: is great....
I am a good candidate for this loan because...I have a great full time job and I believe in paying back my debt...
Monthly net income: $3000.00
Monthly expenses:
Housing: $1285.00
Insurance: $50.00
Car expenses: $
Utilities: $500.00
Phone, cable, internet: $100.00
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/18/2012 5:07:27 PM |
loanman2007 | $50.00 | 1/19/2012 5:07:55 AM |
the-discrete-income | $25.00 | 1/22/2012 2:14:18 PM |
Manvel | $25.00 | 1/18/2012 5:10:56 PM |
DoctorJoe | $25.00 | 1/18/2012 6:16:06 PM |
toblerone | $25.00 | 1/18/2012 5:09:09 PM |
us957165 | $30.00 | 1/18/2012 6:32:39 PM |
enriching-dollar1 | $100.00 | 1/18/2012 5:14:06 PM |
tech310 | $50.00 | 1/18/2012 7:47:15 PM |
skillful-asset5 | $25.00 | 1/18/2012 5:44:10 PM |
FinanceEngine | $40.00 | 1/19/2012 6:58:02 AM |
Domgabriel | $30.00 | 1/19/2012 3:39:22 AM |
Investor_DP | $100.00 | 1/19/2012 9:45:46 AM |
money-bauble | $100.00 | 1/19/2012 5:28:06 PM |
chameleon125 | $25.00 | 1/20/2012 1:41:54 PM |
resolute-payment | $50.00 | 1/20/2012 1:29:39 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:10 AM |
kevin314 | $25.00 | 1/22/2012 12:12:32 PM |
strippermoney | $250.00 | 1/22/2012 4:55:50 PM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:21:02 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:40 AM |
well-mannered-income3 | $40.00 | 1/23/2012 3:19:59 PM |
madisonspy | $26.23 | 1/24/2012 4:09:37 AM |
CaptainBlueberry | $25.00 | 1/24/2012 9:19:13 AM |
hidavehi | $39.00 | 1/24/2012 9:42:58 AM |
randsenterprise | $25.00 | 1/24/2012 9:35:44 AM |
Bankman68 | $25.00 | 1/24/2012 11:39:58 AM |
value-travels | $25.00 | 1/24/2012 2:30:42 PM |
scoobiedoo | $25.00 | 1/24/2012 10:43:54 AM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:28 PM |
mikeandcat | $50.00 | 1/24/2012 1:38:56 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:29 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:06 PM |
emosspot | $25.00 | 1/24/2012 6:47:01 PM |
enticing-note | $25.00 | 1/24/2012 6:53:37 PM |
hope-hickory8 | $25.00 | 1/25/2012 5:34:18 AM |
Ragnar | $25.00 | 1/25/2012 10:02:53 AM |
bountiful-durability | $50.00 | 1/25/2012 9:51:37 AM |
managedfund | $1,333.00 | 1/25/2012 10:12:41 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:16 AM |
brightest-fund-base | $25.00 | 1/25/2012 3:56:32 PM |
dollar-chestnut8 | $25.00 | 1/25/2012 6:28:42 PM |
loan-warrior | $25.00 | 1/25/2012 8:49:53 PM |
matthewrburk | $57.53 | 1/25/2012 11:19:04 PM |
LendToCause | $25.00 | 1/25/2012 5:41:09 PM |
ethical-truth211 | $100.00 | 1/26/2012 2:03:32 AM |
VikingInvestments | $25.00 | 1/25/2012 6:46:59 PM |
Bob450 | $25.00 | 1/25/2012 8:07:12 PM |
Aeroman32 | $50.00 | 1/25/2012 8:36:52 PM |
green-glowing-gain | $25.00 | 1/26/2012 6:42:39 AM |
BenefactorX | $25.00 | 1/26/2012 6:56:56 AM |
bid-lightning9 | $25.00 | 1/25/2012 10:51:36 PM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:43 AM |
LenderByDay | $25.00 | 1/26/2012 5:43:20 AM |
handy-justice | $25.00 | 1/26/2012 9:29:54 AM |
healthy-rate3 | $25.00 | 1/26/2012 6:20:25 AM |
wwwUniversal | $25.00 | 1/26/2012 6:34:22 AM |
Namrok | $25.00 | 1/26/2012 9:32:17 AM |
thelovebug | $100.00 | 1/26/2012 9:33:19 AM |
Rulea72 | $25.00 | 1/26/2012 8:07:55 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:52 AM |
valiant-note129 | $50.00 | 1/26/2012 9:01:04 AM |
transparency-baton | $25.00 | 1/26/2012 9:42:38 AM |
rlaboy | $25.00 | 1/26/2012 9:16:38 AM |
successful-agreement7 | $100.00 | 1/26/2012 9:23:22 AM |
missing-link | $25.00 | 1/26/2012 9:43:04 AM |
the-enthralling-coin | $25.00 | 1/26/2012 9:43:11 AM |
lendersf | $50.00 | 1/26/2012 9:44:06 AM |
E_G | $50.00 | 1/26/2012 9:27:55 AM |
britgsb | $30.00 | 1/26/2012 9:24:42 AM |
postalwhiz | $25.00 | 1/26/2012 9:27:57 AM |
richboy56 | $25.00 | 1/26/2012 9:28:45 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:02 AM |
market-assembler | $48.00 | 1/26/2012 9:35:17 AM |
intelligent-yield | $50.00 | 1/26/2012 9:38:41 AM |
kind-efficient-credit | $25.00 | 1/26/2012 9:36:58 AM |
shrewd-peace7 | $25.00 | 1/26/2012 9:38:12 AM |
iolaire | $25.00 | 1/26/2012 9:40:32 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:48 AM |
kenji4861 | $25.00 | 1/18/2012 5:13:56 PM |
hitsman | $50.00 | 1/19/2012 9:37:12 AM |
reflective-rupee | $25.00 | 1/19/2012 10:21:34 AM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:34 PM |
integrity-american | $50.00 | 1/19/2012 8:51:43 PM |
kulender | $50.00 | 1/20/2012 6:15:39 AM |
downtownfarm | $25.00 | 1/20/2012 9:45:34 AM |
lenderRXT | $40.00 | 1/20/2012 11:51:22 AM |
courteous-note1 | $31.61 | 1/21/2012 8:42:58 AM |
edaguy | $75.00 | 1/21/2012 12:25:10 PM |
DreDub | $50.00 | 1/23/2012 9:59:03 PM |
Leshan | $50.00 | 1/24/2012 8:18:11 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:41 AM |
Weaverville | $25.00 | 1/24/2012 9:32:57 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:28 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:42 AM |
genius520 | $50.00 | 1/24/2012 9:56:06 AM |
Easystreet | $25.00 | 1/24/2012 9:57:18 AM |
jeg3k | $50.00 | 1/24/2012 10:23:53 AM |
marwadi-62 | $100.00 | 1/24/2012 3:13:03 PM |
stampx | $25.00 | 1/24/2012 8:31:07 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:36 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:39 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:32 AM |
1willray | $25.00 | 1/25/2012 12:46:36 PM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:24 AM |
Mont_Brinker | $50.00 | 1/25/2012 6:44:03 PM |
IIP77 | $25.00 | 1/25/2012 7:20:45 PM |
elegant-loot | $25.00 | 1/25/2012 7:55:38 PM |
intuitive-worth7 | $25.00 | 1/26/2012 5:37:46 AM |
wlm3012 | $40.00 | 1/25/2012 7:33:12 PM |
acebandit | $25.00 | 1/26/2012 6:07:32 AM |
Wilhan | $30.00 | 1/26/2012 6:10:47 AM |
debt-patriot | $29.66 | 1/26/2012 6:14:10 AM |
engbusres | $25.00 | 1/26/2012 7:03:26 AM |
nimble-revenue5 | $100.00 | 1/25/2012 10:11:37 PM |
treasure-generator | $25.00 | 1/26/2012 3:11:39 AM |
capital-renewal | $25.00 | 1/26/2012 9:23:42 AM |
sanych | $25.00 | 1/26/2012 4:56:05 AM |
networks4ever | $25.00 | 1/26/2012 9:29:45 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:26 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:04 AM |
mlj0671 | $25.00 | 1/26/2012 6:54:44 AM |
velocity-solo | $25.00 | 1/26/2012 9:37:45 AM |
mar97 | $25.00 | 1/26/2012 9:40:57 AM |
Wellman | $25.00 | 1/26/2012 9:43:46 AM |
new-transaction-wrangler | $25.00 | 1/26/2012 9:24:27 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:20 AM |
sjc224 | $25.00 | 1/26/2012 9:25:33 AM |
nerdbomber | $25.00 | 1/26/2012 9:25:55 AM |
larslfe | $25.00 | 1/26/2012 9:23:05 AM |
ursus | $39.00 | 1/26/2012 9:24:02 AM |
firelender | $25.00 | 1/26/2012 9:24:18 AM |
evnagelist | $25.00 | 1/26/2012 9:26:41 AM |
hard-working-rate3 | $72.00 | 1/26/2012 9:29:23 AM |
engrossing-responsibility0 | $50.00 | 1/26/2012 9:30:10 AM |
benjo | $50.00 | 1/26/2012 9:32:00 AM |
associate36 | $25.00 | 1/26/2012 9:33:33 AM |
MicroLender357 | $25.00 | 1/26/2012 9:39:43 AM |
benefit-prescription6 | $30.00 | 1/26/2012 9:39:51 AM |
BeachWalkz | $50.00 | 1/26/2012 9:38:27 AM |
saihu | $25.00 | 1/26/2012 9:39:26 AM |
JJ9876 | $25.00 | 1/26/2012 9:44:49 AM |
Ballybay | $50.00 | 1/26/2012 9:45:40 AM |
143 Investments
|
Borrower Payment Dependent Notes Series
552349
This series of Notes was issued and sold upon the funding of the borrower loan #59507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $295.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 19% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,782 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| power-genius |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Sep-2010)
|
Principal balance:
| $7,645.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Consolidate other prosper loan
Purpose of loan:
This loan will be used to... Consolidate other prosper loan and small credit debit to free up for vehicle purchase. (One of our vehicles of 15 years and 278000 miles decided to give up and die) nothing bothers me more than a car payment, might as well through your money out the window.
My financial situation:
I am a good candidate for this loan because... I have a very secure job which I have been at for a long time. I have never missed or been late for a payment in my life.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.00 | 1/19/2012 5:07:00 PM |
grnii78 | $29.26 | 1/20/2012 6:35:09 AM |
Moe87 | $25.00 | 1/20/2012 2:49:22 AM |
HeroSupport | $40.00 | 1/19/2012 5:12:04 PM |
sturdy-fairness0 | $100.00 | 1/19/2012 5:06:19 PM |
A4 | $25.00 | 1/19/2012 5:25:54 PM |
virtuous-repayment | $25.00 | 1/19/2012 5:07:19 PM |
Harry | $50.00 | 1/19/2012 5:31:49 PM |
sflawya | $25.00 | 1/19/2012 5:36:13 PM |
green-trade-dolphin2 | $38.49 | 1/19/2012 5:02:17 PM |
enticing-capital6 | $50.00 | 1/19/2012 5:09:45 PM |
kenji4861 | $25.00 | 1/19/2012 5:23:33 PM |
omegamon1 | $30.00 | 1/19/2012 6:07:52 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:29:16 AM |
first-serene-credit | $25.00 | 1/20/2012 8:40:32 AM |
prudent-payout462 | $25.00 | 1/19/2012 8:31:41 PM |
janeybooboo | $75.00 | 1/20/2012 9:04:51 AM |
dime-sprout | $25.00 | 1/20/2012 9:40:39 AM |
fund-explorer4 | $100.00 | 1/20/2012 10:26:55 AM |
whitegold24k | $400.00 | 1/20/2012 11:35:43 AM |
lenderRXT | $80.00 | 1/20/2012 11:52:32 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:40 PM |
EverettFinancial | $28.00 | 1/20/2012 6:51:48 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:05 PM |
sensible-fund | $25.00 | 1/21/2012 6:23:52 AM |
kevin314 | $25.00 | 1/21/2012 12:19:08 PM |
nimble-money086 | $25.00 | 1/21/2012 1:30:57 PM |
chameleon125 | $50.00 | 1/21/2012 7:03:23 PM |
Weaverville | $25.00 | 1/23/2012 9:22:03 AM |
sincere-balance | $25.00 | 1/22/2012 10:58:28 PM |
indomitable-coin | $25.00 | 1/23/2012 9:34:33 AM |
secret-santa | $26.67 | 1/23/2012 6:24:14 AM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:18:29 AM |
repayment-hawk5 | $25.00 | 1/23/2012 5:01:29 PM |
mar97 | $25.00 | 1/23/2012 3:22:43 PM |
DreDub | $50.00 | 1/23/2012 9:59:05 PM |
leodaguy | $100.00 | 1/23/2012 5:25:40 PM |
chrisb1414 | $25.00 | 1/24/2012 6:39:13 AM |
Mrs-Honeydew | $25.00 | 1/23/2012 7:44:45 PM |
pposFUNDing | $29.92 | 1/23/2012 8:44:11 PM |
CPAecs | $50.00 | 1/24/2012 9:01:53 AM |
blot44 | $25.00 | 1/24/2012 4:08:16 AM |
rockhound84 | $25.00 | 1/24/2012 5:15:57 AM |
buffalobills | $25.00 | 1/24/2012 7:19:15 AM |
maximizer | $25.00 | 1/24/2012 7:07:37 AM |
phaded | $25.00 | 1/24/2012 9:28:56 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:44 AM |
squarebob | $25.00 | 1/24/2012 9:19:41 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:29 AM |
alpete7 | $100.00 | 1/24/2012 10:52:16 AM |
mooselegs19 | $50.00 | 1/24/2012 11:16:42 AM |
lucrative-worth | $50.00 | 1/24/2012 12:43:39 PM |
penny-oasis | $25.00 | 1/24/2012 2:01:52 PM |
value-travels | $25.00 | 1/24/2012 2:30:45 PM |
jeg3k | $50.00 | 1/24/2012 10:23:57 AM |
ddog0224 | $50.00 | 1/24/2012 12:49:35 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:26 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:31 PM |
loyalty-czar | $60.00 | 1/24/2012 4:34:52 PM |
dlenz | $25.00 | 1/24/2012 5:42:38 PM |
themoneydoctor | $302.99 | 1/24/2012 5:19:38 PM |
penny-plato | $25.00 | 1/24/2012 5:51:52 PM |
damage | $25.00 | 1/24/2012 6:01:32 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:23:48 PM |
availableloan | $25.00 | 1/24/2012 8:44:39 PM |
enticing-note | $25.00 | 1/24/2012 6:53:47 PM |
pooldar | $25.00 | 1/24/2012 11:41:57 PM |
droryikra | $25.00 | 1/25/2012 5:24:14 AM |
grampy48 | $25.00 | 1/25/2012 5:32:01 AM |
weiyinsan | $25.00 | 1/24/2012 8:41:45 PM |
optionscashflow | $27.55 | 1/24/2012 11:11:01 PM |
Zeenos | $40.00 | 1/25/2012 7:50:57 AM |
intrepid-loot | $25.00 | 1/25/2012 6:17:26 AM |
LoanBrkr | $50.00 | 1/25/2012 8:59:51 AM |
Rulea72 | $25.00 | 1/25/2012 7:55:59 AM |
the-deal-socrates | $50.00 | 1/25/2012 9:09:06 AM |
Darts | $50.00 | 1/25/2012 8:17:52 AM |
GreenLender11 | $100.00 | 1/25/2012 9:11:09 AM |
radforj22 | $25.00 | 1/25/2012 8:21:18 AM |
bradny | $25.00 | 1/25/2012 8:24:06 AM |
kirat15 | $50.00 | 1/25/2012 8:49:09 AM |
irishalaskan | $25.00 | 1/25/2012 9:00:10 AM |
equitable-capital758 | $350.00 | 1/25/2012 9:44:39 AM |
yield-seeker | $25.00 | 1/25/2012 9:35:51 AM |
market-mesh | $28.55 | 1/25/2012 9:38:47 AM |
orearella3 | $25.00 | 1/25/2012 10:08:38 AM |
johngaltline | $25.00 | 1/25/2012 9:57:46 AM |
moola-gondola1 | $100.00 | 1/25/2012 11:27:08 AM |
blue-radiant-economy | $100.00 | 1/25/2012 1:31:41 PM |
gmf | $25.00 | 1/25/2012 11:42:18 AM |
Hartfelt | $38.00 | 1/25/2012 4:49:25 PM |
wesleyan | $500.00 | 1/25/2012 3:01:27 PM |
helping-out | $75.00 | 1/25/2012 3:54:31 PM |
Index_Plus | $1,853.96 | 1/25/2012 5:09:51 PM |
Feyenoord | $30.00 | 1/19/2012 8:46:47 PM |
economy-popcorn | $25.00 | 1/20/2012 6:08:01 AM |
thankful-nickel2 | $25.00 | 1/19/2012 5:14:52 PM |
EngineersAlliance | $100.00 | 1/19/2012 5:17:55 PM |
AFairDeal | $25.00 | 1/19/2012 5:39:20 PM |
grammaspurse | $25.00 | 1/19/2012 5:45:14 PM |
JustMee | $25.00 | 1/19/2012 6:02:44 PM |
skillful-asset5 | $25.00 | 1/19/2012 6:27:52 PM |
edaguy | $75.00 | 1/19/2012 5:31:14 PM |
enriching-dollar1 | $100.00 | 1/19/2012 5:16:44 PM |
creditjunky | $125.00 | 1/19/2012 5:18:36 PM |
a- | $25.00 | 1/19/2012 5:20:10 PM |
vinayski | $25.00 | 1/19/2012 5:27:35 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:42 PM |
travels536 | $25.00 | 1/19/2012 9:41:38 PM |
hitsman | $50.00 | 1/19/2012 5:35:16 PM |
superb-funds335 | $25.00 | 1/19/2012 5:44:04 PM |
integrity-american | $50.00 | 1/19/2012 8:51:45 PM |
whitegold24k | $100.00 | 1/20/2012 9:39:52 AM |
downtownfarm | $25.00 | 1/20/2012 5:26:35 PM |
thinker6 | $70.00 | 1/21/2012 4:54:14 AM |
Rivervale_Westwood | $30.00 | 1/21/2012 10:56:02 AM |
knowledgeable-payment7 | $40.00 | 1/20/2012 9:10:47 PM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:15:10 AM |
fcrick | $25.00 | 1/21/2012 12:43:30 PM |
r48 | $25.00 | 1/22/2012 7:22:20 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:16 AM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:45 AM |
genius520 | $50.00 | 1/22/2012 12:08:09 PM |
selector568 | $300.00 | 1/22/2012 12:27:48 PM |
Pebbles-Lending | $25.00 | 1/23/2012 9:35:24 AM |
E_G | $50.00 | 1/23/2012 5:24:10 PM |
Mrs-Honeydew | $25.00 | 1/23/2012 7:43:56 PM |
TechieLender | $50.00 | 1/24/2012 9:05:24 AM |
420limo | $50.00 | 1/23/2012 11:09:26 PM |
john0720 | $50.00 | 1/24/2012 8:11:11 AM |
Leshan | $50.00 | 1/24/2012 8:36:38 AM |
sociallender | $25.00 | 1/24/2012 9:44:51 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:51 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:20 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:16:10 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:00 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:45 AM |
investment-comet | $25.00 | 1/24/2012 12:23:32 PM |
sgt-schultz | $25.00 | 1/24/2012 1:17:42 PM |
elbastador | $25.00 | 1/24/2012 11:42:21 AM |
asaurus0 | $25.00 | 1/24/2012 11:47:18 AM |
theaterguy | $25.00 | 1/24/2012 4:37:04 PM |
emergencyMD | $100.00 | 1/24/2012 3:44:28 PM |
friendship9 | $25.00 | 1/24/2012 3:31:59 PM |
kindness-sage | $30.00 | 1/24/2012 4:19:45 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:56:15 PM |
Skatingbear | $100.00 | 1/24/2012 6:40:30 PM |
auctionator1 | $25.00 | 1/24/2012 7:55:49 PM |
cimbaman | $33.00 | 1/25/2012 5:01:41 AM |
Wisc_investor | $30.00 | 1/25/2012 8:35:24 AM |
first-class-yield9 | $50.00 | 1/25/2012 5:55:20 AM |
patriot384 | $50.00 | 1/25/2012 6:13:44 AM |
income-plato | $25.00 | 1/25/2012 8:11:45 AM |
fantastic-openness | $150.00 | 1/25/2012 8:48:44 AM |
profitable-money | $25.00 | 1/25/2012 9:42:15 AM |
wowlender | $25.00 | 1/25/2012 10:01:56 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:57 AM |
bazaar-sunrise6 | $100.00 | 1/25/2012 11:57:00 AM |
cropdust3r | $25.00 | 1/25/2012 10:03:48 AM |
justinology | $44.10 | 1/25/2012 4:10:45 PM |
skaught | $32.00 | 1/25/2012 11:30:16 AM |
special-dime5 | $32.49 | 1/25/2012 4:58:41 PM |
agalt | $100.00 | 1/25/2012 1:30:56 PM |
wesleyan | $500.00 | 1/25/2012 3:03:33 PM |
20mule | $400.00 | 1/25/2012 4:02:08 PM |
LosGatos | $25.00 | 1/25/2012 3:54:25 PM |
166 Investments
|
Borrower Payment Dependent Notes Series
552355
This series of Notes was issued and sold upon the funding of the borrower loan #59189, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $93.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,607 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reverent-asset5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan: Consolidate debt
This loan will be used to pay off a credit card and repay my parents
My financial situation: I receive steady income from alimony for 5 more years.
I am a good candidate for this loan because...Although my score is not the greatest right now, I do value my credit score and always pay off my debts. I am recently divorced and trying to pick up the pieces and my credit score.
Monthly net income: $ 1600
Monthly expenses: $ 800
Housing: $ 0 - I live with my parents
Insurance: $ 65
Car expenses: $ 0 - under warranty
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 250
Clothing, household expenses: $ 0
Credit cards and other loans: $ 100
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,500.00 | 1/18/2012 5:04:40 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552363
This series of Notes was issued and sold upon the funding of the borrower loan #59297, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $120.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 3m |
Amount delinquent:
| $688 |
Total credit lines:
| 13 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $6,437 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-tower9 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HomeWork
Purpose of loan:
This loan will be used to...Update The House
My financial situation:
I am a good candidate for this loan because...I am dependable and reliable. My wife and I are working on the house and preparing for a family. These numbers are based on my income and my expenses.
Monthly net income: $2200
Monthly expenses: $1700
Housing: $1080
Insurance: $62
Car expenses: $200
Utilities: $
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/18/2012 5:13:56 PM |
SolarMoonshine | $25.00 | 1/18/2012 5:01:59 PM |
toblerone | $25.00 | 1/18/2012 5:09:09 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:35 AM |
Investor_DP | $100.00 | 1/19/2012 9:45:46 AM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:34 PM |
enriching-dollar1 | $100.00 | 1/19/2012 5:16:43 PM |
hitsman | $50.00 | 1/19/2012 5:35:13 PM |
kulender | $50.00 | 1/20/2012 6:15:40 AM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:22 AM |
Unitas4302 | $50.00 | 1/21/2012 10:46:17 AM |
downtownfarm | $25.00 | 1/21/2012 12:07:21 PM |
edaguy | $75.00 | 1/21/2012 12:25:10 PM |
EngineersAlliance | $125.00 | 1/18/2012 5:42:18 PM |
oxnard | $50.00 | 1/20/2012 2:28:56 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:10 AM |
marwadi-62 | $100.00 | 1/22/2012 9:05:58 AM |
Index_Plus | $2,475.00 | 1/22/2012 2:31:02 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
552379
This series of Notes was issued and sold upon the funding of the borrower loan #59359, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $412.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1982 |
Debt/Income ratio:
| 71% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 14y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $50,278 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| tender-auction6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Nap3
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/18/2012 5:13:56 PM |
impressive-justice6 | $50.00 | 1/18/2012 5:06:17 PM |
toblerone | $25.00 | 1/18/2012 5:09:10 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:35 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:35 AM |
kulender | $50.00 | 1/20/2012 6:15:40 AM |
wonder3 | $25.00 | 1/20/2012 9:14:43 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:59 PM |
integrity-american | $25.00 | 1/21/2012 4:35:36 PM |
hitsman | $50.00 | 1/21/2012 12:51:29 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:10 AM |
dollar-sonnet3 | $25.00 | 1/22/2012 3:06:10 PM |
downtownfarm | $25.00 | 1/22/2012 12:42:57 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:39:15 PM |
loyalty-czar | $25.00 | 1/23/2012 8:39:11 AM |
kevin314 | $25.00 | 1/23/2012 9:39:42 AM |
tech310 | $50.00 | 1/18/2012 7:43:27 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:20 PM |
Investor_DP | $100.00 | 1/19/2012 9:45:47 AM |
enriching-dollar1 | $100.00 | 1/21/2012 12:27:06 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:54 AM |
edaguy | $75.00 | 1/22/2012 12:06:34 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:40 AM |
john0720 | $25.00 | 1/23/2012 11:02:18 AM |
Index_Plus | $9,000.00 | 1/23/2012 9:42:08 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
552391
This series of Notes was issued and sold upon the funding of the borrower loan #59667, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,152 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitment-caper6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small loan will help big time
Purpose of loan:
This loan will be used to consildate some of my smaller credit cards and pay off two payday loans that I currently have open.
My financial situation:
I am a good candidate for this loan because I am alredaying paying more than the Prosper minimal monthly payments when you combine all the other accounts I will be paying off. By extending this loan to me, I will be able to save about $300 a month in payments to credit card and loan companies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/18/2012 5:06:08 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:22 PM |
superb-funds335 | $25.00 | 1/18/2012 5:38:52 PM |
skillful-asset5 | $25.00 | 1/18/2012 5:40:39 PM |
killdare | $25.00 | 1/18/2012 7:36:45 PM |
economy-coup | $50.00 | 1/18/2012 5:11:08 PM |
loan-fate | $50.00 | 1/18/2012 5:11:41 PM |
scarlet-velvet | $25.08 | 1/18/2012 6:26:53 PM |
Interloper | $25.00 | 1/19/2012 11:03:11 AM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:57 PM |
charming-exchange7 | $25.00 | 1/20/2012 9:31:55 AM |
NolockHolmes | $45.00 | 1/20/2012 1:15:02 PM |
thinker6 | $50.00 | 1/21/2012 4:55:00 AM |
friendinmoney | $25.00 | 1/21/2012 10:37:05 AM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:32 PM |
cash-architect | $25.00 | 1/22/2012 12:27:00 PM |
gain-equator | $25.00 | 1/22/2012 9:13:54 PM |
preventivepestcontrol | $25.00 | 1/24/2012 8:47:19 AM |
patriot384 | $50.00 | 1/24/2012 6:25:37 AM |
samdog079 | $105.00 | 1/24/2012 11:34:16 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:39 PM |
discostu | $25.00 | 1/24/2012 4:47:49 PM |
jybank | $50.00 | 1/24/2012 5:29:00 PM |
enticing-note | $25.00 | 1/24/2012 6:53:38 PM |
DiligentiaLLC | $50.00 | 1/24/2012 6:46:15 PM |
saxaphone6 | $25.00 | 1/24/2012 8:35:23 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:32 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:40 AM |
ethicalhumanist | $50.00 | 1/25/2012 12:51:37 PM |
wise-eloquent-yield | $25.00 | 1/25/2012 10:25:08 PM |
commitment-symphony9 | $25.00 | 1/25/2012 11:04:31 PM |
Moneypenny6 | $25.00 | 1/26/2012 12:47:49 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:34 PM |
Detour11 | $50.00 | 1/26/2012 10:38:40 AM |
beans53 | $25.00 | 1/26/2012 1:21:09 PM |
Smartgrowth40 | $50.00 | 1/26/2012 5:09:07 PM |
red-benefit-ruler | $45.00 | 1/26/2012 3:46:32 PM |
toblerone | $25.00 | 1/26/2012 5:15:40 PM |
proud-pound4 | $25.00 | 1/26/2012 5:05:27 PM |
nex | $25.00 | 1/26/2012 5:17:15 PM |
orearella3 | $25.00 | 1/26/2012 5:09:32 PM |
the-enthralling-coin | $25.00 | 1/26/2012 5:18:19 PM |
Tylerh | $250.00 | 1/26/2012 5:09:48 PM |
best-basis-trooper | $25.00 | 1/26/2012 5:09:51 PM |
handshake5 | $100.00 | 1/26/2012 5:10:18 PM |
dough-mammal | $100.00 | 1/26/2012 5:11:50 PM |
Sid-K | $25.00 | 1/26/2012 5:13:29 PM |
hitsman | $50.00 | 1/26/2012 5:21:34 PM |
best-charming-leverage | $50.00 | 1/26/2012 5:39:20 PM |
mammalian4 | $25.00 | 1/26/2012 5:44:28 PM |
wwwUniversal | $25.00 | 1/26/2012 5:28:12 PM |
best-generosity-financier | $25.00 | 1/26/2012 5:29:30 PM |
TheHillsAreAlive | $30.00 | 1/26/2012 5:30:12 PM |
bspar | $25.00 | 1/26/2012 6:05:06 PM |
finance-shower2 | $16.92 | 1/26/2012 6:06:09 PM |
myduck | $40.00 | 1/26/2012 5:34:41 PM |
jstefans | $25.00 | 1/26/2012 5:36:44 PM |
WilliamLeeSims | $25.00 | 1/26/2012 5:37:51 PM |
rss197 | $25.00 | 1/26/2012 5:40:08 PM |
AndChicksforFree | $25.00 | 1/18/2012 5:19:46 PM |
loanman2007 | $25.00 | 1/25/2012 12:17:24 PM |
cattlebaron | $25.00 | 1/18/2012 5:23:27 PM |
nimble-revenue5 | $50.00 | 1/18/2012 5:34:34 PM |
worthy-bid8 | $50.00 | 1/18/2012 5:26:07 PM |
matt_2006 | $25.00 | 1/18/2012 5:42:08 PM |
cattlebaron | $50.00 | 1/18/2012 5:22:49 PM |
Weaverville | $25.00 | 1/19/2012 8:15:54 AM |
calimanusa | $30.00 | 1/18/2012 7:29:05 PM |
tech310 | $50.00 | 1/18/2012 7:43:28 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:36 AM |
careful-compassion | $25.00 | 1/19/2012 11:52:52 AM |
kevin314 | $25.00 | 1/19/2012 11:18:45 PM |
kulender | $50.00 | 1/20/2012 6:15:42 AM |
Bcs-cnc | $25.00 | 1/20/2012 9:18:16 PM |
daekpon | $40.00 | 1/22/2012 8:25:24 AM |
first-class-gold0 | $55.00 | 1/22/2012 1:37:47 PM |
Land_on_your_feet | $25.00 | 1/23/2012 7:07:41 AM |
cello1 | $25.00 | 1/22/2012 6:39:27 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:01 PM |
on_your_side | $25.00 | 1/23/2012 10:09:22 AM |
fund-bauble | $50.00 | 1/23/2012 5:14:58 PM |
all_of_that_one | $30.00 | 1/23/2012 9:53:07 PM |
epall | $25.00 | 1/23/2012 5:24:07 PM |
jarf | $25.00 | 1/23/2012 10:43:32 PM |
john0720 | $50.00 | 1/24/2012 7:17:50 AM |
buffalobills | $25.00 | 1/24/2012 7:18:07 AM |
intelligent-yield | $75.00 | 1/24/2012 9:25:42 AM |
MoneyTree79 | $29.00 | 1/24/2012 8:34:42 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:44 AM |
Bank42 | $25.00 | 1/24/2012 10:01:48 AM |
streak269 | $37.72 | 1/24/2012 10:24:07 AM |
ethical-truth211 | $100.00 | 1/24/2012 3:22:00 PM |
superb-marketplace422 | $50.00 | 1/24/2012 4:10:21 PM |
credit-coach118 | $25.36 | 1/25/2012 8:48:07 AM |
transaction-circuit | $50.00 | 1/25/2012 8:18:53 AM |
CashBank | $25.00 | 1/25/2012 8:30:55 AM |
credit-investor5 | $50.00 | 1/25/2012 3:21:13 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:18:51 PM |
SOP_Bank | $25.00 | 1/26/2012 6:15:28 AM |
liberty-society5 | $25.00 | 1/26/2012 12:38:25 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:29 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:21 PM |
Sonic_Squirrel | $75.00 | 1/26/2012 5:11:44 PM |
LimaGuy | $44.88 | 1/26/2012 4:49:58 PM |
buddycat | $45.00 | 1/26/2012 4:57:03 PM |
gold-cluster | $50.00 | 1/26/2012 5:00:18 PM |
HeroSupport | $80.00 | 1/26/2012 5:03:47 PM |
letsbank | $25.00 | 1/26/2012 5:17:29 PM |
marala4285 | $26.00 | 1/26/2012 5:19:58 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:05 PM |
orange-preeminant-bill | $25.00 | 1/26/2012 5:11:36 PM |
genius520 | $100.00 | 1/26/2012 5:13:00 PM |
sensible-order2 | $200.00 | 1/26/2012 5:29:00 PM |
palpbert | $25.00 | 1/26/2012 5:22:26 PM |
value-travels | $25.00 | 1/26/2012 5:22:51 PM |
ideal-platinum1 | $25.00 | 1/26/2012 5:24:29 PM |
Cliffie83 | $25.00 | 1/26/2012 5:26:12 PM |
jeg3k | $50.00 | 1/26/2012 5:26:56 PM |
yf99yz | $25.00 | 1/26/2012 5:27:44 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:10 PM |
principal-cooker2 | $100.00 | 1/26/2012 5:34:28 PM |
Hambone1111 | $25.00 | 1/26/2012 5:41:54 PM |
exciting-gold6 | $50.00 | 1/26/2012 5:46:56 PM |
blissingbusiness | $25.00 | 1/26/2012 5:57:11 PM |
gustavholstopus32 | $25.00 | 1/26/2012 6:00:14 PM |
125 Investments
|
Borrower Payment Dependent Notes Series
552397
This series of Notes was issued and sold upon the funding of the borrower loan #59387, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $307.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,855 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-kitten |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Manufacturing Company
Purpose of loan:
Purchase Equipment , operating costs etc..
My financial situation:
I am a good candidate for this loan because I have stable employment and work in a high demand industry. I have a excellent repayment history and have never missed a payment
Monthly net income: $3000
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $70
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $25.00 | 1/18/2012 5:07:48 PM |
kenji4861 | $25.00 | 1/18/2012 5:13:57 PM |
toblerone | $25.00 | 1/18/2012 5:09:11 PM |
cattlebaron | $25.00 | 1/18/2012 5:15:21 PM |
tech310 | $50.00 | 1/18/2012 7:43:28 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:36 PM |
kulender | $50.00 | 1/20/2012 6:15:42 AM |
matt_2006 | $25.00 | 1/20/2012 9:27:26 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:11 AM |
enriching-dollar1 | $100.00 | 1/23/2012 5:13:23 PM |
hitsman | $50.00 | 1/23/2012 5:15:43 PM |
Index_Plus | $10,000.00 | 1/23/2012 9:43:12 PM |
DreDub | $50.00 | 1/23/2012 9:59:04 PM |
new-priceless-asset | $50.00 | 1/23/2012 10:50:13 PM |
dissector56958 | $30.80 | 1/24/2012 4:31:23 AM |
ResQDoc | $100.00 | 1/23/2012 9:46:04 PM |
draggon77 | $25.00 | 1/24/2012 3:16:01 AM |
rockhound84 | $69.00 | 1/24/2012 4:59:20 AM |
rockhound84 | $25.00 | 1/24/2012 5:20:00 AM |
LanceLink | $29.34 | 1/24/2012 5:33:15 AM |
dollar-trajectory8 | $25.00 | 1/24/2012 5:44:24 AM |
superb-funds335 | $25.00 | 1/18/2012 5:38:53 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:22 PM |
moola-gargantuan9 | $50.00 | 1/19/2012 6:16:04 AM |
Investor_DP | $100.00 | 1/19/2012 5:18:22 PM |
return-blueberry383 | $500.00 | 1/19/2012 5:41:34 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:59 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:41 AM |
money-bauble | $100.00 | 1/23/2012 5:16:59 PM |
papaloha | $25.00 | 1/23/2012 9:55:19 PM |
justice-gourd | $33.75 | 1/24/2012 4:27:46 AM |
chrisb4745 | $40.00 | 1/24/2012 5:24:20 AM |
Brisket_Bob | $25.47 | 1/24/2012 4:30:15 AM |
Binan | $47.48 | 1/24/2012 4:32:23 AM |
dollar-trajectory8 | $49.16 | 1/24/2012 5:45:07 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
552405
This series of Notes was issued and sold upon the funding of the borrower loan #59289, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $186.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
8 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,425 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sophisticated-revenue9 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2011)
|
Principal balance:
| $6,697.81 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Nav Loan
Purpose of loan: Debt Consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because in few weeks I will finalize selling my refinance so will have enough to pay all my debt
Monthly net income: $ 8750
Monthly expenses: See below
Housing: $ 2700
Insurance: $ 200
Car expenses: $ 150
Utilities: $ 500
Phone, cable, internet: $ 170
Food, entertainment: $ 500
Clothing, household expenses: $ 150
Credit cards and other loans: $ 1000
Other expenses: $ 350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/18/2012 5:47:49 PM |
Mikale360 | $25.00 | 1/18/2012 10:41:18 PM |
economy-coup | $50.00 | 1/18/2012 5:11:09 PM |
toblerone | $25.00 | 1/18/2012 5:09:12 PM |
hitsman | $50.00 | 1/18/2012 5:37:20 PM |
vutah | $45.00 | 1/18/2012 5:37:45 PM |
amlu1988 | $25.00 | 1/18/2012 5:44:29 PM |
312-Lender | $25.00 | 1/18/2012 5:04:13 PM |
SolarMoonshine | $25.00 | 1/18/2012 5:05:32 PM |
papaloha | $200.00 | 1/18/2012 7:42:12 PM |
DoctorJoe | $25.00 | 1/18/2012 6:21:17 PM |
tech310 | $50.00 | 1/18/2012 7:43:29 PM |
Investor_DP | $100.00 | 1/18/2012 5:43:11 PM |
zeeexsixare | $25.00 | 1/18/2012 5:57:42 PM |
knee_caps | $30.00 | 1/19/2012 4:43:03 AM |
first-serene-credit | $25.00 | 1/19/2012 8:19:25 AM |
reflective-rupee | $25.00 | 1/19/2012 10:19:39 AM |
a- | $25.00 | 1/19/2012 11:52:44 AM |
shrewd-income | $50.00 | 1/19/2012 3:15:17 PM |
scoobiedoo | $25.00 | 1/19/2012 5:11:15 PM |
integrity-american | $50.00 | 1/19/2012 8:51:43 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:57 PM |
LateOneNight | $100.00 | 1/19/2012 5:37:03 PM |
kulender | $50.00 | 1/20/2012 6:15:42 AM |
kindness-ace1 | $50.00 | 1/20/2012 4:50:20 AM |
13nd3r | $25.00 | 1/19/2012 8:15:00 PM |
LittleMingo | $25.00 | 1/20/2012 9:21:54 AM |
GCInvestments | $25.00 | 1/20/2012 9:44:38 AM |
orearella3 | $25.00 | 1/20/2012 9:49:30 AM |
chameleon125 | $25.00 | 1/20/2012 1:41:18 PM |
oxnard | $50.00 | 1/20/2012 2:28:56 PM |
yf99yz | $25.00 | 1/20/2012 6:04:30 PM |
Galdis | $25.00 | 1/21/2012 5:10:37 AM |
Foothill-Paradise | $102.95 | 1/21/2012 6:03:57 AM |
dime-hot-rod7 | $50.00 | 1/20/2012 8:01:57 PM |
Johnab | $25.00 | 1/20/2012 8:04:26 PM |
jybank | $50.00 | 1/21/2012 12:00:49 AM |
BigBizBuilder | $37.96 | 1/21/2012 2:46:13 AM |
the-magnetic-transaction | $50.00 | 1/21/2012 12:45:01 PM |
peaceful-farmer | $25.00 | 1/21/2012 1:45:13 PM |
asset-trajectory | $25.00 | 1/21/2012 11:46:43 PM |
dime-explosion | $50.00 | 1/21/2012 3:56:17 PM |
icon7 | $50.00 | 1/21/2012 1:24:15 PM |
interest-satellite | $25.00 | 1/21/2012 4:35:27 PM |
transparent-silver6 | $32.25 | 1/21/2012 1:54:47 PM |
Bob450 | $25.00 | 1/21/2012 3:07:56 PM |
dime-explosion | $73.83 | 1/21/2012 4:12:55 PM |
generosity-poem2 | $50.00 | 1/22/2012 12:05:55 PM |
loot-master | $27.00 | 1/22/2012 10:28:24 AM |
nex | $25.00 | 1/22/2012 12:36:43 PM |
wwwUniversal | $25.00 | 1/22/2012 12:09:06 PM |
dinero-path5 | $50.00 | 1/22/2012 10:54:37 AM |
CivlDX | $31.54 | 1/22/2012 1:55:59 PM |
loanman2007 | $25.00 | 1/19/2012 5:12:09 AM |
the-discrete-income | $50.00 | 1/18/2012 5:52:39 PM |
money-baron | $33.00 | 1/18/2012 5:08:09 PM |
nimble-revenue5 | $100.00 | 1/18/2012 5:34:40 PM |
WilliamLeeSims | $25.00 | 1/18/2012 5:20:02 PM |
worthy-bid8 | $50.00 | 1/18/2012 5:26:07 PM |
nimble-revenue5 | $50.00 | 1/18/2012 5:34:35 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:37 AM |
nshabani6 | $25.00 | 1/19/2012 3:51:23 AM |
janeybooboo | $75.00 | 1/18/2012 7:43:09 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:44:00 AM |
Weaverville | $25.00 | 1/19/2012 8:15:54 AM |
hillerod | $25.19 | 1/19/2012 11:52:41 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:36 AM |
guard327 | $30.00 | 1/19/2012 12:57:14 PM |
McDeeter | $25.00 | 1/19/2012 11:07:03 AM |
market-sumac | $100.00 | 1/19/2012 4:20:13 PM |
blissful-cash3 | $100.00 | 1/19/2012 11:28:26 AM |
treasure-hunter270 | $25.00 | 1/19/2012 5:34:15 PM |
kevin314 | $25.00 | 1/19/2012 11:18:45 PM |
american-investor | $25.54 | 1/20/2012 5:13:14 AM |
return-blueberry383 | $200.00 | 1/19/2012 5:57:36 PM |
Leshan | $50.00 | 1/20/2012 9:43:30 AM |
HeroSupport | $60.00 | 1/20/2012 9:09:24 AM |
hillerod | $25.20 | 1/20/2012 1:26:12 PM |
Redmond | $25.00 | 1/20/2012 2:55:49 PM |
riversmoke | $25.00 | 1/21/2012 2:29:20 AM |
FinanceEngine | $40.00 | 1/21/2012 7:34:04 AM |
rcr549 | $25.00 | 1/20/2012 11:35:09 PM |
orgy63 | $25.00 | 1/20/2012 5:57:21 PM |
gothampark | $25.00 | 1/21/2012 9:52:06 AM |
corporatejim | $27.32 | 1/21/2012 6:38:13 AM |
ambmba | $50.00 | 1/21/2012 7:19:13 AM |
VAMUSIC | $35.40 | 1/21/2012 9:47:50 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:58 AM |
squarebob | $25.00 | 1/21/2012 11:41:19 AM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:02 AM |
Comoparklender | $25.00 | 1/21/2012 12:44:46 PM |
easylivin | $25.00 | 1/21/2012 5:33:26 PM |
investment-comet | $25.00 | 1/21/2012 12:36:39 PM |
WLenders | $50.00 | 1/21/2012 6:15:22 PM |
hopeful-point | $25.00 | 1/21/2012 10:47:29 PM |
new-social-economist | $70.00 | 1/21/2012 4:46:57 PM |
dblakels | $25.00 | 1/21/2012 8:36:58 PM |
gilbrear | $25.00 | 1/22/2012 6:39:03 AM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:54 AM |
reducereuserecycle | $40.00 | 1/22/2012 10:25:58 AM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:39 PM |
jonmars | $25.00 | 1/22/2012 1:37:58 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:52 PM |
money-baron-roth-IRA | $50.00 | 1/22/2012 12:22:50 PM |
Index_Plus | $627.82 | 1/22/2012 2:17:59 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
552407
This series of Notes was issued and sold upon the funding of the borrower loan #59201, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $200.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,194 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mndonx |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for mortgage refinancing
My partner and I are able to refinance our mortgage easily through streamline refinancing, which doesn't require an appraisal. It will lower our interest rate to 3.875% and save us $287 a month.
The hitch is that when we first bought our home 5 years ago, we got a grant through a city program for $7,100. The funds are forgiven after 7 years in your home ... but since we have only been here 5, we would have to present that amount at closing.
We have excellent credit (my partner's score is over 800), and we are financially sound. We are just hoping to get this bump so we can save a lot of money in the long haul.
My monthly net income: $2450 (health/dental insurance and flex benefits are deducted)
My expenses:
Housing: $475
Insurance: $60
Car expenses: $150
Utilities: $150
Phone, cable, internet: $130
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $507
My total expenses: $1822
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $100.00 | 1/19/2012 6:37:48 AM |
SFBank | $50.00 | 1/18/2012 5:04:35 PM |
bubb_hans | $50.00 | 1/18/2012 5:09:23 PM |
sjc224 | $25.00 | 1/18/2012 5:31:21 PM |
skillful-asset5 | $30.00 | 1/18/2012 5:38:47 PM |
zeeexsixare | $300.00 | 1/18/2012 5:58:05 PM |
a- | $25.00 | 1/18/2012 5:39:23 PM |
jiggaman7 | $50.00 | 1/18/2012 5:41:05 PM |
scoobiedoo | $25.00 | 1/18/2012 7:13:54 PM |
red-power-pecan | $50.00 | 1/18/2012 5:57:30 PM |
loss-of-control | $75.00 | 1/18/2012 6:20:09 PM |
toblerone | $25.00 | 1/18/2012 5:09:12 PM |
affluence-generator2 | $300.00 | 1/18/2012 5:09:33 PM |
productive-note2 | $50.00 | 1/18/2012 6:21:48 PM |
economy-coup | $50.00 | 1/18/2012 5:11:09 PM |
cattlebaron | $100.00 | 1/18/2012 5:13:01 PM |
thomas16882004 | $25.00 | 1/18/2012 7:26:43 PM |
worthy-bid8 | $50.00 | 1/18/2012 5:26:08 PM |
favorite-commerce | $40.00 | 1/18/2012 8:29:19 PM |
matt_2006 | $25.00 | 1/18/2012 5:42:09 PM |
contract-victor5 | $30.00 | 1/18/2012 10:01:27 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:37 AM |
corndog4000 | $61.86 | 1/19/2012 1:29:49 AM |
loyalty-czar | $35.00 | 1/19/2012 8:21:56 AM |
Bob450 | $25.00 | 1/19/2012 6:42:34 AM |
cattlebaron | $100.00 | 1/19/2012 9:13:16 AM |
TrekTune | $25.00 | 1/19/2012 9:23:35 AM |
tolerant-dime2 | $25.00 | 1/18/2012 10:01:13 PM |
wkeboarder21 | $50.00 | 1/19/2012 5:47:28 AM |
chad-bro-chill | $25.00 | 1/19/2012 7:19:27 AM |
mlj0671 | $25.00 | 1/19/2012 9:14:08 AM |
loanman2007 | $75.00 | 1/19/2012 5:10:23 AM |
marinbb | $100.00 | 1/19/2012 9:08:15 AM |
camaraderi-aspen | $200.00 | 1/18/2012 5:06:50 PM |
SolarMoonshine | $25.00 | 1/18/2012 5:04:54 PM |
WilliamLeeSims | $25.00 | 1/18/2012 5:20:02 PM |
cagcrash | $75.00 | 1/18/2012 5:25:43 PM |
loan-fate | $50.00 | 1/18/2012 5:11:41 PM |
nimble-revenue5 | $50.00 | 1/18/2012 5:34:35 PM |
careful-vigilance4 | $25.00 | 1/18/2012 5:17:12 PM |
loss-of-control | $75.55 | 1/18/2012 5:23:16 PM |
riveting-credit5 | $50.00 | 1/18/2012 5:42:31 PM |
liberty-thinker | $25.00 | 1/18/2012 6:22:14 PM |
scarlet-velvet | $25.08 | 1/18/2012 6:27:49 PM |
handy-justice | $50.00 | 1/18/2012 5:05:46 PM |
Dubbs360 | $100.00 | 1/18/2012 5:10:59 PM |
vutah | $25.00 | 1/18/2012 6:30:56 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:23 PM |
integrity-doctor | $100.00 | 1/18/2012 6:57:49 PM |
vest_vortex | $25.01 | 1/18/2012 5:18:51 PM |
rolltide09 | $25.00 | 1/18/2012 5:21:06 PM |
bowler252 | $28.00 | 1/18/2012 8:37:17 PM |
miked8303 | $25.00 | 1/18/2012 5:24:37 PM |
1traveler | $25.00 | 1/18/2012 9:05:18 PM |
850 | $50.00 | 1/18/2012 9:24:51 PM |
nimble-revenue5 | $100.00 | 1/18/2012 5:34:41 PM |
tech310 | $50.00 | 1/18/2012 7:47:15 PM |
payment-halo | $40.00 | 1/19/2012 3:08:27 AM |
irrelevant | $30.00 | 1/19/2012 6:05:09 AM |
phenomenal-gain5 | $25.00 | 1/18/2012 6:01:30 PM |
a- | $35.00 | 1/18/2012 10:44:39 PM |
TackingWindward | $25.00 | 1/19/2012 7:55:41 AM |
deal-pal | $25.00 | 1/19/2012 7:56:34 AM |
thankful-nickel2 | $25.00 | 1/19/2012 1:35:24 AM |
Weaverville | $25.00 | 1/19/2012 8:15:54 AM |
Kapitaal | $25.00 | 1/18/2012 6:59:47 PM |
gothampark | $25.00 | 1/19/2012 6:37:37 AM |
diplomatic-wealth7 | $25.00 | 1/19/2012 9:11:04 AM |
consummate-loyalty1 | $75.00 | 1/19/2012 9:27:43 AM |
asset-mammal | $25.00 | 1/18/2012 9:54:45 PM |
orearella3 | $25.00 | 1/19/2012 9:28:02 AM |
geophreigh | $73.94 | 1/19/2012 4:44:06 AM |
melodious-openness | $200.00 | 1/19/2012 5:28:34 AM |
intrepid-loot | $25.00 | 1/19/2012 6:20:50 AM |
scrappy-diversification7 | $945.56 | 1/19/2012 9:33:05 AM |
leverage-monger | $25.00 | 1/19/2012 8:25:02 AM |
76 Investments
|
Borrower Payment Dependent Notes Series
552419
This series of Notes was issued and sold upon the funding of the borrower loan #59146, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $355.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,226 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| Daluca |
Borrower's state:
| Georgia |
Borrower's group:
| EMS, FIRE, POLICE, MILITARY |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2011)
640-659
(Jul-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Consolidate debt!
Purpose: To consolidate medical debt.
I have medical insurance but this consolidates the copays&procedures that are on CCs due to a seizure (you'll note the high utilization of credit!). This involved an ambulance & 3 days in ICU. A medication lowered my seizure threshold&caused it. Official diagnosis is a one time occurrence. That?s great news, I am just left paying it off!
Finances:
I?m a good candidate for this loan because I am employed full-time with Pepsi Beverages Co. as a merch mgr since June ?11. I make a set salary & paid mileage that averages $600/month. Prior to PBC, I was employed with the same company for over six years.
Monthly net income:$3,000 (after taxes & 401k deducted)
Monthly expenses:$2,150
Rent:$810
Insurance:$65 full coverage
Car expenses:$300
Utilities:$40
Phone, cable, internet:$35
Food/entertainment:$300
Clothing/household expenses:$100
Credit cards&other loans:$500 (AMEX/BOA CC/Store CC/2 student loans)
Other expenses:None
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $350.00 | 1/19/2012 9:01:29 AM |
handy-justice | $100.00 | 1/19/2012 9:02:03 AM |
grammaspurse | $25.00 | 1/19/2012 9:05:03 AM |
burrito6 | $50.00 | 1/19/2012 9:07:18 AM |
Kash2010lu | $40.00 | 1/19/2012 9:00:59 AM |
green-trade-dolphin | $35.02 | 1/19/2012 9:02:14 AM |
cattlebaron | $25.00 | 1/19/2012 9:04:39 AM |
heaven75 | $200.00 | 1/19/2012 9:07:11 AM |
diplomatic-wealth7 | $25.00 | 1/19/2012 9:11:05 AM |
Aberdeen | $6,599.98 | 1/19/2012 9:11:31 AM |
LittleMingo | $40.00 | 1/19/2012 9:01:03 AM |
school-loan-gambler | $150.00 | 1/19/2012 9:02:02 AM |
frantic-retirement | $150.00 | 1/19/2012 9:02:19 AM |
enticing-capital6 | $50.00 | 1/19/2012 9:08:16 AM |
commerce-rumbler0 | $100.00 | 1/19/2012 9:10:50 AM |
marinbb | $100.00 | 1/19/2012 9:01:53 AM |
NekHoldings | $25.00 | 1/19/2012 9:02:29 AM |
MoneyForNothing | $25.00 | 1/19/2012 9:02:13 AM |
lucrative-loan | $50.00 | 1/19/2012 9:03:14 AM |
ImNotSoDumb | $25.00 | 1/19/2012 9:07:23 AM |
atlas-shrugged | $245.00 | 1/19/2012 9:01:19 AM |
janeybooboo | $75.00 | 1/19/2012 9:02:34 AM |
miked8303 | $50.00 | 1/19/2012 9:05:55 AM |
utmom | $25.00 | 1/19/2012 9:06:03 AM |
bgood2016 | $25.00 | 1/19/2012 9:06:34 AM |
genuine-integrity0 | $35.00 | 1/19/2012 9:09:59 AM |
trumpeter5 | $30.00 | 1/19/2012 9:02:59 AM |
RoZu_Lending | $300.00 | 1/19/2012 9:03:48 AM |
smoothmoniker | $25.00 | 1/19/2012 9:05:40 AM |
miamibeachloaner | $25.00 | 1/19/2012 9:06:22 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
552427
This series of Notes was issued and sold upon the funding of the borrower loan #59173, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,800.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $123.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
13 | Length of status: | 13y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,928 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-credit-samaritan410 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2011)
800-819
(Oct-2008)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Mobilized Army Officer
I need a loan for building a 600 sq foot apartment in my friend's basement. In turn, he will let me stay there for free for three years. I need this space in order to have a place to visit my daughter during periods when I am on leave/pass from the Army. I am currently mobilized in Massachusetts and she is living in southern Connecticut with my ex-wife. In the long run this will save me money as I will not have to spend the money on hotels/motels when I travel to see her
I am a good candidate for this loan because I have previously used Prosper and paid off my loan in full with no missed payments. Furthermore, as an officer in the military, I hold my financial obligations very seriously. Monthly net income: $8000; Expenses $4500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/18/2012 7:50:40 PM |
payout-bridge | $75.00 | 1/18/2012 10:05:09 PM |
113121 | $350.00 | 1/18/2012 5:56:12 PM |
investmentgroup | $25.00 | 1/18/2012 5:08:11 PM |
cattlebaron | $200.00 | 1/18/2012 5:17:27 PM |
vutah | $35.00 | 1/18/2012 5:38:02 PM |
calimanusa | $30.00 | 1/18/2012 7:26:35 PM |
CoolPlexer | $25.00 | 1/18/2012 5:18:34 PM |
FinanceEngine | $50.00 | 1/18/2012 8:30:20 PM |
janeybooboo | $175.00 | 1/18/2012 7:42:07 PM |
thankful-nickel2 | $25.00 | 1/18/2012 10:02:19 PM |
optionscashflow | $25.00 | 1/18/2012 9:11:52 PM |
maj0508 | $100.00 | 1/18/2012 11:47:10 PM |
LittleMingo | $25.00 | 1/18/2012 6:43:17 PM |
first-serene-credit | $25.00 | 1/19/2012 8:17:04 AM |
GCLRWLoans | $38.22 | 1/19/2012 8:20:25 AM |
Winged_Inspirations | $50.00 | 1/19/2012 6:14:39 AM |
genuine-integrity0 | $25.00 | 1/19/2012 9:11:29 AM |
enriching-dollar1 | $100.00 | 1/19/2012 9:31:18 AM |
hillerod | $25.10 | 1/19/2012 11:49:46 AM |
innocent-deal | $430.00 | 1/19/2012 10:48:57 AM |
thrilling-nickel5 | $25.00 | 1/19/2012 1:04:09 PM |
a- | $25.00 | 1/19/2012 11:36:15 AM |
investment-artist | $25.00 | 1/19/2012 3:20:33 PM |
careful-compassion | $25.00 | 1/19/2012 11:55:49 AM |
sensible-fund | $25.00 | 1/19/2012 4:03:24 PM |
guard327 | $30.00 | 1/19/2012 12:57:14 PM |
thorough-marketplace441 | $100.00 | 1/19/2012 4:44:24 PM |
moneybags16 | $25.00 | 1/19/2012 10:29:35 AM |
the-magnetic-transaction | $50.00 | 1/19/2012 5:12:30 PM |
orange-immaculate-payment | $50.00 | 1/19/2012 1:59:29 PM |
Aquanaut | $25.00 | 1/19/2012 3:00:34 PM |
intrepid-loot | $25.00 | 1/19/2012 4:29:12 PM |
platinum-cargo | $25.00 | 1/19/2012 4:38:29 PM |
AndChicksforFree | $25.00 | 1/18/2012 5:05:50 PM |
Moe87 | $25.00 | 1/18/2012 6:47:44 PM |
economy-popcorn | $25.00 | 1/19/2012 6:10:33 AM |
NekHoldings | $25.00 | 1/19/2012 9:04:09 AM |
loanman2007 | $225.00 | 1/19/2012 5:04:20 AM |
toblerone | $25.00 | 1/18/2012 5:09:13 PM |
kenji4861 | $25.00 | 1/18/2012 5:13:58 PM |
exchange-dreams | $30.00 | 1/18/2012 7:06:17 PM |
DoctorJoe | $30.00 | 1/18/2012 6:21:43 PM |
Whatssofunnybout | $25.54 | 1/18/2012 7:11:15 PM |
nikebootie | $33.37 | 1/18/2012 9:46:18 PM |
lsx7 | $100.00 | 1/18/2012 8:35:00 PM |
moola-gargantuan9 | $50.00 | 1/19/2012 6:12:58 AM |
us957165 | $30.00 | 1/18/2012 6:36:08 PM |
ronin4sale | $40.00 | 1/19/2012 6:12:11 AM |
Mrs-Honeydew | $30.00 | 1/19/2012 7:16:36 AM |
scoobiedoo | $50.00 | 1/19/2012 7:28:52 AM |
LimaGuy | $30.00 | 1/19/2012 7:36:01 AM |
1traveler | $25.00 | 1/18/2012 9:03:17 PM |
knee_caps | $30.00 | 1/19/2012 4:39:28 AM |
responsive-value4 | $25.00 | 1/19/2012 7:04:40 AM |
hitsman | $50.00 | 1/19/2012 9:37:12 AM |
PaulW | $25.00 | 1/19/2012 11:38:30 AM |
thinker6 | $70.00 | 1/19/2012 10:26:06 AM |
Leshan | $50.00 | 1/19/2012 9:29:51 AM |
a- | $25.00 | 1/19/2012 11:35:55 AM |
munnu | $100.00 | 1/19/2012 1:16:30 PM |
bluehen00 | $30.00 | 1/19/2012 3:55:19 PM |
Investor_DP | $100.00 | 1/19/2012 9:45:48 AM |
patriot384 | $100.00 | 1/19/2012 4:56:40 PM |
reflective-rupee | $25.00 | 1/19/2012 10:20:57 AM |
thequeenofe | $55.00 | 1/19/2012 5:01:12 PM |
hopheadmike | $26.00 | 1/19/2012 4:08:16 PM |
Oak-Parker | $25.00 | 1/19/2012 11:30:09 AM |
generosity-battalion0 | $50.00 | 1/19/2012 11:38:12 AM |
BrianJx | $25.00 | 1/19/2012 4:49:16 PM |
Sturgee | $25.00 | 1/19/2012 4:54:15 PM |
Toastmaster007 | $30.00 | 1/19/2012 2:48:50 PM |
payment-chief9 | $154.32 | 1/19/2012 2:55:41 PM |
Slapshot | $500.00 | 1/19/2012 3:56:28 PM |
gilbrear | $25.00 | 1/19/2012 3:58:23 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:37 PM |
DHolly | $25.00 | 1/19/2012 5:10:24 PM |
orearella3 | $25.00 | 1/19/2012 5:13:58 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
552439
This series of Notes was issued and sold upon the funding of the borrower loan #59377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $118.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 68% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,307 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tazerpup |
Borrower's state:
| Montana |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 71 ( 92% )
| 640-659 (Latest)
|
Principal borrowed:
| $23,000.00 | < 31 days late:
| 6
( 8% )
| 640-659
(Oct-2010)
660-679
(May-2010)
660-679
(Apr-2010)
640-659
(Feb-2010)
|
Principal balance:
| $5,436.06 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 77 | | |
Description
New Condenser Fans
Purpose of loan:
This loan will be used to purchase two new condenser fans for the heating/cooling unit for my business.
My financial situation:
I am a good candidate for this loan because I have the ability to re-pay this financial obligation. I have had previous Prosper loans that I have paid off early, and I currently have one active loan. Business has slowed down because of the winter months so I must use alternative financing for these needed units.
Monthly net income: $2,600.00
Monthly expenses: $120.00
Housing: $615.00
Insurance: $140.00
Car expenses: $100
Utilities: $70.00
Phone, cable, internet: $60.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $520.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $100.00 | 1/18/2012 5:05:21 PM |
MoneyForNothing | $36.27 | 1/18/2012 5:07:36 PM |
SLN-10 | $100.00 | 1/18/2012 5:28:25 PM |
SolarMoonshine | $25.00 | 1/18/2012 5:04:04 PM |
Kash2010lu | $30.00 | 1/18/2012 5:07:42 PM |
handy-justice | $100.00 | 1/18/2012 5:02:12 PM |
affluence-generator2 | $300.00 | 1/18/2012 5:03:42 PM |
twjh | $50.05 | 1/18/2012 5:14:34 PM |
The-Helper | $25.00 | 1/18/2012 5:16:07 PM |
richboy56 | $25.00 | 1/18/2012 5:06:23 PM |
Dubbs360 | $100.00 | 1/18/2012 5:10:59 PM |
MatthewDP | $200.00 | 1/18/2012 5:30:50 PM |
LuvToLend | $25.00 | 1/18/2012 5:31:02 PM |
capital-renewal | $25.00 | 1/18/2012 5:15:21 PM |
nimble-revenue5 | $50.00 | 1/18/2012 5:34:36 PM |
TrekTune | $25.00 | 1/18/2012 5:23:13 PM |
worthy-bid8 | $50.00 | 1/18/2012 5:26:09 PM |
sflash | $25.00 | 1/18/2012 5:30:13 PM |
Slend49 | $25.00 | 1/18/2012 5:41:52 PM |
Jack55304 | $200.00 | 1/18/2012 5:09:16 PM |
rolltide09 | $25.00 | 1/18/2012 5:20:57 PM |
ideal-platinum1 | $25.00 | 1/18/2012 5:21:45 PM |
principal-cooker2 | $100.00 | 1/18/2012 5:22:17 PM |
TennSquire | $25.00 | 1/18/2012 5:31:27 PM |
skillful-asset5 | $30.00 | 1/18/2012 5:37:24 PM |
Tylerh | $250.00 | 1/18/2012 5:38:34 PM |
grammaspurse | $25.00 | 1/18/2012 5:04:31 PM |
mlj0671 | $25.00 | 1/18/2012 5:18:06 PM |
enticing-capital6 | $50.00 | 1/18/2012 5:20:46 PM |
miked8303 | $25.00 | 1/18/2012 5:24:37 PM |
Mariner3605 | $25.00 | 1/18/2012 5:28:09 PM |
hitsman | $50.00 | 1/18/2012 5:37:20 PM |
nex | $25.00 | 1/18/2012 5:22:52 PM |
orearella3 | $25.00 | 1/18/2012 5:39:00 PM |
jiggaman7 | $50.00 | 1/18/2012 5:41:06 PM |
sjc224 | $25.00 | 1/18/2012 5:31:22 PM |
myutmost | $45.00 | 1/18/2012 5:32:39 PM |
nimble-revenue5 | $100.00 | 1/18/2012 5:34:42 PM |
amlu1988 | $25.00 | 1/18/2012 5:41:17 PM |
atlas-shrugged | $200.00 | 1/18/2012 5:03:01 PM |
credit-missile | $135.00 | 1/18/2012 5:05:18 PM |
toblerone | $25.00 | 1/18/2012 5:09:13 PM |
careful-vigilance4 | $25.00 | 1/18/2012 5:17:12 PM |
money-baron-Roth401k | $25.00 | 1/18/2012 5:17:35 PM |
WilliamLeeSims | $25.00 | 1/18/2012 5:20:02 PM |
IntrepidInvestment | $50.00 | 1/18/2012 5:21:29 PM |
restless-currency | $50.00 | 1/18/2012 5:34:20 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
552451
This series of Notes was issued and sold upon the funding of the borrower loan #59534, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $322.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $570 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| heaven830 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ammak5
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $25.00 | 1/18/2012 5:10:02 PM |
Harry | $50.00 | 1/18/2012 5:13:37 PM |
AFairDeal | $25.00 | 1/18/2012 5:37:02 PM |
superb-funds335 | $25.00 | 1/18/2012 5:38:53 PM |
sturdy-fairness0 | $100.00 | 1/18/2012 5:14:44 PM |
DDPrime | $50.00 | 1/19/2012 5:37:59 PM |
edaguy | $75.00 | 1/22/2012 12:06:35 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:11 AM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:27 PM |
mar97 | $25.00 | 1/23/2012 3:22:40 PM |
downtownfarm | $25.00 | 1/24/2012 5:20:40 PM |
ericgassercom | $25.00 | 1/24/2012 5:38:01 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:16 PM |
paladin847 | $50.00 | 1/24/2012 5:46:57 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:40 PM |
enticing-note | $25.00 | 1/24/2012 6:53:39 PM |
blue-lively-platinum | $25.00 | 1/24/2012 6:04:21 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:29 PM |
thorough-marketplace441 | $30.00 | 1/24/2012 8:26:22 PM |
organized-payment6 | $50.00 | 1/25/2012 5:54:03 AM |
Darts | $50.00 | 1/25/2012 8:17:50 AM |
kirat15 | $50.00 | 1/25/2012 8:49:06 AM |
jeg3k | $50.00 | 1/25/2012 9:27:54 AM |
Syzygy | $25.00 | 1/25/2012 9:17:50 AM |
awwaww | $25.00 | 1/25/2012 9:25:45 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:25 AM |
Index_Plus | $5,308.99 | 1/25/2012 5:22:40 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:23 PM |
a- | $25.00 | 1/18/2012 5:39:24 PM |
Ripsaw4U | $50.00 | 1/18/2012 5:09:35 PM |
kenji4861 | $25.00 | 1/18/2012 5:13:46 PM |
goodhearted-basis4 | $25.00 | 1/19/2012 9:35:41 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:37 AM |
a- | $25.00 | 1/19/2012 11:52:27 AM |
enriching-dollar1 | $100.00 | 1/20/2012 5:31:52 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:00 PM |
hitsman | $50.00 | 1/22/2012 12:13:18 PM |
patriot897 | $25.00 | 1/23/2012 9:55:55 AM |
john0720 | $25.00 | 1/23/2012 11:03:32 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:44 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:28 PM |
genius520 | $50.00 | 1/24/2012 5:19:53 PM |
selector568 | $300.00 | 1/24/2012 5:20:28 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:23 PM |
jescowa | $50.00 | 1/24/2012 6:46:25 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:55:52 PM |
kevin314 | $40.00 | 1/24/2012 8:17:20 PM |
Arg3998 | $33.00 | 1/25/2012 4:26:59 AM |
cimbaman | $33.00 | 1/25/2012 4:58:05 AM |
cfviper | $30.00 | 1/25/2012 6:24:27 AM |
Weaverville | $25.00 | 1/25/2012 9:00:28 AM |
dbs | $25.00 | 1/25/2012 9:10:52 AM |
progressive-economy261 | $400.00 | 1/25/2012 9:12:39 AM |
heavy_ax | $25.00 | 1/25/2012 9:52:10 AM |
soular21804 | $25.00 | 1/25/2012 9:59:53 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
552457
This series of Notes was issued and sold upon the funding of the borrower loan #59367, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,328 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| anthonyj1989 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2011)
620-639
(Apr-2008)
|
Principal balance:
| $1,591.55 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 44 | | |
Description
No Risk Loan-Proven Track Record
Purpose of loan:
This loan will be used to...This loan will be used to consolidate my credit cards and make one monthly payment
My financial situation:
I am a good candidate for this loan because...I have a proven track record with Prosper. I have never defaulted on any financial obligations and I have solid full-time employment.
Monthly net income: $2300
Monthly expenses: $1950
Housing: $600
Insurance: $150 (Car and Health)
Car expenses: $200 ( Gas only - Car is paid off)
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $400.00 - includes current Prosper loan and total credit card payments. $400 a month is the amount of this new loan. So, no change in my monthly income. You would make the interest, instead of the credit card company.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dusigrosz | $100.00 | 1/18/2012 5:01:54 PM |
green-trade-dolphin2 | $45.02 | 1/18/2012 5:02:17 PM |
worth-blanket2 | $14,854.98 | 1/18/2012 5:04:37 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
552461
This series of Notes was issued and sold upon the funding of the borrower loan #59415, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,700.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $166.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 4% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
1 | Length of status: | 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $53 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| honorable-gain32 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Patches11
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 1/19/2012 5:20:54 PM |
nimble-revenue5 | $50.00 | 1/19/2012 5:40:13 PM |
kevin314 | $25.00 | 1/19/2012 11:18:49 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:27:00 PM |
Weaverville | $25.00 | 1/20/2012 9:42:32 AM |
powerplant62 | $25.00 | 1/22/2012 7:34:04 PM |
hitsman | $50.00 | 1/23/2012 5:15:44 PM |
toblerone | $25.00 | 1/23/2012 5:29:45 PM |
proud-pound4 | $25.00 | 1/23/2012 5:29:57 PM |
genius520 | $50.00 | 1/23/2012 5:25:09 PM |
nex | $25.00 | 1/23/2012 5:33:03 PM |
selector568 | $300.00 | 1/23/2012 5:41:21 PM |
Index_Plus | $4,521.00 | 1/23/2012 9:37:44 PM |
kulender | $50.00 | 1/20/2012 6:15:50 AM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:34 PM |
reflective-rupee | $25.00 | 1/22/2012 12:40:11 PM |
seeme4money | $154.00 | 1/23/2012 2:33:22 PM |
WilliamLeeSims | $25.00 | 1/23/2012 5:39:11 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:54 PM |
money-bauble | $100.00 | 1/23/2012 5:17:00 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:30 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
552463
This series of Notes was issued and sold upon the funding of the borrower loan #59444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $280.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
7 | Length of status: | 22y 5m |
Amount delinquent:
| $10,810 |
Total credit lines:
| 28 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,719 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| Nunlady |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay household insurance and taxes
Purpose of loan: pay taxes and insurance
This loan will be used to...pay taxes and insurance
My financial situation:
I am a good candidate for this loan because...I am a 21 year teacher with a masters degree living in the same house for over 20 years. I am divorced and need to pay my flood insurance and property taxes. I am a 5 year cancer survivor and still have medical issues and intermittant bills to keep up with
Monthly net income: $4000
Monthly expenses: $3300
Housing: $
Insurance: $850
Car expenses: $1000
Utilities: $250
Phone, cable, internet: $175
Food, entertainment: $900
Clothing, household expenses: $500
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
red-power-pecan | $50.00 | 1/19/2012 9:14:13 AM |
handy-justice | $50.00 | 1/19/2012 9:04:44 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:39 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:44:00 AM |
Dubbs360 | $100.00 | 1/19/2012 9:44:05 AM |
Weaverville | $25.00 | 1/19/2012 4:20:16 PM |
zorg77 | $25.00 | 1/19/2012 6:53:39 PM |
kevin314 | $25.00 | 1/19/2012 11:18:48 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:05 AM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:24 AM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:50 PM |
diplomatic-wealth7 | $25.00 | 1/22/2012 12:28:15 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:51 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:15:50 PM |
proud-pound4 | $25.00 | 1/23/2012 9:23:38 AM |
powerplant62 | $25.00 | 1/22/2012 7:34:03 PM |
orearella3 | $25.00 | 1/23/2012 9:37:28 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:41 AM |
diligent-bid3 | $50.00 | 1/23/2012 6:40:59 PM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:55 AM |
Bank42 | $25.00 | 1/24/2012 10:01:01 AM |
exciting-loyalty3 | $25.00 | 1/24/2012 2:08:35 PM |
Deltaoneblue | $25.00 | 1/24/2012 2:12:36 PM |
dollardave | $50.00 | 1/24/2012 10:42:58 AM |
systematic-basis6 | $25.00 | 1/24/2012 12:10:18 PM |
Bankman68 | $25.00 | 1/24/2012 11:39:58 AM |
finance-prescription | $100.00 | 1/24/2012 5:12:14 PM |
payout-achievement | $35.00 | 1/24/2012 5:16:02 PM |
monster4 | $44.00 | 1/24/2012 5:16:55 PM |
ttnk62918 | $25.00 | 1/24/2012 5:28:50 PM |
gold-channel2 | $25.00 | 1/24/2012 5:41:03 PM |
TrekTune | $25.00 | 1/24/2012 5:19:07 PM |
silver-wonder278 | $25.00 | 1/24/2012 5:22:38 PM |
the-magnetic-transaction | $50.00 | 1/24/2012 5:28:48 PM |
debt-force | $25.00 | 1/24/2012 5:36:17 PM |
burrito6 | $50.00 | 1/24/2012 5:37:50 PM |
deal-pioneer1 | $25.00 | 1/24/2012 5:45:04 PM |
capital-halo1 | $985.85 | 1/24/2012 5:50:00 PM |
worthy-bid8 | $50.00 | 1/19/2012 9:18:59 AM |
careful-vigilance4 | $25.00 | 1/19/2012 9:22:46 AM |
miked8303 | $50.00 | 1/19/2012 9:05:56 AM |
jiggaman7 | $50.00 | 1/19/2012 9:50:41 AM |
nimble-revenue5 | $50.00 | 1/19/2012 9:26:15 AM |
bubb_hans | $50.00 | 1/19/2012 9:39:56 AM |
hitsman | $50.00 | 1/19/2012 5:35:14 PM |
kulender | $50.00 | 1/20/2012 6:15:47 AM |
productive-note2 | $100.00 | 1/19/2012 6:29:51 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:53 PM |
asset-professor | $25.00 | 1/21/2012 12:08:26 PM |
first-pragmatic-power | $25.00 | 1/21/2012 7:49:55 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:52 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:51 PM |
duty-explosion9 | $25.00 | 1/23/2012 4:40:05 PM |
all_of_that_one | $30.00 | 1/23/2012 9:53:07 PM |
commitment-statue1 | $25.00 | 1/23/2012 10:32:03 PM |
HenryS | $25.00 | 1/24/2012 3:50:10 AM |
justice-circuitry0 | $25.00 | 1/24/2012 6:47:55 AM |
john0720 | $50.00 | 1/24/2012 7:16:59 AM |
Bob450 | $25.00 | 1/24/2012 7:00:12 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:48 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:55:44 AM |
irrelevant | $50.00 | 1/24/2012 2:05:14 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:52 PM |
suave-dime6 | $25.00 | 1/24/2012 4:04:46 PM |
asya | $25.00 | 1/24/2012 2:48:42 PM |
consummate-loyalty1 | $75.00 | 1/24/2012 5:10:58 PM |
Kerosene_Hat | $100.00 | 1/24/2012 2:52:22 PM |
bid-czar8 | $83.00 | 1/24/2012 5:13:19 PM |
Diamond_Jim | $25.00 | 1/24/2012 5:17:47 PM |
punksouth | $25.00 | 1/24/2012 3:54:03 PM |
note-mover9 | $25.00 | 1/24/2012 5:19:23 PM |
viennese | $25.00 | 1/24/2012 4:39:12 PM |
community-platoon8 | $25.00 | 1/24/2012 5:05:20 PM |
Wellman | $25.00 | 1/24/2012 5:28:37 PM |
best-charming-leverage | $50.00 | 1/24/2012 5:30:20 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:23 PM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:48 PM |
handshake5 | $100.00 | 1/24/2012 5:15:22 PM |
a-resplendent-commitment | $25.00 | 1/24/2012 5:39:13 PM |
finance-mushroom | $200.00 | 1/24/2012 5:42:25 PM |
brightest-affluence-motivator | $50.00 | 1/24/2012 5:44:48 PM |
stepatatime-together | $100.00 | 1/24/2012 5:24:48 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:57 PM |
saffron4 | $25.00 | 1/24/2012 5:27:57 PM |
life-is-great | $25.00 | 1/24/2012 5:38:49 PM |
dedicated-transaction796 | $25.00 | 1/24/2012 5:39:37 PM |
money-surge1 | $25.00 | 1/24/2012 5:41:41 PM |
tornandfrayed | $25.00 | 1/24/2012 5:44:06 PM |
dough-bear | $25.00 | 1/24/2012 5:44:28 PM |
bold-principal-fountain | $25.00 | 1/24/2012 5:46:04 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
552477
This series of Notes was issued and sold upon the funding of the borrower loan #59772, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $806.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 31% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 22y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,386 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cub983 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CX
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sturdy-fairness0 | $100.00 | 1/19/2012 5:06:19 PM |
Harry | $50.00 | 1/19/2012 5:31:49 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:42 PM |
a- | $25.00 | 1/19/2012 5:21:10 PM |
kenji4861 | $25.00 | 1/19/2012 5:23:33 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:06 PM |
AFairDeal | $25.00 | 1/24/2012 9:19:24 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:31 PM |
enticing-note | $25.00 | 1/24/2012 6:53:47 PM |
kevin314 | $40.00 | 1/24/2012 8:17:22 PM |
kirat15 | $50.00 | 1/25/2012 8:49:09 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:29 PM |
Sid-K | $25.00 | 1/26/2012 5:13:31 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:31 AM |
wealthstar | $25.00 | 1/27/2012 9:09:10 AM |
acarnegie | $25.00 | 1/27/2012 12:18:12 PM |
Index_Plus | $15,000.00 | 1/27/2012 12:49:29 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:08 AM |
enriched-contract6 | $25.00 | 1/27/2012 12:56:32 PM |
duty-explosion9 | $25.00 | 1/27/2012 1:39:59 PM |
treasure-coyote3 | $77.59 | 1/27/2012 3:29:00 PM |
abundant-euro0 | $40.00 | 1/27/2012 1:00:01 PM |
WonderPup | $25.00 | 1/27/2012 1:25:06 PM |
return-twister | $25.00 | 1/27/2012 1:49:03 PM |
mcs99 | $100.00 | 1/27/2012 1:26:16 PM |
reward-excellency1 | $25.00 | 1/27/2012 1:36:19 PM |
KLCRAY | $25.00 | 1/27/2012 5:06:46 PM |
Mo_64 | $50.00 | 1/27/2012 2:52:31 PM |
authentic-liberty7 | $25.00 | 1/27/2012 5:12:37 PM |
truth-silo | $50.00 | 1/27/2012 4:08:14 PM |
orearella3 | $25.00 | 1/27/2012 5:23:32 PM |
hitsman | $50.00 | 1/27/2012 5:31:32 PM |
best-generosity-financier | $25.00 | 1/27/2012 5:33:27 PM |
order-brilliance9 | $100.00 | 1/27/2012 5:36:26 PM |
honorable-loot4 | $25.00 | 1/27/2012 5:08:44 PM |
miked8303 | $50.00 | 1/27/2012 5:18:27 PM |
iem2509 | $35.00 | 1/27/2012 5:11:52 PM |
jbaum | $40.00 | 1/27/2012 5:41:40 PM |
bvzm | $25.00 | 1/27/2012 5:43:42 PM |
golden-wealth2 | $100.00 | 1/27/2012 5:43:44 PM |
power-trophy7 | $25.00 | 1/27/2012 5:44:22 PM |
jeg3k | $50.00 | 1/27/2012 5:29:33 PM |
igniter584 | $100.00 | 1/27/2012 5:36:22 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:23 PM |
commanding-treasure2 | $43.00 | 1/27/2012 5:44:07 PM |
nuclearmoose | $47.00 | 1/27/2012 5:44:49 PM |
tabinoc | $25.00 | 1/27/2012 6:48:32 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:14 PM |
first-compassion-oak | $25.00 | 1/28/2012 1:40:34 AM |
maineman | $25.00 | 1/28/2012 3:19:08 AM |
ferdberfel | $25.00 | 1/27/2012 8:36:52 PM |
Snowflake6515 | $25.00 | 1/28/2012 6:24:43 AM |
chorus731 | $50.00 | 1/27/2012 9:45:16 PM |
lady3barj | $25.00 | 1/28/2012 7:12:51 AM |
grotheik | $25.00 | 1/28/2012 8:02:26 AM |
rakey | $25.00 | 1/28/2012 8:20:53 AM |
lendacity | $50.00 | 1/28/2012 4:39:21 AM |
cr55595 | $25.00 | 1/28/2012 6:55:43 AM |
icon7 | $50.00 | 1/28/2012 6:52:59 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 7:31:44 AM |
donmacprosper | $25.00 | 1/28/2012 8:16:44 AM |
phenomenal-gain5 | $25.00 | 1/28/2012 8:21:09 AM |
vivacious-truth3 | $25.00 | 1/28/2012 10:50:43 AM |
danf2201 | $40.00 | 1/28/2012 11:37:11 AM |
astute-benjamins | $25.00 | 1/28/2012 11:52:19 AM |
rawman | $25.00 | 1/28/2012 9:51:37 AM |
green28 | $200.00 | 1/28/2012 10:19:02 AM |
mistertao | $25.00 | 1/28/2012 12:08:34 PM |
Redmond | $25.00 | 1/28/2012 12:08:47 PM |
DublinCaLender | $26.00 | 1/28/2012 12:10:16 PM |
Cheburashka | $25.00 | 1/28/2012 12:11:56 PM |
DaveTheWave | $34.27 | 1/28/2012 11:03:11 AM |
Futurero | $25.00 | 1/28/2012 11:12:04 AM |
larslfe | $25.00 | 1/28/2012 12:13:17 PM |
Henrylin | $25.00 | 1/28/2012 11:34:00 AM |
dordee | $75.00 | 1/28/2012 11:24:49 AM |
rudyindc | $25.00 | 1/28/2012 12:13:31 PM |
progressive-economy261 | $400.00 | 1/28/2012 12:13:58 PM |
platinum-genetics | $25.00 | 1/28/2012 12:05:22 PM |
otalon | $25.00 | 1/28/2012 12:16:45 PM |
transparency-halo | $25.00 | 1/28/2012 12:07:30 PM |
Ragestang | $25.00 | 1/28/2012 12:07:40 PM |
treasure-pipeline | $25.00 | 1/28/2012 12:07:55 PM |
scrappy-leverage6 | $25.00 | 1/28/2012 12:10:02 PM |
benefit-prescription6 | $100.00 | 1/28/2012 12:09:28 PM |
maldok1 | $25.00 | 1/28/2012 12:11:24 PM |
responsibility-cherry6 | $25.00 | 1/28/2012 12:10:34 PM |
green-moola-sniffer | $25.00 | 1/28/2012 12:13:33 PM |
4est | $25.00 | 1/28/2012 12:12:59 PM |
sweet-loan8 | $25.00 | 1/28/2012 12:14:50 PM |
flexible-return297 | $25.00 | 1/28/2012 12:15:31 PM |
BeachWalkz | $50.00 | 1/28/2012 12:17:02 PM |
titan1 | $25.00 | 1/28/2012 12:17:19 PM |
Clambake | $25.00 | 1/28/2012 12:17:23 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:02 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:51 AM |
john0720 | $50.00 | 1/25/2012 4:08:11 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:14 PM |
Tylerh | $100.00 | 1/27/2012 9:14:27 AM |
transparency-river1 | $2,000.00 | 1/27/2012 12:53:25 PM |
currency-persimmon | $50.00 | 1/27/2012 2:24:38 PM |
deal-goliath4 | $500.00 | 1/27/2012 12:59:34 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:18 PM |
hunteraj | $67.00 | 1/27/2012 4:36:06 PM |
blue-order-comet | $25.00 | 1/27/2012 1:38:10 PM |
Rockymtnhi | $25.00 | 1/27/2012 1:53:47 PM |
radforj22 | $25.00 | 1/27/2012 2:22:42 PM |
mar97 | $25.00 | 1/27/2012 5:15:25 PM |
Exibility-Inc | $25.00 | 1/27/2012 3:12:26 PM |
p2ploan-embrace6 | $100.00 | 1/27/2012 5:22:28 PM |
blazing-capital2 | $250.00 | 1/27/2012 4:02:53 PM |
Dubbs360 | $25.00 | 1/27/2012 5:09:11 PM |
dinero-speaker | $25.00 | 1/27/2012 5:10:05 PM |
Relevance | $25.00 | 1/27/2012 5:32:47 PM |
processor115 | $25.00 | 1/27/2012 5:06:36 PM |
enriching-dollar1 | $100.00 | 1/27/2012 5:20:22 PM |
Tradesmanlender | $25.00 | 1/27/2012 5:18:43 PM |
damage | $25.00 | 1/27/2012 5:19:08 PM |
rootcanaler | $300.00 | 1/27/2012 5:53:37 PM |
greenbacchus | $25.00 | 1/27/2012 5:24:07 PM |
pencreek | $50.00 | 1/27/2012 8:06:18 PM |
w3alter | $50.00 | 1/27/2012 5:40:26 PM |
top-courteous-peso | $75.00 | 1/27/2012 5:44:25 PM |
sunny-justice9 | $25.00 | 1/27/2012 8:55:35 PM |
Snoopylover | $25.00 | 1/27/2012 7:35:56 PM |
radforj22 | $25.00 | 1/27/2012 9:18:11 PM |
bb575 | $50.00 | 1/28/2012 1:20:55 AM |
cerebral-auction950 | $100.00 | 1/28/2012 4:23:27 AM |
enthralling-investment | $25.00 | 1/28/2012 8:12:07 AM |
unflappable-bonus3 | $100.00 | 1/28/2012 8:35:48 AM |
bill-spilunker | $25.00 | 1/28/2012 8:55:12 AM |
penny-plato | $25.00 | 1/28/2012 9:18:15 AM |
a- | $25.00 | 1/28/2012 11:59:22 AM |
vigilance-revolutionary | $50.00 | 1/28/2012 12:05:31 PM |
wtrboy | $25.00 | 1/28/2012 12:05:48 PM |
financial-frenzy | $50.00 | 1/28/2012 12:06:12 PM |
zzztimbo | $25.00 | 1/28/2012 9:45:37 AM |
ect_2k20 | $25.00 | 1/28/2012 10:31:02 AM |
the-bill-gatherer | $25.00 | 1/28/2012 12:08:49 PM |
studious-bonus7 | $100.00 | 1/28/2012 12:08:51 PM |
PRGuyinVA | $25.00 | 1/28/2012 12:09:04 PM |
downtownfarm | $25.00 | 1/28/2012 12:09:11 PM |
proud-dollar1 | $25.00 | 1/28/2012 10:36:51 AM |
BxRealtor | $25.00 | 1/28/2012 12:10:39 PM |
microfunder | $25.00 | 1/28/2012 12:12:54 PM |
top-sensible-yield | $25.00 | 1/28/2012 11:11:27 AM |
harty | $28.00 | 1/28/2012 12:13:26 PM |
leverage-trident | $25.00 | 1/28/2012 12:13:54 PM |
leveragedlender | $100.00 | 1/28/2012 11:53:41 AM |
enriching-trade2 | $50.00 | 1/28/2012 12:16:07 PM |
wdove511 | $25.00 | 1/28/2012 12:06:36 PM |
Pizza-man | $50.00 | 1/28/2012 12:06:50 PM |
Pasagam | $38.00 | 1/28/2012 12:16:15 PM |
don8ter | $45.00 | 1/28/2012 12:05:18 PM |
gold-channel2 | $25.00 | 1/28/2012 12:07:32 PM |
priceless-note7 | $50.00 | 1/28/2012 12:07:37 PM |
wealth-fields8 | $16.13 | 1/28/2012 12:17:34 PM |
WalnutCreekguy | $100.00 | 1/28/2012 12:08:42 PM |
payout-harmony4 | $44.00 | 1/28/2012 12:07:42 PM |
famous-bid9 | $25.00 | 1/28/2012 12:09:52 PM |
ItsJustMe79 | $25.00 | 1/28/2012 12:10:04 PM |
brilliant-market680 | $100.00 | 1/28/2012 12:10:28 PM |
income-buddy7 | $50.00 | 1/28/2012 12:12:50 PM |
djs81 | $25.00 | 1/28/2012 12:13:03 PM |
puifais | $50.00 | 1/28/2012 12:15:06 PM |
the-bright-velocity | $25.00 | 1/28/2012 12:15:14 PM |
power-companion7 | $39.00 | 1/28/2012 12:17:14 PM |
167 Investments
|
Borrower Payment Dependent Notes Series
552489
This series of Notes was issued and sold upon the funding of the borrower loan #59744, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $276.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $1,041 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| currency-sonnet5 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
|
Principal balance:
| $4,990.69 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
mgw02
Purpose of loan:
This loan will be used to...refinance my existing loan at a reduced rate and obtain some cash out for dental expenses
My financial situation:
I am a good candidate for this loan because... I am 12 months into my first loan and have had all timely payments. I had prev. lost my job, me home and forced into early retirement. I had a tax liability that I had to pay and was greatful to be able to obtain this loan. I now have a part time job in addition to my social security ( have had the job for six months)
Monthly net income: $1907.00
Monthly expenses: $262.00
Housing: $585.00 Insurance: $0
Car expenses: $gasUtilities: $0
Phone, cable, internet: $130.00
Food, entertainment: $400.00Clothing, household expenses: $
Credit cards and other loans: $50.00Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 1/20/2012 5:59:43 PM |
economy-popcorn | $25.00 | 1/21/2012 5:14:04 AM |
shawnw2 | $50.00 | 1/21/2012 12:37:51 AM |
handy-justice | $50.00 | 1/20/2012 5:01:56 PM |
mercuriant | $25.00 | 1/20/2012 5:10:23 PM |
jiggaman7 | $50.00 | 1/20/2012 5:20:39 PM |
loan-master1 | $25.00 | 1/20/2012 5:21:43 PM |
careful-vigilance4 | $25.00 | 1/20/2012 5:32:29 PM |
richboy56 | $25.00 | 1/20/2012 5:12:17 PM |
tnjohnso | $25.00 | 1/20/2012 5:20:59 PM |
economy-coup | $50.00 | 1/20/2012 5:36:52 PM |
diplomatic-wealth7 | $25.00 | 1/20/2012 5:14:27 PM |
WilliamLeeSims | $25.00 | 1/20/2012 5:21:57 PM |
saihu | $25.00 | 1/20/2012 8:11:13 PM |
amlu1988 | $25.00 | 1/20/2012 9:19:48 PM |
FinanceEngine | $40.00 | 1/21/2012 7:31:26 AM |
matt_2006 | $25.00 | 1/20/2012 5:43:15 PM |
mikeandcat | $67.15 | 1/21/2012 7:57:41 AM |
first-serene-credit | $25.00 | 1/21/2012 8:32:42 AM |
knee_caps | $30.00 | 1/21/2012 4:00:18 AM |
janeybooboo | $50.00 | 1/20/2012 7:27:03 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:06 AM |
bold-marketplace-awakening | $75.00 | 1/21/2012 12:39:00 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:55 PM |
first-pragmatic-power | $25.00 | 1/21/2012 7:49:57 PM |
Rockymtnhi | $25.00 | 1/21/2012 2:51:57 PM |
high_flyer | $200.00 | 1/21/2012 3:20:48 PM |
WLenders | $50.00 | 1/21/2012 6:15:23 PM |
amusement4 | $100.00 | 1/21/2012 10:11:34 PM |
daekpon | $50.00 | 1/22/2012 8:26:43 AM |
Tylerh | $250.00 | 1/22/2012 12:37:00 PM |
zorg77 | $25.00 | 1/22/2012 6:06:16 PM |
prudent-bid3 | $25.00 | 1/22/2012 6:27:41 PM |
Rulea72 | $25.00 | 1/22/2012 9:11:55 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:51 PM |
dollar-sonnet3 | $25.00 | 1/22/2012 3:06:11 PM |
scarlet-velvet | $25.08 | 1/22/2012 6:54:44 PM |
kindness-ace1 | $50.00 | 1/23/2012 2:34:23 AM |
blackberryhill | $25.00 | 1/23/2012 4:21:32 AM |
productive-note2 | $100.00 | 1/23/2012 9:40:06 AM |
rpd1211 | $25.00 | 1/23/2012 7:22:40 AM |
melodious-openness | $225.46 | 1/23/2012 10:48:11 AM |
the-magnetic-transaction | $50.00 | 1/23/2012 9:19:50 AM |
rvfbroker | $25.00 | 1/23/2012 9:38:06 AM |
the-discrete-income | $50.00 | 1/22/2012 2:17:07 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:16 PM |
Dubbs360 | $100.00 | 1/20/2012 5:08:19 PM |
Jack55304 | $200.00 | 1/20/2012 5:09:30 PM |
toblerone | $25.00 | 1/20/2012 5:13:03 PM |
worthy-bid8 | $50.00 | 1/20/2012 5:13:33 PM |
bubb_hans | $50.00 | 1/20/2012 5:23:10 PM |
hitsman | $50.00 | 1/20/2012 5:26:29 PM |
papaloha | $200.00 | 1/20/2012 5:03:25 PM |
cash-delight1 | $50.00 | 1/20/2012 5:08:39 PM |
nimble-revenue5 | $50.00 | 1/20/2012 5:17:22 PM |
drcoop | $25.00 | 1/20/2012 5:34:07 PM |
TrekTune | $25.00 | 1/20/2012 5:38:11 PM |
Bob450 | $30.00 | 1/20/2012 10:19:04 PM |
Kash2010lu | $25.00 | 1/20/2012 7:04:31 PM |
red-power-pecan | $50.00 | 1/20/2012 5:29:44 PM |
riversmoke | $25.00 | 1/21/2012 2:29:22 AM |
DoctorJoe | $25.00 | 1/21/2012 6:30:55 AM |
setUup | $29.01 | 1/20/2012 8:58:22 PM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:03 AM |
fund-explorer4 | $100.00 | 1/21/2012 2:49:37 PM |
Frover | $25.00 | 1/21/2012 3:49:51 PM |
mlj0671 | $25.00 | 1/21/2012 12:56:36 PM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:45 AM |
chameleon125 | $25.00 | 1/21/2012 6:58:52 PM |
melodious-openness | $500.00 | 1/22/2012 8:33:27 AM |
kulender | $50.00 | 1/22/2012 9:41:09 AM |
gotjack | $25.00 | 1/22/2012 6:19:03 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:15:51 PM |
LateOneNight | $50.00 | 1/22/2012 6:04:14 PM |
halothane_logic | $100.00 | 1/22/2012 7:10:41 PM |
QuoProQuid | $28.30 | 1/22/2012 9:24:32 PM |
Asgardian | $25.00 | 1/22/2012 1:19:26 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:54 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:51 PM |
Ray3486 | $25.00 | 1/22/2012 8:00:08 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:06 PM |
the-enthralling-coin | $25.00 | 1/23/2012 9:37:58 AM |
proud-pound4 | $25.00 | 1/23/2012 9:23:39 AM |
orearella3 | $25.00 | 1/23/2012 9:37:29 AM |
84 Investments
|
Borrower Payment Dependent Notes Series
552497
This series of Notes was issued and sold upon the funding of the borrower loan #59717, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $291.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
0 | Length of status: | 28y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| methodical-income6 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
poolshark1
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 1/19/2012 9:06:15 AM |
LittleMingo | $25.00 | 1/19/2012 9:06:39 AM |
economy-coup | $50.00 | 1/19/2012 9:20:50 AM |
nimble-revenue5 | $50.00 | 1/19/2012 9:26:15 AM |
reflective-rupee | $25.00 | 1/19/2012 10:20:06 AM |
CA-Lender | $25.00 | 1/19/2012 11:08:27 AM |
kevin314 | $25.00 | 1/19/2012 11:18:48 PM |
kulender | $50.00 | 1/20/2012 6:15:47 AM |
wise-natural-return | $25.00 | 1/20/2012 5:09:34 PM |
twjh | $50.01 | 1/20/2012 5:40:09 PM |
setUup | $25.07 | 1/20/2012 9:06:00 PM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:02 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:59 AM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:19:01 AM |
postalwhiz | $25.00 | 1/22/2012 2:57:51 PM |
nex | $25.00 | 1/22/2012 12:36:44 PM |
cello1 | $25.00 | 1/22/2012 6:41:42 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:39 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:03 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:52 PM |
weiyinsan | $50.00 | 1/22/2012 7:02:55 PM |
Helenska11 | $50.00 | 1/22/2012 5:21:28 PM |
proud-pound4 | $25.00 | 1/23/2012 9:23:38 AM |
patriot897 | $25.00 | 1/23/2012 9:55:56 AM |
well-mannered-income3 | $30.00 | 1/23/2012 3:03:56 PM |
Tylerh | $250.00 | 1/23/2012 9:27:24 AM |
Zimbu | $25.00 | 1/23/2012 11:24:47 AM |
harty | $50.00 | 1/23/2012 12:38:08 PM |
WLenders | $25.00 | 1/23/2012 7:20:18 PM |
loss-of-control | $100.00 | 1/23/2012 5:49:59 PM |
economy-huckleberry0 | $25.00 | 1/23/2012 5:57:34 PM |
klinebarger | $25.00 | 1/24/2012 9:03:25 AM |
speedster351 | $25.00 | 1/24/2012 8:40:03 AM |
floridass | $25.00 | 1/24/2012 9:06:08 AM |
Apeman00 | $25.00 | 1/24/2012 9:05:21 AM |
Kaj | $25.00 | 1/24/2012 9:08:02 AM |
Hambone1111 | $25.00 | 1/24/2012 9:08:37 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:43 AM |
prudent-payout462 | $25.00 | 1/24/2012 9:53:25 AM |
626457 | $25.00 | 1/24/2012 10:26:49 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:49 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 12:34:35 PM |
inkplj | $25.00 | 1/24/2012 10:18:18 AM |
jeg3k | $50.00 | 1/24/2012 10:23:56 AM |
durability-halibut | $25.00 | 1/24/2012 10:24:21 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:59 AM |
coasterman | $25.00 | 1/24/2012 11:45:24 AM |
suave-dime6 | $25.00 | 1/24/2012 4:03:06 PM |
Ron_Paul_for_President_2012 | $34.26 | 1/24/2012 1:20:17 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:40 PM |
Ruckus888 | $50.00 | 1/24/2012 4:22:37 PM |
Asgardian | $40.00 | 1/24/2012 5:06:01 PM |
principal-cooker2 | $57.00 | 1/24/2012 5:53:02 PM |
happy-return4 | $25.00 | 1/24/2012 5:57:41 PM |
Scrooge_McDuck2 | $100.00 | 1/24/2012 6:05:41 PM |
radforj22 | $25.00 | 1/24/2012 6:30:35 PM |
the-enthralling-coin | $25.00 | 1/24/2012 6:45:49 PM |
gold-virtuoso | $25.00 | 1/24/2012 8:37:12 PM |
vigorous-market5 | $200.00 | 1/24/2012 11:41:08 PM |
credit-coach118 | $25.37 | 1/24/2012 8:26:18 PM |
Bob450 | $30.00 | 1/24/2012 8:46:18 PM |
theprince | $50.00 | 1/24/2012 10:48:34 PM |
power-bluebird2 | $25.00 | 1/25/2012 1:36:42 AM |
rbettenc | $25.00 | 1/25/2012 2:42:55 AM |
dgallo | $25.00 | 1/25/2012 4:35:49 AM |
moola-accelerator6 | $25.00 | 1/25/2012 7:56:31 AM |
aabadabadoo | $25.00 | 1/25/2012 8:07:07 AM |
BxRealtor | $25.00 | 1/25/2012 9:06:37 AM |
transaction-circuit | $50.00 | 1/25/2012 8:18:54 AM |
coin-investor | $25.00 | 1/25/2012 9:11:45 AM |
leverage-monger | $25.00 | 1/25/2012 8:51:13 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:48 AM |
fortytwo | $150.00 | 1/25/2012 9:06:43 AM |
dough-souffle | $25.00 | 1/25/2012 9:40:19 AM |
genuine-integrity0 | $25.00 | 1/25/2012 9:43:59 AM |
the-profit-oracle | $25.00 | 1/25/2012 9:47:08 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:07 AM |
liquid-lender | $26.95 | 1/25/2012 10:41:58 AM |
worth-philosopher9 | $50.00 | 1/25/2012 9:56:29 AM |
velocity-tom-tom2 | $25.00 | 1/25/2012 10:47:14 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:04:01 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:25 AM |
cordial-affluence2 | $25.78 | 1/25/2012 10:10:05 AM |
crockett42 | $50.00 | 1/25/2012 10:10:36 AM |
bullish2bearish | $25.00 | 1/23/2012 8:10:23 AM |
Bank_Of_XL | $25.00 | 1/19/2012 9:11:04 AM |
rupee-equation2 | $25.00 | 1/19/2012 9:30:03 AM |
loan-fate | $50.00 | 1/19/2012 9:38:28 AM |
wildanne | $100.00 | 1/19/2012 9:44:02 AM |
golden-velocity9 | $25.00 | 1/19/2012 9:38:21 AM |
penny-surgeon | $25.00 | 1/19/2012 10:44:56 AM |
toblerone | $25.00 | 1/19/2012 9:34:41 AM |
scarlet-velvet | $25.08 | 1/19/2012 4:59:54 PM |
matt_2006 | $25.00 | 1/19/2012 5:21:42 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:59 PM |
Weaverville | $25.00 | 1/20/2012 9:42:31 AM |
hitsman | $50.00 | 1/20/2012 5:26:27 PM |
Redmond | $25.00 | 1/20/2012 2:55:49 PM |
orange-impartial-asset | $25.00 | 1/20/2012 9:08:24 PM |
houli123 | $25.00 | 1/21/2012 7:25:06 AM |
asset-professor | $25.00 | 1/21/2012 12:08:27 PM |
integrity-american | $25.00 | 1/21/2012 4:35:36 PM |
selector568 | $300.00 | 1/22/2012 12:27:47 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:53 PM |
genius520 | $50.00 | 1/23/2012 9:21:50 AM |
rapid-currency | $120.18 | 1/22/2012 8:52:11 PM |
WilliamLeeSims | $25.00 | 1/23/2012 9:23:18 AM |
social-cocktail1 | $200.00 | 1/23/2012 9:31:01 AM |
buffalobills | $25.00 | 1/23/2012 3:26:08 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:54 PM |
superb-funds335 | $25.00 | 1/23/2012 5:14:49 PM |
money-bauble | $100.00 | 1/23/2012 5:17:00 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:30 PM |
capital-majesty7 | $250.00 | 1/24/2012 8:57:04 AM |
The_Vault | $25.00 | 1/23/2012 9:49:14 PM |
DreDub | $50.00 | 1/23/2012 9:59:05 PM |
Digs | $25.00 | 1/24/2012 6:17:26 AM |
LendGuy | $25.00 | 1/24/2012 8:48:34 AM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:55 AM |
duty-explosion9 | $25.00 | 1/24/2012 9:28:20 AM |
rescue | $100.00 | 1/24/2012 9:48:16 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:29 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:59 AM |
Tradesmanlender | $25.00 | 1/24/2012 9:47:51 AM |
jybank | $50.00 | 1/24/2012 11:25:19 AM |
worth-arch | $25.00 | 1/24/2012 10:08:20 AM |
social-booster4 | $50.00 | 1/24/2012 10:33:08 AM |
alpete7 | $100.00 | 1/24/2012 10:42:11 AM |
ethical-truth211 | $200.00 | 1/24/2012 3:16:48 PM |
platinum-cargo | $30.00 | 1/24/2012 3:28:06 PM |
pythia | $25.00 | 1/24/2012 4:27:19 PM |
rate-authority2 | $25.00 | 1/24/2012 2:00:21 PM |
yield-hut | $25.00 | 1/24/2012 2:20:00 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:52 PM |
finance-prescription | $100.00 | 1/24/2012 5:12:19 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:28 PM |
jga516 | $25.00 | 1/24/2012 4:02:59 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:23 PM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:48 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:24 PM |
orearella3 | $25.00 | 1/24/2012 5:32:37 PM |
important-openness1 | $100.00 | 1/24/2012 5:35:32 PM |
life-is-great | $25.00 | 1/24/2012 5:38:49 PM |
Horse-Lender | $25.02 | 1/24/2012 5:38:17 PM |
return-magnifico8 | $30.00 | 1/24/2012 6:21:57 PM |
Lilybell | $25.00 | 1/24/2012 6:36:27 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:30 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:06 PM |
frogperson | $300.00 | 1/24/2012 6:39:04 PM |
wild_carrot | $25.00 | 1/24/2012 6:08:34 PM |
daddysgotya | $50.00 | 1/24/2012 8:16:19 PM |
emosspot | $25.00 | 1/24/2012 6:47:02 PM |
enticing-note | $25.00 | 1/24/2012 6:53:43 PM |
unconquerable-openness9 | $50.00 | 1/24/2012 8:03:50 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:37 AM |
Maximum_Investment | $37.65 | 1/24/2012 8:45:52 PM |
patriot384 | $100.00 | 1/25/2012 6:25:45 AM |
itsmaj | $71.50 | 1/24/2012 8:37:36 PM |
payout-alien6 | $25.00 | 1/24/2012 10:38:33 PM |
chad-bro-chill | $25.00 | 1/25/2012 1:10:25 AM |
Josphine | $25.00 | 1/25/2012 7:45:01 AM |
fantastic-openness | $25.00 | 1/25/2012 8:43:47 AM |
jstefans | $25.00 | 1/25/2012 9:05:40 AM |
fervent-repayment | $27.00 | 1/25/2012 9:29:45 AM |
handshake5 | $100.00 | 1/25/2012 9:30:49 AM |
Comoparklender | $25.00 | 1/25/2012 9:25:41 AM |
LeReve | $28.00 | 1/25/2012 9:25:47 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:21 AM |
the-magnetic-transaction | $50.00 | 1/25/2012 9:31:25 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:34 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:49 AM |
bold-direct-asset | $30.00 | 1/25/2012 9:57:55 AM |
shrine537 | $300.00 | 1/25/2012 10:55:51 AM |
workwithchrisDOTbiz | $50.00 | 1/25/2012 10:11:21 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:17 AM |
KindCharmingReflective-affluence | $25.00 | 1/25/2012 10:14:34 AM |
papaloha | $100.00 | 1/25/2012 10:26:08 AM |
stu6703 | $25.00 | 1/25/2012 10:31:52 AM |
Coin-Toss | $58.94 | 1/25/2012 11:55:19 AM |
prudent-bid3 | $25.00 | 1/25/2012 11:10:33 AM |
180 Investments
|
Borrower Payment Dependent Notes Series
552523
This series of Notes was issued and sold upon the funding of the borrower loan #59770, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2009 |
Debt/Income ratio:
| 5% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| bill-floret3 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
$2,000.00 Personal Loan
Purpose of loan:
This loan will be used for...
Personal Loan-Cosmetic Procedure
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1833.33
Utilities: $90.00
Phone, cable, internet: $0
Food, entertainment: $80.00
Clothing, household expenses: $50.00
Credit cards and other loans: $25.00
Other expenses: $50.00
Monthly expenses: $295.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/19/2012 9:42:41 AM |
cattlebaron | $25.00 | 1/19/2012 9:05:55 AM |
a- | $25.00 | 1/19/2012 11:47:10 AM |
p2p-sunshine4 | $25.00 | 1/19/2012 2:57:01 PM |
let_me_retire | $53.07 | 1/20/2012 5:11:52 AM |
2grindstones | $33.00 | 1/20/2012 5:04:47 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:13 PM |
thankful-nickel2 | $25.00 | 1/20/2012 10:00:39 AM |
Rogelio48 | $25.00 | 1/20/2012 5:27:16 PM |
4mydaughterseducation | $25.00 | 1/21/2012 5:32:48 AM |
let_me_retire | $25.00 | 1/21/2012 5:08:56 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:54 PM |
cello1 | $25.00 | 1/22/2012 6:55:39 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:52 PM |
melodious-openness | $200.00 | 1/24/2012 2:30:48 AM |
Dubbs360 | $25.00 | 1/24/2012 9:16:02 AM |
alpete7 | $50.00 | 1/24/2012 10:28:50 AM |
managedfund | $333.00 | 1/24/2012 5:16:09 PM |
mrxtravis | $25.00 | 1/24/2012 5:43:04 PM |
orearella3 | $25.00 | 1/24/2012 5:32:37 PM |
Lilybell | $50.00 | 1/24/2012 6:38:20 PM |
DiligentiaLLC | $50.00 | 1/24/2012 6:42:10 PM |
Marssoft | $27.14 | 1/25/2012 3:46:31 AM |
kendigme | $59.00 | 1/25/2012 2:59:14 AM |
dsgfl1 | $100.00 | 1/25/2012 6:21:35 AM |
nitrostamped | $75.00 | 1/25/2012 7:54:26 AM |
LuvToLend | $25.00 | 1/19/2012 9:09:24 AM |
riveting-credit5 | $50.00 | 1/19/2012 5:25:24 PM |
SFBank | $50.00 | 1/19/2012 6:48:37 PM |
social-hunter5 | $32.25 | 1/22/2012 9:40:36 AM |
Leshan | $25.00 | 1/24/2012 8:30:00 AM |
realtormoises | $25.00 | 1/24/2012 6:37:32 AM |
buffalobills | $25.00 | 1/24/2012 7:19:37 AM |
thoughtful-economy1 | $25.00 | 1/24/2012 12:06:11 PM |
Popular-Leaf | $26.52 | 1/24/2012 11:55:52 AM |
Free-the-usa-1776 | $25.00 | 1/24/2012 11:44:01 PM |
dman15 | $25.00 | 1/25/2012 7:28:23 AM |
mneinc | $100.00 | 1/25/2012 6:09:52 AM |
favorite-commerce | $25.00 | 1/25/2012 6:24:43 AM |
nitrostamped | $111.02 | 1/25/2012 7:57:48 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
552537
This series of Notes was issued and sold upon the funding of the borrower loan #59856, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 23y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $210 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| calm-platinum490 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Improve home landscaping
This loan will be used to... Landscape the front yard of our home which we have just purchased. The home was bank owned and the yard has been neglected for quite some time.
My financial situation:
I am a good candidate for this loan because... I have been employed for 23 years by the same employer. I have no car loans or major credit cards. I have no late payments for almost eight years now.
Monthly net income: $3020.00
Monthly expenses: $
Housing: $1,126.00
Insurance: $285
Car expenses: $ None Paid in full
Utilities: $260.00
Phone, cable, internet: $225.00
Food, entertainment: $350.00
Clothing, household expenses: $00.00
Credit cards and other loans: $ None
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/26/2012 9:06:11 AM |
marinbb | $50.00 | 1/26/2012 9:03:19 AM |
blitzen40 | $25.00 | 1/26/2012 9:11:40 AM |
SFBank | $50.00 | 1/26/2012 4:52:33 PM |
mrxtravis | $25.00 | 1/26/2012 5:30:19 PM |
tolerant-dime2 | $25.00 | 1/26/2012 5:34:34 PM |
Bob450 | $25.00 | 1/26/2012 6:37:12 PM |
bubb_hans | $50.00 | 1/26/2012 5:36:40 PM |
queentut | $100.00 | 1/26/2012 8:37:53 PM |
geophreigh | $68.88 | 1/27/2012 7:18:49 AM |
StrongMonty | $80.00 | 1/27/2012 12:43:28 AM |
sensible-fund | $43.00 | 1/27/2012 3:26:14 AM |
turbobunny | $50.00 | 1/27/2012 2:06:19 AM |
green-trade-dolphin | $25.00 | 1/27/2012 8:28:08 AM |
britches613 | $28.71 | 1/27/2012 5:57:33 AM |
Iloanyoumoney | $25.00 | 1/27/2012 6:43:41 AM |
revenue-associate | $25.00 | 1/27/2012 7:56:27 AM |
cgoca | $25.00 | 1/27/2012 7:52:55 AM |
Valley-of-the-Dollar | $25.00 | 1/27/2012 9:16:20 AM |
shawnw2 | $25.00 | 1/26/2012 5:32:02 PM |
SolarMoonshine | $25.00 | 1/26/2012 9:46:22 AM |
2grindstones | $50.00 | 1/26/2012 11:46:08 AM |
money-fort | $25.00 | 1/26/2012 4:08:19 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:11 PM |
MrDance123 | $25.00 | 1/26/2012 4:12:56 PM |
Sid-K | $25.00 | 1/26/2012 5:14:06 PM |
money-baron-Roth401k | $50.00 | 1/26/2012 5:38:21 PM |
Riley2008 | $25.00 | 1/26/2012 7:18:18 PM |
LuvToLend | $25.00 | 1/26/2012 5:37:49 PM |
Mostlycoins | $25.00 | 1/26/2012 7:39:34 PM |
Zipcut | $25.00 | 1/26/2012 6:35:18 PM |
Rogelio48 | $30.00 | 1/26/2012 6:43:22 PM |
dollar-tornado3 | $25.00 | 1/27/2012 5:30:31 AM |
Free-the-usa-1776 | $35.28 | 1/26/2012 8:51:50 PM |
alpete7 | $50.00 | 1/26/2012 9:28:36 PM |
autonomous-truth | $58.61 | 1/26/2012 9:11:16 PM |
return-smasher2 | $35.40 | 1/27/2012 7:17:58 AM |
Haribelle | $25.00 | 1/27/2012 12:34:54 AM |
EretzCapital | $39.46 | 1/27/2012 7:20:46 AM |
jwsun90 | $50.00 | 1/27/2012 7:30:11 AM |
melodious-openness | $100.00 | 1/27/2012 3:56:55 AM |
Kash2010lu | $40.00 | 1/27/2012 8:08:44 AM |
greencat | $50.00 | 1/27/2012 7:12:32 AM |
shrine537 | $200.00 | 1/27/2012 9:14:30 AM |
impeccable-ore3 | $25.00 | 1/27/2012 8:01:09 AM |
prodigy525 | $25.00 | 1/27/2012 8:14:15 AM |
orearella3 | $25.00 | 1/27/2012 9:21:03 AM |
leverage-monger | $25.00 | 1/27/2012 8:57:50 AM |
SecondChanceLendingSERV | $40.66 | 1/27/2012 9:29:13 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
552543
This series of Notes was issued and sold upon the funding of the borrower loan #59202, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 55% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 30
/
28 | Length of status: | 5y 9m |
Amount delinquent:
| $5,177 |
Total credit lines:
| 59 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,533 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| kiahbailey15 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
BREATHING SPACE
Purpose of loan:
This loan will be used to...to pay off bills.
My financial situation:
I am a good candidate for this loan because...I have had a loan through prosper before and never missed a payment.
Monthly net income: $45,000
Monthly expenses: $
Housing: $950
Insurance: $230
Car expenses: $525
Utilities: $295
Phone, cable, internet: $180
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/19/2012 9:03:08 AM |
NekHoldings | $25.00 | 1/19/2012 9:02:17 AM |
MoneyForNothing | $32.00 | 1/19/2012 9:01:42 AM |
handy-justice | $100.00 | 1/19/2012 9:02:55 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
552559
This series of Notes was issued and sold upon the funding of the borrower loan #59443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $86.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 16y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,623 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| erinboss |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 17 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Mar-2010)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Emergency
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sweety075 | $25.00 | 1/24/2012 7:26:18 PM |
investmentgroup | $25.00 | 1/24/2012 5:16:29 PM |
listing-trapper3 | $50.00 | 1/24/2012 5:29:35 PM |
Investor_DP | $100.00 | 1/24/2012 5:16:17 PM |
deal-marauder6 | $50.00 | 1/24/2012 5:20:04 PM |
proper-agreement8 | $50.00 | 1/24/2012 5:56:59 PM |
penny-plato | $50.00 | 1/24/2012 5:37:37 PM |
jamiee73 | $25.00 | 1/24/2012 5:52:35 PM |
clemclan | $60.00 | 1/24/2012 6:53:51 PM |
rupee-equation2 | $25.00 | 1/24/2012 6:04:24 PM |
optionscashflow | $25.00 | 1/24/2012 11:18:48 PM |
enticing-note | $25.00 | 1/24/2012 6:54:35 PM |
feb217 | $40.00 | 1/24/2012 11:01:45 PM |
Richmp412 | $25.00 | 1/25/2012 6:58:37 AM |
promise2 | $25.00 | 1/24/2012 10:37:39 PM |
Free-the-usa-1776 | $59.37 | 1/24/2012 11:44:42 PM |
Land_on_your_feet | $50.00 | 1/25/2012 5:51:53 AM |
john0720 | $50.00 | 1/25/2012 5:48:14 AM |
youngster50 | $25.00 | 1/25/2012 6:20:44 AM |
klend4 | $25.00 | 1/25/2012 6:32:35 AM |
freefly67 | $26.65 | 1/25/2012 6:45:59 AM |
DNCMediaLoans | $25.00 | 1/25/2012 7:20:25 AM |
octoberfresh | $5.69 | 1/25/2012 7:57:40 AM |
Feyenoord | $30.00 | 1/24/2012 5:29:29 PM |
NekHoldings | $25.00 | 1/24/2012 5:18:07 PM |
Moe87 | $25.00 | 1/24/2012 6:03:59 PM |
Zoramite | $25.00 | 1/24/2012 5:06:38 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:40 PM |
enticing-capital6 | $50.00 | 1/24/2012 5:34:13 PM |
riversmoke | $25.00 | 1/24/2012 5:36:42 PM |
trade-burrito4 | $35.00 | 1/24/2012 5:47:26 PM |
fund-explorer4 | $100.00 | 1/24/2012 5:54:45 PM |
virtuous-repayment | $25.00 | 1/24/2012 6:06:03 PM |
GElender | $40.00 | 1/24/2012 6:06:23 PM |
AAAA111 | $50.00 | 1/24/2012 6:02:51 PM |
janeybooboo | $100.00 | 1/24/2012 6:27:34 PM |
Onlyhappycustomers | $25.00 | 1/24/2012 7:28:58 PM |
Domgabriel | $30.00 | 1/24/2012 6:13:43 PM |
kevin314 | $40.00 | 1/24/2012 8:17:45 PM |
velocity-winner | $25.00 | 1/24/2012 8:37:18 PM |
responsive-value4 | $25.00 | 1/25/2012 3:32:20 AM |
gain-equator | $25.00 | 1/24/2012 7:33:44 PM |
papaloha | $500.00 | 1/24/2012 8:25:36 PM |
buffalobills | $25.00 | 1/25/2012 7:00:35 AM |
jayk63 | $25.00 | 1/25/2012 3:08:04 AM |
corporatejim | $49.14 | 1/25/2012 7:55:07 AM |
bonus-sensai825 | $25.00 | 1/25/2012 5:07:10 AM |
jc33148 | $25.00 | 1/25/2012 5:44:06 AM |
FutureLenderEC | $34.15 | 1/25/2012 6:11:30 AM |
terrific-peace8 | $50.00 | 1/25/2012 6:38:01 AM |
dman15 | $50.00 | 1/25/2012 7:29:04 AM |
first-dinero-paladin | $100.00 | 1/25/2012 7:25:07 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
552579
This series of Notes was issued and sold upon the funding of the borrower loan #59197, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 38% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,838 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orderologist2 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Glacier
Purpose of loan:
This loan will be used to...provide more capital for a business we have started
My financial situation:
I am a good candidate for this loan because...I pay all bills on time.
Monthly net income: $4,700.00
Monthly expenses: $
Housing: $1,200.00
Insurance: $200.00
Car expenses: $ 250.00
Utilities: $ averag 150.00
Phone, cable, internet: $110.00
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $700.00
Other expenses: $
1200.00 altthough personal loans- business pays these
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/19/2012 9:03:02 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
552591
This series of Notes was issued and sold upon the funding of the borrower loan #59215, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 7y 7m |
Amount delinquent:
| $582 |
Total credit lines:
| 22 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,816 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investment-multiplier0 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate two small credit cards and lower my monthly expenditures.
My financial situation:
I am a good candidate for this loan because I have a reasonable credit score and have not been late on payments for any of my debts in recent years. The bulk of my debt is student loans which I accrued to obtain my masters degree which I am now at last monetizing in the workforce.
Monthly net income: $7,000
Monthly expenses: $4,000
Housing: $1,000
Insurance: $350
Car expenses: $375
Utilities: $200
Phone, cable, internet: $30
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $1,100
Other expenses: $355
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/19/2012 5:01:08 PM |
worth-blanket2 | $4,000.00 | 1/19/2012 5:03:06 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
552599
This series of Notes was issued and sold upon the funding of the borrower loan #59586, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 47% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
11 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,547 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| currency-hyperdrive0 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to consolidate my outstanding debt from a foreclosure that encourded several years ago. This foreclosure occured during my first marriage and I have since grown and matured from this situation and am looking to put my life back in order in all aspects including the financial side. .
My financial situation:
I am a good candidate for this loan because I have a great paying job and I have already been paying this monthly payment out, plus other debt related payments that have since been all paid in full. I am trying to clean up all debt within the next 3 years to be completely debt free.
Monthly net income: $4200
Monthly expenses: $2800
Housing: $800
Insurance: $200
Car expenses: $1100
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/21/2012 12:12:03 PM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:38 PM |
cash-delight1 | $50.00 | 1/21/2012 12:35:40 PM |
worthy-bid8 | $50.00 | 1/21/2012 12:41:33 PM |
1traveler | $25.00 | 1/21/2012 10:18:06 PM |
zeeexsixare | $100.00 | 1/22/2012 6:01:46 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:25 AM |
kevin314 | $25.00 | 1/22/2012 12:12:34 PM |
asset-professor | $25.00 | 1/23/2012 5:37:48 PM |
kulender | $50.00 | 1/24/2012 5:13:31 AM |
quest0 | $35.71 | 1/24/2012 6:58:37 AM |
gethsemane4 | $25.00 | 1/24/2012 9:23:48 AM |
epall | $25.00 | 1/24/2012 8:26:32 AM |
bazaar-festivity | $25.00 | 1/24/2012 9:26:49 AM |
Agonbiew | $50.00 | 1/24/2012 8:41:15 AM |
Comoparklender | $25.00 | 1/24/2012 9:10:05 AM |
proud-pound4 | $25.00 | 1/24/2012 9:45:00 AM |
bigwig155 | $100.00 | 1/24/2012 9:21:44 AM |
alpete7 | $50.00 | 1/24/2012 10:43:57 AM |
trustworthy-money2 | $25.00 | 1/24/2012 9:50:06 AM |
jmeasn | $25.00 | 1/24/2012 11:34:13 AM |
tender-ore | $25.00 | 1/24/2012 10:11:28 AM |
worth-arch | $25.00 | 1/24/2012 10:08:20 AM |
jeg3k | $50.00 | 1/24/2012 10:24:00 AM |
626457 | $25.00 | 1/24/2012 10:26:49 AM |
orangetrust | $50.00 | 1/24/2012 10:43:16 AM |
friendship9 | $25.00 | 1/24/2012 3:34:04 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:28 PM |
lnrn | $38.64 | 1/24/2012 12:20:44 PM |
new-auction-neutron | $35.00 | 1/24/2012 4:46:44 PM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:49 PM |
stock106 | $25.00 | 1/24/2012 2:50:09 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:46 PM |
top-courteous-peso | $75.00 | 1/24/2012 5:37:57 PM |
Lilybell | $30.80 | 1/24/2012 6:31:38 PM |
five-star-justice | $25.00 | 1/24/2012 5:57:57 PM |
enticing-note | $25.00 | 1/24/2012 6:54:04 PM |
Retired2002 | $100.00 | 1/24/2012 7:28:13 PM |
vigilance-frontier | $25.00 | 1/24/2012 8:00:52 PM |
income-buffalo1 | $50.00 | 1/24/2012 7:44:10 PM |
unger | $180.11 | 1/25/2012 6:21:58 AM |
klend4 | $25.00 | 1/25/2012 6:56:55 AM |
PowerBarDC | $47.77 | 1/24/2012 11:28:29 PM |
GCInvestments | $25.00 | 1/24/2012 10:50:09 PM |
pinballeffect | $35.00 | 1/24/2012 10:54:37 PM |
vigorous-market5 | $200.00 | 1/24/2012 11:41:55 PM |
BrothersInArmsLending | $89.31 | 1/25/2012 4:49:28 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:49 AM |
ferdberfel | $40.10 | 1/25/2012 8:04:41 AM |
igniter584 | $75.00 | 1/25/2012 8:09:07 AM |
nalaari | $38.82 | 1/25/2012 8:32:01 AM |
colorfulgardener | $25.00 | 1/25/2012 9:32:45 AM |
community-oracle | $25.00 | 1/25/2012 9:45:11 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:18 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:41 AM |
point | $50.00 | 1/25/2012 9:42:27 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:23 AM |
orearella3 | $25.00 | 1/25/2012 10:08:39 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:20 AM |
AaronL | $25.00 | 1/25/2012 11:44:38 AM |
awesome-yield7 | $25.00 | 1/25/2012 1:29:42 PM |
ammasv | $25.00 | 1/25/2012 2:53:18 PM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:28 AM |
UncleSteve3000 | $40.00 | 1/25/2012 12:07:41 PM |
brightest-friendly-interest | $100.00 | 1/25/2012 1:35:03 PM |
best-income-fertilizer | $100.00 | 1/25/2012 1:35:42 PM |
num1irish | $100.00 | 1/25/2012 1:37:19 PM |
orgy63 | $25.00 | 1/25/2012 3:56:35 PM |
enriching-listing | $30.00 | 1/25/2012 3:44:26 PM |
exciting-gold6 | $50.00 | 1/25/2012 4:14:57 PM |
unclejaef | $25.00 | 1/25/2012 4:29:08 PM |
green-trade-dolphin | $35.02 | 1/21/2012 12:02:20 PM |
nimble-revenue5 | $50.00 | 1/21/2012 12:13:34 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:55 AM |
reflective-rupee | $25.00 | 1/22/2012 12:39:46 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:08 PM |
harty | $50.00 | 1/23/2012 12:38:10 PM |
Weaverville | $25.00 | 1/23/2012 9:22:07 AM |
hitsman | $50.00 | 1/23/2012 5:15:45 PM |
well-mannered-income3 | $40.00 | 1/23/2012 3:07:50 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:33 PM |
missing-link | $25.00 | 1/23/2012 3:34:13 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:55 PM |
DreDub | $50.00 | 1/23/2012 9:59:07 PM |
TigerForce | $25.00 | 1/24/2012 5:51:12 AM |
treasure-brigade | $25.00 | 1/24/2012 6:50:15 AM |
speedster351 | $25.00 | 1/24/2012 8:40:03 AM |
dinero-launcher | $25.00 | 1/24/2012 8:48:24 AM |
LendGuy | $25.00 | 1/24/2012 8:48:34 AM |
compwhiz | $25.00 | 1/24/2012 9:01:44 AM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:56 AM |
klinebarger | $25.00 | 1/24/2012 9:03:26 AM |
discrete-asset | $25.00 | 1/24/2012 9:05:53 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:20 AM |
floridass | $25.00 | 1/24/2012 9:06:10 AM |
Apeman00 | $25.00 | 1/24/2012 9:05:21 AM |
MrBailey | $25.00 | 1/24/2012 9:10:51 AM |
Smartgrowth40 | $50.00 | 1/24/2012 9:18:28 AM |
postalwhiz | $25.00 | 1/24/2012 9:23:26 AM |
nex | $25.00 | 1/24/2012 9:29:48 AM |
WilliamLeeSims | $25.00 | 1/24/2012 9:49:25 AM |
genius520 | $50.00 | 1/24/2012 9:56:07 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:46 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:31 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:01 AM |
social-booster4 | $50.00 | 1/24/2012 10:33:08 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:05 AM |
rescue | $100.00 | 1/24/2012 9:48:18 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:59 AM |
social-cocktail1 | $200.00 | 1/24/2012 10:02:51 AM |
bennycutts | $30.00 | 1/24/2012 11:33:30 AM |
gain-expert | $39.22 | 1/24/2012 3:55:21 PM |
duty-explosion9 | $25.00 | 1/24/2012 12:41:37 PM |
mpatrick | $50.00 | 1/24/2012 3:17:43 PM |
jga516 | $25.00 | 1/24/2012 4:03:00 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:32 PM |
CaptainBL | $25.00 | 1/24/2012 5:34:41 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:52:47 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:36 PM |
progressive-economy261 | $400.00 | 1/24/2012 5:59:52 PM |
philantist | $30.00 | 1/24/2012 7:40:15 PM |
caring-contract6 | $52.06 | 1/24/2012 11:21:30 PM |
kenang1 | $30.00 | 1/24/2012 7:22:31 PM |
GermanKid | $50.00 | 1/25/2012 4:42:14 AM |
Joyflyer | $1,000.00 | 1/25/2012 4:59:10 AM |
payout-bridge | $35.00 | 1/24/2012 7:43:42 PM |
thorough-marketplace441 | $30.00 | 1/24/2012 8:27:07 PM |
travelfirst | $38.55 | 1/25/2012 6:29:20 AM |
Asgardian | $30.00 | 1/25/2012 6:38:00 AM |
KileNSmyth4 | $25.00 | 1/25/2012 7:27:00 AM |
Tulalue | $25.00 | 1/25/2012 7:35:42 AM |
flexible-duty3 | $25.00 | 1/25/2012 5:13:59 AM |
pythia | $25.00 | 1/25/2012 6:19:17 AM |
youngster50 | $25.00 | 1/25/2012 6:27:21 AM |
friendly-principal76 | $25.00 | 1/25/2012 6:22:30 AM |
loot-castanets | $25.00 | 1/25/2012 8:50:41 AM |
Bob450 | $25.00 | 1/25/2012 7:01:28 AM |
zydeco337 | $35.00 | 1/25/2012 7:40:09 AM |
jstefans | $25.00 | 1/25/2012 9:05:41 AM |
smallbizrule | $25.00 | 1/25/2012 7:56:14 AM |
triumphant-point5 | $50.00 | 1/25/2012 8:13:59 AM |
melodious-fairness | $25.00 | 1/25/2012 9:15:03 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:12 AM |
lovely-order7 | $25.00 | 1/25/2012 9:27:34 AM |
SolarMoonshine | $25.00 | 1/25/2012 9:47:26 AM |
ethical-truth211 | $25.00 | 1/25/2012 9:47:52 AM |
worth-philosopher9 | $50.00 | 1/25/2012 9:50:13 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:08 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:51 AM |
wowlender | $25.00 | 1/25/2012 10:02:33 AM |
fair-peace7 | $25.00 | 1/25/2012 11:45:46 AM |
range2 | $50.00 | 1/25/2012 12:45:27 PM |
ethicalhumanist | $100.00 | 1/25/2012 12:54:49 PM |
One_Lolo | $25.00 | 1/25/2012 1:34:52 PM |
friendinmoney | $25.00 | 1/25/2012 1:40:41 PM |
sonicpluto | $25.00 | 1/25/2012 3:51:23 PM |
hyrolln | $25.00 | 1/25/2012 4:28:05 PM |
yf99yz | $25.00 | 1/25/2012 4:42:12 PM |
treasure-expert | $25.00 | 1/25/2012 5:12:05 PM |
ethical-truth211 | $75.00 | 1/25/2012 5:16:39 PM |
Index_Plus | $5,111.70 | 1/25/2012 5:17:49 PM |
161 Investments
|
Borrower Payment Dependent Notes Series
552607
This series of Notes was issued and sold upon the funding of the borrower loan #59604, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $302.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-2007 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,567 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| goal-investment1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan Prosper
Purpose of loan:
This loan will be used to consolidate my debts
My financial situation:
I am a good candidate for this loan because i have a good payment history and i am paying all my bills regularly and have never been late
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a- | $25.00 | 1/19/2012 5:21:11 PM |
kenji4861 | $25.00 | 1/19/2012 5:23:34 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:43 PM |
Harry | $50.00 | 1/19/2012 5:31:50 PM |
creditjunky | $125.00 | 1/19/2012 5:19:28 PM |
emergencyMD | $100.00 | 1/20/2012 11:48:34 AM |
Digger85 | $100.00 | 1/21/2012 10:33:34 AM |
moola-gargantuan9 | $50.00 | 1/22/2012 2:33:29 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:26 PM |
downtownfarm | $25.00 | 1/24/2012 5:20:40 PM |
AFairDeal | $25.00 | 1/24/2012 5:32:04 PM |
enriching-dollar1 | $100.00 | 1/24/2012 5:58:51 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:40 PM |
frooogal | $25.00 | 1/24/2012 8:41:31 PM |
kevin314 | $40.00 | 1/24/2012 8:17:23 PM |
kirat15 | $50.00 | 1/25/2012 8:49:09 AM |
Rivervale_Westwood | $40.00 | 1/25/2012 9:36:44 AM |
worth-philosopher9 | $50.00 | 1/25/2012 9:53:36 AM |
Index_Plus | $8,992.01 | 1/25/2012 5:25:52 PM |
Investor_DP | $100.00 | 1/19/2012 5:18:14 PM |
green-trade-dolphin2 | $27.98 | 1/19/2012 5:02:26 PM |
sturdy-fairness0 | $100.00 | 1/19/2012 5:06:19 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:07 PM |
grf1945 | $25.00 | 1/21/2012 12:34:45 PM |
mar97 | $25.00 | 1/23/2012 3:22:44 PM |
EngineersAlliance | $100.00 | 1/23/2012 5:08:22 PM |
genuine-loan0 | $25.00 | 1/24/2012 6:50:03 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:53 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:31 PM |
genius520 | $50.00 | 1/24/2012 5:19:55 PM |
themoneydoctor | $50.00 | 1/24/2012 5:36:27 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:32 PM |
hitsman | $50.00 | 1/24/2012 5:53:40 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:54:51 PM |
availableloan | $25.00 | 1/24/2012 8:44:39 PM |
enticing-note | $25.00 | 1/24/2012 6:53:49 PM |
blot44 | $25.00 | 1/25/2012 6:13:57 AM |
Darts | $50.00 | 1/25/2012 8:17:55 AM |
selector568 | $300.00 | 1/25/2012 9:38:53 AM |
djs81 | $25.00 | 1/25/2012 10:00:00 AM |
40 Investments
|
Borrower Payment Dependent Notes Series
552615
This series of Notes was issued and sold upon the funding of the borrower loan #59417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Military Officer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,569 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| felicity-trail |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...put money down to lease a car if needed, pay off small credit cards, help with moving expenses.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 2088
Monthly expenses: $
Housing: $609
Insurance: $0
Car expenses: $0
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $250
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $100.00 | 1/23/2012 5:08:38 PM |
jmeasn | $250.00 | 1/24/2012 11:33:27 AM |
penny-plato | $25.00 | 1/23/2012 5:13:42 PM |
money-baron-Roth401k | $50.00 | 1/23/2012 5:19:47 PM |
LuvToLend | $25.00 | 1/23/2012 5:36:15 PM |
p2p-sunshine4 | $25.00 | 1/23/2012 5:43:43 PM |
RoZu_Lending | $100.00 | 1/23/2012 5:04:58 PM |
heavenly-interest9 | $600.00 | 1/23/2012 5:09:14 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:12 PM |
2grindstones | $40.00 | 1/23/2012 10:16:08 PM |
realtormoises | $25.00 | 1/24/2012 6:33:59 AM |
jeffe43 | $43.29 | 1/23/2012 8:18:44 PM |
velocity-gala | $500.00 | 1/24/2012 12:48:22 AM |
DHolly | $31.00 | 1/24/2012 5:46:01 AM |
buffalobills | $25.00 | 1/24/2012 7:16:40 AM |
Dubbs360 | $25.00 | 1/24/2012 9:16:06 AM |
favorite-commerce | $25.00 | 1/24/2012 10:59:27 AM |
market-pudding | $25.00 | 1/24/2012 11:45:53 AM |
loyalty-legend2 | $35.00 | 1/24/2012 1:23:41 PM |
SecondChanceLendingSERV | $33.70 | 1/24/2012 12:28:24 PM |
NolockHolmes | $44.57 | 1/24/2012 12:12:41 PM |
ddog0224 | $40.80 | 1/24/2012 12:47:09 PM |
dedication-taxi | $158.47 | 1/24/2012 12:24:08 PM |
GS-ROCK | $25.00 | 1/24/2012 1:03:04 PM |
pfh | $25.00 | 1/24/2012 1:11:40 PM |
hillerod | $25.24 | 1/24/2012 1:10:09 PM |
kind-diligent-coin | $25.00 | 1/24/2012 1:30:31 PM |
Schwamie | $15.46 | 1/24/2012 1:38:00 PM |
Starfin-Capital-Management | $127.47 | 1/24/2012 12:17:55 PM |
Gregger | $25.00 | 1/23/2012 6:20:40 PM |
SFBank | $50.00 | 1/23/2012 5:04:13 PM |
Rogelio48 | $30.00 | 1/23/2012 7:48:22 PM |
greencat | $50.00 | 1/24/2012 7:17:59 AM |
five-star-note | $50.00 | 1/23/2012 6:09:27 PM |
Mrs-Honeydew | $25.00 | 1/23/2012 7:46:15 PM |
melodious-openness | $300.00 | 1/23/2012 6:56:26 PM |
Marssoft | $25.00 | 1/24/2012 1:56:17 AM |
glroark | $50.00 | 1/24/2012 6:20:19 AM |
orearella3 | $25.00 | 1/24/2012 9:21:28 AM |
khaister | $25.00 | 1/24/2012 8:34:53 AM |
goat0 | $50.00 | 1/24/2012 9:34:53 AM |
EretzCapital | $50.00 | 1/24/2012 10:06:00 AM |
payout-quark | $100.00 | 1/24/2012 10:35:26 AM |
katnmouse | $25.00 | 1/24/2012 11:59:45 AM |
finagler | $25.00 | 1/24/2012 12:11:56 PM |
serene-capital | $25.00 | 1/24/2012 12:28:18 PM |
indomitable-benjamins5 | $25.00 | 1/24/2012 12:35:50 PM |
reflective-rupee | $25.00 | 1/24/2012 12:45:40 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
552623
This series of Notes was issued and sold upon the funding of the borrower loan #59732, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $490.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,809 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| epic-commerce5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
April Wedding
I will use this loan to pay the venue and vendors for my wedding in April. I was anticipating paying for it all in cash, but I was laid off in August. I am once again employed, but the date marches closer and I do not have enough time to build the cash reserves to pay the event in its entirety by the set deadlines.
I have found good employment on a 1-year contract for $80k a year, and have prospects for 2 permanent positions for $90k a year. I am fully capable of repaying this loan, I simply need a lot of money more quickly than I can generate it due to losing time and savings being unemployed for 3 months.
Thank you.
Information in the Description is not verified.
Friends And Family Investments
nickel-omatic has invested a total of
$75.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cebgop | $25.00 | 1/19/2012 5:16:15 PM |
lendersf | $50.00 | 1/19/2012 5:14:09 PM |
logical-reward8 | $25.00 | 1/19/2012 5:44:14 PM |
kevin314 | $50.00 | 1/19/2012 11:19:43 PM |
downtownfarm | $25.00 | 1/20/2012 5:26:35 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:07 PM |
enriching-dollar1 | $100.00 | 1/20/2012 5:31:53 PM |
AFairDeal | $25.00 | 1/20/2012 5:46:30 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:17 AM |
Tylerh | $250.00 | 1/22/2012 12:37:00 PM |
john0720 | $25.00 | 1/23/2012 11:03:33 AM |
kirat15 | $500.00 | 1/23/2012 5:44:31 PM |
blot44 | $25.00 | 1/24/2012 4:06:41 AM |
value-travels | $25.00 | 1/24/2012 2:30:46 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:32 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:32 PM |
Darts | $50.00 | 1/25/2012 8:17:55 AM |
murren | $25.00 | 1/25/2012 8:05:55 AM |
soldadoz | $25.00 | 1/25/2012 1:33:29 PM |
Interloper | $25.00 | 1/26/2012 3:16:13 PM |
Syzygy | $25.00 | 1/26/2012 5:20:52 PM |
honorable-loot4 | $25.00 | 1/26/2012 5:11:46 PM |
balance-voyager | $25.00 | 1/27/2012 9:22:08 AM |
first-favorite-bonus9 | $25.00 | 1/27/2012 9:32:49 AM |
Preteur | $25.00 | 1/27/2012 9:17:56 AM |
roadtruck | $50.00 | 1/27/2012 9:42:12 AM |
skillful-diversification2 | $25.00 | 1/27/2012 9:45:33 AM |
miked8303 | $50.00 | 1/27/2012 9:46:02 AM |
Tradesmanlender | $25.00 | 1/27/2012 9:24:41 AM |
JJ9876 | $25.00 | 1/27/2012 9:25:10 AM |
Clambake | $25.00 | 1/27/2012 9:25:32 AM |
drkosh | $25.00 | 1/27/2012 9:53:41 AM |
rmachi | $25.00 | 1/27/2012 9:33:01 AM |
minista | $25.00 | 1/27/2012 9:36:36 AM |
dharma1 | $25.00 | 1/27/2012 9:37:14 AM |
wtrboy | $25.00 | 1/27/2012 9:45:35 AM |
evnagelist | $25.00 | 1/27/2012 9:47:03 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:10 AM |
djs81 | $25.00 | 1/27/2012 9:53:26 AM |
SBT | $100.00 | 1/27/2012 9:54:01 AM |
income-banjo | $25.00 | 1/27/2012 9:58:43 AM |
CJay | $25.00 | 1/27/2012 10:59:47 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:19 PM |
romanfish | $255.00 | 1/27/2012 12:02:50 PM |
SuzyQs | $28.72 | 1/27/2012 2:32:51 PM |
Index_Plus | $11,766.27 | 1/27/2012 2:57:01 PM |
Kyjamune | $25.00 | 1/19/2012 5:14:14 PM |
Harry | $50.00 | 1/19/2012 5:31:50 PM |
benjo | $50.00 | 1/19/2012 10:08:26 PM |
meux99 | $25.00 | 1/19/2012 5:39:56 PM |
hitsman | $50.00 | 1/20/2012 9:17:42 AM |
indomitable-coin | $25.00 | 1/20/2012 5:17:51 PM |
suave-dollar | $25.00 | 1/21/2012 4:51:13 AM |
abundant-power | $25.00 | 1/21/2012 6:38:12 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:54 PM |
nickel-omatic | $75.00 | 1/22/2012 9:46:04 AM |
Ripsaw4U | $50.00 | 1/23/2012 9:38:27 AM |
Weaverville | $50.00 | 1/23/2012 9:21:19 AM |
mar97 | $25.00 | 1/23/2012 3:22:44 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:53 AM |
blue-useful-auction | $25.00 | 1/24/2012 12:38:45 PM |
Tscheddar | $25.00 | 1/24/2012 1:20:14 PM |
enticing-note | $25.00 | 1/24/2012 6:53:49 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:57 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:30 PM |
BxRealtor | $25.00 | 1/26/2012 5:19:52 PM |
Sid-K | $25.00 | 1/26/2012 5:13:33 PM |
leodaguy | $100.00 | 1/26/2012 5:18:03 PM |
j2ee | $25.00 | 1/26/2012 5:25:48 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:28 PM |
amchi | $25.00 | 1/26/2012 7:08:20 PM |
greenbacchus | $25.00 | 1/26/2012 9:37:02 PM |
a-unflappable-finance | $100.00 | 1/27/2012 9:07:44 AM |
wealthstar | $25.00 | 1/27/2012 9:09:11 AM |
maldok1 | $25.00 | 1/27/2012 9:20:40 AM |
repayment-launcher | $25.00 | 1/27/2012 8:19:37 AM |
blooming-market | $25.00 | 1/27/2012 9:14:20 AM |
Cheburashka | $25.00 | 1/27/2012 9:46:00 AM |
neighborly-hope6 | $100.00 | 1/27/2012 9:26:07 AM |
harty | $50.00 | 1/27/2012 9:52:18 AM |
american6 | $50.00 | 1/27/2012 9:32:10 AM |
mpactlender | $25.00 | 1/27/2012 9:41:24 AM |
power-trophy7 | $25.00 | 1/27/2012 9:46:14 AM |
fortytwo | $150.00 | 1/27/2012 9:48:04 AM |
iolaire | $25.00 | 1/27/2012 9:50:03 AM |
Aimvest | $25.00 | 1/27/2012 9:52:11 AM |
acarnegie | $25.00 | 1/27/2012 12:18:13 PM |
87 Investments
|
Borrower Payment Dependent Notes Series
552625
This series of Notes was issued and sold upon the funding of the borrower loan #59385, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $258.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 25% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
11 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $600 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| PanthersNut |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Transportation for Work
Purpose of loan:
This loan will be used to Purchase Dependable Used Car for travel to and from work
My financial situation: Fair
I am a good candidate for this loan because...I have been employed at the same job for 14 years; All of my credit accounts were current until I was forced to file Chapter 13; My mortgage and car payment have never been late; I have banked with the same institution for 17 years; and until the financial setback due to spouce's job loss, illness and health care costs my FICO score was 760. My mechanic has located a 2002 Pontiac in good working condition.
Monthly net income: $3200.00
Monthly expenses: $300.00
Housing: $ 1685.00
Insurance: $200
Car expenses: $ 2010 Car Sold to Reduce Debt
Utilities: $250.00
Phone, cable, internet: $60.00
Food, entertainment: $25.00
Clothing, household expenses: $50.00
Credit cards and other loans: $0
Other expenses: $
Groceries: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 1/19/2012 5:04:48 PM |
Dubbs360 | $100.00 | 1/19/2012 5:15:14 PM |
handy-justice | $50.00 | 1/19/2012 5:04:32 PM |
hitsman | $50.00 | 1/19/2012 5:35:17 PM |
a- | $25.00 | 1/19/2012 5:21:12 PM |
loan-fate | $50.00 | 1/19/2012 5:37:05 PM |
CA-Lender | $50.00 | 1/19/2012 5:39:33 PM |
nimble-revenue5 | $50.00 | 1/19/2012 5:40:13 PM |
bubb_hans | $50.00 | 1/19/2012 5:09:33 PM |
skillful-asset5 | $30.00 | 1/19/2012 6:23:57 PM |
matt_2006 | $25.00 | 1/19/2012 5:21:43 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:43 PM |
vest_vortex | $25.01 | 1/19/2012 5:32:41 PM |
kevin314 | $25.00 | 1/19/2012 11:18:50 PM |
tolerant-dime2 | $25.00 | 1/20/2012 7:37:48 AM |
mlj0671 | $25.00 | 1/20/2012 8:04:40 AM |
exciting-gold6 | $25.00 | 1/20/2012 9:30:09 AM |
kulender | $50.00 | 1/20/2012 6:15:52 AM |
calimanusa | $50.00 | 1/20/2012 1:38:06 PM |
Weaverville | $25.00 | 1/20/2012 9:42:33 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:06 AM |
heerzaquestion | $55.00 | 1/21/2012 9:19:21 AM |
magical-durability9 | $25.00 | 1/21/2012 6:43:06 AM |
houli123 | $25.00 | 1/21/2012 7:21:34 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:54 PM |
thankful-nickel2 | $25.00 | 1/21/2012 1:48:04 PM |
high_flyer | $100.00 | 1/21/2012 3:21:55 PM |
radforj22 | $25.00 | 1/21/2012 3:32:49 PM |
first-pragmatic-power | $25.00 | 1/21/2012 7:56:34 PM |
yf99yz | $25.00 | 1/21/2012 10:57:20 PM |
asset-professor | $25.00 | 1/22/2012 12:15:48 PM |
Kapitaal | $25.00 | 1/22/2012 2:22:58 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:50 PM |
Emberfox | $25.00 | 1/22/2012 2:29:10 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:51 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:15:51 PM |
prudent-bid3 | $25.00 | 1/22/2012 6:31:45 PM |
Helenska11 | $100.00 | 1/22/2012 5:24:56 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:04 PM |
balanced-balance6 | $25.00 | 1/23/2012 6:05:01 AM |
glroark | $50.00 | 1/23/2012 9:07:01 AM |
leverage-monger | $37.28 | 1/23/2012 8:50:54 AM |
papaloha | $200.00 | 1/23/2012 9:10:16 AM |
proud-pound4 | $25.00 | 1/23/2012 9:23:38 AM |
hellasow | $25.00 | 1/23/2012 9:31:27 AM |
the-hope-workhorse | $200.00 | 1/23/2012 9:38:23 AM |
patriot897 | $25.00 | 1/23/2012 9:55:57 AM |
melodious-openness | $300.00 | 1/23/2012 10:36:03 AM |
AndChicksforFree | $25.00 | 1/19/2012 5:10:34 PM |
CashFlow13 | $199.00 | 1/23/2012 9:37:38 AM |
LittleMingo | $25.00 | 1/19/2012 5:11:24 PM |
golden-velocity9 | $25.00 | 1/19/2012 5:16:46 PM |
tnjohnso | $25.00 | 1/19/2012 5:19:54 PM |
careful-vigilance4 | $25.00 | 1/19/2012 5:36:51 PM |
enchanted-diversification496 | $50.00 | 1/19/2012 5:35:01 PM |
loss-of-control | $100.01 | 1/19/2012 5:08:47 PM |
zorg77 | $50.00 | 1/19/2012 5:52:35 PM |
vutah | $25.00 | 1/19/2012 5:55:40 PM |
scarlet-velvet | $25.08 | 1/19/2012 6:43:09 PM |
first-clean-silver | $25.00 | 1/19/2012 7:27:49 PM |
red-power-pecan | $50.00 | 1/19/2012 5:23:19 PM |
money-bauble | $100.00 | 1/19/2012 5:28:07 PM |
mneinc | $175.00 | 1/19/2012 9:37:58 PM |
loyalty-czar | $44.25 | 1/20/2012 5:57:49 AM |
economy-coup | $50.00 | 1/19/2012 5:38:51 PM |
Rogelio48 | $25.00 | 1/20/2012 7:51:11 AM |
reflective-rupee | $25.00 | 1/20/2012 8:10:18 AM |
alexgalt | $25.00 | 1/20/2012 9:00:41 AM |
mercuriant | $25.00 | 1/20/2012 9:32:40 AM |
the-hope-workhorse | $100.00 | 1/20/2012 4:36:19 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:14 PM |
Megaton | $25.00 | 1/20/2012 8:09:06 PM |
AAAA111 | $25.00 | 1/21/2012 10:02:20 AM |
janeybooboo | $50.00 | 1/20/2012 7:28:56 PM |
abnvette | $30.00 | 1/21/2012 9:54:02 AM |
sensible-fund | $25.00 | 1/21/2012 6:25:27 AM |
suave-dime6 | $25.00 | 1/21/2012 7:20:50 AM |
Bob450 | $25.00 | 1/21/2012 8:06:14 AM |
nickel-acrobat | $25.00 | 1/21/2012 9:14:54 AM |
westcoastsun | $100.00 | 1/22/2012 10:03:22 AM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:53 PM |
scoobiedoo | $25.00 | 1/23/2012 6:25:14 AM |
Land_on_your_feet | $25.00 | 1/23/2012 6:52:04 AM |
buffalobills | $25.00 | 1/23/2012 6:52:42 AM |
ready-interest9 | $25.00 | 1/23/2012 8:54:41 AM |
Scrooge_McDuck2 | $100.00 | 1/23/2012 9:18:58 AM |
orderly-wampum | $120.00 | 1/22/2012 9:30:36 PM |
blackberryhill | $25.00 | 1/23/2012 4:29:56 AM |
orearella3 | $25.00 | 1/23/2012 9:37:29 AM |
glenium | $25.00 | 1/23/2012 7:36:35 AM |
the-enthralling-coin | $25.00 | 1/23/2012 9:37:49 AM |
melodious-openness | $1,154.37 | 1/23/2012 10:52:20 AM |
92 Investments
|
Borrower Payment Dependent Notes Series
552633
This series of Notes was issued and sold upon the funding of the borrower loan #59342, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $141.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,286 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| No | | |
Screen name:
| bunny5 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Replace a truck
Purpose of loan: Replace a truck
This loan will be used to...Replace a truck I need for/too work.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,300-2,500
Monthly expenses: $ see below
Housing: $ 200 Paid off
Insurance: $ 150.00
Car expenses: $ 100.00
Utilities: $ 100.00
Phone, cable, internet: $ 75.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 120.00
Other expenses: $ None im single and live cheaply I dont go out much all I do is work and live.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Aberdeen | $5,425.00 | 1/19/2012 5:11:32 PM |
toblerone | $25.00 | 1/19/2012 5:07:10 PM |
AndChicksforFree | $25.00 | 1/19/2012 5:11:10 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:41 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
552635
This series of Notes was issued and sold upon the funding of the borrower loan #59541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 5.25% |
Borrower rate/APR:
| 6.25% / 6.59% |
Monthly payment:
| $366.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.25% | | |
| |
Estimated return*:
| 4.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 12% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,758 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| Credit2Prosper |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 13 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jul-2009)
780-799
(Apr-2007)
780-799
(Sep-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Paying off some taxes
Purpose of loan:
This loan will be used to pay off my taxes. In 2010, I converted my IRA to a Roth IRA. I owe taxes for the 2011 tax year on this.
My financial situation:
I am a good candidate for this loan because:
- I have taken out and repaid Prosper loans previously.
- I have ample savings to cover this loan if necessary.
- I have ample income in addition to the income stated and verified here. I receive an annual bonus of 15% of my salary. In addition my wife works part time.
Monthly Household Budget
INCOME
$7000 ? Take home pay (lowest month last year)
(including deductions for taxes, retirement, medical, and childcare)
EXPENSES
$1000 ? Charity
$1100 ? Mortgage
$500 ? Utilities (incl cell phones)
$1300 ? Food & Groceries, Eating out
$200 ? Insurance
$100 ? Entertainment
$300 ? Car/Gasoline
$1000 ? Other
No Car Payments
$5500 ? Total Regular Expense
This does not include one-time expenses like vacations, travels, repairs and the like.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blooming-market | $25.00 | 1/19/2012 5:09:59 PM |
A4 | $25.00 | 1/19/2012 5:25:54 PM |
dbs | $25.00 | 1/19/2012 5:27:04 PM |
Hanalei712 | $50.00 | 1/19/2012 5:32:09 PM |
Tylerh | $250.00 | 1/19/2012 5:16:55 PM |
skro | $25.00 | 1/19/2012 5:17:37 PM |
KLCRAY | $25.00 | 1/19/2012 5:20:55 PM |
kevin314 | $25.00 | 1/19/2012 5:21:15 PM |
downtownfarm | $25.00 | 1/19/2012 5:25:51 PM |
ConchRepublican | $100.00 | 1/19/2012 5:26:33 PM |
MarketInvestor | $25.00 | 1/19/2012 5:29:05 PM |
meux99 | $25.00 | 1/19/2012 5:39:57 PM |
iolaire | $25.00 | 1/19/2012 5:09:24 PM |
logical-reward8 | $25.00 | 1/19/2012 5:44:14 PM |
bold-careful-finance | $40.00 | 1/19/2012 5:27:57 PM |
righteousone | $50.00 | 1/19/2012 5:28:15 PM |
kindness-ace1 | $50.00 | 1/20/2012 5:03:44 AM |
JJ9876 | $25.00 | 1/19/2012 5:38:54 PM |
SBT | $100.00 | 1/19/2012 5:40:20 PM |
wise-exchange-chooser | $25.00 | 1/19/2012 5:41:16 PM |
cloud8 | $70.42 | 1/19/2012 5:56:34 PM |
blue-useful-auction | $25.00 | 1/20/2012 6:46:48 AM |
john0720 | $25.00 | 1/20/2012 7:21:44 AM |
first-serene-credit | $25.00 | 1/20/2012 8:39:13 AM |
gentle-gain235 | $50.00 | 1/20/2012 7:07:07 AM |
first-favorite-bonus9 | $25.00 | 1/20/2012 9:10:53 AM |
indomitable-coin | $25.00 | 1/20/2012 9:16:55 AM |
heerzaquestion | $60.00 | 1/20/2012 4:53:02 AM |
Ripsaw4U | $50.00 | 1/20/2012 9:34:43 AM |
velocity-solo | $25.00 | 1/20/2012 9:36:37 AM |
mlandrid | $25.00 | 1/20/2012 9:20:51 AM |
gjm6d | $25.00 | 1/20/2012 9:44:26 AM |
smallbizrule | $25.00 | 1/20/2012 9:28:57 AM |
commanding-treasure2 | $50.00 | 1/20/2012 9:51:28 AM |
miked8303 | $50.00 | 1/20/2012 9:36:23 AM |
p2ploan-embrace6 | $100.00 | 1/20/2012 9:37:03 AM |
neighborly-hope6 | $96.00 | 1/20/2012 9:38:18 AM |
rentalguy | $29.00 | 1/20/2012 9:42:28 AM |
Railbird | $25.00 | 1/20/2012 9:31:12 AM |
oxnard | $50.00 | 1/20/2012 2:28:58 PM |
mason13a | $25.00 | 1/20/2012 9:35:34 AM |
asset-equilibrium0 | $25.00 | 1/20/2012 9:40:17 AM |
aasx1108 | $25.00 | 1/20/2012 9:45:43 AM |
lamsabuy | $100.00 | 1/20/2012 9:52:44 AM |
sqdrew | $25.00 | 1/20/2012 9:58:21 AM |
mpactlender | $25.00 | 1/20/2012 5:16:06 PM |
dollar-trajectory8 | $400.00 | 1/20/2012 4:40:17 PM |
nickel-ferret | $50.00 | 1/20/2012 5:30:28 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:08 PM |
dbzen | $25.00 | 1/20/2012 4:44:55 PM |
puifais | $50.00 | 1/20/2012 5:37:45 PM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:13:19 AM |
Leshan | $50.00 | 1/21/2012 8:24:09 AM |
thinker6 | $50.00 | 1/21/2012 4:42:42 AM |
balance-hornet | $50.00 | 1/21/2012 10:31:20 AM |
Azonic21 | $25.00 | 1/21/2012 12:18:21 PM |
johanson07 | $25.00 | 1/21/2012 8:46:58 AM |
britgsb | $30.00 | 1/21/2012 12:33:48 PM |
Woodworker57 | $28.00 | 1/21/2012 11:13:03 AM |
cnovak | $25.00 | 1/21/2012 12:06:37 PM |
peripatetic | $25.00 | 1/21/2012 12:21:06 PM |
minista | $25.00 | 1/21/2012 12:24:04 PM |
Cheburashka | $25.00 | 1/21/2012 12:10:29 PM |
C_Mark | $50.00 | 1/21/2012 12:14:26 PM |
elephantparty | $35.00 | 1/21/2012 12:16:15 PM |
larslfe | $25.00 | 1/21/2012 12:36:51 PM |
fortytwo | $150.00 | 1/21/2012 12:27:58 PM |
skuba | $75.00 | 1/21/2012 12:54:55 PM |
jn_tiger | $25.00 | 1/21/2012 12:58:57 PM |
catmanbob | $25.00 | 1/21/2012 7:25:56 PM |
radforj22 | $25.00 | 1/21/2012 3:32:09 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:20 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:53 PM |
kirat15 | $2,000.00 | 1/21/2012 7:00:46 PM |
blue-diligent-income | $25.00 | 1/21/2012 7:02:01 PM |
bomdel | $25.00 | 1/21/2012 3:33:53 PM |
verdiprr | $200.00 | 1/21/2012 4:07:29 PM |
newest-auction-monger | $25.00 | 1/21/2012 7:53:18 PM |
Brisket_Bob | $25.00 | 1/21/2012 9:37:51 PM |
encouraging-fund | $25.00 | 1/21/2012 10:25:30 PM |
Au-Ag-Pt | $25.00 | 1/21/2012 10:00:28 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:17 AM |
leverage-gravitas | $30.00 | 1/22/2012 7:25:33 AM |
seabass123 | $31.17 | 1/22/2012 11:01:23 AM |
damage | $25.00 | 1/22/2012 12:36:24 PM |
JTHarris | $25.00 | 1/22/2012 10:53:20 AM |
mizon291 | $50.00 | 1/22/2012 3:04:26 PM |
dkjl | $50.00 | 1/22/2012 3:18:30 PM |
encouraging-repayment5 | $25.00 | 1/22/2012 4:35:34 PM |
postalwhiz | $25.00 | 1/22/2012 12:25:24 PM |
value-searcher3 | $50.00 | 1/22/2012 5:25:01 PM |
docktah | $100.00 | 1/22/2012 12:29:59 PM |
nuclearmoose | $50.00 | 1/22/2012 12:32:29 PM |
jonniefive | $25.00 | 1/22/2012 10:15:07 PM |
loot-heart | $25.00 | 1/23/2012 6:47:21 AM |
SourDoughSteve | $25.00 | 1/23/2012 7:22:40 AM |
nhm | $25.00 | 1/22/2012 3:08:06 PM |
intuitive-integrity9 | $50.00 | 1/23/2012 9:09:43 AM |
iaffy | $25.00 | 1/23/2012 9:12:18 AM |
coolgenner | $25.00 | 1/23/2012 5:21:54 AM |
fuzed | $50.00 | 1/23/2012 6:57:37 AM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:13:09 AM |
pay_day | $25.00 | 1/23/2012 9:10:20 AM |
euro-speaker8 | $25.00 | 1/23/2012 9:16:09 AM |
swiftsoul | $50.00 | 1/23/2012 9:22:38 AM |
yennib | $25.00 | 1/23/2012 9:17:32 AM |
transparency-halo | $25.00 | 1/23/2012 9:21:11 AM |
forceful-note8 | $100.00 | 1/23/2012 9:22:10 AM |
jsanford9027 | $25.00 | 1/23/2012 3:06:03 PM |
liberty-viola | $25.00 | 1/23/2012 9:28:58 AM |
credit-magician | $25.00 | 1/23/2012 9:33:42 AM |
mar97 | $25.00 | 1/23/2012 3:22:44 PM |
revmax | $25.00 | 1/23/2012 9:30:40 AM |
surferracerskaterboy | $100.00 | 1/23/2012 4:07:43 PM |
anacent | $25.00 | 1/23/2012 9:35:09 AM |
iem2509 | $35.00 | 1/23/2012 4:21:19 PM |
honorable-loot4 | $25.00 | 1/23/2012 9:49:56 AM |
hawaiiangirl76 | $25.00 | 1/23/2012 9:39:01 AM |
octoberfresh | $25.00 | 1/23/2012 11:56:15 AM |
harty | $50.00 | 1/23/2012 12:38:09 PM |
income-safehouse9 | $100.00 | 1/23/2012 2:13:36 PM |
corphippie | $28.60 | 1/23/2012 1:01:25 PM |
peso-prophesy4 | $300.00 | 1/23/2012 5:13:04 PM |
roadtruck | $50.00 | 1/19/2012 5:13:22 PM |
lendersf | $50.00 | 1/19/2012 5:14:10 PM |
Kyjamune | $25.00 | 1/19/2012 5:14:14 PM |
encore06 | $25.00 | 1/19/2012 5:16:08 PM |
funnymoney1 | $50.00 | 1/19/2012 5:27:23 PM |
A_PLANECRASH | $25.00 | 1/19/2012 5:07:40 PM |
GElender | $40.00 | 1/19/2012 5:09:11 PM |
ptjg | $100.00 | 1/19/2012 5:29:09 PM |
windfall46 | $25.00 | 1/19/2012 5:29:39 PM |
Harry | $50.00 | 1/19/2012 5:31:50 PM |
notabanker | $75.00 | 1/19/2012 5:14:31 PM |
leodaguy | $100.00 | 1/19/2012 5:32:07 PM |
AFairDeal | $25.00 | 1/19/2012 5:39:21 PM |
hitsman | $50.00 | 1/19/2012 5:35:17 PM |
power-trophy7 | $25.00 | 1/19/2012 5:35:49 PM |
trade-burrito4 | $35.00 | 1/19/2012 5:06:24 PM |
income-banjo | $25.00 | 1/19/2012 5:14:12 PM |
AmericanCredit | $50.00 | 1/19/2012 5:15:57 PM |
cebgop | $25.00 | 1/19/2012 5:16:15 PM |
enriching-dollar1 | $100.00 | 1/19/2012 5:16:44 PM |
a- | $50.00 | 1/19/2012 5:19:37 PM |
benjo | $50.00 | 1/19/2012 10:08:27 PM |
fcrick | $25.00 | 1/19/2012 5:21:25 PM |
prudent-payout462 | $25.00 | 1/19/2012 8:27:10 PM |
Lo0se_mo0se | $25.00 | 1/19/2012 11:51:26 PM |
steely_dan34 | $25.00 | 1/19/2012 5:29:57 PM |
order-brilliance9 | $100.00 | 1/19/2012 5:32:13 PM |
maldok1 | $25.00 | 1/19/2012 5:32:31 PM |
transparency-baton | $25.00 | 1/19/2012 5:39:34 PM |
cerebral-dollar773 | $48.47 | 1/20/2012 7:03:51 AM |
djs81 | $25.00 | 1/20/2012 9:05:37 AM |
Winged_Inspirations | $50.00 | 1/20/2012 7:07:53 AM |
tdinmanhattan | $25.00 | 1/20/2012 9:14:39 AM |
value-pouch | $25.00 | 1/20/2012 9:16:09 AM |
jbaum | $40.00 | 1/20/2012 9:06:40 AM |
blot44 | $25.00 | 1/20/2012 5:58:02 AM |
drkosh | $25.00 | 1/20/2012 9:34:58 AM |
Syzygy | $25.00 | 1/20/2012 9:44:21 AM |
rmachi | $25.00 | 1/20/2012 9:26:12 AM |
Captain88 | $25.00 | 1/20/2012 11:55:47 AM |
misit | $25.00 | 1/20/2012 1:03:06 PM |
Tradesmanlender | $25.00 | 1/20/2012 9:43:12 AM |
balance-voyager | $25.00 | 1/20/2012 9:47:57 AM |
american6 | $50.00 | 1/20/2012 9:50:49 AM |
IIP77 | $25.00 | 1/20/2012 5:24:53 PM |
janeybooboo | $75.00 | 1/20/2012 4:24:15 PM |
market-solstice2 | $25.00 | 1/20/2012 5:41:04 PM |
BxRealtor | $25.00 | 1/20/2012 5:18:15 PM |
suave-dollar | $25.00 | 1/21/2012 4:51:13 AM |
peewee1930 | $50.00 | 1/20/2012 8:09:32 PM |
abundant-power | $25.00 | 1/21/2012 6:38:12 AM |
BigBag | $25.00 | 1/21/2012 8:59:39 AM |
wilchik | $100.00 | 1/20/2012 9:49:49 PM |
Clambake | $25.00 | 1/21/2012 12:07:35 PM |
wahoos20 | $50.00 | 1/21/2012 1:45:48 AM |
yield-hut | $27.68 | 1/21/2012 3:47:39 AM |
exciting-diversification2 | $25.00 | 1/21/2012 10:20:47 AM |
shrewd-dedication2 | $50.00 | 1/21/2012 6:33:29 AM |
chestnut4 | $25.00 | 1/21/2012 12:06:29 PM |
Aimvest | $25.00 | 1/21/2012 12:29:30 PM |
jeffpac | $50.00 | 1/21/2012 12:29:38 PM |
excellent-funds025 | $100.00 | 1/21/2012 8:57:16 AM |
wealth-tulip4 | $50.00 | 1/21/2012 10:56:20 AM |
gracej | $25.00 | 1/21/2012 12:27:47 PM |
Anny-Disco | $25.00 | 1/21/2012 12:32:56 PM |
Cai8899 | $50.00 | 1/21/2012 12:35:27 PM |
Pebbles-Lending | $25.00 | 1/21/2012 12:37:20 PM |
wtrboy | $25.00 | 1/21/2012 12:23:48 PM |
figs4u2 | $100.00 | 1/21/2012 12:36:18 PM |
orearella3 | $25.00 | 1/21/2012 12:45:56 PM |
riproaringrapids | $50.00 | 1/21/2012 12:52:55 PM |
igniter584 | $25.00 | 1/21/2012 12:54:05 PM |
jn_tiger | $50.00 | 1/21/2012 12:56:48 PM |
philantist | $30.00 | 1/21/2012 4:00:32 PM |
towering-cash6 | $25.00 | 1/21/2012 11:28:51 PM |
alpinaut | $30.00 | 1/22/2012 5:39:07 AM |
worth-web5 | $50.00 | 1/22/2012 12:28:26 PM |
jakespirit | $25.00 | 1/22/2012 10:12:33 AM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:45 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:48 AM |
mgd | $100.00 | 1/22/2012 11:37:27 AM |
fun2invest | $25.00 | 1/22/2012 2:39:56 PM |
finance-assembler | $30.00 | 1/22/2012 12:34:42 PM |
giftgold | $25.00 | 1/22/2012 8:02:06 PM |
IamLejo | $100.00 | 1/23/2012 9:00:30 AM |
BookandLaw | $25.00 | 1/23/2012 9:19:34 AM |
kenji4861 | $25.00 | 1/23/2012 9:20:51 AM |
a-noble-coin | $50.00 | 1/22/2012 8:08:52 PM |
Quaven | $25.00 | 1/23/2012 9:26:16 AM |
red-deal-genius | $25.00 | 1/22/2012 9:15:55 PM |
lucky6 | $25.00 | 1/22/2012 11:09:41 PM |
pragmatic-contract | $25.00 | 1/23/2012 9:29:00 AM |
JDFuego | $25.00 | 1/23/2012 6:52:27 AM |
cpblue79 | $100.00 | 1/23/2012 7:54:51 AM |
WonderPup | $26.00 | 1/23/2012 8:15:47 AM |
smart-penny124 | $25.00 | 1/23/2012 9:08:52 AM |
j2ee | $25.00 | 1/23/2012 9:14:35 AM |
Weaverville | $50.00 | 1/23/2012 9:21:19 AM |
nojoke411 | $25.00 | 1/23/2012 9:22:30 AM |
jscope | $25.00 | 1/23/2012 9:25:11 AM |
BenR | $100.00 | 1/23/2012 9:31:48 AM |
newest-bountiful-basis | $25.00 | 1/23/2012 9:39:12 AM |
orindalender | $50.00 | 1/23/2012 9:39:51 AM |
jonandmeg21 | $25.00 | 1/23/2012 9:34:57 AM |
betaoption | $25.00 | 1/23/2012 9:44:03 AM |
buckeye9 | $25.00 | 1/23/2012 12:18:54 PM |
witty-credit467 | $25.00 | 1/23/2012 4:49:56 PM |
exchange-pledge | $29.65 | 1/23/2012 5:30:00 PM |
231 Investments
|
Borrower Payment Dependent Notes Series
552657
This series of Notes was issued and sold upon the funding of the borrower loan #59452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $674.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 15% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 7y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $191,762 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 27% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-poblano |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Reduce-Credit Score 812
Purpose of loan:
This loan will be used to Refinance some higher interest credit lines
My financial situation:
I am a great candidate for this loan because...
Credit Score of 812, Excellent Credit History with high Income of $188,000. Have worked for same Parent company for eight years, solid Executive Management Job - Senior VP of Operations working for a very solid profitable company. ZERO Risk.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dpjd | $25.00 | 1/25/2012 9:34:11 AM |
cebgop | $25.00 | 1/19/2012 5:16:16 PM |
logical-reward8 | $25.00 | 1/19/2012 5:44:14 PM |
lendersf | $50.00 | 1/19/2012 5:14:10 PM |
Kyjamune | $25.00 | 1/19/2012 5:14:15 PM |
MarketInvestor | $25.00 | 1/19/2012 5:29:05 PM |
kevin314 | $50.00 | 1/19/2012 11:19:43 PM |
unforgettable-return6 | $25.00 | 1/20/2012 10:04:43 AM |
downtownfarm | $25.00 | 1/20/2012 5:26:36 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:08 PM |
AFairDeal | $25.00 | 1/20/2012 5:46:30 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:54 PM |
indomitable-coin | $25.00 | 1/21/2012 12:13:05 PM |
the-bright-velocity | $25.00 | 1/21/2012 12:26:17 PM |
JJ9876 | $25.00 | 1/21/2012 12:38:41 PM |
Sevron | $100.00 | 1/21/2012 6:09:37 PM |
integrity-american | $25.00 | 1/21/2012 4:35:37 PM |
notabanker | $75.00 | 1/22/2012 12:23:45 PM |
sing4ding | $100.00 | 1/22/2012 1:00:45 AM |
FlexFunding | $50.00 | 1/22/2012 11:27:41 AM |
BxRealtor | $25.00 | 1/22/2012 12:40:45 PM |
blooming-market | $25.00 | 1/23/2012 9:10:07 AM |
kenji4861 | $25.00 | 1/23/2012 9:20:52 AM |
steely_dan34 | $25.00 | 1/23/2012 9:06:41 AM |
Dollars4Rent | $50.00 | 1/23/2012 9:27:17 AM |
john0720 | $25.00 | 1/23/2012 11:03:33 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:00 AM |
dharma1 | $25.00 | 1/24/2012 9:57:37 AM |
Tradesmanlender | $25.00 | 1/24/2012 9:47:51 AM |
mooselegs19 | $100.00 | 1/24/2012 11:17:18 AM |
Cai8899 | $46.00 | 1/24/2012 9:49:51 AM |
britgsb | $30.00 | 1/24/2012 9:55:31 AM |
miked8303 | $50.00 | 1/24/2012 9:56:10 AM |
jaredorlofsky | $25.00 | 1/24/2012 1:09:32 PM |
Syzygy | $25.00 | 1/24/2012 10:01:10 AM |
Index_Plus | $38.43 | 1/24/2012 1:40:16 PM |
bellaquito | $938.55 | 1/24/2012 1:52:44 PM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:45 AM |
HelloKittySanrio | $25.00 | 1/24/2012 11:01:41 AM |
rate-welder8 | $25.00 | 1/24/2012 11:11:51 AM |
deal-goliath4 | $500.00 | 1/24/2012 1:46:28 PM |
value-travels | $25.00 | 1/24/2012 2:30:46 PM |
first-favorite-bonus9 | $25.00 | 1/24/2012 5:19:35 PM |
roadtruck | $50.00 | 1/24/2012 5:24:25 PM |
wacko82 | $25.00 | 1/24/2012 5:06:55 PM |
cnovak | $25.00 | 1/24/2012 5:07:23 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:27 PM |
wtrboy | $25.00 | 1/24/2012 5:11:25 PM |
order-brilliance9 | $100.00 | 1/24/2012 5:34:38 PM |
american6 | $50.00 | 1/24/2012 5:38:44 PM |
iaffy | $25.00 | 1/24/2012 5:24:13 PM |
neighborly-hope6 | $100.00 | 1/24/2012 5:49:01 PM |
showmestatekid | $25.00 | 1/24/2012 5:27:25 PM |
Au-Ag-Pt | $25.00 | 1/24/2012 5:32:45 PM |
mizount | $25.00 | 1/24/2012 5:33:04 PM |
subtle-revenue0 | $25.00 | 1/24/2012 5:57:55 PM |
valiant-liberty4 | $25.00 | 1/24/2012 5:34:47 PM |
anacent | $25.00 | 1/24/2012 5:43:27 PM |
evnagelist | $25.00 | 1/24/2012 5:47:38 PM |
drkosh | $25.00 | 1/24/2012 5:49:06 PM |
penny-plato | $25.00 | 1/24/2012 5:54:03 PM |
PhalanxBulldog | $50.00 | 1/24/2012 5:55:52 PM |
djs81 | $25.00 | 1/24/2012 5:57:13 PM |
C_Mark | $48.00 | 1/24/2012 6:02:55 PM |
innocent-loot | $25.00 | 1/24/2012 6:12:15 PM |
dinero-jujitsu | $25.00 | 1/24/2012 6:28:07 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:32 PM |
Arg3998 | $50.00 | 1/25/2012 4:27:00 AM |
BankofHank | $50.00 | 1/24/2012 7:55:51 PM |
BigBag | $25.00 | 1/25/2012 6:07:57 AM |
AoP | $25.00 | 1/25/2012 6:18:29 AM |
Florida67 | $50.00 | 1/25/2012 1:12:03 AM |
murren | $25.00 | 1/25/2012 8:05:56 AM |
vinayganti | $25.00 | 1/25/2012 4:45:57 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:42 AM |
mrpowers5531 | $25.00 | 1/25/2012 5:19:01 AM |
newyork-banker | $28.47 | 1/25/2012 8:26:07 AM |
jaker | $25.00 | 1/25/2012 5:49:46 AM |
fervent-currency5 | $50.00 | 1/25/2012 6:14:52 AM |
hoopsho | $25.00 | 1/25/2012 7:33:07 AM |
gain-butterfly | $25.00 | 1/25/2012 9:05:24 AM |
fireboss | $101.51 | 1/25/2012 9:05:39 AM |
worklessmakemore | $50.00 | 1/25/2012 7:40:29 AM |
hrubinst | $50.00 | 1/25/2012 9:05:48 AM |
Leshan | $25.00 | 1/25/2012 7:52:00 AM |
1phantom | $25.00 | 1/25/2012 9:07:45 AM |
bid-papyrus | $25.00 | 1/25/2012 9:08:07 AM |
bvzm | $50.00 | 1/25/2012 9:09:28 AM |
diligent-leverage | $25.00 | 1/25/2012 9:09:58 AM |
littlemonkey | $25.00 | 1/25/2012 9:10:04 AM |
timbob | $100.00 | 1/25/2012 9:10:10 AM |
Emgolda | $25.00 | 1/25/2012 9:10:31 AM |
Marfloogan | $25.00 | 1/25/2012 9:12:04 AM |
bonus-tent | $25.00 | 1/25/2012 9:12:11 AM |
silver-mastery | $25.00 | 1/25/2012 9:13:12 AM |
fair_rates | $25.00 | 1/25/2012 9:13:34 AM |
kirat15 | $50.00 | 1/25/2012 8:45:11 AM |
SLA430 | $50.00 | 1/25/2012 9:21:28 AM |
bold-yield-rumbler | $25.00 | 1/25/2012 9:21:49 AM |
fortytwo | $150.00 | 1/25/2012 9:06:44 AM |
CasaDeTomas | $100.00 | 1/25/2012 9:26:53 AM |
jjb3 | $25.00 | 1/25/2012 9:07:14 AM |
lounges | $40.00 | 1/25/2012 9:27:18 AM |
Atlanta-Buyer | $25.00 | 1/25/2012 9:28:01 AM |
Viamin | $25.00 | 1/25/2012 9:28:29 AM |
ManhattanLender | $25.00 | 1/25/2012 9:09:17 AM |
CalBear5 | $25.00 | 1/25/2012 9:30:23 AM |
golden-bid9 | $25.00 | 1/25/2012 9:12:34 AM |
RusRobo | $25.00 | 1/25/2012 9:13:58 AM |
banker727 | $25.00 | 1/25/2012 9:12:06 AM |
mennleo | $50.00 | 1/25/2012 9:12:29 AM |
enriching-trade2 | $50.00 | 1/25/2012 9:12:58 AM |
thunderkiss | $25.00 | 1/25/2012 9:33:59 AM |
SourDoughSteve | $25.00 | 1/25/2012 9:15:34 AM |
unrivaled-silver | $25.00 | 1/25/2012 9:17:32 AM |
funds-promiser | $50.00 | 1/25/2012 9:15:55 AM |
lifegrowth | $25.00 | 1/25/2012 9:16:26 AM |
vivacious-truth3 | $25.00 | 1/25/2012 9:18:22 AM |
holstj | $25.00 | 1/25/2012 9:16:49 AM |
aasx1108 | $25.00 | 1/25/2012 9:20:27 AM |
PRGuyinVA | $25.00 | 1/25/2012 9:18:25 AM |
GodzillaLending | $25.00 | 1/25/2012 9:35:13 AM |
smallcountry | $25.00 | 1/25/2012 9:18:49 AM |
value-pouch | $25.00 | 1/25/2012 9:22:12 AM |
nuclearmoose | $50.00 | 1/25/2012 9:36:55 AM |
money-floret | $50.00 | 1/25/2012 9:22:20 AM |
KarmaBum77 | $25.00 | 1/25/2012 9:38:21 AM |
the-profit-worker | $25.00 | 1/25/2012 9:21:00 AM |
MARSTUN | $100.00 | 1/25/2012 9:38:42 AM |
slartibardfast | $25.00 | 1/25/2012 9:23:05 AM |
taz007 | $25.00 | 1/25/2012 9:39:36 AM |
Seadrag367 | $25.00 | 1/25/2012 9:22:29 AM |
FunInSun | $25.00 | 1/25/2012 9:40:11 AM |
Azonic21 | $25.00 | 1/25/2012 9:25:19 AM |
payout-harmony4 | $50.00 | 1/25/2012 9:40:22 AM |
dpfl55 | $25.00 | 1/25/2012 9:25:35 AM |
Aimvest | $25.00 | 1/25/2012 9:40:44 AM |
orange-courageous-dedication | $25.00 | 1/25/2012 9:23:18 AM |
ahansen | $25.00 | 1/25/2012 9:40:48 AM |
TrustPlus | $50.00 | 1/25/2012 9:24:16 AM |
Geldmeister | $50.00 | 1/25/2012 9:41:50 AM |
saxquiz | $25.00 | 1/25/2012 9:42:09 AM |
pbandjb | $25.00 | 1/25/2012 9:25:30 AM |
firewomin | $25.00 | 1/25/2012 9:43:19 AM |
wealthstar | $25.00 | 1/25/2012 9:26:25 AM |
jey6941 | $25.00 | 1/25/2012 9:44:06 AM |
RockCrown | $25.00 | 1/25/2012 9:29:43 AM |
vigilance-revolutionary | $50.00 | 1/25/2012 9:27:24 AM |
gallant-economy9 | $50.00 | 1/25/2012 9:28:14 AM |
value-wind0 | $25.00 | 1/25/2012 9:30:13 AM |
texrob20 | $25.00 | 1/25/2012 9:46:14 AM |
socrates520 | $50.00 | 1/25/2012 9:46:25 AM |
dofnicom | $25.00 | 1/25/2012 9:46:30 AM |
autonomous-kindness8 | $25.00 | 1/25/2012 9:46:37 AM |
ms48105 | $25.00 | 1/25/2012 9:46:43 AM |
LowLeftJim | $25.00 | 1/25/2012 9:46:53 AM |
rulender | $25.00 | 1/25/2012 9:48:29 AM |
China0813 | $25.00 | 1/25/2012 9:32:32 AM |
ZeoInvestments | $25.00 | 1/25/2012 9:35:08 AM |
kubien | $25.00 | 1/25/2012 9:51:32 AM |
the_winning_ticket | $250.00 | 1/25/2012 9:36:51 AM |
workinghardoregon | $25.00 | 1/25/2012 9:52:23 AM |
MoneyMA | $25.00 | 1/25/2012 9:52:26 AM |
speyer | $25.00 | 1/25/2012 9:35:55 AM |
nonukem | $25.00 | 1/25/2012 9:36:18 AM |
budyzr | $25.00 | 1/25/2012 9:39:12 AM |
MadHun | $200.00 | 1/25/2012 9:53:24 AM |
diversification-surge | $25.00 | 1/25/2012 9:37:35 AM |
SoCalRancher | $25.00 | 1/25/2012 9:40:28 AM |
adventurous-commerce | $25.00 | 1/25/2012 9:37:56 AM |
Pebbles-Lending | $25.00 | 1/25/2012 9:38:01 AM |
funds-captain4 | $50.00 | 1/25/2012 9:38:29 AM |
building-america | $25.00 | 1/25/2012 9:54:14 AM |
intlargonaut | $50.00 | 1/25/2012 9:38:35 AM |
jamschmidt | $25.00 | 1/25/2012 9:54:50 AM |
TheGameTable | $25.00 | 1/25/2012 9:55:11 AM |
figs4u2 | $100.00 | 1/25/2012 9:39:39 AM |
the-auction-lotus | $25.00 | 1/25/2012 9:42:14 AM |
L-vex | $25.00 | 1/25/2012 9:42:21 AM |
auction-elvis | $25.00 | 1/25/2012 9:42:40 AM |
onegoodlender | $25.00 | 1/25/2012 9:56:48 AM |
TSC | $50.00 | 1/25/2012 9:57:10 AM |
brutusbone | $25.00 | 1/25/2012 9:58:36 AM |
Pasagam | $50.00 | 1/25/2012 9:58:48 AM |
Chuck9802 | $25.00 | 1/25/2012 9:58:51 AM |
Daneistes | $50.00 | 1/25/2012 9:42:47 AM |
Mostyle | $25.00 | 1/25/2012 9:59:28 AM |
Keebs | $25.00 | 1/25/2012 9:42:56 AM |
OldFriend | $25.00 | 1/25/2012 10:01:10 AM |
mnmcarve | $25.00 | 1/25/2012 9:46:17 AM |
Anny-Disco | $25.00 | 1/25/2012 10:01:29 AM |
nicebank | $25.00 | 1/25/2012 9:43:57 AM |
BBL | $25.00 | 1/25/2012 10:01:34 AM |
power-companion7 | $75.00 | 1/25/2012 9:48:07 AM |
frobin | $50.00 | 1/25/2012 9:48:56 AM |
payout-paladin0 | $25.00 | 1/25/2012 9:44:28 AM |
Michaeleafblower | $25.00 | 1/25/2012 10:02:47 AM |
get30inc | $50.00 | 1/25/2012 9:45:57 AM |
MiniBank998 | $25.00 | 1/25/2012 10:03:39 AM |
tenchi2777 | $25.00 | 1/25/2012 9:46:35 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:04:02 AM |
excellent-nickel | $25.00 | 1/25/2012 9:47:18 AM |
ramsbladder | $25.00 | 1/25/2012 9:48:04 AM |
Lesburger | $25.00 | 1/25/2012 9:48:18 AM |
GMPK_TLAS | $50.00 | 1/25/2012 9:48:41 AM |
compsciman | $25.00 | 1/25/2012 10:05:30 AM |
dfealk | $25.00 | 1/25/2012 10:06:15 AM |
srilm | $25.00 | 1/25/2012 9:51:14 AM |
Raptorman | $25.00 | 1/25/2012 10:07:12 AM |
runner262 | $25.00 | 1/25/2012 10:07:39 AM |
ujiba | $50.00 | 1/25/2012 9:51:42 AM |
kcole10 | $25.00 | 1/25/2012 9:51:57 AM |
Namrok | $25.00 | 1/25/2012 9:52:07 AM |
Stollewood | $25.00 | 1/25/2012 9:52:16 AM |
riskreward | $250.00 | 1/25/2012 10:08:53 AM |
cash-merry-maker | $25.00 | 1/25/2012 9:52:57 AM |
greenkid | $25.00 | 1/25/2012 9:54:11 AM |
Sid-K | $25.00 | 1/25/2012 9:55:05 AM |
Mr_Marcus | $25.00 | 1/25/2012 9:56:56 AM |
worth-philosopher9 | $100.00 | 1/25/2012 9:54:43 AM |
withfries2 | $50.00 | 1/25/2012 9:55:18 AM |
lrr34 | $25.00 | 1/25/2012 9:58:18 AM |
Cheburashka | $25.00 | 1/25/2012 9:55:48 AM |
mrladybug101 | $25.00 | 1/25/2012 9:55:57 AM |
macgeek | $25.00 | 1/25/2012 9:58:38 AM |
marketplace-achievement | $25.00 | 1/25/2012 9:56:03 AM |
loiosh | $25.00 | 1/25/2012 9:59:15 AM |
MJDAE | $50.00 | 1/25/2012 9:56:18 AM |
EricLender | $25.00 | 1/25/2012 9:59:43 AM |
reinforced-revenue069 | $25.00 | 1/25/2012 9:56:30 AM |
gojackgo | $50.00 | 1/25/2012 9:57:45 AM |
just21andy | $25.00 | 1/25/2012 10:00:28 AM |
undaunted-kindness | $100.00 | 1/25/2012 10:01:22 AM |
paramjit | $50.00 | 1/25/2012 10:01:26 AM |
icontender | $50.00 | 1/25/2012 10:01:59 AM |
QuinMccoy | $50.00 | 1/25/2012 10:02:10 AM |
mr55262 | $25.00 | 1/25/2012 9:59:41 AM |
goldeneye777 | $51.00 | 1/25/2012 10:00:29 AM |
truth-explorer | $25.00 | 1/25/2012 10:00:46 AM |
BookandLaw | $25.00 | 1/25/2012 10:01:01 AM |
first-pragmatic-note | $25.00 | 1/25/2012 10:01:11 AM |
deal-frontier | $25.00 | 1/25/2012 10:03:10 AM |
Gabriel02 | $25.00 | 1/25/2012 10:03:29 AM |
Savings_EQ_Dignity | $50.00 | 1/25/2012 10:01:53 AM |
sun818 | $25.00 | 1/25/2012 10:04:45 AM |
fcukciti | $35.00 | 1/25/2012 10:03:51 AM |
gold-position | $25.00 | 1/25/2012 10:05:49 AM |
Strato | $25.02 | 1/25/2012 10:06:22 AM |
16888 | $25.00 | 1/25/2012 10:06:27 AM |
nick5454 | $25.00 | 1/25/2012 10:04:48 AM |
tj1683 | $25.00 | 1/25/2012 10:06:43 AM |
trade-watcher | $25.00 | 1/25/2012 10:05:11 AM |
ThomasC | $50.00 | 1/25/2012 10:07:16 AM |
acropiloterau2002 | $25.00 | 1/25/2012 10:07:14 AM |
Harry | $50.00 | 1/19/2012 5:31:51 PM |
a- | $25.00 | 1/19/2012 5:21:12 PM |
meux99 | $25.00 | 1/19/2012 5:39:57 PM |
benjo | $31.00 | 1/19/2012 10:08:27 PM |
oxnard | $50.00 | 1/20/2012 2:28:58 PM |
hitsman | $50.00 | 1/20/2012 5:26:27 PM |
leodaguy | $100.00 | 1/21/2012 12:10:24 PM |
ConchRepublican | $100.00 | 1/21/2012 12:12:18 PM |
Tylerh | $250.00 | 1/21/2012 12:07:47 PM |
balance-voyager | $25.00 | 1/21/2012 12:54:15 PM |
janus_god | $25.00 | 1/21/2012 12:32:14 PM |
maldok1 | $25.00 | 1/21/2012 12:38:35 PM |
enriching-dollar1 | $100.00 | 1/21/2012 12:27:07 PM |
income-banjo | $25.00 | 1/21/2012 12:43:10 PM |
alpinaut | $30.00 | 1/22/2012 5:52:22 AM |
gentle-gain235 | $50.00 | 1/21/2012 2:00:26 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:48 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:17 AM |
jakespirit | $25.00 | 1/22/2012 10:12:33 AM |
worth-web5 | $50.00 | 1/22/2012 12:28:26 PM |
themoneydoctor | $126.33 | 1/22/2012 5:28:04 PM |
suave-dollar | $25.00 | 1/23/2012 2:39:56 AM |
iolaire | $25.00 | 1/23/2012 9:35:57 AM |
AmericanCredit | $25.00 | 1/23/2012 9:16:59 AM |
Weaverville | $50.00 | 1/23/2012 9:21:20 AM |
windfall46 | $25.00 | 1/23/2012 9:14:46 AM |
encore06 | $25.00 | 1/23/2012 9:15:25 AM |
harty | $50.00 | 1/23/2012 12:38:09 PM |
commanding-treasure2 | $50.00 | 1/23/2012 9:41:51 AM |
mar97 | $25.00 | 1/23/2012 3:22:44 PM |
value-searcher3 | $50.00 | 1/23/2012 4:22:55 PM |
SBT | $100.00 | 1/23/2012 5:25:02 PM |
Timchenko_LLC | $25.00 | 1/24/2012 9:25:31 AM |
skuba | $75.00 | 1/24/2012 9:45:42 AM |
pinnacle10 | $25.00 | 1/24/2012 9:47:55 AM |
rmachi | $25.00 | 1/24/2012 9:52:50 AM |
g314 | $25.00 | 1/24/2012 10:01:25 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:32 PM |
the-magnetic-transaction | $50.00 | 1/24/2012 2:53:18 PM |
gracej | $25.00 | 1/24/2012 5:12:49 PM |
brazilofmux | $100.00 | 1/24/2012 5:16:45 PM |
velocity-solo | $25.00 | 1/24/2012 5:16:59 PM |
nickel-burger | $50.00 | 1/24/2012 3:30:46 PM |
nickel-ferret | $50.00 | 1/24/2012 5:11:57 PM |
awwaww | $25.00 | 1/24/2012 5:15:46 PM |
compoundinterest | $50.00 | 1/24/2012 5:41:53 PM |
Clambake | $25.00 | 1/24/2012 5:24:52 PM |
p2ploan-embrace6 | $100.00 | 1/24/2012 5:48:50 PM |
Trimalchio12 | $25.00 | 1/24/2012 5:26:23 PM |
marketplace-cello5 | $25.00 | 1/24/2012 5:26:18 PM |
don8ter | $50.00 | 1/24/2012 5:53:07 PM |
wigglesworth4 | $100.00 | 1/24/2012 5:29:44 PM |
jbaum | $40.00 | 1/24/2012 5:29:56 PM |
revmax | $25.00 | 1/24/2012 5:31:35 PM |
Railbird | $25.00 | 1/24/2012 5:34:23 PM |
elasermd | $50.00 | 1/24/2012 5:35:15 PM |
tdinmanhattan | $25.00 | 1/24/2012 6:00:37 PM |
peripatetic | $25.00 | 1/24/2012 5:38:09 PM |
10ECgirl | $25.00 | 1/24/2012 6:02:21 PM |
Preteur | $25.00 | 1/24/2012 6:03:10 PM |
integrity-saver | $25.00 | 1/24/2012 6:03:44 PM |
minista | $25.00 | 1/24/2012 5:41:19 PM |
best-deal-banker | $35.00 | 1/24/2012 5:44:20 PM |
postalwhiz | $25.00 | 1/24/2012 5:48:30 PM |
transparency-baton | $25.00 | 1/24/2012 5:51:22 PM |
hostbank | $100.00 | 1/24/2012 5:52:16 PM |
power-trophy7 | $25.00 | 1/24/2012 5:53:29 PM |
Quaven | $25.00 | 1/24/2012 5:53:33 PM |
Casman8815 | $25.00 | 1/24/2012 5:53:58 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:56:54 PM |
IIP77 | $25.00 | 1/24/2012 5:58:48 PM |
Kame | $25.00 | 1/24/2012 6:00:01 PM |
enticing-note | $25.00 | 1/24/2012 6:53:50 PM |
theprince | $50.00 | 1/24/2012 10:48:35 PM |
loyalty-circuitry | $100.00 | 1/24/2012 7:01:28 PM |
jcttjg | $25.00 | 1/25/2012 4:19:52 AM |
charming-dime | $50.00 | 1/24/2012 8:11:11 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:46 AM |
dr_lender | $50.00 | 1/25/2012 6:57:04 AM |
my401K | $50.00 | 1/25/2012 7:35:55 AM |
cerebral-dollar773 | $50.00 | 1/25/2012 7:31:38 AM |
Trinkaloki | $25.00 | 1/25/2012 9:09:26 AM |
Darts | $50.00 | 1/25/2012 8:17:56 AM |
x-lender | $25.00 | 1/25/2012 9:11:52 AM |
impressive-loan | $100.00 | 1/25/2012 9:12:18 AM |
pawsitive | $25.00 | 1/25/2012 9:13:23 AM |
-J | $50.00 | 1/25/2012 9:15:31 AM |
ProjectVenture | $25.00 | 1/25/2012 9:17:38 AM |
red-unequivocal-finance | $25.00 | 1/25/2012 9:18:11 AM |
unequaled-loyalty7 | $25.00 | 1/25/2012 9:21:26 AM |
SeaLoans | $25.00 | 1/25/2012 9:22:33 AM |
emo13 | $50.00 | 1/25/2012 9:23:22 AM |
balance-whistle7 | $25.00 | 1/25/2012 9:25:26 AM |
Rdodson11 | $25.00 | 1/25/2012 9:26:51 AM |
dartmouth99 | $25.00 | 1/25/2012 9:27:49 AM |
larslfe | $25.00 | 1/25/2012 9:08:28 AM |
Cashew6 | $25.00 | 1/25/2012 9:08:42 AM |
wbahl | $25.00 | 1/25/2012 9:08:59 AM |
Chutney | $25.00 | 1/25/2012 9:09:10 AM |
finance-explosion6 | $25.00 | 1/25/2012 9:12:16 AM |
ianakacg | $25.00 | 1/25/2012 9:14:27 AM |
shabufa | $25.00 | 1/25/2012 9:32:25 AM |
trevandtal | $25.00 | 1/25/2012 9:13:01 AM |
platinum-genetics | $25.00 | 1/25/2012 9:33:10 AM |
money-explorer3 | $25.00 | 1/25/2012 9:13:20 AM |
Castellan | $50.00 | 1/25/2012 9:33:39 AM |
natural-affluence4 | $25.00 | 1/25/2012 9:16:52 AM |
tolstoy00 | $25.00 | 1/25/2012 9:15:13 AM |
reflective-deal8 | $50.00 | 1/25/2012 9:17:16 AM |
Panna | $25.00 | 1/25/2012 9:21:17 AM |
Mookouw | $25.00 | 1/25/2012 9:35:35 AM |
pleasant-basis | $25.00 | 1/25/2012 9:22:07 AM |
social-pizza5 | $25.00 | 1/25/2012 9:37:10 AM |
sb0453 | $25.00 | 1/25/2012 9:20:25 AM |
acsej | $25.00 | 1/25/2012 9:39:11 AM |
anyoi | $25.00 | 1/25/2012 9:21:33 AM |
vibrant-trade8 | $35.00 | 1/25/2012 9:22:22 AM |
ski bum | $100.00 | 1/25/2012 9:40:25 AM |
orange-resolute-platinum | $25.00 | 1/25/2012 9:40:46 AM |
fireheart | $25.00 | 1/25/2012 9:41:25 AM |
kyomoon | $50.00 | 1/25/2012 9:27:07 AM |
trident9 | $50.00 | 1/25/2012 9:25:49 AM |
Marathoner | $25.00 | 1/25/2012 9:26:41 AM |
transparency-giant | $50.00 | 1/25/2012 9:27:28 AM |
currency-agave | $60.00 | 1/25/2012 9:28:18 AM |
Mantis75 | $25.00 | 1/25/2012 9:45:27 AM |
new-truth-chuckler | $25.00 | 1/25/2012 9:46:02 AM |
zhiguli | $25.00 | 1/25/2012 9:30:58 AM |
mrrc7498 | $35.00 | 1/25/2012 9:33:26 AM |
tuffshorty | $30.00 | 1/25/2012 9:48:39 AM |
angelinvestor2 | $40.00 | 1/25/2012 9:32:48 AM |
kvandivo | $25.00 | 1/25/2012 9:33:51 AM |
jscope | $25.00 | 1/25/2012 9:35:51 AM |
p1k4blu | $25.00 | 1/25/2012 9:36:34 AM |
GAOGERAM_BANK | $25.00 | 1/25/2012 9:51:52 AM |
Floridian71 | $25.00 | 1/25/2012 9:52:24 AM |
paymeplease | $25.00 | 1/25/2012 9:38:19 AM |
math1973 | $50.00 | 1/25/2012 9:37:23 AM |
Kijib | $25.00 | 1/25/2012 9:39:48 AM |
RichDadPoorDad | $25.00 | 1/25/2012 9:40:10 AM |
unforgettable-wealth4 | $50.00 | 1/25/2012 9:38:06 AM |
bromo999 | $150.00 | 1/25/2012 9:54:41 AM |
NoCal | $25.00 | 1/25/2012 9:38:43 AM |
stormwatch | $25.00 | 1/25/2012 9:41:11 AM |
bobby5832708 | $25.00 | 1/25/2012 9:41:21 AM |
income-excellence1 | $25.00 | 1/25/2012 9:41:23 AM |
OCedHrt | $25.00 | 1/25/2012 9:55:16 AM |
diverse-felicity7 | $50.00 | 1/25/2012 9:39:46 AM |
economy-molecule3 | $500.00 | 1/25/2012 9:55:51 AM |
guybyny | $25.00 | 1/25/2012 9:41:58 AM |
skunkor2 | $26.00 | 1/25/2012 9:42:16 AM |
hawaiiangirl76 | $25.00 | 1/25/2012 9:56:06 AM |
ualf | $50.00 | 1/25/2012 9:56:11 AM |
tlam168 | $25.00 | 1/25/2012 9:56:38 AM |
larsowe | $75.00 | 1/25/2012 9:41:47 AM |
MTLoans | $25.00 | 1/25/2012 9:57:23 AM |
mtquan | $25.00 | 1/25/2012 9:58:03 AM |
kalex752 | $25.00 | 1/25/2012 9:58:45 AM |
cosmof16 | $25.00 | 1/25/2012 9:59:01 AM |
determined-deal7 | $25.00 | 1/25/2012 9:43:02 AM |
cac1966 | $25.00 | 1/25/2012 9:43:05 AM |
Gorblum | $25.00 | 1/25/2012 9:43:36 AM |
mason13a | $25.00 | 1/25/2012 9:46:13 AM |
traghip6 | $25.00 | 1/25/2012 10:01:24 AM |
virtualbank | $25.00 | 1/25/2012 9:43:49 AM |
UncleTupelo2 | $25.00 | 1/25/2012 10:01:36 AM |
kinetic-openness0 | $25.00 | 1/25/2012 9:47:28 AM |
lendsalot | $25.00 | 1/25/2012 10:02:01 AM |
loantigger | $25.00 | 1/25/2012 9:48:01 AM |
ITS-A-WONDERFUL-LIFE | $25.00 | 1/25/2012 9:48:47 AM |
huorn | $25.00 | 1/25/2012 10:02:33 AM |
intuitive-integrity9 | $50.00 | 1/25/2012 9:49:00 AM |
kind-asset-circuit | $50.00 | 1/25/2012 9:44:31 AM |
stuy1998 | $25.00 | 1/25/2012 9:45:05 AM |
interest-pudding4 | $25.00 | 1/25/2012 9:45:18 AM |
Ragnar | $25.00 | 1/25/2012 10:02:54 AM |
gauss02 | $25.00 | 1/25/2012 10:03:22 AM |
TCayce | $25.00 | 1/25/2012 10:03:41 AM |
whistledicksmith | $25.00 | 1/25/2012 10:04:11 AM |
rentalguy | $50.00 | 1/25/2012 9:47:48 AM |
creative-gold | $25.00 | 1/25/2012 10:04:52 AM |
keeks | $25.00 | 1/25/2012 10:05:26 AM |
TheYellowDart | $25.00 | 1/25/2012 9:48:36 AM |
luminous-marketplace5 | $25.00 | 1/25/2012 9:48:50 AM |
crockett42 | $50.00 | 1/25/2012 10:05:40 AM |
Natronpee | $25.00 | 1/25/2012 10:06:30 AM |
a-truth-upholder | $25.00 | 1/25/2012 10:07:01 AM |
gzeo | $25.00 | 1/25/2012 9:51:40 AM |
JohnW12 | $50.00 | 1/25/2012 9:51:44 AM |
joyking | $100.00 | 1/25/2012 9:52:03 AM |
dthompso | $50.00 | 1/25/2012 9:52:08 AM |
abfs | $25.00 | 1/25/2012 10:08:43 AM |
leeball | $50.00 | 1/25/2012 9:52:32 AM |
syounker | $25.00 | 1/25/2012 10:09:02 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:26 AM |
pwkpwk | $25.00 | 1/25/2012 9:53:18 AM |
turbostar666 | $25.00 | 1/25/2012 9:53:31 AM |
BuffetRocks | $50.00 | 1/25/2012 9:53:41 AM |
credit-scout7 | $50.00 | 1/25/2012 9:51:55 AM |
silverloan | $50.00 | 1/25/2012 9:54:24 AM |
meenan | $100.00 | 1/25/2012 9:55:45 AM |
mmckune | $25.00 | 1/25/2012 9:56:20 AM |
spaceborne | $25.00 | 1/25/2012 9:57:39 AM |
pujols8996 | $50.00 | 1/25/2012 9:58:34 AM |
Ready2Loan | $25.00 | 1/25/2012 9:58:40 AM |
KB4UF | $25.00 | 1/25/2012 9:59:06 AM |
ChicoBob | $25.00 | 1/25/2012 9:56:17 AM |
jenq0001 | $25.00 | 1/25/2012 9:59:18 AM |
jfd287 | $25.00 | 1/25/2012 9:56:43 AM |
sweet-loan7 | $25.00 | 1/25/2012 10:00:05 AM |
well-rounded-market | $25.00 | 1/25/2012 10:00:48 AM |
Aquafina24Ounce | $25.00 | 1/25/2012 9:58:12 AM |
phillipd48 | $25.00 | 1/25/2012 10:00:58 AM |
kbodendorf | $25.00 | 1/25/2012 10:01:57 AM |
exuberant-dime | $25.00 | 1/25/2012 10:02:23 AM |
ATOHokie | $25.00 | 1/25/2012 10:02:45 AM |
bnordman | $25.00 | 1/25/2012 10:00:31 AM |
selfmademan | $25.00 | 1/25/2012 10:03:09 AM |
johnsails | $50.00 | 1/25/2012 10:04:17 AM |
newyork6264 | $25.00 | 1/25/2012 10:06:20 AM |
BanqueDeD | $25.00 | 1/25/2012 10:06:26 AM |
Relevance | $25.00 | 1/25/2012 10:05:04 AM |
selvamfinance | $25.00 | 1/25/2012 10:06:51 AM |
basis-ferret8 | $50.00 | 1/25/2012 10:05:32 AM |
pipopirate | $25.00 | 1/25/2012 10:06:13 AM |
efficient-marketplace | $25.00 | 1/25/2012 10:07:06 AM |
JCPlending | $25.00 | 1/25/2012 10:07:25 AM |
Spring342 | $25.00 | 1/25/2012 10:09:05 AM |
MrDavid | $75.00 | 1/25/2012 10:08:01 AM |
orearella3 | $25.00 | 1/25/2012 10:08:39 AM |
credit-statuette8 | $25.00 | 1/25/2012 10:09:31 AM |
happy-yield | $25.00 | 1/25/2012 10:09:15 AM |
hard-working-rate3 | $100.00 | 1/25/2012 10:09:49 AM |
487 Investments
|
Borrower Payment Dependent Notes Series
552667
This series of Notes was issued and sold upon the funding of the borrower loan #59733, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $299.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 32% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,155 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| phenomenal-transparency4 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JWT
Purpose of loan: Pay off credit card debt
This loan will be used to...pay off credit card debt
My financial situation: good, steady job and my spouse has a steady job as well
I am a good candidate for this loan because...I always pay my debts
Monthly net income: $2500
Monthly expenses: $
Housing: $490
Insurance: $75
Car expenses: $350
Utilities: $200
Phone, cable, internet: $170
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a- | $25.00 | 1/19/2012 5:22:07 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:05 PM |
creditjunky | $200.00 | 1/19/2012 5:23:23 PM |
worth-blanket2 | $7,975.00 | 1/19/2012 5:24:23 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
552673
This series of Notes was issued and sold upon the funding of the borrower loan #59200, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $261.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 59% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $95,902 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| maker032 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(May-2011)
|
Principal balance:
| $13,679.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Fresh Start
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $9,000.00 | 1/19/2012 5:23:45 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552677
This series of Notes was issued and sold upon the funding of the borrower loan #59853, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $459.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 11% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,686 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HelpingHands2012 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating in 2012
Purpose of loan:
This loan will be used to consolidate my credit cards.
My financial situation:
I am a good candidate for this loan because I will pay off this loan in the quickest amount of time possible. I have been employed as a civil servant for 30 years. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MarketInvestor | $25.00 | 1/19/2012 5:29:05 PM |
a- | $25.00 | 1/19/2012 5:22:07 PM |
Harry | $50.00 | 1/19/2012 5:31:52 PM |
cloud8 | $25.00 | 1/19/2012 6:07:39 PM |
sflawya | $25.00 | 1/19/2012 5:36:14 PM |
lendersf | $50.00 | 1/20/2012 9:26:34 AM |
oxnard | $50.00 | 1/20/2012 2:28:59 PM |
benjo | $50.00 | 1/20/2012 5:44:43 PM |
blot44 | $25.00 | 1/21/2012 4:17:06 AM |
AFairDeal | $25.00 | 1/21/2012 12:19:37 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:55 PM |
Sevron | $100.00 | 1/21/2012 6:09:38 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:18 AM |
alpinaut | $30.00 | 1/22/2012 5:50:46 AM |
enriching-dollar1 | $100.00 | 1/22/2012 12:27:24 PM |
janus_god | $25.00 | 1/23/2012 9:15:37 AM |
Weaverville | $50.00 | 1/23/2012 9:21:20 AM |
mar97 | $25.00 | 1/23/2012 3:22:45 PM |
AmericanCredit | $50.00 | 1/23/2012 5:38:42 PM |
leodaguy | $100.00 | 1/23/2012 5:25:40 PM |
Timchenko_LLC | $25.00 | 1/24/2012 9:25:31 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:46 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:33 PM |
nickel-burger | $50.00 | 1/24/2012 3:30:47 PM |
loyalty-circuitry | $100.00 | 1/24/2012 7:01:28 PM |
murren | $25.00 | 1/25/2012 8:05:56 AM |
Darts | $50.00 | 1/25/2012 8:17:57 AM |
SBT | $100.00 | 1/25/2012 9:35:14 AM |
maldok1 | $25.00 | 1/25/2012 9:44:56 AM |
jonandmeg21 | $25.00 | 1/25/2012 10:05:17 AM |
active-capital13 | $25.00 | 1/25/2012 10:44:24 AM |
SCD | $25.00 | 1/25/2012 7:54:32 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:31 PM |
Sid-K | $25.00 | 1/26/2012 5:13:33 PM |
LongTail | $25.00 | 1/26/2012 5:45:22 PM |
giftgold | $25.00 | 1/26/2012 7:26:46 PM |
agreement-sycamore | $50.00 | 1/26/2012 6:59:28 PM |
minista | $25.00 | 1/27/2012 9:36:36 AM |
roadtruck | $50.00 | 1/27/2012 9:42:13 AM |
moneytolend72 | $50.00 | 1/27/2012 11:42:47 AM |
CJay | $25.00 | 1/27/2012 10:59:47 AM |
romanfish | $255.00 | 1/27/2012 12:02:50 PM |
chorus731 | $50.00 | 1/27/2012 12:51:46 PM |
nuclearmoose | $50.00 | 1/27/2012 5:44:50 PM |
BenR | $100.00 | 1/27/2012 5:45:53 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:15 PM |
pencreek | $50.00 | 1/27/2012 8:06:18 PM |
cerebral-auction950 | $100.00 | 1/28/2012 4:23:27 AM |
latestone | $25.00 | 1/28/2012 8:53:02 AM |
ect_2k20 | $25.00 | 1/28/2012 10:29:02 AM |
harty | $50.00 | 1/28/2012 12:13:26 PM |
leveragedlender | $100.00 | 1/28/2012 11:53:42 AM |
miked8303 | $50.00 | 1/28/2012 12:14:24 PM |
Clambake | $25.00 | 1/28/2012 12:17:24 PM |
ConchRepublican | $100.00 | 1/28/2012 12:09:16 PM |
asset-equilibrium0 | $25.00 | 1/28/2012 12:11:09 PM |
Cheburashka | $25.00 | 1/28/2012 12:11:56 PM |
britgsb | $30.00 | 1/28/2012 12:16:02 PM |
dbzen | $25.00 | 1/28/2012 12:34:39 PM |
iolaire | $25.00 | 1/28/2012 12:56:58 PM |
lucrative-transparency0 | $100.00 | 1/28/2012 1:06:36 PM |
american6 | $50.00 | 1/28/2012 1:07:11 PM |
evnagelist | $25.00 | 1/28/2012 1:01:04 PM |
jbaum | $40.00 | 1/28/2012 1:13:31 PM |
RankPaid | $25.00 | 1/28/2012 1:09:21 PM |
drkosh | $25.00 | 1/28/2012 1:12:31 PM |
azarael | $25.00 | 1/28/2012 8:40:40 PM |
BankofHank | $50.00 | 1/28/2012 11:35:25 PM |
N_P | $25.00 | 1/28/2012 11:58:39 PM |
euro-deployment | $25.00 | 1/28/2012 8:38:53 PM |
studious-revenue7 | $50.00 | 1/28/2012 10:44:17 PM |
Imageloan | $25.00 | 1/29/2012 12:05:34 AM |
benefit-banshee | $25.00 | 1/29/2012 3:08:40 AM |
speyer | $25.00 | 1/29/2012 5:23:55 AM |
TMA-L | $65.00 | 1/29/2012 6:27:35 AM |
ltschetter | $25.00 | 1/29/2012 5:55:18 AM |
penguino | $100.00 | 1/29/2012 7:20:06 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:11 AM |
Dan65 | $25.00 | 1/29/2012 7:47:28 AM |
DF-Funding | $38.62 | 1/29/2012 9:32:38 AM |
Dash1111 | $25.00 | 1/29/2012 8:37:57 AM |
wise-silver-wonder | $25.00 | 1/29/2012 9:49:16 AM |
psanganee | $25.00 | 1/29/2012 10:06:39 AM |
AGSLending | $25.00 | 1/29/2012 11:39:30 AM |
orearella3 | $25.00 | 1/29/2012 12:37:26 PM |
fishintime | $100.00 | 1/29/2012 4:41:49 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:06 PM |
Solid-Platinum | $25.00 | 1/29/2012 6:05:31 PM |
medman | $25.00 | 1/29/2012 6:19:24 PM |
wealth-tulip4 | $25.00 | 1/29/2012 10:03:47 PM |
Joem311JE | $25.00 | 1/30/2012 5:41:30 AM |
blue-greenback-saver | $100.00 | 1/30/2012 4:05:58 AM |
SnappyLoans | $25.00 | 1/30/2012 6:34:39 AM |
EJPiper | $25.00 | 1/30/2012 5:44:31 AM |
grallu | $50.00 | 1/30/2012 6:20:48 AM |
onegr8papa | $200.00 | 1/30/2012 7:50:59 AM |
mickeyroi | $25.00 | 1/30/2012 8:03:11 AM |
worthy-truth | $25.00 | 1/30/2012 8:56:02 AM |
orange-respectful-camaraderi | $50.00 | 1/30/2012 8:56:14 AM |
rex45 | $25.00 | 1/30/2012 8:58:09 AM |
first-compassion-oak | $25.00 | 1/30/2012 9:07:13 AM |
jscope | $25.00 | 1/30/2012 9:14:28 AM |
transparency-halo | $25.00 | 1/30/2012 9:28:46 AM |
Wings06J | $25.00 | 1/30/2012 9:30:27 AM |
authentic-interest8 | $25.00 | 1/30/2012 9:24:55 AM |
neighborly-hope6 | $100.00 | 1/30/2012 9:32:38 AM |
GreatReturnForYou | $25.00 | 1/30/2012 9:29:46 AM |
lending401 | $25.00 | 1/30/2012 9:31:04 AM |
LogicalCC | $25.00 | 1/30/2012 9:33:02 AM |
mrmojado | $25.00 | 1/30/2012 9:36:21 AM |
wealth-infusion6 | $100.00 | 1/30/2012 9:53:34 AM |
larslfe | $25.00 | 1/30/2012 9:47:56 AM |
euro-speaker8 | $25.00 | 1/30/2012 9:49:20 AM |
kin990 | $200.00 | 1/30/2012 9:55:25 AM |
misit | $25.00 | 1/30/2012 10:08:56 AM |
Ardy123 | $25.00 | 1/30/2012 11:10:41 AM |
meux99 | $25.00 | 1/19/2012 5:39:58 PM |
logical-reward8 | $25.00 | 1/19/2012 5:44:15 PM |
kevin314 | $50.00 | 1/19/2012 11:19:43 PM |
Kyjamune | $25.00 | 1/20/2012 9:26:28 AM |
cebgop | $25.00 | 1/20/2012 9:09:19 AM |
houli123 | $250.00 | 1/20/2012 9:45:00 AM |
themoneydoctor | $50.00 | 1/20/2012 3:25:17 PM |
hitsman | $50.00 | 1/20/2012 5:26:28 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:10 PM |
indomitable-coin | $25.00 | 1/21/2012 12:13:06 PM |
blue-useful-auction | $25.00 | 1/21/2012 3:32:48 PM |
sing4ding | $100.00 | 1/22/2012 1:00:26 AM |
FlexFunding | $50.00 | 1/22/2012 11:28:02 AM |
downtownfarm | $25.00 | 1/22/2012 12:42:58 PM |
Tylerh | $250.00 | 1/23/2012 9:27:24 AM |
the-bright-velocity | $25.00 | 1/23/2012 9:27:38 AM |
john0720 | $25.00 | 1/23/2012 11:03:33 AM |
Ripsaw4U | $50.00 | 1/23/2012 5:29:52 PM |
gjm6d | $25.00 | 1/24/2012 9:12:15 AM |
Dollars4Rent | $50.00 | 1/24/2012 9:24:00 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:21 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:01 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:54 AM |
Syzygy | $25.00 | 1/24/2012 10:01:10 AM |
value-travels | $25.00 | 1/24/2012 2:30:47 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:27 PM |
encore06 | $25.00 | 1/24/2012 5:10:55 PM |
first-favorite-bonus9 | $25.00 | 1/24/2012 5:19:36 PM |
blooming-market | $25.00 | 1/24/2012 5:25:20 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:33 PM |
availableloan | $25.00 | 1/24/2012 8:44:39 PM |
enticing-note | $25.00 | 1/24/2012 6:53:51 PM |
Leshan | $25.00 | 1/25/2012 8:20:48 AM |
kirat15 | $50.00 | 1/25/2012 8:45:11 AM |
holstj | $25.00 | 1/25/2012 9:16:49 AM |
balance-voyager | $25.00 | 1/25/2012 9:27:35 AM |
j2ee | $25.00 | 1/25/2012 9:07:02 AM |
kenji4861 | $25.00 | 1/25/2012 9:30:05 AM |
income-banjo | $25.00 | 1/25/2012 9:32:30 AM |
notabanker | $75.00 | 1/25/2012 9:47:56 AM |
soldadoz | $25.00 | 1/25/2012 1:33:29 PM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:27 AM |
gentle-gain235 | $25.00 | 1/26/2012 8:05:55 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:50 PM |
greenbacchus | $25.00 | 1/26/2012 9:39:25 PM |
encouraging-repayment5 | $25.00 | 1/26/2012 8:57:45 PM |
suave-dollar | $25.00 | 1/27/2012 4:46:36 AM |
wealthstar | $25.00 | 1/27/2012 9:09:11 AM |
repayment-launcher | $25.00 | 1/27/2012 8:19:37 AM |
fortytwo | $46.00 | 1/27/2012 9:48:04 AM |
acarnegie | $25.00 | 1/27/2012 12:18:14 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:12 AM |
Exibility-Inc | $25.00 | 1/27/2012 3:12:26 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:20 PM |
SunsetCoastCapital | $25.00 | 1/27/2012 5:34:51 PM |
bb575 | $50.00 | 1/28/2012 1:20:56 AM |
lendacity | $50.00 | 1/28/2012 4:39:22 AM |
vivacious-truth3 | $25.00 | 1/28/2012 10:50:43 AM |
sajitk | $25.00 | 1/28/2012 11:28:57 AM |
commanding-treasure2 | $50.00 | 1/28/2012 11:26:41 AM |
networks4ever | $25.00 | 1/28/2012 12:19:53 PM |
JJ9876 | $25.00 | 1/28/2012 12:24:41 PM |
Tradesmanlender | $25.00 | 1/28/2012 12:23:44 PM |
order-brilliance9 | $100.00 | 1/28/2012 12:53:11 PM |
rmachi | $25.00 | 1/28/2012 12:46:17 PM |
subtle-revenue0 | $25.00 | 1/28/2012 12:51:09 PM |
velocity-solo | $25.00 | 1/28/2012 12:57:04 PM |
ualf | $50.00 | 1/28/2012 1:08:26 PM |
dharma1 | $25.00 | 1/28/2012 1:14:07 PM |
integrity-american | $25.00 | 1/28/2012 1:29:23 PM |
nickel-ferret | $50.00 | 1/28/2012 1:12:03 PM |
payment-associate5 | $100.00 | 1/28/2012 2:42:46 PM |
undaunted-loan8 | $50.00 | 1/28/2012 5:49:18 PM |
IIP77 | $25.00 | 1/28/2012 6:32:58 PM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:28 AM |
DrMoneyBags | $50.00 | 1/29/2012 1:47:44 AM |
skiingawfs | $50.00 | 1/29/2012 5:20:40 AM |
bansir | $25.00 | 1/29/2012 6:02:34 AM |
Hammerhead386 | $25.00 | 1/29/2012 7:00:59 AM |
WarmWeather | $26.00 | 1/29/2012 7:31:19 AM |
Traal | $25.00 | 1/29/2012 8:40:22 AM |
BGILlender | $25.00 | 1/29/2012 8:51:52 AM |
wealth-influencer | $25.00 | 1/29/2012 10:21:41 AM |
MoxiePop | $25.00 | 1/29/2012 9:25:58 AM |
PadreAyudate | $25.00 | 1/29/2012 10:04:12 AM |
pine643 | $25.00 | 1/29/2012 10:48:09 AM |
KWarrior | $100.00 | 1/29/2012 11:03:15 AM |
physjosh | $25.00 | 1/29/2012 10:37:15 AM |
icontender | $50.00 | 1/29/2012 11:23:30 AM |
SoCalIsHere | $25.00 | 1/29/2012 11:16:29 AM |
truth-crusader7 | $50.00 | 1/29/2012 11:02:46 AM |
compassionate-fairness6 | $25.00 | 1/29/2012 11:26:08 AM |
rbc_ventures | $25.00 | 1/29/2012 11:46:23 AM |
Holden-Caulfield | $25.00 | 1/29/2012 12:38:47 PM |
buukyak | $25.00 | 1/29/2012 1:20:30 PM |
passbook | $25.00 | 1/29/2012 1:02:03 PM |
rmsyvt | $25.00 | 1/29/2012 1:06:26 PM |
chablist | $25.00 | 1/29/2012 1:36:35 PM |
Spadgaon | $50.00 | 1/29/2012 1:42:29 PM |
Pickmar | $25.00 | 1/29/2012 2:47:14 PM |
fervent-currency5 | $50.00 | 1/29/2012 4:03:45 PM |
georgethesir | $50.00 | 1/29/2012 4:00:38 PM |
BOZO88 | $50.00 | 1/29/2012 4:24:15 PM |
thrifty-transaction578 | $50.00 | 1/29/2012 5:43:51 PM |
the-deal-socrates | $100.00 | 1/29/2012 7:58:31 PM |
Iowa65 | $25.16 | 1/29/2012 8:29:53 PM |
Zolton | $300.00 | 1/30/2012 6:26:45 AM |
bigballer105 | $100.00 | 1/30/2012 7:32:54 AM |
jga516 | $25.00 | 1/30/2012 7:17:24 AM |
Gamblor | $100.00 | 1/30/2012 7:40:37 AM |
HumRaahee | $100.00 | 1/30/2012 8:36:58 AM |
ssgt95068 | $25.00 | 1/30/2012 9:17:55 AM |
p2ploan-embrace6 | $100.00 | 1/30/2012 9:22:37 AM |
bonus-tent | $25.00 | 1/30/2012 9:24:59 AM |
Apeman00 | $25.00 | 1/30/2012 9:28:48 AM |
loaninvesting | $25.00 | 1/30/2012 9:32:49 AM |
Casman8815 | $25.00 | 1/30/2012 9:34:52 AM |
Anny-Disco | $25.00 | 1/30/2012 9:37:20 AM |
blLending | $25.00 | 1/30/2012 9:41:28 AM |
Cai8899 | $50.00 | 1/30/2012 9:43:56 AM |
nerdbomber | $25.00 | 1/30/2012 9:43:58 AM |
charming-dime | $50.00 | 1/30/2012 9:47:32 AM |
gallant-economy9 | $50.00 | 1/30/2012 9:49:09 AM |
fun2invest | $25.00 | 1/30/2012 9:42:10 AM |
brooklynjoe | $25.00 | 1/30/2012 10:09:41 AM |
AoP | $25.00 | 1/30/2012 10:17:19 AM |
SkiNZ | $25.00 | 1/30/2012 10:28:40 AM |
James_and_Tracy | $25.00 | 1/30/2012 10:44:52 AM |
JebkaClan | $28.00 | 1/30/2012 11:01:31 AM |
Index_Plus | $3,066.21 | 1/30/2012 11:12:13 AM |
dime-vista2 | $25.00 | 1/30/2012 11:12:03 AM |
primal5 | $25.00 | 1/30/2012 10:41:07 AM |
248 Investments
|
Borrower Payment Dependent Notes Series
552685
This series of Notes was issued and sold upon the funding of the borrower loan #59453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
10 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,157 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commitment-comforter3 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Program Manager
Purpose of loan:
This loan will be used to pay off some pay day loans.
My financial situation: Employed
I am a good candidate for this loan because I am responsible enough to keep my credit score up high.
Monthly net income: $3100
Monthly expenses: $1200
Housing: $400
Insurance: $
Car expenses: $-0+
Utilities: $125
Phone, cable, internet: $164
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $700
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/19/2012 5:24:19 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552689
This series of Notes was issued and sold upon the funding of the borrower loan #59765, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $430.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
21 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,561 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| lucrative-deal249 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Free Hopeful
Purpose of loan:
This loan will be used to payoff credit card debt. My desire is to no longer carry credit card debt, and to live on a pay as I go system. My debt as a college student got out of hand and I am trying to dig my way out.
My financial situation:
I am a good candidate for this loan because I have always paid my obligations on time. I have been with my employer for just over 10 years, and I have a reliable professional job making good money.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
platinum-czar | $100.00 | 1/27/2012 10:01:19 PM |
creditjunky | $125.00 | 1/19/2012 5:24:45 PM |
Harry | $50.00 | 1/19/2012 5:31:52 PM |
JustMee | $25.00 | 1/19/2012 6:00:53 PM |
a- | $25.00 | 1/19/2012 5:22:07 PM |
TackingWindward | $25.00 | 1/20/2012 7:46:24 AM |
sturdy-fairness0 | $100.00 | 1/20/2012 9:33:22 AM |
BAJMP | $25.00 | 1/20/2012 10:31:44 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:11 PM |
grf1945 | $25.00 | 1/22/2012 12:35:15 PM |
imlosttoo | $25.00 | 1/24/2012 7:26:18 PM |
enticing-note | $25.00 | 1/24/2012 6:53:52 PM |
kevin314 | $40.00 | 1/24/2012 8:17:23 PM |
magical-credit523 | $25.00 | 1/25/2012 9:49:59 AM |
A4 | $25.00 | 1/26/2012 3:38:05 PM |
Sid-K | $25.00 | 1/26/2012 5:13:33 PM |
giftgold | $25.00 | 1/26/2012 7:26:46 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:33 AM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:14 AM |
wealthstar | $25.00 | 1/27/2012 9:09:11 AM |
themoneydoctor | $150.00 | 1/27/2012 2:13:43 PM |
theaterguy | $25.00 | 1/27/2012 4:27:11 PM |
Hadrian | $50.00 | 1/27/2012 6:32:16 PM |
payment-labyrinth9 | $26.00 | 1/27/2012 7:17:57 PM |
psbruce | $25.00 | 1/27/2012 7:24:09 PM |
dor | $50.00 | 1/27/2012 9:05:12 PM |
Mo_64 | $100.00 | 1/27/2012 9:29:32 PM |
reward-excellency1 | $25.00 | 1/27/2012 6:47:44 PM |
Index_Plus | $15,000.00 | 1/27/2012 6:07:41 PM |
p2p-allocator | $50.00 | 1/27/2012 6:17:05 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:15 PM |
buffalobills | $25.00 | 1/27/2012 7:13:16 PM |
rocker137 | $33.00 | 1/27/2012 7:47:12 PM |
pencreek | $50.00 | 1/27/2012 8:06:18 PM |
thrifty-transaction578 | $50.00 | 1/27/2012 8:34:40 PM |
Integrity-Lending4U | $25.00 | 1/27/2012 8:02:49 PM |
Anamorph | $25.00 | 1/27/2012 10:23:08 PM |
evergreen16 | $100.00 | 1/27/2012 9:25:48 PM |
authoritative-loot | $25.00 | 1/28/2012 12:46:18 AM |
fr0gpil0t | $25.00 | 1/27/2012 10:23:34 PM |
first-compassion-oak | $25.00 | 1/28/2012 1:01:23 AM |
platinum-czar | $47.81 | 1/27/2012 9:58:48 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:45 PM |
GreenLender11 | $100.00 | 1/19/2012 5:26:33 PM |
Bank_Of_XL | $25.00 | 1/20/2012 6:07:31 AM |
Investor_DP | $100.00 | 1/20/2012 9:33:06 AM |
kenji4861 | $25.00 | 1/20/2012 5:42:59 PM |
genuine-loan0 | $25.00 | 1/24/2012 6:52:35 AM |
kirat15 | $50.00 | 1/25/2012 8:49:11 AM |
momoney2008 | $50.00 | 1/26/2012 9:17:08 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:31 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:15 PM |
wonderous-power | $25.00 | 1/27/2012 6:25:12 AM |
acarnegie | $25.00 | 1/27/2012 12:18:14 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:12 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:20 PM |
moneytolend72 | $25.00 | 1/27/2012 11:44:18 AM |
truth-silo | $25.00 | 1/27/2012 4:08:14 PM |
Dubbs360 | $25.00 | 1/27/2012 5:09:12 PM |
jdrez | $25.00 | 1/27/2012 6:32:17 PM |
worth-web5 | $50.00 | 1/27/2012 5:30:48 PM |
balanced-agreement0 | $65.00 | 1/27/2012 5:37:40 PM |
smart-note9 | $25.00 | 1/27/2012 7:41:02 PM |
indomitable-benjamins5 | $25.00 | 1/27/2012 7:46:37 PM |
yield-seeker | $25.00 | 1/27/2012 8:06:56 PM |
reflective-ore3 | $25.00 | 1/27/2012 8:33:10 PM |
noodles932 | $36.02 | 1/27/2012 8:44:19 PM |
cash-spinner | $25.00 | 1/27/2012 6:16:45 PM |
p2p-allocator | $50.00 | 1/27/2012 6:17:28 PM |
77dowplace | $39.79 | 1/28/2012 12:19:05 AM |
bb575 | $38.39 | 1/28/2012 1:20:56 AM |
jdrez | $45.44 | 1/27/2012 6:42:41 PM |
independent-payout7 | $27.09 | 1/27/2012 6:43:58 PM |
natural-greenback6 | $25.00 | 1/27/2012 7:04:56 PM |
WeAlNe | $25.00 | 1/27/2012 7:41:43 PM |
unequivocal-power3 | $25.64 | 1/27/2012 8:10:15 PM |
tarion3 | $25.82 | 1/27/2012 8:19:28 PM |
upbeat-marketplace | $25.00 | 1/27/2012 8:25:29 PM |
ferdberfel | $25.00 | 1/27/2012 8:31:35 PM |
friendinmoney | $25.00 | 1/27/2012 9:15:40 PM |
chorus731 | $50.00 | 1/27/2012 9:39:34 PM |
doopers | $25.00 | 1/27/2012 9:54:23 PM |
deal-eagle | $25.00 | 1/27/2012 11:05:11 PM |
careful-benjamins8 | $25.00 | 1/27/2012 9:29:08 PM |
ikozelsky | $50.00 | 1/28/2012 12:00:15 AM |
euro-deployment | $25.00 | 1/27/2012 9:53:17 PM |
pinballwizard | $50.00 | 1/28/2012 12:26:27 AM |
87 Investments
|
Borrower Payment Dependent Notes Series
552709
This series of Notes was issued and sold upon the funding of the borrower loan #59526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 20y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,739 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 40 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| market-vinyl6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3120.34
Monthly expenses: $2006.05
Housing: $198.00
Insurance: $154.00
Car expenses: $444.07
Utilities: $159.58
Phone, cable, internet: $300.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: 400.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bubb_hans | $50.00 | 1/22/2012 12:44:00 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:58 PM |
melodious-openness | $300.00 | 1/23/2012 10:33:00 AM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:55 PM |
realtormoises | $25.00 | 1/24/2012 6:33:13 AM |
SecondChanceLendingSERV | $29.00 | 1/24/2012 4:56:49 PM |
green-rate-futurist | $25.00 | 1/24/2012 4:53:52 PM |
life-is-great | $25.00 | 1/24/2012 5:38:50 PM |
melodious-openness | $1,262.91 | 1/24/2012 6:12:31 PM |
a-successful-credit | $25.00 | 1/24/2012 5:55:59 PM |
productive-note2 | $100.00 | 1/23/2012 9:40:08 AM |
Dubbs360 | $25.00 | 1/24/2012 9:16:05 AM |
HenryS | $30.00 | 1/24/2012 5:32:43 PM |
kind-credit-bear | $25.00 | 1/24/2012 5:34:26 PM |
moneyhelp4u | $28.09 | 1/24/2012 6:09:20 PM |
transparency-river1 | $2,000.00 | 1/24/2012 5:51:27 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
552719
This series of Notes was issued and sold upon the funding of the borrower loan #59332, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $189.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 31% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 9y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,624 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| prudent-order1 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2011)
|
Principal balance:
| $3,539.24 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
Refinance an existing Prosper loan and credit cards
My financial situation: Good
I am a good candidate for this loan because...
Prosper contacted me about refinancing my existing loan after maintaining one for several months.
Monthly net income: $ 3700.00
Monthly expenses: $
Housing: $1083.00
Insurance: $70.00/Month
Car expenses: $435.00/Month
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 1/20/2012 6:00:16 PM |
toblerone | $25.00 | 1/20/2012 5:13:04 PM |
a- | $25.00 | 1/20/2012 5:18:42 PM |
trade-burrito4 | $35.00 | 1/20/2012 5:07:41 PM |
A4 | $25.00 | 1/20/2012 5:37:12 PM |
cash-delight1 | $50.00 | 1/20/2012 5:08:40 PM |
GElender | $40.00 | 1/20/2012 5:34:53 PM |
janeybooboo | $50.00 | 1/20/2012 7:27:58 PM |
HeroSupport | $80.00 | 1/20/2012 5:04:01 PM |
blissful-cash3 | $100.00 | 1/20/2012 9:52:07 PM |
MatthewDP | $50.00 | 1/20/2012 5:09:54 PM |
genuine-integrity0 | $25.00 | 1/20/2012 7:12:33 PM |
EngineersAlliance | $125.00 | 1/20/2012 5:30:13 PM |
grammaspurse | $25.00 | 1/20/2012 10:30:51 PM |
payout-reaction740 | $25.00 | 1/20/2012 5:44:32 PM |
penny-plato | $25.00 | 1/20/2012 6:00:17 PM |
riversmoke | $25.00 | 1/21/2012 2:29:22 AM |
investment-artist | $25.00 | 1/21/2012 9:40:40 AM |
Brisket_Bob | $28.64 | 1/21/2012 6:19:25 AM |
corporatejim | $26.81 | 1/21/2012 6:24:28 AM |
thinker6 | $50.00 | 1/21/2012 4:48:51 AM |
principal-bull | $25.00 | 1/21/2012 12:41:29 PM |
daekpon | $25.00 | 1/22/2012 8:24:01 AM |
mhotchan | $100.00 | 1/22/2012 9:14:13 AM |
USMC0311 | $25.00 | 1/21/2012 8:23:53 PM |
chameleon125 | $25.00 | 1/21/2012 7:01:41 PM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:46 AM |
focused-investment442 | $34.21 | 1/22/2012 1:15:46 PM |
bold-generosity-enlightenment | $100.00 | 1/22/2012 10:25:23 PM |
sincere-balance | $25.00 | 1/22/2012 10:55:52 PM |
skaught | $30.00 | 1/23/2012 9:02:14 AM |
proper-agreement8 | $50.00 | 1/22/2012 3:28:27 PM |
Ray3486 | $25.00 | 1/22/2012 7:59:57 PM |
giftgold | $25.00 | 1/22/2012 7:51:56 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:46 AM |
12Knocksinna | $30.00 | 1/23/2012 1:39:44 AM |
market-genome7 | $50.00 | 1/22/2012 9:33:59 PM |
orearella3 | $25.00 | 1/23/2012 9:37:30 AM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:08:49 AM |
Leshan | $50.00 | 1/23/2012 7:37:35 AM |
loyalty-czar | $40.00 | 1/23/2012 8:38:19 AM |
djh47a | $25.00 | 1/23/2012 8:51:11 AM |
sonicpluto | $25.00 | 1/23/2012 9:24:16 AM |
CPAecs | $25.00 | 1/23/2012 2:28:41 PM |
edaguy | $25.00 | 1/23/2012 9:31:05 AM |
treasure-hunter270 | $25.00 | 1/23/2012 10:15:25 AM |
john0720 | $50.00 | 1/23/2012 11:01:49 AM |
LateOneNight | $50.00 | 1/23/2012 4:46:46 PM |
friendinmoney | $35.00 | 1/23/2012 4:09:58 PM |
Winged_Inspirations | $50.00 | 1/23/2012 4:45:44 PM |
Index_Plus | $618.71 | 1/23/2012 9:31:41 PM |
iem2509 | $35.00 | 1/23/2012 5:26:20 PM |
ddoneday | $25.00 | 1/23/2012 5:29:37 PM |
theaterguy | $25.00 | 1/23/2012 6:38:10 PM |
starry2001 | $25.00 | 1/23/2012 6:04:59 PM |
balance-force | $25.00 | 1/23/2012 7:33:24 PM |
tomjeff | $50.00 | 1/23/2012 6:30:48 PM |
investment-cluster | $50.00 | 1/23/2012 6:37:59 PM |
1stBankAndHal | $25.05 | 1/20/2012 8:19:08 PM |
creditjunky | $125.00 | 1/20/2012 5:22:53 PM |
Investor_DP | $100.00 | 1/20/2012 5:15:42 PM |
wonder3 | $30.00 | 1/20/2012 5:04:44 PM |
goodhearted-basis4 | $25.00 | 1/20/2012 5:47:15 PM |
deal-pal | $25.00 | 1/20/2012 5:49:53 PM |
serene-capital | $25.00 | 1/20/2012 5:59:27 PM |
nimble-money086 | $25.00 | 1/20/2012 6:06:27 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:13 PM |
Johnab | $25.00 | 1/20/2012 8:07:31 PM |
drcoop | $25.00 | 1/20/2012 5:34:07 PM |
asset-cougar0 | $25.00 | 1/21/2012 8:22:35 AM |
PAPAT | $25.00 | 1/21/2012 9:22:29 AM |
DoctorJoe | $25.00 | 1/21/2012 6:31:48 AM |
responsive-value4 | $25.00 | 1/21/2012 11:32:06 AM |
amlu1988 | $25.00 | 1/20/2012 9:22:08 PM |
cerebral-dollar773 | $32.50 | 1/21/2012 8:18:19 AM |
first-serene-credit | $25.00 | 1/21/2012 8:31:32 AM |
knee_caps | $30.00 | 1/21/2012 4:02:26 AM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:15:30 AM |
marwadi-62 | $75.00 | 1/21/2012 8:12:35 AM |
thankful-nickel2 | $25.00 | 1/21/2012 8:43:51 AM |
sturdy-fairness0 | $50.00 | 1/21/2012 12:12:29 PM |
WSTRDG | $25.00 | 1/21/2012 5:32:24 PM |
famous-bill | $75.00 | 1/21/2012 3:09:51 PM |
oxnard | $50.00 | 1/21/2012 1:53:24 PM |
bannybucks | $25.00 | 1/21/2012 1:58:59 PM |
one-midas | $25.00 | 1/21/2012 2:35:16 PM |
fund-explorer4 | $100.00 | 1/21/2012 2:46:07 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:22 AM |
terrific-dough6 | $75.00 | 1/22/2012 12:40:00 PM |
resolute-payment | $30.00 | 1/22/2012 12:22:23 PM |
JoePaNation | $78.00 | 1/22/2012 12:04:55 PM |
proper-agreement8 | $50.00 | 1/22/2012 3:58:56 PM |
SolarMoonshine | $25.00 | 1/22/2012 1:41:37 PM |
MoneyBag4366 | $25.00 | 1/22/2012 5:09:54 PM |
scoobiedoo | $25.00 | 1/23/2012 6:23:46 AM |
buffalobills | $25.00 | 1/23/2012 6:53:56 AM |
focused-return366 | $50.00 | 1/23/2012 8:21:18 AM |
baker31 | $48.64 | 1/23/2012 12:08:36 PM |
papaloha | $200.00 | 1/23/2012 1:13:45 PM |
Rulea72 | $25.00 | 1/23/2012 2:42:24 PM |
velocity-winner | $25.00 | 1/23/2012 3:07:37 PM |
enriched-note6 | $25.00 | 1/23/2012 3:51:20 PM |
El_Profesional | $25.00 | 1/23/2012 10:29:17 AM |
dollarboy | $25.00 | 1/23/2012 10:53:08 AM |
kind-bid-antioxidant | $26.00 | 1/23/2012 1:29:58 PM |
swerve1317 | $50.00 | 1/23/2012 2:28:33 PM |
pathcrx | $25.00 | 1/23/2012 3:52:47 PM |
Reliance_Banker | $25.00 | 1/23/2012 4:13:25 PM |
fund-bauble | $50.00 | 1/23/2012 5:02:47 PM |
lovely-greenback4 | $63.95 | 1/23/2012 5:58:49 PM |
felicity-daydream | $50.00 | 1/23/2012 6:28:41 PM |
the-magnetic-transaction | $50.00 | 1/23/2012 5:07:10 PM |
director877 | $100.00 | 1/23/2012 7:39:22 PM |
DrNano | $50.00 | 1/23/2012 6:22:37 PM |
WLenders | $50.00 | 1/23/2012 7:15:25 PM |
ResQDoc | $100.00 | 1/23/2012 9:27:23 PM |
AlwaysA-Chief | $27.48 | 1/23/2012 7:52:35 PM |
fairness-cell6 | $25.00 | 1/23/2012 8:10:08 PM |
118 Investments
|
Borrower Payment Dependent Notes Series
552747
This series of Notes was issued and sold upon the funding of the borrower loan #59557, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 8m |
Amount delinquent:
| $300 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $3,394 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-encouraging-diversification |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home repairs
Purpose of loan: windows,insulation,furnace repairs
This loan will be used to: Improve heating effiency.House is very drafty and poorly insulated.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1900.00
Monthly expenses: $1460.00
Housing: $720.00
Insurance: $40.00
Car expenses: $80.00
Utilities: $120.00
Phone, cable, internet: $20.00
Food, entertainment: $300.00
Clothing, household expenses: $80.00
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/19/2012 5:23:06 PM |
Investor_DP | $100.00 | 1/20/2012 5:15:42 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:18 AM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:30 PM |
market-aspen9 | $25.00 | 1/23/2012 7:09:12 AM |
enriching-dollar1 | $100.00 | 1/23/2012 9:22:19 AM |
hitsman | $50.00 | 1/23/2012 9:33:52 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:55 AM |
downtownfarm | $25.00 | 1/24/2012 5:20:41 PM |
Relaxo | $50.00 | 1/24/2012 6:28:02 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:34 PM |
GCInvestments | $25.00 | 1/24/2012 10:50:08 PM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:18 AM |
TGGGGGGGGGGGGGGG | $100.00 | 1/25/2012 9:59:59 AM |
a-unflappable-finance | $86.00 | 1/25/2012 10:09:27 AM |
red-diversification-paradise | $50.00 | 1/26/2012 12:28:19 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:38 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:42 PM |
bonus-genius | $37.00 | 1/26/2012 2:51:24 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:12 PM |
Harry | $100.00 | 1/26/2012 5:37:14 PM |
Index_Plus | $2,857.00 | 1/26/2012 6:26:53 PM |
kulender | $50.00 | 1/20/2012 6:15:56 AM |
toblerone | $25.00 | 1/20/2012 9:53:45 AM |
oxnard | $50.00 | 1/20/2012 2:28:59 PM |
gqrob | $30.00 | 1/20/2012 5:19:31 PM |
sturdy-fairness0 | $50.00 | 1/21/2012 12:12:27 PM |
edaguy | $75.00 | 1/23/2012 9:31:04 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:45 AM |
Weaverville | $25.00 | 1/24/2012 9:32:59 AM |
bullwink27 | $25.00 | 1/24/2012 9:53:12 AM |
jeg3k | $50.00 | 1/24/2012 10:23:58 AM |
value-travels | $25.00 | 1/24/2012 2:30:48 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:17 PM |
enticing-note | $25.00 | 1/24/2012 6:53:52 PM |
Reliance_Banker | $25.00 | 1/24/2012 6:07:39 PM |
kevin314 | $40.00 | 1/24/2012 8:17:23 PM |
Land_on_your_feet | $25.00 | 1/25/2012 6:05:44 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:04 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:37 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:01 AM |
genius520 | $50.00 | 1/25/2012 10:02:07 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:32 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:45 PM |
Sid-K | $25.00 | 1/26/2012 5:13:34 PM |
Nitronian | $50.00 | 1/26/2012 5:35:45 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:16 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:25 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
552751
This series of Notes was issued and sold upon the funding of the borrower loan #59222, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 2m |
Amount delinquent:
| $11,319 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $251,705 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exciting-currency7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moving loan
Purpose of loan: Moving expenses
This loan will be used to...as above
My financial situation:
I am a good candidate for this loan because...plan on paying bill on time. Do not want credit rating to drop.
Monthly net income: $28,000
Monthly expenses: $22,000
Housing: $5800
Insurance: $150
Car expenses: $130
Utilities: $2000
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $250
Credit cards and other loans: $3000
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $115.00 | 1/20/2012 9:02:42 AM |
worth-blanket2 | $3,885.00 | 1/20/2012 9:05:04 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
552763
This series of Notes was issued and sold upon the funding of the borrower loan #59585, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $581.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,168 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brainy-ore62 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Final funding for craft distillery
Purpose of loan:
My business is very close to opening (we have space and permits and are finishing the fed. permit process). I have funded my business thus far through personal savings and traditional financing. As I push towards my opening date, I am looking for the final funds to put me over the hump.
The loan with be for: cost of goods sold, working capital & small equipment.
My financial situation:
I am employed FT outside of my business and will stay employed for the next several years as the business grows. I have been in my job for 7 years and have very little personal debt (low credit card, no car or stud. loans). I pride myself on being extraordinarily financially responsible.
This business has proven very popular in my area and I anticipate good revenue from the opening day. The fixed costs of the business are very low, so covering costs requires minimal revenue. As I am not paying myself, the rest is available for debt payment and investment in the business.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Harry | $50.00 | 1/20/2012 9:15:14 AM |
superb-funds335 | $25.00 | 1/20/2012 9:17:14 AM |
affluence-generator2 | $200.00 | 1/20/2012 9:05:49 AM |
rupee-equation2 | $25.00 | 1/20/2012 9:49:04 AM |
kenji4861 | $25.00 | 1/20/2012 9:29:43 AM |
Bank_Of_XL | $25.00 | 1/20/2012 1:11:39 PM |
a- | $25.00 | 1/20/2012 9:50:06 AM |
Rivervale_Westwood | $25.00 | 1/21/2012 10:55:20 AM |
dime-sprout | $25.00 | 1/21/2012 12:12:52 PM |
AFairDeal | $25.00 | 1/21/2012 12:19:37 PM |
enriching-dollar1 | $100.00 | 1/21/2012 12:27:08 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:19 AM |
wkeboarder21 | $50.00 | 1/23/2012 5:47:35 AM |
genius520 | $50.00 | 1/23/2012 9:21:51 AM |
Short_Stack | $25.00 | 1/23/2012 8:59:22 PM |
healingangel22 | $25.00 | 1/23/2012 10:33:02 PM |
DreDub | $50.00 | 1/23/2012 9:59:06 PM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:27:42 AM |
lucrative-worth | $64.00 | 1/24/2012 12:51:37 PM |
E_G | $50.00 | 1/24/2012 10:00:41 AM |
Guiren | $100.00 | 1/24/2012 3:25:51 PM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:46 AM |
longtoulaoda | $50.00 | 1/24/2012 11:28:11 AM |
friendship9 | $25.00 | 1/24/2012 3:27:53 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:34 PM |
aquistoyraul | $25.00 | 1/24/2012 4:52:18 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:34 PM |
well-rounded-return3 | $33.60 | 1/24/2012 8:06:18 PM |
enticing-note | $25.00 | 1/24/2012 6:53:53 PM |
kirat15 | $50.00 | 1/25/2012 8:49:11 AM |
power-cell | $35.00 | 1/25/2012 11:39:52 AM |
active-capital13 | $25.00 | 1/25/2012 10:36:39 AM |
lefty756 | $40.00 | 1/25/2012 11:14:07 AM |
star382 | $50.00 | 1/25/2012 2:23:00 PM |
balanced-rupee | $100.00 | 1/25/2012 6:24:59 PM |
treasure-coyote3 | $100.00 | 1/25/2012 8:31:15 PM |
BleedPurple | $50.00 | 1/25/2012 10:02:49 PM |
Peacepower | $25.00 | 1/25/2012 5:44:16 PM |
Metasequoia | $25.00 | 1/25/2012 7:42:27 PM |
HappyToLoan | $30.00 | 1/26/2012 7:51:47 AM |
enlighter | $41.50 | 1/25/2012 10:58:41 PM |
johnniewalker | $25.00 | 1/26/2012 9:13:14 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:44 AM |
market-happiness7 | $30.00 | 1/26/2012 3:10:41 AM |
lenderRXT | $90.00 | 1/26/2012 4:19:59 AM |
blue-euro-entrepreneur | $25.00 | 1/26/2012 6:06:09 AM |
nimble-economy863 | $25.00 | 1/26/2012 6:31:45 AM |
iamabby | $25.00 | 1/26/2012 6:38:30 AM |
mlj0671 | $50.00 | 1/26/2012 6:55:32 AM |
twjh | $50.01 | 1/26/2012 9:24:10 AM |
asset-professor | $25.00 | 1/26/2012 9:44:09 AM |
nickel-ferret | $50.00 | 1/26/2012 9:46:40 AM |
loss-of-control | $100.01 | 1/26/2012 9:25:04 AM |
jamiee73 | $25.00 | 1/26/2012 9:27:05 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:05 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:03 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:09 AM |
jybank | $50.00 | 1/26/2012 9:34:06 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:51 AM |
transparency-sapling | $25.00 | 1/26/2012 9:57:23 AM |
Tylerh | $250.00 | 1/26/2012 9:36:08 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:53 AM |
sweet-loan8 | $25.00 | 1/26/2012 9:59:05 AM |
NDFIRTH | $50.00 | 1/26/2012 10:00:10 AM |
fcukciti | $35.00 | 1/26/2012 10:00:32 AM |
shawndw | $25.00 | 1/26/2012 10:00:54 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:40 AM |
heavenly-interest2 | $25.00 | 1/26/2012 10:01:20 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:49 AM |
orange-courageous-dedication | $25.00 | 1/26/2012 10:01:51 AM |
the-enthralling-coin | $25.00 | 1/26/2012 9:43:11 AM |
profit-powerplant | $25.00 | 1/26/2012 10:02:51 AM |
intuitive-velocity4 | $25.00 | 1/26/2012 10:03:13 AM |
houli123 | $250.00 | 1/26/2012 9:47:25 AM |
jbaum | $40.00 | 1/26/2012 10:04:15 AM |
Kyjamune | $25.00 | 1/26/2012 9:45:59 AM |
precious-coin3 | $50.00 | 1/26/2012 10:04:26 AM |
zhiguli | $25.00 | 1/26/2012 10:05:19 AM |
IIP77 | $25.00 | 1/26/2012 10:05:50 AM |
credit-wheel7 | $25.00 | 1/26/2012 10:05:58 AM |
vest_vortex | $25.01 | 1/26/2012 9:52:27 AM |
ctgscott | $25.00 | 1/26/2012 10:07:13 AM |
ideal-platinum1 | $25.00 | 1/26/2012 9:52:56 AM |
titan1 | $25.00 | 1/26/2012 10:08:20 AM |
zone8 | $100.00 | 1/26/2012 10:08:24 AM |
djs81 | $25.00 | 1/26/2012 9:53:27 AM |
Cai8899 | $50.00 | 1/26/2012 9:59:23 AM |
value-pole | $25.00 | 1/26/2012 9:59:39 AM |
WilliamLeeSims | $25.00 | 1/26/2012 9:58:44 AM |
jazzlender | $50.00 | 1/26/2012 9:59:00 AM |
icchok | $50.00 | 1/26/2012 9:59:13 AM |
ommcd | $25.00 | 1/26/2012 10:00:56 AM |
tremendous-payment | $25.00 | 1/26/2012 9:59:37 AM |
Pizza-man | $50.00 | 1/26/2012 10:01:32 AM |
meux99 | $25.00 | 1/26/2012 10:00:20 AM |
BxRealtor | $25.00 | 1/26/2012 10:02:00 AM |
repayment-launcher | $25.00 | 1/26/2012 10:02:07 AM |
lawyerman | $25.00 | 1/26/2012 10:00:35 AM |
bnlforever | $25.00 | 1/26/2012 10:01:21 AM |
supernova719 | $25.00 | 1/26/2012 10:01:38 AM |
silver-wonder278 | $25.00 | 1/26/2012 10:02:31 AM |
cebgop | $25.00 | 1/26/2012 10:04:17 AM |
orange-resolute-platinum | $25.00 | 1/26/2012 10:03:10 AM |
bid-czar8 | $100.00 | 1/26/2012 10:04:27 AM |
NoCal | $25.00 | 1/26/2012 10:04:52 AM |
Mark-O-Polo | $25.00 | 1/26/2012 10:03:54 AM |
ckatak | $50.00 | 1/26/2012 10:05:15 AM |
Rick21 | $25.00 | 1/26/2012 10:04:39 AM |
brilliant-market680 | $100.00 | 1/26/2012 10:04:47 AM |
kindness-jedi | $25.00 | 1/26/2012 10:06:17 AM |
burrito6 | $50.00 | 1/26/2012 10:06:21 AM |
truth-companion | $25.00 | 1/26/2012 10:05:53 AM |
mtquan | $25.00 | 1/26/2012 10:07:49 AM |
rose88 | $25.00 | 1/26/2012 10:06:07 AM |
Unclejohn | $25.00 | 1/26/2012 10:06:30 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:55 AM |
payout-harmony4 | $50.00 | 1/26/2012 10:07:03 AM |
secureincome | $500.00 | 1/26/2012 10:07:23 AM |
eastboimerchandise | $25.00 | 1/26/2012 10:08:09 AM |
Ragestang | $25.00 | 1/26/2012 10:08:34 AM |
MadHun | $200.00 | 1/26/2012 10:08:40 AM |
shawnw2 | $30.00 | 1/25/2012 8:10:44 PM |
CashFlow13 | $300.00 | 1/26/2012 9:35:47 AM |
sturdy-fairness0 | $100.00 | 1/20/2012 9:33:22 AM |
Investor_DP | $100.00 | 1/20/2012 9:33:07 AM |
green-trade-dolphin2 | $32.98 | 1/20/2012 9:02:09 AM |
loyalty-czar | $100.00 | 1/21/2012 8:25:23 AM |
orange-impartial-asset | $50.00 | 1/21/2012 9:57:02 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:11 PM |
edaguy | $75.00 | 1/21/2012 12:25:11 PM |
hitsman | $50.00 | 1/21/2012 12:51:30 PM |
dapablotv | $100.00 | 1/22/2012 8:59:03 AM |
kevin314 | $25.00 | 1/22/2012 12:12:33 PM |
downtownfarm | $25.00 | 1/22/2012 12:42:58 PM |
Weaverville | $25.00 | 1/23/2012 9:22:04 AM |
mar97 | $25.00 | 1/23/2012 3:22:45 PM |
autonomous-basis | $25.00 | 1/23/2012 5:33:09 PM |
grasshopper55 | $28.83 | 1/24/2012 6:37:36 AM |
ConcreteOne | $30.00 | 1/24/2012 7:18:45 AM |
upbeat-fund | $100.00 | 1/24/2012 8:38:49 AM |
1stPlace | $25.00 | 1/24/2012 8:59:08 AM |
irishalaskan | $25.00 | 1/24/2012 9:04:31 AM |
islander1 | $101.56 | 1/24/2012 9:16:34 AM |
logical-loyalty0 | $48.57 | 1/24/2012 6:33:55 AM |
compassion-secret-agent7 | $50.00 | 1/24/2012 8:38:19 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:45 AM |
circuitfive | $25.00 | 1/24/2012 9:41:47 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:56 AM |
deal-goliath4 | $500.00 | 1/24/2012 1:45:47 PM |
systematic-value343 | $50.00 | 1/24/2012 10:16:30 AM |
value-travels | $25.00 | 1/24/2012 2:30:48 PM |
jeg3k | $50.00 | 1/24/2012 10:23:58 AM |
new-gold-wrangler | $874.65 | 1/24/2012 1:29:37 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:29 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:40 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:53:19 PM |
blot44 | $25.00 | 1/25/2012 6:14:40 AM |
rustysailor | $25.00 | 1/24/2012 10:27:18 PM |
Darts | $50.00 | 1/25/2012 8:17:57 AM |
LP_InvestmentGroup | $32.35 | 1/25/2012 10:42:00 AM |
lostontheedge | $25.00 | 1/25/2012 7:02:36 PM |
knowledgeable-payment7 | $35.00 | 1/25/2012 9:24:30 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:40:49 PM |
credit-bliss8 | $25.00 | 1/25/2012 6:40:30 PM |
kulender | $100.00 | 1/26/2012 5:33:39 AM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:12 PM |
momoney2008 | $100.00 | 1/26/2012 9:08:16 AM |
new-discrete-camaraderi | $25.00 | 1/26/2012 2:43:03 AM |
blissful-penny | $61.82 | 1/26/2012 12:30:20 AM |
generous-deal6 | $25.00 | 1/26/2012 2:53:34 AM |
intuitive-worth7 | $25.00 | 1/26/2012 5:39:44 AM |
networks4ever | $25.00 | 1/26/2012 9:29:46 AM |
bizlending | $500.00 | 1/26/2012 9:31:56 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:23 AM |
cardminger | $25.00 | 1/26/2012 9:32:36 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:05 AM |
buffalobills | $25.00 | 1/26/2012 7:04:23 AM |
devoider | $25.00 | 1/26/2012 8:14:18 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:21 AM |
economy-coup | $50.00 | 1/26/2012 9:45:04 AM |
subtle-revenue0 | $25.00 | 1/26/2012 9:25:57 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:56 AM |
terrific-dough6 | $75.00 | 1/26/2012 9:30:22 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:26 AM |
economy-taco2 | $25.00 | 1/26/2012 9:52:52 AM |
hellasow | $25.00 | 1/26/2012 9:37:01 AM |
Medops911 | $25.00 | 1/26/2012 9:32:45 AM |
paladin847 | $50.00 | 1/26/2012 9:55:25 AM |
thelovebug | $100.00 | 1/26/2012 9:33:20 AM |
leodaguy | $100.00 | 1/26/2012 9:57:07 AM |
upbeat-coin937 | $25.00 | 1/26/2012 9:59:03 AM |
new-intuitive-dime | $25.00 | 1/26/2012 9:59:14 AM |
Cheburashka | $25.00 | 1/26/2012 9:59:28 AM |
pound-mushroom3 | $25.00 | 1/26/2012 9:40:51 AM |
sharpey | $25.00 | 1/26/2012 10:00:52 AM |
bonus-demon | $50.00 | 1/26/2012 10:01:16 AM |
missing-link | $25.00 | 1/26/2012 9:43:04 AM |
AmericanCredit | $50.00 | 1/26/2012 10:02:10 AM |
Ballybay | $50.00 | 1/26/2012 9:45:42 AM |
ITS-A-WONDERFUL-LIFE | $25.00 | 1/26/2012 10:03:01 AM |
bold-direct-asset | $50.00 | 1/26/2012 10:03:07 AM |
dbzen | $25.00 | 1/26/2012 10:03:16 AM |
lagnisiruk | $25.00 | 1/26/2012 10:03:29 AM |
DDPrime | $50.00 | 1/26/2012 9:47:57 AM |
enchanted-note | $50.00 | 1/26/2012 9:45:38 AM |
mercuriant | $25.00 | 1/26/2012 10:04:31 AM |
first-integrity-gravity | $50.00 | 1/26/2012 9:47:16 AM |
soldadoz | $25.00 | 1/26/2012 10:05:59 AM |
Redmond | $25.00 | 1/26/2012 10:06:53 AM |
productive-note2 | $100.00 | 1/26/2012 10:07:45 AM |
rulender | $25.00 | 1/26/2012 10:07:52 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:26 AM |
jbrel | $25.00 | 1/26/2012 10:08:29 AM |
enchanted-diversification496 | $50.00 | 1/26/2012 9:55:05 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:47 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:33 AM |
nex | $25.00 | 1/26/2012 9:58:11 AM |
kchen486 | $50.00 | 1/26/2012 9:59:02 AM |
wayman | $25.00 | 1/26/2012 10:00:44 AM |
marketplace-cello5 | $25.00 | 1/26/2012 9:59:17 AM |
sci_guy | $25.00 | 1/26/2012 10:01:04 AM |
loyalty-sherpa | $25.00 | 1/26/2012 10:01:10 AM |
processor115 | $25.00 | 1/26/2012 9:59:44 AM |
amijo | $25.00 | 1/26/2012 10:01:52 AM |
the-bright-velocity | $25.00 | 1/26/2012 10:02:19 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:41 AM |
fund-tom-tom6 | $25.00 | 1/26/2012 10:02:08 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:55 AM |
pdub | $75.00 | 1/26/2012 10:03:11 AM |
wormdc | $25.00 | 1/26/2012 10:03:15 AM |
greenback-seagull2 | $50.00 | 1/26/2012 10:04:50 AM |
important-openness1 | $100.00 | 1/26/2012 10:05:02 AM |
Caledoni | $25.00 | 1/26/2012 10:03:35 AM |
orearella3 | $25.00 | 1/26/2012 10:04:05 AM |
MarxBoo | $25.00 | 1/26/2012 10:04:29 AM |
DER | $25.00 | 1/26/2012 10:04:42 AM |
stensonb | $25.00 | 1/26/2012 10:04:59 AM |
SomebodysMom | $38.10 | 1/26/2012 10:05:04 AM |
the-healthy-commitment | $25.00 | 1/26/2012 10:06:23 AM |
gustavzantanon | $25.00 | 1/26/2012 10:06:38 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:23 AM |
oreyedoc | $50.00 | 1/26/2012 10:05:54 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:01 AM |
gentle-gold | $25.00 | 1/26/2012 10:07:38 AM |
cnovak | $25.00 | 1/26/2012 10:06:05 AM |
ITExec | $100.00 | 1/26/2012 10:08:25 AM |
Kaj | $25.00 | 1/26/2012 10:06:09 AM |
LendGuy | $25.00 | 1/26/2012 10:07:09 AM |
FirePro22 | $25.00 | 1/26/2012 10:08:39 AM |
249 Investments
|
Borrower Payment Dependent Notes Series
552769
This series of Notes was issued and sold upon the funding of the borrower loan #59365, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 27y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,405 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonus-tom-tom5 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
MS.
Purpose of loan: business
This loan will be used to....
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 8583
Monthly expenses: $ 1600
Housing: $600
Insurance: $200
Car expenses: $350
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $400.00 | 1/20/2012 9:01:28 AM |
worth-blanket2 | $3,600.00 | 1/20/2012 9:04:45 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
552773
This series of Notes was issued and sold upon the funding of the borrower loan #59210, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 36% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 16
/
12 | Length of status: | 11y 11m |
Amount delinquent:
| $18,447 |
Total credit lines:
| 32 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,031 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| angvie |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 98% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Nov-2010)
580-599
(Jun-2008)
|
Principal balance:
| $1,949.88 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 47 | | |
Description
Loan request
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $26.00 | 1/20/2012 9:02:58 AM |
DHolly | $31.00 | 1/20/2012 9:01:46 AM |
handy-justice | $50.00 | 1/20/2012 9:03:38 AM |
worth-blanket2 | $3,943.00 | 1/20/2012 9:04:28 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
552777
This series of Notes was issued and sold upon the funding of the borrower loan #59446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,658 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| dinero-baron8 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan to consolidate debt
Purpose of loan:
This loan will be used to pay off credit car debt
My financial situation:
I am a good candidate for this loan because...
I am already paying this payment amount on cards. This will help me to consolidate at a lower interest rate.
Monthly net income: $2700
Monthly expenses: $2000
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/25/2012 7:18:24 AM |
a- | $25.00 | 1/22/2012 12:13:38 PM |
rupee-equation2 | $25.00 | 1/22/2012 12:21:54 PM |
rpdelray | $25.00 | 1/23/2012 2:57:07 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:22 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:29 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:35 PM |
charming-exchange7 | $25.00 | 1/24/2012 6:44:46 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:38 PM |
buffalobills | $25.00 | 1/24/2012 7:18:54 PM |
starry2001 | $25.00 | 1/24/2012 7:46:29 PM |
onecooldrink | $25.00 | 1/25/2012 1:12:47 AM |
Domgabriel | $30.00 | 1/25/2012 3:41:17 AM |
Land_on_your_feet | $25.00 | 1/25/2012 5:50:07 AM |
diligent-moola9 | $25.00 | 1/25/2012 5:51:45 AM |
llequire1 | $50.00 | 1/25/2012 5:54:15 AM |
Asgardian | $25.00 | 1/25/2012 6:36:23 AM |
DreDub | $50.00 | 1/25/2012 7:08:35 AM |
jay100124 | $35.80 | 1/25/2012 7:27:26 AM |
MidCityLending | $27.41 | 1/25/2012 7:39:04 AM |
magical-durability9 | $25.00 | 1/25/2012 4:25:50 AM |
one2sojourn | $40.00 | 1/25/2012 8:17:10 AM |
discrete-asset | $25.00 | 1/25/2012 6:10:35 AM |
doopers | $25.00 | 1/25/2012 5:55:21 AM |
djh47a | $25.00 | 1/25/2012 7:32:47 AM |
Josphine | $25.00 | 1/25/2012 7:46:21 AM |
reducereuserecycle | $49.22 | 1/25/2012 7:52:24 AM |
promise2 | $25.00 | 1/25/2012 8:05:09 AM |
triumphant-point5 | $50.00 | 1/25/2012 8:11:23 AM |
kirat15 | $263.54 | 1/25/2012 8:42:40 AM |
cash-delight1 | $50.00 | 1/22/2012 12:25:44 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:51 AM |
patriot897 | $25.00 | 1/23/2012 9:56:00 AM |
john0720 | $50.00 | 1/24/2012 7:03:37 AM |
first-euro-rapture | $25.00 | 1/24/2012 5:18:55 PM |
EngineersAlliance | $125.00 | 1/24/2012 5:49:53 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:58:52 PM |
matt_2006 | $25.00 | 1/24/2012 5:45:12 PM |
proper-agreement8 | $50.00 | 1/24/2012 5:56:58 PM |
enticing-note | $25.00 | 1/24/2012 6:54:10 PM |
famous-bill | $50.00 | 1/24/2012 7:31:34 PM |
El_Profesional | $25.00 | 1/24/2012 6:31:55 PM |
jescowa | $50.00 | 1/24/2012 6:46:27 PM |
green28 | $100.00 | 1/25/2012 4:34:42 AM |
crw1950 | $30.00 | 1/25/2012 4:56:25 AM |
payout-magician | $32.00 | 1/25/2012 5:16:38 AM |
kevin314 | $40.00 | 1/24/2012 8:17:32 PM |
organized-payment6 | $50.00 | 1/25/2012 5:54:07 AM |
wonder3 | $30.00 | 1/25/2012 6:17:36 AM |
blue-durability-birdie | $50.00 | 1/24/2012 8:48:18 PM |
igniter584 | $100.00 | 1/25/2012 8:08:20 AM |
bsmtloan | $75.00 | 1/25/2012 4:45:12 AM |
tpcnet | $28.42 | 1/25/2012 5:17:34 AM |
FoosMaster | $30.00 | 1/25/2012 8:18:22 AM |
radforj22 | $38.61 | 1/25/2012 8:20:06 AM |
trustworthy-finance6 | $300.00 | 1/25/2012 8:29:05 AM |
Kelwin_Capital_Corp | $50.00 | 1/25/2012 5:17:03 AM |
axl163 | $25.00 | 1/25/2012 8:32:34 AM |
duckbill_1972 | $25.00 | 1/25/2012 6:31:17 AM |
dman15 | $25.00 | 1/25/2012 7:25:28 AM |
unafraid-loan5 | $25.00 | 1/25/2012 6:52:57 AM |
KileNSmyth4 | $25.00 | 1/25/2012 7:27:29 AM |
cerebral-dollar773 | $50.00 | 1/25/2012 7:40:20 AM |
investment-party | $100.00 | 1/25/2012 7:55:34 AM |
octoberfresh | $25.00 | 1/25/2012 7:59:06 AM |
calinno2 | $25.00 | 1/25/2012 8:02:43 AM |
66 Investments
|
Borrower Payment Dependent Notes Series
552779
This series of Notes was issued and sold upon the funding of the borrower loan #59245, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $177.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
4 | Length of status: | 4y 7m |
Amount delinquent:
| $751 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $788 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 39 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nikktoo |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Jul-2008)
640-659
(Jun-2008)
620-639
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Tender moment
Purpose of loan: medical-dental
This loan will be used to tooth extraction and getting another one crowned
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $100.00 | 1/20/2012 9:03:40 AM |
loanman2007 | $25.00 | 1/20/2012 9:41:15 AM |
NekHoldings | $25.00 | 1/20/2012 10:21:27 AM |
return-grizzly | $100.00 | 1/20/2012 2:59:59 PM |
AndChicksforFree | $25.00 | 1/20/2012 4:55:34 PM |
green-trade-dolphin | $35.02 | 1/20/2012 9:02:10 AM |
money-baron-Roth401k | $50.00 | 1/20/2012 9:19:49 AM |
trumpeter5 | $25.00 | 1/20/2012 9:01:31 AM |
handy-justice | $50.00 | 1/20/2012 9:01:49 AM |
exciting-gold6 | $25.00 | 1/20/2012 9:30:09 AM |
Weaverville | $25.00 | 1/20/2012 9:42:36 AM |
scoobiedoo | $25.00 | 1/20/2012 9:44:19 AM |
Leshan | $50.00 | 1/20/2012 9:46:20 AM |
careful-vigilance4 | $25.00 | 1/20/2012 9:37:42 AM |
papaloha | $300.00 | 1/20/2012 10:04:09 AM |
vanklein | $25.00 | 1/20/2012 9:44:03 AM |
GCInvestments | $25.00 | 1/20/2012 9:44:39 AM |
missing-link | $25.00 | 1/20/2012 9:45:56 AM |
Kash2010lu | $25.00 | 1/20/2012 9:20:22 AM |
twjh | $50.03 | 1/20/2012 9:49:53 AM |
nfx | $40.00 | 1/20/2012 9:23:42 AM |
cash-delight1 | $50.00 | 1/20/2012 9:25:21 AM |
Eric_Gagne | $60.00 | 1/20/2012 1:49:58 PM |
worthy-bid8 | $50.00 | 1/20/2012 9:30:54 AM |
Gregger | $25.00 | 1/20/2012 10:37:09 AM |
the-respectful-transaction | $25.00 | 1/20/2012 11:26:23 AM |
Dubbs360 | $100.00 | 1/20/2012 9:35:41 AM |
golden-cat | $25.00 | 1/20/2012 9:39:48 AM |
Golfmoney | $100.00 | 1/20/2012 12:20:38 PM |
bubb_hans | $50.00 | 1/20/2012 9:42:04 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:43:38 AM |
nex | $25.00 | 1/20/2012 5:14:01 PM |
bountiful-justice4 | $25.00 | 1/20/2012 4:54:34 PM |
gothampark | $25.00 | 1/20/2012 11:49:35 AM |
the-magnetic-transaction | $50.00 | 1/20/2012 5:13:58 PM |
kind-credit-bear | $25.00 | 1/20/2012 1:35:03 PM |
chameleon125 | $25.00 | 1/20/2012 1:40:09 PM |
new-intuitive-dime | $25.00 | 1/20/2012 5:21:48 PM |
MoneyForNothing | $25.00 | 1/20/2012 9:01:19 AM |
SLN-10 | $50.00 | 1/20/2012 9:32:14 AM |
Feyenoord | $30.00 | 1/20/2012 9:49:46 AM |
payout-bridge | $250.00 | 1/20/2012 9:47:11 AM |
icanhasloanz | $100.00 | 1/20/2012 9:39:19 AM |
Moe87 | $18.42 | 1/20/2012 5:24:12 PM |
LittleMingo | $25.00 | 1/20/2012 9:06:08 AM |
atlas-shrugged | $195.00 | 1/20/2012 9:01:43 AM |
vutah | $35.00 | 1/20/2012 9:11:05 AM |
red-power-pecan | $50.00 | 1/20/2012 9:30:42 AM |
MatthewDP | $150.00 | 1/20/2012 9:18:45 AM |
richboy56 | $25.00 | 1/20/2012 9:18:51 AM |
diplomatic-wealth7 | $25.00 | 1/20/2012 9:22:09 AM |
Bank42 | $25.00 | 1/20/2012 9:33:31 AM |
mrxtravis | $25.00 | 1/20/2012 9:52:25 AM |
Dusigrosz | $150.00 | 1/20/2012 9:02:35 AM |
nimble-revenue5 | $50.00 | 1/20/2012 9:08:52 AM |
brightest-organized-balance | $36.52 | 1/20/2012 10:57:11 AM |
jiggaman7 | $50.00 | 1/20/2012 9:44:02 AM |
productive-note2 | $100.00 | 1/20/2012 9:14:07 AM |
Jack55304 | $200.00 | 1/20/2012 9:44:41 AM |
atlas100 | $45.00 | 1/20/2012 9:17:24 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:42 AM |
SolarMoonshine | $50.00 | 1/20/2012 9:47:37 AM |
duty-explosion9 | $25.00 | 1/20/2012 12:10:05 PM |
toblerone | $25.00 | 1/20/2012 9:53:46 AM |
myutmost | $30.00 | 1/20/2012 9:28:06 AM |
Zipcut | $25.00 | 1/20/2012 10:31:46 AM |
rolltide09 | $25.00 | 1/20/2012 9:31:09 AM |
wesleyan | $50.00 | 1/20/2012 11:36:16 AM |
CA-Lender | $25.00 | 1/20/2012 9:36:20 AM |
Bob450 | $25.00 | 1/20/2012 3:58:07 PM |
wdteam | $50.00 | 1/20/2012 4:07:48 PM |
enticing-capital6 | $50.00 | 1/20/2012 9:40:21 AM |
CoyoteJack | $25.00 | 1/20/2012 5:08:02 PM |
orearella3 | $25.00 | 1/20/2012 9:49:30 AM |
168RichCapital | $25.01 | 1/20/2012 3:25:54 PM |
myduck | $25.00 | 1/20/2012 5:17:07 PM |
prudent-bid3 | $25.00 | 1/20/2012 4:26:54 PM |
rss197 | $25.00 | 1/20/2012 1:30:09 PM |
WilliamLeeSims | $25.00 | 1/20/2012 5:21:57 PM |
the-hope-workhorse | $400.00 | 1/20/2012 3:38:32 PM |
prudent-dinero | $25.00 | 1/20/2012 4:28:14 PM |
RainyDayFunds | $25.00 | 1/20/2012 4:44:53 PM |
first-pragmatic-power | $25.00 | 1/20/2012 5:05:53 PM |
83 Investments
|
Borrower Payment Dependent Notes Series
552795
This series of Notes was issued and sold upon the funding of the borrower loan #59567, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 20y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,502 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thoughtful-gold822 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tnaz
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $30.00 | 1/25/2012 9:00:50 AM |
worth-blanket2 | $3,970.00 | 1/25/2012 9:01:51 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
552807
This series of Notes was issued and sold upon the funding of the borrower loan #59338, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 8.61% |
Borrower rate/APR:
| 9.61% / 9.83% |
Monthly payment:
| $421.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.60% | | |
| |
Estimated return*:
| 7.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 7% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Judge |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,069 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-immaculate-transparency |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Gbak
Purpose of loan:
This loan will be used to pay for a medical procedure, Specifically, I am preparing to be the recipient of an egg donation to become a mother for the first time. The loan will fund the egg donation part of the procedure, which is not covered by insurance.
My financial situation:
I am a good candidate for this loan because I have a good salary ($125,600), which, because of a promotion, will shortly increase (to $136,700, retroactive to January 1, 2012), and then to $160,000 in April. I have had personal loans in the past, and have repaid each one.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Harry | $50.00 | 1/20/2012 9:15:14 AM |
Kyjamune | $25.00 | 1/20/2012 9:26:28 AM |
cebgop | $25.00 | 1/20/2012 9:09:19 AM |
meux99 | $25.00 | 1/20/2012 9:42:46 AM |
logical-reward8 | $25.00 | 1/20/2012 9:20:59 AM |
a- | $25.00 | 1/20/2012 9:50:06 AM |
bowler252 | $25.00 | 1/20/2012 1:27:41 PM |
kevin314 | $25.00 | 1/20/2012 9:40:28 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:12 PM |
DDPrime | $50.00 | 1/20/2012 5:17:10 PM |
prudent-payout462 | $25.00 | 1/20/2012 5:40:59 PM |
wealth-tulip4 | $50.00 | 1/21/2012 10:56:20 AM |
Rivervale_Westwood | $50.00 | 1/21/2012 10:58:00 AM |
commanding-treasure2 | $50.00 | 1/21/2012 12:06:56 PM |
Clambake | $25.00 | 1/21/2012 12:07:35 PM |
jbaum | $40.00 | 1/21/2012 12:19:15 PM |
roadtruck | $50.00 | 1/21/2012 12:29:11 PM |
leodaguy | $100.00 | 1/21/2012 12:10:24 PM |
iolaire | $25.00 | 1/21/2012 12:11:58 PM |
ConchRepublican | $100.00 | 1/21/2012 12:12:18 PM |
BxRealtor | $25.00 | 1/21/2012 12:31:23 PM |
funnymoney1 | $50.00 | 1/21/2012 12:17:33 PM |
transparency-baton | $25.00 | 1/21/2012 12:08:09 PM |
power-trophy7 | $25.00 | 1/21/2012 12:26:27 PM |
riproaringrapids | $42.00 | 1/21/2012 12:52:55 PM |
velocity-solo | $25.00 | 1/21/2012 12:53:33 PM |
balance-voyager | $25.00 | 1/21/2012 12:54:15 PM |
maldok1 | $25.00 | 1/21/2012 12:38:35 PM |
american6 | $50.00 | 1/21/2012 12:28:18 PM |
djs81 | $25.00 | 1/21/2012 12:30:33 PM |
income-banjo | $25.00 | 1/21/2012 12:43:11 PM |
nickel-ferret | $50.00 | 1/21/2012 12:31:20 PM |
hitsman | $50.00 | 1/21/2012 12:51:31 PM |
catmanbob | $25.00 | 1/21/2012 7:25:56 PM |
reflective-rupee | $25.00 | 1/21/2012 8:14:06 PM |
alpinaut | $30.00 | 1/22/2012 5:51:49 AM |
mgd | $200.00 | 1/22/2012 11:38:09 AM |
jakespirit | $25.00 | 1/22/2012 10:12:34 AM |
Asgardian | $25.00 | 1/22/2012 1:24:46 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:48 AM |
Aimvest | $25.00 | 1/22/2012 12:23:09 PM |
order-brilliance9 | $100.00 | 1/22/2012 12:24:26 PM |
jeffpac | $50.00 | 1/22/2012 12:22:12 PM |
giftgold | $25.00 | 1/22/2012 7:47:32 PM |
finagler | $27.62 | 1/22/2012 8:26:27 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:53 PM |
new-orbital-transaction | $25.00 | 1/22/2012 2:42:38 PM |
rentalguy | $50.00 | 1/23/2012 9:09:32 AM |
encouraging-repayment5 | $25.00 | 1/22/2012 4:36:52 PM |
euro-speaker8 | $25.00 | 1/23/2012 9:16:09 AM |
AmericanCredit | $50.00 | 1/23/2012 9:17:00 AM |
AsianDragon | $500.00 | 1/22/2012 5:38:59 PM |
pragmatic-contract | $25.00 | 1/23/2012 9:29:00 AM |
suave-dollar | $25.00 | 1/23/2012 2:39:56 AM |
LimaGuy | $26.25 | 1/22/2012 10:01:40 PM |
britgsb | $30.00 | 1/23/2012 9:34:10 AM |
mpactlender | $25.00 | 1/23/2012 9:34:51 AM |
Hanalei712 | $50.00 | 1/23/2012 9:38:17 AM |
Silver-Penny001 | $25.00 | 1/23/2012 6:54:29 AM |
honorable-loot4 | $25.00 | 1/23/2012 9:49:56 AM |
kenji4861 | $25.00 | 1/23/2012 9:20:52 AM |
Weaverville | $50.00 | 1/23/2012 9:21:21 AM |
jscope | $25.00 | 1/23/2012 9:25:11 AM |
SBT | $100.00 | 1/23/2012 9:31:38 AM |
orearella3 | $25.00 | 1/23/2012 9:37:29 AM |
unforgettable-return6 | $50.00 | 1/23/2012 10:22:41 AM |
pthighs | $118.98 | 1/23/2012 12:22:08 PM |
harty | $50.00 | 1/23/2012 12:38:09 PM |
favorite-auction2 | $100.00 | 1/23/2012 4:17:49 PM |
hope-fortress753 | $25.00 | 1/23/2012 7:12:26 PM |
order-supernova6 | $100.00 | 1/23/2012 8:12:45 PM |
epic-investment9 | $25.00 | 1/23/2012 9:23:53 PM |
silver-dogwood4 | $25.00 | 1/23/2012 8:40:36 PM |
ResQDoc | $200.00 | 1/23/2012 9:28:50 PM |
green-trade-dolphin2 | $26.48 | 1/20/2012 9:02:13 AM |
lendersf | $50.00 | 1/20/2012 9:26:35 AM |
CIC | $25.00 | 1/20/2012 12:10:42 PM |
grf1945 | $25.00 | 1/20/2012 5:28:03 PM |
themoneydoctor | $300.00 | 1/20/2012 3:24:25 PM |
downtownfarm | $25.00 | 1/21/2012 12:07:23 PM |
Tylerh | $250.00 | 1/21/2012 12:07:47 PM |
balance-hornet | $50.00 | 1/21/2012 10:31:20 AM |
Woodworker57 | $28.00 | 1/21/2012 11:13:03 AM |
puifais | $50.00 | 1/21/2012 12:19:34 PM |
indomitable-coin | $25.00 | 1/21/2012 12:13:06 PM |
value-pouch | $25.00 | 1/21/2012 12:31:57 PM |
rmachi | $25.00 | 1/21/2012 12:32:34 PM |
Railbird | $25.00 | 1/21/2012 12:35:19 PM |
Dollars4Rent | $50.00 | 1/21/2012 12:36:06 PM |
blooming-market | $25.00 | 1/21/2012 12:06:59 PM |
mason13a | $25.00 | 1/21/2012 12:43:32 PM |
enriching-dollar1 | $100.00 | 1/21/2012 12:27:08 PM |
Tradesmanlender | $25.00 | 1/21/2012 12:50:10 PM |
AFairDeal | $25.00 | 1/21/2012 12:19:37 PM |
IIP77 | $25.00 | 1/21/2012 12:21:12 PM |
steely_dan34 | $25.00 | 1/21/2012 12:43:20 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:55 PM |
first-favorite-bonus9 | $25.00 | 1/21/2012 12:53:57 PM |
JJ9876 | $25.00 | 1/21/2012 12:38:41 PM |
Sevron | $100.00 | 1/21/2012 6:09:38 PM |
windfall46 | $25.00 | 1/21/2012 12:57:59 PM |
jn_tiger | $25.00 | 1/21/2012 12:58:58 PM |
mchale | $25.00 | 1/21/2012 2:59:27 PM |
blot44 | $25.00 | 1/21/2012 3:42:24 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:53 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:20 AM |
Casman8815 | $25.00 | 1/21/2012 11:18:21 PM |
miked8303 | $50.00 | 1/22/2012 12:34:14 PM |
dapablotv | $100.00 | 1/22/2012 8:56:49 AM |
fortytwo | $150.00 | 1/22/2012 12:07:57 PM |
triguy | $887.95 | 1/22/2012 1:19:16 PM |
bellaquito | $2,000.00 | 1/22/2012 1:22:00 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:27 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:37:27 PM |
brightest-gain-investor | $705.38 | 1/22/2012 1:26:05 PM |
preciousrazor | $175.00 | 1/23/2012 4:52:08 AM |
JDFuego | $25.00 | 1/23/2012 6:52:28 AM |
cpblue79 | $100.00 | 1/23/2012 7:54:51 AM |
the-loyalty-wildebeest | $40.00 | 1/22/2012 6:39:44 PM |
docktah | $100.00 | 1/23/2012 9:10:05 AM |
jrw | $80.00 | 1/22/2012 6:47:46 PM |
tdinmanhattan | $25.00 | 1/23/2012 9:12:34 AM |
SunsetCoastCapital | $25.00 | 1/23/2012 9:13:30 AM |
commerce-renewal | $1,000.00 | 1/22/2012 9:16:50 PM |
capital-star5 | $25.00 | 1/23/2012 2:26:46 AM |
wilchik | $75.00 | 1/23/2012 4:46:17 AM |
asset-equilibrium0 | $25.00 | 1/23/2012 9:32:40 AM |
bold-generosity-enlightenment | $125.00 | 1/23/2012 12:16:45 AM |
fuzed | $32.00 | 1/23/2012 6:57:38 AM |
yield-museum | $110.64 | 1/23/2012 7:50:00 AM |
BlueRockInvestor | $75.00 | 1/23/2012 10:19:06 AM |
johanson07 | $25.00 | 1/23/2012 9:09:19 AM |
aldeed | $200.00 | 1/23/2012 9:05:59 AM |
heerzaquestion | $60.00 | 1/23/2012 11:26:52 AM |
peripatetic | $25.00 | 1/23/2012 9:19:47 AM |
standanddeliver | $50.00 | 1/23/2012 9:18:45 AM |
awwaww | $25.00 | 1/23/2012 9:26:27 AM |
dbzen | $25.00 | 1/23/2012 9:28:56 AM |
benjo | $50.00 | 1/23/2012 9:36:36 AM |
currency-persimmon | $43.00 | 1/23/2012 3:53:20 PM |
wtrboy | $25.00 | 1/23/2012 9:34:20 AM |
GreenLender11 | $100.00 | 1/23/2012 4:06:45 PM |
neighborly-hope6 | $100.00 | 1/23/2012 9:40:59 AM |
ivar | $25.00 | 1/23/2012 9:38:36 AM |
newest-return-wind | $38.63 | 1/23/2012 10:14:43 AM |
dinero-path5 | $50.00 | 1/23/2012 9:57:58 AM |
octoberfresh | $25.00 | 1/23/2012 11:57:46 AM |
buckeye9 | $25.00 | 1/23/2012 12:18:55 PM |
mar97 | $25.00 | 1/23/2012 3:22:46 PM |
kind-lovely-marketplace | $50.00 | 1/23/2012 4:21:01 PM |
A4 | $35.00 | 1/23/2012 3:52:16 PM |
smart-penny124 | $25.00 | 1/23/2012 5:40:53 PM |
betterthanstock | $75.00 | 1/23/2012 4:46:56 PM |
kirat15 | $2,000.00 | 1/23/2012 5:41:56 PM |
brittany | $100.00 | 1/23/2012 4:18:56 PM |
Index_Plus | $2,648.07 | 1/23/2012 9:36:05 PM |
intuitive-integrity9 | $50.00 | 1/23/2012 5:37:38 PM |
WLenders | $100.00 | 1/23/2012 7:16:58 PM |
orange-elated-contract | $25.00 | 1/23/2012 8:09:46 PM |
balance-force | $25.00 | 1/23/2012 7:34:03 PM |
conqueror359 | $25.00 | 1/23/2012 9:14:07 PM |
BleedPurple | $100.00 | 1/23/2012 9:04:43 PM |
162 Investments
|
Borrower Payment Dependent Notes Series
552841
This series of Notes was issued and sold upon the funding of the borrower loan #59467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $180.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 36% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
5 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,387 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| determined-contract088 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Debt Consolidation
Purpose of loan:
Pay up the yearly dues and taxes on a timeshare, pay some bills that occur yearly such as Homeowner's Association and getting taxes done. The interest on the loan will be cheaper than the late fees, penalties and fees we will incur from paying these items we need to pay late.
My financial situation:
My husband and I have a steady job with no employment gaps since college. We can pay our bills and manage money fairly well but we had a baby last summer and I took 5 months off before returning to work last November which used up our savings to pay the bills during the extra weeks when I was unpaid. Below I am including only what I earn and pay for.
Monthly net income: $1400.00 (myself only)
Monthly expenses: $
Housing: $
Insurance: $72.00
Car expenses: $ 700.00
Utilities: $
Phone, cable, internet: $ 200.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $50.00 | 1/20/2012 5:02:18 PM |
worth-blanket2 | $4,500.00 | 1/20/2012 5:02:49 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
552857
This series of Notes was issued and sold upon the funding of the borrower loan #59282, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $145.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1986 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 12y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,244 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| mighty-generosity9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Harry | $50.00 | 1/20/2012 9:15:15 AM |
cash-delight1 | $50.00 | 1/20/2012 9:25:22 AM |
sturdy-fairness0 | $100.00 | 1/20/2012 9:33:23 AM |
a- | $25.00 | 1/20/2012 10:03:54 AM |
kenji4861 | $25.00 | 1/20/2012 9:29:44 AM |
kind-clean-community | $25.00 | 1/20/2012 10:35:57 AM |
patriot897 | $25.00 | 1/20/2012 4:55:56 PM |
Cliffie83 | $25.00 | 1/20/2012 5:33:28 PM |
tigercat | $50.00 | 1/20/2012 1:21:38 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:12 PM |
enriching-dollar1 | $47.00 | 1/21/2012 12:27:09 PM |
jazz619 | $25.00 | 1/21/2012 12:16:39 PM |
kevin314 | $25.00 | 1/22/2012 12:12:33 PM |
Bobafet | $25.00 | 1/22/2012 12:24:36 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:44:45 PM |
pirahna125 | $25.00 | 1/22/2012 12:26:25 PM |
Index_Plus | $1,548.14 | 1/22/2012 2:20:22 PM |
bicyclist2270 | $25.00 | 1/20/2012 3:53:06 PM |
rupee-equation2 | $25.00 | 1/20/2012 9:49:04 AM |
edaguy | $75.00 | 1/20/2012 5:34:04 PM |
AFairDeal | $25.00 | 1/20/2012 5:46:31 PM |
SoCalIsHere | $29.86 | 1/20/2012 7:33:39 PM |
houli123 | $25.00 | 1/21/2012 7:25:06 AM |
hitsman | $50.00 | 1/21/2012 12:51:31 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:20 AM |
downtownfarm | $25.00 | 1/22/2012 12:42:58 PM |
charming-exchange7 | $25.00 | 1/22/2012 1:24:10 PM |
27 Investments
|
Borrower Payment Dependent Notes Series
552873
This series of Notes was issued and sold upon the funding of the borrower loan #59708, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $86.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1988 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,644 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-thrilling-principal |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Azucar
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
impressive-justice6 | $50.00 | 1/20/2012 9:09:53 AM |
deal-pal | $25.00 | 1/20/2012 10:47:53 AM |
MatthewDP | $50.00 | 1/20/2012 9:18:33 AM |
cash-delight1 | $50.00 | 1/20/2012 9:25:23 AM |
matt_2006 | $25.00 | 1/20/2012 9:27:27 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:53:55 AM |
a- | $25.00 | 1/20/2012 10:00:39 AM |
Tabster | $25.00 | 1/22/2012 9:15:42 PM |
john0720 | $50.00 | 1/24/2012 7:14:54 AM |
noble-yield136 | $50.00 | 1/24/2012 8:42:43 AM |
terrific-dough6 | $75.00 | 1/24/2012 9:29:42 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:57 AM |
enticing-note | $25.00 | 1/24/2012 6:53:54 PM |
availableloan | $25.00 | 1/24/2012 8:44:40 PM |
newest-generous-income | $25.00 | 1/25/2012 3:33:31 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:38 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:05 AM |
rokman | $50.00 | 1/25/2012 9:53:22 AM |
businessguy29 | $25.00 | 1/25/2012 10:47:35 AM |
orearella3 | $25.00 | 1/25/2012 10:08:39 AM |
realtormoises | $25.00 | 1/25/2012 3:50:02 PM |
scoobiedoo | $25.00 | 1/26/2012 5:43:07 AM |
ethical-truth211 | $133.77 | 1/26/2012 4:22:23 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:39 PM |
rajs | $122.24 | 1/26/2012 3:46:35 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:43 PM |
the-capital-shooter | $34.02 | 1/26/2012 5:07:09 PM |
Tylerh | $46.43 | 1/26/2012 5:09:51 PM |
houli123 | $150.00 | 1/20/2012 9:46:10 AM |
tigercat | $50.00 | 1/20/2012 1:20:50 PM |
favorite-commerce | $25.00 | 1/20/2012 12:40:54 PM |
patriot897 | $25.00 | 1/20/2012 4:55:56 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:13 PM |
sturdy-fairness0 | $50.00 | 1/23/2012 9:34:27 AM |
Investor_DP | $100.00 | 1/23/2012 9:09:16 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:46 AM |
superb-funds335 | $25.00 | 1/23/2012 5:14:50 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:39 PM |
toblerone | $25.00 | 1/23/2012 5:29:46 PM |
scarlet-velvet | $25.08 | 1/23/2012 8:07:18 PM |
klemer | $25.00 | 1/24/2012 8:28:58 AM |
IPG1 | $25.00 | 1/24/2012 9:26:37 AM |
HighFired3000F | $33.00 | 1/24/2012 8:55:33 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:20 AM |
wise-deal-panda | $100.00 | 1/25/2012 9:19:32 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:51 AM |
dudebrah | $25.00 | 1/25/2012 3:16:12 PM |
SmallTown5 | $30.46 | 1/25/2012 4:28:26 PM |
heerzaquestion | $35.00 | 1/25/2012 4:22:22 PM |
Urbangrampa | $25.00 | 1/25/2012 8:59:38 PM |
GElender | $40.00 | 1/26/2012 5:47:02 AM |
ferocious-finance | $25.00 | 1/25/2012 8:09:12 PM |
oldman68 | $25.00 | 1/26/2012 6:25:07 AM |
Drewkeeper | $25.00 | 1/25/2012 9:30:17 PM |
Ocean713 | $75.00 | 1/26/2012 2:55:10 PM |
Moneypenny6 | $25.00 | 1/26/2012 12:47:05 PM |
the-magnetic-transaction | $50.00 | 1/26/2012 5:05:33 PM |
pnace | $50.00 | 1/26/2012 4:23:15 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
552889
This series of Notes was issued and sold upon the funding of the borrower loan #59450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1985 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 12
/
13 | Length of status: | 17y 8m |
Amount delinquent:
| $2,664 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,708 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| stable-leverage415 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JN Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,679.24
Monthly expenses: $
Housing: $1246
Insurance: $260
Car expenses: $100
Utilities: $187
Phone, cable, internet: $155
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $396
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/23/2012 5:02:29 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552893
This series of Notes was issued and sold upon the funding of the borrower loan #59396, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,200.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $231.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,843 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| dollar-path1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,200.00 | 1/20/2012 5:02:27 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552897
This series of Notes was issued and sold upon the funding of the borrower loan #59576, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $371.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1975 |
Debt/Income ratio:
| 18% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 8y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $76,683 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generosity-bonaza |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CONSOLIDATION LOAN
Purpose of loan:
This loan will be used to...
To consolidate loans.
My financial situation:
I am a good candidate for this loan because I have excellent credit and have never been late for a loan payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sturdy-fairness0 | $100.00 | 1/20/2012 5:14:31 PM |
Investor_DP | $100.00 | 1/20/2012 5:15:33 PM |
a- | $25.00 | 1/20/2012 5:18:42 PM |
Harry | $50.00 | 1/20/2012 5:42:02 PM |
kenji4861 | $25.00 | 1/20/2012 5:43:00 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:14 PM |
HeroSupport | $40.00 | 1/21/2012 12:04:34 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:22 AM |
genius520 | $50.00 | 1/24/2012 5:19:55 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:54:30 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:41 PM |
enticing-note | $25.00 | 1/24/2012 6:53:57 PM |
enriching-dollar1 | $100.00 | 1/24/2012 5:58:52 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:35 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:38:32 PM |
mammalian4 | $25.00 | 1/25/2012 6:16:07 PM |
balanced-rupee | $100.00 | 1/25/2012 6:25:00 PM |
charming-exchange7 | $25.00 | 1/26/2012 6:16:28 AM |
best-generosity-financier | $25.00 | 1/25/2012 8:24:34 PM |
fozzie79 | $26.58 | 1/25/2012 11:23:05 PM |
dough-souffle | $29.15 | 1/26/2012 1:29:39 AM |
lenderRXT | $90.00 | 1/26/2012 4:20:00 AM |
greenback-maniac | $25.00 | 1/26/2012 5:02:49 AM |
jhernand17 | $25.00 | 1/26/2012 9:27:01 AM |
peso-tamer5 | $25.00 | 1/26/2012 6:25:17 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:04 AM |
Fun54115 | $25.00 | 1/26/2012 7:16:22 AM |
HappyToLoan | $30.00 | 1/26/2012 7:51:47 AM |
The-CAPS-fan | $50.00 | 1/26/2012 7:52:02 AM |
brian4571 | $30.29 | 1/26/2012 8:30:45 AM |
wildanne | $25.00 | 1/26/2012 9:39:54 AM |
prossperous01 | $25.00 | 1/26/2012 9:07:58 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:27 AM |
terrific-dough6 | $75.00 | 1/26/2012 9:30:22 AM |
jybank | $50.00 | 1/26/2012 9:34:06 AM |
loan-fate | $50.00 | 1/26/2012 9:31:22 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:53 AM |
the-enthralling-coin | $25.00 | 1/26/2012 9:43:12 AM |
leverage-monger | $25.00 | 1/26/2012 9:41:06 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:21 AM |
AndChicksforFree | $25.00 | 1/20/2012 5:12:33 PM |
Bank_Of_XL | $25.00 | 1/20/2012 6:05:16 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:17 PM |
loyalty-czar | $55.00 | 1/21/2012 8:23:42 AM |
mar97 | $25.00 | 1/23/2012 3:22:47 PM |
worth-web5 | $50.00 | 1/24/2012 9:47:01 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 1:43:34 PM |
value-travels | $25.00 | 1/24/2012 2:30:49 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:36 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:30 PM |
AFairDeal | $25.00 | 1/24/2012 5:32:04 PM |
hitsman | $50.00 | 1/24/2012 5:53:41 PM |
kevin314 | $40.00 | 1/24/2012 8:17:28 PM |
kirat15 | $50.00 | 1/25/2012 8:49:13 AM |
basejump0 | $25.00 | 1/25/2012 9:26:32 AM |
downtownfarm | $25.00 | 1/25/2012 9:32:40 AM |
selector568 | $281.00 | 1/25/2012 9:38:54 AM |
lostontheedge | $25.00 | 1/25/2012 7:02:36 PM |
Urbangrampa | $25.00 | 1/25/2012 9:07:34 PM |
keeper24 | $25.00 | 1/26/2012 4:56:02 AM |
Scrooge_McDuck2 | $100.00 | 1/25/2012 7:54:38 PM |
treasure-coyote3 | $50.00 | 1/25/2012 8:32:28 PM |
buffalobills | $25.00 | 1/25/2012 9:50:42 PM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:12 PM |
evergreen16 | $250.00 | 1/26/2012 1:28:28 AM |
kulender | $100.00 | 1/26/2012 5:33:39 AM |
radforj22 | $80.85 | 1/26/2012 5:41:20 AM |
enriching-velocity0 | $50.00 | 1/26/2012 6:06:21 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:24 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:06 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:05 AM |
1stTime2ndChance | $25.00 | 1/26/2012 6:57:18 AM |
Hidalgo2004 | $25.03 | 1/26/2012 7:45:22 AM |
moola-man | $50.00 | 1/26/2012 7:51:34 AM |
GS-ROCK | $35.48 | 1/26/2012 8:54:52 AM |
missing-link | $25.00 | 1/26/2012 9:43:05 AM |
jamiee73 | $25.00 | 1/26/2012 9:27:06 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:45 AM |
networks4ever | $25.00 | 1/26/2012 9:29:47 AM |
Tylerh | $250.00 | 1/26/2012 9:36:09 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:41 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:49 AM |
asset-professor | $25.00 | 1/26/2012 9:44:09 AM |
economy-coup | $36.61 | 1/26/2012 9:45:05 AM |
84 Investments
|
Borrower Payment Dependent Notes Series
552933
This series of Notes was issued and sold upon the funding of the borrower loan #59323, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 8 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $125,722 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loan-planetarium1 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit consoladation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/21/2012 12:02:52 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552945
This series of Notes was issued and sold upon the funding of the borrower loan #59636, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $280.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 10y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,271 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-kinetic-balance |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Solution
Purpose of loan: To help son and daughter in law with portable welding business.
This loan will be used to...buy a new transmission for a welding truck and help with operational costs.
My financial situation: Stable with social security and retirement income.
I am a good candidate for this loan because...I have regular monthly income as well as owning my own business and home.
Monthly net income: $3000.00
Monthly expenses: $2000.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 1/20/2012 5:13:34 PM |
cattlebaron | $25.00 | 1/20/2012 5:56:03 PM |
cash-delight1 | $50.00 | 1/20/2012 5:08:41 PM |
scarlet-velvet | $25.08 | 1/20/2012 6:25:13 PM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:27 AM |
nimble-revenue5 | $50.00 | 1/20/2012 5:17:24 PM |
kevin314 | $25.00 | 1/21/2012 12:19:08 PM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:37 PM |
matt_2006 | $25.00 | 1/22/2012 12:15:55 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:08 PM |
john0720 | $25.00 | 1/23/2012 11:03:34 AM |
Angel_Investor_7 | $25.00 | 1/24/2012 8:07:35 AM |
epall | $25.00 | 1/24/2012 8:26:04 AM |
preventivepestcontrol | $50.00 | 1/24/2012 8:54:12 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:02 AM |
selector568 | $300.00 | 1/24/2012 5:20:29 PM |
superb-funds335 | $25.00 | 1/24/2012 5:33:49 PM |
CaptainBL | $25.00 | 1/24/2012 5:35:47 PM |
jgar_O | $25.00 | 1/24/2012 5:37:55 PM |
GCInvestments | $25.00 | 1/24/2012 5:51:14 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:36 PM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:38:47 PM |
orange-preeminant-bill | $25.00 | 1/25/2012 6:47:33 AM |
Digs | $25.00 | 1/25/2012 7:30:42 AM |
dollar-tornado3 | $25.00 | 1/25/2012 5:21:08 AM |
credit-coach118 | $25.36 | 1/25/2012 8:46:58 AM |
mbf2234 | $39.72 | 1/25/2012 6:25:34 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:49 AM |
FoosMaster | $30.00 | 1/25/2012 8:16:47 AM |
transaction-circuit | $50.00 | 1/25/2012 8:18:55 AM |
apple757 | $25.00 | 1/25/2012 8:40:44 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:11 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:34 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:39 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:22 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:08 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:28 AM |
WilliamLeeSims | $25.00 | 1/25/2012 10:09:33 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:19 AM |
credit-investor5 | $50.00 | 1/25/2012 3:20:10 PM |
exciting-gold6 | $50.00 | 1/25/2012 4:14:57 PM |
gothampark | $25.00 | 1/25/2012 8:14:46 PM |
djenge | $25.00 | 1/25/2012 7:07:15 PM |
economy-popcorn | $25.00 | 1/26/2012 5:40:48 AM |
Cutts | $25.00 | 1/26/2012 10:14:14 AM |
wwwUniversal | $25.00 | 1/26/2012 10:15:16 AM |
toblerone | $25.00 | 1/26/2012 10:14:59 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:42 PM |
RonMingito1010 | $100.00 | 1/26/2012 4:40:18 PM |
beachfunder | $25.00 | 1/26/2012 2:07:48 PM |
captainzero | $104.00 | 1/26/2012 4:49:57 PM |
red-benefit-ruler | $40.00 | 1/26/2012 3:44:51 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:23 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:44 PM |
charming-income4 | $25.00 | 1/26/2012 4:11:19 PM |
the-wealth-taxi | $25.00 | 1/26/2012 4:35:26 PM |
orearella3 | $25.00 | 1/26/2012 5:09:33 PM |
Tylerh | $250.00 | 1/26/2012 5:09:53 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:09 PM |
letsbank | $25.00 | 1/26/2012 5:12:24 PM |
myduck | $40.00 | 1/26/2012 5:37:26 PM |
Shawn95187 | $36.62 | 1/26/2012 5:45:47 PM |
Peacepower | $25.00 | 1/26/2012 5:54:12 PM |
economy-coup | $50.00 | 1/20/2012 5:36:54 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:23 AM |
Weaverville | $25.00 | 1/23/2012 9:22:06 AM |
Thought | $25.00 | 1/23/2012 2:14:29 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:32 PM |
kulender | $50.00 | 1/24/2012 5:13:30 AM |
Bcs-cnc | $25.00 | 1/24/2012 12:55:37 PM |
Bank42 | $25.00 | 1/24/2012 9:58:21 AM |
mlj0671 | $25.00 | 1/24/2012 1:49:14 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:31 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:45 PM |
genius520 | $50.00 | 1/24/2012 5:19:56 PM |
careful-note1 | $25.00 | 1/24/2012 5:51:31 PM |
jybank | $50.00 | 1/24/2012 5:29:01 PM |
Gladglide | $25.00 | 1/24/2012 5:47:52 PM |
hitsman | $50.00 | 1/24/2012 5:53:42 PM |
five-star-justice | $25.00 | 1/24/2012 5:57:57 PM |
enticing-note | $25.00 | 1/24/2012 6:53:59 PM |
jstefans | $25.00 | 1/25/2012 9:05:41 AM |
one2sojourn | $25.00 | 1/25/2012 8:17:09 AM |
melodious-fairness | $25.00 | 1/25/2012 9:15:02 AM |
Comoparklender | $25.00 | 1/25/2012 9:25:42 AM |
jeg3k | $50.00 | 1/25/2012 9:27:54 AM |
fantastic-wampum1 | $100.00 | 1/25/2012 9:41:35 AM |
nex | $25.00 | 1/25/2012 9:58:25 AM |
important-openness1 | $56.00 | 1/25/2012 10:02:58 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:14 AM |
ommcd | $25.00 | 1/25/2012 9:55:13 AM |
shrine537 | $400.00 | 1/25/2012 10:59:09 AM |
unclejaef | $25.00 | 1/25/2012 4:29:08 PM |
invincible-silver4 | $50.00 | 1/25/2012 12:28:54 PM |
Byrd24 | $100.00 | 1/25/2012 5:23:06 PM |
Domgabriel | $30.00 | 1/25/2012 3:01:33 PM |
weiyinsan | $25.00 | 1/25/2012 4:51:18 PM |
gold-sushi | $25.00 | 1/26/2012 10:17:13 AM |
income-buffalo1 | $100.00 | 1/26/2012 10:53:26 AM |
Detour11 | $50.00 | 1/26/2012 11:11:38 AM |
red-diversification-paradise | $50.00 | 1/26/2012 12:28:19 PM |
principal-cooker2 | $100.00 | 1/26/2012 10:14:37 AM |
jiggaman7 | $50.00 | 1/26/2012 10:18:59 AM |
samdog079 | $100.00 | 1/26/2012 11:22:43 AM |
building_community | $25.00 | 1/26/2012 12:13:57 PM |
jessica9432 | $31.76 | 1/26/2012 5:07:31 PM |
Sid-K | $25.00 | 1/26/2012 5:13:38 PM |
Bob450 | $25.00 | 1/26/2012 4:56:23 PM |
best-basis-trooper | $25.00 | 1/26/2012 5:08:55 PM |
the-enthralling-coin | $25.00 | 1/26/2012 5:18:19 PM |
Index_Plus | $1,491.42 | 1/26/2012 5:57:25 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
552947
This series of Notes was issued and sold upon the funding of the borrower loan #59613, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $464.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,311 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| sweet-investment661 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
borrower
Purpose of loan:
This loan will be used to...consolidate loans
My financial situation: good
I am a good candidate for this loan because...I always pay my bills
Monthly net income: $400
Monthly expenses: $ 200
Housing: $1010
Insurance: $100
Car expenses: $ none
Utilities: $250
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $6000
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/26/2012 7:30:58 AM |
impressive-justice6 | $50.00 | 1/20/2012 5:07:37 PM |
cash-delight1 | $50.00 | 1/20/2012 5:08:41 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:15 PM |
one-midas | $35.00 | 1/20/2012 5:54:05 PM |
magical-durability9 | $25.00 | 1/21/2012 6:43:10 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:19 PM |
reflective-rupee | $25.00 | 1/20/2012 9:06:08 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:47 AM |
john0720 | $25.00 | 1/23/2012 11:03:34 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:20 AM |
Alan_Greenspan | $25.00 | 1/25/2012 10:23:10 PM |
dough-souffle | $30.00 | 1/26/2012 1:29:55 AM |
balanced-rupee | $100.00 | 1/25/2012 6:25:00 PM |
dollar-chestnut8 | $25.00 | 1/25/2012 6:28:43 PM |
velocity-motivator6 | $25.00 | 1/25/2012 6:55:11 PM |
Nailman88 | $40.00 | 1/26/2012 5:08:21 AM |
wojo | $25.00 | 1/26/2012 5:25:30 AM |
wxman12 | $25.00 | 1/26/2012 6:23:52 AM |
wwwUniversal | $25.00 | 1/26/2012 6:36:17 AM |
loan-warrior | $25.00 | 1/25/2012 8:49:53 PM |
Urbangrampa | $25.00 | 1/25/2012 8:55:52 PM |
S2M | $25.50 | 1/25/2012 9:02:58 PM |
Weaverville | $25.00 | 1/26/2012 8:13:42 AM |
RkyMtnHi | $100.00 | 1/26/2012 8:44:14 AM |
momoney2008 | $50.00 | 1/26/2012 9:09:06 AM |
selfmademan | $34.10 | 1/26/2012 9:19:35 AM |
market-happiness7 | $30.00 | 1/26/2012 3:09:11 AM |
unger | $180.00 | 1/26/2012 4:36:01 AM |
new-reward-sequoia | $25.00 | 1/26/2012 6:08:36 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:06 AM |
The-CAPS-fan | $75.00 | 1/26/2012 7:51:35 AM |
SnakeV | $25.00 | 1/26/2012 7:57:02 AM |
JasmineTrust | $26.60 | 1/26/2012 7:44:49 AM |
igniter584 | $50.00 | 1/26/2012 7:56:10 AM |
beeper2 | $40.00 | 1/26/2012 8:05:17 AM |
GS-ROCK | $35.48 | 1/26/2012 8:54:41 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:45 AM |
powerful-return1 | $25.00 | 1/26/2012 9:06:32 AM |
loss-of-control | $100.01 | 1/26/2012 9:25:05 AM |
platinum-czar | $25.00 | 1/25/2012 7:44:52 PM |
economy-popcorn | $25.00 | 1/26/2012 5:41:28 AM |
a- | $25.00 | 1/20/2012 5:18:43 PM |
houli123 | $125.00 | 1/20/2012 5:19:24 PM |
sturdy-fairness0 | $50.00 | 1/21/2012 12:12:29 PM |
Investor_DP | $100.00 | 1/21/2012 12:31:52 PM |
first-dinero-paladin | $25.00 | 1/21/2012 7:15:17 PM |
top-courteous-peso | $47.00 | 1/22/2012 12:22:19 PM |
enticing-note | $25.00 | 1/24/2012 6:53:59 PM |
worth-quark7 | $50.00 | 1/25/2012 9:30:35 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:39 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:15 AM |
reward-dynamo | $40.00 | 1/25/2012 6:20:17 PM |
elegant-loot | $25.00 | 1/25/2012 7:44:14 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:38:51 PM |
LendToCause | $25.00 | 1/25/2012 5:44:06 PM |
vestratech | $40.00 | 1/25/2012 6:30:25 PM |
Domgabriel | $30.00 | 1/26/2012 3:36:47 AM |
kulender | $100.00 | 1/26/2012 5:33:40 AM |
prudent-bid3 | $25.00 | 1/26/2012 6:14:37 AM |
gothampark | $25.00 | 1/25/2012 8:18:46 PM |
cfig-llc | $25.00 | 1/26/2012 6:31:41 AM |
best-generosity-financier | $25.00 | 1/25/2012 8:25:38 PM |
magical-credit523 | $40.00 | 1/25/2012 8:55:22 PM |
amlu1988 | $25.00 | 1/25/2012 9:00:48 PM |
buffalobills | $25.00 | 1/25/2012 9:49:47 PM |
Urban-MBA | $25.24 | 1/26/2012 8:01:02 AM |
ericsb | $34.21 | 1/26/2012 8:39:55 AM |
currency-persimmon | $25.00 | 1/26/2012 8:43:54 AM |
direct-responsibility7 | $200.00 | 1/26/2012 12:09:45 AM |
new-discrete-camaraderi | $25.00 | 1/26/2012 2:40:14 AM |
well-mannered-income3 | $30.00 | 1/26/2012 5:12:04 AM |
Gladglide | $25.00 | 1/26/2012 9:25:38 AM |
genius520 | $50.00 | 1/26/2012 9:26:07 AM |
damanq | $25.00 | 1/26/2012 5:03:28 AM |
GElender | $40.00 | 1/26/2012 5:37:04 AM |
thajr | $25.00 | 1/26/2012 5:49:55 AM |
doc1 | $100.00 | 1/26/2012 5:55:14 AM |
oldman68 | $25.00 | 1/26/2012 6:27:59 AM |
healthy-rate3 | $25.00 | 1/26/2012 6:20:28 AM |
red-sincere-fund | $50.00 | 1/26/2012 6:40:37 AM |
El_Profesional | $25.00 | 1/26/2012 6:49:14 AM |
FerventOne | $25.00 | 1/26/2012 8:01:32 AM |
contract-paloverde1 | $25.00 | 1/26/2012 7:29:09 AM |
idriveajeep | $26.28 | 1/26/2012 7:30:10 AM |
moola-man | $25.00 | 1/26/2012 7:53:22 AM |
HeroSupport | $40.00 | 1/26/2012 9:03:17 AM |
Elefunt | $25.00 | 1/26/2012 9:24:24 AM |
88 Investments
|
Borrower Payment Dependent Notes Series
552949
This series of Notes was issued and sold upon the funding of the borrower loan #59276, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.40% |
Listing Start date:
| Jan-20-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.34% |
Borrower rate/APR:
| 14.34% / 24.15% |
Monthly payment:
| $269.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.04% | | |
| |
Estimated return*:
| 4.64% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
6 | Length of status: | 14y 3m |
Amount delinquent:
| $1,957 |
Total credit lines:
| 29 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,769 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cash-titan3 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ANCD6506
Purpose of loan:
This loan will be used to pay off household bills
My financial situation: Good
I am a good candidate for this loan because I am a professional in need of small finanical advance to manage household until sales bonus is received in March 2012.
Monthly net income: $3800.00
Monthly expenses: $
Housing: $1375
Insurance: $covered through paycheck
Car expenses: $377.00
Utilities: $90.00
Phone, cable, internet: $85.00
Food, entertainment: $400.00
Clothing, household expenses: $200.00
Credit cards and other loans: $425.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/20/2012 5:08:42 PM |
toblerone | $25.00 | 1/20/2012 5:13:05 PM |
worthy-bid8 | $50.00 | 1/20/2012 5:13:34 PM |
MicroLender357 | $25.00 | 1/20/2012 5:27:53 PM |
economy-coup | $50.00 | 1/20/2012 5:36:54 PM |
deal-pal | $25.00 | 1/20/2012 5:48:46 PM |
johnyv40 | $25.00 | 1/20/2012 6:36:26 PM |
LuvToLend | $25.00 | 1/20/2012 5:11:30 PM |
wealth-renaissance5 | $25.00 | 1/21/2012 3:25:27 AM |
QuidWilson | $25.00 | 1/21/2012 6:36:30 AM |
benjamins-thunder | $100.00 | 1/21/2012 12:21:21 PM |
WLenders | $50.00 | 1/21/2012 6:15:23 PM |
first-dinero-paladin | $25.00 | 1/21/2012 2:30:58 PM |
radforj22 | $25.00 | 1/21/2012 3:26:48 PM |
independent-listing796 | $42.32 | 1/22/2012 12:51:05 AM |
dime-explosion | $50.00 | 1/21/2012 3:57:15 PM |
tomdooley12520 | $50.00 | 1/21/2012 1:47:15 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:44:58 PM |
britches613 | $31.95 | 1/21/2012 5:54:05 PM |
LaXavier | $56.00 | 1/22/2012 5:36:04 AM |
Shockem923 | $29.99 | 1/22/2012 6:00:10 AM |
Corlei | $25.00 | 1/22/2012 9:56:37 AM |
oasis481 | $62.59 | 1/22/2012 7:13:57 AM |
credit-investor5 | $50.00 | 1/22/2012 8:52:08 AM |
ambmba | $50.00 | 1/22/2012 12:18:25 PM |
wildgillis | $39.12 | 1/22/2012 12:31:54 PM |
Comoparklender | $25.00 | 1/22/2012 12:41:31 PM |
Feyenoord | $30.00 | 1/20/2012 11:05:58 PM |
EngineersAlliance | $75.00 | 1/20/2012 5:30:05 PM |
sharp-bill2 | $50.00 | 1/20/2012 5:06:39 PM |
nimble-revenue5 | $50.00 | 1/20/2012 5:17:24 PM |
Bank42 | $25.00 | 1/21/2012 4:18:30 AM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:37 PM |
kevin314 | $25.00 | 1/21/2012 12:19:09 PM |
greenback-seagull2 | $30.00 | 1/21/2012 12:13:51 PM |
r48 | $25.00 | 1/21/2012 5:12:36 PM |
hubs032 | $34.38 | 1/21/2012 6:14:58 PM |
oxnard | $50.00 | 1/21/2012 1:53:24 PM |
secureincome | $500.00 | 1/21/2012 12:46:30 PM |
novice-speculator | $25.00 | 1/21/2012 4:36:39 PM |
GCInvestments | $25.00 | 1/21/2012 11:06:58 PM |
p2p-czar3 | $25.00 | 1/22/2012 5:42:10 AM |
ERJ | $25.00 | 1/22/2012 7:44:05 AM |
generosity-poem2 | $100.00 | 1/22/2012 11:55:54 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:23 AM |
wealth-prodigy1 | $120.00 | 1/22/2012 10:11:17 AM |
hitsman | $50.00 | 1/22/2012 12:13:20 PM |
the-magnetic-transaction | $50.00 | 1/22/2012 12:30:43 PM |
larrybird | $448.65 | 1/22/2012 1:07:47 PM |
orearella3 | $25.00 | 1/22/2012 12:45:15 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
552951
This series of Notes was issued and sold upon the funding of the borrower loan #59769, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $261.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $82 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-tremendous-auction |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
heaven knows
Purpose of loan: get my family in the philippines
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $24,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bullish2bearish | $25.00 | 1/28/2012 11:58:42 AM |
nimble-revenue5 | $50.00 | 1/21/2012 12:13:34 PM |
golden-velocity9 | $25.00 | 1/21/2012 12:23:13 PM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:39 PM |
loan-fate | $50.00 | 1/21/2012 12:31:15 PM |
Bank_Of_XL | $25.00 | 1/21/2012 2:23:46 PM |
rupee-equation2 | $25.00 | 1/21/2012 12:43:01 PM |
cash-delight1 | $50.00 | 1/21/2012 12:35:40 PM |
magical-durability9 | $25.00 | 1/21/2012 7:14:39 PM |
scarlet-velvet | $25.08 | 1/21/2012 9:07:07 PM |
dollar-sonnet3 | $25.00 | 1/22/2012 3:06:11 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:09 PM |
Weaverville | $25.00 | 1/23/2012 9:22:08 AM |
john0720 | $25.00 | 1/23/2012 11:03:35 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:06 AM |
enticing-note | $25.00 | 1/24/2012 6:54:04 PM |
fantastic-wampum1 | $43.00 | 1/25/2012 9:41:36 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:41 AM |
riveting-credit5 | $50.00 | 1/25/2012 10:08:34 AM |
compoundinterest | $25.00 | 1/26/2012 5:11:10 PM |
Sid-K | $25.00 | 1/26/2012 5:13:40 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:24 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:13 PM |
Mailmon | $25.00 | 1/26/2012 9:32:37 PM |
loyalist1 | $100.00 | 1/27/2012 5:10:47 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:19 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:23 PM |
blazing-capital2 | $250.00 | 1/27/2012 3:53:40 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:18 PM |
reflective-rupee | $25.00 | 1/28/2012 5:49:26 AM |
payment-gusto | $25.00 | 1/28/2012 8:15:54 AM |
ect_2k20 | $25.00 | 1/28/2012 10:20:34 AM |
Index_Plus | $2,626.88 | 1/28/2012 12:07:06 PM |
commanding-treasure2 | $50.00 | 1/28/2012 11:26:41 AM |
economy-coup | $50.00 | 1/21/2012 12:23:25 PM |
worthy-bid8 | $50.00 | 1/21/2012 12:41:33 PM |
goodhearted-basis4 | $25.00 | 1/21/2012 1:20:27 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:55 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:25 AM |
matt_2006 | $25.00 | 1/22/2012 12:15:56 PM |
patriot897 | $25.00 | 1/23/2012 9:55:59 AM |
missing-link | $25.00 | 1/23/2012 3:34:13 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:33 PM |
buffalobills | $25.00 | 1/24/2012 7:27:29 AM |
kulender | $50.00 | 1/24/2012 5:13:32 AM |
Bank42 | $25.00 | 1/24/2012 10:00:26 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:32 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:46 PM |
jybank | $50.00 | 1/24/2012 5:29:02 PM |
kevin314 | $40.00 | 1/24/2012 8:17:29 PM |
transaction-circuit | $50.00 | 1/25/2012 8:18:55 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:12 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:23 AM |
charming-income4 | $25.00 | 1/25/2012 4:41:31 PM |
helpful-loan245 | $25.00 | 1/25/2012 11:34:57 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:44 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:45 PM |
social-hunter5 | $25.00 | 1/26/2012 4:38:06 PM |
Tylerh | $250.00 | 1/26/2012 5:09:54 PM |
alpete7 | $50.00 | 1/27/2012 2:35:49 PM |
p2p-allocator | $25.00 | 1/27/2012 6:21:18 PM |
brightest-commitment-wildebeest | $25.00 | 1/27/2012 6:28:38 PM |
DiligentiaLLC | $25.00 | 1/27/2012 7:59:50 PM |
Ironlock | $50.00 | 1/27/2012 8:37:11 PM |
moola-man | $25.00 | 1/27/2012 9:16:05 PM |
lendacity | $50.00 | 1/28/2012 4:39:24 AM |
Dubbs360 | $250.00 | 1/28/2012 9:17:39 AM |
the-silver-blaster | $75.00 | 1/28/2012 9:31:21 AM |
well-mannered-income3 | $40.00 | 1/28/2012 9:27:50 AM |
new-intuitive-dime | $25.00 | 1/28/2012 12:06:03 PM |
gothampark | $25.00 | 1/28/2012 10:45:25 AM |
johnayan | $25.00 | 1/28/2012 11:31:47 AM |
orange-coin-walnut | $50.00 | 1/28/2012 12:04:23 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
552963
This series of Notes was issued and sold upon the funding of the borrower loan #59754, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,324 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-influential-yield |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to payoff old bills and start fresh.
My financial situation:
I am a good candidate for this loan because I work full time with a great income and secure employment situation.
Monthly net income: $6800
Monthly expenses: $1000
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $400.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 1/20/2012 5:57:12 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:47 AM |
sturdy-fairness0 | $50.00 | 1/23/2012 9:34:28 AM |
kenji4861 | $25.00 | 1/26/2012 5:28:46 PM |
john0720 | $25.00 | 1/27/2012 5:47:48 AM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:16 PM |
truth-silo | $50.00 | 1/27/2012 4:08:14 PM |
selector568 | $227.00 | 1/27/2012 5:26:32 PM |
dough-mammal | $100.00 | 1/27/2012 5:35:00 PM |
money-bauble | $100.00 | 1/27/2012 5:21:25 PM |
cutter21 | $25.00 | 1/27/2012 5:48:37 PM |
gold-sushi | $25.00 | 1/27/2012 5:19:13 PM |
enriching-dollar1 | $100.00 | 1/27/2012 5:20:23 PM |
worth-web5 | $50.00 | 1/27/2012 5:30:48 PM |
EngineersAlliance | $100.00 | 1/27/2012 5:47:46 PM |
Investor_DP | $100.00 | 1/23/2012 9:09:16 AM |
enticing-note | $25.00 | 1/24/2012 6:54:00 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:15 AM |
Tylerh | $250.00 | 1/27/2012 5:10:13 PM |
toblerone | $25.00 | 1/27/2012 5:29:02 PM |
hitsman | $50.00 | 1/27/2012 5:31:33 PM |
acarnegie | $25.00 | 1/27/2012 5:19:47 PM |
kevin314 | $25.00 | 1/27/2012 5:25:53 PM |
transparency-sapling | $25.00 | 1/27/2012 5:26:00 PM |
Index_Plus | $13,373.00 | 1/27/2012 6:07:16 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:02 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
552991
This series of Notes was issued and sold upon the funding of the borrower loan #59399, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jun-1981 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 24y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $83,662 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| authentic-interest2 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
FUNDS TO BUY CARPET
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/21/2012 12:03:06 PM |
affluence-generator2 | $275.00 | 1/21/2012 12:01:29 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
553001
This series of Notes was issued and sold upon the funding of the borrower loan #59673, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $661.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 35% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
6 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,276 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| dough-party3 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...consolidation of debt.
My financial situation:
I am a good candidate for this loan because I have great credit history. I would like to be able to pay extra each month and pay the loan off sooner. I just am tired of paying $200.00 here and $400.00 here and I am paying out over $1000.00 per month I would like to have them all in one and make one payment of $800.00 per month and pay it off sooner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CashFlow13 | $300.00 | 1/26/2012 9:35:48 AM |
icanhasloanz | $50.00 | 1/26/2012 10:09:34 AM |
sturdy-fairness0 | $100.00 | 1/20/2012 5:14:33 PM |
a- | $25.00 | 1/20/2012 5:18:43 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:17 PM |
kenji4861 | $25.00 | 1/20/2012 5:43:01 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:24 AM |
enriching-dollar1 | $100.00 | 1/23/2012 5:13:25 PM |
mar97 | $25.00 | 1/23/2012 3:22:48 PM |
hitsman | $50.00 | 1/23/2012 5:15:44 PM |
DreDub | $50.00 | 1/24/2012 7:32:00 AM |
deal-goliath4 | $500.00 | 1/23/2012 9:28:36 PM |
jeg3k | $50.00 | 1/24/2012 10:24:00 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:03 AM |
value-travels | $25.00 | 1/24/2012 2:30:49 PM |
organized-payment6 | $50.00 | 1/25/2012 5:54:05 AM |
Azonic21 | $25.00 | 1/25/2012 9:25:19 AM |
downtownfarm | $25.00 | 1/25/2012 9:32:41 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:17 AM |
balanced-rupee | $100.00 | 1/25/2012 6:25:00 PM |
new-affluence-piledriver | $100.00 | 1/25/2012 6:11:01 PM |
wlm3012 | $50.00 | 1/25/2012 7:25:51 PM |
networks4ever | $25.00 | 1/26/2012 9:29:47 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:24 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:06 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:53 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:50 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:04 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:41 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:00 AM |
economy-coup | $50.00 | 1/26/2012 9:45:23 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:25 AM |
houli123 | $25.00 | 1/26/2012 9:48:25 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:51 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:12 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:34 AM |
wwwUniversal | $25.00 | 1/26/2012 10:15:17 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:13 AM |
profit-powerplant | $25.00 | 1/26/2012 10:02:52 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:50 PM |
gain-expert | $30.00 | 1/26/2012 1:46:57 PM |
trade-elm | $30.00 | 1/26/2012 10:09:21 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:14 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:38 AM |
Ocean713 | $75.00 | 1/26/2012 2:59:21 PM |
Rockymtnhi | $50.00 | 1/26/2012 12:18:37 PM |
sweet-capital7 | $100.00 | 1/26/2012 12:34:50 PM |
MrEville | $25.00 | 1/26/2012 3:04:28 PM |
best-basis-trooper | $25.00 | 1/26/2012 5:08:18 PM |
triumphant-camaraderi1 | $1,000.00 | 1/26/2012 3:55:01 PM |
orangefob7 | $59.14 | 1/26/2012 4:09:08 PM |
Weaverville | $25.00 | 1/26/2012 4:19:29 PM |
letsbank | $25.00 | 1/26/2012 5:11:29 PM |
Sid-K | $25.00 | 1/26/2012 5:13:39 PM |
sensible-order2 | $500.00 | 1/26/2012 5:27:30 PM |
best-generosity-financier | $25.00 | 1/26/2012 5:28:25 PM |
P2P_Investor | $1,428.68 | 1/26/2012 6:13:58 PM |
cash-delight1 | $50.00 | 1/20/2012 5:08:42 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:20 PM |
Harry | $50.00 | 1/20/2012 5:42:03 PM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:19:52 AM |
john0720 | $25.00 | 1/23/2012 11:03:35 AM |
AFairDeal | $25.00 | 1/23/2012 5:30:53 PM |
genius520 | $50.00 | 1/24/2012 9:56:07 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:37 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:31 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:53:46 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:42 PM |
enticing-note | $25.00 | 1/24/2012 6:54:02 PM |
jescowa | $50.00 | 1/24/2012 6:46:26 PM |
kevin314 | $40.00 | 1/24/2012 8:17:28 PM |
kirat15 | $50.00 | 1/25/2012 8:49:13 AM |
Index_Plus | $10,000.00 | 1/25/2012 5:40:38 PM |
lostontheedge | $25.00 | 1/25/2012 7:02:36 PM |
GlenBank30 | $40.00 | 1/25/2012 7:41:54 PM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:12 PM |
generous-deal6 | $25.00 | 1/26/2012 2:53:34 AM |
kulender | $100.00 | 1/26/2012 5:33:40 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:36 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:06 AM |
Tylerh | $28.00 | 1/26/2012 9:36:09 AM |
loss-of-control | $100.01 | 1/26/2012 9:25:06 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:22 AM |
terrific-dough6 | $75.00 | 1/26/2012 9:30:22 AM |
jamiee73 | $25.00 | 1/26/2012 9:27:20 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:27 AM |
vest_vortex | $25.01 | 1/26/2012 9:52:28 AM |
hellasow | $25.00 | 1/26/2012 9:37:01 AM |
the-enthralling-coin | $25.00 | 1/26/2012 9:43:19 AM |
cebgop | $25.00 | 1/26/2012 10:04:18 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:26 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:56 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:56 AM |
penny-plato | $25.00 | 1/26/2012 10:08:02 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:48 AM |
enchanted-diversification496 | $50.00 | 1/26/2012 9:55:06 AM |
meux99 | $25.00 | 1/26/2012 10:00:21 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:00 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:56 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:42 AM |
orearella3 | $25.00 | 1/26/2012 10:04:06 AM |
first-compassion-oak | $25.00 | 1/26/2012 12:09:07 PM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:02 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:26 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:24 AM |
iem2509 | $35.00 | 1/26/2012 10:12:35 AM |
Cutts | $25.00 | 1/26/2012 10:14:14 AM |
alaco | $25.00 | 1/26/2012 10:50:38 AM |
rajs | $100.00 | 1/26/2012 3:47:27 PM |
danf2201 | $30.00 | 1/26/2012 4:22:18 PM |
debt-legend | $25.00 | 1/26/2012 4:36:24 PM |
money-blossom110 | $100.00 | 1/26/2012 2:18:30 PM |
MonkeyHero | $29.15 | 1/26/2012 2:31:44 PM |
p2ploan-popcorn | $50.00 | 1/26/2012 3:38:40 PM |
crazyinjun | $25.00 | 1/26/2012 6:07:18 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
553023
This series of Notes was issued and sold upon the funding of the borrower loan #59698, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $326.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,580 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-sensai1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Health care
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/20/2012 5:08:43 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:17 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:22 PM |
Investor_DP | $100.00 | 1/21/2012 12:31:52 PM |
Interloper | $25.00 | 1/22/2012 10:41:46 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:48 AM |
autonomous-basis | $50.00 | 1/23/2012 5:31:31 PM |
enticing-note | $25.00 | 1/24/2012 6:54:02 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:45 PM |
Sid-K | $25.00 | 1/26/2012 5:13:40 PM |
Harry | $100.00 | 1/26/2012 5:37:15 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:18 PM |
scappellee | $50.00 | 1/27/2012 8:27:26 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:18 AM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:17 PM |
lendacity | $50.00 | 1/28/2012 4:39:23 AM |
the-silver-blaster | $75.00 | 1/28/2012 9:31:20 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:14:06 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:43 AM |
BxRealtor | $25.00 | 1/28/2012 12:10:41 PM |
kevin314 | $25.00 | 1/28/2012 12:14:43 PM |
Ripsaw4U | $50.00 | 1/28/2012 12:28:07 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:42 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:33 PM |
LittleMingo | $25.00 | 1/28/2012 12:43:16 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:24 PM |
goat361 | $25.45 | 1/28/2012 4:13:59 PM |
benefit-banshee | $25.00 | 1/29/2012 3:11:19 AM |
icontender | $50.00 | 1/29/2012 11:23:30 AM |
compassionate-fairness6 | $25.00 | 1/29/2012 11:26:09 AM |
note-mad-scientist | $25.00 | 1/29/2012 11:24:00 AM |
Index_Plus | $6,099.55 | 1/29/2012 11:33:00 AM |
toblerone | $25.00 | 1/20/2012 5:13:06 PM |
JustMee | $25.00 | 1/21/2012 6:23:52 AM |
sturdy-fairness0 | $50.00 | 1/21/2012 12:12:29 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:32 PM |
patriot897 | $25.00 | 1/23/2012 9:55:59 AM |
matt_2006 | $25.00 | 1/24/2012 9:14:07 AM |
john0720 | $25.00 | 1/24/2012 7:13:53 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:40 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:42 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:35 PM |
powerful-finance7 | $25.00 | 1/26/2012 4:33:37 PM |
Tylerh | $250.00 | 1/26/2012 5:09:53 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:12 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:47 PM |
dollar-sonnet3 | $25.00 | 1/27/2012 9:48:37 AM |
acarnegie | $25.00 | 1/27/2012 12:18:16 PM |
contract-victor5 | $30.00 | 1/27/2012 2:58:21 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:23 PM |
enthralling-investment | $25.00 | 1/28/2012 8:12:08 AM |
Cutts | $25.00 | 1/28/2012 12:13:23 PM |
selector568 | $300.00 | 1/28/2012 12:15:22 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:34:58 PM |
Rick7925 | $25.00 | 1/29/2012 5:27:11 AM |
Justbiz | $45.00 | 1/29/2012 8:59:13 AM |
jescowa | $50.00 | 1/29/2012 10:51:28 AM |
boo_hoo | $50.00 | 1/29/2012 11:24:34 AM |
loot-resonance | $25.00 | 1/29/2012 11:31:36 AM |
deal-goliath4 | $500.00 | 1/29/2012 11:12:17 AM |
60 Investments
|
Borrower Payment Dependent Notes Series
553035
This series of Notes was issued and sold upon the funding of the borrower loan #59440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1983 |
Debt/Income ratio:
| 28% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 24y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $91,108 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dignified-note720 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
CPG
Purpose of loan: cover business expenses until reimbursement comes through
This loan will be used to...cover business expenses until reimbursement comes through
My financial situation: My husband and I were minority partners in a small business. We were to be the sweat equity, but when the owner did not have the funds, we made good on the business expenses. We have spent the last few years recovery from these choice and our credit has taken a terrible hit as a result.
I am a good candidate for this loan because...despite great hardships (my husband and I living and working in seperate states) we have worked to make good on all our obligations.
Monthly net income: $ 4000
Monthly expenses: $
Housing: $ 900
Insurance: $ 104
Car expenses: $ 1000
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 80
Clothing, household expenses: $ 500
Credit cards and other loans: $ 500
Other expenses: $ travel 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/23/2012 11:08:18 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553045
This series of Notes was issued and sold upon the funding of the borrower loan #59532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $160.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 15y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,188 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-optimizer3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...
My financial situation: florida commerce credit union
I am a good candidate for this loan because..i have good credit.
Monthly net income: $6000
Monthly expenses:1500 $Housing: $526
Insurance: $400
Car expenses: $385
Utilities: $350
Phone, cable, internet: $100
Food, entertainment: $250
Clothing, household expenses: $300
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/23/2012 7:07:18 PM |
rate-authority2 | $50.00 | 1/23/2012 11:47:42 AM |
first-dinero-paladin | $25.00 | 1/23/2012 12:36:13 PM |
BradP | $25.00 | 1/23/2012 2:10:35 PM |
worthy-bid8 | $100.00 | 1/23/2012 5:10:51 PM |
favorite-commerce | $40.00 | 1/23/2012 11:26:13 AM |
hitsman | $50.00 | 1/23/2012 5:15:46 PM |
balance-transformer3 | $25.00 | 1/23/2012 5:19:40 PM |
Zimbu | $25.00 | 1/23/2012 11:26:14 AM |
reflective-rupee | $25.00 | 1/23/2012 1:36:22 PM |
CA-Lender | $50.00 | 1/23/2012 1:24:27 PM |
courteous-kindness1 | $25.00 | 1/23/2012 5:30:56 PM |
missing-link | $25.00 | 1/23/2012 3:34:15 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:44 PM |
careful-vigilance4 | $25.00 | 1/23/2012 5:36:11 PM |
the-sunny-loot | $25.00 | 1/23/2012 3:55:27 PM |
unconquerable-openness9 | $100.00 | 1/23/2012 6:00:43 PM |
JoePaNation | $50.00 | 1/23/2012 6:30:12 PM |
loss-of-control | $100.01 | 1/23/2012 5:14:12 PM |
exciting-fairness | $200.00 | 1/23/2012 7:18:32 PM |
golden-velocity9 | $25.00 | 1/23/2012 5:18:04 PM |
Zipcut | $25.00 | 1/23/2012 7:46:02 PM |
Dubbs360 | $100.00 | 1/23/2012 5:19:02 PM |
itsmaj | $50.00 | 1/23/2012 9:33:38 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:11 PM |
TrekTune | $25.00 | 1/23/2012 5:28:19 PM |
economy-coup | $50.00 | 1/23/2012 5:26:43 PM |
rolltide09 | $25.00 | 1/23/2012 5:36:43 PM |
red-power-pecan | $50.00 | 1/23/2012 5:36:55 PM |
loss-of-control | $25.00 | 1/23/2012 5:32:25 PM |
melodious-openness | $300.00 | 1/23/2012 6:59:37 PM |
deal-goliath4 | $500.00 | 1/23/2012 9:24:04 PM |
beachfunder | $25.00 | 1/23/2012 9:40:43 PM |
Bob450 | $25.00 | 1/23/2012 8:35:36 PM |
commitment-statue1 | $25.00 | 1/23/2012 10:16:38 PM |
scarecrow4188 | $51.22 | 1/24/2012 12:38:24 AM |
InChicago | $100.00 | 1/23/2012 7:04:56 PM |
duty-explosion9 | $25.00 | 1/23/2012 4:40:06 PM |
affluence-generator2 | $200.00 | 1/23/2012 11:46:02 AM |
HeroSupport | $80.00 | 1/23/2012 12:13:56 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:08 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:56 PM |
proud-pound4 | $25.00 | 1/23/2012 5:29:57 PM |
well-mannered-income3 | $40.00 | 1/23/2012 3:11:00 PM |
SFBank | $50.00 | 1/23/2012 4:23:05 PM |
grotheik | $25.00 | 1/23/2012 7:25:27 PM |
enchanted-diversification496 | $50.00 | 1/23/2012 5:12:36 PM |
money-baron-Roth401k | $50.00 | 1/23/2012 5:19:46 PM |
buffalobills | $25.00 | 1/23/2012 8:51:37 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:02 PM |
ResQDoc | $100.00 | 1/23/2012 9:44:36 PM |
riveting-credit5 | $50.00 | 1/23/2012 5:24:39 PM |
loan-fate | $50.00 | 1/23/2012 5:31:01 PM |
matt_2006 | $25.00 | 1/23/2012 5:32:43 PM |
asset-professor | $25.00 | 1/23/2012 5:37:48 PM |
WilliamLeeSims | $25.00 | 1/23/2012 5:39:11 PM |
jiggaman7 | $50.00 | 1/23/2012 5:32:39 PM |
yf99yz | $25.00 | 1/23/2012 6:02:30 PM |
mercuriant | $25.00 | 1/23/2012 5:40:47 PM |
Kash2010lu | $25.00 | 1/23/2012 6:43:49 PM |
WLenders | $50.00 | 1/23/2012 7:09:31 PM |
scarlet-velvet | $25.08 | 1/23/2012 7:38:31 PM |
all_of_that_one | $30.00 | 1/23/2012 9:53:09 PM |
papaloha | $25.00 | 1/23/2012 9:56:13 PM |
2grindstones | $50.00 | 1/23/2012 10:20:53 PM |
contract-victor5 | $30.00 | 1/23/2012 10:07:13 PM |
inspired-duty5 | $25.00 | 1/23/2012 11:09:40 PM |
integrity-electron9 | $50.00 | 1/23/2012 11:30:24 PM |
melodious-openness | $153.69 | 1/24/2012 2:02:23 AM |
69 Investments
|
Borrower Payment Dependent Notes Series
553049
This series of Notes was issued and sold upon the funding of the borrower loan #59488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $395.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,626 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| RubiconsAndCupcakes |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Oct-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
Time for a Newer Low MPG Car
Purpose of loan:
This loan will be used to replace the 2004 Civic Hybrid I bought using Prosper in 2006. The car lasted me almost six years, but it fell apart after 180k miles. Right now I am driving my 2004 Jeep Rubicon to work, but the 15MPG at 75 miles round trip is costing a bit much in gasoline.
My financial situation:
I am a good candidate for this loan because I pay bills on time, and I pay my loans off early. I also have rental income from two rental homes and VA disability.
Monthly net income: $ 116K yearly salary, $1700 per month in rental income, and $1125 per month in VA Disability.
Monthly expenses:
Housing: $2000
Insurance: $350
Car expenses: $700
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $300
Credit cards and other loans: $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 1/21/2012 12:05:08 PM |
AndChicksforFree | $25.00 | 1/21/2012 12:25:10 PM |
Christophe | $25.00 | 1/21/2012 7:30:59 PM |
Feyenoord | $30.00 | 1/21/2012 8:49:26 PM |
Investor_DP | $100.00 | 1/21/2012 12:31:53 PM |
trade-burrito4 | $35.00 | 1/21/2012 12:52:33 PM |
first-clean-silver | $25.00 | 1/21/2012 12:43:58 PM |
calimanusa | $30.00 | 1/21/2012 1:32:15 PM |
chameleon125 | $25.00 | 1/21/2012 7:01:53 PM |
newest-funds-powerplant | $25.00 | 1/21/2012 10:32:30 PM |
vutah | $25.00 | 1/22/2012 9:35:03 AM |
radforj22 | $25.00 | 1/21/2012 10:20:16 PM |
knee_caps | $30.00 | 1/22/2012 2:59:55 AM |
deal-pal | $50.00 | 1/22/2012 11:22:20 AM |
amlu1988 | $25.00 | 1/22/2012 4:08:47 PM |
bold-generosity-enlightenment | $150.00 | 1/22/2012 11:54:04 PM |
Domgabriel | $30.00 | 1/23/2012 4:38:38 AM |
petsheep | $25.00 | 1/22/2012 2:14:59 PM |
corndog4000 | $70.00 | 1/22/2012 5:40:11 PM |
lenderRXT | $120.00 | 1/22/2012 7:20:46 PM |
poisson17 | $25.00 | 1/22/2012 7:50:00 PM |
aquariano | $25.00 | 1/23/2012 10:15:04 AM |
LookingGlassInvestmentsLLC | $25.00 | 1/23/2012 9:10:38 PM |
blackstar | $25.00 | 1/24/2012 9:05:42 AM |
john0720 | $50.00 | 1/24/2012 7:12:38 AM |
tender-ore | $25.00 | 1/24/2012 10:15:19 AM |
jeg3k | $50.00 | 1/24/2012 10:24:01 AM |
mad-scientist0 | $29.07 | 1/24/2012 4:28:19 PM |
BigBag | $25.00 | 1/24/2012 12:55:06 PM |
dinero-launcher | $25.00 | 1/24/2012 2:07:00 PM |
Asgardian | $40.00 | 1/24/2012 5:08:28 PM |
resolute-payment | $25.00 | 1/24/2012 5:37:25 PM |
zone6 | $100.00 | 1/24/2012 5:47:01 PM |
enriching-dollar1 | $100.00 | 1/24/2012 5:58:52 PM |
Easystreet | $25.00 | 1/24/2012 5:47:23 PM |
jescowa | $50.00 | 1/24/2012 6:46:27 PM |
seabass123 | $25.00 | 1/24/2012 6:25:36 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:36 PM |
calm-platinum8 | $25.00 | 1/24/2012 7:43:32 PM |
credit-bliss8 | $25.00 | 1/24/2012 7:48:37 PM |
thorough-marketplace441 | $30.00 | 1/24/2012 8:25:21 PM |
Land_on_your_feet | $25.00 | 1/25/2012 6:28:53 AM |
dime-historian | $25.00 | 1/24/2012 11:06:34 PM |
organized-payment6 | $50.00 | 1/25/2012 5:54:06 AM |
sgt-schultz | $25.00 | 1/25/2012 6:22:57 AM |
Weaverville | $25.00 | 1/25/2012 9:00:29 AM |
nitrostamped | $100.00 | 1/25/2012 7:48:54 AM |
Leshan | $50.00 | 1/25/2012 7:50:53 AM |
Rulea72 | $25.00 | 1/25/2012 7:57:21 AM |
ivy-league-MBA | $25.00 | 1/25/2012 9:09:30 AM |
terrific-dough6 | $75.00 | 1/25/2012 9:16:19 AM |
SolarMoonshine | $25.00 | 1/25/2012 9:48:57 AM |
bazaar-festivity | $25.00 | 1/25/2012 9:56:13 AM |
Washington_Loan | $25.00 | 1/25/2012 10:02:41 AM |
hitsman | $50.00 | 1/25/2012 10:04:38 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:52 AM |
LivingInvestments00 | $25.00 | 1/25/2012 11:09:46 AM |
CirC | $39.29 | 1/25/2012 10:37:19 AM |
heerzaquestion | $25.00 | 1/25/2012 4:23:36 PM |
Attract | $25.00 | 1/25/2012 11:06:37 AM |
One_Lolo | $25.00 | 1/25/2012 1:33:31 PM |
WeshaTheLeopard | $31.00 | 1/25/2012 3:38:37 PM |
Keystonekop | $100.00 | 1/25/2012 3:20:42 PM |
reward-motion | $25.00 | 1/25/2012 4:19:29 PM |
bullwink27 | $25.00 | 1/25/2012 4:31:48 PM |
Index_Plus | $2,902.86 | 1/25/2012 5:13:25 PM |
economy-popcorn | $25.00 | 1/22/2012 5:58:28 AM |
loanman2007 | $25.00 | 1/25/2012 9:45:39 AM |
Beechturner | $50.00 | 1/21/2012 12:11:50 PM |
sturdy-fairness0 | $50.00 | 1/21/2012 12:12:31 PM |
cash-delight1 | $50.00 | 1/21/2012 12:35:41 PM |
toblerone | $25.00 | 1/21/2012 12:07:55 PM |
thankful-nickel2 | $25.00 | 1/21/2012 1:44:20 PM |
fund-explorer4 | $100.00 | 1/21/2012 2:47:24 PM |
janeybooboo | $75.00 | 1/21/2012 3:46:00 PM |
papaloha | $200.00 | 1/21/2012 1:26:40 PM |
ptjg | $100.00 | 1/21/2012 12:45:12 PM |
famous-bill | $75.00 | 1/21/2012 3:13:10 PM |
DoctorJoe | $30.00 | 1/22/2012 6:43:34 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:26 AM |
JoePaNation | $45.00 | 1/22/2012 7:17:10 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:50 AM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:21:56 AM |
FinanceEngine | $40.00 | 1/23/2012 10:16:59 AM |
hope-fortress753 | $25.00 | 1/23/2012 7:27:49 PM |
420limo | $30.00 | 1/23/2012 11:10:43 PM |
squarebob | $25.00 | 1/24/2012 9:19:42 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:07 AM |
value-travels | $25.00 | 1/24/2012 2:30:50 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:33 PM |
fcrick | $25.00 | 1/24/2012 5:47:13 PM |
houli123 | $200.00 | 1/24/2012 5:23:54 PM |
Brisket_Bob | $27.05 | 1/24/2012 5:59:10 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:58:05 PM |
coin-popcorn | $25.00 | 1/24/2012 6:42:52 PM |
enticing-note | $25.00 | 1/24/2012 6:54:06 PM |
GCInvestments | $25.00 | 1/24/2012 10:50:10 PM |
romario | $25.00 | 1/25/2012 2:43:45 AM |
kevin314 | $40.00 | 1/24/2012 8:17:30 PM |
blue-durability-birdie | $275.00 | 1/24/2012 8:43:40 PM |
autonomous-dedication5 | $25.00 | 1/25/2012 8:00:45 AM |
patriot384 | $100.00 | 1/25/2012 6:11:37 AM |
wise_investor | $42.72 | 1/25/2012 7:41:39 AM |
one2sojourn | $25.00 | 1/25/2012 8:17:10 AM |
oskizzle | $25.00 | 1/25/2012 9:14:33 AM |
apple757 | $30.00 | 1/25/2012 8:32:02 AM |
friendship9 | $25.00 | 1/25/2012 9:13:53 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:43 AM |
iaffy | $25.00 | 1/25/2012 9:20:12 AM |
colorfulgardener | $25.00 | 1/25/2012 9:33:14 AM |
secureincome | $552.00 | 1/25/2012 9:42:55 AM |
orearella3 | $25.00 | 1/25/2012 10:08:40 AM |
worth-philosopher9 | $50.00 | 1/25/2012 9:50:47 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:20 AM |
careful-compassion | $75.00 | 1/25/2012 3:53:06 PM |
managedfund | $521.00 | 1/25/2012 10:12:42 AM |
Spinnaker | $50.00 | 1/25/2012 10:46:43 AM |
mindful-deal289 | $25.00 | 1/25/2012 4:29:16 PM |
bejfishing | $25.00 | 1/25/2012 12:37:46 PM |
friendinmoney | $25.00 | 1/25/2012 1:37:23 PM |
enriching-listing | $25.00 | 1/25/2012 3:45:09 PM |
20mule | $400.00 | 1/25/2012 4:04:04 PM |
122 Investments
|
Borrower Payment Dependent Notes Series
553055
This series of Notes was issued and sold upon the funding of the borrower loan #59657, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $344.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 22y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,395 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| rupee-confidant5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Flashy Shiloh
Purpose of loan:
This loan will be used to...consolidate bills & down pymt for new vehicle
My financial situation:
I am a good candidate for this loan because...I always pay back any loan and payments are 100% on time. Also 22+ years employment with current employer, Toshiba America Electronic Components, Inc = Excellent employment history
Monthly net income: $4,000
Monthly expenses: $2,500
Housing: $1,000
Insurance: $50.00
Car expenses: $100.00
Utilities: $150.00
Phone, cable, internet: $200.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $300.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/24/2012 9:11:50 AM |
jamiee73 | $25.00 | 1/24/2012 5:52:34 PM |
wildanne | $25.00 | 1/24/2012 6:02:37 PM |
enticing-note | $25.00 | 1/24/2012 6:54:30 PM |
Investor_DP | $100.00 | 1/25/2012 9:37:32 AM |
helpful-loan245 | $25.00 | 1/25/2012 11:41:16 PM |
the-brainy-power | $25.00 | 1/26/2012 12:22:52 PM |
john0720 | $50.00 | 1/26/2012 2:31:05 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:54 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:44 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:50 PM |
Tylerh | $250.00 | 1/26/2012 5:10:00 PM |
transparency-sapling | $25.00 | 1/26/2012 5:26:28 PM |
matt_2006 | $25.00 | 1/26/2012 5:32:41 PM |
toblerone | $25.00 | 1/26/2012 5:15:41 PM |
proper-agreement8 | $50.00 | 1/26/2012 5:41:46 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:24 PM |
Harry | $100.00 | 1/26/2012 5:37:18 PM |
Index_Plus | $8,800.00 | 1/26/2012 6:30:12 PM |
cash-delight1 | $50.00 | 1/24/2012 9:21:34 AM |
powerful-finance7 | $25.00 | 1/26/2012 4:33:39 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:54 PM |
Sid-K | $25.00 | 1/26/2012 5:13:51 PM |
hitsman | $50.00 | 1/26/2012 5:21:36 PM |
kevin314 | $25.00 | 1/26/2012 5:32:13 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:19 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
553071
This series of Notes was issued and sold upon the funding of the borrower loan #59729, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $306.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $64,974 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| MNFrostbite |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...consolidate debt.
My financial situation:
I am a good candidate for this loan because I have a high paying salary as well as perfect credit. I've never missed a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cebgop | $25.00 | 1/21/2012 12:10:39 PM |
Harry | $50.00 | 1/21/2012 12:22:08 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:56 PM |
logical-reward8 | $25.00 | 1/21/2012 12:35:05 PM |
Kyjamune | $25.00 | 1/21/2012 12:33:09 PM |
ericgassercom | $25.00 | 1/21/2012 12:20:42 PM |
meux99 | $25.00 | 1/21/2012 12:34:06 PM |
alpinaut | $30.00 | 1/22/2012 5:53:28 AM |
FlexFunding | $50.00 | 1/22/2012 11:30:40 AM |
downtownfarm | $25.00 | 1/22/2012 12:42:59 PM |
john0720 | $25.00 | 1/23/2012 11:03:36 AM |
Tylerh | $250.00 | 1/23/2012 9:27:24 AM |
indomitable-coin | $25.00 | 1/23/2012 9:34:34 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:08 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:37 PM |
janus_god | $25.00 | 1/24/2012 5:52:20 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:37 PM |
Darts | $50.00 | 1/25/2012 8:17:58 AM |
Leshan | $25.00 | 1/25/2012 8:35:57 AM |
Dollars4Rent | $50.00 | 1/25/2012 9:30:52 AM |
agreement-sycamore | $50.00 | 1/26/2012 7:10:39 PM |
LoanAngel | $25.00 | 1/26/2012 10:17:50 PM |
giftgold | $25.00 | 1/26/2012 7:26:47 PM |
suave-dollar | $25.00 | 1/27/2012 4:46:37 AM |
benjo | $50.00 | 1/27/2012 9:44:17 AM |
income-banjo | $25.00 | 1/27/2012 9:58:43 AM |
acarnegie | $25.00 | 1/27/2012 12:18:16 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:23 PM |
CoolPlexer | $50.00 | 1/21/2012 12:05:44 PM |
lendersf | $50.00 | 1/21/2012 12:17:07 PM |
MarketInvestor | $25.00 | 1/21/2012 12:16:18 PM |
the-sunny-loot | $25.00 | 1/21/2012 12:56:04 PM |
kevin314 | $25.00 | 1/21/2012 12:19:09 PM |
a- | $25.00 | 1/21/2012 12:46:57 PM |
hitsman | $50.00 | 1/21/2012 12:51:31 PM |
Sevron | $100.00 | 1/21/2012 6:09:38 PM |
sing4ding | $100.00 | 1/22/2012 1:01:06 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:27 AM |
enriching-dollar1 | $100.00 | 1/22/2012 12:27:24 PM |
Weaverville | $50.00 | 1/23/2012 9:21:21 AM |
AFairDeal | $25.00 | 1/23/2012 9:43:46 AM |
mar97 | $25.00 | 1/23/2012 3:22:48 PM |
Ripsaw4U | $30.00 | 1/24/2012 9:43:46 AM |
blue-useful-auction | $25.00 | 1/24/2012 12:42:28 PM |
value-travels | $25.00 | 1/24/2012 2:30:50 PM |
the-bright-velocity | $25.00 | 1/24/2012 5:48:26 PM |
enticing-note | $25.00 | 1/24/2012 6:54:07 PM |
blot44 | $25.00 | 1/25/2012 6:11:33 AM |
murren | $25.00 | 1/25/2012 8:05:56 AM |
kirat15 | $50.00 | 1/25/2012 8:45:11 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:50 PM |
a-transaction-flute | $25.00 | 1/26/2012 5:05:15 PM |
Sid-K | $25.00 | 1/26/2012 5:13:41 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:29 PM |
wealthstar | $25.00 | 1/27/2012 9:09:13 AM |
Sneezie | $100.00 | 1/27/2012 9:55:15 AM |
soldadoz | $25.00 | 1/27/2012 9:55:28 AM |
repayment-launcher | $25.00 | 1/27/2012 9:36:23 AM |
halothane_logic | $50.00 | 1/27/2012 11:08:49 AM |
romanfish | $92.00 | 1/27/2012 12:02:50 PM |
CJay | $25.00 | 1/27/2012 10:59:47 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:20 AM |
Index_Plus | $7,297.99 | 1/27/2012 2:56:37 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
553073
This series of Notes was issued and sold upon the funding of the borrower loan #59659, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1990 |
Debt/Income ratio:
| 32% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,471 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| paladin0 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/22/2012 12:21:55 PM |
a- | $25.00 | 1/22/2012 12:13:38 PM |
HeroSupport | $40.00 | 1/22/2012 12:03:32 PM |
creditjunky | $125.00 | 1/22/2012 3:38:03 PM |
cash-delight1 | $50.00 | 1/22/2012 12:25:45 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:33 PM |
rdrloan | $50.00 | 1/23/2012 8:09:28 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:51 AM |
JustMee | $25.00 | 1/23/2012 12:36:41 PM |
sturdy-fairness0 | $50.00 | 1/23/2012 9:34:28 AM |
the-sunny-loot | $25.00 | 1/23/2012 5:27:38 PM |
GreenLender11 | $100.00 | 1/23/2012 4:13:19 PM |
LendingHelper | $223.45 | 1/24/2012 8:24:04 AM |
jeg3k | $50.00 | 1/24/2012 10:24:01 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:10 AM |
samseth | $50.00 | 1/24/2012 12:38:20 PM |
reflective-rupee | $25.00 | 1/24/2012 12:55:01 PM |
value-travels | $25.00 | 1/24/2012 2:30:51 PM |
cybercop45 | $25.00 | 1/24/2012 5:32:39 PM |
wise-deal-panda | $100.00 | 1/24/2012 5:43:14 PM |
jescowa | $50.00 | 1/24/2012 6:46:27 PM |
rockfx77 | $50.00 | 1/24/2012 6:42:02 PM |
kind-important-liberty9 | $25.00 | 1/24/2012 11:50:10 PM |
organized-payment6 | $50.00 | 1/25/2012 5:54:07 AM |
djh47a | $25.00 | 1/25/2012 7:32:48 AM |
promise2 | $25.00 | 1/25/2012 8:07:10 AM |
dollar-sonnet3 | $25.00 | 1/25/2012 9:20:53 AM |
oskizzle | $25.00 | 1/25/2012 9:03:29 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:35 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:45 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:52 AM |
worth-philosopher9 | $50.00 | 1/25/2012 9:57:39 AM |
TGGGGGGGGGGGGGGG | $100.00 | 1/25/2012 9:58:41 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:21 AM |
sensible-interest2 | $85.28 | 1/25/2012 7:01:03 PM |
Urbangrampa | $25.00 | 1/25/2012 8:58:10 PM |
KaChingInvestments | $25.00 | 1/25/2012 6:00:33 PM |
JoePaNation | $50.00 | 1/25/2012 7:02:27 PM |
thankful-nickel2 | $25.00 | 1/25/2012 7:18:49 PM |
oldman68 | $25.00 | 1/26/2012 6:29:00 AM |
favorite-commerce | $40.00 | 1/25/2012 8:48:23 PM |
S2M | $36.00 | 1/25/2012 8:53:31 PM |
The-CAPS-fan | $50.00 | 1/26/2012 7:55:00 AM |
QsDad | $25.00 | 1/25/2012 11:04:08 PM |
well-mannered-income3 | $40.00 | 1/26/2012 5:12:44 AM |
scoobiedoo | $25.00 | 1/26/2012 5:38:57 AM |
Tahoeman | $25.00 | 1/26/2012 7:56:03 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:14 AM |
SFBank | $50.00 | 1/26/2012 10:11:43 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:39 AM |
icanhasloanz | $50.00 | 1/26/2012 10:09:35 AM |
Investor_DP | $100.00 | 1/22/2012 12:33:29 PM |
impressive-justice6 | $50.00 | 1/22/2012 12:38:49 PM |
janeybooboo | $50.00 | 1/22/2012 12:34:03 PM |
wonder3 | $30.00 | 1/22/2012 7:51:52 PM |
patriot897 | $25.00 | 1/23/2012 9:56:00 AM |
john0720 | $50.00 | 1/24/2012 7:03:15 AM |
buffalobills | $25.00 | 1/24/2012 7:37:14 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:22 AM |
prudent-payout462 | $25.00 | 1/24/2012 9:54:50 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 1:40:53 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:35 PM |
terrific-dough6 | $75.00 | 1/24/2012 5:39:48 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:38 PM |
enticing-note | $25.00 | 1/24/2012 6:54:10 PM |
kevin314 | $40.00 | 1/24/2012 8:17:32 PM |
social-zebra | $30.00 | 1/25/2012 8:58:22 AM |
klend4 | $25.00 | 1/25/2012 6:38:18 AM |
the-deal-socrates | $25.00 | 1/25/2012 9:09:07 AM |
GCInvestments | $25.00 | 1/25/2012 9:30:47 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:30 AM |
Cliffie83 | $25.00 | 1/25/2012 10:05:40 AM |
orearella3 | $25.00 | 1/25/2012 10:08:40 AM |
WLenders | $25.00 | 1/25/2012 10:28:10 AM |
scarlet-velvet | $25.08 | 1/25/2012 4:42:22 PM |
Moneypenny6 | $25.00 | 1/25/2012 11:31:32 AM |
magical-durability9 | $25.00 | 1/25/2012 1:11:44 PM |
contract-victor5 | $30.00 | 1/25/2012 3:48:10 PM |
SkinnyFish | $50.00 | 1/26/2012 9:19:33 AM |
GElender | $40.00 | 1/26/2012 5:42:55 AM |
doc1 | $100.00 | 1/26/2012 5:56:02 AM |
OoM | $25.00 | 1/26/2012 10:09:12 AM |
orange-preeminant-bill | $25.00 | 1/26/2012 10:10:47 AM |
iem2509 | $35.00 | 1/26/2012 10:12:35 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:24 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:27 AM |
bazaar-festivity | $25.00 | 1/26/2012 10:11:33 AM |
selector568 | $255.19 | 1/26/2012 10:13:03 AM |
88 Investments
|
Borrower Payment Dependent Notes Series
553091
This series of Notes was issued and sold upon the funding of the borrower loan #59832, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $232.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-1988 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 9y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,631 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| decisive-note9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...finance a business I am interested in getting into. I thought long and hard about applying for a loan, but I believe that it is my best avenue in getting my desired results.
My financial situation:
I am a good candidate for this loan because...I pay my bills on time and most of the time I pay more then the minimum amount due. I have been employed at my job for almost 10 years now and I don't have a lot of bills because I am single with no dependents.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $100.00 | 1/23/2012 5:08:23 PM |
JustMee | $25.00 | 1/23/2012 12:33:10 PM |
Kessler | $25.00 | 1/24/2012 8:35:53 AM |
enticing-note | $25.00 | 1/24/2012 6:54:18 PM |
kirat15 | $50.00 | 1/25/2012 8:49:16 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:39 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:39 PM |
superb-funds335 | $25.00 | 1/26/2012 5:12:18 PM |
Index_Plus | $8,496.99 | 1/26/2012 6:35:53 PM |
a- | $25.00 | 1/23/2012 5:09:29 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:35 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:23 PM |
mar97 | $25.00 | 1/23/2012 3:22:53 PM |
prudent-payout462 | $25.00 | 1/23/2012 7:16:18 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:03 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:32 PM |
Harry | $50.00 | 1/23/2012 5:28:23 PM |
creditjunky | $125.00 | 1/23/2012 6:36:51 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:41 PM |
yield-quest | $100.00 | 1/26/2012 12:24:19 PM |
Interloper | $25.00 | 1/26/2012 3:16:14 PM |
Tylerh | $250.00 | 1/26/2012 5:09:58 PM |
Weaverville | $25.00 | 1/26/2012 4:19:30 PM |
Sid-K | $25.00 | 1/26/2012 5:13:45 PM |
goldsun | $25.00 | 1/26/2012 5:09:04 PM |
kevin314 | $25.00 | 1/26/2012 5:32:12 PM |
enriching-dollar1 | $53.00 | 1/26/2012 5:32:39 PM |
worth-web5 | $50.00 | 1/26/2012 5:36:29 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:21 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:26 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
553097
This series of Notes was issued and sold upon the funding of the borrower loan #59601, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Landscaping |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,483 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| p2p-system |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Buying equipment.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/21/2012 12:35:42 PM |
sturdy-fairness0 | $50.00 | 1/22/2012 12:22:41 PM |
the-sunny-loot | $25.00 | 1/23/2012 9:27:19 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:50 AM |
autonomous-basis | $50.00 | 1/23/2012 5:30:24 PM |
houli123 | $50.00 | 1/24/2012 9:14:36 AM |
brightest-gain-investor | $2,000.00 | 1/24/2012 1:50:32 PM |
dinero-launcher | $25.00 | 1/24/2012 1:54:35 PM |
worth-web5 | $50.00 | 1/24/2012 5:20:22 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:34 PM |
enriching-dollar1 | $100.00 | 1/24/2012 5:58:52 PM |
newest-power-banker | $50.29 | 1/24/2012 7:11:37 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:37 PM |
enticing-note | $25.00 | 1/24/2012 6:54:07 PM |
blue-courageous-justice | $25.00 | 1/25/2012 4:50:53 AM |
kevin314 | $40.00 | 1/24/2012 8:17:31 PM |
blue-durability-birdie | $100.00 | 1/24/2012 8:48:58 PM |
dime-vista2 | $25.00 | 1/25/2012 8:26:55 AM |
GCInvestments | $25.00 | 1/25/2012 9:30:47 AM |
hitsman | $50.00 | 1/25/2012 10:04:38 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:20 AM |
investment-comet | $25.00 | 1/25/2012 11:14:32 AM |
spiker77 | $50.00 | 1/25/2012 1:25:34 PM |
Investor_DP | $100.00 | 1/21/2012 12:31:53 PM |
rupee-equation2 | $25.00 | 1/21/2012 12:43:04 PM |
magical-durability9 | $25.00 | 1/21/2012 7:14:40 PM |
orange-impartial-asset | $100.00 | 1/22/2012 10:23:04 AM |
Interloper | $25.00 | 1/22/2012 10:41:47 AM |
john0720 | $50.00 | 1/24/2012 7:03:45 AM |
loyalty-czar | $30.00 | 1/24/2012 4:37:10 PM |
ddog0224 | $100.00 | 1/24/2012 12:52:56 PM |
reinforced-gain7 | $72.37 | 1/24/2012 1:31:20 PM |
triguy | $685.84 | 1/24/2012 1:49:05 PM |
value-travels | $25.00 | 1/24/2012 2:30:50 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:57:25 PM |
treasure-hunter270 | $25.00 | 1/24/2012 6:16:47 PM |
thrifty-balance8 | $25.00 | 1/24/2012 6:30:19 PM |
organized-payment6 | $50.00 | 1/25/2012 5:54:06 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:43 AM |
Index_Plus | $8,721.50 | 1/25/2012 5:25:39 PM |
AEH_Now | $25.00 | 1/25/2012 2:44:32 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
553109
This series of Notes was issued and sold upon the funding of the borrower loan #59552, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $367.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 9% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 7y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,356 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-delectable-loan |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cebgop | $25.00 | 1/21/2012 12:10:39 PM |
kevin314 | $25.00 | 1/21/2012 12:19:09 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:56 PM |
lendersf | $50.00 | 1/21/2012 12:17:07 PM |
sing4ding | $100.00 | 1/22/2012 1:01:48 AM |
alpinaut | $30.00 | 1/22/2012 5:53:53 AM |
Sevron | $100.00 | 1/21/2012 6:09:38 PM |
FlexFunding | $76.59 | 1/22/2012 11:28:49 AM |
downtownfarm | $25.00 | 1/23/2012 9:12:39 AM |
enriching-dollar1 | $100.00 | 1/23/2012 9:22:20 AM |
Weaverville | $50.00 | 1/23/2012 9:21:21 AM |
mar97 | $25.00 | 1/23/2012 3:22:49 PM |
blot44 | $25.00 | 1/23/2012 4:14:39 PM |
indomitable-coin | $25.00 | 1/23/2012 5:23:42 PM |
Timchenko_LLC | $25.00 | 1/24/2012 9:25:32 AM |
janus_god | $25.00 | 1/24/2012 9:43:21 AM |
nickel-burger | $50.00 | 1/24/2012 3:30:47 PM |
value-travels | $25.00 | 1/24/2012 2:30:51 PM |
BxRealtor | $25.00 | 1/24/2012 5:34:39 PM |
the-bright-velocity | $25.00 | 1/24/2012 5:48:26 PM |
Darts | $50.00 | 1/25/2012 8:17:58 AM |
encore06 | $25.00 | 1/25/2012 9:05:50 AM |
Syzygy | $25.00 | 1/25/2012 9:17:51 AM |
Aaron_Oz | $25.00 | 1/25/2012 9:47:53 AM |
SBT | $36.00 | 1/25/2012 9:35:15 AM |
first-favorite-bonus9 | $25.00 | 1/25/2012 10:09:39 AM |
think-become | $25.00 | 1/25/2012 3:17:41 PM |
Index_Plus | $8,231.40 | 1/25/2012 5:25:26 PM |
meux99 | $25.00 | 1/21/2012 12:34:06 PM |
Harry | $50.00 | 1/21/2012 12:22:08 PM |
a- | $25.00 | 1/21/2012 12:46:57 PM |
MarketInvestor | $25.00 | 1/21/2012 12:16:19 PM |
sflawya | $25.00 | 1/21/2012 12:24:11 PM |
Kyjamune | $25.00 | 1/21/2012 12:33:09 PM |
logical-reward8 | $25.00 | 1/21/2012 12:35:05 PM |
hitsman | $50.00 | 1/21/2012 12:51:32 PM |
the-sunny-loot | $25.00 | 1/21/2012 12:56:04 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:27 AM |
SCD | $25.00 | 1/22/2012 7:16:43 PM |
leodaguy | $100.00 | 1/23/2012 5:25:40 PM |
AFairDeal | $25.00 | 1/23/2012 5:30:54 PM |
Tylerh | $250.00 | 1/23/2012 5:35:07 PM |
AmericanCredit | $50.00 | 1/24/2012 9:16:15 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:01 AM |
Dollars4Rent | $50.00 | 1/24/2012 9:24:01 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:08 AM |
Ripsaw4U | $50.00 | 1/24/2012 9:43:47 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:47 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:34 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:38 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:37 PM |
enticing-note | $25.00 | 1/24/2012 6:54:07 PM |
loyalty-circuitry | $100.00 | 1/24/2012 7:01:29 PM |
availableloan | $25.00 | 1/24/2012 8:44:41 PM |
murren | $25.00 | 1/25/2012 8:05:57 AM |
kirat15 | $50.00 | 1/25/2012 8:45:12 AM |
j2ee | $25.00 | 1/25/2012 9:07:03 AM |
kenji4861 | $25.00 | 1/25/2012 9:30:05 AM |
holstj | $25.00 | 1/25/2012 9:16:50 AM |
notabanker | $51.00 | 1/25/2012 9:47:56 AM |
soldadoz | $25.00 | 1/25/2012 1:33:29 PM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:29 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:46 PM |
gentle-gain235 | $25.00 | 1/25/2012 10:52:35 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:30 AM |
generosity-giraffe0 | $25.00 | 1/25/2012 12:55:37 PM |
Jarod213 | $25.00 | 1/25/2012 1:56:18 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
553111
This series of Notes was issued and sold upon the funding of the borrower loan #59504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $254.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,167 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generator358 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2011)
|
Principal balance:
| $7,880.86 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
lower APR %
Purpose of loan:
This loan will be used to...pay off my previous prosper loan so as to get a lower interest rate and lower my payment. my plan is to keep paying the same amount and pay off my loan even sooner than the 3 yrs.
My financial situation: my job secure and i make good money, i am a home owner that is not upside down and even after paying all my monthly bills i still have money to put into savings..
I am a good candidate for this loan because...my credit is good.. i am always on time with my bills.. yes i do have some debt but i am making good strides in paying it off.. my goal is to be debt free within 3 yrs
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
superb-funds335 | $25.00 | 1/21/2012 12:07:51 PM |
Beechturner | $50.00 | 1/21/2012 12:14:52 PM |
kenji4861 | $25.00 | 1/21/2012 12:18:26 PM |
penny-finder | $68.71 | 1/21/2012 12:23:43 PM |
sturdy-fairness0 | $100.00 | 1/21/2012 12:12:21 PM |
vinayski | $25.00 | 1/21/2012 12:19:51 PM |
ptjg | $100.00 | 1/21/2012 12:45:12 PM |
hitsman | $50.00 | 1/21/2012 12:51:32 PM |
trade-burrito4 | $35.00 | 1/21/2012 12:52:33 PM |
cash-delight1 | $50.00 | 1/21/2012 12:35:42 PM |
edaguy | $75.00 | 1/21/2012 12:25:11 PM |
market-trooper3 | $30.00 | 1/21/2012 12:32:41 PM |
the-sunny-loot | $25.00 | 1/21/2012 12:56:04 PM |
penny-plato | $25.00 | 1/21/2012 1:20:09 PM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:46 AM |
gentle-gain235 | $50.00 | 1/21/2012 1:59:34 PM |
JTHarris | $25.00 | 1/22/2012 10:57:45 AM |
Lo0se_mo0se | $25.00 | 1/21/2012 10:35:01 PM |
orange-impartial-asset | $100.00 | 1/22/2012 11:22:28 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:28 AM |
Asgardian | $25.00 | 1/22/2012 1:17:10 PM |
lenderRXT | $100.00 | 1/22/2012 7:22:14 PM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:20:29 AM |
patriot897 | $25.00 | 1/23/2012 9:56:00 AM |
mar97 | $25.00 | 1/23/2012 3:22:49 PM |
phenomenal-gain5 | $25.00 | 1/23/2012 7:45:05 PM |
BlessedEveryDay | $35.00 | 1/24/2012 6:46:00 AM |
prudent-payout462 | $50.00 | 1/23/2012 7:14:11 PM |
blot44 | $25.00 | 1/24/2012 4:08:05 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:09 AM |
brightest-joyful-hope | $25.00 | 1/24/2012 10:42:58 AM |
JimmyJimJim_SanDiego | $50.00 | 1/24/2012 9:48:10 AM |
friendinmoney | $25.00 | 1/24/2012 9:51:49 AM |
genius520 | $50.00 | 1/24/2012 9:56:08 AM |
jeg3k | $50.00 | 1/24/2012 10:24:01 AM |
orearella3 | $25.00 | 1/24/2012 5:32:38 PM |
fcrick | $25.00 | 1/24/2012 5:47:13 PM |
oxnard | $50.00 | 1/24/2012 6:07:25 PM |
enticing-note | $25.00 | 1/24/2012 6:54:08 PM |
kevin314 | $40.00 | 1/24/2012 8:17:31 PM |
availableloan | $25.00 | 1/24/2012 8:44:41 PM |
cerebral-dollar773 | $50.00 | 1/25/2012 7:27:15 AM |
romario | $25.00 | 1/25/2012 2:45:35 AM |
Zeenos | $47.10 | 1/25/2012 7:52:27 AM |
the-deal-socrates | $50.00 | 1/25/2012 9:09:06 AM |
fantastic-openness | $100.00 | 1/25/2012 8:46:24 AM |
ethicalhumanist | $100.00 | 1/25/2012 8:41:08 AM |
ImaPutz | $25.00 | 1/25/2012 8:44:48 AM |
kirat15 | $50.00 | 1/25/2012 8:49:14 AM |
cordial-bonus | $25.00 | 1/25/2012 9:06:49 AM |
RgPro | $25.00 | 1/25/2012 9:14:17 AM |
GreenLender11 | $100.00 | 1/25/2012 9:21:23 AM |
ericgassercom | $25.00 | 1/25/2012 10:03:24 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:25 AM |
WLenders | $25.00 | 1/25/2012 10:22:32 AM |
active-capital13 | $25.00 | 1/25/2012 10:37:43 AM |
market-maximizer472 | $100.00 | 1/25/2012 3:06:07 PM |
justinology | $50.00 | 1/25/2012 4:09:04 PM |
themoneydoctor | $230.22 | 1/25/2012 4:30:47 PM |
green-trade-dolphin2 | $38.47 | 1/21/2012 12:02:19 PM |
GElender | $40.00 | 1/21/2012 12:31:02 PM |
rupee-equation2 | $25.00 | 1/21/2012 12:43:05 PM |
a- | $25.00 | 1/21/2012 12:46:58 PM |
A4 | $25.00 | 1/21/2012 12:29:49 PM |
Harry | $50.00 | 1/21/2012 12:22:09 PM |
bannybucks | $25.00 | 1/21/2012 1:57:16 PM |
riversmoke | $25.00 | 1/21/2012 12:33:12 PM |
creditjunky | $125.00 | 1/21/2012 12:51:25 PM |
USMC0311 | $25.00 | 1/21/2012 8:26:01 PM |
AFairDeal | $25.00 | 1/22/2012 12:06:20 PM |
Short_Stack | $25.00 | 1/22/2012 10:19:23 AM |
enriching-dollar1 | $100.00 | 1/22/2012 12:27:24 PM |
proper-agreement8 | $50.00 | 1/22/2012 3:27:03 PM |
selector568 | $300.00 | 1/23/2012 9:12:01 AM |
SCD | $25.00 | 1/22/2012 7:16:00 PM |
Ripsaw4U | $50.00 | 1/23/2012 9:38:27 AM |
downtownfarm | $25.00 | 1/23/2012 9:12:39 AM |
abundance923 | $25.00 | 1/23/2012 4:15:48 PM |
john0720 | $25.00 | 1/23/2012 11:03:36 AM |
Winged_Inspirations | $50.00 | 1/23/2012 4:49:49 PM |
Builder60 | $27.00 | 1/23/2012 6:43:18 PM |
420limo | $30.00 | 1/23/2012 11:12:00 PM |
squarebob | $25.00 | 1/24/2012 9:19:42 AM |
wealth-multiplier | $25.00 | 1/24/2012 7:02:18 AM |
Leshan | $50.00 | 1/24/2012 8:33:43 AM |
value-travels | $25.00 | 1/24/2012 2:30:51 PM |
WSTRDG | $25.00 | 1/24/2012 2:33:22 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:35 PM |
Land_on_your_feet | $25.00 | 1/24/2012 3:28:05 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:38 PM |
PaulW | $25.00 | 1/24/2012 4:10:19 PM |
elephantparty | $28.00 | 1/24/2012 5:11:34 PM |
resolute-payment | $25.00 | 1/24/2012 5:37:25 PM |
secureincome | $903.00 | 1/24/2012 5:38:35 PM |
sappy02 | $50.00 | 1/24/2012 5:42:31 PM |
zone6 | $100.00 | 1/24/2012 5:47:01 PM |
damage | $25.00 | 1/24/2012 6:01:32 PM |
doopers | $25.00 | 1/25/2012 5:57:02 AM |
pooldar | $25.00 | 1/24/2012 11:42:54 PM |
rate-negotiator | $25.00 | 1/25/2012 7:16:17 AM |
optionscashflow | $25.00 | 1/24/2012 11:13:43 PM |
gold-fluffy-bunny4 | $35.00 | 1/25/2012 4:37:48 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:07 AM |
sgt-schultz | $25.00 | 1/25/2012 6:22:22 AM |
djh47a | $25.00 | 1/25/2012 7:32:47 AM |
promise2 | $25.00 | 1/25/2012 8:03:08 AM |
Elefunt | $25.00 | 1/25/2012 9:10:56 AM |
miket71 | $30.00 | 1/25/2012 9:25:21 AM |
Pebbles-Lending | $25.00 | 1/25/2012 9:38:02 AM |
iem2509 | $35.00 | 1/25/2012 9:39:07 AM |
indomitable-coin | $25.00 | 1/25/2012 9:51:19 AM |
Hillbilly_Banker | $25.00 | 1/25/2012 10:31:57 AM |
yield-hut | $26.69 | 1/25/2012 1:28:34 PM |
enriching-listing | $27.81 | 1/25/2012 3:41:06 PM |
Lie-On-Lion | $200.00 | 1/25/2012 3:30:53 PM |
WeshaTheLeopard | $31.00 | 1/25/2012 3:39:07 PM |
helping-out | $120.00 | 1/25/2012 3:50:19 PM |
Index_Plus | $791.98 | 1/25/2012 5:08:34 PM |
118 Investments
|
Borrower Payment Dependent Notes Series
553133
This series of Notes was issued and sold upon the funding of the borrower loan #59466, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 59 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,252 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| DAWGS51 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 20 ( 83% )
| 620-639 (Latest)
|
Principal borrowed:
| $40,000.00 | < 31 days late:
| 3
( 13% )
| 720-739
(Feb-2011)
720-739
(May-2008)
|
Principal balance:
| $11,390.67 |
31+ days late:
| 1
( 4% )
|
Total payments billed:
| 24 | | |
Description
Short Term Consulting Working Capit
Purpose of loan:
This loan will be used to finance continued consulting work pending accounts receviables
My financial situation:
I am a good candidate for this loan because I have a very good track record of meeting my debt obligations as evidenced by my current Prosper Loan
Monthly net income: $15000
Monthly expenses: $10,550
Housing: $2500
Insurance: $700
Car expenses: $1100
Utilities: $550
Phone, cable, internet: $400
Food, entertainment: $1000
Clothing, household expenses: $300
Credit cards and other loans: $2000
Other expenses: $2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/21/2012 12:14:10 PM |
lendstats_com | $200.00 | 1/23/2012 9:05:59 AM |
credit-missile | $125.00 | 1/21/2012 12:02:20 PM |
Tylerh | $250.00 | 1/21/2012 12:07:48 PM |
new-intuitive-dime | $25.00 | 1/21/2012 12:24:02 PM |
profit-powerplant | $25.00 | 1/21/2012 12:28:11 PM |
sjc224 | $25.00 | 1/21/2012 12:31:56 PM |
Dubbs360 | $100.00 | 1/21/2012 12:18:19 PM |
principal-cooker2 | $100.00 | 1/21/2012 12:48:20 PM |
nimble-revenue5 | $50.00 | 1/21/2012 12:13:36 PM |
kind-efficient-credit | $50.00 | 1/21/2012 12:15:47 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:56 PM |
money-baron-Roth401k | $50.00 | 1/21/2012 12:32:30 PM |
richboy56 | $25.00 | 1/21/2012 12:24:09 PM |
bold-marketplace-awakening | $81.00 | 1/21/2012 12:39:00 PM |
worthy-bid8 | $50.00 | 1/21/2012 12:41:34 PM |
high_flyer | $100.00 | 1/21/2012 3:21:02 PM |
nex | $25.00 | 1/21/2012 12:43:28 PM |
Frover | $25.00 | 1/21/2012 3:51:23 PM |
knee_caps | $30.00 | 1/21/2012 4:33:05 PM |
cash-delight1 | $50.00 | 1/21/2012 12:35:42 PM |
irrelevant | $50.00 | 1/21/2012 6:01:48 PM |
jiggaman7 | $50.00 | 1/21/2012 12:52:09 PM |
2grindstones | $25.00 | 1/21/2012 3:58:25 PM |
SimpleChoice | $25.00 | 1/22/2012 7:20:03 AM |
FinanceEngine | $28.53 | 1/22/2012 8:02:42 AM |
gotjack | $25.00 | 1/22/2012 6:32:35 AM |
kulender | $50.00 | 1/22/2012 9:41:11 AM |
duty-explosion9 | $25.00 | 1/22/2012 1:06:54 PM |
MAYBROOK | $35.00 | 1/22/2012 12:18:01 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:52 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:27 PM |
reflective-rupee | $25.00 | 1/22/2012 12:35:01 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:39 PM |
desertoasis | $25.00 | 1/22/2012 7:50:25 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:52 PM |
market-aspen9 | $25.00 | 1/23/2012 7:08:54 AM |
dollar-sonnet3 | $25.00 | 1/22/2012 3:06:11 PM |
amlu1988 | $25.00 | 1/22/2012 4:09:41 PM |
matthewa | $25.00 | 1/22/2012 4:35:38 PM |
aldeed | $100.00 | 1/23/2012 9:02:00 AM |
powerplant62 | $25.00 | 1/22/2012 7:34:10 PM |
rvfbroker | $25.00 | 1/23/2012 9:38:07 AM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:15:12 AM |
melodious-openness | $2,363.45 | 1/23/2012 10:46:47 AM |
first-pragmatic-power | $25.00 | 1/23/2012 9:14:10 AM |
rogue_monster | $50.00 | 1/23/2012 9:16:14 AM |
Mariner3605 | $25.00 | 1/23/2012 9:40:23 AM |
booOST | $25.00 | 1/23/2012 10:04:23 AM |
loanman2007 | $25.00 | 1/21/2012 12:04:48 PM |
AndChicksforFree | $25.00 | 1/21/2012 12:24:19 PM |
Moe87 | $25.00 | 1/21/2012 12:04:09 PM |
Mikale360 | $100.00 | 1/21/2012 12:36:57 PM |
113121 | $25.00 | 1/21/2012 5:18:44 PM |
the-discrete-income | $25.00 | 1/22/2012 2:17:55 PM |
handy-justice | $100.00 | 1/21/2012 12:02:58 PM |
affluence-generator2 | $100.00 | 1/21/2012 12:04:13 PM |
diplomatic-wealth7 | $25.00 | 1/21/2012 12:11:52 PM |
mercuriant | $25.00 | 1/21/2012 12:12:16 PM |
consummate-loyalty1 | $31.00 | 1/21/2012 12:17:12 PM |
WilliamLeeSims | $25.00 | 1/21/2012 12:05:20 PM |
productive-note2 | $100.00 | 1/21/2012 12:07:12 PM |
careful-vigilance4 | $25.00 | 1/21/2012 12:26:16 PM |
newfoundation | $25.00 | 1/21/2012 12:30:01 PM |
Zoramite | $25.00 | 1/21/2012 12:35:02 PM |
economy-coup | $50.00 | 1/21/2012 12:23:26 PM |
Kash2010lu | $50.00 | 1/21/2012 12:40:13 PM |
red-power-pecan | $50.00 | 1/21/2012 12:40:34 PM |
Bob450 | $25.00 | 1/21/2012 12:43:24 PM |
janeybooboo | $106.89 | 1/21/2012 3:44:33 PM |
DiligentiaLLC | $75.00 | 1/21/2012 4:29:09 PM |
hitsman | $50.00 | 1/21/2012 12:51:32 PM |
myutmost | $30.00 | 1/21/2012 12:52:18 PM |
billyga | $25.00 | 1/21/2012 12:54:24 PM |
orange-preeminant-bill | $25.00 | 1/21/2012 12:39:24 PM |
Jack55304 | $200.00 | 1/21/2012 12:54:34 PM |
chameleon125 | $50.00 | 1/21/2012 6:59:13 PM |
thankful-nickel2 | $25.00 | 1/21/2012 1:43:36 PM |
TrekTune | $25.00 | 1/21/2012 12:45:58 PM |
hillerod | $25.21 | 1/21/2012 3:14:35 PM |
GCInvestments | $25.00 | 1/21/2012 11:06:58 PM |
papaloha | $100.00 | 1/21/2012 1:25:32 PM |
zeeexsixare | $200.00 | 1/22/2012 5:59:33 AM |
amusement4 | $100.00 | 1/21/2012 10:11:35 PM |
nickel-demon2 | $30.00 | 1/21/2012 7:38:58 PM |
yf99yz | $25.00 | 1/21/2012 10:52:38 PM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:47 AM |
Slend49 | $25.00 | 1/22/2012 12:17:32 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:53 PM |
proud-pound4 | $25.00 | 1/22/2012 12:17:30 PM |
life-is-great | $25.00 | 1/22/2012 12:25:22 PM |
sensible-fund | $25.00 | 1/22/2012 5:58:44 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:55 PM |
commerce-renewal | $25.00 | 1/22/2012 9:18:06 PM |
contract-student2 | $31.90 | 1/22/2012 4:53:05 PM |
glroark | $50.00 | 1/23/2012 9:04:49 AM |
setUup | $27.01 | 1/22/2012 6:42:13 PM |
fjacome77 | $25.00 | 1/22/2012 9:57:47 PM |
euro-speaker8 | $25.00 | 1/23/2012 9:16:10 AM |
burrito6 | $50.00 | 1/23/2012 9:18:00 AM |
the-magnetic-transaction | $50.00 | 1/23/2012 9:19:50 AM |
orearella3 | $25.00 | 1/23/2012 9:37:30 AM |
treasure-hunter270 | $50.00 | 1/23/2012 10:20:15 AM |
melodious-openness | $300.00 | 1/23/2012 10:41:15 AM |
104 Investments
|
Borrower Payment Dependent Notes Series
553153
This series of Notes was issued and sold upon the funding of the borrower loan #59836, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 0m |
Amount delinquent:
| $54,550 |
Total credit lines:
| 56 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,625 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 58 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| artist30 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
secret
Purpose of loan:
This loan will be used to pay off smaller credit cards,go on mini vacation and catch up on expenses.
My financial situation:
I am a good candidate for this loan because i am a responsible person and I will pay back the loan on time and in full.
Monthly net income: $2100
Monthly expenses: $400
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $215
Phone, cable, internet: $130
Food, entertainment: $100
Clothing, household expenses: $140
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/22/2012 12:02:23 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553177
This series of Notes was issued and sold upon the funding of the borrower loan #59662, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $290.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1975 |
Debt/Income ratio:
| 5% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,192 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| pay-it-down-dc |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Rid of High Interest Debt
Purpose of loan:
This loan will be used to consolidate high interest credit from two credit cards and pay it down in three years or less.
My financial situation:
I am a good candidate for this loan because I am serious about paying down high interest credit card debt and I have a secure job that pays well.
My wife and I used credit cards to help pay for our wedding in November of 2010. I also have a line of credit attached to my checking account that I want to pay down and close. I am using Mint.com to set up a strict budget and a three year debt elimination plan. Before I used the tools on Mint, I didn't realize how much I could save over time by eliminating high interest debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
JustMee | $25.00 | 1/23/2012 12:32:34 PM |
Harry | $50.00 | 1/23/2012 5:28:23 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:45 PM |
sturdy-fairness0 | $100.00 | 1/24/2012 5:13:31 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:42 PM |
proper-agreement8 | $50.00 | 1/24/2012 5:56:58 PM |
enticing-note | $25.00 | 1/24/2012 6:54:19 PM |
pound-balancer | $50.00 | 1/25/2012 7:26:49 AM |
Zeenos | $50.00 | 1/25/2012 7:49:07 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:40 PM |
Sid-K | $25.00 | 1/26/2012 5:13:46 PM |
giftgold | $25.00 | 1/26/2012 7:32:48 PM |
moneytolend72 | $25.00 | 1/27/2012 11:55:31 AM |
chorus731 | $50.00 | 1/27/2012 1:04:07 PM |
Sneezie | $100.00 | 1/27/2012 5:09:06 PM |
Retiree | $25.00 | 1/27/2012 4:27:39 PM |
ericgassercom | $25.00 | 1/27/2012 5:44:52 PM |
balanced-agreement0 | $50.00 | 1/27/2012 5:36:31 PM |
bomdel | $25.00 | 1/23/2012 5:07:03 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:03 PM |
kenji4861 | $25.00 | 1/24/2012 9:37:54 AM |
kirat15 | $50.00 | 1/25/2012 8:49:16 AM |
john0720 | $50.00 | 1/25/2012 4:08:17 PM |
Ocean713 | $75.00 | 1/26/2012 3:11:15 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:22 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:35 AM |
TomDalonajay | $25.00 | 1/27/2012 9:14:34 AM |
the-swashbuckler | $25.00 | 1/27/2012 8:16:40 AM |
patriot897 | $25.00 | 1/27/2012 11:33:37 AM |
compassionate-asset8 | $33.51 | 1/27/2012 11:26:29 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:29 AM |
acarnegie | $25.00 | 1/27/2012 12:18:21 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:27 PM |
the-sunny-loot | $25.00 | 1/27/2012 5:17:20 PM |
Dubbs360 | $25.00 | 1/27/2012 5:09:13 PM |
kevin314 | $25.00 | 1/27/2012 5:25:54 PM |
micro-lender0 | $25.00 | 1/27/2012 5:39:05 PM |
RG | $30.00 | 1/27/2012 5:43:58 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:23 PM |
Index_Plus | $7,386.48 | 1/27/2012 6:06:48 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
553197
This series of Notes was issued and sold upon the funding of the borrower loan #59868, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1992 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
4 | Length of status: | 6y 6m |
Amount delinquent:
| $4,267 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,032 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| lzdg |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Jun-2008)
600-619
(Feb-2008)
600-619
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
lzdg
Purpose of loan:
This loan will be used to...purchase an automobile
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3263.00
Monthly expenses: $2009
Housing: $370.00
Insurance: $234.00
Car expenses: $300.00
Utilities: $108.00
Phone, cable, internet: $206.00
Food, entertainment: $300.00
Clothing, household expenses: $200.00
Credit cards and other loans: $291.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/22/2012 12:26:14 PM |
toblerone | $25.00 | 1/22/2012 12:08:38 PM |
green-trade-dolphin2 | $41.15 | 1/22/2012 12:02:15 PM |
cash-delight1 | $50.00 | 1/22/2012 12:25:46 PM |
versatile-treasure6 | $25.00 | 1/22/2012 2:23:44 PM |
Investor_DP | $100.00 | 1/22/2012 12:33:29 PM |
sturdy-fairness0 | $50.00 | 1/22/2012 12:22:43 PM |
enticing-capital6 | $50.00 | 1/22/2012 12:23:28 PM |
amlu1988 | $25.00 | 1/22/2012 4:09:12 PM |
Domgabriel | $60.00 | 1/23/2012 4:38:59 AM |
atlas100 | $50.00 | 1/23/2012 6:17:42 AM |
papaloha | $500.00 | 1/23/2012 9:02:34 AM |
Boxster968 | $25.00 | 1/23/2012 6:23:02 PM |
wealth-multiplier | $25.00 | 1/24/2012 7:08:47 AM |
Fire2 | $25.00 | 1/24/2012 7:13:33 AM |
Leshan | $50.00 | 1/24/2012 8:18:36 AM |
jsak74 | $25.00 | 1/24/2012 9:15:59 AM |
squarebob | $25.00 | 1/24/2012 9:19:43 AM |
leball | $25.00 | 1/24/2012 9:45:48 AM |
hidavehi | $39.00 | 1/24/2012 9:42:59 AM |
reward-juniper6 | $25.00 | 1/24/2012 10:21:12 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:11 AM |
value-travels | $25.00 | 1/24/2012 2:30:52 PM |
marwadi-62 | $300.00 | 1/24/2012 3:12:26 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:39 PM |
kevin314 | $40.00 | 1/24/2012 8:17:33 PM |
oskizzle | $25.00 | 1/25/2012 8:59:48 AM |
wise-deal-panda | $200.00 | 1/25/2012 9:19:42 AM |
GCInvestments | $25.00 | 1/25/2012 9:30:47 AM |
SolarMoonshine | $25.00 | 1/25/2012 9:52:01 AM |
num1irish | $70.00 | 1/25/2012 6:03:00 PM |
Peacepower | $35.00 | 1/25/2012 5:45:06 PM |
kulender | $100.00 | 1/26/2012 5:33:41 AM |
loan-warrior | $25.00 | 1/25/2012 8:49:53 PM |
genius520 | $50.00 | 1/26/2012 9:26:17 AM |
benjamins-thunder | $100.00 | 1/26/2012 9:28:25 AM |
worldly-gold | $39.00 | 1/26/2012 9:34:57 AM |
Weaverville | $25.00 | 1/26/2012 8:13:42 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:19 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:22 AM |
bountiful-durability | $40.00 | 1/26/2012 9:27:45 AM |
networks4ever | $25.00 | 1/26/2012 9:29:48 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:27 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:48 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:52 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:54 AM |
mrxtravis | $25.00 | 1/26/2012 9:40:21 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:34 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:06 AM |
meux99 | $25.00 | 1/26/2012 10:00:22 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:50 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:03 AM |
orearella3 | $25.00 | 1/26/2012 10:04:06 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:57 AM |
indomitable-coin | $25.00 | 1/26/2012 9:52:43 AM |
miked8303 | $50.00 | 1/26/2012 9:52:47 AM |
ericgassercom | $25.00 | 1/26/2012 9:53:22 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:10 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:27 AM |
Cutts | $25.00 | 1/26/2012 10:14:15 AM |
principal-cooker2 | $100.00 | 1/26/2012 10:14:37 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:39 AM |
finance-assembler | $25.00 | 1/26/2012 10:14:56 AM |
WLenders | $25.00 | 1/26/2012 10:18:50 AM |
hitsman | $50.00 | 1/26/2012 10:05:07 AM |
cebgop | $25.00 | 1/26/2012 10:04:18 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:25 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:01 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:25 AM |
nisim5 | $100.00 | 1/26/2012 10:12:57 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:13 AM |
top-diversification-giraffe1 | $25.00 | 1/26/2012 10:15:09 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:00 AM |
MoneyForNothing | $70.00 | 1/22/2012 12:01:40 PM |
loanman2007 | $25.00 | 1/23/2012 9:34:51 AM |
icanhasloanz | $100.00 | 1/26/2012 10:09:17 AM |
Zoramite | $25.00 | 1/22/2012 12:29:17 PM |
five-star-note | $50.00 | 1/22/2012 12:24:55 PM |
trade-burrito4 | $35.00 | 1/22/2012 12:40:06 PM |
twjh | $50.03 | 1/22/2012 12:29:48 PM |
investmentgroup | $25.00 | 1/22/2012 12:37:31 PM |
vutah | $25.00 | 1/22/2012 3:34:12 PM |
Tokkoutai99 | $50.00 | 1/22/2012 7:19:33 PM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:25:11 AM |
chameleon125 | $50.00 | 1/23/2012 10:47:20 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:52 AM |
clemclan | $60.00 | 1/23/2012 9:52:46 AM |
john0720 | $50.00 | 1/24/2012 7:02:42 AM |
green-glowing-gain | $25.00 | 1/24/2012 6:56:35 AM |
farchoir | $25.00 | 1/24/2012 10:54:14 AM |
jeg3k | $50.00 | 1/24/2012 10:24:02 AM |
enticing-note | $25.00 | 1/24/2012 6:54:11 PM |
organized-payment6 | $50.00 | 1/25/2012 5:54:08 AM |
promise2 | $25.00 | 1/25/2012 8:00:34 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:46 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:21 AM |
zone6 | $100.00 | 1/25/2012 10:02:35 AM |
reward-motion | $25.00 | 1/25/2012 4:19:29 PM |
LivingInvestments00 | $25.00 | 1/25/2012 11:15:47 AM |
vestratech | $40.00 | 1/25/2012 6:30:26 PM |
p2p-czar3 | $25.00 | 1/25/2012 7:03:29 PM |
important-gold5 | $50.00 | 1/26/2012 6:50:07 AM |
money-bauble | $100.00 | 1/26/2012 9:27:22 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:50 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:04 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:45 AM |
jhouman | $75.00 | 1/26/2012 9:24:47 AM |
wdove511 | $25.00 | 1/26/2012 9:46:27 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:27 AM |
value-allocator1 | $100.00 | 1/26/2012 9:48:52 AM |
Harry | $50.00 | 1/26/2012 9:49:21 AM |
skro | $25.00 | 1/26/2012 9:52:50 AM |
ideal-platinum1 | $25.00 | 1/26/2012 9:52:56 AM |
CaptainBlueberry | $25.00 | 1/26/2012 9:34:55 AM |
missing-link | $25.00 | 1/26/2012 9:43:05 AM |
BicyclePostLendingDivision | $35.00 | 1/26/2012 9:46:47 AM |
Comoparklender | $25.00 | 1/26/2012 9:49:33 AM |
money-baron-roth-IRA | $50.00 | 1/26/2012 9:47:08 AM |
righteousone | $50.00 | 1/26/2012 9:47:37 AM |
CIC | $25.00 | 1/26/2012 9:50:25 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:02 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:11 AM |
life-is-great | $25.00 | 1/26/2012 9:52:07 AM |
KLCRAY | $25.00 | 1/26/2012 9:50:50 AM |
nfx | $40.00 | 1/26/2012 9:54:13 AM |
nex | $25.00 | 1/26/2012 9:58:15 AM |
pembull | $50.00 | 1/26/2012 9:58:20 AM |
leodaguy | $100.00 | 1/26/2012 9:57:07 AM |
WilliamLeeSims | $25.00 | 1/26/2012 9:58:44 AM |
wwwUniversal | $25.00 | 1/26/2012 10:15:17 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:43 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:40 AM |
CaptainCrunch | $25.02 | 1/26/2012 10:12:14 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:39 AM |
income-banjo | $25.00 | 1/26/2012 10:15:23 AM |
FASTIZIO_P | $25.00 | 1/26/2012 10:17:02 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:14 AM |
don8ter | $50.00 | 1/26/2012 10:17:20 AM |
Investing-in-you-2 | $125.79 | 1/26/2012 10:33:09 AM |
139 Investments
|
Borrower Payment Dependent Notes Series
553203
This series of Notes was issued and sold upon the funding of the borrower loan #59525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1986 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 14y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $182,391 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-rapid-commerce |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Feb-2011)
|
Principal balance:
| $5,241.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Debt payoff
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/23/2012 6:11:35 PM |
a- | $50.00 | 1/23/2012 3:19:29 PM |
GElender | $40.00 | 1/23/2012 5:05:26 PM |
trade-burrito4 | $35.00 | 1/23/2012 5:09:49 PM |
matt_2006 | $25.00 | 1/23/2012 5:32:43 PM |
riversmoke | $25.00 | 1/23/2012 5:11:47 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:04 PM |
LookingGlassInvestmentsLLC | $25.00 | 1/23/2012 9:31:25 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:41 PM |
toblerone | $25.00 | 1/23/2012 5:29:47 PM |
payout-reaction740 | $25.00 | 1/23/2012 5:31:37 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:45 PM |
FinanceEngine | $50.00 | 1/24/2012 6:56:51 AM |
janeybooboo | $75.00 | 1/23/2012 7:50:03 PM |
Leshan | $50.00 | 1/24/2012 8:19:30 AM |
drcoop | $25.00 | 1/24/2012 9:16:27 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:24 AM |
asset-cougar0 | $25.00 | 1/24/2012 12:44:22 PM |
value-travels | $25.00 | 1/24/2012 2:30:54 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:38 PM |
wildanne | $25.00 | 1/24/2012 6:02:36 PM |
enticing-note | $25.00 | 1/24/2012 6:54:19 PM |
jescowa | $50.00 | 1/24/2012 6:46:28 PM |
kevin314 | $40.00 | 1/24/2012 8:17:37 PM |
mad-scientist418 | $25.00 | 1/25/2012 6:33:32 AM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:25 AM |
valiant-money | $75.00 | 1/25/2012 9:06:36 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:23 AM |
squarebob | $25.00 | 1/25/2012 10:07:17 AM |
Attract | $25.00 | 1/25/2012 11:11:42 AM |
Index_Plus | $4,176.00 | 1/25/2012 5:15:18 PM |
HeroSupport | $40.00 | 1/23/2012 12:02:57 PM |
papaloha | $50.00 | 1/23/2012 1:14:23 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:12 PM |
A4 | $25.00 | 1/23/2012 3:48:03 PM |
DoctorJoe | $25.00 | 1/23/2012 6:32:01 PM |
JoePaNation | $50.00 | 1/23/2012 6:21:12 PM |
responsive-value4 | $25.00 | 1/24/2012 8:01:16 AM |
john0720 | $50.00 | 1/24/2012 7:00:04 AM |
buffalobills | $25.00 | 1/24/2012 7:36:55 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:18 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:31 AM |
jeg3k | $50.00 | 1/24/2012 10:24:04 AM |
reflective-rupee | $25.00 | 1/24/2012 12:54:23 PM |
graceful-investment | $60.00 | 1/24/2012 5:09:01 PM |
radforj22 | $25.00 | 1/25/2012 8:30:09 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:38 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:50 AM |
Ripsaw4U | $34.00 | 1/25/2012 9:47:32 AM |
LoanerPrincipal | $25.00 | 1/25/2012 9:58:58 AM |
reward-motion | $25.00 | 1/25/2012 4:19:30 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
553205
This series of Notes was issued and sold upon the funding of the borrower loan #59844, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $403.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1984 |
Debt/Income ratio:
| 23% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $112,593 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sensational-liberty155675 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation/Household Exp.
Purpose of loan:
This loan will be used to payoff $10K in higher interest rate credit card debt and $2K will be used for household maintenance repairs.
My financial situation:
I am a good candidate for this loan because I have consistent employment as an accounting professional (CPA) with verifiable annual income of $120-140K . I have a proven track record over the past 15 years of on time payments with absolutely no late payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a- | $25.00 | 1/22/2012 12:13:39 PM |
rupee-equation2 | $25.00 | 1/22/2012 12:21:55 PM |
sturdy-fairness0 | $100.00 | 1/22/2012 12:22:33 PM |
green-trade-dolphin2 | $29.64 | 1/22/2012 12:02:18 PM |
Harry | $50.00 | 1/22/2012 12:18:15 PM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:57:21 AM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:01 PM |
rbc_ventures | $25.00 | 1/29/2012 11:46:24 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:27 PM |
bigbryan98 | $25.00 | 1/30/2012 9:33:48 AM |
dgerts | $250.00 | 1/30/2012 9:38:08 AM |
Smartrider | $25.00 | 1/30/2012 9:38:53 AM |
ijspence | $25.00 | 1/30/2012 9:39:38 AM |
gold-sushi | $25.00 | 1/30/2012 9:39:55 AM |
first-sophisticated-rate | $25.00 | 1/30/2012 9:43:21 AM |
icontender | $50.00 | 1/30/2012 9:43:42 AM |
rmachi | $25.00 | 1/30/2012 9:43:49 AM |
BR2006007 | $25.00 | 1/30/2012 9:45:39 AM |
standanddeliver | $50.00 | 1/30/2012 9:47:07 AM |
thrifty-affluence6 | $25.00 | 1/30/2012 9:45:22 AM |
Index_Plus | $9,928.36 | 1/30/2012 10:09:14 AM |
ixoyefreak | $50.00 | 1/30/2012 9:52:46 AM |
cash-delight1 | $50.00 | 1/22/2012 12:25:46 PM |
kenji4861 | $25.00 | 1/22/2012 12:26:17 PM |
enticing-note | $25.00 | 1/24/2012 6:54:11 PM |
john0720 | $50.00 | 1/25/2012 4:08:15 PM |
Ocean713 | $75.00 | 1/26/2012 3:03:45 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:23 AM |
pierrelasvegas | $25.00 | 1/29/2012 7:44:11 AM |
themoneydoctor | $50.00 | 1/29/2012 11:25:12 AM |
Zolton | $300.00 | 1/30/2012 6:26:49 AM |
currency-trophy | $25.00 | 1/30/2012 9:31:15 AM |
Tradesmanlender | $25.00 | 1/30/2012 9:31:54 AM |
Tylerh | $250.00 | 1/30/2012 9:36:12 AM |
worth-web5 | $50.00 | 1/30/2012 9:36:17 AM |
dignified-finance | $25.00 | 1/30/2012 9:37:09 AM |
mrmojado | $25.00 | 1/30/2012 9:36:22 AM |
iaffy | $25.00 | 1/30/2012 9:38:50 AM |
compoundinterest | $50.00 | 1/30/2012 9:39:02 AM |
order-brilliance9 | $50.00 | 1/30/2012 9:37:14 AM |
loyalty-sherpa | $25.00 | 1/30/2012 9:37:49 AM |
the-sunny-loot | $25.00 | 1/30/2012 9:41:55 AM |
HamachiMan | $50.00 | 1/30/2012 9:40:08 AM |
market-assembler | $50.00 | 1/30/2012 9:42:41 AM |
nybanker85 | $50.00 | 1/30/2012 9:42:57 AM |
leodaguy | $92.00 | 1/30/2012 9:43:12 AM |
fadeddingo | $25.00 | 1/30/2012 9:44:21 AM |
misit | $25.00 | 1/30/2012 10:08:56 AM |
financial-frenzy | $50.00 | 1/30/2012 9:51:14 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
553207
This series of Notes was issued and sold upon the funding of the borrower loan #59804, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $291.01 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 37% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,888 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| affluence-tamarack4 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bks166
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I have a steady income , and
I pay my debts.
Monthly net income: $30,000
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Tylerh | $250.00 | 1/26/2012 5:10:13 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:34 PM |
SFBank | $50.00 | 1/26/2012 5:01:10 PM |
kind-charming-value | $2,000.00 | 1/26/2012 5:02:18 PM |
handy-justice | $50.00 | 1/26/2012 5:04:11 PM |
diplomatic-wealth7 | $25.00 | 1/26/2012 5:08:50 PM |
zeeexsixare | $250.00 | 1/26/2012 5:40:13 PM |
careful-vigilance4 | $25.00 | 1/26/2012 5:34:40 PM |
Bob450 | $30.00 | 1/26/2012 6:57:29 PM |
bubb_hans | $50.00 | 1/26/2012 5:36:41 PM |
money-baron-Roth401k | $50.00 | 1/26/2012 5:38:22 PM |
alexgalt | $25.00 | 1/27/2012 12:12:08 AM |
Haribelle | $25.00 | 1/27/2012 12:36:03 AM |
greenbacchus | $25.00 | 1/26/2012 9:37:06 PM |
musegaze | $25.00 | 1/27/2012 7:53:53 AM |
Patrician | $25.00 | 1/27/2012 5:35:41 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:27 AM |
five-star-justice | $25.00 | 1/27/2012 5:37:50 AM |
Girakul | $25.00 | 1/27/2012 5:46:21 AM |
SimpleChoice | $25.00 | 1/27/2012 5:55:45 AM |
drg6289 | $25.00 | 1/27/2012 6:35:13 AM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:18 AM |
treasure-brigade | $25.00 | 1/27/2012 7:20:42 AM |
the-profit-oracle | $25.00 | 1/27/2012 9:21:21 AM |
handshake5 | $100.00 | 1/27/2012 9:07:00 AM |
ryanplays311 | $25.00 | 1/27/2012 9:29:59 AM |
power-locomotive | $25.00 | 1/27/2012 9:09:55 AM |
reward-adventure | $50.00 | 1/27/2012 9:12:41 AM |
shmb6508 | $50.00 | 1/27/2012 9:12:52 AM |
WilliamLeeSims | $25.00 | 1/27/2012 9:37:46 AM |
pixeldave | $25.00 | 1/27/2012 9:18:09 AM |
gallant-economy9 | $50.00 | 1/27/2012 9:20:12 AM |
Comoparklender | $25.00 | 1/27/2012 9:48:28 AM |
money-bauble | $59.00 | 1/27/2012 9:24:16 AM |
ChuckieG | $25.00 | 1/27/2012 9:24:30 AM |
mercuriant | $25.00 | 1/27/2012 9:27:34 AM |
nodrivelpls | $25.00 | 1/27/2012 9:54:52 AM |
davisfl | $25.00 | 1/27/2012 9:31:39 AM |
Dubbs360 | $100.00 | 1/27/2012 9:32:40 AM |
Scrooge_McDuck2 | $100.00 | 1/27/2012 9:59:53 AM |
proud-pound4 | $25.00 | 1/27/2012 9:37:29 AM |
rhin0cerx | $50.00 | 1/27/2012 9:38:24 AM |
Bookophile | $27.00 | 1/27/2012 9:40:33 AM |
Kaj | $25.00 | 1/27/2012 9:40:55 AM |
rescue | $93.00 | 1/27/2012 9:41:15 AM |
EBITDA | $25.00 | 1/27/2012 9:44:35 AM |
Joyflyer | $500.29 | 1/27/2012 11:17:20 AM |
a-yield-escalator | $25.00 | 1/27/2012 9:44:59 AM |
fabulous-revenue7 | $25.00 | 1/27/2012 9:46:33 AM |
selector568 | $300.00 | 1/27/2012 9:48:07 AM |
fair-hope | $25.00 | 1/27/2012 9:55:45 AM |
worldly-community3 | $50.00 | 1/27/2012 9:55:52 AM |
Weaverville | $25.00 | 1/27/2012 10:18:04 AM |
p2ploan-futurist9 | $50.00 | 1/27/2012 12:58:30 PM |
deal-goliath4 | $500.00 | 1/27/2012 12:59:01 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:20 PM |
platinum-scientist9 | $25.00 | 1/27/2012 2:40:33 PM |
calimanusa | $30.00 | 1/27/2012 3:41:20 PM |
CA-Lender | $25.00 | 1/27/2012 5:02:36 PM |
important-gold5 | $50.00 | 1/27/2012 5:07:08 PM |
the-enthralling-coin | $25.00 | 1/27/2012 5:41:54 PM |
currency-pilot5 | $25.00 | 1/27/2012 5:13:20 PM |
Elefunt | $25.00 | 1/27/2012 5:25:59 PM |
payment-labyrinth9 | $25.00 | 1/27/2012 7:14:08 PM |
Myrick | $25.00 | 1/27/2012 6:30:27 PM |
GCInvestments | $26.00 | 1/27/2012 8:42:54 PM |
blackberryhill | $30.00 | 1/27/2012 9:04:56 PM |
Ironlock | $50.00 | 1/27/2012 8:37:15 PM |
evergreen16 | $10.84 | 1/27/2012 9:17:31 PM |
nimble-revenue5 | $100.00 | 1/26/2012 5:23:25 PM |
dough-mammal | $100.00 | 1/26/2012 5:11:51 PM |
Sid-K | $25.00 | 1/26/2012 5:14:11 PM |
first-pragmatic-power | $25.00 | 1/26/2012 5:16:02 PM |
economy-coup | $50.00 | 1/26/2012 5:19:57 PM |
the-hope-workhorse | $200.00 | 1/26/2012 5:37:30 PM |
nimble-revenue5 | $50.00 | 1/26/2012 5:23:20 PM |
gain-equator | $25.00 | 1/26/2012 7:29:50 PM |
john0720 | $25.00 | 1/26/2012 7:50:26 PM |
queentut | $100.00 | 1/26/2012 8:39:06 PM |
Rogesparkguy | $25.00 | 1/27/2012 4:41:03 AM |
exciting-gold6 | $25.00 | 1/26/2012 8:29:05 PM |
ekmendenhall | $50.00 | 1/26/2012 10:03:00 PM |
red-power-pecan | $50.00 | 1/27/2012 9:05:54 AM |
the-laudable-peso | $39.00 | 1/27/2012 9:07:18 AM |
scarlet-velvet | $25.08 | 1/27/2012 7:11:47 AM |
1stPlace | $25.00 | 1/27/2012 7:16:03 AM |
suave-dime6 | $25.00 | 1/27/2012 7:42:10 AM |
debt-force | $25.00 | 1/27/2012 9:15:28 AM |
asiaratt | $50.00 | 1/27/2012 9:17:23 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:54 AM |
officer8 | $25.00 | 1/27/2012 8:17:16 AM |
dedicated-transaction796 | $25.00 | 1/27/2012 9:05:20 AM |
consummate-loyalty1 | $25.00 | 1/27/2012 9:25:30 AM |
tylerfd | $25.00 | 1/27/2012 8:28:38 AM |
shrewd-peace7 | $25.00 | 1/27/2012 9:28:41 AM |
trade-beeper4 | $25.00 | 1/27/2012 9:30:36 AM |
miamibeachloaner | $25.00 | 1/27/2012 9:09:21 AM |
bid-czar8 | $58.00 | 1/27/2012 9:33:20 AM |
payout-achievement | $50.00 | 1/27/2012 9:34:50 AM |
sjc224 | $25.00 | 1/27/2012 9:10:47 AM |
leverage-monger | $25.00 | 1/27/2012 9:10:52 AM |
hopethisworks | $25.00 | 1/27/2012 9:36:39 AM |
Katburg | $25.00 | 1/27/2012 9:13:00 AM |
extraordinary-interest1 | $50.00 | 1/27/2012 9:38:56 AM |
NoCal | $25.00 | 1/27/2012 9:14:39 AM |
orange-preeminant-bill | $25.00 | 1/27/2012 9:15:30 AM |
vibraphone3 | $25.00 | 1/27/2012 9:44:22 AM |
JauaFlash | $25.00 | 1/27/2012 9:25:40 AM |
Wellman | $25.00 | 1/27/2012 9:26:58 AM |
finance-prescription | $100.00 | 1/27/2012 9:29:29 AM |
burrito6 | $50.00 | 1/27/2012 9:27:31 AM |
exciting-loyalty3 | $25.00 | 1/27/2012 9:56:42 AM |
life-is-great | $25.00 | 1/27/2012 9:32:31 AM |
TronMedici | $25.00 | 1/27/2012 9:34:18 AM |
money-surge1 | $25.00 | 1/27/2012 9:35:19 AM |
postalwhiz | $25.00 | 1/27/2012 9:36:16 AM |
GInBaghdad | $25.00 | 1/27/2012 9:38:33 AM |
FASTIZIO_P | $25.00 | 1/27/2012 9:40:37 AM |
favorite-commerce | $40.00 | 1/27/2012 11:17:15 AM |
hitsman | $50.00 | 1/27/2012 9:46:56 AM |
blackattak67 | $25.00 | 1/27/2012 9:52:19 AM |
Diamond_Jim | $25.00 | 1/27/2012 9:55:47 AM |
Smartgrowth40 | $50.00 | 1/27/2012 9:56:15 AM |
yf99yz | $30.00 | 1/27/2012 11:04:25 AM |
enriched-contract6 | $50.00 | 1/27/2012 12:51:01 PM |
the-hope-workhorse | $100.00 | 1/27/2012 2:27:32 PM |
mcs86d | $25.00 | 1/27/2012 3:11:59 PM |
WLenders | $25.00 | 1/27/2012 5:04:07 PM |
green-silver-communicator | $100.00 | 1/27/2012 4:28:56 PM |
KLCRAY | $25.00 | 1/27/2012 5:06:46 PM |
worth-web5 | $50.00 | 1/27/2012 5:30:49 PM |
billyisafob | $25.00 | 1/27/2012 5:33:28 PM |
nex | $25.00 | 1/27/2012 5:12:19 PM |
jstefans | $25.00 | 1/27/2012 5:46:20 PM |
TrekTune | $25.00 | 1/27/2012 5:46:39 PM |
powerplant62 | $25.00 | 1/27/2012 5:50:58 PM |
janeybooboo | $50.00 | 1/27/2012 5:56:52 PM |
orearella3 | $25.00 | 1/27/2012 5:23:34 PM |
papaloha | $100.00 | 1/27/2012 6:18:09 PM |
supreme-p2p9 | $25.00 | 1/27/2012 6:24:39 PM |
brightest-commitment-wildebeest | $25.00 | 1/27/2012 6:28:39 PM |
Rogelio48 | $25.00 | 1/27/2012 6:50:35 PM |
prudent-bid3 | $25.00 | 1/27/2012 8:48:48 PM |
influential-payment6 | $26.79 | 1/27/2012 8:57:47 PM |
144 Investments
|
Borrower Payment Dependent Notes Series
553213
This series of Notes was issued and sold upon the funding of the borrower loan #59615, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 33% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 18
/
4 | Length of status: | 0y 4m |
Amount delinquent:
| $3,423 |
Total credit lines:
| 73 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,020 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| lawstudent84 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 0 ( 0% )
| 600-619 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Sep-2008)
620-639
(Jul-2008)
540-559
(Nov-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 0 | | |
Description
Need to pay off my last credit card
Purpose of loan:
This loan will be used to pay off my last credit card bill.
My financial situation:
I am a good candidate for this loan because I have learned from my past and I am finally financially stable. Over the last year, I have taken steps to get out of debt and rebuild my credit. I've been able to pay all of my credit cards with the exception of one.
Monthly net income: $2306.64
Monthly expenses: $1504.00
Housing: $ 300.00
Insurance: $ 104
Car expenses: $185
Utilities: $45
Phone, cable, internet: $ 94
Food, entertainment: $ 100 f
Clothing, household expenses: $ 50
Credit cards and other loans: $450 for student loans; $65 minimum payment on my credit card.
Other expenses: $ 65 for toiletries and other personal products; $125 a month for a medical bill I incur while I was uninsured.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/23/2012 11:08:43 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553223
This series of Notes was issued and sold upon the funding of the borrower loan #59379, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,534 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| melodious-velocity |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan for Household Expenses
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/23/2012 11:08:13 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553265
This series of Notes was issued and sold upon the funding of the borrower loan #59314, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1981 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 2m |
Amount delinquent:
| $300 |
Total credit lines:
| 25 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,148 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-position4 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Familyexpenses
Purpose of loan:
This loan will be used to...pay for my aunt's funereal.
My financial situation:
I am a good candidate for this loan because...I always pay my bills.
My major income is from military retirement & VA...
Monthly net income: $6,812.23
Monthly expenses: $ 4,132
Housing: $ 1375
Insurance: $ 126
Car expenses: $ 200
Utilities: $ 131
Phone, cable, internet: $ 200
Food, entertainment: $ 600
Clothing, household expenses: $400
Credit cards and other loans: $ 500
Other expenses: $600
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/22/2012 12:01:58 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553279
This series of Notes was issued and sold upon the funding of the borrower loan #59569, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $278.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1984 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 11y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,645 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| productive-dough0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tAXI cAB dRIVER
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan BECAUSE...
i HAVE GREAT CREDIT AND i ALWAYS PAY MY BILLS. SECONDLY ALONG WITH MY INCOME AS A CB DRIVER I GET SOCIAL SECURITY.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $27.98 | 1/25/2012 5:02:39 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:26:24 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:50 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:31 PM |
kevin314 | $25.00 | 1/26/2012 5:32:15 PM |
marwadi-62 | $30.00 | 1/26/2012 7:00:11 PM |
Harry | $100.00 | 1/26/2012 5:37:19 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:35 PM |
mizon291 | $30.00 | 1/26/2012 9:46:22 PM |
a- | $25.00 | 1/26/2012 6:23:26 PM |
thankful-nickel2 | $25.00 | 1/26/2012 6:43:28 PM |
yield-hut | $37.34 | 1/26/2012 7:47:39 PM |
bsmtloan | $74.59 | 1/26/2012 9:23:59 PM |
new-social-economist | $20.09 | 1/27/2012 12:08:00 AM |
Weaverville | $25.00 | 1/26/2012 4:19:34 PM |
Tylerh | $250.00 | 1/26/2012 5:10:05 PM |
Sid-K | $25.00 | 1/26/2012 5:13:58 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:26 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:18 PM |
hope-fortress753 | $25.00 | 1/26/2012 7:56:55 PM |
sturdy-fairness0 | $100.00 | 1/26/2012 5:44:26 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:30:54 PM |
deal-goliath4 | $500.00 | 1/26/2012 6:57:40 PM |
cunning-deal8 | $25.00 | 1/26/2012 7:39:00 PM |
hawk357 | $55.00 | 1/26/2012 8:12:00 PM |
investment-artist | $25.00 | 1/26/2012 8:04:20 PM |
KlarthXVII | $50.00 | 1/26/2012 9:56:53 PM |
greenbacchus | $25.00 | 1/26/2012 9:39:27 PM |
a-helping-hand | $250.00 | 1/26/2012 10:46:35 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
553285
This series of Notes was issued and sold upon the funding of the borrower loan #59472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $132,589 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| principal-negotiator |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency Furnace Repair
Purpose of loan: Home Repair
This loan will be used to...Purchase and install new furnace
My financial situation:
I am a good candidate for this loan because...I pay all my bills
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $30.02 | 1/22/2012 12:02:25 PM |
worth-blanket2 | $5,000.00 | 1/22/2012 12:02:25 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
553287
This series of Notes was issued and sold upon the funding of the borrower loan #59414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $149.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $68,114 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-commander7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan: pay off bills
This loan will be used to...pay off bills
My financial situation: good
I am a good candidate for this loan because...reliable lived in the same house 10 years
Monthly net income: $3300
Monthly expenses: $1400
Housing: $620
Insurance: $127
Car expenses: $0
Utilities: $220
Phone, cable, internet: $96
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $25.00 | 1/22/2012 12:07:59 PM |
affluence-generator2 | $100.00 | 1/22/2012 12:04:20 PM |
toblerone | $25.00 | 1/22/2012 12:08:39 PM |
jiggaman7 | $50.00 | 1/22/2012 12:21:52 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:27 PM |
LuvToLend | $25.00 | 1/22/2012 12:33:38 PM |
cattlebaron | $25.00 | 1/22/2012 12:14:04 PM |
SFBank | $50.00 | 1/22/2012 1:57:28 PM |
life-is-great | $25.00 | 1/22/2012 12:25:22 PM |
Scrooge_McDuck2 | $100.00 | 1/22/2012 12:38:16 PM |
bubb_hans | $50.00 | 1/22/2012 12:44:01 PM |
money-baron-Roth401k | $50.00 | 1/22/2012 12:30:14 PM |
kind-efficient-credit | $50.00 | 1/22/2012 12:40:38 PM |
penny-surgeon | $25.00 | 1/22/2012 1:39:11 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:53 PM |
beaker | $25.03 | 1/22/2012 12:08:20 PM |
economy-coup | $50.00 | 1/22/2012 12:10:39 PM |
hitsman | $50.00 | 1/22/2012 12:13:22 PM |
new-intuitive-dime | $25.00 | 1/22/2012 12:22:37 PM |
principal-cooker2 | $100.00 | 1/22/2012 12:38:24 PM |
nimble-revenue5 | $50.00 | 1/22/2012 12:10:10 PM |
proud-pound4 | $25.00 | 1/22/2012 12:17:31 PM |
Hambone1111 | $25.00 | 1/22/2012 12:23:14 PM |
WilliamLeeSims | $25.00 | 1/22/2012 12:25:00 PM |
ultimate-peace | $50.00 | 1/22/2012 12:07:54 PM |
cash-delight1 | $50.00 | 1/22/2012 12:25:47 PM |
careful-vigilance4 | $25.00 | 1/22/2012 12:21:19 PM |
nex | $25.00 | 1/22/2012 12:36:44 PM |
courteous-kindness1 | $25.00 | 1/22/2012 12:42:23 PM |
worthy-bid8 | $50.00 | 1/22/2012 12:44:26 PM |
handy-justice | $50.00 | 1/22/2012 2:12:26 PM |
deal-goliath4 | $249.97 | 1/22/2012 2:15:52 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
553293
This series of Notes was issued and sold upon the funding of the borrower loan #59558, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $256.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 14y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Biologist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $503 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| sparkling-value6 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
dept consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/22/2012 12:05:25 PM |
enchanted-note | $25.00 | 1/22/2012 12:29:19 PM |
rupee-equation2 | $25.00 | 1/22/2012 12:21:56 PM |
janeybooboo | $50.00 | 1/22/2012 12:38:09 PM |
patriot897 | $25.00 | 1/23/2012 9:56:01 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:52 AM |
enticing-note | $25.00 | 1/24/2012 6:54:12 PM |
wildanne | $25.00 | 1/24/2012 6:02:36 PM |
Bank_Of_XL | $25.00 | 1/22/2012 12:04:36 PM |
moola-gargantuan9 | $50.00 | 1/22/2012 2:35:48 PM |
a- | $25.00 | 1/22/2012 12:13:40 PM |
a- | $25.00 | 1/23/2012 9:09:29 AM |
axl163 | $25.00 | 1/23/2012 9:28:12 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:29 AM |
MichaelProsper | $40.00 | 1/24/2012 5:39:35 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:47 AM |
EngineersAlliance | $100.00 | 1/25/2012 9:33:23 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:31 AM |
toblerone | $25.00 | 1/25/2012 9:55:02 AM |
BAJMP | $25.00 | 1/25/2012 2:39:51 PM |
Index_Plus | $9,285.00 | 1/25/2012 5:27:08 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
553303
This series of Notes was issued and sold upon the funding of the borrower loan #59859, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.61% |
Borrower rate/APR:
| 9.61% / 9.83% |
Monthly payment:
| $315.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.60% | | |
| |
Estimated return*:
| 7.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 18% |
Credit score:
| 860-879 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 10y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,210 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bazaar-maestro1 |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to pay off credit card, purchase 2 used vehicles, and finishing off our basement.
My financial situation:
I am a good candidate for this loan because my history shows that I always pay my debts on time and my wife and I have 2 solid and safe jobs.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
downtownfarm | $25.00 | 1/23/2012 5:09:26 PM |
cebgop | $25.00 | 1/23/2012 5:15:23 PM |
a- | $25.00 | 1/23/2012 5:09:31 PM |
Kyjamune | $25.00 | 1/23/2012 5:23:58 PM |
Harry | $50.00 | 1/23/2012 5:28:25 PM |
blot44 | $25.00 | 1/24/2012 4:07:14 AM |
meux99 | $25.00 | 1/23/2012 5:35:45 PM |
Dollars4Rent | $46.00 | 1/24/2012 9:24:01 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:02 AM |
irishcocacola | $26.00 | 1/24/2012 3:52:17 PM |
nickel-burger | $50.00 | 1/24/2012 3:30:48 PM |
KLCRAY | $25.00 | 1/24/2012 5:17:32 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:42 PM |
themoneydoctor | $200.00 | 1/24/2012 5:24:58 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:40 PM |
Zipperdu | $60.00 | 1/25/2012 7:45:35 AM |
murren | $25.00 | 1/25/2012 8:05:57 AM |
Darts | $50.00 | 1/25/2012 8:18:00 AM |
BxRealtor | $25.00 | 1/25/2012 9:06:38 AM |
kenji4861 | $25.00 | 1/25/2012 9:30:05 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:30 AM |
soldadoz | $25.00 | 1/25/2012 1:33:30 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:46 PM |
Aeroman32 | $50.00 | 1/25/2012 8:36:52 PM |
ebusinessagent | $25.00 | 1/26/2012 2:26:45 PM |
Ocean713 | $75.00 | 1/26/2012 3:02:10 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:42 PM |
minista | $25.00 | 1/26/2012 5:05:58 PM |
income-banjo | $25.00 | 1/26/2012 5:22:02 PM |
blooming-market | $25.00 | 1/26/2012 5:22:19 PM |
Sid-K | $25.00 | 1/26/2012 5:13:48 PM |
balance-voyager | $25.00 | 1/26/2012 5:21:27 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:26 PM |
agreement-sycamore | $25.00 | 1/26/2012 6:59:29 PM |
seabass123 | $25.00 | 1/26/2012 6:41:57 PM |
giftgold | $25.00 | 1/26/2012 7:26:48 PM |
Snoopylover | $25.00 | 1/26/2012 7:28:46 PM |
greenbacchus | $25.00 | 1/26/2012 9:37:03 PM |
dinero-path5 | $50.00 | 1/27/2012 4:17:26 AM |
repayment-launcher | $25.00 | 1/27/2012 8:19:38 AM |
CPA-Banker | $25.00 | 1/27/2012 6:34:46 AM |
EretzCapital | $25.00 | 1/27/2012 7:17:41 AM |
squweech | $25.00 | 1/27/2012 9:12:09 AM |
persistent-loan | $25.00 | 1/27/2012 7:19:06 AM |
ryan6853 | $25.00 | 1/27/2012 8:28:54 AM |
AmericanCredit | $50.00 | 1/27/2012 9:06:43 AM |
velocity-solo | $25.00 | 1/27/2012 9:08:38 AM |
BenR | $100.00 | 1/27/2012 9:09:50 AM |
britgsb | $30.00 | 1/27/2012 9:11:16 AM |
ConchRepublican | $100.00 | 1/27/2012 9:11:39 AM |
enriching-dollar1 | $100.00 | 1/23/2012 5:13:27 PM |
hitsman | $50.00 | 1/23/2012 5:15:49 PM |
JustMee | $25.00 | 1/23/2012 6:17:41 PM |
prudent-payout462 | $25.00 | 1/23/2012 7:08:32 PM |
logical-reward8 | $25.00 | 1/23/2012 5:24:15 PM |
lendersf | $50.00 | 1/23/2012 5:30:26 PM |
Weaverville | $50.00 | 1/24/2012 9:32:32 AM |
AFairDeal | $25.00 | 1/24/2012 9:19:25 AM |
Tylerh | $250.00 | 1/24/2012 9:23:55 AM |
kevin314 | $25.00 | 1/24/2012 9:39:58 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:21 AM |
the-sunny-loot | $25.00 | 1/24/2012 9:48:22 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:48 AM |
value-travels | $25.00 | 1/24/2012 2:30:55 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:50 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:43 PM |
loyalty-circuitry | $100.00 | 1/24/2012 7:01:29 PM |
leodaguy | $100.00 | 1/24/2012 6:07:13 PM |
enticing-note | $25.00 | 1/24/2012 6:54:24 PM |
kirat15 | $50.00 | 1/25/2012 8:45:12 AM |
tomdooley12520 | $25.00 | 1/25/2012 6:16:32 AM |
restless-balance9 | $60.00 | 1/25/2012 7:47:45 AM |
SourDoughSteve | $25.00 | 1/25/2012 9:16:10 AM |
first-favorite-bonus9 | $25.00 | 1/25/2012 10:09:39 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:51 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:57 PM |
Jmatt33 | $25.00 | 1/26/2012 3:14:09 PM |
A4 | $25.00 | 1/26/2012 3:36:41 PM |
jcech | $25.00 | 1/26/2012 4:09:42 PM |
benjo | $50.00 | 1/26/2012 5:06:24 PM |
Aimvest | $25.00 | 1/26/2012 5:05:54 PM |
Ragnar | $25.00 | 1/26/2012 5:32:55 PM |
saihu | $25.00 | 1/26/2012 5:14:31 PM |
Arg3998 | $50.00 | 1/26/2012 5:18:24 PM |
iolaire | $25.00 | 1/26/2012 5:38:49 PM |
holstj | $25.00 | 1/26/2012 5:29:37 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:35:54 PM |
suave-dollar | $25.00 | 1/27/2012 4:46:38 AM |
amchi | $25.00 | 1/26/2012 7:08:21 PM |
Patrician | $25.00 | 1/27/2012 5:35:39 AM |
charming-exchange7 | $25.00 | 1/27/2012 6:04:53 AM |
asset-bugle0 | $27.37 | 1/26/2012 8:54:41 PM |
bradny | $25.00 | 1/27/2012 6:32:18 AM |
encouraging-repayment5 | $25.00 | 1/26/2012 8:58:14 PM |
market-trooper3 | $30.00 | 1/27/2012 1:01:53 AM |
doomsday18 | $25.00 | 1/27/2012 8:02:19 AM |
PaulW | $25.00 | 1/27/2012 4:20:51 AM |
IIP77 | $25.00 | 1/27/2012 4:54:00 AM |
dedicated-diversification5 | $62.79 | 1/27/2012 7:25:29 AM |
TWGCJ | $25.00 | 1/27/2012 7:43:10 AM |
wildblue | $65.36 | 1/27/2012 8:36:56 AM |
Curly-Girly | $25.00 | 1/27/2012 9:05:42 AM |
wealthstar | $25.00 | 1/27/2012 9:09:15 AM |
103 Investments
|
Borrower Payment Dependent Notes Series
553309
This series of Notes was issued and sold upon the funding of the borrower loan #59568, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $162.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 5% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,181 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| basis-pillow3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to consolidate my credit card debt and pay it off at a lower interest rate
My financial situation:
I am a good candidate for this loan because I pay all of my bills on-time. I have had no missed payments, late payments or any other credit issues in the last 7 years and I have an excellent income to debt ratio and will have no issues paying this loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BAJMP | $25.00 | 1/22/2012 12:17:10 PM |
HeroSupport | $40.00 | 1/22/2012 12:04:11 PM |
EngineersAlliance | $100.00 | 1/22/2012 12:21:27 PM |
moola-gargantuan9 | $50.00 | 1/22/2012 2:28:48 PM |
Harry | $50.00 | 1/22/2012 12:18:16 PM |
kenji4861 | $25.00 | 1/22/2012 12:26:17 PM |
loyalty-czar | $70.00 | 1/22/2012 8:23:18 PM |
patriot897 | $25.00 | 1/23/2012 9:56:02 AM |
mar97 | $25.00 | 1/23/2012 3:22:50 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:39 PM |
superb-funds335 | $25.00 | 1/24/2012 5:33:49 PM |
genius520 | $50.00 | 1/24/2012 5:19:56 PM |
enriching-dollar1 | $100.00 | 1/24/2012 5:58:52 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:56:23 PM |
wealth-carrier | $25.00 | 1/24/2012 6:14:40 PM |
enticing-note | $25.00 | 1/24/2012 6:54:13 PM |
bsmtloan | $50.00 | 1/25/2012 4:52:35 AM |
kevin314 | $40.00 | 1/24/2012 8:17:33 PM |
benjamins-thunder | $100.00 | 1/24/2012 10:19:07 PM |
cimbaman | $36.00 | 1/25/2012 4:51:53 AM |
elegant-market9 | $25.00 | 1/25/2012 5:55:33 AM |
diligent-moola9 | $25.00 | 1/25/2012 5:44:17 AM |
RSB-VA | $100.00 | 1/25/2012 8:49:37 AM |
steven3333 | $25.00 | 1/25/2012 7:23:52 AM |
dedication-patriot | $25.00 | 1/25/2012 7:28:08 AM |
Tulalue | $25.00 | 1/25/2012 7:30:30 AM |
dreamhope | $25.00 | 1/25/2012 7:33:40 AM |
GreenLender11 | $100.00 | 1/25/2012 9:07:00 AM |
worthy-commitment7 | $25.00 | 1/25/2012 10:24:10 AM |
roguewinner | $35.00 | 1/25/2012 9:59:56 AM |
bazaar-sunrise6 | $40.00 | 1/25/2012 12:09:27 PM |
hitsman | $50.00 | 1/25/2012 10:04:38 AM |
One_Lolo | $25.00 | 1/25/2012 1:25:47 PM |
orearella3 | $25.00 | 1/25/2012 10:08:40 AM |
cello1 | $25.00 | 1/25/2012 3:18:38 PM |
20mule | $400.00 | 1/25/2012 4:02:49 PM |
diverse-capital3 | $32.28 | 1/25/2012 11:49:11 AM |
mindful-deal289 | $25.00 | 1/25/2012 11:50:57 AM |
pilot1723 | $25.00 | 1/25/2012 11:59:03 AM |
spursdog | $25.00 | 1/25/2012 11:30:40 AM |
MBA_moneylender | $30.74 | 1/25/2012 12:52:53 PM |
friendship9 | $25.00 | 1/25/2012 1:14:32 PM |
yield-hut | $25.00 | 1/25/2012 1:33:35 PM |
friendinmoney | $25.00 | 1/25/2012 1:34:15 PM |
diggingupward | $25.00 | 1/25/2012 2:38:49 PM |
harmonious-yield | $25.00 | 1/25/2012 3:58:58 PM |
northern_paddler | $25.00 | 1/25/2012 4:57:22 PM |
twsems | $100.00 | 1/25/2012 4:59:02 PM |
Investor_DP | $100.00 | 1/22/2012 12:33:18 PM |
sturdy-fairness0 | $100.00 | 1/22/2012 12:22:33 PM |
vine99 | $100.00 | 1/23/2012 10:09:47 AM |
unforgettable-return6 | $25.00 | 1/23/2012 3:11:13 PM |
worth-web5 | $50.00 | 1/24/2012 9:47:12 AM |
value-travels | $25.00 | 1/24/2012 2:30:52 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:36 PM |
penny-plato | $25.00 | 1/24/2012 5:55:10 PM |
imlosttoo | $25.00 | 1/24/2012 7:25:32 PM |
chris-heretoinvest | $25.00 | 1/24/2012 8:16:16 PM |
giantfan19 | $57.82 | 1/24/2012 8:51:04 PM |
NYBIZ | $25.00 | 1/24/2012 6:53:21 PM |
donenzo | $25.00 | 1/25/2012 6:10:56 AM |
pound-balancer | $50.00 | 1/25/2012 7:28:33 AM |
Josphine | $25.00 | 1/25/2012 7:43:09 AM |
skorpious | $25.00 | 1/25/2012 8:04:21 AM |
blot44 | $25.00 | 1/25/2012 6:12:11 AM |
jpyrek | $25.00 | 1/25/2012 6:55:54 AM |
DNCMediaLoans | $25.00 | 1/25/2012 7:34:20 AM |
Rulea72 | $25.00 | 1/25/2012 8:00:26 AM |
promise2 | $30.90 | 1/25/2012 8:07:44 AM |
theaterguy | $25.00 | 1/25/2012 8:54:21 AM |
kirat15 | $50.00 | 1/25/2012 8:49:15 AM |
the-sunny-loot | $25.00 | 1/25/2012 9:24:58 AM |
mpatrick | $100.00 | 1/25/2012 9:18:54 AM |
AFairDeal | $25.00 | 1/25/2012 9:22:17 AM |
indomitable-coin | $25.00 | 1/25/2012 9:51:24 AM |
Rivervale_Westwood | $41.16 | 1/25/2012 9:36:08 AM |
worth-philosopher9 | $50.00 | 1/25/2012 9:54:05 AM |
VTGunz | $25.00 | 1/25/2012 11:05:44 AM |
ChoiceInvestments | $32.25 | 1/25/2012 9:59:56 AM |
Pendruce | $25.00 | 1/25/2012 1:34:52 PM |
WLenders | $27.69 | 1/25/2012 10:30:02 AM |
agalt | $100.00 | 1/25/2012 1:31:16 PM |
Index_Plus | $931.51 | 1/25/2012 5:09:04 PM |
direct-responsibility7 | $184.00 | 1/25/2012 1:03:49 PM |
discrete-asset | $25.00 | 1/25/2012 1:16:03 PM |
gilbrear | $25.00 | 1/25/2012 3:03:41 PM |
worth-sanctuary9 | $75.64 | 1/25/2012 2:13:30 PM |
enriching-listing | $25.00 | 1/25/2012 3:47:19 PM |
auctionator1 | $25.00 | 1/25/2012 4:09:48 PM |
DalCowboys | $25.00 | 1/25/2012 4:29:03 PM |
weiyinsan | $70.00 | 1/25/2012 4:47:56 PM |
91 Investments
|
Borrower Payment Dependent Notes Series
553321
This series of Notes was issued and sold upon the funding of the borrower loan #59363, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $68.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 7y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,703 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| No | | |
Screen name:
| trustworthy-truth7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Loan
Purpose of loan:
This loan will be used to... Make up the money I paid to get my car fixed
My financial situation:
I am a good candidate for this loan because...Until this month I paid my bills on time and I'm now in a good position to start saving this is the last month I will have to pay my care note.
Monthly net income: $ 2500.00
Monthly expenses: $ 1930.00
Housing: $ 500.00 I live with my niece
Insurance: $ 110.00
Car expenses: $ 305.00 this is my last payment
Utilities: $ none
Phone, cable, internet: $ 140.00
Food, entertainment: $ 320.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 336.00 + 120.00 for my storage
Other expenses: $ 50.00 I did stop smoking which is saving me a lot a money
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $25.00 | 1/22/2012 12:11:51 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:33 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:53 AM |
favorite-commerce | $25.00 | 1/23/2012 9:56:43 AM |
toblerone | $25.00 | 1/22/2012 12:08:39 PM |
cash-delight1 | $50.00 | 1/22/2012 12:25:48 PM |
enchanted-note | $25.00 | 1/22/2012 12:29:19 PM |
Investor_DP | $100.00 | 1/22/2012 12:33:30 PM |
sturdy-fairness0 | $50.00 | 1/23/2012 9:34:29 AM |
matt_2006 | $25.00 | 1/23/2012 9:10:31 AM |
a- | $25.00 | 1/23/2012 9:08:10 AM |
Index_Plus | $1,575.00 | 1/23/2012 9:32:27 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
553361
This series of Notes was issued and sold upon the funding of the borrower loan #59463, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 46y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $7,785 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| green-inventive-greenback |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
buddy
Purpose of loan:
This loan will be used to...fill in in-ground pool
My financial situation:
I am a good candidate for this loan because...I am a retired school teacher
Monthly net income: $4400.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/23/2012 11:08:28 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553367
This series of Notes was issued and sold upon the funding of the borrower loan #59395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $160.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,975 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| natural-transparency |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mr. Mom
Purpose of loan:
This loan will be used to... get me through a rough spot
My financial situation:
I am a good candidate for this loan because... I make payments on time.. Hard worker, never have taken a day off a day in my life..
Monthly net income: $ 0
Monthly expenses: $ 0
Housing: $1550
Insurance: $ 0
Car expenses: $ 0
Utilities: $ 0
Phone, cable, internet: $ 0
Food, entertainment: $ 0
Clothing, household expenses: $ 0
Credit cards and other loans: $ 500
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/22/2012 12:02:31 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553385
This series of Notes was issued and sold upon the funding of the borrower loan #59270, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 26y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $43,909 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| prudent-coin3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
NM1960
Purpose of loan:
This loan will be used to...pay off a credit card
My financial situation:
I am a good candidate for this loan because...I have steady work and good cash flow
Monthly net income: $8,000
Monthly expenses: $7,500
Housing: $2,500
Insurance: $800
Car expenses: $500
Utilities: $300
Phone, cable, internet: $225
Food, entertainment: $400
Clothing, household expenses: $125
Credit cards and other loans: $2,000
Other expenses: $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/22/2012 12:02:16 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553409
This series of Notes was issued and sold upon the funding of the borrower loan #59639, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $484.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 51% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
8 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,960 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-doctor7 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 5 ( 56% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 4
( 44% )
| 700-719
(Mar-2011)
|
Principal balance:
| $1,668.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...Payoff debts, and consolidate to a smaller payment
My financial situation: Chas
I am a good candidate for this loan because...payments will be made on time
Monthly net income: $3550
Monthly expenses: $2010
Housing: $ 1210.
Insurance: $79.00
Car expenses: $.00
Utilities: $125.00
Phone, cable, internet: $86.00
Food, entertainment: $250.
Clothing, household expenses: $100
Credit cards and other loans: $550
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/26/2012 9:57:12 AM |
gain-equator | $25.00 | 1/25/2012 8:08:56 PM |
zeeexsixare | $25.00 | 1/25/2012 5:39:09 PM |
amlu1988 | $25.00 | 1/25/2012 8:45:21 PM |
WilliamLeeSims | $25.00 | 1/26/2012 9:58:45 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:59 AM |
Zoramite | $25.00 | 1/26/2012 10:04:11 AM |
mercuriant | $25.00 | 1/26/2012 10:04:32 AM |
sturdy-fairness0 | $100.00 | 1/26/2012 10:06:50 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:11 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:57 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:48 AM |
Cutts | $25.00 | 1/26/2012 10:14:17 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:03 AM |
blue111 | $25.00 | 1/26/2012 2:06:57 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:04 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:27 PM |
Tylerh | $250.00 | 1/26/2012 5:10:05 PM |
Sid-K | $25.00 | 1/26/2012 5:13:58 PM |
GElender | $40.00 | 1/26/2012 5:14:48 PM |
economy-coup | $50.00 | 1/26/2012 5:19:54 PM |
money-baron-roth-IRA | $50.00 | 1/26/2012 5:25:25 PM |
handy-justice | $100.00 | 1/25/2012 5:01:24 PM |
chameleon125 | $25.00 | 1/26/2012 6:53:14 AM |
312-Lender | $25.00 | 1/26/2012 9:15:49 AM |
nex | $25.00 | 1/26/2012 9:58:16 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:41 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:42 AM |
squarebob | $25.00 | 1/26/2012 10:01:57 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:05 AM |
hitsman | $50.00 | 1/26/2012 10:05:12 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:13 AM |
beaker | $25.03 | 1/26/2012 10:09:55 AM |
worth-web5 | $29.00 | 1/26/2012 10:11:17 AM |
TrekTune | $25.00 | 1/26/2012 9:57:29 AM |
AFairDeal | $25.00 | 1/26/2012 9:56:49 AM |
nisim5 | $100.00 | 1/26/2012 10:12:59 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:56 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:16 AM |
trade-burrito4 | $35.00 | 1/26/2012 10:14:25 AM |
meux99 | $25.00 | 1/26/2012 10:00:27 AM |
cash-delight1 | $50.00 | 1/26/2012 10:15:36 AM |
cebgop | $25.00 | 1/26/2012 10:04:20 AM |
thoughtful-exchange8 | $25.00 | 1/26/2012 12:27:04 PM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:48 AM |
orange-preeminant-bill | $25.00 | 1/26/2012 10:10:48 AM |
magical-credit523 | $25.00 | 1/26/2012 10:10:23 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:31 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:54 AM |
progressive-economy261 | $400.00 | 1/26/2012 10:13:24 AM |
principal-cooker2 | $100.00 | 1/26/2012 10:14:38 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:17 AM |
worth-quark7 | $25.00 | 1/26/2012 11:46:09 AM |
LateOneNight | $100.00 | 1/26/2012 1:28:34 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:53 PM |
kind-efficient-credit | $25.00 | 1/26/2012 5:15:12 PM |
TennSquire | $25.00 | 1/26/2012 5:31:59 PM |
kevin314 | $25.00 | 1/26/2012 5:32:15 PM |
Index_Plus | $9,770.97 | 1/26/2012 6:00:05 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
553417
This series of Notes was issued and sold upon the funding of the borrower loan #59490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
15 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 71 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,512 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cerebral-treasure3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Monthly Payment Reduction
Purpose of loan:
This loan will be used to...pay off loans and reduce my monthly payment
My financial situation:
I am a good candidate for this loan because...I have always paid my bills on time every single month. This will allow me to have additional cash every month to put on another bill. My goal is to have every single bill I owe with the exception of mortgage paid in full by summer of 2013.
Monthly net income: $7,438
Monthly expenses: $6,113
Housing: $1350
Insurance: $120
Car expenses: $300
Utilities: $85
Phone, cable, internet: $265
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $2893
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/23/2012 5:02:50 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553423
This series of Notes was issued and sold upon the funding of the borrower loan #59593, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1992 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
1 | Length of status: | 15y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,818 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-dinero-piledriver |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fuel limit valve product
Purpose of loan:
This loan will be used to increase sales for new patent product fuel limit valve.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10,000
Monthly expenses: $800
Housing: $1600
Insurance: $130
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
icanhasloanz | $50.00 | 1/23/2012 5:17:37 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:45 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:08 PM |
john0720 | $25.00 | 1/24/2012 6:59:26 AM |
kulender | $50.00 | 1/24/2012 5:13:39 AM |
stock106 | $25.00 | 1/24/2012 2:51:07 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:50 PM |
Weaverville | $25.00 | 1/25/2012 8:59:56 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:53 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:25 AM |
compoundinterest | $25.00 | 1/26/2012 5:11:11 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:25 PM |
soulwork | $50.00 | 1/26/2012 7:17:11 PM |
cashnout | $25.00 | 1/26/2012 8:59:18 PM |
graceful-investment | $50.00 | 1/26/2012 9:24:02 PM |
Peacepower | $25.00 | 1/26/2012 5:53:38 PM |
junera | $25.00 | 1/26/2012 7:06:37 PM |
klend4 | $25.00 | 1/26/2012 7:21:37 PM |
greenbacchus | $25.00 | 1/26/2012 9:37:03 PM |
Thoth_88 | $25.00 | 1/26/2012 9:18:29 PM |
graceful-IRAinvestment | $50.00 | 1/26/2012 9:21:20 PM |
a-helping-hand | $100.00 | 1/26/2012 10:48:27 PM |
stu6703 | $25.00 | 1/27/2012 7:26:55 AM |
musegaze | $25.00 | 1/27/2012 7:53:53 AM |
investment-tempo | $25.00 | 1/27/2012 5:16:29 AM |
jhernand17 | $25.00 | 1/27/2012 8:39:21 AM |
Frosty | $25.00 | 1/27/2012 8:40:28 AM |
rizoyalo | $50.00 | 1/27/2012 5:41:18 AM |
SimpleChoice | $25.00 | 1/27/2012 5:55:39 AM |
trade-surge3 | $25.00 | 1/27/2012 6:45:54 AM |
investisure | $46.00 | 1/27/2012 9:12:02 AM |
EretzCapital | $25.00 | 1/27/2012 7:18:57 AM |
reward-adventure | $50.00 | 1/27/2012 9:12:40 AM |
revenue-king | $25.00 | 1/27/2012 8:22:42 AM |
officer8 | $25.00 | 1/27/2012 8:17:14 AM |
tylerfd | $25.00 | 1/27/2012 8:28:36 AM |
niceguy777 | $25.00 | 1/27/2012 9:08:06 AM |
Hambone1111 | $25.00 | 1/27/2012 9:28:52 AM |
sjo1984111 | $25.00 | 1/27/2012 9:31:48 AM |
nex | $25.00 | 1/27/2012 9:33:42 AM |
CalBear08 | $25.00 | 1/27/2012 9:11:04 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:38 AM |
proud-pound4 | $25.00 | 1/27/2012 9:37:28 AM |
extraordinary-interest1 | $50.00 | 1/27/2012 9:38:56 AM |
orange-preeminant-bill | $25.00 | 1/27/2012 9:15:30 AM |
truth-companion | $25.00 | 1/27/2012 9:20:22 AM |
hitsman | $50.00 | 1/27/2012 9:46:55 AM |
the-profit-oracle | $25.00 | 1/27/2012 9:21:20 AM |
tender-commerce8 | $37.00 | 1/27/2012 9:22:10 AM |
suave-dime6 | $25.00 | 1/27/2012 9:22:25 AM |
Comoparklender | $25.00 | 1/27/2012 9:48:18 AM |
productive-ore | $25.00 | 1/27/2012 9:25:15 AM |
finance-prescription | $100.00 | 1/27/2012 9:29:29 AM |
ursus | $37.00 | 1/27/2012 9:32:37 AM |
bid-czar8 | $100.00 | 1/27/2012 9:33:20 AM |
katnmouse | $25.00 | 1/27/2012 9:57:13 AM |
money-surge1 | $25.00 | 1/27/2012 9:35:19 AM |
independent-silver9 | $25.00 | 1/27/2012 9:44:24 AM |
Dowanhill | $25.00 | 1/27/2012 9:45:58 AM |
GCInvestments | $25.00 | 1/27/2012 9:47:36 AM |
natejx | $25.00 | 1/27/2012 9:52:46 AM |
towering-cash5 | $25.00 | 1/27/2012 9:51:20 AM |
gss_000 | $25.00 | 1/27/2012 9:55:34 AM |
Smartgrowth40 | $50.00 | 1/27/2012 9:56:14 AM |
ChrisProsper | $100.00 | 1/27/2012 9:57:47 AM |
velocity-pear | $25.00 | 1/27/2012 9:58:15 AM |
worthy-bid8 | $100.00 | 1/23/2012 5:10:52 PM |
kind-efficient-credit | $25.00 | 1/23/2012 5:20:50 PM |
kevin314 | $40.00 | 1/24/2012 8:17:37 PM |
enticing-note | $25.00 | 1/24/2012 6:54:21 PM |
worth-web5 | $50.00 | 1/25/2012 9:30:01 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:13 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:48 PM |
powerful-finance7 | $25.00 | 1/26/2012 4:33:39 PM |
Sid-K | $25.00 | 1/26/2012 5:13:46 PM |
Sonic_Squirrel | $75.00 | 1/26/2012 5:11:45 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:17 PM |
dayahn | $50.00 | 1/26/2012 7:07:36 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:31:14 PM |
IIP77 | $25.00 | 1/27/2012 4:53:59 AM |
five-star-order1 | $50.00 | 1/26/2012 7:35:18 PM |
jpollar | $50.00 | 1/27/2012 6:58:29 AM |
historic-loan1 | $42.94 | 1/27/2012 6:59:29 AM |
fulfilling-investment4 | $25.00 | 1/27/2012 7:08:36 AM |
new-social-economist | $50.00 | 1/27/2012 12:09:58 AM |
Patrician | $25.00 | 1/27/2012 5:35:39 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:52 AM |
handshake5 | $100.00 | 1/27/2012 9:07:00 AM |
the-magnetic-transaction | $50.00 | 1/27/2012 9:07:57 AM |
alphaseek | $150.00 | 1/27/2012 9:12:29 AM |
shmb6508 | $50.00 | 1/27/2012 9:12:50 AM |
orearella3 | $25.00 | 1/27/2012 9:21:00 AM |
wonderous-truth6 | $25.00 | 1/27/2012 9:26:54 AM |
MadHun | $102.00 | 1/27/2012 9:07:20 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:25 AM |
monstersdad | $32.00 | 1/27/2012 9:08:36 AM |
life-is-great | $25.00 | 1/27/2012 9:32:31 AM |
panther757 | $25.00 | 1/27/2012 9:08:47 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:30 AM |
newest-famous-velocity | $25.00 | 1/27/2012 9:36:52 AM |
genius520 | $100.00 | 1/27/2012 9:37:02 AM |
processor115 | $25.00 | 1/27/2012 9:12:37 AM |
WilliamLeeSims | $25.00 | 1/27/2012 9:37:46 AM |
rescue | $100.00 | 1/27/2012 9:41:14 AM |
gallant-economy9 | $50.00 | 1/27/2012 9:20:11 AM |
best-charming-leverage | $50.00 | 1/27/2012 9:45:20 AM |
foxtrot12 | $75.00 | 1/27/2012 9:20:57 AM |
SolarMoonshine | $25.00 | 1/27/2012 9:47:48 AM |
TeachertoPolitician | $25.00 | 1/27/2012 9:48:31 AM |
jeg3k | $50.00 | 1/27/2012 9:23:31 AM |
cbr600fs | $25.00 | 1/27/2012 9:23:46 AM |
on_your_side | $41.04 | 1/27/2012 9:49:56 AM |
hyrolln | $25.00 | 1/27/2012 9:30:40 AM |
postalwhiz | $25.00 | 1/27/2012 9:36:15 AM |
ambmba | $50.00 | 1/27/2012 9:38:04 AM |
principal-cooker2 | $36.00 | 1/27/2012 9:38:18 AM |
Bookophile | $50.00 | 1/27/2012 9:40:33 AM |
Kaj | $25.00 | 1/27/2012 9:40:54 AM |
selector568 | $300.00 | 1/27/2012 9:47:57 AM |
p2ploan-lion | $25.00 | 1/27/2012 9:54:27 AM |
charming-return031 | $25.00 | 1/27/2012 9:56:02 AM |
121 Investments
|
Borrower Payment Dependent Notes Series
553437
This series of Notes was issued and sold upon the funding of the borrower loan #59530, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 9m |
Amount delinquent:
| $16,668 |
Total credit lines:
| 40 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $522 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 38 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| alluring-bonus5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Everyone loves pizza!
Purpose of loan:
This loan will be used to fund part of the purchase of a mobile wood fired pizza business.
My financial situation:
I am a good candidate for this loan because I will have 50% of my own funds invested in the operation. I am stable and have a solid business plan in place.
Monthly net income: $6000
Monthly expenses: $
Housing: $1400
Insurance: $48
Car expenses: $497
Utilities: $125
Phone, cable, internet: $200
Food, entertainment: $275
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/24/2012 5:49:55 PM |
nimble-revenue5 | $50.00 | 1/25/2012 10:08:13 PM |
therealjeremy | $44.30 | 1/25/2012 6:05:14 PM |
kulender | $100.00 | 1/26/2012 5:33:44 AM |
Image68 | $25.00 | 1/25/2012 7:39:53 PM |
Urbangrampa | $25.00 | 1/25/2012 8:47:33 PM |
silver-enlightenment0 | $100.00 | 1/26/2012 8:10:12 AM |
nhm | $25.00 | 1/25/2012 11:06:45 PM |
sjc224 | $25.00 | 1/26/2012 9:25:34 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:52 AM |
E_G | $50.00 | 1/26/2012 9:27:55 AM |
benjamins-thunder | $50.00 | 1/26/2012 9:28:26 AM |
jasonj72 | $25.00 | 1/26/2012 5:46:42 AM |
networks4ever | $25.00 | 1/26/2012 9:29:49 AM |
wwwUniversal | $25.00 | 1/26/2012 6:36:18 AM |
Namrok | $25.00 | 1/26/2012 9:32:18 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:09 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:20 AM |
courteous-integrity661 | $25.00 | 1/26/2012 8:46:42 AM |
momoney2008 | $75.00 | 1/26/2012 9:11:36 AM |
successful-agreement7 | $100.00 | 1/26/2012 9:23:23 AM |
money-bauble | $100.00 | 1/26/2012 9:27:22 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:36 AM |
worth-solstice | $44.64 | 1/26/2012 9:32:02 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:28 AM |
ideal-platinum1 | $25.00 | 1/26/2012 9:52:57 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:51 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:10 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:57 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:08 AM |
transparency-sapling | $25.00 | 1/26/2012 9:57:23 AM |
intelligent-yield | $25.00 | 1/26/2012 9:38:42 AM |
nex | $25.00 | 1/26/2012 9:58:16 AM |
logical-reward8 | $25.00 | 1/26/2012 9:58:34 AM |
iolaire | $25.00 | 1/26/2012 9:40:32 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:41 AM |
missing-link | $25.00 | 1/26/2012 9:43:06 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:46 AM |
lendersf | $50.00 | 1/26/2012 9:44:07 AM |
leverage-monger | $25.17 | 1/26/2012 9:47:46 AM |
Harry | $50.00 | 1/26/2012 9:49:22 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:58 AM |
value-allocator1 | $100.00 | 1/26/2012 9:48:52 AM |
first-compassion-oak | $25.00 | 1/26/2012 10:06:52 AM |
miked8303 | $50.00 | 1/26/2012 9:52:47 AM |
jeg3k | $50.00 | 1/26/2012 9:53:18 AM |
Clambake | $25.00 | 1/26/2012 9:55:42 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:48 AM |
WilliamLeeSims | $25.00 | 1/26/2012 9:58:45 AM |
processor115 | $25.00 | 1/26/2012 9:59:44 AM |
fairness-gatherer1 | $25.00 | 1/26/2012 10:00:11 AM |
cebgop | $25.00 | 1/26/2012 10:04:20 AM |
hitsman | $50.00 | 1/26/2012 10:05:11 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:03 AM |
order-brilliance9 | $100.00 | 1/26/2012 10:09:41 AM |
best-charming-leverage | $50.00 | 1/26/2012 10:10:59 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:29 AM |
enticing-note | $25.00 | 1/24/2012 6:54:35 PM |
kevin314 | $40.00 | 1/24/2012 8:17:45 PM |
Weaverville | $25.00 | 1/25/2012 8:59:59 AM |
kind-efficient-credit | $25.00 | 1/25/2012 10:10:15 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:18:55 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:39:54 PM |
desertoasis | $25.00 | 1/25/2012 7:06:36 PM |
Sonic_Squirrel | $100.00 | 1/25/2012 7:56:19 PM |
Bob450 | $30.00 | 1/25/2012 8:02:58 PM |
commitment-symphony9 | $25.00 | 1/25/2012 10:57:45 PM |
bold-shrewd-duty | $70.00 | 1/25/2012 6:53:32 PM |
benefit-position | $25.00 | 1/26/2012 5:40:13 AM |
jamiee73 | $25.00 | 1/25/2012 7:57:56 PM |
suave-dime6 | $25.00 | 1/26/2012 6:38:21 AM |
mdrichards | $25.00 | 1/25/2012 8:48:01 PM |
valiant-note129 | $60.00 | 1/26/2012 8:37:20 AM |
RkyMtnHi | $100.00 | 1/26/2012 8:48:57 AM |
TrekTune | $25.00 | 1/26/2012 4:00:03 AM |
genius520 | $50.00 | 1/26/2012 9:26:21 AM |
engrossing-responsibility0 | $47.00 | 1/26/2012 9:30:11 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:06 AM |
shrewd-peace7 | $25.00 | 1/26/2012 9:38:13 AM |
wild_carrot | $25.00 | 1/26/2012 9:01:28 AM |
the-hope-workhorse | $300.00 | 1/26/2012 9:24:25 AM |
JJ9876 | $25.00 | 1/26/2012 9:44:50 AM |
evnagelist | $25.00 | 1/26/2012 9:26:42 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:46 AM |
commanding-treasure2 | $50.00 | 1/26/2012 9:46:17 AM |
nickel-ferret | $50.00 | 1/26/2012 9:46:31 AM |
thelovebug | $100.00 | 1/26/2012 9:33:20 AM |
worthy-bid4 | $55.78 | 1/26/2012 9:36:24 AM |
BeachWalkz | $43.00 | 1/26/2012 9:38:27 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:35 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:15 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:24 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:53 AM |
KLCRAY | $25.00 | 1/26/2012 9:50:50 AM |
burrito6 | $50.00 | 1/26/2012 10:06:22 AM |
sturdy-fairness0 | $100.00 | 1/26/2012 10:06:49 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:29 AM |
indomitable-coin | $25.00 | 1/26/2012 9:52:44 AM |
magical-credit523 | $25.00 | 1/26/2012 10:10:23 AM |
orange-preeminant-bill | $25.00 | 1/26/2012 10:10:48 AM |
forthright-trade | $25.00 | 1/26/2012 9:56:08 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:55 AM |
leodaguy | $100.00 | 1/26/2012 9:57:07 AM |
meux99 | $25.00 | 1/26/2012 10:00:25 AM |
lagnisiruk | $25.00 | 1/26/2012 10:03:30 AM |
orearella3 | $25.00 | 1/26/2012 10:04:08 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:13 AM |
productive-note2 | $58.00 | 1/26/2012 10:07:45 AM |
worth-web5 | $50.00 | 1/26/2012 10:11:17 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
553439
This series of Notes was issued and sold upon the funding of the borrower loan #59846, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $378.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,049 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| abundant-coin492 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit card debt
Purpose of loan:
This loan will be used to...pay off credit card debt
My financial situation: Happy State Bank
I am a good candidate for this loan because...I have full time employment, I want to be debt free.
Monthly net income: $3200
Monthly expenses: $
Housing: $0
Insurance: $0
Car expenses: $477
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $450
Clothing, household expenses: $50
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/26/2012 6:46:29 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:46 PM |
john0720 | $25.00 | 1/24/2012 6:58:51 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:32 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:44 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:40 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:53 PM |
Sid-K | $25.00 | 1/26/2012 5:13:46 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:22 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:13 PM |
intelligent-yield | $50.00 | 1/24/2012 9:34:25 AM |
enticing-note | $25.00 | 1/24/2012 6:54:21 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:54 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:49 PM |
kevin314 | $25.00 | 1/26/2012 5:32:12 PM |
deal-goliath4 | $275.00 | 1/26/2012 6:57:39 PM |
Harry | $100.00 | 1/26/2012 5:37:18 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:17 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:35:54 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
553447
This series of Notes was issued and sold upon the funding of the borrower loan #59559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $374.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1979 |
Debt/Income ratio:
| 43% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Nurse (LPN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,730 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mystical-velocity437 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan
Purpose of loan:
This loan will be used to...pay off as many credit cards as possible
My financial situation:
I am a good candidate for this loan because.. I have a good, long history of making my payments on time. I have been married to my husband for 32 yrs. He helps with the expenses. I have been employed with the same company for almost 13 yrs.
Monthly net income: $ 2200 +
Monthly expenses: $100
Housing: $ Home paid for
Insurance: $ Husband pays for
Car expenses: $400.00
Utilities: $ Husband pays for
Phone, cable, internet: Husband pays for
Food, entertainment: $Husband pays for
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $ Husband pays for
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 1/23/2012 5:02:25 PM |
worth-blanket2 | $10,000.00 | 1/23/2012 5:02:55 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
553473
This series of Notes was issued and sold upon the funding of the borrower loan #59416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 4% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 18 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| repayment-goat9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
THE DOC
Purpose of loan:
This loan will be used to...help pay my medical bills,pay off some credit cards,home improvement
My financial situation: I got behind due to the dentist,periodontis,family doc.
I am a good candidate for this loan because...I will definetly pay my bill on time every time
Monthly net income: $3000
Monthly expenses: $1650
Housing: $0.00 Live with my Mother
Insurance: $Taken out of my paycheck
Car expenses: $0.00
Utilities: $400.00
Phone, cable, internet: $0.00
Food, entertainment: $300.00
Clothing, household expenses: $250.00
Credit cards and other loans: $400.00
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rate-authority2 | $50.00 | 1/23/2012 11:47:42 AM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:57 PM |
deal-goliath4 | $500.00 | 1/23/2012 9:24:06 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:11 PM |
nex | $25.00 | 1/23/2012 5:33:04 PM |
careful-vigilance4 | $25.00 | 1/23/2012 5:36:11 PM |
Land_on_your_feet | $25.00 | 1/24/2012 6:23:48 AM |
back-scratchers | $50.00 | 1/23/2012 8:10:15 PM |
melodious-openness | $300.00 | 1/24/2012 2:15:40 AM |
larslfe | $25.00 | 1/24/2012 9:29:02 AM |
HamachiMan | $50.00 | 1/24/2012 9:35:58 AM |
MikeyZ2008 | $25.00 | 1/24/2012 9:44:18 AM |
shmb6508 | $50.00 | 1/24/2012 9:18:32 AM |
productive-note2 | $50.00 | 1/24/2012 9:24:46 AM |
goat0 | $50.00 | 1/24/2012 9:36:42 AM |
EBITDA | $25.00 | 1/24/2012 9:38:38 AM |
Kyileo | $25.00 | 1/24/2012 10:22:40 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:19 AM |
Rogesparkguy | $25.00 | 1/24/2012 9:58:56 AM |
mneinc | $50.00 | 1/24/2012 10:07:18 AM |
jebber007 | $58.38 | 1/24/2012 2:00:13 PM |
loot-star9 | $50.00 | 1/24/2012 2:26:58 PM |
JGB | $422.19 | 1/24/2012 10:19:51 AM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:53 PM |
payout-quark | $200.00 | 1/24/2012 10:34:51 AM |
Joyflyer | $100.00 | 1/24/2012 12:21:30 PM |
friendship9 | $25.00 | 1/24/2012 4:43:39 PM |
stock106 | $25.00 | 1/24/2012 2:07:43 PM |
contract-coup | $25.00 | 1/24/2012 4:36:37 PM |
168RichCapital | $25.01 | 1/24/2012 4:42:33 PM |
red-vivacious-rupee | $25.00 | 1/24/2012 5:06:10 PM |
stollcm | $25.00 | 1/24/2012 4:55:31 PM |
Mariner3605 | $25.00 | 1/24/2012 5:09:34 PM |
transparency-river1 | $343.78 | 1/24/2012 5:10:39 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:47 PM |
jiggaman7 | $50.00 | 1/23/2012 5:32:39 PM |
worthy-bid8 | $100.00 | 1/23/2012 5:10:53 PM |
hitsman | $50.00 | 1/23/2012 5:15:47 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:09 PM |
hopeful-deal7 | $25.00 | 1/23/2012 5:22:19 PM |
toblerone | $25.00 | 1/23/2012 5:29:48 PM |
IIP77 | $25.00 | 1/24/2012 3:05:37 AM |
Marssoft | $25.00 | 1/24/2012 1:59:08 AM |
kulender | $50.00 | 1/24/2012 5:13:40 AM |
seadogs | $25.00 | 1/24/2012 3:49:26 AM |
courteous-note1 | $35.00 | 1/24/2012 5:39:19 AM |
realtormoises | $25.00 | 1/24/2012 6:38:21 AM |
greencat | $50.00 | 1/24/2012 7:17:22 AM |
leverage-monger | $25.00 | 1/24/2012 8:10:15 AM |
logical-moola17 | $25.00 | 1/24/2012 9:32:25 AM |
Dubbs360 | $50.00 | 1/24/2012 9:15:47 AM |
loan-booster1 | $62.64 | 1/24/2012 9:18:55 AM |
HHP | $100.00 | 1/24/2012 9:20:51 AM |
ITExec | $45.00 | 1/24/2012 9:28:08 AM |
hopethisworks | $25.00 | 1/24/2012 9:30:16 AM |
asiaratt | $50.00 | 1/24/2012 9:54:34 AM |
scoobiedoo | $25.00 | 1/24/2012 10:42:12 AM |
nodrivelpls | $25.00 | 1/24/2012 9:47:47 AM |
nybanker85 | $33.00 | 1/24/2012 9:56:41 AM |
first-friendly-listing | $25.00 | 1/24/2012 10:01:38 AM |
intrepid-loot | $25.00 | 1/24/2012 3:00:22 PM |
jybank | $50.00 | 1/24/2012 11:25:21 AM |
suave-dime6 | $25.00 | 1/24/2012 4:04:17 PM |
inspired-ore6 | $25.00 | 1/24/2012 4:49:06 PM |
truth-companion | $25.00 | 1/24/2012 5:10:00 PM |
the-credit-maker | $25.00 | 1/24/2012 5:09:41 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
553493
This series of Notes was issued and sold upon the funding of the borrower loan #59638, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| duty-wicket7 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pimp
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $25.00 | 1/23/2012 5:10:28 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:57 PM |
money-baron-Roth401k | $50.00 | 1/23/2012 5:19:46 PM |
Dubbs360 | $25.00 | 1/24/2012 9:16:06 AM |
mneinc | $50.00 | 1/24/2012 10:14:51 AM |
Marssoft | $25.00 | 1/25/2012 3:50:47 AM |
shrine537 | $400.00 | 1/25/2012 10:47:54 AM |
yf99yz | $25.00 | 1/25/2012 4:30:48 PM |
helpful-loan245 | $25.00 | 1/25/2012 11:38:47 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:51 PM |
social-hunter5 | $25.00 | 1/26/2012 4:35:31 PM |
Sid-K | $25.00 | 1/26/2012 5:13:47 PM |
money-baron-employer401k | $25.00 | 1/27/2012 2:10:12 PM |
JASHoldingsLTD1 | $25.00 | 1/27/2012 1:37:25 PM |
Index_Plus | $2,225.00 | 1/27/2012 2:56:03 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:11 PM |
melodious-openness | $300.00 | 1/24/2012 2:31:27 AM |
buffalobills | $25.00 | 1/24/2012 7:39:48 AM |
2grindstones | $25.00 | 1/23/2012 10:17:30 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:26 PM |
LendingPimp | $50.00 | 1/25/2012 7:58:05 PM |
deal-goliath4 | $500.00 | 1/27/2012 12:59:35 PM |
radforj22 | $25.00 | 1/27/2012 2:23:48 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
553529
This series of Notes was issued and sold upon the funding of the borrower loan #59802, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $806.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
19 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $128,712 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-platinum-champ |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
This loan will be used to consolidate credit card debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/27/2012 5:35:49 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:19 PM |
Harry | $50.00 | 1/28/2012 12:41:49 PM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:03:02 PM |
jescowa | $50.00 | 1/29/2012 10:51:32 AM |
AGSLending | $25.00 | 1/29/2012 11:39:32 AM |
cvfriend | $25.00 | 1/29/2012 11:49:55 AM |
sturdy-fairness0 | $100.00 | 1/29/2012 12:21:25 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:16 PM |
processor115 | $25.00 | 1/29/2012 12:29:32 PM |
indomitable-coin | $25.00 | 1/29/2012 12:31:19 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:59 PM |
income-cactus0 | $50.00 | 1/29/2012 12:38:13 PM |
rupee-equation2 | $25.00 | 1/29/2012 12:40:06 PM |
orearella3 | $25.00 | 1/29/2012 12:37:28 PM |
Emberfox | $26.99 | 1/29/2012 2:24:22 PM |
sassykatty | $50.00 | 1/29/2012 2:43:33 PM |
georgethesir | $50.00 | 1/29/2012 4:00:39 PM |
fishintime | $100.00 | 1/29/2012 4:41:56 PM |
trade-structure | $25.00 | 1/29/2012 4:37:38 PM |
larrybird | $713.84 | 1/29/2012 5:04:46 PM |
kegs | $645.64 | 1/29/2012 5:06:29 PM |
ChrisProsper | $888.50 | 1/29/2012 5:58:59 PM |
JonnyD | $97.00 | 1/29/2012 5:41:57 PM |
kenji4861 | $25.00 | 1/28/2012 12:54:59 PM |
pierrelasvegas | $25.00 | 1/29/2012 7:44:15 AM |
Index_Plus | $15,000.00 | 1/29/2012 10:55:47 AM |
deal-goliath4 | $500.00 | 1/29/2012 11:12:18 AM |
boo_hoo | $50.00 | 1/29/2012 11:23:27 AM |
icontender | $50.00 | 1/29/2012 11:23:33 AM |
oaktown11 | $25.00 | 1/29/2012 12:21:07 PM |
compoundinterest | $50.00 | 1/29/2012 12:27:22 PM |
tampa_cmc | $50.00 | 1/29/2012 12:35:48 PM |
nybanker85 | $50.00 | 1/29/2012 12:29:17 PM |
reinforced-reward | $25.00 | 1/29/2012 12:40:49 PM |
top-courteous-peso | $75.00 | 1/29/2012 12:45:09 PM |
Tylerh | $250.00 | 1/29/2012 12:49:36 PM |
Print88 | $25.00 | 1/29/2012 1:00:09 PM |
loaninvesting | $25.00 | 1/29/2012 1:30:27 PM |
authentic-peace7 | $50.00 | 1/29/2012 1:02:25 PM |
supersarah61 | $25.00 | 1/29/2012 2:42:18 PM |
Napoli_Lending | $40.00 | 1/29/2012 3:01:11 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:23 PM |
ribrosu | $100.00 | 1/29/2012 3:47:14 PM |
japerk | $25.00 | 1/29/2012 4:31:56 PM |
bellaquito | $417.57 | 1/29/2012 5:09:16 PM |
brightest-gain-investor | $730.39 | 1/29/2012 5:11:42 PM |
transparency-river1 | $2,000.00 | 1/29/2012 5:00:32 PM |
P2P_Investor | $2,000.00 | 1/29/2012 5:13:43 PM |
reinforced-gain7 | $115.07 | 1/29/2012 5:17:07 PM |
silver-dogwood4 | $25.00 | 1/29/2012 5:17:38 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
553539
This series of Notes was issued and sold upon the funding of the borrower loan #59818, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-30-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $204.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 8% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,070 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sydney075 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jul-2011)
720-739
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Marrying Fiance in the UK
I've known my future wife for about 6 years. Recently I visited her in England and we decided that we wanted to get married. Since coming back I have done quite a bit of research and found out that there will be a number of costs involved (flights, visas, moving costs, in addition to the actual wedding). We are both committed to making this work and have discussed that a loan will help us cover everything without putting ourselves in a tight spot financially.
I am in good shape to take this loan as I have a good job and very little debt which will mostly be paid off by my tax return. I have more than enough budgeted each month to cover the amount of the loan and my future wife has no debts to pay off. I previously had a Prosper loan and paid it in full without missing a single payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
1stBankAndHal | $50.08 | 1/30/2012 10:01:15 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:47 AM |
awwaww | $25.00 | 1/30/2012 9:09:33 AM |
reward-walnut | $50.00 | 1/30/2012 9:25:08 AM |
sturdy-fairness0 | $100.00 | 1/30/2012 9:29:29 AM |
kenji4861 | $25.00 | 1/30/2012 9:33:22 AM |
rolltide09 | $50.00 | 1/30/2012 9:31:27 AM |
mrmojado | $25.00 | 1/30/2012 9:36:31 AM |
enthusiastic-balance5 | $100.00 | 1/30/2012 9:33:50 AM |
bomdel | $25.00 | 1/30/2012 9:38:05 AM |
Zolton | $300.00 | 1/30/2012 9:36:34 AM |
Harry | $50.00 | 1/30/2012 9:40:33 AM |
creditjunky | $125.00 | 1/30/2012 9:43:58 AM |
SolarMoonshine | $25.00 | 1/30/2012 9:45:48 AM |
rmachi | $25.00 | 1/30/2012 9:43:51 AM |
Ryno726 | $50.00 | 1/30/2012 10:03:07 AM |
wealth-infusion6 | $100.00 | 1/30/2012 9:57:01 AM |
inspired-investment8 | $100.00 | 1/30/2012 10:27:32 AM |
JoeXB | $50.00 | 1/30/2012 10:42:16 AM |
responsive-value4 | $35.00 | 1/30/2012 11:34:39 AM |
slipstock | $25.00 | 1/30/2012 11:32:48 AM |
mkl42 | $50.00 | 1/30/2012 11:44:00 AM |
deal-goliath4 | $500.00 | 1/30/2012 12:04:00 PM |
Index_Plus | $3,392.29 | 1/30/2012 12:20:48 PM |
BigLev | $25.00 | 1/30/2012 12:17:26 PM |
MoneyForNothing | $35.00 | 1/30/2012 9:00:54 AM |
NekHoldings | $25.00 | 1/30/2012 9:11:16 AM |
Feyenoord | $30.00 | 1/30/2012 9:32:44 AM |
virtuous-repayment | $25.00 | 1/30/2012 9:11:28 AM |
enticing-capital6 | $50.00 | 1/30/2012 9:18:54 AM |
pluto2k8 | $50.00 | 1/30/2012 9:24:30 AM |
rupee-equation2 | $25.00 | 1/30/2012 9:27:02 AM |
dime-sprout | $25.00 | 1/30/2012 9:38:12 AM |
iaffy | $25.00 | 1/30/2012 9:38:51 AM |
compoundinterest | $50.00 | 1/30/2012 9:39:07 AM |
lenderRXT | $100.00 | 1/30/2012 9:40:43 AM |
Aberdeen | $2,000.00 | 1/30/2012 9:48:33 AM |
wealth-infusion6 | $100.00 | 1/30/2012 9:56:56 AM |
investment-artist | $36.01 | 1/30/2012 9:50:23 AM |
vtrentster | $25.00 | 1/30/2012 9:44:37 AM |
worthy-commitment7 | $25.00 | 1/30/2012 10:05:58 AM |
focused-wampum | $25.00 | 1/30/2012 10:20:19 AM |
best-hope-goat | $25.00 | 1/30/2012 10:21:41 AM |
radforj22 | $50.00 | 1/30/2012 10:08:47 AM |
youthful-currency9 | $300.00 | 1/30/2012 10:09:28 AM |
Rivervale_Westwood | $52.68 | 1/30/2012 10:26:58 AM |
Peterman | $25.00 | 1/30/2012 10:39:56 AM |
grammaspurse | $25.00 | 1/30/2012 10:48:18 AM |
SkiNZ | $25.00 | 1/30/2012 10:28:45 AM |
plum557 | $25.00 | 1/30/2012 11:13:16 AM |
blazing-capital2 | $250.00 | 1/30/2012 11:28:23 AM |
plato22 | $25.00 | 1/30/2012 11:21:33 AM |
ILoveBearHats | $33.94 | 1/30/2012 11:36:05 AM |
serene-capital | $35.00 | 1/30/2012 11:53:56 AM |
Popcorn_Shrimper | $25.00 | 1/30/2012 11:58:38 AM |
MoneyMoon | $25.00 | 1/30/2012 11:59:43 AM |
investment-comet | $25.00 | 1/30/2012 12:09:54 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
553545
This series of Notes was issued and sold upon the funding of the borrower loan #59461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 3% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 15y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,834 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| euro-zeus640 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
Update boiler
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time, I am very responsible and am in need of a small loan to get some important, unexpected work done on my home
Monthly net income: $5650 (I make $67k yearly with Verizon & $22,200 rental income
Monthly expenses: $3819 total expenses of all items below
Housing: $2150 (My portion is $300, after income from tenants)
Insurance: $334 (auto)
Car expenses: $150 (gas, tolls)
Utilities: $250
Phone, cable, internet: $185 (verizon wireless phone)
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $150 (credit cards only)
Other expenses: $100 misc
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/23/2012 5:02:46 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553547
This series of Notes was issued and sold upon the funding of the borrower loan #59761, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $645.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1986 |
Debt/Income ratio:
| 35% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 22y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,060 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| moola-cake8 |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
Purpose of loan:
This loan will be used to...consolidate bills
My financial situation:
I am a good candidate for this loan because...I have a steady job in this economy. I have a history of paying bills on time and in full. I have equity in my home and my maple sugaring business. There is $60,000 of equiupment located at the sugar house. There is only about $5000 debt owed on it.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-popcorn | $25.00 | 1/28/2012 5:13:45 AM |
mar97 | $25.00 | 1/23/2012 3:22:54 PM |
a- | $25.00 | 1/23/2012 5:09:29 PM |
phenomenal-gain5 | $25.00 | 1/23/2012 7:44:13 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:07 PM |
Harry | $50.00 | 1/23/2012 5:28:24 PM |
worth-web5 | $50.00 | 1/24/2012 5:20:23 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:47 PM |
enticing-note | $25.00 | 1/24/2012 6:54:23 PM |
kevin314 | $40.00 | 1/24/2012 8:17:38 PM |
AFairDeal | $25.00 | 1/25/2012 9:22:18 AM |
genius520 | $50.00 | 1/25/2012 10:02:08 AM |
Sid-K | $25.00 | 1/26/2012 5:13:47 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:41 PM |
all_of_that_one | $33.00 | 1/26/2012 7:09:21 PM |
suave-dollar | $25.00 | 1/27/2012 4:46:38 AM |
antlr | $50.00 | 1/27/2012 6:25:20 AM |
orearella3 | $25.00 | 1/27/2012 9:21:00 AM |
Dubbs360 | $25.00 | 1/27/2012 9:32:16 AM |
principal-lion | $38.79 | 1/27/2012 11:48:44 AM |
investment-comet | $25.00 | 1/27/2012 11:33:46 AM |
acarnegie | $25.00 | 1/27/2012 12:18:22 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:17 PM |
truth-silo | $50.00 | 1/27/2012 4:08:15 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:28 PM |
Rockymtnhi | $50.00 | 1/27/2012 1:56:38 PM |
icon7 | $50.00 | 1/28/2012 6:56:48 AM |
dor | $25.00 | 1/27/2012 9:12:59 PM |
cerebral-auction950 | $100.00 | 1/28/2012 4:23:28 AM |
lendacity | $50.00 | 1/28/2012 4:39:28 AM |
enthralling-investment | $25.00 | 1/28/2012 8:12:08 AM |
green28 | $137.59 | 1/28/2012 10:31:40 AM |
downtownfarm | $25.00 | 1/28/2012 12:09:12 PM |
dime-smasher5 | $25.00 | 1/28/2012 11:05:01 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:44 AM |
selector568 | $300.00 | 1/28/2012 12:15:24 PM |
processor115 | $25.00 | 1/28/2012 12:17:09 PM |
iem2509 | $35.00 | 1/28/2012 12:16:13 PM |
enriching-dollar1 | $100.00 | 1/28/2012 12:16:32 PM |
successful-agreement7 | $100.00 | 1/28/2012 12:18:43 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:04 PM |
Tradesmanlender | $25.00 | 1/28/2012 12:23:44 PM |
jazzlender | $45.00 | 1/28/2012 12:24:18 PM |
pdub | $75.00 | 1/28/2012 12:26:31 PM |
awwaww | $25.00 | 1/28/2012 12:28:34 PM |
encore02 | $50.00 | 1/28/2012 12:41:34 PM |
a-unflappable-finance | $74.00 | 1/28/2012 12:59:31 PM |
LaveenFinancial | $25.00 | 1/28/2012 1:07:26 PM |
syounker | $25.00 | 1/28/2012 1:00:52 PM |
GranCarol | $25.00 | 1/28/2012 1:11:47 PM |
abkennedy | $25.00 | 1/28/2012 1:12:49 PM |
thankful-nickel2 | $25.00 | 1/28/2012 1:04:57 PM |
buraky | $50.00 | 1/28/2012 1:06:40 PM |
gold-pudding6 | $60.00 | 1/28/2012 1:06:33 PM |
MadHun | $200.00 | 1/28/2012 1:07:37 PM |
ideal-platinum1 | $25.00 | 1/28/2012 1:08:03 PM |
figs4u2 | $100.00 | 1/28/2012 1:08:17 PM |
Castellan | $26.00 | 1/28/2012 1:08:19 PM |
ualf | $50.00 | 1/28/2012 1:08:26 PM |
bughead | $25.00 | 1/28/2012 1:36:38 PM |
indomart | $25.00 | 1/28/2012 1:09:55 PM |
Fuzkaska__F_u_n_d_s | $25.00 | 1/28/2012 1:10:52 PM |
bsg43 | $25.00 | 1/28/2012 1:13:08 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:26 PM |
progressive-asset | $42.00 | 1/28/2012 1:15:04 PM |
IIP77 | $25.00 | 1/28/2012 1:16:12 PM |
safe-kindness5 | $37.09 | 1/28/2012 3:17:38 PM |
BicyclePostLendingDivision | $35.00 | 1/28/2012 1:19:18 PM |
A4 | $25.00 | 1/28/2012 4:00:36 PM |
bonafide-transaction1 | $35.28 | 1/28/2012 1:38:06 PM |
aquistoyraul | $29.27 | 1/28/2012 2:23:48 PM |
stockpicker_jboy | $25.00 | 1/28/2012 2:42:02 PM |
abundant-power | $25.00 | 1/28/2012 5:11:59 PM |
BashtonLends | $50.00 | 1/28/2012 4:04:40 PM |
sanjubab | $25.00 | 1/28/2012 7:25:40 PM |
duckadoo | $25.00 | 1/28/2012 7:47:06 PM |
vtown_vet | $25.00 | 1/28/2012 5:35:53 PM |
wlm3012 | $50.00 | 1/28/2012 6:01:12 PM |
azarael | $25.00 | 1/28/2012 8:40:41 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:23 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:48 PM |
creditjunky | $125.00 | 1/23/2012 7:34:44 PM |
sturdy-fairness0 | $100.00 | 1/24/2012 9:38:48 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:42 PM |
value-travels | $25.00 | 1/24/2012 2:30:54 PM |
kirat15 | $50.00 | 1/25/2012 8:49:17 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:47 AM |
indomitable-coin | $25.00 | 1/25/2012 9:51:26 AM |
john0720 | $50.00 | 1/25/2012 4:08:17 PM |
Ocean713 | $75.00 | 1/26/2012 3:10:35 PM |
Interloper | $25.00 | 1/26/2012 3:16:14 PM |
Tylerh | $250.00 | 1/26/2012 5:09:58 PM |
Weaverville | $25.00 | 1/26/2012 4:19:30 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:23 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:35:54 PM |
deal-goliath4 | $500.00 | 1/26/2012 6:57:40 PM |
dinero-path5 | $50.00 | 1/27/2012 4:19:44 AM |
giftgold | $25.00 | 1/26/2012 7:26:47 PM |
greenbacchus | $25.00 | 1/26/2012 9:39:25 PM |
DonaldColorado | $102.21 | 1/27/2012 4:51:49 AM |
w3alter | $50.00 | 1/27/2012 9:16:26 AM |
Caidin | $25.00 | 1/27/2012 9:19:18 AM |
officer8 | $25.00 | 1/27/2012 8:17:14 AM |
BxRealtor | $25.00 | 1/27/2012 9:29:42 AM |
wealthstar | $25.00 | 1/27/2012 9:09:15 AM |
sensible-interest2 | $143.73 | 1/27/2012 10:24:15 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:31 AM |
moneytolend72 | $25.00 | 1/27/2012 11:56:41 AM |
blazing-capital2 | $250.00 | 1/27/2012 4:02:53 PM |
radforj22 | $25.00 | 1/27/2012 2:15:02 PM |
income-cactus0 | $50.00 | 1/27/2012 2:58:39 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:22 PM |
first-compassion-oak | $25.00 | 1/28/2012 1:42:25 AM |
PaulW | $25.00 | 1/28/2012 5:25:42 AM |
pencreek | $50.00 | 1/27/2012 8:06:19 PM |
chorus731 | $50.00 | 1/27/2012 9:50:11 PM |
bb575 | $50.00 | 1/28/2012 1:21:12 AM |
cr55595 | $25.00 | 1/28/2012 6:57:15 AM |
trustworthy-hope189 | $75.00 | 1/28/2012 7:15:43 AM |
Futurero | $25.00 | 1/28/2012 11:13:21 AM |
ect_2k20 | $25.00 | 1/28/2012 10:31:02 AM |
vivacious-truth3 | $25.00 | 1/28/2012 10:50:44 AM |
the-bright-velocity | $25.00 | 1/28/2012 12:15:14 PM |
Clambake | $25.00 | 1/28/2012 12:17:25 PM |
hitsman | $50.00 | 1/28/2012 12:21:20 PM |
icchok | $50.00 | 1/28/2012 12:27:47 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:43 PM |
riproaringrapids | $50.00 | 1/28/2012 12:41:01 PM |
HamachiMan | $50.00 | 1/28/2012 12:47:05 PM |
E_G | $50.00 | 1/28/2012 12:50:00 PM |
DadWarbucks | $25.00 | 1/28/2012 12:40:58 PM |
loyalty-sherpa | $25.00 | 1/28/2012 12:55:41 PM |
the-profit-oracle | $25.00 | 1/28/2012 12:50:36 PM |
evnagelist | $25.00 | 1/28/2012 1:01:05 PM |
iolaire | $25.00 | 1/28/2012 12:56:58 PM |
fund-tom-tom6 | $25.00 | 1/28/2012 1:01:19 PM |
gold-commander0 | $25.00 | 1/28/2012 1:05:47 PM |
skuba | $75.00 | 1/28/2012 1:06:06 PM |
minista | $25.00 | 1/28/2012 1:07:54 PM |
integrity-american | $33.67 | 1/28/2012 1:29:27 PM |
logical-repayment1 | $25.00 | 1/28/2012 1:11:42 PM |
nickel-ferret | $50.00 | 1/28/2012 1:12:03 PM |
Gabriel02 | $25.00 | 1/28/2012 1:15:57 PM |
KLCRAY | $25.00 | 1/28/2012 1:18:43 PM |
keen-yield741 | $25.00 | 1/28/2012 3:57:27 PM |
LimaGuy | $43.04 | 1/28/2012 4:09:44 PM |
responsibility-euphoria0 | $29.50 | 1/28/2012 4:56:57 PM |
payment-associate5 | $100.00 | 1/28/2012 2:42:46 PM |
Mumcuz | $207.07 | 1/28/2012 5:19:06 PM |
duty-explosion9 | $25.00 | 1/28/2012 3:02:17 PM |
atllender | $50.00 | 1/28/2012 3:13:57 PM |
goat361 | $40.00 | 1/28/2012 4:03:07 PM |
BigBag | $25.00 | 1/28/2012 4:10:44 PM |
Mo_64 | $50.00 | 1/28/2012 4:26:52 PM |
undaunted-loan8 | $50.00 | 1/28/2012 5:49:18 PM |
Luv2Bless | $25.00 | 1/28/2012 5:56:02 PM |
ChrisProsper | $981.99 | 1/28/2012 10:46:28 PM |
immaculate-compassion8 | $50.00 | 1/28/2012 8:47:06 PM |
jsanford9027 | $25.68 | 1/28/2012 9:25:32 PM |
catnip007 | $25.08 | 1/28/2012 10:02:54 PM |
studious-revenue7 | $50.00 | 1/28/2012 10:36:37 PM |
161 Investments
|
Borrower Payment Dependent Notes Series
553553
This series of Notes was issued and sold upon the funding of the borrower loan #59594, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 5y 5m |
Amount delinquent:
| $2,572 |
Total credit lines:
| 4 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,662 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-champion2 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Property Possible minor fix
Purpose of loan: Minor repairs upgrades from popcorn ceiling to painted also need washer dryer and new carpet
This loan will be used to pay for small improvements to earn rental income.
My financial situation: Work full time and have second residence available so I can earn extra income by making my home suitable for a rental property in the near future.
I am a good candidate for this loan because I have low monthly expenses as I am a cobuyer and pay only half my mortgage amount also own my vehicle outright and once loan is approved can quickly make appropriate changes to home and start earning income and pay loan as agreed.
Monthly net income: $1800
Monthly expenses: $100
Housing: $450
Insurance: $40
Car expenses: $85
Utilities: $100
Phone, cable, internet: $45
Food, entertainment: $50
Clothing, household expenses: $25
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $3.01 | 1/25/2012 4:59:51 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:57 PM |
worthy-bid8 | $100.00 | 1/23/2012 5:10:54 PM |
rate-authority2 | $50.00 | 1/23/2012 11:47:43 AM |
SFBank | $50.00 | 1/23/2012 4:21:36 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:09 PM |
2grindstones | $30.00 | 1/23/2012 10:19:03 PM |
kulender | $50.00 | 1/24/2012 5:13:41 AM |
HHP | $65.00 | 1/24/2012 9:20:52 AM |
leverage-monger | $25.00 | 1/24/2012 8:13:01 AM |
Dubbs360 | $50.00 | 1/24/2012 9:15:47 AM |
fortytwo | $150.00 | 1/24/2012 9:23:14 AM |
suave-dime6 | $25.00 | 1/24/2012 4:05:01 PM |
life-is-great | $25.00 | 1/24/2012 5:38:50 PM |
finance-mushroom | $51.00 | 1/24/2012 5:42:25 PM |
frogperson | $200.00 | 1/24/2012 6:43:08 PM |
toblerone | $25.00 | 1/24/2012 5:56:44 PM |
Sparchange | $25.00 | 1/24/2012 6:59:19 PM |
Bob450 | $25.00 | 1/24/2012 8:40:28 PM |
rustysailor | $25.00 | 1/24/2012 10:30:17 PM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:51 AM |
social-zebra | $30.00 | 1/25/2012 8:56:31 AM |
Weaverville | $25.00 | 1/25/2012 8:59:57 AM |
jstefans | $25.00 | 1/25/2012 9:05:42 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:13 AM |
hopethisworks | $25.00 | 1/25/2012 9:34:01 AM |
benefit-pro | $50.00 | 1/25/2012 9:37:54 AM |
papaloha | $200.00 | 1/25/2012 10:28:53 AM |
hitsman | $50.00 | 1/25/2012 10:04:39 AM |
orearella3 | $25.00 | 1/25/2012 10:08:40 AM |
listing-wildebeest1 | $26.70 | 1/25/2012 3:52:13 PM |
yf99yz | $25.00 | 1/25/2012 4:39:25 PM |
glroark | $100.00 | 1/25/2012 1:31:35 PM |
WMY-Investor | $100.00 | 1/25/2012 1:51:28 PM |
finance-mammalian2 | $25.00 | 1/25/2012 2:32:24 PM |
zorg77 | $50.00 | 1/25/2012 2:45:38 PM |
first-serene-credit | $25.00 | 1/25/2012 3:50:28 PM |
gain-equator | $25.00 | 1/23/2012 5:07:56 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:12 PM |
back-scratchers | $50.00 | 1/23/2012 8:08:09 PM |
economy-coup | $50.00 | 1/23/2012 5:26:44 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:48 PM |
careful-vigilance4 | $25.00 | 1/23/2012 5:36:11 PM |
asset-professor | $25.00 | 1/23/2012 5:37:49 PM |
jiggaman7 | $50.00 | 1/23/2012 5:32:40 PM |
BankofRon | $25.00 | 1/23/2012 5:38:27 PM |
deal-goliath4 | $500.00 | 1/23/2012 9:24:06 PM |
foothillender | $25.00 | 1/24/2012 8:40:02 AM |
melodious-openness | $300.00 | 1/24/2012 2:14:46 AM |
Land_on_your_feet | $25.00 | 1/24/2012 6:24:46 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:20 AM |
reward-juniper6 | $25.00 | 1/24/2012 10:21:28 AM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:53 PM |
top-historic-peso | $25.00 | 1/24/2012 5:59:34 PM |
high_flyer | $100.00 | 1/24/2012 10:31:37 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:43 AM |
Core-Marketing | $25.00 | 1/25/2012 4:40:02 AM |
kind-diligent-coin | $25.00 | 1/25/2012 5:10:13 AM |
radforj22 | $25.00 | 1/25/2012 8:29:41 AM |
SecondChanceLendingSERV | $28.35 | 1/25/2012 8:36:51 AM |
adamdroker | $25.00 | 1/25/2012 8:13:49 AM |
greenback-seagull2 | $26.00 | 1/25/2012 9:17:54 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:53 AM |
the-enthralling-coin | $25.00 | 1/25/2012 9:56:51 AM |
WLenders | $25.00 | 1/25/2012 10:23:58 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:31 AM |
Eric_Gagne | $25.00 | 1/25/2012 1:25:11 PM |
enthusiastic-ore5 | $34.94 | 1/25/2012 3:07:16 PM |
orgy63 | $25.00 | 1/25/2012 3:57:05 PM |
TMac | $25.00 | 1/25/2012 10:46:18 AM |
bsh297 | $25.00 | 1/25/2012 10:29:03 AM |
queentut | $80.00 | 1/25/2012 4:40:25 PM |
fair-peace7 | $25.00 | 1/25/2012 11:57:50 AM |
terrific-dough6 | $50.00 | 1/25/2012 12:57:46 PM |
enticing-rate9 | $50.00 | 1/25/2012 12:49:17 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:26 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
553579
This series of Notes was issued and sold upon the funding of the borrower loan #59668, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 31% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-freshmaker6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $115.00 | 1/23/2012 5:07:43 PM |
realtormoises | $25.00 | 1/24/2012 6:34:16 AM |
Dubbs360 | $25.00 | 1/24/2012 9:16:07 AM |
calimanusa | $30.00 | 1/24/2012 5:25:57 PM |
CA-Lender | $25.00 | 1/25/2012 12:18:44 PM |
money-fort | $25.00 | 1/25/2012 10:28:42 AM |
bubb_hans | $50.00 | 1/23/2012 5:25:13 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:27 PM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:31 AM |
kind-credit-bear | $25.00 | 1/26/2012 4:55:44 PM |
Sid-K | $25.00 | 1/26/2012 5:13:48 PM |
Index_Plus | $3,580.00 | 1/26/2012 6:35:54 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
553599
This series of Notes was issued and sold upon the funding of the borrower loan #59500, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 30% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,431 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rolltide0405 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loans
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 56000
Monthly expenses: $
Housing: $ 691
Insurance: $ 150
Car expenses: $ 600
Utilities: $ 300
Phone, cable, internet: $ 50
Food, entertainment: $ 100
Clothing, household expenses: $ 400
Credit cards and other loans: $ 400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $100.00 | 1/23/2012 5:04:28 PM |
gain-equator | $25.00 | 1/23/2012 5:04:39 PM |
LittleMingo | $30.00 | 1/23/2012 6:12:35 PM |
a- | $25.00 | 1/23/2012 5:09:31 PM |
MatthewDP | $155.00 | 1/23/2012 5:15:09 PM |
golden-velocity9 | $25.00 | 1/23/2012 5:17:56 PM |
loan-fate | $50.00 | 1/23/2012 5:31:02 PM |
creditjunky | $125.00 | 1/23/2012 6:28:05 PM |
one-midas | $25.00 | 1/23/2012 8:37:07 PM |
kulender | $50.00 | 1/24/2012 5:13:43 AM |
kind-efficient-credit | $25.00 | 1/24/2012 9:15:09 AM |
magical-durability9 | $25.00 | 1/24/2012 9:54:20 AM |
Rogesparkguy | $25.00 | 1/24/2012 9:58:17 AM |
worth-arch | $25.00 | 1/24/2012 10:08:21 AM |
340 | $25.00 | 1/24/2012 10:14:19 AM |
1willray | $25.00 | 1/24/2012 12:11:25 PM |
penny-surgeon | $25.00 | 1/24/2012 9:58:02 AM |
social-cocktail1 | $200.00 | 1/24/2012 10:02:52 AM |
Bank_Of_XL | $25.00 | 1/24/2012 10:31:54 AM |
mpatrick | $50.00 | 1/24/2012 3:15:59 PM |
haiku328 | $40.00 | 1/24/2012 10:42:40 AM |
alpete7 | $50.00 | 1/24/2012 10:59:01 AM |
samaritan5 | $26.00 | 1/24/2012 11:49:25 AM |
HeroSupport | $80.00 | 1/24/2012 12:43:53 PM |
investment-comet | $25.00 | 1/24/2012 12:21:52 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:50 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:52 PM |
loyalty-czar | $30.00 | 1/24/2012 4:38:29 PM |
worth-web5 | $50.00 | 1/24/2012 5:20:23 PM |
selector568 | $264.00 | 1/24/2012 5:20:29 PM |
calimanusa | $40.00 | 1/24/2012 5:25:25 PM |
jybank | $50.00 | 1/24/2012 5:29:03 PM |
return-cluster991 | $50.00 | 1/24/2012 6:47:58 PM |
Comoparklender | $25.00 | 1/24/2012 5:50:46 PM |
asset-professor | $25.00 | 1/24/2012 5:55:42 PM |
dfl | $40.00 | 1/24/2012 6:59:29 PM |
frogperson | $250.00 | 1/24/2012 6:39:04 PM |
Wyatte | $25.00 | 1/24/2012 7:03:23 PM |
top-visionary-truth | $25.00 | 1/24/2012 8:19:27 PM |
Asgardian | $25.00 | 1/25/2012 6:39:15 AM |
SummitAdvisors | $25.00 | 1/25/2012 7:43:23 AM |
Brisket_Bob | $25.42 | 1/25/2012 4:40:27 AM |
MarvintheMartian | $25.00 | 1/25/2012 4:51:42 AM |
pumatrap | $25.00 | 1/25/2012 5:12:59 AM |
suave-dime6 | $25.00 | 1/25/2012 5:56:27 AM |
orange-preeminant-bill | $25.00 | 1/25/2012 6:47:34 AM |
Weaverville | $25.00 | 1/25/2012 8:59:58 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:55 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:25 AM |
MrBailey | $25.00 | 1/25/2012 9:47:12 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:23 AM |
cybercop45 | $25.00 | 1/25/2012 12:54:34 PM |
hitsman | $50.00 | 1/25/2012 10:04:39 AM |
sonicpluto | $25.00 | 1/25/2012 3:52:43 PM |
Urban-MBA | $25.84 | 1/25/2012 11:10:29 AM |
fair-peace7 | $25.00 | 1/25/2012 11:58:54 AM |
blue-radiant-economy | $100.00 | 1/25/2012 1:32:12 PM |
thomas16882004 | $25.00 | 1/25/2012 3:05:57 PM |
hope-fortress753 | $25.00 | 1/25/2012 3:06:17 PM |
yf99yz | $25.00 | 1/25/2012 4:06:24 PM |
CashFlow13 | $299.00 | 1/23/2012 5:20:45 PM |
jmeasn | $25.00 | 1/24/2012 11:35:12 AM |
bullish2bearish | $25.00 | 1/25/2012 9:01:37 AM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:10 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:11 PM |
economy-coup | $50.00 | 1/23/2012 5:26:45 PM |
DHolly | $31.00 | 1/23/2012 5:42:27 PM |
zeeexsixare | $300.00 | 1/23/2012 6:12:09 PM |
janeybooboo | $75.00 | 1/23/2012 7:48:27 PM |
scarlet-velvet | $25.08 | 1/24/2012 7:18:45 AM |
jeg3k | $50.00 | 1/24/2012 10:24:06 AM |
ommcd | $25.00 | 1/24/2012 9:54:50 AM |
the-hope-workhorse | $100.00 | 1/24/2012 10:03:54 AM |
alpete7 | $50.00 | 1/24/2012 10:15:38 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:32 AM |
social-booster4 | $50.00 | 1/24/2012 10:33:09 AM |
friendship9 | $25.00 | 1/24/2012 3:41:17 PM |
Whipster | $80.00 | 1/24/2012 12:41:20 PM |
ddog0224 | $50.00 | 1/24/2012 12:50:58 PM |
mlj0671 | $25.00 | 1/24/2012 1:49:40 PM |
transparency-universe8 | $25.00 | 1/24/2012 2:28:40 PM |
buffalobills | $25.00 | 1/24/2012 3:06:34 PM |
bancoroyal | $25.00 | 1/24/2012 5:17:27 PM |
golden-wealth2 | $66.00 | 1/24/2012 4:06:29 PM |
kevin314 | $25.00 | 1/24/2012 5:13:40 PM |
genius520 | $50.00 | 1/24/2012 5:19:56 PM |
bazaar-festivity | $25.00 | 1/24/2012 5:57:16 PM |
money-bauble | $100.00 | 1/24/2012 5:34:34 PM |
progressive-economy261 | $400.00 | 1/24/2012 5:59:52 PM |
irrelevant | $50.00 | 1/24/2012 6:05:14 PM |
matt_2006 | $25.00 | 1/24/2012 5:45:12 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:41 PM |
enticing-note | $25.00 | 1/24/2012 6:54:26 PM |
thorough-marketplace441 | $25.00 | 1/24/2012 8:27:57 PM |
high_flyer | $100.00 | 1/24/2012 10:32:58 PM |
helpful-loan245 | $25.00 | 1/24/2012 11:41:23 PM |
principal-laser | $126.53 | 1/25/2012 4:35:28 AM |
the-lean-bid | $25.00 | 1/25/2012 5:01:06 AM |
radforj22 | $25.00 | 1/25/2012 8:27:39 AM |
blackstar | $25.00 | 1/25/2012 5:40:30 AM |
blueshound | $25.00 | 1/25/2012 6:12:13 AM |
Bob450 | $30.00 | 1/25/2012 6:56:28 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:51 AM |
jstefans | $25.00 | 1/25/2012 9:05:42 AM |
fundenstein | $25.00 | 1/25/2012 8:12:12 AM |
factcheck | $25.00 | 1/25/2012 9:10:41 AM |
credit-coach118 | $35.37 | 1/25/2012 8:42:04 AM |
lovely-order7 | $25.00 | 1/25/2012 9:26:55 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:50 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:09 AM |
rae4sunshine | $25.00 | 1/25/2012 11:06:06 AM |
forthright-trade | $25.00 | 1/25/2012 4:23:04 PM |
ready-interest9 | $25.00 | 1/25/2012 1:16:51 PM |
hyrolln | $25.00 | 1/25/2012 4:28:06 PM |
Index_Plus | $8,175.72 | 1/25/2012 5:25:10 PM |
115 Investments
|
Borrower Payment Dependent Notes Series
553601
This series of Notes was issued and sold upon the funding of the borrower loan #59494, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,750.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $310.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 35% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Student - College G... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,423 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| structure648 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Apr-2011)
|
Principal balance:
| $7,238.41 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
Pay Down Holiday Debt
Purpose of loan:
This loan will be used to consolidate holiday debt and a current prosper loan. I splurged a little for christmas while seeing family and friends and would rather that debt not be sitting on my credit card. Also, I would like to take advantage of the lowered interest rates on prosper.com loans to refinance our current loan. Prosper.com has been a huge help to my financial situation over the last year or so.
My financial situation:
I am a good candidate for this loan because I have good credit, have never been late paying any bill, and have a very steady income (I have guaranteed employment for the next three years).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
GElender | $40.00 | 1/23/2012 5:05:27 PM |
Harry | $50.00 | 1/23/2012 5:28:24 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:48 PM |
enriching-dollar1 | $100.00 | 1/23/2012 5:13:27 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:24 PM |
hitsman | $50.00 | 1/24/2012 9:12:24 AM |
AFairDeal | $25.00 | 1/24/2012 9:19:25 AM |
squarebob | $25.00 | 1/24/2012 9:19:43 AM |
john0720 | $50.00 | 1/24/2012 8:11:12 AM |
selector568 | $300.00 | 1/24/2012 9:23:57 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:43 PM |
heroic-platinum | $25.00 | 1/24/2012 5:24:54 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:48 PM |
resolute-payment | $25.00 | 1/24/2012 5:37:25 PM |
kevin314 | $40.00 | 1/24/2012 8:17:39 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:25 AM |
kirat15 | $50.00 | 1/25/2012 8:49:17 AM |
indomitable-coin | $25.00 | 1/25/2012 9:51:27 AM |
zone6 | $100.00 | 1/25/2012 10:02:36 AM |
mar97 | $25.00 | 1/23/2012 3:22:54 PM |
vinayski | $25.00 | 1/23/2012 5:33:58 PM |
trade-burrito4 | $35.00 | 1/23/2012 5:09:49 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:07 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:33 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:42 PM |
deal-goliath4 | $500.00 | 1/23/2012 9:28:37 PM |
worth-web5 | $50.00 | 1/24/2012 9:47:20 AM |
the-sunny-loot | $25.00 | 1/24/2012 9:48:21 AM |
jeg3k | $50.00 | 1/24/2012 10:24:05 AM |
value-travels | $25.00 | 1/24/2012 2:30:55 PM |
enticing-note | $25.00 | 1/24/2012 6:54:23 PM |
cerebral-dollar773 | $50.00 | 1/25/2012 7:28:01 AM |
Leshan | $50.00 | 1/25/2012 8:15:00 AM |
secureincome | $1,333.00 | 1/25/2012 9:42:55 AM |
genius520 | $50.00 | 1/25/2012 10:02:08 AM |
fcrick | $25.00 | 1/25/2012 10:06:08 AM |
Index_Plus | $5,276.99 | 1/25/2012 5:18:18 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
553605
This series of Notes was issued and sold upon the funding of the borrower loan #59551, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 31y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,481 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| KidsDoneWithCollege-CleanUpDebt |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 10000
Monthly expenses: $
Housing: $1800
Insurance: $200
Car expenses: $300
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 1/26/2012 9:49:38 AM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:10 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:51 PM |
john0720 | $50.00 | 1/24/2012 6:54:44 AM |
axl163 | $25.00 | 1/24/2012 8:27:04 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:39 AM |
gentle-gain235 | $25.00 | 1/25/2012 10:53:33 AM |
LookingGlassInvestmentsLLC | $25.00 | 1/25/2012 3:35:01 PM |
genius520 | $37.00 | 1/26/2012 9:26:20 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:00 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:51 AM |
tnjohnso | $25.00 | 1/26/2012 9:28:01 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:06 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:55 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:20 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:51 AM |
asset-professor | $25.00 | 1/26/2012 9:44:10 AM |
BxRealtor | $25.00 | 1/26/2012 10:02:01 AM |
economy-coup | $50.00 | 1/26/2012 9:45:26 AM |
Ballybay | $50.00 | 1/26/2012 9:45:42 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:27 AM |
AEH_Now | $25.00 | 1/26/2012 9:52:32 AM |
indomitable-coin | $25.00 | 1/26/2012 9:52:44 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:49 AM |
beaker | $25.03 | 1/26/2012 10:09:55 AM |
AFairDeal | $25.00 | 1/26/2012 9:56:48 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:10 AM |
selector568 | $300.00 | 1/26/2012 10:13:03 AM |
meux99 | $25.00 | 1/26/2012 10:00:23 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:44 AM |
mercuriant | $25.00 | 1/26/2012 10:04:32 AM |
myidear | $25.00 | 1/26/2012 12:15:18 PM |
the-brainy-power | $25.00 | 1/26/2012 12:22:51 PM |
sturdy-fairness0 | $100.00 | 1/26/2012 10:06:48 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:57 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:19 AM |
worth-web5 | $50.00 | 1/26/2012 10:11:16 AM |
A4 | $25.00 | 1/26/2012 3:23:19 PM |
Cutts | $25.00 | 1/26/2012 10:14:15 AM |
the-sunny-loot | $25.00 | 1/26/2012 10:17:06 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:01 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:52 PM |
transparency-river1 | $900.71 | 1/26/2012 6:06:07 PM |
shawnw2 | $25.00 | 1/26/2012 9:27:48 AM |
loanman2007 | $25.00 | 1/26/2012 9:57:12 AM |
icanhasloanz | $50.00 | 1/26/2012 10:09:35 AM |
jamiee73 | $25.00 | 1/23/2012 5:31:16 PM |
credit-coach118 | $25.26 | 1/24/2012 8:46:04 AM |
intelligent-yield | $50.00 | 1/24/2012 5:14:57 PM |
Investor_DP | $100.00 | 1/24/2012 5:16:16 PM |
toblerone | $25.00 | 1/24/2012 5:56:44 PM |
wildanne | $25.00 | 1/24/2012 6:02:37 PM |
enticing-note | $25.00 | 1/24/2012 6:54:26 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:55 AM |
networks4ever | $25.00 | 1/26/2012 9:29:49 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:28 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:05 AM |
Tylerh | $250.00 | 1/26/2012 9:36:09 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:55 AM |
kevin314 | $25.00 | 1/26/2012 9:39:08 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:23 AM |
loan-fate | $50.00 | 1/26/2012 9:31:23 AM |
ideal-platinum1 | $25.00 | 1/26/2012 9:52:56 AM |
WilliamLeeSims | $25.00 | 1/26/2012 9:58:45 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:41 AM |
sci_guy | $25.00 | 1/26/2012 10:01:04 AM |
Harry | $50.00 | 1/26/2012 9:49:21 AM |
greenback-seagull2 | $27.00 | 1/26/2012 10:04:50 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:26 AM |
SomebodysMom | $35.00 | 1/26/2012 10:06:21 AM |
jeg3k | $50.00 | 1/26/2012 9:53:18 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:53 AM |
nex | $25.00 | 1/26/2012 9:58:15 AM |
matt_2006 | $25.00 | 1/26/2012 10:01:25 AM |
profit-powerplant | $25.00 | 1/26/2012 10:02:53 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:57 AM |
cebgop | $25.00 | 1/26/2012 10:04:19 AM |
hitsman | $50.00 | 1/26/2012 10:05:09 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:12 AM |
magical-credit523 | $25.00 | 1/26/2012 10:10:22 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:28 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:14 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:45 AM |
principal-cooker2 | $100.00 | 1/26/2012 10:14:37 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:15 AM |
penny-plato | $25.00 | 1/26/2012 10:27:36 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:49 PM |
Ocean713 | $75.00 | 1/26/2012 3:13:22 PM |
buffalobills | $25.00 | 1/26/2012 3:51:54 PM |
Sid-K | $25.00 | 1/26/2012 5:13:49 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:18 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:00:38 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
553633
This series of Notes was issued and sold upon the funding of the borrower loan #59751, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 26% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $78,744 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| eclipse8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Property Tax
Purpose of loan:
This loan will be used to pay my parent's Property Tax.
My financial situation:
I am a good candidate for this loan because I never miss a payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/23/2012 5:20:10 PM |
green-trade-dolphin2 | $30.02 | 1/23/2012 5:02:34 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:51 PM |
john0720 | $50.00 | 1/24/2012 6:53:57 AM |
cardminger | $25.00 | 1/25/2012 9:28:41 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:53 PM |
HeroSupport | $40.00 | 1/27/2012 5:03:44 PM |
kevin314 | $25.00 | 1/27/2012 5:25:55 PM |
matt_2006 | $25.00 | 1/27/2012 5:46:02 PM |
acarnegie | $25.00 | 1/27/2012 5:19:47 PM |
proper-agreement8 | $50.00 | 1/27/2012 5:35:57 PM |
dough-mammal | $100.00 | 1/27/2012 5:35:01 PM |
GCInvestments | $25.00 | 1/27/2012 5:39:03 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:24 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:17 PM |
enticing-note | $25.00 | 1/24/2012 6:54:27 PM |
Investor_DP | $100.00 | 1/25/2012 9:37:30 AM |
Index_Plus | $6,154.98 | 1/27/2012 6:07:01 PM |
transparency-sapling | $25.00 | 1/27/2012 5:26:01 PM |
ommcd | $25.00 | 1/27/2012 5:30:58 PM |
intelligent-yield | $50.00 | 1/27/2012 5:35:22 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:03 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
553641
This series of Notes was issued and sold upon the funding of the borrower loan #59454, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 16y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,288 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| auction-panda9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Good Problems - Need to Fill Orders
Purpose of loan:
This loan will be used to produce more product. We have 2 new customers and we need to up our production.
My financial situation:
I am a good candidate for this loan b/c I'm on track financially & have never defaulted on my loans (paid ridiculously high rates & fees - you bet, but I paid it - never have & never would declare bankruptcy). I'm 4 mos away from owning my car, my credit card debt will be paid off by end 2012 (...in this economy...) is something I've worked hard for & continue to improve.
I have sales orders, but understandably, vendors want down payments now - hence, my need to pay for production.
Help a growing, American business fulfill their destiny and get a nice return for your money too. The stock market can't assure it, but I can assure you you will get paid and you will make a nice profit off the interest - all while helping keep the dream alive.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,800.00 | 1/24/2012 9:03:02 AM |
affluence-generator2 | $200.00 | 1/24/2012 9:00:57 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
553651
This series of Notes was issued and sold upon the funding of the borrower loan #59622, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1991 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,822 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thankful-finance3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Adoption Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
platinum-czar | $50.00 | 1/26/2012 7:22:37 AM |
enchanted-note | $25.00 | 1/23/2012 5:21:20 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:11 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:17 PM |
scarlet-velvet | $25.08 | 1/24/2012 7:31:55 AM |
EngineersAlliance | $100.00 | 1/24/2012 5:50:22 PM |
enticing-note | $25.00 | 1/24/2012 6:54:27 PM |
magical-credit523 | $25.00 | 1/25/2012 9:50:50 AM |
balanced-rupee | $100.00 | 1/25/2012 6:25:01 PM |
loan-warrior | $25.00 | 1/25/2012 8:49:54 PM |
pietro_torna_indietro | $25.00 | 1/25/2012 10:40:46 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:39:43 PM |
lenderRXT | $90.00 | 1/26/2012 4:20:00 AM |
Bob450 | $25.00 | 1/25/2012 8:02:19 PM |
nimble-economy863 | $25.00 | 1/26/2012 6:30:29 AM |
magical-credit523 | $40.00 | 1/25/2012 8:56:36 PM |
hope-kingdom | $30.00 | 1/25/2012 9:13:49 PM |
g8rtone | $27.92 | 1/25/2012 10:05:31 PM |
contract-paloverde1 | $25.00 | 1/26/2012 7:29:48 AM |
a- | $25.00 | 1/26/2012 7:53:12 AM |
nimble-revenue5 | $100.00 | 1/25/2012 10:09:38 PM |
credit-high-five8 | $25.00 | 1/25/2012 10:49:30 PM |
kulender | $100.00 | 1/26/2012 5:33:42 AM |
MarvintheMartian | $30.00 | 1/26/2012 5:39:33 AM |
DHolly | $25.00 | 1/26/2012 6:01:15 AM |
new-reward-sequoia | $25.00 | 1/26/2012 6:09:12 AM |
suave-dime6 | $25.00 | 1/26/2012 6:41:42 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:05 AM |
Weaverville | $25.00 | 1/26/2012 8:13:43 AM |
HappyToLoan | $30.00 | 1/26/2012 7:51:48 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:07 AM |
kevin314 | $25.00 | 1/26/2012 9:39:08 AM |
grasshopper55 | $25.00 | 1/26/2012 9:14:03 AM |
jojnax | $41.95 | 1/26/2012 9:21:50 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:51 AM |
jybank | $50.00 | 1/26/2012 9:34:07 AM |
hellasow | $25.00 | 1/26/2012 9:37:02 AM |
jhernand17 | $25.00 | 1/26/2012 9:39:58 AM |
the-enthralling-coin | $25.00 | 1/26/2012 9:43:12 AM |
economy-coup | $50.00 | 1/26/2012 9:45:27 AM |
agalt | $100.00 | 1/26/2012 9:43:05 AM |
CashFlow13 | $300.00 | 1/26/2012 9:35:49 AM |
Bank_Of_XL | $25.00 | 1/24/2012 10:32:24 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:56 AM |
Investor_DP | $100.00 | 1/25/2012 9:37:30 AM |
elegant-loot | $35.00 | 1/25/2012 7:57:03 PM |
Interloper | $200.00 | 1/25/2012 8:06:26 PM |
newest-coin-frog | $100.00 | 1/25/2012 8:23:29 PM |
Peacepower | $25.40 | 1/25/2012 5:43:41 PM |
generous-deal6 | $25.00 | 1/26/2012 2:53:36 AM |
Mont_Brinker | $25.00 | 1/25/2012 6:45:48 PM |
peso-frog4 | $25.00 | 1/25/2012 7:16:57 PM |
wlm3012 | $50.00 | 1/25/2012 7:22:31 PM |
income-buffalo1 | $50.00 | 1/25/2012 7:28:56 PM |
leverage-ectasy | $32.03 | 1/25/2012 8:09:05 PM |
djmgd790 | $55.00 | 1/26/2012 6:14:35 AM |
WorkerBee55 | $28.86 | 1/25/2012 8:14:59 PM |
rockhound84 | $25.00 | 1/25/2012 8:44:07 PM |
important-gold5 | $50.00 | 1/26/2012 6:50:09 AM |
payout-alien6 | $25.00 | 1/25/2012 9:40:13 PM |
valiant-note129 | $50.00 | 1/26/2012 8:40:22 AM |
helpful-loan245 | $25.00 | 1/25/2012 11:21:44 PM |
momoney2008 | $100.00 | 1/26/2012 9:03:58 AM |
loss-of-control | $100.01 | 1/26/2012 9:25:06 AM |
lanlie | $928.80 | 1/26/2012 5:04:21 AM |
rockhound84 | $49.00 | 1/26/2012 5:33:54 AM |
partyplan | $35.00 | 1/26/2012 5:58:52 AM |
wxman12 | $30.00 | 1/26/2012 6:19:53 AM |
chrisb1414 | $25.00 | 1/26/2012 6:22:06 AM |
wwwUniversal | $25.00 | 1/26/2012 6:34:22 AM |
ChefATL | $50.00 | 1/26/2012 6:37:57 AM |
buffalobills | $25.00 | 1/26/2012 7:03:04 AM |
draggon77 | $25.00 | 1/26/2012 7:36:42 AM |
willinvest | $25.00 | 1/26/2012 8:30:16 AM |
Leshan | $25.00 | 1/26/2012 8:38:59 AM |
currency-persimmon | $25.00 | 1/26/2012 8:45:36 AM |
genuine-loan0 | $25.00 | 1/26/2012 8:46:44 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:46 AM |
MDMS1019 | $25.00 | 1/26/2012 9:23:01 AM |
Ballybay | $50.00 | 1/26/2012 9:45:43 AM |
networks4ever | $25.00 | 1/26/2012 9:29:49 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:07 AM |
waverunner088 | $39.20 | 1/26/2012 9:31:47 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:55 AM |
Tylerh | $250.00 | 1/26/2012 9:36:10 AM |
wildanne | $25.00 | 1/26/2012 9:39:54 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:42 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:51 AM |
asset-professor | $25.00 | 1/26/2012 9:44:10 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:23 AM |
90 Investments
|
Borrower Payment Dependent Notes Series
553653
This series of Notes was issued and sold upon the funding of the borrower loan #59693, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $349.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 32% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 5y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,634 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-apple3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan: To pay off 2 credit cards and 1 personal loan in order to reduce and consolidate my monthly payment amount.
This loan will be used to pay off BestBuy, Chase Credit Cards and OneMain Financial Personal Loan
My financial situation:
I am a good candidate for this loan because I have never been late on a payment. I have great credit standing and a very steady job. I also have paid off several previous loans before they have become due. My monthly expenses are relatively low and I have enough income to cover the lower monthly payment.
Monthly net income: $3,200.00
Monthly expenses Total: $1,979.00
Housing: $500
Insurance: $150
Car expenses: $504 (car payment)
Utilities: $0
Phone, cable, internet: $105
Food, entertainment: $100
Clothing, household expenses: $20
Credit cards and other loans: $400
Other expenses: (Groceries) $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/26/2012 5:06:11 PM |
InChicago | $200.00 | 1/26/2012 5:57:09 PM |
SFBank | $50.00 | 1/26/2012 5:01:48 PM |
Sid-K | $25.00 | 1/26/2012 5:14:11 PM |
golden-velocity9 | $25.00 | 1/26/2012 5:22:07 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:17 PM |
Kash2010lu | $25.00 | 1/26/2012 5:20:52 PM |
wkeboarder21 | $50.00 | 1/26/2012 5:23:07 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:38 PM |
scarlet-velvet | $25.08 | 1/26/2012 7:17:00 PM |
vigorous-market5 | $200.00 | 1/27/2012 5:59:38 AM |
wampum-library4 | $25.00 | 1/27/2012 9:40:58 AM |
FinanceEngine | $50.00 | 1/27/2012 12:14:31 PM |
vine99 | $65.00 | 1/27/2012 11:19:28 AM |
Asgardian | $25.00 | 1/27/2012 11:54:19 AM |
ccclaireee333 | $28.86 | 1/27/2012 12:09:59 PM |
Index_Plus | $9,665.06 | 1/27/2012 12:50:06 PM |
the-hope-workhorse | $100.00 | 1/27/2012 12:39:12 PM |
loanman2007 | $150.00 | 1/27/2012 4:59:59 AM |
nimble-revenue5 | $100.00 | 1/26/2012 5:23:26 PM |
economy-coup | $50.00 | 1/26/2012 5:19:58 PM |
nimble-revenue5 | $50.00 | 1/26/2012 5:23:20 PM |
rolltide09 | $50.00 | 1/26/2012 5:37:47 PM |
gain-equator | $25.00 | 1/26/2012 7:30:44 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:40 PM |
DHolly | $31.00 | 1/26/2012 5:42:33 PM |
thomas16882004 | $25.00 | 1/26/2012 9:24:50 PM |
creditjunky | $125.00 | 1/26/2012 6:34:40 PM |
Rogesparkguy | $25.00 | 1/27/2012 4:41:25 AM |
LendingPimp | $400.00 | 1/26/2012 8:13:28 PM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:19 AM |
wonderous-power | $25.00 | 1/27/2012 6:18:04 AM |
dough-mammal | $100.00 | 1/27/2012 9:40:17 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:49 AM |
CSAworker | $25.00 | 1/27/2012 12:06:05 PM |
Rogelio48 | $35.00 | 1/27/2012 12:12:18 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
553655
This series of Notes was issued and sold upon the funding of the borrower loan #59582, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $476.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 69 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,347 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| important-loot |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 21 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $30,000.00 | < 31 days late:
| 0
( 0% )
| 840-859
(Apr-2011)
820-839
(Mar-2010)
|
Principal balance:
| $9,694.08 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 21 | | |
Description
New Debt Consolidation
Purpose of loan:
This loan will be used to payoff the current Prosper Loan and fold into it additional credit debt
My financial situation:
I am a good candidate for this loan because I have excellent career advancement with a recent salary increase of over 30% and continue towards the goal of full debt-free status.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $298.00 | 1/26/2012 9:27:43 AM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:11 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:52 PM |
green-trade-dolphin2 | $42.80 | 1/23/2012 5:02:25 PM |
penny-plato | $25.00 | 1/23/2012 5:09:48 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:26 PM |
Harry | $50.00 | 1/23/2012 5:28:27 PM |
DreDub | $50.00 | 1/24/2012 7:31:08 AM |
john0720 | $50.00 | 1/24/2012 8:11:14 AM |
deal-goliath4 | $500.00 | 1/23/2012 9:28:37 PM |
worth-web5 | $50.00 | 1/24/2012 9:47:23 AM |
jeg3k | $50.00 | 1/24/2012 10:24:07 AM |
value-travels | $25.00 | 1/24/2012 2:30:57 PM |
Ripsaw4U | $50.00 | 1/24/2012 6:05:14 PM |
kevin314 | $40.00 | 1/24/2012 8:17:41 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:26 AM |
kirat15 | $50.00 | 1/25/2012 8:49:19 AM |
Rivervale_Westwood | $30.00 | 1/25/2012 9:41:22 AM |
penny-finder | $40.00 | 1/25/2012 1:27:46 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:39:12 PM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:14 PM |
balanced-rupee | $100.00 | 1/25/2012 6:25:01 PM |
blot44 | $25.00 | 1/26/2012 5:06:13 AM |
wlm3012 | $50.00 | 1/25/2012 7:21:53 PM |
GElender | $50.00 | 1/26/2012 5:37:36 AM |
blue-useful-auction | $25.00 | 1/26/2012 6:43:37 AM |
Money_Working | $25.00 | 1/25/2012 9:19:17 PM |
generous-deal6 | $25.00 | 1/26/2012 2:53:37 AM |
kulender | $100.00 | 1/26/2012 5:33:43 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:08 AM |
devoider | $25.00 | 1/26/2012 8:10:42 AM |
LittleMingo | $30.00 | 1/26/2012 9:40:23 AM |
twjh | $50.07 | 1/26/2012 9:23:31 AM |
Elefunt | $25.00 | 1/26/2012 9:24:15 AM |
lotuss4 | $25.00 | 1/26/2012 9:25:16 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:00 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:51 AM |
money-baron-roth-IRA | $50.00 | 1/26/2012 9:47:08 AM |
handy-justice | $25.00 | 1/26/2012 9:29:54 AM |
FrugalForLife2 | $25.00 | 1/26/2012 9:48:41 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:46 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:28 AM |
first-compassion-oak | $25.00 | 1/26/2012 9:30:55 AM |
wise-exchange-chooser | $25.00 | 1/26/2012 9:35:55 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:56 AM |
the-enthralling-coin | $25.00 | 1/26/2012 9:43:12 AM |
economy-coup | $50.00 | 1/26/2012 9:45:27 AM |
first-integrity-gravity | $50.00 | 1/26/2012 9:47:17 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:58 AM |
indomitable-coin | $25.00 | 1/26/2012 9:52:53 AM |
enchanted-diversification496 | $50.00 | 1/26/2012 9:55:07 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:40 AM |
meux99 | $25.00 | 1/26/2012 10:00:23 AM |
graceful-IRAinvestment | $100.00 | 1/26/2012 10:04:22 AM |
312-Lender | $25.00 | 1/26/2012 10:03:44 AM |
important-diversification620 | $25.00 | 1/26/2012 10:05:21 AM |
Sonic_Squirrel | $60.25 | 1/26/2012 10:05:27 AM |
Feyenoord | $30.00 | 1/23/2012 5:31:58 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:34 PM |
virtuous-repayment | $25.00 | 1/23/2012 5:13:07 PM |
trade-burrito4 | $35.00 | 1/23/2012 5:09:51 PM |
enticing-capital6 | $50.00 | 1/23/2012 5:11:21 PM |
vinayski | $25.00 | 1/23/2012 5:33:59 PM |
Leshan | $50.00 | 1/24/2012 8:20:15 AM |
AFairDeal | $25.00 | 1/24/2012 9:19:27 AM |
mar97 | $25.00 | 1/24/2012 9:12:33 AM |
Socorro_Capital_Partners | $25.01 | 1/24/2012 9:38:15 AM |
WSTRDG | $25.00 | 1/24/2012 2:32:35 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:49 PM |
enticing-note | $25.00 | 1/24/2012 6:54:28 PM |
availableloan | $25.00 | 1/24/2012 8:44:42 PM |
seabass123 | $33.86 | 1/25/2012 5:45:09 PM |
RememberToForget | $50.00 | 1/26/2012 5:00:33 AM |
Scrooge_McDuck2 | $100.00 | 1/25/2012 7:54:38 PM |
Rulea72 | $25.00 | 1/25/2012 8:39:02 PM |
BeachWalkz | $50.00 | 1/26/2012 6:37:25 AM |
vegibenz | $25.00 | 1/26/2012 9:41:57 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:42 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:52 AM |
ImNotSoDumb | $25.00 | 1/26/2012 9:43:08 AM |
jhouman | $75.00 | 1/26/2012 9:24:54 AM |
fcrick | $25.00 | 1/26/2012 9:26:27 AM |
righteousone | $50.00 | 1/26/2012 9:47:37 AM |
genius520 | $50.00 | 1/26/2012 9:26:20 AM |
gotjack | $100.00 | 1/26/2012 9:31:18 AM |
richboy56 | $25.00 | 1/26/2012 9:28:46 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:50 AM |
payout-reaction740 | $25.00 | 1/26/2012 9:56:01 AM |
jybank | $50.00 | 1/26/2012 9:34:08 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:20 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:35 AM |
chestnut4 | $25.00 | 1/26/2012 9:42:07 AM |
damage | $25.00 | 1/26/2012 9:45:32 AM |
Ballybay | $50.00 | 1/26/2012 9:45:48 AM |
lagnisiruk | $25.00 | 1/26/2012 10:03:29 AM |
orearella3 | $25.00 | 1/26/2012 10:04:07 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:54 AM |
knee_caps | $35.00 | 1/26/2012 9:58:22 AM |
matt_2006 | $25.00 | 1/26/2012 10:01:25 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:45 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:57 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:03 AM |
five-star-note | $25.00 | 1/26/2012 10:03:32 AM |
hitsman | $50.00 | 1/26/2012 10:05:09 AM |
104 Investments
|
Borrower Payment Dependent Notes Series
553661
This series of Notes was issued and sold upon the funding of the borrower loan #59683, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $284.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1971 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,310 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-tolerant-affluence |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 23 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,200.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jan-2010)
|
Principal balance:
| $512.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Hospital Chaos...
Purpose of loan:
This loan will be used to...finish paying off hospital bills. My son had neck surgery in June. This was an intense surgery and he was out of work until October. He is a fireman and therefore he has to be in great physical shape to perform his job duties. It was only 2 weeks after surgery when his middle daughter started to limp and drag her leg. It was found that she had a tumor the size of a coke can in her hip. She has LCH. This disorder has to be checked ever 3 months until she is 15. Her check requires blood work and full skeletal xrays. At this time she is 6 years old.
At this time we just need a little help in paying the drs and hospitals off.
Any help would be appreciated.
My financial situation:
I am a good candidate for this loan because...I do have a retirement income and I also have another job for income.
Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 1/24/2012 3:00:58 AM |
OldManP | $25.00 | 1/25/2012 8:47:46 AM |
loanman2007 | $25.00 | 1/25/2012 9:45:40 AM |
icanhasloanz | $100.00 | 1/26/2012 10:09:17 AM |
superb-funds335 | $25.00 | 1/23/2012 5:14:51 PM |
a- | $25.00 | 1/23/2012 5:07:49 PM |
Boxster968 | $25.00 | 1/23/2012 6:19:55 PM |
green-trade-dolphin2 | $41.17 | 1/23/2012 5:02:27 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:26 PM |
deal-goliath4 | $500.00 | 1/23/2012 9:28:38 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:34 PM |
vinayski | $25.00 | 1/23/2012 5:33:59 PM |
AFairDeal | $25.00 | 1/24/2012 9:19:27 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:23 AM |
jeg3k | $50.00 | 1/24/2012 10:24:07 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:26:04 AM |
Bank_Of_XL | $25.00 | 1/24/2012 1:26:04 PM |
Asgardian | $25.00 | 1/24/2012 10:14:12 AM |
kevin314 | $40.00 | 1/24/2012 8:17:41 PM |
brondero | $125.00 | 1/24/2012 8:37:11 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:26 AM |
A4 | $25.00 | 1/25/2012 9:17:00 AM |
kirat15 | $50.00 | 1/25/2012 8:49:19 AM |
squarebob | $25.00 | 1/25/2012 10:07:20 AM |
wildanne | $25.00 | 1/26/2012 9:39:54 AM |
Ballybay | $50.00 | 1/26/2012 9:45:48 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:01 AM |
BigSkyFinancial | $75.33 | 1/26/2012 10:01:02 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:04 AM |
BiggestG | $25.00 | 1/26/2012 9:44:38 AM |
righteousone | $50.00 | 1/26/2012 9:47:37 AM |
luv4cycling | $25.00 | 1/26/2012 10:09:10 AM |
nisim5 | $100.00 | 1/26/2012 10:12:58 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:40 AM |
meux99 | $25.00 | 1/26/2012 10:00:24 AM |
cash-delight1 | $50.00 | 1/26/2012 10:15:35 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:15 AM |
impressive-justice6 | $50.00 | 1/26/2012 10:09:32 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:02 AM |
magical-credit523 | $25.00 | 1/26/2012 10:10:22 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:28 AM |
Star_Witness | $85.00 | 1/26/2012 10:11:06 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:14 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:47 AM |
selector568 | $300.00 | 1/26/2012 10:13:08 AM |
trade-burrito4 | $35.00 | 1/26/2012 10:14:25 AM |
toblerone | $25.00 | 1/26/2012 10:14:59 AM |
RainyDayLoans | $50.00 | 1/26/2012 12:38:15 PM |
atomantic | $25.00 | 1/26/2012 1:07:36 PM |
Mindful7 | $25.00 | 1/26/2012 1:58:33 PM |
Whipster | $40.00 | 1/26/2012 2:09:32 PM |
Weaverville | $25.00 | 1/26/2012 4:19:31 PM |
Sid-K | $25.00 | 1/26/2012 5:13:49 PM |
Tylerh | $250.00 | 1/26/2012 5:09:59 PM |
Index_Plus | $6,283.49 | 1/26/2012 6:00:50 PM |
Nitronian | $50.00 | 1/26/2012 5:44:29 PM |
Feyenoord | $30.00 | 1/23/2012 5:31:58 PM |
SLN-10 | $100.00 | 1/26/2012 9:50:05 AM |
Harry | $50.00 | 1/23/2012 5:28:27 PM |
HeroSupport | $40.00 | 1/23/2012 5:45:24 PM |
enticing-capital6 | $50.00 | 1/23/2012 5:11:22 PM |
virtuous-repayment | $25.00 | 1/23/2012 5:13:07 PM |
EngineersAlliance | $100.00 | 1/23/2012 5:08:25 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:11 PM |
janeybooboo | $75.00 | 1/23/2012 7:47:15 PM |
john0720 | $50.00 | 1/24/2012 8:11:14 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:49 PM |
skillful-asset5 | $30.00 | 1/24/2012 5:36:06 PM |
fund-explorer4 | $100.00 | 1/24/2012 5:55:43 PM |
djkaiser | $25.00 | 1/24/2012 5:43:11 PM |
ptjg | $100.00 | 1/24/2012 5:49:25 PM |
availableloan | $25.00 | 1/24/2012 8:44:42 PM |
enticing-note | $25.00 | 1/24/2012 6:54:28 PM |
Leshan | $50.00 | 1/25/2012 8:42:47 AM |
Epiphanic | $25.00 | 1/25/2012 8:37:45 AM |
Pebbles-Lending | $25.00 | 1/25/2012 9:37:46 AM |
thankful-nickel2 | $25.00 | 1/25/2012 7:12:17 PM |
TechieLender | $50.00 | 1/26/2012 5:33:36 AM |
Wilhan | $30.00 | 1/26/2012 6:11:36 AM |
mar97 | $25.00 | 1/26/2012 9:40:57 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:52 AM |
economy-coup | $50.00 | 1/26/2012 9:45:27 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:50 AM |
nfx | $40.00 | 1/26/2012 9:54:13 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:54 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:55 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:42 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:57 AM |
money-baron-roth-IRA | $50.00 | 1/26/2012 9:47:08 AM |
five-star-note | $25.00 | 1/26/2012 10:03:32 AM |
flexible-and-social | $25.00 | 1/26/2012 9:46:19 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:28 AM |
pembull | $50.00 | 1/26/2012 9:58:21 AM |
selector568 | $300.00 | 1/26/2012 10:13:04 AM |
knee_caps | $35.00 | 1/26/2012 9:58:23 AM |
matt_2006 | $25.00 | 1/26/2012 10:01:25 AM |
graceful-investment | $100.00 | 1/26/2012 10:18:13 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:45 AM |
Zoramite | $25.00 | 1/26/2012 10:04:11 AM |
hitsman | $50.00 | 1/26/2012 10:05:09 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:41 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:57 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:19 AM |
the-sunny-loot | $25.00 | 1/26/2012 10:17:06 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:01 AM |
building_community | $50.00 | 1/26/2012 12:11:20 PM |
thorough-marketplace441 | $25.00 | 1/26/2012 1:07:02 PM |
LateOneNight | $50.00 | 1/26/2012 1:23:33 PM |
rubylender | $25.00 | 1/26/2012 5:00:32 PM |
vutah | $25.00 | 1/26/2012 4:47:40 PM |
lenderRXT | $120.00 | 1/26/2012 5:46:06 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
553673
This series of Notes was issued and sold upon the funding of the borrower loan #59597, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $451.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1999 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,485 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-fabulous-hope7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mr FDB
Purpose of loan:
This loan will be used to consolidate my credit cards debts
My financial situation:
I am a good candidate for this loan because I can afford the monthly payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/26/2012 9:57:12 AM |
icanhasloanz | $50.00 | 1/26/2012 10:09:36 AM |
houli123 | $250.00 | 1/24/2012 5:23:35 PM |
kenji4861 | $25.00 | 1/24/2012 5:58:23 PM |
enticing-note | $25.00 | 1/24/2012 6:54:36 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:39:22 PM |
lenderRXT | $90.00 | 1/26/2012 4:20:00 AM |
deal-pal | $25.00 | 1/25/2012 7:36:41 PM |
Scrooge_McDuck2 | $100.00 | 1/25/2012 7:54:38 PM |
elated-wealth876 | $150.00 | 1/25/2012 9:12:27 PM |
magical-credit523 | $30.00 | 1/25/2012 8:56:05 PM |
kulender | $100.00 | 1/26/2012 5:33:44 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:52 AM |
first-integrity-gravity | $50.00 | 1/26/2012 9:47:17 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:55 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:57 AM |
Ballybay | $50.00 | 1/26/2012 9:45:52 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:59 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:47 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:58 AM |
baker31 | $51.05 | 1/26/2012 12:04:45 PM |
hitsman | $50.00 | 1/26/2012 10:05:11 AM |
sturdy-fairness0 | $100.00 | 1/26/2012 10:06:49 AM |
impressive-justice6 | $50.00 | 1/26/2012 10:09:33 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:29 AM |
wwwUniversal | $25.00 | 1/26/2012 10:15:19 AM |
WLenders | $25.00 | 1/26/2012 10:19:03 AM |
loan-oath0 | $36.32 | 1/26/2012 10:19:57 AM |
alaco | $25.00 | 1/26/2012 10:50:39 AM |
sensible-rate | $26.73 | 1/26/2012 11:24:25 AM |
ChrisProsper | $298.28 | 1/26/2012 12:58:16 PM |
CashFlow13 | $300.00 | 1/26/2012 9:35:50 AM |
SLN-10 | $50.00 | 1/26/2012 9:49:38 AM |
green-trade-dolphin2 | $29.01 | 1/24/2012 5:02:55 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:41 PM |
Harry | $50.00 | 1/24/2012 5:25:46 PM |
wlm3012 | $40.00 | 1/25/2012 7:18:11 PM |
Rulea72 | $25.00 | 1/25/2012 8:39:31 PM |
S2M | $25.00 | 1/25/2012 8:55:40 PM |
BeachWalkz | $50.00 | 1/26/2012 6:37:26 AM |
loss-of-control | $100.01 | 1/26/2012 9:25:07 AM |
jybank | $50.00 | 1/26/2012 9:34:09 AM |
first-compassion-oak | $25.00 | 1/26/2012 9:37:15 AM |
the-enthralling-coin | $25.00 | 1/26/2012 9:43:12 AM |
terrific-dough6 | $75.00 | 1/26/2012 9:30:24 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:37 AM |
meux99 | $25.00 | 1/26/2012 10:00:26 AM |
kevin314 | $25.00 | 1/26/2012 9:39:08 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:53 AM |
EngineersAlliance | $100.00 | 1/26/2012 9:48:12 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:29 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:51 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:36 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:47 AM |
orearella3 | $25.00 | 1/26/2012 10:04:08 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:03 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:57 AM |
iem2509 | $35.00 | 1/26/2012 10:12:36 AM |
selector568 | $300.00 | 1/26/2012 10:13:05 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:15 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:17 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:03 AM |
nav1elt | $63.60 | 1/26/2012 10:25:49 AM |
piperdrsmith | $25.00 | 1/26/2012 11:01:09 AM |
64 Investments
|
Borrower Payment Dependent Notes Series
553687
This series of Notes was issued and sold upon the funding of the borrower loan #59545, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $177.84 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2001 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
4 | Length of status: | 7y 4m |
Amount delinquent:
| $1,856 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,667 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enterprising-point7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan request
Purpose of loan:
This loan will be used to consolidate my debt and pay off some bills.
My financial situation:
I am a good candidate for this loan because I can easily make the payments required and I am willing to have them directly withdrawl from my checking account each payday.
Monthly net income: $5800
Monthly expenses: $2400
Housing: $1000
Insurance: $200
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,500.00 | 1/23/2012 5:02:15 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553717
This series of Notes was issued and sold upon the funding of the borrower loan #59835, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $258.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $124 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| cerebral-generosity494 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate debt
My financial situation:
I am a good candidate for this loan because I have a steady job and have missed no payments on my student loans or credit cards.
Information in the Description is not verified.
Friends And Family Investments
dvermulm has invested a total of
$75.00.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/24/2012 9:11:51 AM |
green-trade-dolphin2 | $29.01 | 1/24/2012 9:02:27 AM |
cash-delight1 | $50.00 | 1/24/2012 9:21:34 AM |
enticing-note | $25.00 | 1/24/2012 6:54:32 PM |
magical-credit523 | $25.00 | 1/25/2012 9:50:54 AM |
dvermulm | $75.00 | 1/25/2012 2:42:40 PM |
heerzaquestion | $125.00 | 1/25/2012 4:21:48 PM |
Tscheddar | $25.00 | 1/26/2012 3:48:17 AM |
Cherrypicker | $40.00 | 1/26/2012 2:30:17 PM |
Sid-K | $25.00 | 1/26/2012 5:13:51 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:45 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:24 PM |
proper-agreement8 | $50.00 | 1/26/2012 5:41:46 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:37 AM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:06 PM |
Ripsaw4U | $50.00 | 1/28/2012 12:28:07 PM |
superb-funds335 | $25.00 | 1/28/2012 12:44:29 PM |
heavy_ax | $25.00 | 1/28/2012 12:53:28 PM |
integrity-american | $25.00 | 1/28/2012 1:29:28 PM |
B-rad_the_Coug | $25.00 | 1/28/2012 4:01:29 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:15 PM |
pierrelasvegas | $25.00 | 1/29/2012 7:44:12 AM |
bkb7484 | $26.11 | 1/29/2012 2:27:41 PM |
Zolton | $300.00 | 1/30/2012 6:26:53 AM |
bigballer105 | $100.00 | 1/30/2012 7:32:55 AM |
dignified-finance | $50.00 | 1/30/2012 7:40:55 AM |
onegr8papa | $200.00 | 1/30/2012 7:50:59 AM |
mickeyroi | $25.00 | 1/30/2012 8:03:11 AM |
worthy-truth | $25.00 | 1/30/2012 8:56:03 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:39 AM |
benefit-prescription6 | $100.00 | 1/30/2012 9:05:19 AM |
Index_Plus | $4,729.88 | 1/30/2012 9:10:40 AM |
enthralling-investment | $25.00 | 1/30/2012 9:06:52 AM |
kenji4861 | $25.00 | 1/24/2012 9:37:59 AM |
Harry | $50.00 | 1/24/2012 9:53:47 AM |
pound-balancer | $50.00 | 1/25/2012 7:25:46 AM |
john0720 | $50.00 | 1/25/2012 4:08:18 PM |
giftgold | $25.00 | 1/26/2012 7:26:48 PM |
BigBag | $25.00 | 1/27/2012 6:01:49 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:34 AM |
acarnegie | $25.00 | 1/27/2012 12:18:24 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:29 PM |
TomDalonajay | $25.00 | 1/27/2012 5:16:29 PM |
awesome-dollar6 | $100.00 | 1/28/2012 8:36:03 AM |
dime-smasher5 | $25.00 | 1/28/2012 11:17:41 AM |
sturdy-fairness0 | $100.00 | 1/28/2012 1:05:51 PM |
nybanker85 | $250.00 | 1/28/2012 1:13:33 PM |
benefit-banshee | $50.00 | 1/29/2012 3:27:01 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:14 AM |
silver-breeze3 | $25.00 | 1/29/2012 7:22:58 AM |
rbc_ventures | $25.00 | 1/29/2012 11:46:25 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:34 PM |
I_Like_to_Invest | $100.00 | 1/29/2012 1:40:03 PM |
Solid-Platinum | $25.00 | 1/29/2012 6:05:33 PM |
crafty | $25.00 | 1/29/2012 6:53:42 PM |
ILovemoney | $25.00 | 1/30/2012 7:59:55 AM |
moola-trumpeter | $25.00 | 1/30/2012 8:50:33 AM |
bonus-rotation1 | $50.00 | 1/30/2012 8:31:41 AM |
mystical-diversification1 | $25.00 | 1/30/2012 8:17:34 AM |
orange-respectful-camaraderi | $25.00 | 1/30/2012 8:55:06 AM |
octoberfresh | $25.00 | 1/30/2012 8:59:59 AM |
gain-kitten | $25.00 | 1/30/2012 9:05:47 AM |
helpinghand63 | $25.00 | 1/30/2012 9:07:05 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
553721
This series of Notes was issued and sold upon the funding of the borrower loan #59549, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $412.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 34y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,094 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-builder |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 56 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Apr-2010)
720-739
(Oct-2008)
|
Principal balance:
| $1,481.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 56 | | |
Description
Consolidation, see details
I make about $92,000. a year and have been on the same job since October 1977 as a machinist for the largest heavy-duty automatic transmission manufacturer in the World.
The mortgage is about $1100. a month. Every Spring is an income windfall for me with leftover vacation pay (about $2500. this Friday), tax returns (about $3500. in 3 weeks), and a Spring Bonus from work (about $8500. in March). Plus the possibility of a lot sale on Ebay (search "Oregon Shores"). Ebay score 1186 100%.
These three or four things will all but wipe out "Debt Other Than Mortgage". All good and well but I would like to buy a storage building on a lot which is listed at $9900. but the Seller is "motivated to sell". I pay $140. a month for a storage space and this would wipe out that payment.
Utilities are normal, no child support, no kids.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $115.84 | 1/24/2012 9:05:29 AM |
Moe87 | $25.00 | 1/24/2012 2:56:46 PM |
AndChicksforFree | $100.00 | 1/24/2012 3:46:59 PM |
loanman2007 | $200.00 | 1/25/2012 9:28:46 AM |
five-star-note | $50.00 | 1/24/2012 9:09:50 AM |
matt_2006 | $25.00 | 1/24/2012 9:14:10 AM |
enticing-capital6 | $50.00 | 1/24/2012 9:14:22 AM |
GElender | $40.00 | 1/24/2012 9:22:37 AM |
green-trade-dolphin2 | $45.02 | 1/24/2012 9:02:16 AM |
janeybooboo | $50.00 | 1/24/2012 9:04:05 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:26 AM |
clemclan | $60.00 | 1/24/2012 9:07:55 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:52 AM |
real-return | $25.00 | 1/24/2012 9:40:13 AM |
investment-artist | $35.01 | 1/24/2012 9:23:30 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:24 AM |
tolerant-dime2 | $25.00 | 1/24/2012 11:37:20 AM |
deal-pal | $25.00 | 1/24/2012 2:05:32 PM |
888GoldIngots | $35.00 | 1/24/2012 10:17:28 AM |
justanothersushieater | $25.00 | 1/24/2012 12:54:11 PM |
one-midas | $25.00 | 1/24/2012 1:34:29 PM |
WSTRDG | $25.00 | 1/24/2012 2:31:10 PM |
FinanceEngine | $50.00 | 1/24/2012 5:16:01 PM |
wildanne | $25.00 | 1/24/2012 6:02:37 PM |
Domgabriel | $60.00 | 1/24/2012 6:17:42 PM |
sflash | $25.00 | 1/24/2012 6:30:12 PM |
fund-explorer4 | $100.00 | 1/24/2012 5:54:05 PM |
enticing-note | $25.00 | 1/24/2012 6:54:32 PM |
1traveler | $25.00 | 1/24/2012 10:51:13 PM |
john0720 | $50.00 | 1/25/2012 5:48:12 AM |
optionscashflow | $25.00 | 1/24/2012 11:18:05 PM |
promise2 | $50.00 | 1/24/2012 10:39:26 PM |
benefit-trident | $25.00 | 1/25/2012 5:18:41 AM |
balance-transformer3 | $25.00 | 1/25/2012 5:11:18 AM |
Land_on_your_feet | $50.00 | 1/25/2012 6:03:32 AM |
A4 | $25.00 | 1/25/2012 9:17:03 AM |
equitable-p2ploan8 | $25.00 | 1/25/2012 9:43:33 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:24 AM |
cybercop45 | $25.00 | 1/25/2012 1:09:26 PM |
market-maximizer472 | $100.00 | 1/25/2012 3:11:09 PM |
Asgardian | $30.00 | 1/25/2012 11:21:36 AM |
penny-finder | $34.98 | 1/25/2012 1:22:33 PM |
LookingGlassInvestmentsLLC | $25.00 | 1/25/2012 3:20:12 PM |
JustOneVoice | $25.00 | 1/25/2012 3:59:47 PM |
theaterguy | $25.00 | 1/25/2012 4:13:23 PM |
buffalobills | $25.00 | 1/25/2012 4:32:03 PM |
asset-cougar0 | $25.00 | 1/25/2012 4:57:26 PM |
Index_Plus | $6,743.12 | 1/25/2012 5:24:10 PM |
MoneyForNothing | $100.00 | 1/24/2012 9:03:30 AM |
Feyenoord | $30.00 | 1/24/2012 5:29:29 PM |
OldManP | $56.00 | 1/25/2012 8:47:09 AM |
grnii78 | $400.00 | 1/25/2012 12:21:29 PM |
janeybooboo | $150.00 | 1/24/2012 9:02:18 AM |
twjh | $50.03 | 1/24/2012 9:10:01 AM |
HeroSupport | $40.00 | 1/24/2012 9:08:48 AM |
virtuous-repayment | $25.00 | 1/24/2012 9:41:14 AM |
jamiee73 | $25.00 | 1/24/2012 9:19:53 AM |
cash-delight1 | $50.00 | 1/24/2012 9:21:34 AM |
penny-plato | $25.00 | 1/24/2012 9:27:20 AM |
toblerone | $25.00 | 1/24/2012 9:53:31 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:34 AM |
Interloper | $35.00 | 1/24/2012 9:39:00 AM |
trade-burrito4 | $35.00 | 1/24/2012 9:41:44 AM |
JimmyJimJim_SanDiego | $100.00 | 1/24/2012 9:43:21 AM |
reflective-rupee | $25.00 | 1/24/2012 12:53:28 PM |
CASSHMAN | $100.00 | 1/24/2012 2:16:37 PM |
grammaspurse | $25.00 | 1/24/2012 2:10:33 PM |
marwadi-62 | $500.00 | 1/24/2012 3:12:27 PM |
calimanusa | $40.00 | 1/24/2012 5:19:12 PM |
transparency-river1 | $355.00 | 1/24/2012 5:10:52 PM |
treasure-hunter270 | $50.00 | 1/24/2012 6:14:52 PM |
kevin314 | $40.00 | 1/24/2012 8:17:43 PM |
omegamon1 | $25.00 | 1/24/2012 7:03:08 PM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:42:26 PM |
mad-scientist418 | $25.00 | 1/25/2012 6:31:40 AM |
chicagobanker | $50.00 | 1/25/2012 6:37:23 AM |
Leshan | $50.00 | 1/25/2012 8:15:35 AM |
DoctorJoe | $30.00 | 1/25/2012 8:17:04 AM |
radforj22 | $25.00 | 1/25/2012 8:25:41 AM |
worldly-investment333 | $30.00 | 1/25/2012 8:28:46 AM |
TackingWindward | $25.00 | 1/25/2012 9:00:22 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:57 AM |
GreenLender11 | $100.00 | 1/25/2012 9:26:20 AM |
thankful-nickel2 | $50.00 | 1/25/2012 9:29:54 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:39 AM |
graceful-investment | $60.00 | 1/25/2012 9:32:04 AM |
SolarMoonshine | $50.00 | 1/25/2012 9:55:19 AM |
scoobiedoo | $25.00 | 1/25/2012 9:59:39 AM |
Danylostefan | $50.00 | 1/25/2012 12:32:49 PM |
moneybags16 | $25.00 | 1/25/2012 2:32:09 PM |
agalt | $75.00 | 1/25/2012 1:33:10 PM |
a- | $25.00 | 1/25/2012 3:07:24 PM |
Nusk | $25.00 | 1/25/2012 4:32:52 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
553727
This series of Notes was issued and sold upon the funding of the borrower loan #59509, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $266 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| self-reliant-balance7 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 8 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
small business loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 1/24/2012 2:55:54 PM |
AndChicksforFree | $25.00 | 1/24/2012 3:42:35 PM |
loanman2007 | $100.00 | 1/25/2012 9:30:40 AM |
jamiee73 | $25.00 | 1/24/2012 9:19:53 AM |
janeybooboo | $67.09 | 1/24/2012 9:05:59 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:25 AM |
investmentgroup | $25.00 | 1/24/2012 9:56:43 AM |
transparency-river1 | $2,000.00 | 1/24/2012 5:57:15 PM |
kevin314 | $40.00 | 1/24/2012 8:17:43 PM |
availableloan | $25.00 | 1/24/2012 8:44:42 PM |
john0720 | $50.00 | 1/25/2012 5:48:13 AM |
SouthernRemarketing | $29.79 | 1/25/2012 8:28:19 AM |
worldly-investment333 | $30.00 | 1/25/2012 8:29:09 AM |
CA-Lender | $25.00 | 1/25/2012 9:30:45 AM |
thankful-nickel2 | $25.00 | 1/25/2012 9:33:23 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:57 AM |
squarebob | $25.00 | 1/25/2012 10:07:20 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:25 AM |
Index_Plus | $10,000.00 | 1/25/2012 5:38:11 PM |
stocker | $50.00 | 1/25/2012 5:46:31 PM |
g8rtone | $25.00 | 1/25/2012 10:04:23 PM |
joefoolz | $39.94 | 1/25/2012 10:13:27 PM |
balanced-rupee | $100.00 | 1/25/2012 6:25:01 PM |
Mont_Brinker | $100.00 | 1/25/2012 6:41:53 PM |
gold-circuitry | $349.51 | 1/25/2012 7:08:48 PM |
WorkerBee55 | $25.00 | 1/25/2012 8:14:13 PM |
Bob450 | $30.00 | 1/25/2012 8:00:23 PM |
nimble-revenue5 | $50.00 | 1/25/2012 10:07:45 PM |
ChrisProsper | $23.85 | 1/25/2012 10:45:52 PM |
jmeasn | $25.00 | 1/24/2012 11:27:57 AM |
bullish2bearish | $25.00 | 1/25/2012 8:59:57 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:52 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:34 AM |
cattlebaron | $50.00 | 1/24/2012 10:31:56 AM |
judson | $25.00 | 1/24/2012 2:35:42 PM |
calimanusa | $50.00 | 1/24/2012 5:20:47 PM |
setUup | $33.01 | 1/24/2012 6:21:44 PM |
eagle1271 | $25.00 | 1/24/2012 7:59:29 PM |
enticing-note | $25.00 | 1/24/2012 6:54:32 PM |
wesleyan | $50.00 | 1/25/2012 7:46:40 AM |
Leshan | $50.00 | 1/25/2012 8:30:51 AM |
djkaiser | $25.00 | 1/25/2012 9:31:42 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:55 AM |
yf99yz | $25.00 | 1/25/2012 4:12:34 PM |
chameleon125 | $25.00 | 1/25/2012 1:54:27 PM |
CACO_Lender | $25.00 | 1/25/2012 6:41:50 PM |
vc4114 | $36.64 | 1/25/2012 7:08:32 PM |
income-buffalo1 | $100.00 | 1/25/2012 7:27:09 PM |
elegant-loot | $35.00 | 1/25/2012 7:57:04 PM |
JCM_MN | $35.00 | 1/25/2012 8:00:32 PM |
FinanceEngine | $50.00 | 1/25/2012 8:12:39 PM |
SkyLoan | $28.00 | 1/25/2012 8:15:05 PM |
HealthyWealthNow | $50.00 | 1/25/2012 9:22:54 PM |
kdat | $200.00 | 1/25/2012 5:33:58 PM |
betterthanstock | $25.00 | 1/25/2012 6:06:01 PM |
Imaginos1892 | $100.00 | 1/25/2012 7:19:36 PM |
The_Phantom | $25.00 | 1/25/2012 7:46:49 PM |
cxl9 | $90.26 | 1/25/2012 8:24:00 PM |
best-generosity-financier | $25.00 | 1/25/2012 8:21:22 PM |
Fire-your-banker | $56.63 | 1/25/2012 8:46:34 PM |
loan-warrior | $25.00 | 1/25/2012 8:49:54 PM |
magical-credit523 | $25.00 | 1/25/2012 8:53:21 PM |
payout-alien6 | $25.00 | 1/25/2012 9:39:29 PM |
pietro_torna_indietro | $50.28 | 1/25/2012 10:38:00 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
553729
This series of Notes was issued and sold upon the funding of the borrower loan #59711, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 26.37% |
Borrower rate/APR:
| 27.37% / 30.01% |
Monthly payment:
| $215.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.71% | | |
| |
Estimated return*:
| 15.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 15% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 6
/
5 | Length of status: | 14y 6m |
Amount delinquent:
| $1,825 |
Total credit lines:
| 22 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $988 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| tinkerbelle_67 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 91% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 3
( 9% )
| 560-579
(Aug-2007)
|
Principal balance:
| $0.19 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Money needed to consolidate bills.
Purpose of loan: To pay off existing credit cards, loans and revolving credit accounts
This loan will be used to...pay off my 3 credit cards, 2 loans and 3 revolving credit accounts as well as either make some much needed repairs for my car or have a downpayment on a newer one.
My financial situation:
I am a good candidate for this loan because... I am a single working mother. I have 3 grown children (1 in college) and 1 grandson (and another on the way) and I am also the sole guardian of my 31 year old brother with Down's Syndrome. I am very hardworking and I am trying very hard to pay off some of these bills to free up some extra money.
Monthly net income: $2200.00
Monthly expenses: $
Housing: $300.00
Insurance: $200.00
Car expenses: $200.00
Utilities: $215.00
Phone, cable, internet: $175.00
Food, entertainment: $425.00
Clothing, household expenses: $125.00
Credit cards and other loans: $385.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 1/24/2012 9:02:15 AM |
worth-blanket2 | $7,000.00 | 1/24/2012 9:02:30 AM |
handy-justice | $50.00 | 1/24/2012 9:01:56 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
553731
This series of Notes was issued and sold upon the funding of the borrower loan #59876, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $516.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 14% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 16y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investment-speaker8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
PINKPANTHER
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I HAVE BENT ON MY JOB FOR 16 YEARS AND I PAY MY BILL ON TIME. AND SOMETIME I PAY THEM OFF EARLY
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.01 | 1/24/2012 9:02:28 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:52 AM |
Aberdeen | $1,999.00 | 1/24/2012 9:48:33 AM |
kenji4861 | $25.00 | 1/24/2012 9:37:59 AM |
enticing-note | $25.00 | 1/24/2012 6:54:33 PM |
magical-credit523 | $25.00 | 1/25/2012 9:50:55 AM |
Sid-K | $25.00 | 1/26/2012 5:13:52 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:45 PM |
kevin314 | $25.00 | 1/26/2012 5:32:13 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:24 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:35:55 PM |
deal-goliath4 | $500.00 | 1/26/2012 6:57:40 PM |
antlr | $50.00 | 1/27/2012 6:25:20 AM |
greenbacchus | $25.00 | 1/26/2012 9:39:25 PM |
trade-surge3 | $25.00 | 1/27/2012 6:47:11 AM |
indomitable-coin | $25.00 | 1/27/2012 7:20:37 AM |
dinero-path5 | $50.00 | 1/27/2012 4:18:34 AM |
officer8 | $25.00 | 1/27/2012 8:17:14 AM |
wealthstar | $25.00 | 1/27/2012 9:09:16 AM |
worth-web5 | $50.00 | 1/27/2012 9:10:55 AM |
w3alter | $27.00 | 1/27/2012 9:16:26 AM |
Dubbs360 | $25.00 | 1/27/2012 9:32:16 AM |
thankful-nickel2 | $25.00 | 1/27/2012 10:56:46 AM |
AFairDeal | $25.00 | 1/27/2012 9:42:15 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:35 AM |
lagnisiruk | $25.00 | 1/27/2012 9:53:39 AM |
miket71 | $30.00 | 1/27/2012 9:53:56 AM |
Supervark | $34.63 | 1/27/2012 11:13:16 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:29 PM |
radforj22 | $25.00 | 1/27/2012 2:14:03 PM |
Bank_of_E-Ville | $25.00 | 1/27/2012 12:12:36 PM |
Tlk2drew | $50.00 | 1/27/2012 12:18:02 PM |
superb-marketplace422 | $25.00 | 1/27/2012 1:13:02 PM |
green-silver-communicator | $200.00 | 1/27/2012 4:23:24 PM |
principal-hut1 | $25.00 | 1/27/2012 1:32:01 PM |
asset-expert0 | $25.00 | 1/27/2012 1:32:40 PM |
income-cactus0 | $50.00 | 1/27/2012 2:58:39 PM |
blazing-capital2 | $250.00 | 1/27/2012 4:02:53 PM |
RyanJY | $25.00 | 1/27/2012 4:58:17 PM |
yield-hut | $40.00 | 1/27/2012 5:27:57 PM |
sc5 | $30.00 | 1/27/2012 6:44:48 PM |
reward-excellency1 | $25.00 | 1/27/2012 6:49:28 PM |
first-compassion-oak | $25.00 | 1/28/2012 1:05:21 AM |
bb575 | $50.00 | 1/28/2012 1:21:12 AM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:23 PM |
chorus731 | $50.00 | 1/27/2012 7:16:56 PM |
cash-delight1 | $50.00 | 1/24/2012 9:21:35 AM |
Harry | $50.00 | 1/24/2012 9:53:48 AM |
sturdy-fairness0 | $50.00 | 1/24/2012 5:13:32 PM |
kirat15 | $50.00 | 1/25/2012 8:49:20 AM |
john0720 | $50.00 | 1/25/2012 4:08:19 PM |
Weaverville | $25.00 | 1/26/2012 4:19:32 PM |
superb-funds335 | $25.00 | 1/26/2012 5:12:18 PM |
Tylerh | $250.00 | 1/26/2012 5:10:01 PM |
thinker6 | $50.00 | 1/27/2012 6:10:22 AM |
ekmendenhall | $50.00 | 1/26/2012 10:12:01 PM |
suave-dollar | $25.00 | 1/27/2012 4:46:39 AM |
doomsday18 | $25.00 | 1/27/2012 8:00:20 AM |
invest-in-ed | $100.00 | 1/27/2012 5:41:57 AM |
Sunshine2222 | $25.00 | 1/27/2012 9:19:02 AM |
orearella3 | $25.00 | 1/27/2012 9:21:00 AM |
Syzygy | $25.00 | 1/27/2012 9:23:16 AM |
LARRY4NY | $25.00 | 1/27/2012 10:23:02 AM |
oxnard | $50.00 | 1/27/2012 11:32:14 AM |
LoanBrkr | $50.00 | 1/27/2012 12:51:37 PM |
Rockymtnhi | $25.00 | 1/27/2012 1:57:17 PM |
acarnegie | $25.00 | 1/27/2012 12:18:24 PM |
Schlawinzer | $25.00 | 1/27/2012 3:57:15 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:17 PM |
triumphant-point5 | $50.00 | 1/27/2012 3:41:55 PM |
EJO | $25.00 | 1/27/2012 5:18:17 PM |
careful-money2 | $30.00 | 1/27/2012 5:36:29 PM |
gr8_r8 | $25.00 | 1/27/2012 5:46:08 PM |
poppinkid | $28.40 | 1/28/2012 1:34:57 AM |
abovefifty | $34.16 | 1/28/2012 1:39:37 AM |
U-R-TRUSTED | $25.00 | 1/28/2012 2:22:48 AM |
SRK_FROM_WA | $292.80 | 1/28/2012 3:59:22 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
553735
This series of Notes was issued and sold upon the funding of the borrower loan #59685, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1986 |
Debt/Income ratio:
| 19% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 23y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,740 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| yoga744 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/25/2012 9:07:47 AM |
impressive-justice6 | $50.00 | 1/25/2012 9:24:05 AM |
houli123 | $200.00 | 1/25/2012 9:35:09 AM |
wildanne | $25.00 | 1/25/2012 9:49:20 AM |
gold-sushi | $25.00 | 1/26/2012 5:36:25 PM |
Harry | $100.00 | 1/26/2012 5:37:19 PM |
Ripsaw4U | $42.00 | 1/26/2012 5:40:49 PM |
leverage-ectasy | $52.55 | 1/26/2012 11:20:04 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:31:42 PM |
all_of_that_one | $33.00 | 1/26/2012 7:09:22 PM |
Patrician | $25.00 | 1/27/2012 5:35:40 AM |
charming-exchange7 | $25.00 | 1/27/2012 6:04:35 AM |
antlr | $50.00 | 1/27/2012 6:25:21 AM |
diverse-benjamins | $25.00 | 1/27/2012 2:03:49 AM |
green28 | $59.81 | 1/27/2012 5:09:38 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:26 AM |
GElender | $40.00 | 1/27/2012 6:58:24 AM |
worth-web5 | $50.00 | 1/27/2012 9:10:56 AM |
processor115 | $25.00 | 1/27/2012 9:12:38 AM |
Rusty3 | $25.00 | 1/27/2012 7:48:45 AM |
tylerfd | $25.00 | 1/27/2012 8:28:37 AM |
Ivan2007 | $25.00 | 1/27/2012 9:25:50 AM |
ursus | $50.00 | 1/27/2012 9:32:38 AM |
deal-secret-agent | $25.00 | 1/27/2012 9:35:32 AM |
Elefunt | $25.00 | 1/27/2012 9:37:31 AM |
alphaseek | $150.00 | 1/27/2012 9:12:29 AM |
mistertao | $25.00 | 1/27/2012 9:13:32 AM |
EtaDuck | $25.00 | 1/27/2012 9:38:39 AM |
skuba | $35.00 | 1/27/2012 9:13:13 AM |
jbaum | $29.00 | 1/27/2012 9:14:56 AM |
Red_b17 | $25.00 | 1/27/2012 9:40:41 AM |
progressive-economy261 | $248.00 | 1/27/2012 9:17:13 AM |
jpjones86 | $25.00 | 1/27/2012 9:43:33 AM |
kindness-jedi | $25.00 | 1/27/2012 9:19:14 AM |
gallant-economy9 | $50.00 | 1/27/2012 9:20:12 AM |
the-profit-oracle | $25.00 | 1/27/2012 9:21:20 AM |
tender-commerce8 | $50.00 | 1/27/2012 9:22:10 AM |
toblerone | $25.00 | 1/27/2012 9:23:26 AM |
the-sunny-loot | $25.00 | 1/27/2012 9:25:08 AM |
compoundinterest | $50.00 | 1/27/2012 9:27:09 AM |
successful-generosity | $25.00 | 1/27/2012 9:31:15 AM |
ciscoparrot | $25.00 | 1/27/2012 9:30:20 AM |
KLCRAY | $25.00 | 1/27/2012 9:33:53 AM |
unrelenting-auction7 | $25.00 | 1/27/2012 9:34:43 AM |
Shockem923 | $32.83 | 1/27/2012 9:35:18 AM |
CanArkRoamNu | $25.00 | 1/27/2012 9:38:15 AM |
gold-commander0 | $25.00 | 1/27/2012 9:38:47 AM |
peace-cadence | $25.00 | 1/27/2012 9:40:11 AM |
asmithj | $25.00 | 1/27/2012 9:41:59 AM |
bountiful-durability | $50.00 | 1/27/2012 9:42:22 AM |
Sierrahh | $25.00 | 1/27/2012 9:44:15 AM |
cash-delight1 | $50.00 | 1/25/2012 9:39:41 AM |
john0720 | $50.00 | 1/25/2012 4:08:21 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:00 PM |
kevin314 | $25.00 | 1/26/2012 5:32:14 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:20 PM |
greenbacchus | $25.00 | 1/26/2012 9:37:05 PM |
vonheyse | $26.98 | 1/26/2012 6:20:28 PM |
thinker6 | $70.00 | 1/27/2012 6:08:30 AM |
Eagledrop | $25.00 | 1/27/2012 7:29:17 AM |
DonaldColorado | $100.00 | 1/27/2012 4:50:29 AM |
rizoyalo | $50.00 | 1/27/2012 5:41:19 AM |
lakrav | $25.00 | 1/27/2012 6:34:39 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:40 AM |
jpollar | $25.00 | 1/27/2012 6:42:14 AM |
fervent-repayment | $50.00 | 1/27/2012 9:13:10 AM |
Railbird | $25.00 | 1/27/2012 9:14:00 AM |
Tylerh | $250.00 | 1/27/2012 9:14:28 AM |
1stPlace | $25.00 | 1/27/2012 7:16:03 AM |
Rockymtnhi | $50.00 | 1/27/2012 7:52:29 AM |
officer8 | $25.00 | 1/27/2012 8:17:15 AM |
CSUgrad08 | $25.00 | 1/27/2012 9:18:55 AM |
jhernand17 | $25.00 | 1/27/2012 8:41:22 AM |
reflective-cash0 | $50.00 | 1/27/2012 9:24:50 AM |
sensible-trade | $100.00 | 1/27/2012 9:25:51 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:53 AM |
the-magnetic-transaction | $50.00 | 1/27/2012 9:07:57 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:35 AM |
bid-czar8 | $100.00 | 1/27/2012 9:33:20 AM |
tractorman | $25.00 | 1/27/2012 9:34:11 AM |
PRGuyinVA | $25.00 | 1/27/2012 9:12:18 AM |
cash-reaction2 | $25.00 | 1/27/2012 9:13:18 AM |
wayman | $25.00 | 1/27/2012 9:15:01 AM |
best-phenomenal-treasure | $25.00 | 1/27/2012 9:39:53 AM |
WonderPup | $26.00 | 1/27/2012 9:40:40 AM |
rescue | $100.00 | 1/27/2012 9:41:14 AM |
taurusco | $77.00 | 1/27/2012 9:41:20 AM |
letsmakeitsuccessful | $25.00 | 1/27/2012 9:43:03 AM |
agreement-guild | $50.00 | 1/27/2012 9:44:40 AM |
CaptainBlueberry | $25.00 | 1/27/2012 9:19:05 AM |
orearella3 | $25.00 | 1/27/2012 9:21:01 AM |
jeg3k | $50.00 | 1/27/2012 9:23:31 AM |
dime-sprout | $25.00 | 1/27/2012 9:26:00 AM |
rose124iar | $25.00 | 1/27/2012 9:27:30 AM |
ranstlin | $25.00 | 1/27/2012 9:28:33 AM |
ashishxpatel | $50.00 | 1/27/2012 9:29:37 AM |
listing-vista | $50.00 | 1/27/2012 9:30:55 AM |
BxRealtor | $25.00 | 1/27/2012 9:29:42 AM |
downtownfarm | $25.00 | 1/27/2012 9:32:22 AM |
trustworthy-finance6 | $300.00 | 1/27/2012 9:32:33 AM |
wise-balanced-moola | $25.00 | 1/27/2012 9:33:08 AM |
Redmond | $25.00 | 1/27/2012 9:35:27 AM |
postalwhiz | $25.00 | 1/27/2012 9:36:16 AM |
CapeDollars | $25.00 | 1/27/2012 9:38:08 AM |
principal-cooker2 | $100.00 | 1/27/2012 9:38:18 AM |
jamiee73 | $25.00 | 1/27/2012 9:40:38 AM |
dough-mammal | $100.00 | 1/27/2012 9:40:17 AM |
Kaj | $25.00 | 1/27/2012 9:40:54 AM |
enriching-dollar1 | $100.00 | 1/27/2012 9:42:37 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
553739
This series of Notes was issued and sold upon the funding of the borrower loan #59672, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 31% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,326 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| epic-basis751 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Line for 6 mon old business
Purpose of loan:
This loan will be used to working capital.
My financial situation:
I am a good candidate for this loan because I have 25+ years of business ownership experience.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/26/2012 6:46:57 PM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:53 AM |
kind-efficient-credit | $25.00 | 1/24/2012 9:15:10 AM |
loan-fate | $50.00 | 1/24/2012 9:44:45 AM |
Weaverville | $25.00 | 1/24/2012 9:33:05 AM |
Bank_Of_XL | $25.00 | 1/24/2012 1:28:09 PM |
balanced-balance6 | $25.00 | 1/25/2012 7:48:54 AM |
magical-durability9 | $25.00 | 1/25/2012 4:25:51 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:56 AM |
helpful-loan245 | $25.00 | 1/25/2012 11:41:39 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:50 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:12 PM |
Tylerh | $250.00 | 1/26/2012 5:10:01 PM |
Sonic_Squirrel | $39.00 | 1/26/2012 5:11:45 PM |
Investor_DP | $100.00 | 1/26/2012 5:23:58 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:29:59 PM |
CA-Lender | $50.00 | 1/26/2012 9:00:31 PM |
leverage-ectasy | $50.00 | 1/26/2012 11:16:27 PM |
wxman12 | $45.00 | 1/27/2012 4:02:54 AM |
Bob450 | $30.00 | 1/26/2012 6:42:57 PM |
thankful-nickel2 | $25.00 | 1/26/2012 6:44:12 PM |
kendigme | $26.72 | 1/27/2012 4:37:32 AM |
rockhound84 | $34.00 | 1/27/2012 4:56:14 AM |
Pro1322 | $100.00 | 1/26/2012 8:29:31 PM |
greenbacchus | $25.00 | 1/26/2012 9:37:04 PM |
ksubd | $120.00 | 1/26/2012 11:55:50 PM |
the-hope-workhorse | $200.00 | 1/26/2012 10:03:05 PM |
new-social-economist | $53.40 | 1/27/2012 12:07:41 AM |
power-bluebird2 | $25.00 | 1/27/2012 3:43:14 AM |
top-visionary-truth | $25.00 | 1/27/2012 4:12:19 AM |
justme4now | $25.00 | 1/27/2012 4:17:21 AM |
diverse-benjamins | $25.00 | 1/27/2012 2:19:18 AM |
responsive-value4 | $25.00 | 1/27/2012 4:33:16 AM |
Patrician | $25.00 | 1/27/2012 5:35:40 AM |
SimpleChoice | $25.00 | 1/27/2012 5:55:39 AM |
BigBroJake | $17.34 | 1/27/2012 6:21:25 AM |
nalaari | $40.18 | 1/27/2012 6:11:06 AM |
jamiee73 | $25.00 | 1/24/2012 9:19:59 AM |
economy-coup | $50.00 | 1/24/2012 9:26:04 AM |
nimble-revenue5 | $50.00 | 1/24/2012 9:28:40 AM |
golden-velocity9 | $25.00 | 1/24/2012 9:39:55 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:25 AM |
AlternativeCashFlow | $25.00 | 1/24/2012 10:16:04 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:53 PM |
sensible-fund | $25.00 | 1/24/2012 3:42:35 PM |
zeeexsixare | $300.00 | 1/24/2012 3:56:49 PM |
vigorous-market5 | $100.00 | 1/24/2012 11:43:56 PM |
enticing-note | $25.00 | 1/24/2012 6:54:33 PM |
Retired2002 | $100.00 | 1/24/2012 7:32:07 PM |
kevin314 | $40.00 | 1/24/2012 8:17:43 PM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:25 AM |
Interloper | $40.00 | 1/25/2012 9:45:20 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:58 AM |
scarlet-velvet | $25.08 | 1/25/2012 4:38:51 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:55 PM |
Sid-K | $25.00 | 1/26/2012 5:13:52 PM |
attractive-fund | $50.00 | 1/26/2012 5:03:16 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:25 PM |
corndog4000 | $75.00 | 1/26/2012 9:43:36 PM |
Zipcut | $25.00 | 1/26/2012 6:25:06 PM |
a-helping-hand | $76.25 | 1/26/2012 10:53:25 PM |
Big_Baller | $25.00 | 1/26/2012 6:24:26 PM |
transparency-river1 | $1,076.19 | 1/26/2012 6:49:35 PM |
LanceLink | $57.45 | 1/27/2012 4:56:29 AM |
SkyLoan | $28.00 | 1/26/2012 7:22:38 PM |
buffalobills | $25.00 | 1/26/2012 7:28:13 PM |
cunning-deal8 | $25.00 | 1/26/2012 7:37:41 PM |
ccclaireee333 | $25.00 | 1/26/2012 7:43:14 PM |
taetrade | $25.00 | 1/27/2012 5:51:38 AM |
PowerBarDC | $251.35 | 1/26/2012 9:01:55 PM |
gmf | $25.00 | 1/26/2012 9:25:06 PM |
Imaginos1892 | $100.00 | 1/26/2012 8:59:20 PM |
funtwosay | $25.00 | 1/27/2012 12:16:40 AM |
finance-equilibrium | $50.00 | 1/27/2012 4:04:38 AM |
jpac1066 | $100.00 | 1/27/2012 5:08:50 AM |
rizoyalo | $50.00 | 1/27/2012 5:41:18 AM |
YosemiteSam | $25.00 | 1/27/2012 5:15:53 AM |
bluehen00 | $25.00 | 1/27/2012 6:05:12 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
553741
This series of Notes was issued and sold upon the funding of the borrower loan #59716, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $274.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 12y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 56 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 45 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-unrelenting-ore |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Love and Life
Purpose of loan:
This loan will be used to fund business expenses.
My financial situation:
I am a good candidate for this loan because I am in need of a loan to pay off my existing debt to have money available to start a business and even to have money in case of an emergency. If given this opportunity I will not let my lenders and team down. I am a good candidate for the loan because I have successfully paid off prior loans and credit card debts in the past without going into collection or filling bankruptcy.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $8,500.00 | 1/26/2012 5:01:36 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553757
This series of Notes was issued and sold upon the funding of the borrower loan #59742, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $145.51 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 4m |
Amount delinquent:
| $652 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $430 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| No | | |
Screen name:
| interest-society2 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
carhartt
Purpose of loan: restore my first truck
This loan will be used to...
My financial situation: is good bills always come first
I am a good candidate for this loan because...
Im a very hard worker and people love to see show cars and with this I can finish mine up thank you so very much for this
Monthly net income: $1600
Monthly expenses: $100.00
Housing: $0
Insurance: $105.00
Car expenses: $428.00
Utilities: $0
Phone, cable, internet: $100.69
Food, entertainment: $75.00
Clothing, household expenses: $25.00
Credit cards and other loans: $25.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
duty-explosion9 | $25.00 | 1/24/2012 9:28:20 AM |
wizardii | $25.00 | 1/24/2012 9:30:22 AM |
Weaverville | $25.00 | 1/24/2012 9:33:05 AM |
floridass | $25.00 | 1/24/2012 9:06:11 AM |
hitsman | $50.00 | 1/24/2012 9:12:27 AM |
toblerone | $25.00 | 1/24/2012 9:53:32 AM |
the-hope-workhorse | $100.00 | 1/24/2012 9:44:49 AM |
careful-vigilance4 | $25.00 | 1/24/2012 9:56:27 AM |
rate-authority2 | $25.00 | 1/24/2012 2:00:22 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:54 PM |
red-power-pecan | $50.00 | 1/24/2012 5:18:25 PM |
sensible-fund | $25.00 | 1/24/2012 3:43:24 PM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:52 PM |
tremendous-payment | $25.00 | 1/24/2012 6:02:02 PM |
shrewd-peace7 | $25.00 | 1/24/2012 5:52:31 PM |
sjc224 | $25.00 | 1/24/2012 5:55:30 PM |
zone8 | $100.00 | 1/24/2012 6:01:47 PM |
frogperson | $300.00 | 1/24/2012 6:43:09 PM |
high_flyer | $100.00 | 1/24/2012 10:30:28 PM |
abundant-credit6 | $35.00 | 1/25/2012 5:16:19 AM |
Bob450 | $25.00 | 1/24/2012 8:43:22 PM |
theprince | $50.00 | 1/24/2012 10:48:36 PM |
radforj22 | $25.00 | 1/25/2012 8:23:13 AM |
justice-clipper | $50.00 | 1/25/2012 8:32:05 AM |
tornandfrayed | $25.00 | 1/25/2012 9:12:08 AM |
handshake5 | $100.00 | 1/25/2012 9:30:50 AM |
lakehavasu88 | $25.00 | 1/25/2012 9:16:04 AM |
deal-hickory5 | $85.00 | 1/25/2012 9:35:19 AM |
asiaratt | $50.00 | 1/25/2012 9:25:07 AM |
stepatatime-together | $100.00 | 1/25/2012 9:24:20 AM |
g0avs3327 | $25.00 | 1/25/2012 9:31:03 AM |
the-magnetic-transaction | $50.00 | 1/25/2012 9:31:26 AM |
ErvLending | $25.00 | 1/25/2012 9:32:15 AM |
hopethisworks | $25.00 | 1/25/2012 9:34:01 AM |
reward-adventure | $50.00 | 1/25/2012 9:40:13 AM |
nimble-revenue5 | $50.00 | 1/24/2012 9:28:40 AM |
Angel_Investor_7 | $30.00 | 1/24/2012 9:09:26 AM |
Wellman | $25.00 | 1/24/2012 9:13:03 AM |
Dubbs360 | $100.00 | 1/24/2012 9:15:38 AM |
fortytwo | $136.00 | 1/24/2012 9:23:14 AM |
bubb_hans | $50.00 | 1/24/2012 9:24:05 AM |
economy-coup | $50.00 | 1/24/2012 9:26:05 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:25 AM |
EBITDA | $25.00 | 1/24/2012 9:38:38 AM |
dollardave | $50.00 | 1/24/2012 10:43:00 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:55:46 AM |
money-baron-Roth401k | $50.00 | 1/24/2012 9:47:41 AM |
first-pragmatic-power | $25.00 | 1/24/2012 9:51:37 AM |
SecondChanceLendingSERV | $25.00 | 1/24/2012 12:19:16 PM |
mercuriant | $25.00 | 1/24/2012 9:57:51 AM |
exciting-loyalty3 | $25.00 | 1/24/2012 2:08:36 PM |
glenium | $25.00 | 1/24/2012 10:31:11 AM |
suave-dime6 | $25.00 | 1/24/2012 4:03:25 PM |
Bankman68 | $25.00 | 1/24/2012 11:39:59 AM |
deal-goliath4 | $500.00 | 1/24/2012 1:18:44 PM |
asya | $25.00 | 1/24/2012 2:48:43 PM |
diplomatic-wealth7 | $25.00 | 1/24/2012 5:30:38 PM |
money-bauble | $100.00 | 1/24/2012 5:34:35 PM |
melodious-openness | $300.00 | 1/24/2012 6:08:40 PM |
emosspot | $25.00 | 1/24/2012 6:47:03 PM |
frogperson | $300.00 | 1/24/2012 6:31:54 PM |
northern_paddler | $25.00 | 1/24/2012 6:32:33 PM |
emjo1219 | $25.00 | 1/25/2012 2:57:11 AM |
coin-architect2 | $100.00 | 1/24/2012 7:06:28 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:44 AM |
Land_on_your_feet | $25.00 | 1/25/2012 5:52:39 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:54:34 AM |
leverage-monger | $25.00 | 1/25/2012 8:58:27 AM |
jstefans | $25.00 | 1/25/2012 9:05:43 AM |
Comoparklender | $25.00 | 1/25/2012 9:25:43 AM |
renaissance168 | $25.00 | 1/25/2012 9:30:43 AM |
Kaj | $25.00 | 1/25/2012 9:11:44 AM |
lillian27 | $25.00 | 1/25/2012 9:22:41 AM |
greenback-investor7 | $47.00 | 1/25/2012 9:25:28 AM |
finance-prescription | $100.00 | 1/25/2012 9:25:52 AM |
thelovebug | $100.00 | 1/25/2012 9:32:46 AM |
Perksunlimited | $25.00 | 1/25/2012 9:39:50 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
553765
This series of Notes was issued and sold upon the funding of the borrower loan #59793, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $158.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 5% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,735 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| Vladi |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Aug-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Business Investment
Purpose of loan:
This loan will be used to help fund a start-up auto detailing business where customers order the detailing services they would like online, and a mobile crew is sent to their place of residence or business!
My story...
In 2007 I used Prosper to partially fund a start-up coffee shop. After approximately one year, the amount was paid in full, $15,000 plus interest. I was very happy with how my business took off at that time. I was able to grow the customer base substantially due to my product line and the great customer service the employees as well as myself provided. We specialized in different international coffees and had our own style of coffee brewing. I eventually received an offer from a local competitor and sold the business. I am here to borrow a small amount in order to put a rather brilliant and unique idea into reality.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $31.64 | 1/24/2012 9:02:24 AM |
AFairDeal | $25.00 | 1/24/2012 9:19:28 AM |
cash-delight1 | $50.00 | 1/24/2012 9:21:35 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:53 AM |
mar97 | $25.00 | 1/24/2012 9:12:34 AM |
sturdy-fairness0 | $100.00 | 1/24/2012 9:38:50 AM |
radforj22 | $25.00 | 1/24/2012 1:29:48 PM |
McDeeter | $25.00 | 1/24/2012 10:08:21 AM |
romario | $25.00 | 1/24/2012 10:47:57 AM |
penny-finder | $35.00 | 1/24/2012 11:26:24 AM |
Global_Lender | $25.00 | 1/24/2012 2:00:01 PM |
yield-hut | $25.00 | 1/24/2012 2:17:59 PM |
market-maximizer472 | $100.00 | 1/24/2012 3:28:18 PM |
listing-trapper3 | $44.00 | 1/24/2012 5:29:35 PM |
a- | $25.00 | 1/24/2012 5:45:16 PM |
goodturn | $25.00 | 1/24/2012 6:51:51 PM |
bonus-sensai825 | $25.00 | 1/25/2012 5:08:26 AM |
kirat15 | $50.00 | 1/25/2012 8:49:20 AM |
lokiswolf | $25.00 | 1/25/2012 6:30:23 AM |
blue-useful-auction | $25.00 | 1/25/2012 7:06:32 AM |
djh47a | $25.00 | 1/25/2012 7:32:49 AM |
octoberfresh | $25.00 | 1/25/2012 8:00:12 AM |
ethicalhumanist | $100.00 | 1/25/2012 8:45:02 AM |
lagnisiruk | $25.00 | 1/25/2012 9:16:32 AM |
elephantparty | $35.00 | 1/25/2012 9:52:12 AM |
squarebob | $25.00 | 1/25/2012 10:07:21 AM |
WLenders | $25.00 | 1/25/2012 10:20:09 AM |
active-capital13 | $200.00 | 1/25/2012 10:22:54 AM |
best-friendly-fairness | $50.00 | 1/25/2012 10:39:32 AM |
EretzCapital | $35.96 | 1/25/2012 10:28:06 AM |
powerful-return1 | $25.00 | 1/25/2012 10:34:01 AM |
Aristocrat | $25.00 | 1/25/2012 11:40:52 AM |
LivingInvestments00 | $25.00 | 1/25/2012 11:06:33 AM |
bonus-sensai825 | $25.00 | 1/25/2012 11:22:58 AM |
loanman2007 | $25.00 | 1/25/2012 9:45:40 AM |
proper-agreement8 | $50.00 | 1/24/2012 9:17:39 AM |
A4 | $25.00 | 1/24/2012 9:09:18 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:26 AM |
cashhelp | $25.00 | 1/24/2012 9:28:23 AM |
superb-funds335 | $25.00 | 1/24/2012 9:37:25 AM |
kenji4861 | $25.00 | 1/24/2012 9:38:00 AM |
CIC | $25.00 | 1/24/2012 10:09:30 AM |
trade-burrito4 | $35.00 | 1/24/2012 9:41:45 AM |
jeg3k | $50.00 | 1/24/2012 10:24:08 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:39:59 AM |
Aberdeen | $1,999.00 | 1/24/2012 9:48:33 AM |
Harry | $50.00 | 1/24/2012 9:53:48 AM |
sappy02 | $100.00 | 1/24/2012 9:57:04 AM |
alpete7 | $100.00 | 1/24/2012 10:50:34 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:50 PM |
investment-artist | $25.00 | 1/24/2012 12:20:39 PM |
RealEstateInvestorsoftheUS | $28.92 | 1/24/2012 12:23:33 PM |
oxnard | $50.00 | 1/24/2012 3:07:20 PM |
orearella3 | $25.00 | 1/24/2012 5:32:39 PM |
cash-vault | $25.00 | 1/24/2012 5:32:52 PM |
kevin314 | $40.00 | 1/24/2012 8:17:44 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:27 AM |
enticing-note | $25.00 | 1/24/2012 6:54:34 PM |
kushka | $25.00 | 1/24/2012 8:21:23 PM |
Tscheddar | $25.00 | 1/25/2012 7:15:59 AM |
Leshan | $50.00 | 1/25/2012 7:59:47 AM |
john0720 | $50.00 | 1/25/2012 5:48:13 AM |
blot44 | $25.00 | 1/25/2012 6:11:54 AM |
promise2 | $25.00 | 1/25/2012 8:02:33 AM |
fantastic-openness | $150.00 | 1/25/2012 8:45:29 AM |
D911ave | $50.00 | 1/25/2012 9:16:23 AM |
GoGators01 | $25.00 | 1/25/2012 9:33:29 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:57 AM |
jazz619 | $25.00 | 1/25/2012 9:42:45 AM |
worth-philosopher9 | $50.00 | 1/25/2012 9:59:25 AM |
versatile-commerce | $29.82 | 1/25/2012 10:19:37 AM |
circuitfive | $25.00 | 1/25/2012 9:58:56 AM |
safe-kindness5 | $31.68 | 1/25/2012 10:38:50 AM |
Cliffie83 | $25.00 | 1/25/2012 10:05:41 AM |
reward-pizza0 | $25.00 | 1/25/2012 10:11:10 AM |
damage | $25.00 | 1/25/2012 10:13:04 AM |
GarciaCompany | $25.00 | 1/25/2012 10:31:22 AM |
enticing-rate9 | $25.00 | 1/25/2012 12:46:55 PM |
Nailman88 | $3.97 | 1/25/2012 1:30:41 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
553779
This series of Notes was issued and sold upon the funding of the borrower loan #59538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1982 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $33,213 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| magnificent-yield315 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
01242001 Persponal Loan
Purpose of loan: Home Improvement
This loan will be used to...add new appliances for sell of house
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4800
Monthly expenses: $3000
Housing: $2300
Insurance: $300
Car expenses: $50
Utilities: $100
Phone, cable, internet: $150
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $800
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/25/2012 9:02:06 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553785
This series of Notes was issued and sold upon the funding of the borrower loan #59575, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 29% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $16,309 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| GeorgiaBoy1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lincoln
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...I have a proven record of repayment which shows that I am reliable and dependable.
Monthly net income: $145000.00
Monthly expenses: $4000.00
Housing: $1500.00
Insurance: $120.00
Car expenses: $839.00
Utilities: $275.00
Phone, cable, internet: $175.00
Food, entertainment: $150.00
Clothing, household expenses: $125.00
Credit cards and other loans: $400.00
Other expenses: $150.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/24/2012 5:19:43 PM |
nimble-revenue5 | $50.00 | 1/24/2012 5:49:57 PM |
Weaverville | $25.00 | 1/25/2012 9:00:00 AM |
cattlebaron | $25.00 | 1/25/2012 9:05:30 AM |
first-friendly-listing | $30.55 | 1/25/2012 9:51:23 AM |
john0720 | $50.00 | 1/25/2012 4:08:20 PM |
Rockymtnhi | $25.00 | 1/26/2012 12:13:38 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:56 PM |
transparency-sapling | $25.00 | 1/26/2012 5:26:28 PM |
matt_2006 | $25.00 | 1/26/2012 5:32:41 PM |
ballz694 | $25.00 | 1/26/2012 7:00:56 PM |
gold-virtuoso | $60.00 | 1/26/2012 8:19:10 PM |
magnificent-dime4 | $200.00 | 1/26/2012 8:19:34 PM |
Pro1322 | $50.00 | 1/26/2012 8:32:35 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:30:24 PM |
Tiffies3 | $25.00 | 1/27/2012 3:55:18 AM |
green28 | $200.00 | 1/27/2012 5:07:36 AM |
cashnout | $25.00 | 1/26/2012 8:57:31 PM |
greenbacchus | $25.00 | 1/26/2012 9:37:04 PM |
Thoth_88 | $25.00 | 1/26/2012 9:16:05 PM |
terrific-peace8 | $25.00 | 1/27/2012 6:40:25 AM |
GS-ROCK | $31.39 | 1/27/2012 6:51:49 AM |
new-social-economist | $49.91 | 1/27/2012 12:09:25 AM |
power-bluebird2 | $25.00 | 1/27/2012 3:43:51 AM |
pythia | $25.00 | 1/27/2012 3:57:23 AM |
extraordinary-silver5 | $55.00 | 1/27/2012 7:39:31 AM |
silver-enlightenment0 | $106.46 | 1/27/2012 8:28:36 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:25 AM |
funds-control3 | $42.09 | 1/27/2012 8:50:13 AM |
VASLENDING | $54.86 | 1/27/2012 9:02:22 AM |
Brisket_Bob | $25.11 | 1/27/2012 5:48:12 AM |
Silverling6 | $28.42 | 1/27/2012 6:27:08 AM |
first-compassion-oak | $25.00 | 1/27/2012 6:36:05 AM |
Ruckus888 | $50.00 | 1/27/2012 6:51:42 AM |
bold-shrewd-duty | $45.00 | 1/27/2012 6:57:59 AM |
intrepid-loot | $25.00 | 1/27/2012 6:34:44 AM |
historic-loan1 | $35.00 | 1/27/2012 6:59:12 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:34 AM |
reflective-rupee | $25.00 | 1/27/2012 6:45:09 AM |
B2152 | $25.00 | 1/27/2012 7:20:40 AM |
umwol13 | $25.00 | 1/27/2012 7:39:21 AM |
impeccable-ore3 | $25.00 | 1/27/2012 7:58:50 AM |
shrine537 | $255.00 | 1/27/2012 9:11:41 AM |
economy-popcorn | $25.00 | 1/27/2012 5:12:52 AM |
green-trade-dolphin | $35.02 | 1/24/2012 5:02:45 PM |
economy-coup | $50.00 | 1/24/2012 5:46:33 PM |
missing-link | $25.00 | 1/24/2012 5:30:43 PM |
worthy-bid8 | $100.00 | 1/24/2012 6:05:05 PM |
enticing-note | $25.00 | 1/24/2012 6:54:37 PM |
kevin314 | $40.00 | 1/24/2012 8:17:46 PM |
kind-efficient-credit | $25.00 | 1/25/2012 10:10:16 AM |
zeeexsixare | $100.00 | 1/25/2012 5:40:55 PM |
sensible-fund | $25.00 | 1/25/2012 5:17:29 PM |
epall | $25.00 | 1/26/2012 3:04:13 PM |
Tylerh | $250.00 | 1/26/2012 5:10:03 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:26 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:51 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:12 PM |
Sid-K | $25.00 | 1/26/2012 5:13:54 PM |
fantastic-wampum1 | $100.00 | 1/26/2012 5:14:39 PM |
worth-web5 | $50.00 | 1/26/2012 5:36:30 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:20 PM |
vineet | $25.00 | 1/26/2012 9:45:17 PM |
SolarMoonshine | $25.00 | 1/27/2012 3:53:51 AM |
all_of_that_one | $33.00 | 1/26/2012 7:09:21 PM |
wdjnm | $50.00 | 1/27/2012 4:24:01 AM |
pfh | $25.00 | 1/27/2012 5:23:32 AM |
cunning-deal8 | $25.00 | 1/26/2012 7:39:38 PM |
enticing-exchange3 | $25.00 | 1/26/2012 8:41:39 PM |
drb4ever | $25.00 | 1/26/2012 8:32:41 PM |
funds-oasis2 | $25.00 | 1/26/2012 9:35:17 PM |
alpete7 | $100.00 | 1/26/2012 9:36:43 PM |
Cluvnupe06 | $27.24 | 1/27/2012 6:32:13 AM |
attractive-fund | $50.00 | 1/27/2012 6:36:24 AM |
Cambalache | $29.00 | 1/27/2012 6:37:10 AM |
zxr | $25.00 | 1/27/2012 6:51:00 AM |
jpollar | $50.00 | 1/27/2012 6:57:19 AM |
a-helping-hand | $250.00 | 1/26/2012 10:47:33 PM |
ChewyZ | $25.00 | 1/27/2012 7:25:00 AM |
dsnybnd | $25.00 | 1/27/2012 7:32:35 AM |
musegaze | $25.00 | 1/27/2012 7:53:53 AM |
coin-cooker8 | $31.90 | 1/27/2012 3:37:23 AM |
Domgabriel | $30.00 | 1/27/2012 3:40:17 AM |
unafraid-loan5 | $25.00 | 1/27/2012 8:13:33 AM |
jpac1066 | $100.00 | 1/27/2012 5:09:28 AM |
JFalcon | $50.00 | 1/27/2012 4:26:52 AM |
tylerfd | $25.00 | 1/27/2012 8:28:37 AM |
CA-Lender | $50.00 | 1/27/2012 5:36:41 AM |
loyalist1 | $100.00 | 1/27/2012 5:10:50 AM |
Frosty | $25.00 | 1/27/2012 8:39:31 AM |
rizoyalo | $50.00 | 1/27/2012 5:41:19 AM |
blackstar | $25.00 | 1/27/2012 5:46:52 AM |
friendship9 | $25.00 | 1/27/2012 5:47:27 AM |
SimpleChoice | $25.00 | 1/27/2012 5:55:39 AM |
payout-thinker7 | $25.00 | 1/27/2012 7:00:49 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:39 AM |
HR_Capital | $25.00 | 1/27/2012 6:37:49 AM |
rebeldog67 | $50.00 | 1/27/2012 7:04:33 AM |
GElender | $40.00 | 1/27/2012 6:52:53 AM |
treasure-brigade | $25.00 | 1/27/2012 7:18:56 AM |
power-secret-agent | $40.00 | 1/27/2012 7:57:09 AM |
dedicated-hope640 | $25.00 | 1/27/2012 8:01:55 AM |
beach_bum | $25.00 | 1/27/2012 7:25:03 AM |
officer8 | $25.00 | 1/27/2012 8:17:15 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:53 AM |
jhernand17 | $25.00 | 1/27/2012 8:38:05 AM |
the-magnetic-transaction | $50.00 | 1/27/2012 9:07:57 AM |
theaterguy | $25.00 | 1/27/2012 8:49:00 AM |
leverage-monger | $25.05 | 1/27/2012 8:53:20 AM |
109 Investments
|
Borrower Payment Dependent Notes Series
553807
This series of Notes was issued and sold upon the funding of the borrower loan #59540, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $290.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 19% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,368 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| soulful-funds0 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...
Consolidate credit card debt at a lower interest rate and one monthly payment
My financial situation:
I am a good candidate for this loan because...I have been gainfully employed with my current employer for over six years, solid earnings statement and strong payment history on previous loans
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.01 | 1/24/2012 9:02:30 AM |
cash-delight1 | $50.00 | 1/24/2012 9:21:36 AM |
prudent-payout462 | $50.00 | 1/24/2012 9:17:29 AM |
Harry | $50.00 | 1/24/2012 9:53:49 AM |
JustMee | $25.00 | 1/24/2012 11:09:55 AM |
transparency-river1 | $2,000.00 | 1/24/2012 5:55:31 PM |
creditjunky | $125.00 | 1/24/2012 6:13:41 PM |
availableloan | $25.00 | 1/24/2012 8:44:43 PM |
Tulalue | $25.00 | 1/25/2012 7:31:52 AM |
kirat15 | $50.00 | 1/25/2012 8:49:21 AM |
deal-pal | $25.00 | 1/25/2012 8:18:22 AM |
Rivervale_Westwood | $40.00 | 1/25/2012 9:37:51 AM |
DscGlfn | $25.00 | 1/25/2012 10:28:30 AM |
mar97 | $25.00 | 1/25/2012 9:55:52 AM |
Index_Plus | $5,690.98 | 1/25/2012 5:23:10 PM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:53 AM |
proper-agreement8 | $50.00 | 1/24/2012 9:17:39 AM |
sflawya | $25.00 | 1/24/2012 9:22:41 AM |
kenji4861 | $25.00 | 1/24/2012 9:38:01 AM |
sturdy-fairness0 | $100.00 | 1/24/2012 5:13:32 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:51 PM |
enticing-note | $25.00 | 1/24/2012 6:54:35 PM |
kevin314 | $40.00 | 1/24/2012 8:17:44 PM |
blot44 | $25.00 | 1/25/2012 6:13:32 AM |
1traveler | $25.00 | 1/24/2012 10:45:55 PM |
pooldar | $25.00 | 1/24/2012 11:46:40 PM |
oskizzle | $25.00 | 1/25/2012 9:02:52 AM |
cerebral-dollar773 | $50.00 | 1/25/2012 7:36:26 AM |
ethicalhumanist | $100.00 | 1/25/2012 8:45:30 AM |
GreenLender11 | $100.00 | 1/25/2012 9:23:01 AM |
john0720 | $50.00 | 1/25/2012 4:08:19 PM |
gentle-gain235 | $50.00 | 1/25/2012 10:52:17 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
553835
This series of Notes was issued and sold upon the funding of the borrower loan #59462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 62% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,025 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| silver-tycoon4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation help
Purpose of loan: pay off bills
This loan will be used to...pay off bills and consolidate
My financial situation: stable
I am a good candidate for this loan because...i am never late on payments but the additional money would allow to me to work stress free come bill time until after tax season
Monthly net income: $4000
Monthly expenses: $3800+
Housing: $1795
Insurance: $140
Car expenses: $800
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1200
Other expenses: $optional
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $25.00 | 1/24/2012 9:16:08 AM |
riveting-credit5 | $50.00 | 1/24/2012 9:20:11 AM |
bubb_hans | $50.00 | 1/24/2012 9:24:06 AM |
2grindstones | $30.00 | 1/24/2012 12:53:00 PM |
melodious-openness | $300.00 | 1/24/2012 4:23:13 PM |
SFBank | $50.00 | 1/24/2012 5:45:48 PM |
kind-credit-bear | $25.00 | 1/24/2012 5:34:27 PM |
money-fort | $26.61 | 1/24/2012 6:21:17 PM |
OLYVRC | $25.00 | 1/24/2012 6:31:51 PM |
melodious-openness | $1,080.99 | 1/24/2012 6:37:36 PM |
money-baron-Roth401k | $50.00 | 1/24/2012 9:47:42 AM |
houli123 | $25.00 | 1/24/2012 5:24:22 PM |
melodious-openness | $200.00 | 1/24/2012 6:04:44 PM |
transparency-river1 | $2,000.00 | 1/24/2012 6:00:30 PM |
corporatejim | $37.40 | 1/24/2012 6:08:42 PM |
green-rate-futurist | $25.00 | 1/24/2012 6:27:44 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
553847
This series of Notes was issued and sold upon the funding of the borrower loan #59482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.70% |
Listing Start date:
| Jan-24-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 17.69% |
Monthly payment:
| $263.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 4.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 16% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,074 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| JustMovedNY |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
I accumulated some debt while dealing with a medical situation last year. This loan will help me pay off a couple credit cards.
My financial situation:
I am a good candidate for this loan because...
I have good, stable income and a perfect payment history on previous 3-year prosper loan. Perfect payment history on all other debt.
Monthly net income: $5400
Monthly expenses: $3480
Housing: $1250
Insurance: $0
Transportation: $120
Utilities: $75
Phone, cable, internet: $250
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $44.70 | 1/24/2012 5:02:44 PM |
worth-blanket2 | $3,000.00 | 1/24/2012 5:03:11 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
553855
This series of Notes was issued and sold upon the funding of the borrower loan #59516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
2 | Length of status: | 6y 3m |
Amount delinquent:
| $81 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $61 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| shop |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan: I need a medical procedure completed
This loan will be used to... pay my medical bill
My financial situation: I am employed full-time and have a steady income.
I am a good candidate for this loan because... I am a person a character and I believe in paying my debt. I also need this procedure done as soon as possible.
Monthly net income: $2862
Monthly expenses: $450
Housing: $350
Insurance: $86
Car expenses: $309
Utilities: $145
Phone, cable, internet: $57
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $25 carecredit
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/24/2012 5:43:15 PM |
bubb_hans | $50.00 | 1/24/2012 5:17:57 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:44 PM |
Dubbs360 | $50.00 | 1/24/2012 5:45:50 PM |
nimble-revenue5 | $100.00 | 1/24/2012 5:50:24 PM |
careful-vigilance4 | $25.00 | 1/24/2012 5:45:32 PM |
nimble-revenue5 | $50.00 | 1/24/2012 5:49:58 PM |
worthy-bid8 | $100.00 | 1/24/2012 6:05:05 PM |
frogperson | $250.00 | 1/24/2012 6:43:10 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:46 AM |
realtormoises | $25.00 | 1/25/2012 5:22:08 AM |
Weaverville | $25.00 | 1/25/2012 9:00:02 AM |
jstefans | $25.00 | 1/25/2012 9:05:44 AM |
SecondChanceLendingSERV | $25.00 | 1/25/2012 8:37:53 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:52 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:14 AM |
fair-peace7 | $25.00 | 1/25/2012 11:57:51 AM |
first-serene-credit | $25.00 | 1/25/2012 3:40:09 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:27 PM |
jiggaman7 | $50.00 | 1/24/2012 5:07:44 PM |
calimanusa | $40.00 | 1/24/2012 10:15:08 PM |
Bob450 | $25.00 | 1/24/2012 8:41:22 PM |
HHP | $90.00 | 1/25/2012 9:35:04 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:04:02 AM |
Index_Plus | $2,770.00 | 1/25/2012 5:13:11 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
553859
This series of Notes was issued and sold upon the funding of the borrower loan #59519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $127.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| 19% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $829 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassionate-peso |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2011)
|
Principal balance:
| $7,487.63 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
small addition to home
Purpose of loan:
This loan will be used to purchase building materials for a small addition to my home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Harry | $50.00 | 1/24/2012 5:25:47 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:44 PM |
vinayski | $25.00 | 1/24/2012 5:34:57 PM |
A4 | $25.00 | 1/24/2012 5:59:07 PM |
GElender | $40.00 | 1/24/2012 6:06:23 PM |
kevin314 | $40.00 | 1/24/2012 8:17:47 PM |
BlessedEveryDay | $25.00 | 1/25/2012 4:20:35 AM |
optionscashflow | $25.00 | 1/24/2012 11:20:35 PM |
blue-useful-auction | $25.00 | 1/25/2012 7:02:13 AM |
cerebral-dollar773 | $50.00 | 1/25/2012 7:26:02 AM |
value-travels | $25.00 | 1/25/2012 7:28:23 AM |
D911ave | $50.00 | 1/25/2012 9:16:24 AM |
kind-clean-community | $25.00 | 1/25/2012 2:06:00 PM |
john0720 | $50.00 | 1/25/2012 4:06:36 PM |
engaging-worth | $25.00 | 1/25/2012 4:53:13 PM |
green-trade-dolphin2 | $27.18 | 1/24/2012 5:03:00 PM |
sturdy-fairness0 | $100.00 | 1/24/2012 5:13:33 PM |
trade-burrito4 | $35.00 | 1/24/2012 5:47:27 PM |
rupee-equation2 | $25.00 | 1/24/2012 6:04:26 PM |
proper-agreement8 | $50.00 | 1/24/2012 5:56:59 PM |
kenji4861 | $25.00 | 1/24/2012 5:58:24 PM |
enticing-note | $25.00 | 1/24/2012 6:54:40 PM |
Leshan | $50.00 | 1/25/2012 8:40:01 AM |
kirat15 | $50.00 | 1/25/2012 8:49:21 AM |
mar97 | $25.00 | 1/25/2012 9:55:53 AM |
magical-credit523 | $25.00 | 1/25/2012 9:51:00 AM |
squarebob | $25.00 | 1/25/2012 10:07:22 AM |
Cliffie83 | $25.00 | 1/25/2012 10:05:42 AM |
Eric_Gagne | $25.00 | 1/25/2012 1:27:07 PM |
heerzaquestion | $45.00 | 1/25/2012 4:19:25 PM |
Index_Plus | $2,912.82 | 1/25/2012 5:14:13 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
553863
This series of Notes was issued and sold upon the funding of the borrower loan #59476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 6m |
Amount delinquent:
| $231 |
Total credit lines:
| 28 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,583 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-starter |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Money for car and home repairs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/25/2012 9:03:06 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553891
This series of Notes was issued and sold upon the funding of the borrower loan #59486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $206.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 26% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,544 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| blue-point-compadre |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Starting 2012 Off Right
Purpose of loan: Debt Consolidation
This loan will be used to consolidate a few of my high interest debts.
My financial situation: Good
I am a good candidate for this loan because I pay all of my outstanding debts on time. I have a couple high interest lines that are taking a long time to pay off due to the interest. One is a health account I had to open to save my dog when he had an extensive surgery a few years ago.
Monthly net income: $3546.06
Monthly expenses: $
Housing: $0
Insurance: $75
Car expenses: $316
Utilities: $0
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $50
Credit cards and other loans: $1498
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,000.00 | 1/24/2012 5:03:03 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553907
This series of Notes was issued and sold upon the funding of the borrower loan #59635, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 3% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $372 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| diplomatic-leverage7 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Elizabeth
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $300.00 | 1/24/2012 5:01:49 PM |
handy-justice | $50.00 | 1/24/2012 5:04:04 PM |
cattlebaron | $50.00 | 1/24/2012 5:18:30 PM |
jiggaman7 | $50.00 | 1/24/2012 5:07:44 PM |
fantastic-wampum1 | $100.00 | 1/24/2012 5:15:14 PM |
bubb_hans | $50.00 | 1/24/2012 5:17:58 PM |
skillful-asset5 | $30.00 | 1/24/2012 5:26:33 PM |
beaker | $25.03 | 1/24/2012 6:00:09 PM |
SFBank | $50.00 | 1/24/2012 5:39:42 PM |
melodious-openness | $300.00 | 1/24/2012 6:07:42 PM |
green-rate-futurist | $30.00 | 1/24/2012 6:25:42 PM |
Dubbs360 | $50.00 | 1/24/2012 5:45:50 PM |
nimble-revenue5 | $100.00 | 1/24/2012 5:50:25 PM |
the-enthralling-coin | $25.00 | 1/24/2012 6:46:21 PM |
nimble-revenue5 | $50.00 | 1/24/2012 5:49:59 PM |
pound-mushroom3 | $25.00 | 1/24/2012 6:00:59 PM |
worthy-bid8 | $100.00 | 1/24/2012 6:05:06 PM |
onecooldrink | $25.00 | 1/25/2012 1:14:56 AM |
CA-Lender | $25.00 | 1/24/2012 8:03:24 PM |
pembull | $100.00 | 1/24/2012 7:57:00 PM |
jojofrankie | $50.00 | 1/25/2012 6:08:14 AM |
Bob450 | $30.00 | 1/24/2012 8:39:55 PM |
Free-the-usa-1776 | $25.00 | 1/24/2012 11:39:07 PM |
gold-miser9 | $30.00 | 1/25/2012 2:48:30 AM |
Core-Marketing | $25.00 | 1/25/2012 4:37:19 AM |
fountain355 | $25.00 | 1/25/2012 4:45:30 AM |
realtormoises | $25.00 | 1/25/2012 5:23:34 AM |
suave-dime6 | $25.00 | 1/25/2012 6:00:16 AM |
mneinc | $50.00 | 1/25/2012 6:09:15 AM |
shawnw2 | $25.00 | 1/24/2012 5:45:52 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:45 PM |
BankofRon | $25.00 | 1/24/2012 5:20:44 PM |
ultimate-peace | $50.00 | 1/24/2012 5:08:00 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:52 PM |
2grindstones | $40.00 | 1/24/2012 5:32:48 PM |
money-baron-Roth401k | $50.00 | 1/24/2012 5:36:20 PM |
calimanusa | $40.00 | 1/24/2012 5:17:41 PM |
penny-plato | $25.00 | 1/24/2012 5:46:30 PM |
courteous-kindness1 | $25.00 | 1/24/2012 5:30:04 PM |
jybank | $50.00 | 1/24/2012 5:29:04 PM |
Scrooge_McDuck2 | $100.00 | 1/24/2012 6:05:32 PM |
careful-vigilance4 | $25.00 | 1/24/2012 5:45:33 PM |
economy-coup | $50.00 | 1/24/2012 5:46:34 PM |
toblerone | $25.00 | 1/24/2012 5:56:45 PM |
frogperson | $250.00 | 1/24/2012 6:43:10 PM |
borquist | $25.00 | 1/24/2012 8:34:13 PM |
high_flyer | $100.00 | 1/24/2012 10:29:31 PM |
back-scratchers | $50.00 | 1/24/2012 7:58:29 PM |
alpete7 | $50.00 | 1/24/2012 8:16:02 PM |
finance-investor3 | $25.00 | 1/25/2012 12:56:00 AM |
let_me_retire | $25.00 | 1/25/2012 1:41:25 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:46 AM |
cash-turbine1 | $25.00 | 1/25/2012 6:16:51 AM |
Kapitaal | $24.97 | 1/25/2012 6:26:23 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
553911
This series of Notes was issued and sold upon the funding of the borrower loan #59706, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $14,448 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| new-suave-payout |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate some debt
Purpose of loan:
This loan will be used to consolidate some Credit Cards...
My financial situation:
I am a good candidate for this loan because of a pattern of paying fixed loans off early...
Monthly net income: $4583
Monthly expenses: $1000
Housing: $300
Insurance: $
Car expenses: $
Utilities: $300
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $200.00 | 1/25/2012 5:06:59 PM |
let_me_retire | $26.66 | 1/25/2012 5:31:24 PM |
SolarMoonshine | $25.00 | 1/25/2012 5:01:20 PM |
HeroSupport | $80.00 | 1/25/2012 5:05:35 PM |
handy-justice | $50.00 | 1/25/2012 5:08:50 PM |
first-clean-silver | $25.00 | 1/25/2012 9:29:25 PM |
2grindstones | $40.00 | 1/25/2012 5:17:06 PM |
SFBank | $50.00 | 1/25/2012 6:24:04 PM |
gain-equator | $25.00 | 1/25/2012 8:26:11 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:13:48 PM |
tdorren | $25.00 | 1/26/2012 6:10:32 AM |
intrepid-truth6 | $25.00 | 1/26/2012 10:51:17 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:04 PM |
wonder3 | $40.00 | 1/26/2012 4:54:02 PM |
engaging-repayment8 | $25.00 | 1/26/2012 3:14:31 PM |
found_funds | $50.00 | 1/26/2012 3:31:47 PM |
karmarush | $25.00 | 1/26/2012 3:34:58 PM |
jiggaman7 | $50.00 | 1/26/2012 5:16:23 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:34 PM |
jbloans | $4.14 | 1/26/2012 5:24:57 PM |
Sid-K | $25.00 | 1/26/2012 5:13:58 PM |
the-enthralling-coin | $25.00 | 1/26/2012 5:18:28 PM |
economy-coup | $50.00 | 1/26/2012 5:19:54 PM |
favorite-commerce | $25.00 | 1/25/2012 8:47:46 PM |
camaraderi-aspen | $100.00 | 1/25/2012 5:09:11 PM |
wise-eloquent-yield | $25.00 | 1/25/2012 10:23:13 PM |
Rogelio48 | $30.00 | 1/25/2012 7:44:59 PM |
bowler252 | $27.12 | 1/25/2012 9:32:40 PM |
Bob450 | $25.00 | 1/26/2012 6:53:40 AM |
foothillender | $25.00 | 1/26/2012 7:27:10 AM |
john0720 | $50.00 | 1/26/2012 2:31:05 PM |
scarlet-velvet | $25.08 | 1/26/2012 12:15:21 PM |
beans53 | $25.00 | 1/26/2012 1:24:22 PM |
kind-charming-value | $2,000.00 | 1/26/2012 5:05:49 PM |
money-fort | $25.00 | 1/26/2012 4:09:54 PM |
transaction-circuit | $75.00 | 1/26/2012 4:21:37 PM |
Whipster | $80.00 | 1/26/2012 5:01:19 PM |
ASuperJohn | $147.00 | 1/26/2012 5:14:59 PM |
yf99yz | $25.00 | 1/26/2012 5:20:05 PM |
worthy-bid8 | $100.00 | 1/26/2012 5:21:18 PM |
hitsman | $50.00 | 1/26/2012 5:21:36 PM |
Investor_DP | $100.00 | 1/26/2012 5:24:14 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
553915
This series of Notes was issued and sold upon the funding of the borrower loan #59792, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,562 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| artha |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financing for an Engagement Ring
Purpose of loan:
This loan will be used towards the purchase of an engagement ring for my girlfriend.
My financial situation:
I have a stable job, earning me $134,000/annually and I also own a rental property, that has been rented out for a year at $1500/month.
Monthly net income: $7816.00
Monthly expenses: $2780.00
Housing: $800.00 (I rent a room in a townhouse, all utilities included)
Insurance: $200
Car expenses: $600
Utilities: $0.00
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $300
As you can see, my expenses are well under control and I am a homeowner. I also have over $12000, invested in stocks and fixed income products.
I hope to be able to pay off the loan before the term is due.
Thank you for taking the time to read through my description, and I hope you would consider financing a portion of my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $50.00 | 1/27/2012 5:00:56 PM |
worth-blanket2 | $3,950.00 | 1/27/2012 5:01:40 PM |
SFBank | $50.00 | 1/27/2012 5:01:15 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
553927
This series of Notes was issued and sold upon the funding of the borrower loan #59642, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1976 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,438 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 90% | | |
| |
Homeownership:
| No | | |
Screen name:
| appetizing-dollar4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan: Debt Consolidation
This loan will be used to...pay off debt
My financial situation:
I am a good candidate for this loan because...I pay my bills on time
Monthly net income: $ 4000.00+
Monthly expenses: 0
Housing: $500.
Insurance: $80.
Car expenses: $380.00
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200.
Clothing, household expenses: $50.
Credit cards and other loans: $300.
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $25.00 | 1/24/2012 5:45:53 PM |
Starfin-Capital-Management | $117.82 | 1/25/2012 5:37:30 AM |
ultimate-peace | $115.00 | 1/24/2012 5:08:09 PM |
calimanusa | $50.00 | 1/24/2012 5:18:16 PM |
cattlebaron | $25.00 | 1/24/2012 5:22:42 PM |
riveting-credit5 | $50.00 | 1/24/2012 5:06:41 PM |
2grindstones | $30.00 | 1/24/2012 5:30:50 PM |
skillful-asset5 | $25.00 | 1/24/2012 5:25:26 PM |
melodious-openness | $300.00 | 1/24/2012 6:34:52 PM |
let_me_retire | $25.00 | 1/25/2012 1:39:58 AM |
Kapitaal | $29.44 | 1/25/2012 6:27:32 AM |
finance-investor3 | $25.00 | 1/25/2012 12:54:15 AM |
Core-Marketing | $25.00 | 1/25/2012 4:43:03 AM |
affluence-generator2 | $100.00 | 1/25/2012 9:03:57 AM |
greencat | $50.00 | 1/25/2012 7:16:31 AM |
cattlebaron | $50.00 | 1/25/2012 9:04:01 AM |
Dubbs360 | $25.00 | 1/25/2012 9:32:08 AM |
ethical-truth211 | $50.00 | 1/25/2012 10:04:55 AM |
shrine537 | $100.00 | 1/25/2012 10:47:55 AM |
Requiem | $25.00 | 1/25/2012 2:02:43 PM |
first-serene-credit | $25.00 | 1/25/2012 3:40:57 PM |
Bob450 | $25.00 | 1/26/2012 6:52:44 AM |
larryboy10 | $25.00 | 1/25/2012 11:14:39 PM |
Detour11 | $50.00 | 1/26/2012 10:57:44 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:59 PM |
gold-miser9 | $33.31 | 1/26/2012 1:36:36 PM |
red-benefit-ruler | $30.00 | 1/26/2012 3:45:34 PM |
marala4285 | $32.00 | 1/26/2012 5:21:18 PM |
Zipcut | $25.00 | 1/26/2012 6:24:10 PM |
Index_Plus | $1,556.43 | 1/26/2012 6:26:02 PM |
InChicago | $100.00 | 1/24/2012 7:01:38 PM |
bubb_hans | $50.00 | 1/24/2012 5:17:59 PM |
money-baron-Roth401k | $50.00 | 1/24/2012 5:36:21 PM |
EngineersAlliance | $75.00 | 1/24/2012 5:50:28 PM |
Kelwin_Capital_Corp | $25.00 | 1/25/2012 5:14:02 AM |
SecondChanceLendingSERV | $25.00 | 1/25/2012 8:38:37 AM |
Land_on_your_feet | $25.00 | 1/25/2012 6:04:17 AM |
blitzen40 | $25.00 | 1/25/2012 9:03:55 AM |
adamdroker | $25.00 | 1/25/2012 8:12:29 AM |
DHolly | $31.00 | 1/25/2012 9:13:12 AM |
MarvintheMartian | $25.00 | 1/25/2012 9:04:55 AM |
yf99yz | $25.00 | 1/25/2012 4:34:53 PM |
goat0 | $50.00 | 1/25/2012 12:53:36 PM |
money-fort | $25.00 | 1/25/2012 6:23:31 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:29 PM |
SFBank | $50.00 | 1/25/2012 6:27:43 PM |
rate-sceptre | $25.00 | 1/25/2012 6:45:11 PM |
bright-exchange | $25.00 | 1/25/2012 6:56:56 PM |
scoobiedoo | $25.00 | 1/26/2012 5:44:29 AM |
niq4soccer | $25.00 | 1/26/2012 6:32:40 AM |
Kash2010lu | $25.00 | 1/26/2012 12:49:43 PM |
compassion-artisan9 | $25.00 | 1/26/2012 12:58:04 PM |
kind-diligent-coin | $25.00 | 1/26/2012 4:34:56 PM |
orearella3 | $25.00 | 1/26/2012 5:09:35 PM |
jbloans | $25.00 | 1/26/2012 5:28:06 PM |
Sid-K | $25.00 | 1/26/2012 5:13:56 PM |
mammalian4 | $25.00 | 1/26/2012 6:03:48 PM |
FamilyEducationFund | $25.00 | 1/26/2012 6:25:00 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
553931
This series of Notes was issued and sold upon the funding of the borrower loan #59556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Jan-24-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 23.84% |
Borrower rate/APR:
| 24.84% / 34.90% |
Monthly payment:
| $379.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.76% | | |
| |
Estimated return*:
| 8.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 9m |
Amount delinquent:
| $8,789 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 3 |
Revolving credit balance:
| $2,579 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Mostblessed |
Borrower's state:
| Texas |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 580-599
(May-2008)
580-599
(Dec-2007)
580-599
(Mar-2007)
580-599
(Mar-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Business Expansion
Purpose of loan:
This loan will be used to...expand my business. I have already expanded my location and I would like to complete the furnishing for a Grand ReOpening and hire additional staff. With proper staffing, my operation will grow by 30% this year, which is my goal.
My financial situation:
I am a good candidate for this loan because...I have a steady and focused mindset to expand my business so that I can quickly repay the loan with the additional income.
Monthly net income: $4200
Monthly expenses: $3273
Housing: $1100
Insurance: $350
Car expenses: $567
Utilities: $300
Phone, cable, internet: $106
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $100.00 | 1/24/2012 5:01:39 PM |
trumpeter5 | $25.00 | 1/24/2012 5:02:02 PM |
worth-blanket2 | $3,875.00 | 1/24/2012 5:02:58 PM |
handy-justice | $50.00 | 1/24/2012 5:02:56 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
553949
This series of Notes was issued and sold upon the funding of the borrower loan #59694, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 26.37% |
Borrower rate/APR:
| 27.37% / 30.01% |
Monthly payment:
| $215.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.71% | | |
| |
Estimated return*:
| 15.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $119,658 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| open-minded-contract8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2011)
760-779
(May-2010)
|
Principal balance:
| $13,889.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
New loan
Purpose of loan: consolidate
This loan will be used to...payoff credit card
My financial situation:
I am a good candidate for this loan because...I pay on time
Monthly net income: $7400
Monthly expenses: $200
Housing: $3200
Insurance: $
Car expenses: $
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 1/24/2012 5:02:10 PM |
worth-blanket2 | $6,900.00 | 1/24/2012 5:03:09 PM |
affluence-generator2 | $100.00 | 1/24/2012 5:01:24 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
553967
This series of Notes was issued and sold upon the funding of the borrower loan #59600, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 30y 0m |
Amount delinquent:
| $5,956 |
Total credit lines:
| 28 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,678 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-eye |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ELECT ENGINEER
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5800.00
Monthly expenses:
Housing:
Insurance:
Car expenses:
Utilities:
Phone, cable, internet:
Food, entertainment:
Clothing, household expenses:
Credit cards and other loans:
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/25/2012 9:03:08 AM |
cattlebaron | $25.00 | 1/25/2012 9:01:56 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
553975
This series of Notes was issued and sold upon the funding of the borrower loan #59824, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1981 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,265 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-radiant-leverage |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...pay of some debt
My financial situation:
I am a good candidate for this loan because...I always pay my debts
Monthly net income: $5,400 gross
Monthly expenses: $4295.00
Housing: $2,000
Insurance: $145.00
Car expenses: $400.00
Utilities: $250.00
Phone, cable, internet: $255.00
Food, entertainment: $450.00
Clothing, household expenses: $150.00
Credit cards and other loans: 645.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/25/2012 5:21:07 PM |
shawnw2 | $25.00 | 1/26/2012 5:32:01 PM |
cattlebaron | $25.00 | 1/25/2012 5:11:12 PM |
affluence-generator2 | $200.00 | 1/25/2012 5:00:58 PM |
sensible-fund | $25.00 | 1/25/2012 5:16:01 PM |
goodhearted-generosity511 | $40.00 | 1/25/2012 5:17:56 PM |
green-durable-yield | $25.00 | 1/25/2012 5:34:04 PM |
penny-plato | $25.00 | 1/25/2012 5:39:10 PM |
SFBank | $50.00 | 1/25/2012 6:23:47 PM |
ethical-truth211 | $100.00 | 1/26/2012 2:08:10 AM |
velocity-gala | $1,000.00 | 1/26/2012 12:50:14 AM |
Detour11 | $50.00 | 1/26/2012 10:58:42 AM |
tomdooley12520 | $35.00 | 1/26/2012 1:31:49 PM |
found_funds | $100.00 | 1/26/2012 3:30:16 PM |
intrepid-truth6 | $35.00 | 1/26/2012 10:42:59 AM |
preeminant-moola6 | $28.00 | 1/26/2012 12:23:16 PM |
red-benefit-ruler | $33.00 | 1/26/2012 3:41:34 PM |
Sid-K | $25.00 | 1/26/2012 5:13:59 PM |
orearella3 | $25.00 | 1/26/2012 5:09:35 PM |
jbloans | $25.00 | 1/26/2012 5:29:02 PM |
seadrg | $25.00 | 1/26/2012 5:40:17 PM |
marala4285 | $34.00 | 1/26/2012 5:23:42 PM |
cello1 | $25.00 | 1/26/2012 7:04:05 PM |
money-baron-Roth401k | $50.00 | 1/26/2012 5:38:19 PM |
nycfinance | $25.00 | 1/26/2012 8:04:57 PM |
melodious-openness | $176.10 | 1/26/2012 9:13:33 PM |
queentut | $33.65 | 1/26/2012 8:37:04 PM |
DiligentiaLLC | $25.00 | 1/26/2012 8:52:03 PM |
thomas16882004 | $25.00 | 1/26/2012 9:27:37 PM |
Haribelle | $25.00 | 1/27/2012 12:32:49 AM |
friendinmoney | $25.00 | 1/27/2012 9:35:46 AM |
CA-Lender | $50.00 | 1/27/2012 9:58:49 AM |
CACO_Lender | $25.00 | 1/27/2012 10:59:15 AM |
thankful-nickel2 | $25.00 | 1/27/2012 10:57:45 AM |
fountain355 | $25.00 | 1/27/2012 11:36:03 AM |
first-dinero-igloo | $25.00 | 1/27/2012 1:32:27 PM |
persistent-loan | $25.00 | 1/27/2012 2:10:42 PM |
ronin4sale | $25.00 | 1/27/2012 2:50:27 PM |
felicity-contributor3 | $50.00 | 1/27/2012 2:37:28 PM |
insrq | $25.00 | 1/27/2012 2:47:26 PM |
prudent-bid3 | $25.00 | 1/27/2012 2:48:51 PM |
productive-note2 | $100.00 | 1/27/2012 5:17:03 PM |
truelumen | $25.00 | 1/27/2012 4:14:47 PM |
EretzCapital | $43.22 | 1/27/2012 4:17:28 PM |
calimanusa | $40.00 | 1/27/2012 3:41:01 PM |
Bank42 | $25.00 | 1/27/2012 4:03:33 PM |
enriched-contract6 | $25.00 | 1/27/2012 4:08:04 PM |
WLenders | $25.00 | 1/27/2012 5:03:20 PM |
twjh | $29.32 | 1/27/2012 6:07:42 PM |
blissful-cash3 | $25.00 | 1/27/2012 5:49:56 PM |
2grindstones | $32.55 | 1/25/2012 5:15:20 PM |
bright-exchange | $25.00 | 1/25/2012 6:59:29 PM |
deepblue34 | $30.00 | 1/25/2012 8:04:22 PM |
let_me_retire | $100.00 | 1/25/2012 5:18:52 PM |
MrDance123 | $40.00 | 1/26/2012 4:04:29 PM |
Interloper | $25.00 | 1/26/2012 2:54:16 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:05 PM |
social-hunter5 | $25.00 | 1/26/2012 4:36:30 PM |
bubb_hans | $50.00 | 1/26/2012 5:36:38 PM |
mammalian4 | $25.00 | 1/26/2012 6:04:19 PM |
melodious-openness | $199.18 | 1/26/2012 6:22:49 PM |
Kash2010lu | $25.00 | 1/26/2012 6:33:32 PM |
Land_on_your_feet | $25.00 | 1/27/2012 5:51:40 AM |
GElender | $25.00 | 1/27/2012 6:56:13 AM |
StrongMonty | $80.00 | 1/27/2012 12:47:30 AM |
prodigy525 | $25.00 | 1/27/2012 8:16:57 AM |
Core-Marketing | $25.00 | 1/27/2012 4:31:49 AM |
Contra_Capital | $25.00 | 1/27/2012 6:08:45 AM |
jpollar | $25.00 | 1/27/2012 7:03:23 AM |
geophreigh | $25.00 | 1/27/2012 7:18:10 AM |
huskybiz | $25.98 | 1/27/2012 10:14:22 AM |
sdcc72 | $25.00 | 1/27/2012 10:51:05 AM |
favorite-commerce | $40.00 | 1/27/2012 11:15:38 AM |
asset-trajectory | $25.00 | 1/27/2012 12:28:35 PM |
currency-pilot5 | $25.00 | 1/27/2012 5:05:49 PM |
75 Investments
|
Borrower Payment Dependent Notes Series
553989
This series of Notes was issued and sold upon the funding of the borrower loan #59768, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 0
/
0 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-keeper5 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Establish Credit
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/25/2012 5:00:55 PM |
worth-blanket2 | $3,975.00 | 1/25/2012 5:02:36 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
553991
This series of Notes was issued and sold upon the funding of the borrower loan #59670, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $794.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,048 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| CapitolLending |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Dec-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Debt Consolidation and Auto Purchas
Purpose of loan:
This loan will be used to consolidate debt from a bank credit line, amazon credit line, amazon credit card and a billmelater credit line as well as purchase a used vehicle sometime in 2012.
My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan. I have adequate income to make payments on the loan. The payment for this loan will actually be lower than what I pay for all of the payments combined. It won't be paid off quite as fast but will be easier to manage.
I have borrowed from Prosper before and was never late on a payment and repaid the loan in full early.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/25/2012 9:07:48 AM |
green-trade-dolphin2 | $36.90 | 1/25/2012 9:02:13 AM |
magical-credit523 | $25.00 | 1/25/2012 9:51:06 AM |
trade-burrito4 | $35.00 | 1/25/2012 9:52:18 AM |
cash-delight1 | $50.00 | 1/25/2012 9:39:43 AM |
sturdy-fairness0 | $100.00 | 1/25/2012 9:59:55 AM |
gentle-gain235 | $50.00 | 1/25/2012 10:53:04 AM |
a- | $25.00 | 1/25/2012 3:09:17 PM |
john0720 | $50.00 | 1/25/2012 4:08:22 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:41:13 PM |
new-affluence-piledriver | $100.00 | 1/25/2012 6:12:25 PM |
blot44 | $25.00 | 1/26/2012 5:06:30 AM |
Leshan | $75.00 | 1/26/2012 8:41:49 AM |
generous-deal6 | $25.00 | 1/26/2012 2:53:37 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:52 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:46 AM |
RLaumeyer | $70.22 | 1/26/2012 9:37:06 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:58 AM |
Ballybay | $50.00 | 1/26/2012 9:45:52 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:08 AM |
jybank | $50.00 | 1/26/2012 9:34:10 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:41 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:43 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:02 AM |
money-baron-roth-IRA | $50.00 | 1/26/2012 9:47:09 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:58 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:30 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:56 AM |
wwwUniversal | $25.00 | 1/26/2012 10:15:19 AM |
bonus-demon | $50.00 | 1/26/2012 10:01:17 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:03 AM |
squarebob | $25.00 | 1/26/2012 10:01:56 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:05 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:48 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:17 AM |
building_community | $25.00 | 1/26/2012 12:10:00 PM |
LateOneNight | $100.00 | 1/26/2012 1:28:33 PM |
Nicedad72 | $25.42 | 1/26/2012 4:27:42 PM |
Sid-K | $25.00 | 1/26/2012 5:13:57 PM |
brightest-gain-investor | $711.51 | 1/26/2012 6:12:55 PM |
bellaquito | $175.09 | 1/26/2012 6:12:22 PM |
deal-goliath4 | $500.00 | 1/26/2012 6:08:41 PM |
kegs | $372.70 | 1/26/2012 6:11:47 PM |
CashFlow13 | $300.00 | 1/26/2012 9:35:50 AM |
kenji4861 | $25.00 | 1/25/2012 9:29:58 AM |
Harry | $50.00 | 1/25/2012 9:46:47 AM |
mar97 | $25.00 | 1/25/2012 9:55:54 AM |
kevin314 | $25.00 | 1/25/2012 9:56:00 AM |
balanced-rupee | $100.00 | 1/25/2012 6:25:01 PM |
kulender | $100.00 | 1/26/2012 5:33:45 AM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:14 PM |
momoney2008 | $50.00 | 1/26/2012 9:07:14 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:27 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:30 AM |
wise-exchange-chooser | $25.00 | 1/26/2012 9:35:56 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:53 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:59 AM |
righteousone | $33.00 | 1/26/2012 9:47:38 AM |
economy-coup | $50.00 | 1/26/2012 9:45:28 AM |
Zoramite | $25.00 | 1/26/2012 10:04:11 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:52 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:03 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:20 AM |
knee_caps | $35.00 | 1/26/2012 9:58:23 AM |
listing-trapper3 | $50.00 | 1/26/2012 10:13:44 AM |
PleaseDontDefault | $50.00 | 1/26/2012 9:57:50 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:56 AM |
BigSkyFinancial | $75.33 | 1/26/2012 10:01:02 AM |
the-sunny-loot | $25.00 | 1/26/2012 10:17:07 AM |
meux99 | $25.00 | 1/26/2012 10:00:27 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:48 AM |
hitsman | $50.00 | 1/26/2012 10:05:11 AM |
orearella3 | $25.00 | 1/26/2012 10:04:09 AM |
cmg891 | $50.00 | 1/26/2012 1:15:29 PM |
agreement-welder | $38.72 | 1/26/2012 2:43:02 PM |
nisim5 | $100.00 | 1/26/2012 10:12:58 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:16 AM |
penny-plato | $25.00 | 1/26/2012 10:13:34 AM |
toblerone | $25.00 | 1/26/2012 10:15:00 AM |
Weaverville | $25.00 | 1/26/2012 4:19:33 PM |
Tylerh | $250.00 | 1/26/2012 5:10:04 PM |
best-basis-trooper | $25.00 | 1/26/2012 5:10:17 PM |
transparency-river1 | $2,000.00 | 1/26/2012 6:05:43 PM |
new-gold-wrangler | $2,000.00 | 1/26/2012 6:07:26 PM |
P2P_Investor | $1,912.90 | 1/26/2012 6:13:30 PM |
sensible-order2 | $200.00 | 1/26/2012 5:36:44 PM |
reinforced-gain7 | $183.30 | 1/26/2012 6:10:46 PM |
larrybird | $2,000.00 | 1/26/2012 6:04:08 PM |
triguy | $819.91 | 1/26/2012 6:09:43 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
554001
This series of Notes was issued and sold upon the funding of the borrower loan #59648, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $149.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1977 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $321 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-class-peso4 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
killer1968
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000.00
Monthly expenses: 250.00 .
Housing: $950.0
Insurance: $50.0
Car expenses: $300.00
Utilities: $100.00
Phone, cable, internet: $150.00
Food, entertainment: $50.00
Clothing, household expenses: $
Credit cards and other loans: $100.0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 1/25/2012 5:07:45 PM |
cattlebaron | $25.00 | 1/25/2012 5:20:41 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:29:19 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:53 PM |
Sid-K | $25.00 | 1/26/2012 5:13:59 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:14 PM |
goodhearted-basis4 | $25.00 | 1/26/2012 5:41:44 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:32 PM |
momoney2008 | $100.00 | 1/26/2012 6:15:23 PM |
order-souffle | $25.00 | 1/26/2012 6:23:37 PM |
Tylerh | $250.00 | 1/26/2012 5:10:06 PM |
kind-efficient-credit | $25.00 | 1/26/2012 5:15:12 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:35 PM |
worthy-bid8 | $100.00 | 1/26/2012 5:21:18 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:27 PM |
kevin314 | $25.00 | 1/26/2012 5:32:15 PM |
Index_Plus | $3,000.00 | 1/26/2012 6:27:39 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
554023
This series of Notes was issued and sold upon the funding of the borrower loan #59609, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,275 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| Naxor |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Finish Up Project. Family Needs It
Purpose of loan:
To finish up the upstairs area so that my family members can stay with me to reorganize and re-group.
This loan will be used to...
I have what was a 2 family house that was turned into a single in the past by the previous owner.
The second floor only needs a Starter Kitchen, and a few walls, carpet and some easy to install wood flooring.
My financial situation: Is Good.
I am a good candidate for this loan because...
I have stable income.
I only owe $6400.00 on the house. The loan would offset the balance and allow me to have the home ready for my family.
Monthly net income averages: $1700.00 but is often higher.
Monthly expenses: $1059.00
Housing: $400.00 - 6 to 8 months left then ZERO!
Insurance: $36.00
Car expenses: $0.00
Utilities: $189.00
Phone, cable, internet: $84.00
Food, entertainment: $200.00
Clothing, household expenses: $30.00
Credit cards and other loans: $120.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/25/2012 5:02:57 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554045
This series of Notes was issued and sold upon the funding of the borrower loan #59580, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $183.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 8% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $53,348 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Greenie-Weenie |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off credit card debt,
My financial situation:
I am a good candidate for this loan because I've recently greatly reduced my monthly costs and increased my cash flow by moving my family to a smaller, cheaper home, paid off my car, and I'm working to be debt free within 18 months. I'm hoping to use this loan to pay off my credit card debt (which is at 12%+), save some fees, build my prosper reputation, and provide a good return to my lenders. Finally, my credit score excellent (838).
Thanks for looking! :)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
proper-agreement8 | $50.00 | 1/25/2012 9:08:55 AM |
meux99 | $25.00 | 1/25/2012 9:10:36 AM |
janus_god | $25.00 | 1/25/2012 9:18:57 AM |
RG | $30.00 | 1/25/2012 9:39:24 AM |
the-sunny-loot | $25.00 | 1/25/2012 9:24:59 AM |
worth-web5 | $50.00 | 1/25/2012 9:30:02 AM |
downtownfarm | $25.00 | 1/25/2012 9:32:41 AM |
logical-reward8 | $25.00 | 1/25/2012 9:37:06 AM |
cashhelp | $25.00 | 1/25/2012 9:44:15 AM |
Ripsaw4U | $50.00 | 1/25/2012 9:47:32 AM |
murren | $25.00 | 1/25/2012 9:49:16 AM |
indomitable-coin | $25.00 | 1/25/2012 9:51:29 AM |
kevin314 | $25.00 | 1/25/2012 9:56:01 AM |
enriching-dollar1 | $100.00 | 1/25/2012 10:03:20 AM |
soldadoz | $25.00 | 1/25/2012 1:33:30 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:47 PM |
AFairDeal | $25.00 | 1/25/2012 9:22:18 AM |
the-bright-velocity | $25.00 | 1/25/2012 9:21:03 AM |
dumbass | $25.00 | 1/25/2012 9:42:34 AM |
Harry | $50.00 | 1/25/2012 9:46:48 AM |
Kyjamune | $25.00 | 1/25/2012 9:47:29 AM |
houli123 | $150.00 | 1/25/2012 9:35:11 AM |
Tylerh | $250.00 | 1/25/2012 9:45:50 AM |
honorable-loot4 | $25.00 | 1/25/2012 9:47:42 AM |
cebgop | $25.00 | 1/25/2012 9:48:09 AM |
mar97 | $25.00 | 1/25/2012 9:55:54 AM |
lendersf | $50.00 | 1/25/2012 9:53:43 AM |
hitsman | $50.00 | 1/25/2012 10:04:40 AM |
ericgassercom | $25.00 | 1/25/2012 10:03:24 AM |
realtormoises | $25.00 | 1/25/2012 3:49:05 PM |
magnificent-income7 | $50.00 | 1/25/2012 3:49:58 PM |
Index_Plus | $4,620.00 | 1/25/2012 5:16:59 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
554057
This series of Notes was issued and sold upon the funding of the borrower loan #59522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $158.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1988 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 17y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,740 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| majestic-note |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 17 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Jul-2010)
|
Principal balance:
| $5,625.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
CrossFit Affiliate Equipment Purcha
Purpose of loan:
This loan will be used to purchase additional equipment to meet the needs of our growing membership. My gym has been open since September, 2010, and we have a membership of 75 athletes. Due to our growth, we need to purchase more equipment. Our next purchase will allow us to meet the needs of membership up to 110 members.
My financial situation:
I am a good candidate for this loan because I have an excellent credit score and currently have a loan from Prosper. The loan has been paid on time for 18 months, with 18 months remaining on the term. This new loan will be paid from the gym account and money has been budgeted for repayment of the loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
proper-agreement8 | $50.00 | 1/25/2012 9:08:56 AM |
green-trade-dolphin2 | $40.54 | 1/25/2012 9:02:11 AM |
rupee-equation2 | $25.00 | 1/25/2012 9:07:49 AM |
janeybooboo | $50.00 | 1/25/2012 9:16:30 AM |
A4 | $25.00 | 1/25/2012 9:16:55 AM |
vinayski | $25.00 | 1/25/2012 9:17:30 AM |
riversmoke | $25.00 | 1/25/2012 9:36:29 AM |
virtuous-repayment | $25.00 | 1/25/2012 9:53:07 AM |
cash-delight1 | $50.00 | 1/25/2012 9:39:43 AM |
trade-burrito4 | $35.00 | 1/25/2012 9:52:18 AM |
creditjunky | $125.00 | 1/25/2012 10:43:39 AM |
Lie-On-Lion | $100.00 | 1/25/2012 3:18:30 PM |
A4 | $25.00 | 1/25/2012 9:17:03 AM |
enticing-capital6 | $50.00 | 1/25/2012 9:25:02 AM |
kenji4861 | $25.00 | 1/25/2012 9:29:59 AM |
Harry | $50.00 | 1/25/2012 9:46:48 AM |
kevin314 | $25.00 | 1/25/2012 9:56:01 AM |
Cliffie83 | $25.00 | 1/25/2012 10:05:43 AM |
a- | $25.00 | 1/25/2012 9:54:49 AM |
sturdy-fairness0 | $100.00 | 1/25/2012 9:59:55 AM |
market-trooper3 | $30.00 | 1/25/2012 10:11:16 AM |
john0720 | $50.00 | 1/25/2012 4:06:37 PM |
McDeeter | $50.00 | 1/25/2012 10:28:32 AM |
KSPHoldings | $30.00 | 1/25/2012 2:10:22 PM |
Index_Plus | $3,939.46 | 1/25/2012 5:15:05 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
554059
This series of Notes was issued and sold upon the funding of the borrower loan #59885, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,600.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $153.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1989 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
1 | Length of status: | 19y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| safe-loan9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dental work
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
2grindstones | $25.00 | 1/25/2012 5:18:20 PM |
let_me_retire | $50.00 | 1/25/2012 5:32:17 PM |
SolarMoonshine | $25.00 | 1/25/2012 5:06:01 PM |
cattlebaron | $150.00 | 1/25/2012 5:18:58 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:14:02 PM |
BankofRon | $25.00 | 1/26/2012 5:33:33 PM |
jiggaman7 | $50.00 | 1/26/2012 5:16:23 PM |
economy-coup | $50.00 | 1/26/2012 5:19:55 PM |
worthy-bid8 | $100.00 | 1/26/2012 5:21:19 PM |
money-baron-Roth401k | $50.00 | 1/26/2012 5:38:20 PM |
courteous-kindness1 | $25.00 | 1/26/2012 5:35:43 PM |
Haribelle | $25.00 | 1/27/2012 12:40:19 AM |
autonomous-truth | $50.00 | 1/26/2012 9:17:08 PM |
scappellee | $50.00 | 1/27/2012 8:14:10 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:26 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:53 AM |
fortytwo | $150.00 | 1/27/2012 9:48:05 AM |
favorite-commerce | $25.00 | 1/27/2012 11:12:57 AM |
deal-goliath4 | $500.00 | 1/27/2012 12:58:59 PM |
money-baron-employer401k | $25.00 | 1/27/2012 2:10:13 PM |
hitsman | $50.00 | 1/27/2012 5:31:33 PM |
micro-lender0 | $25.00 | 1/27/2012 5:46:19 PM |
the-enthralling-coin | $25.00 | 1/27/2012 5:42:16 PM |
powerplant62 | $25.00 | 1/27/2012 5:50:56 PM |
brightest-commitment-wildebeest | $25.00 | 1/27/2012 6:28:38 PM |
Ironlock | $50.00 | 1/27/2012 8:37:13 PM |
BradP | $35.00 | 1/28/2012 8:48:29 AM |
bluehen00 | $25.00 | 1/28/2012 5:39:27 AM |
felicity-contributor3 | $25.00 | 1/28/2012 9:02:43 AM |
c2it | $25.00 | 1/28/2012 7:39:45 AM |
leverage-monger | $25.00 | 1/28/2012 9:02:05 AM |
desertoasis | $25.00 | 1/28/2012 9:03:32 AM |
Weaverville | $50.00 | 1/28/2012 9:28:10 AM |
shawnw2 | $25.00 | 1/26/2012 5:32:01 PM |
foothillender | $25.00 | 1/26/2012 7:26:19 AM |
greencat | $50.00 | 1/26/2012 7:11:00 AM |
penny-surgeon | $25.00 | 1/26/2012 12:23:33 PM |
Moneypenny6 | $25.00 | 1/26/2012 12:48:21 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:06 PM |
transaction-circuit | $75.00 | 1/26/2012 4:21:37 PM |
Sid-K | $25.00 | 1/26/2012 5:14:00 PM |
bubb_hans | $50.00 | 1/26/2012 5:36:38 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:35 PM |
careful-vigilance4 | $25.00 | 1/26/2012 5:34:39 PM |
Bob450 | $25.00 | 1/26/2012 6:58:35 PM |
Rogelio48 | $25.00 | 1/26/2012 6:44:11 PM |
all_of_that_one | $33.00 | 1/26/2012 7:09:22 PM |
first-friendly-listing | $35.00 | 1/26/2012 8:21:45 PM |
Kash2010lu | $40.00 | 1/27/2012 8:14:09 AM |
currency-pilot5 | $25.00 | 1/27/2012 9:18:35 AM |
jybank | $50.00 | 1/27/2012 9:54:10 AM |
The_Phoenix_Company | $35.00 | 1/27/2012 11:26:36 AM |
patriot897 | $25.00 | 1/27/2012 11:33:40 AM |
fountain355 | $25.00 | 1/27/2012 11:38:12 AM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:18 PM |
gothampark | $25.00 | 1/27/2012 3:36:54 PM |
orearella3 | $25.00 | 1/27/2012 5:23:33 PM |
productive-note2 | $100.00 | 1/27/2012 5:17:04 PM |
proud-pound4 | $25.00 | 1/27/2012 5:39:36 PM |
ore-accord | $25.00 | 1/27/2012 6:31:01 PM |
worth-web5 | $50.00 | 1/27/2012 5:30:48 PM |
Xarach | $25.00 | 1/27/2012 6:31:29 PM |
prudent-bid3 | $25.00 | 1/27/2012 8:54:42 PM |
Tikibarman | $50.00 | 1/28/2012 8:25:43 AM |
Kapitaal | $25.00 | 1/28/2012 4:11:52 AM |
scoobiedoo | $25.00 | 1/28/2012 5:47:46 AM |
Dubbs360 | $250.00 | 1/28/2012 9:17:44 AM |
icon7 | $50.00 | 1/28/2012 6:59:39 AM |
payment-gusto | $25.00 | 1/28/2012 8:15:57 AM |
EngineerUSMC | $58.53 | 1/28/2012 10:55:44 AM |
spike22 | $28.47 | 1/28/2012 9:10:39 AM |
bball_bandit | $25.00 | 1/28/2012 9:26:18 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 10:47:54 AM |
kulender | $60.00 | 1/28/2012 10:41:25 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
554065
This series of Notes was issued and sold upon the funding of the borrower loan #59720, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $137.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 5% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 20y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,079 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-raccoon5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
soccer02
Purpose of loan: consolidation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i work hard and am dedicated
Monthly net income: $
Monthly expenses: $
Housing: $800 a month
Insurance: $1000 a year
Car expenses: $none
Utilities: $72 a month
Phone, cable, internet: $ 88 a month
Food, entertainment: $100 a week
Clothing, household expenses: $150 a month
Credit cards and other loans: $2300 total of all debt
Other expenses: $
75 a month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/27/2012 5:52:41 AM |
penny-plato | $50.00 | 1/25/2012 9:15:54 AM |
rupee-equation2 | $25.00 | 1/25/2012 9:07:50 AM |
proper-agreement8 | $50.00 | 1/25/2012 9:08:56 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:41 AM |
creditjunky | $125.00 | 1/25/2012 9:13:42 AM |
cash-delight1 | $50.00 | 1/25/2012 9:39:43 AM |
SolarMoonshine | $25.00 | 1/25/2012 9:43:45 AM |
wildanne | $25.00 | 1/25/2012 9:49:20 AM |
Investor_DP | $100.00 | 1/25/2012 9:37:33 AM |
britches613 | $25.00 | 1/25/2012 9:45:20 AM |
one-midas | $35.00 | 1/25/2012 11:10:22 AM |
dsgfl1 | $50.00 | 1/25/2012 1:59:08 PM |
elegant-market9 | $27.00 | 1/25/2012 10:08:53 AM |
prudent-payout462 | $50.00 | 1/25/2012 11:39:35 AM |
favorite-commerce | $40.00 | 1/25/2012 12:43:26 PM |
scarlet-velvet | $25.08 | 1/25/2012 4:17:56 PM |
engaging-worth | $25.00 | 1/25/2012 4:53:46 PM |
SOP_Bank | $25.00 | 1/25/2012 6:08:17 PM |
szetheli | $75.00 | 1/25/2012 6:44:54 PM |
thankful-nickel2 | $25.00 | 1/25/2012 7:20:14 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:52 PM |
hope-lionheart1 | $25.00 | 1/26/2012 4:04:53 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:49 PM |
MrDance123 | $40.00 | 1/26/2012 4:02:41 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:21 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:55 PM |
jpollar | $50.00 | 1/27/2012 6:47:04 AM |
diverse-benjamins | $25.00 | 1/27/2012 2:09:43 AM |
orearella3 | $25.00 | 1/27/2012 9:21:02 AM |
superb-funds335 | $25.00 | 1/27/2012 9:54:56 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:41 AM |
mpatrick | $50.00 | 1/27/2012 2:19:11 PM |
acarnegie | $25.00 | 1/27/2012 12:18:26 PM |
exciting-fairness | $200.00 | 1/27/2012 2:41:25 PM |
Index_Plus | $932.65 | 1/27/2012 2:55:12 PM |
jamiee73 | $25.00 | 1/25/2012 9:05:32 AM |
Milonguero | $100.00 | 1/25/2012 9:06:22 AM |
EngineersAlliance | $125.00 | 1/25/2012 9:33:14 AM |
janeybooboo | $75.00 | 1/25/2012 9:13:28 AM |
impressive-justice6 | $50.00 | 1/25/2012 9:24:05 AM |
toblerone | $25.00 | 1/25/2012 9:55:03 AM |
Rivervale_Westwood | $25.00 | 1/25/2012 9:43:19 AM |
john0720 | $50.00 | 1/25/2012 4:08:22 PM |
JustMee | $25.00 | 1/25/2012 4:57:38 PM |
BlessedEveryDay | $35.00 | 1/25/2012 4:19:56 PM |
buffalobills | $25.00 | 1/25/2012 4:30:46 PM |
jayk63 | $25.00 | 1/25/2012 4:50:04 PM |
1traveler | $25.00 | 1/25/2012 6:24:42 PM |
deal-pal | $25.00 | 1/25/2012 7:33:29 PM |
gain-equator | $25.00 | 1/25/2012 8:30:45 PM |
goodhearted-basis4 | $25.00 | 1/26/2012 12:38:07 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:02 PM |
Uylsses | $56.02 | 1/26/2012 3:38:30 PM |
MOVet | $25.00 | 1/26/2012 4:01:55 PM |
Sid-K | $25.00 | 1/26/2012 5:13:57 PM |
marala4285 | $31.00 | 1/26/2012 5:26:01 PM |
marwadi-62 | $75.00 | 1/26/2012 6:59:29 PM |
Planecourage | $88.25 | 1/26/2012 10:54:52 PM |
weiyinsan | $40.00 | 1/26/2012 8:34:49 PM |
vutah | $25.00 | 1/26/2012 8:10:10 PM |
axl163 | $25.00 | 1/27/2012 12:23:01 AM |
scappellee | $50.00 | 1/27/2012 8:12:40 AM |
ttnk62918 | $25.00 | 1/27/2012 9:59:27 AM |
patriot897 | $25.00 | 1/27/2012 11:33:39 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:32 PM |
unforgettable-return6 | $25.00 | 1/27/2012 12:49:57 PM |
bvgal | $50.00 | 1/27/2012 2:45:10 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
554079
This series of Notes was issued and sold upon the funding of the borrower loan #59909, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $400.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1986 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Pharmacist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $208 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rupee-planet |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Post Divorce - Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6000
Monthly expenses: $4500 TOTAL including all items below
Housing: $3000
Insurance: $100
Car expenses: $600
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $100.00 | 1/25/2012 5:18:28 PM |
Kash2010lu | $40.00 | 1/25/2012 5:08:49 PM |
Tylerh | $250.00 | 1/26/2012 5:10:07 PM |
cashhelp | $25.00 | 1/26/2012 5:11:40 PM |
Sid-K | $25.00 | 1/26/2012 5:14:01 PM |
diplomatic-wealth7 | $25.00 | 1/26/2012 5:08:49 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:36 PM |
worthy-bid8 | $100.00 | 1/26/2012 5:21:20 PM |
bold-marketplace-awakening | $75.00 | 1/26/2012 7:06:35 PM |
greenbacchus | $25.00 | 1/26/2012 9:39:28 PM |
john0720 | $25.00 | 1/26/2012 7:50:25 PM |
exciting-gold6 | $25.00 | 1/26/2012 8:29:05 PM |
alpete7 | $50.00 | 1/26/2012 9:32:42 PM |
Haribelle | $25.00 | 1/27/2012 12:46:29 AM |
red-power-pecan | $50.00 | 1/27/2012 9:05:54 AM |
officer8 | $25.00 | 1/27/2012 8:17:15 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:53 AM |
Dubbs360 | $100.00 | 1/27/2012 9:32:39 AM |
deal-goliath4 | $500.00 | 1/27/2012 12:59:00 PM |
pierrelasvegas | $25.00 | 1/27/2012 1:25:10 PM |
enriched-contract6 | $25.00 | 1/27/2012 12:51:01 PM |
money-baron-employer401k | $25.00 | 1/27/2012 2:10:13 PM |
calimanusa | $40.00 | 1/27/2012 3:44:11 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:18 PM |
Ironlock | $50.00 | 1/27/2012 8:37:13 PM |
benefit-banshee | $25.00 | 1/28/2012 7:28:52 AM |
payment-gusto | $25.00 | 1/28/2012 8:15:57 AM |
scoobiedoo | $25.00 | 1/28/2012 5:58:49 AM |
commitment-galaxy | $25.00 | 1/28/2012 6:42:08 AM |
desertoasis | $25.00 | 1/28/2012 9:03:32 AM |
musegaze | $25.00 | 1/28/2012 12:09:23 PM |
TrekTune | $25.00 | 1/28/2012 11:03:39 AM |
loss-of-control | $100.00 | 1/28/2012 11:08:58 AM |
ommcd | $25.00 | 1/28/2012 12:08:32 PM |
hitsman | $50.00 | 1/28/2012 12:21:21 PM |
Gladglide | $25.00 | 1/28/2012 12:18:08 PM |
burrito6 | $50.00 | 1/28/2012 12:27:01 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:45 PM |
WilliamLeeSims | $25.00 | 1/28/2012 12:32:05 PM |
capital-halo1 | $426.00 | 1/28/2012 12:33:57 PM |
integrity-trumpet | $34.00 | 1/28/2012 12:44:09 PM |
GGreg799 | $25.00 | 1/28/2012 12:52:19 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:42 PM |
tshurts | $25.00 | 1/28/2012 12:55:29 PM |
wizard750 | $40.00 | 1/28/2012 1:06:16 PM |
life-is-great | $25.00 | 1/28/2012 1:07:51 PM |
NewOrleans2012 | $25.00 | 1/28/2012 1:08:30 PM |
JoePaNation | $150.00 | 1/28/2012 5:17:25 PM |
intrepid-truth6 | $25.00 | 1/28/2012 3:44:45 PM |
first-serene-credit | $25.00 | 1/28/2012 9:28:51 PM |
kgm082001 | $25.00 | 1/28/2012 7:44:15 PM |
Zingaro | $25.00 | 1/28/2012 7:53:15 PM |
sepisoda | $25.00 | 1/29/2012 7:42:53 AM |
tender-ore | $25.00 | 1/29/2012 9:50:02 AM |
gothampark | $25.00 | 1/29/2012 11:01:59 AM |
truth-crusader7 | $50.00 | 1/29/2012 11:02:46 AM |
850 | $50.00 | 1/29/2012 11:08:11 AM |
compassionate-fairness6 | $25.00 | 1/29/2012 11:26:09 AM |
a-restless-dollar | $25.00 | 1/29/2012 11:40:34 AM |
arsisi | $25.00 | 1/29/2012 12:24:13 PM |
revenue-circuit1 | $25.00 | 1/29/2012 12:37:20 PM |
loan-adventurer7 | $50.00 | 1/29/2012 12:52:52 PM |
theprince | $25.00 | 1/29/2012 2:40:53 PM |
l2fp | $40.00 | 1/29/2012 3:50:13 PM |
papaloha | $234.00 | 1/29/2012 3:58:37 PM |
integrity-doctor | $100.00 | 1/29/2012 6:23:07 PM |
radforj22 | $25.00 | 1/29/2012 7:54:10 PM |
thomas16882004 | $25.00 | 1/29/2012 9:49:20 PM |
peso-miser | $25.00 | 1/30/2012 7:27:10 AM |
payment-halo | $25.00 | 1/30/2012 7:30:58 AM |
chkrvrty | $50.00 | 1/30/2012 7:57:36 AM |
worth-quark7 | $50.00 | 1/30/2012 7:47:34 AM |
leverage-monger | $25.00 | 1/30/2012 8:29:01 AM |
orange-respectful-camaraderi | $50.00 | 1/30/2012 8:56:16 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:40 AM |
the-magnetic-transaction | $50.00 | 1/30/2012 9:10:39 AM |
Investor_DP | $100.00 | 1/30/2012 9:11:04 AM |
transparency-river1 | $1,608.76 | 1/30/2012 9:18:12 AM |
handy-justice | $50.00 | 1/25/2012 5:10:20 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:21:12 PM |
C2Banking | $25.00 | 1/25/2012 6:38:22 PM |
penny-surgeon | $25.00 | 1/26/2012 12:23:07 PM |
powerful-finance7 | $25.00 | 1/26/2012 4:33:40 PM |
jiggaman7 | $50.00 | 1/26/2012 5:16:24 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:28 PM |
mlj0671 | $25.00 | 1/26/2012 5:31:29 PM |
first-pragmatic-power | $25.00 | 1/26/2012 5:15:54 PM |
careful-vigilance4 | $25.00 | 1/26/2012 5:34:39 PM |
Zipcut | $25.00 | 1/26/2012 6:39:35 PM |
bubb_hans | $50.00 | 1/26/2012 5:36:39 PM |
five-star-order1 | $50.00 | 1/26/2012 7:35:19 PM |
melodious-openness | $100.00 | 1/27/2012 3:59:49 AM |
SimpleChoice | $25.00 | 1/27/2012 5:55:44 AM |
NoCal | $25.00 | 1/27/2012 9:14:38 AM |
asset-professor | $25.00 | 1/27/2012 9:15:24 AM |
orange-preeminant-bill | $25.00 | 1/27/2012 9:15:30 AM |
Weaverville | $25.00 | 1/27/2012 10:18:02 AM |
productive-note2 | $100.00 | 1/27/2012 9:50:50 AM |
platinum-scientist9 | $25.00 | 1/27/2012 2:41:15 PM |
powerplant62 | $25.00 | 1/27/2012 5:50:57 PM |
sincere-balance | $25.00 | 1/28/2012 8:36:19 AM |
patriot384 | $100.00 | 1/28/2012 6:04:01 AM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:09 AM |
kulender | $60.00 | 1/28/2012 10:41:25 AM |
Tradesmanlender | $25.00 | 1/28/2012 12:23:48 PM |
Comoparklender | $25.00 | 1/28/2012 12:30:43 PM |
asiaratt | $50.00 | 1/28/2012 12:18:39 PM |
nex | $25.00 | 1/28/2012 12:19:19 PM |
Wellman | $25.00 | 1/28/2012 12:37:08 PM |
worldly-gold | $50.00 | 1/28/2012 12:40:19 PM |
rhin0cerx | $38.00 | 1/28/2012 12:36:29 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:51:59 PM |
intuitive-velocity4 | $25.00 | 1/28/2012 12:55:59 PM |
terrific-dough6 | $75.00 | 1/28/2012 12:47:45 PM |
EBITDA | $25.00 | 1/28/2012 12:50:22 PM |
stepatatime-together | $100.00 | 1/28/2012 1:08:32 PM |
shrewd-peace7 | $25.00 | 1/28/2012 12:59:54 PM |
JohnSmallberries | $25.00 | 1/28/2012 12:59:59 PM |
zone8 | $100.00 | 1/28/2012 1:01:41 PM |
tremendous-payment | $25.00 | 1/28/2012 1:11:07 PM |
intelligent-yield | $50.00 | 1/28/2012 1:14:44 PM |
IIP77 | $25.00 | 1/28/2012 1:16:19 PM |
DiligentiaLLC | $25.00 | 1/28/2012 3:17:16 PM |
best-charming-leverage | $32.00 | 1/28/2012 1:18:02 PM |
integrity-american | $25.00 | 1/28/2012 1:29:30 PM |
suave-dime6 | $25.00 | 1/28/2012 2:12:40 PM |
reflective-rupee | $25.00 | 1/28/2012 4:42:24 PM |
whirlingdervish | $25.00 | 1/28/2012 10:51:14 PM |
versatile-treasure6 | $25.00 | 1/28/2012 10:58:30 PM |
high_flyer | $100.00 | 1/28/2012 8:30:05 PM |
skiingawfs | $50.00 | 1/29/2012 5:20:41 AM |
ltschetter | $25.00 | 1/29/2012 5:54:31 AM |
taco798 | $30.00 | 1/29/2012 7:53:00 AM |
evergreen16 | $250.00 | 1/29/2012 11:09:50 AM |
leverage-monger | $50.00 | 1/29/2012 11:26:10 AM |
footballfan125 | $50.00 | 1/29/2012 12:04:04 PM |
orearella3 | $25.00 | 1/29/2012 12:37:27 PM |
trade-beeper4 | $25.00 | 1/29/2012 12:42:52 PM |
scrooge2020 | $147.00 | 1/29/2012 2:09:41 PM |
majestic-principal1 | $25.00 | 1/29/2012 3:10:43 PM |
benefit-flow | $25.00 | 1/29/2012 4:14:59 PM |
Bob450 | $25.00 | 1/29/2012 4:23:28 PM |
melodious-openness | $155.24 | 1/29/2012 4:38:19 PM |
income-motor479 | $25.00 | 1/29/2012 5:41:25 PM |
bluefish | $50.00 | 1/29/2012 5:41:59 PM |
red-eloquent-rupee | $25.00 | 1/29/2012 6:24:48 PM |
Detour11 | $50.00 | 1/29/2012 6:38:56 PM |
kind-magnificent-bid | $50.00 | 1/29/2012 7:42:33 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:48 PM |
Hedge-Fund | $25.00 | 1/29/2012 8:16:31 PM |
brightest-fascinating-principal | $25.00 | 1/29/2012 8:41:43 PM |
fate-amenable-to-change | $50.00 | 1/29/2012 9:21:55 PM |
bsh297 | $50.00 | 1/29/2012 7:15:42 PM |
zipemdown | $25.00 | 1/29/2012 10:19:47 PM |
melodious-openness | $200.00 | 1/29/2012 8:51:52 PM |
gustavzantanon | $50.00 | 1/30/2012 4:24:55 AM |
vontuse | $50.00 | 1/30/2012 1:24:41 AM |
trippd6 | $50.00 | 1/30/2012 6:19:08 AM |
Mageeker | $25.00 | 1/30/2012 6:55:28 AM |
dynrep | $25.00 | 1/30/2012 7:30:48 AM |
picklesforarthur | $25.00 | 1/30/2012 8:01:43 AM |
harmonious-contract5 | $25.00 | 1/30/2012 9:17:05 AM |
Mark-7 | $50.00 | 1/30/2012 9:17:43 AM |
greencat | $50.00 | 1/30/2012 9:15:29 AM |
164 Investments
|
Borrower Payment Dependent Notes Series
554091
This series of Notes was issued and sold upon the funding of the borrower loan #59661, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $261.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,816 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| intelligent-fund291 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
|
Principal balance:
| $3,327.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
bubbles
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
zeeexsixare | $75.00 | 1/25/2012 5:39:27 PM |
Imaginos1892 | $50.00 | 1/25/2012 7:21:53 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:11:37 PM |
reflective-rupee | $25.00 | 1/25/2012 5:31:56 PM |
Bank42 | $25.00 | 1/25/2012 5:34:58 PM |
us957165 | $25.00 | 1/25/2012 5:42:22 PM |
judson | $25.00 | 1/25/2012 6:03:15 PM |
desertoasis | $25.00 | 1/25/2012 7:06:37 PM |
scarlet-velvet | $25.08 | 1/25/2012 7:32:00 PM |
jamiee73 | $25.00 | 1/25/2012 7:57:56 PM |
Sonic_Squirrel | $100.00 | 1/25/2012 7:56:19 PM |
first-dinero-paladin | $25.00 | 1/25/2012 10:42:50 PM |
generous-deal6 | $25.00 | 1/26/2012 2:53:38 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:10 AM |
Tylerh | $250.00 | 1/26/2012 9:36:11 AM |
gold-cluster | $100.00 | 1/26/2012 8:17:33 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:46 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:02 AM |
righteousone | $50.00 | 1/26/2012 9:47:38 AM |
networks4ever | $25.00 | 1/26/2012 9:29:50 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:47 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:52 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:06 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:58 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:42 AM |
vinayski | $25.00 | 1/26/2012 10:01:08 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:05 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:25 AM |
hitsman | $50.00 | 1/26/2012 10:05:12 AM |
nisim5 | $100.00 | 1/26/2012 10:12:59 AM |
trade-burrito4 | $35.00 | 1/26/2012 10:14:26 AM |
meux99 | $25.00 | 1/26/2012 10:00:28 AM |
Tradesmanlender | $25.00 | 1/26/2012 10:16:26 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:49 AM |
profit-powerplant | $25.00 | 1/26/2012 10:02:54 AM |
myidear | $25.00 | 1/26/2012 12:03:30 PM |
cebgop | $25.00 | 1/26/2012 10:04:21 AM |
rupee-equation2 | $25.00 | 1/26/2012 10:08:22 AM |
thorough-marketplace441 | $50.00 | 1/26/2012 1:05:22 PM |
Imperativity | $31.22 | 1/26/2012 1:21:33 PM |
magical-credit523 | $25.00 | 1/26/2012 10:10:24 AM |
blue111 | $25.00 | 1/26/2012 2:06:58 PM |
rolltide09 | $50.00 | 1/26/2012 10:11:04 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:31 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:54 AM |
Corky1234 | $50.00 | 1/26/2012 10:13:35 AM |
wwwUniversal | $25.00 | 1/26/2012 10:15:20 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:07 PM |
thoughtful-exchange8 | $25.00 | 1/26/2012 12:27:04 PM |
brainy-repayment5 | $25.00 | 1/26/2012 4:29:08 PM |
atomantic | $25.00 | 1/26/2012 1:06:39 PM |
red-benefit-ruler | $25.00 | 1/26/2012 3:24:11 PM |
awe-inspiring-credit7 | $25.00 | 1/26/2012 3:25:38 PM |
gilbrear | $25.00 | 1/26/2012 3:41:59 PM |
Sid-K | $25.00 | 1/26/2012 5:14:01 PM |
orearella3 | $25.00 | 1/26/2012 5:09:35 PM |
kind-efficient-credit | $25.00 | 1/26/2012 5:15:12 PM |
Index_Plus | $1,773.81 | 1/26/2012 6:02:10 PM |
sensible-order2 | $200.00 | 1/26/2012 5:30:45 PM |
vestratech | $40.00 | 1/25/2012 6:30:26 PM |
amlu1988 | $25.00 | 1/25/2012 8:45:52 PM |
cattlebaron | $25.00 | 1/25/2012 5:10:47 PM |
sensible-fund | $25.00 | 1/25/2012 5:14:09 PM |
Domgabriel | $30.00 | 1/26/2012 3:37:19 AM |
income-buffalo1 | $50.00 | 1/25/2012 7:30:13 PM |
Leshan | $34.19 | 1/26/2012 8:42:20 AM |
ethical-truth211 | $100.00 | 1/26/2012 1:54:18 AM |
Payout_Assured | $41.44 | 1/26/2012 4:46:35 AM |
kulender | $100.00 | 1/26/2012 5:33:45 AM |
GElender | $25.00 | 1/26/2012 5:39:02 AM |
chameleon125 | $25.00 | 1/26/2012 6:53:48 AM |
Weaverville | $25.00 | 1/26/2012 8:13:44 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:09 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:54 AM |
proper-agreement8 | $50.00 | 1/26/2012 9:25:29 AM |
ptjg | $26.00 | 1/26/2012 9:48:22 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:29 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:53 AM |
handy-justice | $25.00 | 1/26/2012 9:29:55 AM |
wise-exchange-chooser | $25.00 | 1/26/2012 9:35:56 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:57 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:16 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:57 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:21 AM |
kevin314 | $25.00 | 1/26/2012 9:39:09 AM |
economy-coup | $50.00 | 1/26/2012 9:45:29 AM |
money-baron-roth-IRA | $50.00 | 1/26/2012 9:47:10 AM |
Harry | $50.00 | 1/26/2012 9:49:23 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:30 AM |
riveting-credit5 | $50.00 | 1/26/2012 9:51:32 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:11 AM |
fairness-gatherer1 | $25.00 | 1/26/2012 9:59:26 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:41 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:17 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:59 AM |
worth-quark7 | $25.00 | 1/26/2012 11:46:09 AM |
saxaphone6 | $25.00 | 1/26/2012 12:02:35 PM |
mercuriant | $25.00 | 1/26/2012 10:04:33 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:14 AM |
corporatejim | $25.00 | 1/26/2012 10:07:10 AM |
Cutts | $25.00 | 1/26/2012 10:14:17 AM |
cash-delight1 | $50.00 | 1/26/2012 10:15:36 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:04 AM |
Malkial | $38.26 | 1/26/2012 11:46:22 AM |
investment-comet | $25.00 | 1/26/2012 11:35:59 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:54 PM |
DS84 | $25.00 | 1/26/2012 12:46:12 PM |
powerful-finance7 | $25.00 | 1/26/2012 4:33:40 PM |
ranch5 | $100.00 | 1/26/2012 2:34:14 PM |
the-magnetic-transaction | $50.00 | 1/26/2012 5:05:36 PM |
wisconsinvestor | $25.00 | 1/26/2012 3:27:36 PM |
social-hunter5 | $50.00 | 1/26/2012 4:32:24 PM |
the-enthralling-coin | $25.00 | 1/26/2012 5:18:28 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:28 PM |
loan-fate | $50.00 | 1/26/2012 5:17:36 PM |
marala4285 | $25.00 | 1/26/2012 5:18:42 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:22 PM |
117 Investments
|
Borrower Payment Dependent Notes Series
554109
This series of Notes was issued and sold upon the funding of the borrower loan #59624, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,497 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-dna4 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Very reliable retired nurse
Purpose of loan: home repairs
This loan will be used to...replace my windows and storm door, long overdue
My financial situation: good
I am a good candidate for this loan because...I am very reliable, pay my bills on time. I don't want to use my savings for home improvements, but they are necessary!
Monthly net income: $4,402.00
Monthly expenses: $ 536
Housing: $ mortgage is paid off
Insurance: $ home ins. State Farm-250 mo.
Car expenses: $ don't drive
Utilities: $ 125
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses: $ 200
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,000.00 | 1/25/2012 5:02:23 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554119
This series of Notes was issued and sold upon the funding of the borrower loan #59603, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1996 |
Debt/Income ratio:
| 36% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 7y 5m |
Amount delinquent:
| $1,805 |
Total credit lines:
| 29 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,579 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| charlie76 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 11% )
| 660-679
(Apr-2011)
|
Principal balance:
| $3,287.87 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
beagle1976
Purpose of loan:
Medical bills,and one credit card with very high interest.
My financial situation:
I am a good candidate for this loan because...My wife and I have had our share of medical bills.My credit has been improving.I am paying things more responsibly now and am just looking to consolidate bills into one payment. I do have a current loan and have payed everything on time.I should have at the beginning taken a higher amont but realize now this loan will help me further my debt consolidation process.
Monthly net income: $3200
Monthly expenses: $
Housing: My wife pays the mortgage
Insurance: $214.00
Car expenses: $149.00
Utilities: $100.00
Phone, cable, internet: $
Food, entertainment: $100.00
Clothing, household expenses: $
Credit cards and other loans: $161.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Mikale360 | $25.00 | 1/25/2012 10:35:55 PM |
desertoasis | $25.00 | 1/25/2012 7:06:37 PM |
312-Lender | $50.00 | 1/25/2012 5:01:44 PM |
Gregger | $25.00 | 1/26/2012 12:27:20 AM |
vestratech | $40.00 | 1/25/2012 6:30:26 PM |
intelligent-benefit657 | $49.00 | 1/25/2012 7:26:25 PM |
Sonic_Squirrel | $100.00 | 1/25/2012 7:56:19 PM |
Bob450 | $25.00 | 1/25/2012 8:05:33 PM |
important-gold5 | $50.00 | 1/26/2012 6:50:10 AM |
nimble-revenue5 | $50.00 | 1/25/2012 10:08:54 PM |
successful-agreement7 | $100.00 | 1/26/2012 9:23:23 AM |
networks4ever | $25.00 | 1/26/2012 9:29:50 AM |
mlj0671 | $25.00 | 1/26/2012 6:52:56 AM |
kind-efficient-credit | $25.00 | 1/26/2012 9:36:59 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:58 AM |
genius520 | $50.00 | 1/26/2012 9:26:22 AM |
Harry | $50.00 | 1/26/2012 9:49:23 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:07 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:29 AM |
miked8303 | $50.00 | 1/26/2012 9:52:48 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:52 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:11 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:09 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:16 AM |
meux99 | $25.00 | 1/26/2012 10:00:28 AM |
Ballybay | $50.00 | 1/26/2012 9:45:52 AM |
D911ave | $50.00 | 1/26/2012 9:51:15 AM |
WilliamLeeSims | $25.00 | 1/26/2012 9:58:46 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:36 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:43 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:04 AM |
Detour11 | $50.00 | 1/26/2012 10:19:47 AM |
squarebob | $25.00 | 1/26/2012 10:01:57 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:49 AM |
MauiMike | $50.00 | 1/26/2012 11:05:59 AM |
orearella3 | $25.00 | 1/26/2012 10:04:09 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:05 AM |
pirahna125 | $25.00 | 1/26/2012 10:06:16 AM |
hitsman | $50.00 | 1/26/2012 10:05:13 AM |
sturdy-fairness0 | $100.00 | 1/26/2012 10:06:50 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:55 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:31 AM |
nisim5 | $100.00 | 1/26/2012 10:12:59 AM |
trade-burrito4 | $35.00 | 1/26/2012 10:14:26 AM |
wwwUniversal | $25.00 | 1/26/2012 10:15:20 AM |
bsh297 | $25.00 | 1/26/2012 10:19:01 AM |
evergreen16 | $76.00 | 1/26/2012 11:24:32 AM |
chameleon125 | $50.00 | 1/26/2012 6:52:13 AM |
jamiee73 | $25.00 | 1/26/2012 9:27:06 AM |
kulender | $100.00 | 1/26/2012 5:33:46 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:23 AM |
blitzen40 | $25.00 | 1/26/2012 9:08:58 AM |
1willray | $25.00 | 1/26/2012 8:45:43 AM |
genuine-loan0 | $25.00 | 1/26/2012 8:49:26 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:46 AM |
richboy56 | $25.00 | 1/26/2012 9:28:46 AM |
money-bauble | $86.00 | 1/26/2012 9:27:22 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:47 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:53 AM |
transparency-sapling | $25.00 | 1/26/2012 9:57:24 AM |
kevin314 | $25.00 | 1/26/2012 9:39:09 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:42 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:25 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:54 AM |
money-baron-roth-IRA | $50.00 | 1/26/2012 9:47:10 AM |
righteousone | $50.00 | 1/26/2012 9:47:39 AM |
value-allocator1 | $64.00 | 1/26/2012 9:48:52 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:03 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:14 AM |
indomitable-coin | $25.00 | 1/26/2012 9:52:45 AM |
skro | $25.00 | 1/26/2012 9:52:51 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:30 AM |
ideal-platinum1 | $25.00 | 1/26/2012 9:52:58 AM |
orange-preeminant-bill | $25.00 | 1/26/2012 10:10:48 AM |
worth-web5 | $50.00 | 1/26/2012 10:11:17 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:57 AM |
nex | $25.00 | 1/26/2012 9:58:16 AM |
logical-reward8 | $25.00 | 1/26/2012 9:58:35 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:18 AM |
cebgop | $25.00 | 1/26/2012 10:04:21 AM |
Cutts | $25.00 | 1/26/2012 10:14:17 AM |
principal-cooker2 | $100.00 | 1/26/2012 10:14:38 AM |
cash-delight1 | $50.00 | 1/26/2012 10:15:37 AM |
WLenders | $25.00 | 1/26/2012 10:19:43 AM |
Detour11 | $50.00 | 1/26/2012 10:20:39 AM |
jhernand17 | $25.00 | 1/26/2012 11:09:24 AM |
impeccable-ore3 | $25.00 | 1/26/2012 11:04:56 AM |
87 Investments
|
Borrower Payment Dependent Notes Series
554149
This series of Notes was issued and sold upon the funding of the borrower loan #59621, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 9
/
10 | Length of status: | 2y 3m |
Amount delinquent:
| $30,027 |
Total credit lines:
| 36 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,677 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| understanding-coin5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LOAN CONSOLIDATION
Purpose of loan:
This loan will be used to...consolidate loan will be used pay off all my credit cards and loans and have one monthly payment.
My financial situation:
I am a good candidate for this loan because...I have always until recently paid my bills on time. In my effort to help my children through college and also because of increased house payment I have fallen behind or been late on paying my bills. The consolidation loan will go a long way in putting my "financial house" in order. Also, the house mortage is in the process of loan modification by Bank of America.
Monthly net income: $2500
Monthly expenses: $2200
Housing: $1400
Insurance: $160 every 3 months
Car expenses: $146
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses: $33 - church tithing
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/25/2012 5:03:25 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554169
This series of Notes was issued and sold upon the funding of the borrower loan #59786, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,061 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-trapper391 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Payoff
Purpose of loan:
This loan will be used to...payoff line of credit
My financial situation:
I am a good candidate for this loan because...I am trying to do a refi Which will lower my mortgage payment between $350 to $400 a month which more than covers loan payment
Monthly net income: $6,200.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
platinum-czar | $26.69 | 1/28/2012 1:49:51 PM |
creditjunky | $125.00 | 1/26/2012 9:18:25 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:12 PM |
JustMee | $25.00 | 1/26/2012 12:00:08 PM |
dough-mammal | $100.00 | 1/26/2012 5:11:50 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:39 PM |
impressive-justice6 | $50.00 | 1/26/2012 5:27:56 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:58 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:37 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:45 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:34 PM |
balance-chestnut | $30.00 | 1/27/2012 3:19:50 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:27 PM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:09 AM |
Ripsaw4U | $50.00 | 1/28/2012 12:08:43 AM |
enriching-dollar1 | $100.00 | 1/28/2012 12:16:33 PM |
transaction-animal8 | $25.00 | 1/28/2012 12:26:14 PM |
matt_2006 | $25.00 | 1/28/2012 12:27:33 PM |
successful-agreement7 | $77.00 | 1/28/2012 12:18:43 PM |
hanuman77 | $25.00 | 1/28/2012 12:33:19 PM |
Tradesmanlender | $25.00 | 1/28/2012 12:23:49 PM |
the-sunny-loot | $25.00 | 1/28/2012 12:35:39 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:23 PM |
GCInvestments | $25.00 | 1/28/2012 12:33:54 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:11 PM |
integrity-trumpet | $50.00 | 1/28/2012 12:44:10 PM |
HamachiMan | $50.00 | 1/28/2012 12:47:05 PM |
samo102us | $25.00 | 1/28/2012 12:51:15 PM |
riproaringrapids | $50.00 | 1/28/2012 12:41:01 PM |
LittleMingo | $25.00 | 1/28/2012 12:43:17 PM |
BenR | $100.00 | 1/28/2012 12:41:55 PM |
the-profit-oracle | $25.00 | 1/28/2012 12:50:37 PM |
Sierrahh | $25.00 | 1/28/2012 12:49:56 PM |
no_agenda_lender | $25.00 | 1/28/2012 12:59:57 PM |
Logan7 | $25.00 | 1/28/2012 12:51:53 PM |
piter-to-la-investment | $25.00 | 1/28/2012 12:51:21 PM |
bold-durability-drum | $60.00 | 1/28/2012 12:53:22 PM |
evnagelist | $25.00 | 1/28/2012 1:01:06 PM |
nickel-ferret | $50.00 | 1/28/2012 1:12:04 PM |
rzlender | $25.00 | 1/28/2012 1:03:34 PM |
orbital-velocity7 | $50.00 | 1/28/2012 1:06:01 PM |
lucrative-transparency0 | $100.00 | 1/28/2012 1:06:38 PM |
listing-vista | $50.00 | 1/28/2012 1:11:54 PM |
Brisket_Bob | $25.00 | 1/28/2012 1:12:18 PM |
bountiful-durability | $50.00 | 1/28/2012 1:12:27 PM |
reflective-cash0 | $30.00 | 1/28/2012 1:13:50 PM |
ChoiceInvestments | $32.71 | 1/28/2012 2:21:09 PM |
newest-organic-rupee | $50.00 | 1/28/2012 2:35:09 PM |
fair-interest6 | $28.58 | 1/28/2012 2:45:26 PM |
bid-stockpiler1 | $50.00 | 1/28/2012 3:01:27 PM |
tender-commerce8 | $29.00 | 1/28/2012 1:16:51 PM |
KLCRAY | $25.00 | 1/28/2012 1:18:44 PM |
gilbrear | $25.00 | 1/28/2012 2:10:18 PM |
velocity-motivator6 | $25.00 | 1/28/2012 2:13:12 PM |
MonkeyHero | $33.48 | 1/28/2012 2:13:13 PM |
red-investment-ranch | $62.17 | 1/28/2012 2:23:00 PM |
reward-dynamo | $40.00 | 1/28/2012 2:28:45 PM |
bonafide-cash | $100.00 | 1/28/2012 2:39:21 PM |
atllender | $50.00 | 1/28/2012 3:13:58 PM |
toblerone | $25.00 | 1/26/2012 5:15:44 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:53 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:23 PM |
axl163 | $25.00 | 1/27/2012 12:24:26 AM |
john0720 | $25.00 | 1/27/2012 5:47:55 AM |
jamiee73 | $25.00 | 1/27/2012 9:40:39 AM |
patriot897 | $25.00 | 1/27/2012 11:33:41 AM |
acarnegie | $25.00 | 1/27/2012 12:18:28 PM |
magical-durability9 | $25.00 | 1/27/2012 9:51:16 PM |
grotheik | $25.00 | 1/28/2012 7:55:48 AM |
the-silver-blaster | $75.00 | 1/28/2012 9:31:27 AM |
hitsman | $50.00 | 1/28/2012 12:21:22 PM |
mar97 | $25.00 | 1/28/2012 12:21:44 PM |
Kaj | $25.00 | 1/28/2012 12:23:35 PM |
dynamic-money271 | $25.00 | 1/28/2012 12:35:41 PM |
melodious-fairness | $25.00 | 1/28/2012 12:24:39 PM |
proper-agreement8 | $50.00 | 1/28/2012 12:26:55 PM |
cnovak | $25.00 | 1/28/2012 12:42:58 PM |
ursus | $50.00 | 1/28/2012 12:35:31 PM |
wayman | $25.00 | 1/28/2012 12:35:43 PM |
blue-lively-platinum | $25.00 | 1/28/2012 12:35:45 PM |
gjm6d | $25.00 | 1/28/2012 12:35:54 PM |
fervent-repayment | $50.00 | 1/28/2012 12:48:06 PM |
leodaguy | $100.00 | 1/28/2012 12:48:09 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:46 PM |
encore02 | $50.00 | 1/28/2012 12:41:34 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:45 PM |
valiant-liberty4 | $25.00 | 1/28/2012 12:52:37 PM |
gulch | $25.00 | 1/28/2012 12:53:55 PM |
transparency-sapling | $25.00 | 1/28/2012 12:48:39 PM |
terminal-velocity34 | $25.00 | 1/28/2012 12:50:03 PM |
kindness-jedi | $25.00 | 1/28/2012 12:48:21 PM |
E_G | $50.00 | 1/28/2012 12:50:00 PM |
Tylerh | $250.00 | 1/28/2012 1:00:40 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:52:01 PM |
cognizant-rupee7 | $25.00 | 1/28/2012 12:53:18 PM |
brightest-dynamic-liberty | $25.00 | 1/28/2012 12:54:24 PM |
sgordon46 | $25.00 | 1/28/2012 12:56:34 PM |
iolaire | $25.00 | 1/28/2012 12:56:59 PM |
Searidefinancial | $25.00 | 1/28/2012 1:07:45 PM |
aasx1108 | $25.00 | 1/28/2012 12:59:40 PM |
dollar-sonnet3 | $25.00 | 1/28/2012 1:03:20 PM |
thankful-nickel2 | $25.00 | 1/28/2012 1:03:39 PM |
InvestorPartners | $25.00 | 1/28/2012 1:12:52 PM |
CAGE-Investments | $25.00 | 1/28/2012 1:05:03 PM |
intelligent-yield | $50.00 | 1/28/2012 1:14:44 PM |
ideal-platinum1 | $25.00 | 1/28/2012 1:08:03 PM |
integrity-american | $25.00 | 1/28/2012 1:29:30 PM |
Pairodimes | $25.00 | 1/28/2012 1:10:59 PM |
SolarMoonshine | $25.00 | 1/28/2012 1:49:59 PM |
suges | $25.00 | 1/28/2012 1:59:32 PM |
diversification-renaissance3 | $50.00 | 1/28/2012 2:17:14 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:30 PM |
asmithj | $25.00 | 1/28/2012 1:15:48 PM |
ethical-truth211 | $100.00 | 1/28/2012 1:26:27 PM |
reward-excellency1 | $25.00 | 1/28/2012 2:15:31 PM |
nimble-dedication1 | $50.00 | 1/28/2012 2:49:24 PM |
Index_Plus | $2,150.37 | 1/28/2012 3:54:50 PM |
117 Investments
|
Borrower Payment Dependent Notes Series
554173
This series of Notes was issued and sold upon the funding of the borrower loan #59570, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,300.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $73.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,504 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| writery |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 63 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $10,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2010)
680-699
(Feb-2008)
680-699
(May-2007)
680-699
(Apr-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 63 | | |
Description
For My Parents
Purpose of loan:
This loan will be used to buy plane tickets to my parents, who live in Bulgaria and can't afford to come see their granddaugther during her Spring Break in April. It's been a year an a half since we last saw them.
My financial situation:
I am a good candidate for this loan because I have a solid job, live in a rent-controlled apartment, and I'm very frugal. I can cover the monthly payment of $73 with ease.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
1stBankAndHal | $25.08 | 1/25/2012 5:07:16 PM |
loanman2007 | $25.00 | 1/26/2012 6:09:44 AM |
Hogan55 | $49.70 | 1/25/2012 7:26:28 PM |
deal-pal | $25.00 | 1/25/2012 7:34:11 PM |
green-trade-dolphin2 | $45.02 | 1/25/2012 5:02:29 PM |
janeybooboo | $50.00 | 1/25/2012 9:42:21 PM |
gotbyu | $50.00 | 1/25/2012 11:21:29 PM |
Johnab | $25.00 | 1/25/2012 5:57:52 PM |
vutah | $50.00 | 1/25/2012 6:57:13 PM |
thankful-nickel2 | $50.00 | 1/25/2012 7:09:24 PM |
doc1 | $150.00 | 1/26/2012 6:00:56 AM |
liberty-cocktail6 | $25.00 | 1/26/2012 6:26:15 AM |
blue-useful-auction | $25.00 | 1/26/2012 6:41:24 AM |
jsnryn | $25.00 | 1/26/2012 6:44:50 AM |
GCLRWLoans | $36.84 | 1/26/2012 7:12:15 AM |
cerebral-dollar773 | $50.00 | 1/26/2012 7:16:16 AM |
GCLRWLoans | $40.00 | 1/26/2012 7:24:26 AM |
gentle-gain235 | $25.00 | 1/26/2012 8:05:26 AM |
jjb516 | $60.46 | 1/26/2012 12:57:25 AM |
Brown98 | $47.00 | 1/26/2012 9:23:27 AM |
llequire1 | $78.11 | 1/26/2012 4:28:55 AM |
GElender | $17.55 | 1/26/2012 9:27:10 AM |
finagler | $25.00 | 1/26/2012 7:44:43 AM |
oskizzle | $25.00 | 1/26/2012 7:21:47 AM |
a- | $25.00 | 1/26/2012 7:51:37 AM |
Rulea72 | $25.00 | 1/26/2012 8:03:39 AM |
000000 | $100.00 | 1/26/2012 9:24:04 AM |
jhouman | $75.00 | 1/26/2012 9:24:48 AM |
CA_Lender | $25.00 | 1/26/2012 9:24:56 AM |
superb-funds335 | $25.00 | 1/26/2012 9:25:18 AM |
economy-popcorn | $25.00 | 1/26/2012 5:34:46 AM |
suave-income397 | $230.20 | 1/25/2012 5:23:30 PM |
penny-plato | $25.00 | 1/25/2012 5:31:27 PM |
generous-deal6 | $25.00 | 1/26/2012 2:53:39 AM |
GreenHill | $50.00 | 1/26/2012 3:53:42 AM |
Winged_Inspirations | $50.00 | 1/26/2012 6:39:35 AM |
Drewkeeper | $25.00 | 1/25/2012 9:29:48 PM |
motivator796 | $34.00 | 1/26/2012 9:05:26 AM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:14 PM |
12Knocksinna | $30.00 | 1/26/2012 4:18:30 AM |
sanych | $40.00 | 1/26/2012 5:01:28 AM |
kulender | $100.00 | 1/26/2012 5:33:47 AM |
jc33148 | $25.00 | 1/26/2012 5:59:27 AM |
equitable-p2ploan8 | $28.81 | 1/26/2012 6:19:23 AM |
liberty-cocktail6 | $25.00 | 1/26/2012 6:24:39 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:27 AM |
Land_on_your_feet | $37.21 | 1/26/2012 6:49:51 AM |
twjh | $50.02 | 1/26/2012 9:23:53 AM |
johnniewalker | $25.00 | 1/26/2012 9:07:22 AM |
proper-agreement8 | $50.00 | 1/26/2012 9:25:30 AM |
fascinating-benefit279 | $50.00 | 1/26/2012 9:26:44 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
554215
This series of Notes was issued and sold upon the funding of the borrower loan #59688, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $792 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pure-ore7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me become an entrepreneur
Purpose of loan:
This loan will be used for home (condo) refurbishing business. I buy foreclosure condos and sell (or rent) for profit. I operate independently around the Chicagoland area. I'm a 28 year old with a vision, please help me realize my entrepreneurship goals.
My financial situation:
I am a good candidate for this loan because I am financially responsible because I pay my bills/credit card bills on time, every time. I also have a stable job in healthcare (in addition to this side business).
Monthly net income: $3164
Monthly expenses: $1970
Housing: 1080$
Insurance: 50$
Car expenses: 360$
Utilities: 50$
Phone, cable, internet: 130$
Food, entertainment: 100$
Clothing, household expenses: 50$
Credit cards and other loans: 150$
Other expenses: 0$
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/25/2012 5:04:02 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554263
This series of Notes was issued and sold upon the funding of the borrower loan #59664, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,100.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $175.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2000 |
Debt/Income ratio:
| 6% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,534 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-star875 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Personal Loan
Purpose of loan:
This loan will be used to pay for much needed home improvements.
My financial situation:
I am a good candidate for this loan because i pay my prosper loans back.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Johnab | $25.00 | 1/25/2012 6:07:50 PM |
squarebob | $25.00 | 1/26/2012 10:01:57 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:33 AM |
Harry | $50.00 | 1/26/2012 9:49:24 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:31 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:57 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:42 AM |
BigSkyFinancial | $75.33 | 1/26/2012 10:01:02 AM |
cash-delight1 | $50.00 | 1/26/2012 10:15:37 AM |
meux99 | $25.00 | 1/26/2012 10:00:28 AM |
hitsman | $50.00 | 1/26/2012 10:05:13 AM |
nisim5 | $44.00 | 1/26/2012 10:13:00 AM |
trade-burrito4 | $35.00 | 1/26/2012 10:14:26 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:18 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:04 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:10 PM |
building_community | $25.00 | 1/26/2012 12:11:31 PM |
Sid-K | $25.00 | 1/26/2012 5:14:03 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:57 PM |
myduck | $50.00 | 1/26/2012 5:32:13 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:22 PM |
Index_Plus | $2,581.67 | 1/26/2012 6:02:33 PM |
Domgabriel | $30.00 | 1/26/2012 3:39:46 AM |
chameleon125 | $25.00 | 1/26/2012 6:54:54 AM |
cerebral-dollar773 | $50.00 | 1/26/2012 7:17:55 AM |
bonus-demon | $50.00 | 1/26/2012 10:01:18 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:50 AM |
Zoramite | $25.00 | 1/26/2012 10:04:12 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:53 AM |
fabulous-community4 | $25.00 | 1/26/2012 9:56:13 AM |
Cutts | $25.00 | 1/26/2012 10:14:18 AM |
yield-lion2 | $50.00 | 1/26/2012 10:00:37 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:57 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:49 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:58 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:04 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:31 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:20 AM |
selector568 | $64.00 | 1/26/2012 10:13:06 AM |
lucrative-transparency0 | $29.00 | 1/26/2012 10:12:55 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:17 AM |
vanklein | $25.00 | 1/26/2012 10:13:42 AM |
toblerone | $25.00 | 1/26/2012 10:15:00 AM |
SolarMoonshine | $50.00 | 1/26/2012 3:45:20 PM |
upbeat-finance8 | $25.00 | 1/26/2012 4:02:10 PM |
thorough-marketplace441 | $66.00 | 1/26/2012 1:06:24 PM |
gilbrear | $25.00 | 1/26/2012 3:43:36 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:55 PM |
Leshan | $25.00 | 1/26/2012 3:58:16 PM |
Peacepower | $25.00 | 1/26/2012 4:22:48 PM |
Tylerh | $250.00 | 1/26/2012 5:10:09 PM |
jamiee73 | $25.00 | 1/26/2012 5:24:17 PM |
gustavholstopus32 | $25.00 | 1/26/2012 6:01:02 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
554275
This series of Notes was issued and sold upon the funding of the borrower loan #59611, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 21y 10m |
Amount delinquent:
| $1,810 |
Total credit lines:
| 23 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,115 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| chevypartsguy |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
credit cards
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because...this loan will be payed off well before the last payment date
Monthly net income: $6200.00
Monthly expenses: $360.00
Housing: $1575.00
Insurance: $300.00
Car expenses: $352.00
Utilities: $187.00
Phone, cable, internet: $140.00
Food, entertainment: $375.00
Clothing, household expenses: $300.00
Credit cards and other loans: $125.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/25/2012 5:02:27 PM |
worth-blanket2 | $4,000.00 | 1/25/2012 5:02:48 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
554285
This series of Notes was issued and sold upon the funding of the borrower loan #59830, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $233.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,510 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| poetic-greenback9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BCEagle04
Purpose of loan:
This loan will be for dental reconstruction work.
My financial situation:
I am a good candidate for this loan because I always pay my bills. Even when I have worked for government contractors in the past and was laid off in one instance, I've always managed to pay my bills, and most importantly on time, because I have additional sources of income, such as my freelance work as a writer.
Monthly net income: $2,600
Monthly expenses: $699
Housing: $N/A
Insurance: $N/A
Car expenses: $N/A
Utilities: $N/A
Phone, cable, internet: $175
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $322
Other expenses: $40
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
balanced-balance6 | $25.00 | 1/26/2012 9:05:53 AM |
green-trade-dolphin | $25.49 | 1/26/2012 9:02:21 AM |
janeybooboo | $50.00 | 1/26/2012 9:10:18 AM |
penny-surgeon | $25.00 | 1/26/2012 12:27:39 PM |
john0720 | $25.00 | 1/27/2012 5:47:56 AM |
scappellee | $50.00 | 1/27/2012 8:26:43 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:46 AM |
BradP | $35.00 | 1/28/2012 8:50:23 AM |
loss-of-control | $50.00 | 1/28/2012 7:09:43 PM |
sweetlan | $25.00 | 1/29/2012 11:26:45 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:47 PM |
kevin314 | $25.00 | 1/30/2012 9:29:30 AM |
toblerone | $25.00 | 1/30/2012 9:28:33 AM |
dough-mammal | $100.00 | 1/30/2012 9:24:40 AM |
durability-mad-scientist4 | $100.00 | 1/30/2012 9:30:05 AM |
compoundinterest | $25.00 | 1/30/2012 9:39:12 AM |
foothillender | $25.00 | 1/30/2012 10:30:21 AM |
plato22 | $25.00 | 1/30/2012 11:21:32 AM |
slipstock | $25.00 | 1/30/2012 11:32:45 AM |
DHolly | $31.00 | 1/26/2012 9:05:43 AM |
LittleMingo | $25.00 | 1/26/2012 9:46:33 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:14 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:35 PM |
nimble-revenue5 | $50.00 | 1/26/2012 5:23:18 PM |
platinum-scientist9 | $25.00 | 1/27/2012 2:47:52 PM |
epall | $25.00 | 1/27/2012 5:03:05 PM |
houli123 | $25.00 | 1/28/2012 10:16:31 AM |
kulender | $60.00 | 1/28/2012 10:41:29 AM |
kind-efficient-credit | $25.00 | 1/28/2012 12:16:25 PM |
LoanDiva | $350.00 | 1/29/2012 2:18:53 AM |
zipemdown | $25.00 | 1/29/2012 10:19:49 PM |
Investor_DP | $100.00 | 1/30/2012 9:10:48 AM |
jamiee73 | $25.00 | 1/30/2012 9:36:57 AM |
EngineersAlliance | $100.00 | 1/30/2012 9:42:07 AM |
transparency-sapling | $25.00 | 1/30/2012 9:42:37 AM |
wealth-infusion6 | $25.00 | 1/30/2012 10:11:51 AM |
realtormoises | $25.00 | 1/30/2012 11:15:10 AM |
grammaspurse | $25.00 | 1/30/2012 10:52:08 AM |
glenium | $25.00 | 1/30/2012 11:23:03 AM |
Index_Plus | $6,173.51 | 1/30/2012 12:50:25 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
554293
This series of Notes was issued and sold upon the funding of the borrower loan #59714, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $137.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2010 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $251 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-paradise1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
is to Purchase a used Motorcycle from a Local owner along with whatever Gear I may need to purchase.
My financial situation:
I am a good candidate for this loan because I've Never been Late on a payment. I dont have Many things to pay for. My living situation is Free. My Only real bill is my Cell Phone bill which is generally under $200 per month
Monthly net income: $1300
Monthly expenses: $400
Housing: free
Insurance: $38.00 which will be for the Motorcycle
Car expenses: gas -$70-$80 a month will go down with the Motorcycle use.
Utilities: 0
Phone, cable, internet: $170.00
Food, entertainment: 100
Clothing, household expenses: not often. maybe once or twice a year I will buy clothes when it is within my budget.
Credit cards and other loans: One credit card that I always keep paid before deadlines.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/26/2012 9:13:06 AM |
penny-plato | $25.00 | 1/26/2012 9:51:11 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:14 PM |
bomdel | $25.00 | 1/26/2012 5:12:48 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:53 PM |
Aberdeen | $3,500.00 | 1/26/2012 5:44:56 PM |
kind-clean-community | $25.00 | 1/26/2012 11:28:17 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:56 PM |
cleo1255 | $100.00 | 1/26/2012 4:30:41 PM |
toblerone | $25.00 | 1/26/2012 5:15:45 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:40 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:58 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:37 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
554307
This series of Notes was issued and sold upon the funding of the borrower loan #59745, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $261.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1984 |
Debt/Income ratio:
| 6% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 12y 8m |
Amount delinquent:
| $65 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,219 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverage-mangrove |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Home Improvement and Debt Con
Purpose of loan:
This loan will be used to...Pay off debit
My financial situation:
I am a good candidate for this loan because... I currently have a steady Job for the last 12 years and able to pay monthly bills
Monthly net income: $ 5814
Monthly expenses: $ 4500 Total
Housing: $ 2394
Insurance: $ 100
Car expenses: $ 200
Utilities: $ 300
Phone, cable, internet: $ 100
Food, entertainment: $ 800
Clothing, household expenses: $ 200
Credit cards and other loans: $ 250
Other expenses: $ 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 1/26/2012 5:19:58 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:46 PM |
worthy-bid8 | $100.00 | 1/26/2012 5:21:24 PM |
nimble-revenue5 | $50.00 | 1/26/2012 5:23:21 PM |
nimble-revenue5 | $100.00 | 1/26/2012 5:23:27 PM |
wildanne | $25.00 | 1/26/2012 5:35:41 PM |
pierrelasvegas | $25.00 | 1/27/2012 1:25:12 PM |
cash-boots7 | $150.00 | 1/27/2012 5:09:40 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:21 PM |
Smartgrowth40 | $50.00 | 1/27/2012 5:22:05 PM |
kind-efficient-credit | $25.00 | 1/27/2012 5:22:17 PM |
p2ploan-lion | $25.00 | 1/27/2012 5:26:06 PM |
taetrade | $25.00 | 1/27/2012 4:23:37 PM |
treasure-expert | $25.00 | 1/27/2012 4:39:15 PM |
orange-preeminant-bill | $25.00 | 1/27/2012 5:43:26 PM |
important-openness1 | $100.00 | 1/27/2012 5:21:02 PM |
riveting-wealth2 | $50.00 | 1/27/2012 5:33:31 PM |
toblerone | $25.00 | 1/27/2012 5:29:03 PM |
jeg3k | $50.00 | 1/27/2012 5:29:33 PM |
Index_Plus | $4,970.00 | 1/27/2012 6:06:02 PM |
WilliamLeeSims | $25.00 | 1/27/2012 5:49:01 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:24 PM |
gain-equator | $25.00 | 1/26/2012 7:29:03 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:50 AM |
calimanusa | $40.00 | 1/27/2012 3:55:02 PM |
lm75 | $25.00 | 1/27/2012 4:32:39 PM |
extraordinary-interest1 | $50.00 | 1/27/2012 5:26:44 PM |
worth-web5 | $50.00 | 1/27/2012 5:30:49 PM |
genius520 | $100.00 | 1/27/2012 5:06:50 PM |
GCInvestments | $25.00 | 1/27/2012 5:39:04 PM |
Sonic_Squirrel | $75.00 | 1/27/2012 5:42:47 PM |
Mark-7 | $50.00 | 1/27/2012 5:13:42 PM |
kevin314 | $25.00 | 1/27/2012 5:25:55 PM |
revenue-serenity | $25.00 | 1/27/2012 5:28:56 PM |
ommcd | $25.00 | 1/27/2012 5:30:58 PM |
transparency-sapling | $25.00 | 1/27/2012 5:26:01 PM |
hitsman | $50.00 | 1/27/2012 5:31:33 PM |
dough-mammal | $100.00 | 1/27/2012 5:35:01 PM |
exciting-gold6 | $50.00 | 1/27/2012 5:32:23 PM |
compoundinterest | $25.00 | 1/27/2012 5:38:13 PM |
proud-pound4 | $25.00 | 1/27/2012 5:39:36 PM |
jstefans | $25.00 | 1/27/2012 5:46:20 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:25 PM |
moola-accelerator6 | $40.00 | 1/27/2012 6:02:25 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
554311
This series of Notes was issued and sold upon the funding of the borrower loan #59647, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 5y 8m |
Amount delinquent:
| $124,318 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,979 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 24 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enrichment071 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
NewEdge media Productions
Purpose of loan:
This loan will be used to acquired more equipment to expand our business providing more product to our client building a better relationship and profit grow for the business
My financial situation:
I am a good candidate for this loan because I have been taking very well care of my finance and business as well.
Monthly net income: $ 3,628.00
Monthly expenses: $
Housing: $ 1753.00
Car Insurance: $ 133.00
Car expenses: $ 200.00
Utilities: $ 200.00
Phone, cable, internet: $ 75.00
Food : $ 250.00
Clothing, household expenses: $ 00.00
Credit cards and other loans: $ 100.00
Other expenses: $ 00.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Sid-K | $25.00 | 1/26/2012 5:14:09 PM |
pierrelasvegas | $25.00 | 1/27/2012 1:25:11 PM |
money-baron-employer401k | $25.00 | 1/27/2012 2:10:14 PM |
Index_Plus | $3,425.00 | 1/27/2012 2:57:40 PM |
deal-goliath4 | $500.00 | 1/27/2012 12:59:36 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
554317
This series of Notes was issued and sold upon the funding of the borrower loan #59728, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,524 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| orange-wampum-bridge |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/26/2012 5:20:46 PM |
john0720 | $25.00 | 1/27/2012 5:47:57 AM |
acarnegie | $25.00 | 1/27/2012 12:18:30 PM |
toblerone | $25.00 | 1/27/2012 5:29:03 PM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:10 AM |
Interloper | $25.00 | 1/28/2012 8:59:12 AM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:13 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:25 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:47 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:20 PM |
jamiee73 | $25.00 | 1/28/2012 1:04:28 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:15 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:51 PM |
thrifty-transaction578 | $25.00 | 1/29/2012 1:56:30 PM |
matt620 | $25.00 | 1/29/2012 1:29:28 PM |
loaninvesting | $25.00 | 1/29/2012 1:30:25 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:07 PM |
fishintime | $100.00 | 1/29/2012 4:41:55 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:50 AM |
compoundinterest | $50.00 | 1/27/2012 5:38:05 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:33 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:42 PM |
gentle-gain235 | $25.00 | 1/29/2012 8:17:30 AM |
dough-mammal | $100.00 | 1/29/2012 12:27:42 PM |
rupee-equation2 | $25.00 | 1/29/2012 12:40:06 PM |
Indian-Rider | $25.00 | 1/29/2012 2:37:30 PM |
supersarah61 | $25.00 | 1/29/2012 2:42:51 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:22 PM |
DrNano | $50.00 | 1/29/2012 3:59:35 PM |
Index_Plus | $13,825.00 | 1/29/2012 4:49:45 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
554331
This series of Notes was issued and sold upon the funding of the borrower loan #59730, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,750.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $366.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1988 |
Debt/Income ratio:
| 14% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,451 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| methodical-revenue0 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical
Purpose of loan:
This loan will be used for medical expenses for my niece.
My financial situation:
I am a good candidate for this loan because I have minimal debt, great credit rating, good payment history, a steady job in a stable field.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $27.98 | 1/26/2012 5:02:48 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:57 PM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:19 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:50 AM |
Rivervale_Westwood | $25.00 | 1/27/2012 12:48:55 PM |
clean-coin7 | $70.00 | 1/27/2012 12:53:06 PM |
clean-coin7 | $25.00 | 1/27/2012 12:53:26 PM |
larrybird | $124.45 | 1/27/2012 12:55:00 PM |
Index_Plus | $15,000.00 | 1/27/2012 12:51:13 PM |
new-gold-wrangler | $87.56 | 1/27/2012 12:55:38 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:22 PM |
Harry | $100.00 | 1/26/2012 5:37:23 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:40 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:41 AM |
kegs | $15.01 | 1/27/2012 12:56:11 PM |
acarnegie | $25.00 | 1/27/2012 12:18:31 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
554345
This series of Notes was issued and sold upon the funding of the borrower loan #59627, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.40% |
Listing Start date:
| Jan-26-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.34% |
Borrower rate/APR:
| 14.34% / 24.15% |
Monthly payment:
| $179.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.04% | | |
| |
Estimated return*:
| 4.64% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| 18% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 14y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $269 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| delicious-integrity7 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Score Improvement
Purpose of loan: I am building my cresit history and founf that having a loan would help. I only have credit cards and pay them in full every month.
This loan will be used to...I want to immprove my credit report and score. This loan will allow me to make 12 monthly payments and will show on my credit report.
My financial situation: I have a fixed steady income every month. I own my house and pay all my bill on time. You can see that my monthly expenses are very low. I live in a very affordable area.
I am a good candidate for this loan because...I am very good at budgeting and pay my bills on time
Monthly net income: $ 1,755.00
Monthly expenses: $
Housing: $200.00
Insurance: $75.00
Car expenses: $0.00
Utilities: $50.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Clothing, household expenses: $20.00
Credit cards and other loans: $100.00
Other expenses: $30.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
johnyv40 | $25.00 | 1/26/2012 9:17:37 AM |
CIC | $25.00 | 1/26/2012 9:46:22 AM |
penny-plato | $25.00 | 1/26/2012 9:55:05 AM |
viennese | $25.00 | 1/26/2012 12:48:56 PM |
Bank42 | $44.16 | 1/26/2012 3:16:22 PM |
deal-pal | $25.00 | 1/26/2012 10:52:56 AM |
upbeat-finance8 | $25.00 | 1/26/2012 4:02:45 PM |
hidavehi | $26.00 | 1/26/2012 4:22:30 PM |
brainy-repayment5 | $25.00 | 1/26/2012 4:29:54 PM |
supernova719 | $25.00 | 1/26/2012 5:10:16 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:29 PM |
wealth-prodigy1 | $50.00 | 1/26/2012 9:22:49 AM |
thankful-nickel2 | $25.00 | 1/26/2012 9:59:59 AM |
designer_10 | $25.00 | 1/26/2012 12:07:56 PM |
epall | $25.00 | 1/26/2012 3:03:06 PM |
bcsmith | $25.00 | 1/26/2012 10:45:39 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:56 PM |
Dignified-Market29 | $100.00 | 1/26/2012 12:53:29 PM |
contributor897 | $25.00 | 1/26/2012 1:22:02 PM |
tomdooley12520 | $25.00 | 1/26/2012 1:27:39 PM |
admshuni | $25.00 | 1/26/2012 2:05:53 PM |
Tylerh | $250.00 | 1/26/2012 5:10:11 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:16 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:15 PM |
kind-charming-value | $1,000.00 | 1/26/2012 5:04:41 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
554375
This series of Notes was issued and sold upon the funding of the borrower loan #59820, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $299.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 75% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,778 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| viola150823 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...Consolidate some credit cards, and to help with child's wedding expenses.
My financial situation: Excellent
I am a good candidate for this loan because...I have maintained employment consistently for the last 25 years, I earn a good living, am responsible with bill paying, paid for our child's college education, and have a husband with an excellent job as well who supports the household mainly. I would rather have a loan than deplete savings.
Monthly net income: $3000
Monthly expenses: $
Housing: $450
Insurance: $
Car expenses: $300
Utilities: $
Phone, cable, internet: $250
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $8,000.00 | 1/27/2012 5:01:45 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554429
This series of Notes was issued and sold upon the funding of the borrower loan #59623, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 20% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,600 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| economy-sceptre |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting new Business
Purpose of loan:
This loan will be used to...Pay Employee Salaries
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7000
Monthly expenses: $
Housing: $2856
Insurance: $
Car expenses: $435
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 1/26/2012 5:19:58 PM |
nimble-revenue5 | $100.00 | 1/26/2012 5:23:28 PM |
worthy-bid8 | $100.00 | 1/26/2012 5:21:25 PM |
golden-velocity9 | $25.00 | 1/26/2012 5:22:08 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:25 PM |
first-friendly-listing | $25.00 | 1/26/2012 8:22:06 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:52 AM |
kind-credit-bear | $25.00 | 1/27/2012 10:54:12 AM |
cash-delight1 | $50.00 | 1/26/2012 5:20:50 PM |
nimble-revenue5 | $50.00 | 1/26/2012 5:23:22 PM |
zeeexsixare | $25.00 | 1/26/2012 5:47:51 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:39 PM |
jeg3k | $25.00 | 1/27/2012 10:44:06 AM |
income-buffalo1 | $50.00 | 1/27/2012 11:24:57 AM |
loyalty-czar | $60.00 | 1/27/2012 10:46:51 AM |
fund-javelin1 | $25.00 | 1/27/2012 11:14:43 AM |
Index_Plus | $14,240.00 | 1/27/2012 12:51:29 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
554531
This series of Notes was issued and sold upon the funding of the borrower loan #59762, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $254.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 14y 9m |
Amount delinquent:
| $126 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $25,469 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Heino |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 14 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jun-2006)
(Mar-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Debt Consolidation Loan
As a past Prosper loan borrower who has borrowed and paid off my loan 100% and on-time - I would like to request another loan to payoff two high interest rate credit cards.
I'm a State employee who hasn't seen a raise in over 5 years. Ever since the economy took a nose dive - my employer basically stopped giving cost of living increases and raises. However, in the mean time my medical insurance keeps going up as well as all the bills around me.
For those of you who own your own homes - you may also be familiar with the constant maintenance and repairs that goes into owning a home.
One of these major purchases was a new air conditioning system last summer which set me back $3,500 and a new washer and dryer recently for another $900.
I am requesting a 3 year loan which I feel I can pay off in half the time (if not sooner).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/27/2012 9:09:25 AM |
green-trade-dolphin2 | $37.34 | 1/27/2012 9:02:15 AM |
kenji4861 | $25.00 | 1/27/2012 9:07:23 AM |
compoundinterest | $50.00 | 1/27/2012 9:27:12 AM |
magical-credit523 | $25.00 | 1/27/2012 9:56:55 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:56 AM |
oskizzle | $25.00 | 1/27/2012 12:17:15 PM |
Dubbs360 | $25.00 | 1/27/2012 5:09:15 PM |
acarnegie | $25.00 | 1/27/2012 5:19:48 PM |
sturdy-fairness0 | $100.00 | 1/27/2012 5:23:20 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:26 PM |
Harry | $50.00 | 1/27/2012 5:26:46 PM |
Hexnut | $100.00 | 1/27/2012 6:54:05 PM |
trade-burrito4 | $35.00 | 1/27/2012 9:53:23 AM |
proper-agreement8 | $50.00 | 1/27/2012 5:35:57 PM |
trumpeter5 | $25.00 | 1/27/2012 5:44:34 PM |
theloanteacher | $25.00 | 1/27/2012 6:06:18 PM |
Domgabriel | $30.00 | 1/27/2012 6:14:45 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:30 PM |
Index_Plus | $7,122.66 | 1/27/2012 7:50:24 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
554547
This series of Notes was issued and sold upon the funding of the borrower loan #59821, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $635.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1982 |
Debt/Income ratio:
| 29% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,543 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| DECSTUDIOLLC |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $24,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
FUNDS FOR HOME IMPROVEMENT
Purpose of loan:
This loan will be used to renovate kitchen in my home.
My financial situation:
I am a good candidate for this loan because I've paid a $25,000 loan off with Prosper in the past, I own a beach condo in Myrtle Beach free & clear, I'm a partner in two different businesses, my salary is $47,500 and I am paid a $500 mileage allowance that pays my car lease of $293, and I was paid distributions from those two companies totalling $30,440 in 2011 (includes my car mileage).
I have a high mortgage and second lien on my home so with the banks all scared to death, hard to get funds, and don't want to put this on a credit card. That's why am turning again to Prosper. I prefer a lower rate than this however.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/27/2012 5:24:36 PM |
economy-popcorn | $25.00 | 1/29/2012 6:13:41 AM |
enticing-capital6 | $50.00 | 1/27/2012 5:21:41 PM |
a- | $25.00 | 1/27/2012 5:07:39 PM |
cashhelp | $25.00 | 1/27/2012 5:35:31 PM |
cash-delight1 | $50.00 | 1/27/2012 5:35:50 PM |
whitegold24k | $100.00 | 1/27/2012 5:15:53 PM |
trade-burrito4 | $35.00 | 1/27/2012 5:46:08 PM |
Harry | $50.00 | 1/27/2012 5:26:48 PM |
investment-artist | $36.01 | 1/27/2012 5:29:58 PM |
GElender | $40.00 | 1/27/2012 5:37:27 PM |
enthusiastic-balance5 | $100.00 | 1/27/2012 8:02:15 PM |
USMC0311 | $25.00 | 1/27/2012 10:42:15 PM |
thrifty-transaction578 | $25.00 | 1/27/2012 8:33:32 PM |
Phen0m526 | $25.00 | 1/28/2012 6:48:15 AM |
Socorro_Capital_Partners | $25.01 | 1/27/2012 9:16:00 PM |
leveragedlender | $100.00 | 1/28/2012 11:53:48 AM |
listing-trapper3 | $50.00 | 1/28/2012 12:08:05 PM |
DDPrime | $50.00 | 1/28/2012 12:24:00 PM |
kevin314 | $25.00 | 1/28/2012 12:14:46 PM |
AFairDeal | $25.00 | 1/28/2012 12:14:58 PM |
zone6 | $100.00 | 1/28/2012 12:36:43 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:20 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:26 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:38 PM |
atllender | $50.00 | 1/28/2012 3:14:00 PM |
orange-impartial-asset | $25.00 | 1/28/2012 1:34:06 PM |
rascal867 | $25.00 | 1/28/2012 3:49:07 PM |
B-rad_the_Coug | $25.00 | 1/28/2012 4:17:51 PM |
repayment-hawk5 | $25.00 | 1/28/2012 6:34:52 PM |
azarael | $25.00 | 1/28/2012 8:40:42 PM |
Reddy_Capital | $36.00 | 1/29/2012 12:41:51 AM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:31 AM |
handy-fund | $50.00 | 1/29/2012 1:10:43 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:20 AM |
tofujo | $25.00 | 1/29/2012 5:19:21 AM |
islander1 | $54.20 | 1/29/2012 5:00:02 AM |
roi-rapture | $50.00 | 1/29/2012 6:36:49 AM |
economy-trader3 | $25.00 | 1/29/2012 7:13:17 AM |
octoberfresh | $25.00 | 1/29/2012 7:41:20 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:14 AM |
cerebral-dollar773 | $50.00 | 1/29/2012 10:27:39 AM |
icontender | $100.00 | 1/29/2012 11:23:33 AM |
jescowa | $50.00 | 1/29/2012 10:51:32 AM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:17 PM |
rupee-equation2 | $25.00 | 1/29/2012 12:40:07 PM |
loaninvesting | $25.00 | 1/29/2012 1:30:27 PM |
supersarah61 | $50.00 | 1/29/2012 2:33:32 PM |
I_Like_to_Invest | $100.00 | 1/29/2012 1:40:06 PM |
thankful-nickel2 | $50.00 | 1/29/2012 2:11:35 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:24 PM |
fishintime | $100.00 | 1/29/2012 4:41:57 PM |
medman | $25.00 | 1/29/2012 6:19:28 PM |
JuneF | $200.00 | 1/29/2012 6:41:23 PM |
mustangcobra | $25.00 | 1/29/2012 7:12:57 PM |
OzGuy609 | $25.00 | 1/29/2012 9:38:07 PM |
dg5803 | $25.00 | 1/29/2012 7:51:20 PM |
blue-greenback-saver | $100.00 | 1/30/2012 4:01:06 AM |
The-Lighthouse-Group | $50.00 | 1/30/2012 5:41:40 AM |
grallu | $50.00 | 1/30/2012 6:20:50 AM |
radforj22 | $25.00 | 1/30/2012 6:31:44 AM |
dignified-finance | $50.00 | 1/30/2012 7:41:03 AM |
awwaww | $25.00 | 1/30/2012 9:09:32 AM |
new-gold-wrangler | $379.44 | 1/30/2012 9:20:53 AM |
triguy | $77.78 | 1/30/2012 9:21:49 AM |
Index_Plus | $12,067.90 | 1/30/2012 9:22:55 AM |
1stBankAndHal | $25.04 | 1/28/2012 10:58:38 AM |
acarnegie | $25.00 | 1/27/2012 5:19:49 PM |
virtuous-repayment | $25.00 | 1/27/2012 5:37:20 PM |
trumpeter5 | $25.00 | 1/27/2012 5:44:35 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:07 PM |
magical-credit523 | $25.00 | 1/27/2012 5:45:13 PM |
kenji4861 | $25.00 | 1/27/2012 5:38:52 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:26 PM |
A4 | $25.00 | 1/27/2012 5:49:42 PM |
bci22 | $57.58 | 1/27/2012 6:43:31 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:31 PM |
Anamorph | $25.00 | 1/27/2012 10:26:37 PM |
enthralling-investment | $25.00 | 1/28/2012 8:12:10 AM |
purposeful-pound5 | $26.40 | 1/28/2012 4:38:21 AM |
cjames84 | $25.00 | 1/28/2012 5:10:50 AM |
lendacity | $50.00 | 1/28/2012 4:39:33 AM |
Leshan | $50.00 | 1/28/2012 9:19:53 AM |
ect_2k20 | $25.00 | 1/28/2012 10:33:46 AM |
indomitable-coin | $25.00 | 1/28/2012 12:23:16 PM |
secureincome | $1,320.00 | 1/28/2012 12:24:33 PM |
squarebob | $25.00 | 1/28/2012 12:38:19 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:48 PM |
sturdy-fairness0 | $100.00 | 1/28/2012 1:05:53 PM |
ptjg | $100.00 | 1/28/2012 12:58:08 PM |
blissful-penny | $82.14 | 1/28/2012 3:07:28 PM |
abundant-power | $25.00 | 1/28/2012 5:12:01 PM |
finance-amusement4 | $50.00 | 1/28/2012 5:47:00 PM |
sanjubab | $25.00 | 1/28/2012 7:25:41 PM |
newest-coin-frog | $75.00 | 1/28/2012 8:33:28 PM |
frankdelraza | $50.00 | 1/28/2012 10:22:19 PM |
speyer | $25.00 | 1/29/2012 5:30:29 AM |
Saab93 | $25.00 | 1/29/2012 6:21:31 AM |
exact-gold2 | $25.00 | 1/29/2012 7:23:42 AM |
pierrelasvegas | $25.00 | 1/29/2012 7:44:15 AM |
Justbiz | $50.00 | 1/29/2012 8:59:17 AM |
good2b | $87.64 | 1/29/2012 9:12:07 AM |
Nicedad72 | $25.00 | 1/29/2012 10:09:01 AM |
blue-useful-auction | $25.00 | 1/29/2012 9:44:14 AM |
850 | $50.00 | 1/29/2012 10:40:27 AM |
bigbryan98 | $25.00 | 1/29/2012 10:25:15 AM |
guard327 | $25.00 | 1/29/2012 11:23:20 AM |
deal-goliath4 | $500.00 | 1/29/2012 11:12:18 AM |
AGSLending | $25.00 | 1/29/2012 11:39:32 AM |
cvfriend | $25.00 | 1/29/2012 11:49:56 AM |
trade-solo | $25.00 | 1/29/2012 12:32:26 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:59 PM |
PXM-Financial | $95.00 | 1/29/2012 2:52:51 PM |
BankerBoy414 | $25.00 | 1/29/2012 3:11:34 PM |
georgethesir | $50.00 | 1/29/2012 4:00:40 PM |
japerk | $25.00 | 1/29/2012 4:33:25 PM |
Solid-Platinum | $25.00 | 1/29/2012 6:04:20 PM |
Robert99 | $25.00 | 1/29/2012 5:47:34 PM |
crafty | $25.00 | 1/29/2012 6:56:54 PM |
snazzet | $25.00 | 1/29/2012 10:42:35 PM |
the-deal-socrates | $50.00 | 1/29/2012 8:03:35 PM |
dkjl | $60.45 | 1/29/2012 9:33:06 PM |
wealth-tulip4 | $25.00 | 1/29/2012 10:03:48 PM |
TMBank | $39.39 | 1/30/2012 4:00:22 AM |
Zolton | $300.00 | 1/30/2012 6:27:05 AM |
bigballer105 | $100.00 | 1/30/2012 7:33:01 AM |
mickeyroi | $25.00 | 1/30/2012 8:03:13 AM |
orange-respectful-camaraderi | $25.00 | 1/30/2012 8:55:08 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:44 AM |
Index_Plus | $0.02 | 1/30/2012 9:23:00 AM |
130 Investments
|
Borrower Payment Dependent Notes Series
554569
This series of Notes was issued and sold upon the funding of the borrower loan #59747, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1988 |
Debt/Income ratio:
| >1000% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 16y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,809 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| vivacious-velocity143 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/27/2012 9:02:03 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
554587
This series of Notes was issued and sold upon the funding of the borrower loan #59722, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $486.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 62% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
15 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,790 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| No | | |
Screen name:
| honorable-currency5 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Prsonel loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,500
Monthly expenses: $200.
Housing: $0.00
Insurance: $130.00
Car expenses: $520.
Utilities: $0.00
Phone, cable, internet: $0.00
Food, entertainment: $0.00
Clothing, household expenses: $0.00
Credit cards and other loans: $400.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/27/2012 9:09:25 AM |
compoundinterest | $25.00 | 1/27/2012 9:27:21 AM |
rolltide09 | $50.00 | 1/27/2012 9:55:27 AM |
zeeexsixare | $50.00 | 1/27/2012 4:24:45 PM |
rupee-equation2 | $25.00 | 1/27/2012 5:23:02 PM |
payment-gusto | $25.00 | 1/28/2012 8:16:00 AM |
Dubbs360 | $250.00 | 1/28/2012 9:17:46 AM |
Weaverville | $50.00 | 1/28/2012 9:28:13 AM |
houli123 | $125.00 | 1/28/2012 10:11:40 AM |
fantastic-wampum1 | $100.00 | 1/28/2012 12:19:13 PM |
loan-fate | $50.00 | 1/28/2012 12:59:28 PM |
worth-quark7 | $25.00 | 1/28/2012 1:00:10 PM |
Mark-7 | $50.00 | 1/28/2012 1:09:41 PM |
wizard750 | $40.00 | 1/28/2012 1:06:18 PM |
john0720 | $25.00 | 1/28/2012 3:57:12 PM |
Rick7925 | $25.00 | 1/29/2012 5:27:19 AM |
dough-mammal | $100.00 | 1/29/2012 12:27:44 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:56 PM |
play_ultimate | $25.00 | 1/29/2012 1:51:55 PM |
theprince | $25.00 | 1/29/2012 2:40:53 PM |
Indian-Rider | $25.00 | 1/29/2012 2:37:30 PM |
all_of_that_one | $30.00 | 1/29/2012 3:08:28 PM |
nimble-revenue5 | $50.00 | 1/27/2012 9:16:29 AM |
MatthewDP | $200.00 | 1/27/2012 9:33:12 AM |
economy-coup | $50.00 | 1/27/2012 9:39:11 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:56 AM |
worthy-bid8 | $100.00 | 1/27/2012 9:54:40 AM |
magical-credit523 | $25.00 | 1/27/2012 9:56:56 AM |
pierrelasvegas | $25.00 | 1/27/2012 1:25:15 PM |
Ironlock | $50.00 | 1/27/2012 8:37:16 PM |
missing-link | $25.00 | 1/28/2012 8:47:43 AM |
kulender | $60.00 | 1/28/2012 10:41:36 AM |
kind-efficient-credit | $25.00 | 1/28/2012 12:16:25 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:17 PM |
asset-professor | $25.00 | 1/28/2012 1:04:10 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:36 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:16 PM |
versatile-treasure6 | $25.00 | 1/28/2012 11:05:18 PM |
CA-Lender | $25.00 | 1/29/2012 11:21:42 AM |
sweetlan | $25.00 | 1/29/2012 11:26:35 AM |
supersarah61 | $25.00 | 1/29/2012 2:45:44 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:22 PM |
lotus6 | $27.00 | 1/29/2012 2:31:43 PM |
Index_Plus | $10,718.00 | 1/29/2012 4:47:02 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
554603
This series of Notes was issued and sold upon the funding of the borrower loan #59870, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $197.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 5% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 10 |
Current / open credit lines:
| 5
/
2 | Length of status: | 10y 0m |
Amount delinquent:
| $47,625 |
Total credit lines:
| 43 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $462 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 51 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| S2M |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 10 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2007)
680-699
(Jun-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Keeping it simple
Purpose of loan: consolidate what few credit bills I have left
This loan will be used to...consolidate to fewer payments each month
My financial situation: Solid - good employment history and no sign of it going bad now
I am a good candidate for this loan because... the payment will not be a problem each month. I take personal loans very seriously, even when I had financial difficulties previously I NEVER missed a payment on my Prosper loan and neither did my wife. This loan will replace my other debt and will be paid back faster than required.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/27/2012 10:18:42 PM |
Mikale360 | $100.00 | 1/28/2012 2:56:24 AM |
ProsprousLender | $25.00 | 1/27/2012 5:08:35 PM |
productive-note2 | $100.00 | 1/27/2012 5:17:07 PM |
SolarMoonshine | $25.00 | 1/27/2012 5:04:50 PM |
investmentgroup | $25.00 | 1/27/2012 5:29:00 PM |
toblerone | $25.00 | 1/27/2012 5:29:04 PM |
red-power-pecan | $50.00 | 1/27/2012 5:30:31 PM |
Mark-7 | $50.00 | 1/27/2012 5:13:43 PM |
nimble-revenue5 | $50.00 | 1/27/2012 5:17:36 PM |
careful-vigilance4 | $25.00 | 1/27/2012 5:40:19 PM |
jiggaman7 | $100.00 | 1/27/2012 5:20:56 PM |
witty-openness | $25.00 | 1/27/2012 5:13:41 PM |
sjc224 | $25.00 | 1/27/2012 5:19:35 PM |
Smartgrowth40 | $50.00 | 1/27/2012 5:22:05 PM |
riveting-wealth2 | $50.00 | 1/27/2012 5:33:32 PM |
TrekTune | $25.00 | 1/27/2012 5:46:40 PM |
powerplant62 | $25.00 | 1/27/2012 5:50:58 PM |
GCInvestments | $27.00 | 1/27/2012 8:52:56 PM |
Bob450 | $25.00 | 1/27/2012 9:50:29 PM |
SecondChanceLendingSERV | $34.09 | 1/27/2012 6:32:43 PM |
kindness-fanatic | $300.00 | 1/28/2012 3:14:12 AM |
enthusiastic-balance5 | $100.00 | 1/27/2012 8:02:16 PM |
cjames84 | $25.00 | 1/28/2012 5:08:38 AM |
blissful-cash3 | $65.00 | 1/27/2012 7:29:24 PM |
scoobiedoo | $25.00 | 1/28/2012 5:49:33 AM |
Ironlock | $50.00 | 1/27/2012 8:37:17 PM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:12 AM |
vanklein | $25.00 | 1/28/2012 6:53:06 AM |
mikeandcat | $51.00 | 1/28/2012 2:33:28 AM |
lotuss4 | $25.00 | 1/28/2012 8:15:19 AM |
reflective-rupee | $25.00 | 1/28/2012 5:46:08 AM |
trumpeter5 | $25.00 | 1/28/2012 5:04:20 AM |
Nojukbong | $50.00 | 1/28/2012 6:08:03 AM |
brightest-organized-balance | $51.06 | 1/28/2012 6:39:02 AM |
Dubbs360 | $250.00 | 1/28/2012 9:17:48 AM |
justsk8tingby | $31.12 | 1/28/2012 7:06:08 AM |
Weaverville | $50.00 | 1/28/2012 9:28:15 AM |
kind-credit-bear | $25.00 | 1/28/2012 7:49:37 AM |
Rulea72 | $25.00 | 1/28/2012 8:15:17 AM |
Tikibarman | $50.00 | 1/28/2012 8:22:59 AM |
ILoveBearHats | $25.00 | 1/28/2012 9:10:58 AM |
Leshan | $75.00 | 1/28/2012 9:24:08 AM |
Jack-Sparrow | $100.00 | 1/28/2012 11:55:55 AM |
blitzen40 | $25.00 | 1/28/2012 12:05:27 PM |
alovelylender | $25.00 | 1/28/2012 9:55:32 AM |
well-mannered-income3 | $60.00 | 1/28/2012 10:16:17 AM |
tornandfrayed | $25.00 | 1/28/2012 12:12:43 PM |
prudent-bid3 | $25.00 | 1/28/2012 11:45:08 AM |
168RichCapital | $25.01 | 1/28/2012 11:27:17 AM |
appcoder | $35.00 | 1/28/2012 11:57:32 AM |
davisfl | $25.00 | 1/28/2012 12:07:39 PM |
musegaze | $25.00 | 1/28/2012 12:09:25 PM |
worth-web5 | $50.00 | 1/28/2012 12:11:33 PM |
NekHoldings | $25.00 | 1/27/2012 5:46:26 PM |
Moe87 | $25.00 | 1/27/2012 5:48:43 PM |
loanman2007 | $25.00 | 1/28/2012 3:54:54 AM |
worthy-bid8 | $100.00 | 1/27/2012 5:12:07 PM |
Jack55304 | $200.00 | 1/27/2012 5:09:27 PM |
richboy56 | $25.00 | 1/27/2012 5:10:27 PM |
bubb_hans | $50.00 | 1/27/2012 5:13:59 PM |
mrxtravis | $25.00 | 1/27/2012 5:22:14 PM |
ImNotSoDumb | $25.00 | 1/27/2012 5:24:12 PM |
first-dinero-paladin | $50.00 | 1/27/2012 5:54:05 PM |
papaloha | $500.00 | 1/27/2012 6:09:08 PM |
diplomatic-wealth7 | $25.00 | 1/27/2012 5:22:23 PM |
first-pragmatic-power | $25.00 | 1/27/2012 5:30:33 PM |
hitsman | $50.00 | 1/27/2012 5:31:35 PM |
cash-delight1 | $50.00 | 1/27/2012 5:35:50 PM |
exciting-gold6 | $50.00 | 1/27/2012 5:32:24 PM |
Investor_DP | $100.00 | 1/27/2012 5:49:53 PM |
calimanusa | $50.00 | 1/27/2012 10:49:08 PM |
benjamins-thunder | $25.00 | 1/28/2012 12:35:14 AM |
icon7 | $50.00 | 1/28/2012 7:01:14 AM |
USMC0311 | $25.00 | 1/27/2012 10:43:50 PM |
payment-gusto | $25.00 | 1/28/2012 8:16:01 AM |
bsh297 | $50.00 | 1/28/2012 4:27:09 AM |
Runegeld | $50.00 | 1/28/2012 4:15:52 AM |
desertoasis | $25.00 | 1/28/2012 9:03:33 AM |
Brisket_Bob | $25.05 | 1/28/2012 5:37:24 AM |
corporatejim | $54.08 | 1/28/2012 7:18:30 AM |
treasure-hunter270 | $50.00 | 1/28/2012 7:22:44 AM |
SocalLawGal | $25.00 | 1/28/2012 9:39:50 AM |
1willray | $25.00 | 1/28/2012 7:52:12 AM |
spiff666 | $26.66 | 1/28/2012 11:41:05 AM |
a-reasonable-return | $25.00 | 1/28/2012 9:45:57 AM |
FASTIZIO_P | $25.00 | 1/28/2012 12:05:46 PM |
dedicated-transaction796 | $25.00 | 1/28/2012 12:10:20 PM |
gain-equator | $25.00 | 1/28/2012 10:58:47 AM |
kulender | $60.00 | 1/28/2012 10:41:41 AM |
gothampark | $25.00 | 1/28/2012 10:42:33 AM |
moneybags16 | $25.00 | 1/28/2012 10:56:08 AM |
capital-renewal | $25.00 | 1/28/2012 12:12:32 PM |
Champion_Lending | $30.00 | 1/28/2012 11:40:11 AM |
rescue | $100.00 | 1/28/2012 12:14:32 PM |
Katburg | $25.00 | 1/28/2012 12:06:09 PM |
the-magnetic-transaction | $50.00 | 1/28/2012 12:08:40 PM |
principal-cooker2 | $100.00 | 1/28/2012 12:10:14 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
554607
This series of Notes was issued and sold upon the funding of the borrower loan #59897, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 47% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,575 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| nickel-puppy4 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
HOME IMPROVEMENT
Purpose of loan:
This loan will be used to...PUT A NEW ROOF ON HOUSE
My financial situation:
I am a good candidate for this loan because...
I HAVE A STEADY JOB AND PAY MY BILL'S ON TIME
Monthly net income: $1880
Monthly expenses: $
Housing: $754
Insurance: $
Car expenses: $
Utilities: $200
Phone, cable, internet: $40
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $315
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bullish2bearish | $25.00 | 1/29/2012 8:41:23 AM |
economy-coup | $50.00 | 1/28/2012 12:14:02 PM |
nimble-revenue5 | $50.00 | 1/28/2012 12:25:38 PM |
kind-efficient-credit | $25.00 | 1/28/2012 12:16:26 PM |
rolltide09 | $50.00 | 1/28/2012 12:49:19 PM |
bazaar-festivity | $25.00 | 1/28/2012 12:50:16 PM |
Ironlock | $25.00 | 1/28/2012 1:02:50 PM |
magical-credit523 | $25.00 | 1/28/2012 1:09:31 PM |
mlj0671 | $25.00 | 1/28/2012 5:02:28 PM |
sensible-fund | $25.00 | 1/29/2012 7:14:43 AM |
1stPlace | $25.00 | 1/29/2012 7:33:59 AM |
Something-Corporate | $25.00 | 1/29/2012 2:02:31 PM |
zipemdown | $25.00 | 1/29/2012 10:19:56 PM |
dignified-finance | $50.00 | 1/30/2012 7:41:04 AM |
ommcd | $25.00 | 1/30/2012 9:41:43 AM |
realtormoises | $25.00 | 1/30/2012 11:16:36 AM |
slipstock | $25.00 | 1/30/2012 11:32:48 AM |
chad-bro-chill | $25.00 | 1/30/2012 11:48:45 AM |
compoundinterest | $25.00 | 1/28/2012 12:07:09 PM |
money-bauble | $100.00 | 1/28/2012 12:07:28 PM |
Investor_DP | $100.00 | 1/28/2012 12:11:17 PM |
Dubbs360 | $250.00 | 1/28/2012 12:17:56 PM |
asset-professor | $25.00 | 1/28/2012 1:04:11 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:40 PM |
LittleMingo | $25.00 | 1/28/2012 3:22:50 PM |
john0720 | $25.00 | 1/28/2012 3:57:14 PM |
balanced-balance6 | $25.00 | 1/28/2012 5:05:00 PM |
loss-of-control | $100.00 | 1/28/2012 7:13:40 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:48 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:17 PM |
LoanDiva | $300.00 | 1/29/2012 2:20:43 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:21 AM |
dough-mammal | $100.00 | 1/29/2012 12:27:45 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:05 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:14 PM |
zeeexsixare | $200.00 | 1/30/2012 6:12:26 AM |
jamiee73 | $25.00 | 1/30/2012 9:37:02 AM |
inspired-investment8 | $100.00 | 1/30/2012 10:27:27 AM |
exciting-gold6 | $50.00 | 1/30/2012 1:19:56 PM |
dollardave | $50.00 | 1/30/2012 1:13:13 PM |
favorite-reward2 | $25.00 | 1/30/2012 1:24:18 PM |
Index_Plus | $12,625.00 | 1/30/2012 1:27:07 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
554615
This series of Notes was issued and sold upon the funding of the borrower loan #59805, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $170.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 10
/
5 | Length of status: | 3y 5m |
Amount delinquent:
| $479 |
Total credit lines:
| 38 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,632 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| ddsgrafx |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Building a Better Financial Future
This loan will be used to consolidate the remainder of the high interest debts I have, while lowering my monthly expenses by a couple hundred dollars. Lowering my monthly payment will allow me to start an emergency fund, as well as have a little more money for monthly expenses while my husband works on finding a full-time job.
I am a full-time employee and my take home pay is just shy of $1500/mo. I contribute $200/mo pre-tax to an HSA, which more than covers our annual medical expenses so that my take home pay can go to other expenses. We share an apartment with a roommate; our portion of household expenses (rent & utilities) is roughly $750/mo.
Currently I'm paying $480/mo towards paying down debt, which doesn't leave a lot left for food and incidentals. This loan would permit us to continue making progress on our debt reduction goals, while having a little bit more of a safety net in place.
Thank you for helping me make progress on my financial goals!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $56.53 | 1/27/2012 5:13:02 PM |
Moe87 | $25.00 | 1/27/2012 5:49:03 PM |
platinum-czar | $50.00 | 1/28/2012 1:50:35 PM |
benjamin67 | $25.00 | 1/29/2012 12:12:37 PM |
green-trade-dolphin2 | $45.02 | 1/27/2012 5:02:13 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:08 PM |
enticing-capital6 | $50.00 | 1/27/2012 5:21:41 PM |
rolltide09 | $50.00 | 1/27/2012 5:46:51 PM |
Harry | $50.00 | 1/27/2012 5:26:49 PM |
kenji4861 | $25.00 | 1/27/2012 5:38:52 PM |
pierrelasvegas | $25.00 | 1/27/2012 6:19:26 PM |
Anamorph | $25.00 | 1/27/2012 10:28:13 PM |
Phen0m526 | $25.00 | 1/27/2012 11:53:18 PM |
enthusiastic-balance5 | $100.00 | 1/27/2012 8:02:16 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:32 PM |
KrisKringle | $49.57 | 1/27/2012 8:56:49 PM |
ferdberfel | $25.00 | 1/27/2012 8:34:55 PM |
enthralling-investment | $25.00 | 1/28/2012 8:12:10 AM |
felicity-contributor3 | $50.00 | 1/28/2012 8:35:05 AM |
sflash | $25.00 | 1/28/2012 6:31:13 AM |
coin-sphinx4 | $27.42 | 1/28/2012 8:08:24 AM |
well-mannered-income3 | $50.00 | 1/28/2012 10:21:36 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:48 AM |
kc_dude | $25.00 | 1/28/2012 9:47:57 AM |
irishalaskan | $25.00 | 1/28/2012 9:51:00 AM |
gain-equator | $50.00 | 1/28/2012 11:07:12 AM |
kevin314 | $25.00 | 1/28/2012 12:14:46 PM |
AFairDeal | $25.00 | 1/28/2012 12:14:58 PM |
indomitable-coin | $25.00 | 1/28/2012 12:23:16 PM |
graceful-investment | $50.00 | 1/28/2012 12:18:42 PM |
sgt-schultz | $25.00 | 1/28/2012 12:18:23 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:49 PM |
thankful-nickel2 | $25.00 | 1/28/2012 1:00:00 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:38 PM |
silver-buckeye | $25.00 | 1/28/2012 1:22:03 PM |
integrity-american | $25.00 | 1/28/2012 1:29:35 PM |
ericgassercom | $25.00 | 1/28/2012 1:16:29 PM |
reflective-gain | $25.00 | 1/28/2012 1:27:42 PM |
ddog0224 | $100.00 | 1/28/2012 4:53:20 PM |
orbital-transparency | $25.00 | 1/28/2012 5:14:36 PM |
sanjubab | $25.00 | 1/28/2012 7:25:43 PM |
abundant-power | $25.00 | 1/28/2012 5:12:01 PM |
Luv2Bless | $50.00 | 1/28/2012 5:54:29 PM |
exchange-squirrel | $100.00 | 1/28/2012 7:28:24 PM |
first-serene-credit | $25.00 | 1/28/2012 9:25:19 PM |
FoosMaster | $35.00 | 1/29/2012 12:16:07 AM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:32 AM |
Machbannai | $26.52 | 1/29/2012 4:29:05 AM |
l3ing | $25.00 | 1/29/2012 6:12:09 AM |
contract-student2 | $61.60 | 1/29/2012 6:26:44 AM |
ltschetter | $75.00 | 1/29/2012 5:51:51 AM |
nalaari | $55.87 | 1/29/2012 6:29:51 AM |
Wilhan | $31.84 | 1/29/2012 6:38:09 AM |
economy-trader3 | $25.00 | 1/29/2012 7:13:18 AM |
northwoodsguy | $50.00 | 1/29/2012 7:00:40 AM |
exact-gold2 | $50.00 | 1/29/2012 7:27:52 AM |
SuzyQs | $26.07 | 1/29/2012 8:59:52 AM |
odp01 | $25.33 | 1/29/2012 9:17:25 AM |
wellnessnyc | $25.00 | 1/29/2012 8:55:41 AM |
Justbiz | $50.00 | 1/29/2012 8:59:17 AM |
orgy63 | $25.00 | 1/29/2012 10:04:23 AM |
poolfan | $100.00 | 1/29/2012 10:08:42 AM |
seabass123 | $25.00 | 1/29/2012 9:35:48 AM |
850 | $50.00 | 1/29/2012 10:44:55 AM |
adamkp83 | $25.00 | 1/29/2012 10:20:03 AM |
crude | $25.00 | 1/29/2012 11:32:50 AM |
rbc_ventures | $25.00 | 1/29/2012 11:46:26 AM |
icontender | $50.00 | 1/29/2012 11:23:34 AM |
Elefunt | $25.00 | 1/29/2012 12:16:00 PM |
marwadi-62 | $75.00 | 1/29/2012 12:29:53 PM |
coin-lesson3 | $100.00 | 1/29/2012 12:57:35 PM |
chief06 | $25.00 | 1/29/2012 1:00:27 PM |
bazaar-flow6 | $300.00 | 1/29/2012 1:25:45 PM |
ooorrr | $76.10 | 1/29/2012 1:31:48 PM |
nbeyer | $50.00 | 1/29/2012 2:16:47 PM |
yield-hut | $34.68 | 1/29/2012 2:53:00 PM |
currency-persimmon | $35.00 | 1/29/2012 2:55:32 PM |
sweety075 | $25.00 | 1/27/2012 5:26:55 PM |
Feyenoord | $30.00 | 1/27/2012 5:31:05 PM |
platinum-czar | $100.00 | 1/28/2012 1:52:52 PM |
janeybooboo | $50.00 | 1/27/2012 5:33:38 PM |
magical-credit523 | $25.00 | 1/27/2012 5:45:13 PM |
JCMC | $25.00 | 1/27/2012 9:47:43 PM |
p2p-allocator | $50.00 | 1/27/2012 6:22:06 PM |
indomitable-benjamins5 | $25.00 | 1/27/2012 7:53:51 PM |
lendacity | $50.00 | 1/28/2012 4:39:34 AM |
enlighter | $40.50 | 1/28/2012 4:57:23 AM |
Johnab | $26.00 | 1/28/2012 5:38:13 AM |
ThisCatWillHelp | $31.00 | 1/27/2012 9:00:56 PM |
Socorro_Capital_Partners | $25.01 | 1/27/2012 9:11:57 PM |
scoobiedoo | $50.00 | 1/28/2012 5:33:43 AM |
Brisket_Bob | $29.10 | 1/28/2012 5:36:09 AM |
chameleon125 | $50.00 | 1/28/2012 6:04:22 AM |
Domgabriel | $30.00 | 1/28/2012 6:59:39 AM |
2seriousteachers | $25.00 | 1/28/2012 7:04:59 AM |
gilbrear | $25.00 | 1/28/2012 7:09:39 AM |
vutah | $25.00 | 1/28/2012 10:32:04 AM |
Leshan | $75.00 | 1/28/2012 9:21:22 AM |
corndog4000 | $53.07 | 1/28/2012 9:59:48 AM |
Bankwithme | $500.00 | 1/28/2012 12:22:38 PM |
squarebob | $25.00 | 1/28/2012 12:38:19 PM |
bbrelo | $25.00 | 1/28/2012 12:49:54 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:26 PM |
LittleMingo | $25.00 | 1/28/2012 12:43:18 PM |
Sneezie | $47.00 | 1/28/2012 12:51:03 PM |
sturdy-fairness0 | $100.00 | 1/28/2012 1:05:53 PM |
brondero | $150.00 | 1/28/2012 1:44:01 PM |
momoney2lend | $50.00 | 1/28/2012 1:18:33 PM |
suges | $25.00 | 1/28/2012 2:00:56 PM |
atllender | $50.00 | 1/28/2012 3:14:00 PM |
petsheep | $25.00 | 1/28/2012 3:54:00 PM |
wlm3012 | $60.00 | 1/28/2012 6:14:27 PM |
azarael | $25.00 | 1/28/2012 8:40:42 PM |
julijask | $30.00 | 1/28/2012 10:18:15 PM |
benefit-banshee | $26.88 | 1/29/2012 2:53:42 AM |
SolarMoonshine | $25.00 | 1/29/2012 4:09:05 AM |
cashasaurus0 | $100.00 | 1/29/2012 4:52:13 AM |
s270 | $50.00 | 1/29/2012 5:21:31 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:21 AM |
xlch | $25.00 | 1/29/2012 7:50:50 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:14 AM |
gold-virtuoso | $40.00 | 1/29/2012 9:17:34 AM |
squadron781 | $25.00 | 1/29/2012 9:32:45 AM |
NYBIZ | $25.00 | 1/29/2012 9:47:17 AM |
credit-high-five8 | $25.00 | 1/29/2012 9:48:54 AM |
bigbryan98 | $25.00 | 1/29/2012 10:25:15 AM |
jhernand17 | $25.00 | 1/29/2012 10:14:31 AM |
nebraskajen | $32.55 | 1/29/2012 9:52:10 AM |
jescowa | $50.00 | 1/29/2012 10:51:33 AM |
boo_hoo | $50.00 | 1/29/2012 11:20:41 AM |
deal-goliath4 | $500.00 | 1/29/2012 11:12:19 AM |
Latenter | $99.24 | 1/29/2012 11:15:54 AM |
poloinc | $129.50 | 1/29/2012 11:21:27 AM |
cvfriend | $25.00 | 1/29/2012 11:49:56 AM |
Peacepower | $31.61 | 1/29/2012 12:00:02 PM |
HermanstadtKid | $25.00 | 1/29/2012 11:30:45 AM |
BankLV | $25.00 | 1/29/2012 11:56:26 AM |
xrycac | $25.00 | 1/29/2012 12:00:44 PM |
footballfan125 | $50.00 | 1/29/2012 12:10:28 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:17 PM |
orearella3 | $25.00 | 1/29/2012 12:37:29 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:00 PM |
first-compassion-oak | $25.00 | 1/29/2012 12:37:34 PM |
intrepid-loot | $25.00 | 1/29/2012 1:22:28 PM |
thrifty-transaction578 | $50.00 | 1/29/2012 1:18:11 PM |
spectrumlend | $25.00 | 1/29/2012 2:37:10 PM |
EretzCapital | $46.09 | 1/29/2012 1:32:09 PM |
auctionator1 | $25.00 | 1/29/2012 2:02:30 PM |
supersarah61 | $25.00 | 1/29/2012 2:31:32 PM |
cash-cymbal | $25.00 | 1/29/2012 2:58:42 PM |
piano55 | $33.10 | 1/29/2012 2:59:18 PM |
ChrisProsper | $122.80 | 1/29/2012 3:32:01 PM |
152 Investments
|
Borrower Payment Dependent Notes Series
554623
This series of Notes was issued and sold upon the funding of the borrower loan #59656, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $86.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 103% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 28y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| influential-listing6 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The end of the debt goal
Purpose of loan: to clean up the debt once and this is the last loan and after that there will be no more debts . that is my goal to clear my
debt this time.
This loan will be used to...clear or clean up my debt based on
some bills like credit card and need to pay off . Wont be use them
again. My Credit cards already being closed!
My financial situation:
I am a good candidate for this loan because of to show my credit
records clean after all the debts are clear out. This is my last
loan and after three years, I will be free debit.
Monthly net income: $1,022.00
Monthly expenses:
Housing: $ 450 (rent)
Insurance: $0
Car expenses: $0
Utilities: $ Rent included
Phone, cable, internet: $ 94.00
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: 1,288.00
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/27/2012 9:01:45 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
554651
This series of Notes was issued and sold upon the funding of the borrower loan #59629, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $63.59 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 3% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 3
/
3 | Length of status: | 8y 10m |
Amount delinquent:
| $16,004 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $227 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| km_ventures |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 4 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $4,499.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2011)
660-679
(Aug-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Financing for Engagement Ring
Purpose of loan:
This loan will be used to purchase an engagement ring.
My financial situation:
I have no debt other than mortgage debt. This is my 3rd Prosper loan and I think the history on my previous 2 loans speaks for itself. If you have any questions, please feel free to ask.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $36.69 | 1/27/2012 9:02:17 AM |
wealthstar | $25.00 | 1/27/2012 9:09:19 AM |
cash-delight1 | $50.00 | 1/27/2012 9:09:25 AM |
Harry | $50.00 | 1/27/2012 9:12:06 AM |
direct-social3 | $50.00 | 1/27/2012 9:13:27 AM |
wilchik | $50.00 | 1/27/2012 9:44:46 AM |
squarebob | $25.00 | 1/27/2012 9:30:51 AM |
seineil | $75.00 | 1/27/2012 9:30:34 AM |
magical-credit523 | $25.00 | 1/27/2012 9:57:03 AM |
sturdy-fairness0 | $100.00 | 1/27/2012 9:35:17 AM |
ericgassercom | $25.00 | 1/27/2012 9:37:55 AM |
alxnyc2000 | $25.00 | 1/27/2012 11:43:14 AM |
deal-pal | $25.00 | 1/27/2012 11:27:37 AM |
Fecund-ent | $28.01 | 1/27/2012 12:07:41 PM |
wise-agile-investment | $25.00 | 1/27/2012 12:24:49 PM |
compassion-secret-agent7 | $25.00 | 1/27/2012 12:29:44 PM |
Index_Plus | $488.22 | 1/27/2012 12:52:02 PM |
gold-sushi | $25.00 | 1/27/2012 9:15:40 AM |
compoundinterest | $50.00 | 1/27/2012 9:27:13 AM |
kenji4861 | $25.00 | 1/27/2012 9:07:24 AM |
lenderRXT | $100.00 | 1/27/2012 9:11:37 AM |
Leshan | $75.00 | 1/27/2012 9:55:27 AM |
Dubbs360 | $25.00 | 1/27/2012 9:32:18 AM |
bluebouyz | $25.00 | 1/27/2012 10:35:04 AM |
velocity-aurora | $250.00 | 1/27/2012 11:09:54 AM |
Venture2007 | $87.08 | 1/27/2012 11:15:08 AM |
trade-burrito4 | $35.00 | 1/27/2012 9:53:23 AM |
Brisket_Bob | $25.00 | 1/27/2012 11:34:55 AM |
acarnegie | $25.00 | 1/27/2012 12:18:34 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:57 AM |
oskizzle | $25.00 | 1/27/2012 12:16:56 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
554653
This series of Notes was issued and sold upon the funding of the borrower loan #59837, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $218.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,029 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| moola-defender8 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay bills off one bill
Purpose of loan: pay bills off
This loan will be used to...
My financial situation: very good
I am a good candidate for this loan because... i have a great work historyand my monthly payments have been early or on time for a long time
Monthly net income: $1900
Monthly expenses: $
Housing: $350
Insurance: $85
Car expenses: $
Utilities: $
Phone, cable, internet: $85
Food, entertainment: 225
Clothing, household expenses: $
Credit cards and other loans: $343
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 1/27/2012 9:23:27 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:57 AM |
magical-credit523 | $25.00 | 1/27/2012 9:56:57 AM |
pierrelasvegas | $25.00 | 1/27/2012 1:25:15 PM |
Rogesparkguy | $25.00 | 1/28/2012 7:29:25 AM |
kulender | $60.00 | 1/28/2012 10:41:36 AM |
BradP | $35.00 | 1/28/2012 8:52:22 AM |
qwsd12 | $50.00 | 1/28/2012 12:07:35 PM |
progressive-economy261 | $400.00 | 1/28/2012 12:13:59 PM |
selector568 | $300.00 | 1/28/2012 12:15:27 PM |
studious-bonus7 | $100.00 | 1/28/2012 12:08:52 PM |
dough-mammal | $100.00 | 1/28/2012 12:09:29 PM |
gallant-economy9 | $50.00 | 1/28/2012 12:19:48 PM |
principal-cooker2 | $100.00 | 1/28/2012 12:10:14 PM |
musegaze | $25.00 | 1/28/2012 12:09:24 PM |
BxRealtor | $25.00 | 1/28/2012 12:10:43 PM |
handshake5 | $100.00 | 1/28/2012 12:22:14 PM |
larslfe | $25.00 | 1/28/2012 12:13:18 PM |
graceful-investment | $30.00 | 1/28/2012 12:24:44 PM |
kevin314 | $25.00 | 1/28/2012 12:14:45 PM |
imoutdoorsy | $25.00 | 1/28/2012 12:15:32 PM |
kind-efficient-credit | $25.00 | 1/28/2012 12:16:26 PM |
successful-agreement7 | $100.00 | 1/28/2012 12:18:45 PM |
Cai8899 | $50.00 | 1/28/2012 12:18:52 PM |
nex | $25.00 | 1/28/2012 12:19:20 PM |
dbmurch | $25.00 | 1/28/2012 12:33:51 PM |
oldmora | $50.00 | 1/28/2012 12:34:03 PM |
thrifty-funds1 | $25.00 | 1/28/2012 12:34:11 PM |
wizard750 | $28.00 | 1/28/2012 12:34:34 PM |
hitsman | $50.00 | 1/28/2012 12:21:23 PM |
riveting-wealth2 | $50.00 | 1/28/2012 12:23:56 PM |
jazzlender | $50.00 | 1/28/2012 12:24:18 PM |
hard-working-rate3 | $52.00 | 1/28/2012 12:25:03 PM |
bid-czar8 | $100.00 | 1/28/2012 12:26:40 PM |
wwwUniversal | $25.00 | 1/28/2012 12:39:38 PM |
rogue_monster | $38.00 | 1/28/2012 12:30:14 PM |
Zuzu | $25.00 | 1/28/2012 12:39:57 PM |
p2p-allocator | $25.00 | 1/28/2012 12:31:12 PM |
indomitable-dedication | $25.00 | 1/28/2012 12:32:51 PM |
WilliamLeeSims | $25.00 | 1/28/2012 12:32:06 PM |
moola-wildebeest3 | $50.00 | 1/28/2012 12:34:05 PM |
credit-wheel7 | $25.00 | 1/28/2012 12:34:29 PM |
encore02 | $50.00 | 1/28/2012 12:41:35 PM |
genius520 | $100.00 | 1/28/2012 12:41:37 PM |
suk200 | $25.00 | 1/28/2012 12:36:04 PM |
lender2611 | $25.00 | 1/28/2012 12:39:36 PM |
currency-pilot5 | $25.00 | 1/28/2012 12:40:22 PM |
1phantom | $25.00 | 1/28/2012 12:50:11 PM |
impala6464 | $25.00 | 1/28/2012 12:44:13 PM |
jstefans | $25.00 | 1/28/2012 12:42:24 PM |
Vreet | $25.00 | 1/28/2012 12:52:06 PM |
792FICO | $25.00 | 1/28/2012 12:52:10 PM |
HamachiMan | $50.00 | 1/28/2012 12:47:06 PM |
orange-preeminant-bill | $25.00 | 1/28/2012 12:49:49 PM |
dinero-speaker | $25.00 | 1/28/2012 12:46:49 PM |
TrekTune | $25.00 | 1/28/2012 12:47:52 PM |
velocity-solo | $25.00 | 1/28/2012 12:57:12 PM |
the-profit-oracle | $25.00 | 1/28/2012 12:50:38 PM |
innocent-income4 | $25.00 | 1/28/2012 12:50:46 PM |
transparency-sapling | $25.00 | 1/28/2012 12:48:40 PM |
heavenly-interest2 | $25.00 | 1/28/2012 12:58:24 PM |
Mathon | $25.00 | 1/28/2012 12:50:20 PM |
dparkhom | $26.00 | 1/28/2012 1:00:29 PM |
asset-professor | $25.00 | 1/28/2012 1:04:10 PM |
restless-fund5 | $25.00 | 1/28/2012 12:56:03 PM |
a-unflappable-finance | $100.00 | 1/28/2012 12:59:31 PM |
sjo1984111 | $25.00 | 1/28/2012 1:09:37 PM |
transparency-baton | $25.00 | 1/28/2012 1:01:58 PM |
El_Profesional | $25.00 | 1/28/2012 1:11:33 PM |
rzlender | $25.00 | 1/28/2012 1:03:34 PM |
shmb6508 | $50.00 | 1/28/2012 1:12:10 PM |
hard-working-loot | $50.00 | 1/28/2012 1:05:56 PM |
life-is-great | $25.00 | 1/28/2012 1:07:52 PM |
figs4u2 | $61.00 | 1/28/2012 1:08:17 PM |
rakstar | $25.00 | 1/28/2012 1:10:29 PM |
listing-vista | $50.00 | 1/28/2012 1:11:54 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:36 PM |
ericgassercom | $25.00 | 1/28/2012 1:16:29 PM |
nimble-revenue5 | $50.00 | 1/27/2012 9:16:29 AM |
compoundinterest | $25.00 | 1/27/2012 9:27:22 AM |
Ironlock | $50.00 | 1/27/2012 8:37:16 PM |
Weaverville | $50.00 | 1/28/2012 9:28:13 AM |
payment-gusto | $25.00 | 1/28/2012 8:16:00 AM |
Dubbs360 | $250.00 | 1/28/2012 9:17:47 AM |
Maetryx | $25.00 | 1/28/2012 12:13:37 PM |
money-bauble | $100.00 | 1/28/2012 12:07:26 PM |
LeReve | $50.00 | 1/28/2012 12:09:33 PM |
biobulator | $25.00 | 1/28/2012 12:20:05 PM |
worth-web5 | $50.00 | 1/28/2012 12:11:32 PM |
rocker137 | $50.00 | 1/28/2012 12:22:01 PM |
Investor_DP | $100.00 | 1/28/2012 12:11:17 PM |
miked8303 | $50.00 | 1/28/2012 12:14:26 PM |
Hambone1111 | $25.00 | 1/28/2012 12:24:04 PM |
melodious-fairness | $25.00 | 1/28/2012 12:24:39 PM |
JJ9876 | $25.00 | 1/28/2012 12:24:42 PM |
nellaelyob | $25.00 | 1/28/2012 12:15:01 PM |
rescue | $100.00 | 1/28/2012 12:14:31 PM |
honorable-loot4 | $25.00 | 1/28/2012 12:25:43 PM |
enriching-trade2 | $50.00 | 1/28/2012 12:16:07 PM |
special-responsibility | $25.00 | 1/28/2012 12:15:46 PM |
money-surge1 | $25.00 | 1/28/2012 12:16:21 PM |
treasure-widget | $25.00 | 1/28/2012 12:29:59 PM |
Comoparklender | $25.00 | 1/28/2012 12:30:31 PM |
mtquan | $25.00 | 1/28/2012 12:31:04 PM |
important-openness1 | $100.00 | 1/28/2012 12:32:20 PM |
suave-dime6 | $25.00 | 1/28/2012 12:21:31 PM |
Greenbak | $25.00 | 1/28/2012 12:22:45 PM |
Kaj | $25.00 | 1/28/2012 12:23:36 PM |
prohelper | $25.00 | 1/28/2012 12:35:52 PM |
gizzywump | $25.00 | 1/28/2012 12:27:38 PM |
market-assembler | $50.00 | 1/28/2012 12:29:05 PM |
MrBailey | $25.00 | 1/28/2012 12:30:53 PM |
Passionate_Nurse | $25.00 | 1/28/2012 12:33:39 PM |
productive-ore | $25.00 | 1/28/2012 12:34:14 PM |
postalwhiz | $25.00 | 1/28/2012 12:34:23 PM |
wayman | $25.00 | 1/28/2012 12:35:43 PM |
jeg3k | $50.00 | 1/28/2012 12:35:57 PM |
ursus | $50.00 | 1/28/2012 12:35:32 PM |
hyrolln | $25.00 | 1/28/2012 12:36:27 PM |
jeg3k | $25.00 | 1/28/2012 12:36:03 PM |
realtormoises | $25.00 | 1/28/2012 12:47:59 PM |
a-enticing-reward | $27.00 | 1/28/2012 12:36:23 PM |
new-transaction-wrangler | $25.00 | 1/28/2012 12:39:27 PM |
turbolozano | $25.00 | 1/28/2012 12:37:16 PM |
fishing533 | $25.00 | 1/28/2012 12:37:35 PM |
Sierrahh | $25.00 | 1/28/2012 12:49:56 PM |
truth-companion | $25.00 | 1/28/2012 12:39:14 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:47 PM |
Reinadog9 | $25.00 | 1/28/2012 12:42:51 PM |
Lam0nt | $25.00 | 1/28/2012 12:44:17 PM |
happy-return4 | $25.00 | 1/28/2012 12:42:20 PM |
CalBear08 | $25.00 | 1/28/2012 12:52:11 PM |
Smartgrowth40 | $50.00 | 1/28/2012 12:43:26 PM |
proud-pound4 | $25.00 | 1/28/2012 12:47:08 PM |
order-brilliance9 | $27.00 | 1/28/2012 12:53:11 PM |
zippy-interest | $25.00 | 1/28/2012 12:58:21 PM |
persevering | $25.00 | 1/28/2012 12:49:24 PM |
deal-hickory5 | $100.00 | 1/28/2012 1:00:32 PM |
Tylerh | $250.00 | 1/28/2012 1:00:41 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:52:01 PM |
upright-commitment5 | $25.00 | 1/28/2012 1:01:10 PM |
restless-currency | $50.00 | 1/28/2012 12:53:05 PM |
loan-kingdom162 | $25.00 | 1/28/2012 1:04:04 PM |
rbettenc | $25.00 | 1/28/2012 12:53:31 PM |
loyalty-sherpa | $25.00 | 1/28/2012 12:55:41 PM |
p2ploan-lion | $25.00 | 1/28/2012 12:56:01 PM |
the-ecstatic-coin | $50.00 | 1/28/2012 12:55:06 PM |
bonFire8 | $28.00 | 1/28/2012 12:57:29 PM |
MadHun | $200.00 | 1/28/2012 1:07:38 PM |
rss197 | $25.00 | 1/28/2012 1:08:00 PM |
unassassinable | $25.00 | 1/28/2012 1:00:19 PM |
Sonic_Squirrel | $75.00 | 1/28/2012 1:01:23 PM |
nickel-ferret | $50.00 | 1/28/2012 1:12:05 PM |
heart514 | $25.00 | 1/28/2012 1:03:37 PM |
reward-adventure | $50.00 | 1/28/2012 1:04:52 PM |
CAGE-Investments | $25.00 | 1/28/2012 1:05:03 PM |
washboard1 | $25.00 | 1/28/2012 1:07:04 PM |
ideal-platinum1 | $25.00 | 1/28/2012 1:08:04 PM |
chairsitter | $25.00 | 1/28/2012 1:09:50 PM |
rcm87 | $50.00 | 1/28/2012 1:10:33 PM |
asmithj | $25.00 | 1/28/2012 1:15:48 PM |
ethical-truth211 | $138.00 | 1/28/2012 1:17:09 PM |
162 Investments
|
Borrower Payment Dependent Notes Series
554701
This series of Notes was issued and sold upon the funding of the borrower loan #59833, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $374.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 12y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,621 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deeders65 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/28/2012 12:01:47 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554743
This series of Notes was issued and sold upon the funding of the borrower loan #59753, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.70% |
Listing Start date:
| Jan-27-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 17.69% |
Monthly payment:
| $175.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 4.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1977 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Student - College S... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,024 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| novice-speculator |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Oct-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
2nd Loan?Expect Early Payment
I recently borrowed $2000 on Prosper and repaid the loan in the first month. I will refinance as I attain favorable rates.
I am senior undergraduate and part-time employee, with a extensive history of responsible usage.
Debts:
American Express: $1722 @ 16.24%
US Bank: $7045 @ 11.75%
Discover: $7658 @ 18.24%
Citibank: $667 @ 19.99%
Citibank: $6237 @ 5.99%
Chase Bank: $2720 @ 12.24%
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 1/27/2012 5:49:22 PM |
new-felicity-burger | $50.00 | 1/27/2012 5:18:17 PM |
rupee-equation2 | $25.00 | 1/27/2012 5:23:03 PM |
sharp-bill2 | $50.00 | 1/27/2012 5:30:14 PM |
secureincome | $500.00 | 1/27/2012 5:16:04 PM |
Ols744 | $75.00 | 1/27/2012 5:26:03 PM |
cash-delight1 | $50.00 | 1/27/2012 5:35:54 PM |
MicroLender357 | $25.00 | 1/27/2012 5:41:12 PM |
Index_Plus | $875.00 | 1/27/2012 6:05:34 PM |
penny-plato | $25.00 | 1/27/2012 5:50:01 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:09 PM |
RecoveryLender | $25.00 | 1/27/2012 5:17:33 PM |
GCInvestments | $25.00 | 1/27/2012 5:39:04 PM |
acarnegie | $25.00 | 1/27/2012 5:19:50 PM |
Bendistraw | $25.00 | 1/27/2012 5:22:12 PM |
jennifer55126 | $25.00 | 1/27/2012 5:19:29 PM |
money-baron-roth-IRA | $50.00 | 1/27/2012 5:24:45 PM |
fmanjoo | $25.00 | 1/27/2012 5:28:09 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:27 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
554755
This series of Notes was issued and sold upon the funding of the borrower loan #59894, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $179.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 11y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,618 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ethical-affluence7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan is for debt consolidation
Purpose of loan:
This loan will be used to...Consolidate my debt
My financial situation:
I am a good candidate for this loan because...I've been with the same employee for 11 years so I have a stabe job and income and make $103,000.00 annually. I always pay my bills on time and at this time due to an emergency I need to consolidate some of my debt.
Monthly net income: $5,800.00
Monthly expenses: $
Housing: $1,670.00
Insurance: $
Car expenses: $340.00
Utilities: $200.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $50.00 | 1/28/2012 10:34:07 PM |
Feyenoord | $30.00 | 1/28/2012 10:51:00 PM |
bullish2bearish | $25.00 | 1/30/2012 1:01:26 PM |
cattlebaron | $50.00 | 1/28/2012 12:08:10 PM |
john0720 | $25.00 | 1/28/2012 3:57:14 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:49 PM |
BAJMP | $25.00 | 1/30/2012 6:55:02 AM |
jamiee73 | $25.00 | 1/30/2012 9:36:42 AM |
ommcd | $25.00 | 1/30/2012 9:41:44 AM |
wildanne | $25.00 | 1/28/2012 12:39:48 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:51 PM |
helpful-loan245 | $25.00 | 1/28/2012 9:26:01 PM |
scarlet-velvet | $25.08 | 1/29/2012 7:40:55 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:07 PM |
Bank_Of_XL | $25.00 | 1/29/2012 1:18:39 PM |
buffalobills | $25.00 | 1/30/2012 7:34:11 AM |
Index_Plus | $6,519.92 | 1/30/2012 1:02:56 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
554771
This series of Notes was issued and sold upon the funding of the borrower loan #59789, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $323.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 3
/
3 | Length of status: | 7y 11m |
Amount delinquent:
| $426 |
Total credit lines:
| 15 |
Occupation: | Student - College S... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,155 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| rapid-basis743 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am graduating with my Bachelor of Science in Technical Management with a specialization in Marketing and Sales in 2012. This will improve my career options and improve my income. I will be involved with a paying internship during 2012 as part of completing my degree in this field.
Monthly net income: $0-6000
Monthly expenses: $150.00
Housing: $00
Insurance: $100
Car expenses: $25
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $25
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/27/2012 5:02:31 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554777
This series of Notes was issued and sold upon the funding of the borrower loan #59746, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $348.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,450 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| resolute-silver9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Tax Reduction Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 1/28/2012 12:06:58 PM |
EngineersAlliance | $100.00 | 1/28/2012 12:15:49 PM |
Centaur | $25.00 | 1/28/2012 12:44:03 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:01 PM |
magical-credit523 | $25.00 | 1/28/2012 1:09:31 PM |
thrifty-transaction578 | $25.00 | 1/29/2012 5:37:28 PM |
upperdeck | $25.00 | 1/29/2012 6:47:38 PM |
medman | $25.00 | 1/29/2012 6:19:28 PM |
dg5803 | $25.00 | 1/29/2012 7:51:20 PM |
ryan6853 | $25.00 | 1/28/2012 12:03:28 PM |
indomitable-coin | $25.00 | 1/28/2012 12:23:18 PM |
Harry | $50.00 | 1/28/2012 12:41:51 PM |
A4 | $25.00 | 1/28/2012 3:57:41 PM |
pierrelasvegas | $25.00 | 1/29/2012 7:44:16 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:07 PM |
brightest-riveting-order | $25.00 | 1/29/2012 1:23:35 PM |
supersarah61 | $25.00 | 1/29/2012 2:40:53 PM |
vutah | $25.00 | 1/29/2012 1:50:51 PM |
yoshibo | $430.16 | 1/29/2012 3:40:44 PM |
fishintime | $100.00 | 1/29/2012 4:41:57 PM |
newest-coin-frog | $25.00 | 1/29/2012 6:52:21 PM |
hml | $50.00 | 1/29/2012 7:11:20 PM |
Index_Plus | $13,819.84 | 1/29/2012 8:21:14 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
554795
This series of Notes was issued and sold upon the funding of the borrower loan #59903, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $348.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 13y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,250 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ingenious-exchange8 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
pay off bills
My financial situation: commonwealth credit union
I am a good candidate for this loan because...i have a good credit report ..i have held the same job for 13 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Bank_Of_XL | $25.00 | 1/27/2012 5:10:51 PM |
EngineersAlliance | $100.00 | 1/27/2012 5:47:47 PM |
kenji4861 | $25.00 | 1/27/2012 5:38:54 PM |
pierrelasvegas | $25.00 | 1/27/2012 6:19:27 PM |
imlosttoo | $25.00 | 1/27/2012 7:05:52 PM |
awesome-dollar6 | $100.00 | 1/28/2012 8:36:58 AM |
indomitable-coin | $25.00 | 1/28/2012 12:23:18 PM |
Harry | $50.00 | 1/28/2012 12:41:50 PM |
Centaur | $25.00 | 1/28/2012 12:43:42 PM |
A4 | $25.00 | 1/28/2012 3:58:17 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:03 PM |
dignified-finance | $50.00 | 1/30/2012 7:41:04 AM |
inspired-investment8 | $100.00 | 1/30/2012 10:27:27 AM |
truth-crusader7 | $50.00 | 1/30/2012 12:41:31 PM |
johntims | $25.00 | 1/30/2012 12:40:09 PM |
SB94114 | $25.00 | 1/30/2012 1:11:34 PM |
Weaverville | $50.00 | 1/30/2012 1:21:26 PM |
Index_Plus | $13,267.00 | 1/30/2012 1:42:38 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:11 PM |
vutah | $25.00 | 1/27/2012 5:36:55 PM |
magical-credit523 | $25.00 | 1/28/2012 1:09:30 PM |
a- | $25.00 | 1/28/2012 4:07:58 PM |
blot44 | $25.00 | 1/28/2012 8:45:40 PM |
rbc_ventures | $25.00 | 1/29/2012 11:46:26 AM |
BAJMP | $25.00 | 1/30/2012 6:57:43 AM |
Zolton | $300.00 | 1/30/2012 6:27:07 AM |
bigballer105 | $100.00 | 1/30/2012 7:33:02 AM |
buffalobills | $25.00 | 1/30/2012 7:34:51 AM |
mrmojado | $25.00 | 1/30/2012 9:36:29 AM |
youthful-currency9 | $199.23 | 1/30/2012 10:27:39 AM |
MoneyMoon | $25.00 | 1/30/2012 11:59:39 AM |
duty-explosion9 | $25.00 | 1/30/2012 12:34:51 PM |
favorite-reward2 | $25.00 | 1/30/2012 1:24:18 PM |
direct-dinero2 | $33.73 | 1/30/2012 1:14:21 PM |
gold-motivator2 | $25.00 | 1/30/2012 1:28:37 PM |
Index_Plus | $0.04 | 1/30/2012 1:42:42 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
554807
This series of Notes was issued and sold upon the funding of the borrower loan #59861, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,694 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| respectful-trade715 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan payoffs
Purpose of loan:
This loan will be used to...pay off loans to reduce monthly payments, and help pay for wedding
My financial situation:
I am a good candidate for this loan because...i am paying 3 times more in monthly payments. in return making the proposed payments will be no problem
Monthly net income: $3500-3800
Monthly expenses: $
Housing: $600
Insurance: $35
Car expenses: $0
Utilities: $75
Phone, cable, internet: $22
Food, entertainment: $45
Clothing, household expenses: $10
Credit cards and other loans: $112
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 1/27/2012 5:02:08 PM |
worth-blanket2 | $4,000.00 | 1/27/2012 5:02:33 PM |
SolarMoonshine | $25.00 | 1/27/2012 5:02:03 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
554843
This series of Notes was issued and sold upon the funding of the borrower loan #59784, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,409 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| 412inc |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 24 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2010)
640-659
(Oct-2008)
640-659
(Aug-2008)
620-639
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Expanding Business
Purpose of loan:
To purchase a 5 ton AC to expand my business.
My financial situation:
I am a good candidate for this loan because...I have worked in the AC Rental business for 5 years and am venturing out on my own. I have a large client that will use me exclusively. With that one client this business will succeed. I also have other clients that will use me when needed.
www.encoreair.com
Monthly net income: $8500
Monthly expenses: $7830
Housing: $3000
Insurance: $750
Car expenses: $600
Utilities: $750
Phone, cable, internet: $230
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $1400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.00 | 1/28/2012 12:01:39 PM |
DHolly | $31.00 | 1/28/2012 12:01:27 PM |
fabulous-community4 | $150.00 | 1/28/2012 12:07:41 PM |
cattlebaron | $100.00 | 1/28/2012 12:07:46 PM |
FASTIZIO_P | $25.00 | 1/28/2012 12:05:46 PM |
money-surge1 | $25.00 | 1/28/2012 12:16:21 PM |
enthusiastic-balance5 | $100.00 | 1/28/2012 12:09:40 PM |
dedicated-transaction796 | $25.00 | 1/28/2012 12:10:20 PM |
312-Lender | $25.00 | 1/28/2012 12:20:38 PM |
handshake5 | $100.00 | 1/28/2012 12:22:15 PM |
proper-revenue7 | $25.00 | 1/28/2012 12:13:48 PM |
capital-renewal | $25.00 | 1/28/2012 12:12:32 PM |
nimble-revenue5 | $50.00 | 1/28/2012 12:25:38 PM |
kind-credit-bear | $25.00 | 1/28/2012 12:26:21 PM |
ASuperJohn | $150.00 | 1/28/2012 12:27:22 PM |
asiaratt | $50.00 | 1/28/2012 12:18:40 PM |
nex | $25.00 | 1/28/2012 12:19:20 PM |
rvfbroker | $25.00 | 1/28/2012 12:36:17 PM |
triumphant-point5 | $50.00 | 1/28/2012 12:25:44 PM |
orearella3 | $25.00 | 1/28/2012 12:25:49 PM |
shrine537 | $200.00 | 1/28/2012 12:37:24 PM |
exchange-pledge | $34.00 | 1/28/2012 12:26:28 PM |
bid-czar8 | $100.00 | 1/28/2012 12:26:41 PM |
calimanusa | $60.00 | 1/28/2012 12:27:44 PM |
j3141592t | $25.00 | 1/28/2012 12:28:39 PM |
five-star-note | $50.00 | 1/28/2012 12:29:30 PM |
wwwUniversal | $25.00 | 1/28/2012 12:39:38 PM |
MrBailey | $25.00 | 1/28/2012 12:30:54 PM |
WilliamLeeSims | $25.00 | 1/28/2012 12:32:06 PM |
mrxtravis | $25.00 | 1/28/2012 12:36:01 PM |
toile_n_gingham | $38.89 | 1/28/2012 12:37:28 PM |
hopethisworks | $25.00 | 1/28/2012 12:39:10 PM |
truth-companion | $25.00 | 1/28/2012 12:39:15 PM |
lendstats_com | $200.00 | 1/28/2012 12:02:36 PM |
lucrative-loan | $150.00 | 1/28/2012 12:06:45 PM |
shawnw2 | $40.00 | 1/28/2012 12:12:10 PM |
loanman2007 | $200.00 | 1/28/2012 12:29:38 PM |
worth-web5 | $50.00 | 1/28/2012 12:11:34 PM |
affluence-generator2 | $200.00 | 1/28/2012 12:02:04 PM |
pembull | $75.00 | 1/28/2012 12:03:36 PM |
blitzen40 | $50.00 | 1/28/2012 12:04:26 PM |
Dubbs360 | $250.00 | 1/28/2012 12:17:56 PM |
yield-lion2 | $75.00 | 1/28/2012 12:08:46 PM |
marketplace-hut9 | $25.00 | 1/28/2012 12:19:59 PM |
principal-cooker2 | $100.00 | 1/28/2012 12:10:15 PM |
larslfe | $25.00 | 1/28/2012 12:13:19 PM |
Investor_DP | $100.00 | 1/28/2012 12:11:38 PM |
MikeyZ2008 | $25.00 | 1/28/2012 12:24:13 PM |
handy-justice | $50.00 | 1/28/2012 12:15:52 PM |
vibraphone3 | $25.00 | 1/28/2012 12:28:51 PM |
Comoparklender | $25.00 | 1/28/2012 12:30:32 PM |
american-investor | $25.00 | 1/28/2012 12:19:23 PM |
productive-note2 | $100.00 | 1/28/2012 12:32:47 PM |
hitsman | $50.00 | 1/28/2012 12:21:24 PM |
87Marc | $25.00 | 1/28/2012 12:23:51 PM |
jhouman | $75.00 | 1/28/2012 12:24:20 PM |
sharpey | $25.00 | 1/28/2012 12:36:14 PM |
zone6 | $100.00 | 1/28/2012 12:36:43 PM |
green-capital-hornet | $25.00 | 1/28/2012 12:25:52 PM |
gizzywump | $25.00 | 1/28/2012 12:27:39 PM |
Mariner3605 | $25.00 | 1/28/2012 12:39:08 PM |
deal-pal | $25.00 | 1/28/2012 12:29:57 PM |
tcpfan | $25.00 | 1/28/2012 12:34:20 PM |
roman2008 | $25.00 | 1/28/2012 12:37:05 PM |
squarebob | $25.00 | 1/28/2012 12:38:20 PM |
powerplant62 | $25.00 | 1/28/2012 12:38:30 PM |
worldly-gold | $21.11 | 1/28/2012 12:40:20 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
554845
This series of Notes was issued and sold upon the funding of the borrower loan #59831, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $193.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1969 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 10y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,047 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pound-pear |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 23 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $18,556.20 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2011)
680-699
(Jul-2010)
680-699
(May-2010)
680-699
(Apr-2010)
|
Principal balance:
| $16,278.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Step Closer to Financial Freedom
Purpose of loan:
This loan will be used to pay down higher interest rate credit. I have established myself as a reliable Prosper borrower as I have paid off another Propser loan early and have had no late payments.
My financial situation:
I am a good candidate for this loan because I have been with the same company for over ten years. My credit score has increased from the mid 600s to over 700 within the last few years. I have a perfect payment track record with an existing Prosper loan already.
Income:
112000 Salary, commisions, rental property
Expenses:
Utilities 5600
Mortgage PropertyTaxes, Rental Expenses 45000
Household 30000
Insurance 4300
College Savings 1900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/29/2012 12:23:03 PM |
green-trade-dolphin2 | $45.02 | 1/29/2012 12:02:24 PM |
squarebob | $25.00 | 1/29/2012 12:15:44 PM |
enticing-capital6 | $50.00 | 1/29/2012 12:28:45 PM |
compoundinterest | $50.00 | 1/29/2012 12:27:24 PM |
vinayski | $25.00 | 1/29/2012 12:35:31 PM |
GrooveBiz | $25.00 | 1/29/2012 2:24:56 PM |
supersarah61 | $25.00 | 1/29/2012 2:35:25 PM |
fund-explorer4 | $100.00 | 1/29/2012 2:04:57 PM |
chameleon125 | $50.00 | 1/29/2012 4:43:28 PM |
peace-cell2 | $41.02 | 1/29/2012 6:06:52 PM |
medman | $25.00 | 1/29/2012 6:19:29 PM |
thrifty-transaction578 | $25.00 | 1/29/2012 7:34:59 PM |
dg5803 | $25.00 | 1/29/2012 7:51:21 PM |
JuneF | $50.00 | 1/29/2012 6:57:32 PM |
a- | $25.00 | 1/29/2012 12:16:51 PM |
kenji4861 | $25.00 | 1/29/2012 12:16:56 PM |
icontender | $50.00 | 1/29/2012 12:23:27 PM |
halothane_logic | $25.00 | 1/29/2012 12:14:44 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:19 PM |
virtuous-repayment | $25.00 | 1/29/2012 12:30:55 PM |
rolltide09 | $50.00 | 1/29/2012 12:34:59 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:15 PM |
enthusiastic-balance5 | $100.00 | 1/29/2012 12:48:18 PM |
Emberfox | $25.00 | 1/29/2012 2:26:01 PM |
thankful-nickel2 | $25.00 | 1/29/2012 2:08:16 PM |
janeybooboo | $100.00 | 1/29/2012 2:29:53 PM |
loan_shark | $70.34 | 1/29/2012 3:27:04 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:44 PM |
fishintime | $100.00 | 1/29/2012 4:41:59 PM |
theaterguy | $25.00 | 1/29/2012 4:50:33 PM |
CE88 | $75.00 | 1/29/2012 6:34:17 PM |
hml | $50.00 | 1/29/2012 7:10:22 PM |
upperdeck | $25.00 | 1/29/2012 6:48:39 PM |
danf2201 | $50.00 | 1/29/2012 8:11:12 PM |
Index_Plus | $6,963.62 | 1/29/2012 8:18:43 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
554873
This series of Notes was issued and sold upon the funding of the borrower loan #59877, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $400.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1971 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,669 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| relentless-balance0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Oral Surgery
Purpose of loan:
This loan will be used to...pay for oral surgery
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5400
Monthly expenses: $3645
Housing: $850
Insurance: $350
Car expenses: $410
Utilities: $200
Phone, cable, internet: $125
Food, entertainment: $700
Clothing, household expenses: $300
Credit cards and other loans: $510
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/28/2012 10:31:02 PM |
bullish2bearish | $45.00 | 1/29/2012 8:25:57 AM |
cattlebaron | $100.00 | 1/28/2012 12:10:10 PM |
handy-justice | $50.00 | 1/28/2012 12:05:44 PM |
musegaze | $25.00 | 1/28/2012 12:09:26 PM |
economy-coup | $50.00 | 1/28/2012 12:14:02 PM |
asiaratt | $36.00 | 1/28/2012 12:18:40 PM |
hitsman | $50.00 | 1/28/2012 12:21:25 PM |
riveting-wealth2 | $44.00 | 1/28/2012 12:23:57 PM |
nimble-revenue5 | $50.00 | 1/28/2012 12:25:39 PM |
first-pragmatic-power | $25.00 | 1/28/2012 12:29:27 PM |
missing-link | $25.00 | 1/28/2012 12:32:17 PM |
productive-note2 | $100.00 | 1/28/2012 12:32:47 PM |
jiggaman7 | $100.00 | 1/28/2012 12:43:24 PM |
EBITDA | $25.00 | 1/28/2012 12:50:23 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:50 PM |
Kash2010lu | $25.00 | 1/28/2012 12:42:56 PM |
loan-fate | $50.00 | 1/28/2012 12:59:29 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:52:03 PM |
Tylerh | $250.00 | 1/28/2012 1:00:45 PM |
GGreg799 | $25.00 | 1/28/2012 12:52:21 PM |
Ironlock | $25.00 | 1/28/2012 1:02:51 PM |
dollar-sonnet3 | $25.00 | 1/28/2012 1:03:21 PM |
diplomatic-wealth7 | $25.00 | 1/28/2012 1:05:17 PM |
rupee-equation2 | $25.00 | 1/28/2012 1:09:04 PM |
heavenly-interest9 | $1,000.00 | 1/28/2012 1:50:54 PM |
money-baron-Roth401k | $50.00 | 1/28/2012 1:13:13 PM |
DiligentiaLLC | $75.00 | 1/28/2012 3:18:16 PM |
john0720 | $25.00 | 1/28/2012 3:57:15 PM |
reflective-rupee | $25.00 | 1/28/2012 4:41:11 PM |
hamster | $25.71 | 1/28/2012 9:24:59 PM |
LoanDiva | $250.00 | 1/29/2012 2:02:15 AM |
first-friendly-listing | $40.00 | 1/28/2012 10:56:11 PM |
tofujo | $25.00 | 1/29/2012 5:20:29 AM |
scarlet-velvet | $25.08 | 1/29/2012 7:34:22 AM |
melodious-openness | $200.00 | 1/29/2012 6:41:16 AM |
sensible-fund | $25.00 | 1/29/2012 7:14:56 AM |
suave-dime6 | $25.00 | 1/29/2012 8:34:39 AM |
income-buffalo1 | $90.37 | 1/29/2012 9:40:23 AM |
grotheik | $25.00 | 1/29/2012 9:55:40 AM |
CA-Lender | $25.00 | 1/29/2012 11:17:36 AM |
leverage-monger | $50.00 | 1/29/2012 11:34:44 AM |
footballfan125 | $50.00 | 1/29/2012 12:04:58 PM |
golden-velocity9 | $25.00 | 1/29/2012 12:11:13 PM |
arsisi | $25.00 | 1/29/2012 12:24:14 PM |
orearella3 | $25.00 | 1/29/2012 12:37:31 PM |
Rogelio48 | $40.00 | 1/29/2012 12:55:40 PM |
buffalobills | $25.00 | 1/29/2012 3:52:32 PM |
wheel184 | $48.80 | 1/29/2012 4:57:38 PM |
credit-bank-usa611 | $25.00 | 1/29/2012 5:26:53 PM |
Detour11 | $75.00 | 1/29/2012 6:44:09 PM |
genuine-integrity0 | $25.00 | 1/29/2012 6:22:01 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:50 PM |
finance-investor3 | $25.00 | 1/29/2012 10:28:12 PM |
vontuse | $50.00 | 1/30/2012 1:24:42 AM |
gustavzantanon | $50.00 | 1/30/2012 4:24:57 AM |
Mageeker | $25.00 | 1/30/2012 7:04:53 AM |
dynrep | $25.00 | 1/30/2012 7:40:55 AM |
chkrvrty | $50.00 | 1/30/2012 7:57:37 AM |
thelovebug | $100.00 | 1/30/2012 9:29:03 AM |
Gregger | $25.00 | 1/30/2012 10:17:31 AM |
future-baby-fund | $25.00 | 1/30/2012 10:51:52 AM |
MoneyBadger | $25.00 | 1/30/2012 10:40:14 AM |
melodious-openness | $700.00 | 1/30/2012 12:18:51 PM |
radiobuda | $50.00 | 1/30/2012 12:03:07 PM |
Basset_Hound_Investments | $28.37 | 1/30/2012 12:34:33 PM |
BigLev | $25.00 | 1/30/2012 12:58:30 PM |
ltdalum | $33.00 | 1/30/2012 1:00:54 PM |
plato22 | $25.00 | 1/30/2012 12:50:10 PM |
independent-gold5 | $50.00 | 1/30/2012 12:47:28 PM |
Bcs-cnc | $25.00 | 1/30/2012 12:57:12 PM |
mercuriant | $25.00 | 1/28/2012 12:07:52 PM |
bubb_hans | $50.00 | 1/28/2012 12:14:40 PM |
Dubbs360 | $250.00 | 1/28/2012 12:17:56 PM |
Wellman | $25.00 | 1/28/2012 12:37:13 PM |
red-power-pecan | $50.00 | 1/28/2012 12:26:58 PM |
powerplant62 | $25.00 | 1/28/2012 12:38:31 PM |
LittleMingo | $25.00 | 1/28/2012 12:43:18 PM |
orange-preeminant-bill | $25.00 | 1/28/2012 12:49:50 PM |
fortytwo | $150.00 | 1/28/2012 12:59:45 PM |
shrewd-peace7 | $25.00 | 1/28/2012 12:59:56 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:52 PM |
profit-powerplant | $25.00 | 1/28/2012 12:52:44 PM |
wizard750 | $40.00 | 1/28/2012 1:06:25 PM |
careful-vigilance4 | $25.00 | 1/28/2012 1:03:53 PM |
asset-professor | $25.00 | 1/28/2012 1:04:11 PM |
2grindstones | $50.00 | 1/28/2012 1:05:11 PM |
worthy-bid8 | $100.00 | 1/28/2012 1:11:29 PM |
cash-delight1 | $50.00 | 1/28/2012 1:12:35 PM |
Bob450 | $30.00 | 1/28/2012 3:01:42 PM |
Zingaro | $25.00 | 1/28/2012 7:53:17 PM |
high_flyer | $100.00 | 1/28/2012 8:27:26 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:49 PM |
helpful-loan245 | $25.00 | 1/28/2012 9:26:15 PM |
amlu1988 | $25.00 | 1/28/2012 9:41:29 PM |
ltschetter | $25.00 | 1/29/2012 6:37:36 AM |
FriendInSeattle | $100.00 | 1/29/2012 8:10:12 AM |
850 | $50.00 | 1/29/2012 11:12:52 AM |
deal-goliath4 | $500.00 | 1/29/2012 11:10:32 AM |
Investing-in-you-2 | $27.23 | 1/29/2012 11:59:12 AM |
terrific-dough6 | $75.00 | 1/29/2012 12:12:29 PM |
revenue-circuit1 | $25.00 | 1/29/2012 12:37:22 PM |
loan-adventurer7 | $50.00 | 1/29/2012 12:52:53 PM |
intrepid-truth6 | $25.00 | 1/29/2012 2:36:50 PM |
all_of_that_one | $35.00 | 1/29/2012 3:08:29 PM |
integrity-doctor | $100.00 | 1/29/2012 6:26:34 PM |
kindness-ace1 | $50.00 | 1/29/2012 6:46:14 PM |
melodious-openness | $100.00 | 1/29/2012 8:52:50 PM |
zipemdown | $25.00 | 1/29/2012 10:19:56 PM |
trippd6 | $25.00 | 1/30/2012 6:22:46 AM |
radforj22 | $25.00 | 1/30/2012 6:34:32 AM |
dsgfl1 | $100.00 | 1/30/2012 5:22:32 AM |
PeePaw | $25.00 | 1/30/2012 7:35:16 AM |
payment-halo | $25.00 | 1/30/2012 7:40:30 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:44 AM |
reward-walnut | $25.00 | 1/30/2012 9:30:08 AM |
ReddInc | $250.00 | 1/30/2012 10:10:02 AM |
durability-halibut | $30.00 | 1/30/2012 10:25:26 AM |
wise-eloquent-yield | $25.00 | 1/30/2012 11:18:26 AM |
fairtrade2012 | $50.00 | 1/30/2012 12:13:46 PM |
GS-ROCK | $35.00 | 1/30/2012 12:58:28 PM |
truth-crusader7 | $50.00 | 1/30/2012 12:41:32 PM |
Index_Plus | $1,771.44 | 1/30/2012 1:02:40 PM |
123 Investments
|
Borrower Payment Dependent Notes Series
554887
This series of Notes was issued and sold upon the funding of the borrower loan #59671, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 9y 10m |
Amount delinquent:
| $804 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,759 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| No | | |
Screen name:
| Vthomas422 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation of CC
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/28/2012 12:01:45 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554903
This series of Notes was issued and sold upon the funding of the borrower loan #59795, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $118.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 18% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
3 | Length of status: | 9y 0m |
Amount delinquent:
| $15,028 |
Total credit lines:
| 15 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| savagebenn |
Borrower's state:
| Texas |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2010)
620-639
(Aug-2008)
600-619
(Jun-2008)
620-639
(May-2008)
|
Principal balance:
| $1,453.39 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 49 | | |
Description
home improvment and personel
Purpose of loan: home improvement ans personel
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...my annual has increase,V.A disability 1.164.00 SS 1.12.00 part time employment as bus driver 1.200 t0 1.500 monthly total 3.800.00
Monthly net income: $3.800.00
Monthly expenses: $1993.00
Housing: $643.00
Insurance: $200.00
Car expenses: $250.00
Utilities: $300.00
Phone, cable, internet: $150.00
Food, entertainment: $150.00
Clothing, household expenses: $100.00
Credit cards and other loans: $
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,000.00 | 1/28/2012 12:01:50 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554913
This series of Notes was issued and sold upon the funding of the borrower loan #59808, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1981 |
Debt/Income ratio:
| 22% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,573 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| No | | |
Screen name:
| PEBBLES72 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 57% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 15
( 43% )
| 620-639
(Feb-2008)
580-599
(Nov-2007)
600-619
(Oct-2007)
|
Principal balance:
| $0.39 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Going back to school
Purpose of loan: To clean up a few bills
This loan will be used to...pay off car repairs and special assestment on my townhome
My financial situation: Fair
I am a good candidate for this loan because... I also rent out part of my townhome for $500 a month, which adds to my finances
Monthly net income: $2300
Monthly expenses: $
Housing: $556
Insurance: $95
Car expenses: $250 for gas
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/29/2012 5:46:42 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554917
This series of Notes was issued and sold upon the funding of the borrower loan #59731, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $559.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 45% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
10 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,363 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| No | | |
Screen name:
| ahovaki |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 44 ( 83% )
| 680-699 (Latest)
|
Principal borrowed:
| $14,500.00 | < 31 days late:
| 8
( 15% )
| 620-639
(Jun-2010)
660-679
(May-2010)
640-659
(Apr-2010)
600-619
(Feb-2008)
|
Principal balance:
| $4,027.90 |
31+ days late:
| 1
( 2% )
|
Total payments billed:
| 53 | | |
Description
Consolidating to Pay off Debts
Purpose of loan:
This loan will be used to pay off existing Prosper loan (has high rate) and to pay off other credit cards.
My financial situation:
I am a good candidate for this loan because I have an excellent history of paying my bills on time and in full. This would be my third loan with Prosper (-this one will be used to pay off my second one in full in addition to paying off other debts).
Monthly net income: $2,700
Monthly expenses: $ 2,550
Housing: $ 600
Insurance: $ 200
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 150
Food, entertainment: $ 200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 800 (this includes my $300 payments to one existing Prosper loan and $500 payments made toward credit card debts - this Prosper loan will be used to pay off these balances and my monthly payments will take place of this $800 that I currently pay per month).
Other expenses: $ 400 towards student loans.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/29/2012 12:01:48 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554919
This series of Notes was issued and sold upon the funding of the borrower loan #59811, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 31% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 8m |
Amount delinquent:
| $713 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,009 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| extraordinary-payout4 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan: Need to consolidate loans in order to be able to afford therpay and special education school for child with special needs/disability
This loan will be used to...pay for therapy and special education school/Rise School of Austin
My financial situation:
I am a good candidate for this loan because...I have a good stable job and will pay the debt back.
Monthly net income: $ 3995
Monthly expenses: $ 3867
Housing: $1237
Insurance: $267
Car expenses: $ 464
Utilities: $ 350
Phone, cable, internet: $150
Food: $ 500
Clothing, household expenses: $200
Credit cards and other loans: $ 700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/29/2012 5:46:35 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554931
This series of Notes was issued and sold upon the funding of the borrower loan #59838, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $112.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1993 |
Debt/Income ratio:
| 16% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,963 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| spry-power9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household Expenses
Purpose of loan:
to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 1/29/2012 5:50:41 PM |
jga516 | $25.00 | 1/30/2012 7:17:26 AM |
dignified-finance | $50.00 | 1/30/2012 7:41:10 AM |
picklesforarthur | $25.00 | 1/30/2012 8:01:44 AM |
bill-expert | $25.00 | 1/30/2012 8:57:54 AM |
pierrelasvegas | $25.00 | 1/30/2012 8:20:53 AM |
high_flyer | $100.00 | 1/30/2012 8:52:58 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:46 AM |
asmithj | $25.00 | 1/30/2012 9:06:39 AM |
Index_Plus | $2,275.00 | 1/30/2012 9:11:19 AM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:16 PM |
zipemdown | $25.00 | 1/29/2012 10:20:01 PM |
newest-inspiring-power | $25.00 | 1/30/2012 7:24:58 AM |
El_Profesional | $25.00 | 1/30/2012 7:39:25 AM |
Gamblor | $75.00 | 1/30/2012 7:37:55 AM |
moola-trumpeter | $25.00 | 1/30/2012 8:50:34 AM |
orange-respectful-camaraderi | $25.00 | 1/30/2012 8:55:09 AM |
helpinghand63 | $25.00 | 1/30/2012 9:07:07 AM |
18 Investments
|
Borrower Payment Dependent Notes Series
554953
This series of Notes was issued and sold upon the funding of the borrower loan #59879, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $302.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1982 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 31y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,463 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| charming-marketplace024 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because I am trustworthy and always pay my bills on time. I would like to be debt free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enticing-exchange3 | $25.00 | 1/29/2012 12:05:20 PM |
compoundinterest | $50.00 | 1/29/2012 12:27:25 PM |
Bank_Of_XL | $25.00 | 1/29/2012 1:20:17 PM |
thrifty-transaction578 | $25.00 | 1/29/2012 5:41:39 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:45 PM |
Zolton | $300.00 | 1/30/2012 6:27:13 AM |
BAJMP | $25.00 | 1/30/2012 6:58:49 AM |
coin-amigo | $26.90 | 1/30/2012 7:57:43 AM |
agalt | $75.00 | 1/30/2012 8:06:03 AM |
buffalobills | $25.00 | 1/30/2012 8:45:46 AM |
Lender50 | $25.00 | 1/30/2012 8:26:04 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:45 AM |
gjm6d | $25.00 | 1/30/2012 9:13:10 AM |
Index_Plus | $11,973.10 | 1/30/2012 9:25:28 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:17 PM |
bigballer105 | $100.00 | 1/30/2012 7:33:03 AM |
dynrep | $25.00 | 1/30/2012 8:18:53 AM |
dignified-finance | $50.00 | 1/30/2012 7:41:08 AM |
orange-respectful-camaraderi | $25.00 | 1/30/2012 8:55:09 AM |
payment-halo | $25.00 | 1/30/2012 8:20:48 AM |
awwaww | $25.00 | 1/30/2012 9:09:33 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
555019
This series of Notes was issued and sold upon the funding of the borrower loan #59864, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $128.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 9m |
Amount delinquent:
| $337 |
Total credit lines:
| 15 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,696 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| vibrant-capital9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
fishing boat
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 1/29/2012 5:51:06 PM |
handy-justice | $50.00 | 1/29/2012 7:29:43 PM |
fountain355 | $25.00 | 1/30/2012 3:48:08 AM |
gustavzantanon | $50.00 | 1/30/2012 4:24:59 AM |
the-platinum-entrepreneur | $74.32 | 1/29/2012 11:47:33 PM |
chkrvrty | $50.00 | 1/30/2012 7:57:38 AM |
muirheaj | $25.00 | 1/30/2012 7:52:29 AM |
helpinghand63 | $25.00 | 1/30/2012 9:07:07 AM |
jiggaman7 | $100.00 | 1/30/2012 9:10:12 AM |
genius520 | $100.00 | 1/30/2012 9:12:06 AM |
deal-goliath4 | $500.00 | 1/30/2012 9:16:35 AM |
productive-note2 | $100.00 | 1/30/2012 9:16:38 AM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:50 PM |
Finestra1972 | $25.00 | 1/29/2012 7:30:08 PM |
kind-magnificent-bid | $50.00 | 1/29/2012 7:42:34 PM |
zipemdown | $25.00 | 1/29/2012 10:20:01 PM |
Bob450 | $25.00 | 1/30/2012 6:56:26 AM |
newest-inspiring-power | $25.00 | 1/30/2012 7:25:01 AM |
cdfinance | $100.00 | 1/30/2012 8:38:02 AM |
first-dinero-paladin | $25.00 | 1/30/2012 7:56:33 AM |
pierrelasvegas | $25.00 | 1/30/2012 8:20:53 AM |
affluence-generator2 | $200.00 | 1/30/2012 8:57:23 AM |
VesuvianMan | $25.00 | 1/30/2012 9:06:20 AM |
Investor_DP | $100.00 | 1/30/2012 9:11:05 AM |
worthy-bid8 | $100.00 | 1/30/2012 9:13:28 AM |
bubb_hans | $50.00 | 1/30/2012 9:11:42 AM |
careful-vigilance4 | $25.00 | 1/30/2012 9:12:07 AM |
Mark-7 | $50.00 | 1/30/2012 9:17:44 AM |
wwwUniversal | $25.00 | 1/30/2012 9:18:10 AM |
transparency-river1 | $925.68 | 1/30/2012 9:18:13 AM |
30 Investments
|
Borrower Payment Dependent Notes Series
555053
This series of Notes was issued and sold upon the funding of the borrower loan #59743, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $107.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 27% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 19y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 49 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $102,794 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| CAS594 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 26 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,975.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2010)
600-619
(Oct-2009)
640-659
(Jul-2008)
|
Principal balance:
| $1,089.94 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate multiple small debts.
My financial situation:
I am a good candidate for this loan because I have a steady income and long term job history.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,500.00 | 1/29/2012 12:01:47 PM |
MoneyForNothing | $25.00 | 1/29/2012 12:01:37 PM |
affluence-generator2 | $400.00 | 1/29/2012 12:01:38 PM |
Dusigrosz | $75.00 | 1/29/2012 12:01:45 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
555067
This series of Notes was issued and sold upon the funding of the borrower loan #59767, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 11y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,487 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payment-flow6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Cnsolidatin
Purpose of loan:
This loan will be used to conslidate a couple of bills.
My financial situation:
I am a good candidate for this loan because I have handled my debt responsibly. I have a good payment history on all of my debt, a stable job and employer, and am using this loan to better my position financially..
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/29/2012 5:46:40 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
555091
This series of Notes was issued and sold upon the funding of the borrower loan #59827, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $348.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $724 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| integrity-exec7 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to...
Finish Basement
My financial situation:
I am a good candidate for this loan because...
After a rough divorce 3 years ago and filing bankruptcy because of it. I've worked very hard to improve my credit rating. I am newly married and debt free other then our mortgage. I have been with the same company for almost 2 1/2 years. I started as a data entry clerk and have worked myself up to management in that time period. My salary has also increased in that amount of time. At this moment I have double my starting salary. I feel I can pay back my loan in the amount of time the loan term ends or sooner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 1/30/2012 6:27:15 AM |
mvpvapi | $267.13 | 1/30/2012 6:42:18 AM |
kenji4861 | $25.00 | 1/30/2012 9:33:21 AM |
compoundinterest | $50.00 | 1/30/2012 9:39:06 AM |
EngineersAlliance | $100.00 | 1/30/2012 9:42:08 AM |
inspired-investment8 | $100.00 | 1/30/2012 10:27:31 AM |
slipstock | $25.00 | 1/30/2012 11:32:48 AM |
loyalty-voyage | $25.00 | 1/30/2012 12:04:51 PM |
loyalty-czar | $50.00 | 1/30/2012 12:13:31 PM |
Rivervale_Westwood | $25.00 | 1/30/2012 10:28:50 AM |
plato22 | $25.00 | 1/30/2012 11:22:50 AM |
mkl42 | $50.00 | 1/30/2012 11:43:59 AM |
blazing-capital2 | $250.00 | 1/30/2012 11:28:23 AM |
deal-goliath4 | $500.00 | 1/30/2012 12:04:00 PM |
ChiPhi49083 | $25.00 | 1/30/2012 12:18:24 PM |
MoneyMoon | $25.00 | 1/30/2012 11:59:43 AM |
Index_Plus | $13,157.87 | 1/30/2012 12:40:06 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
555113
This series of Notes was issued and sold upon the funding of the borrower loan #59710, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 0.85% |
Listing Start date:
| Jan-29-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 4.65% |
Borrower rate/APR:
| 5.65% / 6.59% |
Monthly payment:
| $171.81 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 4.66% | | |
| |
Estimated return*:
| 3.81% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Feb-2000 |
Debt/Income ratio:
| 4% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,459 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| No | | |
Screen name:
| exchange-mason |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Home Improvement
Purpose of loan:
This loan will be used to make household repairs.
My financial situation:
I am a good candidate for this loan because I am fiscally responsible as my credit history indicates.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
KLCRAY | $25.00 | 1/29/2012 12:07:29 PM |
talang | $25.00 | 1/29/2012 12:09:59 PM |
undaunted-kindness | $100.00 | 1/29/2012 12:13:36 PM |
britgsb | $30.00 | 1/29/2012 12:13:50 PM |
Ripsaw4U | $50.00 | 1/29/2012 12:16:07 PM |
worth-web5 | $50.00 | 1/29/2012 12:11:04 PM |
kbodendorf | $25.00 | 1/29/2012 12:18:16 PM |
enchanted-note | $50.00 | 1/29/2012 12:06:50 PM |
aasx1108 | $25.00 | 1/29/2012 12:08:50 PM |
cashhelp | $25.00 | 1/29/2012 12:10:02 PM |
BBL | $25.00 | 1/29/2012 12:10:41 PM |
righteousone | $50.00 | 1/29/2012 12:24:28 PM |
BicyclePostLendingDivision | $35.00 | 1/29/2012 12:26:11 PM |
skuba | $75.00 | 1/29/2012 12:19:09 PM |
the-sunny-loot | $25.00 | 1/29/2012 12:20:02 PM |
nickel-ferret | $50.00 | 1/29/2012 12:26:31 PM |
Harry | $50.00 | 1/29/2012 12:31:31 PM |
networks4ever | $25.00 | 1/29/2012 12:26:55 PM |
GElender | $40.00 | 1/29/2012 12:31:34 PM |
j2ee | $25.00 | 1/29/2012 12:29:11 PM |
compoundinterest | $50.00 | 1/29/2012 12:27:27 PM |
TGGGGGGGGGGGGGGG | $50.00 | 1/29/2012 12:30:05 PM |
hitsman | $50.00 | 1/29/2012 12:30:50 PM |
a-unflappable-finance | $95.00 | 1/29/2012 12:32:20 PM |
payment-associate5 | $100.00 | 1/29/2012 12:07:38 PM |
logical-reward8 | $25.00 | 1/29/2012 12:08:18 PM |
abkennedy | $25.00 | 1/29/2012 12:09:45 PM |
money-baron-roth-IRA | $50.00 | 1/29/2012 12:11:53 PM |
supernova719 | $25.00 | 1/29/2012 12:05:36 PM |
nisim5 | $100.00 | 1/29/2012 12:21:58 PM |
yennib | $25.00 | 1/29/2012 12:15:36 PM |
Kyjamune | $25.00 | 1/29/2012 12:22:08 PM |
velocity-solo | $25.00 | 1/29/2012 12:18:26 PM |
drkosh | $25.00 | 1/29/2012 12:19:20 PM |
enriching-dollar1 | $100.00 | 1/29/2012 12:13:40 PM |
AFairDeal | $25.00 | 1/29/2012 12:14:38 PM |
capital-dynamo0 | $25.00 | 1/29/2012 12:25:14 PM |
Dollars4Rent | $50.00 | 1/29/2012 12:26:09 PM |
value-pouch | $25.00 | 1/29/2012 12:26:13 PM |
vivacious-truth3 | $25.00 | 1/29/2012 12:21:52 PM |
orange-courageous-dedication | $25.00 | 1/29/2012 12:16:02 PM |
JAVEHE | $25.00 | 1/29/2012 12:20:50 PM |
firelender | $25.00 | 1/29/2012 12:24:50 PM |
acarnegie | $25.00 | 1/29/2012 12:25:31 PM |
rmachi | $25.00 | 1/29/2012 12:22:40 PM |
sharp-bill2 | $50.00 | 1/29/2012 12:27:13 PM |
icontender | $50.00 | 1/29/2012 12:23:28 PM |
fair_rates | $25.00 | 1/29/2012 12:30:28 PM |
indomitable-coin | $25.00 | 1/29/2012 12:31:19 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
555173
This series of Notes was issued and sold upon the funding of the borrower loan #59755, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $309.74 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1973 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 41y 7m |
Amount delinquent:
| $2,007 |
Total credit lines:
| 15 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,009 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-wheel8 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 12 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
|
Principal balance:
| $5,252.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Lower interest rate Prosper Loan
Purpose of loan:
This loan will be used to...pay off a previous higher interest rate prosper loan
My financial situation:
I am a good candidate for this loan because...I draw Social Security and work
Monthly net income: $2700
Monthly expenses: $200
Housing: $700
Insurance: $100
Car expenses: $150
Utilities: $50
Phone, cable, internet: $120
Food, entertainment: $300
Clothing, household expenses: $75
Credit cards and other loans: $350
Other expenses: $120
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pound-mushroom3 | $25.00 | 1/29/2012 12:06:48 PM |
cash-delight1 | $50.00 | 1/29/2012 12:09:42 PM |
melodious-fairness | $25.00 | 1/29/2012 12:20:35 PM |
halothane_logic | $25.00 | 1/29/2012 12:14:45 PM |
compoundinterest | $50.00 | 1/29/2012 12:27:27 PM |
oaktown11 | $25.00 | 1/29/2012 12:21:08 PM |
trade-solo | $25.00 | 1/29/2012 12:32:42 PM |
dough-mammal | $100.00 | 1/29/2012 12:27:48 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:19 PM |
trade-burrito4 | $35.00 | 1/29/2012 12:38:25 PM |
enthusiastic-balance5 | $100.00 | 1/29/2012 12:48:19 PM |
halothane_logic | $75.00 | 1/29/2012 1:37:02 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:24 PM |
lotus6 | $27.17 | 1/29/2012 2:33:26 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:11 PM |
diversification-pilot | $25.00 | 1/29/2012 4:25:09 PM |
upperdeck | $25.00 | 1/29/2012 6:48:10 PM |
Index_Plus | $7,377.83 | 1/29/2012 8:23:52 PM |
mustangcobra | $25.00 | 1/29/2012 7:12:57 PM |
Feyenoord | $30.00 | 1/29/2012 12:22:52 PM |
squarebob | $25.00 | 1/29/2012 12:15:46 PM |
impressive-justice6 | $50.00 | 1/29/2012 12:27:35 PM |
nybanker85 | $50.00 | 1/29/2012 12:29:18 PM |
icontender | $50.00 | 1/29/2012 12:23:29 PM |
jamiee73 | $25.00 | 1/29/2012 12:35:11 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:20 PM |
Zoramite | $25.00 | 1/29/2012 12:34:29 PM |
Holden-Caulfield | $25.00 | 1/29/2012 12:38:49 PM |
cutter21 | $25.00 | 1/29/2012 12:43:54 PM |
commanding-treasure2 | $50.00 | 1/29/2012 12:45:31 PM |
GCInvestments | $25.00 | 1/29/2012 12:47:20 PM |
fishintime | $100.00 | 1/29/2012 4:42:01 PM |
frugalinvestor20 | $25.00 | 1/29/2012 5:09:30 PM |
chameleon125 | $25.00 | 1/29/2012 4:42:50 PM |
r48 | $25.00 | 1/29/2012 4:59:48 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:48 PM |
social-zebra | $30.00 | 1/29/2012 5:51:34 PM |
blue-radiant-economy | $100.00 | 1/29/2012 6:41:52 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:36:34 PM |
El_Profesional | $25.00 | 1/29/2012 6:55:31 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
555185
This series of Notes was issued and sold upon the funding of the borrower loan #59749, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $236.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 33% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,471 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| mitzika |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2011)
640-659
(Oct-2010)
|
Principal balance:
| $2,358.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Federal and State Income taxes
Purpose of loan: Taxes
$557 state taxes, $4,476 Federal taxes,l pay off two credit cards..
Work full-time at same job going on 10 years. Lived in same place 20 years. Dependable & reliable.Last year I helped my son who was in long term rehab with no insurance, and my daughter with school.He is working and she has completed school.
Monthly net income: $2,886.00 plus $1133.00 Social Security
Monthly expenses: $3599.00
Housing: $300.00
Insurance: $85.00
Car expenses: $200.00
Utilities: $85.00
Phone, cable, internet: $112.00
Food, entertainment: $350.00
Clothing, household expenses: $400.00
Credit cards and other loans: $840.00
Other expenses: $350.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
red-eloquent-rupee | $25.00 | 1/29/2012 6:24:50 PM |
promise2 | $25.00 | 1/29/2012 6:10:25 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:51 PM |
kind-magnificent-bid | $50.00 | 1/29/2012 7:42:35 PM |
kindness-ace1 | $50.00 | 1/29/2012 6:40:34 PM |
historic-loan1 | $45.17 | 1/29/2012 7:28:31 PM |
Index_Plus | $5,579.83 | 1/29/2012 8:22:01 PM |
Gregger | $25.00 | 1/29/2012 7:13:52 PM |
EL_Papin | $100.00 | 1/29/2012 7:23:48 PM |
9 Investments
|
Borrower Payment Dependent Notes Series
555187
This series of Notes was issued and sold upon the funding of the borrower loan #59788, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $86.04 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 5% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 24y 3m |
Amount delinquent:
| $255 |
Total credit lines:
| 29 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $626 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| Crumpio |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,600.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Sep-2010)
660-679
(Oct-2009)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Second time
Purpose of loan:
This loan will be used to help with some auto repairs
My financial situation:
I am a good candidate for this loan because all my bills are current, I had a recent prosper loan and made every payment on time till it as paid off.
Monthly net income: $4400.00
Monthly expenses: $400.00
Housing: $no morgatge
Insurance: $70.00 month
Car expenses: $ car paid off
Utilities: $160.00 month
Phone, cable, internet: $80.00 month
Food, entertainment: $100.00 week
Clothing, household expenses: $ 40.00 week
Credit cards and other loans: $30.00 month
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
113121 | $75.00 | 1/30/2012 9:10:02 AM |
NekHoldings | $25.00 | 1/30/2012 9:11:04 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:48 AM |
REVSTJ999 | $25.00 | 1/30/2012 9:05:41 AM |
clemclan | $60.00 | 1/30/2012 9:07:10 AM |
Milonguero | $100.00 | 1/30/2012 9:03:41 AM |
green-trade-dolphin2 | $29.66 | 1/30/2012 9:02:14 AM |
caper945 | $100.00 | 1/30/2012 9:05:01 AM |
transparency-river1 | $1,985.34 | 1/30/2012 9:19:01 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
555335
This series of Notes was issued and sold upon the funding of the borrower loan #59839, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 4.70% |
Listing Start date:
| Jan-30-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 17.69% |
Monthly payment:
| $263.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 4.16% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 42% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,034 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| average_guy |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 19 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Feb-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Early Spring Sports Car
Purpose of loan: Sports Car
This loan will be used for partial payment of an aprrox. purchase of 4000 for a 1999 -2004 mustang.
My financial situation: Excellent
I am a good candidate for this loan because... I would like to buy now at winter prices, before spring, If I have to wait. I won't need prosper. I have sellable Spring Items ie: Motorcycle, etc. Income taxes coming back also. Will be buying from private party. Not a dealer.
Monthly net income: $2400
Monthly expenses: $
Housing: $650 PITI
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $650
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/30/2012 9:32:40 AM |
responsive-value4 | $25.00 | 1/30/2012 9:09:10 AM |
REVSTJ999 | $25.00 | 1/30/2012 9:05:41 AM |
johnyv40 | $25.00 | 1/30/2012 9:16:15 AM |
nisim5 | $100.00 | 1/30/2012 9:25:14 AM |
dough-mammal | $100.00 | 1/30/2012 9:24:43 AM |
investmentgroup | $25.00 | 1/30/2012 9:30:44 AM |
Zoramite | $25.00 | 1/30/2012 9:24:27 AM |
sharp-bill2 | $50.00 | 1/30/2012 9:29:24 AM |
enthusiastic-balance5 | $100.00 | 1/30/2012 9:33:50 AM |
dignified-finance | $25.00 | 1/30/2012 9:37:09 AM |
jamiee73 | $25.00 | 1/30/2012 9:36:47 AM |
p2ploan-thinker7 | $35.00 | 1/30/2012 9:45:44 AM |
fmanjoo | $25.00 | 1/30/2012 9:46:05 AM |
ommcd | $25.00 | 1/30/2012 9:41:51 AM |
supernova719 | $25.00 | 1/30/2012 9:50:48 AM |
CIC | $25.00 | 1/30/2012 10:07:46 AM |
cash-mad-scientist3 | $62.53 | 1/30/2012 9:50:41 AM |
Weaverville | $25.00 | 1/30/2012 10:25:47 AM |
inspired-investment8 | $100.00 | 1/30/2012 10:27:33 AM |
crmoir | $26.51 | 1/30/2012 10:57:23 AM |
deal-zoo | $50.00 | 1/30/2012 11:07:14 AM |
penny-plato | $25.00 | 1/30/2012 10:37:20 AM |
calbertrand | $25.00 | 1/30/2012 11:14:36 AM |
Rockymtnhi | $50.00 | 1/30/2012 11:19:02 AM |
slipstock | $25.00 | 1/30/2012 11:32:49 AM |
tomdooley12520 | $50.00 | 1/30/2012 11:22:22 AM |
organized-dough5 | $25.00 | 1/30/2012 11:29:52 AM |
mkl42 | $50.00 | 1/30/2012 11:44:00 AM |
deal-goliath4 | $465.96 | 1/30/2012 12:04:01 PM |
bullet-shark | $25.00 | 1/30/2012 12:00:54 PM |
NekHoldings | $25.00 | 1/30/2012 9:10:22 AM |
Feyenoord | $30.00 | 1/30/2012 9:32:44 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:48 AM |
virtuous-repayment | $25.00 | 1/30/2012 9:11:28 AM |
nethosters | $25.00 | 1/30/2012 9:18:16 AM |
enticing-capital6 | $50.00 | 1/30/2012 9:18:55 AM |
reflective-rupee | $25.00 | 1/30/2012 9:16:15 AM |
Bendistraw | $25.00 | 1/30/2012 9:25:37 AM |
GCInvestments | $25.00 | 1/30/2012 9:20:21 AM |
quantum_leap | $100.00 | 1/30/2012 9:24:01 AM |
LoanerPrincipal | $25.00 | 1/30/2012 9:28:01 AM |
commanding-treasure2 | $50.00 | 1/30/2012 9:33:47 AM |
money-baron-roth-IRA | $50.00 | 1/30/2012 9:37:34 AM |
amlu1988 | $25.00 | 1/30/2012 9:38:47 AM |
compoundinterest | $50.00 | 1/30/2012 9:39:08 AM |
MicroLender357 | $25.00 | 1/30/2012 9:41:21 AM |
nybanker85 | $50.00 | 1/30/2012 9:42:58 AM |
Row2010 | $50.00 | 1/30/2012 9:50:47 AM |
cash-reaction2 | $50.00 | 1/30/2012 9:41:54 AM |
a- | $25.00 | 1/30/2012 9:57:01 AM |
kind-bid-genome | $25.00 | 1/30/2012 10:04:11 AM |
systematic-p2p3 | $50.00 | 1/30/2012 10:07:18 AM |
wealth-infusion6 | $25.00 | 1/30/2012 10:11:52 AM |
compassion-6070 | $25.00 | 1/30/2012 10:22:15 AM |
credit-guard5 | $25.00 | 1/30/2012 10:12:55 AM |
smooothymon | $25.00 | 1/30/2012 10:33:50 AM |
SkiNZ | $25.00 | 1/30/2012 10:28:45 AM |
mystical-diversification1 | $25.00 | 1/30/2012 10:41:04 AM |
Rabid_Dove | $25.00 | 1/30/2012 10:55:30 AM |
thrifty-greenback5 | $25.00 | 1/30/2012 10:37:54 AM |
Ols744 | $50.00 | 1/30/2012 11:25:04 AM |
thrifty-transaction578 | $25.00 | 1/30/2012 11:30:01 AM |
AV-C_Online | $25.00 | 1/30/2012 11:33:20 AM |
plato22 | $25.00 | 1/30/2012 11:21:33 AM |
aultraman | $25.00 | 1/30/2012 11:26:11 AM |
plum557 | $25.00 | 1/30/2012 11:44:32 AM |
Popcorn_Shrimper | $25.00 | 1/30/2012 12:00:53 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
533524
This series of Notes was issued and sold upon the funding of the borrower loan #59709, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Religious |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,730 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| beyond17 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $5,200.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2011)
680-699
(Jul-2008)
700-719
(May-2008)
700-719
(Apr-2008)
|
Principal balance:
| $3,897.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Getting Married
Purpose of loan: To fund the cost of the wedding and travel to get there.
This loan will be used to pay all expenses for the wedding and to travel to the wedding.
My financial situation:
I am a good candidate for this loan because I have no delinquencies. I am a full time pastor. I pay my debts - it's a matter of principle. I have a current Prosper loan also that is current and never a late payment. Part of this current loan will be used to pay off the current Prosper loan.
Monthly net income: $ 4000
Monthly expenses: $ 2500
Housing: $ $0 - Live is a parsonage.
Insurance: $75
Car expenses: $100
Utilities: $125
Phone, cable, internet: $156
Food, entertainment: $250
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
NekHoldings | $25.00 | 1/25/2012 6:19:06 PM |
AndChicksforFree | $100.00 | 1/26/2012 8:59:27 PM |
bullish2bearish | $35.00 | 1/27/2012 10:47:10 AM |
green-trade-dolphin2 | $35.05 | 1/25/2012 5:02:32 PM |
reflective-rupee | $25.00 | 1/25/2012 5:33:00 PM |
chameleon125 | $50.00 | 1/26/2012 6:54:26 AM |
Investor_DP | $100.00 | 1/26/2012 1:00:18 PM |
blue111 | $25.00 | 1/26/2012 2:15:03 PM |
jamiee73 | $25.00 | 1/26/2012 5:24:16 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:30 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:34 PM |
auction-seeker | $25.00 | 1/26/2012 8:06:28 PM |
ore-dojo | $50.00 | 1/26/2012 8:10:05 PM |
halothane_logic | $27.00 | 1/27/2012 6:39:28 AM |
RSV | $25.00 | 1/27/2012 12:43:59 AM |
maximizer | $25.00 | 1/27/2012 6:44:35 AM |
Lo0se_mo0se | $25.00 | 1/27/2012 9:24:01 AM |
squarebob | $25.00 | 1/27/2012 9:30:50 AM |
no_agenda_lender | $25.00 | 1/27/2012 9:58:24 AM |
ideal-platinum1 | $25.00 | 1/27/2012 9:58:33 AM |
loyalty-czar | $35.00 | 1/27/2012 10:44:14 AM |
mrstender | $25.00 | 1/27/2012 11:18:35 AM |
hard-working-rate3 | $73.00 | 1/27/2012 9:58:49 AM |
HamachiMan | $50.00 | 1/27/2012 9:56:45 AM |
riproaringrapids | $45.00 | 1/27/2012 10:01:12 AM |
genuine-integrity0 | $25.00 | 1/27/2012 10:57:18 AM |
Index_Plus | $13,244.95 | 1/27/2012 12:47:11 PM |
113121 | $25.00 | 1/26/2012 3:31:07 PM |
economy-popcorn | $25.00 | 1/27/2012 5:08:51 AM |
FinanceEngine | $80.00 | 1/25/2012 8:18:36 PM |
MarvintheMartian | $25.00 | 1/25/2012 5:05:42 PM |
tolerant-dime2 | $25.00 | 1/25/2012 8:38:50 PM |
Zoramite | $25.00 | 1/26/2012 10:26:59 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:02 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:52 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:50 PM |
rolltide09 | $50.00 | 1/26/2012 5:37:34 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:56 PM |
jpollar | $25.00 | 1/27/2012 6:35:33 AM |
future-baby-fund | $25.00 | 1/27/2012 9:34:47 AM |
kevin314 | $25.00 | 1/27/2012 9:54:44 AM |
samo102us | $25.00 | 1/27/2012 9:57:19 AM |
gjm6d | $25.00 | 1/27/2012 9:57:00 AM |
MyPFBlog | $25.00 | 1/27/2012 10:21:50 AM |
CJay | $25.00 | 1/27/2012 10:59:48 AM |
wise-agile-investment | $25.00 | 1/27/2012 12:30:28 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:41 AM |
acarnegie | $25.00 | 1/27/2012 12:18:26 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
537814
This series of Notes was issued and sold upon the funding of the borrower loan #59382, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $349.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 74% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
6 | Length of status: | 0y 5m |
Amount delinquent:
| $2,076 |
Total credit lines:
| 30 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,547 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-generosity-pipeline |
Borrower's state:
| NewHampshire |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...my husband pays the mortgage and this is to take care of a business loan. The $700 expenses will go away next month.
Monthly net income: $1800
Monthly expenses: $700
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $12,000.00 | 1/23/2012 11:07:51 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
539572
This series of Notes was issued and sold upon the funding of the borrower loan #59533, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $153.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,229 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| philba101 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
My Wedding Loan
I am getting married in July; the loan will let me payoff wedding expenses and still continue to save money for other needs.
My financial situation: Stable full-time employment
I am a good candidate for this loan because...I have completed a similar loan on Prosper before. I also have an excellent credit rating and I always take my financial responsibilities very serious. I would rather finance this purchase instead of paying for it out of my savings.
Monthly net income: $2,400
Monthly expenses: $1,350
Housing: $ 590 month
Insurance: $20 month
Car expenses: $290 month
Utilities: $40
Phone, cable, internet: $140
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $77.87 | 1/25/2012 5:02:04 PM |
green-trade-dolphin2 | $40.70 | 1/25/2012 5:02:30 PM |
MarvintheMartian | $25.00 | 1/25/2012 5:02:54 PM |
worth-blanket2 | $6,000.00 | 1/25/2012 5:02:56 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
540422
This series of Notes was issued and sold upon the funding of the borrower loan #59392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 5 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,064 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| statuesque-balance |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Daughter Getting Married
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Starfin-Capital-Management | $300.00 | 1/21/2012 5:53:13 PM |
bubb_hans | $50.00 | 1/13/2012 9:12:34 AM |
affluence-generator2 | $250.00 | 1/13/2012 9:00:39 AM |
riveting-credit5 | $50.00 | 1/13/2012 9:26:09 AM |
gotjack | $25.00 | 1/13/2012 9:45:39 AM |
SolarMoonshine | $25.00 | 1/13/2012 9:48:18 AM |
jkeller4000 | $25.00 | 1/13/2012 9:34:43 AM |
sensible-fund | $25.00 | 1/14/2012 3:09:03 PM |
melodious-openness | $500.00 | 1/15/2012 12:18:32 PM |
MrDance123 | $25.00 | 1/15/2012 5:02:31 PM |
papaloha | $50.00 | 1/16/2012 12:38:08 PM |
skillful-asset5 | $30.00 | 1/16/2012 8:46:49 PM |
mystical-fairness4 | $50.00 | 1/17/2012 7:47:47 PM |
csakhil | $25.00 | 1/18/2012 1:27:59 PM |
fixing_financials | $25.00 | 1/18/2012 3:39:50 PM |
tech310 | $50.00 | 1/18/2012 7:39:37 PM |
eboomer2611 | $25.00 | 1/18/2012 8:00:53 PM |
Lubava | $25.00 | 1/18/2012 9:08:13 PM |
let_me_retire | $75.00 | 1/19/2012 11:56:03 AM |
cashnout | $25.00 | 1/19/2012 12:54:17 PM |
reflective-rupee | $25.00 | 1/20/2012 8:12:08 AM |
alexgalt | $25.00 | 1/20/2012 9:00:30 AM |
orearella3 | $25.00 | 1/20/2012 9:49:28 AM |
oxnard | $50.00 | 1/20/2012 2:28:40 PM |
kurtb57 | $100.00 | 1/20/2012 7:03:01 PM |
OLYVRC | $50.00 | 1/21/2012 6:56:29 AM |
Dubbs360 | $25.00 | 1/21/2012 12:18:38 PM |
bid-stockpiler1 | $25.00 | 1/21/2012 12:00:10 PM |
thankful-nickel2 | $25.00 | 1/21/2012 1:49:49 PM |
asset-trajectory | $25.00 | 1/21/2012 7:51:16 PM |
DiligentiaLLC | $25.00 | 1/21/2012 4:33:00 PM |
Core-Marketing | $25.00 | 1/22/2012 6:11:46 AM |
alluring-yield5 | $25.00 | 1/22/2012 6:31:27 AM |
melodious-openness | $542.73 | 1/22/2012 8:42:45 AM |
shawnw2 | $25.00 | 1/18/2012 1:53:13 AM |
shawnw2 | $100.00 | 1/21/2012 7:41:48 PM |
green-durable-yield | $25.00 | 1/13/2012 9:58:51 AM |
credit-maverick1 | $50.00 | 1/13/2012 10:44:48 AM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:50 PM |
2grindstones | $25.00 | 1/13/2012 2:55:21 PM |
SFBank | $50.00 | 1/13/2012 7:06:45 PM |
Piitb08 | $150.00 | 1/14/2012 8:58:53 AM |
CA-Lender | $25.00 | 1/15/2012 12:04:33 PM |
transformer855 | $25.00 | 1/16/2012 8:54:34 PM |
pietro_torna_indietro | $39.98 | 1/16/2012 10:48:34 PM |
income-rocker2 | $50.00 | 1/17/2012 12:46:11 PM |
painterflipper | $27.70 | 1/17/2012 11:34:35 PM |
independent-leverage6 | $25.00 | 1/19/2012 9:47:23 AM |
the-hope-workhorse | $200.00 | 1/19/2012 6:36:54 PM |
mneinc | $100.00 | 1/19/2012 9:35:24 PM |
flaguynice | $34.59 | 1/20/2012 4:40:38 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:05 PM |
ohdannyboyo | $25.00 | 1/20/2012 9:57:20 AM |
ohdannyboyo | $25.00 | 1/20/2012 9:58:37 AM |
elfincove | $25.00 | 1/20/2012 6:27:09 PM |
orange-pound-party | $40.00 | 1/20/2012 8:20:43 PM |
nycfinance | $25.00 | 1/21/2012 12:29:55 AM |
LuvToLend | $25.00 | 1/20/2012 11:01:56 PM |
exchange-dreams | $35.00 | 1/21/2012 5:39:19 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:23 AM |
prudent-bid3 | $25.00 | 1/21/2012 1:21:06 PM |
trade-enthusiast3 | $50.00 | 1/22/2012 1:51:14 AM |
fountain355 | $25.00 | 1/22/2012 6:13:10 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
540980
This series of Notes was issued and sold upon the funding of the borrower loan #59705, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 28% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,161 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| glimmering-bid1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1800
Monthly expenses: $0
Housing: $0
Insurance: $90
Car expenses: $0
Utilities: $0
Phone, cable, internet: $121
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $100
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 1/16/2012 9:27:13 AM |
hitsman | $50.00 | 1/16/2012 9:14:41 AM |
Educatedmike | $25.00 | 1/16/2012 9:21:16 AM |
nimble-revenue5 | $50.00 | 1/16/2012 9:27:49 AM |
loan-fate | $50.00 | 1/16/2012 9:24:50 AM |
nex | $25.00 | 1/16/2012 9:32:34 AM |
twjh | $50.01 | 1/16/2012 5:19:58 PM |
asset-professor | $25.00 | 1/16/2012 5:36:19 PM |
selector568 | $300.00 | 1/16/2012 5:34:40 PM |
thomas16882004 | $25.00 | 1/17/2012 1:16:46 AM |
WilliamLeeSims | $25.00 | 1/17/2012 9:11:02 AM |
income-rocker2 | $35.00 | 1/17/2012 12:53:28 PM |
frogperson | $200.00 | 1/17/2012 5:37:58 PM |
genius520 | $50.00 | 1/18/2012 9:19:49 AM |
iceman35 | $25.00 | 1/18/2012 9:16:21 AM |
VAGweilo | $25.00 | 1/18/2012 3:32:10 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:12:20 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:44 PM |
csakhil | $25.00 | 1/18/2012 1:28:20 PM |
restless-currency | $50.00 | 1/18/2012 5:34:18 PM |
I_Like_to_Invest | $100.00 | 1/19/2012 10:45:43 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:55 AM |
pdxtech | $50.00 | 1/19/2012 12:14:28 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:49 PM |
kevin314 | $25.00 | 1/19/2012 11:18:35 PM |
miked8303 | $50.00 | 1/20/2012 9:36:20 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:39 AM |
rss197 | $25.00 | 1/20/2012 1:30:07 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:55 AM |
magical-durability9 | $25.00 | 1/21/2012 6:43:02 AM |
SimpleChoice | $25.00 | 1/22/2012 7:20:01 AM |
new-intuitive-dime | $25.00 | 1/22/2012 12:22:36 PM |
HoldenGroupLending | $25.00 | 1/22/2012 6:58:29 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:47 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:43 PM |
buffalobills | $25.00 | 1/23/2012 6:58:34 AM |
postalwhiz | $25.00 | 1/22/2012 2:57:45 PM |
rate-authority2 | $50.00 | 1/23/2012 11:47:39 AM |
heavenly-interest2 | $25.00 | 1/23/2012 3:11:17 PM |
terrific-p2ploan | $25.00 | 1/23/2012 6:07:04 PM |
planetibet | $28.23 | 1/24/2012 7:41:17 AM |
DreDub | $50.00 | 1/23/2012 9:58:58 PM |
IIP77 | $25.00 | 1/24/2012 3:05:34 AM |
imoutdoorsy | $25.00 | 1/24/2012 9:21:10 AM |
LendGuy | $25.00 | 1/24/2012 8:48:32 AM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:54 AM |
Bookophile | $50.00 | 1/24/2012 9:30:55 AM |
floridass | $25.00 | 1/24/2012 9:06:08 AM |
turbolozano | $25.00 | 1/24/2012 9:16:50 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:18 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:47 AM |
social-booster4 | $50.00 | 1/24/2012 10:33:08 AM |
Reinadog9 | $25.00 | 1/24/2012 9:50:40 AM |
wayman | $25.00 | 1/24/2012 9:52:39 AM |
worth-arch | $25.00 | 1/24/2012 10:08:17 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:24 AM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:50 PM |
626457 | $25.00 | 1/24/2012 10:26:48 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:35 PM |
dime-sanctuary | $25.00 | 1/24/2012 11:21:19 AM |
Kevin536 | $25.00 | 1/24/2012 11:27:53 AM |
jybank | $50.00 | 1/24/2012 11:25:16 AM |
samaritan5 | $27.00 | 1/24/2012 11:50:10 AM |
Kerosene_Hat | $50.00 | 1/24/2012 2:52:21 PM |
bnlforever | $25.00 | 1/24/2012 5:13:36 PM |
market-assembler | $50.00 | 1/24/2012 5:05:33 PM |
asmithj | $25.00 | 1/24/2012 5:26:30 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:15 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:20 PM |
washboard1 | $25.00 | 1/24/2012 5:33:54 PM |
bid-czar8 | $100.00 | 1/24/2012 5:13:19 PM |
reward-adventure | $50.00 | 1/24/2012 5:12:11 PM |
ursus | $45.00 | 1/24/2012 5:14:04 PM |
velocity-solo | $25.00 | 1/24/2012 5:17:04 PM |
money-surge1 | $25.00 | 1/24/2012 5:41:40 PM |
moola-wildebeest3 | $50.00 | 1/24/2012 5:24:08 PM |
successful-agreement7 | $100.00 | 1/24/2012 5:31:15 PM |
happy-return4 | $25.00 | 1/24/2012 5:57:40 PM |
important-openness1 | $100.00 | 1/24/2012 5:35:31 PM |
CC911 | $25.00 | 1/24/2012 5:39:07 PM |
listing-vista | $50.00 | 1/24/2012 6:03:26 PM |
hard-working-loot | $50.00 | 1/24/2012 5:56:25 PM |
magnitude787 | $30.00 | 1/24/2012 5:58:43 PM |
coin-investor | $25.00 | 1/24/2012 6:00:43 PM |
investment-tempo | $25.00 | 1/25/2012 7:10:27 AM |
YosemiteSam | $25.00 | 1/25/2012 5:01:38 AM |
realtormoises | $25.00 | 1/25/2012 5:20:20 AM |
LuckyDuck49 | $25.00 | 1/25/2012 8:42:06 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:47 AM |
Digs | $25.00 | 1/25/2012 7:27:13 AM |
Bob450 | $30.00 | 1/25/2012 7:00:32 AM |
the-dollar-topper | $31.00 | 1/25/2012 9:19:12 AM |
lender-inc | $27.90 | 1/25/2012 9:03:16 AM |
leverage-monger | $25.00 | 1/25/2012 9:08:11 AM |
prohelper | $25.00 | 1/25/2012 9:28:47 AM |
pound-mushroom3 | $25.00 | 1/25/2012 9:30:15 AM |
mydogissocute | $25.00 | 1/25/2012 9:14:08 AM |
ijspence | $25.00 | 1/25/2012 9:18:56 AM |
whitegold24k | $400.00 | 1/25/2012 9:20:35 AM |
HamachiMan | $47.00 | 1/25/2012 9:32:43 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:05 AM |
treasure-pipeline | $25.00 | 1/25/2012 9:55:00 AM |
the-enthralling-coin | $25.00 | 1/25/2012 9:56:35 AM |
Pasagam | $41.00 | 1/25/2012 9:58:47 AM |
impeccable-wampum8 | $50.00 | 1/25/2012 9:58:49 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:03:56 AM |
loyalty-legend2 | $37.50 | 1/25/2012 2:06:26 PM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:21 AM |
harperpotok | $63.00 | 1/25/2012 10:08:14 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:12 AM |
WLenders | $25.00 | 1/25/2012 10:24:25 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:28 AM |
autobahn77 | $25.00 | 1/25/2012 11:14:55 AM |
generosity-giraffe0 | $25.00 | 1/25/2012 12:55:34 PM |
turbobrat | $25.00 | 1/25/2012 6:08:51 PM |
ecstatic-kindness4 | $25.00 | 1/25/2012 3:58:32 PM |
PlatinumBank | $25.00 | 1/25/2012 4:03:36 PM |
aprivatelender | $38.52 | 1/25/2012 7:30:27 PM |
unclejaef | $25.00 | 1/25/2012 4:29:06 PM |
keen-moola | $40.93 | 1/25/2012 6:34:04 PM |
sanych | $25.00 | 1/26/2012 5:07:41 AM |
Aeroman32 | $50.00 | 1/25/2012 8:36:50 PM |
evergreen16 | $100.00 | 1/26/2012 1:30:08 AM |
kendigme | $25.00 | 1/26/2012 3:58:34 AM |
momoney2008 | $25.00 | 1/26/2012 9:10:50 AM |
thankful-nickel2 | $25.00 | 1/26/2012 10:02:13 AM |
be_wise | $25.00 | 1/26/2012 2:14:32 PM |
gold-sushi | $25.00 | 1/26/2012 10:17:12 AM |
jiggaman7 | $50.00 | 1/26/2012 10:18:58 AM |
red-diversification-paradise | $50.00 | 1/26/2012 12:28:17 PM |
gold-disk | $25.00 | 1/26/2012 12:38:43 PM |
liberty-society5 | $25.00 | 1/26/2012 12:39:07 PM |
psycardis | $25.00 | 1/26/2012 1:13:59 PM |
capital-mogul | $25.00 | 1/26/2012 1:56:17 PM |
jalapeno2 | $25.00 | 1/26/2012 4:31:54 PM |
fantastic-investment9 | $30.00 | 1/26/2012 4:51:33 PM |
Sid-K | $25.00 | 1/26/2012 5:13:21 PM |
ambmba | $50.00 | 1/26/2012 5:18:07 PM |
Index_Plus | $1,185.04 | 1/26/2012 5:55:21 PM |
CashFlow13 | $300.00 | 1/26/2012 5:30:09 PM |
golden-velocity9 | $25.00 | 1/16/2012 9:27:55 AM |
Investor_DP | $100.00 | 1/16/2012 9:13:12 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:20 AM |
Bank_Of_XL | $25.00 | 1/16/2012 4:21:30 PM |
stylish-compassion3 | $50.00 | 1/16/2012 3:47:29 PM |
Tylerh | $250.00 | 1/16/2012 5:33:57 PM |
kind-credit-bear | $25.00 | 1/17/2012 4:21:33 PM |
matt_2006 | $25.00 | 1/17/2012 9:24:05 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:19 PM |
money-bauble | $100.00 | 1/17/2012 5:55:56 PM |
orange-preeminant-bill | $25.00 | 1/18/2012 9:21:16 AM |
Weaverville | $25.00 | 1/18/2012 10:49:03 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:05 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:09 PM |
Dowanhill | $25.00 | 1/18/2012 3:25:11 PM |
a- | $25.00 | 1/18/2012 12:30:48 PM |
toblerone | $25.00 | 1/18/2012 5:08:53 PM |
tech310 | $50.00 | 1/18/2012 7:43:10 PM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:43 AM |
market-sumac | $100.00 | 1/19/2012 4:20:08 PM |
dollardave | $50.00 | 1/19/2012 10:14:07 AM |
handy-loan527 | $25.00 | 1/19/2012 3:12:38 PM |
kulender | $50.00 | 1/20/2012 6:15:13 AM |
velocity-pear | $25.00 | 1/20/2012 9:31:27 AM |
gold-cluster | $50.00 | 1/20/2012 9:37:07 AM |
Hambone1111 | $25.00 | 1/20/2012 9:51:48 AM |
Redmond | $25.00 | 1/20/2012 2:55:44 PM |
red-eloquent-rupee | $100.00 | 1/21/2012 7:36:58 AM |
worth-web5 | $50.00 | 1/22/2012 12:28:24 PM |
principal-cooker2 | $100.00 | 1/22/2012 12:38:21 PM |
life-is-great | $25.00 | 1/22/2012 12:25:19 PM |
powerplant62 | $25.00 | 1/22/2012 7:33:56 PM |
Tradesmanlender | $25.00 | 1/23/2012 9:05:57 AM |
Helenska11 | $25.00 | 1/22/2012 5:28:19 PM |
rapid-currency | $63.72 | 1/22/2012 8:37:42 PM |
calimanusa | $40.00 | 1/22/2012 11:09:23 PM |
proud-pound4 | $25.00 | 1/23/2012 9:23:33 AM |
social-cocktail1 | $200.00 | 1/23/2012 9:31:00 AM |
harty | $50.00 | 1/23/2012 12:38:00 PM |
helpful-loan245 | $25.00 | 1/24/2012 1:06:11 AM |
Apeman00 | $25.00 | 1/24/2012 9:05:19 AM |
shmb6508 | $50.00 | 1/24/2012 9:18:31 AM |
Sierrahh | $25.00 | 1/24/2012 9:19:46 AM |
fortytwo | $150.00 | 1/24/2012 9:23:12 AM |
speedster351 | $25.00 | 1/24/2012 8:40:01 AM |
larslfe | $25.00 | 1/24/2012 9:29:01 AM |
rebelduke | $25.00 | 1/24/2012 9:30:11 AM |
klinebarger | $25.00 | 1/24/2012 9:03:21 AM |
Macattack1960 | $25.00 | 1/24/2012 9:34:47 AM |
Kaj | $25.00 | 1/24/2012 9:08:01 AM |
duty-explosion9 | $25.00 | 1/24/2012 9:28:18 AM |
Vreet | $25.00 | 1/24/2012 9:26:56 AM |
rescue | $100.00 | 1/24/2012 9:48:15 AM |
suave-dime6 | $25.00 | 1/24/2012 9:48:27 AM |
prudent-marketplace7 | $50.00 | 1/24/2012 9:48:30 AM |
sjo1984111 | $25.00 | 1/24/2012 9:54:36 AM |
inkplj | $25.00 | 1/24/2012 10:18:17 AM |
benefit-prescription6 | $100.00 | 1/24/2012 9:43:55 AM |
jeg3k | $50.00 | 1/24/2012 10:23:46 AM |
cgorry | $25.00 | 1/24/2012 10:36:16 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:56 AM |
LeReve | $50.00 | 1/24/2012 9:55:51 AM |
helpinghand63 | $25.00 | 1/24/2012 9:56:25 AM |
BigBag | $25.00 | 1/24/2012 12:58:10 PM |
fob | $25.00 | 1/24/2012 11:10:22 AM |
maven2 | $25.00 | 1/24/2012 11:12:51 AM |
jga516 | $25.00 | 1/24/2012 4:02:56 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:24 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:55 PM |
truth-companion | $25.00 | 1/24/2012 5:09:59 PM |
fervent-repayment | $50.00 | 1/24/2012 5:07:33 PM |
orearella3 | $25.00 | 1/24/2012 5:32:35 PM |
nickel-ferret | $39.00 | 1/24/2012 5:11:57 PM |
finance-prescription | $100.00 | 1/24/2012 5:12:13 PM |
handshake5 | $100.00 | 1/24/2012 5:15:21 PM |
first-sophisticated-rate | $25.00 | 1/24/2012 5:20:34 PM |
whitegold24k | $100.00 | 1/24/2012 5:23:58 PM |
Comoparklender | $25.00 | 1/24/2012 5:50:54 PM |
best-charming-leverage | $50.00 | 1/24/2012 5:30:20 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:03 PM |
yield-trader | $25.00 | 1/24/2012 6:06:14 PM |
emosspot | $25.00 | 1/24/2012 6:46:59 PM |
enticing-note | $25.00 | 1/24/2012 6:53:18 PM |
rogue_monster | $50.00 | 1/24/2012 6:00:27 PM |
CAGE-Investments | $25.00 | 1/24/2012 5:59:48 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:24 PM |
saxaphone6 | $25.00 | 1/24/2012 8:31:15 PM |
charming-dime | $50.00 | 1/24/2012 8:11:10 PM |
thatnet | $25.00 | 1/25/2012 5:58:11 AM |
theprince | $50.00 | 1/24/2012 10:48:29 PM |
quiksilver180 | $29.45 | 1/25/2012 12:17:27 AM |
nycfinance | $25.00 | 1/25/2012 7:36:43 AM |
rbettenc | $25.00 | 1/25/2012 2:42:54 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:23 AM |
justice-clipper | $50.00 | 1/25/2012 8:32:02 AM |
loyalty-sherpa | $25.00 | 1/25/2012 9:22:38 AM |
jstefans | $25.00 | 1/25/2012 9:05:36 AM |
the-magnetic-transaction | $50.00 | 1/25/2012 9:31:25 AM |
brazilofmux | $73.00 | 1/25/2012 9:22:24 AM |
gjm6d | $25.00 | 1/25/2012 9:27:45 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:26 AM |
deal-hickory5 | $100.00 | 1/25/2012 9:35:19 AM |
top-payout-fixer | $25.00 | 1/25/2012 9:35:01 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:18 AM |
transaction-animal8 | $25.00 | 1/25/2012 9:52:37 AM |
MadHun | $200.00 | 1/25/2012 9:53:23 AM |
wizard750 | $28.00 | 1/25/2012 9:58:04 AM |
Anny-Disco | $25.00 | 1/25/2012 10:01:29 AM |
Greenbak | $25.00 | 1/25/2012 10:13:26 AM |
jules3304 | $25.00 | 1/25/2012 10:30:34 AM |
gain-boomerang5 | $25.00 | 1/25/2012 10:31:43 AM |
appastk | $25.00 | 1/25/2012 12:12:47 PM |
sasss | $25.00 | 1/25/2012 12:54:06 PM |
restless-nickel | $50.00 | 1/25/2012 5:30:51 PM |
EatWiCheese | $28.00 | 1/25/2012 3:45:22 PM |
heerzaquestion | $25.00 | 1/25/2012 4:31:31 PM |
Urbangrampa | $25.00 | 1/25/2012 8:36:33 PM |
frontier3 | $106.84 | 1/25/2012 10:26:52 PM |
responsibility-blanket6 | $42.67 | 1/25/2012 11:30:29 PM |
BlueProteus | $25.00 | 1/25/2012 7:31:33 PM |
chad-bro-chill | $25.00 | 1/25/2012 7:56:12 PM |
best-generosity-financier | $25.00 | 1/25/2012 8:27:05 PM |
octoberfresh | $25.00 | 1/26/2012 8:53:16 AM |
finance-equilibrium | $50.00 | 1/26/2012 9:10:09 AM |
silver-enlightenment0 | $100.00 | 1/26/2012 8:07:58 AM |
FASTIZIO_P | $25.00 | 1/26/2012 10:17:01 AM |
john0720 | $50.00 | 1/26/2012 2:31:03 PM |
Jmatt33 | $25.00 | 1/26/2012 3:14:07 PM |
Cutts | $25.00 | 1/26/2012 10:14:13 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:26 PM |
cash-delight1 | $50.00 | 1/26/2012 10:15:35 AM |
pound-kitten2 | $25.00 | 1/26/2012 3:37:29 PM |
relentless-fund1 | $25.00 | 1/26/2012 12:13:28 PM |
Flreap | $40.00 | 1/26/2012 12:21:50 PM |
coloradoadam | $25.00 | 1/26/2012 3:58:30 PM |
trade-freshmaker | $25.00 | 1/26/2012 2:04:01 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:36 PM |
ibealion | $25.00 | 1/26/2012 4:15:38 PM |
pnace | $25.00 | 1/26/2012 4:23:14 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:02 PM |
camaraderi-atmosphere | $50.00 | 1/26/2012 5:23:51 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:19 PM |
saihu | $25.00 | 1/26/2012 5:14:29 PM |
350DGRZ | $25.00 | 1/26/2012 5:21:57 PM |
284 Investments
|
Borrower Payment Dependent Notes Series
541114
This series of Notes was issued and sold upon the funding of the borrower loan #59796, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,100.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $78.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1986 |
Debt/Income ratio:
| 7% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
0 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Tradesman - Electri... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| authentic-deal786 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rental Security Dedosit
Purpose of loan: Security deposit to rent a home
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4104
Monthly expenses: $1970
Housing: $1350
Insurance: $35
Car expenses: $
Utilities: $80
Phone, cable, internet: $25
Food, entertainment: $225
Clothing, household expenses: $
Credit cards and other loans: $185
Other expenses: $70
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/27/2012 10:38:03 AM |
sweety075 | $11.00 | 1/27/2012 5:22:02 PM |
handy-justice | $50.00 | 1/27/2012 9:02:13 AM |
cash-delight1 | $50.00 | 1/27/2012 9:09:22 AM |
compoundinterest | $25.00 | 1/27/2012 9:27:20 AM |
courteous-kindness1 | $25.00 | 1/27/2012 9:27:27 AM |
seineil | $52.00 | 1/27/2012 9:30:34 AM |
nimble-revenue5 | $50.00 | 1/27/2012 9:16:27 AM |
SolarMoonshine | $25.00 | 1/27/2012 9:45:14 AM |
toblerone | $25.00 | 1/27/2012 9:23:26 AM |
golden-velocity9 | $25.00 | 1/27/2012 9:37:21 AM |
economy-coup | $50.00 | 1/27/2012 9:39:10 AM |
jybank | $50.00 | 1/27/2012 9:52:48 AM |
superb-funds335 | $25.00 | 1/27/2012 9:54:56 AM |
matt_2006 | $25.00 | 1/27/2012 9:59:11 AM |
magical-credit523 | $25.00 | 1/27/2012 9:56:53 AM |
bluebouyz | $25.00 | 1/27/2012 10:35:43 AM |
pierrelasvegas | $25.00 | 1/27/2012 1:25:13 PM |
addlending | $60.00 | 1/27/2012 2:30:23 PM |
prudent-bid3 | $25.00 | 1/27/2012 2:52:18 PM |
Bob450 | $25.00 | 1/27/2012 2:53:13 PM |
exciting-fairness | $200.00 | 1/27/2012 2:37:22 PM |
loan-fate | $50.00 | 1/27/2012 5:09:42 PM |
one-midas | $35.00 | 1/27/2012 4:50:22 PM |
CA-Lender | $25.00 | 1/27/2012 5:02:17 PM |
investment-artist | $25.00 | 1/27/2012 5:21:44 PM |
creditjunky | $125.00 | 1/27/2012 9:18:39 AM |
LuvToLend | $25.00 | 1/27/2012 9:22:18 AM |
worthy-bid8 | $100.00 | 1/27/2012 9:54:37 AM |
rupee-equation2 | $25.00 | 1/27/2012 9:39:45 AM |
thankful-nickel2 | $25.00 | 1/27/2012 10:54:23 AM |
epall | $25.00 | 1/27/2012 9:50:43 AM |
favorite-commerce | $40.00 | 1/27/2012 11:12:19 AM |
patriot897 | $25.00 | 1/27/2012 11:33:42 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:53 AM |
deal-pal | $25.00 | 1/27/2012 11:52:01 AM |
weiyinsan | $85.00 | 1/27/2012 1:46:06 PM |
contract-victor5 | $30.00 | 1/27/2012 2:57:20 PM |
VitaminFunk | $25.00 | 1/27/2012 5:15:31 PM |
blazing-capital2 | $177.00 | 1/27/2012 3:53:42 PM |
calimanusa | $30.00 | 1/27/2012 3:56:10 PM |
balance-transformer3 | $25.00 | 1/27/2012 4:22:27 PM |
Bank_Of_XL | $25.00 | 1/27/2012 4:29:45 PM |
green-silver-communicator | $100.00 | 1/27/2012 4:32:24 PM |
WLenders | $25.00 | 1/27/2012 5:03:39 PM |
the-magnetic-transaction | $30.00 | 1/27/2012 5:13:00 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
541352
This series of Notes was issued and sold upon the funding of the borrower loan #59404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,100.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $130.76 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,768 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| ADE6812 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 38 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $11,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2009)
640-659
(Aug-2008)
|
Principal balance:
| $378.98 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used topay for a credit card I used in tough times.
My financial situation:
I am a good candidate for this loan because I have a steady income & really would like out of debt!
Monthly net income: $4000
Monthly expenses: $
Housing: $1275
Insurance: $120
Car expenses: $
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $240
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $75.00 | 1/24/2012 9:12:54 AM |
MoneyForNothing | $45.00 | 1/24/2012 9:00:53 AM |
loanman2007 | $175.00 | 1/24/2012 9:01:38 AM |
113121 | $1,000.00 | 1/24/2012 9:32:25 AM |
Moe87 | $25.00 | 1/24/2012 2:56:11 PM |
LittleMingo | $50.00 | 1/24/2012 9:01:15 AM |
green-trade-dolphin2 | $43.99 | 1/24/2012 9:02:19 AM |
HeroSupport | $80.00 | 1/24/2012 9:08:29 AM |
twjh | $50.03 | 1/24/2012 9:10:00 AM |
a- | $25.00 | 1/24/2012 9:17:42 AM |
janeybooboo | $100.00 | 1/24/2012 9:01:00 AM |
five-star-note | $50.00 | 1/24/2012 9:09:50 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:48 AM |
aaa-action-invest | $98.00 | 1/24/2012 9:14:33 AM |
virtuous-repayment | $25.00 | 1/24/2012 9:41:14 AM |
elegant-market9 | $25.00 | 1/24/2012 9:15:03 AM |
investment-artist | $35.01 | 1/24/2012 9:23:30 AM |
ryan6853 | $25.11 | 1/24/2012 9:48:11 AM |
genuine-integrity0 | $25.00 | 1/24/2012 9:48:44 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:34 AM |
A_PLANECRASH | $25.00 | 1/24/2012 9:36:10 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:14:48 AM |
Gregger | $25.00 | 1/24/2012 10:19:41 AM |
JustMee | $25.00 | 1/24/2012 11:12:05 AM |
MarvintheMartian | $30.00 | 1/24/2012 11:19:18 AM |
RLaumeyer | $26.00 | 1/24/2012 1:02:15 PM |
platinum-boss2 | $25.00 | 1/24/2012 9:57:59 AM |
irrelevant | $50.00 | 1/24/2012 10:05:16 AM |
FarmersBank | $25.00 | 1/24/2012 10:06:49 AM |
McDeeter | $50.00 | 1/24/2012 10:09:37 AM |
yield-hut | $26.00 | 1/24/2012 2:13:47 PM |
888GoldIngots | $35.57 | 1/24/2012 10:16:54 AM |
Asgardian | $25.00 | 1/24/2012 10:19:25 AM |
commerce-banker | $25.00 | 1/24/2012 10:43:41 AM |
five-star-note | $200.00 | 1/24/2012 10:52:54 AM |
serene-capital | $50.00 | 1/24/2012 12:33:15 PM |
radforj22 | $54.69 | 1/24/2012 1:27:55 PM |
credit-guard5 | $25.00 | 1/24/2012 2:01:58 PM |
friendly-principal76 | $25.00 | 1/24/2012 2:19:16 PM |
DreDub | $50.00 | 1/24/2012 2:10:56 PM |
blissful-cash3 | $100.00 | 1/24/2012 2:26:05 PM |
herbyman | $44.00 | 1/24/2012 2:39:11 PM |
ajst1 | $25.60 | 1/24/2012 2:55:26 PM |
the-hope-workhorse | $100.00 | 1/24/2012 2:57:05 PM |
NekHoldings | $25.00 | 1/24/2012 9:16:20 AM |
lendstats_com | $300.00 | 1/24/2012 9:10:33 AM |
Feyenoord | $30.00 | 1/24/2012 9:50:03 AM |
1stBankAndHal | $50.08 | 1/24/2012 10:10:46 AM |
MoneyForNothing | $14.16 | 1/24/2012 3:01:56 PM |
jmeasn | $100.00 | 1/24/2012 11:28:40 AM |
enticing-capital6 | $50.00 | 1/24/2012 9:14:22 AM |
jamiee73 | $25.00 | 1/24/2012 9:19:51 AM |
Whipster | $40.00 | 1/24/2012 9:07:21 AM |
real-return | $25.00 | 1/24/2012 9:39:00 AM |
Zoramite | $25.00 | 1/24/2012 9:42:38 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:24 AM |
moola-monger9 | $50.00 | 1/24/2012 9:56:39 AM |
ChoiceInvestments | $35.84 | 1/24/2012 10:08:26 AM |
jeg3k | $50.00 | 1/24/2012 10:24:08 AM |
nikkiesgrandma | $25.00 | 1/24/2012 10:25:44 AM |
keeminn | $25.00 | 1/24/2012 10:27:13 AM |
market-pudding | $25.00 | 1/24/2012 11:46:52 AM |
bnoble09 | $25.00 | 1/24/2012 12:08:31 PM |
mstudda1 | $30.00 | 1/24/2012 12:55:43 PM |
eod_man | $75.00 | 1/24/2012 1:29:16 PM |
penny-oasis | $25.00 | 1/24/2012 2:05:32 PM |
intrepid-loot | $25.00 | 1/24/2012 2:57:52 PM |
scoobiedoo | $50.00 | 1/24/2012 10:44:21 AM |
green-unrivaled-felicity | $38.15 | 1/24/2012 10:51:30 AM |
ColoradoLender82 | $25.00 | 1/24/2012 11:22:05 AM |
the-hope-workhorse | $100.00 | 1/24/2012 11:37:36 AM |
mizon291 | $40.00 | 1/24/2012 11:38:09 AM |
wonder3 | $50.00 | 1/24/2012 12:06:17 PM |
knee_caps | $30.00 | 1/24/2012 11:43:13 AM |
thrifty-note2 | $25.00 | 1/24/2012 12:20:27 PM |
mikeandcat | $200.00 | 1/24/2012 1:37:02 PM |
moola-accelerator6 | $32.77 | 1/24/2012 1:42:14 PM |
sturdy-nickel4 | $50.00 | 1/24/2012 2:06:50 PM |
Rollshaft | $35.00 | 1/24/2012 1:51:19 PM |
grammaspurse | $25.00 | 1/24/2012 2:02:25 PM |
buffalobills | $25.00 | 1/24/2012 2:23:33 PM |
BAJMP | $25.00 | 1/24/2012 2:34:41 PM |
judson | $25.00 | 1/24/2012 2:35:18 PM |
Champion_Lending | $30.00 | 1/24/2012 3:01:18 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
541866
This series of Notes was issued and sold upon the funding of the borrower loan #59782, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $186.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2002 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,714 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| sentimental-return795 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Debt Consolidation
Purpose of loan: pay bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 1/29/2012 12:02:25 PM |
fabulous-community4 | $75.00 | 1/29/2012 12:07:41 PM |
yield-lion2 | $40.00 | 1/29/2012 12:09:34 PM |
worthy-bid8 | $100.00 | 1/29/2012 12:12:25 PM |
helpinghand63 | $25.00 | 1/29/2012 12:05:50 PM |
currency-pilot5 | $25.00 | 1/29/2012 12:13:07 PM |
genius520 | $100.00 | 1/29/2012 12:09:48 PM |
worth-web5 | $50.00 | 1/29/2012 12:11:03 PM |
economy-coup | $50.00 | 1/29/2012 12:19:42 PM |
melodious-fairness | $25.00 | 1/29/2012 12:20:34 PM |
WilliamLeeSims | $25.00 | 1/29/2012 12:25:01 PM |
detective311 | $50.00 | 1/29/2012 12:19:49 PM |
loan-fate | $50.00 | 1/29/2012 12:21:03 PM |
orange-preeminant-bill | $25.00 | 1/29/2012 12:25:13 PM |
musegaze | $25.00 | 1/29/2012 12:25:34 PM |
nimble-revenue5 | $50.00 | 1/29/2012 12:34:04 PM |
dough-mammal | $100.00 | 1/29/2012 12:27:46 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:18 PM |
vegibenz | $25.00 | 1/29/2012 12:31:23 PM |
Dubbs360 | $250.00 | 1/29/2012 12:39:32 PM |
coin-investor | $25.00 | 1/29/2012 12:39:53 PM |
commanding-treasure2 | $50.00 | 1/29/2012 12:45:25 PM |
john0720 | $50.00 | 1/29/2012 12:38:35 PM |
enthusiastic-balance5 | $100.00 | 1/29/2012 12:48:16 PM |
extraordinary-interest1 | $50.00 | 1/29/2012 12:50:41 PM |
Eric_Gagne | $25.00 | 1/29/2012 1:27:23 PM |
deal-pal | $25.00 | 1/29/2012 1:03:00 PM |
LittleMingo | $25.00 | 1/29/2012 1:12:49 PM |
luzonct | $100.00 | 1/29/2012 1:23:24 PM |
janeybooboo | $50.00 | 1/29/2012 2:28:10 PM |
ooorrr | $50.00 | 1/29/2012 1:30:09 PM |
supersarah61 | $25.00 | 1/29/2012 2:46:22 PM |
GrooveBiz | $25.00 | 1/29/2012 2:26:05 PM |
thankful-nickel2 | $25.00 | 1/29/2012 2:09:29 PM |
intrepid-truth6 | $25.00 | 1/29/2012 2:30:24 PM |
all_of_that_one | $30.00 | 1/29/2012 3:08:29 PM |
creative-generosity3 | $50.00 | 1/29/2012 4:14:34 PM |
papaloha | $200.00 | 1/29/2012 3:55:36 PM |
shrine537 | $300.00 | 1/29/2012 3:16:55 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:24 PM |
scabrendan | $47.04 | 1/29/2012 4:27:05 PM |
bnoble09 | $25.00 | 1/29/2012 4:49:59 PM |
Bob450 | $25.00 | 1/29/2012 4:10:08 PM |
chameleon125 | $25.00 | 1/29/2012 4:40:13 PM |
impala6464 | $25.00 | 1/29/2012 4:28:48 PM |
charming-exchange7 | $25.00 | 1/29/2012 5:03:46 PM |
frugalinvestor20 | $25.00 | 1/29/2012 5:09:30 PM |
penny-finder | $25.00 | 1/29/2012 6:07:29 PM |
thrifty-transaction578 | $25.00 | 1/29/2012 5:39:01 PM |
unger | $150.00 | 1/29/2012 5:26:40 PM |
JoePaNation | $115.00 | 1/29/2012 5:39:56 PM |
social-zebra | $30.00 | 1/29/2012 5:49:33 PM |
natural-greenback6 | $25.00 | 1/29/2012 5:53:16 PM |
bentheredunthat | $75.00 | 1/29/2012 6:15:34 PM |
velvetsmog | $25.00 | 1/29/2012 6:00:49 PM |
petangerie | $46.57 | 1/29/2012 6:06:22 PM |
red-eloquent-rupee | $25.00 | 1/29/2012 6:24:49 PM |
Detour11 | $50.00 | 1/29/2012 6:28:39 PM |
lucrative-loan | $100.00 | 1/29/2012 12:02:19 PM |
Mikale360 | $25.00 | 1/29/2012 5:04:14 PM |
important-openness1 | $100.00 | 1/29/2012 12:09:23 PM |
camaraderi-aspen | $100.00 | 1/29/2012 12:13:01 PM |
dynamic-capital | $25.00 | 1/29/2012 12:15:12 PM |
squarebob | $25.00 | 1/29/2012 12:15:43 PM |
money-baron-roth-IRA | $50.00 | 1/29/2012 12:11:53 PM |
velocity-pear | $25.00 | 1/29/2012 12:07:50 PM |
cash-delight1 | $50.00 | 1/29/2012 12:09:37 PM |
ryan6853 | $25.11 | 1/29/2012 12:10:01 PM |
golden-velocity9 | $25.00 | 1/29/2012 12:11:05 PM |
velocity-solo | $25.00 | 1/29/2012 12:18:35 PM |
Ironlock | $25.00 | 1/29/2012 12:19:50 PM |
Comoparklender | $25.00 | 1/29/2012 12:24:18 PM |
wizard750 | $28.00 | 1/29/2012 12:16:20 PM |
rss197 | $25.00 | 1/29/2012 12:16:30 PM |
GElender | $40.00 | 1/29/2012 12:31:32 PM |
compoundinterest | $25.00 | 1/29/2012 12:27:31 PM |
Sonic_Squirrel | $75.00 | 1/29/2012 12:24:03 PM |
kind-efficient-credit | $25.00 | 1/29/2012 12:29:38 PM |
transparency-sapling | $25.00 | 1/29/2012 12:30:21 PM |
hitsman | $50.00 | 1/29/2012 12:30:50 PM |
riveting-wealth2 | $50.00 | 1/29/2012 12:29:15 PM |
enriching-credit9 | $25.00 | 1/29/2012 12:33:12 PM |
Mark-7 | $50.00 | 1/29/2012 12:43:05 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:10 PM |
GCInvestments | $25.00 | 1/29/2012 12:47:19 PM |
finance-prescription | $100.00 | 1/29/2012 12:41:32 PM |
rupee-equation2 | $25.00 | 1/29/2012 12:40:07 PM |
kevin314 | $25.00 | 1/29/2012 12:45:47 PM |
jamiee73 | $25.00 | 1/29/2012 12:57:19 PM |
SolarMoonshine | $50.00 | 1/29/2012 1:14:55 PM |
Print88 | $25.00 | 1/29/2012 12:59:43 PM |
Bank_Of_XL | $25.00 | 1/29/2012 1:19:06 PM |
chitown63 | $36.91 | 1/29/2012 1:52:39 PM |
Indian-Rider | $25.00 | 1/29/2012 2:37:31 PM |
sassykatty | $50.00 | 1/29/2012 2:44:53 PM |
Gobsek | $25.00 | 1/29/2012 2:37:25 PM |
nethosters | $25.00 | 1/29/2012 4:28:28 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:09 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:39 PM |
bluefish | $50.00 | 1/29/2012 5:31:21 PM |
credit-bank-usa611 | $25.00 | 1/29/2012 5:24:09 PM |
cybercop45 | $25.00 | 1/29/2012 5:30:11 PM |
exponential-reward081 | $25.00 | 1/29/2012 5:55:18 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:15 PM |
104 Investments
|
Borrower Payment Dependent Notes Series
543532
This series of Notes was issued and sold upon the funding of the borrower loan #59775, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2005 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,796 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| ore-sunrise5 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because..we have a 2009 cts cad.
that can be used for collateral for a better rate
Monthly net income: 4000.00
Insurance: 264 quarter
Car expenses: $0
Utilities: $250
Phone, cable, internet: $98.00
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $50.00
Other expenses: $212
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 1/18/2012 5:03:01 PM |
SolarMoonshine | $25.00 | 1/18/2012 5:00:43 PM |
2grindstones | $25.00 | 1/18/2012 7:20:29 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:11 PM |
houli123 | $25.00 | 1/21/2012 7:21:33 AM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:53 PM |
asset-tomahawk2 | $25.00 | 1/22/2012 6:23:25 PM |
productive-note2 | $100.00 | 1/23/2012 9:40:02 AM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:51 PM |
tremendous-yield8 | $25.00 | 1/24/2012 5:12:32 AM |
Dubbs360 | $25.00 | 1/24/2012 9:16:02 AM |
melodious-openness | $1,000.00 | 1/24/2012 6:14:35 PM |
DiligentiaLLC | $25.00 | 1/24/2012 6:45:28 PM |
Interloper | $40.00 | 1/25/2012 9:45:20 AM |
transformer855 | $25.00 | 1/25/2012 10:53:17 AM |
terrific-dough6 | $75.00 | 1/25/2012 1:04:33 PM |
first-serene-credit | $25.00 | 1/25/2012 3:47:45 PM |
yf99yz | $25.00 | 1/25/2012 4:32:20 PM |
Piitb08 | $150.00 | 1/25/2012 6:19:41 PM |
Jon8403 | $100.00 | 1/25/2012 6:26:35 PM |
rate-sceptre | $25.00 | 1/25/2012 6:44:05 PM |
4mydaughterseducation | $41.00 | 1/25/2012 8:45:22 PM |
tomdooley12520 | $25.00 | 1/26/2012 1:31:00 PM |
preeminant-moola6 | $28.00 | 1/26/2012 12:22:42 PM |
social-hunter5 | $25.00 | 1/26/2012 4:33:27 PM |
gothampark | $25.00 | 1/26/2012 3:55:01 PM |
asset-trajectory | $25.00 | 1/26/2012 4:33:29 PM |
orearella3 | $25.00 | 1/26/2012 5:09:32 PM |
Sid-K | $25.00 | 1/26/2012 5:13:28 PM |
green-durable-yield | $25.00 | 1/26/2012 10:03:18 PM |
gtrplayer | $25.00 | 1/27/2012 12:08:02 AM |
larryboy10 | $25.00 | 1/26/2012 6:41:28 PM |
GElender | $25.00 | 1/27/2012 6:55:32 AM |
Haribelle | $25.00 | 1/27/2012 12:30:59 AM |
jpac1066 | $50.00 | 1/27/2012 5:22:52 AM |
drg6289 | $25.00 | 1/27/2012 6:35:56 AM |
cash-daisy | $30.27 | 1/27/2012 7:30:18 AM |
bmw2 | $50.00 | 1/27/2012 7:48:31 AM |
friendinmoney | $25.00 | 1/27/2012 9:32:17 AM |
in-college-lender | $25.00 | 1/27/2012 9:39:42 AM |
sdcc72 | $25.00 | 1/27/2012 10:48:36 AM |
thankful-nickel2 | $25.00 | 1/27/2012 10:58:06 AM |
intrepid-truth6 | $25.00 | 1/27/2012 11:14:53 AM |
fountain355 | $25.00 | 1/27/2012 11:35:34 AM |
oxnard | $50.00 | 1/27/2012 11:33:03 AM |
bubb_hans | $50.00 | 1/18/2012 5:09:20 PM |
vutah | $65.00 | 1/18/2012 5:37:53 PM |
let_me_retire | $28.00 | 1/19/2012 9:24:44 PM |
Bcs-cnc | $25.00 | 1/20/2012 9:12:44 PM |
cello1 | $25.00 | 1/22/2012 7:14:33 PM |
realtormoises | $25.00 | 1/24/2012 6:37:17 AM |
alpete7 | $50.00 | 1/24/2012 10:28:11 AM |
kk-gp | $100.00 | 1/24/2012 5:52:43 PM |
brightest-income-hunter | $25.00 | 1/25/2012 8:28:59 AM |
greencat | $50.00 | 1/25/2012 9:24:15 AM |
shrine537 | $100.00 | 1/25/2012 10:47:54 AM |
glroark | $100.00 | 1/25/2012 1:33:42 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:25 PM |
bailey7563 | $32.00 | 1/26/2012 4:07:34 AM |
deepblue34 | $25.00 | 1/25/2012 7:59:56 PM |
rakem777 | $25.00 | 1/26/2012 6:42:15 AM |
tzvie | $25.00 | 1/26/2012 7:57:28 AM |
Detour11 | $100.00 | 1/26/2012 10:56:19 AM |
kind-diligent-coin | $25.00 | 1/26/2012 4:32:55 PM |
red-benefit-ruler | $50.00 | 1/26/2012 3:36:06 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:33 PM |
favorite-commerce | $40.00 | 1/26/2012 9:28:56 PM |
likeable-hope | $25.00 | 1/27/2012 3:23:41 AM |
Riley2008 | $28.75 | 1/26/2012 7:30:25 PM |
CA-Lender | $25.00 | 1/27/2012 5:37:03 AM |
ekmendenhall | $25.00 | 1/26/2012 10:04:42 PM |
alluring-yield5 | $25.00 | 1/27/2012 6:20:38 AM |
jpollar | $25.00 | 1/27/2012 7:02:41 AM |
sevenbridges | $25.00 | 1/27/2012 7:30:50 AM |
lendhouse2008 | $135.00 | 1/27/2012 9:52:24 AM |
helping-out | $25.00 | 1/27/2012 9:40:31 AM |
karpman3 | $50.00 | 1/27/2012 10:32:42 AM |
coin-explorer | $6.98 | 1/27/2012 12:03:20 PM |
78 Investments
|
Borrower Payment Dependent Notes Series
544116
This series of Notes was issued and sold upon the funding of the borrower loan #59140, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 40% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,481 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-fund-poem2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting Divorced & Need Help
Purpose of loan:
This loan will be used to help me get back on my feet after separating from my wife. We are currently in the divorce process. It's been an incredibly difficult time for me since August and I've struggled to keep up with the increased amount of bills I am now responsible for.
My financial situation:
I am a good candidate for this loan because I am an honest hardworking individual who has fallen on tough times. I have a steady job that I've held since 2006. I admit I've made some financial mistakes in the past and relied too heavily on credit cards, however I've learned my lesson the hard way and really cracked down on my spending and started monitoring my finances more than ever before.
Monthly net income: $3400
Monthly expenses: $3650
Housing: $1200
Insurance: $200
Car expenses: $ 600
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/18/2012 5:03:44 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
544254
This series of Notes was issued and sold upon the funding of the borrower loan #59262, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-12-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $206.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,261 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| point-mulberry4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BSM
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,300.00
Monthly expenses: $130.00
Housing: none
Insurance: $240.00 every 6 months
Car expenses: none
Utilities: none
Phone, cable, internet: $200.00
Food, entertainment: $200.00
Clothing, household expenses: none
Credit cards and other loans: only this loan
Other expenses: none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/12/2012 5:11:06 PM |
Aberdeen | $5,825.00 | 1/12/2012 5:36:01 PM |
downtownfarm | $25.00 | 1/12/2012 5:18:10 PM |
hitsman | $50.00 | 1/12/2012 5:14:22 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
544984
This series of Notes was issued and sold upon the funding of the borrower loan #59266, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $181.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 35% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 10y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,659 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| principal-atizer8 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 34 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $21,500.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Nov-2010)
800-819
(Feb-2010)
|
Principal balance:
| $12,709.50 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
My personal loan for my business
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have successfully used prosper before to acquire an investment property. I have paid the loan back never missing a payment. I'm employed as a restaurant manager for over 10 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $25.00 | 1/16/2012 5:02:41 PM |
Feyenoord | $30.00 | 1/16/2012 5:12:51 PM |
economy-popcorn | $25.00 | 1/17/2012 5:31:31 AM |
kenji4861 | $25.00 | 1/16/2012 5:07:31 PM |
AFairDeal | $25.00 | 1/16/2012 5:16:46 PM |
Uncle_Scrooge | $50.00 | 1/16/2012 5:17:22 PM |
hitsman | $50.00 | 1/16/2012 5:18:52 PM |
rupee-equation2 | $25.00 | 1/16/2012 5:25:58 PM |
green-trade-dolphin2 | $45.02 | 1/16/2012 5:02:24 PM |
enticing-capital6 | $50.00 | 1/16/2012 5:08:55 PM |
enticing-capital6 | $50.00 | 1/16/2012 5:09:01 PM |
A4 | $25.00 | 1/16/2012 5:09:05 PM |
vinayski | $25.00 | 1/16/2012 5:14:13 PM |
fcrick | $25.00 | 1/16/2012 5:21:04 PM |
addlending | $70.00 | 1/17/2012 10:28:46 AM |
shrewd-dedication2 | $50.00 | 1/17/2012 10:31:17 AM |
sensible-fund | $25.00 | 1/17/2012 3:23:48 AM |
susurrus | $50.00 | 1/17/2012 1:44:27 PM |
a- | $25.00 | 1/17/2012 4:10:44 PM |
grammaspurse | $25.00 | 1/17/2012 8:37:24 AM |
BxRealtor | $25.00 | 1/17/2012 5:20:10 PM |
radforj22 | $25.00 | 1/17/2012 6:21:10 PM |
Tylerh | $250.00 | 1/17/2012 5:51:49 PM |
genius520 | $50.00 | 1/18/2012 9:19:49 AM |
indomitable-coin | $25.00 | 1/18/2012 9:29:13 AM |
first-serene-credit | $25.00 | 1/18/2012 7:58:57 AM |
csakhil | $25.00 | 1/18/2012 1:28:26 PM |
blooming-market | $25.00 | 1/18/2012 3:21:00 PM |
squarebob | $25.00 | 1/18/2012 5:30:44 PM |
Leshan | $50.00 | 1/19/2012 9:33:54 AM |
principal-star | $25.00 | 1/19/2012 7:11:14 PM |
kevin314 | $50.00 | 1/19/2012 11:19:34 PM |
charming-exchange7 | $25.00 | 1/20/2012 9:32:35 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:46 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 8:12:10 PM |
autonomous-basis | $50.00 | 1/21/2012 5:19:57 AM |
order-supernova6 | $50.00 | 1/20/2012 8:29:46 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:46 PM |
hidavehi | $26.00 | 1/21/2012 1:58:48 PM |
daddysgotya | $50.00 | 1/22/2012 5:49:52 AM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:42 AM |
dinero-path5 | $50.00 | 1/22/2012 10:51:32 AM |
P2P_Investor | $2,000.00 | 1/22/2012 1:43:32 PM |
Index_Plus | $2,299.57 | 1/22/2012 2:23:52 PM |
MoneyForNothing | $29.75 | 1/16/2012 5:01:47 PM |
payout-bridge | $35.00 | 1/18/2012 10:12:17 PM |
Harry | $50.00 | 1/16/2012 5:11:08 PM |
virtuous-repayment | $25.00 | 1/16/2012 5:34:14 PM |
edaguy | $50.00 | 1/16/2012 5:36:51 PM |
downtownfarm | $25.00 | 1/16/2012 5:37:32 PM |
investment-artist | $34.01 | 1/16/2012 5:36:32 PM |
sturdy-fairness0 | $100.00 | 1/16/2012 5:37:59 PM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:18 PM |
responsive-value4 | $34.00 | 1/17/2012 8:35:15 AM |
GoGalt | $50.00 | 1/17/2012 1:11:42 PM |
dime-sprout | $25.00 | 1/17/2012 9:09:02 AM |
selector568 | $300.00 | 1/17/2012 5:11:57 PM |
Zoramite | $25.00 | 1/17/2012 12:46:41 PM |
eagle1271 | $25.00 | 1/18/2012 7:24:28 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:08 AM |
dime-selector | $25.00 | 1/18/2012 7:04:42 PM |
E_G | $50.00 | 1/18/2012 5:39:54 PM |
promise2 | $33.84 | 1/19/2012 9:08:34 AM |
thankful-nickel2 | $25.00 | 1/18/2012 10:00:18 PM |
contract-student2 | $54.28 | 1/19/2012 6:17:28 AM |
loyalty-czar | $55.00 | 1/19/2012 8:23:01 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:55 AM |
orange-immaculate-payment | $25.00 | 1/19/2012 1:48:59 PM |
wonderous-point155 | $25.00 | 1/19/2012 7:24:34 PM |
wlm3012 | $50.00 | 1/19/2012 7:30:51 PM |
benjo | $50.00 | 1/19/2012 10:08:22 PM |
resolute-payment | $50.00 | 1/20/2012 1:29:38 PM |
Redmond | $25.00 | 1/20/2012 2:55:46 PM |
EverettFinancial | $25.00 | 1/20/2012 6:42:07 PM |
Loan-trust25 | $30.86 | 1/20/2012 5:21:29 PM |
ChristopherHS | $25.00 | 1/20/2012 10:25:20 PM |
forthright-durability | $25.00 | 1/20/2012 8:44:36 PM |
dime-explosion | $50.00 | 1/21/2012 4:02:45 PM |
chameleon125 | $50.00 | 1/21/2012 7:02:49 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:46:41 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:57 AM |
healthy-bonus6 | $25.00 | 1/21/2012 10:23:09 PM |
Sevron | $100.00 | 1/21/2012 6:09:32 PM |
value-wind0 | $57.67 | 1/22/2012 11:51:36 AM |
generosity-poem2 | $40.00 | 1/22/2012 12:02:02 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
545430
This series of Notes was issued and sold upon the funding of the borrower loan #59340, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $378.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $95 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| judo238 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...make some purchases for home, and credit building.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,570
Monthly expenses: $1055
Housing: $550
Insurance: $100
Car expenses: $250
Utilities: $100
Phone, cable, internet: $30
Food, entertainment: $120
Clothing, household expenses: $
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/12/2012 5:14:23 PM |
downtownfarm | $25.00 | 1/12/2012 5:18:11 PM |
enriching-dollar1 | $100.00 | 1/12/2012 5:39:45 PM |
sturdy-fairness0 | $50.00 | 1/13/2012 5:25:41 PM |
john0720 | $50.00 | 1/16/2012 8:20:10 AM |
kenji4861 | $25.00 | 1/16/2012 5:08:26 PM |
a- | $25.00 | 1/17/2012 4:29:04 PM |
tech310 | $50.00 | 1/18/2012 7:46:57 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:41 PM |
oxnard | $50.00 | 1/20/2012 2:28:39 PM |
edaguy | $75.00 | 1/20/2012 5:34:02 PM |
genius520 | $50.00 | 1/20/2012 5:36:37 PM |
selector568 | $300.00 | 1/21/2012 12:35:44 PM |
kevin314 | $25.00 | 1/21/2012 12:19:07 PM |
principal-cooker2 | $100.00 | 1/21/2012 12:48:18 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:39 PM |
Sevron | $100.00 | 1/21/2012 6:09:28 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:43 AM |
ideal-platinum1 | $25.00 | 1/22/2012 12:07:21 PM |
top-diversification-giraffe1 | $25.00 | 1/22/2012 12:15:58 PM |
GCInvestments | $25.00 | 1/21/2012 11:06:57 PM |
leodaguy | $100.00 | 1/22/2012 12:38:46 PM |
successful-agreement7 | $100.00 | 1/22/2012 12:16:52 PM |
Index_Plus | $6,090.00 | 1/22/2012 2:36:42 PM |
Investor_DP | $100.00 | 1/12/2012 5:11:06 PM |
enchanted-note | $25.00 | 1/13/2012 9:30:48 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:54:28 PM |
Harry | $50.00 | 1/13/2012 6:38:27 PM |
superb-funds335 | $25.00 | 1/15/2012 12:27:58 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:57 PM |
csakhil | $25.00 | 1/18/2012 1:27:55 PM |
toblerone | $25.00 | 1/18/2012 5:08:45 PM |
Rivervale_Westwood | $25.00 | 1/19/2012 5:56:52 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:06 AM |
sturdy-note5 | $25.00 | 1/19/2012 8:18:42 PM |
kulender | $50.00 | 1/20/2012 6:14:57 AM |
Redmond | $25.00 | 1/20/2012 2:55:38 PM |
Domgabriel | $30.00 | 1/21/2012 5:54:56 AM |
CaptainBlueberry | $25.00 | 1/20/2012 5:42:56 PM |
E_G | $50.00 | 1/21/2012 12:35:15 PM |
Tylerh | $250.00 | 1/21/2012 12:07:44 PM |
Brainworm | $25.00 | 1/21/2012 12:30:07 PM |
enthralling-investment | $25.00 | 1/21/2012 12:49:00 PM |
BxRealtor | $25.00 | 1/22/2012 12:40:44 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:35 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:40 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:40:49 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
545740
This series of Notes was issued and sold upon the funding of the borrower loan #59409, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2005 |
Debt/Income ratio:
| 56% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 4y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,117 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| brightest-joyous-currency |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Consoladate debt
This loan will be used to... Pay off credit card and motorcycle loan.
My financial situation:
I am a good candidate for this loan because... All my bills are always paid on time. My wife and I are securely employed and are just trying to reduce interest on debt.
Monthly net income: $5,000 aprox
Monthly expenses: $800 aprox
Housing: $1,000 aprox
Insurance: $150.00 a month
Car expenses: $1,000
Utilities: $100
Phone, cable, internet: $200
Food, entertainment: included in "monthly expenses"
Clothing, household expenses: included in "monthly expenses"
Credit cards and other loans: $100.00 mo
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CashFlow13 | $299.00 | 1/23/2012 5:20:44 PM |
Zimbu | $25.00 | 1/23/2012 11:12:28 AM |
deal-pal | $25.00 | 1/23/2012 1:17:49 PM |
MatthewDP | $200.00 | 1/23/2012 5:15:09 PM |
favorite-commerce | $40.00 | 1/23/2012 11:25:55 AM |
economy-coup | $50.00 | 1/23/2012 5:26:42 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:35 PM |
missing-link | $25.00 | 1/23/2012 3:34:15 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:42 PM |
Cliffie83 | $25.00 | 1/23/2012 5:34:17 PM |
worthy-bid8 | $100.00 | 1/23/2012 5:10:50 PM |
rockhound84 | $25.00 | 1/23/2012 7:33:45 PM |
kind-efficient-credit | $25.00 | 1/23/2012 5:20:49 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:07 PM |
grammaspurse | $25.00 | 1/23/2012 5:21:40 PM |
AndChicksforFree | $25.00 | 1/23/2012 6:00:41 PM |
CPAecs | $25.00 | 1/23/2012 2:51:48 PM |
market-aspen9 | $25.00 | 1/23/2012 3:38:11 PM |
zeeexsixare | $200.00 | 1/23/2012 6:27:08 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:56 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:00 PM |
Index_Plus | $3,485.91 | 1/23/2012 9:36:42 PM |
twjh | $50.01 | 1/23/2012 5:27:22 PM |
loan-fate | $50.00 | 1/23/2012 5:31:01 PM |
scarlet-velvet | $25.08 | 1/23/2012 7:47:58 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
545754
This series of Notes was issued and sold upon the funding of the borrower loan #59501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $107.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 4% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,928 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| Hillbilly_Banker |
Borrower's state:
| Wisconsin |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to... Consolidate small items that have recently come up into one easy payment.
My financial situation:
I am a good candidate for this loan because...I have always maintained the highest credit. I am also a Prosper investor.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$46.00.
Popcorn_Shrimper has invested a total of
$50.00.
2 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a- | $25.00 | 1/23/2012 9:05:33 AM |
dammage | $100.00 | 1/23/2012 9:06:03 AM |
cashhelp | $25.00 | 1/23/2012 9:23:51 AM |
Popcorn_Shrimper | $50.00 | 1/23/2012 9:30:55 AM |
hitsman | $50.00 | 1/23/2012 9:33:53 AM |
gothampark | $25.00 | 1/23/2012 9:13:43 AM |
CincyTex | $50.00 | 1/23/2012 9:14:23 AM |
Harry | $50.00 | 1/23/2012 9:11:48 AM |
meux99 | $25.00 | 1/23/2012 9:19:13 AM |
tacologic | $50.00 | 1/23/2012 12:45:20 PM |
treasure-coyote3 | $125.00 | 1/23/2012 1:05:54 PM |
dumbass | $25.00 | 1/23/2012 9:22:13 AM |
well-rounded-dinero | $150.00 | 1/23/2012 9:24:43 AM |
courteous-bazaar | $250.00 | 1/23/2012 9:31:18 AM |
MarketInvestor | $25.00 | 1/23/2012 9:34:04 AM |
radforj22 | $25.00 | 1/23/2012 3:26:11 PM |
beachfunder | $25.00 | 1/23/2012 11:32:47 AM |
harty | $50.00 | 1/23/2012 12:38:11 PM |
mar97 | $25.00 | 1/23/2012 3:22:51 PM |
D911ave | $50.00 | 1/23/2012 5:39:56 PM |
virtuous-repayment | $50.00 | 1/23/2012 5:49:56 PM |
KLCRAY | $25.00 | 1/23/2012 5:11:14 PM |
Brisket_Bob | $25.00 | 1/23/2012 6:32:36 PM |
balance-force | $25.40 | 1/23/2012 6:37:52 PM |
Bobafet | $25.00 | 1/23/2012 5:08:37 PM |
BigBag | $25.00 | 1/23/2012 7:59:39 PM |
the-sunny-loot | $25.00 | 1/23/2012 5:27:38 PM |
AFairDeal | $25.00 | 1/23/2012 5:30:54 PM |
gpuck | $100.00 | 1/23/2012 5:56:52 PM |
Oak-Parker | $27.98 | 1/23/2012 6:55:17 PM |
prudent-payout462 | $25.00 | 1/23/2012 7:08:42 PM |
upbeat-investment9 | $25.00 | 1/23/2012 6:34:19 PM |
Octamer | $50.00 | 1/23/2012 8:10:52 PM |
WLenders | $50.00 | 1/23/2012 7:10:31 PM |
loanman2007 | $50.00 | 1/23/2012 9:36:37 AM |
Christophe | $25.00 | 1/23/2012 7:03:52 PM |
downtownfarm | $25.00 | 1/23/2012 9:12:40 AM |
Octamer | $100.00 | 1/23/2012 9:25:43 AM |
cebgop | $25.00 | 1/23/2012 9:27:32 AM |
halothane_logic | $75.00 | 1/23/2012 9:38:43 AM |
kevin314 | $25.00 | 1/23/2012 9:39:43 AM |
investmentgroup | $25.00 | 1/23/2012 9:43:57 AM |
patriot897 | $25.00 | 1/23/2012 9:56:03 AM |
blot44 | $25.00 | 1/23/2012 10:11:22 AM |
purposeful-pound5 | $29.00 | 1/23/2012 10:35:52 AM |
lendersf | $50.00 | 1/23/2012 9:06:05 AM |
lenderrn | $50.00 | 1/23/2012 9:15:22 AM |
Stalker_Sn | $25.00 | 1/23/2012 9:17:55 AM |
Weaverville | $50.00 | 1/23/2012 9:21:22 AM |
JGuide | $46.00 | 1/23/2012 9:23:23 AM |
Kyjamune | $25.00 | 1/23/2012 9:30:51 AM |
orange-impartial-asset | $150.00 | 1/23/2012 9:41:53 AM |
wise-exchange-chooser | $50.00 | 1/23/2012 9:38:53 AM |
logical-reward8 | $25.00 | 1/23/2012 9:40:56 AM |
ericgassercom | $25.00 | 1/23/2012 9:43:26 AM |
pirahna125 | $25.00 | 1/23/2012 5:09:02 PM |
GoGators01 | $25.00 | 1/23/2012 5:14:28 PM |
oxnard | $50.00 | 1/23/2012 2:08:31 PM |
A4 | $25.00 | 1/23/2012 3:52:56 PM |
nuclearmoose | $50.00 | 1/23/2012 5:06:24 PM |
kinetic-social | $42.60 | 1/23/2012 6:12:08 PM |
orearella3 | $25.00 | 1/23/2012 5:15:58 PM |
enriching-dollar1 | $100.00 | 1/23/2012 5:13:26 PM |
lenderrn | $54.02 | 1/23/2012 8:10:06 PM |
indomitable-coin | $25.00 | 1/23/2012 5:23:42 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:40 PM |
Cliffie83 | $25.00 | 1/23/2012 5:34:17 PM |
Huck007 | $100.00 | 1/23/2012 6:10:54 PM |
gravbox | $25.00 | 1/23/2012 5:39:45 PM |
lucrative-coin | $100.00 | 1/23/2012 5:59:55 PM |
the-determined-value | $75.00 | 1/23/2012 6:52:12 PM |
tigercat | $50.00 | 1/23/2012 7:37:38 PM |
orange-elated-contract | $25.00 | 1/23/2012 8:09:13 PM |
73 Investments
|
Borrower Payment Dependent Notes Series
546008
This series of Notes was issued and sold upon the funding of the borrower loan #59368, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $158.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 33y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Engineer - Chemical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $89,232 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BuffaloPaul |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Mar-2007)
760-779
(Feb-2007)
|
Principal balance:
| $0.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Software Development Project
This loan will be used to develop software for Private Investigators. Currently in order to generate client reports, private investigators need to open up that dreaded MS Word and deal with too much complexity and too little flexibility. Besides adding text, the report writers must add photos and deal with video.
I SPY an opportunity to help PI's waste less time writing reports. What I envision is a new way to create reports that takes advantage of Adobe Reader's ability to incorporate flash video.
I already have 10 customers that have agreed to buy this product which will be sold as a month paid service.
I am a good candidate for this loan because I have an excellent credit history. I have never missed a payment on a debt. I have been employed as an engineer for over 33 years at a Fortune 100 company with a mid 6 figure income.
I expect to finish this project with a large bonus I receive last day of Feb.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
edaguy | $75.00 | 1/11/2012 9:05:20 AM |
AFairDeal | $25.00 | 1/11/2012 9:27:14 AM |
virtuous-repayment | $25.00 | 1/11/2012 9:23:31 AM |
investment-artist | $33.01 | 1/11/2012 9:26:33 AM |
downtownfarm | $25.00 | 1/11/2012 9:28:41 AM |
enriching-dollar1 | $100.00 | 1/11/2012 9:46:26 AM |
trade-burrito4 | $35.00 | 1/11/2012 9:53:41 AM |
hitsman | $50.00 | 1/11/2012 9:40:57 AM |
enticing-capital6 | $50.00 | 1/11/2012 9:57:41 AM |
fcrick | $25.00 | 1/11/2012 9:55:59 AM |
rupee-equation2 | $25.00 | 1/11/2012 9:57:57 AM |
Eric_Gagne | $25.00 | 1/11/2012 2:39:02 PM |
r48 | $25.00 | 1/11/2012 3:48:24 PM |
A4 | $25.00 | 1/11/2012 4:19:05 PM |
finance-symphony7 | $100.00 | 1/11/2012 7:43:47 PM |
DKSArt | $50.00 | 1/12/2012 6:00:37 AM |
john0720 | $25.00 | 1/12/2012 6:08:41 AM |
gokart83 | $25.00 | 1/12/2012 6:26:28 AM |
first-serene-credit | $25.00 | 1/12/2012 7:14:59 AM |
benefit-prescription6 | $100.00 | 1/12/2012 8:30:12 AM |
ChristopherHS | $25.00 | 1/12/2012 10:06:20 AM |
rate-authority2 | $50.00 | 1/12/2012 4:56:02 PM |
genius520 | $50.00 | 1/12/2012 5:23:17 PM |
jsnryn | $25.00 | 1/12/2012 7:05:41 PM |
HappyToLoan | $25.00 | 1/13/2012 8:45:35 AM |
Brisket_Bob | $29.95 | 1/13/2012 8:09:49 AM |
rolltide09 | $25.00 | 1/13/2012 9:07:59 AM |
jazz619 | $25.00 | 1/13/2012 9:50:17 AM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:32 PM |
wesleyan | $50.00 | 1/13/2012 8:48:43 PM |
indomitable-coin | $25.00 | 1/13/2012 5:31:37 PM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:11 AM |
leodaguy | $100.00 | 1/14/2012 7:50:02 AM |
cerebral-dollar773 | $50.00 | 1/14/2012 8:05:00 AM |
roadtruck | $50.00 | 1/14/2012 12:24:54 PM |
orearella3 | $25.00 | 1/14/2012 12:32:25 PM |
squarebob | $25.00 | 1/14/2012 12:41:27 PM |
processor115 | $25.00 | 1/14/2012 12:54:02 PM |
the-deal-socrates | $50.00 | 1/14/2012 3:48:28 PM |
droryikra | $30.00 | 1/15/2012 6:33:15 AM |
RicheyRich | $25.00 | 1/14/2012 7:36:35 PM |
BankOfBjoltus | $25.00 | 1/14/2012 10:12:24 PM |
mizon291 | $30.00 | 1/15/2012 12:07:17 AM |
Tylerh | $250.00 | 1/15/2012 12:17:22 PM |
Gobsek | $25.00 | 1/15/2012 12:24:47 PM |
Boxster968 | $25.00 | 1/15/2012 4:59:22 PM |
trona | $25.72 | 1/15/2012 7:30:53 PM |
Ray3486 | $25.00 | 1/16/2012 8:45:58 AM |
BeeHive | $25.00 | 1/16/2012 6:40:50 AM |
credit-coach118 | $25.17 | 1/16/2012 9:19:01 AM |
invincible-peso | $59.36 | 1/15/2012 4:54:05 PM |
lagnisiruk | $25.00 | 1/16/2012 9:08:49 AM |
Socorro_Capital_Partners | $25.01 | 1/16/2012 11:07:41 AM |
Money_Working | $30.00 | 1/16/2012 11:10:16 AM |
JGuide | $50.00 | 1/16/2012 12:09:51 PM |
CoolPlexer | $25.00 | 1/16/2012 9:16:47 AM |
Nailman88 | $50.00 | 1/16/2012 9:22:47 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 5:17:21 PM |
WZ3190 | $25.00 | 1/16/2012 12:46:05 PM |
WonderPup | $25.00 | 1/17/2012 8:17:52 AM |
Rider | $192.69 | 1/17/2012 3:10:23 AM |
pirahna125 | $25.00 | 1/11/2012 9:13:07 AM |
green-trade-dolphin2 | $45.02 | 1/11/2012 9:02:12 AM |
BxRealtor | $25.00 | 1/11/2012 9:23:58 AM |
MoneyForNothing | $39.61 | 1/11/2012 9:13:48 AM |
cashhelp | $25.00 | 1/11/2012 9:41:26 AM |
Feyenoord | $30.00 | 1/11/2012 9:39:05 AM |
kinetic-social | $25.00 | 1/11/2012 10:15:59 AM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:27:10 AM |
Beechturner | $50.00 | 1/11/2012 12:30:40 PM |
Weaverville | $50.00 | 1/11/2012 4:06:00 PM |
kenji4861 | $25.00 | 1/11/2012 5:09:24 PM |
E_G | $50.00 | 1/11/2012 5:35:10 PM |
amlu1988 | $25.00 | 1/11/2012 8:51:11 PM |
iolaire | $25.00 | 1/12/2012 1:07:42 AM |
McChan | $300.00 | 1/11/2012 9:39:25 PM |
Bobafet | $25.00 | 1/12/2012 3:17:16 AM |
suave-dollar | $25.00 | 1/12/2012 4:36:45 AM |
thrilling-nickel5 | $25.00 | 1/12/2012 5:51:54 AM |
bullwink27 | $25.00 | 1/12/2012 6:14:03 AM |
Cliffie83 | $25.00 | 1/12/2012 9:14:37 AM |
D911ave | $50.00 | 1/12/2012 9:38:07 AM |
ansky127 | $26.50 | 1/12/2012 10:16:54 AM |
hope-hickory | $50.00 | 1/12/2012 3:52:15 PM |
Tscheddar | $25.00 | 1/12/2012 12:27:51 PM |
cloud8 | $35.00 | 1/12/2012 6:07:57 PM |
Leshan | $48.57 | 1/13/2012 6:37:18 PM |
Harry | $50.00 | 1/13/2012 6:39:06 PM |
Spiv_51 | $50.00 | 1/14/2012 4:42:36 AM |
ltschetter | $75.00 | 1/14/2012 7:59:21 AM |
CA_Lender | $25.00 | 1/14/2012 12:29:38 PM |
promise2 | $25.00 | 1/14/2012 3:10:37 PM |
proper-agreement8 | $50.00 | 1/14/2012 3:35:32 PM |
boots682 | $25.00 | 1/14/2012 3:36:31 PM |
paladin510 | $25.00 | 1/14/2012 7:35:42 PM |
adir1 | $25.00 | 1/14/2012 4:21:14 PM |
Ripsaw4U | $50.00 | 1/14/2012 4:44:03 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:08 AM |
loyalist1 | $250.00 | 1/14/2012 9:12:17 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:46 AM |
atomantic | $50.00 | 1/15/2012 3:57:19 PM |
ssgt95068 | $25.00 | 1/15/2012 3:00:17 PM |
djh47a | $25.00 | 1/16/2012 6:48:55 AM |
Johnab | $25.00 | 1/16/2012 7:04:02 AM |
newest-auction-monger | $25.00 | 1/16/2012 7:50:15 AM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:43 PM |
dime-selector | $25.00 | 1/16/2012 4:25:29 PM |
dproxima | $25.00 | 1/16/2012 10:55:32 AM |
AaronL | $25.00 | 1/16/2012 1:30:40 PM |
a-community-aficionado | $34.39 | 1/16/2012 1:40:07 PM |
unafraid-loan5 | $25.00 | 1/17/2012 7:22:32 AM |
Mrs-Honeydew | $25.00 | 1/17/2012 6:27:15 AM |
Silver-Penny001 | $25.00 | 1/17/2012 8:40:27 AM |
RyanTH9893 | $25.00 | 1/16/2012 6:53:01 PM |
114 Investments
|
Borrower Payment Dependent Notes Series
546476
This series of Notes was issued and sold upon the funding of the borrower loan #59734, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $333.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 15y 1m |
Amount delinquent:
| $8,282 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,481 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| victorbeel |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 12 ( 33% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,880.00 | < 31 days late:
| 21
( 58% )
| 640-659
(May-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 3
( 8% )
|
Total payments billed:
| 36 | | |
Description
Small loan to a rental property
Purpose of loan:
This loan will be used to...to buy second rental Property in Grand Rapids Michigan
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 3,400
Monthly expenses: $1835
Housing: $
Insurance: $75.
Car expenses: $0
Utilities: $75
Phone, cable, internet: $85
Food, entertainment: $
Clothing, household expenses: $150.00
Credit cards and other loans: $1200
Other expenses: $300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/22/2012 12:02:14 PM |
trumpeter5 | $25.00 | 1/22/2012 12:02:33 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:51 AM |
enticing-note | $25.00 | 1/24/2012 6:54:09 PM |
13nd3r | $25.00 | 1/25/2012 4:51:08 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:44 AM |
Slapshot | $50.00 | 1/25/2012 12:32:58 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:46 PM |
thorough-marketplace441 | $100.00 | 1/26/2012 1:11:55 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:35 PM |
Sid-K | $25.00 | 1/26/2012 5:13:41 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:19 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:49 PM |
Harry | $100.00 | 1/26/2012 5:37:16 PM |
Soulphoniks-Holdings | $27.80 | 1/27/2012 6:59:25 AM |
ALANGREANSPAN | $25.00 | 1/27/2012 8:54:42 AM |
squarebob | $25.00 | 1/27/2012 9:30:50 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:21 AM |
acarnegie | $25.00 | 1/27/2012 12:18:17 PM |
twjh | $25.00 | 1/27/2012 4:16:05 PM |
danf2201 | $25.00 | 1/27/2012 2:41:15 PM |
lendacity | $50.00 | 1/28/2012 4:39:24 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:43 AM |
Leshan | $64.73 | 1/28/2012 9:53:43 AM |
ivy-league-MBA | $25.00 | 1/28/2012 12:05:54 PM |
money-bauble | $100.00 | 1/28/2012 12:07:22 PM |
hitsman | $50.00 | 1/28/2012 12:21:19 PM |
CaptainBlueberry | $25.00 | 1/28/2012 12:12:16 PM |
rescue | $100.00 | 1/28/2012 12:14:30 PM |
successful-agreement7 | $100.00 | 1/28/2012 12:18:43 PM |
kjsfld | $25.00 | 1/28/2012 12:32:37 PM |
PPlleeaasseePayMeBack | $25.00 | 1/28/2012 12:32:49 PM |
credit-wheel7 | $25.00 | 1/28/2012 12:34:29 PM |
graceful-investment | $30.00 | 1/28/2012 12:23:29 PM |
Kaj | $25.00 | 1/28/2012 12:23:35 PM |
ursus | $50.00 | 1/28/2012 12:35:30 PM |
rate-mogul | $50.00 | 1/28/2012 12:35:59 PM |
bid-czar8 | $100.00 | 1/28/2012 12:26:40 PM |
wormdc | $25.00 | 1/28/2012 12:27:16 PM |
jo2y | $25.00 | 1/28/2012 12:38:56 PM |
sfmdg | $25.00 | 1/28/2012 12:29:25 PM |
ramsba | $44.00 | 1/28/2012 12:39:19 PM |
lender2611 | $25.00 | 1/28/2012 12:39:36 PM |
hanuman77 | $25.00 | 1/28/2012 12:33:10 PM |
yield-aurora4 | $25.00 | 1/28/2012 12:34:31 PM |
fareast_man | $25.00 | 1/28/2012 12:43:28 PM |
Ivan2007 | $25.00 | 1/28/2012 12:44:22 PM |
Rick21 | $25.00 | 1/28/2012 12:45:15 PM |
hostbank | $100.00 | 1/28/2012 12:39:46 PM |
Money2Lend_U | $31.00 | 1/28/2012 12:40:15 PM |
und-alum | $25.00 | 1/28/2012 12:40:35 PM |
paladin847 | $50.00 | 1/28/2012 12:43:37 PM |
dinero-speaker | $25.00 | 1/28/2012 12:46:49 PM |
Railbird | $25.00 | 1/28/2012 12:47:10 PM |
community-champ3 | $25.00 | 1/28/2012 12:43:53 PM |
eastboimerchandise | $25.00 | 1/28/2012 12:47:40 PM |
gulch | $25.00 | 1/28/2012 12:53:55 PM |
enriching-capital | $25.00 | 1/28/2012 12:56:09 PM |
sjvicker | $25.00 | 1/28/2012 12:56:20 PM |
influential-benjamins0 | $39.00 | 1/28/2012 12:47:57 PM |
velocity-solo | $25.00 | 1/28/2012 12:57:04 PM |
the-profit-oracle | $25.00 | 1/28/2012 12:50:34 PM |
brightest-affluence-motivator | $50.00 | 1/28/2012 12:59:01 PM |
1phantom | $25.00 | 1/28/2012 12:50:11 PM |
transparency-baton | $25.00 | 1/28/2012 1:01:58 PM |
Easystreet | $25.00 | 1/28/2012 12:53:07 PM |
buyrite334 | $25.00 | 1/28/2012 1:02:34 PM |
flexible-value | $50.00 | 1/28/2012 12:53:44 PM |
TheGeek | $25.00 | 1/28/2012 12:53:52 PM |
useful-p2ploan | $25.00 | 1/28/2012 12:52:17 PM |
order-brilliance9 | $100.00 | 1/28/2012 12:53:11 PM |
dthompso | $50.00 | 1/28/2012 12:54:11 PM |
loyalty-sherpa | $25.00 | 1/28/2012 12:55:40 PM |
Urbangrampa | $25.00 | 1/28/2012 1:05:21 PM |
pioneer538 | $25.00 | 1/28/2012 1:06:02 PM |
skuba | $75.00 | 1/28/2012 1:06:06 PM |
BuffetRocks | $50.00 | 1/28/2012 12:58:40 PM |
greenkid | $25.00 | 1/28/2012 12:57:25 PM |
uncleharold | $25.00 | 1/28/2012 12:58:18 PM |
molam4u | $25.00 | 1/28/2012 1:09:43 PM |
rcm87 | $50.00 | 1/28/2012 1:10:33 PM |
heart514 | $25.00 | 1/28/2012 1:03:36 PM |
gold-commander0 | $25.00 | 1/28/2012 1:05:29 PM |
tolerant-interest4 | $25.00 | 1/28/2012 1:06:57 PM |
ideal-platinum1 | $25.00 | 1/28/2012 1:08:02 PM |
money-banker867 | $25.00 | 1/28/2012 1:08:43 PM |
cleared2land | $25.00 | 1/28/2012 1:09:05 PM |
rakstar | $25.00 | 1/28/2012 1:10:29 PM |
rulender | $25.00 | 1/28/2012 1:11:03 PM |
dcgator | $25.00 | 1/28/2012 1:11:37 PM |
nickel-ferret | $50.00 | 1/28/2012 1:12:03 PM |
Veggie_Monkey | $25.00 | 1/28/2012 1:14:54 PM |
asmithj | $25.00 | 1/28/2012 1:15:48 PM |
dzn512 | $50.00 | 1/28/2012 3:19:48 PM |
ddog0224 | $28.68 | 1/28/2012 4:51:11 PM |
Bob450 | $25.00 | 1/28/2012 2:56:38 PM |
atllender | $50.00 | 1/28/2012 3:13:57 PM |
yield-hut | $30.00 | 1/28/2012 6:07:52 PM |
loss-of-control | $50.00 | 1/28/2012 6:58:52 PM |
undaunted-loan8 | $50.00 | 1/28/2012 5:49:18 PM |
Luv2Bless | $55.28 | 1/28/2012 5:51:57 PM |
the-hope-workhorse | $141.00 | 1/28/2012 8:40:43 PM |
Tscheddar | $25.00 | 1/28/2012 6:50:18 PM |
new-social-economist | $80.00 | 1/28/2012 9:20:30 PM |
independent-kindness5 | $122.81 | 1/28/2012 9:24:50 PM |
julijask | $30.00 | 1/28/2012 10:12:10 PM |
280Z | $50.00 | 1/28/2012 8:15:59 PM |
immaculate-compassion8 | $25.00 | 1/28/2012 8:47:05 PM |
ToweringDan | $50.00 | 1/28/2012 9:45:05 PM |
LenderDan | $200.00 | 1/28/2012 11:01:28 PM |
Imageloan | $50.00 | 1/29/2012 12:02:13 AM |
Karma_Strong | $101.91 | 1/29/2012 4:21:14 AM |
Bank42 | $25.00 | 1/29/2012 4:48:46 AM |
_Sri_Bank_ | $200.00 | 1/29/2012 4:52:51 AM |
Cjdj | $51.00 | 1/29/2012 1:28:47 AM |
idojudo123 | $25.00 | 1/29/2012 3:53:51 AM |
shrewd-nickel746 | $25.00 | 1/29/2012 4:34:22 AM |
JKKCapital | $25.00 | 1/29/2012 4:01:18 AM |
ltschetter | $25.00 | 1/29/2012 5:36:16 AM |
skiingawfs | $50.00 | 1/29/2012 5:20:41 AM |
Soothsayer | $48.66 | 1/29/2012 5:21:42 AM |
basis-mate7 | $25.00 | 1/29/2012 5:26:31 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:11 AM |
bansir | $25.00 | 1/29/2012 6:02:34 AM |
nalaari | $25.00 | 1/29/2012 6:28:17 AM |
postalemployed | $41.19 | 1/29/2012 7:46:35 AM |
Shelby2082 | $25.00 | 1/29/2012 7:15:35 AM |
kalihan42 | $41.70 | 1/29/2012 7:00:29 AM |
economy-trader3 | $25.00 | 1/29/2012 7:13:15 AM |
spiritual-compassion3-16 | $25.00 | 1/29/2012 7:20:40 AM |
kind-credit-bear | $25.00 | 1/29/2012 8:01:24 AM |
LivingInvestments01 | $64.19 | 1/29/2012 8:01:52 AM |
Feyenoord | $30.00 | 1/22/2012 12:26:14 PM |
the-discrete-income | $50.00 | 1/22/2012 2:15:54 PM |
Investor_DP | $100.00 | 1/22/2012 12:33:28 PM |
sturdy-fairness0 | $50.00 | 1/22/2012 12:22:43 PM |
Domgabriel | $30.00 | 1/23/2012 4:39:26 AM |
SouthernRemarketing | $39.65 | 1/24/2012 5:04:20 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:28 AM |
RSV | $25.00 | 1/27/2012 12:43:58 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:24 PM |
420limo | $100.00 | 1/27/2012 1:51:51 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:18 PM |
AEH_Now | $25.00 | 1/28/2012 9:12:33 AM |
principal-cooker2 | $100.00 | 1/28/2012 12:10:13 PM |
worth-web5 | $50.00 | 1/28/2012 12:11:31 PM |
Cheburashka | $25.00 | 1/28/2012 12:11:57 PM |
cutter21 | $25.00 | 1/28/2012 12:13:06 PM |
progressive-economy261 | $400.00 | 1/28/2012 12:13:59 PM |
miked8303 | $50.00 | 1/28/2012 12:14:25 PM |
downtownfarm | $25.00 | 1/28/2012 12:09:12 PM |
Cutts | $25.00 | 1/28/2012 12:13:23 PM |
ctgscott | $25.00 | 1/28/2012 12:22:34 PM |
jazzlender | $50.00 | 1/28/2012 12:24:17 PM |
kevin314 | $25.00 | 1/28/2012 12:14:43 PM |
britgsb | $30.00 | 1/28/2012 12:16:02 PM |
enriching-dollar1 | $100.00 | 1/28/2012 12:16:32 PM |
income-motor479 | $100.00 | 1/28/2012 12:21:49 PM |
friendly-money | $50.00 | 1/28/2012 12:24:00 PM |
wayman | $25.00 | 1/28/2012 12:35:43 PM |
prohelper | $25.00 | 1/28/2012 12:35:52 PM |
melodious-fairness | $25.00 | 1/28/2012 12:24:38 PM |
jeg3k | $50.00 | 1/28/2012 12:35:57 PM |
sharpey | $25.00 | 1/28/2012 12:36:13 PM |
theshef | $25.00 | 1/28/2012 12:36:40 PM |
Webpreneur | $50.00 | 1/28/2012 12:26:33 PM |
wise-rupee-sanctuary | $50.00 | 1/28/2012 12:26:42 PM |
gavinfh | $25.00 | 1/28/2012 12:37:58 PM |
compassion-bauble4 | $25.00 | 1/28/2012 12:26:46 PM |
agreement-guild | $50.00 | 1/28/2012 12:28:22 PM |
market-assembler | $50.00 | 1/28/2012 12:29:05 PM |
new-transaction-wrangler | $25.00 | 1/28/2012 12:39:27 PM |
restech | $25.00 | 1/28/2012 12:30:46 PM |
mtquan | $25.00 | 1/28/2012 12:31:04 PM |
ultimate-payment | $25.00 | 1/28/2012 12:32:10 PM |
postalwhiz | $25.00 | 1/28/2012 12:34:23 PM |
loan-maximizer5 | $25.00 | 1/28/2012 12:46:53 PM |
fishing533 | $25.00 | 1/28/2012 12:37:34 PM |
mkell43 | $25.00 | 1/28/2012 12:39:53 PM |
jblack01 | $25.00 | 1/28/2012 12:40:37 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:42 PM |
LMM1 | $25.00 | 1/28/2012 12:50:26 PM |
innocent-income4 | $25.00 | 1/28/2012 12:50:46 PM |
piter-to-la-investment | $25.00 | 1/28/2012 12:51:20 PM |
encore02 | $50.00 | 1/28/2012 12:41:33 PM |
enthralling-investment | $25.00 | 1/28/2012 12:42:43 PM |
the-laudable-peso | $40.00 | 1/28/2012 12:41:45 PM |
Banker7371 | $25.00 | 1/28/2012 12:42:22 PM |
bonus-goliath7 | $25.00 | 1/28/2012 12:45:25 PM |
Lam0nt | $25.00 | 1/28/2012 12:44:16 PM |
bold-durability-drum | $60.00 | 1/28/2012 12:53:22 PM |
benjo | $50.00 | 1/28/2012 12:49:07 PM |
wonderful-dime | $25.00 | 1/28/2012 12:46:12 PM |
HamachiMan | $50.00 | 1/28/2012 12:47:04 PM |
zippy-interest | $25.00 | 1/28/2012 12:58:21 PM |
samo102us | $25.00 | 1/28/2012 12:51:14 PM |
jrbill1998 | $50.00 | 1/28/2012 12:49:12 PM |
revenue-achievement | $25.00 | 1/28/2012 12:59:11 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:34 PM |
Sierrahh | $25.00 | 1/28/2012 12:49:55 PM |
E_G | $50.00 | 1/28/2012 12:49:59 PM |
a-unflappable-finance | $100.00 | 1/28/2012 12:59:30 PM |
fcukciti | $35.00 | 1/28/2012 12:50:58 PM |
no_agenda_lender | $25.00 | 1/28/2012 12:59:57 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:51:59 PM |
valiant-liberty4 | $25.00 | 1/28/2012 12:52:37 PM |
gracej | $25.00 | 1/28/2012 1:02:06 PM |
managedfund | $1,333.00 | 1/28/2012 1:02:39 PM |
williemc44 | $25.00 | 1/28/2012 1:03:13 PM |
CAGE-Investments | $25.00 | 1/28/2012 1:05:02 PM |
kchen486 | $50.00 | 1/28/2012 12:56:10 PM |
iolaire | $25.00 | 1/28/2012 12:56:58 PM |
e6400 | $25.00 | 1/28/2012 12:58:41 PM |
nybanker85 | $50.00 | 1/28/2012 1:07:23 PM |
unassassinable | $25.00 | 1/28/2012 1:00:19 PM |
vigorous-velocity | $200.00 | 1/28/2012 1:08:28 PM |
studious-listing8 | $25.00 | 1/28/2012 1:00:12 PM |
fund-tom-tom6 | $25.00 | 1/28/2012 1:01:18 PM |
zrohmm | $25.00 | 1/28/2012 1:01:51 PM |
evnagelist | $25.00 | 1/28/2012 1:01:05 PM |
ErsatzMike | $25.00 | 1/28/2012 1:02:43 PM |
listing-vista | $50.00 | 1/28/2012 1:11:54 PM |
haplender | $50.00 | 1/28/2012 1:04:25 PM |
meadow48 | $25.00 | 1/28/2012 1:04:32 PM |
matthart | $25.00 | 1/28/2012 1:06:09 PM |
buraky | $30.00 | 1/28/2012 1:06:40 PM |
gold-pudding6 | $60.00 | 1/28/2012 1:06:30 PM |
lucrative-transparency0 | $100.00 | 1/28/2012 1:06:36 PM |
KLCRAY | $25.00 | 1/28/2012 1:18:43 PM |
american6 | $50.00 | 1/28/2012 1:07:12 PM |
MadHun | $200.00 | 1/28/2012 1:07:37 PM |
Searidefinancial | $25.00 | 1/28/2012 1:07:45 PM |
figs4u2 | $100.00 | 1/28/2012 1:08:16 PM |
precious-coin3 | $50.00 | 1/28/2012 1:10:09 PM |
suges | $25.00 | 1/28/2012 1:58:46 PM |
bountiful-durability | $50.00 | 1/28/2012 1:12:26 PM |
reflective-cash0 | $50.00 | 1/28/2012 1:13:50 PM |
IIP77 | $25.00 | 1/28/2012 1:16:12 PM |
tender-commerce8 | $50.00 | 1/28/2012 1:16:51 PM |
StarE | $25.00 | 1/28/2012 1:19:34 PM |
BashtonLends | $50.00 | 1/28/2012 4:04:40 PM |
famous-greenback5 | $30.00 | 1/28/2012 4:58:41 PM |
Tasmir | $25.00 | 1/28/2012 9:04:29 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:38 PM |
kgm082001 | $25.00 | 1/28/2012 7:44:14 PM |
duckadoo | $25.00 | 1/28/2012 7:47:05 PM |
compassion-burrito | $25.00 | 1/28/2012 8:03:03 PM |
cardinal04 | $56.00 | 1/28/2012 11:45:09 PM |
newgroom422 | $25.00 | 1/29/2012 12:38:47 AM |
PDX-Funder | $33.00 | 1/28/2012 9:57:37 PM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:29 AM |
first-compassion-oak | $50.00 | 1/28/2012 10:51:31 PM |
evaglamazon | $25.00 | 1/29/2012 12:42:36 AM |
Cjdj | $50.00 | 1/29/2012 1:19:44 AM |
cashasaurus0 | $100.00 | 1/29/2012 4:44:32 AM |
cashman07 | $25.17 | 1/29/2012 5:03:36 AM |
DrMoneyBags | $50.00 | 1/29/2012 1:47:45 AM |
serene_sale | $50.00 | 1/29/2012 7:08:57 AM |
bayou68 | $100.00 | 1/29/2012 7:12:00 AM |
msmlender | $38.59 | 1/29/2012 5:46:20 AM |
conqueror359 | $25.00 | 1/29/2012 6:05:50 AM |
bwash617 | $25.00 | 1/29/2012 6:33:15 AM |
Wilhan | $30.00 | 1/29/2012 6:36:07 AM |
dillonc | $38.00 | 1/29/2012 6:52:55 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:12 AM |
mncafeowner | $100.00 | 1/29/2012 7:43:46 AM |
LivingInvestments00 | $35.62 | 1/29/2012 8:03:08 AM |
PugDog | $28.02 | 1/29/2012 7:36:54 AM |
268 Investments
|
Borrower Payment Dependent Notes Series
546714
This series of Notes was issued and sold upon the funding of the borrower loan #59428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jan-1970 |
Debt/Income ratio:
| 41% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 25y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,982 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agile-responsibility6 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: Personal
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 7090.00
Monthly expenses: $ 200.00
Housing: $ 1250.00
Insurance: $ 321.00
Car expenses: $ 300.00
Utilities: $ 300.00
Phone, cable, internet: $120.00
Food, entertainment: $ 400.00
Clothing, household expenses: $
Credit cards and other loans: $ 700.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/17/2012 5:18:39 PM |
AndChicksforFree | $25.00 | 1/17/2012 5:08:24 PM |
shawnw2 | $25.00 | 1/18/2012 1:53:18 AM |
MatthewDP | $200.00 | 1/17/2012 5:05:52 PM |
A4 | $25.00 | 1/17/2012 5:42:49 PM |
social-hunter5 | $26.00 | 1/17/2012 9:05:21 PM |
bubb_hans | $50.00 | 1/17/2012 5:40:22 PM |
CA-Lender | $25.00 | 1/18/2012 8:28:02 AM |
a- | $25.00 | 1/18/2012 12:30:50 PM |
eboomer2611 | $25.00 | 1/18/2012 8:05:11 PM |
DHolly | $31.00 | 1/19/2012 5:16:34 PM |
loyaltyologist | $36.31 | 1/19/2012 4:38:52 PM |
let_me_retire | $100.00 | 1/19/2012 9:19:33 PM |
the-hope-workhorse | $100.00 | 1/19/2012 6:37:52 PM |
marketplace-meridian | $25.00 | 1/20/2012 11:05:38 AM |
Zipcut | $25.00 | 1/20/2012 10:51:55 AM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:09 PM |
loss-of-control | $50.00 | 1/20/2012 6:33:36 PM |
oxnard | $50.00 | 1/20/2012 2:28:51 PM |
rustysailor | $25.00 | 1/20/2012 7:19:31 PM |
kttalamo | $120.00 | 1/21/2012 3:07:08 PM |
Legally_Blonde | $95.00 | 1/21/2012 12:52:51 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:23 AM |
hopeful-point | $25.00 | 1/21/2012 10:53:28 PM |
wise-peaceful-p2ploan | $47.87 | 1/22/2012 5:02:47 AM |
life-is-great | $25.00 | 1/22/2012 12:25:20 PM |
orange-pound-party | $40.00 | 1/22/2012 10:09:42 AM |
tomdooley12520 | $25.00 | 1/22/2012 10:45:48 AM |
kulender | $50.00 | 1/22/2012 9:41:06 AM |
Kyileo | $25.00 | 1/22/2012 12:35:01 PM |
buffalobills | $25.00 | 1/23/2012 6:50:41 AM |
prohousebuyer | $53.03 | 1/22/2012 5:31:00 PM |
moneyhelp4u | $26.13 | 1/22/2012 6:41:26 PM |
Paddington922 | $50.00 | 1/22/2012 6:22:04 PM |
gain-equator | $25.00 | 1/22/2012 9:11:51 PM |
Tikibarman | $50.00 | 1/23/2012 6:15:12 AM |
dough-hammock | $25.00 | 1/23/2012 8:35:08 AM |
aldeed | $100.00 | 1/23/2012 9:04:29 AM |
bmw2 | $38.91 | 1/23/2012 9:17:25 AM |
favorite-commerce | $40.00 | 1/23/2012 9:58:10 AM |
SLN-10 | $50.00 | 1/17/2012 5:27:02 PM |
Feyenoord | $30.00 | 1/17/2012 6:15:12 PM |
InChicago | $100.00 | 1/19/2012 6:06:43 AM |
CashFlow13 | $250.00 | 1/22/2012 12:42:21 PM |
riveting-credit5 | $50.00 | 1/17/2012 5:11:22 PM |
Stek7 | $25.00 | 1/17/2012 5:22:55 PM |
Something-Corporate | $25.00 | 1/17/2012 5:25:00 PM |
SFBank | $50.00 | 1/17/2012 5:45:19 PM |
2grindstones | $38.13 | 1/17/2012 7:27:09 PM |
skillful-asset5 | $30.00 | 1/17/2012 6:23:18 PM |
lotuss4 | $25.00 | 1/18/2012 9:24:51 AM |
csakhil | $25.00 | 1/18/2012 1:28:44 PM |
RoZu_Lending | $25.00 | 1/18/2012 5:43:27 PM |
tech310 | $50.00 | 1/18/2012 7:39:39 PM |
irrelevant | $50.00 | 1/18/2012 7:05:18 PM |
loss-of-control | $100.00 | 1/18/2012 6:49:51 PM |
thankful-nickel2 | $25.00 | 1/19/2012 1:36:53 AM |
realtormoises | $25.00 | 1/19/2012 5:26:09 AM |
greencat | $50.00 | 1/19/2012 10:54:22 AM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:09 PM |
tom4bama | $50.00 | 1/19/2012 3:27:19 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:48 PM |
Interloper | $25.00 | 1/20/2012 9:57:25 AM |
Dubbs360 | $25.00 | 1/20/2012 5:08:24 PM |
Bank42 | $25.42 | 1/20/2012 2:53:15 PM |
-PokerNut | $58.15 | 1/20/2012 4:39:57 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:25 AM |
green-trade-dolphin | $25.00 | 1/21/2012 7:43:16 AM |
Requiem | $25.00 | 1/21/2012 7:46:51 AM |
orearella3 | $25.00 | 1/21/2012 12:45:54 PM |
towering-cash6 | $25.00 | 1/21/2012 11:23:38 PM |
amusement4 | $100.00 | 1/21/2012 10:11:29 PM |
asset-trajectory | $25.00 | 1/21/2012 11:50:07 PM |
papaloha | $50.00 | 1/22/2012 11:30:45 AM |
calimanusa | $40.00 | 1/22/2012 2:54:02 PM |
prudent-bid3 | $25.00 | 1/22/2012 6:30:10 PM |
klend4 | $25.00 | 1/23/2012 6:34:34 AM |
ColoradoLender82 | $25.00 | 1/23/2012 8:20:00 AM |
Hotrod52 | $25.00 | 1/23/2012 8:24:56 AM |
brightest-income-hunter | $25.00 | 1/23/2012 9:07:19 AM |
newest-stable-integrity | $50.00 | 1/23/2012 10:41:06 AM |
glroark | $100.00 | 1/23/2012 9:05:57 AM |
melodious-openness | $196.93 | 1/23/2012 10:48:46 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
546854
This series of Notes was issued and sold upon the funding of the borrower loan #59228, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-12-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $447.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
11 | Length of status: | 3y 6m |
Amount delinquent:
| $11 |
Total credit lines:
| 38 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $70,448 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wolfkin |
Borrower's state:
| Ohio |
Borrower's group:
| Reality of Wealth |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 66 ( 97% )
| 660-679 (Latest)
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 2
( 3% )
| 660-679
(Jun-2010)
680-699
(Mar-2008)
720-739
(Aug-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 68 | | |
Description
Need a new ride
I an looking to upgrade my vehicle. The shop reports the fuel pump gave out ... it has been a reliable car while I've had it, but it has 210k miles, some repairs (beyond the fuel pump) which I have put off because they weren't needed right away and now I have to decide ... put money in for the repair or for a down payment on a different vehicle.
You can expect a solid return from me. I am fortunate to have a solid job and income. I share my expenses currently with a roommate. We are expecting to sell the house this spring and the equity will pay off all the credit debt and provide some extra for the next chapter in our lives.
My history shows I have paid off 2 loans through prosper as well as all other debts incurred. No reason to blemish the record now .. :-)
I like the thought of using prosper for my loan since it could help out other people directly. It is my preferred choice.
Thanks for listening.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $45.02 | 1/12/2012 9:02:14 AM |
worth-blanket2 | $13,000.00 | 1/12/2012 9:02:38 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
546928
This series of Notes was issued and sold upon the funding of the borrower loan #59261, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 30% |
Credit score:
| 760-779 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,361 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| DreamUthink |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
UthinkPC startup capital
Purpose of loan:
This loan will be allocated towards website development for a successful launch of the Uthink PC website in mid 2012.
My financial situation:
Although I am asking for a loan to launch a business, I understand that I (not U Think PC LLC) is responsible for the repayment for this loan. I have been very responsible with all my financial responsibilities and this one will be no different.
A little about myself:
I hold a bachelor's in Electrical Engineering from the University of Illinois Urbana Champaign, served honorably in the United States Marine Corps, work as a designer in the aerospace industry and love all things tech.
Monthly net income: $5879
Monthly expenses: $3657
Housing: $912
Insurance: $135
Car expenses: $462
Utilities: $400
Phone, cable, internet: $200
Food, entertainment: $400
Clothing, household expenses: $33
Credit cards and student loans: $1000
Other expenses: $115
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/11/2012 5:05:33 PM |
hitsman | $50.00 | 1/11/2012 5:14:28 PM |
cattlebaron | $250.00 | 1/11/2012 5:30:09 PM |
rupee-equation2 | $25.00 | 1/11/2012 5:34:31 PM |
downtownfarm | $25.00 | 1/11/2012 5:35:21 PM |
P2PGodfather | $25.00 | 1/11/2012 6:47:32 PM |
GreenLender11 | $100.00 | 1/11/2012 6:02:30 PM |
AndChicksforFree | $25.00 | 1/11/2012 10:09:47 PM |
Bank_Of_XL | $25.00 | 1/12/2012 9:04:23 AM |
DHolly | $25.00 | 1/12/2012 9:12:40 AM |
associate36 | $25.00 | 1/13/2012 6:27:52 AM |
revenue-king | $25.00 | 1/13/2012 11:21:48 AM |
bold-sunny-generosity | $25.00 | 1/13/2012 2:04:20 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:04 PM |
genius520 | $50.00 | 1/13/2012 5:36:29 PM |
BxRealtor | $25.00 | 1/13/2012 5:09:17 PM |
Harry | $50.00 | 1/13/2012 6:38:22 PM |
selector568 | $300.00 | 1/13/2012 5:17:50 PM |
the-deal-socrates | $25.00 | 1/13/2012 6:19:10 PM |
Brisket_Bob | $25.00 | 1/14/2012 6:37:04 AM |
cerebral-dollar773 | $50.00 | 1/14/2012 8:25:38 AM |
1stPlace | $50.00 | 1/14/2012 8:37:44 AM |
listing-drummer6 | $50.00 | 1/14/2012 6:40:26 AM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:42 PM |
Tylerh | $250.00 | 1/14/2012 12:20:28 PM |
dime-sprout | $25.00 | 1/14/2012 12:06:07 PM |
principal-cooker2 | $100.00 | 1/14/2012 12:29:57 PM |
goodcents | $25.21 | 1/14/2012 12:12:24 PM |
fervent-repayment | $50.00 | 1/14/2012 12:43:24 PM |
unflappable-pound3 | $75.00 | 1/14/2012 1:30:36 PM |
benefit-position | $32.00 | 1/14/2012 3:21:07 PM |
successful-agreement7 | $100.00 | 1/14/2012 12:49:29 PM |
greenback-loyalist8 | $25.00 | 1/14/2012 9:12:43 PM |
deal-force0 | $100.00 | 1/14/2012 5:26:19 PM |
hogdriver | $25.00 | 1/15/2012 9:42:43 AM |
bazaar-festivity | $25.00 | 1/15/2012 12:41:02 PM |
SAMCRO | $25.00 | 1/15/2012 6:46:23 PM |
availableloan | $25.00 | 1/15/2012 9:10:40 PM |
Dubbs360 | $100.00 | 1/15/2012 10:00:42 PM |
dinero-path5 | $100.00 | 1/16/2012 6:41:00 AM |
worthy-commitment7 | $25.00 | 1/16/2012 9:56:32 AM |
compassionate-dime0 | $50.00 | 1/16/2012 2:08:49 PM |
kukubird | $25.72 | 1/16/2012 3:22:15 PM |
loan-warrior | $25.00 | 1/16/2012 5:51:02 PM |
platinum-czar | $50.00 | 1/17/2012 6:44:38 AM |
Silver-Penny001 | $25.00 | 1/17/2012 8:38:33 AM |
SRK_FROM_WA | $53.42 | 1/17/2012 7:35:03 AM |
moola-monger9 | $50.00 | 1/17/2012 11:58:07 AM |
note-mad-scientist | $50.00 | 1/17/2012 2:22:28 PM |
magnetic-vigilance3 | $125.00 | 1/17/2012 12:23:09 PM |
return-enthusiast1 | $25.00 | 1/17/2012 1:50:37 PM |
a- | $25.00 | 1/17/2012 4:22:38 PM |
BeanCownter | $45.00 | 1/17/2012 2:56:50 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:41 PM |
mvnine | $142.58 | 1/17/2012 10:29:31 AM |
cashasaurus0 | $100.00 | 1/17/2012 1:49:25 PM |
suave-dime6 | $25.00 | 1/17/2012 5:47:23 PM |
money-bauble | $100.00 | 1/17/2012 5:55:54 PM |
MarvintheMartian | $30.00 | 1/18/2012 4:06:03 AM |
moola-gargantuan9 | $50.00 | 1/18/2012 6:32:01 AM |
Sixmil | $100.00 | 1/17/2012 10:18:26 PM |
kind-blissful-p2ploan | $39.51 | 1/18/2012 8:23:01 AM |
vtr1000 | $25.00 | 1/17/2012 11:01:07 PM |
treasure-coyote3 | $50.00 | 1/17/2012 11:49:36 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:51 PM |
Goldberry | $40.00 | 1/18/2012 3:30:15 PM |
radforj22 | $41.17 | 1/18/2012 2:25:37 PM |
AceInTheHole | $25.00 | 1/18/2012 3:42:51 PM |
MakoF16 | $25.00 | 1/18/2012 3:23:22 PM |
Auburnmist | $25.00 | 1/18/2012 3:40:48 PM |
doobieBear | $25.00 | 1/18/2012 4:09:53 PM |
csakhil | $25.00 | 1/18/2012 1:27:45 PM |
asset-reaction | $33.35 | 1/18/2012 4:35:43 PM |
kevin314 | $25.00 | 1/18/2012 5:35:04 PM |
thenadamgoes | $50.00 | 1/18/2012 3:36:32 PM |
the-enthralling-coin | $25.00 | 1/18/2012 4:53:02 PM |
the-magnetic-transaction | $50.00 | 1/18/2012 5:05:48 PM |
peso-tostada | $50.00 | 1/18/2012 6:58:53 PM |
AJ6 | $32.00 | 1/18/2012 7:10:45 PM |
wtrboy | $25.00 | 1/19/2012 9:14:44 AM |
wwwUniversal | $25.00 | 1/19/2012 9:42:03 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:39 AM |
meers2000 | $33.33 | 1/19/2012 9:14:51 AM |
Peacepower | $30.00 | 1/19/2012 10:31:36 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:34 AM |
poeman | $25.00 | 1/19/2012 12:43:22 PM |
rockhound84 | $31.00 | 1/20/2012 5:11:55 AM |
invest-in-ed | $150.00 | 1/20/2012 5:44:25 AM |
kulender | $50.00 | 1/20/2012 6:14:50 AM |
benjo | $50.00 | 1/19/2012 10:08:13 PM |
miked8303 | $50.00 | 1/20/2012 9:36:15 AM |
jaunt198 | $50.00 | 1/20/2012 6:46:16 AM |
generosity-battalion0 | $50.00 | 1/20/2012 10:11:46 AM |
icanhelpyouout | $25.00 | 1/20/2012 9:43:53 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:35 AM |
market-assembler | $45.00 | 1/20/2012 9:43:50 AM |
evergreen16 | $400.00 | 1/20/2012 4:24:05 PM |
pound-mushroom3 | $25.00 | 1/20/2012 5:31:05 PM |
KramericaIndustries | $36.44 | 1/20/2012 12:07:56 PM |
Smalltimelender | $25.00 | 1/20/2012 4:22:40 PM |
Bcs-cnc | $25.00 | 1/20/2012 8:56:24 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:34 PM |
kindness-ninja983 | $250.00 | 1/21/2012 6:09:53 AM |
saihu | $25.00 | 1/20/2012 8:08:48 PM |
ckbr | $52.19 | 1/21/2012 6:55:25 AM |
Macinvest | $25.00 | 1/20/2012 9:11:49 PM |
Bob450 | $25.00 | 1/21/2012 8:03:58 AM |
adir1 | $25.00 | 1/21/2012 8:44:48 AM |
abundant-power | $50.00 | 1/21/2012 6:30:40 AM |
platinum-czar | $92.47 | 1/21/2012 11:06:59 AM |
processor115 | $25.00 | 1/21/2012 12:23:05 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:57 PM |
intelligent-dedication9 | $25.00 | 1/21/2012 1:42:24 PM |
p2p-paradise | $37.99 | 1/21/2012 4:48:53 PM |
melodious-fairness | $25.00 | 1/21/2012 12:36:55 PM |
prudent-bid3 | $25.00 | 1/21/2012 1:18:32 PM |
A4 | $25.00 | 1/21/2012 3:54:45 PM |
dogbait | $95.65 | 1/21/2012 4:04:09 PM |
benefit-thunder0 | $25.00 | 1/21/2012 4:08:52 PM |
enriching-dollar1 | $100.00 | 1/11/2012 5:15:11 PM |
green-trade-dolphin | $32.52 | 1/11/2012 5:02:18 PM |
sturdy-fairness0 | $50.00 | 1/11/2012 8:33:52 PM |
autonomous-basis | $50.00 | 1/12/2012 2:57:54 PM |
credit-coach118 | $25.27 | 1/12/2012 10:13:03 AM |
factcheck | $30.00 | 1/13/2012 12:38:50 PM |
edaguy | $75.00 | 1/13/2012 5:24:03 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:34 PM |
A4 | $25.00 | 1/13/2012 5:29:46 PM |
knowledgeable-payment7 | $30.00 | 1/13/2012 7:50:09 PM |
EngineersAlliance | $125.00 | 1/13/2012 5:29:03 PM |
smear87 | $50.00 | 1/13/2012 5:38:15 PM |
invincible-wampum3 | $50.00 | 1/14/2012 6:43:57 AM |
ltschetter | $75.00 | 1/14/2012 7:43:47 AM |
natural-greenback6 | $25.00 | 1/14/2012 9:32:44 AM |
quest0 | $100.00 | 1/14/2012 7:25:22 AM |
bountiful-durability | $50.00 | 1/14/2012 12:10:30 PM |
power-trophy7 | $50.00 | 1/14/2012 11:42:22 AM |
matt_2006 | $25.00 | 1/14/2012 12:10:18 PM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:07:17 PM |
E_G | $50.00 | 1/14/2012 12:56:30 PM |
ddog0224 | $75.00 | 1/14/2012 3:34:44 PM |
payout-thinker7 | $25.00 | 1/15/2012 10:20:47 AM |
investment-comet | $25.00 | 1/14/2012 5:07:25 PM |
crw1950 | $56.01 | 1/15/2012 7:37:25 AM |
CaptainBlueberry | $25.00 | 1/14/2012 8:03:36 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:10 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:49 AM |
bid-prometheus | $30.01 | 1/15/2012 3:51:22 PM |
Toppenish99 | $25.00 | 1/15/2012 12:19:10 PM |
robust-money141 | $500.00 | 1/16/2012 12:06:29 AM |
peripatetic | $25.00 | 1/16/2012 3:16:31 AM |
loyalty-czar | $50.00 | 1/16/2012 8:39:17 AM |
huorn | $25.00 | 1/16/2012 3:48:05 PM |
gold-pudding6 | $60.00 | 1/16/2012 4:23:34 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:19 PM |
blackstar | $25.00 | 1/17/2012 7:36:18 AM |
new-social-economist | $50.00 | 1/17/2012 2:07:42 AM |
worldly-income2 | $25.00 | 1/17/2012 7:19:21 AM |
realestate6606 | $250.00 | 1/17/2012 7:53:36 AM |
japerk | $25.00 | 1/17/2012 11:53:21 AM |
autonomous-dedication5 | $25.55 | 1/17/2012 12:14:16 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:10 PM |
B-rad_the_Coug | $25.00 | 1/17/2012 2:48:14 PM |
Zuzu | $25.00 | 1/17/2012 3:13:03 PM |
trade-surge3 | $35.00 | 1/17/2012 8:15:38 AM |
p2p-czar3 | $25.00 | 1/17/2012 3:32:33 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:31 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:28 AM |
top-diversification-giraffe1 | $25.00 | 1/17/2012 5:41:45 PM |
moneymaker1981 | $50.00 | 1/17/2012 8:03:17 PM |
givemethatmoney | $25.00 | 1/18/2012 6:26:26 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:49 AM |
reflective-ore3 | $25.00 | 1/18/2012 12:12:22 AM |
twjh | $25.00 | 1/18/2012 4:22:31 AM |
julijask | $100.00 | 1/18/2012 11:20:28 AM |
blue-order-comet | $100.00 | 1/18/2012 11:27:02 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:06 PM |
stonewell | $30.80 | 1/18/2012 3:27:54 PM |
P2P_Investor | $2,000.00 | 1/18/2012 1:33:54 PM |
Jazzamaru | $750.00 | 1/18/2012 3:02:09 PM |
novaz | $29.43 | 1/18/2012 3:08:08 PM |
cool_kubera | $100.00 | 1/18/2012 3:24:27 PM |
IPlayOutsideTheBox | $25.00 | 1/18/2012 3:24:57 PM |
VAGweilo | $50.00 | 1/18/2012 3:29:09 PM |
usaUmp | $50.00 | 1/18/2012 3:34:06 PM |
CBO-Enterprise | $50.00 | 1/18/2012 3:40:01 PM |
bvzm | $50.00 | 1/18/2012 4:29:04 PM |
toblerone | $25.00 | 1/18/2012 5:08:41 PM |
valiant-pound8 | $45.41 | 1/18/2012 1:53:04 PM |
Isanpankki | $57.40 | 1/18/2012 3:32:12 PM |
kind-lovely-marketplace | $71.05 | 1/18/2012 3:33:28 PM |
Coin-Toss | $125.54 | 1/18/2012 3:37:21 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:37 PM |
papaloha | $200.00 | 1/18/2012 7:46:47 PM |
orearella3 | $25.00 | 1/18/2012 5:38:56 PM |
blue-intuitive-order | $50.00 | 1/18/2012 10:33:37 PM |
wlm3012 | $40.00 | 1/18/2012 7:35:34 PM |
tech310 | $50.00 | 1/18/2012 7:42:56 PM |
velocity-warrior | $25.00 | 1/19/2012 9:10:24 AM |
octoberfresh | $25.00 | 1/19/2012 6:55:01 AM |
oplender | $25.00 | 1/18/2012 8:14:23 PM |
Hobson | $25.00 | 1/19/2012 9:13:18 AM |
thankful-nickel2 | $25.00 | 1/19/2012 9:36:57 AM |
Christophe | $25.00 | 1/19/2012 7:24:37 AM |
ommcd | $25.00 | 1/19/2012 9:23:26 AM |
TheArtOfLogic | $25.00 | 1/19/2012 1:50:42 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:06 PM |
pdxtech | $50.00 | 1/19/2012 12:14:24 PM |
longmoney10 | $25.00 | 1/19/2012 1:31:42 PM |
indianoven | $25.00 | 1/19/2012 2:03:39 PM |
rockhound84 | $25.00 | 1/20/2012 5:08:56 AM |
InvestorPartners | $25.00 | 1/20/2012 9:20:38 AM |
buffalobills | $25.00 | 1/20/2012 8:08:59 AM |
chrisb1414 | $25.00 | 1/20/2012 8:55:23 AM |
friendship9 | $25.00 | 1/20/2012 11:47:43 AM |
lawyervon | $25.00 | 1/20/2012 9:15:07 AM |
Redmond | $25.00 | 1/20/2012 2:55:33 PM |
payout-guru | $75.00 | 1/20/2012 11:30:36 AM |
yf99yz | $25.00 | 1/20/2012 6:00:51 PM |
PropertyInvest | $25.00 | 1/20/2012 2:28:17 PM |
pinballwizard | $50.00 | 1/21/2012 3:10:06 AM |
Interloper | $25.00 | 1/20/2012 6:53:22 PM |
Imaginos1892 | $100.00 | 1/21/2012 9:50:30 AM |
jpac1066 | $100.00 | 1/21/2012 6:28:11 AM |
magical-durability9 | $25.00 | 1/21/2012 6:42:59 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:37 PM |
benefit-prescription6 | $32.00 | 1/21/2012 12:39:58 PM |
damage | $25.00 | 1/21/2012 12:19:03 PM |
unrivaled-loyalty7 | $115.03 | 1/21/2012 1:54:06 PM |
contract-oyster1 | $200.00 | 1/21/2012 3:40:32 PM |
nashibaksi | $30.00 | 1/21/2012 4:37:10 PM |
Centaur | $25.00 | 1/21/2012 1:39:55 PM |
Moe87 | $5.33 | 1/21/2012 5:14:57 PM |
rjglender | $37.50 | 1/21/2012 2:25:16 PM |
234 Investments
|
Borrower Payment Dependent Notes Series
546976
This series of Notes was issued and sold upon the funding of the borrower loan #59581, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2004 |
Debt/Income ratio:
| 33% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,796 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| awesome-peace254 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Dec-2010)
|
Principal balance:
| $731.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... consolidate credit card debts into one sum to be paid off aggressively over 3 years (or sooner).
My financial situation:
I am a good candidate for this loan because...
I've never missed a payment on any loan, and have a steady, well-paying job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 1/26/2012 9:01:07 AM |
affluence-generator2 | $200.00 | 1/26/2012 9:01:01 AM |
lendstats_com | $500.00 | 1/26/2012 9:00:54 AM |
heavenly-interest9 | $600.00 | 1/26/2012 9:01:21 AM |
worth-blanket2 | $9,300.00 | 1/26/2012 9:01:32 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
547108
This series of Notes was issued and sold upon the funding of the borrower loan #59637, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jan-2007 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 620-639 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 20y 0m |
Amount delinquent:
| $9,984 |
Total credit lines:
| 9 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,969 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| fathommpc |
Borrower's state:
| Oregon |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 13 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Dec-2007)
580-599
(Nov-2007)
520-539
(Jan-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Consolidating Debt
I have had one loan here already, always paid on time, and paid it off EARLY.
Purpose of loan:
This loan will be used to consolidate the remaining pieces of my debt.
My financial situation:
I am a good candidate for this loan because my income to expense ratio is extremely favorable. In addition to making more money, I also am managing an apartment complex where my basic bills are covered by the job (rent, electricity, cable, internet, phone).
Monthly net income: $2,500
Monthly expenses: $1,565
Housing: $0
Insurance: $25 (motorcycle)
Car expenses: $40
Utilities: $0
Phone, cable, internet: $100 (cell)
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $1,000
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Mikale360 | $50.00 | 1/21/2012 12:35:53 PM |
Feyenoord | $30.00 | 1/21/2012 12:14:09 PM |
NekHoldings | $25.00 | 1/21/2012 1:54:24 PM |
DHolly | $31.00 | 1/21/2012 12:00:48 PM |
SFBank | $50.00 | 1/21/2012 12:08:49 PM |
Dubbs360 | $50.00 | 1/21/2012 12:18:28 PM |
nex | $25.00 | 1/21/2012 12:43:28 PM |
calimanusa | $50.00 | 1/21/2012 1:32:42 PM |
pembull | $50.00 | 1/21/2012 2:39:59 PM |
Bob450 | $25.00 | 1/21/2012 12:42:29 PM |
principal-cooker2 | $100.00 | 1/21/2012 12:48:20 PM |
Jack55304 | $200.00 | 1/21/2012 12:54:34 PM |
blissful-cash3 | $50.00 | 1/21/2012 1:34:47 PM |
asset-trajectory | $25.00 | 1/21/2012 8:02:17 PM |
2grindstones | $25.00 | 1/21/2012 2:01:42 PM |
justbman | $25.00 | 1/21/2012 9:34:17 PM |
bubb_hans | $50.00 | 1/21/2012 12:49:03 PM |
hitsman | $50.00 | 1/21/2012 12:51:31 PM |
312-Lender | $25.00 | 1/21/2012 1:04:37 PM |
proper-revenue7 | $25.00 | 1/21/2012 1:06:02 PM |
knee_caps | $30.00 | 1/21/2012 4:27:02 PM |
radforj22 | $25.00 | 1/21/2012 3:25:22 PM |
sensible-fund | $26.00 | 1/21/2012 4:27:04 PM |
chameleon125 | $25.00 | 1/21/2012 6:58:36 PM |
gotjack | $25.00 | 1/22/2012 6:34:00 AM |
fate-amenable-to-change | $25.00 | 1/22/2012 2:02:56 AM |
melodious-openness | $950.39 | 1/22/2012 8:29:11 AM |
loanman2007 | $50.00 | 1/21/2012 12:01:50 PM |
AndChicksforFree | $25.00 | 1/21/2012 12:27:55 PM |
SLN-10 | $100.00 | 1/21/2012 12:28:44 PM |
payout-bridge | $25.00 | 1/21/2012 5:07:37 PM |
kind-efficient-credit | $50.00 | 1/21/2012 12:15:50 PM |
affluence-generator2 | $150.00 | 1/21/2012 12:00:46 PM |
new-intuitive-dime | $25.00 | 1/21/2012 12:24:02 PM |
careful-vigilance4 | $25.00 | 1/21/2012 12:26:15 PM |
witty-openness | $25.00 | 1/21/2012 12:29:09 PM |
nimble-revenue5 | $50.00 | 1/21/2012 12:13:33 PM |
money-baron-Roth401k | $50.00 | 1/21/2012 12:32:38 PM |
cash-delight1 | $50.00 | 1/21/2012 12:35:39 PM |
SolarMoonshine | $25.00 | 1/21/2012 12:15:54 PM |
MatthewDP | $200.00 | 1/21/2012 12:40:17 PM |
handy-justice | $100.00 | 1/21/2012 12:01:24 PM |
mrxtravis | $25.00 | 1/21/2012 12:08:22 PM |
ImNotSoDumb | $25.00 | 1/21/2012 12:26:10 PM |
jiggaman7 | $50.00 | 1/21/2012 12:52:08 PM |
investmentgroup | $25.00 | 1/21/2012 12:55:11 PM |
Scrooge_McDuck2 | $100.00 | 1/21/2012 12:20:43 PM |
first-dinero-paladin | $50.00 | 1/21/2012 2:29:36 PM |
Zoramite | $25.00 | 1/21/2012 12:35:02 PM |
worthy-bid8 | $50.00 | 1/21/2012 12:41:32 PM |
papaloha | $200.00 | 1/21/2012 1:24:28 PM |
312-Lender | $25.00 | 1/21/2012 12:48:24 PM |
brightest-organized-balance | $41.50 | 1/21/2012 3:00:23 PM |
trumpeter5 | $25.00 | 1/21/2012 2:00:04 PM |
Kash2010lu | $40.00 | 1/21/2012 2:57:34 PM |
high_flyer | $100.00 | 1/21/2012 3:19:38 PM |
Amber_Stone | $51.11 | 1/21/2012 3:21:36 PM |
Gregger | $25.00 | 1/21/2012 4:56:10 PM |
judson | $25.00 | 1/21/2012 11:13:13 PM |
amusement4 | $100.00 | 1/21/2012 10:11:35 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
547188
This series of Notes was issued and sold upon the funding of the borrower loan #59248, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $486.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,868 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-boomerang2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan:
This loan will be used to open a childcare center in my community where there is a great need.
My financial situation:
I am a good candidate for this loan because I have a great work ethic and am opening a business that will be extremely prosperous.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $13,000.00 | 1/13/2012 9:02:10 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
547216
This series of Notes was issued and sold upon the funding of the borrower loan #59712, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $371.96 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-1985 |
Debt/Income ratio:
| 32% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,332 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassion-cooker860 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BOA
Purpose of loan:
This loan will be used to...
Pay off a higher interest loan.
My financial situation:
I am a good candidate for this loan because...
I have a secure job and excellent credit and I always pay my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HeroSupport | $40.00 | 1/22/2012 12:04:47 PM |
Harry | $50.00 | 1/22/2012 12:18:15 PM |
Investor_DP | $100.00 | 1/22/2012 12:33:18 PM |
loyalty-czar | $40.00 | 1/22/2012 8:23:54 PM |
moola-gargantuan9 | $50.00 | 1/22/2012 2:28:11 PM |
worth-web5 | $50.00 | 1/24/2012 9:47:09 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:38 PM |
enticing-note | $25.00 | 1/24/2012 6:54:09 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:36 PM |
Sid-K | $25.00 | 1/26/2012 5:13:41 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:19 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:35 AM |
hitsman | $50.00 | 1/27/2012 9:46:54 AM |
enriching-dollar1 | $100.00 | 1/27/2012 9:42:37 AM |
Trondheim_Norway | $100.00 | 1/27/2012 10:20:54 AM |
Asgardian | $30.00 | 1/27/2012 11:57:30 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:22 AM |
acarnegie | $25.00 | 1/27/2012 12:18:17 PM |
sturdy-fairness0 | $100.00 | 1/22/2012 12:22:33 PM |
kenji4861 | $25.00 | 1/22/2012 12:26:16 PM |
a- | $25.00 | 1/22/2012 12:13:37 PM |
green-trade-dolphin2 | $27.98 | 1/22/2012 12:02:22 PM |
rupee-equation2 | $25.00 | 1/22/2012 12:21:54 PM |
SCD | $25.00 | 1/22/2012 7:11:30 PM |
mar97 | $25.00 | 1/23/2012 3:22:50 PM |
kevin314 | $40.00 | 1/24/2012 8:17:31 PM |
kirat15 | $50.00 | 1/25/2012 8:49:14 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:29 AM |
star382 | $50.00 | 1/25/2012 2:24:52 PM |
giftgold | $25.00 | 1/26/2012 7:26:47 PM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:16 AM |
AFairDeal | $25.00 | 1/27/2012 9:42:14 AM |
roadtruck | $50.00 | 1/27/2012 9:42:13 AM |
CJay | $25.00 | 1/27/2012 10:59:48 AM |
selector568 | $300.00 | 1/27/2012 9:47:57 AM |
sociallender | $25.00 | 1/27/2012 9:50:29 AM |
principal-lion | $25.00 | 1/27/2012 11:48:00 AM |
Index_Plus | $14,122.01 | 1/27/2012 12:47:30 PM |
DreDub | $50.00 | 1/27/2012 12:13:11 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
547282
This series of Notes was issued and sold upon the funding of the borrower loan #59258, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $154.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 27% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 12y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,544 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| robust-yield5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Sep-2010)
|
Principal balance:
| $2,227.56 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
My loan for home improvement
Purpose of loan:
Home repair and finish paying some outstanding small medical bills incurred in emergency.
My financial situation:
I have a steady record as a Prosper customer.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/18/2012 5:08:08 PM |
MoneyForNothing | $2.74 | 1/21/2012 4:16:45 PM |
green-trade-dolphin2 | $29.88 | 1/18/2012 5:02:23 PM |
toblerone | $25.00 | 1/18/2012 5:09:07 PM |
Zoramite | $25.00 | 1/18/2012 5:16:48 PM |
cagcrash | $75.00 | 1/18/2012 5:25:42 PM |
hitsman | $50.00 | 1/18/2012 5:37:18 PM |
Cliffie83 | $25.00 | 1/18/2012 5:41:42 PM |
fcrick | $25.00 | 1/18/2012 5:30:35 PM |
Moneypenny6 | $25.00 | 1/18/2012 6:22:20 PM |
penny-plato | $25.00 | 1/18/2012 5:10:54 PM |
us957165 | $25.00 | 1/18/2012 6:31:12 PM |
enticing-capital6 | $50.00 | 1/18/2012 5:20:45 PM |
GElender | $40.00 | 1/18/2012 5:21:57 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:35 AM |
bullwink27 | $25.00 | 1/19/2012 3:38:43 AM |
Lo0se_mo0se | $25.00 | 1/18/2012 8:43:32 PM |
DoctorJoe | $25.00 | 1/18/2012 6:19:56 PM |
thankful-nickel2 | $25.00 | 1/19/2012 1:36:11 AM |
janeybooboo | $50.00 | 1/18/2012 7:44:41 PM |
Dopplerbob | $25.00 | 1/19/2012 8:17:01 AM |
favorite-commerce | $25.00 | 1/18/2012 8:29:07 PM |
knee_caps | $30.00 | 1/19/2012 4:45:58 AM |
Johnab | $25.00 | 1/19/2012 6:31:47 AM |
reflective-rupee | $25.00 | 1/19/2012 10:21:52 AM |
guard327 | $30.00 | 1/19/2012 12:57:13 PM |
PaulW | $25.00 | 1/19/2012 11:37:48 AM |
treasure-hunter270 | $25.00 | 1/19/2012 5:33:49 PM |
return-blueberry383 | $200.00 | 1/19/2012 5:44:59 PM |
wlm3012 | $50.00 | 1/19/2012 7:23:25 PM |
tolerant-dime2 | $25.00 | 1/20/2012 7:43:43 AM |
corporatejim | $25.00 | 1/20/2012 4:29:18 AM |
benefit-trident | $25.00 | 1/20/2012 6:01:26 AM |
kulender | $50.00 | 1/20/2012 6:15:36 AM |
tigercat | $50.00 | 1/20/2012 1:10:35 PM |
resolute-payment | $50.00 | 1/20/2012 1:29:39 PM |
oxnard | $50.00 | 1/20/2012 2:28:54 PM |
the-magnetic-transaction | $50.00 | 1/20/2012 5:13:58 PM |
papaloha | $200.00 | 1/20/2012 10:05:11 AM |
Gobsek | $25.00 | 1/20/2012 7:17:12 PM |
HeroSupport | $80.00 | 1/20/2012 8:07:15 PM |
damage | $25.00 | 1/20/2012 5:38:17 PM |
FinanceEngine | $50.00 | 1/21/2012 7:33:25 AM |
promise2 | $25.00 | 1/21/2012 9:51:30 AM |
squarebob | $25.00 | 1/21/2012 11:40:35 AM |
auction-seeker | $25.00 | 1/21/2012 12:12:44 PM |
credit-observatory | $25.00 | 1/21/2012 3:16:19 PM |
mammalian4 | $25.00 | 1/21/2012 3:19:23 PM |
wwwUniversal | $25.00 | 1/21/2012 12:44:53 PM |
statuesque-order1 | $25.00 | 1/21/2012 4:16:39 PM |
contract-oyster1 | $50.00 | 1/21/2012 3:29:43 PM |
nsquared007 | $25.00 | 1/21/2012 3:41:06 PM |
investment-cluster | $50.00 | 1/21/2012 4:01:20 PM |
Moe87 | $25.00 | 1/18/2012 6:49:21 PM |
Feyenoord | $30.00 | 1/18/2012 5:19:47 PM |
kenji4861 | $25.00 | 1/18/2012 5:13:55 PM |
trade-burrito4 | $35.00 | 1/18/2012 5:19:18 PM |
Fiimg | $50.00 | 1/18/2012 6:23:05 PM |
a- | $25.00 | 1/18/2012 5:39:21 PM |
amlu1988 | $25.00 | 1/18/2012 5:46:25 PM |
enriching-dollar1 | $100.00 | 1/18/2012 5:14:06 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:17 PM |
fund-explorer4 | $100.00 | 1/18/2012 7:28:35 PM |
PXM-Financial | $36.00 | 1/18/2012 7:33:30 PM |
tech310 | $50.00 | 1/18/2012 7:43:26 PM |
drcoop | $25.00 | 1/18/2012 5:39:17 PM |
Domgabriel | $30.00 | 1/19/2012 3:36:59 AM |
virtuous-repayment | $25.00 | 1/18/2012 5:41:30 PM |
matt_2006 | $25.00 | 1/18/2012 5:42:08 PM |
beachliving29 | $32.09 | 1/19/2012 6:31:47 AM |
Moneypenny6 | $25.00 | 1/18/2012 6:21:20 PM |
first-serene-credit | $25.00 | 1/19/2012 8:17:28 AM |
redwraith | $100.00 | 1/19/2012 6:56:27 AM |
scoobiedoo | $25.00 | 1/19/2012 7:32:57 AM |
Leshan | $50.00 | 1/19/2012 9:31:26 AM |
downtownfarm | $25.00 | 1/19/2012 9:18:21 AM |
cerebral-dollar773 | $34.53 | 1/19/2012 6:48:32 AM |
Investor_DP | $100.00 | 1/19/2012 9:45:45 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:32 AM |
McDeeter | $25.00 | 1/19/2012 11:04:20 AM |
susurrus | $25.00 | 1/19/2012 1:20:06 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:32 PM |
orange-immaculate-payment | $25.00 | 1/19/2012 1:49:00 PM |
bluefinch | $25.00 | 1/20/2012 3:24:15 AM |
responsive-value4 | $25.00 | 1/20/2012 6:47:35 AM |
MonkeyHero | $49.76 | 1/20/2012 6:16:41 AM |
Bank42 | $25.00 | 1/20/2012 9:32:33 AM |
john0720 | $25.00 | 1/20/2012 7:21:43 AM |
charming-exchange7 | $50.00 | 1/20/2012 9:31:23 AM |
orearella3 | $25.00 | 1/20/2012 9:49:29 AM |
brightest-friendly-interest | $100.00 | 1/20/2012 1:15:47 PM |
edaguy | $75.00 | 1/20/2012 9:31:11 AM |
handy-point5 | $25.00 | 1/20/2012 4:28:01 PM |
w8291 | $25.00 | 1/20/2012 5:37:12 PM |
DDPrime | $50.00 | 1/20/2012 5:17:09 PM |
EverettFinancial | $25.00 | 1/20/2012 6:46:46 PM |
Galdis | $25.00 | 1/21/2012 5:11:23 AM |
colorfulgardener | $25.00 | 1/20/2012 8:35:32 PM |
Guiren | $100.00 | 1/21/2012 8:30:34 AM |
trustworthy-hope189 | $50.00 | 1/21/2012 10:31:52 AM |
WxChem | $25.00 | 1/20/2012 7:59:52 PM |
Bank_of_E-Ville | $25.00 | 1/21/2012 11:40:28 AM |
riversmoke | $25.00 | 1/21/2012 2:29:20 AM |
Lendersaurus-Rex | $25.00 | 1/21/2012 9:51:19 AM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:17:33 AM |
lagnisiruk | $25.00 | 1/21/2012 12:45:34 PM |
prudent-bid3 | $25.00 | 1/21/2012 1:19:17 PM |
careful-return0 | $25.00 | 1/21/2012 2:31:25 PM |
OzGuy609 | $25.00 | 1/21/2012 2:51:58 PM |
Rulea72 | $25.00 | 1/21/2012 3:36:58 PM |
radforj22 | $25.00 | 1/21/2012 3:39:16 PM |
bonafide-cash | $100.00 | 1/21/2012 2:09:35 PM |
dime-explosion | $50.00 | 1/21/2012 4:06:54 PM |
icon7 | $40.00 | 1/21/2012 1:28:12 PM |
114 Investments
|
Borrower Payment Dependent Notes Series
547578
This series of Notes was issued and sold upon the funding of the borrower loan #59823, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $464.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 61% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 10y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $67,633 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| pudding62 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cape Cod Debt Clean Up
Purpose of loan:
This loan will be used to payoff all credit debt. This will enable me to have no debt after five years and to build up savings for the future.
My financial situation:
I am a good candidate for this loan because I have a stable income with good credit. I believe my record in the past would prove that I take the responsibility of loans seriously by paying on time and paying them in full. I expect in the next five years to continue to be employed and to increase my income by at least by 5% to 7% thus enabling me to continue to live credit free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.83 | 1/16/2012 9:02:17 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:20 AM |
Investor_DP | $100.00 | 1/16/2012 9:12:51 AM |
kenji4861 | $25.00 | 1/16/2012 9:20:45 AM |
enriching-dollar1 | $100.00 | 1/16/2012 9:24:08 AM |
sturdy-fairness0 | $100.00 | 1/16/2012 9:29:47 AM |
integrity-american | $25.00 | 1/16/2012 8:44:23 PM |
edaguy | $75.00 | 1/17/2012 5:45:04 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:44 PM |
successful-agreement7 | $100.00 | 1/19/2012 9:30:32 AM |
sturdy-note5 | $25.00 | 1/19/2012 8:32:06 PM |
Redmond | $25.00 | 1/20/2012 2:55:44 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:43 PM |
greenfuture | $25.00 | 1/21/2012 10:36:11 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:44 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:55 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:43 PM |
astute-benjamins | $50.00 | 1/23/2012 10:29:49 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:39 AM |
harty | $50.00 | 1/23/2012 12:38:00 PM |
bb575 | $50.00 | 1/23/2012 9:55:30 PM |
DreDub | $50.00 | 1/23/2012 9:58:59 PM |
napmanger | $30.15 | 1/23/2012 11:03:53 PM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:37 AM |
market-assembler | $50.00 | 1/24/2012 9:23:01 AM |
DadWarbucks | $25.00 | 1/24/2012 9:41:39 AM |
benefit-prescription6 | $100.00 | 1/24/2012 9:43:55 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:42 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:22:17 AM |
the-magnetic-transaction | $50.00 | 1/24/2012 2:53:18 PM |
value-travels | $25.00 | 1/24/2012 2:30:38 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:16 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:23 PM |
jga516 | $25.00 | 1/24/2012 4:02:56 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:24 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:55 PM |
aquistoyraul | $25.00 | 1/24/2012 4:53:53 PM |
order-brilliance9 | $100.00 | 1/24/2012 5:34:37 PM |
first-sophisticated-rate | $25.00 | 1/24/2012 5:20:34 PM |
enthralling-investment | $25.00 | 1/24/2012 5:46:15 PM |
gold-sushi | $25.00 | 1/24/2012 5:46:13 PM |
power-trophy7 | $25.00 | 1/24/2012 5:53:28 PM |
kindness-festivity | $25.00 | 1/24/2012 5:57:03 PM |
top-sensible-yield | $25.00 | 1/24/2012 5:57:19 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:24 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:42 AM |
charming-dime | $50.00 | 1/24/2012 8:11:10 PM |
mrpowers5531 | $25.00 | 1/25/2012 5:19:00 AM |
stampx | $25.00 | 1/24/2012 8:31:04 PM |
AoP | $25.00 | 1/25/2012 6:18:24 AM |
Florida67 | $50.00 | 1/25/2012 1:12:02 AM |
thaddeuscm | $25.00 | 1/24/2012 11:52:55 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:24 AM |
fadeddingo | $25.00 | 1/25/2012 8:39:28 AM |
my401K | $50.00 | 1/25/2012 7:35:53 AM |
1phantom | $25.00 | 1/25/2012 9:07:44 AM |
Darts | $50.00 | 1/25/2012 8:17:47 AM |
rate-mogul | $50.00 | 1/25/2012 9:16:15 AM |
Seadrag367 | $25.00 | 1/25/2012 9:22:28 AM |
rmachi | $25.00 | 1/25/2012 9:06:10 AM |
ingenious-order783 | $35.00 | 1/25/2012 9:28:07 AM |
integrity-saver | $25.00 | 1/25/2012 9:30:27 AM |
velocity-solo | $25.00 | 1/25/2012 9:16:13 AM |
nickel-ferret | $33.00 | 1/25/2012 9:17:27 AM |
unrivaled-silver | $25.00 | 1/25/2012 9:17:32 AM |
Clambake | $25.00 | 1/25/2012 9:17:34 AM |
compoundinterest | $50.00 | 1/25/2012 9:17:44 AM |
holstj | $25.00 | 1/25/2012 9:16:45 AM |
dospapalotes | $25.00 | 1/25/2012 9:24:29 AM |
Rdodson11 | $25.00 | 1/25/2012 9:26:50 AM |
income-banjo | $25.00 | 1/25/2012 9:32:29 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:31 AM |
diverse-felicity7 | $50.00 | 1/25/2012 9:39:46 AM |
Aimvest | $25.00 | 1/25/2012 9:40:40 AM |
Oupa-George | $25.00 | 1/25/2012 9:44:13 AM |
american6 | $26.00 | 1/25/2012 9:43:41 AM |
Spring342 | $25.00 | 1/25/2012 10:09:05 AM |
upbeat-coin937 | $25.00 | 1/25/2012 10:10:27 AM |
Cheburashka | $25.00 | 1/25/2012 9:55:47 AM |
P3W-451 | $25.00 | 1/25/2012 10:50:50 AM |
Ivan2007 | $25.00 | 1/25/2012 10:03:15 AM |
otalon | $25.00 | 1/25/2012 10:05:59 AM |
flexible-return297 | $25.00 | 1/25/2012 10:07:49 AM |
Preteur | $25.00 | 1/25/2012 10:09:18 AM |
riproaringrapids | $50.00 | 1/25/2012 10:11:50 AM |
CorporateRaider | $25.00 | 1/25/2012 1:43:00 PM |
Aeroman32 | $50.00 | 1/25/2012 8:36:51 PM |
jiggaman7 | $50.00 | 1/26/2012 10:18:58 AM |
reward-adventure | $50.00 | 1/26/2012 10:19:37 AM |
dpfl55 | $25.00 | 1/26/2012 10:20:07 AM |
indomart | $25.00 | 1/26/2012 11:37:19 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:47 PM |
trade-freshmaker | $25.00 | 1/26/2012 2:04:01 PM |
ebusinessagent | $25.00 | 1/26/2012 2:26:44 PM |
Ocean713 | $75.00 | 1/26/2012 2:51:36 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:55 PM |
saihu | $25.00 | 1/26/2012 5:14:29 PM |
BlueProteus | $25.00 | 1/26/2012 5:17:04 PM |
Index_Plus | $10,000.00 | 1/26/2012 5:55:56 PM |
AFairDeal | $25.00 | 1/16/2012 9:37:11 AM |
JustMee | $25.00 | 1/16/2012 11:34:08 AM |
hitsman | $50.00 | 1/16/2012 9:14:42 AM |
Harry | $50.00 | 1/16/2012 9:32:37 AM |
moola-gargantuan9 | $50.00 | 1/16/2012 5:27:30 PM |
downtownfarm | $25.00 | 1/17/2012 9:38:11 AM |
blooming-market | $25.00 | 1/18/2012 3:20:59 PM |
csakhil | $25.00 | 1/18/2012 1:28:21 PM |
indomitable-coin | $25.00 | 1/18/2012 5:11:56 PM |
genius520 | $50.00 | 1/18/2012 5:27:07 PM |
dime-sprout | $25.00 | 1/18/2012 5:21:48 PM |
E_G | $50.00 | 1/18/2012 5:39:54 PM |
Tylerh | $250.00 | 1/18/2012 5:38:33 PM |
ideal-platinum1 | $25.00 | 1/19/2012 9:28:48 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:54 AM |
Weaverville | $25.00 | 1/19/2012 4:20:36 PM |
kevin314 | $50.00 | 1/19/2012 11:19:33 PM |
benjo | $50.00 | 1/19/2012 10:08:21 PM |
Sevron | $100.00 | 1/21/2012 6:09:31 PM |
Uncle_Scrooge | $50.00 | 1/22/2012 12:14:02 PM |
themoneydoctor | $75.00 | 1/22/2012 5:51:07 PM |
rudyindc | $25.00 | 1/23/2012 9:43:04 AM |
mar97 | $25.00 | 1/23/2012 3:22:32 PM |
klinebarger | $25.00 | 1/24/2012 9:03:21 AM |
w3alter | $43.00 | 1/24/2012 9:45:20 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:15 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:47 AM |
WalnutCreekguy | $70.00 | 1/24/2012 9:44:57 AM |
Tradesmanlender | $25.00 | 1/24/2012 9:47:49 AM |
Kevin536 | $25.00 | 1/24/2012 11:27:53 AM |
miked8303 | $50.00 | 1/24/2012 9:56:10 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:24 AM |
jeg3k | $50.00 | 1/24/2012 10:23:46 AM |
BAJMP | $25.00 | 1/24/2012 2:33:35 PM |
ronow22 | $25.00 | 1/24/2012 11:00:15 AM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:50 PM |
asya | $25.00 | 1/24/2012 2:48:39 PM |
friendship9 | $25.00 | 1/24/2012 3:35:10 PM |
HamachiMan | $50.00 | 1/24/2012 5:44:17 PM |
brightest-affluence-motivator | $50.00 | 1/24/2012 5:44:47 PM |
rainorshine47 | $25.00 | 1/24/2012 6:02:05 PM |
innocent-loot | $25.00 | 1/24/2012 6:12:39 PM |
zbfamwl | $25.00 | 1/24/2012 5:48:22 PM |
77dowplace | $28.00 | 1/24/2012 5:55:36 PM |
enticing-note | $25.00 | 1/24/2012 6:53:19 PM |
loyalty-circuitry | $100.00 | 1/24/2012 7:02:49 PM |
theprince | $50.00 | 1/24/2012 10:48:29 PM |
dr_lender | $50.00 | 1/25/2012 6:57:03 AM |
sri59 | $100.00 | 1/25/2012 2:47:41 AM |
stollcm | $25.00 | 1/25/2012 5:28:21 AM |
kirat15 | $50.00 | 1/25/2012 8:49:00 AM |
fervent-currency5 | $25.00 | 1/25/2012 6:14:51 AM |
Ciphernetic | $25.00 | 1/25/2012 6:48:30 AM |
worklessmakemore | $50.00 | 1/25/2012 7:40:26 AM |
IP | $25.00 | 1/25/2012 9:07:37 AM |
wise-silver-wonder | $25.00 | 1/25/2012 7:57:45 AM |
gold-commander0 | $25.00 | 1/25/2012 9:13:15 AM |
responsibility-cherry6 | $25.00 | 1/25/2012 9:20:00 AM |
value-pouch | $25.00 | 1/25/2012 9:22:11 AM |
bonus-tent | $25.00 | 1/25/2012 9:12:11 AM |
the-dollar-topper | $150.00 | 1/25/2012 9:19:12 AM |
don8ter | $50.00 | 1/25/2012 9:35:21 AM |
minista | $25.00 | 1/25/2012 9:24:33 AM |
iolaire | $25.00 | 1/25/2012 9:26:05 AM |
sharpey | $25.00 | 1/25/2012 9:42:37 AM |
skuba | $75.00 | 1/25/2012 9:26:08 AM |
balance-voyager | $25.00 | 1/25/2012 9:27:34 AM |
nethawk00 | $25.00 | 1/25/2012 9:30:29 AM |
C_Mark | $32.00 | 1/25/2012 9:58:14 AM |
lizard_lips | $25.00 | 1/25/2012 10:09:03 AM |
credit-statuette8 | $25.00 | 1/25/2012 10:09:31 AM |
chicago_shark | $25.00 | 1/25/2012 10:11:27 AM |
fund-tom-tom6 | $25.00 | 1/25/2012 10:12:05 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:03:58 AM |
Ragnar | $25.00 | 1/25/2012 10:02:50 AM |
Banker7371 | $25.00 | 1/25/2012 10:08:09 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:21 AM |
riskreward | $215.00 | 1/25/2012 10:08:52 AM |
nosualcneas | $25.00 | 1/25/2012 10:09:13 AM |
hard-working-rate3 | $100.00 | 1/25/2012 10:09:49 AM |
songbird98 | $25.00 | 1/25/2012 10:11:04 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:29 AM |
jackbauer | $30.00 | 1/25/2012 12:04:30 PM |
PaulW | $25.00 | 1/25/2012 4:12:30 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:42 PM |
Ducatiman1978 | $25.00 | 1/26/2012 10:19:53 AM |
myidear | $25.00 | 1/26/2012 12:07:40 PM |
building_community | $25.00 | 1/26/2012 12:14:24 PM |
gold-disk | $25.00 | 1/26/2012 12:38:43 PM |
Jmatt33 | $25.00 | 1/26/2012 3:14:08 PM |
Sid-K | $25.00 | 1/26/2012 5:13:21 PM |
transparency-river1 | $902.01 | 1/26/2012 6:06:33 PM |
191 Investments
|
Borrower Payment Dependent Notes Series
547700
This series of Notes was issued and sold upon the funding of the borrower loan #59689, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $112.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2000 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,945 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| No | | |
Screen name:
| listing-sunshine7 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Me
Purpose of loan: housing expenses
This loan will be used to...
My financial situation:good
I am a good candidate for this loan because...reliable
Monthly net income: $2400
Monthly expenses: $500
Housing: $
Insurance: $
Car expenses: $0
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 1/27/2012 5:09:34 PM |
worthy-bid8 | $100.00 | 1/27/2012 5:12:06 PM |
handy-justice | $50.00 | 1/27/2012 5:03:27 PM |
compoundinterest | $25.00 | 1/27/2012 5:38:14 PM |
nimble-revenue5 | $50.00 | 1/27/2012 5:17:35 PM |
magical-credit523 | $25.00 | 1/27/2012 5:45:13 PM |
Dubbs360 | $250.00 | 1/28/2012 9:17:47 AM |
Weaverville | $50.00 | 1/28/2012 9:28:14 AM |
truth-companion | $25.00 | 1/28/2012 12:39:14 PM |
cnovak | $25.00 | 1/28/2012 12:42:59 PM |
gjm6d | $25.00 | 1/28/2012 12:35:54 PM |
a-enticing-reward | $27.00 | 1/28/2012 12:36:24 PM |
smallbizrule | $25.00 | 1/28/2012 12:51:17 PM |
encore02 | $50.00 | 1/28/2012 12:41:35 PM |
integrity-trumpet | $50.00 | 1/28/2012 12:44:10 PM |
fervent-repayment | $50.00 | 1/28/2012 12:48:07 PM |
kindness-jedi | $25.00 | 1/28/2012 12:48:21 PM |
transparency-sapling | $25.00 | 1/28/2012 12:48:40 PM |
KrauseVentures | $25.00 | 1/28/2012 12:46:22 PM |
loan-fate | $50.00 | 1/28/2012 12:59:28 PM |
the-profit-oracle | $25.00 | 1/28/2012 12:50:38 PM |
nycfinance | $25.00 | 1/28/2012 1:03:29 PM |
MAYBROOK | $35.00 | 1/28/2012 12:54:44 PM |
velocity-solo | $25.00 | 1/28/2012 12:57:13 PM |
worth-quark7 | $25.00 | 1/28/2012 1:00:10 PM |
Sonic_Squirrel | $75.00 | 1/28/2012 1:01:23 PM |
dollar-sonnet3 | $25.00 | 1/28/2012 1:03:20 PM |
coin-investor | $25.00 | 1/28/2012 1:03:46 PM |
CAGE-Investments | $25.00 | 1/28/2012 1:05:03 PM |
Evolver | $50.00 | 1/28/2012 1:04:54 PM |
loanman2007 | $25.00 | 1/28/2012 4:03:30 AM |
SolarMoonshine | $25.00 | 1/27/2012 5:01:45 PM |
one-midas | $25.00 | 1/27/2012 5:29:21 PM |
LuvToLend | $25.00 | 1/27/2012 5:17:56 PM |
cash-delight1 | $50.00 | 1/27/2012 5:35:48 PM |
social-hunter5 | $36.13 | 1/27/2012 6:05:39 PM |
pierrelasvegas | $100.00 | 1/27/2012 6:21:09 PM |
exchange-dreams | $40.00 | 1/27/2012 7:35:34 PM |
Ironlock | $50.00 | 1/27/2012 8:37:17 PM |
payment-gusto | $25.00 | 1/28/2012 8:16:00 AM |
houli123 | $150.00 | 1/28/2012 10:10:46 AM |
kulender | $60.00 | 1/28/2012 10:41:37 AM |
loss-of-control | $100.00 | 1/28/2012 11:04:49 AM |
kind-efficient-credit | $25.00 | 1/28/2012 12:16:26 PM |
fascinating-benefit279 | $36.00 | 1/28/2012 12:13:28 PM |
fantastic-wampum1 | $100.00 | 1/28/2012 12:19:13 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:18 PM |
ursus | $50.00 | 1/28/2012 12:35:32 PM |
ericb674 | $25.00 | 1/28/2012 12:43:30 PM |
orange-preeminant-bill | $25.00 | 1/28/2012 12:49:50 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:48 PM |
proud-pound4 | $25.00 | 1/28/2012 12:47:08 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:52:02 PM |
wizard750 | $0.87 | 1/28/2012 1:06:18 PM |
five-star-justice | $25.00 | 1/28/2012 12:59:23 PM |
fortytwo | $150.00 | 1/28/2012 12:59:44 PM |
Tylerh | $250.00 | 1/28/2012 1:00:41 PM |
hope-hickory8 | $25.00 | 1/28/2012 1:03:56 PM |
reward-adventure | $40.00 | 1/28/2012 1:04:52 PM |
foxtrot12 | $75.00 | 1/28/2012 1:05:00 PM |
60 Investments
|
Borrower Payment Dependent Notes Series
548218
This series of Notes was issued and sold upon the funding of the borrower loan #59531, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $258.10 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-2004 |
Debt/Income ratio:
| 7% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 3y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,099 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Rdl62584 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wanting Dirt Bikes for my Son and I
Purpose of loan: I am wanting to purchase dirt bikes for my son and I. Also my wife wants to get lasik eye surgery.
My financial situation: I have been employed at the same company for almost 4 years. I enjoy my job and do very well for myself.
I am a good candidate for this loan because I have very few financial obligations. I own both of my cars, have no credit card debt (payed off with tax return). I only have a mortgage and monthly bills to pay.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
mar97 | $25.00 | 1/23/2012 3:22:52 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:31 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:01 PM |
Harry | $50.00 | 1/23/2012 5:28:21 PM |
Brisket_Bob | $25.00 | 1/25/2012 4:39:24 AM |
thorough-marketplace441 | $35.00 | 1/24/2012 8:28:59 PM |
oskizzle | $25.00 | 1/25/2012 9:02:21 AM |
kirat15 | $50.00 | 1/25/2012 8:49:15 AM |
AFairDeal | $25.00 | 1/25/2012 9:22:17 AM |
superb-funds335 | $25.00 | 1/25/2012 10:00:02 AM |
enriching-dollar1 | $100.00 | 1/25/2012 10:03:19 AM |
JedClampett | $125.00 | 1/25/2012 10:47:50 AM |
helping-out | $40.00 | 1/25/2012 3:53:29 PM |
john0720 | $50.00 | 1/25/2012 4:08:16 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:22 PM |
JustMee | $25.00 | 1/23/2012 12:34:59 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:43 PM |
sflawya | $25.00 | 1/23/2012 5:25:42 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:40 PM |
worth-web5 | $50.00 | 1/24/2012 9:47:16 AM |
Aberdeen | $1,999.00 | 1/24/2012 9:48:32 AM |
finagler | $25.00 | 1/24/2012 12:17:53 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:40 PM |
kevin314 | $40.00 | 1/24/2012 8:17:35 PM |
enticing-note | $25.00 | 1/24/2012 6:54:16 PM |
blot44 | $25.00 | 1/25/2012 6:13:20 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:08 AM |
cerebral-dollar773 | $50.00 | 1/25/2012 7:35:32 AM |
fantastic-openness | $100.00 | 1/25/2012 8:41:56 AM |
Ripsaw4U | $50.00 | 1/25/2012 9:47:32 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:37 AM |
indomitable-coin | $25.00 | 1/25/2012 9:51:25 AM |
DscGlfn | $25.00 | 1/25/2012 10:27:19 AM |
genius520 | $50.00 | 1/25/2012 10:02:07 AM |
hitsman | $50.00 | 1/25/2012 10:04:38 AM |
thinker6 | $50.00 | 1/25/2012 2:32:39 PM |
Index_Plus | $4,460.99 | 1/25/2012 5:15:59 PM |
37 Investments
|
Borrower Payment Dependent Notes Series
548394
This series of Notes was issued and sold upon the funding of the borrower loan #59165, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 13
/
12 | Length of status: | 8y 10m |
Amount delinquent:
| $2,661 |
Total credit lines:
| 28 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,804 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| interest-orchestra349 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
buisness loan
Purpose of loan: expand buisness
This loan will be used to...purchase used work truck
My financial situation:
I am a good candidate for this loan because...my buisness is growing,and we have alot more room to grow.
Monthly net income: $7500.00
Monthly expenses: $
Housing: $1600.00
Insurance: $225.00
Car expenses: $1200.00
Utilities: $420.00
Phone, cable, internet: $169.00
Food, entertainment: $366.00
Clothing, household expenses: $110.00
Credit cards and other loans: $152.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/11/2012 9:47:31 AM |
unassuming-market7 | $25.00 | 1/13/2012 2:22:24 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:42:25 PM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:45 PM |
worth-blanket2 | $3,900.00 | 1/13/2012 5:36:25 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:29:05 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
548510
This series of Notes was issued and sold upon the funding of the borrower loan #59119, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $86,143 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| productive-currency442 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Moto/SFI Order
Purpose of loan:
This loan will be used to acquire goods to fulfill purchase order
My financial situation:
I am a good candidate for this loan because this loan is to be used to purchase goods for an existing purchase order.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $300.00 | 1/11/2012 9:00:33 AM |
worth-blanket2 | $3,700.00 | 1/11/2012 9:11:03 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
548684
This series of Notes was issued and sold upon the funding of the borrower loan #59171, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $219.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 10y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $151,349 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| safe-rate711 |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lower interest rate
Purpose of loan:
This loan will be used to pay down an existing high interest credit card. I intend to pay that card off with additional money from my 2012 taxes.
My financial situation:
I am a good candidate for this loan because I am responsible in repaying my obligations.
Monthly net income: $ 5200.00
Monthly expenses: $
Housing: $2200
Insurance: $0.0
Car expenses: $0.0
Utilities: $ 150.00
Phone, cable, internet: $ 120.
Food, entertainment: $ 300.00
Clothing, household expenses: $
Credit cards and other loans: $ 550.00
Other expenses: $ 0.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/4/2012 9:10:29 AM |
AndChicksforFree | $25.00 | 1/4/2012 9:08:29 AM |
Investor_DP | $100.00 | 1/4/2012 9:34:12 AM |
worthy-bid8 | $50.00 | 1/4/2012 9:48:57 AM |
Feyenoord | $30.00 | 1/4/2012 12:57:38 PM |
plane450 | $30.16 | 1/4/2012 12:01:33 PM |
careful-compassion | $25.00 | 1/4/2012 1:41:20 PM |
market-aspen9 | $25.00 | 1/4/2012 1:44:10 PM |
WilliamLeeSims | $25.00 | 1/4/2012 5:27:02 PM |
GElender | $40.00 | 1/5/2012 6:12:57 AM |
wkeboarder21 | $50.00 | 1/5/2012 5:28:03 AM |
Weaverville | $25.00 | 1/5/2012 9:26:01 AM |
bubb_hans | $50.00 | 1/5/2012 9:44:56 AM |
wampum-library4 | $25.00 | 1/5/2012 3:09:18 PM |
velocity-gala | $500.00 | 1/5/2012 11:09:48 PM |
authoritative-platinum7 | $25.00 | 1/6/2012 11:15:22 AM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:36 PM |
economy-coup | $50.00 | 1/9/2012 9:43:03 AM |
Zipcut | $25.00 | 1/9/2012 11:50:52 AM |
Land_on_your_feet | $25.00 | 1/9/2012 2:38:03 PM |
tech310 | $50.00 | 1/9/2012 11:32:06 PM |
SweatyBalls | $25.00 | 1/10/2012 6:45:26 PM |
miked8303 | $25.00 | 1/12/2012 9:25:02 AM |
leverage-monger | $25.00 | 1/12/2012 9:30:40 AM |
erowis | $100.00 | 1/12/2012 9:34:27 AM |
integrity-doctor | $100.00 | 1/12/2012 10:20:20 AM |
helping-out | $30.00 | 1/12/2012 10:48:38 AM |
bullwink27 | $25.00 | 1/12/2012 4:00:54 PM |
rate-authority2 | $50.00 | 1/12/2012 4:55:15 PM |
market-sumac | $100.00 | 1/12/2012 4:52:11 PM |
C2Banking | $25.00 | 1/12/2012 5:45:36 PM |
buffalobills | $25.00 | 1/13/2012 7:12:20 AM |
sosleep | $25.00 | 1/13/2012 8:21:34 AM |
goat0 | $50.00 | 1/13/2012 1:27:42 PM |
prudent-bid3 | $25.00 | 1/13/2012 2:09:08 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:33 PM |
scarlet-velvet | $25.08 | 1/13/2012 4:28:42 PM |
the-enthralling-coin | $25.00 | 1/13/2012 5:39:12 PM |
quantum_leap | $68.65 | 1/13/2012 6:15:58 PM |
platinum-admiral8 | $25.00 | 1/13/2012 7:30:12 PM |
emergencyMD | $100.00 | 1/14/2012 8:00:44 AM |
wwwUniversal | $25.00 | 1/14/2012 12:20:07 PM |
the-deal-socrates | $25.00 | 1/14/2012 2:54:55 PM |
orgy63 | $25.00 | 1/14/2012 4:44:08 PM |
Dubbs360 | $100.00 | 1/15/2012 12:39:49 AM |
wdteam | $50.00 | 1/15/2012 8:15:47 AM |
runway3 | $30.00 | 1/15/2012 4:00:07 AM |
DT_Banker | $25.00 | 1/15/2012 10:00:25 AM |
spiff666 | $26.66 | 1/15/2012 8:30:45 AM |
edaguy | $50.00 | 1/4/2012 9:25:52 AM |
nimble-revenue5 | $50.00 | 1/4/2012 9:05:46 AM |
rupee-equation2 | $25.00 | 1/4/2012 9:33:10 AM |
handy-justice | $50.00 | 1/4/2012 9:14:21 AM |
riveting-credit5 | $50.00 | 1/4/2012 9:22:48 AM |
successful-agreement7 | $100.00 | 1/4/2012 9:23:44 AM |
Tylerh | $250.00 | 1/4/2012 2:54:37 PM |
scrappy-leverage6 | $25.00 | 1/4/2012 6:17:32 PM |
zeeexsixare | $50.00 | 1/4/2012 7:04:36 PM |
A4 | $25.00 | 1/4/2012 6:47:11 PM |
goodhearted-generosity511 | $30.00 | 1/4/2012 7:17:19 PM |
red-power-pecan | $50.00 | 1/5/2012 8:55:15 AM |
Interloper | $50.00 | 1/5/2012 2:17:18 PM |
penny-surgeon | $25.00 | 1/5/2012 2:06:14 PM |
first-clean-silver | $25.00 | 1/5/2012 3:15:51 PM |
asset-professor | $25.00 | 1/5/2012 6:56:06 PM |
scoobiedoo | $50.00 | 1/6/2012 5:59:01 AM |
WonderPup | $25.00 | 1/6/2012 10:01:18 AM |
yf99yz | $25.00 | 1/6/2012 6:23:36 PM |
treasure-hunter270 | $25.00 | 1/8/2012 8:10:15 AM |
CA-Lender | $25.00 | 1/8/2012 12:10:10 PM |
velocity-gala | $250.00 | 1/7/2012 11:32:51 PM |
Otagaini | $50.00 | 1/9/2012 3:12:50 AM |
mhotchan | $100.00 | 1/9/2012 8:47:05 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:01 AM |
ethical-truth211 | $100.00 | 1/9/2012 11:54:46 AM |
thoughtful-exchange8 | $25.00 | 1/9/2012 5:26:21 PM |
first-pragmatic-power | $25.00 | 1/9/2012 5:40:59 PM |
2grindstones | $25.00 | 1/10/2012 12:11:09 PM |
mlj0671 | $25.00 | 1/10/2012 5:29:01 PM |
midnight24 | $25.00 | 1/11/2012 7:13:12 AM |
JeffHoll | $60.00 | 1/11/2012 12:33:26 PM |
orearella3 | $25.00 | 1/11/2012 3:28:58 PM |
GElender | $25.00 | 1/12/2012 5:54:31 AM |
benefit-molecule338 | $282.64 | 1/12/2012 7:53:21 AM |
mammalian4 | $25.00 | 1/12/2012 5:56:02 PM |
Bob450 | $25.00 | 1/13/2012 6:48:31 AM |
five-star-note | $75.00 | 1/13/2012 10:09:15 AM |
Kyileo | $25.00 | 1/13/2012 4:18:12 PM |
bid-stockpiler1 | $100.00 | 1/13/2012 4:25:38 PM |
favorite-commerce | $40.00 | 1/13/2012 11:46:03 AM |
tolerant-dime2 | $25.00 | 1/13/2012 11:02:12 PM |
all_of_that_one | $30.00 | 1/14/2012 7:42:19 AM |
musegaze | $75.00 | 1/14/2012 9:01:02 AM |
matt_2006 | $25.00 | 1/14/2012 9:30:39 AM |
loan-fate | $50.00 | 1/14/2012 12:26:22 PM |
shrewd-income | $100.00 | 1/14/2012 1:01:51 PM |
LittleMingo | $25.00 | 1/14/2012 12:45:37 PM |
natural-greenback6 | $25.00 | 1/14/2012 9:18:40 PM |
jgwood | $28.17 | 1/15/2012 9:00:30 AM |
orgy63 | $25.00 | 1/14/2012 4:44:29 PM |
thisbucksforu | $25.00 | 1/15/2012 10:03:23 AM |
janeybooboo | $50.00 | 1/15/2012 5:56:51 AM |
jiggaman7 | $23.64 | 1/15/2012 12:21:59 PM |
103 Investments
|
Borrower Payment Dependent Notes Series
548772
This series of Notes was issued and sold upon the funding of the borrower loan #59849, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $476.93 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 25% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $10,332 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| danigrrrly |
Borrower's state:
| NewYork |
Borrower's group:
| Professors |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 45 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
740-759
(Jun-2008)
|
Principal balance:
| $7,469.87 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 45 | | |
Description
We want to eliminate our debt!
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/29/2012 12:09:37 PM |
magical-credit523 | $25.00 | 1/29/2012 12:06:25 PM |
halothane_logic | $25.00 | 1/29/2012 12:14:43 PM |
sturdy-fairness0 | $50.00 | 1/29/2012 12:21:26 PM |
compoundinterest | $50.00 | 1/29/2012 12:27:22 PM |
virtuous-repayment | $25.00 | 1/29/2012 12:30:55 PM |
trade-solo | $25.00 | 1/29/2012 12:33:24 PM |
Harry | $50.00 | 1/29/2012 12:31:30 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:11 PM |
commanding-treasure2 | $50.00 | 1/29/2012 12:45:26 PM |
enthusiastic-balance5 | $100.00 | 1/29/2012 12:48:17 PM |
supersarah61 | $25.00 | 1/29/2012 2:37:55 PM |
fishintime | $100.00 | 1/29/2012 4:41:58 PM |
thrifty-transaction578 | $25.00 | 1/29/2012 5:33:41 PM |
medman | $25.00 | 1/29/2012 6:19:29 PM |
danf2201 | $40.00 | 1/29/2012 8:08:16 PM |
Zolton | $300.00 | 1/30/2012 6:27:11 AM |
bigballer105 | $100.00 | 1/30/2012 7:33:02 AM |
mickeyroi | $25.00 | 1/30/2012 8:03:13 AM |
orange-respectful-camaraderi | $25.00 | 1/30/2012 8:55:08 AM |
Index_Plus | $13,275.00 | 1/30/2012 9:11:51 AM |
helpinghand63 | $25.00 | 1/30/2012 9:07:06 AM |
Justbiz | $50.00 | 1/30/2012 9:11:32 AM |
kenji4861 | $25.00 | 1/29/2012 12:16:55 PM |
enticing-capital6 | $50.00 | 1/29/2012 12:28:45 PM |
icontender | $50.00 | 1/29/2012 12:23:27 PM |
vinayski | $25.00 | 1/29/2012 12:35:31 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:19 PM |
trade-burrito4 | $35.00 | 1/29/2012 12:38:19 PM |
credit-bank-usa611 | $25.00 | 1/29/2012 5:20:17 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:40 PM |
dg5803 | $25.00 | 1/29/2012 7:51:21 PM |
snazzet | $25.00 | 1/29/2012 10:42:35 PM |
grallu | $25.00 | 1/30/2012 6:20:50 AM |
dignified-finance | $50.00 | 1/30/2012 7:41:05 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:45 AM |
36 Investments
|
Borrower Payment Dependent Notes Series
548956
This series of Notes was issued and sold upon the funding of the borrower loan #59464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $199.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 7y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,811 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| purposeful-funds1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for a new project!
Purpose of loan:
Loan for repairs on a home rehab. The house and repairs are funded by DoHardMoney, but many costs are prepaid. Then loan to value on the home is well under 70% with good profit margin.
Purchasing home@ $95,000, repairs - $17,000, sell@ $164,995. With a 10% profit range between $53k to $36,500
A great investment!
The $5,000 is a safety net used for unknowns or prepaid expenses.
I am a good candidate because both myself and my business partner have steady full time income; starting to rehab homes on the side. This means that we have 100k + income already plus will continue to earn more as we rehab more homes.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 1/5/2012 5:39:34 PM |
nimble-revenue5 | $50.00 | 1/5/2012 5:53:29 PM |
worthy-bid8 | $50.00 | 1/5/2012 5:55:36 PM |
edaguy | $50.00 | 1/5/2012 6:02:08 PM |
Investor_DP | $100.00 | 1/5/2012 6:06:46 PM |
Weaverville | $25.00 | 1/6/2012 10:58:56 AM |
associate36 | $25.00 | 1/6/2012 6:03:13 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:45 PM |
Tylerh | $250.00 | 1/9/2012 9:29:27 AM |
a-finance-nirvana | $25.00 | 1/10/2012 3:03:38 AM |
tranquil-economy4 | $50.00 | 1/10/2012 11:32:56 AM |
mlj0671 | $25.00 | 1/12/2012 7:20:07 AM |
miked8303 | $25.00 | 1/12/2012 9:25:05 AM |
dollardave | $50.00 | 1/12/2012 12:42:12 PM |
rate-authority2 | $50.00 | 1/12/2012 4:55:19 PM |
WilliamLeeSims | $25.00 | 1/12/2012 5:33:39 PM |
wizardii | $25.00 | 1/12/2012 5:46:02 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:21 PM |
diplomatic-wealth7 | $25.00 | 1/13/2012 9:07:33 AM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:16 PM |
burrito6 | $50.00 | 1/14/2012 12:29:55 PM |
orgy63 | $25.00 | 1/14/2012 4:51:10 PM |
oregonusa | $50.00 | 1/14/2012 6:03:10 PM |
rupee-universe | $25.00 | 1/14/2012 8:28:44 PM |
melodious-openness | $774.00 | 1/15/2012 11:50:12 AM |
hitsman | $50.00 | 1/5/2012 5:51:10 PM |
houli123 | $25.00 | 1/5/2012 5:21:48 PM |
successful-agreement7 | $51.00 | 1/5/2012 5:44:28 PM |
balanced-balance6 | $30.00 | 1/6/2012 4:57:17 AM |
WonderPup | $25.00 | 1/6/2012 10:01:25 AM |
credit-investor5 | $50.00 | 1/6/2012 2:41:50 PM |
NolockHolmes | $70.00 | 1/6/2012 12:57:40 PM |
cattlebaron | $25.00 | 1/6/2012 4:10:48 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:16 AM |
loss-of-control | $50.00 | 1/9/2012 5:11:00 PM |
bubb_hans | $50.00 | 1/10/2012 9:38:00 AM |
Cliffie83 | $25.00 | 1/13/2012 9:16:17 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:35 PM |
euphoria8 | $25.00 | 1/14/2012 4:44:25 AM |
scrappy-diversification7 | $2,000.00 | 1/14/2012 1:01:24 PM |
the-deal-socrates | $25.00 | 1/14/2012 3:02:58 PM |
red-power-pecan | $50.00 | 1/14/2012 12:47:43 PM |
mammalian4 | $25.00 | 1/14/2012 2:46:05 PM |
janeybooboo | $50.00 | 1/15/2012 5:57:47 AM |
El_Profesional | $25.00 | 1/15/2012 11:15:19 AM |
hogdriver | $25.00 | 1/15/2012 9:42:35 AM |
Dubbs360 | $100.00 | 1/15/2012 12:39:53 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
548964
This series of Notes was issued and sold upon the funding of the borrower loan #59306, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $223.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| 14% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Student - College S... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,537 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| mystical-bonus4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement of her dreams!
Purpose of loan:
This loan will be used to finance the purchase of an engagement ring for my girlfriend
My financial situation makes me a good candidate for a loan because I live at home so I very little bills to pay other than that for food and entertainment and my cell phone. I have been employed by a fortune 500 company for 6 years and have been offered a job at the corporate office this summer when I graduate. My education has been paid for by the state through grants.
Monthly net income: $1200
Monthly expenses: $100
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/17/2012 5:14:14 PM |
a-finance-nirvana | $25.00 | 1/18/2012 5:01:31 AM |
downtownfarm | $25.00 | 1/17/2012 5:53:58 PM |
toblerone | $25.00 | 1/18/2012 5:09:00 PM |
cagcrash | $75.00 | 1/18/2012 5:25:41 PM |
tech310 | $50.00 | 1/18/2012 7:47:08 PM |
selector568 | $70.00 | 1/20/2012 9:23:40 AM |
oxnard | $50.00 | 1/20/2012 2:28:51 PM |
marwadi-62 | $75.00 | 1/21/2012 8:12:34 AM |
mednole | $30.34 | 1/22/2012 9:27:58 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:02 AM |
P2P_Investor | $2,000.00 | 1/22/2012 1:42:46 PM |
hitsman | $50.00 | 1/17/2012 5:15:12 PM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:33 PM |
Investor_DP | $100.00 | 1/17/2012 5:42:00 PM |
impressive-justice6 | $50.00 | 1/17/2012 5:33:42 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:12 PM |
pirahna125 | $25.00 | 1/17/2012 5:24:56 PM |
daekpon | $50.00 | 1/18/2012 3:31:20 PM |
csakhil | $25.00 | 1/18/2012 1:28:44 PM |
caper945 | $100.00 | 1/18/2012 5:14:32 PM |
Fiimg | $50.00 | 1/18/2012 6:23:03 PM |
Milonguero | $100.00 | 1/18/2012 5:12:03 PM |
edaguy | $75.00 | 1/19/2012 9:17:01 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:24 AM |
market-sumac | $100.00 | 1/19/2012 4:20:12 PM |
kevin314 | $50.00 | 1/19/2012 11:19:37 PM |
kulender | $50.00 | 1/20/2012 6:15:25 AM |
GCInvestments | $25.00 | 1/20/2012 9:44:38 AM |
houli123 | $25.00 | 1/21/2012 7:25:05 AM |
responsible-investment0 | $47.00 | 1/21/2012 12:27:33 PM |
Index_Plus | $2,827.66 | 1/22/2012 2:33:10 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
548988
This series of Notes was issued and sold upon the funding of the borrower loan #59177, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-05-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-10-2012 |
|
Lender yield:
| 29.27% |
Borrower rate/APR:
| 30.27% / 32.99% |
Monthly payment:
| $227.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.53% | | |
| |
Estimated return*:
| 17.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
3 | Length of status: | 13y 6m |
Amount delinquent:
| $47,766 |
Total credit lines:
| 16 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $586 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 33 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-course |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
starting new business
Purpose of loan:
This loan will be used to...purchase realm estate
My financial situation:
I am a good candidate for this loan because...I'm employed and responsible.
Monthly net income: $2,400
Monthly expenses: $
Housing: $1,050
Insurance: $80.00
Car expenses: $
Utilities: $80.00
Phone, cable, internet: $40.00
Food, entertainment: $50.00
Clothing, household expenses: $20.00
Credit cards and other loans: $20.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
edaguy | $50.00 | 1/5/2012 6:02:08 PM |
successful-agreement7 | $100.00 | 1/5/2012 5:44:28 PM |
Scrooge_McDuck2 | $100.00 | 1/5/2012 6:50:29 PM |
Investor_DP | $100.00 | 1/5/2012 6:06:46 PM |
resolute-worth4 | $50.00 | 1/5/2012 6:29:09 PM |
competitor119 | $50.00 | 1/5/2012 7:12:38 PM |
red-power-pecan | $50.00 | 1/6/2012 9:23:32 AM |
WonderPup | $25.00 | 1/6/2012 10:01:25 AM |
authoritative-platinum7 | $25.00 | 1/6/2012 11:15:26 AM |
top-diversification-giraffe1 | $25.00 | 1/6/2012 11:54:15 AM |
the-hope-workhorse | $100.00 | 1/7/2012 5:46:34 PM |
frogperson | $250.00 | 1/7/2012 10:14:13 PM |
kevin314 | $50.00 | 1/8/2012 12:16:23 PM |
new-intuitive-dime | $50.00 | 1/9/2012 10:24:01 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:16 AM |
WilliamLeeSims | $25.00 | 1/9/2012 5:32:44 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:27 PM |
mlj0671 | $25.00 | 1/10/2012 6:15:22 AM |
tremendous-payment | $25.00 | 1/10/2012 9:28:12 AM |
tenacious-liberty1 | $50.00 | 1/10/2012 1:06:03 PM |
treasure-bliss | $25.00 | 1/10/2012 11:10:05 AM |
hitsman | $50.00 | 1/5/2012 5:51:11 PM |
nimble-revenue5 | $50.00 | 1/5/2012 5:53:29 PM |
consummate-loyalty1 | $75.00 | 1/5/2012 5:49:58 PM |
sjc224 | $25.00 | 1/5/2012 7:08:02 PM |
Weaverville | $25.00 | 1/6/2012 10:58:56 AM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:46 PM |
bubb_hans | $50.00 | 1/9/2012 6:13:30 PM |
burrito6 | $50.00 | 1/10/2012 8:08:27 AM |
rocker137 | $50.00 | 1/10/2012 1:44:36 PM |
worth-blanket2 | $5,225.00 | 1/10/2012 4:38:29 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
549008
This series of Notes was issued and sold upon the funding of the borrower loan #59348, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $278.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1989 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,620 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| rapid-wampum3 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
platinum-czar | $191.42 | 1/17/2012 6:46:20 AM |
platinum-czar | $100.00 | 1/17/2012 6:45:57 AM |
MarvintheMartian | $25.00 | 1/5/2012 9:14:32 AM |
wonder3 | $40.00 | 1/5/2012 9:11:26 AM |
Weaverville | $25.00 | 1/5/2012 9:26:13 AM |
edaguy | $50.00 | 1/5/2012 9:37:16 AM |
hitsman | $50.00 | 1/5/2012 9:58:48 AM |
successful-agreement7 | $100.00 | 1/5/2012 10:01:28 AM |
first-clean-silver | $25.00 | 1/5/2012 3:16:14 PM |
vivid-p2ploan1 | $25.00 | 1/6/2012 6:23:58 AM |
WonderPup | $25.00 | 1/6/2012 10:01:22 AM |
wise-eloquent-yield | $25.00 | 1/6/2012 8:52:14 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:43 PM |
Tylerh | $250.00 | 1/9/2012 9:29:23 AM |
CashFlow13 | $100.00 | 1/9/2012 9:31:22 AM |
lendstats_com | $200.00 | 1/9/2012 1:15:42 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:26 PM |
CA-Lender | $25.00 | 1/10/2012 10:20:26 AM |
adir1 | $25.00 | 1/10/2012 11:17:48 PM |
bonafide-transaction1 | $25.00 | 1/11/2012 11:59:47 AM |
rizoyalo | $100.00 | 1/11/2012 4:40:54 PM |
junera | $25.00 | 1/11/2012 2:50:42 PM |
blueshound | $25.00 | 1/11/2012 7:03:36 PM |
ingenious-truth0 | $50.00 | 1/12/2012 9:03:35 AM |
proud-pound4 | $25.00 | 1/12/2012 9:18:22 AM |
red-power-pecan | $50.00 | 1/12/2012 9:21:55 AM |
compatible-power8 | $25.00 | 1/12/2012 12:26:52 PM |
dollardave | $50.00 | 1/12/2012 12:42:12 PM |
irrelevant | $30.00 | 1/12/2012 2:05:18 PM |
market-sumac | $100.00 | 1/12/2012 4:52:12 PM |
orearella3 | $25.00 | 1/12/2012 5:53:01 PM |
first-pragmatic-power | $25.00 | 1/12/2012 5:38:26 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:21 PM |
Scotcha | $45.00 | 1/13/2012 6:22:32 AM |
wwwUniversal | $25.00 | 1/13/2012 9:11:00 AM |
balance-chestnut | $30.00 | 1/13/2012 9:54:35 AM |
goat0 | $50.00 | 1/13/2012 1:33:01 PM |
gothampark | $25.00 | 1/13/2012 10:06:46 AM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:15 PM |
Bob450 | $25.00 | 1/13/2012 5:20:29 PM |
thelovebug | $59.00 | 1/13/2012 5:31:58 PM |
all_of_that_one | $25.00 | 1/14/2012 7:42:46 AM |
musegaze | $100.00 | 1/14/2012 9:02:43 AM |
matt_2006 | $25.00 | 1/14/2012 9:30:40 AM |
roux | $25.00 | 1/14/2012 12:34:49 PM |
the-deal-socrates | $25.00 | 1/14/2012 3:26:59 PM |
vutah | $25.00 | 1/14/2012 4:37:24 PM |
shrewd-deal | $50.00 | 1/14/2012 8:27:37 PM |
TrekTune | $25.00 | 1/15/2012 11:57:45 AM |
SDKiwi | $25.00 | 1/15/2012 12:13:16 PM |
hogdriver | $25.00 | 1/15/2012 9:42:34 AM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:05 AM |
a-restless-dollar | $25.00 | 1/15/2012 1:57:31 PM |
dissector56958 | $25.00 | 1/15/2012 6:09:06 PM |
intrepid-loot | $25.00 | 1/15/2012 1:19:25 PM |
Hambone1111 | $25.00 | 1/15/2012 8:00:43 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:41 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:51 PM |
Importexport | $50.00 | 1/15/2012 6:46:57 PM |
Comoparklender | $25.00 | 1/16/2012 9:14:01 AM |
capital-renewal | $25.00 | 1/16/2012 9:35:08 AM |
new-intuitive-dime | $25.00 | 1/16/2012 5:24:48 PM |
resolute-worth4 | $50.00 | 1/16/2012 5:27:48 PM |
payment-gusto | $25.00 | 1/16/2012 5:42:32 PM |
integrity-american | $25.00 | 1/16/2012 8:43:54 PM |
WakkaWakkaWakka | $44.05 | 1/16/2012 9:13:59 PM |
bold-sunny-generosity | $25.00 | 1/16/2012 8:22:35 PM |
ore-accord | $25.00 | 1/16/2012 8:31:42 PM |
papaloha | $50.00 | 1/16/2012 8:48:26 PM |
A4 | $25.00 | 1/5/2012 9:07:57 AM |
handy-justice | $50.00 | 1/5/2012 9:09:32 AM |
selector568 | $300.00 | 1/5/2012 9:26:17 AM |
nimble-revenue5 | $50.00 | 1/5/2012 9:07:50 AM |
worthy-bid8 | $50.00 | 1/5/2012 9:18:05 AM |
bubb_hans | $50.00 | 1/5/2012 9:45:02 AM |
Investor_DP | $100.00 | 1/5/2012 9:46:00 AM |
WilliamLeeSims | $25.00 | 1/5/2012 10:02:05 AM |
market-aspen9 | $25.00 | 1/5/2012 2:22:07 PM |
penny-surgeon | $25.00 | 1/5/2012 2:11:09 PM |
A4 | $35.00 | 1/5/2012 3:40:44 PM |
velocity-gala | $250.00 | 1/5/2012 11:08:47 PM |
houli123 | $25.00 | 1/6/2012 3:49:42 AM |
finance-investor3 | $25.00 | 1/6/2012 7:39:51 AM |
daekpon | $75.00 | 1/7/2012 12:19:48 PM |
Kapitaal | $25.00 | 1/8/2012 10:09:44 AM |
skillful-asset5 | $30.00 | 1/8/2012 12:04:39 PM |
economy-coup | $50.00 | 1/9/2012 9:43:05 AM |
calimanusa | $30.00 | 1/9/2012 11:16:02 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:12 AM |
scoobiedoo | $25.00 | 1/9/2012 3:07:07 PM |
SolarMoonshine | $25.00 | 1/9/2012 4:46:40 PM |
Kash2010lu | $25.00 | 1/10/2012 9:11:58 AM |
green-rapid-openness | $100.00 | 1/10/2012 11:51:03 AM |
dtana | $25.00 | 1/10/2012 1:40:18 PM |
NolockHolmes | $50.00 | 1/10/2012 12:57:05 PM |
2grindstones | $40.00 | 1/10/2012 1:06:12 PM |
EngineersAlliance | $150.00 | 1/10/2012 5:19:25 PM |
power-secret-agent | $35.00 | 1/10/2012 9:30:56 PM |
durability-halibut | $25.00 | 1/11/2012 8:32:05 AM |
mercuriant | $25.00 | 1/11/2012 9:07:30 AM |
diplomatic-wealth7 | $25.00 | 1/11/2012 9:47:52 AM |
moola-tulip1 | $25.00 | 1/11/2012 3:33:57 PM |
the-magnetic-transaction | $50.00 | 1/11/2012 7:04:19 PM |
bullwink27 | $25.00 | 1/12/2012 6:15:36 AM |
miked8303 | $25.00 | 1/12/2012 9:25:04 AM |
burrito6 | $30.00 | 1/12/2012 9:25:14 AM |
integrity-doctor | $100.00 | 1/12/2012 10:35:49 AM |
asset-professor | $25.00 | 1/12/2012 10:56:21 AM |
rate-authority2 | $50.00 | 1/12/2012 4:55:18 PM |
bsh297 | $25.00 | 1/13/2012 6:40:08 AM |
glroark | $50.00 | 1/13/2012 7:46:53 AM |
fervent-repayment | $50.00 | 1/13/2012 9:31:15 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:34 PM |
bizlending | $25.00 | 1/13/2012 5:24:11 PM |
rolltide09 | $25.00 | 1/13/2012 5:33:23 PM |
amlu1988 | $25.00 | 1/13/2012 8:49:01 PM |
contract-victor5 | $30.00 | 1/13/2012 10:30:55 PM |
loanman2007 | $25.00 | 1/14/2012 4:14:29 AM |
CMDCO | $50.00 | 1/13/2012 6:01:08 PM |
willinvest | $25.00 | 1/14/2012 7:00:47 AM |
scarlet-velvet | $25.08 | 1/14/2012 10:59:57 AM |
Reddy_Capital | $25.00 | 1/14/2012 8:48:32 PM |
Dubbs360 | $100.00 | 1/15/2012 12:39:51 AM |
fund-ambrosia0 | $25.00 | 1/15/2012 12:41:33 PM |
jiggaman7 | $50.00 | 1/15/2012 12:22:02 PM |
saxaphone6 | $25.00 | 1/15/2012 7:28:37 PM |
melodious-openness | $300.00 | 1/15/2012 1:00:12 PM |
sjc224 | $25.00 | 1/16/2012 8:51:49 AM |
nex | $25.00 | 1/16/2012 9:31:55 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:12 AM |
stoopidnoodle | $25.00 | 1/16/2012 2:14:14 PM |
luminous-payout6 | $25.00 | 1/16/2012 3:25:19 PM |
consummate-loyalty1 | $75.00 | 1/16/2012 5:12:41 PM |
tremendous-payment | $25.00 | 1/16/2012 5:23:49 PM |
dinero-speaker | $25.00 | 1/16/2012 10:53:34 AM |
orange-preeminant-bill | $25.00 | 1/16/2012 5:14:10 PM |
red-benefit-ruler | $75.00 | 1/16/2012 6:22:31 PM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:52 PM |
computer758 | $25.00 | 1/16/2012 4:39:31 PM |
the-enthralling-coin | $25.00 | 1/16/2012 5:19:10 PM |
SecondChanceLendingSERV | $30.45 | 1/16/2012 6:28:23 PM |
141 Investments
|
Borrower Payment Dependent Notes Series
549018
This series of Notes was issued and sold upon the funding of the borrower loan #59493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-05-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-14-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $79.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 29% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 4y 3m |
Amount delinquent:
| $1,370 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,768 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| No | | |
Screen name:
| impartial-auction734 |
Borrower's state:
| SouthDakota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 1/5/2012 5:09:05 PM |
handy-justice | $50.00 | 1/5/2012 5:35:35 PM |
nimble-revenue5 | $50.00 | 1/5/2012 5:53:29 PM |
calimanusa | $30.00 | 1/6/2012 10:23:00 AM |
Weaverville | $25.00 | 1/6/2012 10:58:57 AM |
kazanov | $50.00 | 1/7/2012 1:55:18 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:36:46 PM |
LuvToLend | $25.00 | 1/8/2012 11:56:46 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:17 AM |
2grindstones | $25.00 | 1/10/2012 12:13:52 PM |
well-rounded-payout0 | $50.00 | 1/11/2012 9:14:01 AM |
radiant-return | $25.00 | 1/11/2012 2:47:00 PM |
glroark | $50.00 | 1/12/2012 7:40:42 AM |
miked8303 | $25.00 | 1/12/2012 9:25:05 AM |
direct-social3 | $50.00 | 1/12/2012 9:47:45 AM |
asset-professor | $25.00 | 1/12/2012 10:56:23 AM |
Craigopher | $25.00 | 1/13/2012 5:58:15 AM |
Bob450 | $25.00 | 1/13/2012 6:52:32 AM |
Tikibarman | $29.58 | 1/13/2012 9:01:46 AM |
CA-Lender | $25.00 | 1/13/2012 1:50:57 PM |
payout-hammock1 | $50.00 | 1/14/2012 3:46:30 AM |
all_of_that_one | $25.00 | 1/14/2012 7:57:43 AM |
ultimate-dough0 | $40.00 | 1/14/2012 10:54:56 AM |
credit-bank-usa611 | $25.00 | 1/14/2012 10:11:21 AM |
wwwUniversal | $25.00 | 1/14/2012 12:20:07 PM |
agreement-merry-maker | $35.42 | 1/14/2012 1:21:02 PM |
SolarMoonshine | $25.00 | 1/5/2012 5:16:33 PM |
edaguy | $50.00 | 1/5/2012 6:02:08 PM |
worthy-bid8 | $50.00 | 1/5/2012 5:55:37 PM |
hitsman | $50.00 | 1/5/2012 5:51:12 PM |
Investor_DP | $100.00 | 1/5/2012 6:06:46 PM |
social-heart | $25.00 | 1/6/2012 7:08:57 AM |
WonderPup | $25.00 | 1/6/2012 10:01:25 AM |
economy-coup | $50.00 | 1/9/2012 9:43:08 AM |
bubb_hans | $50.00 | 1/10/2012 9:38:00 AM |
mrxtravis | $25.00 | 1/10/2012 10:00:21 AM |
Eric_Gagne | $25.00 | 1/11/2012 2:42:08 PM |
orearella3 | $25.00 | 1/11/2012 3:29:01 PM |
bullwink27 | $25.00 | 1/11/2012 1:16:24 PM |
first-pragmatic-power | $25.00 | 1/11/2012 5:30:52 PM |
Evolver | $25.00 | 1/12/2012 9:38:49 AM |
integrity-doctor | $100.00 | 1/12/2012 10:27:26 AM |
rate-authority2 | $50.00 | 1/12/2012 4:55:19 PM |
market-sumac | $100.00 | 1/12/2012 4:52:13 PM |
rupee-universe | $25.00 | 1/12/2012 7:45:08 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:36 PM |
Montiesholdings | $25.00 | 1/14/2012 6:45:11 AM |
musegaze | $65.00 | 1/14/2012 9:03:27 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
549042
This series of Notes was issued and sold upon the funding of the borrower loan #59700, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $68.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2004 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,390 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| lawrence_bacchus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to help with startup costs related to a new business. The business is developing a device for use in the pipeline/oilfield industry.
My financial situation:
I am a good candidate for this loan because
I take pride in the fact I pay my debts in a timely fashion.
Monthly net income: $ 2000
Monthly expenses: $ 1470
Housing: $425
Insurance: $145
Car expenses: $400
Utilities: $100
Phone, cable, internet: $
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
IPG1 | $25.00 | 1/26/2012 5:13:06 PM |
green-trade-dolphin2 | $31.70 | 1/26/2012 5:02:32 PM |
letsbank | $25.00 | 1/26/2012 5:16:25 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:55 PM |
dough-mammal | $100.00 | 1/26/2012 5:11:50 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:27 PM |
jamiee73 | $25.00 | 1/26/2012 5:24:17 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:24 PM |
EngineersAlliance | $125.00 | 1/26/2012 5:36:00 PM |
Harry | $100.00 | 1/26/2012 5:37:22 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:39 PM |
ryan6853 | $25.11 | 1/26/2012 5:46:28 PM |
FamilyEducationFund | $25.00 | 1/26/2012 6:26:36 PM |
El_Profesional | $25.00 | 1/26/2012 6:31:22 PM |
Index_Plus | $1,018.19 | 1/26/2012 6:35:58 PM |
Tylerh | $250.00 | 1/26/2012 5:10:12 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:59 PM |
Sid-K | $25.00 | 1/26/2012 5:14:11 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:43 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:37 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
549142
This series of Notes was issued and sold upon the funding of the borrower loan #59686, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $335.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 3
/
3 | Length of status: | 23y 5m |
Amount delinquent:
| $18,986 |
Total credit lines:
| 16 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $566 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| lawyersontheweb |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Oct-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Adding profitable client services.
I have been in the web business since 1989. My niche is developing websites for attorneys, and have a nice group of clients. I advice on and create web marketing campaigns for them, and offer in-bound link services. I do the linking two ways:
1. Using my own inventory of sites to provide links (Manually)
2. Contracting out the linking. (Expensive)
We are improving by doing two things:
1. Drastically increasing our own website inventory by hiring a web developer to set up hundreds of mini-sites to be used for linking and generate ad income
2. Writing software that will automate and improve linking to client sites.
Funding will help finance this effort - by enabling a quick implementation to save the outsourcing expense of over $800/month.
By bringing this in-house we will also be able to take on more linking clients.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $250.00 | 1/28/2012 12:01:36 PM |
worth-blanket2 | $9,000.00 | 1/28/2012 12:01:39 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
549350
This series of Notes was issued and sold upon the funding of the borrower loan #59528, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $278.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 22% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,316 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-saga9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan: Finish kitchen remodel
This loan will be used to... upgrade electrical in kitchen, labor and finishing work on our kitchen remodel.
My financial situation: Employed in a secure job. No rent payments (will pay on this loan instead).
I am a good candidate for this loan because... I have a history of paying back loans on time and will continue to do so. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/17/2012 5:14:20 PM |
janeybooboo | $50.00 | 1/17/2012 5:07:42 PM |
grf1945 | $25.00 | 1/17/2012 5:31:37 PM |
Harry | $50.00 | 1/17/2012 5:33:27 PM |
Investor_DP | $100.00 | 1/17/2012 5:41:51 PM |
vutah | $25.00 | 1/17/2012 6:00:06 PM |
AFairDeal | $25.00 | 1/17/2012 5:48:38 PM |
orange-influential-credit | $50.00 | 1/17/2012 8:47:31 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:08 PM |
Interloper | $25.00 | 1/19/2012 11:00:00 AM |
mar97 | $25.00 | 1/23/2012 3:22:36 PM |
EngineersAlliance | $100.00 | 1/23/2012 5:08:22 PM |
kevin314 | $25.00 | 1/24/2012 5:13:40 PM |
genius520 | $50.00 | 1/24/2012 5:19:52 PM |
aquistoyraul | $25.00 | 1/24/2012 4:53:35 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:18 PM |
themoneydoctor | $50.00 | 1/24/2012 5:34:47 PM |
ideal-platinum1 | $25.00 | 1/24/2012 5:19:15 PM |
Tylerh | $250.00 | 1/24/2012 5:43:29 PM |
selector568 | $300.00 | 1/24/2012 5:20:27 PM |
downtownfarm | $25.00 | 1/24/2012 5:20:39 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:55:19 PM |
asya | $25.00 | 1/24/2012 5:42:48 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:39 PM |
hitsman | $50.00 | 1/24/2012 5:53:39 PM |
sociallender | $25.00 | 1/24/2012 5:54:26 PM |
circuitfive | $25.00 | 1/24/2012 5:58:38 PM |
E_G | $50.00 | 1/24/2012 6:00:39 PM |
leodaguy | $100.00 | 1/24/2012 6:07:12 PM |
stampx | $25.00 | 1/24/2012 8:31:06 PM |
enticing-note | $25.00 | 1/24/2012 6:53:26 PM |
availableloan | $25.00 | 1/24/2012 8:44:38 PM |
Tulalue | $25.00 | 1/25/2012 7:32:40 AM |
sri59 | $50.00 | 1/25/2012 2:48:59 AM |
worklessmakemore | $50.00 | 1/25/2012 7:40:28 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:29 AM |
Arg3998 | $50.00 | 1/25/2012 4:26:50 AM |
AoP | $25.00 | 1/25/2012 6:18:28 AM |
jazzlender | $50.00 | 1/25/2012 9:09:34 AM |
Darts | $50.00 | 1/25/2012 8:17:48 AM |
top-open-dedication | $50.00 | 1/25/2012 8:14:07 AM |
fantastic-openness | $100.00 | 1/25/2012 8:41:37 AM |
terminal-velocity34 | $25.00 | 1/25/2012 9:24:56 AM |
BxRealtor | $25.00 | 1/25/2012 9:06:36 AM |
holstj | $25.00 | 1/25/2012 9:16:46 AM |
friendship9 | $25.00 | 1/25/2012 9:17:31 AM |
whitegold24k | $100.00 | 1/25/2012 9:22:04 AM |
Rivervale_Westwood | $40.00 | 1/25/2012 9:37:21 AM |
Aimvest | $25.00 | 1/25/2012 9:40:42 AM |
dime-sprout | $25.00 | 1/25/2012 9:31:05 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:35 AM |
whitegold24k | $400.00 | 1/25/2012 9:59:19 AM |
Ragnar | $25.00 | 1/25/2012 10:02:52 AM |
orearella3 | $25.00 | 1/25/2012 10:08:37 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:22 AM |
harmonious-yield | $25.00 | 1/25/2012 3:56:15 PM |
worthy-commitment7 | $25.00 | 1/25/2012 10:26:49 AM |
Guiren | $100.00 | 1/25/2012 12:13:28 PM |
CorporateRaider | $25.00 | 1/25/2012 1:43:30 PM |
forthright-trade | $25.00 | 1/25/2012 4:21:50 PM |
Index_Plus | $4,376.29 | 1/25/2012 5:15:43 PM |
kenji4861 | $25.00 | 1/17/2012 5:13:57 PM |
sturdy-fairness0 | $100.00 | 1/17/2012 5:36:21 PM |
green-trade-dolphin2 | $28.08 | 1/17/2012 5:02:33 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:12 PM |
rupee-equation2 | $25.00 | 1/17/2012 5:35:23 PM |
moola-gargantuan9 | $50.00 | 1/18/2012 6:33:59 AM |
heerzaquestion | $25.00 | 1/18/2012 8:50:32 AM |
csakhil | $25.00 | 1/18/2012 1:28:45 PM |
a- | $25.00 | 1/18/2012 12:30:50 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:52 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:20 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:26 PM |
BAJMP | $25.00 | 1/24/2012 2:40:44 PM |
jeg3k | $50.00 | 1/24/2012 5:19:59 PM |
Uncle_Scrooge | $44.00 | 1/24/2012 5:22:56 PM |
successful-agreement7 | $100.00 | 1/24/2012 5:31:17 PM |
77dowplace | $27.73 | 1/24/2012 5:55:57 PM |
robust-trade | $25.00 | 1/24/2012 5:43:50 PM |
DadWarbucks | $25.00 | 1/24/2012 5:53:17 PM |
golden-wealth2 | $100.00 | 1/24/2012 5:53:54 PM |
progressive-economy261 | $400.00 | 1/24/2012 5:59:51 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:26 PM |
cimbaman | $33.00 | 1/25/2012 5:05:50 AM |
dr_lender | $50.00 | 1/25/2012 6:57:03 AM |
theprince | $50.00 | 1/24/2012 10:48:32 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:44 AM |
BankofPete | $25.00 | 1/25/2012 7:37:08 AM |
fund-medalist171 | $27.00 | 1/25/2012 3:25:15 AM |
cimbaman | $35.00 | 1/25/2012 5:06:21 AM |
droryikra | $25.00 | 1/25/2012 5:14:48 AM |
dedicated-diversification5 | $29.77 | 1/25/2012 8:42:28 AM |
blot44 | $25.00 | 1/25/2012 6:12:28 AM |
agalt | $75.00 | 1/25/2012 8:47:00 AM |
Rulea72 | $25.00 | 1/25/2012 7:58:11 AM |
kirat15 | $50.00 | 1/25/2012 8:49:02 AM |
Weaverville | $25.00 | 1/25/2012 9:00:27 AM |
rudyindc | $25.00 | 1/25/2012 9:15:38 AM |
mennleo | $50.00 | 1/25/2012 9:12:29 AM |
bid-fort3 | $25.00 | 1/25/2012 9:23:33 AM |
KLCRAY | $25.00 | 1/25/2012 9:23:46 AM |
gjm6d | $25.00 | 1/25/2012 9:27:45 AM |
buffalobills | $25.00 | 1/25/2012 3:13:45 PM |
Opportunity4you | $25.00 | 1/25/2012 10:16:29 AM |
P3W-451 | $41.39 | 1/25/2012 10:51:24 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:44 PM |
sgrjr | $50.00 | 1/25/2012 12:33:44 PM |
dsgfl1 | $200.00 | 1/25/2012 2:00:19 PM |
goodguy11 | $28.00 | 1/25/2012 3:00:22 PM |
finance-mangrove4 | $34.73 | 1/25/2012 4:08:58 PM |
northern_paddler | $25.00 | 1/25/2012 5:00:35 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
549354
This series of Notes was issued and sold upon the funding of the borrower loan #59305, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $103.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,314 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-tamarack6 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Student needing assistance
Purpose of loan:
This loan will be used to take all of my outstanding credit card balances and put them all into one monthly payment instead of multiple payments a month.
My financial situation:
I am a good candidate for this loan because I am very hard working and determined to get my debt under control as soon as possible. I am employed and I am able to make my payments on time and in full. I understand fully the importance of credit.
Monthly net income: $ 1600.00
Monthly expenses: $ 700.00
Housing: $200.00
Insurance: $ 170.00
Car expenses: $ 200.00
Utilities: $
Phone, cable, internet: $ 90.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/9/2012 5:03:13 PM |
rupee-equation2 | $25.00 | 1/9/2012 5:09:31 PM |
hitsman | $50.00 | 1/9/2012 5:51:40 PM |
selector568 | $300.00 | 1/9/2012 5:23:55 PM |
Hogan55 | $26.00 | 1/10/2012 5:19:19 AM |
smart-gold | $25.00 | 1/9/2012 8:35:49 PM |
a-finance-nirvana | $25.00 | 1/10/2012 3:03:51 AM |
enriching-dollar1 | $100.00 | 1/10/2012 10:07:54 AM |
ready-agreement5 | $100.00 | 1/10/2012 12:57:16 PM |
Cliffie83 | $50.00 | 1/10/2012 2:36:14 PM |
Techne_Funds_LLC | $25.00 | 1/10/2012 3:51:46 PM |
MumblesRumbly | $25.00 | 1/10/2012 2:36:25 PM |
market-maximizer472 | $100.00 | 1/10/2012 3:07:39 PM |
terrific-dough6 | $75.00 | 1/10/2012 5:20:58 PM |
engaging-worth | $25.00 | 1/10/2012 5:31:16 PM |
market-aspen9 | $25.00 | 1/11/2012 11:44:49 AM |
bullwink27 | $25.00 | 1/11/2012 1:14:34 PM |
motivator796 | $40.00 | 1/11/2012 1:23:00 PM |
r48 | $26.00 | 1/11/2012 4:37:20 PM |
Eric_Gagne | $25.00 | 1/11/2012 2:41:55 PM |
the-debt-fluffy-bunny | $100.00 | 1/11/2012 4:16:23 PM |
wlm3012 | $40.00 | 1/11/2012 6:54:45 PM |
ClearCut | $100.00 | 1/11/2012 7:53:47 PM |
euro-deployment | $25.00 | 1/11/2012 8:22:54 PM |
Bobafet | $25.00 | 1/12/2012 3:17:14 AM |
xrycac | $25.00 | 1/12/2012 6:46:05 AM |
MumblesRumbly | $35.74 | 1/12/2012 1:54:39 PM |
CPA-Banker | $25.00 | 1/12/2012 5:26:34 PM |
pathcrx | $25.00 | 1/13/2012 6:02:15 AM |
buffalobills | $25.00 | 1/13/2012 7:11:15 AM |
EretzCapital | $35.95 | 1/13/2012 8:31:12 AM |
2Below | $25.00 | 1/13/2012 12:57:14 PM |
nickel-banshee | $50.00 | 1/13/2012 12:02:44 PM |
new-orbital-transaction | $25.00 | 1/12/2012 7:13:37 PM |
pirahna125 | $25.00 | 1/9/2012 5:50:50 PM |
Investor_DP | $100.00 | 1/9/2012 5:43:15 PM |
E_G | $50.00 | 1/9/2012 5:43:56 PM |
downtownfarm | $25.00 | 1/9/2012 5:42:19 PM |
Emperor_of_Banking | $35.00 | 1/9/2012 8:37:54 PM |
jarf | $25.00 | 1/9/2012 7:54:39 PM |
Weaverville | $25.00 | 1/10/2012 10:06:19 AM |
scojo | $25.30 | 1/10/2012 12:33:36 PM |
goldenticket2 | $31.19 | 1/10/2012 3:42:35 PM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:28:19 AM |
Pickmar | $25.00 | 1/11/2012 10:38:28 AM |
JeffHoll | $40.00 | 1/11/2012 12:35:41 PM |
orearella3 | $25.00 | 1/11/2012 3:29:06 PM |
processor115 | $25.00 | 1/11/2012 5:25:22 PM |
scoobiedoo | $25.00 | 1/11/2012 8:38:41 PM |
cognizant-return3 | $50.00 | 1/11/2012 11:23:59 PM |
affluence-starfish | $25.00 | 1/12/2012 8:47:11 AM |
jpac1066 | $100.00 | 1/12/2012 10:01:31 AM |
edaguy | $25.00 | 1/12/2012 9:46:47 AM |
papaloha | $100.00 | 1/12/2012 10:02:24 AM |
favorite-commerce | $25.00 | 1/12/2012 5:06:01 PM |
rate-authority2 | $50.00 | 1/12/2012 4:55:55 PM |
genius520 | $50.00 | 1/12/2012 5:22:53 PM |
mammalian4 | $25.00 | 1/12/2012 5:49:51 PM |
immaculate-value2 | $25.00 | 1/12/2012 6:21:54 PM |
epall | $25.00 | 1/12/2012 8:27:48 PM |
Iloanyoumoney | $25.00 | 1/13/2012 6:45:09 AM |
octoberfresh | $25.00 | 1/13/2012 6:56:57 AM |
bid-stockpiler1 | $50.00 | 1/13/2012 9:53:52 AM |
daekpon | $80.00 | 1/13/2012 2:38:24 PM |
Nazbuster | $50.00 | 1/13/2012 2:21:13 PM |
bailey7563 | $9.82 | 1/13/2012 3:15:49 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
549450
This series of Notes was issued and sold upon the funding of the borrower loan #59274, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,033.05 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| yes |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-06-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $130.88 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 5y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $180 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| openness-chorus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvements
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/6/2012 5:39:20 PM |
melodious-openness | $300.00 | 1/7/2012 8:38:15 AM |
greencat | $50.00 | 1/9/2012 7:19:04 AM |
bubb_hans | $50.00 | 1/9/2012 6:13:34 PM |
realtormoises | $25.00 | 1/11/2012 2:44:10 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:18 PM |
csakhil | $25.00 | 1/18/2012 1:27:18 PM |
eronyc | $25.00 | 1/18/2012 5:12:19 PM |
ds5184 | $25.00 | 1/18/2012 1:49:35 PM |
jerrymaguire | $25.00 | 1/18/2012 10:40:11 PM |
impala6464 | $25.00 | 1/19/2012 6:10:31 AM |
tsquared_030 | $25.00 | 1/18/2012 10:44:24 PM |
TheGameTable | $25.00 | 1/19/2012 9:24:27 AM |
ddog0224 | $25.00 | 1/19/2012 6:46:07 AM |
340 | $25.00 | 1/19/2012 9:06:04 AM |
treasure-hunter270 | $25.00 | 1/19/2012 5:22:15 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:42 PM |
the-hope-workhorse | $121.00 | 1/19/2012 10:26:08 PM |
duty-explosion9 | $25.00 | 1/19/2012 5:44:07 PM |
the-hope-workhorse | $100.00 | 1/19/2012 6:21:52 PM |
the-hope-workhorse | $79.00 | 1/19/2012 6:41:32 PM |
zone6 | $33.77 | 1/19/2012 7:07:17 PM |
Retirefunmoney | $30.68 | 1/19/2012 7:49:08 PM |
Jon8403 | $50.00 | 1/19/2012 7:52:19 PM |
ASuperJohn | $150.00 | 1/19/2012 8:26:50 PM |
tonyscc | $25.00 | 1/20/2012 8:03:07 AM |
transaction-magnitude6 | $40.01 | 1/20/2012 9:03:13 AM |
wdteam | $50.00 | 1/20/2012 4:11:45 PM |
Golfmoney | $100.00 | 1/20/2012 12:13:32 PM |
influential-payment6 | $170.85 | 1/20/2012 12:44:23 PM |
oxnard | $50.00 | 1/20/2012 2:28:31 PM |
SFBank | $50.00 | 1/6/2012 5:42:09 PM |
LuvToLend | $25.00 | 1/6/2012 6:23:13 PM |
Rebelrick9 | $42.40 | 1/7/2012 8:54:48 AM |
daekpon | $50.00 | 1/7/2012 12:21:28 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:34 AM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:37 PM |
kind-credit-bear | $25.00 | 1/18/2012 1:26:55 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:15:42 PM |
mmccoy26 | $28.63 | 1/18/2012 3:24:39 PM |
CBO-Enterprise | $50.00 | 1/18/2012 3:51:35 PM |
ddimports | $100.00 | 1/18/2012 4:57:07 PM |
a-successful-credit | $25.00 | 1/18/2012 5:35:13 PM |
euro-banker | $25.00 | 1/19/2012 6:27:50 AM |
copper | $50.00 | 1/19/2012 9:36:18 AM |
Dubbs360 | $25.00 | 1/19/2012 9:44:08 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:36 AM |
PeterPsych | $100.52 | 1/19/2012 11:00:15 AM |
moneyhelp4u | $36.19 | 1/19/2012 7:35:00 PM |
justice-allocator3 | $25.00 | 1/19/2012 10:02:49 PM |
velocity-aurora | $200.00 | 1/20/2012 7:16:32 AM |
life-is-great | $25.00 | 1/20/2012 9:11:53 AM |
tranquil-economy4 | $50.00 | 1/20/2012 7:27:21 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:52 AM |
orearella3 | $25.00 | 1/20/2012 9:49:26 AM |
Kapitaal | $25.00 | 1/20/2012 12:34:33 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
549476
This series of Notes was issued and sold upon the funding of the borrower loan #59499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $319.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 26
/
25 | Length of status: | 20y 1m |
Amount delinquent:
| $66 |
Total credit lines:
| 63 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,408 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loot-synapse9 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $8,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2011)
|
Principal balance:
| $6,197.23 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Loan for debt consolidation
Purpose of loan:
This loan will be used to dept consolidation
My financial situation: Good
I am a good candidate for this loan because i have defaulteds on any loan payments in my life.
Monthly net income: $8000
Monthly expenses: $
Housing: $2000
Insurance: $0
Car expenses: $375
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 1/23/2012 5:01:15 PM |
worth-blanket2 | $11,000.00 | 1/23/2012 5:02:02 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
549488
This series of Notes was issued and sold upon the funding of the borrower loan #59128, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-06-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-11-2012 |
|
Lender yield:
| 29.27% |
Borrower rate/APR:
| 30.27% / 32.99% |
Monthly payment:
| $227.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.53% | | |
| |
Estimated return*:
| 17.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,844 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hardworker31 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off debts
Purpose of loan: pay off debts
This loan will be used to... pay off debts and refinance home in 3 months
My financial situation: could be better or I wouldn't be asking for a loan
I am a good candidate for this loan because... I will pay you back. Most likely in shorter time frame than I am requesting.
Monthly net income: $ 2,500.00
Monthly expenses: $2,200.00
Housing: $1482.00
Insurance: $
Car expenses: $50
Utilities: $50
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $50
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/6/2012 5:39:36 PM |
Investor_DP | $100.00 | 1/6/2012 6:01:26 PM |
A4 | $25.00 | 1/6/2012 5:40:46 PM |
the-hope-workhorse | $100.00 | 1/6/2012 6:23:40 PM |
hitsman | $50.00 | 1/6/2012 5:43:50 PM |
bold-gold-relaxation | $200.00 | 1/6/2012 11:01:10 PM |
nimble-revenue5 | $50.00 | 1/6/2012 6:05:19 PM |
LuvToLend | $25.00 | 1/6/2012 6:23:14 PM |
superb-funds335 | $25.00 | 1/6/2012 6:20:26 PM |
zeeexsixare | $50.00 | 1/7/2012 7:13:32 AM |
papaloha | $200.00 | 1/7/2012 11:47:21 AM |
frogperson | $300.00 | 1/7/2012 10:18:57 PM |
CA-Lender | $25.00 | 1/8/2012 12:08:59 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:37:01 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:36 AM |
economy-coup | $50.00 | 1/9/2012 9:43:12 AM |
burrito6 | $50.00 | 1/10/2012 8:08:30 AM |
penny-surgeon | $25.00 | 1/10/2012 11:27:11 AM |
natural-point1 | $25.00 | 1/10/2012 3:52:38 PM |
shrewd-deal | $50.00 | 1/10/2012 3:58:51 PM |
the-hope-workhorse | $58.62 | 1/10/2012 4:00:46 PM |
consummate-loyalty1 | $25.00 | 1/10/2012 4:30:18 PM |
WilliamLeeSims | $25.00 | 1/10/2012 5:08:56 PM |
mercuriant | $25.00 | 1/10/2012 5:16:44 PM |
diplomatic-wealth7 | $25.00 | 1/10/2012 5:26:43 PM |
raisingophelia | $25.00 | 1/10/2012 7:56:23 PM |
e6400 | $25.00 | 1/10/2012 7:42:55 PM |
deal-searcher1 | $25.00 | 1/10/2012 10:51:05 PM |
profit-powerplant | $25.00 | 1/10/2012 10:29:38 PM |
MarkDB | $25.00 | 1/11/2012 6:36:39 AM |
ethical-truth211 | $400.00 | 1/11/2012 5:03:53 AM |
buffalobills | $25.00 | 1/11/2012 7:14:29 AM |
help4u | $25.00 | 1/11/2012 7:19:02 AM |
Leshan | $25.00 | 1/11/2012 8:02:56 AM |
orange-preeminant-bill | $25.00 | 1/11/2012 7:36:31 AM |
octoberfresh | $25.00 | 1/11/2012 8:49:26 AM |
dedicated-transaction796 | $25.00 | 1/11/2012 9:20:19 AM |
Katburg | $25.00 | 1/11/2012 9:06:39 AM |
greenback-seagull2 | $50.00 | 1/11/2012 9:07:38 AM |
first-integrity-gravity | $50.00 | 1/11/2012 9:29:06 AM |
social-cocktail1 | $199.00 | 1/11/2012 9:15:57 AM |
careful-vigilance4 | $25.00 | 1/11/2012 9:50:49 AM |
fortytwo | $68.00 | 1/11/2012 9:51:31 AM |
social-zebra | $30.00 | 1/11/2012 10:22:12 AM |
Kaj | $25.00 | 1/11/2012 9:48:34 AM |
money-bauble | $88.00 | 1/11/2012 9:52:14 AM |
melodious-fairness | $25.00 | 1/11/2012 9:54:55 AM |
ommcd | $25.00 | 1/11/2012 9:56:22 AM |
euro-speaker8 | $100.00 | 1/11/2012 2:11:54 PM |
MSC-Lending | $25.00 | 1/11/2012 2:14:25 PM |
leverage-monger | $25.00 | 1/11/2012 11:57:12 AM |
hyrolln | $27.00 | 1/11/2012 3:41:37 PM |
Rogesparkguy | $25.00 | 1/6/2012 5:36:16 PM |
edaguy | $50.00 | 1/6/2012 5:50:27 PM |
rupee-equation2 | $25.00 | 1/6/2012 6:26:13 PM |
handy-justice | $50.00 | 1/6/2012 7:46:10 PM |
LittleMingo | $25.00 | 1/7/2012 2:58:42 AM |
Scrooge_McDuck2 | $100.00 | 1/6/2012 6:05:52 PM |
Weaverville | $25.00 | 1/7/2012 10:47:59 AM |
scarlet-velvet | $25.08 | 1/7/2012 9:21:16 PM |
loss-of-control | $75.00 | 1/7/2012 4:37:24 PM |
velocity-gala | $250.00 | 1/7/2012 11:39:59 PM |
skillful-asset5 | $30.00 | 1/8/2012 12:25:57 PM |
Tylerh | $250.00 | 1/8/2012 12:31:54 PM |
the-silver-blaster | $50.00 | 1/8/2012 3:43:34 PM |
kingbob | $25.00 | 1/9/2012 9:28:39 AM |
mlj0671 | $25.00 | 1/10/2012 6:16:42 AM |
tech310 | $50.00 | 1/9/2012 11:32:10 PM |
bubb_hans | $50.00 | 1/10/2012 9:38:03 AM |
tnjohnso | $25.00 | 1/10/2012 9:44:00 AM |
midnight24 | $25.00 | 1/10/2012 1:59:44 PM |
tabbytiger | $100.00 | 1/10/2012 4:52:34 PM |
competitor119 | $25.00 | 1/10/2012 4:29:08 PM |
omegamon1 | $26.00 | 1/10/2012 3:18:13 PM |
trade-beeper4 | $25.00 | 1/10/2012 5:16:58 PM |
SFBank | $50.00 | 1/10/2012 5:20:39 PM |
successful-agreement7 | $100.00 | 1/10/2012 5:30:44 PM |
new-sharp-leverage | $25.00 | 1/10/2012 9:07:13 PM |
suave-dime6 | $25.00 | 1/10/2012 7:59:41 PM |
Bob450 | $30.00 | 1/11/2012 6:44:10 AM |
LuckyDuck49 | $25.00 | 1/11/2012 7:37:03 AM |
bdkjr | $25.00 | 1/11/2012 5:23:02 AM |
forceful-note8 | $100.00 | 1/11/2012 5:31:34 AM |
treasure-bliss | $25.00 | 1/11/2012 7:30:08 AM |
wwwUniversal | $25.00 | 1/11/2012 7:31:18 AM |
MissionMicroFinance | $25.00 | 1/11/2012 9:15:12 AM |
shrewd-peace7 | $25.00 | 1/11/2012 9:23:08 AM |
red-power-pecan | $50.00 | 1/11/2012 9:27:36 AM |
Wellman | $25.00 | 1/11/2012 9:15:10 AM |
monster4 | $44.00 | 1/11/2012 9:16:02 AM |
Asgardian | $30.00 | 1/11/2012 9:36:36 AM |
miked8303 | $25.00 | 1/11/2012 9:37:12 AM |
dime-sprout | $25.00 | 1/11/2012 9:47:28 AM |
abundant-credit6 | $58.00 | 1/11/2012 9:47:33 AM |
JohnSmallberries | $25.00 | 1/11/2012 9:51:47 AM |
thelovebug | $100.00 | 1/11/2012 9:44:19 AM |
logical-moola4 | $50.00 | 1/11/2012 10:25:07 AM |
Mariner3605 | $25.00 | 1/11/2012 9:53:58 AM |
peso-tamer5 | $25.00 | 1/11/2012 12:14:53 PM |
computer758 | $25.00 | 1/11/2012 1:37:43 PM |
realtormoises | $25.00 | 1/11/2012 2:45:50 PM |
orgy63 | $25.00 | 1/11/2012 11:02:22 AM |
bewitching-asset3 | $25.00 | 1/11/2012 11:18:11 AM |
orearella3 | $25.00 | 1/11/2012 3:29:02 PM |
superb-responsibility4 | $25.00 | 1/11/2012 3:29:26 PM |
a-resplendent-commitment | $25.00 | 1/11/2012 4:08:48 PM |
the-enthralling-coin | $25.00 | 1/11/2012 4:44:40 PM |
justice-economist | $25.00 | 1/11/2012 4:15:12 PM |
kind-charming-value | $1,261.30 | 1/11/2012 4:52:58 PM |
109 Investments
|
Borrower Payment Dependent Notes Series
549834
This series of Notes was issued and sold upon the funding of the borrower loan #59573, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 11y 5m |
Amount delinquent:
| $46 |
Total credit lines:
| 26 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,175 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-p2p-saga |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Calg8tr
Purpose of loan:
This loan will be used to...pay off small debts
My financial situation:
I am a good candidate for this loan because...I am financially able to pay this loan back in good faith.
Monthly net income: $8400
Monthly expenses:
Housing: $1600
Insurance: $300
Car expenses: $658
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $3800
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $40.00 | 1/25/2012 5:01:33 PM |
SolarMoonshine | $25.00 | 1/25/2012 5:02:01 PM |
worth-blanket2 | $4,000.00 | 1/25/2012 5:03:15 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
549836
This series of Notes was issued and sold upon the funding of the borrower loan #59855, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $300.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1993 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 15y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,928 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-silver-quark |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: debt consolidation
This loan will be used to...pay 401k loan
My financial situation:
I am a good candidate for this loan because... Once 401K loan is paid, my situation improves drastically.
Monthly net income: $5600.00
Monthly expenses: $
Housing: $2900
Insurance: $180
Car expenses: $175
Utilities: $400
Phone, cable, internet: $195
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jmeasn | $25.00 | 1/16/2012 11:00:47 AM |
AndChicksforFree | $25.00 | 1/17/2012 7:50:38 AM |
Investor_DP | $100.00 | 1/8/2012 12:13:37 PM |
green-inspiring-peace | $25.00 | 1/8/2012 12:17:56 PM |
edaguy | $50.00 | 1/8/2012 12:16:30 PM |
nimble-revenue5 | $50.00 | 1/8/2012 12:29:33 PM |
handy-justice | $50.00 | 1/8/2012 12:51:49 PM |
cattlebaron | $25.00 | 1/9/2012 1:26:15 AM |
Tylerh | $250.00 | 1/9/2012 9:29:37 AM |
Kash2010lu | $40.00 | 1/9/2012 7:28:10 AM |
CA-Lender | $50.00 | 1/9/2012 11:10:57 AM |
sweetlan | $25.00 | 1/9/2012 2:53:47 PM |
yf99yz | $26.64 | 1/9/2012 3:52:17 PM |
first-clean-silver | $25.00 | 1/9/2012 4:05:47 PM |
brightest-dignified-penny | $25.00 | 1/9/2012 4:57:43 PM |
rjrventure | $35.00 | 1/9/2012 8:30:30 PM |
AAAA111 | $25.00 | 1/10/2012 4:27:41 AM |
2grindstones | $25.00 | 1/10/2012 12:59:18 PM |
patriot384 | $50.00 | 1/11/2012 6:37:56 AM |
loanman2007 | $200.00 | 1/12/2012 5:09:40 AM |
InChicago | $100.00 | 1/12/2012 6:08:16 AM |
scoobiedoo | $50.00 | 1/12/2012 7:03:57 AM |
riveting-credit5 | $50.00 | 1/12/2012 9:12:25 AM |
bubb_hans | $50.00 | 1/12/2012 9:32:38 AM |
integrity-doctor | $100.00 | 1/12/2012 10:48:24 AM |
asset-professor | $25.00 | 1/12/2012 10:56:25 AM |
rate-authority2 | $50.00 | 1/12/2012 4:55:52 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:39 PM |
l2fp | $25.00 | 1/13/2012 5:58:05 PM |
CMDCO | $50.00 | 1/13/2012 6:03:10 PM |
emergencyMD | $100.00 | 1/14/2012 8:44:32 AM |
all_of_that_one | $25.00 | 1/14/2012 7:57:44 AM |
QuincyCapital | $58.88 | 1/14/2012 12:02:12 PM |
loan-fate | $50.00 | 1/14/2012 12:26:25 PM |
heaven75 | $300.00 | 1/15/2012 1:16:29 AM |
irrelevant | $30.00 | 1/15/2012 6:05:09 AM |
TrekTune | $25.00 | 1/15/2012 11:57:48 AM |
jiggaman7 | $50.00 | 1/15/2012 12:22:04 PM |
knee_caps | $25.00 | 1/15/2012 5:45:15 AM |
orearella3 | $25.00 | 1/15/2012 12:37:28 PM |
melodious-openness | $300.00 | 1/15/2012 12:47:36 PM |
bold-gold-relaxation | $100.00 | 1/15/2012 6:52:31 PM |
Wall-St | $30.00 | 1/16/2012 6:07:24 AM |
bold-gold-relaxation | $100.00 | 1/15/2012 6:51:45 PM |
NolockHolmes | $55.00 | 1/16/2012 4:43:52 PM |
mlj0671 | $25.00 | 1/16/2012 5:35:06 PM |
rockhound84 | $25.00 | 1/17/2012 7:18:46 AM |
buffalobills | $25.00 | 1/17/2012 7:03:43 AM |
payment-gusto | $25.00 | 1/16/2012 5:42:35 PM |
integrity-american | $25.00 | 1/16/2012 8:43:59 PM |
papaloha | $100.00 | 1/16/2012 8:52:52 PM |
glroark | $50.00 | 1/17/2012 12:39:00 PM |
a- | $25.00 | 1/17/2012 4:28:57 PM |
red-power-pecan | $50.00 | 1/17/2012 5:15:31 PM |
competitor119 | $25.00 | 1/17/2012 6:17:15 PM |
kendigme | $50.00 | 1/18/2012 3:30:18 AM |
kindness-ace1 | $50.00 | 1/18/2012 4:54:15 AM |
rockhound84 | $25.00 | 1/18/2012 6:02:33 AM |
GElender | $40.00 | 1/18/2012 5:43:38 AM |
wwwUniversal | $25.00 | 1/18/2012 9:16:44 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:37 AM |
leverage-monger | $25.00 | 1/18/2012 9:51:32 AM |
csakhil | $25.00 | 1/18/2012 1:27:24 PM |
Reliance_Banker | $25.00 | 1/18/2012 4:25:43 PM |
the-enthralling-coin | $25.00 | 1/18/2012 4:54:03 PM |
LittleMingo | $25.00 | 1/18/2012 6:46:55 PM |
productive-note2 | $50.00 | 1/18/2012 6:21:44 PM |
850 | $50.00 | 1/18/2012 8:49:49 PM |
market-aspen9 | $25.00 | 1/19/2012 8:13:05 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:47 AM |
durability-halibut | $25.00 | 1/19/2012 9:46:34 AM |
WonderPup | $26.00 | 1/19/2012 10:46:38 AM |
generosity-battalion0 | $50.00 | 1/19/2012 10:02:35 AM |
tranquil-ore4 | $14.12 | 1/19/2012 11:16:16 AM |
Christophe | $25.00 | 1/18/2012 7:46:51 AM |
rupee-equation2 | $25.00 | 1/8/2012 12:20:16 PM |
Corky1234 | $50.00 | 1/8/2012 12:37:30 PM |
HeroSupport | $70.00 | 1/8/2012 12:02:30 PM |
hitsman | $50.00 | 1/8/2012 12:14:19 PM |
loss-of-control | $100.00 | 1/8/2012 1:58:31 PM |
skillful-asset5 | $30.00 | 1/8/2012 12:15:08 PM |
cashhelp | $25.00 | 1/8/2012 12:10:32 PM |
worthy-bid8 | $50.00 | 1/8/2012 12:30:12 PM |
lendstats_com | $300.00 | 1/8/2012 1:29:23 PM |
zeeexsixare | $50.00 | 1/8/2012 4:57:27 PM |
justasoldier | $75.00 | 1/8/2012 9:16:50 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:37:08 PM |
Weaverville | $25.00 | 1/9/2012 8:50:47 AM |
economy-coup | $50.00 | 1/9/2012 9:43:16 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:50 AM |
Wangchuk | $25.01 | 1/9/2012 7:17:28 PM |
moola-tulip1 | $42.00 | 1/9/2012 8:40:45 PM |
a-finance-nirvana | $25.00 | 1/10/2012 3:03:44 AM |
tech310 | $50.00 | 1/9/2012 11:32:15 PM |
A4 | $25.00 | 1/11/2012 5:16:29 PM |
corndog4000 | $75.00 | 1/11/2012 11:55:26 PM |
Rogelio48 | $25.00 | 1/12/2012 8:42:31 AM |
miked8303 | $25.00 | 1/12/2012 9:25:09 AM |
market-sumac | $100.00 | 1/12/2012 4:52:15 PM |
scarlet-velvet | $25.08 | 1/13/2012 4:46:10 PM |
calimanusa | $30.00 | 1/13/2012 6:31:26 PM |
first-dinero-paladin | $49.36 | 1/14/2012 7:58:10 AM |
matt_2006 | $25.00 | 1/14/2012 12:10:15 PM |
Dubbs360 | $100.00 | 1/15/2012 12:39:57 AM |
first-pragmatic-power | $25.00 | 1/15/2012 12:24:00 PM |
first-integrity-gravity | $50.00 | 1/16/2012 9:37:21 AM |
JGuide | $25.00 | 1/16/2012 11:58:58 AM |
nex | $25.00 | 1/16/2012 9:31:59 AM |
chrisb1414 | $25.00 | 1/17/2012 8:11:05 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:19 PM |
frogperson | $250.00 | 1/17/2012 5:30:32 PM |
viennese | $25.00 | 1/17/2012 1:54:10 PM |
wildanne | $150.00 | 1/17/2012 5:38:13 PM |
mercuriant | $25.00 | 1/17/2012 5:39:18 PM |
AM2008 | $25.00 | 1/17/2012 5:54:46 PM |
WilliamLeeSims | $25.00 | 1/17/2012 5:51:56 PM |
diplomatic-wealth7 | $25.00 | 1/18/2012 9:24:23 AM |
saxaphone6 | $25.00 | 1/18/2012 3:09:01 PM |
profit-powerplant | $25.00 | 1/18/2012 9:44:23 AM |
a-restless-dollar | $35.00 | 1/18/2012 2:26:53 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:13 PM |
cagcrash | $75.00 | 1/18/2012 5:25:30 PM |
graceful-investment | $85.00 | 1/18/2012 6:30:14 PM |
radiant-return | $25.00 | 1/18/2012 8:41:19 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:22 AM |
payment-halo | $25.00 | 1/19/2012 2:58:11 AM |
LendingPimp | $50.00 | 1/18/2012 8:09:20 PM |
Bob450 | $25.00 | 1/19/2012 6:41:16 AM |
a- | $25.00 | 1/18/2012 10:34:12 PM |
income-rocker2 | $50.00 | 1/19/2012 7:56:25 AM |
enriching-dollar | $25.00 | 1/19/2012 8:05:55 AM |
gallant-market5 | $527.91 | 1/19/2012 6:55:35 AM |
goodopportunity | $25.00 | 1/19/2012 12:03:23 AM |
theaterguy | $25.00 | 1/19/2012 9:28:57 AM |
134 Investments
|
Borrower Payment Dependent Notes Series
549846
This series of Notes was issued and sold upon the funding of the borrower loan #59264, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-08-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $387.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1978 |
Debt/Income ratio:
| 10% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,841 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| healthy-penny8 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ome Improvement
Purpose of this loan is to pay off a VISA and purchase a new gas convection oven.
I am a good candidate for this loan because...I have no debt excellent credit , excellent reserves ( liquid ) .
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.01 | 1/8/2012 12:02:37 PM |
BxRealtor | $25.00 | 1/8/2012 12:40:29 PM |
hitsman | $50.00 | 1/8/2012 12:14:20 PM |
selector568 | $300.00 | 1/8/2012 12:22:39 PM |
Tylerh | $250.00 | 1/8/2012 12:32:06 PM |
enriching-dollar1 | $100.00 | 1/8/2012 12:27:49 PM |
E_G | $50.00 | 1/8/2012 12:50:09 PM |
suave-dollar | $25.00 | 1/9/2012 2:42:14 AM |
market-maximizer472 | $100.00 | 1/9/2012 6:59:46 AM |
Weaverville | $100.00 | 1/9/2012 8:50:06 AM |
steely_dan34 | $25.00 | 1/9/2012 2:50:43 PM |
kenji4861 | $25.00 | 1/9/2012 5:17:56 PM |
indomitable-coin | $25.00 | 1/10/2012 10:05:31 AM |
market-sumac | $100.00 | 1/10/2012 10:12:20 AM |
the-deal-socrates | $50.00 | 1/10/2012 5:07:22 PM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:27:01 AM |
gavinsp | $25.00 | 1/11/2012 11:23:12 AM |
finance-symphony7 | $100.00 | 1/11/2012 7:38:47 PM |
iolaire | $25.00 | 1/12/2012 1:07:28 AM |
benefit-prescription6 | $100.00 | 1/12/2012 8:29:55 AM |
mster9ball | $25.00 | 1/12/2012 9:46:09 AM |
genius520 | $50.00 | 1/12/2012 5:22:45 PM |
funnymoney1 | $25.00 | 1/13/2012 9:08:20 AM |
Charmart | $25.00 | 1/13/2012 12:30:40 PM |
Harry | $50.00 | 1/13/2012 6:39:00 PM |
leodaguy | $100.00 | 1/14/2012 7:49:50 AM |
Ripsaw4U | $50.00 | 1/14/2012 4:43:59 PM |
penguino | $100.00 | 1/15/2012 7:21:26 AM |
Goodlender42 | $25.00 | 1/15/2012 7:35:59 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:31 AM |
availableloan | $25.00 | 1/15/2012 9:10:36 PM |
Rivervale_Westwood | $25.00 | 1/16/2012 11:24:56 AM |
immaculate-value2 | $25.00 | 1/16/2012 5:07:46 PM |
Ocean713 | $75.00 | 1/17/2012 9:43:23 AM |
B-rad_the_Coug | $25.00 | 1/17/2012 3:47:33 PM |
runfree | $35.00 | 1/18/2012 7:19:46 AM |
sflawya | $25.00 | 1/18/2012 9:14:22 AM |
CE88 | $75.00 | 1/18/2012 1:16:36 PM |
csakhil | $25.00 | 1/18/2012 1:27:24 PM |
socal-lender | $25.00 | 1/18/2012 7:37:19 PM |
bid-fort3 | $25.00 | 1/19/2012 10:59:50 AM |
A4 | $35.00 | 1/19/2012 8:33:03 PM |
oxnard | $50.00 | 1/20/2012 2:28:32 PM |
trustu | $25.00 | 1/20/2012 11:19:20 AM |
Brisket_Bob | $29.83 | 1/20/2012 3:52:02 PM |
gold-disk | $25.00 | 1/20/2012 12:26:28 PM |
the-dollar-topper | $150.00 | 1/20/2012 5:15:54 PM |
duty-gusto6 | $75.00 | 1/20/2012 5:17:19 PM |
top-commitment-champ | $25.00 | 1/20/2012 5:18:46 PM |
HamachiMan | $50.00 | 1/20/2012 5:08:57 PM |
rogue_monster | $50.00 | 1/20/2012 5:09:05 PM |
Banker7371 | $25.00 | 1/20/2012 5:27:35 PM |
brightest-breathtaking-finance | $100.00 | 1/20/2012 5:28:10 PM |
jamiee73 | $25.00 | 1/20/2012 5:29:34 PM |
market-assembler | $50.00 | 1/20/2012 5:30:26 PM |
JJ9876 | $25.00 | 1/20/2012 5:31:55 PM |
loan-adventurer7 | $25.00 | 1/20/2012 4:43:59 PM |
greenback-investor7 | $100.00 | 1/20/2012 5:40:26 PM |
nikgod | $25.00 | 1/20/2012 5:41:35 PM |
zippy-revenue8 | $25.00 | 1/21/2012 5:39:41 AM |
maldok1 | $25.00 | 1/20/2012 5:30:59 PM |
thrifty-affluence6 | $25.00 | 1/20/2012 5:42:12 PM |
Tradesmanlender | $25.00 | 1/20/2012 5:42:18 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:28 PM |
Saab93 | $25.00 | 1/21/2012 9:50:22 AM |
Wings06J | $25.00 | 1/21/2012 11:12:28 AM |
studious-bonus7 | $100.00 | 1/21/2012 12:07:27 PM |
Clambake | $25.00 | 1/21/2012 12:07:34 PM |
flexible-value | $50.00 | 1/21/2012 12:08:53 PM |
Cheburashka | $25.00 | 1/21/2012 12:10:29 PM |
ConchRepublican | $100.00 | 1/21/2012 12:12:18 PM |
Willylump | $25.00 | 1/21/2012 12:16:00 PM |
brazilofmux | $100.00 | 1/21/2012 12:16:03 PM |
balance-hornet | $50.00 | 1/21/2012 10:31:16 AM |
Domgabriel | $30.00 | 1/21/2012 5:51:13 AM |
duty-admiral | $50.00 | 1/21/2012 12:18:47 PM |
goat361 | $35.00 | 1/21/2012 11:53:09 AM |
commanding-treasure2 | $42.00 | 1/21/2012 12:06:56 PM |
betak | $25.00 | 1/21/2012 12:26:29 PM |
reinforced-reward | $25.00 | 1/21/2012 12:30:23 PM |
BigBag | $25.00 | 1/21/2012 9:08:54 AM |
nickel-ferret | $50.00 | 1/21/2012 12:31:20 PM |
cablenews | $75.00 | 1/21/2012 12:12:39 PM |
rmachi | $25.00 | 1/21/2012 12:32:33 PM |
gold-channel2 | $25.00 | 1/21/2012 12:14:43 PM |
vigilance-revolutionary | $29.00 | 1/21/2012 12:15:05 PM |
deal-pal | $25.00 | 1/21/2012 10:31:31 AM |
economy-molecule3 | $329.00 | 1/21/2012 12:37:41 PM |
ItsJustMe79 | $25.00 | 1/21/2012 12:15:55 PM |
Exito | $25.00 | 1/21/2012 12:39:07 PM |
jazzlender | $50.00 | 1/21/2012 12:16:29 PM |
neenerman | $28.00 | 1/21/2012 12:17:22 PM |
hostbank | $62.00 | 1/21/2012 12:42:00 PM |
cash-sensai2 | $25.00 | 1/21/2012 12:42:11 PM |
transparency-halo | $25.00 | 1/21/2012 12:05:38 PM |
wise-deal-gravitas | $25.00 | 1/21/2012 12:07:03 PM |
duty-accomplishment | $25.00 | 1/21/2012 12:24:07 PM |
Unclejohn | $25.00 | 1/21/2012 12:09:32 PM |
famous-bid9 | $25.00 | 1/21/2012 12:46:44 PM |
jeffpac | $50.00 | 1/21/2012 12:29:37 PM |
Herluftrolle | $100.00 | 1/21/2012 12:29:51 PM |
DadWarbucks | $25.00 | 1/21/2012 12:51:36 PM |
heart514 | $25.00 | 1/21/2012 12:32:05 PM |
Cai8899 | $44.00 | 1/21/2012 12:35:26 PM |
figs4u2 | $91.00 | 1/21/2012 12:36:17 PM |
augie-wiseone | $25.00 | 1/21/2012 12:37:08 PM |
processor115 | $25.00 | 1/21/2012 12:23:04 PM |
Aljasa2008 | $25.00 | 1/21/2012 12:23:35 PM |
gain-kitten | $25.00 | 1/21/2012 12:24:52 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:51 PM |
responsibility-cherry6 | $25.00 | 1/21/2012 12:26:43 PM |
pennyloafer | $25.00 | 1/21/2012 12:27:04 PM |
nybanker85 | $50.00 | 1/21/2012 12:41:50 PM |
fcukciti | $29.00 | 1/21/2012 12:42:38 PM |
NDFIRTH | $50.00 | 1/21/2012 12:28:45 PM |
contract-oyster1 | $100.00 | 1/21/2012 3:41:43 PM |
elated-wealth876 | $100.00 | 1/21/2012 3:47:26 PM |
Zoomie | $25.00 | 1/21/2012 12:46:42 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:57 PM |
Danfromnapa | $25.00 | 1/21/2012 12:37:06 PM |
igniter584 | $25.00 | 1/21/2012 12:54:04 PM |
HUNTER599673 | $25.00 | 1/21/2012 12:45:16 PM |
leeball | $27.00 | 1/21/2012 12:47:00 PM |
dospapalotes | $25.00 | 1/21/2012 12:48:30 PM |
WorldlyWorker | $25.00 | 1/21/2012 12:49:14 PM |
auction-elvis | $25.00 | 1/21/2012 12:52:22 PM |
BoughtTheFarm | $25.00 | 1/21/2012 12:54:07 PM |
HeroJason86 | $25.00 | 1/21/2012 12:57:49 PM |
mchale | $25.00 | 1/21/2012 3:08:43 PM |
Yorker1776 | $25.00 | 1/21/2012 3:54:56 PM |
rajs | $100.00 | 1/21/2012 5:05:22 PM |
Nazbuster | $35.00 | 1/21/2012 5:31:39 PM |
AFairDeal | $25.00 | 1/8/2012 12:15:33 PM |
kevin314 | $25.00 | 1/8/2012 12:15:54 PM |
income-banjo | $25.00 | 1/8/2012 12:34:22 PM |
downtownfarm | $25.00 | 1/8/2012 12:48:25 PM |
edaguy | $75.00 | 1/8/2012 12:16:04 PM |
WLenders | $50.00 | 1/8/2012 12:24:26 PM |
superb-funds335 | $25.00 | 1/8/2012 12:24:38 PM |
rupee-equation2 | $25.00 | 1/8/2012 12:20:16 PM |
matt87 | $25.00 | 1/8/2012 3:53:01 PM |
john0720 | $25.00 | 1/8/2012 5:26:06 PM |
rdrloan | $75.00 | 1/9/2012 8:36:37 AM |
aylatrigger | $25.00 | 1/9/2012 9:00:15 AM |
gavinsp | $25.00 | 1/9/2012 10:34:59 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:51 AM |
blot44 | $25.00 | 1/10/2012 6:31:21 AM |
a-finance-nirvana | $25.00 | 1/10/2012 3:03:45 AM |
benefit-thunder0 | $25.00 | 1/10/2012 1:01:22 PM |
top-courteous-peso | $75.00 | 1/11/2012 9:45:54 AM |
moola-gargantuan9 | $50.00 | 1/11/2012 5:57:05 PM |
jbaum | $40.00 | 1/11/2012 9:11:16 PM |
hope-hickory | $50.00 | 1/12/2012 3:52:07 PM |
komazour | $25.00 | 1/12/2012 6:58:45 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:23 PM |
roadtruck | $50.00 | 1/14/2012 11:08:48 AM |
heavy_ax | $25.00 | 1/14/2012 12:42:00 PM |
shrewd-deal | $50.00 | 1/14/2012 8:27:39 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:54 PM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:13 PM |
artisan5 | $100.00 | 1/17/2012 6:06:39 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:44 PM |
blooming-market | $25.00 | 1/18/2012 3:20:49 PM |
prudent-payout462 | $25.00 | 1/19/2012 2:22:40 PM |
bicyclist2270 | $25.00 | 1/19/2012 3:27:51 PM |
cash-delight1 | $50.00 | 1/19/2012 11:42:55 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:32 AM |
currency-persimmon | $35.00 | 1/20/2012 12:54:33 PM |
misit | $25.00 | 1/20/2012 1:03:06 PM |
hdolga | $25.00 | 1/20/2012 1:37:11 PM |
Redmond | $25.00 | 1/20/2012 2:55:30 PM |
successful-agreement7 | $100.00 | 1/20/2012 5:16:08 PM |
durability-solstice8 | $50.00 | 1/20/2012 5:16:41 PM |
Worldskiboy | $50.00 | 1/20/2012 5:16:50 PM |
blue-velocity-washboard | $25.00 | 1/20/2012 3:35:13 PM |
creativename | $25.00 | 1/20/2012 3:47:12 PM |
postalwhiz | $25.00 | 1/20/2012 5:26:51 PM |
MCimprich | $28.00 | 1/20/2012 12:07:59 PM |
wise-silver-wonder | $25.00 | 1/20/2012 12:13:38 PM |
Raser | $25.00 | 1/20/2012 5:09:03 PM |
ICHITECH | $25.00 | 1/20/2012 1:13:11 PM |
helpinghand63 | $25.00 | 1/20/2012 5:13:37 PM |
Sundragon | $25.00 | 1/20/2012 6:17:44 PM |
loyalty-sherpa | $25.00 | 1/20/2012 5:27:32 PM |
gjm6d | $25.00 | 1/20/2012 5:30:03 PM |
huorn | $25.00 | 1/20/2012 5:34:55 PM |
ideal-platinum1 | $25.00 | 1/20/2012 5:38:00 PM |
shellback13 | $113.16 | 1/20/2012 6:01:04 PM |
zski | $25.00 | 1/21/2012 3:04:30 AM |
TheHillsAreAlive | $50.00 | 1/20/2012 5:16:12 PM |
treasure-pipeline | $25.00 | 1/20/2012 5:25:52 PM |
the-profit-oracle | $25.00 | 1/20/2012 5:32:36 PM |
gristle | $50.00 | 1/20/2012 5:35:27 PM |
Macinvest | $25.00 | 1/20/2012 9:11:47 PM |
financial-frenzy | $50.00 | 1/20/2012 5:37:51 PM |
trade-caper | $25.00 | 1/20/2012 5:40:55 PM |
Henrylin | $25.00 | 1/21/2012 8:23:14 AM |
Brain_m | $25.00 | 1/20/2012 6:37:01 PM |
useful-currency | $25.00 | 1/21/2012 4:04:42 AM |
autonomous-basis | $50.00 | 1/21/2012 5:18:32 AM |
dime-hot-rod7 | $50.00 | 1/20/2012 7:58:41 PM |
debt-system880 | $25.00 | 1/20/2012 8:54:57 PM |
ramblin | $25.00 | 1/21/2012 12:07:31 PM |
Airthus | $25.00 | 1/21/2012 12:09:47 PM |
sclark | $25.00 | 1/21/2012 12:12:45 PM |
greenfuture | $25.00 | 1/21/2012 10:36:07 AM |
JLMGroupFunds | $25.00 | 1/21/2012 12:18:12 PM |
victorcab | $25.00 | 1/21/2012 12:18:54 PM |
IIP77 | $25.00 | 1/21/2012 12:21:11 PM |
jengachamp | $25.00 | 1/21/2012 12:21:58 PM |
pdub | $75.00 | 1/21/2012 12:22:29 PM |
jrbill1998 | $50.00 | 1/21/2012 12:22:34 PM |
minista | $25.00 | 1/21/2012 12:24:04 PM |
sjlnn | $25.00 | 1/21/2012 12:05:53 PM |
gracej | $25.00 | 1/21/2012 12:27:47 PM |
orbital-gain | $50.00 | 1/21/2012 9:47:21 AM |
C_Mark | $36.00 | 1/21/2012 12:14:26 PM |
Tai | $25.00 | 1/21/2012 12:37:31 PM |
the-bill-gatherer | $25.00 | 1/21/2012 12:38:30 PM |
dparkhom | $50.00 | 1/21/2012 12:16:50 PM |
papaman | $25.00 | 1/21/2012 12:17:53 PM |
damage | $25.00 | 1/21/2012 12:19:02 PM |
money-floret | $50.00 | 1/21/2012 12:42:57 PM |
dedication-merman | $25.00 | 1/21/2012 12:22:11 PM |
egw | $50.00 | 1/21/2012 12:23:07 PM |
burgeoning-silver | $25.00 | 1/21/2012 12:23:28 PM |
SeaDevil | $25.00 | 1/21/2012 12:24:06 PM |
Pizza-man | $50.00 | 1/21/2012 12:09:34 PM |
jakesworld | $25.00 | 1/21/2012 12:10:02 PM |
gold-sushi | $25.00 | 1/21/2012 12:10:08 PM |
ranstlin | $25.00 | 1/21/2012 12:27:13 PM |
Aimvest | $25.00 | 1/21/2012 12:29:29 PM |
income-buddy7 | $50.00 | 1/21/2012 12:53:16 PM |
sjlender | $97.00 | 1/21/2012 12:33:42 PM |
aabadabadoo | $25.00 | 1/21/2012 12:56:46 PM |
icon7 | $50.00 | 1/21/2012 1:26:33 PM |
larslfe | $25.00 | 1/21/2012 12:36:29 PM |
norcalsv | $25.00 | 1/21/2012 12:37:54 PM |
innocent-income4 | $25.00 | 1/21/2012 12:25:22 PM |
power-trophy7 | $25.00 | 1/21/2012 12:26:27 PM |
treasure-generator | $25.00 | 1/21/2012 12:40:56 PM |
dansarkis | $25.00 | 1/21/2012 12:27:55 PM |
wealth-competitor | $25.00 | 1/21/2012 12:28:04 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:35 PM |
the-transaction-stronghold | $25.00 | 1/21/2012 12:43:49 PM |
Yanwoo | $25.00 | 1/21/2012 12:44:20 PM |
elasermd | $26.00 | 1/21/2012 12:44:42 PM |
orearella3 | $25.00 | 1/21/2012 12:45:53 PM |
Rick21 | $25.00 | 1/21/2012 12:31:25 PM |
pele31 | $50.00 | 1/21/2012 4:19:53 PM |
lendme2 | $50.00 | 1/21/2012 12:33:04 PM |
britgsb | $30.00 | 1/21/2012 12:33:47 PM |
jonesboyz | $25.00 | 1/21/2012 4:45:44 PM |
Ivan2007 | $25.00 | 1/21/2012 12:49:44 PM |
the_winning_ticket | $36.00 | 1/21/2012 12:37:45 PM |
MadHun | $189.00 | 1/21/2012 12:38:24 PM |
riproaringrapids | $50.00 | 1/21/2012 12:52:54 PM |
balance-voyager | $25.00 | 1/21/2012 12:54:14 PM |
skuba | $45.00 | 1/21/2012 12:54:54 PM |
unforgettable-wealth4 | $50.00 | 1/21/2012 12:42:31 PM |
lagnisiruk | $25.00 | 1/21/2012 12:45:33 PM |
buukyak | $25.00 | 1/21/2012 1:50:42 PM |
showmestatekid | $25.00 | 1/21/2012 2:51:21 PM |
Frankieb21 | $25.00 | 1/21/2012 3:12:15 PM |
timbob | $91.00 | 1/21/2012 12:52:53 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:50 PM |
Sevron | $100.00 | 1/21/2012 6:09:25 PM |
ixoyefreak | $26.00 | 1/21/2012 3:22:48 PM |
economics2011 | $25.00 | 1/21/2012 5:20:27 PM |
kirat15 | $343.00 | 1/21/2012 6:45:28 PM |
270 Investments
|
Borrower Payment Dependent Notes Series
549862
This series of Notes was issued and sold upon the funding of the borrower loan #59360, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,632 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impressive-loot390 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tx3487
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/22/2012 12:02:56 PM |
affluence-generator2 | $175.00 | 1/22/2012 12:02:48 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
549882
This series of Notes was issued and sold upon the funding of the borrower loan #59184, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-08-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-10-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $349.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 21% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 21y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $12,547 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| rnixon314 |
Borrower's state:
| Florida |
Borrower's group:
| Apple User Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation / Elimination
Purpose of loan:
This loan will allow me to consolidate 100% of all revolving debt.
My financial situation:
I am a good candidate for this loan because I have been employed with the same public corporation for 21(+) years, 100% of all short-term debt is current with no recent (5 + Years) history of late payments.
Monthly net income: $7,325.00
Monthly expenses: $4,666 (As Outlined Below)
Housing: $1776.00
Insurance: $140.00
Car expenses: $575.00
Utilities: $150.00
Phone, cable, internet: $275.00
Food, entertainment: $325.00
Clothing, household expenses: $300.00
Credit cards and other loans: $1,125.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $29.99 | 1/8/2012 12:02:35 PM |
loss-of-control | $75.00 | 1/8/2012 2:03:16 PM |
Tylerh | $250.00 | 1/8/2012 12:32:07 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:37:09 PM |
Christophe | $25.00 | 1/9/2012 7:16:11 AM |
Weaverville | $25.00 | 1/9/2012 8:50:48 AM |
new-intuitive-dime | $50.00 | 1/9/2012 10:24:03 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:54 AM |
stylish-compassion3 | $50.00 | 1/9/2012 5:54:14 PM |
csak13 | $50.00 | 1/9/2012 11:13:31 PM |
Bob450 | $30.00 | 1/10/2012 6:50:55 AM |
papaloha | $100.00 | 1/10/2012 11:02:35 AM |
penny-surgeon | $25.00 | 1/10/2012 11:28:17 AM |
Investor_DP | $100.00 | 1/8/2012 12:13:27 PM |
kevin314 | $25.00 | 1/8/2012 12:15:56 PM |
hitsman | $50.00 | 1/8/2012 12:14:21 PM |
edaguy | $50.00 | 1/8/2012 12:16:31 PM |
selector568 | $300.00 | 1/8/2012 12:22:40 PM |
nimble-revenue5 | $50.00 | 1/8/2012 12:29:34 PM |
cattlebaron | $25.00 | 1/9/2012 1:55:06 AM |
lendstats_com | $300.00 | 1/9/2012 1:12:20 PM |
Tscheddar | $25.00 | 1/9/2012 12:09:31 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:37 PM |
beachfunder | $25.00 | 1/9/2012 7:44:30 PM |
vigorous-market5 | $100.00 | 1/10/2012 12:57:52 AM |
Kash2010lu | $40.00 | 1/10/2012 9:08:20 AM |
bluestarman08 | $25.64 | 1/10/2012 8:16:18 AM |
bubb_hans | $50.00 | 1/10/2012 9:38:07 AM |
CA-Lender | $25.00 | 1/10/2012 10:19:32 AM |
worth-blanket2 | $9,874.37 | 1/10/2012 4:39:02 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
549884
This series of Notes was issued and sold upon the funding of the borrower loan #59125, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-08-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-10-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 21% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,998 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| No | | |
Screen name:
| aggresive-credit629 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Debt consolidation
This loan will be used to...consolidate my credit cards debt
My financial situation:
I am a good candidate for this loan because... I work full time and has not change jobs in the last 7 years. My salary plus bonuses this year wa 120000 but due to wedding expenses, I had higher credit card usuage which I want to consilidate into 1 payment
Monthly net income: $4400
Monthly expenses: $2400
Housing: $ 1125
Insurance: $225
Car expenses: $222
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kevin314 | $25.00 | 1/8/2012 12:15:56 PM |
MatthewDP | $150.00 | 1/8/2012 12:38:51 PM |
green-trade-dolphin | $29.89 | 1/8/2012 12:02:37 PM |
skillful-asset5 | $30.00 | 1/8/2012 12:12:17 PM |
HeroSupport | $70.00 | 1/8/2012 12:03:16 PM |
LittleMingo | $25.00 | 1/8/2012 12:08:35 PM |
edaguy | $50.00 | 1/8/2012 12:16:31 PM |
Bank_Of_XL | $25.00 | 1/8/2012 4:39:48 PM |
DHolly | $31.00 | 1/8/2012 12:20:04 PM |
nimble-revenue5 | $50.00 | 1/8/2012 12:29:34 PM |
janeybooboo | $77.46 | 1/8/2012 1:46:22 PM |
loss-of-control | $100.00 | 1/8/2012 2:01:48 PM |
Weaverville | $25.00 | 1/9/2012 8:50:48 AM |
new-intuitive-dime | $50.00 | 1/9/2012 10:24:03 AM |
generous-deal6 | $25.00 | 1/9/2012 7:33:37 PM |
stylish-compassion3 | $50.00 | 1/9/2012 5:54:14 PM |
vigorous-market5 | $100.00 | 1/10/2012 12:56:11 AM |
csak13 | $50.00 | 1/9/2012 11:14:25 PM |
bubb_hans | $50.00 | 1/10/2012 9:38:07 AM |
yf99yz | $25.00 | 1/10/2012 3:56:45 PM |
selector568 | $300.00 | 1/8/2012 12:22:40 PM |
Investor_DP | $100.00 | 1/8/2012 12:13:28 PM |
hitsman | $50.00 | 1/8/2012 12:14:21 PM |
rupee-equation2 | $25.00 | 1/8/2012 12:20:19 PM |
golden-velocity9 | $25.00 | 1/8/2012 12:26:44 PM |
Tylerh | $250.00 | 1/8/2012 12:32:07 PM |
vutah | $35.00 | 1/8/2012 2:08:31 PM |
principal-cooker2 | $100.00 | 1/8/2012 8:37:09 PM |
zeeexsixare | $25.00 | 1/8/2012 4:56:34 PM |
cattlebaron | $50.00 | 1/9/2012 2:42:34 AM |
economy-coup | $50.00 | 1/9/2012 9:43:16 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:48:55 AM |
top-unforgettable-income | $25.00 | 1/9/2012 1:11:24 PM |
RLaumeyer | $25.00 | 1/9/2012 1:56:23 PM |
AAAA111 | $25.00 | 1/10/2012 4:27:45 AM |
papaloha | $50.00 | 1/10/2012 11:03:19 AM |
penny-surgeon | $25.00 | 1/10/2012 11:29:29 AM |
worth-blanket2 | $12,701.65 | 1/10/2012 4:39:22 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
549930
This series of Notes was issued and sold upon the funding of the borrower loan #59391, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-09-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 8.61% |
Borrower rate/APR:
| 9.61% / 9.83% |
Monthly payment:
| $421.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.60% | | |
| |
Estimated return*:
| 7.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Dec-1987 |
Debt/Income ratio:
| 14% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 28y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $93,813 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| ClassicFraming |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan: Start up new business. "Classic Framing"
This loan will be used to...Purchase equipment
My financial situation: Good
I am a good candidate for this loan because...
I own the commercial property where the business will be located it's on a major street in Reno NV. It was leased to a successful picture framing shop for 5 years. So successful was the frame shop that the owner bought a building and moved, although (in my opinion) to not such a good location. I worked in the frame shop and I have 4+years experience framing. To add to my skill set I've enrolled in picture framing school that starts Jan 24. My business plan calls for total start up capital of $40,000 and I will provide the rest of the capital.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SBT | $100.00 | 1/9/2012 5:06:10 PM |
mrpowers5531 | $25.00 | 1/9/2012 5:18:17 PM |
cebgop | $25.00 | 1/9/2012 5:22:58 PM |
Kyjamune | $25.00 | 1/9/2012 5:45:25 PM |
BxRealtor | $25.00 | 1/9/2012 5:29:27 PM |
enriching-dollar1 | $100.00 | 1/9/2012 5:29:46 PM |
Dollars4Rent | $50.00 | 1/9/2012 5:37:13 PM |
AFairDeal | $25.00 | 1/9/2012 5:24:38 PM |
bb575 | $50.00 | 1/9/2012 5:33:32 PM |
hitsman | $50.00 | 1/9/2012 5:51:42 PM |
AmericanCredit | $50.00 | 1/9/2012 5:38:35 PM |
jscope | $25.00 | 1/9/2012 5:57:39 PM |
suave-dollar | $25.00 | 1/10/2012 2:51:16 AM |
generous-deal6 | $25.00 | 1/9/2012 7:33:42 PM |
docktah | $100.00 | 1/10/2012 8:28:43 AM |
lending401 | $25.00 | 1/10/2012 9:33:33 AM |
KLCRAY | $25.00 | 1/10/2012 9:22:14 AM |
indomitable-coin | $25.00 | 1/10/2012 10:05:32 AM |
Weaverville | $100.00 | 1/10/2012 10:05:01 AM |
intently | $50.00 | 1/10/2012 2:26:16 PM |
shrewd-deal | $50.00 | 1/10/2012 3:58:53 PM |
Lesburger | $25.00 | 1/10/2012 4:02:44 PM |
inventive-wealth2 | $25.00 | 1/10/2012 5:17:40 PM |
Tradesmanlender | $25.00 | 1/10/2012 5:27:09 PM |
transaction-axis | $50.00 | 1/10/2012 8:46:57 PM |
Green-Oasis | $25.00 | 1/10/2012 7:55:50 PM |
Taxman44 | $25.00 | 1/10/2012 7:36:59 PM |
blue-order-comet | $25.00 | 1/10/2012 11:12:56 PM |
pd_EXCELLENTcredit | $25.00 | 1/11/2012 12:09:39 AM |
smart-penny124 | $25.00 | 1/11/2012 6:20:16 AM |
wen0823 | $25.00 | 1/11/2012 6:38:43 AM |
velocity-solo | $25.00 | 1/11/2012 9:19:43 AM |
whistledicksmith | $25.00 | 1/11/2012 9:22:04 AM |
puifais | $50.00 | 1/11/2012 9:28:28 AM |
value-pouch | $25.00 | 1/11/2012 9:17:24 AM |
britgsb | $30.00 | 1/11/2012 9:52:36 AM |
cash-merry-maker | $25.00 | 1/11/2012 9:59:27 AM |
kevin314 | $25.00 | 1/11/2012 9:52:11 AM |
iaffy | $25.00 | 1/11/2012 9:45:52 AM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:27:31 AM |
sjlender | $100.00 | 1/11/2012 9:52:39 AM |
euro-speaker8 | $100.00 | 1/11/2012 2:12:00 PM |
rroadflat | $25.00 | 1/11/2012 9:53:56 PM |
iolaire | $25.00 | 1/12/2012 1:07:33 AM |
wise-silver-wonder | $25.00 | 1/12/2012 6:31:52 AM |
moneygame | $25.00 | 1/12/2012 6:16:31 AM |
exchange-pledge | $50.00 | 1/12/2012 9:07:13 AM |
gallant-economy9 | $50.00 | 1/12/2012 9:32:04 AM |
JJ9876 | $25.00 | 1/12/2012 9:17:40 AM |
jetscore | $25.00 | 1/12/2012 10:15:01 AM |
peso-tamer5 | $25.00 | 1/12/2012 10:43:14 AM |
PrincessAmyofQuitealot | $50.00 | 1/12/2012 11:16:32 AM |
maldok1 | $25.00 | 1/12/2012 9:50:33 AM |
Caledoni | $25.00 | 1/12/2012 2:36:05 PM |
hope-hickory | $50.00 | 1/12/2012 3:52:10 PM |
p1k4blu | $25.00 | 1/12/2012 4:13:07 PM |
rawman | $25.00 | 1/12/2012 8:15:13 PM |
designs626 | $50.00 | 1/13/2012 5:04:09 AM |
Supernova3 | $25.00 | 1/13/2012 5:33:16 AM |
Fortuno_per_commodo | $100.00 | 1/13/2012 7:08:35 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:24 AM |
diablorulz | $50.00 | 1/13/2012 10:10:56 AM |
rentalguy | $50.00 | 1/13/2012 2:06:31 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:07:43 PM |
EndRunFunding | $250.00 | 1/13/2012 6:08:38 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:08:01 PM |
blot44 | $25.00 | 1/14/2012 7:08:31 AM |
leodaguy | $100.00 | 1/14/2012 7:49:56 AM |
hdolga | $25.00 | 1/14/2012 12:01:43 PM |
dollars4debts | $25.00 | 1/14/2012 8:14:58 AM |
invest-in-ed | $100.00 | 1/14/2012 8:41:14 AM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:38 PM |
Aimvest | $25.00 | 1/14/2012 12:29:16 PM |
ConchRepublican | $100.00 | 1/14/2012 12:23:08 PM |
Harry | $50.00 | 1/14/2012 12:07:42 PM |
hawaiiangirl76 | $25.00 | 1/14/2012 12:48:37 PM |
leeball | $50.00 | 1/14/2012 12:57:34 PM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:05:50 PM |
worth-web5 | $50.00 | 1/14/2012 12:59:05 PM |
gr8_r8 | $25.00 | 1/14/2012 6:09:51 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:03 AM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:47:13 PM |
latestone | $25.00 | 1/14/2012 10:45:53 PM |
owhite2000 | $25.00 | 1/15/2012 10:24:40 AM |
caring-truth9 | $50.00 | 1/14/2012 7:05:03 PM |
boogles72 | $25.00 | 1/15/2012 11:36:40 AM |
Quaven | $25.00 | 1/15/2012 12:23:33 PM |
masonn | $100.00 | 1/15/2012 12:25:46 PM |
blujfan9293 | $25.00 | 1/15/2012 11:01:49 AM |
jeffpac | $50.00 | 1/15/2012 12:15:13 PM |
brilliant-loyalty7 | $25.00 | 1/15/2012 12:18:19 PM |
undaunted-fairness0 | $25.00 | 1/15/2012 12:18:27 PM |
rupee-chomper | $50.00 | 1/15/2012 6:53:50 PM |
steely_dan34 | $25.00 | 1/15/2012 12:40:04 PM |
robertmm25 | $25.00 | 1/16/2012 9:23:50 AM |
BicyclePostLendingDivision | $25.00 | 1/16/2012 7:06:40 AM |
magical-durability9 | $25.00 | 1/16/2012 7:54:07 AM |
charming-finance3 | $50.00 | 1/16/2012 8:06:19 AM |
EvalCrux | $50.00 | 1/16/2012 9:13:16 AM |
2bnforlife | $25.00 | 1/16/2012 1:51:03 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:05 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:22 AM |
paramjit | $50.00 | 1/17/2012 5:26:37 PM |
atlantic51 | $25.00 | 1/17/2012 5:27:33 PM |
Rdodson11 | $25.00 | 1/17/2012 5:27:41 PM |
BanqueDeD | $25.00 | 1/17/2012 5:28:25 PM |
purgolder83 | $50.00 | 1/17/2012 5:29:41 PM |
andycheb | $25.00 | 1/17/2012 5:29:59 PM |
larry2003 | $25.00 | 1/17/2012 5:31:21 PM |
golden-bid9 | $25.00 | 1/17/2012 5:34:22 PM |
LowLeftJim | $25.00 | 1/17/2012 5:35:52 PM |
lounges | $25.00 | 1/17/2012 5:28:08 PM |
skvat | $25.00 | 1/17/2012 5:39:20 PM |
wildsf | $25.00 | 1/17/2012 5:41:21 PM |
larslfe | $25.00 | 1/17/2012 5:34:14 PM |
sequoiapacific | $50.00 | 1/17/2012 5:42:57 PM |
vivacious-truth3 | $25.00 | 1/17/2012 5:35:06 PM |
jamschmidt | $25.00 | 1/17/2012 5:44:05 PM |
JTCorp | $25.00 | 1/17/2012 5:44:41 PM |
passbook | $25.00 | 1/17/2012 5:38:04 PM |
dberry46 | $25.00 | 1/17/2012 5:39:30 PM |
integrity-saver | $25.00 | 1/17/2012 5:40:05 PM |
community-gyration7 | $25.00 | 1/17/2012 5:49:47 PM |
kbguru | $25.00 | 1/17/2012 5:52:58 PM |
lucrative-transparency0 | $100.00 | 1/17/2012 5:53:35 PM |
JohnGalt94 | $25.00 | 1/17/2012 5:42:55 PM |
littlemonkey | $25.00 | 1/17/2012 5:53:39 PM |
Pasagam | $50.00 | 1/17/2012 5:43:20 PM |
abkennedy | $25.00 | 1/17/2012 5:43:24 PM |
del30 | $25.00 | 1/17/2012 5:54:26 PM |
puyanera | $25.00 | 1/17/2012 5:55:26 PM |
Trinkaloki | $25.00 | 1/17/2012 5:56:15 PM |
repayment-launcher | $25.00 | 1/17/2012 5:58:38 PM |
AgTiPinisher | $25.00 | 1/17/2012 5:47:53 PM |
BCD | $25.00 | 1/17/2012 5:49:49 PM |
Natronpee | $25.00 | 1/17/2012 5:50:49 PM |
mnbud | $25.00 | 1/17/2012 5:52:55 PM |
enriching-trade2 | $50.00 | 1/17/2012 5:26:25 PM |
pulmdoc | $25.00 | 1/17/2012 5:27:04 PM |
finance-explosion6 | $25.00 | 1/17/2012 5:28:57 PM |
9boag | $25.00 | 1/17/2012 5:29:12 PM |
ceg451 | $25.00 | 1/17/2012 5:57:36 PM |
vanderhp | $30.00 | 1/17/2012 6:39:18 PM |
MadHun | $200.00 | 1/17/2012 5:35:14 PM |
mustangcobra | $25.00 | 1/17/2012 7:51:13 PM |
hard-working-rate3 | $100.00 | 1/17/2012 5:39:05 PM |
GreatReturnForYou | $25.00 | 1/17/2012 5:40:17 PM |
attractive-vigilance4 | $25.00 | 1/18/2012 6:46:05 AM |
srilm | $25.00 | 1/17/2012 5:43:01 PM |
C_Mark | $50.00 | 1/17/2012 5:45:44 PM |
Kijib | $25.00 | 1/17/2012 5:46:17 PM |
frobin | $50.00 | 1/17/2012 5:47:07 PM |
kalex752 | $25.00 | 1/17/2012 5:47:44 PM |
firewomin | $25.00 | 1/17/2012 5:48:49 PM |
slartibardfast | $25.00 | 1/17/2012 5:51:25 PM |
red-unequivocal-finance | $25.00 | 1/18/2012 9:07:19 AM |
BookandLaw | $25.00 | 1/18/2012 9:08:26 AM |
gt5149c | $25.00 | 1/17/2012 5:52:33 PM |
point-zebra | $25.00 | 1/17/2012 5:53:06 PM |
tbati | $25.00 | 1/17/2012 5:54:47 PM |
trident9 | $50.00 | 1/17/2012 5:54:49 PM |
revmax | $25.00 | 1/17/2012 5:55:21 PM |
eeyore101 | $25.00 | 1/17/2012 5:56:21 PM |
acropiloterau2002 | $25.00 | 1/17/2012 5:56:37 PM |
wbahl | $25.00 | 1/18/2012 9:15:38 AM |
compoundinterest | $50.00 | 1/18/2012 9:15:45 AM |
rulender | $25.00 | 1/18/2012 9:16:25 AM |
power-companion7 | $75.00 | 1/18/2012 9:17:56 AM |
texrob20 | $25.00 | 1/18/2012 9:18:11 AM |
netelegent | $25.00 | 1/18/2012 9:19:47 AM |
bobby5832708 | $25.00 | 1/18/2012 9:19:57 AM |
platinum-ectasy | $30.00 | 1/17/2012 7:08:03 PM |
orange-resolute-platinum | $25.00 | 1/18/2012 9:06:11 AM |
excellent-leverage6 | $25.00 | 1/17/2012 7:30:32 PM |
ramsbladder | $25.00 | 1/18/2012 9:11:01 AM |
bonus-tent | $25.00 | 1/18/2012 9:22:39 AM |
j3141592t | $25.00 | 1/18/2012 9:14:06 AM |
value-wind0 | $25.00 | 1/18/2012 9:26:04 AM |
Turkish101 | $25.00 | 1/18/2012 9:26:24 AM |
phillipd48 | $25.00 | 1/18/2012 9:15:19 AM |
SanJoser | $25.00 | 1/18/2012 9:15:27 AM |
fair-funds | $25.00 | 1/18/2012 9:19:29 AM |
reflective-ore3 | $25.00 | 1/18/2012 12:27:44 AM |
loantigger | $25.00 | 1/18/2012 9:32:52 AM |
SoCalRancher | $25.00 | 1/18/2012 9:34:58 AM |
BBL | $25.00 | 1/18/2012 9:38:21 AM |
theemhdoctor | $25.00 | 1/18/2012 9:39:04 AM |
Warwick | $25.00 | 1/18/2012 9:39:14 AM |
Anny-Disco | $25.00 | 1/18/2012 9:39:55 AM |
jtrue71 | $25.00 | 1/18/2012 9:42:04 AM |
shawndw | $25.00 | 1/18/2012 9:42:10 AM |
dafrstke | $25.00 | 1/18/2012 9:42:36 AM |
bid-papyrus | $25.00 | 1/18/2012 9:44:39 AM |
amsterq | $25.00 | 1/18/2012 6:25:42 AM |
camaraderi-popcorn | $25.00 | 1/18/2012 9:45:35 AM |
dharma1 | $25.00 | 1/18/2012 9:46:04 AM |
tolstoy00 | $25.00 | 1/18/2012 9:30:57 AM |
Marfloogan | $25.00 | 1/18/2012 9:48:54 AM |
valiant-liberty4 | $25.00 | 1/18/2012 9:35:19 AM |
Mantis75 | $25.00 | 1/18/2012 9:40:04 AM |
MTLoans | $25.00 | 1/18/2012 9:41:52 AM |
mausolfe | $25.00 | 1/18/2012 9:43:09 AM |
maple1 | $25.00 | 1/18/2012 8:52:26 AM |
L-vex | $25.00 | 1/18/2012 9:44:30 AM |
auction-elvis | $25.00 | 1/18/2012 9:47:40 AM |
hrubinst | $50.00 | 1/18/2012 9:48:40 AM |
g314 | $25.00 | 1/18/2012 9:07:21 AM |
SASBANK | $25.00 | 1/18/2012 9:50:28 AM |
luminous-return3 | $25.00 | 1/18/2012 9:51:12 AM |
JebkaClan | $38.00 | 1/18/2012 9:52:19 AM |
SeaLoans | $25.00 | 1/18/2012 9:13:03 AM |
figs4u2 | $100.00 | 1/18/2012 9:20:41 AM |
webwesen | $25.00 | 1/18/2012 9:22:57 AM |
rangers94 | $25.00 | 1/18/2012 9:25:21 AM |
marketplace-cello5 | $25.00 | 1/18/2012 9:29:27 AM |
mnmcarve | $25.00 | 1/18/2012 9:30:12 AM |
Zarks | $25.00 | 1/18/2012 9:32:10 AM |
spenrod | $25.00 | 1/18/2012 9:35:35 AM |
platinum-sorcerer6 | $50.00 | 1/18/2012 9:36:25 AM |
macgeek | $25.00 | 1/18/2012 9:36:31 AM |
andyb9 | $25.00 | 1/18/2012 9:41:42 AM |
bndlending2u | $25.00 | 1/18/2012 9:42:56 AM |
Spring342 | $25.00 | 1/18/2012 9:43:11 AM |
virtualbank | $25.00 | 1/18/2012 9:43:32 AM |
SLA430 | $50.00 | 1/18/2012 9:43:44 AM |
vigilance-revolutionary | $50.00 | 1/18/2012 9:44:02 AM |
AJSinvest | $25.00 | 1/18/2012 9:44:50 AM |
blooming-market | $25.00 | 1/18/2012 3:20:50 PM |
PlatinumBank | $25.00 | 1/18/2012 3:23:40 PM |
bold-elated-loot | $58.12 | 1/18/2012 3:27:02 PM |
super100 | $25.00 | 1/18/2012 3:31:40 PM |
spa224 | $25.00 | 1/18/2012 12:17:12 PM |
MyPlantsEatBugs | $25.00 | 1/18/2012 3:25:21 PM |
important-diversification620 | $25.00 | 1/18/2012 4:13:57 PM |
listing-drummer6 | $100.00 | 1/18/2012 4:19:31 PM |
dordee | $77.55 | 1/18/2012 4:30:41 PM |
csakhil | $25.00 | 1/18/2012 1:27:31 PM |
pragmatic-contract | $25.00 | 1/18/2012 3:18:59 PM |
LenderOnWheels | $25.00 | 1/18/2012 3:35:02 PM |
note-cougar0 | $25.00 | 1/18/2012 3:36:10 PM |
impressive-hope525 | $25.00 | 1/18/2012 3:43:26 PM |
wise-credit-chef | $25.00 | 1/18/2012 3:44:54 PM |
madigan | $400.00 | 1/18/2012 4:51:18 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:39 PM |
hope-solstice8 | $25.00 | 1/18/2012 6:11:06 PM |
vulgy | $25.00 | 1/18/2012 7:55:03 PM |
wlm3012 | $40.00 | 1/18/2012 7:28:49 PM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:02 PM |
epic-dollar557 | $30.09 | 1/18/2012 8:39:19 PM |
peso-tostada | $83.73 | 1/18/2012 6:59:33 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:51 PM |
healer199 | $46.00 | 1/18/2012 7:26:37 PM |
zensunni | $75.00 | 1/18/2012 7:56:35 PM |
Lubava | $29.11 | 1/18/2012 9:02:49 PM |
logical-reward8 | $25.00 | 1/9/2012 5:21:57 PM |
meux99 | $25.00 | 1/9/2012 5:23:46 PM |
betaoption | $25.00 | 1/9/2012 5:06:38 PM |
green-trade-dolphin2 | $33.63 | 1/9/2012 5:02:32 PM |
riproaringrapids | $50.00 | 1/9/2012 5:41:49 PM |
downtownfarm | $25.00 | 1/9/2012 5:42:19 PM |
Tylerh | $250.00 | 1/9/2012 5:42:45 PM |
anacent | $25.00 | 1/9/2012 5:19:36 PM |
lendersf | $50.00 | 1/9/2012 5:52:55 PM |
first-favorite-bonus9 | $25.00 | 1/9/2012 5:34:08 PM |
commanding-treasure2 | $50.00 | 1/9/2012 5:54:55 PM |
loyalty-circuitry | $100.00 | 1/9/2012 6:46:53 PM |
income-banjo | $25.00 | 1/9/2012 5:52:21 PM |
commerce-web5 | $25.00 | 1/9/2012 8:02:04 PM |
A4 | $25.00 | 1/10/2012 8:26:03 AM |
wise-cash-keeper | $25.00 | 1/10/2012 6:48:45 AM |
happyjackbak | $25.00 | 1/10/2012 9:31:40 AM |
kenji4861 | $25.00 | 1/10/2012 9:22:04 AM |
neighborly-hope6 | $100.00 | 1/10/2012 9:49:06 AM |
american6 | $50.00 | 1/10/2012 9:37:31 AM |
liberty-viola | $25.00 | 1/10/2012 2:29:51 PM |
orindalender | $50.00 | 1/10/2012 2:47:33 PM |
credit-magician | $25.00 | 1/10/2012 2:52:17 PM |
the-deal-socrates | $100.00 | 1/10/2012 5:17:32 PM |
greenback-octave | $25.00 | 1/10/2012 5:20:02 PM |
IIP77 | $25.00 | 1/10/2012 5:36:14 PM |
Arg3998 | $50.00 | 1/10/2012 6:34:52 PM |
dinero-festivity2 | $50.00 | 1/11/2012 3:39:29 AM |
forceful-note8 | $100.00 | 1/11/2012 5:31:39 AM |
ncbobcat50 | $25.00 | 1/10/2012 10:39:03 PM |
MarkDB | $25.00 | 1/11/2012 6:36:40 AM |
BlueHana | $25.00 | 1/11/2012 8:12:35 AM |
Leshan | $25.00 | 1/11/2012 8:51:17 AM |
mpactlender | $25.00 | 1/11/2012 8:56:32 AM |
balance-voyager | $25.00 | 1/11/2012 9:31:24 AM |
TrustPlus | $50.00 | 1/11/2012 9:19:33 AM |
degster | $25.00 | 1/11/2012 9:38:31 AM |
minista | $25.00 | 1/11/2012 9:39:33 AM |
rmachi | $25.00 | 1/11/2012 9:25:26 AM |
fortytwo | $150.00 | 1/11/2012 9:51:33 AM |
nickel-ferret | $29.00 | 1/11/2012 9:52:22 AM |
cablenews | $100.00 | 1/11/2012 9:58:05 AM |
treasure-exchanger2 | $25.00 | 1/11/2012 2:13:27 PM |
Lender2445 | $50.00 | 1/11/2012 4:17:44 PM |
damcoolguy | $32.00 | 1/11/2012 5:34:59 PM |
intelligent-dedication9 | $100.00 | 1/11/2012 7:15:44 PM |
jbaum | $40.00 | 1/11/2012 9:11:22 PM |
loiosh | $50.00 | 1/12/2012 7:58:08 AM |
ualf | $50.00 | 1/12/2012 9:15:06 AM |
motivator796 | $25.00 | 1/12/2012 7:54:35 AM |
oakvale | $50.00 | 1/12/2012 9:41:25 AM |
compatible-power8 | $25.00 | 1/12/2012 12:26:57 PM |
bruin558 | $50.00 | 1/12/2012 10:24:31 AM |
gold-disk | $25.00 | 1/12/2012 12:24:57 PM |
pwkpwk | $25.00 | 1/13/2012 6:05:59 AM |
transparency-baton | $25.00 | 1/13/2012 9:50:07 AM |
the-commerce-legend | $67.37 | 1/13/2012 3:08:52 PM |
Woodworker57 | $25.00 | 1/14/2012 4:01:13 AM |
mdf | $50.00 | 1/14/2012 11:09:31 AM |
pixeldave | $50.00 | 1/14/2012 11:16:37 AM |
igniter584 | $25.00 | 1/14/2012 12:11:31 PM |
mason13a | $25.00 | 1/14/2012 12:27:31 PM |
roadtruck | $50.00 | 1/14/2012 11:08:50 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:18 AM |
Clambake | $25.00 | 1/14/2012 12:33:54 PM |
skuba | $46.00 | 1/14/2012 12:44:31 PM |
Cheburashka | $25.00 | 1/14/2012 12:44:48 PM |
gjm6d | $25.00 | 1/14/2012 12:59:08 PM |
friendly-worth3 | $25.00 | 1/14/2012 1:38:33 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:07 AM |
lendsalot | $25.00 | 1/14/2012 3:12:43 PM |
ujiba | $50.00 | 1/15/2012 12:27:11 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:37 AM |
silver-structure7 | $25.00 | 1/15/2012 10:00:17 AM |
GreenSun | $25.00 | 1/15/2012 12:22:28 PM |
transparency-halo | $25.00 | 1/15/2012 12:29:15 PM |
ore-seagull | $30.00 | 1/15/2012 1:23:10 PM |
peripatetic | $25.00 | 1/16/2012 3:16:27 AM |
the-cash-piano | $50.00 | 1/16/2012 8:34:06 AM |
Railbird | $25.00 | 1/16/2012 9:15:58 AM |
WonderPup | $25.00 | 1/16/2012 8:17:57 AM |
Uncle_Scrooge | $500.00 | 1/16/2012 12:09:21 PM |
Rob717171 | $50.00 | 1/16/2012 7:32:09 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:37 PM |
social-booster4 | $50.00 | 1/17/2012 11:13:31 AM |
payout-harmony4 | $50.00 | 1/17/2012 5:27:37 PM |
donloah | $25.00 | 1/17/2012 5:28:44 PM |
Marathoner | $25.00 | 1/17/2012 5:29:33 PM |
emo13 | $50.00 | 1/17/2012 5:32:43 PM |
rose88 | $25.00 | 1/17/2012 5:32:47 PM |
networks4ever | $25.00 | 1/17/2012 5:33:23 PM |
progressive-asset | $100.00 | 1/17/2012 5:33:38 PM |
platinum-genetics | $25.00 | 1/17/2012 5:33:54 PM |
TCayce | $25.00 | 1/17/2012 5:36:11 PM |
BuffetRocks | $50.00 | 1/17/2012 5:36:25 PM |
purvike | $25.00 | 1/17/2012 5:26:07 PM |
ZeoInvestments | $25.00 | 1/17/2012 5:36:39 PM |
diverse-felicity7 | $50.00 | 1/17/2012 5:27:16 PM |
_kyle | $50.00 | 1/17/2012 5:28:15 PM |
diversification-surge | $25.00 | 1/17/2012 5:29:08 PM |
adamnash | $25.00 | 1/17/2012 5:29:24 PM |
Cai8899 | $50.00 | 1/17/2012 5:41:10 PM |
reasonable-greenback | $50.00 | 1/17/2012 5:31:53 PM |
spqrxxi | $25.00 | 1/17/2012 5:32:13 PM |
brutusbone | $25.00 | 1/17/2012 5:32:41 PM |
paddatjie | $25.00 | 1/17/2012 5:42:14 PM |
lost-money-so-far-on-these | $25.00 | 1/17/2012 5:35:30 PM |
gold-position | $25.00 | 1/17/2012 5:36:52 PM |
vicumn | $25.00 | 1/17/2012 5:38:06 PM |
bobby4u3 | $25.00 | 1/17/2012 5:49:09 PM |
adventurous-commerce | $25.00 | 1/17/2012 5:51:01 PM |
GMPK_TLAS | $50.00 | 1/17/2012 5:41:49 PM |
kyomoon | $50.00 | 1/17/2012 5:51:13 PM |
naniamo | $25.00 | 1/17/2012 5:42:04 PM |
value-pole | $25.00 | 1/17/2012 5:52:10 PM |
evnagelist | $25.00 | 1/17/2012 5:53:12 PM |
drtrimmers | $25.00 | 1/17/2012 5:43:10 PM |
PA2LA | $25.00 | 1/17/2012 5:54:40 PM |
Thelonius98 | $25.00 | 1/17/2012 5:58:05 PM |
the-auction-lotus | $25.00 | 1/17/2012 5:46:09 PM |
JohnW12 | $50.00 | 1/17/2012 5:49:50 PM |
orearella3 | $25.00 | 1/17/2012 5:53:50 PM |
best-deal-banker | $50.00 | 1/17/2012 5:31:55 PM |
mosby | $25.00 | 1/17/2012 5:32:09 PM |
adaboy65 | $50.00 | 1/17/2012 5:33:41 PM |
mmckune | $25.00 | 1/17/2012 5:34:02 PM |
Preteur | $25.00 | 1/17/2012 5:36:47 PM |
subtle-revenue0 | $25.00 | 1/17/2012 5:38:50 PM |
robvtec | $25.00 | 1/17/2012 5:40:19 PM |
ndwayno | $25.00 | 1/18/2012 3:19:36 AM |
Sid-K | $25.00 | 1/17/2012 5:51:24 PM |
wise-abundant-hope | $25.00 | 1/17/2012 5:51:33 PM |
unrivaled-silver | $25.00 | 1/17/2012 5:51:40 PM |
funds-magician142 | $25.00 | 1/18/2012 9:06:44 AM |
joeuser99 | $100.00 | 1/18/2012 6:54:42 AM |
alverado | $100.00 | 1/18/2012 7:13:34 AM |
flexiboy35 | $25.00 | 1/17/2012 5:55:16 PM |
QuinMccoy | $50.00 | 1/17/2012 5:56:17 PM |
thezfunk | $25.00 | 1/17/2012 5:56:46 PM |
Duchdad | $25.00 | 1/18/2012 9:17:48 AM |
wigglesworth4 | $100.00 | 1/18/2012 9:18:53 AM |
onemanrevolution | $25.00 | 1/17/2012 6:46:55 PM |
jayhawk1000 | $25.00 | 1/18/2012 9:07:27 AM |
gracej | $25.00 | 1/18/2012 9:12:25 AM |
ultimatepaintball | $25.00 | 1/18/2012 9:30:23 AM |
sb0453 | $25.00 | 1/18/2012 9:34:44 AM |
majestic-dedication | $50.00 | 1/18/2012 9:39:09 AM |
GodzillaLending | $25.00 | 1/18/2012 9:23:11 AM |
sci_guy | $25.00 | 1/18/2012 9:26:02 AM |
don8ter | $50.00 | 1/18/2012 9:26:31 AM |
F16Pilot | $25.00 | 1/18/2012 9:27:31 AM |
guybyny | $25.00 | 1/18/2012 9:29:51 AM |
dtrain5 | $50.00 | 1/18/2012 9:47:18 AM |
1phantom | $25.00 | 1/18/2012 9:32:26 AM |
selfmademan | $25.00 | 1/18/2012 9:48:11 AM |
gauss02 | $25.00 | 1/18/2012 9:53:56 AM |
lincs | $25.00 | 1/18/2012 9:37:39 AM |
Law_Gator | $25.00 | 1/18/2012 10:37:00 AM |
hptcrabbers | $25.00 | 1/18/2012 9:42:46 AM |
orange-courageous-dedication | $25.00 | 1/18/2012 9:44:48 AM |
Lotsofbears | $25.00 | 1/18/2012 11:32:26 AM |
wtrboy | $25.00 | 1/18/2012 9:47:33 AM |
anyoi | $25.00 | 1/18/2012 9:05:55 AM |
Veet | $25.00 | 1/18/2012 11:55:37 AM |
ianakacg | $25.00 | 1/18/2012 9:48:31 AM |
brazilofmux | $100.00 | 1/18/2012 9:09:20 AM |
Strato | $25.02 | 1/18/2012 9:50:11 AM |
UncleTupelo2 | $25.00 | 1/18/2012 9:11:13 AM |
Oupa-George | $25.00 | 1/18/2012 9:57:23 AM |
lowrate | $50.00 | 1/18/2012 9:16:36 AM |
kbodendorf | $25.00 | 1/18/2012 9:19:05 AM |
credit-socrates648 | $2,000.00 | 1/18/2012 1:27:17 PM |
a- | $25.00 | 1/18/2012 12:30:42 PM |
Gabriel02 | $25.00 | 1/18/2012 9:22:16 AM |
teega5 | $25.00 | 1/18/2012 9:22:28 AM |
autobahn77 | $25.00 | 1/18/2012 12:33:58 PM |
NoCal | $25.00 | 1/18/2012 9:28:39 AM |
gzeo | $25.00 | 1/18/2012 9:31:18 AM |
mflawyer | $25.00 | 1/18/2012 9:31:57 AM |
fcukciti | $35.00 | 1/18/2012 9:34:06 AM |
jfd287 | $25.00 | 1/18/2012 9:34:35 AM |
Viamin | $25.00 | 1/18/2012 9:35:13 AM |
moneynmotion | $25.00 | 1/18/2012 9:36:14 AM |
KarmaBum77 | $25.00 | 1/18/2012 9:39:00 AM |
nojoke411 | $25.00 | 1/18/2012 2:40:53 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:05:32 PM |
ATOHokie | $25.00 | 1/18/2012 9:42:55 AM |
social-trumpet | $25.00 | 1/18/2012 9:43:34 AM |
lrr34 | $25.00 | 1/18/2012 9:43:48 AM |
fwaguy | $25.00 | 1/18/2012 9:44:53 AM |
yarg | $25.00 | 1/18/2012 9:45:33 AM |
FlexFunding | $25.00 | 1/18/2012 3:27:29 PM |
bellach | $25.00 | 1/18/2012 9:52:07 AM |
motion91 | $50.00 | 1/18/2012 10:04:40 AM |
shiny-leverage0 | $43.00 | 1/18/2012 3:46:24 PM |
NeketanBank | $25.00 | 1/18/2012 3:25:36 PM |
CaliDude | $30.00 | 1/18/2012 3:26:25 PM |
Seafirst | $50.00 | 1/18/2012 4:18:35 PM |
bvzm | $50.00 | 1/18/2012 4:29:02 PM |
moola-man | $25.00 | 1/18/2012 3:42:31 PM |
doobieBear | $25.00 | 1/18/2012 4:04:04 PM |
pikopulling | $25.00 | 1/18/2012 4:21:19 PM |
trade-arch | $25.00 | 1/18/2012 3:31:12 PM |
jst1 | $50.00 | 1/18/2012 4:12:21 PM |
unclejaef | $25.00 | 1/18/2012 4:31:43 PM |
jhernand17 | $25.00 | 1/18/2012 7:14:14 PM |
decisive-marketplace3 | $25.00 | 1/18/2012 6:02:09 PM |
keichi03 | $40.00 | 1/18/2012 5:13:02 PM |
peso-tostada | $100.00 | 1/18/2012 6:54:26 PM |
LenderByDay | $25.00 | 1/18/2012 10:18:06 PM |
totoro | $6.38 | 1/18/2012 10:33:11 PM |
psbruce | $25.00 | 1/18/2012 7:44:00 PM |
PRGuyinVA | $25.00 | 1/18/2012 5:41:54 PM |
bdloans | $50.00 | 1/18/2012 9:04:17 PM |
468 Investments
|
Borrower Payment Dependent Notes Series
549934
This series of Notes was issued and sold upon the funding of the borrower loan #59682, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $516.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
7 | Length of status: | 3y 7m |
Amount delinquent:
| $8,461 |
Total credit lines:
| 34 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,436 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Quest4DebtFreeLife |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt.
My financial situation:
I have a good credit rating and pay my bills on time. I am a great candidate for this loan because I am responsible, conscientious and have a good, steady income. Consolidating my credit card debt - at a fixed, lower rate - will allow me to be completely debt free at the end of the loan term (3 years).
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sturdy-fairness0 | $100.00 | 1/15/2012 12:05:56 PM |
Harry | $50.00 | 1/15/2012 12:18:03 PM |
enriching-dollar1 | $100.00 | 1/15/2012 12:18:48 PM |
green-trade-dolphin2 | $29.76 | 1/15/2012 12:02:19 PM |
kenji4861 | $25.00 | 1/15/2012 12:08:43 PM |
hitsman | $50.00 | 1/15/2012 12:35:30 PM |
downtownfarm | $25.00 | 1/15/2012 12:26:20 PM |
Cherrypicker | $35.00 | 1/17/2012 3:32:17 PM |
csakhil | $25.00 | 1/18/2012 1:28:16 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:15 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:54 AM |
mar97 | $25.00 | 1/23/2012 3:22:32 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:14 AM |
enticing-note | $25.00 | 1/24/2012 6:53:17 PM |
kevin314 | $40.00 | 1/24/2012 8:17:15 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:40:06 PM |
dollar-chestnut8 | $25.00 | 1/25/2012 6:28:42 PM |
IIP77 | $25.00 | 1/25/2012 7:20:45 PM |
Tasmir | $25.00 | 1/25/2012 8:34:27 PM |
nhm | $25.00 | 1/25/2012 11:06:44 PM |
techreseller | $50.00 | 1/26/2012 5:44:43 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:46 PM |
be_wise | $25.00 | 1/26/2012 2:15:11 PM |
ebusinessagent | $25.00 | 1/26/2012 2:26:44 PM |
repayment-balancer824 | $25.00 | 1/26/2012 2:58:12 PM |
Weaverville | $25.00 | 1/26/2012 4:19:27 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:28 PM |
la_tim | $70.00 | 1/26/2012 4:58:55 PM |
orearella3 | $25.00 | 1/26/2012 5:09:31 PM |
rogue_monster | $50.00 | 1/26/2012 5:20:13 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:21 PM |
value-travels | $25.00 | 1/26/2012 5:24:24 PM |
ideal-platinum1 | $25.00 | 1/26/2012 5:24:29 PM |
Sid-K | $25.00 | 1/26/2012 5:13:20 PM |
jackbauer | $25.00 | 1/26/2012 5:15:08 PM |
CaboWaboRobo | $25.00 | 1/26/2012 5:17:17 PM |
E_G | $50.00 | 1/26/2012 5:16:33 PM |
leodaguy | $100.00 | 1/26/2012 5:18:02 PM |
Redmond | $25.00 | 1/26/2012 5:19:07 PM |
mrfixerupper | $25.00 | 1/26/2012 5:41:07 PM |
PCGeekWI | $25.00 | 1/26/2012 5:42:13 PM |
benefit-prescription6 | $100.00 | 1/26/2012 5:24:45 PM |
jeg3k | $50.00 | 1/26/2012 5:26:56 PM |
the-profit-oracle | $25.00 | 1/26/2012 5:30:45 PM |
asya | $25.00 | 1/26/2012 5:33:59 PM |
compatible-diversification | $25.00 | 1/26/2012 5:37:54 PM |
down-with-big-banks1 | $200.00 | 1/26/2012 6:22:14 PM |
KrisKringle | $50.00 | 1/26/2012 6:24:13 PM |
credit-socrates648 | $392.33 | 1/26/2012 6:51:56 PM |
pr0sp3r1ty | $25.00 | 1/26/2012 7:20:59 PM |
agreement-sycamore | $25.00 | 1/26/2012 6:59:27 PM |
soulwork | $50.00 | 1/26/2012 7:18:50 PM |
Drager | $100.00 | 1/26/2012 8:20:15 PM |
greenbacchus | $25.00 | 1/26/2012 9:36:59 PM |
dinero-speaker | $25.00 | 1/27/2012 8:29:50 AM |
rizoyalo | $50.00 | 1/27/2012 5:41:17 AM |
Reddress4u | $25.00 | 1/27/2012 9:05:28 AM |
thoughtful-p2ploan0 | $25.00 | 1/27/2012 6:32:16 AM |
mistertao | $25.00 | 1/27/2012 9:13:32 AM |
tylerfd | $25.00 | 1/27/2012 8:28:35 AM |
officer8 | $25.00 | 1/27/2012 8:17:12 AM |
gristle | $50.00 | 1/27/2012 9:05:48 AM |
Jimmiert1148 | $25.00 | 1/27/2012 9:10:00 AM |
skuba | $75.00 | 1/27/2012 9:13:12 AM |
Pman | $25.00 | 1/27/2012 9:14:15 AM |
gracej | $25.00 | 1/27/2012 9:12:57 AM |
buraky | $50.00 | 1/27/2012 9:15:07 AM |
integrity-american | $25.00 | 1/16/2012 8:44:21 PM |
edaguy | $25.00 | 1/18/2012 5:11:13 PM |
indomitable-coin | $25.00 | 1/19/2012 9:10:40 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:23 PM |
kirat15 | $50.00 | 1/25/2012 8:49:00 AM |
lostontheedge | $25.00 | 1/25/2012 7:02:35 PM |
lenderRXT | $90.00 | 1/26/2012 4:19:58 AM |
bold-sunny-generosity | $25.00 | 1/25/2012 8:28:51 PM |
Aeroman32 | $50.00 | 1/25/2012 8:36:50 PM |
magical-credit523 | $25.00 | 1/25/2012 8:51:28 PM |
hope-kingdom | $25.00 | 1/25/2012 9:10:57 PM |
devoider | $25.00 | 1/26/2012 8:20:37 AM |
trade-freshmaker | $25.00 | 1/26/2012 2:04:00 PM |
Ocean713 | $75.00 | 1/26/2012 2:50:08 PM |
gold-disk | $25.00 | 1/26/2012 12:38:43 PM |
Jmatt33 | $25.00 | 1/26/2012 3:14:07 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:54 PM |
DadWarbucks | $25.00 | 1/26/2012 5:07:44 PM |
first-compassion-oak | $25.00 | 1/26/2012 5:12:09 PM |
w3alter | $50.00 | 1/26/2012 5:17:49 PM |
stampx | $25.00 | 1/26/2012 5:09:15 PM |
bid-fort3 | $25.00 | 1/26/2012 5:19:30 PM |
blooming-market | $25.00 | 1/26/2012 5:22:19 PM |
KLCRAY | $25.00 | 1/26/2012 5:24:38 PM |
enthralling-investment | $25.00 | 1/26/2012 5:25:53 PM |
rudyindc | $25.00 | 1/26/2012 5:27:47 PM |
gold-channel2 | $25.00 | 1/26/2012 5:29:26 PM |
golden-wealth2 | $100.00 | 1/26/2012 5:14:27 PM |
saihu | $25.00 | 1/26/2012 5:14:29 PM |
sabre79 | $25.00 | 1/26/2012 5:40:55 PM |
Uncle_Scrooge | $50.00 | 1/26/2012 5:44:31 PM |
Ciphernetic | $25.00 | 1/26/2012 5:33:07 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:06 PM |
TBCapitol | $63.83 | 1/26/2012 6:44:22 PM |
wealth-competitor | $25.00 | 1/26/2012 5:37:30 PM |
harty | $35.00 | 1/26/2012 5:41:17 PM |
successful-agreement7 | $100.00 | 1/26/2012 5:42:16 PM |
OldestBrother | $50.00 | 1/26/2012 10:31:48 PM |
Spiv_51 | $25.00 | 1/27/2012 4:27:20 AM |
deal-goliath4 | $500.00 | 1/26/2012 6:57:38 PM |
Patrician | $25.00 | 1/27/2012 5:35:37 AM |
encouraging-repayment5 | $25.00 | 1/26/2012 8:59:00 PM |
northwesttlr | $25.00 | 1/26/2012 9:59:19 PM |
suave-dollar | $25.00 | 1/27/2012 4:46:35 AM |
coin-cooker8 | $31.90 | 1/27/2012 3:35:55 AM |
skidoo99 | $25.00 | 1/27/2012 9:05:31 AM |
carlover | $25.00 | 1/27/2012 9:06:09 AM |
rentalguy | $25.00 | 1/27/2012 9:06:31 AM |
antlr | $50.00 | 1/27/2012 6:25:17 AM |
MadHun | $200.00 | 1/27/2012 9:07:19 AM |
gsd | $25.00 | 1/27/2012 9:09:52 AM |
platinum-dojo | $25.00 | 1/27/2012 9:12:12 AM |
PRGuyinVA | $25.00 | 1/27/2012 9:12:18 AM |
nestegg4e | $25.00 | 1/27/2012 7:31:46 AM |
jbaum | $40.00 | 1/27/2012 9:14:55 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:24 AM |
resource777 | $50.00 | 1/27/2012 9:08:25 AM |
velocity-solo | $25.00 | 1/27/2012 9:08:38 AM |
wealthstar | $25.00 | 1/27/2012 9:09:05 AM |
intuitive-integrity9 | $37.00 | 1/27/2012 9:10:18 AM |
wigglesworth4 | $58.00 | 1/27/2012 9:10:52 AM |
brazilofmux | $100.00 | 1/27/2012 9:11:09 AM |
britgsb | $30.00 | 1/27/2012 9:11:16 AM |
processor115 | $25.00 | 1/27/2012 9:12:36 AM |
131 Investments
|
Borrower Payment Dependent Notes Series
550030
This series of Notes was issued and sold upon the funding of the borrower loan #59199, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-10-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $120.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,876 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gold-tornado0 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
selector568 | $300.00 | 1/9/2012 9:11:42 AM |
courteous-kindness1 | $25.00 | 1/9/2012 9:21:38 AM |
rupee-equation2 | $25.00 | 1/9/2012 9:25:44 AM |
Tylerh | $250.00 | 1/9/2012 9:29:45 AM |
Investor_DP | $100.00 | 1/9/2012 9:48:18 AM |
CA-Lender | $50.00 | 1/9/2012 11:11:56 AM |
nimble-revenue5 | $50.00 | 1/9/2012 9:27:01 AM |
cattlebaron | $25.00 | 1/9/2012 9:23:56 AM |
edaguy | $50.00 | 1/9/2012 9:25:06 AM |
riveting-credit5 | $50.00 | 1/9/2012 9:30:20 AM |
ethical-truth211 | $400.00 | 1/9/2012 11:56:45 AM |
favorite-commerce | $60.00 | 1/9/2012 11:57:46 AM |
SolarMoonshine | $25.00 | 1/9/2012 9:51:22 AM |
p40thawk | $25.00 | 1/9/2012 12:34:48 PM |
bsh297 | $25.00 | 1/9/2012 4:52:15 PM |
reflective-rupee | $25.00 | 1/9/2012 2:19:25 PM |
first-pragmatic-power | $25.00 | 1/9/2012 5:40:59 PM |
first-integrity-gravity | $50.00 | 1/9/2012 5:46:35 PM |
rjrventure | $25.78 | 1/9/2012 8:25:07 PM |
the-enthralling-coin | $25.00 | 1/9/2012 6:55:17 PM |
itsmaj | $25.00 | 1/9/2012 9:33:33 PM |
Free-the-usa-1776 | $25.00 | 1/9/2012 9:42:37 PM |
cerebral-deal353 | $25.00 | 1/10/2012 5:48:47 AM |
first-dinero-paladin | $25.00 | 1/10/2012 8:44:06 AM |
bluehen00 | $25.00 | 1/10/2012 7:00:07 AM |
burrito6 | $50.00 | 1/10/2012 8:08:32 AM |
Scotcha | $40.00 | 1/10/2012 8:10:07 AM |
midnight24 | $25.00 | 1/10/2012 8:24:31 AM |
elevated-finance | $26.78 | 1/10/2012 9:43:30 AM |
promise2 | $25.00 | 1/10/2012 10:01:02 AM |
Money_Working | $16.67 | 1/10/2012 10:04:26 AM |
golden-velocity9 | $25.00 | 1/9/2012 9:26:18 AM |
economy-coup | $50.00 | 1/9/2012 9:43:20 AM |
handy-justice | $50.00 | 1/9/2012 9:10:51 AM |
worthy-bid8 | $50.00 | 1/9/2012 9:12:00 AM |
hitsman | $50.00 | 1/9/2012 9:26:51 AM |
principal-cooker2 | $100.00 | 1/9/2012 9:27:13 AM |
thomas16882004 | $25.00 | 1/9/2012 12:58:49 PM |
bold-marketplace-awakening | $75.00 | 1/9/2012 4:19:18 PM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:49:06 AM |
Aristocrat | $25.00 | 1/9/2012 3:36:17 PM |
houli123 | $25.00 | 1/9/2012 5:29:19 PM |
thoughtful-exchange8 | $25.00 | 1/9/2012 5:26:22 PM |
courteous-note1 | $25.00 | 1/9/2012 7:18:57 PM |
zeeexsixare | $50.00 | 1/9/2012 5:54:46 PM |
abradle2 | $25.00 | 1/9/2012 11:19:30 PM |
well-mannered-income3 | $30.00 | 1/9/2012 6:37:09 PM |
buffalobills | $25.00 | 1/9/2012 9:48:01 PM |
revenue-associate | $25.00 | 1/9/2012 10:28:44 PM |
calbertrand | $25.00 | 1/10/2012 6:30:07 AM |
market-aspen9 | $50.00 | 1/10/2012 6:50:16 AM |
mlj0671 | $25.00 | 1/10/2012 6:18:30 AM |
transaction-circuit | $25.00 | 1/10/2012 9:13:08 AM |
social-zebra | $30.00 | 1/10/2012 8:50:30 AM |
ILoveBearHats | $40.77 | 1/10/2012 9:10:29 AM |
lagnisiruk | $25.00 | 1/10/2012 9:14:26 AM |
bubb_hans | $50.00 | 1/10/2012 9:38:10 AM |
earlybird172961 | $30.00 | 1/10/2012 10:01:35 AM |
58 Investments
|
Borrower Payment Dependent Notes Series
550064
This series of Notes was issued and sold upon the funding of the borrower loan #59840, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $68.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,585 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| No | | |
Screen name:
| trade-drum9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for Travel
Purpose of loan:
This loan will be used to pay for air, train and lodging fair as I travel through England, Italy and France.
My financial situation:
I am a good candidate for this loan because I consistently pay off my credit in a timely manner. I only ask for a loan because my travel savings were used when I discovered I needed to have my wisdom teeth removed.
Monthly net income: 2000
Monthly expenses: 1400
Housing: 575
Insurance: 130
Car expenses: $
Utilities: $
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $150 monthly credit bills
Other expenses: $ neg
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
TomDalonajay | $25.00 | 1/27/2012 9:14:35 AM |
toblerone | $25.00 | 1/27/2012 9:23:26 AM |
cash-delight1 | $50.00 | 1/27/2012 9:09:23 AM |
compoundinterest | $50.00 | 1/27/2012 9:27:11 AM |
acarnegie | $25.00 | 1/27/2012 12:18:33 PM |
SudianX | $40.00 | 1/28/2012 4:06:12 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:16:21 AM |
superb-funds335 | $25.00 | 1/28/2012 12:44:31 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:21 PM |
engaging-worth | $25.00 | 1/28/2012 2:50:20 PM |
entertaining-greenback2 | $25.00 | 1/28/2012 5:50:19 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:43 PM |
newgroom422 | $25.00 | 1/29/2012 12:41:57 AM |
jarf | $25.00 | 1/29/2012 1:13:15 AM |
Techne_Funds_LLC | $25.00 | 1/29/2012 6:01:20 AM |
Drewkeeper | $25.00 | 1/29/2012 5:57:10 AM |
ltschetter | $25.00 | 1/29/2012 6:08:22 AM |
invest-in-ed | $150.00 | 1/29/2012 6:22:22 AM |
850 | $50.00 | 1/29/2012 10:55:00 AM |
BankLV | $25.00 | 1/29/2012 11:57:08 AM |
the-magnetic-transaction | $50.00 | 1/29/2012 12:24:48 PM |
CoolPlexer | $25.00 | 1/29/2012 12:45:13 PM |
LiveNow | $50.00 | 1/29/2012 12:53:52 PM |
labate | $32.00 | 1/29/2012 3:15:26 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:54 AM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:11 AM |
DADOF1 | $25.00 | 1/28/2012 10:36:12 AM |
gold-sushi | $25.00 | 1/28/2012 12:38:25 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:15 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:47 PM |
GoGators01 | $25.00 | 1/28/2012 12:42:39 PM |
jamiee73 | $25.00 | 1/28/2012 1:04:29 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:34 PM |
B-rad_the_Coug | $25.00 | 1/28/2012 4:42:57 PM |
john0720 | $25.00 | 1/28/2012 3:57:10 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:15 PM |
bazaar-magma | $40.23 | 1/29/2012 2:10:43 AM |
scarlet-velvet | $25.08 | 1/29/2012 8:01:45 AM |
sincere-investment4 | $25.00 | 1/29/2012 9:04:55 AM |
cerebral-dollar773 | $50.00 | 1/29/2012 10:37:56 AM |
whitegold24k | $100.00 | 1/29/2012 12:28:54 PM |
dough-mammal | $100.00 | 1/29/2012 12:27:42 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:54 PM |
rupee-equation2 | $25.00 | 1/29/2012 12:40:06 PM |
orearella3 | $25.00 | 1/29/2012 12:37:28 PM |
lagnisiruk | $25.00 | 1/29/2012 12:41:57 PM |
authentic-peace7 | $25.00 | 1/29/2012 1:01:54 PM |
thankful-nickel2 | $25.00 | 1/29/2012 2:12:15 PM |
djalan | $50.00 | 1/29/2012 2:52:37 PM |
Yin | $35.00 | 1/29/2012 1:51:53 PM |
all_of_that_one | $35.00 | 1/29/2012 3:08:28 PM |
papaloha | $17.69 | 1/29/2012 3:56:32 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
550088
This series of Notes was issued and sold upon the funding of the borrower loan #59327, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 41% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
14 | Length of status: | 12y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,782 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| balance-pipeline5 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to...Combine a few credit cards so I have only one payment.
My financial situation: Is in good standings
I am a good candidate for this loan because... I have been at my job for almost 13 years, I pay all my bills every month and on time.
Monthly net income: $2500.00
Monthly expenses: $1712.00
Housing: $0.00
Insurance: $78.00 a month
Car expenses: $434.00 a month
Utilities: $200.00
Phone, cable, internet: $0.00
Food, entertainment: $300.00
Clothing, household expenses: $300.00
Credit cards and other loans: $400.00 a month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/9/2012 9:17:32 AM |
kingbob | $25.00 | 1/9/2012 9:23:36 AM |
Something-Corporate | $25.00 | 1/9/2012 9:22:30 AM |
Zipcut | $25.00 | 1/9/2012 11:24:44 AM |
green-inspiring-peace | $25.00 | 1/9/2012 9:43:22 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:49:08 AM |
SFBank | $50.00 | 1/9/2012 5:07:10 PM |
bubb_hans | $50.00 | 1/10/2012 9:38:11 AM |
2grindstones | $25.00 | 1/10/2012 12:21:41 PM |
houli123 | $25.00 | 1/10/2012 5:38:20 PM |
let_me_retire | $75.00 | 1/10/2012 10:40:16 PM |
carrinel | $58.57 | 1/11/2012 6:51:58 AM |
nfx | $40.00 | 1/11/2012 9:54:26 AM |
preeminant-moola6 | $39.00 | 1/11/2012 9:47:54 PM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:40 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:28:31 PM |
worth-blanket2 | $3,000.00 | 1/13/2012 5:35:49 PM |
SolarMoonshine | $25.00 | 1/9/2012 9:50:22 AM |
loss-of-control | $75.00 | 1/9/2012 5:19:59 PM |
Leshan | $25.00 | 1/11/2012 8:44:05 AM |
greencat | $50.00 | 1/11/2012 3:52:43 PM |
jkeller4000 | $25.00 | 1/13/2012 9:34:36 AM |
sdcc72 | $25.00 | 1/13/2012 2:19:47 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:41:44 PM |
daekpon | $100.00 | 1/13/2012 2:36:01 PM |
bid-stockpiler1 | $12.43 | 1/13/2012 5:39:54 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
550106
This series of Notes was issued and sold upon the funding of the borrower loan #59208, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-09-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-11-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $199.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
8 | Length of status: | 13y 0m |
Amount delinquent:
| $17 |
Total credit lines:
| 28 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $369 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 1% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| money-aggregator1 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To Pay off Bills
Purpose of loan:
This loan will be used to... Pay off bills.
My financial situation:
I am a good candidate for this loan because... I Work hard and very dependaple and try to pay bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
logical-reward8 | $25.00 | 1/9/2012 9:05:50 AM |
Quaven | $25.00 | 1/9/2012 9:10:19 AM |
mrpowers5531 | $25.00 | 1/9/2012 9:13:03 AM |
downtownfarm | $25.00 | 1/9/2012 9:18:23 AM |
meux99 | $25.00 | 1/9/2012 9:09:08 AM |
market-maximizer472 | $100.00 | 1/9/2012 9:57:03 AM |
first-favorite-bonus9 | $25.00 | 1/9/2012 9:09:54 AM |
trade-arch | $25.00 | 1/9/2012 9:22:40 AM |
BookandLaw | $25.00 | 1/9/2012 9:15:29 AM |
AFairDeal | $25.00 | 1/9/2012 9:19:11 AM |
jscope | $25.00 | 1/9/2012 9:20:40 AM |
income-banjo | $25.00 | 1/9/2012 9:28:43 AM |
lancetc | $25.00 | 1/9/2012 9:35:14 AM |
enriching-dollar1 | $100.00 | 1/9/2012 9:45:57 AM |
degster | $25.00 | 1/9/2012 10:06:44 AM |
SBT | $100.00 | 1/9/2012 9:45:46 AM |
dynamic-transaction70 | $100.00 | 1/9/2012 11:49:10 AM |
shaker348 | $25.00 | 1/9/2012 5:09:39 PM |
stinvest | $25.00 | 1/9/2012 4:09:26 PM |
steely_dan34 | $25.00 | 1/9/2012 2:50:45 PM |
FmrEngr2Phd | $25.00 | 1/9/2012 5:18:22 PM |
blue-lively-platinum | $25.00 | 1/9/2012 5:27:04 PM |
inventive-wealth2 | $25.00 | 1/9/2012 5:50:48 PM |
KLCRAY | $25.00 | 1/9/2012 5:22:38 PM |
loyalty-circuitry | $100.00 | 1/9/2012 6:46:53 PM |
Sneezie | $100.00 | 1/9/2012 5:49:07 PM |
dbs | $25.00 | 1/9/2012 5:54:33 PM |
newest-bountiful-basis | $25.00 | 1/10/2012 9:06:22 AM |
lending401 | $25.00 | 1/10/2012 9:33:33 AM |
britgsb | $30.00 | 1/10/2012 9:36:19 AM |
leeball | $40.00 | 1/10/2012 9:42:09 AM |
Syzygy | $25.00 | 1/10/2012 9:44:28 AM |
tenacious-liberty1 | $50.00 | 1/10/2012 1:06:05 PM |
studious-peso | $25.00 | 1/10/2012 2:20:08 PM |
rocker137 | $50.00 | 1/10/2012 1:44:38 PM |
liberty-viola | $25.00 | 1/10/2012 2:29:50 PM |
usd1027 | $25.00 | 1/10/2012 2:35:34 PM |
shrewd-deal | $50.00 | 1/10/2012 3:58:52 PM |
greenkid | $25.00 | 1/10/2012 2:50:35 PM |
minista | $25.00 | 1/10/2012 5:07:28 PM |
Lesburger | $25.00 | 1/10/2012 4:02:44 PM |
kevin314 | $25.00 | 1/10/2012 5:07:46 PM |
fortytwo | $150.00 | 1/10/2012 5:23:46 PM |
puifais | $50.00 | 1/10/2012 5:41:03 PM |
transaction-axis | $50.00 | 1/10/2012 8:46:57 PM |
note-farm4 | $25.00 | 1/10/2012 7:11:29 PM |
Taxman44 | $25.00 | 1/10/2012 7:36:59 PM |
dinero-festivity2 | $50.00 | 1/11/2012 3:39:28 AM |
pd_EXCELLENTcredit | $25.00 | 1/11/2012 12:09:39 AM |
wen0823 | $25.00 | 1/11/2012 6:38:43 AM |
j2ee | $25.00 | 1/11/2012 9:07:48 AM |
loyalty-voyage | $100.00 | 1/11/2012 9:11:53 AM |
Clambake | $25.00 | 1/11/2012 9:14:56 AM |
orange-courageous-dedication | $25.00 | 1/11/2012 9:08:23 AM |
value-pouch | $25.00 | 1/11/2012 9:17:24 AM |
velocity-solo | $25.00 | 1/11/2012 9:19:20 AM |
dharma1 | $25.00 | 1/11/2012 9:18:47 AM |
valiant-liberty4 | $25.00 | 1/11/2012 9:29:30 AM |
RockCrown | $25.00 | 1/11/2012 9:08:59 AM |
mla | $25.00 | 1/11/2012 9:25:47 AM |
Aimvest | $25.00 | 1/11/2012 9:11:04 AM |
ChicoBob | $25.00 | 1/11/2012 9:12:08 AM |
aasx1108 | $25.00 | 1/11/2012 9:28:16 AM |
lucrative-transparency0 | $100.00 | 1/11/2012 9:25:51 AM |
progressive-asset | $100.00 | 1/11/2012 9:48:57 AM |
maldok1 | $25.00 | 1/11/2012 9:29:57 AM |
Vang | $25.00 | 1/11/2012 10:05:34 AM |
robertmm25 | $25.00 | 1/11/2012 9:59:59 AM |
nickel-ferret | $50.00 | 1/11/2012 9:52:22 AM |
exuberant-dime | $25.00 | 1/11/2012 9:53:20 AM |
figs4u2 | $100.00 | 1/11/2012 9:56:17 AM |
masonn | $100.00 | 1/11/2012 9:57:37 AM |
chemistry220 | $25.00 | 1/11/2012 2:52:28 PM |
conceptpi | $25.00 | 1/11/2012 4:47:02 PM |
treasure-exchanger2 | $25.00 | 1/11/2012 2:13:27 PM |
jump58 | $25.00 | 1/11/2012 5:10:25 PM |
Forsaken | $25.00 | 1/11/2012 4:49:04 PM |
pirahna125 | $25.00 | 1/9/2012 9:19:14 AM |
hitsman | $50.00 | 1/9/2012 9:26:55 AM |
notabanker | $75.00 | 1/9/2012 9:12:31 AM |
cebgop | $25.00 | 1/9/2012 9:18:12 AM |
riveting-community | $100.00 | 1/9/2012 10:31:42 AM |
exponential-truth6 | $50.00 | 1/9/2012 11:03:40 AM |
Dollars4Rent | $25.00 | 1/9/2012 11:21:50 AM |
KidSicily | $100.00 | 1/9/2012 9:26:57 AM |
AmericanCredit | $50.00 | 1/9/2012 9:36:23 AM |
lendersf | $50.00 | 1/9/2012 9:35:18 AM |
otter | $50.00 | 1/9/2012 1:51:15 PM |
betaoption | $25.00 | 1/9/2012 12:33:21 PM |
transparency-halo | $25.00 | 1/9/2012 4:32:46 PM |
jakespirit | $100.00 | 1/9/2012 5:11:59 PM |
anacent | $25.00 | 1/9/2012 5:19:36 PM |
cash-merry-maker | $25.00 | 1/9/2012 5:15:04 PM |
repayment-launcher | $25.00 | 1/9/2012 5:16:43 PM |
neighborly-hope6 | $100.00 | 1/9/2012 5:40:04 PM |
indomitable-coin | $25.00 | 1/9/2012 5:56:59 PM |
Aaron_Oz | $25.00 | 1/9/2012 5:30:55 PM |
commanding-treasure2 | $50.00 | 1/9/2012 5:54:55 PM |
commerce-web5 | $25.00 | 1/9/2012 8:02:01 PM |
generous-deal6 | $25.00 | 1/9/2012 7:33:40 PM |
favorite-funds8 | $25.00 | 1/10/2012 7:19:10 AM |
IIP77 | $25.00 | 1/10/2012 3:19:18 AM |
irishcocacola | $25.00 | 1/10/2012 5:48:52 AM |
suave-dollar | $25.00 | 1/10/2012 2:51:15 AM |
docktah | $100.00 | 1/10/2012 8:28:43 AM |
healthy-rate3 | $50.00 | 1/10/2012 5:20:50 AM |
wise-cash-keeper | $25.00 | 1/10/2012 6:48:44 AM |
ericgassercom | $25.00 | 1/10/2012 9:30:15 AM |
kenji4861 | $25.00 | 1/10/2012 9:22:03 AM |
TrustPlus | $50.00 | 1/10/2012 9:45:24 AM |
balance-voyager | $25.00 | 1/10/2012 9:37:46 AM |
happyjackbak | $25.00 | 1/10/2012 9:31:40 AM |
american6 | $50.00 | 1/10/2012 9:37:31 AM |
rmachi | $25.00 | 1/10/2012 9:56:44 AM |
Weaverville | $100.00 | 1/10/2012 10:05:01 AM |
patriot897 | $25.00 | 1/10/2012 10:45:47 AM |
market-dancer8 | $25.00 | 1/10/2012 2:48:36 PM |
intently | $50.00 | 1/10/2012 2:26:16 PM |
orindalender | $50.00 | 1/10/2012 2:47:30 PM |
credit-magician | $25.00 | 1/10/2012 2:52:17 PM |
ualf | $50.00 | 1/10/2012 5:07:30 PM |
brilliant-loyalty7 | $25.00 | 1/10/2012 5:22:38 PM |
worth-web5 | $50.00 | 1/10/2012 5:28:22 PM |
bison667 | $25.00 | 1/10/2012 5:30:36 PM |
cablenews | $100.00 | 1/10/2012 5:45:29 PM |
reflective-market1 | $25.00 | 1/10/2012 6:05:16 PM |
langdonx | $25.00 | 1/10/2012 8:38:25 PM |
Green-Oasis | $25.00 | 1/10/2012 7:55:50 PM |
ncbobcat50 | $25.00 | 1/10/2012 10:39:02 PM |
blissful-responsibility4 | $25.00 | 1/10/2012 11:33:35 PM |
dinero-jujitsu | $25.00 | 1/11/2012 8:26:57 AM |
MarkDB | $25.00 | 1/11/2012 6:36:40 AM |
dfealk | $25.00 | 1/11/2012 9:12:44 AM |
djh47a | $25.00 | 1/11/2012 7:37:58 AM |
C_Mark | $50.00 | 1/11/2012 9:17:29 AM |
BlueHana | $25.00 | 1/11/2012 8:12:34 AM |
gentle-gold | $25.00 | 1/11/2012 9:20:57 AM |
whistledicksmith | $25.00 | 1/11/2012 9:22:04 AM |
mpactlender | $25.00 | 1/11/2012 8:56:31 AM |
PRGuyinVA | $25.00 | 1/11/2012 9:05:39 AM |
larslfe | $25.00 | 1/11/2012 9:32:57 AM |
jonandmeg21 | $25.00 | 1/11/2012 9:13:00 AM |
wtrboy | $25.00 | 1/11/2012 9:39:30 AM |
luminous-marketplace5 | $25.00 | 1/11/2012 9:40:36 AM |
cnovak | $25.00 | 1/11/2012 9:41:59 AM |
compoundinterest | $50.00 | 1/11/2012 9:19:23 AM |
brutusbone | $25.00 | 1/11/2012 9:48:41 AM |
A4 | $25.00 | 1/11/2012 9:45:35 AM |
skillful-diversification2 | $25.00 | 1/11/2012 9:52:50 AM |
NoCal | $25.00 | 1/11/2012 9:32:24 AM |
Veridic | $25.00 | 1/11/2012 9:55:05 AM |
skuba | $75.00 | 1/11/2012 10:03:58 AM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:27:31 AM |
Pickmar | $25.00 | 1/11/2012 10:36:59 AM |
greenback-guard | $25.00 | 1/11/2012 3:36:28 PM |
Lender2445 | $50.00 | 1/11/2012 4:17:44 PM |
euro-speaker8 | $100.00 | 1/11/2012 2:11:59 PM |
silver-champion3 | $50.00 | 1/11/2012 5:06:26 PM |
lagnisiruk | $25.00 | 1/11/2012 5:07:36 PM |
orearella3 | $25.00 | 1/11/2012 3:29:05 PM |
damcoolguy | $32.00 | 1/11/2012 5:34:59 PM |
truth-igniter4 | $23.00 | 1/11/2012 5:40:38 PM |
ConchRepublican | $100.00 | 1/11/2012 5:31:46 PM |
163 Investments
|
Borrower Payment Dependent Notes Series
550182
This series of Notes was issued and sold upon the funding of the borrower loan #59783, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $596.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 14y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $194,527 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| friend546 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my loans and eliminate some credit cards.
My financial situation:
I am a good candidate for this loan because I have a solid work history and a stable work environment. This loan will improve our debt ratio. Given the current economic environment we have been able to maintain our credit rating of 783.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.01 | 1/26/2012 5:02:43 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:43 PM |
Harry | $100.00 | 1/26/2012 5:37:22 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:48 AM |
acarnegie | $25.00 | 1/27/2012 5:19:48 PM |
rupee-equation2 | $25.00 | 1/27/2012 5:23:01 PM |
gold-sushi | $25.00 | 1/27/2012 5:19:13 PM |
Index_Plus | $15,000.00 | 1/27/2012 6:08:17 PM |
euro-deployment | $25.00 | 1/27/2012 9:55:24 PM |
reward-excellency1 | $25.00 | 1/27/2012 6:51:11 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:28 PM |
first-compassion-oak | $25.00 | 1/28/2012 1:40:12 AM |
asset-wheel | $25.00 | 1/28/2012 4:39:19 AM |
crw1950 | $56.82 | 1/28/2012 5:24:31 AM |
TigerForce | $25.00 | 1/28/2012 8:50:27 AM |
lendacity | $50.00 | 1/28/2012 4:39:31 AM |
value-searcher3 | $25.00 | 1/28/2012 4:43:52 AM |
liberty-point | $50.00 | 1/28/2012 9:27:18 AM |
cordial-affluence2 | $39.49 | 1/28/2012 9:49:59 AM |
enthralling-investment | $25.00 | 1/28/2012 8:12:09 AM |
phenomenal-gain5 | $25.00 | 1/28/2012 8:19:18 AM |
green28 | $250.00 | 1/28/2012 10:13:54 AM |
gain-equator | $25.00 | 1/28/2012 11:00:22 AM |
penny-plato | $25.00 | 1/28/2012 9:09:21 AM |
dordee | $75.00 | 1/28/2012 11:24:10 AM |
Henrylin | $25.00 | 1/28/2012 11:35:40 AM |
spiff666 | $26.66 | 1/28/2012 11:44:40 AM |
irishcocacola | $25.00 | 1/28/2012 11:50:04 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:46 AM |
downtownfarm | $25.00 | 1/28/2012 12:09:13 PM |
BxRealtor | $25.00 | 1/28/2012 12:10:43 PM |
kevin314 | $25.00 | 1/28/2012 12:14:44 PM |
DadWarbucks | $25.00 | 1/28/2012 12:40:58 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:12 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:47 PM |
brit11 | $100.00 | 1/28/2012 12:59:35 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:32 PM |
ChrisProsper | $233.37 | 1/28/2012 1:49:22 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:20 PM |
sturdy-fairness0 | $100.00 | 1/27/2012 5:23:19 PM |
truth-silo | $50.00 | 1/27/2012 4:08:16 PM |
Dubbs360 | $25.00 | 1/27/2012 5:09:14 PM |
indomitable-coin | $25.00 | 1/27/2012 5:37:29 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:05 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:25 PM |
radforj22 | $25.00 | 1/27/2012 9:17:38 PM |
cerebral-auction950 | $100.00 | 1/28/2012 4:23:28 AM |
thrifty-transaction578 | $25.00 | 1/27/2012 8:35:52 PM |
chorus731 | $50.00 | 1/27/2012 9:43:57 PM |
director877 | $100.00 | 1/28/2012 8:33:39 AM |
oceanside | $25.00 | 1/28/2012 5:55:30 AM |
Snowflake6515 | $35.11 | 1/28/2012 6:23:56 AM |
Phen0m526 | $25.00 | 1/28/2012 6:33:33 AM |
oyster767 | $30.00 | 1/28/2012 6:50:07 AM |
njlw226 | $26.68 | 1/28/2012 6:12:57 AM |
KDW08 | $25.00 | 1/28/2012 11:38:15 AM |
DaveTheWave | $50.00 | 1/28/2012 11:04:02 AM |
MassBile | $42.86 | 1/28/2012 11:24:15 AM |
britgsb | $30.00 | 1/28/2012 12:16:03 PM |
enriching-dollar1 | $100.00 | 1/28/2012 12:16:33 PM |
AFairDeal | $25.00 | 1/28/2012 12:14:57 PM |
awwaww | $25.00 | 1/28/2012 12:28:35 PM |
processor115 | $25.00 | 1/28/2012 12:17:10 PM |
hitsman | $50.00 | 1/28/2012 12:21:22 PM |
the-sunny-loot | $25.00 | 1/28/2012 12:35:39 PM |
orearella3 | $25.00 | 1/28/2012 12:25:48 PM |
Tylerh | $250.00 | 1/28/2012 1:00:40 PM |
nickel-ferret | $50.00 | 1/28/2012 1:12:04 PM |
lagnisiruk | $25.00 | 1/28/2012 1:17:33 PM |
integrity-american | $25.00 | 1/28/2012 1:29:31 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
550192
This series of Notes was issued and sold upon the funding of the borrower loan #59214, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $240.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 33% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,117 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| contract-communicator4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debit Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jmeasn | $25.00 | 1/16/2012 11:12:58 AM |
AndChicksforFree | $25.00 | 1/17/2012 7:49:01 AM |
hitsman | $50.00 | 1/13/2012 5:16:29 PM |
Investor_DP | $100.00 | 1/13/2012 5:23:37 PM |
golden-velocity9 | $25.00 | 1/13/2012 5:17:33 PM |
economy-coup | $50.00 | 1/13/2012 5:27:41 PM |
riveting-credit5 | $50.00 | 1/13/2012 5:30:49 PM |
miked8303 | $25.00 | 1/13/2012 5:37:07 PM |
rupee-equation2 | $25.00 | 1/13/2012 5:39:24 PM |
worthy-bid8 | $50.00 | 1/13/2012 5:20:17 PM |
first-clean-silver | $25.00 | 1/13/2012 7:46:43 PM |
amlu1988 | $25.00 | 1/13/2012 8:47:49 PM |
loanman2007 | $100.00 | 1/14/2012 4:03:40 AM |
vutah | $30.00 | 1/13/2012 6:27:43 PM |
first-dinero-paladin | $25.00 | 1/14/2012 7:53:29 AM |
Weaverville | $25.00 | 1/13/2012 9:27:49 PM |
tolerant-dime2 | $25.00 | 1/13/2012 11:12:47 PM |
Kash2010lu | $45.00 | 1/14/2012 9:15:08 AM |
CA-Lender | $50.00 | 1/14/2012 9:49:35 AM |
A4 | $25.00 | 1/14/2012 12:45:47 PM |
loan-fate | $50.00 | 1/14/2012 12:26:33 PM |
2grindstones | $35.00 | 1/14/2012 1:24:39 PM |
Dubbs360 | $100.00 | 1/15/2012 12:40:01 AM |
first-dinero-paladin | $43.82 | 1/15/2012 1:58:19 PM |
JGuide | $25.00 | 1/16/2012 12:01:20 PM |
payment-gusto | $25.00 | 1/16/2012 5:42:38 PM |
trippd6 | $25.00 | 1/16/2012 8:01:59 PM |
a- | $25.00 | 1/17/2012 4:29:06 PM |
mlj0671 | $25.00 | 1/17/2012 5:22:46 PM |
first-dinero-paladin | $25.00 | 1/17/2012 1:29:19 PM |
frogperson | $200.00 | 1/17/2012 5:36:08 PM |
Interloper | $25.00 | 1/17/2012 4:05:17 PM |
Basset_Hound_Investments | $25.00 | 1/17/2012 8:59:00 PM |
rockhound84 | $28.00 | 1/18/2012 6:05:28 AM |
WilliamLeeSims | $25.00 | 1/17/2012 5:52:00 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:58 AM |
red-power-pecan | $50.00 | 1/18/2012 9:37:01 AM |
csakhil | $25.00 | 1/18/2012 1:28:06 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:16 PM |
irrelevant | $30.00 | 1/18/2012 2:05:16 PM |
cagcrash | $75.00 | 1/18/2012 5:25:36 PM |
productive-note2 | $50.00 | 1/18/2012 6:21:45 PM |
first-pragmatic-power | $25.00 | 1/18/2012 5:23:05 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:29 AM |
leverage-monger | $30.00 | 1/19/2012 8:37:27 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:52 AM |
ethical-truth211 | $300.00 | 1/19/2012 3:55:47 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:07 PM |
lucrative-dollar | $25.00 | 1/19/2012 3:24:50 PM |
burrito6 | $50.00 | 1/19/2012 5:22:14 PM |
emergencyMD | $100.00 | 1/19/2012 5:25:38 PM |
the-magnetic-transaction | $50.00 | 1/19/2012 5:12:29 PM |
mercuriant | $25.00 | 1/19/2012 5:31:28 PM |
ILWTC | $50.00 | 1/19/2012 5:18:12 PM |
DER | $25.00 | 1/19/2012 5:19:19 PM |
resolute-worth4 | $50.00 | 1/19/2012 5:29:47 PM |
principal-cooker2 | $100.00 | 1/19/2012 5:30:52 PM |
Asgardian | $25.00 | 1/19/2012 5:16:25 PM |
profit-powerplant | $25.00 | 1/19/2012 5:35:20 PM |
bubb_hans | $50.00 | 1/13/2012 5:19:51 PM |
lendstats_com | $200.00 | 1/13/2012 5:23:04 PM |
nimble-revenue5 | $50.00 | 1/13/2012 5:09:42 PM |
careful-vigilance4 | $25.00 | 1/13/2012 5:21:24 PM |
loss-of-control | $75.00 | 1/13/2012 7:10:08 PM |
zeeexsixare | $200.00 | 1/14/2012 7:50:47 AM |
patriot384 | $62.00 | 1/14/2012 8:04:37 AM |
asset-professor | $25.00 | 1/14/2012 1:01:57 PM |
yf99yz | $25.00 | 1/14/2012 4:40:43 PM |
TrekTune | $25.00 | 1/15/2012 11:57:53 AM |
SolarMoonshine | $25.00 | 1/15/2012 1:33:39 PM |
Tylerh | $250.00 | 1/15/2012 12:17:34 PM |
jiggaman7 | $50.00 | 1/15/2012 12:22:08 PM |
melodious-openness | $200.00 | 1/15/2012 12:54:06 PM |
fishcreek | $25.00 | 1/16/2012 1:37:28 AM |
nex | $25.00 | 1/16/2012 9:32:30 AM |
scoobiedoo | $25.00 | 1/16/2012 7:12:09 AM |
integrity-american | $25.00 | 1/16/2012 8:44:16 PM |
scarlet-velvet | $25.08 | 1/17/2012 8:35:09 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:28 PM |
riv701 | $25.00 | 1/18/2012 10:58:19 AM |
openness-antioxidant | $100.00 | 1/18/2012 11:49:45 AM |
reflective-rupee | $25.00 | 1/18/2012 3:31:13 PM |
Reliance_Banker | $25.00 | 1/18/2012 4:27:21 PM |
orearella3 | $25.00 | 1/18/2012 5:38:58 PM |
graceful-investment | $85.00 | 1/18/2012 6:29:15 PM |
graceful-IRAinvestment | $85.00 | 1/18/2012 6:33:13 PM |
integrity-doctor | $100.00 | 1/18/2012 6:54:57 PM |
tech310 | $50.00 | 1/18/2012 7:46:59 PM |
wlm3012 | $40.00 | 1/18/2012 7:43:24 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:09 AM |
market-sumac | $100.00 | 1/19/2012 4:20:06 PM |
consummate-loyalty1 | $75.00 | 1/19/2012 5:05:36 PM |
leverage-booster | $25.00 | 1/19/2012 5:10:07 PM |
payment-pursuit3 | $25.00 | 1/19/2012 5:23:08 PM |
toblerone | $25.00 | 1/19/2012 5:07:03 PM |
thankful-nickel2 | $25.00 | 1/19/2012 5:19:44 PM |
evergreen16 | $88.98 | 1/19/2012 5:36:30 PM |
sjc224 | $25.00 | 1/19/2012 5:22:34 PM |
innocent-income4 | $25.00 | 1/19/2012 5:32:00 PM |
thelovebug | $100.00 | 1/19/2012 5:08:10 PM |
capital-halo1 | $695.00 | 1/19/2012 5:08:51 PM |
Mariner3605 | $25.00 | 1/19/2012 5:24:26 PM |
102 Investments
|
Borrower Payment Dependent Notes Series
550214
This series of Notes was issued and sold upon the funding of the borrower loan #59539, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 5m |
Amount delinquent:
| $212 |
Total credit lines:
| 19 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $72,880 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| adventurous-coin929 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan1
Purpose of loan: bills
This loan will be used to...pay bills
My financial situation: is good, but cash poor this month
I am a good candidate for this loan because...I always pay my bills
Monthly net income: $6000
Monthly expenses: $3000
Housing: $1800
Insurance: $150
Car expenses: $500
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,800.00 | 1/20/2012 9:03:59 AM |
affluence-generator2 | $200.00 | 1/20/2012 9:02:49 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
550270
This series of Notes was issued and sold upon the funding of the borrower loan #59190, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $374.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2003 |
Debt/Income ratio:
| 40% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,525 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversification-spectacle |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt free is the way to be!
Purpose of loan: consolidate loans
This loan will be used to... consolidate 5 loans into 1
My financial situation: very stable
I am a good candidate for this loan because... I have never missed a payment and I'm paying less that I would be paying seperately.
Monthly net income: $5000
Monthly expenses: $500
Housing: $350
Insurance: $100
Car expenses: $50
Utilities: $100
Phone, cable, internet: $50
Food, entertainment: $150
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jmeasn | $25.00 | 1/16/2012 10:56:59 AM |
Christophe | $25.00 | 1/16/2012 6:45:49 PM |
edaguy | $75.00 | 1/11/2012 9:05:29 AM |
AndChicksforFree | $25.00 | 1/11/2012 9:08:21 AM |
economy-coup | $50.00 | 1/11/2012 9:12:33 AM |
rupee-equation2 | $25.00 | 1/11/2012 9:57:58 AM |
nimble-revenue5 | $50.00 | 1/11/2012 9:44:31 AM |
Bank_Of_XL | $25.00 | 1/11/2012 11:18:33 AM |
TackingWindward | $25.00 | 1/11/2012 11:49:41 AM |
Zipcut | $25.00 | 1/11/2012 11:51:53 AM |
investment-artist | $25.00 | 1/11/2012 12:51:51 PM |
calimanusa | $50.00 | 1/11/2012 10:13:33 AM |
contract-victor5 | $50.00 | 1/11/2012 12:44:54 PM |
midnight24 | $25.00 | 1/11/2012 3:02:44 PM |
sturdy-fairness0 | $50.00 | 1/11/2012 8:30:38 PM |
jbaum | $40.00 | 1/11/2012 9:11:35 PM |
zeeexsixare | $200.00 | 1/11/2012 6:58:05 PM |
asset-professor | $25.00 | 1/12/2012 10:56:31 AM |
sensible-fund | $25.00 | 1/12/2012 4:18:34 PM |
janus_god | $25.00 | 1/12/2012 5:10:34 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:38 PM |
fervent-repayment | $50.00 | 1/13/2012 9:31:22 AM |
kind-credit-jedi | $50.00 | 1/13/2012 10:12:05 AM |
nikgod | $25.00 | 1/13/2012 3:22:59 PM |
Asgardian | $25.00 | 1/13/2012 11:59:56 AM |
gold-gazelle | $25.00 | 1/13/2012 1:49:01 PM |
bold-sunny-generosity | $25.00 | 1/13/2012 2:04:20 PM |
gold-cluster | $50.00 | 1/13/2012 3:56:04 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:03 PM |
chad-bro-chill | $25.00 | 1/13/2012 7:14:28 PM |
Weaverville | $25.00 | 1/13/2012 9:27:40 PM |
treasure-bliss | $25.00 | 1/14/2012 4:00:29 AM |
Harry | $50.00 | 1/13/2012 6:38:19 PM |
Raser | $50.00 | 1/14/2012 6:11:45 AM |
knowledgeable-payment7 | $30.00 | 1/13/2012 7:48:33 PM |
tolerant-dime2 | $30.00 | 1/13/2012 11:10:46 PM |
compassion-lotus5 | $50.00 | 1/14/2012 8:29:29 AM |
emergencyMD | $100.00 | 1/14/2012 8:59:53 AM |
Comoparklender | $25.00 | 1/14/2012 12:32:18 PM |
life-is-great | $25.00 | 1/14/2012 12:46:11 PM |
houli123 | $175.00 | 1/14/2012 12:15:24 PM |
CO_Engineer | $50.00 | 1/14/2012 12:48:43 PM |
careful-note1 | $25.00 | 1/14/2012 12:16:11 PM |
A4 | $25.00 | 1/14/2012 12:45:45 PM |
market-solstice2 | $25.00 | 1/14/2012 12:58:07 PM |
Bob450 | $25.00 | 1/14/2012 4:02:44 PM |
Basset_Hound_Investments | $40.00 | 1/14/2012 8:42:18 PM |
SolarMoonshine | $25.00 | 1/14/2012 5:32:42 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:09 AM |
one-midas | $25.00 | 1/14/2012 8:45:18 PM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:48:42 PM |
retirementlady | $25.00 | 1/15/2012 9:10:30 AM |
boogles72 | $25.00 | 1/15/2012 11:36:42 AM |
cr8on | $50.00 | 1/15/2012 12:14:03 PM |
duty-explosion9 | $50.00 | 1/14/2012 8:49:24 PM |
drkosh | $25.00 | 1/15/2012 11:46:07 AM |
TrekTune | $25.00 | 1/15/2012 11:59:37 AM |
Scottyd911 | $50.00 | 1/15/2012 7:44:51 AM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:58 PM |
market-assembler | $50.00 | 1/15/2012 12:27:15 PM |
orearella3 | $25.00 | 1/15/2012 12:37:30 PM |
unbeatable-credit1 | $50.00 | 1/15/2012 6:36:27 PM |
babybrother | $100.00 | 1/15/2012 6:42:42 PM |
ccclaireee333 | $25.00 | 1/15/2012 4:43:27 PM |
sociallender | $25.00 | 1/16/2012 1:16:12 AM |
bambampk | $100.00 | 1/15/2012 6:34:12 PM |
CashCow-Moooo-la | $35.10 | 1/15/2012 8:28:19 PM |
Bcs-cnc | $25.00 | 1/15/2012 8:43:12 PM |
enriched-note6 | $25.00 | 1/15/2012 9:14:18 PM |
sjc224 | $25.00 | 1/16/2012 8:51:53 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:49 PM |
duty-gusto6 | $75.00 | 1/16/2012 9:05:49 AM |
LesPaul1 | $25.00 | 1/16/2012 10:28:32 AM |
tylerfd | $25.00 | 1/16/2012 10:52:59 AM |
LionFan | $25.00 | 1/16/2012 9:21:20 AM |
Tradesmanlender | $25.00 | 1/16/2012 9:24:36 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:14 AM |
silver-enlightenment0 | $100.00 | 1/16/2012 10:40:45 AM |
octoberfresh | $25.00 | 1/16/2012 3:06:36 PM |
Techne_Funds_LLC | $25.00 | 1/16/2012 8:40:23 AM |
JGuide | $25.00 | 1/16/2012 12:00:56 PM |
NolockHolmes | $55.00 | 1/16/2012 4:42:59 PM |
pfenness | $50.00 | 1/16/2012 9:19:29 AM |
villagers | $28.00 | 1/16/2012 10:52:49 AM |
dinero-speaker | $25.00 | 1/16/2012 10:53:37 AM |
bold-shrewd-dedication | $250.00 | 1/16/2012 11:27:04 AM |
wwwUniversal | $25.00 | 1/16/2012 5:30:56 PM |
greenback-chairman5 | $25.00 | 1/16/2012 3:50:37 PM |
radforj22 | $25.00 | 1/16/2012 5:57:11 PM |
note-sphinx | $25.00 | 1/16/2012 6:56:37 PM |
credit-bliss8 | $25.00 | 1/16/2012 7:08:29 PM |
Rob717171 | $50.00 | 1/16/2012 7:32:11 PM |
intrepid-loot | $25.00 | 1/16/2012 7:53:12 PM |
BlueLend | $39.73 | 1/17/2012 5:17:32 AM |
Bobtep23 | $100.00 | 1/17/2012 6:08:06 AM |
ethical-truth211 | $277.00 | 1/17/2012 3:01:13 AM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:55 PM |
twjh | $25.00 | 1/17/2012 4:42:40 AM |
bullish2bearish | $30.00 | 1/16/2012 10:54:46 AM |
platinum-czar | $500.00 | 1/17/2012 6:48:08 AM |
Investor_DP | $100.00 | 1/11/2012 9:12:29 AM |
lendstats_com | $200.00 | 1/11/2012 9:06:07 AM |
green-trade-dolphin | $31.14 | 1/11/2012 9:02:17 AM |
selector568 | $110.00 | 1/11/2012 9:11:43 AM |
hitsman | $50.00 | 1/11/2012 9:40:59 AM |
worthy-bid8 | $50.00 | 1/11/2012 9:42:26 AM |
wonder3 | $50.00 | 1/11/2012 9:32:25 AM |
loanman2007 | $125.00 | 1/11/2012 10:46:23 AM |
authentic-deal412 | $100.00 | 1/11/2012 12:24:59 PM |
social-zebra | $30.00 | 1/11/2012 10:28:15 AM |
AlternativeCashFlow | $25.00 | 1/11/2012 7:19:34 PM |
loss-of-control | $100.00 | 1/11/2012 7:31:03 PM |
epall | $25.00 | 1/11/2012 7:57:54 PM |
thomas16882004 | $25.00 | 1/12/2012 1:20:55 AM |
patriot384 | $99.00 | 1/12/2012 5:56:38 AM |
benefit-prescription6 | $100.00 | 1/12/2012 8:30:14 AM |
proud-pound4 | $25.00 | 1/12/2012 9:18:34 AM |
stylish-compassion3 | $50.00 | 1/12/2012 3:39:52 PM |
CA-Lender | $25.00 | 1/12/2012 10:54:13 AM |
genius520 | $50.00 | 1/12/2012 5:23:18 PM |
wkeboarder21 | $50.00 | 1/12/2012 8:29:56 PM |
skillful-asset5 | $30.00 | 1/12/2012 6:42:53 PM |
deal-searcher1 | $25.00 | 1/13/2012 3:39:25 AM |
principal-hut1 | $25.00 | 1/13/2012 1:41:42 PM |
StrongMonty | $87.01 | 1/13/2012 2:05:59 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:48 PM |
WilliamLeeSims | $25.00 | 1/13/2012 5:16:22 PM |
rolltide09 | $25.00 | 1/13/2012 5:33:24 PM |
loanman2007 | $75.00 | 1/14/2012 4:09:12 AM |
silver-boots | $25.00 | 1/14/2012 5:50:46 AM |
grotheik | $25.00 | 1/14/2012 7:46:02 AM |
first-dinero-paladin | $25.00 | 1/14/2012 7:56:03 AM |
all_of_that_one | $25.00 | 1/13/2012 7:26:56 PM |
reward-toro | $50.00 | 1/13/2012 7:55:40 PM |
orange-preeminant-bill | $25.00 | 1/14/2012 4:14:26 AM |
generous-deal6 | $25.00 | 1/14/2012 4:43:11 AM |
Brisket_Bob | $25.00 | 1/14/2012 7:24:31 AM |
velocity-solo | $25.00 | 1/14/2012 12:17:28 PM |
blueshound | $25.00 | 1/14/2012 10:22:49 AM |
loan-fate | $50.00 | 1/14/2012 12:26:28 PM |
pdub | $75.00 | 1/14/2012 12:37:14 PM |
cash-hyperdrive0 | $100.00 | 1/14/2012 12:55:25 PM |
cognizant-rupee7 | $25.00 | 1/14/2012 12:23:21 PM |
gjm6d | $25.00 | 1/14/2012 12:59:09 PM |
coin-investor | $25.00 | 1/14/2012 12:41:20 PM |
new-ore-venture | $150.00 | 1/14/2012 4:24:49 PM |
shrewd-income | $100.00 | 1/14/2012 1:10:24 PM |
GCInvestments | $26.00 | 1/14/2012 9:54:41 PM |
ShadowLender | $27.00 | 1/15/2012 8:14:33 AM |
puppy880 | $25.00 | 1/15/2012 10:27:18 AM |
order-supernova6 | $50.00 | 1/14/2012 10:09:52 PM |
processor115 | $25.00 | 1/15/2012 12:34:15 PM |
bazaar-festivity | $25.00 | 1/15/2012 12:41:01 PM |
hogdriver | $25.00 | 1/15/2012 9:42:42 AM |
yf99yz | $25.00 | 1/15/2012 3:57:08 PM |
dissector56958 | $25.00 | 1/15/2012 6:21:33 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:44 PM |
Tylerh | $250.00 | 1/15/2012 12:17:22 PM |
Educatedmike | $25.00 | 1/15/2012 10:09:12 PM |
magical-durability9 | $25.00 | 1/16/2012 7:54:09 AM |
rupee-chomper | $50.00 | 1/15/2012 6:53:52 PM |
Flanders122 | $25.00 | 1/15/2012 8:17:25 PM |
Gibbyland | $100.00 | 1/16/2012 9:20:12 AM |
nex | $25.00 | 1/16/2012 9:32:19 AM |
john0720 | $50.00 | 1/16/2012 8:20:06 AM |
Rockymtnhi | $25.00 | 1/16/2012 9:35:39 AM |
Nailman88 | $25.00 | 1/16/2012 9:38:06 AM |
kevin314 | $25.00 | 1/16/2012 5:11:21 PM |
the-magnetic-transaction | $50.00 | 1/16/2012 5:33:52 PM |
principal-cooker2 | $100.00 | 1/16/2012 5:22:54 PM |
ericgassercom | $25.00 | 1/16/2012 5:31:53 PM |
top-diversification-giraffe1 | $25.00 | 1/16/2012 5:39:12 PM |
reflective-rupee | $25.00 | 1/16/2012 7:41:43 PM |
the-deal-socrates | $25.00 | 1/16/2012 6:00:01 PM |
well-mannered-income3 | $50.00 | 1/16/2012 8:28:09 PM |
buffalobills | $25.00 | 1/16/2012 6:31:51 PM |
integrity-american | $25.00 | 1/16/2012 8:44:09 PM |
jalapeno2 | $25.00 | 1/16/2012 7:26:59 PM |
Bomber | $30.00 | 1/17/2012 4:41:09 AM |
papaloha | $300.00 | 1/16/2012 8:51:07 PM |
rockhound84 | $12.39 | 1/17/2012 7:13:10 AM |
cash-boots7 | $75.00 | 1/16/2012 6:00:20 PM |
wampum-chorus3 | $100.00 | 1/16/2012 7:21:55 PM |
Crie | $537.63 | 1/17/2012 6:54:34 AM |
184 Investments
|
Borrower Payment Dependent Notes Series
550354
This series of Notes was issued and sold upon the funding of the borrower loan #59255, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,995 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| merciful-justice9 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loans for credit card
Purpose of loan:
This loan will be used to...pay my high interest credit cards in one payment every month
My financial situation:
I am a good candidate for this loan because...I will pay the obligated amount every month.
Monthly net income: $3,000
Monthly expenses: $600
Housing: $1,200
Insurance: $167.00
Car expenses: $498.00
Utilities: $80
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Christophe | $25.00 | 1/21/2012 10:14:31 AM |
Investor_DP | $100.00 | 1/10/2012 9:16:02 AM |
E_G | $50.00 | 1/10/2012 9:50:38 AM |
enriching-dollar1 | $100.00 | 1/10/2012 10:08:03 AM |
Feyenoord | $30.00 | 1/10/2012 12:32:22 PM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:28:24 AM |
genius520 | $50.00 | 1/12/2012 5:23:06 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:29 PM |
HeroSupport | $70.00 | 1/13/2012 5:06:34 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:05 AM |
Tylerh | $250.00 | 1/15/2012 12:17:16 PM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:41 PM |
Gibbyland | $100.00 | 1/16/2012 9:36:16 AM |
kenji4861 | $25.00 | 1/16/2012 5:08:11 PM |
rdrloan | $50.00 | 1/16/2012 12:06:22 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:07 PM |
a- | $25.00 | 1/17/2012 4:29:01 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:38 PM |
ndhookman | $100.00 | 1/17/2012 5:25:28 PM |
successful-agreement7 | $100.00 | 1/17/2012 5:28:39 PM |
A4 | $25.00 | 1/17/2012 5:42:43 PM |
scrappy-leverage6 | $25.00 | 1/17/2012 5:43:56 PM |
pdxtech | $40.00 | 1/17/2012 5:31:09 PM |
focused-bill3 | $25.00 | 1/17/2012 11:37:01 PM |
ommcd | $25.00 | 1/18/2012 9:09:23 AM |
WonderPup | $25.00 | 1/18/2012 8:14:30 AM |
GlobalVisionary | $25.00 | 1/18/2012 9:16:09 AM |
income-champion | $25.00 | 1/18/2012 9:12:29 AM |
csakhil | $25.00 | 1/18/2012 1:27:37 PM |
LenderOnWheels | $25.00 | 1/18/2012 3:35:03 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:19 PM |
jamiee73 | $50.00 | 1/18/2012 12:19:04 PM |
silver-saguaro | $30.00 | 1/18/2012 4:08:00 PM |
gain-equator | $25.00 | 1/18/2012 3:25:27 PM |
jst1 | $50.00 | 1/18/2012 4:12:21 PM |
godzig | $25.00 | 1/18/2012 3:30:47 PM |
swm | $29.00 | 1/18/2012 3:34:24 PM |
kind-credit-bear | $25.00 | 1/18/2012 1:26:56 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:36 PM |
power-mad-scientist | $50.00 | 1/18/2012 4:39:32 PM |
captainzero | $125.00 | 1/18/2012 2:16:41 PM |
deal-secret-agent | $25.00 | 1/18/2012 5:06:09 PM |
revenue-tsunami | $25.00 | 1/18/2012 3:21:05 PM |
duty-explosion9 | $25.00 | 1/18/2012 5:16:10 PM |
sammyhammy | $25.00 | 1/18/2012 3:34:38 PM |
Auburnmist | $25.00 | 1/18/2012 3:40:47 PM |
balance2 | $40.00 | 1/18/2012 5:24:03 PM |
cagcrash | $75.00 | 1/18/2012 5:25:32 PM |
unclejaef | $25.00 | 1/18/2012 4:31:44 PM |
camaraderi-atmosphere | $50.00 | 1/18/2012 4:33:29 PM |
samo102us | $25.00 | 1/18/2012 5:05:20 PM |
reward-toro | $25.00 | 1/18/2012 7:31:14 PM |
hanuman77 | $25.00 | 1/18/2012 5:14:25 PM |
bountiful-durability | $50.00 | 1/18/2012 5:23:44 PM |
bdloans | $50.00 | 1/18/2012 9:04:18 PM |
Emperor_of_Banking | $50.00 | 1/18/2012 9:32:33 PM |
prudent-loot | $25.00 | 1/18/2012 9:57:17 PM |
tsquared_030 | $25.00 | 1/18/2012 10:44:25 PM |
tech310 | $50.00 | 1/18/2012 7:46:52 PM |
seanvr33 | $25.00 | 1/19/2012 2:58:05 AM |
astute-fairness0 | $25.00 | 1/18/2012 5:43:30 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:51 PM |
crw1950 | $25.00 | 1/19/2012 4:46:02 AM |
williemc44 | $25.00 | 1/19/2012 9:09:39 AM |
Relaxo | $100.00 | 1/19/2012 8:37:12 AM |
cvlender | $50.00 | 1/18/2012 8:50:38 PM |
hogdriver | $25.00 | 1/19/2012 9:25:23 AM |
no_agenda_lender | $25.00 | 1/19/2012 9:15:34 AM |
commanding-treasure2 | $26.00 | 1/19/2012 9:20:47 AM |
ddog0224 | $50.00 | 1/19/2012 6:47:27 AM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:38 AM |
jblack01 | $25.00 | 1/19/2012 9:47:39 AM |
wacko82 | $25.00 | 1/19/2012 10:18:39 AM |
asmithj | $25.00 | 1/19/2012 9:38:02 AM |
zippy-interest | $25.00 | 1/19/2012 9:08:49 AM |
worth-dandelion | $100.00 | 1/19/2012 9:10:03 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:27 AM |
Rockymtnhi | $25.00 | 1/19/2012 12:03:08 PM |
Kaj | $25.00 | 1/19/2012 9:27:40 AM |
poeman | $25.00 | 1/19/2012 12:43:21 PM |
CAGE-Investments | $25.00 | 1/19/2012 9:32:14 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:37 AM |
market-sumac | $100.00 | 1/19/2012 4:20:03 PM |
GIGO | $25.00 | 1/19/2012 10:11:34 AM |
finance-assembler | $50.00 | 1/19/2012 10:45:10 AM |
PaulW | $25.00 | 1/19/2012 11:27:58 AM |
treasure-hunter270 | $25.00 | 1/19/2012 5:24:32 PM |
JJ9876 | $25.00 | 1/19/2012 5:38:53 PM |
market-assembler | $30.00 | 1/19/2012 5:10:29 PM |
ultimate-payment | $25.00 | 1/19/2012 5:14:26 PM |
fairness-leader3 | $100.00 | 1/19/2012 6:52:39 PM |
velocity-aurora | $250.00 | 1/20/2012 7:20:58 AM |
benefit-awakening9 | $187.43 | 1/19/2012 7:28:53 PM |
kulender | $50.00 | 1/20/2012 6:14:41 AM |
greenback-seagull2 | $50.00 | 1/20/2012 9:10:40 AM |
benjo | $50.00 | 1/19/2012 10:08:12 PM |
plane450 | $25.00 | 1/20/2012 8:59:28 AM |
falcon85 | $40.00 | 1/20/2012 9:24:33 AM |
Ivan2007 | $25.00 | 1/20/2012 9:28:12 AM |
RetiredATC | $50.00 | 1/20/2012 9:11:45 AM |
dynamic-money271 | $25.00 | 1/20/2012 9:34:18 AM |
loyalty-sherpa | $25.00 | 1/20/2012 9:18:17 AM |
listing-vista | $50.00 | 1/20/2012 9:24:37 AM |
fareast_man | $25.00 | 1/20/2012 9:26:17 AM |
treasure-pipeline | $25.00 | 1/20/2012 9:31:02 AM |
ranstlin | $25.00 | 1/20/2012 9:35:07 AM |
miked8303 | $50.00 | 1/20/2012 9:36:14 AM |
riveting-community | $100.00 | 1/20/2012 9:38:16 AM |
flexible-value | $50.00 | 1/20/2012 9:39:50 AM |
witty-credit467 | $25.00 | 1/20/2012 9:40:57 AM |
prohelper | $25.00 | 1/20/2012 9:43:29 AM |
und-alum | $25.00 | 1/20/2012 9:13:37 AM |
bid-czar8 | $100.00 | 1/20/2012 9:13:46 AM |
EtaDuck | $25.00 | 1/20/2012 9:14:40 AM |
tender-commerce8 | $50.00 | 1/20/2012 9:46:50 AM |
wise-silver-wonder | $25.00 | 1/20/2012 12:13:38 PM |
hayhelp | $25.00 | 1/20/2012 9:19:38 AM |
gold-commander0 | $25.00 | 1/20/2012 9:49:15 AM |
independent-diversification7 | $25.63 | 1/20/2012 12:26:30 PM |
rakstar | $25.00 | 1/20/2012 9:50:22 AM |
worth-quark7 | $25.00 | 1/20/2012 1:07:37 PM |
studious-bonus7 | $63.00 | 1/20/2012 9:27:11 AM |
investment-seeker7 | $34.56 | 1/20/2012 10:04:12 AM |
weatherman72 | $33.00 | 1/20/2012 1:43:12 PM |
oxnard | $50.00 | 1/20/2012 2:28:35 PM |
blue-velocity-washboard | $25.00 | 1/20/2012 3:35:13 PM |
CPAMAN | $25.00 | 1/20/2012 9:41:19 AM |
loan-adventurer7 | $25.00 | 1/20/2012 4:44:00 PM |
currency-persimmon | $25.00 | 1/20/2012 12:50:54 PM |
Tradesmanlender | $25.00 | 1/20/2012 9:43:11 AM |
cash-reaction2 | $25.00 | 1/20/2012 9:46:17 AM |
Cheburashka | $25.00 | 1/20/2012 9:46:31 AM |
indomitable-dedication | $25.00 | 1/20/2012 9:46:37 AM |
bold-durability-drum | $60.00 | 1/20/2012 9:50:51 AM |
jbaum | $40.00 | 1/20/2012 5:09:32 PM |
progressive-economy261 | $400.00 | 1/20/2012 9:51:13 AM |
durability-solstice8 | $39.00 | 1/20/2012 5:16:41 PM |
sentry256 | $25.00 | 1/20/2012 5:19:16 PM |
letsmakeitsuccessful | $25.00 | 1/20/2012 5:20:22 PM |
lender2611 | $25.00 | 1/20/2012 5:26:09 PM |
trustu | $25.00 | 1/20/2012 11:19:20 AM |
terrific-dough6 | $75.00 | 1/20/2012 5:06:53 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:33 AM |
financial-frenzy | $50.00 | 1/20/2012 5:37:51 PM |
the-dollar-topper | $35.00 | 1/20/2012 5:15:54 PM |
durability-high-five | $25.00 | 1/20/2012 5:23:53 PM |
Redmond | $25.00 | 1/20/2012 2:55:31 PM |
processor115 | $25.00 | 1/20/2012 5:30:37 PM |
unassassinable | $25.00 | 1/20/2012 5:33:43 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:43 PM |
huorn | $25.00 | 1/20/2012 5:34:55 PM |
debt-system880 | $25.00 | 1/20/2012 8:50:23 PM |
savvycash | $25.00 | 1/20/2012 9:04:01 PM |
DreDub | $50.00 | 1/20/2012 6:19:33 PM |
pinballwizard | $50.00 | 1/21/2012 2:28:17 AM |
unger | $107.00 | 1/20/2012 7:13:00 PM |
ttnk62918 | $25.00 | 1/20/2012 5:26:57 PM |
benefit-prescription6 | $100.00 | 1/20/2012 5:36:56 PM |
e6400 | $25.00 | 1/20/2012 5:40:07 PM |
rajs | $100.00 | 1/20/2012 11:03:11 PM |
LKN2RTR | $35.00 | 1/21/2012 9:33:00 AM |
rautility | $25.00 | 1/21/2012 10:08:26 AM |
trustworthy-hope189 | $60.00 | 1/21/2012 10:25:37 AM |
abundant-power | $50.00 | 1/21/2012 6:30:39 AM |
ethical-truth211 | $100.00 | 1/21/2012 6:31:29 AM |
radforj22 | $25.00 | 1/20/2012 7:58:50 PM |
Bank_of_E-Ville | $25.00 | 1/21/2012 11:39:38 AM |
orderandprogress | $75.00 | 1/20/2012 9:04:24 PM |
helick | $32.00 | 1/20/2012 9:36:29 PM |
unrelenting-auction7 | $25.00 | 1/21/2012 12:08:10 PM |
dexstjames | $25.00 | 1/21/2012 12:10:17 PM |
frontier3 | $52.16 | 1/21/2012 3:27:16 AM |
zwd12 | $50.00 | 1/21/2012 12:11:08 PM |
crawfingers | $25.00 | 1/21/2012 12:17:39 PM |
gallant-camaraderi | $25.00 | 1/21/2012 10:43:00 AM |
Wings06J | $25.00 | 1/21/2012 11:12:28 AM |
GoingFishing | $25.00 | 1/21/2012 12:22:28 PM |
Mindful7 | $25.00 | 1/21/2012 7:12:40 AM |
spitzbergen | $25.00 | 1/21/2012 12:06:15 PM |
social-elevator | $69.46 | 1/21/2012 8:55:05 AM |
fair-pound5 | $100.00 | 1/21/2012 12:14:36 PM |
BobInWisconsin | $112.50 | 1/21/2012 9:57:19 AM |
balance-hornet | $50.00 | 1/21/2012 10:31:17 AM |
LightTheWay | $50.00 | 1/21/2012 12:36:05 PM |
Searidefinancial | $25.00 | 1/21/2012 12:15:51 PM |
OldColumbiaRoad | $25.00 | 1/21/2012 10:54:15 AM |
duty-admiral | $47.00 | 1/21/2012 12:18:48 PM |
Manta_Rai | $25.00 | 1/21/2012 12:24:25 PM |
HamachiMan | $48.00 | 1/21/2012 12:11:44 PM |
gizzywump | $25.00 | 1/21/2012 12:16:59 PM |
friendship9 | $25.00 | 1/21/2012 12:17:18 PM |
Fahrquar | $25.00 | 1/21/2012 12:33:52 PM |
damage | $25.00 | 1/21/2012 12:19:02 PM |
jeffpac | $50.00 | 1/21/2012 12:29:38 PM |
buyrite334 | $25.00 | 1/21/2012 12:34:59 PM |
larslfe | $14.45 | 1/21/2012 12:36:30 PM |
downtownfarm | $25.00 | 1/10/2012 9:21:06 AM |
hitsman | $50.00 | 1/10/2012 9:53:57 AM |
selector568 | $300.00 | 1/10/2012 10:08:31 AM |
edaguy | $25.00 | 1/13/2012 9:25:39 AM |
BxRealtor | $25.00 | 1/13/2012 5:09:16 PM |
Harry | $50.00 | 1/13/2012 6:38:13 PM |
leodaguy | $100.00 | 1/14/2012 7:49:59 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:42 AM |
integrity-american | $25.00 | 1/16/2012 8:44:06 PM |
Domgabriel | $30.00 | 1/16/2012 5:45:13 PM |
cksdaddy | $25.00 | 1/17/2012 1:17:04 PM |
principal-cooker2 | $100.00 | 1/17/2012 5:07:08 PM |
life-is-great | $25.00 | 1/17/2012 5:25:43 PM |
rizoyalo | $50.00 | 1/17/2012 1:00:00 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:29 PM |
top-diversification-giraffe1 | $25.00 | 1/17/2012 5:41:45 PM |
dime-sprout | $25.00 | 1/17/2012 5:43:42 PM |
wildanne | $100.00 | 1/17/2012 5:49:53 PM |
antlr | $50.00 | 1/17/2012 8:32:29 PM |
kevin314 | $25.00 | 1/17/2012 5:35:33 PM |
reflective-ore3 | $25.00 | 1/18/2012 12:29:38 AM |
sharpey | $25.00 | 1/18/2012 9:14:49 AM |
NoMoreDebt4Me | $25.00 | 1/18/2012 9:07:42 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:43 AM |
gold-plane1 | $25.00 | 1/18/2012 9:23:14 AM |
melodious-fairness | $25.00 | 1/18/2012 9:33:19 AM |
principal-kung-fu | $25.00 | 1/18/2012 3:23:42 PM |
cool_kubera | $50.00 | 1/18/2012 3:25:58 PM |
trade-arch | $25.00 | 1/18/2012 3:31:12 PM |
revenue-tsunami | $25.00 | 1/18/2012 3:21:14 PM |
supersarah61 | $25.00 | 1/18/2012 4:09:14 PM |
AceInTheHole | $25.00 | 1/18/2012 3:42:50 PM |
toblerone | $25.00 | 1/18/2012 5:08:38 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:53 PM |
bvzm | $50.00 | 1/18/2012 4:29:03 PM |
bazaar-festivity | $25.00 | 1/18/2012 5:24:56 PM |
best-lean-yield | $25.00 | 1/18/2012 3:22:49 PM |
Sefotonga | $25.00 | 1/18/2012 5:15:39 PM |
wayman | $25.00 | 1/18/2012 5:18:42 PM |
useful-p2ploan | $25.00 | 1/18/2012 5:29:31 PM |
beer-gardener | $25.00 | 1/18/2012 6:34:12 PM |
theskippy | $25.00 | 1/18/2012 10:31:45 PM |
Fiimg | $50.00 | 1/18/2012 6:22:57 PM |
LoWRec | $25.00 | 1/19/2012 8:09:16 AM |
AJ6 | $25.00 | 1/18/2012 7:04:05 PM |
psbruce | $25.00 | 1/18/2012 7:44:00 PM |
TheGameTable | $25.00 | 1/19/2012 9:24:28 AM |
integrity-starter | $25.00 | 1/19/2012 9:29:00 AM |
GCInvestments | $25.00 | 1/19/2012 9:14:19 AM |
compassion-neutron | $25.00 | 1/19/2012 12:42:24 AM |
wtrboy | $25.00 | 1/19/2012 9:14:43 AM |
Sierrahh | $25.00 | 1/19/2012 9:16:31 AM |
quintilian | $25.00 | 1/19/2012 2:10:40 AM |
ursus | $50.00 | 1/19/2012 9:36:05 AM |
asset-cougar0 | $25.00 | 1/19/2012 4:25:46 AM |
sensible-trade | $100.00 | 1/19/2012 9:29:29 AM |
chemistry220 | $25.00 | 1/19/2012 10:00:47 AM |
Peacepower | $25.00 | 1/19/2012 10:26:08 AM |
DDHMoney | $25.00 | 1/19/2012 9:40:05 AM |
KLCRAY | $25.00 | 1/19/2012 9:22:19 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:00 AM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:07 PM |
innocent-income4 | $25.00 | 1/19/2012 5:31:58 PM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:57 PM |
Ven58 | $25.00 | 1/19/2012 6:46:01 PM |
ClearCut | $50.00 | 1/19/2012 10:15:54 PM |
Brisket_Bob | $27.00 | 1/19/2012 5:24:13 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:39 PM |
inspiring-payout5 | $25.00 | 1/19/2012 7:18:37 PM |
sturdy-note5 | $25.00 | 1/19/2012 7:41:20 PM |
power-trophy7 | $25.00 | 1/20/2012 9:15:42 AM |
gold-channel2 | $25.00 | 1/20/2012 9:18:25 AM |
investisure | $50.00 | 1/20/2012 9:23:00 AM |
jazzlender | $36.00 | 1/20/2012 9:23:10 AM |
monstersdad | $100.00 | 1/20/2012 9:28:02 AM |
magical-durability9 | $25.00 | 1/20/2012 4:21:26 AM |
velocity-solo | $25.00 | 1/20/2012 9:36:36 AM |
rescue | $100.00 | 1/20/2012 9:36:38 AM |
gulch | $25.00 | 1/20/2012 9:20:26 AM |
peace-cadence | $25.00 | 1/20/2012 9:43:44 AM |
Mark0135 | $50.00 | 1/20/2012 9:29:14 AM |
LoanMonkey | $50.00 | 1/20/2012 9:29:50 AM |
tranquil-economy4 | $50.00 | 1/20/2012 7:27:01 AM |
britgsb | $25.00 | 1/20/2012 9:47:00 AM |
JoePaNation | $75.00 | 1/20/2012 8:07:55 AM |
the-profit-oracle | $25.00 | 1/20/2012 9:33:13 AM |
wwwUniversal | $25.00 | 1/20/2012 9:34:28 AM |
flexible-return297 | $25.00 | 1/20/2012 9:52:09 AM |
gold-sushi | $25.00 | 1/20/2012 9:06:41 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:24:28 AM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:33 AM |
active-market | $50.00 | 1/20/2012 9:10:31 AM |
transaction-animal8 | $25.00 | 1/20/2012 9:12:52 AM |
reverent-hope5 | $25.00 | 1/20/2012 11:09:46 AM |
rate-mogul | $42.00 | 1/20/2012 9:14:19 AM |
tabbytiger | $100.00 | 1/20/2012 9:47:15 AM |
bold-sunny-generosity | $25.00 | 1/20/2012 12:41:27 PM |
lucrative-transparency0 | $68.00 | 1/20/2012 9:24:51 AM |
iolaire | $25.00 | 1/20/2012 9:56:16 AM |
allotment464 | $25.00 | 1/20/2012 9:28:21 AM |
fantastic-investment9 | $32.94 | 1/20/2012 2:50:22 PM |
gold-disk | $25.00 | 1/20/2012 12:26:28 PM |
ICHITECH | $25.00 | 1/20/2012 1:13:12 PM |
CSUgrad08 | $25.00 | 1/20/2012 5:07:29 PM |
orearella3 | $25.00 | 1/20/2012 9:49:27 AM |
american6 | $50.00 | 1/20/2012 9:50:46 AM |
orindalender | $47.00 | 1/20/2012 9:53:14 AM |
Herluftrolle | $25.00 | 1/20/2012 5:13:15 PM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:53 AM |
power-bluebird2 | $25.00 | 1/20/2012 5:34:05 PM |
logical-investment4 | $25.00 | 1/20/2012 5:13:17 PM |
hopeful-truth5 | $75.00 | 1/20/2012 1:33:30 PM |
MicroPod | $25.00 | 1/20/2012 5:26:40 PM |
velocity-warrior | $25.00 | 1/20/2012 5:34:22 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 7:57:30 PM |
wise-rupee-sanctuary | $50.00 | 1/20/2012 5:38:31 PM |
Brain_m | $25.00 | 1/20/2012 6:37:01 PM |
kellyp255 | $25.00 | 1/20/2012 5:12:45 PM |
gustavholstopus32 | $25.00 | 1/21/2012 2:37:31 AM |
the-magnetic-transaction | $50.00 | 1/20/2012 5:13:57 PM |
bullwink27 | $25.00 | 1/21/2012 3:57:34 AM |
Ambassador | $25.00 | 1/21/2012 4:42:04 AM |
dc4vlad | $57.68 | 1/21/2012 5:24:25 AM |
jjswanso | $100.00 | 1/20/2012 5:20:31 PM |
postalwhiz | $25.00 | 1/20/2012 5:26:52 PM |
saihu | $25.00 | 1/20/2012 8:09:30 PM |
thrifty-affluence6 | $25.00 | 1/20/2012 5:42:12 PM |
wlm3012 | $50.00 | 1/20/2012 10:45:57 PM |
currency-secret-agent | $25.00 | 1/20/2012 5:45:34 PM |
bravos33 | $25.00 | 1/20/2012 5:47:37 PM |
Makemony | $25.00 | 1/21/2012 4:46:15 AM |
principal-hut1 | $25.00 | 1/21/2012 6:20:56 AM |
truth-lyrics7 | $39.40 | 1/21/2012 10:25:55 AM |
porwestco | $25.00 | 1/21/2012 7:20:00 AM |
Macinvest | $25.00 | 1/20/2012 9:11:48 PM |
runner681 | $25.00 | 1/20/2012 10:33:56 PM |
Maetryx | $25.00 | 1/21/2012 8:37:57 AM |
helpinghand63 | $25.00 | 1/21/2012 12:18:08 PM |
dinero-honker | $140.00 | 1/21/2012 10:42:15 AM |
loan-maximizer5 | $25.00 | 1/21/2012 12:20:10 PM |
Bank_of_E-Ville | $25.00 | 1/21/2012 11:39:16 AM |
Mailman2004 | $25.00 | 1/21/2012 12:06:11 PM |
NorthwestLoan1 | $30.00 | 1/21/2012 8:32:39 AM |
radforj22 | $25.00 | 1/21/2012 9:30:25 AM |
kindness-jedi | $25.00 | 1/21/2012 12:14:32 PM |
magnificent-dime4 | $300.00 | 1/21/2012 12:14:41 PM |
1stPlace | $25.00 | 1/21/2012 12:15:00 PM |
brazilofmux | $75.00 | 1/21/2012 12:16:03 PM |
Quiddity | $25.00 | 1/21/2012 12:16:22 PM |
gtdane | $37.99 | 1/21/2012 11:34:09 AM |
IIP77 | $25.00 | 1/21/2012 12:21:11 PM |
zrohmm | $25.00 | 1/21/2012 12:10:47 PM |
reflective-cash0 | $50.00 | 1/21/2012 12:27:38 PM |
agreement-guild | $50.00 | 1/21/2012 12:15:53 PM |
piter-to-la-investment | $25.00 | 1/21/2012 12:23:39 PM |
omniviper | $25.00 | 1/21/2012 12:29:05 PM |
bajaruss | $25.00 | 1/21/2012 12:30:06 PM |
best-phenomenal-treasure | $25.00 | 1/21/2012 12:35:09 PM |
354 Investments
|
Borrower Payment Dependent Notes Series
550356
This series of Notes was issued and sold upon the funding of the borrower loan #59183, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $160.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 24y 3m |
Amount delinquent:
| $46 |
Total credit lines:
| 15 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,212 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-credit-guild |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...
Wedding expenses for my daughter
My financial situation:
I am a good candidate for this loan because...
I have a long term employment history and am established and stable in my community
Monthly net income: $ 2500
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HeroSupport | $70.00 | 1/12/2012 5:05:59 PM |
nimble-revenue5 | $50.00 | 1/12/2012 5:05:46 PM |
lendstats_com | $200.00 | 1/12/2012 5:05:48 PM |
DHolly | $31.00 | 1/12/2012 5:18:05 PM |
Whipster | $70.00 | 1/12/2012 5:03:59 PM |
loanman2007 | $75.00 | 1/12/2012 5:23:43 PM |
ltschetter | $25.00 | 1/12/2012 5:09:31 PM |
C2Banking | $25.00 | 1/12/2012 5:47:11 PM |
InChicago | $100.00 | 1/12/2012 6:24:49 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:41 PM |
Kash2010lu | $25.00 | 1/13/2012 7:19:49 AM |
CA-Lender | $25.00 | 1/13/2012 9:05:01 AM |
AndChicksforFree | $25.00 | 1/12/2012 5:14:40 PM |
genius520 | $50.00 | 1/12/2012 5:23:30 PM |
Investor_DP | $100.00 | 1/12/2012 5:11:19 PM |
selector568 | $300.00 | 1/12/2012 5:28:18 PM |
hitsman | $50.00 | 1/12/2012 5:14:23 PM |
edaguy | $75.00 | 1/12/2012 5:38:30 PM |
economy-coup | $50.00 | 1/12/2012 5:54:46 PM |
balance-transformer3 | $25.00 | 1/13/2012 5:24:05 AM |
green-trade-dolphin | $25.00 | 1/13/2012 11:35:38 AM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:42:47 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:52 PM |
asset-professor | $25.00 | 1/13/2012 5:24:42 PM |
Scrooge_McDuck2 | $29.00 | 1/13/2012 5:40:16 PM |
bizlending | $100.00 | 1/13/2012 5:23:27 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:28:17 PM |
worth-blanket2 | $3,800.00 | 1/13/2012 5:36:03 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
550362
This series of Notes was issued and sold upon the funding of the borrower loan #59345, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $380.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 32% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,770 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-currency-miser |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
The Pay Off
Purpose of loan:
This loan will be used to consolidate medical and credit debt into a lower payment
My financial situation:
I am a good candidate for this loan because I have stable steady income and can afford this payment without a problem
Monthly net income: $6000
Monthly expenses: $
Housing: $1450
Insurance: $110
Car expenses: $330
Utilities: $250
Phone, cable, internet: $75
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $2500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HeroSupport | $70.00 | 1/11/2012 5:05:46 PM |
Whipster | $70.00 | 1/11/2012 5:03:48 PM |
rupee-equation2 | $25.00 | 1/11/2012 5:34:32 PM |
zeeexsixare | $400.00 | 1/11/2012 6:20:59 PM |
scarlet-velvet | $25.08 | 1/11/2012 6:34:30 PM |
AndChicksforFree | $25.00 | 1/11/2012 10:13:33 PM |
credit-maverick1 | $50.00 | 1/12/2012 2:46:17 AM |
thomas16882004 | $25.00 | 1/12/2012 1:19:50 AM |
midnight24 | $25.00 | 1/12/2012 5:39:38 AM |
szetheli | $130.00 | 1/12/2012 8:27:05 AM |
loanman2007 | $25.00 | 1/12/2012 5:05:39 AM |
wonder3 | $50.00 | 1/12/2012 6:06:51 AM |
miked8303 | $25.00 | 1/12/2012 9:25:12 AM |
proud-pound4 | $25.00 | 1/12/2012 9:18:36 AM |
Weaverville | $25.00 | 1/12/2012 10:02:46 AM |
sensible-fund | $25.00 | 1/12/2012 4:18:20 PM |
market-sumac | $100.00 | 1/12/2012 4:52:16 PM |
wkeboarder21 | $50.00 | 1/12/2012 8:28:55 PM |
contract-victor5 | $30.00 | 1/13/2012 7:38:09 AM |
fervent-repayment | $50.00 | 1/13/2012 9:31:23 AM |
one-midas | $25.00 | 1/13/2012 1:14:39 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:49 PM |
all_of_that_one | $25.00 | 1/14/2012 7:57:45 AM |
houli123 | $25.00 | 1/14/2012 12:15:13 PM |
WilliamLeeSims | $25.00 | 1/14/2012 12:27:00 PM |
Dubbs360 | $100.00 | 1/15/2012 12:39:59 AM |
silvercertificate | $25.00 | 1/14/2012 4:17:35 PM |
Tylerh | $250.00 | 1/15/2012 12:17:24 PM |
-PokerNut | $50.00 | 1/15/2012 8:47:29 PM |
jiggaman7 | $50.00 | 1/15/2012 12:22:06 PM |
orearella3 | $25.00 | 1/15/2012 12:37:31 PM |
rchissocol | $25.52 | 1/16/2012 8:55:27 AM |
john0720 | $50.00 | 1/16/2012 8:20:07 AM |
red-power-pecan | $50.00 | 1/16/2012 5:35:17 PM |
coin-architect2 | $100.00 | 1/16/2012 7:51:26 PM |
trippd6 | $25.00 | 1/16/2012 7:59:07 PM |
papaloha | $50.00 | 1/16/2012 8:53:44 PM |
buffalobills | $25.00 | 1/17/2012 7:05:24 AM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:55 PM |
the-magnetic-transaction | $50.00 | 1/17/2012 9:29:15 AM |
dollardave | $50.00 | 1/17/2012 9:58:37 AM |
calimanusa | $40.00 | 1/16/2012 11:14:47 PM |
chrisb1414 | $25.00 | 1/17/2012 8:11:40 AM |
leverage-monger | $25.00 | 1/17/2012 9:25:42 AM |
successful-agreement7 | $100.00 | 1/17/2012 5:28:40 PM |
ethical-truth211 | $147.55 | 1/17/2012 1:58:16 PM |
I-Believe-In-You | $25.00 | 1/17/2012 2:46:03 PM |
Ruckus888 | $50.00 | 1/17/2012 3:51:21 PM |
thelovebug | $100.00 | 1/17/2012 5:07:22 PM |
frogperson | $250.00 | 1/17/2012 5:30:47 PM |
CoyoteJack | $25.00 | 1/17/2012 6:08:59 PM |
consummate-loyalty1 | $75.00 | 1/17/2012 5:40:35 PM |
Iwillhuntyoudown | $25.00 | 1/17/2012 9:20:04 PM |
transformer855 | $25.00 | 1/18/2012 8:01:39 AM |
JoePaNation | $75.00 | 1/17/2012 7:01:21 PM |
Elefunt | $25.00 | 1/18/2012 9:22:13 AM |
Gladglide | $25.00 | 1/18/2012 9:30:53 AM |
GElender | $25.00 | 1/18/2012 5:41:55 AM |
rockhound84 | $25.00 | 1/18/2012 6:02:00 AM |
LittleMingo | $25.00 | 1/18/2012 9:12:29 AM |
csakhil | $25.00 | 1/18/2012 1:27:45 PM |
saxaphone6 | $25.00 | 1/18/2012 3:08:13 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:18:49 PM |
jamiee73 | $50.00 | 1/18/2012 12:19:06 PM |
a- | $25.00 | 1/18/2012 12:30:44 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:15 PM |
goal-cash6 | $25.00 | 1/18/2012 3:47:34 PM |
Reliance_Banker | $25.00 | 1/18/2012 4:26:21 PM |
reward-optimization9 | $25.00 | 1/18/2012 4:36:54 PM |
social-zebra | $30.00 | 1/18/2012 1:55:36 PM |
high_flyer | $100.00 | 1/18/2012 3:43:29 PM |
dordee | $40.00 | 1/18/2012 4:31:11 PM |
Christophe | $25.00 | 1/16/2012 6:50:56 PM |
Investor_DP | $100.00 | 1/11/2012 5:05:55 PM |
A4 | $25.00 | 1/11/2012 5:16:33 PM |
edaguy | $50.00 | 1/11/2012 5:14:24 PM |
mlj0671 | $25.00 | 1/11/2012 5:16:05 PM |
worthy-bid8 | $50.00 | 1/11/2012 5:25:14 PM |
nimble-revenue5 | $50.00 | 1/11/2012 5:37:11 PM |
hitsman | $50.00 | 1/11/2012 5:14:30 PM |
economy-coup | $50.00 | 1/11/2012 5:42:58 PM |
handy-justice | $50.00 | 1/11/2012 5:29:17 PM |
SFBank | $50.00 | 1/11/2012 6:33:02 PM |
chad-bro-chill | $25.00 | 1/11/2012 6:43:59 PM |
cattlebaron | $50.00 | 1/11/2012 6:05:35 PM |
golden-velocity9 | $25.00 | 1/11/2012 5:39:30 PM |
loss-of-control | $100.00 | 1/11/2012 7:45:03 PM |
AlternativeCashFlow | $25.00 | 1/11/2012 7:19:34 PM |
2grindstones | $50.00 | 1/11/2012 10:55:46 PM |
patriot384 | $90.00 | 1/12/2012 5:55:09 AM |
britches613 | $27.07 | 1/12/2012 8:44:11 AM |
bubb_hans | $50.00 | 1/12/2012 9:32:42 AM |
asset-professor | $25.00 | 1/12/2012 10:56:32 AM |
integrity-doctor | $100.00 | 1/12/2012 11:13:18 AM |
skillful-asset5 | $30.00 | 1/12/2012 6:37:42 PM |
ltschetter | $25.00 | 1/12/2012 5:59:37 PM |
balance-transformer3 | $25.00 | 1/13/2012 5:44:11 AM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:39 PM |
mercuriant | $25.00 | 1/13/2012 9:23:17 AM |
Nazbuster | $100.00 | 1/13/2012 2:24:07 PM |
SolarMoonshine | $25.00 | 1/13/2012 3:49:54 PM |
kind-charming-value | $1,000.00 | 1/13/2012 11:14:03 AM |
Requiem | $25.00 | 1/13/2012 11:27:51 AM |
principal-cooker2 | $100.00 | 1/13/2012 5:42:14 PM |
Bob450 | $25.00 | 1/13/2012 5:21:51 PM |
rolltide09 | $25.00 | 1/13/2012 5:33:24 PM |
tolerant-dime2 | $25.00 | 1/13/2012 11:16:03 PM |
Leshan | $25.00 | 1/14/2012 8:24:24 AM |
retirementlady | $25.00 | 1/14/2012 10:46:43 AM |
blueshound | $25.00 | 1/14/2012 10:23:38 AM |
CMDCO | $50.00 | 1/14/2012 8:14:34 AM |
loan-fate | $50.00 | 1/14/2012 12:26:29 PM |
diplomatic-wealth7 | $25.00 | 1/14/2012 12:26:52 PM |
profit-powerplant | $25.00 | 1/14/2012 12:38:41 PM |
shrewd-income | $100.00 | 1/14/2012 1:11:22 PM |
the-deal-socrates | $25.00 | 1/14/2012 4:10:34 PM |
vest_vortex | $50.00 | 1/14/2012 6:54:37 PM |
TrekTune | $25.00 | 1/15/2012 11:57:52 AM |
melodious-openness | $300.00 | 1/15/2012 12:49:05 PM |
Hambone1111 | $25.00 | 1/15/2012 8:00:49 PM |
itsmaj | $26.62 | 1/15/2012 9:04:11 PM |
unbeatable-credit1 | $50.00 | 1/15/2012 6:35:37 PM |
irrelevant | $30.00 | 1/15/2012 7:05:13 PM |
COCHINOBOY | $25.00 | 1/15/2012 7:26:10 PM |
CA-Lender | $25.00 | 1/15/2012 2:26:23 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:45 PM |
nex | $25.00 | 1/16/2012 9:32:20 AM |
first-pragmatic-power | $25.00 | 1/16/2012 9:30:09 AM |
capital-renewal | $25.00 | 1/16/2012 9:35:10 AM |
durability-halibut | $25.00 | 1/16/2012 1:12:07 PM |
sjc224 | $25.00 | 1/16/2012 5:19:49 PM |
payment-gusto | $25.00 | 1/16/2012 5:42:37 PM |
Kapitaal | $33.00 | 1/16/2012 7:02:11 PM |
integrity-american | $25.00 | 1/16/2012 8:44:11 PM |
reflective-rupee | $25.00 | 1/16/2012 7:42:51 PM |
well-mannered-income3 | $40.00 | 1/16/2012 8:29:09 PM |
rockhound84 | $25.00 | 1/17/2012 7:19:19 AM |
MrUSC | $25.00 | 1/17/2012 9:27:54 AM |
cash-boots7 | $50.00 | 1/16/2012 5:52:45 PM |
basis-viking | $25.00 | 1/17/2012 8:50:56 AM |
credit-bliss8 | $25.00 | 1/16/2012 7:10:27 PM |
burrito6 | $50.00 | 1/17/2012 9:20:33 AM |
openness-antioxidant | $100.00 | 1/17/2012 12:58:10 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:24 PM |
l2fp | $30.00 | 1/17/2012 4:58:16 PM |
hogdriver | $25.00 | 1/17/2012 5:06:00 PM |
the-enthralling-coin | $25.00 | 1/17/2012 5:26:01 PM |
resolute-worth4 | $50.00 | 1/17/2012 5:38:37 PM |
wwwUniversal | $25.00 | 1/17/2012 5:46:42 PM |
competitor119 | $25.00 | 1/17/2012 6:17:16 PM |
radforj22 | $25.00 | 1/17/2012 6:21:57 PM |
kindness-ace1 | $50.00 | 1/18/2012 4:51:57 AM |
payment-halo | $25.00 | 1/18/2012 1:09:46 AM |
hellasow | $25.00 | 1/17/2012 5:47:01 PM |
MoneyBadger | $25.00 | 1/18/2012 9:03:54 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:50 AM |
kendigme | $50.00 | 1/18/2012 3:28:09 AM |
green-rapid-openness | $100.00 | 1/18/2012 12:05:01 PM |
Law_Gator | $25.00 | 1/18/2012 10:37:00 AM |
systematic-fairness1 | $56.42 | 1/18/2012 9:29:10 AM |
intuitive-velocity4 | $25.00 | 1/18/2012 9:34:46 AM |
janeybooboo | $50.00 | 1/18/2012 2:06:28 PM |
leverage-booster | $25.00 | 1/18/2012 9:45:16 AM |
sevenbridges | $25.00 | 1/18/2012 9:49:35 AM |
VAGweilo | $50.00 | 1/18/2012 3:29:09 PM |
brightest-income-hunter | $50.00 | 1/18/2012 10:48:45 AM |
COCHINOBOY | $60.00 | 1/18/2012 10:49:01 AM |
tomoe | $25.00 | 1/18/2012 11:31:25 AM |
stock106 | $25.00 | 1/18/2012 3:58:20 PM |
payment-chief9 | $25.00 | 1/18/2012 1:19:52 PM |
jcw3rd | $25.00 | 1/18/2012 4:41:06 PM |
EndRunFunding | $93.74 | 1/18/2012 4:50:27 PM |
worth-shower8 | $100.00 | 1/18/2012 1:43:12 PM |
VonAp | $300.00 | 1/18/2012 4:43:16 PM |
174 Investments
|
Borrower Payment Dependent Notes Series
550460
This series of Notes was issued and sold upon the funding of the borrower loan #59283, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $256.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 6m |
Amount delinquent:
| $17,000 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,599 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| soulful-contract7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan: Repair Roof,Redue Kitchen
This loan will be used to...New Roof and Update Kitchen
My financial situation: good
I am a good candidate for this loan because...I'm a hard working person in need of a new roof and update kichen.received our home after Mother's passing in Sept 2011.I'm also a Volunteer Firefighter for 37 yrs and would like to improve our home.
Monthly net income: $700.00 every 2 weeks
Monthly expenses: $
Housing: $
Insurance: $73.50
Car expenses: $30.00 every 3 wks for gas
Utilities: $145.00 oil for 8 month's,water 66.00 gas & electric 170.26
Phone, cable, internet: $ my sister pays for that
Food, entertainment: $200.00 a month
Clothing, household expenses: $
Credit cards and other loans: $43.00
Other expenses: $75.00 garage rent
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
edaguy | $75.00 | 1/10/2012 5:14:35 PM |
downtownfarm | $25.00 | 1/10/2012 5:16:12 PM |
hitsman | $50.00 | 1/10/2012 5:14:11 PM |
enriching-dollar1 | $100.00 | 1/10/2012 5:19:55 PM |
E_G | $50.00 | 1/10/2012 5:43:44 PM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:28:29 AM |
market-assembler | $50.00 | 1/11/2012 5:41:48 PM |
jbaum | $40.00 | 1/11/2012 9:11:31 PM |
iolaire | $25.00 | 1/12/2012 1:07:39 AM |
benefit-prescription6 | $100.00 | 1/12/2012 8:30:10 AM |
social-booster4 | $50.00 | 1/17/2012 11:13:34 AM |
principal-cooker2 | $100.00 | 1/17/2012 9:24:21 AM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:25 AM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:39 PM |
capital-announcer5 | $25.00 | 1/17/2012 12:07:58 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:07 PM |
jamiee73 | $50.00 | 1/18/2012 12:19:05 PM |
csakhil | $25.00 | 1/18/2012 1:27:38 PM |
pnace | $50.00 | 1/18/2012 3:31:57 PM |
sammyhammy | $25.00 | 1/18/2012 3:34:38 PM |
thenadamgoes | $25.00 | 1/18/2012 3:37:52 PM |
Auburnmist | $25.00 | 1/18/2012 3:40:47 PM |
unclejaef | $25.00 | 1/18/2012 4:31:44 PM |
kind-credit-bear | $25.00 | 1/18/2012 1:26:56 PM |
toblerone | $25.00 | 1/18/2012 5:08:39 PM |
suave-dime6 | $25.00 | 1/18/2012 5:32:15 PM |
AceInTheHole | $25.00 | 1/18/2012 3:42:50 PM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:02 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:36 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:53 PM |
camaraderi-atmosphere | $50.00 | 1/18/2012 4:33:29 PM |
power-mad-scientist | $50.00 | 1/18/2012 4:39:32 PM |
melodious-fairness | $25.00 | 1/18/2012 5:44:53 PM |
tech310 | $50.00 | 1/18/2012 7:42:54 PM |
tsquared_030 | $25.00 | 1/18/2012 10:44:25 PM |
Domgabriel | $30.00 | 1/19/2012 3:38:30 AM |
cvlender | $50.00 | 1/18/2012 8:50:38 PM |
bdloans | $50.00 | 1/18/2012 9:04:18 PM |
grafton | $174.85 | 1/18/2012 9:29:28 PM |
gethsemane4 | $50.00 | 1/19/2012 7:26:32 AM |
ddog0224 | $25.00 | 1/19/2012 6:42:37 AM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:38 AM |
bountiful-durability | $50.00 | 1/19/2012 9:14:55 AM |
comet55 | $25.00 | 1/19/2012 5:49:51 AM |
currency-persimmon | $25.00 | 1/19/2012 11:12:49 AM |
BzJ108 | $50.00 | 1/19/2012 11:28:19 AM |
samo102us | $25.00 | 1/19/2012 9:12:09 AM |
pdxtech | $50.00 | 1/19/2012 12:14:24 PM |
orearella3 | $25.00 | 1/19/2012 9:27:57 AM |
wayman | $25.00 | 1/19/2012 9:38:44 AM |
attentive-vigilance1 | $50.00 | 1/19/2012 1:51:33 PM |
market-sumac | $100.00 | 1/19/2012 4:20:04 PM |
the-magnetic-transaction | $50.00 | 1/19/2012 5:12:29 PM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:07 PM |
poeman | $25.00 | 1/19/2012 12:43:21 PM |
scarlet-velvet | $25.08 | 1/19/2012 6:10:59 PM |
benjo | $50.00 | 1/19/2012 10:08:12 PM |
fervent-repayment | $50.00 | 1/20/2012 9:13:04 AM |
hanuman77 | $25.00 | 1/20/2012 9:14:25 AM |
Elefunt | $25.00 | 1/20/2012 9:48:04 AM |
credit-wheel7 | $25.00 | 1/20/2012 9:49:39 AM |
miked8303 | $50.00 | 1/20/2012 9:36:14 AM |
lemontree | $50.00 | 1/20/2012 9:45:17 AM |
wise-silver-wonder | $25.00 | 1/20/2012 12:13:39 PM |
paladin847 | $31.00 | 1/20/2012 9:28:45 AM |
magical-durability9 | $25.00 | 1/20/2012 10:04:54 AM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:34 AM |
zippy-interest | $25.00 | 1/20/2012 9:43:02 AM |
Redmond | $25.00 | 1/20/2012 2:55:31 PM |
tabbytiger | $100.00 | 1/20/2012 5:17:11 PM |
Sierrahh | $25.00 | 1/20/2012 5:05:18 PM |
asmithj | $25.00 | 1/20/2012 5:46:57 PM |
LoanMonkey | $50.00 | 1/20/2012 5:26:02 PM |
colorfulgardener | $25.00 | 1/20/2012 8:37:44 PM |
savvycash | $25.00 | 1/20/2012 9:04:01 PM |
ericgassercom | $25.00 | 1/20/2012 5:15:20 PM |
prohelper | $25.00 | 1/20/2012 5:19:02 PM |
listing-vista | $50.00 | 1/20/2012 5:27:30 PM |
Flreap | $30.00 | 1/21/2012 9:52:50 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:43 PM |
jhernand17 | $25.00 | 1/20/2012 8:33:17 PM |
Wings06J | $25.00 | 1/21/2012 11:12:29 AM |
bold-durability-drum | $60.00 | 1/21/2012 12:05:46 PM |
unassassinable | $25.00 | 1/21/2012 12:07:06 PM |
balance-hornet | $50.00 | 1/21/2012 10:31:17 AM |
Bomber | $40.00 | 1/21/2012 11:12:53 AM |
Bank_of_E-Ville | $25.00 | 1/21/2012 11:28:44 AM |
SFMutual | $100.00 | 1/21/2012 9:08:39 AM |
the-profit-oracle | $25.00 | 1/21/2012 12:19:53 PM |
studious-bonus7 | $100.00 | 1/21/2012 12:07:27 PM |
thrifty-affluence6 | $25.00 | 1/21/2012 12:16:20 PM |
helpinghand63 | $25.00 | 1/21/2012 12:18:08 PM |
edaguy | $75.00 | 1/10/2012 5:14:41 PM |
Investor_DP | $100.00 | 1/10/2012 5:41:59 PM |
conceptpi | $25.00 | 1/11/2012 4:47:05 PM |
genius520 | $50.00 | 1/12/2012 5:23:12 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:30 PM |
Harry | $50.00 | 1/13/2012 6:38:15 PM |
leodaguy | $100.00 | 1/14/2012 7:50:00 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:06 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:43 AM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:42 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:12 PM |
top-diversification-giraffe1 | $25.00 | 1/16/2012 5:39:12 PM |
loan-warrior | $25.00 | 1/16/2012 5:51:01 PM |
Rob717171 | $50.00 | 1/16/2012 7:32:10 PM |
kevin314 | $25.00 | 1/17/2012 9:18:32 AM |
the-careful-fund | $30.00 | 1/17/2012 3:43:29 PM |
successful-agreement7 | $100.00 | 1/17/2012 5:28:39 PM |
life-is-great | $25.00 | 1/17/2012 5:25:44 PM |
money-bauble | $100.00 | 1/17/2012 5:55:53 PM |
antlr | $50.00 | 1/17/2012 8:32:30 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:46 AM |
sharpey | $25.00 | 1/18/2012 9:14:50 AM |
iceman35 | $25.00 | 1/18/2012 9:16:20 AM |
P2P_Investor | $2,000.00 | 1/18/2012 1:33:45 PM |
principal-kung-fu | $25.00 | 1/18/2012 3:23:42 PM |
deal-enrichment063 | $50.00 | 1/18/2012 4:09:26 PM |
cassperr | $25.00 | 1/18/2012 5:02:31 PM |
bvzm | $50.00 | 1/18/2012 4:29:03 PM |
GlobalVisionary | $25.00 | 1/18/2012 5:05:35 PM |
gold-plane1 | $25.00 | 1/18/2012 5:28:29 PM |
gain-equator | $25.00 | 1/18/2012 3:25:27 PM |
jst1 | $50.00 | 1/18/2012 4:12:22 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:52 PM |
obedient-loan1 | $300.00 | 1/18/2012 7:43:29 PM |
friendship9 | $25.00 | 1/19/2012 6:18:51 AM |
dime-sprout | $25.00 | 1/19/2012 9:08:50 AM |
Bob450 | $30.00 | 1/19/2012 6:37:05 AM |
psbruce | $25.00 | 1/18/2012 7:44:01 PM |
finance-assembler | $50.00 | 1/19/2012 10:45:11 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:37 AM |
wtrboy | $25.00 | 1/19/2012 9:14:44 AM |
cashnout | $25.00 | 1/19/2012 12:35:23 PM |
wwwUniversal | $25.00 | 1/19/2012 9:42:02 AM |
generosity-pizza | $25.00 | 1/19/2012 9:45:22 AM |
pednatjr | $25.00 | 1/19/2012 1:13:01 PM |
munnu | $100.00 | 1/19/2012 1:16:22 PM |
Urban-MBA | $25.00 | 1/19/2012 10:00:00 AM |
ore-dojo | $75.00 | 1/19/2012 10:10:19 AM |
wacko82 | $25.00 | 1/19/2012 10:18:39 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:27 AM |
DHolly | $25.00 | 1/19/2012 5:13:34 PM |
wlm3012 | $40.00 | 1/19/2012 7:04:18 PM |
reinforced-velocity158 | $250.00 | 1/19/2012 6:11:53 PM |
Brisket_Bob | $25.06 | 1/19/2012 5:20:24 PM |
papaloha | $300.00 | 1/19/2012 7:04:40 PM |
gold-sushi | $25.00 | 1/20/2012 9:06:41 AM |
ursus | $50.00 | 1/20/2012 9:27:37 AM |
kulender | $50.00 | 1/20/2012 6:14:41 AM |
Kaj | $25.00 | 1/20/2012 9:26:53 AM |
funds-futurist | $64.85 | 1/20/2012 10:07:11 AM |
reverent-hope5 | $25.00 | 1/20/2012 11:09:47 AM |
trustu | $25.00 | 1/20/2012 11:19:20 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:53 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:34 AM |
ICHITECH | $25.00 | 1/20/2012 1:13:12 PM |
rescue | $100.00 | 1/20/2012 5:10:42 PM |
PlatinumBank | $25.00 | 1/20/2012 4:16:17 PM |
riveting-community | $100.00 | 1/20/2012 5:38:57 PM |
monstersdad | $100.00 | 1/20/2012 5:46:08 PM |
CAGE-Investments | $25.00 | 1/20/2012 5:24:36 PM |
saihu | $25.30 | 1/20/2012 8:08:41 PM |
bid-czar8 | $100.00 | 1/20/2012 5:15:36 PM |
williemc44 | $25.00 | 1/20/2012 5:21:40 PM |
abundant-power | $50.00 | 1/21/2012 6:30:40 AM |
kurtb57 | $100.00 | 1/20/2012 6:58:52 PM |
Macinvest | $25.00 | 1/20/2012 9:11:48 PM |
Maetryx | $25.00 | 1/21/2012 8:37:57 AM |
ltschetter | $25.00 | 1/21/2012 5:47:59 AM |
ChrisProsper | $52.06 | 1/21/2012 12:20:47 PM |
KindCharmingReflective-affluence | $25.00 | 1/21/2012 12:03:31 PM |
logical-investment4 | $25.00 | 1/21/2012 12:11:28 PM |
173 Investments
|
Borrower Payment Dependent Notes Series
550512
This series of Notes was issued and sold upon the funding of the borrower loan #59328, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,353 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| investment-marble |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
Pay off my two credit cards and allow me to get ahead and start saving money instead of living month to month and pay check to paycheck. I am carrying a significant amount of credit card debt incurred from college, and the monthly payments on them in addition to my other bills is making it extremely difficult to make ends meet.
My financial situation:
I am a good candidate for this loan because...
I have a secure, steady job.
It is not in my nature to overspend nor live beyond my means or budget.
Monthly net income: $ 2,687.00
Monthly expenses: $ 225.00
Housing: $ 898.00
Insurance: $ 85.00
Car expenses: $ 100.00
Utilities: $ 45.00
Phone, cable, internet: $80.00
Food, entertainment: $ 150.00
Clothing, household expenses: $ 75.00
Credit cards and other loans: $ 865.00
Other expenses: $ 43.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
CashFlow13 | $250.00 | 1/22/2012 12:42:18 PM |
green-trade-dolphin | $27.03 | 1/10/2012 5:02:38 PM |
HeroSupport | $70.00 | 1/10/2012 5:03:22 PM |
LittleMingo | $25.00 | 1/10/2012 5:09:08 PM |
selector568 | $300.00 | 1/10/2012 5:16:23 PM |
enriching-dollar1 | $100.00 | 1/10/2012 5:19:57 PM |
cattlebaron | $25.00 | 1/10/2012 5:21:32 PM |
Investor_DP | $100.00 | 1/10/2012 5:42:00 PM |
wonder3 | $40.00 | 1/10/2012 5:44:10 PM |
rupee-equation2 | $25.00 | 1/10/2012 5:41:55 PM |
sturdy-fairness0 | $100.00 | 1/11/2012 10:28:29 AM |
jbaum | $40.00 | 1/11/2012 9:11:33 PM |
genius520 | $50.00 | 1/12/2012 5:23:14 PM |
Manvel | $25.00 | 1/13/2012 8:11:02 AM |
well-mannered-income3 | $50.00 | 1/12/2012 8:50:38 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:31 PM |
Harry | $50.00 | 1/13/2012 6:38:16 PM |
phenomenal-gain5 | $25.00 | 1/14/2012 10:16:42 AM |
Tylerh | $250.00 | 1/15/2012 12:17:20 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:13 PM |
A4 | $25.00 | 1/16/2012 5:09:09 PM |
Domgabriel | $30.00 | 1/16/2012 5:43:37 PM |
FFStar | $25.00 | 1/16/2012 3:41:19 PM |
genuine-loan0 | $25.00 | 1/17/2012 7:47:14 AM |
blueshound | $25.00 | 1/16/2012 7:58:52 PM |
capital-announcer5 | $25.00 | 1/17/2012 12:07:58 PM |
agalt | $100.00 | 1/17/2012 8:21:41 AM |
kevin314 | $25.00 | 1/17/2012 5:35:33 PM |
principal-cooker2 | $100.00 | 1/17/2012 5:07:08 PM |
successful-agreement7 | $100.00 | 1/17/2012 5:28:39 PM |
antlr | $50.00 | 1/17/2012 8:32:31 PM |
BAJMP | $25.00 | 1/18/2012 12:29:02 PM |
jamiee73 | $50.00 | 1/18/2012 12:19:05 PM |
principal-kung-fu | $25.00 | 1/18/2012 3:23:43 PM |
Auburnmist | $25.00 | 1/18/2012 3:40:47 PM |
supersarah61 | $25.00 | 1/18/2012 4:08:40 PM |
sammyhammy | $25.00 | 1/18/2012 3:34:39 PM |
unclejaef | $25.00 | 1/18/2012 4:31:45 PM |
kind-credit-bear | $25.00 | 1/18/2012 1:26:56 PM |
jst1 | $30.00 | 1/18/2012 4:12:22 PM |
toblerone | $25.00 | 1/18/2012 5:08:39 PM |
cool_kubera | $82.00 | 1/18/2012 3:26:15 PM |
AceInTheHole | $25.00 | 1/18/2012 3:42:51 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:53 PM |
bvzm | $50.00 | 1/18/2012 4:29:03 PM |
tech310 | $50.00 | 1/18/2012 7:42:54 PM |
loyalty-czar | $55.00 | 1/18/2012 8:05:22 PM |
beer-gardener | $25.00 | 1/18/2012 6:34:50 PM |
thinker6 | $50.00 | 1/19/2012 8:15:44 AM |
psbruce | $25.00 | 1/18/2012 7:50:12 PM |
dano1965 | $50.00 | 1/19/2012 8:30:54 AM |
herbyman | $50.00 | 1/19/2012 5:59:02 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:27 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:33 AM |
theaterguy | $25.00 | 1/19/2012 9:23:10 AM |
funds-dominator | $35.00 | 1/19/2012 11:25:06 AM |
PaulW | $25.00 | 1/19/2012 11:28:38 AM |
poeman | $25.00 | 1/19/2012 12:43:22 PM |
market-sumac | $100.00 | 1/19/2012 4:20:04 PM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:08 PM |
sturdy-note5 | $25.00 | 1/19/2012 7:40:04 PM |
benjo | $50.00 | 1/19/2012 10:08:13 PM |
SolarMoonshine | $25.00 | 1/20/2012 3:42:46 AM |
samo102us | $25.00 | 1/20/2012 9:13:18 AM |
justice-allocator3 | $25.00 | 1/19/2012 10:10:25 PM |
suave-dime6 | $25.00 | 1/20/2012 6:49:19 AM |
bountiful-durability | $50.00 | 1/20/2012 9:47:53 AM |
pound-mushroom3 | $25.00 | 1/20/2012 9:32:12 AM |
reverent-hope5 | $25.00 | 1/20/2012 11:09:47 AM |
orgy63 | $25.00 | 1/20/2012 5:55:20 PM |
Kaj | $25.00 | 1/20/2012 5:16:30 PM |
forthright-durability | $25.00 | 1/20/2012 8:41:55 PM |
ursus | $50.00 | 1/20/2012 5:43:52 PM |
Macinvest | $25.00 | 1/20/2012 9:11:48 PM |
Interloper | $25.00 | 1/20/2012 6:53:21 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:32 PM |
gold-plane1 | $25.00 | 1/20/2012 5:18:27 PM |
dime-sprout | $25.00 | 1/20/2012 5:32:46 PM |
trade-elm | $30.00 | 1/21/2012 6:46:40 AM |
Bcs-cnc | $25.00 | 1/20/2012 8:54:16 PM |
savvycash | $25.00 | 1/20/2012 9:04:01 PM |
wayman | $25.00 | 1/20/2012 5:40:28 PM |
tabbytiger | $100.00 | 1/21/2012 12:15:48 PM |
houli123 | $25.00 | 1/21/2012 7:25:01 AM |
Sierrahh | $25.00 | 1/21/2012 12:33:28 PM |
CAGE-Investments | $25.00 | 1/21/2012 12:15:02 PM |
1stPlace | $25.00 | 1/21/2012 12:06:50 PM |
progressive-economy261 | $386.00 | 1/21/2012 12:47:09 PM |
reflective-cash0 | $50.00 | 1/21/2012 12:27:48 PM |
Tradesmanlender | $25.00 | 1/21/2012 12:50:10 PM |
Yotaman | $25.00 | 1/21/2012 12:53:14 PM |
igniter584 | $25.00 | 1/21/2012 12:54:04 PM |
gulch | $25.00 | 1/21/2012 12:28:08 PM |
ixoyefreak | $26.00 | 1/21/2012 3:22:48 PM |
ADIDASNO | $25.00 | 1/21/2012 12:49:31 PM |
whitegold24k | $100.00 | 1/21/2012 12:52:41 PM |
maldok1 | $25.00 | 1/21/2012 12:38:34 PM |
TheCount | $25.00 | 1/21/2012 12:53:38 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:51 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:57 PM |
credit-observatory | $25.00 | 1/21/2012 3:17:25 PM |
riproaringrapids | $50.00 | 1/21/2012 12:52:55 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:18 AM |
whitegold24k | $400.00 | 1/21/2012 1:00:13 PM |
Sevron | $100.00 | 1/21/2012 6:09:25 PM |
showmestatekid | $25.00 | 1/21/2012 2:51:21 PM |
billybragg | $25.00 | 1/21/2012 7:05:00 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:48:15 PM |
engbusres | $30.00 | 1/21/2012 9:03:18 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:39 AM |
papaloha | $100.00 | 1/22/2012 11:28:36 AM |
millionaire_today | $25.00 | 1/21/2012 9:17:40 PM |
coin-lesson3 | $25.24 | 1/22/2012 9:08:56 AM |
remoore | $50.00 | 1/22/2012 9:46:29 AM |
KADENA462 | $25.00 | 1/22/2012 10:21:17 AM |
SimpleChoice | $25.00 | 1/22/2012 7:19:57 AM |
Kyileo | $25.00 | 1/22/2012 12:31:51 PM |
riveting-community | $100.00 | 1/22/2012 12:33:03 PM |
wormdc | $25.00 | 1/22/2012 12:33:35 PM |
principal-duckling | $50.00 | 1/22/2012 8:38:43 AM |
investment-tempo | $25.00 | 1/22/2012 11:37:48 AM |
Index_Plus | $3,257.89 | 1/22/2012 2:34:33 PM |
the-magnetic-transaction | $50.00 | 1/22/2012 12:30:42 PM |
transparency-halo | $25.00 | 1/22/2012 12:20:19 PM |
thrifty-affluence6 | $25.00 | 1/22/2012 12:33:52 PM |
the-enthralling-coin | $25.00 | 1/22/2012 12:34:24 PM |
processor115 | $25.00 | 1/22/2012 12:36:15 PM |
orearella3 | $25.00 | 1/22/2012 12:45:12 PM |
e6400 | $25.00 | 1/22/2012 12:31:16 PM |
monstersdad | $100.00 | 1/22/2012 12:32:14 PM |
JJYossarian | $50.00 | 1/22/2012 12:33:42 PM |
rickp | $25.00 | 1/22/2012 12:42:47 PM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:29:06 PM |
bullish2bearish | $25.00 | 1/18/2012 9:43:42 AM |
Christophe | $25.00 | 1/21/2012 7:31:56 PM |
hitsman | $50.00 | 1/10/2012 5:14:14 PM |
DHolly | $25.00 | 1/10/2012 5:10:48 PM |
edaguy | $25.00 | 1/10/2012 5:14:42 PM |
the-deal-socrates | $25.00 | 1/10/2012 5:32:43 PM |
downtownfarm | $25.00 | 1/10/2012 5:16:14 PM |
AndChicksforFree | $25.00 | 1/10/2012 6:18:46 PM |
BxRealtor | $25.00 | 1/10/2012 5:42:29 PM |
Bank_Of_XL | $25.00 | 1/10/2012 6:38:16 PM |
conceptpi | $25.00 | 1/11/2012 4:47:06 PM |
market-assembler | $50.00 | 1/11/2012 5:41:49 PM |
moola-gargantuan9 | $50.00 | 1/11/2012 5:57:10 PM |
iolaire | $25.00 | 1/12/2012 1:07:41 AM |
benefit-prescription6 | $100.00 | 1/12/2012 8:30:10 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:45 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:07 AM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:42 PM |
x32248 | $25.00 | 1/16/2012 5:15:41 PM |
top-diversification-giraffe1 | $25.00 | 1/16/2012 5:39:12 PM |
Rob717171 | $50.00 | 1/16/2012 7:32:11 PM |
E_G | $50.00 | 1/16/2012 5:34:35 PM |
loan-warrior | $25.00 | 1/16/2012 5:51:01 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:25 AM |
integrity-american | $25.00 | 1/16/2012 8:44:08 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:08 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:29 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:39 PM |
money-bauble | $100.00 | 1/17/2012 5:55:53 PM |
magnificent-gain3 | $25.00 | 1/17/2012 10:13:55 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:46 AM |
twjh | $25.00 | 1/18/2012 4:01:28 AM |
a- | $25.00 | 1/18/2012 12:30:43 PM |
mainsail35 | $100.00 | 1/18/2012 4:00:45 PM |
camaraderi-atmosphere | $50.00 | 1/18/2012 4:33:30 PM |
csakhil | $25.00 | 1/18/2012 1:27:40 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:37 PM |
VAGweilo | $50.00 | 1/18/2012 3:29:09 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:52 PM |
orangetrust | $70.00 | 1/18/2012 10:21:05 PM |
power-defender7 | $25.00 | 1/18/2012 9:10:52 PM |
return-enthusiast1 | $25.00 | 1/19/2012 7:02:13 AM |
bazaar-festivity | $25.00 | 1/19/2012 9:12:23 AM |
Brainworm | $25.00 | 1/19/2012 9:37:19 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:38 AM |
ddog0224 | $50.00 | 1/19/2012 6:47:11 AM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:38 AM |
melodious-fairness | $25.00 | 1/19/2012 9:37:52 AM |
finance-assembler | $50.00 | 1/19/2012 10:45:11 AM |
JBF_Investments | $25.00 | 1/19/2012 11:02:07 AM |
just-loyalty643 | $50.00 | 1/19/2012 11:29:21 AM |
wacko82 | $25.00 | 1/19/2012 10:18:40 AM |
wtrboy | $25.00 | 1/19/2012 9:14:44 AM |
pdxtech | $50.00 | 1/19/2012 12:14:24 PM |
ethical-truth211 | $200.00 | 1/19/2012 12:23:27 PM |
market-pudding | $25.00 | 1/19/2012 1:25:52 PM |
5kids5 | $51.44 | 1/19/2012 4:34:59 PM |
vigilance-frontier | $25.00 | 1/19/2012 7:47:58 PM |
mschoenf | $50.00 | 1/19/2012 5:56:55 PM |
kulender | $50.00 | 1/20/2012 6:14:42 AM |
JoePaNation | $50.00 | 1/20/2012 8:09:00 AM |
miked8303 | $50.00 | 1/20/2012 9:36:14 AM |
magical-durability9 | $25.00 | 1/20/2012 10:04:54 AM |
Sandboxer | $40.00 | 1/20/2012 10:13:51 AM |
Golfmoney | $100.00 | 1/20/2012 12:14:36 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:34 AM |
currency-persimmon | $25.00 | 1/20/2012 12:53:32 PM |
1willray | $25.00 | 1/20/2012 1:39:24 PM |
credit-wheel7 | $25.00 | 1/20/2012 5:16:23 PM |
Redmond | $25.00 | 1/20/2012 2:55:32 PM |
zippy-interest | $25.00 | 1/20/2012 5:33:29 PM |
JPBank | $25.39 | 1/20/2012 6:33:23 PM |
fervent-repayment | $50.00 | 1/20/2012 5:21:43 PM |
jybank | $50.00 | 1/20/2012 11:59:20 PM |
rescue | $100.00 | 1/21/2012 12:10:42 PM |
Maetryx | $25.00 | 1/21/2012 8:37:58 AM |
Imaginos1892 | $100.00 | 1/21/2012 9:46:29 AM |
balance-hornet | $50.00 | 1/21/2012 10:31:18 AM |
asmithj | $25.00 | 1/21/2012 12:21:18 PM |
BuffetRocks | $50.00 | 1/21/2012 12:48:09 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:36 PM |
agreement-network | $25.00 | 1/21/2012 12:52:43 PM |
caseattle | $25.00 | 1/21/2012 1:10:07 PM |
Centaur | $25.00 | 1/21/2012 1:39:13 PM |
intelligent-dedication9 | $100.00 | 1/21/2012 1:42:23 PM |
JJ9876 | $25.00 | 1/21/2012 12:38:39 PM |
jjswanso | $100.00 | 1/21/2012 12:38:52 PM |
indomitable-dedication | $25.00 | 1/21/2012 12:24:13 PM |
sentry256 | $25.00 | 1/21/2012 12:24:34 PM |
Bob450 | $30.00 | 1/21/2012 3:08:22 PM |
meadow48 | $25.00 | 1/21/2012 12:51:03 PM |
studious-listing8 | $25.00 | 1/21/2012 12:51:16 PM |
cajunguy | $59.86 | 1/21/2012 7:12:43 PM |
LoanMonkey | $50.00 | 1/21/2012 12:48:42 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:14 PM |
Rulea72 | $25.00 | 1/21/2012 3:38:12 PM |
appcoder | $50.00 | 1/21/2012 12:55:14 PM |
LeadFoot | $25.00 | 1/21/2012 12:55:30 PM |
NorthwestLoan1 | $500.00 | 1/22/2012 8:07:03 AM |
catmanbob | $25.00 | 1/21/2012 7:25:52 PM |
duty-explosion9 | $25.00 | 1/21/2012 8:24:31 PM |
economics2011 | $25.00 | 1/21/2012 5:20:27 PM |
dinero-path5 | $50.00 | 1/22/2012 10:56:47 AM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:51 PM |
teachermrb | $27.35 | 1/22/2012 11:16:34 AM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:28 PM |
Mavrck88 | $25.00 | 1/21/2012 8:46:09 PM |
Peacepower | $25.00 | 1/22/2012 12:32:33 PM |
mhotchan | $100.00 | 1/22/2012 9:11:42 AM |
spark548 | $50.00 | 1/22/2012 12:41:25 PM |
wwwUniversal | $25.00 | 1/22/2012 12:09:04 PM |
GlobalVisionary | $25.00 | 1/22/2012 12:21:39 PM |
Herluftrolle | $50.00 | 1/22/2012 12:06:22 PM |
euro-speaker8 | $25.00 | 1/22/2012 12:27:01 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:18 PM |
cash-reaction2 | $25.00 | 1/22/2012 12:27:04 PM |
reflective-rupee | $25.00 | 1/22/2012 12:38:35 PM |
250 Investments
|
Borrower Payment Dependent Notes Series
550552
This series of Notes was issued and sold upon the funding of the borrower loan #59608, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $604.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,904 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-euro-aviary |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jan-2011)
|
Principal balance:
| $5,548.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate older loans into one loan (at a lower rate) saving me almost $250 per month. This will enable me to start saving at a much higher rate and in the future loan money to those in need via Prosper. This will also enable me to make substantial gains in saving for my son's college education which will be in the next 6 years.
My financial situation:
I am a good candidate for this loan because I currently have a good credit score at 720. My annual income is at $90K and rental income at $12K. I believe in paying my debts and have the income to not only pay the debt in full, but plan on re-paying early.
Thank you for your consideration and assistance in making this happen. Should this loan be funded, I will be completely debt free in 3 years with your help!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-dollar1 | $100.00 | 1/11/2012 5:15:13 PM |
hitsman | $50.00 | 1/11/2012 5:14:30 PM |
green-trade-dolphin2 | $35.72 | 1/11/2012 5:02:20 PM |
fcrick | $25.00 | 1/11/2012 5:23:12 PM |
market-assembler | $50.00 | 1/11/2012 5:41:53 PM |
successful-agreement7 | $100.00 | 1/11/2012 5:43:37 PM |
jakespirit | $25.00 | 1/11/2012 5:46:38 PM |
proper-agreement8 | $50.00 | 1/11/2012 8:46:41 PM |
DonaldColorado | $200.00 | 1/12/2012 2:22:57 AM |
suave-dollar | $25.00 | 1/12/2012 4:36:46 AM |
squarebob | $25.00 | 1/12/2012 5:43:16 AM |
Leshan | $50.00 | 1/12/2012 7:59:04 AM |
benefit-prescription6 | $100.00 | 1/12/2012 8:30:15 AM |
indomitable-coin | $25.00 | 1/12/2012 9:12:04 AM |
GCInvestments | $30.00 | 1/12/2012 9:52:00 AM |
foldingbenny2 | $55.00 | 1/12/2012 9:56:13 AM |
peso-tamer5 | $25.00 | 1/12/2012 11:45:01 AM |
Rockymtnhi | $25.00 | 1/12/2012 3:29:35 PM |
FlexFunding | $50.00 | 1/12/2012 4:06:51 PM |
r48 | $253.00 | 1/12/2012 5:08:35 PM |
deal-goliath4 | $500.00 | 1/12/2012 5:53:41 PM |
Jumping_Jedi | $43.17 | 1/13/2012 12:08:00 AM |
helping-out | $40.00 | 1/13/2012 8:27:35 AM |
principal-hut1 | $25.00 | 1/13/2012 1:41:43 PM |
rentalguy | $25.00 | 1/13/2012 2:07:09 PM |
top-commitment-champ | $25.00 | 1/13/2012 4:42:06 PM |
Harry | $50.00 | 1/13/2012 6:39:07 PM |
bdpres1 | $25.00 | 1/13/2012 5:23:01 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:06 PM |
roadtruck | $50.00 | 1/14/2012 11:08:54 AM |
wealth-tremolo7 | $25.00 | 1/14/2012 12:07:57 PM |
leodaguy | $100.00 | 1/14/2012 7:50:05 AM |
velocity-jalapeno | $25.00 | 1/14/2012 12:09:47 PM |
compassion-lotus5 | $50.00 | 1/14/2012 8:29:30 AM |
trade-caper | $25.00 | 1/14/2012 12:22:03 PM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:42 PM |
power-trophy7 | $50.00 | 1/14/2012 11:42:23 AM |
friendly-worth3 | $25.00 | 1/14/2012 1:38:35 PM |
TheHillsAreAlive | $50.00 | 1/14/2012 3:08:57 PM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:48:43 PM |
caring-truth9 | $50.00 | 1/14/2012 7:05:04 PM |
greenback-loyalist8 | $30.00 | 1/14/2012 9:19:56 PM |
Basset_Hound_Investments | $25.00 | 1/14/2012 8:35:27 PM |
owhite2000 | $25.00 | 1/15/2012 10:24:41 AM |
blujfan9293 | $25.00 | 1/15/2012 11:01:50 AM |
KCEnterprises | $25.00 | 1/14/2012 11:06:49 PM |
hawaiiangirl76 | $25.00 | 1/15/2012 12:27:01 PM |
GreenSun | $25.00 | 1/15/2012 12:22:29 PM |
atomantic | $25.00 | 1/15/2012 3:58:36 PM |
sharpey | $25.00 | 1/15/2012 12:33:14 PM |
SouthCoast | $25.00 | 1/15/2012 12:38:55 PM |
rupee-chomper | $50.00 | 1/15/2012 6:53:53 PM |
upbeat-coin937 | $25.00 | 1/15/2012 12:34:53 PM |
peripatetic | $25.00 | 1/16/2012 3:16:31 AM |
wyogirllender | $25.00 | 1/15/2012 3:47:54 PM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:52:58 PM |
dinero-path5 | $50.00 | 1/16/2012 6:38:21 AM |
Boxster968 | $25.00 | 1/15/2012 5:03:26 PM |
organized-payment6 | $50.00 | 1/16/2012 8:07:41 AM |
dime-hot-rod7 | $50.00 | 1/15/2012 6:29:14 PM |
Nailman88 | $32.47 | 1/16/2012 9:50:13 AM |
duty-gusto6 | $75.00 | 1/16/2012 9:05:50 AM |
yennib | $25.00 | 1/16/2012 9:08:47 AM |
Railbird | $25.00 | 1/16/2012 9:16:00 AM |
rmachi | $25.00 | 1/16/2012 9:23:16 AM |
kevin314 | $25.00 | 1/16/2012 5:11:21 PM |
dinero-speaker | $25.00 | 1/16/2012 10:53:38 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:15 AM |
value-den | $25.00 | 1/16/2012 11:24:30 AM |
invest-in-ed | $150.00 | 1/16/2012 12:05:34 PM |
4est | $25.00 | 1/16/2012 5:38:26 PM |
income-banjo | $25.00 | 1/16/2012 5:39:51 PM |
stoopidnoodle | $25.00 | 1/16/2012 2:14:16 PM |
Anonymous_Guy | $30.00 | 1/16/2012 4:59:38 PM |
veneziani | $25.00 | 1/17/2012 5:52:04 AM |
dunedin | $25.00 | 1/16/2012 9:06:25 PM |
Zach842 | $25.00 | 1/16/2012 7:21:02 PM |
gold-pudding6 | $60.00 | 1/17/2012 9:28:20 AM |
nri22 | $200.00 | 1/17/2012 10:31:54 AM |
JJ9876 | $25.00 | 1/17/2012 9:14:57 AM |
ConchRepublican | $100.00 | 1/17/2012 9:25:58 AM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:28 AM |
the-careful-fund | $30.00 | 1/17/2012 3:43:31 PM |
damage | $25.00 | 1/17/2012 5:13:47 PM |
processor115 | $25.00 | 1/17/2012 5:34:34 PM |
reflective-ore3 | $25.00 | 1/18/2012 12:29:38 AM |
WonderPup | $25.00 | 1/18/2012 8:14:31 AM |
vonheyse | $25.00 | 1/18/2012 5:17:06 AM |
joeuser99 | $100.00 | 1/18/2012 6:59:14 AM |
skillful-auction | $25.00 | 1/18/2012 9:50:50 AM |
csakhil | $25.00 | 1/18/2012 1:27:46 PM |
FlexFunding | $50.00 | 1/18/2012 3:16:41 PM |
influential-benjamins0 | $100.00 | 1/18/2012 9:45:00 AM |
blooming-market | $25.00 | 1/18/2012 3:20:51 PM |
trade-arch | $25.00 | 1/18/2012 3:31:12 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:53 PM |
bvzm | $50.00 | 1/18/2012 4:29:04 PM |
cash-popcorn7 | $25.00 | 1/18/2012 4:35:22 PM |
maldok1 | $25.00 | 1/18/2012 5:13:01 PM |
degster | $25.00 | 1/18/2012 2:22:56 PM |
nojoke411 | $25.00 | 1/18/2012 2:40:53 PM |
financial-frenzy | $50.00 | 1/18/2012 5:13:07 PM |
KLCRAY | $25.00 | 1/18/2012 5:32:50 PM |
Allyson-Prosper | $25.00 | 1/18/2012 3:33:07 PM |
the-profit-oracle | $25.00 | 1/18/2012 5:16:53 PM |
sammyhammy | $25.00 | 1/18/2012 3:34:39 PM |
satisfying-deal5 | $50.00 | 1/18/2012 5:38:18 PM |
HamachiMan | $50.00 | 1/18/2012 5:39:02 PM |
gold-channel2 | $25.00 | 1/18/2012 5:32:05 PM |
decisive-marketplace3 | $25.00 | 1/18/2012 6:02:10 PM |
Fiimg | $50.00 | 1/18/2012 6:22:57 PM |
american6 | $48.00 | 1/18/2012 5:37:27 PM |
power-mad-scientist | $50.00 | 1/18/2012 4:39:33 PM |
balance-voyager | $25.00 | 1/18/2012 5:40:43 PM |
wlm3012 | $50.00 | 1/18/2012 7:37:40 PM |
psbruce | $25.00 | 1/18/2012 7:44:01 PM |
IP | $25.00 | 1/18/2012 5:33:32 PM |
vanderhp | $25.00 | 1/18/2012 11:46:20 PM |
bdloans | $50.00 | 1/18/2012 9:04:18 PM |
EatBeef | $55.82 | 1/19/2012 1:50:56 AM |
Rider | $200.00 | 1/19/2012 3:23:01 AM |
intrepid-credit5 | $25.00 | 1/18/2012 7:04:41 PM |
radforj22 | $43.77 | 1/19/2012 5:18:32 AM |
BoughtTheFarm | $25.00 | 1/19/2012 9:08:25 AM |
worth-web5 | $45.00 | 1/19/2012 9:09:08 AM |
Loan-Mart | $54.03 | 1/19/2012 7:07:41 AM |
wdove511 | $25.00 | 1/19/2012 9:19:03 AM |
hostbank | $33.00 | 1/19/2012 9:29:25 AM |
Ducatiman1978 | $25.00 | 1/19/2012 9:16:04 AM |
nuclearmoose | $26.00 | 1/19/2012 9:20:36 AM |
gold-sushi | $25.00 | 1/19/2012 9:23:23 AM |
pumped130 | $25.00 | 1/19/2012 6:03:43 AM |
GIGO | $25.00 | 1/19/2012 10:11:35 AM |
PaulW | $25.00 | 1/19/2012 11:29:11 AM |
brightest-affluence-motivator | $50.00 | 1/19/2012 9:10:52 AM |
velocity-solo | $25.00 | 1/19/2012 9:12:05 AM |
ussugm | $50.00 | 1/19/2012 10:12:20 AM |
finance-assembler | $50.00 | 1/19/2012 10:45:11 AM |
figs4u2 | $32.00 | 1/19/2012 9:35:58 AM |
TheArtOfLogic | $32.98 | 1/19/2012 1:53:52 PM |
lagnisiruk | $25.00 | 1/19/2012 9:41:09 AM |
JRhino | $25.00 | 1/19/2012 2:30:49 PM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:08 PM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:39 AM |
chemistry220 | $25.00 | 1/19/2012 10:00:47 AM |
funds-dominator | $35.00 | 1/19/2012 11:25:06 AM |
thorough-marketplace441 | $100.00 | 1/19/2012 4:50:47 PM |
debt-legend | $25.00 | 1/19/2012 12:14:40 PM |
jamiee73 | $25.00 | 1/19/2012 5:36:18 PM |
orange-immaculate-payment | $25.00 | 1/19/2012 2:03:45 PM |
Erileb | $25.00 | 1/19/2012 5:28:50 PM |
A4 | $35.00 | 1/19/2012 8:28:40 PM |
inspiring-payout5 | $25.00 | 1/19/2012 7:18:37 PM |
TMBank | $29.86 | 1/20/2012 6:01:22 AM |
MadHun | $99.00 | 1/20/2012 9:11:25 AM |
EtaDuck | $25.00 | 1/20/2012 9:14:41 AM |
Anny-Disco | $25.00 | 1/20/2012 9:19:05 AM |
jeffpac | $36.00 | 1/20/2012 9:22:31 AM |
brazilofmux | $100.00 | 1/20/2012 9:29:33 AM |
ski bum | $100.00 | 1/20/2012 9:23:12 AM |
Rick21 | $25.00 | 1/20/2012 9:24:56 AM |
Banker7371 | $25.00 | 1/20/2012 9:44:31 AM |
Ivan2007 | $25.00 | 1/20/2012 9:28:12 AM |
ijspence | $25.00 | 1/20/2012 9:30:27 AM |
flexible-vigilance7 | $250.00 | 1/20/2012 8:54:06 AM |
plane450 | $25.00 | 1/20/2012 8:59:28 AM |
rate-mogul | $50.00 | 1/20/2012 9:14:19 AM |
Clambake | $25.00 | 1/20/2012 9:30:51 AM |
ChrisProsper | $304.47 | 1/20/2012 10:32:44 AM |
gallant-economy9 | $31.00 | 1/20/2012 9:40:35 AM |
wealth-competitor | $25.00 | 1/20/2012 9:47:44 AM |
skuba | $66.00 | 1/20/2012 9:48:09 AM |
Cai8899 | $26.00 | 1/20/2012 9:53:04 AM |
rulender | $25.00 | 1/20/2012 9:55:16 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:53 AM |
kenji4861 | $25.00 | 1/11/2012 5:09:25 PM |
edaguy | $75.00 | 1/11/2012 5:14:07 PM |
trade-burrito4 | $35.00 | 1/11/2012 5:08:01 PM |
selector568 | $300.00 | 1/11/2012 5:36:53 PM |
E_G | $50.00 | 1/11/2012 5:35:11 PM |
downtownfarm | $25.00 | 1/11/2012 5:35:22 PM |
susurrus | $50.00 | 1/11/2012 5:56:48 PM |
BxRealtor | $25.00 | 1/11/2012 5:44:58 PM |
sturdy-fairness0 | $100.00 | 1/11/2012 8:31:50 PM |
cattlebaron | $25.00 | 1/11/2012 6:02:31 PM |
Index_Plus | $2,000.00 | 1/11/2012 6:20:56 PM |
jbaum | $40.00 | 1/11/2012 9:11:37 PM |
iolaire | $25.00 | 1/12/2012 1:07:45 AM |
B-rad_the_Coug | $25.00 | 1/12/2012 1:04:46 AM |
first-serene-credit | $25.00 | 1/12/2012 7:16:05 AM |
john0720 | $25.00 | 1/12/2012 6:08:42 AM |
awwaww | $25.00 | 1/12/2012 9:09:15 AM |
green28 | $65.74 | 1/12/2012 9:57:58 AM |
genius520 | $50.00 | 1/12/2012 5:23:23 PM |
Munnie | $25.00 | 1/13/2012 8:53:21 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:29 AM |
Tylerh | $250.00 | 1/13/2012 9:48:38 AM |
green28 | $70.16 | 1/13/2012 2:30:53 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:35 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:05 PM |
life-is-great | $25.00 | 1/13/2012 5:40:51 PM |
loyalty-circuitry | $100.00 | 1/13/2012 7:46:32 PM |
lamsabuy | $100.00 | 1/14/2012 12:09:27 PM |
Weaverville | $50.00 | 1/14/2012 10:08:33 AM |
the-bright-velocity | $25.00 | 1/14/2012 12:25:42 PM |
DadWarbucks | $25.00 | 1/14/2012 12:44:45 PM |
payout-cello | $25.00 | 1/14/2012 12:51:40 PM |
mennleo | $26.00 | 1/14/2012 1:02:22 PM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:06:43 PM |
CaptainBlueberry | $25.00 | 1/14/2012 7:06:02 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:49 AM |
paladin510 | $25.00 | 1/14/2012 7:39:49 PM |
sclark | $25.00 | 1/15/2012 12:10:45 PM |
cr8on | $50.00 | 1/15/2012 12:12:54 PM |
rate-sherpa | $100.00 | 1/14/2012 8:30:34 PM |
order-supernova6 | $100.00 | 1/14/2012 10:14:22 PM |
boogles72 | $25.00 | 1/15/2012 11:36:43 AM |
tenacious-payout | $25.00 | 1/15/2012 11:44:39 AM |
community-bee | $25.00 | 1/15/2012 12:24:29 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:11 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:10 AM |
Brisket_Bob | $25.00 | 1/15/2012 7:37:46 AM |
silver-structure7 | $25.00 | 1/15/2012 10:00:18 AM |
scrappy-leverage6 | $25.00 | 1/15/2012 12:38:37 PM |
value-pouch | $25.00 | 1/15/2012 12:17:53 PM |
Proactive-Financial-Lending | $25.00 | 1/15/2012 12:29:22 PM |
charming-finance3 | $50.00 | 1/16/2012 8:06:20 AM |
helpinghand63 | $25.00 | 1/16/2012 9:09:53 AM |
availableloan | $25.00 | 1/15/2012 9:11:26 PM |
Socorro_Capital_Partners | $25.01 | 1/16/2012 11:02:06 AM |
pfenness | $50.00 | 1/16/2012 9:19:29 AM |
Tradesmanlender | $25.00 | 1/16/2012 9:24:37 AM |
velocity-aurora | $300.00 | 1/16/2012 10:14:26 AM |
tylerfd | $25.00 | 1/16/2012 10:53:00 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:16 PM |
LawyerLoan | $25.00 | 1/16/2012 6:42:10 PM |
lostontheedge | $25.00 | 1/16/2012 4:28:40 PM |
integrity-american | $25.00 | 1/16/2012 8:44:11 PM |
RSV | $25.00 | 1/17/2012 12:28:05 AM |
orearella3 | $25.00 | 1/17/2012 9:30:53 AM |
commanding-treasure2 | $50.00 | 1/17/2012 9:35:42 AM |
Rob717171 | $50.00 | 1/16/2012 7:32:11 PM |
social-booster4 | $50.00 | 1/17/2012 11:13:35 AM |
mason13a | $25.00 | 1/17/2012 9:34:46 AM |
newgroom422 | $25.00 | 1/16/2012 11:11:24 PM |
ChrisTJ | $25.00 | 1/17/2012 9:06:08 AM |
sun818 | $25.00 | 1/17/2012 9:08:51 AM |
brilliant-market680 | $100.00 | 1/17/2012 9:24:40 AM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:41 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:10 PM |
antlr | $50.00 | 1/17/2012 8:32:32 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:50 AM |
secureincome | $1,333.00 | 1/18/2012 9:35:49 AM |
ptjg | $100.00 | 1/18/2012 9:17:29 AM |
UCSBGAUCHOS | $30.00 | 1/18/2012 2:54:32 PM |
johngaltline | $25.00 | 1/18/2012 9:47:31 AM |
ti22ring | $25.00 | 1/18/2012 9:52:33 AM |
swm | $29.00 | 1/18/2012 3:34:24 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:19 PM |
best-lean-yield | $25.00 | 1/18/2012 3:22:50 PM |
principal-kung-fu | $25.00 | 1/18/2012 3:23:43 PM |
jst1 | $50.00 | 1/18/2012 4:12:22 PM |
doobieBear | $25.00 | 1/18/2012 4:14:57 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:38 PM |
herman7 | $25.00 | 1/18/2012 4:35:27 PM |
studious-bonus7 | $100.00 | 1/18/2012 5:10:40 PM |
revenue-tsunami | $25.00 | 1/18/2012 3:21:05 PM |
gain-equator | $25.00 | 1/18/2012 3:25:27 PM |
AvPro | $50.00 | 1/18/2012 5:31:34 PM |
LenderOnWheels | $25.00 | 1/18/2012 3:35:03 PM |
dospapalotes | $25.00 | 1/18/2012 5:37:04 PM |
cagcrash | $75.00 | 1/18/2012 5:25:33 PM |
nhm | $25.00 | 1/18/2012 4:08:59 PM |
greenback-investor7 | $100.00 | 1/18/2012 5:34:28 PM |
unclejaef | $25.00 | 1/18/2012 4:31:45 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:52 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:40 PM |
solin003 | $25.00 | 1/18/2012 8:47:38 PM |
cvlender | $50.00 | 1/18/2012 8:50:38 PM |
asya | $25.00 | 1/18/2012 5:23:58 PM |
cr55595 | $25.00 | 1/19/2012 4:24:50 AM |
benjamins-thunder | $25.00 | 1/18/2012 5:41:41 PM |
quintilian | $25.00 | 1/19/2012 2:10:40 AM |
Relaxo | $100.00 | 1/19/2012 8:37:12 AM |
jhernand17 | $25.00 | 1/19/2012 8:46:45 AM |
orlowf | $25.00 | 1/19/2012 4:47:18 AM |
reward-toro | $25.00 | 1/18/2012 7:31:15 PM |
dansarkis | $25.00 | 1/19/2012 9:22:01 AM |
wtrboy | $25.00 | 1/19/2012 9:14:45 AM |
seanvr33 | $25.00 | 1/19/2012 2:58:07 AM |
gristle | $50.00 | 1/19/2012 9:20:27 AM |
wacko82 | $25.00 | 1/19/2012 10:18:40 AM |
favorite-auction2 | $100.00 | 1/19/2012 10:50:09 AM |
gold-commander0 | $25.00 | 1/19/2012 9:13:11 AM |
skro | $25.00 | 1/19/2012 9:15:39 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:28 AM |
riproaringrapids | $45.00 | 1/19/2012 9:20:57 AM |
progressive-asset | $100.00 | 1/19/2012 9:22:51 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:51 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:28 AM |
puifais | $32.00 | 1/19/2012 9:24:45 AM |
cpodakine | $25.00 | 1/19/2012 12:09:09 PM |
guard327 | $30.00 | 1/19/2012 12:58:08 PM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:58 PM |
compoundinterest | $25.00 | 1/19/2012 9:38:23 AM |
High-flyer | $25.00 | 1/19/2012 11:47:50 AM |
IIP77 | $25.00 | 1/19/2012 9:46:34 AM |
social-juniper5 | $50.00 | 1/19/2012 9:48:03 AM |
minista | $25.00 | 1/19/2012 9:50:08 AM |
MrSolution | $50.00 | 1/19/2012 2:29:19 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:03 AM |
jcttjg | $25.00 | 1/19/2012 2:35:11 PM |
sappy02 | $50.00 | 1/19/2012 2:48:51 PM |
innocent-income4 | $25.00 | 1/19/2012 5:31:58 PM |
etraboulay | $50.00 | 1/19/2012 9:18:21 PM |
benjo | $50.00 | 1/19/2012 10:08:14 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 7:43:28 PM |
Acid | $50.00 | 1/19/2012 5:35:14 PM |
a-money-leader | $25.00 | 1/19/2012 5:44:23 PM |
cybernosha | $25.00 | 1/20/2012 6:53:01 AM |
SimonHova | $25.00 | 1/20/2012 8:16:04 AM |
hayhelp | $25.00 | 1/20/2012 9:19:38 AM |
broomfieldbucks | $25.00 | 1/20/2012 9:05:56 AM |
bcash1 | $50.00 | 1/20/2012 5:02:01 AM |
treasure-pipeline | $25.00 | 1/20/2012 9:31:02 AM |
miked8303 | $50.00 | 1/20/2012 9:36:16 AM |
nickel-ferret | $50.00 | 1/20/2012 9:23:07 AM |
JLMGroupFunds | $25.00 | 1/20/2012 9:24:10 AM |
syounker | $25.00 | 1/20/2012 9:50:34 AM |
flexible-value | $50.00 | 1/20/2012 9:39:50 AM |
w3alter | $50.00 | 1/20/2012 9:09:58 AM |
Cheburashka | $25.00 | 1/20/2012 9:46:32 AM |
britgsb | $30.00 | 1/20/2012 9:47:00 AM |
loyalty-sherpa | $25.00 | 1/20/2012 9:18:17 AM |
mlandrid | $25.00 | 1/20/2012 9:20:50 AM |
skidoo99 | $25.00 | 1/20/2012 9:21:49 AM |
GodzillaLending | $25.00 | 1/20/2012 9:50:45 AM |
thrifty-affluence6 | $25.00 | 1/20/2012 9:52:15 AM |
C_Mark | $50.00 | 1/20/2012 9:28:38 AM |
kbmin | $25.00 | 1/20/2012 9:28:48 AM |
a- | $25.00 | 1/20/2012 9:59:19 AM |
Yanwoo | $25.00 | 1/20/2012 9:33:08 AM |
rogue_monster | $50.00 | 1/20/2012 9:35:23 AM |
Herluftrolle | $100.00 | 1/20/2012 9:35:39 AM |
skiberdad | $50.00 | 1/20/2012 9:44:15 AM |
aasx1108 | $25.00 | 1/20/2012 9:45:43 AM |
A4 | $35.00 | 1/20/2012 10:31:41 AM |
347 Investments
|
Borrower Payment Dependent Notes Series
550558
This series of Notes was issued and sold upon the funding of the borrower loan #59313, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 6% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,415 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| impressive-treasure985 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $25.00 | 1/10/2012 5:07:49 PM |
cattlebaron | $50.00 | 1/10/2012 5:10:36 PM |
Investor_DP | $100.00 | 1/10/2012 5:42:02 PM |
Feyenoord | $30.00 | 1/10/2012 8:28:13 PM |
vutah | $25.00 | 1/12/2012 10:07:32 AM |
duty-explosion9 | $50.00 | 1/12/2012 5:20:22 PM |
genius520 | $50.00 | 1/12/2012 5:23:15 PM |
deal-goliath4 | $500.00 | 1/12/2012 5:55:06 PM |
E_G | $50.00 | 1/12/2012 5:40:26 PM |
balance-transformer3 | $25.00 | 1/12/2012 6:23:12 PM |
Domgabriel | $30.00 | 1/13/2012 3:33:29 AM |
zone6 | $100.00 | 1/13/2012 8:20:25 AM |
Binan | $25.00 | 1/12/2012 11:17:10 PM |
TheRock | $26.16 | 1/13/2012 8:12:03 AM |
Brisket_Bob | $25.00 | 1/13/2012 8:19:21 AM |
loot-heart | $25.00 | 1/13/2012 9:23:49 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:28 AM |
dime-sprout | $25.00 | 1/13/2012 9:33:18 AM |
kindness-ace1 | $50.00 | 1/13/2012 10:03:47 AM |
Tylerh | $128.00 | 1/13/2012 9:48:38 AM |
bold-sunny-generosity | $25.00 | 1/13/2012 2:04:19 PM |
mpatrick | $30.00 | 1/13/2012 11:04:05 AM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:41:31 PM |
successful-agreement7 | $100.00 | 1/13/2012 5:14:16 PM |
psalms6612 | $25.00 | 1/13/2012 4:43:49 PM |
Harry | $50.00 | 1/13/2012 6:38:18 PM |
quest0 | $75.00 | 1/14/2012 7:22:18 AM |
TigerForce | $25.00 | 1/14/2012 8:09:35 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:21 AM |
bountiful-durability | $50.00 | 1/14/2012 12:10:29 PM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:07:17 PM |
ddog0224 | $50.00 | 1/14/2012 3:33:39 PM |
Basset_Hound_Investments | $25.00 | 1/14/2012 8:38:12 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:08 AM |
mindful-deal289 | $25.00 | 1/14/2012 6:25:37 PM |
CaptainBlueberry | $25.00 | 1/14/2012 7:04:38 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:45 AM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:09 AM |
diggingupward | $25.00 | 1/15/2012 12:55:47 PM |
value-pouch | $25.00 | 1/15/2012 12:17:52 PM |
1stPlace | $25.00 | 1/15/2012 2:32:54 PM |
hogdriver | $25.00 | 1/15/2012 9:42:41 AM |
payout-thinker7 | $25.00 | 1/15/2012 10:20:25 AM |
fascinating-social422 | $125.00 | 1/16/2012 3:58:26 AM |
astute-benjamins | $50.00 | 1/16/2012 6:10:20 AM |
income-awakening6 | $25.00 | 1/16/2012 8:39:59 AM |
bid-prometheus | $30.01 | 1/15/2012 3:50:28 PM |
VegasJay | $25.00 | 1/15/2012 6:51:16 PM |
ClearCut | $50.00 | 1/16/2012 8:35:00 AM |
Dubbs360 | $100.00 | 1/15/2012 9:59:32 PM |
dinero-speaker | $25.00 | 1/16/2012 10:53:37 AM |
katnmouse | $25.00 | 1/16/2012 8:53:36 AM |
worth-sanctuary9 | $56.06 | 1/16/2012 5:22:44 PM |
compassionate-dime0 | $50.00 | 1/16/2012 2:07:08 PM |
sentry256 | $25.00 | 1/16/2012 2:41:50 PM |
credit-bliss8 | $25.00 | 1/16/2012 6:59:12 PM |
loan-warrior | $25.00 | 1/16/2012 5:51:01 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:26 AM |
Chillito | $65.76 | 1/16/2012 11:56:29 PM |
new-social-economist | $50.00 | 1/17/2012 2:08:40 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:08 PM |
worldly-income2 | $25.00 | 1/17/2012 7:18:11 AM |
scrappy-leverage6 | $25.00 | 1/17/2012 9:31:42 AM |
kevin314 | $25.00 | 1/17/2012 5:35:33 PM |
brainy-return234 | $25.00 | 1/18/2012 6:27:02 AM |
suave-dime6 | $25.00 | 1/18/2012 9:27:09 AM |
BAJMP | $25.00 | 1/18/2012 11:43:32 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:06 PM |
csakhil | $25.00 | 1/18/2012 1:27:41 PM |
gilbrear | $25.00 | 1/18/2012 4:28:23 PM |
R3vXX | $25.00 | 1/18/2012 5:17:40 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:37 PM |
Golfmoney | $100.00 | 1/18/2012 5:47:30 PM |
toblerone | $25.00 | 1/18/2012 5:08:40 PM |
SmoLucBam | $25.00 | 1/18/2012 5:58:32 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:52 PM |
Ven58 | $35.00 | 1/19/2012 6:31:59 AM |
wtrboy | $25.00 | 1/19/2012 9:14:44 AM |
Scubadiver | $38.08 | 1/19/2012 9:28:58 AM |
orearella3 | $25.00 | 1/19/2012 9:27:57 AM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:39 AM |
dano1965 | $50.00 | 1/19/2012 8:32:55 AM |
pdxtech | $50.00 | 1/19/2012 12:14:24 PM |
south585 | $25.00 | 1/19/2012 1:34:06 PM |
dinero-path5 | $50.00 | 1/19/2012 2:14:11 PM |
reinforced-velocity158 | $250.00 | 1/19/2012 6:14:07 PM |
radforj22 | $25.00 | 1/20/2012 4:23:04 AM |
usanachris | $25.00 | 1/20/2012 6:35:06 AM |
Bob450 | $25.00 | 1/20/2012 7:00:11 AM |
newest-coin-frog | $50.00 | 1/20/2012 5:22:20 AM |
velocity-aurora | $100.00 | 1/20/2012 7:15:51 AM |
Elefunt | $25.00 | 1/20/2012 9:48:04 AM |
the-magnetic-transaction | $50.00 | 1/20/2012 9:20:35 AM |
Redmond | $25.00 | 1/20/2012 2:55:32 PM |
intrepid-loot | $25.00 | 1/20/2012 9:08:37 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:43 PM |
LoveLife45 | $25.00 | 1/20/2012 7:12:40 PM |
logical-investment4 | $25.00 | 1/21/2012 12:11:28 PM |
balance-hornet | $50.00 | 1/21/2012 10:31:18 AM |
gold-plane1 | $25.00 | 1/21/2012 12:10:33 PM |
A4 | $25.00 | 1/21/2012 10:06:46 AM |
damage | $25.00 | 1/21/2012 12:19:03 PM |
jbaum | $40.00 | 1/21/2012 12:19:14 PM |
papaloha | $200.00 | 1/21/2012 1:42:22 PM |
JJ9876 | $25.00 | 1/21/2012 12:38:39 PM |
blue-diligent-income | $25.00 | 1/21/2012 6:56:09 PM |
contract-oyster1 | $100.00 | 1/21/2012 3:42:32 PM |
catmanbob | $25.00 | 1/21/2012 7:25:53 PM |
Mavrck88 | $25.00 | 1/21/2012 8:46:10 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:15 PM |
tabbytiger | $100.00 | 1/22/2012 12:37:24 PM |
janeybooboo | $50.00 | 1/22/2012 11:16:06 AM |
ursus | $50.00 | 1/22/2012 12:12:23 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:19 PM |
ADIDASNO | $25.00 | 1/22/2012 12:33:15 PM |
exact-gold2 | $25.00 | 1/22/2012 2:19:26 PM |
jmeasn | $25.00 | 1/16/2012 10:49:55 AM |
hitsman | $50.00 | 1/10/2012 5:14:17 PM |
enriching-dollar1 | $100.00 | 1/10/2012 5:19:59 PM |
downtownfarm | $25.00 | 1/10/2012 5:16:15 PM |
sturdy-fairness0 | $50.00 | 1/11/2012 8:33:49 PM |
bglender | $25.00 | 1/12/2012 3:46:13 PM |
selector568 | $300.00 | 1/12/2012 5:28:18 PM |
BxRealtor | $25.00 | 1/12/2012 5:35:49 PM |
EngineersAlliance | $125.00 | 1/12/2012 5:36:12 PM |
edaguy | $75.00 | 1/12/2012 5:38:19 PM |
sunny-dough9 | $200.00 | 1/12/2012 7:07:32 PM |
yield-seeker | $25.00 | 1/12/2012 7:58:56 PM |
well-mannered-income3 | $60.00 | 1/12/2012 8:48:57 PM |
Manvel | $25.00 | 1/13/2012 8:07:04 AM |
dime-hot-rod7 | $50.00 | 1/13/2012 9:33:57 AM |
moola-monger9 | $50.00 | 1/13/2012 12:11:19 PM |
RLaumeyer | $25.00 | 1/13/2012 12:20:49 PM |
nikgod | $25.00 | 1/13/2012 3:22:59 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:02 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:32 PM |
principal-cooker2 | $100.00 | 1/13/2012 5:42:13 PM |
loss-of-control | $100.00 | 1/13/2012 6:55:16 PM |
leodaguy | $100.00 | 1/14/2012 7:50:02 AM |
friendship9 | $25.00 | 1/13/2012 7:05:51 PM |
compassion-lotus5 | $50.00 | 1/14/2012 8:29:29 AM |
generous-deal6 | $25.00 | 1/14/2012 4:43:11 AM |
natural-greenback6 | $25.00 | 1/14/2012 9:31:15 AM |
money-bauble | $74.00 | 1/14/2012 12:42:36 PM |
life-is-great | $25.00 | 1/14/2012 12:46:11 PM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:41 PM |
friendship9 | $25.00 | 1/14/2012 1:30:54 PM |
friendly-worth3 | $50.00 | 1/14/2012 1:36:46 PM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:48:42 PM |
suges | $25.00 | 1/15/2012 11:45:04 AM |
theloanfiller | $30.00 | 1/15/2012 5:48:42 AM |
ferdberfel | $25.00 | 1/15/2012 6:53:01 AM |
Munnie | $25.00 | 1/15/2012 12:16:01 PM |
ommcd | $25.00 | 1/15/2012 12:28:07 PM |
bazaar-festivity | $25.00 | 1/15/2012 12:41:01 PM |
top-diversification-giraffe1 | $25.00 | 1/15/2012 12:07:59 PM |
availableloan | $25.00 | 1/15/2012 9:10:39 PM |
market-assembler | $50.00 | 1/15/2012 12:27:15 PM |
peripatetic | $25.00 | 1/16/2012 3:16:28 AM |
1willray | $25.00 | 1/15/2012 7:44:38 PM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:14 AM |
kenji4861 | $25.00 | 1/16/2012 5:08:16 PM |
huorn | $25.00 | 1/16/2012 3:46:51 PM |
SolarMoonshine | $25.00 | 1/17/2012 3:51:50 AM |
trade-surge3 | $25.00 | 1/17/2012 8:15:12 AM |
FinanceEngine | $40.00 | 1/17/2012 10:40:00 AM |
a- | $25.00 | 1/17/2012 4:22:55 PM |
mvnine | $100.00 | 1/17/2012 10:26:43 AM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:40 PM |
Zuzu | $25.00 | 1/17/2012 3:13:26 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:30 PM |
prudent-bid3 | $25.00 | 1/17/2012 6:06:25 PM |
antlr | $50.00 | 1/17/2012 8:32:31 PM |
jazzlender | $35.00 | 1/18/2012 9:49:00 AM |
TheCount | $25.00 | 1/18/2012 9:49:38 AM |
progressive-economy261 | $400.00 | 1/18/2012 9:13:12 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:50 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:47 AM |
GrooveBiz | $25.00 | 1/18/2012 3:39:13 PM |
AceInTheHole | $25.00 | 1/18/2012 3:42:51 PM |
dedication-ninja7 | $150.00 | 1/18/2012 3:53:12 PM |
justice-cub5 | $100.00 | 1/18/2012 4:32:51 PM |
unclejaef | $25.00 | 1/18/2012 4:31:45 PM |
sammyhammy | $25.00 | 1/18/2012 3:34:39 PM |
Auburnmist | $25.00 | 1/18/2012 3:40:47 PM |
CBO-Enterprise | $100.00 | 1/18/2012 4:11:55 PM |
bvzm | $50.00 | 1/18/2012 4:29:04 PM |
beer-gardener | $25.00 | 1/18/2012 6:36:09 PM |
tech310 | $50.00 | 1/18/2012 7:46:55 PM |
majestic-repayment3 | $25.00 | 1/18/2012 7:23:50 PM |
return-berserker5 | $25.00 | 1/18/2012 8:28:31 PM |
ferdberfel | $25.00 | 1/19/2012 8:42:58 AM |
credit-coach118 | $25.27 | 1/19/2012 8:49:21 AM |
wwwUniversal | $25.00 | 1/19/2012 9:42:03 AM |
78 | $30.00 | 1/19/2012 8:32:01 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:38 AM |
generosity-battalion0 | $50.00 | 1/19/2012 11:34:58 AM |
ore-dojo | $75.00 | 1/19/2012 10:10:51 AM |
buckeyebucks | $50.00 | 1/19/2012 10:33:13 AM |
funds-dominator | $175.00 | 1/19/2012 11:25:06 AM |
poeman | $25.00 | 1/19/2012 12:43:22 PM |
vonheyse | $25.00 | 1/19/2012 2:42:27 PM |
market-pudding | $25.00 | 1/19/2012 1:23:09 PM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:28 AM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:05 PM |
Lilybell | $25.00 | 1/19/2012 7:32:43 PM |
tenacious-payout | $25.00 | 1/19/2012 7:27:20 PM |
Golfmoney | $100.00 | 1/19/2012 5:33:38 PM |
benjo | $50.00 | 1/19/2012 10:08:13 PM |
first-unafraid-bill | $114.23 | 1/19/2012 11:11:08 PM |
kulender | $50.00 | 1/20/2012 6:14:44 AM |
fairness-leader3 | $100.00 | 1/19/2012 6:51:42 PM |
nalaari | $31.97 | 1/20/2012 5:59:29 AM |
benefit-awakening9 | $200.00 | 1/19/2012 7:23:07 PM |
Pickmar | $25.00 | 1/20/2012 8:38:18 AM |
cclady | $500.00 | 1/20/2012 8:46:19 AM |
Wilhan | $25.24 | 1/20/2012 7:49:12 AM |
JoePaNation | $75.00 | 1/20/2012 7:58:50 AM |
melodious-fairness | $25.00 | 1/20/2012 9:43:04 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:34 AM |
ethical-truth211 | $100.00 | 1/20/2012 10:39:45 AM |
miked8303 | $50.00 | 1/20/2012 9:36:14 AM |
benefit-prescription6 | $100.00 | 1/20/2012 5:36:56 PM |
Macinvest | $25.00 | 1/20/2012 9:11:48 PM |
pinballwizard | $50.00 | 1/21/2012 2:58:23 AM |
savvycash | $25.00 | 1/20/2012 9:04:02 PM |
Maetryx | $25.00 | 1/21/2012 8:37:58 AM |
evergreen16 | $39.00 | 1/21/2012 9:07:49 AM |
processor115 | $25.00 | 1/21/2012 12:23:05 PM |
Rivervale_Westwood | $25.00 | 1/21/2012 11:03:23 AM |
velocity-warrior | $25.00 | 1/21/2012 12:49:24 PM |
wise-balanced-moola | $25.00 | 1/21/2012 12:38:12 PM |
wayman | $25.00 | 1/21/2012 12:28:13 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:37 PM |
ixoyefreak | $26.00 | 1/21/2012 3:22:49 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:52 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:57 PM |
Kaj | $25.00 | 1/21/2012 12:49:19 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:19 AM |
Sevron | $100.00 | 1/21/2012 6:09:26 PM |
showmestatekid | $25.00 | 1/21/2012 2:51:22 PM |
benefit-thunder0 | $25.00 | 1/21/2012 4:09:10 PM |
I_Really_Hate_Banks | $25.00 | 1/22/2012 5:51:39 AM |
alluring-yield5 | $26.64 | 1/22/2012 6:32:58 AM |
SimpleChoice | $25.00 | 1/22/2012 7:19:57 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:39 AM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:28 PM |
Index_Plus | $2,384.66 | 1/22/2012 2:24:08 PM |
samo102us | $25.00 | 1/22/2012 12:43:10 PM |
camaraderi-atmosphere | $50.00 | 1/22/2012 12:30:57 PM |
250 Investments
|
Borrower Payment Dependent Notes Series
550560
This series of Notes was issued and sold upon the funding of the borrower loan #59152, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-10-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $149.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 7m |
Amount delinquent:
| $1,279 |
Total credit lines:
| 16 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,368 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| momentous-trade6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/10/2012 5:10:32 PM |
nimble-revenue5 | $100.00 | 1/10/2012 5:10:39 PM |
economy-coup | $50.00 | 1/10/2012 5:23:42 PM |
EngineersAlliance | $150.00 | 1/10/2012 5:19:26 PM |
SolarMoonshine | $25.00 | 1/10/2012 5:14:22 PM |
vutah | $35.00 | 1/10/2012 5:39:21 PM |
AndChicksforFree | $25.00 | 1/10/2012 6:12:44 PM |
market-sumac | $100.00 | 1/10/2012 6:29:10 PM |
bullwink27 | $25.00 | 1/11/2012 1:16:06 PM |
sturdy-fairness0 | $50.00 | 1/11/2012 8:30:38 PM |
jbaum | $40.00 | 1/11/2012 9:11:34 PM |
benefit-prescription6 | $100.00 | 1/12/2012 8:30:11 AM |
wildguy | $25.00 | 1/12/2012 9:38:16 AM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:37 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:28:15 PM |
worthy-bid8 | $50.00 | 1/10/2012 5:30:03 PM |
hitsman | $50.00 | 1/10/2012 5:14:17 PM |
edaguy | $75.00 | 1/10/2012 5:14:43 PM |
Investor_DP | $100.00 | 1/10/2012 5:42:12 PM |
greenback-seagull2 | $50.00 | 1/11/2012 9:07:39 AM |
market-assembler | $50.00 | 1/11/2012 5:41:49 PM |
proud-pound4 | $25.00 | 1/12/2012 9:18:33 AM |
WilliamLeeSims | $25.00 | 1/12/2012 9:26:00 AM |
stylish-compassion3 | $50.00 | 1/12/2012 3:39:51 PM |
rate-authority2 | $50.00 | 1/12/2012 4:56:01 PM |
genius520 | $50.00 | 1/12/2012 5:23:16 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:42:51 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:48 PM |
worth-blanket2 | $2,500.00 | 1/13/2012 5:37:15 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
550582
This series of Notes was issued and sold upon the funding of the borrower loan #59352, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1985 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 3 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 0m |
Amount delinquent:
| $1,630 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $151 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 31 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| capital-mastery4 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
purchase rv to live in 5th wheller
Purpose of loan to purchase a 2000 28 ft R V for me to live in :
This loan will be used to...
My financial situation: Retirement check $800 SS Check $707 monthly
I am a good candidate for this loan because..i will not be paying any utilities just lot for .$250
Monthly net income: $1500
Monthly expenses: Housing: Insurance: $250
Car expenses: $40
Utilities: $0
Phone, cable, internet: $57
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $30
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jmeasn | $25.00 | 1/16/2012 10:51:07 AM |
handy-justice | $50.00 | 1/11/2012 9:06:42 AM |
handshake5 | $95.00 | 1/11/2012 9:12:59 AM |
finance-prescription | $97.00 | 1/11/2012 9:25:42 AM |
Investor_DP | $100.00 | 1/11/2012 9:12:48 AM |
missing-link | $25.00 | 1/11/2012 9:33:27 AM |
worthy-bid8 | $50.00 | 1/11/2012 9:42:27 AM |
HHP | $32.00 | 1/11/2012 9:36:29 AM |
euro-speaker8 | $100.00 | 1/11/2012 2:12:05 PM |
hopeful-deal7 | $25.00 | 1/11/2012 5:15:28 PM |
Land_on_your_feet | $40.90 | 1/12/2012 5:43:49 AM |
exchange-pledge | $50.00 | 1/12/2012 9:07:15 AM |
Weaverville | $25.00 | 1/12/2012 10:02:45 AM |
finance-mushroom | $200.00 | 1/12/2012 9:54:38 AM |
bailey7563 | $34.00 | 1/12/2012 3:21:52 PM |
SecondChanceLendingSERV | $27.20 | 1/12/2012 10:16:17 AM |
PlatinumBank | $25.00 | 1/12/2012 3:40:16 PM |
TheRock | $25.00 | 1/13/2012 8:19:14 AM |
transparency-baton | $25.00 | 1/13/2012 9:50:11 AM |
ASG_NECO | $25.00 | 1/13/2012 10:22:16 PM |
pixeldave | $50.00 | 1/14/2012 11:16:41 AM |
orearella3 | $25.00 | 1/14/2012 12:32:25 PM |
MadHun | $115.00 | 1/14/2012 12:36:59 PM |
stepatatime-together | $100.00 | 1/14/2012 12:28:51 PM |
gallant-economy9 | $40.00 | 1/14/2012 12:29:24 PM |
money-vista | $25.00 | 1/14/2012 12:37:09 PM |
jiftostada | $25.00 | 1/14/2012 3:19:28 PM |
ChrisProsper | $500.00 | 1/14/2012 8:57:04 PM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:48:43 PM |
TrekTune | $25.00 | 1/15/2012 11:58:48 AM |
jiggaman7 | $50.00 | 1/15/2012 12:22:05 PM |
Torch84 | $25.00 | 1/15/2012 11:38:51 AM |
Hambone1111 | $25.00 | 1/15/2012 8:00:49 PM |
SV-AZ | $32.00 | 1/15/2012 4:04:13 PM |
HenryS | $30.00 | 1/15/2012 12:22:50 PM |
value-fortress3 | $25.00 | 1/16/2012 5:50:53 AM |
sjc224 | $25.00 | 1/16/2012 8:51:54 AM |
Tikibarman | $50.00 | 1/16/2012 5:14:48 AM |
nex | $25.00 | 1/16/2012 9:32:19 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:15 AM |
blue-silver-ruler | $25.00 | 1/16/2012 11:03:58 AM |
rvfbroker | $25.00 | 1/16/2012 9:36:10 AM |
dinero-speaker | $25.00 | 1/16/2012 10:53:37 AM |
MrMikeMcD | $25.00 | 1/16/2012 11:33:43 AM |
capital-renewal | $25.00 | 1/16/2012 9:35:10 AM |
hitsman | $50.00 | 1/11/2012 9:41:01 AM |
nimble-revenue5 | $50.00 | 1/11/2012 9:44:33 AM |
EBITDA | $25.00 | 1/11/2012 9:44:55 AM |
careful-vigilance4 | $25.00 | 1/11/2012 9:50:51 AM |
riveting-community | $97.00 | 1/11/2012 2:24:48 PM |
worth-dandelion | $100.00 | 1/11/2012 5:09:05 PM |
WilliamLeeSims | $25.00 | 1/11/2012 5:22:08 PM |
lucrative-transparency0 | $100.00 | 1/11/2012 5:23:25 PM |
stable-payment7 | $25.00 | 1/11/2012 5:45:41 PM |
LightTheWay | $25.00 | 1/11/2012 8:30:52 PM |
muirheaj | $25.00 | 1/12/2012 7:22:32 AM |
ingenious-truth0 | $50.00 | 1/12/2012 9:03:37 AM |
proud-pound4 | $25.00 | 1/12/2012 9:18:35 AM |
desertoasis | $50.00 | 1/12/2012 10:16:40 AM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:38 PM |
Bekim | $25.00 | 1/13/2012 5:56:31 AM |
WonderPup | $25.00 | 1/13/2012 8:33:08 AM |
Ananya | $25.00 | 1/14/2012 8:36:18 AM |
MicroPod | $25.00 | 1/14/2012 8:42:48 AM |
panegryst | $50.00 | 1/14/2012 11:35:28 AM |
reward-adventure | $29.00 | 1/14/2012 12:32:56 PM |
asiaratt | $50.00 | 1/14/2012 12:33:58 PM |
money-surge1 | $25.00 | 1/14/2012 12:28:55 PM |
dedicated-transaction796 | $25.00 | 1/14/2012 12:37:25 PM |
Alpha-AssistU | $25.00 | 1/14/2012 12:37:51 PM |
top-historic-peso | $25.00 | 1/14/2012 12:40:18 PM |
bid-czar8 | $54.00 | 1/14/2012 12:41:51 PM |
worldly-community3 | $50.00 | 1/14/2012 12:49:11 PM |
hogdriver | $25.00 | 1/15/2012 9:42:42 AM |
suave-dime6 | $25.00 | 1/15/2012 10:46:02 AM |
michaelray703 | $25.00 | 1/15/2012 12:10:11 PM |
Dubbs360 | $100.00 | 1/15/2012 10:35:57 PM |
helpinghand63 | $25.00 | 1/16/2012 9:09:53 AM |
tylerfd | $25.00 | 1/16/2012 10:52:59 AM |
papaloha | $151.90 | 1/16/2012 12:46:16 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
550594
This series of Notes was issued and sold upon the funding of the borrower loan #59193, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 32% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,798 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| peaceful143 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for a Wedding
Purpose of loan:
This loan will be used to...
I have never let any debt of mine go into default.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3150
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/12/2012 5:05:46 PM |
camaraderi-aspen | $100.00 | 1/12/2012 5:06:52 PM |
hitsman | $50.00 | 1/12/2012 5:14:24 PM |
favorite-commerce | $40.00 | 1/12/2012 5:05:03 PM |
worthy-bid8 | $50.00 | 1/12/2012 5:18:38 PM |
rupee-equation2 | $25.00 | 1/12/2012 5:52:27 PM |
kind-credit-bear | $50.00 | 1/12/2012 6:33:41 PM |
bubb_hans | $50.00 | 1/12/2012 5:47:22 PM |
autonomous-basis | $25.00 | 1/13/2012 6:16:13 AM |
greencat | $50.00 | 1/13/2012 7:09:40 AM |
CA-Lender | $25.00 | 1/13/2012 9:04:53 AM |
fervent-repayment | $50.00 | 1/13/2012 9:31:26 AM |
2grindstones | $25.00 | 1/13/2012 3:07:10 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:42:49 PM |
StrongMonty | $100.00 | 1/13/2012 2:00:30 PM |
Something-Corporate | $25.00 | 1/13/2012 2:54:58 PM |
SecondChanceLendingSERV | $25.00 | 1/13/2012 5:17:10 PM |
Bob450 | $25.00 | 1/13/2012 5:23:29 PM |
Investor_DP | $100.00 | 1/12/2012 5:11:32 PM |
SolarMoonshine | $25.00 | 1/12/2012 5:18:29 PM |
loanman2007 | $100.00 | 1/12/2012 5:22:21 PM |
lendstats_com | $200.00 | 1/12/2012 5:04:51 PM |
handy-justice | $50.00 | 1/12/2012 5:05:27 PM |
asset-professor | $25.00 | 1/12/2012 5:41:04 PM |
economy-coup | $50.00 | 1/12/2012 5:54:46 PM |
skillful-asset5 | $30.00 | 1/12/2012 6:31:57 PM |
vine99 | $55.00 | 1/12/2012 7:58:55 PM |
impeccable-ore3 | $25.00 | 1/13/2012 8:12:30 AM |
Kash2010lu | $40.00 | 1/13/2012 7:18:55 AM |
jkeller4000 | $25.00 | 1/13/2012 9:34:42 AM |
Cliffie83 | $25.00 | 1/13/2012 9:16:23 AM |
transparency-baton | $25.00 | 1/13/2012 9:50:13 AM |
green-durable-yield | $25.00 | 1/13/2012 9:57:43 AM |
blazing-capital2 | $250.00 | 1/13/2012 11:05:34 AM |
scoobiedoo | $25.00 | 1/13/2012 11:39:06 AM |
transaction-circuit | $75.00 | 1/13/2012 12:01:32 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:52 PM |
BankofRon | $25.00 | 1/13/2012 5:25:55 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:29:10 PM |
worth-blanket2 | $2,000.00 | 1/13/2012 5:36:23 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
550600
This series of Notes was issued and sold upon the funding of the borrower loan #59381, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $218.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
6 | Length of status: | 7y 5m |
Amount delinquent:
| $298 |
Total credit lines:
| 19 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,028 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| sensational-capital364 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
privale loan
Purpose of loan:
This loan will be used to..expand home business.
My financial situation:
I am a good candidate for this loan because..I am a finacial expert.
Monthly net income: $3000
Monthly expenses: $320
Housing: $600
Insurance: $80
Car expenses: $0
Utilities: $100
Phone, cable, internet: $80
Food, entertainment: $120
Clothing, household expenses: $75
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/18/2012 9:30:44 AM |
economy-coup | $50.00 | 1/18/2012 9:22:32 AM |
the-hope-workhorse | $200.00 | 1/18/2012 10:05:11 AM |
cattlebaron | $25.00 | 1/18/2012 10:20:28 AM |
csakhil | $25.00 | 1/18/2012 1:28:54 PM |
hitsman | $50.00 | 1/19/2012 9:37:10 AM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:54 PM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:30 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:49 PM |
powerplant62 | $25.00 | 1/22/2012 7:33:59 PM |
money-bauble | $100.00 | 1/23/2012 5:16:59 PM |
Smartgrowth40 | $50.00 | 1/23/2012 5:19:39 PM |
ericgassercom | $25.00 | 1/23/2012 5:27:50 PM |
Index_Plus | $5,790.00 | 1/23/2012 9:38:35 PM |
Weaverville | $25.00 | 1/18/2012 10:49:11 AM |
patriot897 | $25.00 | 1/18/2012 3:36:07 PM |
toblerone | $25.00 | 1/18/2012 5:09:03 PM |
Investor_DP | $100.00 | 1/18/2012 5:43:08 PM |
zorg77 | $25.00 | 1/18/2012 4:13:15 PM |
tech310 | $50.00 | 1/18/2012 7:43:22 PM |
kulender | $50.00 | 1/20/2012 6:15:30 AM |
kevin314 | $25.00 | 1/19/2012 11:18:41 PM |
BradP | $35.00 | 1/20/2012 5:27:35 PM |
glenium | $25.00 | 1/23/2012 7:38:55 AM |
selector568 | $300.00 | 1/23/2012 9:12:00 AM |
proud-pound4 | $25.00 | 1/23/2012 9:23:35 AM |
jybank | $50.00 | 1/23/2012 12:49:55 PM |
rate-authority2 | $50.00 | 1/23/2012 11:47:41 AM |
genius520 | $50.00 | 1/23/2012 5:25:08 PM |
harty | $50.00 | 1/23/2012 12:38:07 PM |
asset-professor | $25.00 | 1/23/2012 5:37:48 PM |
nex | $25.00 | 1/23/2012 5:33:03 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:28 PM |
WilliamLeeSims | $25.00 | 1/23/2012 5:39:10 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
550602
This series of Notes was issued and sold upon the funding of the borrower loan #59268, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-10-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-10-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 19% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 12
/
12 | Length of status: | 7y 9m |
Amount delinquent:
| $7,742 |
Total credit lines:
| 29 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,512 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-rapture8 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate and Holding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/10/2012 5:03:38 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
550606
This series of Notes was issued and sold upon the funding of the borrower loan #59418, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,606 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| prudent-justice1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to pay for wedding expenses.
My financial situation:
I am a good candidate for this loan because I have a good credit history showing the ability to make payments on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-popcorn | $25.00 | 1/23/2012 6:57:20 AM |
DHolly | $25.00 | 1/11/2012 9:08:29 AM |
downtownfarm | $25.00 | 1/11/2012 9:28:43 AM |
rupee-equation2 | $25.00 | 1/11/2012 9:57:59 AM |
Theodon | $25.00 | 1/11/2012 4:05:06 PM |
vutah | $25.00 | 1/11/2012 5:21:05 PM |
sturdy-fairness0 | $50.00 | 1/11/2012 8:33:51 PM |
Interloper | $25.00 | 1/16/2012 7:56:55 AM |
matt_2006 | $25.00 | 1/16/2012 9:13:10 AM |
moola-gargantuan9 | $50.00 | 1/16/2012 5:20:13 PM |
csakhil | $25.00 | 1/18/2012 1:27:43 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:50 PM |
tech310 | $50.00 | 1/18/2012 7:42:56 PM |
toblerone | $25.00 | 1/19/2012 9:34:38 AM |
EngineersAlliance | $100.00 | 1/19/2012 9:31:28 AM |
kulender | $50.00 | 1/20/2012 6:14:49 AM |
Redmond | $25.00 | 1/20/2012 2:55:32 PM |
melodious-fairness | $25.00 | 1/20/2012 5:22:25 PM |
bazaar-festivity | $25.00 | 1/20/2012 5:28:43 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:35 AM |
successful-agreement7 | $100.00 | 1/20/2012 5:16:08 PM |
R3vXX | $25.00 | 1/20/2012 5:40:11 PM |
kevin314 | $25.00 | 1/20/2012 5:14:45 PM |
money-bauble | $100.00 | 1/20/2012 5:31:48 PM |
edaguy | $75.00 | 1/20/2012 5:34:01 PM |
loss-of-control | $100.00 | 1/20/2012 6:52:55 PM |
bountiful-durability | $50.00 | 1/21/2012 12:14:04 PM |
1stPlace | $25.00 | 1/21/2012 12:05:49 PM |
balance-hornet | $50.00 | 1/21/2012 10:31:18 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:37 PM |
showmestatekid | $25.00 | 1/21/2012 2:51:22 PM |
Centaur | $25.00 | 1/21/2012 1:42:20 PM |
intelligent-dedication9 | $25.00 | 1/21/2012 1:42:24 PM |
SimpleChoice | $25.00 | 1/22/2012 7:19:58 AM |
Sevron | $100.00 | 1/21/2012 6:09:26 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:19 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:39 AM |
new-transaction-wrangler | $25.00 | 1/22/2012 12:33:45 PM |
JJ9876 | $25.00 | 1/22/2012 12:41:43 PM |
A4 | $25.00 | 1/22/2012 10:06:50 AM |
jbaum | $40.00 | 1/22/2012 12:37:12 PM |
langdonx | $25.00 | 1/22/2012 6:11:30 PM |
Maetryx | $25.00 | 1/22/2012 12:31:37 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:35 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:39:03 PM |
jamiee73 | $25.00 | 1/22/2012 12:43:07 PM |
pdxtech | $50.00 | 1/22/2012 12:43:44 PM |
fun2invest | $25.00 | 1/22/2012 2:39:55 PM |
dcfinancial | $26.39 | 1/22/2012 3:32:10 PM |
wise-silver-wonder | $25.00 | 1/23/2012 9:04:56 AM |
nandog | $25.00 | 1/22/2012 3:00:31 PM |
gjm6d | $25.00 | 1/23/2012 9:08:15 AM |
maldok1 | $25.00 | 1/23/2012 9:15:18 AM |
jybank | $50.00 | 1/22/2012 9:30:58 PM |
iolaire | $25.00 | 1/23/2012 9:35:57 AM |
buffalobills | $25.00 | 1/23/2012 6:59:21 AM |
euro-speaker8 | $25.00 | 1/23/2012 9:16:08 AM |
standanddeliver | $26.00 | 1/23/2012 9:18:44 AM |
TheRock | $25.00 | 1/23/2012 9:13:14 AM |
Weaverville | $25.00 | 1/23/2012 9:21:55 AM |
spikerjack | $25.00 | 1/23/2012 3:38:04 PM |
witty-credit467 | $25.00 | 1/23/2012 4:49:55 PM |
Quid-Pro-Quo | $25.00 | 1/23/2012 7:40:43 PM |
tabbytiger | $100.00 | 1/23/2012 5:14:02 PM |
orearella3 | $25.00 | 1/23/2012 5:15:55 PM |
sharpey | $25.00 | 1/23/2012 5:24:41 PM |
wwwUniversal | $25.00 | 1/23/2012 5:33:35 PM |
fantastic-bazaar2 | $100.00 | 1/23/2012 5:59:16 PM |
balance-matador5 | $25.00 | 1/23/2012 7:43:33 PM |
important-ore | $200.00 | 1/23/2012 9:13:42 PM |
Index_Plus | $5,487.81 | 1/23/2012 9:38:15 PM |
Investor_DP | $100.00 | 1/11/2012 9:12:22 AM |
janeybooboo | $50.00 | 1/11/2012 9:07:02 AM |
enriching-dollar1 | $100.00 | 1/11/2012 9:46:29 AM |
hitsman | $50.00 | 1/11/2012 9:41:02 AM |
Bank_Of_XL | $25.00 | 1/11/2012 11:18:55 AM |
genius520 | $50.00 | 1/12/2012 5:23:19 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:42:54 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:54:26 PM |
Harry | $50.00 | 1/13/2012 6:38:20 PM |
grf1945 | $25.00 | 1/14/2012 1:01:10 PM |
availableloan | $25.00 | 1/15/2012 9:10:40 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:18 PM |
sturdy-note5 | $25.00 | 1/19/2012 8:12:19 PM |
principal-cooker2 | $100.00 | 1/20/2012 5:06:03 PM |
selector568 | $300.00 | 1/20/2012 5:06:33 PM |
top-diversification-giraffe1 | $25.00 | 1/20/2012 5:06:19 PM |
ideal-platinum1 | $25.00 | 1/20/2012 5:38:00 PM |
market-assembler | $50.00 | 1/20/2012 5:30:26 PM |
CaptainBlueberry | $25.00 | 1/20/2012 5:42:56 PM |
Tylerh | $250.00 | 1/20/2012 5:10:26 PM |
E_G | $50.00 | 1/20/2012 5:11:11 PM |
brightest-breathtaking-finance | $100.00 | 1/20/2012 5:28:10 PM |
Macinvest | $25.00 | 1/20/2012 9:11:49 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:33 PM |
savvycash | $25.00 | 1/20/2012 9:04:02 PM |
leodaguy | $100.00 | 1/21/2012 12:10:23 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:57 PM |
Kaj | $25.00 | 1/21/2012 12:49:20 PM |
BxRealtor | $25.00 | 1/21/2012 12:31:22 PM |
benefit-prescription6 | $100.00 | 1/21/2012 12:39:58 PM |
Trimalchio12 | $25.00 | 1/21/2012 5:59:51 PM |
catmanbob | $25.00 | 1/21/2012 7:25:53 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:52 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:15 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:19 PM |
fervent-repayment | $50.00 | 1/22/2012 12:19:02 PM |
poeman | $25.00 | 1/22/2012 12:35:24 PM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:29:07 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:38 PM |
loyalty-czar | $30.00 | 1/23/2012 8:29:56 AM |
corndog4000 | $25.00 | 1/22/2012 5:57:06 PM |
loanstarst8 | $25.00 | 1/22/2012 8:51:54 PM |
imhoo | $33.80 | 1/22/2012 11:26:04 PM |
asmithj | $25.00 | 1/23/2012 9:29:02 AM |
scrappy-leverage6 | $25.00 | 1/23/2012 9:29:33 AM |
lucky6 | $25.00 | 1/22/2012 11:09:40 PM |
fuzed | $50.00 | 1/23/2012 6:57:35 AM |
compassion-burrito | $25.00 | 1/23/2012 7:28:00 AM |
miked8303 | $41.00 | 1/23/2012 9:41:25 AM |
mainsail35 | $100.00 | 1/23/2012 7:12:51 AM |
cpblue79 | $100.00 | 1/23/2012 7:54:49 AM |
rogue_monster | $50.00 | 1/23/2012 9:16:12 AM |
octoberfresh | $25.00 | 1/23/2012 11:58:17 AM |
harty | $50.00 | 1/23/2012 12:37:54 PM |
gold-pudding6 | $60.00 | 1/23/2012 9:26:31 AM |
letsmakeitsuccessful | $25.00 | 1/23/2012 9:27:06 AM |
riveting-community | $100.00 | 1/23/2012 9:41:22 AM |
astute-benjamins | $50.00 | 1/23/2012 10:27:54 AM |
melodious-openness | $1,000.00 | 1/23/2012 10:58:39 AM |
CheapDolo22 | $25.00 | 1/23/2012 11:27:36 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:36 AM |
listing-demon | $25.00 | 1/23/2012 3:09:04 PM |
Adam_00 | $50.00 | 1/23/2012 3:25:54 PM |
a-sentimental-return9 | $25.00 | 1/23/2012 6:54:48 PM |
ndhookman | $100.00 | 1/23/2012 5:39:07 PM |
136 Investments
|
Borrower Payment Dependent Notes Series
550610
This series of Notes was issued and sold upon the funding of the borrower loan #59209, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-12-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,347 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-puppy0 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/12/2012 5:03:11 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
550634
This series of Notes was issued and sold upon the funding of the borrower loan #59172, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-11-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 8.61% |
Borrower rate/APR:
| 9.61% / 9.83% |
Monthly payment:
| $526.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.60% | | |
| |
Estimated return*:
| 7.10% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 7% |
Credit score:
| 880-899 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 29y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,045 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reward-magnolia1 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Country Cottage
Purpose of loan:
This loan will be used to...buy a country cottage.
My financial situation: my contribution to my 403b depleted cash reservres
I am a good candidate for this loan because... excellent credit score , aprox 1/4 million dollars in a 403b . I' ve a house for sale that has $100,000 in equity. Also this cottage is located next to a 15 acre parcel that I presently own.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
mpactlender | $25.00 | 1/11/2012 5:05:40 PM |
hitsman | $50.00 | 1/11/2012 5:14:31 PM |
lendersf | $50.00 | 1/11/2012 5:08:11 PM |
SBT | $100.00 | 1/11/2012 5:11:33 PM |
AmericanCredit | $50.00 | 1/11/2012 5:11:45 PM |
AFairDeal | $25.00 | 1/11/2012 5:43:40 PM |
cebgop | $25.00 | 1/11/2012 5:28:31 PM |
grf1945 | $25.00 | 1/11/2012 5:30:38 PM |
Kyjamune | $25.00 | 1/11/2012 5:34:12 PM |
MarketInvestor | $25.00 | 1/11/2012 5:46:45 PM |
downtownfarm | $25.00 | 1/11/2012 5:35:23 PM |
iolaire | $25.00 | 1/12/2012 1:07:45 AM |
blot44 | $50.00 | 1/12/2012 6:05:18 AM |
ltschetter | $50.00 | 1/12/2012 5:11:43 PM |
cloud8 | $25.00 | 1/12/2012 6:02:13 PM |
neighborly-hope6 | $30.00 | 1/13/2012 9:36:56 AM |
indomitable-coin | $25.00 | 1/13/2012 9:13:16 AM |
vennp | $50.00 | 1/13/2012 11:37:57 AM |
rentalguy | $50.00 | 1/13/2012 2:06:32 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:05 PM |
Zipperdu | $45.00 | 1/14/2012 3:49:15 AM |
generous-deal6 | $25.00 | 1/14/2012 4:43:13 AM |
roadtruck | $50.00 | 1/14/2012 11:08:54 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:23 AM |
Harry | $50.00 | 1/14/2012 12:07:44 PM |
transaction-locomotive183 | $50.00 | 1/14/2012 1:47:14 PM |
A4 | $25.00 | 1/15/2012 12:08:46 PM |
astute-moola | $28.95 | 1/15/2012 12:29:43 PM |
bambampk | $100.00 | 1/15/2012 6:44:10 PM |
kenji4861 | $25.00 | 1/15/2012 12:08:50 PM |
rmachi | $25.00 | 1/16/2012 9:23:16 AM |
Tradesmanlender | $25.00 | 1/16/2012 9:24:37 AM |
invest-in-ed | $300.00 | 1/16/2012 12:05:01 PM |
Rivervale_Westwood | $25.00 | 1/16/2012 11:26:10 AM |
kevin314 | $25.00 | 1/16/2012 5:11:22 PM |
SourDoughSteve | $25.00 | 1/17/2012 7:26:37 AM |
JJ9876 | $25.00 | 1/17/2012 9:14:57 AM |
maldok1 | $25.00 | 1/17/2012 9:13:58 AM |
ConchRepublican | $100.00 | 1/17/2012 9:25:59 AM |
viennese | $25.00 | 1/17/2012 1:53:00 PM |
kind-credit-jedi | $50.00 | 1/17/2012 2:45:25 PM |
ocho | $50.00 | 1/17/2012 5:06:51 PM |
Veridic | $25.00 | 1/17/2012 5:08:15 PM |
commanding-treasure2 | $50.00 | 1/17/2012 9:35:42 AM |
gallant-economy9 | $50.00 | 1/17/2012 5:09:44 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:28 AM |
orange-courageous-dedication | $25.00 | 1/17/2012 5:13:04 PM |
ckatak | $50.00 | 1/17/2012 5:06:40 PM |
Edwin_Rae | $25.00 | 1/17/2012 5:15:22 PM |
bradania | $25.00 | 1/17/2012 5:17:06 PM |
mason13a | $25.00 | 1/17/2012 5:08:06 PM |
Pebbles-Lending | $25.00 | 1/17/2012 5:17:44 PM |
postalwhiz | $25.00 | 1/17/2012 5:08:20 PM |
peso-windmill | $25.00 | 1/17/2012 5:08:55 PM |
FunInSun | $25.00 | 1/17/2012 5:10:43 PM |
gracej | $25.00 | 1/17/2012 5:20:44 PM |
meenan | $100.00 | 1/17/2012 5:11:26 PM |
cpbreton | $25.00 | 1/17/2012 5:24:42 PM |
kanewna | $50.00 | 1/17/2012 5:24:54 PM |
spenrod | $25.00 | 1/17/2012 5:12:07 PM |
steely_dan34 | $25.00 | 1/17/2012 5:13:15 PM |
sjlender | $100.00 | 1/17/2012 5:13:29 PM |
elasermd | $50.00 | 1/17/2012 5:15:24 PM |
kvandivo | $25.00 | 1/17/2012 5:30:15 PM |
jscope | $25.00 | 1/17/2012 5:30:24 PM |
important-gold5 | $50.00 | 1/17/2012 5:16:53 PM |
paulsar71495 | $25.00 | 1/17/2012 5:17:35 PM |
currency-agave | $60.00 | 1/17/2012 5:18:08 PM |
power-cell | $35.00 | 1/17/2012 5:18:31 PM |
Anny-Disco | $25.00 | 1/17/2012 5:18:59 PM |
turbostar666 | $25.00 | 1/17/2012 5:19:46 PM |
masonn | $100.00 | 1/17/2012 5:21:26 PM |
vb3jmg | $50.00 | 1/17/2012 5:22:00 PM |
nickel-ferret | $50.00 | 1/17/2012 5:35:11 PM |
wise-alluring-penny | $50.00 | 1/17/2012 5:24:14 PM |
tingyiy | $25.00 | 1/17/2012 5:25:15 PM |
transparency-baton | $25.00 | 1/17/2012 5:26:12 PM |
sturdy-rate3 | $25.00 | 1/17/2012 4:46:22 PM |
riproaringrapids | $50.00 | 1/17/2012 5:37:01 PM |
abasvram | $25.00 | 1/17/2012 5:07:01 PM |
lenderme | $25.00 | 1/17/2012 5:08:33 PM |
IIP77 | $25.00 | 1/17/2012 5:09:12 PM |
leeball | $50.00 | 1/17/2012 5:10:35 PM |
bobby5832708 | $25.00 | 1/17/2012 5:11:37 PM |
nicebank | $25.00 | 1/17/2012 5:11:50 PM |
rupee-chomper | $50.00 | 1/17/2012 5:12:01 PM |
credit-scout7 | $50.00 | 1/17/2012 5:12:29 PM |
Maccs55 | $25.00 | 1/17/2012 5:13:31 PM |
ChicoBob | $25.00 | 1/17/2012 5:14:26 PM |
minista | $25.00 | 1/17/2012 5:57:02 PM |
SanJoser | $25.00 | 1/17/2012 5:15:26 PM |
SeaLoans | $25.00 | 1/17/2012 5:15:54 PM |
Clambake | $25.00 | 1/17/2012 5:46:53 PM |
tlp43 | $25.00 | 1/17/2012 5:18:28 PM |
worth-web5 | $50.00 | 1/17/2012 5:19:15 PM |
lifegrowth | $25.00 | 1/17/2012 5:21:18 PM |
community-saver158 | $50.00 | 1/17/2012 5:22:35 PM |
MiniBank998 | $25.00 | 1/17/2012 5:23:20 PM |
YLlama | $25.00 | 1/17/2012 5:24:31 PM |
phillipd48 | $25.00 | 1/17/2012 5:24:35 PM |
cash-merry-maker | $25.00 | 1/17/2012 5:38:27 PM |
pixeldave | $50.00 | 1/17/2012 5:39:08 PM |
joeuser99 | $100.00 | 1/18/2012 6:50:42 AM |
maple1 | $25.00 | 1/18/2012 8:52:26 AM |
rf7949 | $25.00 | 1/18/2012 5:11:03 AM |
Cheburashka | $25.00 | 1/17/2012 5:52:24 PM |
anacent | $25.00 | 1/17/2012 5:53:37 PM |
networks4ever | $25.00 | 1/18/2012 9:13:35 AM |
wise-silver-wonder | $25.00 | 1/17/2012 6:42:27 PM |
gold-position | $25.00 | 1/18/2012 9:20:53 AM |
kalex752 | $25.00 | 1/18/2012 9:05:43 AM |
slartibardfast | $25.00 | 1/18/2012 9:06:08 AM |
kbguru | $25.00 | 1/18/2012 9:06:30 AM |
kyomoon | $50.00 | 1/18/2012 9:07:57 AM |
mennleo | $50.00 | 1/18/2012 9:25:16 AM |
platinum-genetics | $25.00 | 1/18/2012 9:18:32 AM |
littlemonkey | $25.00 | 1/18/2012 9:35:47 AM |
best-deal-banker | $50.00 | 1/18/2012 9:22:35 AM |
Kijib | $25.00 | 1/18/2012 9:42:31 AM |
attractive-vigilance4 | $25.00 | 1/18/2012 6:46:05 AM |
C_Mark | $50.00 | 1/18/2012 9:30:37 AM |
pugmalion | $25.00 | 1/18/2012 10:06:44 AM |
Veet | $25.00 | 1/18/2012 11:55:38 AM |
evnagelist | $25.00 | 1/18/2012 9:50:52 AM |
whistledicksmith | $25.00 | 1/18/2012 9:53:18 AM |
lost-money-so-far-on-these | $25.00 | 1/18/2012 9:13:50 AM |
Law_Gator | $25.00 | 1/18/2012 10:37:00 AM |
Rdodson11 | $25.00 | 1/18/2012 9:19:37 AM |
csakhil | $25.00 | 1/18/2012 1:27:46 PM |
guybyny | $25.00 | 1/18/2012 9:29:51 AM |
Preteur | $25.00 | 1/18/2012 9:30:55 AM |
payment-chief9 | $50.00 | 1/18/2012 1:23:11 PM |
P2P_Investor | $2,000.00 | 1/18/2012 1:30:34 PM |
degster | $25.00 | 1/18/2012 2:22:57 PM |
Caledoni | $25.00 | 1/18/2012 9:39:01 AM |
pragmatic-contract | $25.00 | 1/18/2012 3:18:59 PM |
blooming-market | $25.00 | 1/18/2012 3:20:52 PM |
Jazzamaru | $1,000.00 | 1/18/2012 2:31:29 PM |
nojoke411 | $25.00 | 1/18/2012 2:40:53 PM |
note-cougar0 | $25.00 | 1/18/2012 3:36:10 PM |
spa224 | $25.00 | 1/18/2012 12:17:12 PM |
liberty-genetics | $33.71 | 1/18/2012 3:58:35 PM |
doobieBear | $25.00 | 1/18/2012 4:05:04 PM |
primetime | $27.00 | 1/18/2012 4:09:40 PM |
Howaboutsomemoney | $26.15 | 1/18/2012 3:27:16 PM |
super100 | $25.00 | 1/18/2012 3:31:40 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:53 PM |
LenderOnWheels | $25.00 | 1/18/2012 3:35:03 PM |
unclejaef | $25.00 | 1/18/2012 4:31:46 PM |
asset-reaction | $50.00 | 1/18/2012 4:36:37 PM |
power-cell6 | $50.00 | 1/18/2012 3:52:06 PM |
CBO-Enterprise | $100.00 | 1/18/2012 3:53:20 PM |
asaurus0 | $25.00 | 1/18/2012 4:50:00 PM |
supersarah61 | $59.87 | 1/18/2012 4:02:49 PM |
HRVRfunding | $26.68 | 1/18/2012 4:13:20 PM |
wtrboy | $25.00 | 1/18/2012 5:05:22 PM |
bvzm | $50.00 | 1/18/2012 4:29:04 PM |
marketplace-cello5 | $25.00 | 1/18/2012 5:19:29 PM |
docktah | $100.00 | 1/18/2012 5:22:59 PM |
damcoolguy | $32.00 | 1/18/2012 5:11:27 PM |
CaliDude | $25.00 | 1/18/2012 3:26:01 PM |
FlexFunding | $25.00 | 1/18/2012 3:27:30 PM |
laandre | $500.00 | 1/18/2012 3:36:23 PM |
urbanMisfit | $25.00 | 1/18/2012 5:38:08 PM |
PrincessAmyofQuitealot | $50.00 | 1/18/2012 5:38:36 PM |
dedication-ninja7 | $75.00 | 1/18/2012 4:02:34 PM |
Freedomforme16 | $35.00 | 1/18/2012 4:03:43 PM |
jst1 | $50.00 | 1/18/2012 4:12:23 PM |
important-diversification620 | $25.00 | 1/18/2012 4:13:57 PM |
decisive-marketplace3 | $25.00 | 1/18/2012 6:02:10 PM |
RecoveryLender | $25.00 | 1/18/2012 6:05:20 PM |
Dreamconnection | $300.00 | 1/18/2012 5:45:51 PM |
tender-fund1 | $100.00 | 1/18/2012 5:50:34 PM |
keichi03 | $45.00 | 1/18/2012 5:16:35 PM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:02 PM |
transparency-halo | $25.00 | 1/18/2012 5:42:42 PM |
iaffy | $25.00 | 1/18/2012 5:43:32 PM |
meux99 | $25.00 | 1/11/2012 5:17:31 PM |
encore06 | $25.00 | 1/11/2012 5:29:36 PM |
Dollars4Rent | $50.00 | 1/11/2012 5:21:50 PM |
enriching-dollar1 | $100.00 | 1/11/2012 5:15:13 PM |
DDPrime | $50.00 | 1/11/2012 5:42:30 PM |
logical-reward8 | $25.00 | 1/11/2012 5:45:38 PM |
cattlebaron | $50.00 | 1/11/2012 5:54:58 PM |
jbaum | $40.00 | 1/11/2012 9:11:37 PM |
finance-symphony7 | $100.00 | 1/11/2012 7:28:39 PM |
suave-dollar | $25.00 | 1/12/2012 4:36:47 AM |
priceless-money6 | $150.00 | 1/12/2012 8:06:05 AM |
ivar | $25.00 | 1/12/2012 10:46:51 AM |
hope-hickory | $50.00 | 1/12/2012 3:52:17 PM |
vutah | $25.00 | 1/12/2012 4:39:06 PM |
Tylerh | $250.00 | 1/12/2012 5:44:09 PM |
restless-balance9 | $30.00 | 1/13/2012 3:53:10 AM |
tomdooley12520 | $25.00 | 1/13/2012 9:26:44 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:30 AM |
loyalty-circuitry | $100.00 | 1/13/2012 7:46:33 PM |
UHcougars | $30.00 | 1/14/2012 3:37:23 AM |
HelloKittySanrio | $25.00 | 1/13/2012 7:08:02 PM |
leodaguy | $100.00 | 1/14/2012 7:50:06 AM |
jpblan11 | $25.00 | 1/14/2012 10:31:38 AM |
first-favorite-bonus9 | $25.00 | 1/14/2012 12:37:21 PM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:42 PM |
income-banjo | $25.00 | 1/14/2012 12:50:34 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:50 AM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:12 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:10 AM |
value-pouch | $25.00 | 1/15/2012 12:17:53 PM |
peripatetic | $25.00 | 1/16/2012 3:16:31 AM |
Weaverville | $25.00 | 1/16/2012 10:38:18 AM |
huorn | $25.00 | 1/16/2012 3:45:09 PM |
persistent-worth | $25.00 | 1/16/2012 12:30:11 PM |
euro-speaker8 | $25.00 | 1/16/2012 3:50:34 PM |
intelligent-dedication9 | $150.00 | 1/16/2012 12:35:57 PM |
KLCRAY | $25.00 | 1/16/2012 5:28:30 PM |
forceful-duty178 | $200.00 | 1/17/2012 9:32:34 AM |
Rob717171 | $50.00 | 1/16/2012 7:32:11 PM |
organized-dough5 | $25.86 | 1/17/2012 10:13:39 AM |
be_wise | $25.00 | 1/17/2012 3:13:37 PM |
themoneydoctor | $351.95 | 1/17/2012 2:30:09 PM |
famous-ore2 | $50.00 | 1/17/2012 5:05:34 PM |
gojackgo | $50.00 | 1/17/2012 5:08:27 PM |
GATrust | $25.00 | 1/17/2012 5:12:41 PM |
productive-principal7 | $25.00 | 1/17/2012 5:06:37 PM |
badgermom | $25.00 | 1/17/2012 5:15:39 PM |
gold-tsunami | $30.00 | 1/17/2012 5:16:21 PM |
mrpowers5531 | $25.00 | 1/17/2012 5:16:35 PM |
Rminebur | $25.00 | 1/17/2012 5:07:50 PM |
social-booster4 | $50.00 | 1/17/2012 11:13:35 AM |
bellach | $25.00 | 1/17/2012 5:17:23 PM |
Raser | $25.00 | 1/17/2012 5:17:25 PM |
Daneistes | $50.00 | 1/17/2012 5:18:21 PM |
analogman | $25.00 | 1/17/2012 5:08:44 PM |
Ragnar | $25.00 | 1/17/2012 5:10:33 PM |
BxRealtor | $25.00 | 1/17/2012 5:20:10 PM |
Wangersinc | $50.00 | 1/17/2012 5:20:17 PM |
ThomasC | $50.00 | 1/17/2012 5:10:44 PM |
catheroo | $25.00 | 1/17/2012 5:20:24 PM |
figs4u2 | $100.00 | 1/17/2012 5:10:56 PM |
openness-prospector | $25.00 | 1/17/2012 5:22:58 PM |
Dcoy | $25.00 | 1/17/2012 5:24:45 PM |
natural-affluence4 | $25.00 | 1/17/2012 5:25:09 PM |
britgsb | $30.00 | 1/17/2012 5:13:13 PM |
PRGuyinVA | $25.00 | 1/17/2012 5:13:18 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:42 PM |
Sigonio | $50.00 | 1/17/2012 5:13:55 PM |
balance-voyager | $25.00 | 1/17/2012 5:16:19 PM |
MicroL | $25.00 | 1/17/2012 5:16:51 PM |
djs81 | $25.00 | 1/17/2012 5:17:04 PM |
loot-caper | $25.00 | 1/17/2012 5:18:41 PM |
taurusco | $100.00 | 1/17/2012 5:19:05 PM |
Zarks | $25.00 | 1/17/2012 5:19:48 PM |
mizount | $25.00 | 1/17/2012 5:20:08 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:10 PM |
deal-frontier | $25.00 | 1/17/2012 5:21:49 PM |
Eastern | $50.00 | 1/17/2012 5:22:17 PM |
unassuming-generosity | $25.00 | 1/17/2012 5:22:33 PM |
brilliant-loyalty7 | $25.00 | 1/17/2012 5:38:00 PM |
Railbird | $25.00 | 1/17/2012 5:30:37 PM |
nvhm | $50.00 | 1/17/2012 5:05:28 PM |
fortytwo | $150.00 | 1/17/2012 5:38:25 PM |
atlacatl | $25.00 | 1/17/2012 5:07:18 PM |
skuba | $75.00 | 1/17/2012 5:07:51 PM |
MARSTUN | $100.00 | 1/17/2012 5:08:38 PM |
shmily99 | $25.00 | 1/17/2012 5:09:25 PM |
SMVM87 | $25.00 | 1/17/2012 5:11:10 PM |
ualf | $50.00 | 1/17/2012 5:54:38 PM |
american6 | $50.00 | 1/17/2012 5:56:55 PM |
siege01 | $25.00 | 1/17/2012 5:15:48 PM |
KarmaBum77 | $25.00 | 1/17/2012 5:15:57 PM |
Curly-Girly | $25.00 | 1/17/2012 5:16:11 PM |
Keebs | $25.00 | 1/17/2012 5:17:37 PM |
mnmcarve | $25.00 | 1/17/2012 5:17:52 PM |
Aimvest | $25.00 | 1/17/2012 5:48:48 PM |
matt84003 | $25.00 | 1/17/2012 5:19:26 PM |
angelinvestor01 | $50.00 | 1/17/2012 5:21:07 PM |
silverloan | $50.00 | 1/17/2012 5:23:26 PM |
onemanrevolution | $25.00 | 1/17/2012 6:46:55 PM |
puifais | $50.00 | 1/17/2012 5:30:48 PM |
social-juniper5 | $50.00 | 1/17/2012 5:36:41 PM |
TrustPlus | $50.00 | 1/17/2012 5:38:21 PM |
inventive-wealth2 | $25.00 | 1/17/2012 5:38:31 PM |
Mookouw | $25.00 | 1/17/2012 5:39:27 PM |
velocity-solo | $25.00 | 1/17/2012 5:39:36 PM |
boogles72 | $25.00 | 1/17/2012 5:48:07 PM |
restless-balance9 | $90.00 | 1/18/2012 5:40:47 AM |
magical-durability9 | $25.00 | 1/17/2012 5:51:31 PM |
Cai8899 | $50.00 | 1/18/2012 9:10:43 AM |
igniter584 | $25.00 | 1/17/2012 5:54:07 PM |
LowLeftJim | $25.00 | 1/18/2012 9:13:47 AM |
TCayce | $25.00 | 1/18/2012 9:17:02 AM |
BookandLaw | $25.00 | 1/18/2012 9:08:26 AM |
acropiloterau2002 | $25.00 | 1/18/2012 9:22:22 AM |
bb575 | $50.00 | 1/17/2012 9:07:17 PM |
worlds-best-worth2 | $28.78 | 1/17/2012 9:43:22 PM |
larry2003 | $25.00 | 1/18/2012 9:28:43 AM |
Marathoner | $25.00 | 1/18/2012 9:30:34 AM |
reflective-ore3 | $25.00 | 1/18/2012 12:27:45 AM |
educationfirst | $50.00 | 1/18/2012 9:39:34 AM |
AgTiPinisher | $25.00 | 1/18/2012 9:23:20 AM |
subtle-revenue0 | $25.00 | 1/18/2012 9:46:55 AM |
MadHun | $200.00 | 1/18/2012 9:29:56 AM |
mtquan | $25.00 | 1/18/2012 9:52:29 AM |
awwaww | $25.00 | 1/18/2012 9:44:55 AM |
jamschmidt | $25.00 | 1/18/2012 9:45:21 AM |
lounges | $40.00 | 1/18/2012 9:45:51 AM |
Lotsofbears | $25.00 | 1/18/2012 11:33:57 AM |
naniamo | $25.00 | 1/18/2012 9:06:13 AM |
adventurous-commerce | $25.00 | 1/18/2012 9:07:47 AM |
unrivaled-silver | $25.00 | 1/18/2012 9:11:16 AM |
ujiba | $50.00 | 1/18/2012 9:13:40 AM |
larrybird | $2,000.00 | 1/18/2012 12:45:10 PM |
emo13 | $50.00 | 1/18/2012 9:24:03 AM |
friendship290 | $25.00 | 1/18/2012 9:27:49 AM |
cablenews | $100.00 | 1/18/2012 9:28:32 AM |
Index_Plus | $5,000.00 | 1/18/2012 12:58:37 PM |
drtrimmers | $25.00 | 1/18/2012 9:33:03 AM |
jeffpac | $50.00 | 1/18/2012 9:38:51 AM |
Natronpee | $25.00 | 1/18/2012 9:39:20 AM |
benjamin67 | $30.00 | 1/18/2012 2:27:45 PM |
PA2LA | $25.00 | 1/18/2012 9:46:38 AM |
integrity-saver | $25.00 | 1/18/2012 9:48:57 AM |
finance-explosion6 | $25.00 | 1/18/2012 9:52:13 AM |
trade-arch | $25.00 | 1/18/2012 3:31:13 PM |
best-income-fertilizer | $100.00 | 1/18/2012 1:52:47 PM |
buddyelen | $73.54 | 1/18/2012 3:40:36 PM |
Seafirst | $29.00 | 1/18/2012 4:18:35 PM |
Pakse | $25.00 | 1/18/2012 3:52:01 PM |
penny-plato | $25.00 | 1/18/2012 4:12:53 PM |
compatible-power8 | $25.00 | 1/18/2012 5:05:39 PM |
compoundinterest | $50.00 | 1/18/2012 5:05:53 PM |
oakvale | $50.00 | 1/18/2012 5:07:24 PM |
goodcents | $27.51 | 1/18/2012 4:19:44 PM |
Furryone | $25.00 | 1/18/2012 5:08:43 PM |
dordee | $71.03 | 1/18/2012 4:31:43 PM |
asciguide | $49.00 | 1/18/2012 5:18:06 PM |
order-supernova6 | $58.00 | 1/18/2012 5:31:41 PM |
Isanpankki | $100.00 | 1/18/2012 3:32:33 PM |
jetscore | $25.00 | 1/18/2012 5:35:38 PM |
commitment-jedi4 | $25.00 | 1/18/2012 3:35:44 PM |
angelgirl777 | $25.00 | 1/18/2012 3:42:11 PM |
bonus-tent | $25.00 | 1/18/2012 5:23:55 PM |
smart-penny124 | $25.00 | 1/18/2012 5:25:09 PM |
forceful-note8 | $100.00 | 1/18/2012 5:40:06 PM |
Zuzu | $32.97 | 1/18/2012 5:56:39 PM |
Gandalf0001 | $18.00 | 1/18/2012 6:06:17 PM |
pikopulling | $25.00 | 1/18/2012 4:21:19 PM |
orearella3 | $25.00 | 1/18/2012 5:38:57 PM |
loiosh | $25.00 | 1/18/2012 5:43:37 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:57:01 PM |
larslfe | $25.00 | 1/18/2012 5:16:59 PM |
samijake | $50.00 | 1/18/2012 5:27:59 PM |
hawaiiangirl76 | $25.00 | 1/18/2012 5:30:57 PM |
blue-note-relaxation | $25.00 | 1/18/2012 5:54:11 PM |
353 Investments
|
Borrower Payment Dependent Notes Series
550682
This series of Notes was issued and sold upon the funding of the borrower loan #59697, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $766.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 11% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 29y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,368 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ready-funds412 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion
Purpose of loan:
This loan will be used to re-package a successful existing product in the marketplace. Loan will go towards printing, design/logo, manufacturing, certifications such as Kosher, Wholegrain Council, Vegan.
My financial situation:
I am a good candidate for this loan because I have no debt and work.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cebgop | $25.00 | 1/19/2012 5:16:14 PM |
houli123 | $250.00 | 1/19/2012 5:19:16 PM |
MarketInvestor | $25.00 | 1/19/2012 5:29:04 PM |
lendersf | $50.00 | 1/19/2012 5:14:08 PM |
AmericanCredit | $36.00 | 1/19/2012 5:15:57 PM |
Kyjamune | $25.00 | 1/19/2012 5:14:13 PM |
meux99 | $25.00 | 1/19/2012 5:39:55 PM |
indomitable-coin | $25.00 | 1/20/2012 9:16:54 AM |
CIC | $25.00 | 1/20/2012 2:43:15 AM |
Dollars4Rent | $36.00 | 1/20/2012 9:21:15 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:03 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:53 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:14 AM |
blooming-market | $25.00 | 1/23/2012 5:06:11 PM |
encore06 | $25.00 | 1/23/2012 5:40:23 PM |
klinebarger | $25.00 | 1/24/2012 9:03:25 AM |
jbaum | $40.00 | 1/24/2012 9:07:17 AM |
blot44 | $25.00 | 1/24/2012 4:06:52 AM |
maldok1 | $25.00 | 1/24/2012 9:12:09 AM |
Clambake | $25.00 | 1/24/2012 9:23:23 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:50 AM |
Timchenko_LLC | $25.00 | 1/24/2012 9:25:31 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:19 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:44 AM |
skillful-diversification2 | $25.00 | 1/24/2012 5:11:50 PM |
income-banjo | $25.00 | 1/24/2012 5:19:03 PM |
ConchRepublican | $100.00 | 1/24/2012 5:40:32 PM |
balance-voyager | $25.00 | 1/24/2012 5:47:50 PM |
enticing-note | $25.00 | 1/24/2012 6:53:45 PM |
Syzygy | $25.00 | 1/24/2012 6:00:31 PM |
BankofHank | $50.00 | 1/24/2012 7:55:51 PM |
theprince | $50.00 | 1/24/2012 10:48:34 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:46 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:37 AM |
Darts | $50.00 | 1/25/2012 8:17:51 AM |
minista | $25.00 | 1/25/2012 9:24:34 AM |
fortytwo | $150.00 | 1/25/2012 9:06:43 AM |
notabanker | $75.00 | 1/25/2012 9:47:56 AM |
power-trophy7 | $25.00 | 1/25/2012 9:39:05 AM |
Cheburashka | $25.00 | 1/25/2012 9:55:48 AM |
neighborly-hope6 | $100.00 | 1/25/2012 9:41:48 AM |
american6 | $50.00 | 1/25/2012 9:43:42 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:26 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:04:01 AM |
bouttruckin | $35.00 | 1/26/2012 10:33:54 AM |
Woodworker57 | $25.00 | 1/26/2012 10:57:37 AM |
gold-disk | $25.00 | 1/26/2012 12:38:44 PM |
corphippie | $27.73 | 1/26/2012 4:16:48 PM |
be_wise | $25.00 | 1/26/2012 2:15:11 PM |
ebusinessagent | $25.00 | 1/26/2012 2:26:45 PM |
finance-assembler | $30.00 | 1/26/2012 5:09:05 PM |
Sid-K | $25.00 | 1/26/2012 5:13:31 PM |
cash-merry-maker | $25.00 | 1/26/2012 5:20:54 PM |
Timma | $50.00 | 1/26/2012 5:11:48 PM |
jscope | $25.00 | 1/26/2012 5:35:00 PM |
Curly-Girly | $25.00 | 1/26/2012 5:14:41 PM |
KB4UF | $25.00 | 1/26/2012 5:25:57 PM |
Panna | $25.00 | 1/26/2012 5:33:12 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:24 PM |
wtrboy | $25.00 | 1/26/2012 5:33:21 PM |
nuclearmoose | $50.00 | 1/26/2012 5:35:51 PM |
my401K | $50.00 | 1/26/2012 5:36:47 PM |
gold-virtuoso | $100.00 | 1/26/2012 8:13:54 PM |
Dubbs360 | $25.00 | 1/26/2012 5:44:29 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:27:26 PM |
amchi | $25.00 | 1/26/2012 7:08:20 PM |
soulwork | $50.00 | 1/26/2012 7:18:18 PM |
pr0sp3r1ty | $25.00 | 1/26/2012 7:20:59 PM |
giftgold | $25.00 | 1/26/2012 7:26:46 PM |
greenbacchus | $25.00 | 1/26/2012 9:37:02 PM |
HR_Capital | $25.00 | 1/27/2012 6:36:24 AM |
Aquafina24Ounce | $25.00 | 1/27/2012 9:15:26 AM |
phillipd48 | $25.00 | 1/27/2012 9:16:09 AM |
income-excellence1 | $25.00 | 1/27/2012 9:18:16 AM |
power-companion7 | $75.00 | 1/27/2012 9:18:30 AM |
jjb3 | $25.00 | 1/27/2012 9:19:31 AM |
exuberant-dime | $25.00 | 1/27/2012 9:19:50 AM |
majestic-principal1 | $25.00 | 1/27/2012 9:26:23 AM |
MadHun | $200.00 | 1/27/2012 9:07:20 AM |
credit-scout7 | $50.00 | 1/27/2012 9:08:49 AM |
transparency-giant | $50.00 | 1/27/2012 9:09:02 AM |
wealthstar | $25.00 | 1/27/2012 9:09:10 AM |
wise-alluring-penny | $50.00 | 1/27/2012 9:30:38 AM |
sensational-kindness | $25.00 | 1/27/2012 9:09:43 AM |
runner262 | $25.00 | 1/27/2012 9:10:50 AM |
Mark-O-Polo | $25.00 | 1/27/2012 9:35:30 AM |
meenan | $100.00 | 1/27/2012 9:09:27 AM |
credit-statuette8 | $25.00 | 1/27/2012 9:35:38 AM |
cnovak | $25.00 | 1/27/2012 9:09:48 AM |
brazilofmux | $100.00 | 1/27/2012 9:11:12 AM |
diligent-leverage | $25.00 | 1/27/2012 9:11:25 AM |
value-pouch | $25.00 | 1/27/2012 9:37:00 AM |
Dover | $25.00 | 1/27/2012 9:12:59 AM |
mistertao | $25.00 | 1/27/2012 9:13:32 AM |
skuba | $75.00 | 1/27/2012 9:13:12 AM |
Relevance | $25.00 | 1/27/2012 9:15:22 AM |
andyb9 | $25.00 | 1/27/2012 9:40:07 AM |
sngndnc | $25.00 | 1/27/2012 9:15:43 AM |
natural-affluence4 | $25.00 | 1/27/2012 9:40:57 AM |
BaltimoreLender | $25.00 | 1/27/2012 9:18:54 AM |
vigilance-revolutionary | $50.00 | 1/27/2012 9:42:00 AM |
p2ploan-embrace6 | $100.00 | 1/27/2012 9:19:15 AM |
Au-Ag-Pt | $25.00 | 1/27/2012 9:19:23 AM |
littlemonkey | $25.00 | 1/27/2012 9:43:24 AM |
gallant-economy9 | $50.00 | 1/27/2012 9:20:11 AM |
eagle79 | $25.00 | 1/27/2012 9:20:17 AM |
SanJoser | $25.00 | 1/27/2012 9:45:23 AM |
MVP2008 | $25.00 | 1/27/2012 9:20:49 AM |
orearella3 | $25.00 | 1/27/2012 9:20:59 AM |
silverloan | $50.00 | 1/27/2012 9:47:01 AM |
mrpowers5531 | $25.00 | 1/27/2012 9:21:41 AM |
mizount | $25.00 | 1/27/2012 9:23:08 AM |
yarg | $25.00 | 1/27/2012 9:48:32 AM |
lrr34 | $25.00 | 1/27/2012 9:23:38 AM |
payout-harmony4 | $50.00 | 1/27/2012 9:24:51 AM |
wonderful-rupee | $25.00 | 1/27/2012 9:49:54 AM |
autonomous-kindness8 | $25.00 | 1/27/2012 9:26:49 AM |
BuffetRocks | $50.00 | 1/27/2012 9:25:34 AM |
GMPK_TLAS | $50.00 | 1/27/2012 9:26:55 AM |
bold-yield-rumbler | $25.00 | 1/27/2012 9:29:22 AM |
lagnisiruk | $25.00 | 1/27/2012 9:53:39 AM |
hostbank | $100.00 | 1/27/2012 9:27:53 AM |
analogman | $25.00 | 1/27/2012 9:31:32 AM |
orindalender | $50.00 | 1/27/2012 9:30:18 AM |
community-saver158 | $50.00 | 1/27/2012 9:31:43 AM |
Marathoner | $25.00 | 1/27/2012 9:30:22 AM |
atlacatl | $25.00 | 1/27/2012 9:32:06 AM |
F16Pilot | $25.00 | 1/27/2012 9:34:59 AM |
hard-working-rate3 | $100.00 | 1/27/2012 9:58:48 AM |
new-truth-chuckler | $25.00 | 1/27/2012 9:35:39 AM |
transparency-baton | $25.00 | 1/27/2012 9:36:47 AM |
valiant-liberty4 | $25.00 | 1/27/2012 10:02:15 AM |
mmckune | $25.00 | 1/27/2012 9:39:36 AM |
funnymoney1 | $50.00 | 1/27/2012 9:40:05 AM |
yachtmaster45 | $25.00 | 1/27/2012 9:41:49 AM |
Rdodson11 | $25.00 | 1/27/2012 9:42:09 AM |
mennleo | $50.00 | 1/27/2012 9:40:59 AM |
mpactlender | $25.00 | 1/27/2012 9:41:24 AM |
Mookouw | $25.00 | 1/27/2012 9:41:41 AM |
KarmaBum77 | $25.00 | 1/27/2012 9:45:48 AM |
social-pizza5 | $25.00 | 1/27/2012 9:46:45 AM |
Mr_Money | $25.00 | 1/27/2012 9:45:29 AM |
vibrant-trade8 | $35.00 | 1/27/2012 9:47:09 AM |
JazzFranchise | $25.00 | 1/27/2012 9:45:49 AM |
syounker | $25.00 | 1/27/2012 9:47:34 AM |
forceful-note8 | $100.00 | 1/27/2012 9:46:39 AM |
Chutney | $25.00 | 1/27/2012 9:48:57 AM |
bvzm | $25.00 | 1/27/2012 9:49:21 AM |
larslfe | $25.00 | 1/27/2012 9:49:07 AM |
elasermd | $50.00 | 1/27/2012 9:51:24 AM |
happy-yield | $25.00 | 1/27/2012 9:53:06 AM |
Boxhead | $25.00 | 1/27/2012 9:51:01 AM |
bid-papyrus | $25.00 | 1/27/2012 9:54:24 AM |
angelinvestor2 | $40.00 | 1/27/2012 9:52:02 AM |
diversification-surge | $25.00 | 1/27/2012 9:53:13 AM |
productive-principal7 | $25.00 | 1/27/2012 9:53:46 AM |
Thunder08 | $25.00 | 1/27/2012 9:56:06 AM |
flexiboy35 | $25.00 | 1/27/2012 9:54:17 AM |
figs4u2 | $100.00 | 1/27/2012 9:56:35 AM |
kyomoon | $50.00 | 1/27/2012 9:58:27 AM |
efficient-marketplace | $25.00 | 1/27/2012 9:56:41 AM |
Anny-Disco | $25.00 | 1/27/2012 10:00:04 AM |
riproaringrapids | $50.00 | 1/27/2012 10:01:12 AM |
elevated-finance | $28.19 | 1/27/2012 10:24:33 AM |
best-famous-p2ploan | $25.00 | 1/27/2012 10:39:23 AM |
CACO_Lender | $6.22 | 1/27/2012 10:55:16 AM |
benjamin67 | $25.00 | 1/27/2012 6:44:20 AM |
downtownfarm | $25.00 | 1/19/2012 5:25:51 PM |
a- | $25.00 | 1/19/2012 5:21:08 PM |
Harry | $50.00 | 1/19/2012 5:31:48 PM |
hitsman | $50.00 | 1/19/2012 5:35:15 PM |
SBT | $38.00 | 1/19/2012 5:40:20 PM |
logical-reward8 | $25.00 | 1/19/2012 5:44:13 PM |
kevin314 | $50.00 | 1/19/2012 11:19:42 PM |
benjo | $50.00 | 1/19/2012 10:08:26 PM |
AFairDeal | $25.00 | 1/20/2012 9:18:38 AM |
enriching-dollar1 | $100.00 | 1/20/2012 5:31:52 PM |
Tylerh | $250.00 | 1/20/2012 5:10:27 PM |
suave-dollar | $25.00 | 1/21/2012 4:51:12 AM |
orange-impartial-asset | $50.00 | 1/21/2012 9:58:25 AM |
abundant-power | $25.00 | 1/21/2012 6:38:11 AM |
Sevron | $100.00 | 1/21/2012 6:09:36 PM |
janus_god | $25.00 | 1/22/2012 12:37:38 PM |
leodaguy | $100.00 | 1/23/2012 9:09:05 AM |
Weaverville | $50.00 | 1/23/2012 9:21:18 AM |
mar97 | $25.00 | 1/23/2012 3:22:42 PM |
bb575 | $50.00 | 1/23/2012 9:55:31 PM |
JJ9876 | $25.00 | 1/24/2012 9:14:55 AM |
iolaire | $25.00 | 1/24/2012 9:34:12 AM |
order-brilliance9 | $100.00 | 1/24/2012 9:44:12 AM |
steely_dan34 | $25.00 | 1/24/2012 9:45:22 AM |
Tradesmanlender | $25.00 | 1/24/2012 9:47:51 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:59 AM |
value-travels | $25.00 | 1/24/2012 2:30:43 PM |
nickel-burger | $100.00 | 1/24/2012 3:29:30 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:30 PM |
first-favorite-bonus9 | $25.00 | 1/24/2012 5:19:34 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:24 PM |
harty | $50.00 | 1/24/2012 5:52:58 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:30 PM |
Arg3998 | $50.00 | 1/25/2012 4:26:59 AM |
availableloan | $25.00 | 1/24/2012 8:45:46 PM |
murren | $25.00 | 1/25/2012 8:05:54 AM |
kirat15 | $50.00 | 1/25/2012 8:45:10 AM |
compoundinterest | $50.00 | 1/25/2012 9:17:46 AM |
rmachi | $25.00 | 1/25/2012 9:06:11 AM |
evnagelist | $25.00 | 1/25/2012 9:12:53 AM |
holstj | $25.00 | 1/25/2012 9:16:49 AM |
velocity-solo | $25.00 | 1/25/2012 9:15:53 AM |
IIP77 | $25.00 | 1/25/2012 9:41:01 AM |
Railbird | $25.00 | 1/25/2012 9:28:33 AM |
kenji4861 | $25.00 | 1/25/2012 9:30:04 AM |
Aimvest | $25.00 | 1/25/2012 9:40:44 AM |
roadtruck | $50.00 | 1/25/2012 9:45:35 AM |
commanding-treasure2 | $50.00 | 1/25/2012 10:05:28 AM |
britgsb | $30.00 | 1/25/2012 9:57:21 AM |
djs81 | $25.00 | 1/25/2012 9:59:59 AM |
Ragnar | $25.00 | 1/25/2012 10:02:53 AM |
miked8303 | $50.00 | 1/25/2012 10:05:19 AM |
soldadoz | $25.00 | 1/25/2012 1:33:28 PM |
payment-freshmaker | $50.00 | 1/25/2012 10:07:40 AM |
Preteur | $25.00 | 1/25/2012 10:09:19 AM |
active-capital13 | $100.00 | 1/25/2012 10:35:12 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:45 PM |
generosity-giraffe0 | $25.00 | 1/25/2012 12:55:36 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:57 PM |
agreement-welder | $50.00 | 1/26/2012 2:37:27 PM |
Jmatt33 | $25.00 | 1/26/2012 3:14:09 PM |
ronkr | $25.00 | 1/26/2012 5:08:38 PM |
worklessmakemore | $50.00 | 1/26/2012 5:11:58 PM |
saihu | $25.00 | 1/26/2012 5:14:30 PM |
goldsun | $25.00 | 1/26/2012 5:06:33 PM |
JTCorp | $25.00 | 1/26/2012 5:09:17 PM |
x-lender | $25.00 | 1/26/2012 5:18:56 PM |
gracej | $25.00 | 1/26/2012 5:27:28 PM |
postalwhiz | $25.00 | 1/26/2012 5:14:19 PM |
drkosh | $25.00 | 1/26/2012 5:14:22 PM |
currency-agave | $60.00 | 1/26/2012 5:18:40 PM |
sabre79 | $25.00 | 1/26/2012 5:40:55 PM |
wjf60 | $50.00 | 1/26/2012 5:26:58 PM |
dharma1 | $25.00 | 1/26/2012 5:27:33 PM |
systematic-dollar9 | $25.00 | 1/26/2012 5:27:51 PM |
agreement-sycamore | $25.00 | 1/26/2012 6:54:15 PM |
dayahn | $50.00 | 1/26/2012 7:08:43 PM |
awwaww | $25.00 | 1/26/2012 5:36:45 PM |
don8ter | $50.00 | 1/26/2012 5:37:10 PM |
Snoopylover | $25.00 | 1/26/2012 7:31:46 PM |
lucrative-transparency0 | $100.00 | 1/26/2012 5:42:34 PM |
misit | $25.00 | 1/26/2012 5:54:15 PM |
andec25 | $25.00 | 1/26/2012 7:20:03 PM |
Patrician | $25.00 | 1/27/2012 5:35:38 AM |
encouraging-repayment5 | $25.00 | 1/26/2012 8:57:13 PM |
utopia552 | $85.00 | 1/27/2012 6:15:19 AM |
dinero-path5 | $50.00 | 1/27/2012 4:15:35 AM |
red-unequivocal-finance | $25.00 | 1/27/2012 9:07:35 AM |
money-explorer3 | $25.00 | 1/27/2012 9:09:58 AM |
intuitive-integrity9 | $50.00 | 1/27/2012 9:10:19 AM |
hrubinst | $50.00 | 1/27/2012 9:12:16 AM |
PRGuyinVA | $25.00 | 1/27/2012 9:12:18 AM |
adaboy65 | $50.00 | 1/27/2012 9:13:46 AM |
Blends | $45.00 | 1/27/2012 9:14:17 AM |
subtle-revenue0 | $25.00 | 1/27/2012 9:16:00 AM |
brutusbone | $25.00 | 1/27/2012 9:16:16 AM |
unforgettable-wealth4 | $50.00 | 1/27/2012 9:17:06 AM |
orange-courageous-dedication | $25.00 | 1/27/2012 9:18:07 AM |
reinforced-revenue069 | $25.00 | 1/27/2012 9:19:51 AM |
cablenews | $100.00 | 1/27/2012 9:20:38 AM |
marketplace-hut9 | $25.00 | 1/27/2012 8:55:25 AM |
enriching-trade2 | $50.00 | 1/27/2012 9:22:59 AM |
repayment-launcher | $25.00 | 1/27/2012 8:19:36 AM |
auction-elvis | $25.00 | 1/27/2012 9:27:18 AM |
iGeoff | $25.00 | 1/27/2012 9:08:03 AM |
Gabriel02 | $25.00 | 1/27/2012 9:08:15 AM |
Cai8899 | $50.00 | 1/27/2012 9:27:45 AM |
tolstoy00 | $25.00 | 1/27/2012 9:08:50 AM |
Daneistes | $50.00 | 1/27/2012 9:08:05 AM |
platinum-genetics | $25.00 | 1/27/2012 9:09:44 AM |
excellent-nickel | $25.00 | 1/27/2012 9:10:03 AM |
wigglesworth4 | $100.00 | 1/27/2012 9:10:52 AM |
ianakacg | $25.00 | 1/27/2012 9:36:10 AM |
wbahl | $25.00 | 1/27/2012 9:10:58 AM |
math1973 | $50.00 | 1/27/2012 9:11:48 AM |
Kame | $25.00 | 1/27/2012 9:13:51 AM |
in-college-lender | $25.00 | 1/27/2012 9:40:25 AM |
innocent-loot | $25.00 | 1/27/2012 9:16:43 AM |
marketplace-achievement | $25.00 | 1/27/2012 9:15:59 AM |
value-wind0 | $25.00 | 1/27/2012 9:16:44 AM |
vivacious-truth3 | $25.00 | 1/27/2012 9:19:02 AM |
lounges | $25.00 | 1/27/2012 9:42:32 AM |
BicyclePostLendingDivision | $35.00 | 1/27/2012 9:17:28 AM |
nickel-ferret | $50.00 | 1/27/2012 9:20:14 AM |
economy-molecule3 | $500.00 | 1/27/2012 9:20:15 AM |
asset-equilibrium0 | $25.00 | 1/27/2012 9:21:18 AM |
GodzillaLending | $25.00 | 1/27/2012 9:22:49 AM |
TrustPlus | $50.00 | 1/27/2012 9:48:17 AM |
MikeB918 | $25.00 | 1/27/2012 9:24:24 AM |
red-enthralling-justice | $25.00 | 1/27/2012 9:24:29 AM |
johannesfactotum | $30.00 | 1/27/2012 9:49:52 AM |
open-dough6 | $25.00 | 1/27/2012 9:27:03 AM |
aabadabadoo | $25.00 | 1/27/2012 9:26:51 AM |
fair_rates | $25.00 | 1/27/2012 9:51:46 AM |
competent-commitment1 | $50.00 | 1/27/2012 9:53:09 AM |
LogicalCC | $25.00 | 1/27/2012 9:53:59 AM |
macgeek | $25.00 | 1/27/2012 9:54:11 AM |
acropiloterau2002 | $25.00 | 1/27/2012 9:29:39 AM |
ultimatepaintball | $25.00 | 1/27/2012 9:31:22 AM |
TSC | $50.00 | 1/27/2012 9:32:19 AM |
Veridic | $25.00 | 1/27/2012 9:32:36 AM |
EJO | $25.00 | 1/27/2012 9:33:10 AM |
johanson07 | $25.00 | 1/27/2012 9:33:29 AM |
jeffpac | $50.00 | 1/27/2012 9:35:41 AM |
laufer32304 | $50.00 | 1/27/2012 10:07:49 AM |
Hanalei712 | $50.00 | 1/27/2012 9:37:43 AM |
Aldebtaran | $25.00 | 1/27/2012 9:37:37 AM |
diligent-moola9 | $25.00 | 1/27/2012 10:17:31 AM |
leeball | $50.00 | 1/27/2012 9:38:52 AM |
C_Mark | $50.00 | 1/27/2012 9:40:04 AM |
busytosucceed | $27.85 | 1/27/2012 10:49:37 AM |
nvhm | $50.00 | 1/27/2012 9:41:09 AM |
geekguy | $25.00 | 1/27/2012 9:41:01 AM |
taurusco | $100.00 | 1/27/2012 9:41:19 AM |
slartibardfast | $25.00 | 1/27/2012 9:41:33 AM |
1phantom | $25.00 | 1/27/2012 9:43:22 AM |
Mantis75 | $25.00 | 1/27/2012 9:42:25 AM |
dbzen | $25.00 | 1/27/2012 9:43:53 AM |
building-america | $25.00 | 1/27/2012 9:44:54 AM |
ski bum | $100.00 | 1/27/2012 9:44:57 AM |
MONEYLENDER101 | $50.00 | 1/27/2012 9:46:35 AM |
tdinmanhattan | $25.00 | 1/27/2012 9:45:16 AM |
FirePro22 | $25.00 | 1/27/2012 9:45:46 AM |
bonus-tent | $25.00 | 1/27/2012 9:47:45 AM |
Trimalchio12 | $25.00 | 1/27/2012 9:48:41 AM |
Ponies88 | $25.00 | 1/27/2012 9:49:04 AM |
adamnash | $25.00 | 1/27/2012 9:49:44 AM |
intuitive-camaraderi9 | $25.00 | 1/27/2012 9:50:05 AM |
Natronpee | $25.00 | 1/27/2012 9:50:09 AM |
sjlender | $100.00 | 1/27/2012 9:52:04 AM |
anacent | $25.00 | 1/27/2012 9:52:48 AM |
funds-captain4 | $50.00 | 1/27/2012 9:53:04 AM |
marketplace-cello5 | $25.00 | 1/27/2012 9:51:15 AM |
kinetic-openness0 | $25.00 | 1/27/2012 9:54:13 AM |
miket71 | $30.00 | 1/27/2012 9:53:55 AM |
timbob | $100.00 | 1/27/2012 9:55:07 AM |
Azonic21 | $25.00 | 1/27/2012 9:57:30 AM |
pleasant-basis | $25.00 | 1/27/2012 9:59:29 AM |
gold-tsunami | $30.00 | 1/27/2012 10:00:39 AM |
4DreamsGroup | $100.00 | 1/27/2012 10:13:53 AM |
mdf | $50.00 | 1/27/2012 10:00:25 AM |
MyPFBlog | $25.00 | 1/27/2012 10:21:50 AM |
349 Investments
|
Borrower Payment Dependent Notes Series
550724
This series of Notes was issued and sold upon the funding of the borrower loan #59677, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-2011 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,613 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| enthralling-money074 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
APPLIANCES
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...i REALLY WANT IT
Monthly net income: $1200
Monthly expenses: $500
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
preeminant-moola6 | $25.00 | 1/26/2012 12:21:47 PM |
2grindstones | $40.00 | 1/26/2012 11:48:51 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:11 PM |
Sid-K | $25.00 | 1/26/2012 5:14:06 PM |
bubb_hans | $50.00 | 1/26/2012 5:36:40 PM |
helpful-loan245 | $25.00 | 1/27/2012 2:28:02 AM |
alpete7 | $50.00 | 1/26/2012 9:34:49 PM |
vine99 | $40.00 | 1/27/2012 11:28:41 AM |
fountain355 | $25.00 | 1/27/2012 11:41:56 AM |
productive-note2 | $100.00 | 1/27/2012 5:17:04 PM |
stock106 | $25.00 | 1/28/2012 11:12:26 AM |
well-mannered-income3 | $30.00 | 1/28/2012 10:20:37 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 5:38:21 PM |
sincere-balance | $25.00 | 1/28/2012 8:27:08 AM |
kulender | $60.00 | 1/28/2012 10:41:28 AM |
proud-dollar1 | $25.00 | 1/28/2012 10:36:52 AM |
melodious-openness | $200.00 | 1/28/2012 11:20:35 AM |
Index_Plus | $3,180.00 | 1/28/2012 12:03:16 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
550778
This series of Notes was issued and sold upon the funding of the borrower loan #59303, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-11-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
16 | Length of status: | 4y 10m |
Amount delinquent:
| $100 |
Total credit lines:
| 39 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $47,734 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-merciful-nickel |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal use
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riveting-credit5 | $50.00 | 1/11/2012 5:29:56 PM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:48 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:25 PM |
realtormoises | $25.00 | 1/18/2012 9:38:12 AM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:05 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:22 AM |
handy-market4 | $25.00 | 1/22/2012 12:20:20 AM |
kulender | $50.00 | 1/22/2012 9:41:04 AM |
life-is-great | $25.00 | 1/22/2012 12:25:17 PM |
Index_Plus | $2,825.00 | 1/22/2012 2:32:54 PM |
kind-credit-bear | $25.00 | 1/16/2012 2:17:00 PM |
Dubbs360 | $25.00 | 1/18/2012 9:40:40 AM |
csakhil | $25.00 | 1/18/2012 1:27:49 PM |
a-successful-credit | $25.00 | 1/19/2012 9:22:48 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:39 AM |
handy-loan527 | $25.00 | 1/19/2012 3:12:37 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:44 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:44 PM |
amusement4 | $100.00 | 1/21/2012 10:11:27 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:39 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
550802
This series of Notes was issued and sold upon the funding of the borrower loan #59316, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-1995 |
Debt/Income ratio:
| 5% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
4 | Length of status: | 4y 0m |
Amount delinquent:
| $10,850 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,427 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| stylish-commitment9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay of credit card
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pirahna125 | $25.00 | 1/12/2012 9:17:38 AM |
Investor_DP | $100.00 | 1/12/2012 9:15:44 AM |
Bobafet | $25.00 | 1/12/2012 9:40:05 AM |
downtownfarm | $25.00 | 1/12/2012 9:43:07 AM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:36 PM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:14 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:53 AM |
csakhil | $25.00 | 1/18/2012 1:27:51 PM |
tech310 | $50.00 | 1/18/2012 7:46:56 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:26 AM |
kulender | $50.00 | 1/20/2012 6:14:54 AM |
oxnard | $50.00 | 1/20/2012 2:28:38 PM |
genius520 | $50.00 | 1/20/2012 5:36:36 PM |
Redmond | $25.00 | 1/20/2012 2:55:36 PM |
marwadi-62 | $75.00 | 1/21/2012 8:12:34 AM |
loanjockey | $40.00 | 1/20/2012 9:50:49 PM |
GCInvestments | $25.00 | 1/21/2012 12:31:00 PM |
successful-agreement7 | $100.00 | 1/21/2012 12:31:03 PM |
painter85 | $50.00 | 1/21/2012 12:36:32 PM |
enthralling-investment | $25.00 | 1/21/2012 12:48:59 PM |
E_G | $50.00 | 1/21/2012 12:35:14 PM |
top-diversification-giraffe1 | $25.00 | 1/21/2012 12:41:48 PM |
ideal-platinum1 | $25.00 | 1/21/2012 12:53:58 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:48 AM |
Sevron | $100.00 | 1/21/2012 6:09:27 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:21 AM |
engbusres | $30.00 | 1/21/2012 9:04:06 PM |
Chadwick_Bay_Investments | $25.00 | 1/22/2012 12:42:39 AM |
SimpleChoice | $25.00 | 1/22/2012 7:19:59 AM |
ThomasCrown | $50.00 | 1/22/2012 10:48:41 AM |
jonmars | $25.00 | 1/22/2012 1:39:11 PM |
jonmars | $25.00 | 1/22/2012 1:42:15 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:20 PM |
brightest-breathtaking-finance | $100.00 | 1/22/2012 12:41:28 PM |
sturdy-fairness0 | $50.00 | 1/12/2012 9:19:37 AM |
hitsman | $50.00 | 1/12/2012 9:39:31 AM |
enriching-dollar1 | $100.00 | 1/12/2012 9:43:55 AM |
bonus-demon | $50.00 | 1/12/2012 9:33:53 AM |
Harry | $50.00 | 1/13/2012 6:38:25 PM |
leodaguy | $100.00 | 1/14/2012 7:50:09 AM |
jazz619 | $25.00 | 1/14/2012 12:37:39 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:12 AM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:44 PM |
edaguy | $50.00 | 1/16/2012 9:06:12 AM |
kenji4861 | $25.00 | 1/16/2012 5:08:24 PM |
integrity-american | $25.00 | 1/16/2012 8:44:13 PM |
toblerone | $25.00 | 1/18/2012 5:08:43 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:04 AM |
kevin314 | $25.00 | 1/20/2012 5:14:45 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 8:10:13 PM |
Domgabriel | $30.00 | 1/21/2012 5:52:12 AM |
bountiful-durability | $50.00 | 1/21/2012 12:14:04 PM |
principal-cooker2 | $100.00 | 1/21/2012 12:48:18 PM |
KCEnterprises | $50.00 | 1/21/2012 12:50:00 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:38 PM |
value-wind0 | $30.00 | 1/22/2012 11:45:34 AM |
Index_Plus | $2,445.00 | 1/22/2012 2:29:51 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:35 PM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:29:47 PM |
59 Investments
|
Borrower Payment Dependent Notes Series
550814
This series of Notes was issued and sold upon the funding of the borrower loan #59574, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $128.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 47 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $550 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| platinum-fanatic |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mother
Purpose of loan: Vacation and other things
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,500
Monthly expenses: $2,000
Housing: $818.60
Insurance: $200.00
Car expenses: $150
Utilities: $75
Phone, cable, internet: $185
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 1/13/2012 5:09:17 PM |
sturdy-fairness0 | $50.00 | 1/13/2012 5:25:45 PM |
downtownfarm | $25.00 | 1/13/2012 5:40:58 PM |
enriching-dollar1 | $100.00 | 1/13/2012 5:39:33 PM |
Bobafet | $25.00 | 1/13/2012 5:14:29 PM |
Cliffie83 | $25.00 | 1/16/2012 9:36:50 AM |
kenji4861 | $25.00 | 1/16/2012 5:08:34 PM |
blueshound | $25.00 | 1/16/2012 7:57:29 PM |
marwadi-62 | $75.00 | 1/18/2012 6:56:55 AM |
kulender | $50.00 | 1/20/2012 6:15:05 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:19 AM |
kevin314 | $40.00 | 1/24/2012 8:17:15 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:24 AM |
Index_Plus | $3,360.00 | 1/25/2012 5:14:41 PM |
pirahna125 | $25.00 | 1/13/2012 5:11:37 PM |
hitsman | $50.00 | 1/13/2012 5:16:29 PM |
Harry | $50.00 | 1/13/2012 6:38:35 PM |
leodaguy | $100.00 | 1/14/2012 7:50:14 AM |
Unitas4302 | $50.00 | 1/14/2012 8:08:12 PM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:46 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:01 AM |
Investor_DP | $100.00 | 1/16/2012 5:32:24 PM |
edaguy | $75.00 | 1/17/2012 9:18:19 AM |
selector568 | $300.00 | 1/17/2012 5:11:55 PM |
csakhil | $25.00 | 1/18/2012 1:28:07 PM |
toblerone | $25.00 | 1/18/2012 5:08:49 PM |
tech310 | $50.00 | 1/18/2012 7:47:00 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:51 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:11 AM |
enticing-note | $25.00 | 1/24/2012 6:53:14 PM |
magical-credit523 | $25.00 | 1/25/2012 9:49:29 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:41 PM |
32 Investments
|
Borrower Payment Dependent Notes Series
550846
This series of Notes was issued and sold upon the funding of the borrower loan #59487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $318.02 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1971 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 28y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $69,862 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| robust-return330 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to reduce high interest debt.
My financial situation:
I am a good candidate for this loan because I make an income of $215,000 per year and, based on my credit report, have never missed a payment.
Monthly net income: $10,000
Monthly expenses: $8,000
Housing: $3500
Insurance: $200
Car expenses: $50
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $100
Credit cards and other loans: $800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $31.04 | 1/12/2012 9:02:19 AM |
scarlet-velvet | $25.08 | 1/12/2012 9:47:30 AM |
genius520 | $50.00 | 1/12/2012 5:23:27 PM |
Investor_DP | $100.00 | 1/12/2012 5:11:19 PM |
C2Banking | $25.00 | 1/12/2012 5:47:29 PM |
Feyenoord | $30.00 | 1/12/2012 5:42:46 PM |
zeeexsixare | $200.00 | 1/12/2012 5:50:34 PM |
skillful-asset5 | $25.00 | 1/12/2012 6:35:34 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:51 PM |
worth-blanket2 | $7,400.00 | 1/13/2012 5:36:56 PM |
cashhelp | $25.00 | 1/12/2012 9:28:43 AM |
nimble-revenue5 | $50.00 | 1/12/2012 9:32:14 AM |
AndChicksforFree | $25.00 | 1/12/2012 9:11:08 AM |
worthy-bid8 | $50.00 | 1/12/2012 9:35:03 AM |
rupee-equation2 | $25.00 | 1/12/2012 9:38:26 AM |
hitsman | $50.00 | 1/12/2012 9:39:32 AM |
economy-coup | $50.00 | 1/12/2012 9:42:22 AM |
edaguy | $50.00 | 1/12/2012 9:47:05 AM |
vutah | $25.00 | 1/12/2012 4:27:46 PM |
integrity-doctor | $100.00 | 1/12/2012 11:30:24 AM |
patriot384 | $80.00 | 1/13/2012 7:48:26 AM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:41:35 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:28:47 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
550852
This series of Notes was issued and sold upon the funding of the borrower loan #59134, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 23y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $28,138 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| newest-competent-capital |
Borrower's state:
| WestVirginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to...Get another Rental building ready to rent
My financial situation:
I am a good candidate for this loan because...
I have 3 other Rentals
Monthly net income: $1,700 from other Rentals
Monthly expenses: $
Housing: $0 Own
Insurance $102 evry 3 months : car expenses: $0
Utilities: $110
Phone, cable, internet: $100
Food, entertainment: $ low live alone
Clothing, household expenses: $ low wal-mart if I need anything
Credit cards and other loans: $200 No other loans
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/16/2012 5:02:10 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
550858
This series of Notes was issued and sold upon the funding of the borrower loan #59131, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-12-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 16y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,482 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| blue-goodhearted-loot |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement & wheelchair lift
Purpose of loan:
This loan will be used to make repairs to a wheelchair lift so that my son may safely stay in our home.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/12/2012 9:02:01 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
550920
This series of Notes was issued and sold upon the funding of the borrower loan #59232, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,337 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ars84 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 7 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| |
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Buying a Car
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $300.00 | 1/13/2012 9:01:54 AM |
blitzen40 | $30.00 | 1/13/2012 9:04:57 AM |
NekHoldings | $25.00 | 1/13/2012 9:10:31 AM |
bubb_hans | $50.00 | 1/13/2012 9:12:35 AM |
yield-lion2 | $35.00 | 1/13/2012 9:12:44 AM |
mikeandcat | $100.00 | 1/13/2012 9:16:53 AM |
lucrative-loan | $75.00 | 1/13/2012 9:03:06 AM |
Jack55304 | $200.00 | 1/13/2012 9:32:16 AM |
credit-missile | $75.00 | 1/13/2012 9:14:58 AM |
312-Lender | $25.00 | 1/13/2012 9:16:32 AM |
sweety075 | $25.00 | 1/13/2012 9:44:08 AM |
money-baron-roth-IRA | $50.00 | 1/13/2012 9:31:45 AM |
money-baron-roth-IRA | $50.00 | 1/13/2012 9:31:51 AM |
jkeller4000 | $25.00 | 1/13/2012 9:34:43 AM |
SolarMoonshine | $50.00 | 1/13/2012 9:41:40 AM |
AF-Chief | $25.00 | 1/13/2012 9:42:16 AM |
sweety075 | $7.98 | 1/13/2012 9:44:36 AM |
papaloha | $100.00 | 1/13/2012 9:05:21 AM |
ProsprousLender | $35.00 | 1/13/2012 9:01:15 AM |
handy-justice | $50.00 | 1/13/2012 9:04:51 AM |
loanman2007 | $100.00 | 1/13/2012 9:12:27 AM |
nfx | $40.00 | 1/13/2012 9:11:13 AM |
atlas-shrugged | $250.00 | 1/13/2012 9:02:20 AM |
riveting-credit5 | $50.00 | 1/13/2012 9:26:09 AM |
Kash2010lu | $40.00 | 1/13/2012 9:05:33 AM |
AndChicksforFree | $50.00 | 1/13/2012 9:27:29 AM |
AndChicksforFree | $100.00 | 1/13/2012 9:27:53 AM |
money-baron-Roth401k | $50.00 | 1/13/2012 9:09:38 AM |
SolarMoonshine | $100.00 | 1/13/2012 9:42:05 AM |
clemclan | $60.00 | 1/13/2012 9:17:06 AM |
CaptainCrunch | $25.02 | 1/13/2012 9:43:56 AM |
managedfund | $777.00 | 1/13/2012 9:40:21 AM |
fcrick | $25.00 | 1/13/2012 9:41:02 AM |
33 Investments
|
Borrower Payment Dependent Notes Series
550936
This series of Notes was issued and sold upon the funding of the borrower loan #59273, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $418.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,179 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tolerant-bid8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mike's Loan
Purpose of loan:
This loan will be used to pay off credit cards.
My financial situation:
I am a good candidate for this loan because I make my payments on time and my credit score is above average. I have never defaulted on loan or filed for backruptcy.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
payout-bridge | $150.00 | 1/18/2012 10:15:25 PM |
HeroSupport | $35.00 | 1/12/2012 5:06:57 PM |
AFairDeal | $25.00 | 1/12/2012 5:33:31 PM |
cattlebaron | $25.00 | 1/12/2012 5:36:47 PM |
genius520 | $50.00 | 1/12/2012 5:23:33 PM |
BxRealtor | $25.00 | 1/12/2012 5:35:50 PM |
sturdy-fairness0 | $100.00 | 1/12/2012 5:43:53 PM |
nimble-money086 | $25.00 | 1/12/2012 7:44:43 PM |
loot-heart | $25.00 | 1/13/2012 9:23:49 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:32 AM |
dime-sprout | $25.00 | 1/13/2012 9:33:09 AM |
velocity-aurora | $250.00 | 1/13/2012 9:57:07 AM |
transparency-universe8 | $25.00 | 1/13/2012 10:59:29 AM |
Leshan | $25.00 | 1/13/2012 10:57:30 AM |
mpatrick | $50.00 | 1/13/2012 11:05:15 AM |
Charmart | $25.00 | 1/13/2012 12:09:38 PM |
currency-persimmon | $50.00 | 1/13/2012 10:15:58 AM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:09 PM |
E_G | $50.00 | 1/13/2012 5:19:27 PM |
indomitable-coin | $25.00 | 1/13/2012 5:31:40 PM |
Harry | $50.00 | 1/13/2012 6:39:09 PM |
proud-silver0 | $100.00 | 1/13/2012 9:17:19 PM |
Brisket_Bob | $25.00 | 1/14/2012 6:38:00 AM |
ltschetter | $25.00 | 1/14/2012 7:39:44 AM |
repayment-hawk5 | $25.00 | 1/14/2012 8:28:52 AM |
UHcougars | $25.00 | 1/14/2012 3:31:30 AM |
dinero-path5 | $50.00 | 1/14/2012 6:23:27 AM |
majestic-principal1 | $25.00 | 1/14/2012 12:26:44 PM |
intuitive-integrity9 | $50.00 | 1/14/2012 12:19:45 PM |
brightest-dynamic-peace | $25.00 | 1/14/2012 2:06:44 PM |
A4 | $25.00 | 1/14/2012 12:45:47 PM |
ddog0224 | $50.00 | 1/14/2012 3:35:08 PM |
shrewd-deal | $50.00 | 1/14/2012 8:27:41 PM |
greenback-loyalist8 | $25.00 | 1/14/2012 9:15:12 PM |
A-Win-Win | $30.33 | 1/15/2012 9:29:49 AM |
finance-symphony7 | $100.69 | 1/15/2012 5:48:20 AM |
rate-sherpa | $54.00 | 1/14/2012 8:30:35 PM |
value-pouch | $25.00 | 1/15/2012 12:17:55 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:14 AM |
Tylerh | $250.00 | 1/15/2012 12:17:29 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:26:57 AM |
Proactive-Financial-Lending | $25.00 | 1/15/2012 12:29:22 PM |
bambampk | $25.00 | 1/15/2012 6:12:36 PM |
GreenSun | $25.00 | 1/15/2012 12:22:30 PM |
statenisland51 | $25.00 | 1/16/2012 6:19:08 AM |
magical-durability9 | $25.00 | 1/16/2012 7:54:10 AM |
loyalty-czar | $60.05 | 1/16/2012 8:29:53 AM |
the-enticing-coin | $250.00 | 1/16/2012 1:16:20 AM |
listing-drummer6 | $250.00 | 1/15/2012 5:03:51 PM |
awwaww | $25.00 | 1/16/2012 9:08:52 AM |
cesade | $66.04 | 1/15/2012 9:57:55 PM |
compassionate-dime0 | $50.00 | 1/16/2012 2:08:07 PM |
moola-gargantuan9 | $50.00 | 1/16/2012 4:41:24 PM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:17 PM |
AaronL | $25.00 | 1/16/2012 1:20:22 PM |
sentry256 | $25.00 | 1/16/2012 2:43:29 PM |
slick8812 | $25.00 | 1/16/2012 12:51:42 PM |
SolarMoonshine | $25.00 | 1/16/2012 5:10:14 PM |
integrity-american | $25.00 | 1/16/2012 8:44:14 PM |
order-supernova6 | $100.00 | 1/16/2012 10:24:02 PM |
Wisc_investor | $25.00 | 1/17/2012 8:35:50 AM |
surfhoss644 | $50.00 | 1/17/2012 11:42:38 AM |
moola-gondola1 | $100.00 | 1/17/2012 2:21:02 PM |
Lender0010 | $50.00 | 1/17/2012 7:16:03 AM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:30 AM |
life-is-great | $25.00 | 1/17/2012 5:25:45 PM |
twjh | $25.00 | 1/18/2012 4:09:30 AM |
brainy-return234 | $25.00 | 1/18/2012 6:27:49 AM |
WonderPup | $26.00 | 1/18/2012 8:13:36 AM |
antlr | $50.00 | 1/17/2012 8:32:34 PM |
sharpey | $25.00 | 1/18/2012 9:14:51 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:54 AM |
scrappy-leverage6 | $25.00 | 1/18/2012 9:40:44 AM |
supersarah61 | $50.00 | 1/18/2012 4:03:23 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:40 PM |
sammyhammy | $25.00 | 1/18/2012 3:34:40 PM |
SummaCapital | $100.00 | 1/18/2012 4:26:00 PM |
GrooveBiz | $25.00 | 1/18/2012 3:38:33 PM |
trustworthy-finance6 | $300.00 | 1/18/2012 4:40:55 PM |
BAdler | $25.00 | 1/18/2012 4:41:37 PM |
justice-cub5 | $100.00 | 1/18/2012 4:32:25 PM |
P2P_Investor | $2,000.00 | 1/18/2012 1:33:13 PM |
discostu | $25.00 | 1/18/2012 5:05:06 PM |
Jazzamaru | $500.00 | 1/18/2012 2:33:00 PM |
broc78 | $50.00 | 1/18/2012 3:24:39 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:53 PM |
Isanpankki | $50.00 | 1/18/2012 3:32:52 PM |
bvzm | $50.00 | 1/18/2012 4:29:05 PM |
dapablotv | $100.00 | 1/18/2012 7:22:16 PM |
benefit-prescription6 | $100.00 | 1/18/2012 5:09:29 PM |
Velit | $38.70 | 1/18/2012 6:22:21 PM |
omegamon1 | $25.00 | 1/18/2012 6:41:07 PM |
reflective-ore3 | $25.00 | 1/18/2012 7:38:01 PM |
wlm3012 | $40.00 | 1/18/2012 7:39:43 PM |
factcheck | $50.00 | 1/18/2012 10:39:03 PM |
kevin314 | $25.00 | 1/18/2012 5:35:05 PM |
nalaari | $26.32 | 1/19/2012 4:39:13 AM |
blissful-penny | $25.00 | 1/18/2012 8:38:57 PM |
intrepid-loot | $25.00 | 1/19/2012 6:05:41 AM |
octoberfresh | $25.00 | 1/19/2012 6:55:23 AM |
Dorf | $25.00 | 1/19/2012 7:00:11 AM |
contract-festival7 | $50.00 | 1/18/2012 6:49:11 PM |
dcfinancial | $79.24 | 1/18/2012 6:58:21 PM |
attractive-rate | $35.00 | 1/19/2012 2:41:32 AM |
Schwamie | $54.21 | 1/19/2012 6:29:20 AM |
wtrboy | $25.00 | 1/19/2012 9:14:45 AM |
agreement-sycamore | $75.00 | 1/19/2012 8:38:41 AM |
Tradesmanlender | $25.00 | 1/19/2012 9:29:14 AM |
yield-hut | $30.00 | 1/19/2012 3:50:40 AM |
orlowf | $25.00 | 1/19/2012 4:47:19 AM |
DadWarbucks | $25.00 | 1/19/2012 9:25:31 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:40 AM |
favorite-auction2 | $100.00 | 1/19/2012 10:52:30 AM |
iolaire | $25.00 | 1/19/2012 9:45:14 AM |
processor115 | $25.00 | 1/19/2012 9:20:45 AM |
loan-hacker | $25.00 | 1/19/2012 9:24:31 AM |
the-enthralling-coin | $25.00 | 1/19/2012 9:35:15 AM |
MrSolution | $50.00 | 1/19/2012 2:30:53 PM |
Peacepower | $25.00 | 1/19/2012 10:36:50 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:52 AM |
blLending | $25.00 | 1/19/2012 11:13:23 AM |
jbaum | $40.00 | 1/19/2012 5:14:28 PM |
income-banjo | $25.00 | 1/19/2012 5:14:12 PM |
friendinmoney | $25.00 | 1/19/2012 2:05:28 PM |
ConchRepublican | $100.00 | 1/19/2012 5:26:33 PM |
gold-pudding6 | $60.00 | 1/19/2012 5:15:47 PM |
benjo | $50.00 | 1/19/2012 10:08:15 PM |
A4 | $25.00 | 1/19/2012 8:29:41 PM |
tiger1818 | $25.00 | 1/20/2012 4:32:53 AM |
BankofPete | $25.00 | 1/20/2012 5:49:00 AM |
equallender | $25.00 | 1/20/2012 8:56:17 AM |
KLCRAY | $25.00 | 1/20/2012 9:28:19 AM |
miked8303 | $50.00 | 1/20/2012 9:36:17 AM |
maldok1 | $25.00 | 1/20/2012 9:36:46 AM |
Redmond | $25.00 | 1/20/2012 2:55:38 PM |
evergreen16 | $150.00 | 1/20/2012 4:26:53 PM |
moneytolend72 | $40.00 | 1/20/2012 10:54:49 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:37 AM |
famous-bill | $75.00 | 1/20/2012 5:56:01 PM |
kindness-ninja983 | $250.00 | 1/21/2012 6:10:08 AM |
abundant-power | $50.00 | 1/21/2012 6:30:40 AM |
sshgfwb | $25.00 | 1/20/2012 8:51:46 PM |
adir1 | $40.00 | 1/21/2012 8:46:26 AM |
greenfuture | $25.00 | 1/21/2012 10:36:08 AM |
LARRY4NY | $25.00 | 1/20/2012 8:14:17 PM |
Macinvest | $25.00 | 1/20/2012 9:11:50 PM |
fr0gpil0t | $25.00 | 1/20/2012 10:05:57 PM |
77dowplace | $28.00 | 1/21/2012 9:02:18 AM |
SFMutual | $100.00 | 1/21/2012 9:14:39 AM |
radforj22 | $50.00 | 1/21/2012 9:32:09 AM |
robust-trade | $25.00 | 1/21/2012 12:48:29 PM |
enthralling-investment | $25.00 | 1/21/2012 12:49:00 PM |
Centaur | $25.00 | 1/21/2012 1:37:46 PM |
appcoder | $40.00 | 1/21/2012 2:01:09 PM |
prudent-bid3 | $50.00 | 1/21/2012 1:08:26 PM |
benefit-thunder0 | $25.00 | 1/21/2012 4:11:53 PM |
PropertyInvest | $25.00 | 1/22/2012 6:10:09 AM |
cclady | $500.00 | 1/21/2012 4:38:51 PM |
auctionator1 | $25.00 | 1/21/2012 3:05:12 PM |
loyalty-legend2 | $25.00 | 1/22/2012 11:49:26 AM |
credit-flower | $25.00 | 1/22/2012 4:26:14 AM |
worth-web5 | $50.00 | 1/22/2012 12:28:21 PM |
jimbo29blue | $50.00 | 1/22/2012 11:03:47 AM |
revenue-king | $25.00 | 1/22/2012 9:27:18 AM |
squweech | $25.00 | 1/22/2012 12:17:53 PM |
larrybird | $267.98 | 1/22/2012 1:07:11 PM |
Investor_DP | $100.00 | 1/12/2012 5:10:55 PM |
AndChicksforFree | $25.00 | 1/12/2012 5:17:04 PM |
downtownfarm | $25.00 | 1/12/2012 5:18:12 PM |
green-trade-dolphin2 | $27.98 | 1/12/2012 5:02:17 PM |
Bank_Of_XL | $25.00 | 1/12/2012 5:23:25 PM |
hitsman | $50.00 | 1/12/2012 5:14:26 PM |
edaguy | $75.00 | 1/12/2012 5:38:20 PM |
enriching-dollar1 | $100.00 | 1/12/2012 5:39:46 PM |
rupee-equation2 | $25.00 | 1/12/2012 5:52:28 PM |
creditjunky | $125.00 | 1/12/2012 7:51:56 PM |
Scottyd911 | $25.00 | 1/13/2012 5:44:07 AM |
kenji4861 | $25.00 | 1/13/2012 9:36:07 AM |
didibagle | $116.00 | 1/13/2012 11:06:55 AM |
Asgardian | $25.00 | 1/13/2012 12:03:30 PM |
jay100124 | $71.60 | 1/13/2012 11:56:42 AM |
GreenLender11 | $100.00 | 1/13/2012 1:48:46 PM |
forceful-wealth244 | $25.00 | 1/13/2012 9:53:53 AM |
selector568 | $300.00 | 1/13/2012 5:17:52 PM |
bdpres1 | $25.00 | 1/13/2012 5:23:02 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:40 PM |
Terapin0511 | $25.00 | 1/14/2012 6:02:20 AM |
the-deal-socrates | $50.00 | 1/13/2012 6:22:26 PM |
leodaguy | $100.00 | 1/14/2012 7:50:11 AM |
elfincove | $25.00 | 1/14/2012 7:37:57 AM |
cerebral-dollar773 | $50.00 | 1/14/2012 8:25:59 AM |
forthright-durability | $25.00 | 1/13/2012 10:45:19 PM |
Weaverville | $50.00 | 1/14/2012 10:08:35 AM |
phenomenal-gain5 | $25.00 | 1/14/2012 10:11:00 AM |
roadtruck | $50.00 | 1/14/2012 11:05:20 AM |
power-trophy7 | $50.00 | 1/14/2012 11:42:26 AM |
TackingWindward | $25.00 | 1/14/2012 9:22:05 AM |
Solid-Platinum | $25.00 | 1/14/2012 12:22:32 PM |
successful-agreement7 | $100.00 | 1/14/2012 12:49:30 PM |
investment-comet | $25.00 | 1/14/2012 5:07:38 PM |
gr8_r8 | $25.00 | 1/14/2012 6:09:53 PM |
order-supernova6 | $36.18 | 1/14/2012 10:32:08 PM |
capital-star5 | $25.00 | 1/14/2012 8:53:58 PM |
weiyinsan | $60.00 | 1/15/2012 1:09:02 AM |
theloanfiller | $25.00 | 1/15/2012 5:42:51 AM |
passivesf | $25.00 | 1/15/2012 7:31:13 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:14 AM |
penny-plato | $25.00 | 1/15/2012 10:11:31 AM |
payout-thinker7 | $25.00 | 1/15/2012 10:20:59 AM |
order-supernova6 | $50.00 | 1/14/2012 10:20:27 PM |
vonheyse | $25.00 | 1/15/2012 3:41:00 PM |
bill-expert | $43.00 | 1/15/2012 11:06:43 AM |
mad-scientist418 | $25.00 | 1/15/2012 5:53:31 PM |
dime-hot-rod7 | $50.00 | 1/15/2012 6:37:04 PM |
VegasJay | $35.00 | 1/15/2012 6:51:49 PM |
peripatetic | $25.00 | 1/16/2012 3:16:34 AM |
hope-hickory8 | $25.00 | 1/16/2012 4:17:53 AM |
judson | $25.00 | 1/15/2012 5:09:52 PM |
dissector56958 | $25.00 | 1/15/2012 6:36:21 PM |
dinero-speaker | $25.00 | 1/16/2012 10:53:39 AM |
thinker6 | $70.00 | 1/16/2012 6:32:48 AM |
pound-kitten2 | $25.00 | 1/16/2012 7:01:59 AM |
givemethatmoney | $25.00 | 1/16/2012 2:05:24 PM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:17 AM |
lostontheedge | $25.00 | 1/16/2012 4:28:41 PM |
Rob717171 | $50.00 | 1/16/2012 7:32:12 PM |
BAJMP | $25.00 | 1/16/2012 7:48:35 PM |
suave-dollar | $25.00 | 1/17/2012 4:48:30 AM |
social-booster4 | $50.00 | 1/17/2012 11:13:36 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:13 PM |
japerk | $25.00 | 1/17/2012 11:54:01 AM |
themoneydoctor | $50.00 | 1/17/2012 2:55:02 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:32 PM |
a- | $25.00 | 1/17/2012 4:23:47 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:43 PM |
B-rad_the_Coug | $25.00 | 1/17/2012 2:55:03 PM |
fund-tom-tom6 | $30.04 | 1/17/2012 3:43:43 PM |
imlosttoo | $25.00 | 1/18/2012 5:09:03 AM |
Rulea72 | $25.00 | 1/18/2012 8:14:44 AM |
bb575 | $50.00 | 1/17/2012 9:07:17 PM |
julijask | $50.00 | 1/18/2012 11:21:23 AM |
bold-joyful-exchange | $25.00 | 1/18/2012 2:32:19 PM |
csakhil | $25.00 | 1/18/2012 1:27:56 PM |
happy-credit | $100.00 | 1/18/2012 3:16:33 PM |
laughmotel | $83.57 | 1/18/2012 3:20:32 PM |
blooming-market | $25.00 | 1/18/2012 3:20:54 PM |
nojoke411 | $25.00 | 1/18/2012 2:40:54 PM |
CBO-Enterprise | $50.00 | 1/18/2012 3:46:02 PM |
benevolent-silver6 | $200.00 | 1/18/2012 4:40:19 PM |
sclark | $25.00 | 1/18/2012 5:10:56 PM |
market-assembler | $50.00 | 1/18/2012 5:20:11 PM |
orearella3 | $25.00 | 1/18/2012 5:38:57 PM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:03 PM |
friendship9 | $25.00 | 1/18/2012 5:53:47 PM |
decisive-marketplace3 | $25.00 | 1/18/2012 6:02:11 PM |
unclejaef | $25.00 | 1/18/2012 4:31:47 PM |
beer-gardener | $25.00 | 1/18/2012 6:38:18 PM |
astute-fairness0 | $25.00 | 1/18/2012 5:42:48 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:53 PM |
DonaldColorado | $56.91 | 1/18/2012 7:11:05 PM |
babybrother | $50.00 | 1/18/2012 6:24:43 PM |
TrustOne | $50.00 | 1/18/2012 6:33:27 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:41 PM |
tenacious-payout | $25.00 | 1/18/2012 9:14:46 PM |
payment-halo | $25.00 | 1/19/2012 3:03:14 AM |
market-giraffe7 | $29.91 | 1/18/2012 8:50:15 PM |
benjamins-fan6 | $25.00 | 1/19/2012 5:18:32 AM |
damanq | $25.00 | 1/19/2012 5:23:38 AM |
first-class-dough2 | $50.00 | 1/18/2012 8:00:42 PM |
Boca | $34.68 | 1/18/2012 8:38:25 PM |
a- | $25.00 | 1/18/2012 10:40:06 PM |
thinker6 | $50.00 | 1/19/2012 10:13:18 AM |
ussugm | $50.00 | 1/19/2012 10:14:12 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:29 AM |
cpodakine | $25.00 | 1/19/2012 12:09:09 PM |
justice-circuitry0 | $50.00 | 1/19/2012 12:38:31 PM |
wacko82 | $25.00 | 1/19/2012 10:18:41 AM |
PaulW | $25.00 | 1/19/2012 11:31:38 AM |
JJ9876 | $25.00 | 1/19/2012 5:38:54 PM |
emergencyMD | $100.00 | 1/19/2012 5:41:17 PM |
commanding-treasure2 | $50.00 | 1/19/2012 5:35:40 PM |
sturdy-note5 | $25.00 | 1/19/2012 8:19:28 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 7:44:59 PM |
benefit-ruler | $25.00 | 1/20/2012 4:01:43 AM |
buffalobills | $25.00 | 1/20/2012 8:09:13 AM |
pound-kitten2 | $25.00 | 1/20/2012 10:15:36 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:26:17 AM |
the-profit-oracle | $25.00 | 1/20/2012 9:33:13 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:50:25 AM |
focused-wampum | $25.00 | 1/20/2012 11:38:43 AM |
goat361 | $35.00 | 1/20/2012 5:19:51 PM |
rajs | $150.00 | 1/20/2012 11:09:21 PM |
BeatrixKiddo | $25.00 | 1/21/2012 8:35:42 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:37 PM |
balance-hornet | $50.00 | 1/21/2012 10:31:19 AM |
saihu | $25.00 | 1/20/2012 8:09:22 PM |
Ruckus888 | $250.00 | 1/20/2012 8:24:39 PM |
orderandprogress | $53.13 | 1/20/2012 9:14:43 PM |
damage | $25.00 | 1/21/2012 12:19:04 PM |
MonkeyHero | $25.64 | 1/21/2012 8:51:42 AM |
catmanbob | $25.00 | 1/21/2012 7:25:55 PM |
mammalian4 | $25.00 | 1/21/2012 3:20:33 PM |
handy-market4 | $25.00 | 1/22/2012 12:20:22 AM |
vtrentster | $30.00 | 1/22/2012 5:37:56 AM |
jcw3rd | $25.00 | 1/22/2012 7:34:51 AM |
Sevron | $100.00 | 1/21/2012 6:09:28 PM |
UncleScroogeDMD | $178.87 | 1/21/2012 7:46:42 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:43 AM |
powerful-return1 | $25.00 | 1/22/2012 10:58:36 AM |
Wilhan | $43.13 | 1/22/2012 6:01:49 AM |
kublai | $25.00 | 1/22/2012 6:53:32 AM |
Casman8815 | $25.00 | 1/21/2012 11:18:18 PM |
aquistoyraul | $25.00 | 1/22/2012 6:10:30 AM |
A4 | $25.00 | 1/22/2012 10:04:09 AM |
jimbo29blue | $56.00 | 1/22/2012 11:04:00 AM |
helpinghand63 | $25.00 | 1/22/2012 12:17:43 PM |
Kyileo | $25.00 | 1/22/2012 12:22:07 PM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:30 PM |
318 Investments
|
Borrower Payment Dependent Notes Series
551000
This series of Notes was issued and sold upon the funding of the borrower loan #59272, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $328 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| shiny-commitment8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...pay off some bills
My financial situation:
I am a good candidate for this loan because...I tend to pay my bills on time, and early.
Monthly net income: $2600
Monthly expenses: $
Housing: $1000.00
Insurance: $75.00
Car expenses: $160.00
Utilities: $150.00
Phone, cable, internet: $
Food, entertainment: $50.00
Clothing, household expenses: $
Credit cards and other loans: $225.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/14/2012 12:13:44 PM |
bubb_hans | $50.00 | 1/14/2012 12:34:08 PM |
CA-Lender | $25.00 | 1/16/2012 8:17:07 AM |
kind-credit-bear | $25.00 | 1/16/2012 2:17:01 PM |
Land_on_your_feet | $25.00 | 1/18/2012 5:58:15 AM |
Dubbs360 | $25.00 | 1/18/2012 9:40:41 AM |
newest-attractive-funds | $25.00 | 1/18/2012 6:13:30 PM |
tech310 | $50.00 | 1/18/2012 7:39:38 PM |
ZOOOM | $25.00 | 1/18/2012 11:15:44 PM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:42 AM |
a-successful-credit | $25.00 | 1/19/2012 9:22:48 AM |
Macgyver86 | $50.00 | 1/19/2012 10:55:12 AM |
JobLowe | $36.04 | 1/20/2012 6:06:29 AM |
SecondChanceLendingSERV | $25.46 | 1/20/2012 7:47:39 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:24 AM |
handy-market4 | $25.00 | 1/22/2012 12:20:23 AM |
Index_Plus | $2,413.50 | 1/22/2012 2:29:33 PM |
houli123 | $25.00 | 1/14/2012 12:15:14 PM |
melodious-openness | $100.00 | 1/15/2012 12:24:18 PM |
Rogesparkguy | $25.00 | 1/16/2012 3:43:23 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:30 PM |
greencat | $50.00 | 1/17/2012 2:07:21 PM |
csakhil | $25.00 | 1/18/2012 1:28:12 PM |
COCHINOBOY | $25.00 | 1/19/2012 11:20:03 AM |
productive-note2 | $100.00 | 1/19/2012 6:29:45 PM |
oxnard | $50.00 | 1/20/2012 2:28:43 PM |
amusement4 | $100.00 | 1/21/2012 10:11:28 PM |
life-is-great | $25.00 | 1/22/2012 12:25:18 PM |
kulender | $50.00 | 1/22/2012 9:41:05 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:41 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
551006
This series of Notes was issued and sold upon the funding of the borrower loan #59543, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 23y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,050 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-glowing-social |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/17/2012 5:35:24 PM |
wildanne | $100.00 | 1/17/2012 5:49:55 PM |
kenji4861 | $25.00 | 1/17/2012 5:14:15 PM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:34 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:13 PM |
Ripsaw4U | $50.00 | 1/18/2012 9:47:51 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:25 AM |
Interloper | $25.00 | 1/20/2012 9:57:26 AM |
matt_2006 | $25.00 | 1/23/2012 5:32:42 PM |
komazour | $25.00 | 1/23/2012 5:39:24 PM |
hitsman | $50.00 | 1/23/2012 5:15:43 PM |
gentle-gain235 | $25.00 | 1/24/2012 7:19:48 AM |
CashBank | $25.00 | 1/24/2012 8:40:46 AM |
1stPlace | $25.00 | 1/24/2012 8:51:05 AM |
DreDub | $50.00 | 1/23/2012 9:59:02 PM |
agalt | $100.00 | 1/24/2012 8:12:34 AM |
iaffy | $25.00 | 1/24/2012 9:38:10 AM |
Tylerh | $250.00 | 1/24/2012 9:23:52 AM |
bazaar-festivity | $25.00 | 1/24/2012 9:26:49 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:39 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:27 AM |
jeg3k | $50.00 | 1/24/2012 10:23:49 AM |
nestegg4e | $25.00 | 1/24/2012 11:31:46 AM |
E_G | $50.00 | 1/24/2012 10:00:40 AM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:51 PM |
Bankman68 | $25.00 | 1/24/2012 11:39:57 AM |
investment-comet | $25.00 | 1/24/2012 12:22:31 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:26 PM |
lucrative-worth | $100.00 | 1/24/2012 12:48:30 PM |
brightest-gain-investor | $1,509.50 | 1/24/2012 1:50:56 PM |
asya | $25.00 | 1/24/2012 2:48:41 PM |
friendship9 | $25.00 | 1/24/2012 3:26:08 PM |
bountiful-durability | $50.00 | 1/24/2012 5:13:08 PM |
dynamic-money271 | $25.00 | 1/24/2012 5:11:42 PM |
greenback-seagull2 | $50.00 | 1/24/2012 5:17:11 PM |
x-lender | $25.00 | 1/24/2012 5:43:25 PM |
bold-durability-drum | $51.00 | 1/24/2012 5:48:55 PM |
GCInvestments | $25.00 | 1/24/2012 5:51:13 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:57:45 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:26 PM |
dollar-sonnet3 | $25.00 | 1/24/2012 5:52:23 PM |
principal-cooker2 | $100.00 | 1/24/2012 5:53:02 PM |
integrity-trumpet | $50.00 | 1/24/2012 5:55:29 PM |
bold-yield-rumbler | $25.00 | 1/24/2012 5:59:24 PM |
contract-lotus | $50.00 | 1/24/2012 6:01:36 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:05 PM |
enticing-note | $25.00 | 1/24/2012 6:53:26 PM |
thorough-marketplace441 | $34.80 | 1/24/2012 8:24:11 PM |
buffalobills | $25.00 | 1/25/2012 7:01:20 AM |
myidear | $25.00 | 1/25/2012 2:13:37 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:30 AM |
justice-clipper | $50.00 | 1/25/2012 8:32:04 AM |
hope-hickory8 | $25.00 | 1/25/2012 5:33:00 AM |
nalaari | $33.00 | 1/25/2012 8:32:39 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:02 AM |
wonder3 | $25.00 | 1/25/2012 6:13:27 AM |
fervent-currency5 | $25.00 | 1/25/2012 6:14:52 AM |
brightest-affluence-motivator | $25.00 | 1/25/2012 6:18:40 AM |
Ciphernetic | $25.00 | 1/25/2012 6:48:32 AM |
CAGE-Investments | $25.00 | 1/25/2012 9:06:00 AM |
enthralling-wampum | $25.00 | 1/25/2012 9:06:30 AM |
jazzlender | $50.00 | 1/25/2012 9:09:34 AM |
BxRealtor | $25.00 | 1/25/2012 9:06:36 AM |
Kaj | $25.00 | 1/25/2012 9:11:43 AM |
educationfirst | $37.00 | 1/25/2012 9:23:02 AM |
Aimvest | $25.00 | 1/25/2012 9:40:43 AM |
CasaDeTomas | $27.00 | 1/25/2012 9:26:52 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:32 AM |
kindness-jedi | $25.00 | 1/25/2012 9:47:52 AM |
colorfulgardener | $25.00 | 1/25/2012 9:33:48 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:29 AM |
cnovak | $25.00 | 1/25/2012 10:03:02 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:36 AM |
orearella3 | $25.00 | 1/25/2012 10:08:37 AM |
successful-agreement7 | $100.00 | 1/25/2012 9:51:49 AM |
rescue | $100.00 | 1/25/2012 9:51:58 AM |
riproaringrapids | $50.00 | 1/25/2012 10:11:51 AM |
listing-vista | $50.00 | 1/25/2012 9:55:58 AM |
EatWiCheese | $28.00 | 1/25/2012 3:45:23 PM |
duty-explosion9 | $25.00 | 1/25/2012 11:20:02 AM |
active-capital13 | $25.00 | 1/25/2012 10:44:23 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:30 AM |
generosity-giraffe0 | $25.00 | 1/25/2012 12:55:35 PM |
Investor_DP | $100.00 | 1/17/2012 5:42:00 PM |
one-midas | $35.00 | 1/17/2012 7:49:53 PM |
imlosttoo | $25.00 | 1/18/2012 5:11:07 AM |
a- | $25.00 | 1/18/2012 12:30:51 PM |
csakhil | $25.00 | 1/18/2012 1:28:45 PM |
tech310 | $50.00 | 1/18/2012 7:43:19 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:52 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:33 AM |
downtownfarm | $25.00 | 1/23/2012 5:09:24 PM |
toblerone | $25.00 | 1/23/2012 5:29:45 PM |
genius520 | $50.00 | 1/23/2012 5:25:07 PM |
CaptainBlueberry | $25.00 | 1/23/2012 5:31:39 PM |
selector568 | $300.00 | 1/23/2012 5:41:20 PM |
john0720 | $50.00 | 1/24/2012 7:20:47 AM |
speedster351 | $25.00 | 1/24/2012 8:40:02 AM |
sgordon46 | $25.00 | 1/24/2012 9:13:29 AM |
gold-gatherer9 | $25.00 | 1/24/2012 8:21:11 AM |
Weaverville | $25.00 | 1/24/2012 9:32:56 AM |
simplyonce | $50.00 | 1/24/2012 9:22:47 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:17 AM |
kevin314 | $25.00 | 1/24/2012 9:39:57 AM |
drkosh | $25.00 | 1/24/2012 9:40:38 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:21 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:58 AM |
rate-authority2 | $25.00 | 1/24/2012 2:00:20 PM |
alpete7 | $50.00 | 1/24/2012 10:27:06 AM |
asset-cougar0 | $25.00 | 1/24/2012 12:43:04 PM |
bullwink27 | $25.00 | 1/24/2012 12:35:07 PM |
value-travels | $25.00 | 1/24/2012 2:30:40 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:19 PM |
jga516 | $25.00 | 1/24/2012 4:02:58 PM |
loyalty-czar | $35.00 | 1/24/2012 4:35:39 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:14 PM |
Relaxo | $50.00 | 1/24/2012 6:28:01 PM |
jescowa | $50.00 | 1/24/2012 6:46:24 PM |
emosspot | $25.00 | 1/24/2012 6:47:00 PM |
ommcd | $25.00 | 1/24/2012 5:56:13 PM |
progressive-economy261 | $49.00 | 1/24/2012 5:59:52 PM |
theprince | $50.00 | 1/24/2012 10:48:32 PM |
Domgabriel | $30.00 | 1/25/2012 3:43:29 AM |
stampx | $25.00 | 1/24/2012 8:31:06 PM |
AoP | $25.00 | 1/25/2012 6:18:29 AM |
five-star-justice | $25.00 | 1/25/2012 6:17:58 AM |
worklessmakemore | $50.00 | 1/25/2012 7:40:28 AM |
terrific-dough6 | $75.00 | 1/25/2012 9:16:19 AM |
HeroSupport | $40.00 | 1/25/2012 9:06:06 AM |
piter-to-la-investment | $25.00 | 1/25/2012 9:39:01 AM |
gjm6d | $25.00 | 1/25/2012 9:27:45 AM |
Tradesmanlender | $25.00 | 1/25/2012 9:33:17 AM |
SolarMoonshine | $25.00 | 1/25/2012 9:47:55 AM |
the-profit-oracle | $25.00 | 1/25/2012 9:47:07 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:23 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:48 AM |
yield-aurora4 | $25.00 | 1/25/2012 9:57:28 AM |
Ragnar | $25.00 | 1/25/2012 10:02:52 AM |
x32248 | $25.00 | 1/25/2012 10:04:15 AM |
cutter21 | $25.00 | 1/25/2012 10:06:55 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:14 AM |
bonus-goliath7 | $25.00 | 1/25/2012 2:02:19 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:44 PM |
DrNano | $50.00 | 1/25/2012 4:58:10 PM |
unequaled-pound | $25.00 | 1/25/2012 5:11:04 PM |
Index_Plus | $5,715.70 | 1/25/2012 5:23:23 PM |
146 Investments
|
Borrower Payment Dependent Notes Series
551024
This series of Notes was issued and sold upon the funding of the borrower loan #59422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $151.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1978 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,151 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| No | | |
Screen name:
| sullz783 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My Wedding Loan
Purpose of loan:
This loan will be used to help pay for some of my wedding. We need some last minute funds for our special day.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time. I have a great credit score and great credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pirahna125 | $25.00 | 1/13/2012 5:11:37 PM |
sturdy-fairness0 | $100.00 | 1/13/2012 5:25:30 PM |
indomitable-coin | $25.00 | 1/13/2012 5:31:42 PM |
BxRealtor | $25.00 | 1/13/2012 5:09:18 PM |
edaguy | $75.00 | 1/13/2012 5:24:05 PM |
enriching-dollar1 | $100.00 | 1/13/2012 5:39:34 PM |
downtownfarm | $25.00 | 1/13/2012 5:40:59 PM |
kenji4861 | $25.00 | 1/14/2012 12:23:37 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:16 AM |
Tylerh | $250.00 | 1/15/2012 12:17:35 PM |
Theodon | $25.00 | 1/16/2012 4:20:39 AM |
Rivervale_Westwood | $25.00 | 1/16/2012 11:18:15 AM |
ore-dojo | $50.00 | 1/19/2012 10:14:02 AM |
houli123 | $25.00 | 1/21/2012 7:25:02 AM |
friendinmoney | $25.00 | 1/21/2012 10:20:56 AM |
runfree | $68.41 | 1/23/2012 2:34:10 PM |
mar97 | $25.00 | 1/23/2012 3:22:30 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:11 AM |
astute-benjamins | $25.00 | 1/24/2012 3:08:24 PM |
principal-trident | $25.00 | 1/24/2012 2:23:31 PM |
puifais | $50.00 | 1/24/2012 5:11:15 PM |
innocent-income4 | $25.00 | 1/24/2012 5:11:21 PM |
GodzillaLending | $25.00 | 1/24/2012 5:13:21 PM |
JJ9876 | $25.00 | 1/24/2012 5:13:26 PM |
friendship9 | $25.00 | 1/24/2012 3:25:28 PM |
ItsJustMe79 | $25.00 | 1/24/2012 5:13:53 PM |
greenfuture | $25.00 | 1/24/2012 5:14:26 PM |
flexible-value | $50.00 | 1/24/2012 5:15:52 PM |
velocity-solo | $25.00 | 1/24/2012 5:16:58 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:22 PM |
encouraging-repayment5 | $25.00 | 1/24/2012 3:40:34 PM |
income-banjo | $25.00 | 1/24/2012 5:19:02 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:23 PM |
nosualcneas | $25.00 | 1/24/2012 5:20:09 PM |
first-sophisticated-rate | $25.00 | 1/24/2012 5:20:33 PM |
Redmond | $25.00 | 1/24/2012 5:21:10 PM |
Sid-K | $25.00 | 1/24/2012 5:22:19 PM |
gojackgo | $33.00 | 1/24/2012 5:22:33 PM |
Gabriel02 | $25.00 | 1/24/2012 5:05:41 PM |
natural-affluence4 | $25.00 | 1/24/2012 5:05:47 PM |
mad4wknds | $25.00 | 1/24/2012 5:06:06 PM |
otalon | $25.00 | 1/24/2012 5:07:14 PM |
Pman | $25.00 | 1/24/2012 5:27:35 PM |
listing-meridian | $50.00 | 1/24/2012 5:27:48 PM |
asset-equilibrium0 | $25.00 | 1/24/2012 5:29:08 PM |
jbaum | $39.00 | 1/24/2012 5:29:56 PM |
transparency-giant | $50.00 | 1/24/2012 5:06:16 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:13 PM |
fund-tom-tom6 | $25.00 | 1/24/2012 5:07:08 PM |
Hanalei712 | $33.00 | 1/24/2012 5:07:35 PM |
bold-careful-finance | $39.00 | 1/24/2012 5:11:18 PM |
nickel-ferret | $50.00 | 1/24/2012 5:11:56 PM |
kevin314 | $25.00 | 1/24/2012 5:13:39 PM |
Herluftrolle | $50.00 | 1/24/2012 5:15:10 PM |
ingenious-order783 | $35.00 | 1/24/2012 5:15:41 PM |
KLCRAY | $25.00 | 1/24/2012 5:17:32 PM |
studious-bonus7 | $100.00 | 1/24/2012 5:18:12 PM |
enriching-trade2 | $26.00 | 1/24/2012 5:19:12 PM |
jeg3k | $50.00 | 1/24/2012 5:19:58 PM |
selector568 | $300.00 | 1/24/2012 5:20:26 PM |
cash-sensai2 | $25.00 | 1/24/2012 5:20:52 PM |
credit-superstar3 | $25.00 | 1/24/2012 5:21:45 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:51 PM |
resource777 | $50.00 | 1/24/2012 5:22:22 PM |
Uncle_Scrooge | $50.00 | 1/24/2012 5:22:55 PM |
SeaDevil | $25.00 | 1/24/2012 5:27:40 PM |
iolaire | $25.00 | 1/24/2012 5:27:43 PM |
roboflare | $50.00 | 1/24/2012 5:28:08 PM |
newest-rate-relaxation | $50.00 | 1/24/2012 5:28:21 PM |
nandog | $25.00 | 1/24/2012 5:27:17 PM |
efficient-marketplace | $25.00 | 1/24/2012 5:30:10 PM |
hitsman | $50.00 | 1/13/2012 5:16:30 PM |
Investor_DP | $100.00 | 1/13/2012 5:23:07 PM |
janeybooboo | $50.00 | 1/13/2012 6:15:03 PM |
Harry | $50.00 | 1/13/2012 6:39:11 PM |
vutah | $25.00 | 1/13/2012 6:32:14 PM |
leodaguy | $100.00 | 1/14/2012 7:50:15 AM |
genius520 | $50.00 | 1/14/2012 12:13:46 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:02 AM |
HeroSupport | $40.00 | 1/18/2012 9:04:15 AM |
magnificent-euro543 | $30.00 | 1/17/2012 5:55:03 PM |
csakhil | $25.00 | 1/18/2012 1:28:07 PM |
blooming-market | $25.00 | 1/18/2012 3:20:57 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:51 AM |
value-travels | $25.00 | 1/24/2012 2:30:37 PM |
businessguy29 | $25.00 | 1/24/2012 12:36:10 PM |
SomebodysMom | $32.98 | 1/24/2012 1:33:39 PM |
market-assembler | $50.00 | 1/24/2012 5:05:33 PM |
chlebie | $50.00 | 1/24/2012 5:06:26 PM |
ideal-penny8 | $25.00 | 1/24/2012 5:08:45 PM |
namd | $50.00 | 1/24/2012 2:32:35 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:49 PM |
Ivan2007 | $25.00 | 1/24/2012 5:10:56 PM |
asya | $25.00 | 1/24/2012 2:48:38 PM |
heart514 | $25.00 | 1/24/2012 5:11:30 PM |
MadHun | $200.00 | 1/24/2012 5:11:32 PM |
bdpres1 | $25.00 | 1/24/2012 5:13:47 PM |
golden-finance7 | $50.00 | 1/24/2012 5:14:29 PM |
Banker7371 | $25.00 | 1/24/2012 5:17:22 PM |
treasure-pipeline | $25.00 | 1/24/2012 5:17:25 PM |
jga516 | $25.00 | 1/24/2012 4:02:55 PM |
aquistoyraul | $25.00 | 1/24/2012 4:52:45 PM |
orange-courageous-dedication | $25.00 | 1/24/2012 5:23:10 PM |
marketplace-cello5 | $25.00 | 1/24/2012 5:26:17 PM |
Rick21 | $25.00 | 1/24/2012 5:27:28 PM |
geemel | $25.00 | 1/24/2012 5:09:12 PM |
superb-commerce1 | $25.00 | 1/24/2012 5:05:50 PM |
vigilance-revolutionary | $50.00 | 1/24/2012 5:05:52 PM |
gallant-economy9 | $50.00 | 1/24/2012 5:07:21 PM |
Breakfast_Gypsy | $25.00 | 1/24/2012 5:08:31 PM |
sammyhammy | $25.00 | 1/24/2012 5:08:59 PM |
AvPro | $50.00 | 1/24/2012 5:11:02 PM |
icchok | $50.00 | 1/24/2012 5:14:51 PM |
benjo | $27.00 | 1/24/2012 5:15:01 PM |
mketelecom | $25.00 | 1/24/2012 5:13:43 PM |
platinum-genetics | $25.00 | 1/24/2012 5:14:32 PM |
commanding-treasure2 | $50.00 | 1/24/2012 5:14:54 PM |
processor115 | $25.00 | 1/24/2012 5:15:24 PM |
income-buddy7 | $50.00 | 1/24/2012 5:17:00 PM |
top-commitment-champ | $25.00 | 1/24/2012 5:18:39 PM |
loyalty-sherpa | $25.00 | 1/24/2012 5:19:18 PM |
basis-ferret8 | $25.00 | 1/24/2012 5:18:34 PM |
ideal-platinum1 | $25.00 | 1/24/2012 5:19:14 PM |
bid-papyrus | $25.00 | 1/24/2012 5:19:48 PM |
currency-trophy | $25.00 | 1/24/2012 5:19:38 PM |
brainy-dedication | $25.00 | 1/24/2012 5:20:31 PM |
platinum-sorcerer6 | $40.00 | 1/24/2012 5:21:23 PM |
Tai | $25.00 | 1/24/2012 5:21:27 PM |
virtuous-bill1 | $25.00 | 1/24/2012 5:21:54 PM |
JLMGroupFunds | $25.00 | 1/24/2012 5:25:29 PM |
superpuppy | $35.00 | 1/24/2012 5:23:04 PM |
checkuto | $25.00 | 1/24/2012 5:27:54 PM |
Anny-Disco | $25.00 | 1/24/2012 5:27:26 PM |
benefit-prescription6 | $100.00 | 1/24/2012 5:27:41 PM |
Tapu22 | $25.00 | 1/24/2012 5:30:49 PM |
135 Investments
|
Borrower Payment Dependent Notes Series
551028
This series of Notes was issued and sold upon the funding of the borrower loan #59203, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1982 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,047 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-thrifty-felicity |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan: need to bridge a gap
This loan will be used to... cover monthly expenses
My financial situation: short right now
I am a good candidate for this loan because...contracted to start a big project later this month or early February.
Business and Personal
Monthly net income: $
Monthly expenses: $6000.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $150.00 | 1/15/2012 12:03:34 PM |
worth-blanket2 | $4,000.00 | 1/15/2012 12:04:23 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
551030
This series of Notes was issued and sold upon the funding of the borrower loan #59217, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-12-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $204.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 23% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,277 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| value-baton |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-popcorn | $25.00 | 1/19/2012 6:12:46 AM |
nimble-revenue5 | $100.00 | 1/12/2012 5:05:55 PM |
Investor_DP | $100.00 | 1/12/2012 5:11:22 PM |
genius520 | $50.00 | 1/12/2012 5:23:36 PM |
hitsman | $50.00 | 1/12/2012 5:14:31 PM |
edaguy | $50.00 | 1/12/2012 5:38:41 PM |
skillful-asset5 | $30.00 | 1/12/2012 6:26:56 PM |
economy-coup | $50.00 | 1/12/2012 5:54:50 PM |
Uylsses | $50.00 | 1/13/2012 7:45:34 AM |
serene-capital | $30.00 | 1/12/2012 11:02:01 PM |
penny-surgeon | $25.00 | 1/13/2012 10:34:09 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:55 PM |
Harry | $50.00 | 1/13/2012 6:38:29 PM |
Weaverville | $25.00 | 1/13/2012 9:27:44 PM |
Basset_Hound_Investments | $25.00 | 1/14/2012 8:48:28 PM |
Basset_Hound_Investments | $35.00 | 1/14/2012 8:39:44 PM |
stylish-compassion3 | $50.00 | 1/16/2012 3:47:27 PM |
likeable-hope | $25.00 | 1/16/2012 5:04:05 PM |
irrelevant | $50.00 | 1/16/2012 7:05:14 PM |
MrUSC | $25.00 | 1/17/2012 9:27:54 AM |
Rogesparkguy | $25.00 | 1/17/2012 9:36:29 AM |
asset-professor | $25.00 | 1/17/2012 5:05:39 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:55 AM |
scoobiedoo | $25.00 | 1/18/2012 11:37:01 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:54:58 PM |
the-hope-workhorse | $200.00 | 1/18/2012 10:03:34 AM |
contract-victor5 | $30.00 | 1/18/2012 11:07:07 AM |
toblerone | $25.00 | 1/18/2012 5:08:45 PM |
money-bauble | $57.00 | 1/18/2012 5:11:22 PM |
ironfox | $25.00 | 1/18/2012 6:47:46 PM |
terrific-fund5 | $25.00 | 1/18/2012 6:48:24 PM |
vulgy | $25.00 | 1/18/2012 7:26:41 PM |
tech310 | $50.00 | 1/18/2012 7:46:58 PM |
top-diversification-giraffe1 | $25.00 | 1/18/2012 5:18:23 PM |
silver-metronome2 | $70.00 | 1/18/2012 7:20:41 PM |
850 | $50.00 | 1/18/2012 9:18:20 PM |
loot-keeper0 | $25.00 | 1/19/2012 5:24:51 AM |
treasure-brigade | $25.00 | 1/19/2012 5:52:05 AM |
refined-return922 | $25.00 | 1/19/2012 6:12:01 AM |
friendship9 | $25.00 | 1/19/2012 6:17:49 AM |
return-enthusiast1 | $25.00 | 1/19/2012 6:57:59 AM |
inprotest | $50.00 | 1/19/2012 12:29:02 AM |
abundant-credit6 | $26.00 | 1/19/2012 4:12:03 AM |
desertoasis | $25.00 | 1/19/2012 8:48:52 AM |
generosity-poem2 | $300.00 | 1/18/2012 7:34:18 PM |
gold-gazelle | $50.00 | 1/19/2012 8:00:54 AM |
Relaxo | $100.00 | 1/19/2012 8:37:13 AM |
the-magnetic-transaction | $50.00 | 1/19/2012 9:34:12 AM |
payment-halo | $25.00 | 1/19/2012 3:11:08 AM |
SolarMoonshine | $25.00 | 1/19/2012 3:40:46 AM |
wwwUniversal | $25.00 | 1/19/2012 9:42:04 AM |
Bob450 | $35.00 | 1/19/2012 6:36:10 AM |
ddog0224 | $59.17 | 1/19/2012 6:41:47 AM |
suave-dime6 | $25.00 | 1/19/2012 6:56:51 AM |
gethsemane4 | $50.00 | 1/19/2012 7:25:43 AM |
magnitude787 | $30.00 | 1/19/2012 9:30:48 AM |
JasmineTrust | $41.80 | 1/19/2012 7:53:21 AM |
mrworkalot | $25.00 | 1/19/2012 9:31:43 AM |
protector734 | $100.00 | 1/19/2012 8:09:29 AM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:41 AM |
nellaelyob | $25.00 | 1/19/2012 9:42:53 AM |
principal-cooker2 | $100.00 | 1/19/2012 9:43:05 AM |
the-hope-workhorse | $100.00 | 1/19/2012 3:19:36 PM |
pdxtech | $50.00 | 1/19/2012 12:14:26 PM |
Ktodd | $35.00 | 1/19/2012 1:18:43 PM |
dollardave | $50.00 | 1/19/2012 10:14:05 AM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:58 PM |
TheArtOfLogic | $25.00 | 1/19/2012 1:46:00 PM |
Peacepower | $25.00 | 1/19/2012 10:30:14 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:29 AM |
innocent-income4 | $25.00 | 1/19/2012 5:31:59 PM |
wlm3012 | $40.00 | 1/19/2012 6:55:51 PM |
evergreen16 | $250.00 | 1/19/2012 5:34:10 PM |
loanman2007 | $25.00 | 1/12/2012 5:17:11 PM |
cattlebaron | $25.00 | 1/12/2012 5:18:32 PM |
AndChicksforFree | $25.00 | 1/12/2012 5:21:31 PM |
nimble-revenue5 | $50.00 | 1/12/2012 5:05:50 PM |
LittleMingo | $25.00 | 1/12/2012 5:06:03 PM |
zeeexsixare | $250.00 | 1/12/2012 5:52:38 PM |
Scotcha | $45.00 | 1/13/2012 6:23:29 AM |
silvercertificate | $25.00 | 1/13/2012 9:02:28 AM |
selector568 | $108.00 | 1/14/2012 12:13:01 PM |
Megaton | $25.00 | 1/14/2012 2:04:59 PM |
gold-gazelle | $50.00 | 1/15/2012 12:48:40 PM |
nex | $25.00 | 1/16/2012 9:32:24 AM |
deepblue34 | $30.00 | 1/17/2012 6:12:19 PM |
Tylerh | $250.00 | 1/17/2012 5:51:44 PM |
WilliamLeeSims | $25.00 | 1/17/2012 5:51:59 PM |
simiray | $25.00 | 1/18/2012 10:33:36 AM |
csakhil | $25.00 | 1/18/2012 1:27:58 PM |
cash-hyperdrive0 | $100.00 | 1/18/2012 5:33:34 PM |
da-da-daddio | $500.00 | 1/18/2012 6:36:19 PM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:40:03 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:54 PM |
cvlender | $50.00 | 1/18/2012 8:50:39 PM |
fantastic-investment9 | $30.00 | 1/18/2012 5:30:29 PM |
restless-currency | $50.00 | 1/18/2012 5:34:16 PM |
dynamic-platinum | $25.00 | 1/19/2012 2:57:30 AM |
Hambone1111 | $25.00 | 1/18/2012 5:39:07 PM |
tsquared_030 | $25.00 | 1/18/2012 10:44:25 PM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:39 AM |
leverage-monger | $40.00 | 1/19/2012 8:31:03 AM |
YosemiteSam | $25.00 | 1/19/2012 4:54:51 AM |
karpman3 | $50.00 | 1/19/2012 8:33:56 AM |
blissful-penny | $47.74 | 1/18/2012 8:40:47 PM |
kevin314 | $25.00 | 1/19/2012 9:24:04 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:29 AM |
moneyman369 | $32.50 | 1/18/2012 9:18:09 PM |
orearella3 | $25.00 | 1/19/2012 9:27:58 AM |
diverse-capital3 | $55.00 | 1/18/2012 10:53:50 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:51 AM |
orange-preeminant-bill | $25.00 | 1/19/2012 7:29:02 AM |
thinker6 | $50.00 | 1/19/2012 8:08:00 AM |
ferdberfel | $25.00 | 1/19/2012 8:41:35 AM |
finance-assembler | $50.00 | 1/19/2012 10:45:12 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:40 AM |
life-is-great | $25.00 | 1/19/2012 9:21:27 AM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:09 PM |
the-hope-workhorse | $200.00 | 1/19/2012 11:30:57 AM |
successful-agreement7 | $100.00 | 1/19/2012 9:30:32 AM |
market-pudding | $25.00 | 1/19/2012 1:27:54 PM |
ursus | $32.00 | 1/19/2012 9:36:05 AM |
cashnout | $25.00 | 1/19/2012 12:44:15 PM |
reflective-rupee | $25.00 | 1/19/2012 10:25:17 AM |
WonderPup | $26.00 | 1/19/2012 4:08:40 PM |
intrepid-loot | $25.00 | 1/19/2012 4:25:25 PM |
generosity-battalion0 | $50.00 | 1/19/2012 11:33:00 AM |
CA-Lender | $75.00 | 1/19/2012 4:46:38 PM |
munnu | $100.00 | 1/19/2012 1:16:24 PM |
drluong | $25.00 | 1/19/2012 1:50:52 PM |
papaloha | $8.40 | 1/19/2012 6:58:46 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:07 PM |
kublai | $25.00 | 1/19/2012 5:34:08 PM |
new-intuitive-dime | $25.00 | 1/19/2012 5:11:02 PM |
Scotcha | $42.47 | 1/19/2012 5:58:46 PM |
135 Investments
|
Borrower Payment Dependent Notes Series
551076
This series of Notes was issued and sold upon the funding of the borrower loan #59253, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-12-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
11 | Length of status: | 29y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,521 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| income-elvis8 |
Borrower's state:
| Nebraska |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency Financing
Purpose of loan:
This loan will be used to...
pay taxes and medical bills
My financial situation:
I am a good candidate for this loan because...reliable payment history
Monthly net income: $9300
]Monthly expenses: $4500
Housing: $1710
Insurance: $500
Car expenses: $895
Utilities: $200
Phone, cable, internet: $350
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $400
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
riveting-credit5 | $50.00 | 1/12/2012 5:21:42 PM |
goodhearted-generosity511 | $30.00 | 1/12/2012 8:50:18 PM |
jkeller4000 | $25.00 | 1/13/2012 9:34:42 AM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:49 PM |
2grindstones | $25.00 | 1/13/2012 2:57:46 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:28:52 PM |
bubb_hans | $50.00 | 1/12/2012 5:47:25 PM |
StrongMonty | $100.00 | 1/13/2012 1:55:51 PM |
sdcc72 | $25.00 | 1/13/2012 2:39:33 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:43:03 PM |
worth-blanket2 | $3,600.00 | 1/13/2012 5:36:09 PM |
bid-stockpiler1 | $20.00 | 1/13/2012 5:42:32 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
551080
This series of Notes was issued and sold upon the funding of the borrower loan #59420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $280.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1991 |
Debt/Income ratio:
| 24% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,550 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| coin-electron6 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wicked
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Dubbs360 | $100.00 | 1/21/2012 12:18:19 PM |
nimble-revenue5 | $50.00 | 1/21/2012 12:13:34 PM |
careful-vigilance4 | $25.00 | 1/21/2012 12:26:15 PM |
cash-delight1 | $50.00 | 1/21/2012 12:35:39 PM |
jiggaman7 | $50.00 | 1/21/2012 12:52:08 PM |
associate36 | $25.00 | 1/21/2012 12:41:13 PM |
mlj0671 | $25.00 | 1/21/2012 2:29:22 PM |
houli123 | $25.00 | 1/21/2012 12:52:30 PM |
2grindstones | $25.00 | 1/21/2012 3:56:41 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:54 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:52 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:52 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:08 PM |
calimanusa | $30.00 | 1/22/2012 11:03:20 PM |
productive-note2 | $100.00 | 1/23/2012 9:40:08 AM |
Kash2010lu | $25.00 | 1/23/2012 10:17:24 AM |
proud-pound4 | $25.00 | 1/23/2012 9:23:39 AM |
unforgettable-return6 | $25.00 | 1/23/2012 3:22:13 PM |
EngineersAlliance | $125.00 | 1/23/2012 5:08:13 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:54 PM |
Reliance_Banker | $25.00 | 1/23/2012 4:12:25 PM |
duty-explosion9 | $25.00 | 1/23/2012 4:40:05 PM |
JoePaNation | $100.00 | 1/23/2012 6:28:34 PM |
orearella3 | $25.00 | 1/23/2012 5:15:57 PM |
HenryS | $25.00 | 1/24/2012 3:50:11 AM |
WLenders | $25.00 | 1/23/2012 7:14:19 PM |
inspired-duty5 | $25.00 | 1/23/2012 11:09:39 PM |
Kaj | $25.00 | 1/24/2012 9:08:03 AM |
sjc224 | $25.00 | 1/24/2012 9:15:53 AM |
realtormoises | $25.00 | 1/24/2012 6:39:06 AM |
john0720 | $25.00 | 1/24/2012 7:13:46 AM |
ah-long | $25.00 | 1/24/2012 9:23:08 AM |
the-magnetic-transaction | $50.00 | 1/24/2012 9:37:35 AM |
wildguy | $25.00 | 1/24/2012 9:43:43 AM |
JohnSmallberries | $25.00 | 1/24/2012 9:22:42 AM |
rhin0cerx | $50.00 | 1/24/2012 9:25:00 AM |
nodrivelpls | $25.00 | 1/24/2012 9:47:46 AM |
hopethisworks | $25.00 | 1/24/2012 9:30:15 AM |
nex | $25.00 | 1/24/2012 9:29:48 AM |
asiaratt | $50.00 | 1/24/2012 9:54:33 AM |
Katburg | $25.00 | 1/24/2012 9:34:39 AM |
rvfbroker | $25.00 | 1/24/2012 9:37:40 AM |
Bank42 | $25.00 | 1/24/2012 10:01:31 AM |
JohnWS | $99.01 | 1/24/2012 10:11:30 AM |
taetrade | $25.00 | 1/24/2012 11:54:42 AM |
sappy02 | $75.00 | 1/24/2012 10:11:08 AM |
mckhbnpc | $50.00 | 1/24/2012 10:13:53 AM |
tender-ore | $25.00 | 1/24/2012 10:26:00 AM |
sevenbridges | $25.00 | 1/24/2012 10:26:47 AM |
GS-ROCK | $25.00 | 1/24/2012 1:03:44 PM |
radforj22 | $25.00 | 1/24/2012 1:26:36 PM |
transparency-river1 | $279.01 | 1/24/2012 1:25:16 PM |
Index_Plus | $229.83 | 1/24/2012 1:39:31 PM |
handy-justice | $30.00 | 1/21/2012 12:04:39 PM |
kind-efficient-credit | $50.00 | 1/21/2012 12:15:46 PM |
red-power-pecan | $50.00 | 1/21/2012 12:40:33 PM |
worthy-bid8 | $50.00 | 1/21/2012 12:41:32 PM |
money-baron-Roth401k | $50.00 | 1/21/2012 12:32:29 PM |
kulender | $50.00 | 1/22/2012 9:41:10 AM |
hitsman | $50.00 | 1/22/2012 12:13:20 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:15:51 PM |
rate-authority2 | $50.00 | 1/23/2012 11:47:42 AM |
the-sunny-loot | $25.00 | 1/23/2012 3:55:26 PM |
first-pragmatic-power | $25.00 | 1/23/2012 5:24:59 PM |
TrekTune | $25.00 | 1/23/2012 5:28:18 PM |
WilliamLeeSims | $25.00 | 1/23/2012 5:39:11 PM |
foothillender | $25.00 | 1/24/2012 8:41:10 AM |
all_of_that_one | $30.00 | 1/23/2012 9:53:08 PM |
Wellman | $25.00 | 1/24/2012 9:13:02 AM |
minddoc | $50.00 | 1/24/2012 9:13:11 AM |
Bob450 | $25.00 | 1/24/2012 6:59:49 AM |
leverage-monger | $25.00 | 1/24/2012 8:01:12 AM |
systematic-listing2 | $25.00 | 1/24/2012 8:42:55 AM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:55 AM |
Weaverville | $25.00 | 1/24/2012 9:32:59 AM |
floridass | $25.00 | 1/24/2012 9:06:09 AM |
Miklot | $30.00 | 1/24/2012 9:12:11 AM |
jiftostada | $25.00 | 1/24/2012 9:12:50 AM |
pixeldave | $25.00 | 1/24/2012 9:17:48 AM |
Tylerh | $250.00 | 1/24/2012 9:23:54 AM |
symbiosis | $50.00 | 1/24/2012 9:34:05 AM |
ommcd | $25.00 | 1/24/2012 9:54:49 AM |
michaelray703 | $25.00 | 1/24/2012 9:35:02 AM |
dollardave | $50.00 | 1/24/2012 10:42:58 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:04 AM |
marketologist327 | $25.00 | 1/24/2012 10:48:27 AM |
rescue | $100.00 | 1/24/2012 9:48:17 AM |
GInBaghdad | $25.00 | 1/24/2012 9:55:16 AM |
miamibeachloaner | $25.00 | 1/24/2012 9:56:30 AM |
organic-responsibility60 | $25.00 | 1/24/2012 10:19:55 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:55:45 AM |
alpete7 | $50.00 | 1/24/2012 10:57:01 AM |
jybank | $50.00 | 1/24/2012 11:25:19 AM |
Bankman68 | $25.00 | 1/24/2012 11:39:59 AM |
affluence-generator2 | $200.00 | 1/24/2012 11:34:33 AM |
the-hope-workhorse | $200.00 | 1/24/2012 11:43:10 AM |
dorfinia | $25.00 | 1/24/2012 1:38:42 PM |
97 Investments
|
Borrower Payment Dependent Notes Series
551086
This series of Notes was issued and sold upon the funding of the borrower loan #59221, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $559.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1983 |
Debt/Income ratio:
| 26% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 8 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 81 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,808 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tornado999 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
Pay off 28% credit cards in five yr
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $100.00 | 1/13/2012 9:09:52 AM |
GElender | $40.00 | 1/13/2012 9:15:49 AM |
economy-coup | $50.00 | 1/13/2012 9:14:04 AM |
Investor_DP | $100.00 | 1/13/2012 9:18:04 AM |
nimble-revenue5 | $50.00 | 1/13/2012 9:27:12 AM |
rolltide09 | $25.00 | 1/13/2012 9:08:04 AM |
fervent-repayment | $50.00 | 1/13/2012 9:31:27 AM |
cattlebaron | $25.00 | 1/13/2012 9:13:17 AM |
listing-trapper3 | $35.00 | 1/13/2012 9:42:55 AM |
worthy-bid8 | $50.00 | 1/13/2012 9:43:38 AM |
rupee-equation2 | $25.00 | 1/13/2012 9:31:36 AM |
Bank42 | $25.00 | 1/13/2012 11:56:50 AM |
GCentrone | $200.00 | 1/13/2012 12:45:00 PM |
Bank_Of_XL | $25.00 | 1/13/2012 1:10:10 PM |
credit-missile | $25.00 | 1/13/2012 5:37:31 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:11 PM |
worth-blanket2 | $13,500.00 | 1/13/2012 5:36:54 PM |
golden-velocity9 | $25.00 | 1/13/2012 9:25:34 AM |
nimble-revenue5 | $100.00 | 1/13/2012 9:27:21 AM |
hitsman | $50.00 | 1/13/2012 9:09:31 AM |
credit-missile | $125.00 | 1/13/2012 9:11:49 AM |
penny-plato | $50.00 | 1/13/2012 9:19:27 AM |
AF-Chief | $25.00 | 1/13/2012 9:42:16 AM |
bold-sunny-generosity | $25.00 | 1/13/2012 2:04:22 PM |
principal-hut1 | $25.00 | 1/13/2012 1:41:46 PM |
moola-buddy | $25.00 | 1/13/2012 10:05:38 AM |
asset-cougar0 | $25.00 | 1/13/2012 2:48:35 PM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:57 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 4:42:09 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:28:43 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
551124
This series of Notes was issued and sold upon the funding of the borrower loan #59882, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $326.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| 22% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,471 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| diversification-griffin5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jan-2011)
|
Principal balance:
| $5,748.49 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
make money with a loan to me
Purpose of loan: dept consolidate
This loan will be used to...pay off loans
My financial situation: stable
I am a good candidate for this loan because...
Monthly net income: $6000
Monthly expenses: $575
Housing: $475
Insurance: $100
Car expenses: $150
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $600
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Moe87 | $12.90 | 1/29/2012 9:43:11 AM |
green-trade-dolphin2 | $35.72 | 1/28/2012 12:02:18 PM |
principal-cooker2 | $100.00 | 1/28/2012 12:10:14 PM |
kevin314 | $25.00 | 1/28/2012 12:14:46 PM |
compoundinterest | $50.00 | 1/28/2012 12:06:57 PM |
enthusiastic-balance5 | $100.00 | 1/28/2012 12:09:40 PM |
CaptainBlueberry | $25.00 | 1/28/2012 12:12:16 PM |
Cutts | $25.00 | 1/28/2012 12:13:24 PM |
rescue | $100.00 | 1/28/2012 12:14:33 PM |
britgsb | $30.00 | 1/28/2012 12:16:04 PM |
drcoop | $25.00 | 1/28/2012 12:18:10 PM |
NoMoreDebt4Me | $25.00 | 1/28/2012 12:19:17 PM |
graceful-investment | $53.00 | 1/28/2012 12:22:09 PM |
Zoramite | $25.00 | 1/28/2012 12:36:19 PM |
matt_2006 | $25.00 | 1/28/2012 12:27:34 PM |
Zuzu | $25.00 | 1/28/2012 12:40:11 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:49 PM |
zone6 | $100.00 | 1/28/2012 12:36:43 PM |
halothane_logic | $25.00 | 1/28/2012 12:48:36 PM |
samo102us | $25.00 | 1/28/2012 12:51:15 PM |
bazaar-festivity | $25.00 | 1/28/2012 12:50:15 PM |
bold-durability-drum | $51.00 | 1/28/2012 12:53:23 PM |
rzlender | $25.00 | 1/28/2012 1:03:35 PM |
jamiee73 | $25.00 | 1/28/2012 1:04:30 PM |
reflective-gain | $36.60 | 1/28/2012 1:28:43 PM |
EarlyRiser | $298.00 | 1/28/2012 1:08:49 PM |
janeybooboo | $100.00 | 1/28/2012 2:12:18 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:39 PM |
ethical-truth211 | $75.70 | 1/28/2012 1:15:23 PM |
atllender | $50.00 | 1/28/2012 3:14:01 PM |
ericgassercom | $25.00 | 1/28/2012 1:16:30 PM |
mikeandcat | $50.00 | 1/28/2012 1:28:27 PM |
SolarMoonshine | $25.00 | 1/28/2012 1:47:02 PM |
Luv2Bless | $25.00 | 1/28/2012 5:55:06 PM |
adam_rodgers | $25.00 | 1/28/2012 6:21:11 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:47 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:17 PM |
shellback13 | $34.91 | 1/28/2012 7:17:59 PM |
Imageloan | $50.00 | 1/29/2012 12:04:04 AM |
new-social-economist | $80.00 | 1/28/2012 9:21:55 PM |
dollar-doughnut6 | $65.00 | 1/28/2012 10:12:43 PM |
LenderDan | $200.00 | 1/28/2012 11:01:30 PM |
Cash4U2also | $50.00 | 1/29/2012 1:26:51 AM |
s270 | $30.25 | 1/29/2012 5:09:36 AM |
basis-mate7 | $25.00 | 1/29/2012 5:26:33 AM |
economy-trader3 | $25.00 | 1/29/2012 7:13:18 AM |
PlusUltra | $37.86 | 1/29/2012 6:31:23 AM |
TechieLender | $50.00 | 1/29/2012 6:29:57 AM |
ferdberfel | $25.00 | 1/29/2012 8:00:39 AM |
GElender | $40.00 | 1/29/2012 7:51:33 AM |
credit-flower | $30.00 | 1/29/2012 8:12:08 AM |
dquan97 | $25.00 | 1/29/2012 8:06:46 AM |
Kyileo | $25.00 | 1/29/2012 8:19:31 AM |
gold-fluffy-bunny4 | $30.00 | 1/29/2012 8:26:23 AM |
Spaceman838 | $25.00 | 1/29/2012 8:55:56 AM |
LoisLoan | $25.00 | 1/29/2012 9:42:27 AM |
odp01 | $25.00 | 1/29/2012 9:27:02 AM |
JinNing | $50.00 | 1/29/2012 9:30:22 AM |
theloanfiller | $25.00 | 1/29/2012 9:35:18 AM |
LoanerPrincipal | $25.00 | 1/28/2012 12:06:23 PM |
downtownfarm | $25.00 | 1/28/2012 12:09:14 PM |
dough-mammal | $100.00 | 1/28/2012 12:09:30 PM |
lendacity | $50.00 | 1/28/2012 12:11:19 PM |
worth-web5 | $50.00 | 1/28/2012 12:11:33 PM |
Kaj | $25.00 | 1/28/2012 12:23:37 PM |
cutter21 | $25.00 | 1/28/2012 12:13:06 PM |
miked8303 | $50.00 | 1/28/2012 12:14:26 PM |
enriching-dollar1 | $100.00 | 1/28/2012 12:16:34 PM |
hitsman | $50.00 | 1/28/2012 12:21:24 PM |
dynamic-money271 | $25.00 | 1/28/2012 12:35:41 PM |
secureincome | $1,333.00 | 1/28/2012 12:24:34 PM |
melodious-fairness | $25.00 | 1/28/2012 12:24:39 PM |
proper-agreement8 | $50.00 | 1/28/2012 12:26:56 PM |
squarebob | $25.00 | 1/28/2012 12:38:19 PM |
income-motor479 | $50.00 | 1/28/2012 12:40:01 PM |
GCInvestments | $25.00 | 1/28/2012 12:33:54 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:22 PM |
john0720 | $50.00 | 1/28/2012 12:35:34 PM |
acarnegie | $25.00 | 1/28/2012 12:46:33 PM |
transparency-sapling | $25.00 | 1/28/2012 12:48:41 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:27 PM |
the-profit-oracle | $25.00 | 1/28/2012 12:50:39 PM |
encore02 | $50.00 | 1/28/2012 12:41:35 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:52:02 PM |
randsenterprise | $25.00 | 1/28/2012 12:52:05 PM |
trade-burrito4 | $35.00 | 1/28/2012 12:56:48 PM |
piter-to-la-investment | $25.00 | 1/28/2012 12:51:21 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:51 PM |
managedfund | $1,333.00 | 1/28/2012 1:02:39 PM |
Easystreet | $25.00 | 1/28/2012 12:53:07 PM |
brightest-dynamic-liberty | $25.00 | 1/28/2012 12:54:25 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:22 PM |
lucrative-transparency0 | $100.00 | 1/28/2012 1:06:38 PM |
no_agenda_lender | $25.00 | 1/28/2012 12:59:58 PM |
Tylerh | $250.00 | 1/28/2012 1:00:44 PM |
cash-delight1 | $50.00 | 1/28/2012 1:12:33 PM |
dollar-sonnet3 | $25.00 | 1/28/2012 1:03:20 PM |
intelligent-yield | $45.00 | 1/28/2012 1:14:45 PM |
ideal-platinum1 | $25.00 | 1/28/2012 1:08:05 PM |
rupee-equation2 | $25.00 | 1/28/2012 1:09:03 PM |
nickel-ferret | $29.00 | 1/28/2012 1:12:05 PM |
bountiful-durability | $50.00 | 1/28/2012 1:12:27 PM |
moola-accelerator6 | $30.07 | 1/28/2012 1:15:14 PM |
dzn512 | $50.00 | 1/28/2012 3:26:11 PM |
Johnab | $25.00 | 1/28/2012 1:31:15 PM |
integrity-american | $25.00 | 1/28/2012 1:29:36 PM |
income-safehouse9 | $100.00 | 1/28/2012 4:25:27 PM |
suges | $25.00 | 1/28/2012 2:00:19 PM |
seabass123 | $25.00 | 1/28/2012 5:13:53 PM |
undaunted-loan8 | $50.00 | 1/28/2012 5:49:20 PM |
finance-amusement4 | $100.00 | 1/28/2012 5:41:46 PM |
wlm3012 | $50.00 | 1/28/2012 6:06:51 PM |
jcw3rd | $25.00 | 1/28/2012 7:11:35 PM |
radforj22 | $25.00 | 1/28/2012 8:42:21 PM |
duckadoo | $25.00 | 1/28/2012 7:47:07 PM |
kgm082001 | $25.00 | 1/28/2012 7:44:16 PM |
leverage-ectasy | $25.19 | 1/28/2012 8:55:28 PM |
HelpfulLender1 | $50.00 | 1/29/2012 3:46:23 AM |
idojudo123 | $25.00 | 1/29/2012 3:53:52 AM |
JKKCapital | $25.00 | 1/29/2012 4:01:19 AM |
sunny-dough9 | $200.00 | 1/29/2012 1:24:33 AM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:32 AM |
skiingawfs | $50.00 | 1/29/2012 5:20:42 AM |
DrMoneyBags | $50.00 | 1/29/2012 1:47:46 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:21 AM |
ronin4sale | $25.00 | 1/29/2012 5:34:22 AM |
bansir | $25.00 | 1/29/2012 6:02:35 AM |
kind-credit-bear | $25.00 | 1/29/2012 8:01:25 AM |
The_Swafford_Group | $230.79 | 1/29/2012 8:06:10 AM |
mikeandcat | $50.00 | 1/29/2012 8:17:56 AM |
Corlei | $25.00 | 1/29/2012 7:39:43 AM |
silver-enlightenment0 | $100.00 | 1/29/2012 8:12:46 AM |
mncafeowner | $135.00 | 1/29/2012 7:44:34 AM |
stevefelty | $28.03 | 1/29/2012 8:20:12 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:14 AM |
Bonnified | $132.50 | 1/29/2012 8:35:02 AM |
stylish-euro9 | $25.00 | 1/29/2012 9:34:20 AM |
HoosierDaddie | $50.00 | 1/29/2012 8:54:48 AM |
igniter584 | $75.00 | 1/29/2012 9:01:01 AM |
MoxiePop | $25.00 | 1/29/2012 9:25:59 AM |
Justbiz | $50.00 | 1/29/2012 8:59:18 AM |
woffcars | $49.77 | 1/29/2012 9:40:57 AM |
DreamIsReal | $27.71 | 1/29/2012 9:10:18 AM |
nonstopcashflow | $25.00 | 1/29/2012 9:26:27 AM |
coin-popcorn | $25.00 | 1/29/2012 9:32:02 AM |
145 Investments
|
Borrower Payment Dependent Notes Series
551134
This series of Notes was issued and sold upon the funding of the borrower loan #59158, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1984 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 23
/
16 | Length of status: | 0y 5m |
Amount delinquent:
| $45 |
Total credit lines:
| 76 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $130,263 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| zippy-revenue7 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/13/2012 9:03:56 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
551142
This series of Notes was issued and sold upon the funding of the borrower loan #59346, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $348.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 29% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,704 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| natural-fund7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement...
Purpose of loan: Home improvement
This loan will be used to...Renovate a house to potentially sell.
My financial situation: I have a full time job and have never been unemployed.
I am a good candidate for this loan because...I am fully employed with excellent credit. I have never made a late payment on any bills.
Student Loans- $650 per month
Credit Card Debt from college - 2.3k in total - expected to pay off within 2 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $28.53 | 1/13/2012 9:02:33 AM |
hitsman | $50.00 | 1/13/2012 9:09:33 AM |
enriching-dollar1 | $100.00 | 1/13/2012 9:37:13 AM |
downtownfarm | $25.00 | 1/13/2012 9:50:52 AM |
kenji4861 | $25.00 | 1/13/2012 9:36:07 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:00 AM |
Tylerh | $250.00 | 1/15/2012 12:17:33 PM |
Theodon | $25.00 | 1/16/2012 4:21:36 AM |
Weaverville | $25.00 | 1/16/2012 10:38:22 AM |
E_G | $50.00 | 1/16/2012 5:34:36 PM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:18 PM |
successful-agreement7 | $100.00 | 1/16/2012 5:35:38 PM |
A4 | $25.00 | 1/16/2012 5:09:10 PM |
moola-gargantuan9 | $50.00 | 1/16/2012 5:13:11 PM |
selector568 | $300.00 | 1/16/2012 5:34:38 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:31 AM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:45 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:32 PM |
bb575 | $50.00 | 1/17/2012 9:07:18 PM |
a- | $25.00 | 1/18/2012 12:30:45 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:56 AM |
blooming-market | $25.00 | 1/18/2012 3:20:56 PM |
CBO-Enterprise | $50.00 | 1/18/2012 3:47:53 PM |
loyalty-czar | $40.00 | 1/18/2012 8:06:58 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:53 PM |
ddog0224 | $50.00 | 1/19/2012 6:48:32 AM |
wtrboy | $25.00 | 1/19/2012 9:14:46 AM |
suave-dollar | $25.00 | 1/19/2012 8:27:48 AM |
I_Like_to_Invest | $100.00 | 1/19/2012 10:45:42 AM |
BankShark | $25.00 | 1/19/2012 9:33:38 AM |
roadtruck | $50.00 | 1/19/2012 5:13:22 PM |
jojo6686 | $25.00 | 1/19/2012 4:39:40 PM |
AlfinityBank25 | $25.00 | 1/19/2012 9:03:00 PM |
agalt | $50.00 | 1/20/2012 8:10:55 AM |
BishEl | $25.00 | 1/20/2012 9:00:37 AM |
power-trophy7 | $25.00 | 1/20/2012 9:15:43 AM |
paladin847 | $50.00 | 1/20/2012 9:28:45 AM |
DadWarbucks | $25.00 | 1/20/2012 9:45:23 AM |
Redmond | $25.00 | 1/20/2012 2:55:39 PM |
I_Like_to_Invest | $120.00 | 1/20/2012 10:56:13 AM |
benefit-prescription6 | $100.00 | 1/20/2012 5:36:57 PM |
scojo | $25.50 | 1/20/2012 5:50:23 PM |
Macinvest | $25.00 | 1/20/2012 9:11:51 PM |
houli123 | $25.00 | 1/21/2012 7:25:02 AM |
spiritual-fairness5 | $25.00 | 1/21/2012 10:13:57 AM |
77dowplace | $28.00 | 1/21/2012 9:02:31 AM |
Money_Lender2 | $27.30 | 1/21/2012 2:21:51 PM |
income-banjo | $25.00 | 1/21/2012 12:43:10 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:40 PM |
Sevron | $100.00 | 1/21/2012 6:09:29 PM |
True_Believer | $52.97 | 1/21/2012 1:30:33 PM |
SAMCRO | $75.00 | 1/21/2012 6:16:10 PM |
don'twannadance | $50.00 | 1/22/2012 11:08:28 AM |
generosity-poem2 | $50.00 | 1/22/2012 12:04:39 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:44 AM |
don'twannadance | $50.00 | 1/22/2012 11:08:06 AM |
unflappable-bonus3 | $50.00 | 1/22/2012 1:19:38 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:22 PM |
iolaire | $25.00 | 1/22/2012 12:13:24 PM |
Index_Plus | $6,819.70 | 1/22/2012 2:37:20 PM |
brightest-dynamic-peace | $25.00 | 1/22/2012 1:28:31 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:40:18 PM |
HeroSupport | $35.00 | 1/13/2012 9:04:41 AM |
sturdy-fairness0 | $100.00 | 1/13/2012 9:17:16 AM |
Investor_DP | $100.00 | 1/13/2012 9:17:44 AM |
rupee-equation2 | $25.00 | 1/13/2012 9:31:37 AM |
edaguy | $75.00 | 1/13/2012 9:25:41 AM |
edaguy | $75.00 | 1/13/2012 9:25:45 AM |
AFairDeal | $25.00 | 1/13/2012 9:30:36 AM |
genius520 | $50.00 | 1/13/2012 9:52:41 AM |
BxRealtor | $25.00 | 1/13/2012 9:44:53 AM |
indomitable-coin | $25.00 | 1/13/2012 5:31:41 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:43 PM |
Harry | $50.00 | 1/13/2012 6:39:11 PM |
JustMee | $25.00 | 1/14/2012 11:37:01 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:15 AM |
lostontheedge | $25.00 | 1/16/2012 4:28:42 PM |
dime-sprout | $25.00 | 1/16/2012 5:39:28 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:17 PM |
life-is-great | $25.00 | 1/18/2012 9:42:03 AM |
nojoke411 | $25.00 | 1/18/2012 2:40:54 PM |
csakhil | $25.00 | 1/18/2012 1:28:03 PM |
supersarah61 | $25.00 | 1/18/2012 4:07:12 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:41 PM |
Wilcat77 | $25.00 | 1/18/2012 5:05:46 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:41 PM |
generosity-poem2 | $100.00 | 1/18/2012 7:29:02 PM |
astute-fairness0 | $25.00 | 1/18/2012 5:42:29 PM |
dano1965 | $50.00 | 1/19/2012 8:32:20 AM |
obedient-loan1 | $300.00 | 1/18/2012 7:34:09 PM |
bid-fort3 | $25.00 | 1/19/2012 10:59:52 AM |
prudent-payout462 | $50.00 | 1/19/2012 1:21:53 PM |
kevin314 | $25.00 | 1/19/2012 5:21:15 PM |
order-supernova6 | $50.00 | 1/19/2012 7:35:19 PM |
sharpey | $25.00 | 1/19/2012 5:28:31 PM |
benjo | $50.00 | 1/19/2012 10:08:16 PM |
autonomous-basis | $50.00 | 1/19/2012 5:36:55 PM |
sturdy-note5 | $25.00 | 1/19/2012 7:43:34 PM |
Lender0010 | $50.00 | 1/20/2012 7:13:32 AM |
newest-coin-frog | $25.00 | 1/20/2012 5:44:32 AM |
order-brilliance9 | $100.00 | 1/20/2012 9:42:42 AM |
miked8303 | $50.00 | 1/20/2012 9:36:18 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:38 AM |
market-assembler | $50.00 | 1/20/2012 9:43:51 AM |
Solid-Platinum | $25.00 | 1/20/2012 12:33:30 PM |
jbaum | $40.00 | 1/20/2012 5:09:32 PM |
themoneydoctor | $200.00 | 1/20/2012 3:37:09 PM |
magical-durability9 | $25.00 | 1/21/2012 6:46:56 AM |
debt-system880 | $25.00 | 1/20/2012 9:07:27 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:39 PM |
JaceSpade | $25.00 | 1/21/2012 10:23:15 AM |
greenfuture | $25.00 | 1/21/2012 10:36:09 AM |
BAJMP | $25.00 | 1/21/2012 11:45:36 AM |
Imaginos1892 | $100.00 | 1/21/2012 9:47:51 AM |
JJ9876 | $25.00 | 1/21/2012 12:38:40 PM |
enthralling-investment | $25.00 | 1/21/2012 12:49:01 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:45:32 PM |
frooogal | $25.00 | 1/21/2012 7:28:31 PM |
don'twannadance | $50.00 | 1/22/2012 11:08:16 AM |
don'twannadance | $28.00 | 1/22/2012 11:08:56 AM |
handy-market4 | $25.00 | 1/22/2012 12:20:22 AM |
ingeborg77 | $25.00 | 1/22/2012 11:06:43 AM |
mgd | $100.00 | 1/22/2012 11:40:11 AM |
sociallender | $25.00 | 1/22/2012 12:09:29 PM |
ThisCatWillHelp | $50.00 | 1/22/2012 1:27:53 PM |
125 Investments
|
Borrower Payment Dependent Notes Series
551158
This series of Notes was issued and sold upon the funding of the borrower loan #59263, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $379.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 15y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,586 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-duty-birch |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Pay off credit cards
This loan will be used to...Pay off credit cards
My financial situation: OK
I am a good candidate for this loan because...same job 16yrs-7 kids-married-good income
Monthly net income: $8000
Monthly expenses:
Housing: $1309
Insurance: $600
Car expenses: $480
Utilities: $320
Phone, cable, internet: $500
Food, entertainment: $200
Clothing, household expenses: $120Credit cards and other loans: $680
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-popcorn | $25.00 | 1/21/2012 5:21:11 AM |
CashFlow13 | $250.00 | 1/22/2012 12:42:27 PM |
HeroSupport | $70.00 | 1/13/2012 9:03:50 AM |
CA-Lender | $125.00 | 1/13/2012 9:07:45 AM |
hitsman | $50.00 | 1/13/2012 9:09:34 AM |
economy-coup | $50.00 | 1/13/2012 9:14:05 AM |
Investor_DP | $100.00 | 1/13/2012 9:18:05 AM |
InChicago | $150.00 | 1/13/2012 9:39:27 AM |
Feyenoord | $30.00 | 1/13/2012 11:28:29 AM |
penny-surgeon | $25.00 | 1/13/2012 10:36:11 AM |
zeeexsixare | $100.00 | 1/13/2012 10:50:54 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:58 PM |
yf99yz | $25.00 | 1/13/2012 5:33:30 PM |
Harry | $50.00 | 1/13/2012 6:38:33 PM |
loss-of-control | $150.00 | 1/13/2012 7:11:57 PM |
reflective-rupee | $25.00 | 1/13/2012 10:02:41 PM |
BradP | $25.00 | 1/14/2012 8:05:50 AM |
loan-fate | $50.00 | 1/14/2012 12:26:32 PM |
Kash2010lu | $30.00 | 1/15/2012 12:37:46 PM |
sensible-fund | $25.00 | 1/16/2012 5:26:51 AM |
nex | $25.00 | 1/16/2012 9:32:29 AM |
scarlet-velvet | $25.08 | 1/17/2012 8:40:56 AM |
integrity-american | $25.00 | 1/16/2012 8:44:15 PM |
a- | $25.00 | 1/17/2012 4:29:05 PM |
asset-professor | $25.00 | 1/17/2012 5:05:39 PM |
Tylerh | $250.00 | 1/17/2012 5:51:45 PM |
WilliamLeeSims | $25.00 | 1/17/2012 5:52:00 PM |
orange-impartial-asset | $25.00 | 1/17/2012 6:17:11 PM |
irrelevant | $50.00 | 1/17/2012 7:05:16 PM |
Whipster | $70.00 | 1/17/2012 7:56:41 PM |
wildanne | $250.00 | 1/17/2012 5:43:07 PM |
rdav | $50.00 | 1/18/2012 9:20:17 AM |
Weaverville | $25.00 | 1/18/2012 10:48:56 AM |
chad-bro-chill | $25.00 | 1/19/2012 7:17:49 AM |
affluence-generator2 | $100.00 | 1/19/2012 8:11:55 AM |
careful-compassion | $25.00 | 1/19/2012 11:49:05 AM |
ready-interest9 | $25.00 | 1/19/2012 10:32:42 AM |
market-sumac | $100.00 | 1/19/2012 4:20:05 PM |
kevin314 | $25.00 | 1/19/2012 11:18:30 PM |
Rogelio48 | $30.00 | 1/20/2012 7:56:10 AM |
kulender | $50.00 | 1/20/2012 6:15:02 AM |
Wall-St | $25.00 | 1/20/2012 4:42:11 PM |
Redmond | $25.00 | 1/20/2012 2:55:40 PM |
velocity-pear | $25.00 | 1/20/2012 5:41:49 PM |
proud-pound4 | $25.00 | 1/20/2012 5:10:40 PM |
penny-plato | $25.00 | 1/20/2012 6:06:57 PM |
kind-credit-bear | $25.00 | 1/20/2012 1:35:02 PM |
Nemo2001 | $25.00 | 1/20/2012 7:10:21 PM |
bnlforever | $25.00 | 1/20/2012 5:27:54 PM |
finance-prescription | $100.00 | 1/20/2012 5:29:19 PM |
suave-dime6 | $25.00 | 1/20/2012 3:05:19 PM |
income-awakening6 | $25.00 | 1/20/2012 3:08:08 PM |
magical-durability9 | $25.00 | 1/20/2012 3:35:11 PM |
benefit-prescription6 | $100.00 | 1/20/2012 5:36:57 PM |
quiksilver180 | $31.06 | 1/20/2012 9:57:04 PM |
erowis | $110.00 | 1/20/2012 10:15:45 PM |
leball | $25.00 | 1/20/2012 6:13:09 PM |
the-hope-workhorse | $100.00 | 1/20/2012 10:34:15 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:52 AM |
impressive-dough4 | $53.04 | 1/20/2012 7:49:35 PM |
market-pudding | $25.00 | 1/21/2012 6:23:25 AM |
money-bauble | $100.00 | 1/20/2012 5:31:49 PM |
wild_carrot | $25.00 | 1/20/2012 9:15:45 PM |
cash-hyperdrive0 | $100.00 | 1/20/2012 5:38:39 PM |
ethical-truth211 | $50.00 | 1/21/2012 2:01:10 AM |
Madmigel | $50.00 | 1/20/2012 6:09:58 PM |
Maetryx | $25.00 | 1/21/2012 8:37:59 AM |
MarvintheMartian | $30.00 | 1/21/2012 12:10:31 PM |
Loan_shark718 | $50.00 | 1/21/2012 5:13:45 AM |
Imaginos1892 | $100.00 | 1/21/2012 9:44:47 AM |
LaBamba | $65.00 | 1/21/2012 5:28:40 AM |
loyalty-czar | $50.00 | 1/21/2012 8:30:33 AM |
fairness-leader3 | $110.00 | 1/21/2012 10:30:28 AM |
ommcd | $25.00 | 1/21/2012 12:39:14 PM |
processor115 | $25.00 | 1/21/2012 12:23:05 PM |
orearella3 | $25.00 | 1/21/2012 12:45:54 PM |
edaguy | $50.00 | 1/21/2012 12:25:17 PM |
logical-investment4 | $25.00 | 1/21/2012 12:11:29 PM |
magnitude787 | $30.00 | 1/21/2012 12:20:07 PM |
fortheteam662 | $25.00 | 1/21/2012 12:46:17 PM |
investment-comet | $25.00 | 1/21/2012 12:35:51 PM |
protector734 | $100.00 | 1/21/2012 1:37:37 PM |
credit-observatory | $25.00 | 1/21/2012 3:18:21 PM |
asset-trajectory | $25.00 | 1/21/2012 11:54:37 PM |
SimpleChoice | $25.00 | 1/22/2012 7:20:00 AM |
Digs | $25.00 | 1/21/2012 3:32:16 PM |
NolaBuzz | $25.00 | 1/21/2012 7:47:45 PM |
reducereuserecycle | $47.07 | 1/22/2012 10:02:58 AM |
p2p-czar3 | $25.00 | 1/22/2012 5:44:11 AM |
NorthwestLoan1 | $500.00 | 1/22/2012 8:06:24 AM |
daddysgotya | $50.00 | 1/22/2012 5:46:37 AM |
intrepid-loot | $25.00 | 1/22/2012 10:03:42 AM |
A4 | $25.00 | 1/22/2012 10:04:28 AM |
WLenders | $50.00 | 1/22/2012 10:30:47 AM |
enthusiastic-point | $25.00 | 1/22/2012 7:31:40 AM |
ERJ | $25.00 | 1/22/2012 7:33:38 AM |
value-wind0 | $30.00 | 1/22/2012 11:38:20 AM |
handshake5 | $100.00 | 1/22/2012 12:12:59 PM |
m0rlock | $500.00 | 1/22/2012 11:56:33 AM |
the-magnetic-transaction | $50.00 | 1/22/2012 12:30:42 PM |
truth-companion | $25.00 | 1/22/2012 12:23:48 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:22 PM |
ecstatic-kindness4 | $83.94 | 1/22/2012 1:10:58 PM |
best-charming-leverage | $50.00 | 1/22/2012 12:43:55 PM |
givemethatmoney | $25.00 | 1/22/2012 1:05:47 PM |
credit-socrates648 | $758.99 | 1/22/2012 1:28:51 PM |
green-trade-dolphin | $28.08 | 1/13/2012 9:02:39 AM |
DHolly | $31.00 | 1/13/2012 9:09:48 AM |
creditjunky | $200.00 | 1/13/2012 9:10:52 AM |
golden-velocity9 | $25.00 | 1/13/2012 9:25:34 AM |
nimble-revenue5 | $50.00 | 1/13/2012 9:27:14 AM |
nimble-revenue5 | $100.00 | 1/13/2012 9:27:23 AM |
rupee-equation2 | $25.00 | 1/13/2012 9:31:38 AM |
cattlebaron | $100.00 | 1/13/2012 9:28:17 AM |
AndChicksforFree | $25.00 | 1/13/2012 9:38:20 AM |
Bank_Of_XL | $25.00 | 1/13/2012 1:10:23 PM |
AAAA111 | $25.00 | 1/13/2012 1:26:40 PM |
calimanusa | $30.00 | 1/13/2012 1:30:24 PM |
vutah | $25.00 | 1/13/2012 4:36:44 PM |
greenback-seagull2 | $48.00 | 1/13/2012 5:20:23 PM |
SFBank | $50.00 | 1/13/2012 7:03:39 PM |
matt_2006 | $25.00 | 1/14/2012 12:10:20 PM |
vest_vortex | $50.00 | 1/14/2012 6:55:29 PM |
selector568 | $300.00 | 1/17/2012 5:11:54 PM |
A4 | $25.00 | 1/17/2012 5:42:45 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:57 AM |
bancoroyal | $33.83 | 1/18/2012 4:44:40 AM |
csakhil | $25.00 | 1/18/2012 1:28:04 PM |
well-mannered-income3 | $60.00 | 1/18/2012 1:49:29 PM |
the-hope-workhorse | $200.00 | 1/18/2012 10:04:18 AM |
toblerone | $25.00 | 1/18/2012 5:08:47 PM |
tech310 | $50.00 | 1/18/2012 7:43:05 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:52 AM |
fund-javelin1 | $25.00 | 1/19/2012 6:10:02 PM |
wlm3012 | $50.00 | 1/19/2012 7:34:19 PM |
rss197 | $25.00 | 1/20/2012 1:30:06 PM |
new-intuitive-dime | $25.00 | 1/20/2012 5:21:48 PM |
moneymaker1981 | $30.00 | 1/20/2012 4:55:25 PM |
Educatedmike | $25.00 | 1/20/2012 5:06:12 PM |
happy-return4 | $25.00 | 1/20/2012 5:41:16 PM |
Interloper | $25.00 | 1/20/2012 6:53:22 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:44 PM |
Brisket_Bob | $25.00 | 1/20/2012 3:53:43 PM |
note-sphinx | $25.00 | 1/20/2012 5:36:04 PM |
genius520 | $50.00 | 1/20/2012 5:36:37 PM |
Hambone1111 | $25.00 | 1/20/2012 5:20:26 PM |
reward-adventure | $50.00 | 1/20/2012 5:25:48 PM |
bazaar-festivity | $25.00 | 1/20/2012 5:28:43 PM |
Comoparklender | $25.00 | 1/20/2012 5:35:17 PM |
hope-fortress753 | $25.00 | 1/21/2012 7:24:11 AM |
ccclaireee333 | $28.22 | 1/20/2012 9:31:25 PM |
Bob450 | $30.00 | 1/21/2012 7:56:44 AM |
credit-bliss8 | $25.00 | 1/21/2012 12:30:00 AM |
adir1 | $50.00 | 1/21/2012 8:47:17 AM |
hope-hickory8 | $25.00 | 1/21/2012 5:44:06 AM |
Domgabriel | $30.00 | 1/21/2012 5:51:48 AM |
power-secret-agent | $30.00 | 1/21/2012 6:33:28 AM |
mad-scientist418 | $25.00 | 1/21/2012 7:05:54 AM |
red-eloquent-rupee | $100.00 | 1/21/2012 7:28:17 AM |
87Marc | $25.00 | 1/21/2012 12:06:27 PM |
terrific-peace8 | $25.00 | 1/21/2012 11:03:05 AM |
rutzebach | $82.75 | 1/21/2012 11:34:20 AM |
spiff666 | $26.66 | 1/21/2012 8:21:59 AM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:16:59 AM |
orange-preeminant-bill | $25.00 | 1/21/2012 12:39:23 PM |
BxRealtor | $25.00 | 1/21/2012 12:31:22 PM |
leverage-monger | $50.00 | 1/21/2012 1:21:02 PM |
forthright-trade | $25.00 | 1/21/2012 1:49:07 PM |
ambmba | $50.00 | 1/21/2012 12:41:10 PM |
factcheck | $25.00 | 1/21/2012 12:41:23 PM |
wwwUniversal | $25.00 | 1/21/2012 12:44:51 PM |
principal-cooker2 | $100.00 | 1/21/2012 12:48:18 PM |
desertoasis | $25.00 | 1/21/2012 12:48:47 PM |
interest-satellite | $25.00 | 1/21/2012 4:34:42 PM |
life-is-great | $25.00 | 1/21/2012 12:45:03 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:18 PM |
new-social-economist | $56.99 | 1/21/2012 4:46:30 PM |
theaterguy | $25.00 | 1/22/2012 11:51:26 AM |
a-leverage-investor | $40.00 | 1/22/2012 5:35:12 AM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:30 PM |
culldud6900 | $72.95 | 1/22/2012 5:40:01 AM |
the-enthralling-coin | $25.00 | 1/22/2012 12:34:25 PM |
hamster | $25.32 | 1/22/2012 11:19:49 AM |
top-diversification-giraffe1 | $25.00 | 1/22/2012 12:15:58 PM |
350DGRZ | $25.00 | 1/22/2012 12:18:48 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:44 PM |
abundant-euro0 | $40.00 | 1/22/2012 11:56:52 AM |
money-surge1 | $25.00 | 1/22/2012 12:25:58 PM |
Kyileo | $25.00 | 1/22/2012 12:32:22 PM |
thrifty-affluence6 | $25.00 | 1/22/2012 12:33:52 PM |
Asgardian | $25.00 | 1/22/2012 1:23:26 PM |
Index_Plus | $2,222.02 | 1/22/2012 2:23:21 PM |
192 Investments
|
Borrower Payment Dependent Notes Series
551166
This series of Notes was issued and sold upon the funding of the borrower loan #59166, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,972 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-fund-serenity |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion
Projected return of investment in 6 months.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $35.00 | 1/18/2012 1:53:14 AM |
riveting-credit5 | $50.00 | 1/13/2012 9:26:10 AM |
careful-vigilance4 | $25.00 | 1/13/2012 4:52:52 PM |
kind-credit-bear | $25.00 | 1/13/2012 5:16:49 PM |
green-trade-dolphin | $25.00 | 1/14/2012 8:52:39 AM |
houli123 | $25.00 | 1/14/2012 12:15:14 PM |
El_Profesional | $25.00 | 1/14/2012 12:51:31 PM |
jebber007 | $40.37 | 1/14/2012 4:01:38 PM |
rate-sceptre | $25.00 | 1/14/2012 2:06:53 PM |
zone6 | $100.00 | 1/14/2012 4:00:02 PM |
jmeasn | $25.00 | 1/15/2012 8:08:58 PM |
Dubbs360 | $100.00 | 1/15/2012 10:01:26 PM |
ccclaireee333 | $25.00 | 1/15/2012 4:54:23 PM |
eHouseTrader | $25.00 | 1/16/2012 9:00:36 AM |
CA-Lender | $25.00 | 1/16/2012 8:17:15 AM |
compassionate-dime0 | $50.00 | 1/16/2012 2:10:02 PM |
cash-turbine1 | $25.00 | 1/17/2012 6:53:41 AM |
rustysailor | $25.00 | 1/17/2012 1:13:35 AM |
viennese | $25.00 | 1/17/2012 1:53:42 PM |
a- | $25.00 | 1/17/2012 4:24:36 PM |
Rogesparkguy | $25.00 | 1/17/2012 4:29:38 PM |
return-cluster991 | $50.00 | 1/17/2012 5:53:53 PM |
mystical-fairness4 | $25.00 | 1/17/2012 7:50:36 PM |
realtormoises | $25.00 | 1/18/2012 9:39:05 AM |
green-rapid-openness | $100.00 | 1/18/2012 11:45:30 AM |
usaUmp | $50.00 | 1/18/2012 3:33:02 PM |
RoccoLoan | $50.00 | 1/18/2012 2:55:14 PM |
nimble-velocity3 | $18.80 | 1/18/2012 3:47:37 PM |
bold-elated-loot | $40.00 | 1/18/2012 3:26:00 PM |
finance-mangrove4 | $27.05 | 1/18/2012 3:31:03 PM |
fixing_financials | $50.00 | 1/18/2012 3:30:02 PM |
2grindstones | $25.00 | 1/13/2012 3:05:00 PM |
historic-loan1 | $35.04 | 1/14/2012 6:10:27 PM |
melodious-openness | $200.00 | 1/15/2012 11:44:31 AM |
Toppenish99 | $25.00 | 1/15/2012 12:24:37 PM |
johnZ222 | $40.00 | 1/16/2012 8:44:30 AM |
WMY-Investor | $100.00 | 1/16/2012 10:10:11 AM |
lskarp | $25.00 | 1/16/2012 12:24:59 PM |
calimanusa | $30.00 | 1/16/2012 11:06:45 PM |
quest0 | $25.00 | 1/17/2012 8:34:12 AM |
revenue-magnolia | $32.91 | 1/17/2012 2:08:56 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:27 PM |
surfhoss644 | $25.00 | 1/17/2012 11:43:35 AM |
pdxtech | $25.00 | 1/17/2012 5:27:08 PM |
redlion03 | $25.83 | 1/17/2012 6:16:10 PM |
csakhil | $25.00 | 1/18/2012 1:28:04 PM |
worth-shower8 | $100.00 | 1/18/2012 1:42:57 PM |
Wordsmth | $25.00 | 1/18/2012 2:18:10 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:04:55 PM |
P2P_Investor | $2,000.00 | 1/18/2012 1:34:14 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
551180
This series of Notes was issued and sold upon the funding of the borrower loan #59398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $323.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2003 |
Debt/Income ratio:
| 40% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 16y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,561 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| well-mannered-dough1 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay off debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Whipster | $70.00 | 1/13/2012 9:05:57 AM |
miked8303 | $25.00 | 1/13/2012 9:13:03 AM |
HeroSupport | $70.00 | 1/13/2012 9:03:15 AM |
wonder3 | $50.00 | 1/13/2012 9:06:14 AM |
mercuriant | $25.00 | 1/13/2012 9:23:18 AM |
nimble-revenue5 | $50.00 | 1/13/2012 9:27:14 AM |
fervent-repayment | $50.00 | 1/13/2012 9:31:28 AM |
tnjohnso | $25.00 | 1/13/2012 9:30:33 AM |
rupee-equation2 | $25.00 | 1/13/2012 9:31:38 AM |
chad-bro-chill | $25.00 | 1/13/2012 9:46:48 AM |
green-inspiring-peace | $25.00 | 1/13/2012 9:22:04 AM |
zeeexsixare | $400.00 | 1/13/2012 10:49:23 AM |
AndChicksforFree | $25.00 | 1/13/2012 9:41:05 AM |
Investor_DP | $100.00 | 1/13/2012 5:23:36 PM |
SFBank | $50.00 | 1/13/2012 7:02:48 PM |
Weaverville | $25.00 | 1/13/2012 9:27:48 PM |
high_flyer | $100.00 | 1/13/2012 11:00:32 PM |
grotheik | $25.00 | 1/14/2012 7:46:38 AM |
loss-of-control | $150.00 | 1/13/2012 7:08:21 PM |
WilliamLeeSims | $25.00 | 1/14/2012 12:27:02 PM |
profit-powerplant | $25.00 | 1/14/2012 12:38:42 PM |
scarlet-velvet | $25.08 | 1/14/2012 6:59:59 PM |
Hambone1111 | $25.00 | 1/15/2012 8:00:52 PM |
red-power-pecan | $50.00 | 1/16/2012 5:35:17 PM |
sjc224 | $25.00 | 1/16/2012 5:19:50 PM |
burrito6 | $50.00 | 1/17/2012 9:20:34 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:28 PM |
dollardave | $50.00 | 1/17/2012 9:58:37 AM |
reflective-rupee | $25.00 | 1/17/2012 1:30:58 PM |
successful-agreement7 | $100.00 | 1/17/2012 5:28:41 PM |
frogperson | $250.00 | 1/17/2012 5:29:17 PM |
consummate-loyalty1 | $75.00 | 1/17/2012 5:40:35 PM |
proud-pound4 | $25.00 | 1/17/2012 5:26:23 PM |
LuckyDuck49 | $25.00 | 1/18/2012 9:43:44 AM |
tech310 | $50.00 | 1/18/2012 7:46:59 PM |
ready-interest9 | $25.00 | 1/19/2012 10:31:56 AM |
punksouth | $25.00 | 1/19/2012 11:08:01 AM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:09 PM |
silver-dandelion5 | $75.00 | 1/19/2012 1:44:22 PM |
davisfl | $25.00 | 1/19/2012 5:11:26 PM |
jiftostada | $25.00 | 1/19/2012 5:12:55 PM |
market-sumac | $100.00 | 1/19/2012 4:20:06 PM |
dedicated-transaction796 | $25.00 | 1/19/2012 5:16:00 PM |
kyle84119 | $25.00 | 1/19/2012 5:17:07 PM |
nowits10 | $25.00 | 1/19/2012 5:18:28 PM |
a-resplendent-commitment | $25.00 | 1/19/2012 5:20:50 PM |
a- | $25.00 | 1/19/2012 11:43:08 AM |
dirkiebush | $25.00 | 1/19/2012 5:26:21 PM |
NewOrleans2012 | $25.00 | 1/19/2012 5:27:13 PM |
Boston005 | $25.00 | 1/19/2012 5:07:18 PM |
market-jam | $50.00 | 1/19/2012 5:28:52 PM |
orearella3 | $25.00 | 1/19/2012 5:13:56 PM |
Wellman | $25.00 | 1/19/2012 5:16:23 PM |
debt-force | $25.00 | 1/19/2012 5:18:03 PM |
Learning2Lend | $25.00 | 1/19/2012 5:34:42 PM |
nodrivelpls | $25.00 | 1/19/2012 5:20:06 PM |
saffron4 | $25.00 | 1/19/2012 5:36:38 PM |
aader | $25.00 | 1/19/2012 5:37:33 PM |
oldtruckads | $25.00 | 1/19/2012 5:26:29 PM |
contract-maracas | $25.00 | 1/19/2012 5:33:10 PM |
worldly-community3 | $50.00 | 1/19/2012 5:34:38 PM |
interest-coyote | $27.00 | 1/19/2012 5:38:41 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:21:36 PM |
capital-halo1 | $1,000.00 | 1/19/2012 5:08:50 PM |
miamibeachloaner | $25.00 | 1/19/2012 5:12:22 PM |
zone8 | $100.00 | 1/19/2012 5:12:34 PM |
DER | $25.00 | 1/19/2012 5:19:19 PM |
idastmerchants | $25.00 | 1/19/2012 5:19:32 PM |
Scrooge_McDuck2 | $100.00 | 1/19/2012 5:20:52 PM |
papaloha | $50.00 | 1/19/2012 7:01:23 PM |
gold-cluster | $50.00 | 1/19/2012 7:12:18 PM |
kevin314 | $25.00 | 1/19/2012 11:18:30 PM |
Mariner3605 | $25.00 | 1/19/2012 5:24:26 PM |
oreyedoc | $50.00 | 1/19/2012 5:29:40 PM |
stepatatime-together | $100.00 | 1/19/2012 5:30:09 PM |
tremendous-payment | $25.00 | 1/19/2012 5:32:58 PM |
wealth-builder57 | $25.00 | 1/19/2012 5:34:59 PM |
meteoric-asset4 | $25.00 | 1/19/2012 5:38:22 PM |
rhin0cerx | $50.00 | 1/19/2012 5:39:10 PM |
buffalobills | $25.00 | 1/20/2012 8:07:52 AM |
gustavzantanon | $25.00 | 1/20/2012 9:06:47 AM |
symbiosis | $50.00 | 1/20/2012 9:07:55 AM |
saxaphone6 | $25.00 | 1/19/2012 9:32:21 PM |
fortytwo | $54.00 | 1/20/2012 9:14:58 AM |
the-magnetic-transaction | $50.00 | 1/20/2012 9:20:36 AM |
reasonable-bonus6 | $50.00 | 1/20/2012 9:23:23 AM |
Najaca | $25.00 | 1/20/2012 9:30:36 AM |
leverage-monger | $25.00 | 1/20/2012 9:31:36 AM |
the-profit-oracle | $25.00 | 1/20/2012 9:33:14 AM |
wwwUniversal | $25.00 | 1/20/2012 9:34:29 AM |
gold-channel2 | $25.00 | 1/20/2012 9:18:25 AM |
kulender | $50.00 | 1/20/2012 6:15:02 AM |
CA-Lender | $25.00 | 1/20/2012 9:37:22 AM |
daniel5075 | $25.00 | 1/20/2012 9:42:00 AM |
hopethisworks | $25.00 | 1/20/2012 9:46:26 AM |
handshake5 | $100.00 | 1/20/2012 9:50:00 AM |
WonderPup | $26.00 | 1/20/2012 9:52:43 AM |
finance-prescription | $100.00 | 1/20/2012 9:38:58 AM |
hellasow | $25.00 | 1/20/2012 9:45:53 AM |
ursus | $25.00 | 1/20/2012 9:27:37 AM |
bonus-zone | $25.00 | 1/20/2012 9:47:34 AM |
Elefunt | $25.00 | 1/20/2012 9:48:23 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:49:02 AM |
papaloha | $104.56 | 1/20/2012 10:19:50 AM |
hitsman | $50.00 | 1/13/2012 9:09:35 AM |
bubb_hans | $50.00 | 1/13/2012 9:12:37 AM |
economy-coup | $50.00 | 1/13/2012 9:14:05 AM |
nimble-revenue5 | $100.00 | 1/13/2012 9:27:24 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:49:59 PM |
mlj0671 | $25.00 | 1/13/2012 1:19:03 PM |
asset-professor | $25.00 | 1/13/2012 5:24:43 PM |
the-hope-workhorse | $300.00 | 1/14/2012 12:52:34 AM |
janeybooboo | $50.00 | 1/13/2012 6:15:49 PM |
blueshound | $25.00 | 1/14/2012 10:26:41 AM |
tolerant-dime2 | $25.00 | 1/14/2012 12:24:33 PM |
loan-fate | $50.00 | 1/14/2012 12:26:33 PM |
A4 | $25.00 | 1/14/2012 12:45:47 PM |
diplomatic-wealth7 | $25.00 | 1/14/2012 12:26:53 PM |
Tylerh | $250.00 | 1/15/2012 12:17:33 PM |
Dubbs360 | $100.00 | 1/15/2012 12:40:01 AM |
TrekTune | $25.00 | 1/15/2012 11:57:53 AM |
melodious-openness | $200.00 | 1/15/2012 12:39:44 PM |
Educatedmike | $25.00 | 1/15/2012 10:09:12 PM |
the-silver-blaster | $50.00 | 1/15/2012 2:49:47 PM |
capital-renewal | $25.00 | 1/16/2012 9:35:11 AM |
Rogesparkguy | $25.00 | 1/16/2012 9:41:07 AM |
SecondChanceLendingSERV | $26.24 | 1/16/2012 3:52:44 PM |
nex | $25.00 | 1/16/2012 9:32:29 AM |
principal-cooker2 | $100.00 | 1/16/2012 5:22:54 PM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:56 PM |
integrity-american | $25.00 | 1/16/2012 8:44:16 PM |
scoobiedoo | $25.00 | 1/17/2012 5:59:26 AM |
payment-gusto | $25.00 | 1/16/2012 5:42:38 PM |
income-rocker2 | $50.00 | 1/17/2012 12:47:13 PM |
resolute-worth4 | $50.00 | 1/17/2012 5:38:38 PM |
competitor119 | $25.00 | 1/17/2012 6:17:17 PM |
money-bauble | $100.00 | 1/17/2012 5:55:56 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:57 AM |
Bob450 | $30.00 | 1/18/2012 6:47:59 AM |
well-mannered-income3 | $80.00 | 1/18/2012 1:50:15 PM |
csakhil | $25.00 | 1/18/2012 1:28:04 PM |
leverage-booster | $25.00 | 1/18/2012 9:45:16 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:08 PM |
a- | $25.00 | 1/18/2012 12:30:46 PM |
toblerone | $25.00 | 1/18/2012 5:08:48 PM |
suave-dime6 | $25.00 | 1/19/2012 6:59:38 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:52 AM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:42 AM |
generosity-battalion0 | $50.00 | 1/19/2012 11:31:32 AM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:07 PM |
ethical-truth211 | $150.00 | 1/19/2012 4:28:59 PM |
JauaFlash | $25.00 | 1/19/2012 5:05:42 PM |
economy-producer | $25.00 | 1/19/2012 5:07:12 PM |
SirJev | $50.00 | 1/19/2012 5:08:40 PM |
a-credit-rotation | $25.00 | 1/19/2012 5:18:26 PM |
shrewd-peace7 | $25.00 | 1/19/2012 5:18:38 PM |
life-is-great | $25.00 | 1/19/2012 5:20:18 PM |
inventive-exchange | $25.00 | 1/19/2012 5:22:46 PM |
Erileb | $25.00 | 1/19/2012 5:28:50 PM |
MissionMicroFinance | $25.00 | 1/19/2012 5:32:32 PM |
first-integrity-gravity | $50.00 | 1/19/2012 5:34:05 PM |
ILWTC | $50.00 | 1/19/2012 5:18:12 PM |
Eudyptes | $25.00 | 1/19/2012 5:35:21 PM |
Miklot | $30.00 | 1/19/2012 5:37:57 PM |
arsisi | $25.00 | 1/19/2012 5:38:17 PM |
asiaratt | $50.00 | 1/19/2012 5:39:38 PM |
payment-pursuit3 | $25.00 | 1/19/2012 5:23:08 PM |
lucrative-dollar | $25.00 | 1/19/2012 3:24:50 PM |
Katburg | $25.00 | 1/19/2012 5:35:32 PM |
fighter122 | $25.00 | 1/19/2012 5:38:25 PM |
A4 | $25.00 | 1/19/2012 8:29:06 PM |
rvfbroker | $25.00 | 1/19/2012 5:41:26 PM |
inspiring-payout5 | $25.00 | 1/19/2012 7:18:38 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:34:58 AM |
innocent-income4 | $25.00 | 1/19/2012 5:31:59 PM |
rupee-prairie | $25.00 | 1/19/2012 5:37:16 PM |
finance-mushroom | $200.00 | 1/19/2012 5:40:52 PM |
irrelevant | $30.00 | 1/19/2012 7:05:21 PM |
Girakul | $25.00 | 1/20/2012 6:02:54 AM |
kab28 | $35.00 | 1/20/2012 6:13:48 AM |
radforj22 | $25.00 | 1/19/2012 8:35:41 PM |
silver-wonder278 | $25.00 | 1/20/2012 9:16:02 AM |
Diamond_Jim | $25.00 | 1/20/2012 9:07:02 AM |
EBITDA | $25.00 | 1/20/2012 9:08:10 AM |
Sunshine2222 | $25.00 | 1/20/2012 9:14:44 AM |
ITExec | $100.00 | 1/20/2012 9:24:27 AM |
PeePaw | $25.00 | 1/20/2012 7:25:39 AM |
desertoasis | $25.00 | 1/20/2012 9:05:56 AM |
vibraphone3 | $25.00 | 1/20/2012 9:38:07 AM |
golden-cat | $25.00 | 1/20/2012 9:39:47 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:54 AM |
MrMcduck | $25.00 | 1/20/2012 9:13:56 AM |
ecstatic-money064 | $25.00 | 1/20/2012 9:22:22 AM |
coin-investor | $25.00 | 1/20/2012 9:51:44 AM |
Kaj | $25.00 | 1/20/2012 9:26:54 AM |
FASTIZIO_P | $25.00 | 1/20/2012 9:31:45 AM |
money-surge1 | $25.00 | 1/20/2012 9:53:24 AM |
ErvLending | $25.00 | 1/20/2012 9:57:08 AM |
198 Investments
|
Borrower Payment Dependent Notes Series
551188
This series of Notes was issued and sold upon the funding of the borrower loan #59655, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $344.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $453 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| BizandCreditConsolidation |
Borrower's state:
| DistrictOfColumbia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am in a full-time well paying job with a solid company with opportunity salary increase in 8 months; low monthly fixed mortgage; excellent references and credit score; trying to refinance outstanding credit card/other debts associate with required move to New York City for job.
Monthly net income: $4000
Monthly expenses: $3600
Housing: $1259
Insurance: $24
Car expenses: $0
Utilities: $60
Phone, cable, internet: $26
Food, entertainment: $650
Clothing, household expenses: $50
Credit cards and other loans: $10000
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/13/2012 9:09:35 AM |
Investor_DP | $100.00 | 1/13/2012 9:17:55 AM |
enriching-dollar1 | $100.00 | 1/13/2012 9:37:14 AM |
downtownfarm | $25.00 | 1/13/2012 9:50:53 AM |
careful-vigilance4 | $50.00 | 1/13/2012 4:54:29 PM |
Harry | $50.00 | 1/13/2012 6:38:33 PM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:16 AM |
top-courteous-peso | $75.00 | 1/14/2012 12:16:05 PM |
integrity-american | $25.00 | 1/16/2012 8:44:16 PM |
E_G | $50.00 | 1/17/2012 5:07:34 PM |
selector568 | $300.00 | 1/17/2012 5:11:55 PM |
CaptainBlueberry | $25.00 | 1/17/2012 5:37:11 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:57 AM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:41 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:21 PM |
principal-cooker2 | $100.00 | 1/18/2012 5:22:17 PM |
cagcrash | $75.00 | 1/18/2012 5:25:35 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:08 AM |
poeman | $25.00 | 1/19/2012 12:43:24 PM |
market-sumac | $100.00 | 1/19/2012 4:20:06 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:42 PM |
benjo | $50.00 | 1/19/2012 10:08:17 PM |
ommcd | $25.00 | 1/20/2012 5:15:39 PM |
BeatrixKiddo | $25.00 | 1/21/2012 8:35:43 AM |
responsible-investment0 | $50.00 | 1/21/2012 12:27:32 PM |
Sevron | $100.00 | 1/21/2012 6:09:29 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:49 AM |
leodaguy | $100.00 | 1/22/2012 12:38:46 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:40 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:18 AM |
ericgassercom | $25.00 | 1/23/2012 5:27:50 PM |
worthy-truth | $25.00 | 1/24/2012 7:33:24 AM |
phoenix0604 | $25.00 | 1/24/2012 8:29:20 AM |
hebergee | $25.00 | 1/24/2012 8:51:43 AM |
PhalanxBulldog | $50.00 | 1/24/2012 9:08:09 AM |
TOCPI | $25.00 | 1/24/2012 4:59:15 AM |
tranquil-economy4 | $25.00 | 1/24/2012 3:12:15 AM |
investisure | $50.00 | 1/24/2012 9:15:42 AM |
CPAMAN | $25.00 | 1/24/2012 9:15:56 AM |
compoundinterest | $50.00 | 1/24/2012 9:16:46 AM |
thryn | $25.00 | 1/24/2012 7:14:47 AM |
Sierrahh | $25.00 | 1/24/2012 9:19:45 AM |
rcm87 | $50.00 | 1/24/2012 9:22:09 AM |
john0720 | $50.00 | 1/24/2012 7:24:24 AM |
Preteur | $25.00 | 1/24/2012 9:25:19 AM |
Sartre | $25.00 | 1/24/2012 9:26:24 AM |
duty-explosion9 | $25.00 | 1/24/2012 9:28:17 AM |
dajen1 | $40.00 | 1/24/2012 9:28:33 AM |
Cheburashka | $25.00 | 1/24/2012 9:28:51 AM |
BuffetRocks | $50.00 | 1/24/2012 9:29:30 AM |
meenan | $61.00 | 1/24/2012 9:30:34 AM |
buraky | $29.00 | 1/24/2012 9:06:45 AM |
Mark-7 | $50.00 | 1/24/2012 9:10:22 AM |
point-promiser | $25.00 | 1/24/2012 9:08:33 AM |
aaronhthompson | $25.00 | 1/24/2012 9:09:07 AM |
Victor-E-Lane | $25.00 | 1/24/2012 9:09:20 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:35 AM |
anyoi | $25.00 | 1/24/2012 9:13:13 AM |
Rick21 | $25.00 | 1/24/2012 9:14:16 AM |
gracej | $25.00 | 1/24/2012 9:18:10 AM |
wigglesworth4 | $63.00 | 1/24/2012 9:18:53 AM |
sentry256 | $25.00 | 1/24/2012 9:18:01 AM |
cnovak | $25.00 | 1/24/2012 9:19:30 AM |
gulch | $25.00 | 1/24/2012 9:22:39 AM |
LoansomeRanger | $25.00 | 1/24/2012 9:22:56 AM |
postalwhiz | $25.00 | 1/24/2012 9:23:25 AM |
chlebie | $31.00 | 1/24/2012 9:27:21 AM |
samo102us | $25.00 | 1/24/2012 9:26:53 AM |
gizzywump | $25.00 | 1/24/2012 9:48:05 AM |
larslfe | $25.00 | 1/24/2012 9:29:00 AM |
Mailman2004 | $25.00 | 1/24/2012 9:32:22 AM |
wayman | $25.00 | 1/24/2012 9:52:39 AM |
iolaire | $25.00 | 1/24/2012 9:34:10 AM |
Contact911 | $25.00 | 1/24/2012 9:53:57 AM |
britgsb | $30.00 | 1/24/2012 9:55:30 AM |
RetiredATC | $50.00 | 1/24/2012 9:34:43 AM |
Sibelius2 | $25.00 | 1/24/2012 9:55:37 AM |
kchen486 | $50.00 | 1/24/2012 9:35:31 AM |
helpinghand63 | $25.00 | 1/24/2012 9:56:25 AM |
NoMoreDebt4Me | $25.00 | 1/24/2012 9:34:53 AM |
ahalls | $25.00 | 1/24/2012 9:37:33 AM |
Lam0nt | $25.00 | 1/24/2012 9:38:06 AM |
buukyak | $25.00 | 1/24/2012 10:08:08 AM |
riskreward | $168.00 | 1/24/2012 9:44:53 AM |
prohelper | $25.00 | 1/24/2012 9:44:28 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:10 AM |
rickp | $25.00 | 1/24/2012 9:47:57 AM |
power-mad-scientist | $25.00 | 1/24/2012 11:16:14 AM |
prudent-marketplace7 | $50.00 | 1/24/2012 9:48:29 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:17 AM |
Radu43 | $44.00 | 1/24/2012 9:49:15 AM |
Kevin536 | $25.00 | 1/24/2012 11:27:50 AM |
sqdrew | $25.00 | 1/24/2012 9:51:18 AM |
jrbill1998 | $43.00 | 1/24/2012 9:51:02 AM |
DJC4 | $25.00 | 1/24/2012 9:53:10 AM |
cutter21 | $25.00 | 1/24/2012 9:55:19 AM |
bleacher | $25.00 | 1/24/2012 12:30:13 PM |
nybanker85 | $50.00 | 1/24/2012 9:56:40 AM |
Cubsfan07 | $25.00 | 1/24/2012 9:58:17 AM |
logical-investment4 | $25.00 | 1/24/2012 9:57:39 AM |
ProudDad | $50.00 | 1/24/2012 1:04:04 PM |
unconquerable-trade9 | $25.00 | 1/24/2012 9:58:13 AM |
sappy02 | $50.00 | 1/24/2012 10:12:32 AM |
626457 | $25.00 | 1/24/2012 10:26:47 AM |
CalCollegeFund19 | $25.00 | 1/24/2012 10:41:25 AM |
maguzzy | $25.00 | 1/24/2012 10:59:54 AM |
ghinga | $55.00 | 1/24/2012 11:08:28 AM |
Bankman68 | $25.00 | 1/24/2012 11:39:56 AM |
piano55 | $25.00 | 1/24/2012 12:22:24 PM |
note-rapture | $25.00 | 1/24/2012 4:31:13 PM |
mstudda1 | $34.00 | 1/24/2012 12:54:54 PM |
fund-tom-tom6 | $25.00 | 1/24/2012 5:07:07 PM |
asya | $25.00 | 1/24/2012 2:48:38 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:49 PM |
Kerosene_Hat | $50.00 | 1/24/2012 2:52:21 PM |
friendship9 | $25.00 | 1/24/2012 3:22:21 PM |
famous-hope | $25.00 | 1/24/2012 3:21:28 PM |
favorite-deal6 | $37.83 | 1/24/2012 3:27:24 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:23 PM |
maildude | $25.00 | 1/24/2012 4:28:59 PM |
contract-coup | $25.00 | 1/24/2012 4:35:46 PM |
oldman68 | $25.00 | 1/24/2012 5:04:48 PM |
marketplace-buckeye | $50.00 | 1/24/2012 5:05:22 PM |
transparency-giant | $50.00 | 1/24/2012 5:06:16 PM |
sturdy-fairness0 | $50.00 | 1/13/2012 5:25:44 PM |
impressive-justice6 | $50.00 | 1/14/2012 12:38:44 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:32 PM |
social-zebra | $30.00 | 1/17/2012 3:05:03 PM |
genius520 | $50.00 | 1/17/2012 5:25:36 PM |
edaguy | $75.00 | 1/17/2012 5:45:02 PM |
Tylerh | $250.00 | 1/17/2012 5:51:45 PM |
csakhil | $25.00 | 1/18/2012 1:28:05 PM |
toblerone | $25.00 | 1/18/2012 5:08:48 PM |
Fiimg | $50.00 | 1/18/2012 6:22:59 PM |
Rivervale_Westwood | $25.00 | 1/19/2012 5:53:27 AM |
tech310 | $50.00 | 1/18/2012 7:46:59 PM |
GCInvestments | $25.00 | 1/19/2012 9:14:27 AM |
Domgabriel | $30.00 | 1/19/2012 3:35:33 AM |
kevin314 | $50.00 | 1/19/2012 11:19:28 PM |
kulender | $50.00 | 1/20/2012 6:15:03 AM |
top-diversification-giraffe1 | $25.00 | 1/20/2012 9:42:26 AM |
Redmond | $25.00 | 1/20/2012 2:55:40 PM |
oxnard | $50.00 | 1/20/2012 2:28:41 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:40 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:36 PM |
rdrloan | $50.00 | 1/23/2012 8:09:26 AM |
SolarMoonshine | $25.00 | 1/23/2012 3:48:38 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:37 AM |
Weaverville | $25.00 | 1/23/2012 9:21:56 AM |
harty | $50.00 | 1/23/2012 12:37:57 PM |
Adam_00 | $50.00 | 1/23/2012 3:25:55 PM |
IIP77 | $25.00 | 1/24/2012 3:05:30 AM |
autobahn77 | $25.00 | 1/24/2012 7:27:33 AM |
sjvicker | $25.00 | 1/24/2012 7:34:57 AM |
balance-matador5 | $25.00 | 1/23/2012 7:43:34 PM |
craig1050 | $25.00 | 1/24/2012 8:31:53 AM |
WaitForIt | $25.00 | 1/24/2012 9:04:50 AM |
DreDub | $50.00 | 1/23/2012 9:58:57 PM |
figs4u2 | $100.00 | 1/24/2012 9:09:46 AM |
LMM1 | $25.00 | 1/24/2012 9:09:56 AM |
ADSFL05 | $25.00 | 1/24/2012 9:13:21 AM |
CROBRUN | $50.00 | 1/24/2012 9:13:39 AM |
OnceUponAPenny | $25.00 | 1/24/2012 6:22:00 AM |
Veggie_Monkey | $25.00 | 1/24/2012 9:17:00 AM |
Use_It_Wisely | $25.00 | 1/24/2012 6:59:42 AM |
gavinfh | $25.00 | 1/24/2012 9:27:17 AM |
speedster351 | $25.00 | 1/24/2012 8:40:00 AM |
ADIDASNO | $25.00 | 1/24/2012 9:28:30 AM |
LendGuy | $25.00 | 1/24/2012 8:48:32 AM |
klinebarger | $25.00 | 1/24/2012 9:03:19 AM |
ALVO | $26.00 | 1/24/2012 9:07:26 AM |
Kaj | $25.00 | 1/24/2012 9:08:00 AM |
Doodlemeyer | $25.00 | 1/24/2012 9:34:41 AM |
dedication-magnolia9 | $25.00 | 1/24/2012 9:35:08 AM |
und-alum | $25.00 | 1/24/2012 9:10:31 AM |
Ivan2007 | $25.00 | 1/24/2012 9:12:41 AM |
blivet1970 | $25.00 | 1/24/2012 9:12:45 AM |
rakstar | $25.00 | 1/24/2012 9:10:42 AM |
hrubinst | $26.00 | 1/24/2012 9:13:47 AM |
AceInTheHole | $25.00 | 1/24/2012 9:16:24 AM |
Tai | $25.00 | 1/24/2012 9:17:27 AM |
harperpotok | $26.00 | 1/24/2012 9:18:26 AM |
lender2611 | $25.00 | 1/24/2012 9:43:23 AM |
wtrboy | $25.00 | 1/24/2012 9:20:34 AM |
slithytove | $25.00 | 1/24/2012 9:19:15 AM |
Munnie | $25.00 | 1/24/2012 9:19:32 AM |
evnagelist | $25.00 | 1/24/2012 9:20:15 AM |
zjonathan | $25.00 | 1/24/2012 9:22:33 AM |
brazilofmux | $100.00 | 1/24/2012 9:21:39 AM |
spitzbergen | $25.00 | 1/24/2012 9:24:56 AM |
Tradesmanlender | $25.00 | 1/24/2012 9:47:49 AM |
aasx1108 | $25.00 | 1/24/2012 9:29:04 AM |
Auburnmist | $25.00 | 1/24/2012 9:30:09 AM |
WolRab | $50.00 | 1/24/2012 9:48:35 AM |
riproaringrapids | $50.00 | 1/24/2012 9:31:44 AM |
CSUgrad08 | $25.00 | 1/24/2012 9:50:37 AM |
fareast_man | $25.00 | 1/24/2012 9:53:04 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:16 AM |
Maetryx | $25.00 | 1/24/2012 9:53:54 AM |
Aimvest | $25.00 | 1/24/2012 9:54:01 AM |
lawyervon | $25.00 | 1/24/2012 9:56:19 AM |
HamachiMan | $50.00 | 1/24/2012 9:35:57 AM |
sbsahm | $25.00 | 1/24/2012 9:57:48 AM |
versatilenyguy | $25.00 | 1/24/2012 9:36:12 AM |
haplender | $50.00 | 1/24/2012 9:39:13 AM |
LightTheWay | $50.00 | 1/24/2012 9:39:49 AM |
ejdirin | $25.00 | 1/24/2012 9:40:44 AM |
Webpreneur | $50.00 | 1/24/2012 9:39:53 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:23 AM |
skiberdad | $25.00 | 1/24/2012 9:41:35 AM |
GreatReturnForYou | $25.00 | 1/24/2012 9:43:50 AM |
jeg3k | $50.00 | 1/24/2012 10:23:43 AM |
benefit-prescription6 | $100.00 | 1/24/2012 9:43:55 AM |
skuba | $75.00 | 1/24/2012 9:45:41 AM |
wise-silver-wonder | $25.00 | 1/24/2012 10:47:58 AM |
rescue | $100.00 | 1/24/2012 9:48:15 AM |
tabbytiger | $100.00 | 1/24/2012 9:48:26 AM |
Gilgothdae | $25.00 | 1/24/2012 9:48:13 AM |
Cai8899 | $50.00 | 1/24/2012 9:49:51 AM |
davechris870 | $25.00 | 1/24/2012 9:49:44 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:56 AM |
Skiph | $25.00 | 1/24/2012 9:53:25 AM |
molam4u | $25.00 | 1/24/2012 9:53:37 AM |
hanuman77 | $25.00 | 1/24/2012 9:55:48 AM |
Cedm44 | $25.00 | 1/24/2012 9:57:32 AM |
value-travels | $25.00 | 1/24/2012 2:30:37 PM |
fob | $25.00 | 1/24/2012 11:11:57 AM |
nestegg4e | $25.00 | 1/24/2012 11:31:44 AM |
LD4LIFE | $50.00 | 1/24/2012 1:16:24 PM |
honorable-durability0 | $25.00 | 1/24/2012 1:50:16 PM |
Deltaoneblue | $25.00 | 1/24/2012 2:12:35 PM |
gallant-economy9 | $50.00 | 1/24/2012 5:07:19 PM |
principal-trident | $25.00 | 1/24/2012 2:23:31 PM |
mistering | $25.00 | 1/24/2012 2:37:47 PM |
astute-benjamins | $25.00 | 1/24/2012 3:08:10 PM |
850 | $50.00 | 1/24/2012 3:43:49 PM |
jga516 | $25.00 | 1/24/2012 4:02:54 PM |
investment-cluster | $50.00 | 1/24/2012 3:34:04 PM |
bvzm | $25.00 | 1/24/2012 4:31:57 PM |
donmacprosper | $25.00 | 1/24/2012 4:08:22 PM |
Speedfreak | $25.00 | 1/24/2012 4:26:04 PM |
red-vivacious-rupee | $25.00 | 1/24/2012 5:03:53 PM |
market-assembler | $50.00 | 1/24/2012 5:05:32 PM |
vigilance-revolutionary | $34.00 | 1/24/2012 5:05:52 PM |
bid-plato6 | $25.00 | 1/24/2012 5:06:02 PM |
wonderful-dime | $25.00 | 1/24/2012 5:07:03 PM |
246 Investments
|
Borrower Payment Dependent Notes Series
551196
This series of Notes was issued and sold upon the funding of the borrower loan #59471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 54% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,431 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 4% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| community-sniffer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My family needs a new car
Purpose of loan:
This loan will be used to purchase a more economical car for my family.
My financial situation:
I am a good candidate for this loan because I am financially responsible with a great credit score.
Monthly net income: $2,500
Housing: $850
Insurance: $70
Utilities: $85
Phone, cable, internet: $115
Food, entertainment: $250
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/16/2012 9:14:42 AM |
moola-gargantuan9 | $50.00 | 1/16/2012 5:30:17 PM |
reflective-rupee | $25.00 | 1/16/2012 7:44:59 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:28 PM |
edaguy | $75.00 | 1/17/2012 5:45:05 PM |
csakhil | $25.00 | 1/18/2012 1:28:21 PM |
money-bauble | $100.00 | 1/18/2012 5:11:22 PM |
toblerone | $25.00 | 1/18/2012 5:08:54 PM |
tech310 | $50.00 | 1/18/2012 7:43:11 PM |
market-sumac | $100.00 | 1/19/2012 4:20:09 PM |
benjo | $50.00 | 1/19/2012 10:08:21 PM |
principal-cooker2 | $100.00 | 1/20/2012 9:47:23 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:44 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:45 PM |
repayment-hawk5 | $25.00 | 1/22/2012 9:33:01 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:55 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:43 PM |
astute-benjamins | $50.00 | 1/23/2012 10:31:07 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:22 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:40 AM |
speedster351 | $25.00 | 1/24/2012 8:40:01 AM |
important-ore | $200.00 | 1/23/2012 9:13:43 PM |
klinebarger | $25.00 | 1/24/2012 9:03:22 AM |
DreDub | $50.00 | 1/23/2012 9:58:59 PM |
breadbroker | $25.00 | 1/24/2012 5:00:26 AM |
herbyman | $50.00 | 1/24/2012 5:35:59 AM |
1stPlace | $25.00 | 1/24/2012 8:46:43 AM |
LendGuy | $25.00 | 1/24/2012 8:48:33 AM |
poeman | $25.00 | 1/24/2012 9:07:11 AM |
dedication-magnolia9 | $25.00 | 1/24/2012 9:35:08 AM |
gjm6d | $25.00 | 1/24/2012 9:12:15 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:37 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:19:13 AM |
maguzzy | $25.00 | 1/24/2012 10:59:54 AM |
rescue | $100.00 | 1/24/2012 9:48:15 AM |
prudent-marketplace7 | $50.00 | 1/24/2012 9:48:30 AM |
Bankman68 | $25.00 | 1/24/2012 11:39:56 AM |
wayman | $25.00 | 1/24/2012 9:52:39 AM |
jjswanso | $100.00 | 1/24/2012 9:56:54 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:24 AM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:51 PM |
fob | $25.00 | 1/24/2012 11:11:58 AM |
Kevin536 | $25.00 | 1/24/2012 11:27:54 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:56 AM |
nestegg4e | $25.00 | 1/24/2012 11:31:45 AM |
treasure-coyote3 | $250.00 | 1/24/2012 4:32:01 PM |
Deltaoneblue | $25.00 | 1/24/2012 2:12:36 PM |
value-travels | $25.00 | 1/24/2012 2:30:38 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:16 PM |
nickel-ferret | $50.00 | 1/24/2012 5:11:57 PM |
ursus | $50.00 | 1/24/2012 5:14:04 PM |
jga516 | $25.00 | 1/24/2012 4:02:56 PM |
godspeed237 | $25.00 | 1/24/2012 4:49:09 PM |
asmithj | $25.00 | 1/24/2012 5:26:30 PM |
no_agenda_lender | $25.00 | 1/24/2012 5:09:33 PM |
ctgscott | $25.00 | 1/24/2012 5:33:43 PM |
tender-commerce8 | $50.00 | 1/24/2012 5:37:18 PM |
Banker7371 | $25.00 | 1/24/2012 5:17:23 PM |
ciscoparrot | $25.00 | 1/24/2012 5:41:29 PM |
cash-reaction2 | $50.00 | 1/24/2012 5:27:37 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:55 PM |
finance-scout2 | $25.00 | 1/24/2012 5:52:25 PM |
williemc44 | $25.00 | 1/24/2012 5:27:15 PM |
power-trophy7 | $25.00 | 1/24/2012 5:53:28 PM |
gold-plane1 | $25.00 | 1/24/2012 5:29:55 PM |
ultimate-payment | $25.00 | 1/24/2012 5:31:14 PM |
the-dollar-topper | $150.00 | 1/24/2012 5:56:53 PM |
unrivaled-silver | $25.00 | 1/24/2012 5:58:01 PM |
valiant-liberty4 | $25.00 | 1/24/2012 5:34:55 PM |
wormdc | $25.00 | 1/24/2012 5:36:27 PM |
ivadood | $50.00 | 1/24/2012 5:36:34 PM |
sharpey | $25.00 | 1/24/2012 6:01:05 PM |
financial-frenzy | $50.00 | 1/24/2012 5:37:38 PM |
american6 | $50.00 | 1/24/2012 5:38:43 PM |
burgeoning-silver | $25.00 | 1/24/2012 6:02:16 PM |
new-transaction-wrangler | $25.00 | 1/24/2012 5:41:11 PM |
CaptainBL | $25.00 | 1/24/2012 5:42:08 PM |
enthralling-investment | $25.00 | 1/24/2012 5:46:15 PM |
credit-wheel7 | $25.00 | 1/24/2012 5:46:17 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:17:34 PM |
reflective-cash0 | $50.00 | 1/24/2012 5:46:53 PM |
hard-working-rate3 | $28.00 | 1/24/2012 5:46:50 PM |
iamricher | $25.00 | 1/24/2012 5:47:28 PM |
yield-aurora4 | $25.00 | 1/24/2012 5:54:20 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:57:54 PM |
pound-mushroom3 | $25.00 | 1/24/2012 6:00:57 PM |
gold-pudding6 | $60.00 | 1/24/2012 5:59:27 PM |
point-promiser | $25.00 | 1/24/2012 5:59:41 PM |
compassion-burrito | $25.00 | 1/24/2012 6:01:22 PM |
piter-to-la-investment | $25.00 | 1/24/2012 6:06:43 PM |
theprince | $50.00 | 1/24/2012 10:48:30 PM |
loyalty-circuitry | $50.00 | 1/24/2012 7:03:58 PM |
gold-motivator2 | $25.00 | 1/24/2012 7:23:12 PM |
smmgnn99 | $25.00 | 1/25/2012 5:04:38 AM |
charming-dime | $50.00 | 1/24/2012 8:11:10 PM |
yield-implementer8 | $58.61 | 1/25/2012 6:01:23 AM |
stampx | $25.00 | 1/24/2012 8:31:04 PM |
intrepid-loot | $25.00 | 1/24/2012 8:27:14 PM |
blue-durability-birdie | $275.00 | 1/24/2012 8:41:30 PM |
Located | $123.47 | 1/25/2012 3:53:52 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:24 AM |
Ciphernetic | $25.00 | 1/25/2012 6:48:31 AM |
thryn | $25.00 | 1/25/2012 7:32:29 AM |
wise-silver-wonder | $25.00 | 1/25/2012 7:57:46 AM |
octoberfresh | $25.00 | 1/25/2012 8:00:29 AM |
tlp43 | $25.00 | 1/25/2012 9:14:23 AM |
GoCougs | $100.00 | 1/25/2012 9:14:45 AM |
fadeddingo | $25.00 | 1/25/2012 8:39:29 AM |
order-boomerang | $25.00 | 1/25/2012 9:19:15 AM |
point-enforcer | $25.00 | 1/25/2012 9:23:08 AM |
orange-courageous-dedication | $25.00 | 1/25/2012 9:23:17 AM |
shalofin | $25.00 | 1/25/2012 9:05:46 AM |
dominickf | $50.00 | 1/25/2012 9:07:35 AM |
vigilance-revolutionary | $50.00 | 1/25/2012 9:27:24 AM |
browneyegravy | $25.00 | 1/25/2012 9:06:41 AM |
larslfe | $25.00 | 1/25/2012 9:08:27 AM |
gallant-economy9 | $50.00 | 1/25/2012 9:28:14 AM |
useful-p2ploan | $25.00 | 1/25/2012 9:07:21 AM |
the-deal-socrates | $25.00 | 1/25/2012 9:09:05 AM |
best-phenomenal-treasure | $25.00 | 1/25/2012 9:10:25 AM |
exciting-responsibility3 | $25.00 | 1/25/2012 9:10:38 AM |
bonus-tent | $25.00 | 1/25/2012 9:12:11 AM |
Eastern | $33.00 | 1/25/2012 9:11:15 AM |
DDHMoney | $25.00 | 1/25/2012 9:11:18 AM |
elasermd | $50.00 | 1/25/2012 9:15:11 AM |
velocity-solo | $25.00 | 1/25/2012 9:15:53 AM |
Maetryx | $25.00 | 1/25/2012 9:13:13 AM |
samo102us | $25.00 | 1/25/2012 9:34:20 AM |
theshef | $25.00 | 1/25/2012 9:16:57 AM |
compoundinterest | $50.00 | 1/25/2012 9:17:45 AM |
brazilofmux | $100.00 | 1/25/2012 9:22:25 AM |
value-caravan | $25.00 | 1/25/2012 9:39:21 AM |
gizzywump | $25.00 | 1/25/2012 9:26:27 AM |
kyomoon | $50.00 | 1/25/2012 9:27:07 AM |
moola-monger9 | $50.00 | 1/25/2012 9:28:01 AM |
fervent-repayment | $50.00 | 1/25/2012 9:29:45 AM |
profitable-money | $25.00 | 1/25/2012 9:44:32 AM |
KeepOnRunning | $92.00 | 1/25/2012 9:45:11 AM |
nethawk00 | $25.00 | 1/25/2012 9:30:30 AM |
CPAMAN | $25.00 | 1/25/2012 9:32:10 AM |
the-magnetic-transaction | $50.00 | 1/25/2012 9:31:25 AM |
diverse-felicity7 | $50.00 | 1/25/2012 9:39:46 AM |
ski bum | $100.00 | 1/25/2012 9:40:25 AM |
zippy-interest | $25.00 | 1/25/2012 9:38:45 AM |
Aimvest | $25.00 | 1/25/2012 9:40:40 AM |
logical-investment4 | $25.00 | 1/25/2012 9:43:55 AM |
marketplace-cello5 | $25.00 | 1/25/2012 9:42:00 AM |
flexible-value | $50.00 | 1/25/2012 9:42:30 AM |
benefit-hunter5 | $25.00 | 1/25/2012 9:44:29 AM |
top-diversification-giraffe1 | $25.00 | 1/25/2012 9:45:22 AM |
persistent-loan | $25.00 | 1/25/2012 9:44:51 AM |
gavinfh | $25.00 | 1/25/2012 9:52:20 AM |
BuffetRocks | $41.00 | 1/25/2012 9:53:41 AM |
money-banker867 | $25.00 | 1/25/2012 9:54:26 AM |
treasure-pipeline | $25.00 | 1/25/2012 9:55:00 AM |
loanman2007 | $50.00 | 1/16/2012 9:13:56 AM |
credit-meteor7 | $124.82 | 1/25/2012 9:55:22 AM |
enriching-dollar1 | $100.00 | 1/16/2012 9:24:08 AM |
downtownfarm | $25.00 | 1/16/2012 9:27:21 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:21 AM |
kenji4861 | $25.00 | 1/16/2012 5:08:41 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:10 PM |
Tylerh | $250.00 | 1/17/2012 5:51:47 PM |
edaguy | $75.00 | 1/17/2012 5:45:11 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:05 AM |
asset-reaction | $25.00 | 1/18/2012 4:38:19 PM |
CaptainBlueberry | $25.00 | 1/18/2012 5:37:29 PM |
E_G | $50.00 | 1/19/2012 9:11:15 AM |
genius520 | $50.00 | 1/19/2012 5:17:02 PM |
kevin314 | $50.00 | 1/19/2012 11:19:33 PM |
kulender | $50.00 | 1/20/2012 6:15:15 AM |
Redmond | $25.00 | 1/20/2012 2:55:45 PM |
houli123 | $25.00 | 1/21/2012 7:25:03 AM |
Centaur | $25.00 | 1/21/2012 1:58:44 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:37 PM |
rapid-currency | $100.00 | 1/22/2012 8:40:15 PM |
Weaverville | $25.00 | 1/23/2012 9:21:57 AM |
harty | $50.00 | 1/23/2012 12:38:01 PM |
Adam_00 | $50.00 | 1/23/2012 3:25:55 PM |
genuine-loan0 | $25.00 | 1/24/2012 6:42:30 AM |
Kaj | $25.00 | 1/24/2012 9:08:01 AM |
Smallbear | $25.00 | 1/24/2012 5:51:20 AM |
sociallender | $25.00 | 1/24/2012 9:44:51 AM |
duty-explosion9 | $25.00 | 1/24/2012 9:28:18 AM |
jeg3k | $50.00 | 1/24/2012 10:23:46 AM |
InvestorPartners | $25.00 | 1/24/2012 9:44:24 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:15 AM |
Tradesmanlender | $25.00 | 1/24/2012 9:47:50 AM |
ommcd | $25.00 | 1/24/2012 9:54:49 AM |
626457 | $25.00 | 1/24/2012 10:26:48 AM |
Kerosene_Hat | $50.00 | 1/24/2012 2:52:22 PM |
power-mad-scientist | $25.00 | 1/24/2012 11:16:15 AM |
asya | $25.00 | 1/24/2012 2:48:39 PM |
loyalty-czar | $30.00 | 1/24/2012 4:34:13 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:24 PM |
first-sophisticated-rate | $25.00 | 1/24/2012 5:20:34 PM |
thenadamgoes | $50.00 | 1/24/2012 4:44:09 PM |
successful-agreement7 | $100.00 | 1/24/2012 5:31:16 PM |
bountiful-durability | $50.00 | 1/24/2012 5:13:07 PM |
calm-deal7 | $25.00 | 1/24/2012 5:40:57 PM |
loyalty-sherpa | $25.00 | 1/24/2012 5:19:19 PM |
compassion-bauble4 | $25.00 | 1/24/2012 5:48:15 PM |
linklady | $25.00 | 1/24/2012 5:51:02 PM |
impressive-loan | $37.00 | 1/24/2012 5:28:35 PM |
jazzlender | $50.00 | 1/24/2012 5:54:41 PM |
wise-rupee-sanctuary | $50.00 | 1/24/2012 5:55:15 PM |
unassassinable | $25.00 | 1/24/2012 5:55:26 PM |
gold-commander0 | $25.00 | 1/24/2012 5:32:23 PM |
Mark0135 | $50.00 | 1/24/2012 5:34:49 PM |
progressive-economy261 | $400.00 | 1/24/2012 5:59:51 PM |
melodious-fairness | $25.00 | 1/24/2012 6:03:04 PM |
exact-loan5 | $28.00 | 1/24/2012 5:40:46 PM |
gold-channel2 | $25.00 | 1/24/2012 5:41:03 PM |
brightest-breathtaking-finance | $66.00 | 1/24/2012 5:42:13 PM |
breezykat | $25.00 | 1/24/2012 6:06:11 PM |
mikrolown | $25.00 | 1/24/2012 5:42:52 PM |
gold-sushi | $25.00 | 1/24/2012 5:46:13 PM |
brightest-affluence-motivator | $50.00 | 1/24/2012 5:44:47 PM |
loan-wasp | $29.00 | 1/24/2012 5:45:36 PM |
bold-durability-drum | $60.00 | 1/24/2012 5:48:55 PM |
TheoProf | $25.00 | 1/24/2012 5:49:17 PM |
1phantom | $25.00 | 1/24/2012 5:49:40 PM |
value-pouch | $25.00 | 1/24/2012 5:51:33 PM |
camaraderi-atmosphere | $50.00 | 1/24/2012 5:51:53 PM |
kindness-jedi | $25.00 | 1/24/2012 5:51:44 PM |
jo2y | $25.00 | 1/24/2012 5:56:36 PM |
rogue_monster | $50.00 | 1/24/2012 6:00:27 PM |
CAGE-Investments | $25.00 | 1/24/2012 5:59:48 PM |
listing-vista | $50.00 | 1/24/2012 6:03:26 PM |
integrity-saver | $25.00 | 1/24/2012 6:03:44 PM |
crawfingers | $25.00 | 1/24/2012 6:05:24 PM |
sunny-justice9 | $25.00 | 1/24/2012 7:31:21 PM |
gdbls | $53.70 | 1/24/2012 8:08:05 PM |
emosspot | $25.00 | 1/24/2012 6:46:59 PM |
healer199 | $46.03 | 1/24/2012 8:28:36 PM |
enticing-note | $25.00 | 1/24/2012 6:53:19 PM |
Bob450 | $25.00 | 1/24/2012 8:38:40 PM |
capital-mogul | $27.73 | 1/24/2012 10:52:00 PM |
rbrown15 | $35.64 | 1/24/2012 7:12:27 PM |
ValyaLibra01 | $100.00 | 1/24/2012 8:22:58 PM |
prominence8 | $25.00 | 1/24/2012 8:27:32 PM |
thaddeuscm | $25.00 | 1/24/2012 11:52:55 PM |
quiksilver180 | $25.00 | 1/25/2012 12:18:37 AM |
value-travels | $25.00 | 1/25/2012 7:26:11 AM |
pooldar | $25.00 | 1/24/2012 11:47:38 PM |
worklessmakemore | $50.00 | 1/25/2012 7:40:27 AM |
GermanKid | $50.00 | 1/25/2012 4:44:44 AM |
AoP | $25.00 | 1/25/2012 6:18:25 AM |
RSB-VA | $100.00 | 1/25/2012 8:54:01 AM |
DNCMediaLoans | $25.00 | 1/25/2012 7:13:57 AM |
Manvel | $25.00 | 1/25/2012 7:39:29 AM |
ahalls | $25.00 | 1/25/2012 9:07:33 AM |
MTF | $50.00 | 1/25/2012 7:59:52 AM |
Kame | $25.00 | 1/25/2012 9:09:54 AM |
Cai8899 | $50.00 | 1/25/2012 9:10:08 AM |
justice-clipper | $50.00 | 1/25/2012 8:32:03 AM |
spark548 | $50.00 | 1/25/2012 9:15:07 AM |
simpy | $25.00 | 1/25/2012 9:15:34 AM |
fantastic-openness | $50.00 | 1/25/2012 8:45:49 AM |
leverage-monger | $25.00 | 1/25/2012 9:01:10 AM |
bleacher | $25.00 | 1/25/2012 9:22:10 AM |
helpinghand63 | $25.00 | 1/25/2012 9:05:17 AM |
agreement-guild | $50.00 | 1/25/2012 9:23:31 AM |
dospapalotes | $25.00 | 1/25/2012 9:24:30 AM |
IP | $25.00 | 1/25/2012 9:07:37 AM |
Elefunt | $25.00 | 1/25/2012 9:11:05 AM |
Warwick | $25.00 | 1/25/2012 9:14:19 AM |
postalwhiz | $25.00 | 1/25/2012 9:15:59 AM |
LBOregon | $25.00 | 1/25/2012 9:35:46 AM |
fareast_man | $25.00 | 1/25/2012 9:39:31 AM |
figs4u2 | $91.00 | 1/25/2012 9:39:39 AM |
Seadrag367 | $25.00 | 1/25/2012 9:22:28 AM |
basis-mammal | $25.00 | 1/25/2012 9:39:55 AM |
greenback-investor7 | $100.00 | 1/25/2012 9:25:28 AM |
hostbank | $62.00 | 1/25/2012 9:22:43 AM |
skuba | $73.00 | 1/25/2012 9:26:09 AM |
prohelper | $25.00 | 1/25/2012 9:28:48 AM |
top-impressive-dinero | $25.00 | 1/25/2012 9:30:10 AM |
market-assembler | $50.00 | 1/25/2012 9:30:21 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:26 AM |
HamachiMan | $50.00 | 1/25/2012 9:32:43 AM |
platinum-genetics | $25.00 | 1/25/2012 9:33:09 AM |
active-market | $50.00 | 1/25/2012 9:33:49 AM |
wonderful-dime | $25.00 | 1/25/2012 9:36:16 AM |
MadHun | $200.00 | 1/25/2012 9:53:24 AM |
dough-souffle | $25.00 | 1/25/2012 9:40:18 AM |
IIP77 | $25.00 | 1/25/2012 9:41:00 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:31 AM |
REVSTJ999 | $25.00 | 1/25/2012 9:48:16 AM |
indomitable-dedication | $25.00 | 1/25/2012 9:52:21 AM |
transaction-animal8 | $25.00 | 1/25/2012 9:52:37 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:48 AM |
rakstar | $25.00 | 1/25/2012 9:52:05 AM |
hanuman77 | $25.00 | 1/25/2012 9:54:29 AM |
building-america | $25.00 | 1/25/2012 9:54:14 AM |
295 Investments
|
Borrower Payment Dependent Notes Series
551220
This series of Notes was issued and sold upon the funding of the borrower loan #59265, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-13-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $307.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1998 |
Debt/Income ratio:
| 25% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 33y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,706 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kctrick |
Borrower's state:
| Ohio |
Borrower's group:
| Government Employees |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 65 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $26,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2010)
680-699
(Mar-2008)
660-679
(May-2007)
640-659
(Feb-2007)
|
Principal balance:
| $4,086.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 65 | | |
Description
Government worker paying down debt.
Purpose of loan: To pay down loans with higher interest rates
This loan will be used to...I will pay off a Prosper loan, along with credit cards that have a higher interest rate than this.
My financial situation:
I am a good candidate for this loan because...I'm a 33 year employee with the U S Postal Service. I have a No Layoff clause. I'm 51 years old, with no dependents or child support. I made over $75000 in 2011.
Monthly net income: $4000
Monthly expenses: $2500
Housing: $555
Insurance: $100
Car expenses: $300
Utilities: $200
Phone, cable, internet: $135
Food, entertainment: $400
Clothing, household expenses: $125
Credit cards and other loans: $600
Other expenses: $85
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $150.00 | 1/13/2012 9:02:33 AM |
DHolly | $25.00 | 1/13/2012 9:11:43 AM |
RecoveryLender | $25.00 | 1/13/2012 9:14:21 AM |
enticing-capital6 | $50.00 | 1/13/2012 9:23:52 AM |
green-trade-dolphin2 | $45.02 | 1/13/2012 9:02:26 AM |
wonder3 | $45.00 | 1/13/2012 9:07:53 AM |
hitsman | $50.00 | 1/13/2012 9:09:36 AM |
NekHoldings | $25.00 | 1/13/2012 9:11:09 AM |
rupee-equation2 | $25.00 | 1/13/2012 9:31:39 AM |
platinum-boss2 | $25.00 | 1/13/2012 9:13:08 AM |
OldManP | $50.00 | 1/13/2012 9:13:31 AM |
enriching-dollar1 | $100.00 | 1/13/2012 9:37:14 AM |
Investor_DP | $100.00 | 1/13/2012 9:17:55 AM |
loanman2007 | $250.00 | 1/13/2012 9:21:28 AM |
AndChicksforFree | $100.00 | 1/13/2012 9:48:47 AM |
edaguy | $75.00 | 1/13/2012 9:25:41 AM |
twjh | $50.05 | 1/13/2012 9:48:33 AM |
downtownfarm | $25.00 | 1/13/2012 9:50:53 AM |
Feyenoord | $30.00 | 1/13/2012 9:51:31 AM |
USMC0311 | $25.00 | 1/13/2012 10:02:25 AM |
moola-buddy | $25.00 | 1/13/2012 10:06:21 AM |
peace-cell2 | $32.15 | 1/13/2012 11:24:53 AM |
GreenLender11 | $100.00 | 1/13/2012 1:41:42 PM |
forceful-wealth244 | $25.00 | 1/13/2012 12:40:05 PM |
setUup | $27.09 | 1/13/2012 2:33:40 PM |
balance-transformer3 | $25.00 | 1/13/2012 2:39:14 PM |
BigSkyFinancial | $30.00 | 1/13/2012 10:20:16 AM |
lendstats_com | $200.00 | 1/13/2012 2:44:44 PM |
lucrative-durability | $25.00 | 1/13/2012 2:29:59 PM |
return-grizzly | $100.00 | 1/13/2012 5:10:55 PM |
nimble-money086 | $25.00 | 1/13/2012 8:27:40 PM |
frencheese | $25.00 | 1/13/2012 9:10:47 PM |
focused-investment442 | $50.33 | 1/13/2012 9:44:48 PM |
real-return | $25.00 | 1/13/2012 11:26:57 PM |
economy-popcorn | $25.00 | 1/14/2012 6:48:05 AM |
loss-of-control | $150.00 | 1/13/2012 6:43:41 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:09 PM |
dkjl | $100.00 | 1/13/2012 7:33:24 PM |
credit-guard5 | $25.00 | 1/13/2012 9:27:09 PM |
emergencyMD | $100.00 | 1/14/2012 8:40:48 AM |
FinanceEngine | $60.00 | 1/14/2012 8:07:14 AM |
Leshan | $100.00 | 1/14/2012 8:23:04 AM |
888GoldIngots | $26.25 | 1/14/2012 8:50:18 AM |
blueshound | $25.00 | 1/14/2012 10:41:38 AM |
leodaguy | $100.00 | 1/14/2012 7:50:13 AM |
selector568 | $300.00 | 1/14/2012 12:13:01 PM |
maximizer | $30.00 | 1/14/2012 12:13:36 PM |
Book-Mark | $25.00 | 1/14/2012 10:51:58 AM |
loan-master1 | $25.00 | 1/14/2012 10:59:09 AM |
cerebral-dollar773 | $50.00 | 1/14/2012 12:39:47 PM |
matt_2006 | $25.00 | 1/14/2012 12:10:21 PM |
Horse-Lender | $25.01 | 1/14/2012 12:30:44 PM |
wwwUniversal | $25.00 | 1/14/2012 12:20:13 PM |
Watersports | $50.00 | 1/14/2012 4:00:52 PM |
fund-dragster | $50.00 | 1/14/2012 5:06:06 PM |
the-deal-socrates | $25.00 | 1/14/2012 3:45:07 PM |
Lilybell | $50.00 | 1/14/2012 4:17:07 PM |
Mad_Scientist | $75.00 | 1/14/2012 12:58:22 PM |
EretzCapital | $25.00 | 1/14/2012 6:59:47 PM |
theloanfiller | $50.00 | 1/15/2012 5:44:38 AM |
Brisket_Bob | $25.00 | 1/14/2012 8:07:14 PM |
autonomous-basis | $30.00 | 1/15/2012 6:40:15 AM |
msfitzge | $38.85 | 1/15/2012 7:17:19 AM |
ksubd | $100.00 | 1/14/2012 10:25:43 PM |
market-trooper3 | $30.00 | 1/14/2012 10:28:08 PM |
green28 | $100.00 | 1/14/2012 2:56:48 PM |
deal-force0 | $50.00 | 1/15/2012 8:48:58 AM |
gold-fluffy-bunny4 | $35.00 | 1/15/2012 9:10:02 AM |
Petiza | $32.95 | 1/15/2012 5:50:17 AM |
serene-capital | $35.00 | 1/14/2012 6:27:23 PM |
CaptainBlueberry | $25.00 | 1/14/2012 8:03:37 PM |
shrewd-deal | $50.00 | 1/14/2012 8:27:42 PM |
chameleon125 | $50.00 | 1/15/2012 10:40:49 AM |
luzonct | $100.00 | 1/15/2012 12:10:04 AM |
suave-dime6 | $25.00 | 1/15/2012 12:20:47 PM |
vtrentster | $39.08 | 1/15/2012 5:28:26 AM |
relentless-fairness0 | $37.00 | 1/15/2012 8:05:52 AM |
CommunityArts_Non-profit | $40.00 | 1/15/2012 8:32:51 AM |
JustOneVoice | $25.00 | 1/15/2012 8:39:29 AM |
first-serene-credit | $25.00 | 1/15/2012 8:46:38 AM |
wyogirllender | $50.00 | 1/15/2012 3:54:19 PM |
bcfinvestments | $25.00 | 1/15/2012 10:48:10 AM |
Domgabriel | $50.00 | 1/15/2012 11:15:32 AM |
cordial-affluence2 | $25.00 | 1/15/2012 5:23:02 PM |
treasure-singularity | $25.00 | 1/15/2012 3:08:05 PM |
MoneyForNothing | $11.56 | 1/15/2012 5:43:31 PM |
exchange-squirrel | $100.00 | 1/15/2012 12:30:30 PM |
judson | $50.00 | 1/15/2012 3:31:40 PM |
yf99yz | $25.00 | 1/15/2012 3:47:15 PM |
atomantic | $100.00 | 1/15/2012 3:55:32 PM |
trumpeter5 | $25.00 | 1/13/2012 9:04:52 AM |
MarvintheMartian | $30.00 | 1/13/2012 9:05:06 AM |
MoneyForNothing | $204.46 | 1/13/2012 9:03:38 AM |
rolltide09 | $25.00 | 1/13/2012 9:08:05 AM |
cattlebaron | $100.00 | 1/13/2012 9:09:48 AM |
five-star-note | $50.00 | 1/13/2012 9:17:02 AM |
edaguy | $35.00 | 1/13/2012 9:25:45 AM |
virtuous-repayment | $25.00 | 1/13/2012 9:25:47 AM |
LittleMingo | $40.00 | 1/13/2012 9:05:03 AM |
funnymoney1 | $25.00 | 1/13/2012 9:08:34 AM |
investment-artist | $25.00 | 1/13/2012 9:09:28 AM |
fcrick | $25.00 | 1/13/2012 9:41:03 AM |
graceful-IRAinvestment | $120.00 | 1/13/2012 9:35:19 AM |
AF-Chief | $25.00 | 1/13/2012 9:42:17 AM |
BxRealtor | $25.00 | 1/13/2012 9:44:53 AM |
graceful-investment | $100.00 | 1/13/2012 9:46:52 AM |
five-star-note | $200.00 | 1/13/2012 9:59:02 AM |
grnii78 | $180.56 | 1/13/2012 11:08:39 AM |
RLaumeyer | $30.00 | 1/13/2012 10:19:28 AM |
MoneyBadger | $26.44 | 1/13/2012 10:21:40 AM |
AAAA111 | $25.00 | 1/13/2012 1:26:08 PM |
LittleMingo | $30.00 | 1/13/2012 1:35:52 PM |
1stBankAndHal | $100.09 | 1/13/2012 1:47:14 PM |
Fire2 | $25.00 | 1/13/2012 10:35:24 AM |
fund-explorer4 | $100.00 | 1/13/2012 3:48:41 PM |
frankdelraza | $25.00 | 1/13/2012 11:53:22 AM |
calimanusa | $40.00 | 1/13/2012 1:31:38 PM |
Whatssofunnybout | $30.97 | 1/13/2012 5:10:41 PM |
greenback-seagull2 | $50.00 | 1/13/2012 5:20:23 PM |
sturdy-fairness0 | $50.00 | 1/13/2012 5:25:44 PM |
careful-vigilance4 | $100.00 | 1/13/2012 4:51:43 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:12 PM |
Oakland | $50.00 | 1/13/2012 5:59:23 PM |
Moe87 | $25.00 | 1/13/2012 6:10:11 PM |
Harry | $50.00 | 1/13/2012 6:38:34 PM |
marwadi-62 | $94.00 | 1/13/2012 7:30:53 PM |
113121 | $500.00 | 1/13/2012 6:26:18 PM |
SDD123 | $25.00 | 1/14/2012 6:13:40 AM |
Shockem923 | $26.37 | 1/14/2012 7:44:06 AM |
income-safehouse9 | $100.00 | 1/13/2012 7:16:16 PM |
intrepid-loot | $50.00 | 1/14/2012 8:17:43 AM |
promise2 | $25.00 | 1/14/2012 8:11:13 AM |
knee_caps | $50.00 | 1/14/2012 3:08:56 AM |
phenomenal-gain5 | $25.00 | 1/14/2012 10:11:20 AM |
genuine-integrity0 | $50.00 | 1/14/2012 6:29:06 AM |
soulblest | $38.39 | 1/14/2012 7:45:34 AM |
genius520 | $50.00 | 1/14/2012 12:13:46 PM |
newt999 | $100.00 | 1/14/2012 12:25:55 PM |
grammaspurse | $25.00 | 1/14/2012 10:42:43 AM |
processor115 | $25.00 | 1/14/2012 12:54:03 PM |
orearella3 | $25.00 | 1/14/2012 12:32:26 PM |
ddog0224 | $100.00 | 1/14/2012 3:37:20 PM |
Bob450 | $25.00 | 1/14/2012 4:00:07 PM |
squarebob | $25.00 | 1/14/2012 12:41:30 PM |
smart-gain | $50.00 | 1/14/2012 12:44:43 PM |
RKLFinancial | $40.00 | 1/14/2012 2:43:21 PM |
marwadi-62 | $906.00 | 1/14/2012 6:17:03 PM |
dime-selector | $25.85 | 1/14/2012 2:52:10 PM |
LimaGuy | $35.11 | 1/14/2012 6:48:35 PM |
islander1 | $59.53 | 1/14/2012 3:15:56 PM |
drcoop | $25.00 | 1/14/2012 8:05:22 PM |
Lo0se_mo0se | $25.00 | 1/14/2012 9:30:48 PM |
Scotcha | $60.00 | 1/14/2012 9:40:06 PM |
Epiphanic | $25.00 | 1/14/2012 10:52:21 PM |
bcfinvestments | $25.00 | 1/14/2012 6:16:32 PM |
mindful-deal289 | $25.00 | 1/14/2012 6:23:21 PM |
Engineer44 | $30.00 | 1/15/2012 12:33:49 AM |
FarmersBank | $36.55 | 1/14/2012 8:00:08 PM |
Basset_Hound_Investments | $45.00 | 1/14/2012 8:32:35 PM |
sensible-fund | $26.49 | 1/14/2012 3:03:37 PM |
ethical-truth211 | $492.86 | 1/14/2012 3:23:41 PM |
first-class-yield9 | $45.00 | 1/15/2012 4:26:49 AM |
peaceful-wealth0 | $109.67 | 1/14/2012 3:42:21 PM |
JedClampett | $75.00 | 1/15/2012 9:56:51 AM |
refined-return922 | $25.00 | 1/14/2012 4:19:44 PM |
crw1950 | $50.00 | 1/15/2012 7:35:07 AM |
investment-comet | $25.00 | 1/14/2012 5:08:50 PM |
suges | $25.00 | 1/15/2012 11:46:04 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:16 AM |
herbyman | $50.00 | 1/14/2012 6:10:27 PM |
market-pudding | $25.00 | 1/15/2012 8:06:40 AM |
onecooldrink | $25.00 | 1/14/2012 7:20:37 PM |
Zach842 | $50.00 | 1/15/2012 8:28:45 AM |
hogdriver | $25.00 | 1/15/2012 9:42:46 AM |
capital-mogul | $26.00 | 1/14/2012 10:07:16 PM |
GoGalt | $50.00 | 1/15/2012 8:18:34 AM |
Tylerh | $250.00 | 1/15/2012 12:17:34 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:00 AM |
doopers | $50.00 | 1/15/2012 2:24:44 PM |
Realty24 | $28.48 | 1/15/2012 10:14:13 AM |
Christophe | $50.00 | 1/15/2012 10:19:08 AM |
bluflame9940 | $25.00 | 1/15/2012 10:27:58 AM |
CA-Lender | $25.00 | 1/15/2012 11:21:02 AM |
smart-note9 | $100.00 | 1/15/2012 4:27:47 PM |
cr8on | $50.00 | 1/15/2012 11:28:59 AM |
dime-sprout | $25.00 | 1/15/2012 12:38:59 PM |
mark5337 | $55.81 | 1/15/2012 12:55:49 PM |
bughead | $25.00 | 1/15/2012 2:31:43 PM |
StoneBreaker | $60.80 | 1/15/2012 4:53:23 PM |
coin-popcorn | $25.00 | 1/15/2012 12:29:48 PM |
bazaar-festivity | $25.00 | 1/15/2012 12:41:03 PM |
courteous-platinum7 | $25.00 | 1/15/2012 1:02:23 PM |
balance-trailblazer | $55.07 | 1/15/2012 3:14:36 PM |
yf99yz | $25.00 | 1/15/2012 3:46:14 PM |
Boxster968 | $55.16 | 1/15/2012 4:58:00 PM |
SFBank | $50.00 | 1/15/2012 5:04:30 PM |
awe-inspiring-basis | $25.00 | 1/15/2012 5:36:57 PM |
197 Investments
|
Borrower Payment Dependent Notes Series
551224
This series of Notes was issued and sold upon the funding of the borrower loan #59241, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-13-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 8 |
Current / open credit lines:
| 3
/
4 | Length of status: | 0y 7m |
Amount delinquent:
| $22,882 |
Total credit lines:
| 28 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,572 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 99 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| benefit-crescendo |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion
Purpose of loan:
This loan will be used to hire another part-time worker because our business is growing. We'll be able to make more money with more help and that will help us pay off this loan and grow the business. I have invested in others here at Prosper over the last year; now it is my turn to ask for assistance.
My financial situation:
I am a good candidate for this loan because I pay my bills on time and I am a hard worker.
Thank you!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/13/2012 5:36:13 PM |
orange-leverage-phoenix | $25.00 | 1/13/2012 5:12:35 PM |
worth-blanket2 | $25.00 | 1/13/2012 5:29:13 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
551244
This series of Notes was issued and sold upon the funding of the borrower loan #59553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $556.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1982 |
Debt/Income ratio:
| 29% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,757 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bright_futures |
Borrower's state:
| Oregon |
Borrower's group:
| 440+ Supporting Lenders. Get FUNDED @ LOWER % than ANY group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 19 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Jun-2011)
780-799
(Nov-2010)
|
Principal balance:
| $2,046.96 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
Staying warm and saving energy
This loan is to replace an older inefficient furnace for my home with a new energy saving furnace, and to consolidate outstanding debt into a single payment.
I am a good candidate for this loan because I have great credit history, I am employed with additional rental income. I am a successful participant in the Prosper Loan program.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $41.72 | 1/13/2012 5:02:17 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:12 PM |
hitsman | $50.00 | 1/13/2012 5:16:32 PM |
vinayski | $25.00 | 1/13/2012 5:18:15 PM |
Feyenoord | $30.00 | 1/13/2012 5:19:34 PM |
fcrick | $25.00 | 1/13/2012 5:35:02 PM |
DDPrime | $50.00 | 1/13/2012 5:38:03 PM |
indomitable-coin | $25.00 | 1/13/2012 5:31:42 PM |
rupee-equation2 | $25.00 | 1/13/2012 5:39:25 PM |
the-deal-socrates | $50.00 | 1/13/2012 6:22:27 PM |
downtownfarm | $25.00 | 1/13/2012 5:41:00 PM |
enticing-capital6 | $50.00 | 1/13/2012 5:16:05 PM |
trade-burrito4 | $35.00 | 1/13/2012 5:24:52 PM |
GElender | $40.00 | 1/13/2012 5:35:27 PM |
AFairDeal | $25.00 | 1/13/2012 5:35:38 PM |
Harry | $50.00 | 1/13/2012 6:39:11 PM |
john0720 | $25.00 | 1/14/2012 9:53:01 AM |
cimbaman | $37.00 | 1/14/2012 11:28:05 AM |
roadtruck | $50.00 | 1/14/2012 11:08:57 AM |
cerebral-dollar773 | $50.00 | 1/14/2012 8:07:02 AM |
selector568 | $300.00 | 1/14/2012 12:13:02 PM |
intuitive-integrity9 | $35.00 | 1/14/2012 12:19:46 PM |
skillful-diversification2 | $25.00 | 1/14/2012 12:56:50 PM |
Mad_Scientist | $91.89 | 1/14/2012 12:41:06 PM |
boots682 | $25.00 | 1/14/2012 3:23:11 PM |
OzGuy609 | $25.00 | 1/14/2012 11:34:39 PM |
red-penny-philosopher | $25.00 | 1/15/2012 5:23:46 AM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:16 AM |
heerzaquestion | $25.00 | 1/15/2012 7:13:32 AM |
bill-expert | $50.00 | 1/15/2012 11:05:46 AM |
Goodlender42 | $25.00 | 1/15/2012 7:36:18 AM |
spursdog | $25.00 | 1/14/2012 10:14:42 PM |
order-supernova6 | $100.00 | 1/14/2012 10:23:34 PM |
creative-revenue0 | $50.00 | 1/15/2012 5:52:45 AM |
DirtyJack | $50.00 | 1/15/2012 8:17:31 AM |
green-courageous | $25.00 | 1/15/2012 2:28:57 PM |
first-serene-credit | $25.00 | 1/15/2012 8:50:36 AM |
CARedBull | $100.00 | 1/15/2012 8:32:04 PM |
magical-durability9 | $25.00 | 1/16/2012 7:54:12 AM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:53:01 PM |
Weaverville | $25.00 | 1/16/2012 10:38:23 AM |
dinero-path5 | $50.00 | 1/16/2012 6:39:32 AM |
Zoramite | $25.00 | 1/16/2012 1:07:58 PM |
dime-vista2 | $25.00 | 1/16/2012 7:57:45 AM |
susurrus | $25.00 | 1/16/2012 4:08:32 PM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:46 PM |
awwaww | $25.00 | 1/16/2012 9:08:53 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:18 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:17 PM |
the-careful-fund | $30.00 | 1/17/2012 3:43:33 PM |
a- | $25.00 | 1/17/2012 4:09:06 PM |
tdinmanhattan | $25.00 | 1/17/2012 5:13:45 PM |
bb575 | $50.00 | 1/17/2012 9:07:19 PM |
Leshan | $76.53 | 1/18/2012 6:48:13 AM |
orange-influential-credit | $25.00 | 1/17/2012 8:45:09 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:21:59 AM |
Tscheddar | $25.00 | 1/18/2012 4:25:33 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:00 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:42 PM |
EverettFinancial | $25.00 | 1/18/2012 9:27:08 PM |
theskippy | $25.00 | 1/18/2012 10:30:26 PM |
Fiimg | $50.00 | 1/18/2012 6:22:59 PM |
dcfinancial | $25.00 | 1/18/2012 6:54:09 PM |
Hanalei712 | $50.00 | 1/18/2012 7:16:42 PM |
misit | $25.00 | 1/18/2012 7:50:45 PM |
generosity-battalion0 | $50.00 | 1/19/2012 2:43:12 PM |
I_Like_to_Invest | $150.00 | 1/19/2012 10:45:42 AM |
scrappy-leverage6 | $25.00 | 1/19/2012 5:21:54 PM |
orange-immaculate-payment | $25.00 | 1/19/2012 1:48:59 PM |
cognizant-return3 | $50.00 | 1/19/2012 10:31:46 PM |
kevin314 | $50.00 | 1/19/2012 11:19:30 PM |
miked8303 | $50.00 | 1/20/2012 9:36:19 AM |
oxnard | $50.00 | 1/20/2012 2:28:42 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:38 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:40 PM |
silver-breeze3 | $28.50 | 1/20/2012 5:39:06 PM |
ckbr | $100.00 | 1/21/2012 7:01:48 AM |
benefit-prescription6 | $100.00 | 1/21/2012 12:39:58 PM |
resolute-justice413 | $100.00 | 1/21/2012 12:17:55 PM |
enthralling-investment | $25.00 | 1/21/2012 12:49:01 PM |
TechieLender | $50.00 | 1/22/2012 2:36:55 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:51 AM |
worth-web5 | $50.00 | 1/22/2012 12:28:23 PM |
bold-generosity-enlightenment | $150.00 | 1/22/2012 5:01:26 PM |
suave-dollar | $25.00 | 1/23/2012 2:39:56 AM |
encouraging-repayment5 | $25.00 | 1/22/2012 4:33:52 PM |
yogi1975 | $25.00 | 1/23/2012 7:51:53 AM |
Tradesmanlender | $25.00 | 1/23/2012 9:05:56 AM |
processor115 | $25.00 | 1/23/2012 9:12:22 AM |
JJ9876 | $25.00 | 1/23/2012 9:21:45 AM |
Karensmoney | $100.00 | 1/23/2012 12:07:20 PM |
buckeye9 | $25.00 | 1/23/2012 12:18:54 PM |
harty | $50.00 | 1/23/2012 12:37:58 PM |
IIP77 | $25.00 | 1/24/2012 3:05:33 AM |
slartibardfast | $25.00 | 1/24/2012 9:29:58 AM |
intlargonaut | $50.00 | 1/24/2012 9:30:28 AM |
jazzlender | $50.00 | 1/24/2012 9:30:59 AM |
math1973 | $49.00 | 1/24/2012 9:37:06 AM |
SanJoser | $25.00 | 1/24/2012 9:40:01 AM |
Pennywize | $25.00 | 1/24/2012 9:40:17 AM |
Mantis75 | $25.00 | 1/24/2012 9:42:52 AM |
PCGeekWI | $25.00 | 1/24/2012 9:43:05 AM |
minista | $25.00 | 1/24/2012 9:21:20 AM |
get30inc | $50.00 | 1/24/2012 9:47:32 AM |
RockCrown | $25.00 | 1/24/2012 9:47:59 AM |
yennib | $25.00 | 1/24/2012 9:29:19 AM |
meenan | $100.00 | 1/24/2012 9:30:34 AM |
Butterfly1950 | $25.00 | 1/24/2012 9:30:46 AM |
riproaringrapids | $50.00 | 1/24/2012 9:31:45 AM |
LaveenFinancial | $25.00 | 1/24/2012 9:31:56 AM |
Cai8899 | $50.00 | 1/24/2012 9:49:51 AM |
TrustPlus | $28.00 | 1/24/2012 9:32:45 AM |
sharpey | $25.00 | 1/24/2012 9:53:17 AM |
CasaDeTomas | $53.00 | 1/24/2012 9:33:37 AM |
Nascar1 | $50.00 | 1/24/2012 9:34:38 AM |
SpareChangeHero | $25.00 | 1/24/2012 9:35:42 AM |
versatilenyguy | $50.00 | 1/24/2012 9:36:12 AM |
HamachiMan | $50.00 | 1/24/2012 9:35:57 AM |
microfunder | $25.00 | 1/24/2012 9:36:23 AM |
emo13 | $30.00 | 1/24/2012 10:00:30 AM |
dpries123 | $25.00 | 1/24/2012 9:38:12 AM |
Toberino | $25.00 | 1/24/2012 9:40:54 AM |
WorldlyWorker | $25.00 | 1/24/2012 9:41:16 AM |
DadWarbucks | $25.00 | 1/24/2012 9:41:39 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:23 AM |
PRGuyinVA | $25.00 | 1/24/2012 9:42:33 AM |
fair_rates | $25.00 | 1/24/2012 9:44:07 AM |
jeg3k | $50.00 | 1/24/2012 10:23:44 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:45 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:41 AM |
dmk2006 | $25.00 | 1/24/2012 9:48:56 AM |
Rashanir | $25.00 | 1/24/2012 9:48:45 AM |
yank918 | $25.00 | 1/24/2012 9:49:54 AM |
jrbill1998 | $50.00 | 1/24/2012 9:51:02 AM |
Lender0424 | $25.00 | 1/24/2012 9:52:37 AM |
Aimvest | $25.00 | 1/24/2012 9:54:01 AM |
mmckune | $25.00 | 1/24/2012 9:54:40 AM |
Daneistes | $38.00 | 1/24/2012 9:54:53 AM |
favorite-auction2 | $50.00 | 1/24/2012 12:26:14 PM |
britgsb | $30.00 | 1/24/2012 9:55:30 AM |
sappy02 | $100.00 | 1/24/2012 9:57:03 AM |
narblark | $50.00 | 1/24/2012 9:57:58 AM |
marketologist327 | $25.00 | 1/24/2012 10:50:13 AM |
Svigel | $60.35 | 1/24/2012 2:04:58 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:14 PM |
the-magnetic-transaction | $50.00 | 1/24/2012 2:53:17 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:23 PM |
safe-commerce | $40.00 | 1/24/2012 4:09:49 PM |
entertaining-credit3 | $64.45 | 1/24/2012 4:38:47 PM |
first-sophisticated-rate | $25.00 | 1/24/2012 5:20:33 PM |
High-flyer | $25.00 | 1/24/2012 5:08:19 PM |
jengachamp | $25.00 | 1/24/2012 5:34:11 PM |
exchange-pledge | $50.00 | 1/24/2012 5:35:13 PM |
nickel-ferret | $50.00 | 1/24/2012 5:11:56 PM |
dynamic-money271 | $25.00 | 1/24/2012 5:12:01 PM |
financial-frenzy | $50.00 | 1/24/2012 5:37:37 PM |
income-banjo | $25.00 | 1/24/2012 5:19:02 PM |
cash-sensai2 | $25.00 | 1/24/2012 5:20:53 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:53 PM |
hayhelp | $25.00 | 1/24/2012 5:31:28 PM |
gold-commander0 | $25.00 | 1/24/2012 5:32:23 PM |
payout-bridge | $50.00 | 1/18/2012 10:11:14 PM |
BxRealtor | $25.00 | 1/13/2012 5:09:18 PM |
edaguy | $75.00 | 1/13/2012 5:24:05 PM |
sturdy-fairness0 | $100.00 | 1/13/2012 5:25:30 PM |
A4 | $25.00 | 1/13/2012 5:29:27 PM |
enriching-dollar1 | $100.00 | 1/13/2012 5:39:34 PM |
bdpres1 | $25.00 | 1/13/2012 5:23:03 PM |
HelloKittySanrio | $25.00 | 1/13/2012 7:07:10 PM |
market-trooper3 | $30.00 | 1/13/2012 5:26:50 PM |
virtuous-repayment | $25.00 | 1/13/2012 5:35:19 PM |
power-trophy7 | $50.00 | 1/14/2012 11:42:27 AM |
repayment-hawk5 | $25.00 | 1/14/2012 8:07:23 AM |
euro-deployment | $25.00 | 1/14/2012 8:30:15 AM |
genius520 | $50.00 | 1/14/2012 12:13:46 PM |
top-courteous-peso | $75.00 | 1/14/2012 12:16:05 PM |
discrete-asset | $25.00 | 1/14/2012 12:41:37 PM |
kenji4861 | $25.00 | 1/14/2012 12:23:37 PM |
E_G | $37.00 | 1/14/2012 12:56:31 PM |
squarebob | $25.00 | 1/14/2012 12:41:31 PM |
green28 | $200.00 | 1/14/2012 2:45:59 PM |
order-supernova6 | $100.00 | 1/14/2012 9:33:13 PM |
paladin510 | $35.00 | 1/14/2012 7:43:25 PM |
jcttjg | $25.00 | 1/14/2012 2:13:36 PM |
proper-agreement8 | $50.00 | 1/14/2012 3:32:06 PM |
drkosh | $25.00 | 1/15/2012 11:46:09 AM |
Brisket_Bob | $25.00 | 1/15/2012 7:34:09 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:03 AM |
green-revenue-rocker | $25.00 | 1/15/2012 12:26:34 PM |
Nicedad72 | $25.00 | 1/15/2012 5:30:17 PM |
dime-hot-rod7 | $50.00 | 1/15/2012 6:31:32 PM |
Tylerh | $250.00 | 1/15/2012 12:17:36 PM |
fascinating-social422 | $100.00 | 1/16/2012 3:56:35 AM |
atomantic | $50.00 | 1/15/2012 4:01:05 PM |
capital-javelin3 | $50.00 | 1/16/2012 7:19:01 AM |
organized-payment6 | $50.00 | 1/16/2012 8:07:43 AM |
successful-agreement7 | $100.00 | 1/16/2012 9:30:16 AM |
vivid-velocity7 | $51.00 | 1/16/2012 6:10:50 AM |
pfenness | $50.00 | 1/16/2012 9:27:51 AM |
lostontheedge | $25.00 | 1/16/2012 4:28:42 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:32 AM |
PXM-Financial | $50.00 | 1/17/2012 2:39:39 PM |
GradEcon | $30.00 | 1/17/2012 7:47:08 AM |
ethicalhumanist | $100.00 | 1/17/2012 3:28:36 PM |
mkainikm | $25.00 | 1/17/2012 9:34:39 PM |
csakhil | $25.00 | 1/18/2012 1:28:08 PM |
nojoke411 | $25.00 | 1/18/2012 2:40:55 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:21 PM |
elated-wealth876 | $130.00 | 1/18/2012 5:05:59 PM |
cagcrash | $75.00 | 1/18/2012 5:25:36 PM |
blooming-market | $25.00 | 1/18/2012 3:20:57 PM |
loyalty-circuitry | $100.00 | 1/18/2012 5:30:54 PM |
wonderous-point155 | $25.00 | 1/19/2012 9:16:35 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:09 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:53 AM |
benjo | $50.00 | 1/19/2012 10:08:18 PM |
MonkeyHero | $80.00 | 1/20/2012 6:18:36 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:37 PM |
I_Like_to_Invest | $120.00 | 1/20/2012 11:18:55 AM |
Redmond | $25.00 | 1/20/2012 2:55:41 PM |
unforgettable-return6 | $25.00 | 1/20/2012 10:02:34 AM |
themoneydoctor | $300.00 | 1/20/2012 3:39:34 PM |
peewee1930 | $50.00 | 1/20/2012 8:09:31 PM |
SFMutual | $100.00 | 1/21/2012 9:13:33 AM |
greenfuture | $25.00 | 1/21/2012 10:36:09 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:41 PM |
lamsabuy | $100.00 | 1/21/2012 12:54:25 PM |
ThomasCrown | $50.00 | 1/22/2012 10:48:45 AM |
market-assembler | $50.00 | 1/22/2012 12:22:47 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:41 PM |
invest-in-ed | $200.00 | 1/23/2012 4:44:09 AM |
JDFuego | $25.00 | 1/23/2012 6:52:26 AM |
euro-speaker8 | $25.00 | 1/23/2012 9:16:09 AM |
MrBadExample | $268.00 | 1/22/2012 8:46:07 PM |
orearella3 | $25.00 | 1/23/2012 9:37:26 AM |
jbaum | $40.00 | 1/23/2012 9:07:33 AM |
mar97 | $25.00 | 1/23/2012 3:22:30 PM |
rudyindc | $25.00 | 1/23/2012 9:43:03 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:38 AM |
bruin558 | $80.00 | 1/23/2012 5:56:08 PM |
betterthanstock | $25.00 | 1/23/2012 5:02:10 PM |
Boxster968 | $25.00 | 1/23/2012 6:21:27 PM |
DreDub | $50.00 | 1/23/2012 9:58:58 PM |
rainorshine47 | $25.00 | 1/24/2012 4:52:33 AM |
Winged_Inspirations | $50.00 | 1/24/2012 9:26:19 AM |
compassion-secret-agent7 | $25.00 | 1/24/2012 8:38:57 AM |
aasx1108 | $25.00 | 1/24/2012 9:29:04 AM |
klinebarger | $25.00 | 1/24/2012 9:03:20 AM |
wdove511 | $25.00 | 1/24/2012 9:33:50 AM |
asya | $25.00 | 1/24/2012 9:36:21 AM |
IP | $25.00 | 1/24/2012 9:36:59 AM |
MONEYLENDER101 | $45.00 | 1/24/2012 9:38:53 AM |
steamboatgal | $50.00 | 1/24/2012 9:39:22 AM |
GMPK_TLAS | $42.00 | 1/24/2012 9:39:50 AM |
USCGC | $25.00 | 1/24/2012 9:40:26 AM |
Railbird | $25.00 | 1/24/2012 9:42:51 AM |
GreatReturnForYou | $25.00 | 1/24/2012 9:43:51 AM |
Clambake | $25.00 | 1/24/2012 9:23:21 AM |
peripatetic | $25.00 | 1/24/2012 9:25:36 AM |
Cheburashka | $25.00 | 1/24/2012 9:28:52 AM |
larslfe | $25.00 | 1/24/2012 9:29:00 AM |
cablenews | $100.00 | 1/24/2012 9:52:59 AM |
DaveG56313 | $25.00 | 1/24/2012 9:33:39 AM |
iolaire | $25.00 | 1/24/2012 9:34:11 AM |
kyomoon | $50.00 | 1/24/2012 9:54:16 AM |
mtquan | $25.00 | 1/24/2012 9:34:44 AM |
helpinghand63 | $25.00 | 1/24/2012 9:56:25 AM |
nybanker85 | $50.00 | 1/24/2012 9:56:40 AM |
kchen486 | $50.00 | 1/24/2012 9:35:31 AM |
Marathoner | $25.00 | 1/24/2012 9:37:46 AM |
ujiba | $50.00 | 1/24/2012 9:39:02 AM |
skiberdad | $50.00 | 1/24/2012 9:41:35 AM |
MrDavid | $45.00 | 1/24/2012 9:41:53 AM |
riskreward | $250.00 | 1/24/2012 9:44:54 AM |
WalnutCreekguy | $100.00 | 1/24/2012 9:44:56 AM |
w3alter | $50.00 | 1/24/2012 9:45:19 AM |
Jay_Tee | $50.00 | 1/24/2012 9:45:02 AM |
skuba | $75.00 | 1/24/2012 9:45:41 AM |
primal5 | $25.00 | 1/24/2012 10:34:11 AM |
BrooklynJim | $25.00 | 1/24/2012 9:47:38 AM |
power-mad-scientist | $25.00 | 1/24/2012 11:16:15 AM |
restech | $25.00 | 1/24/2012 9:48:44 AM |
hampa | $25.00 | 1/24/2012 9:48:59 AM |
penny-finder | $35.20 | 1/24/2012 11:26:46 AM |
Kevin536 | $25.00 | 1/24/2012 11:27:52 AM |
acropiloterau2002 | $25.00 | 1/24/2012 9:49:22 AM |
blLending | $25.00 | 1/24/2012 9:50:24 AM |
diverse2 | $30.00 | 1/24/2012 9:49:56 AM |
pdub | $75.00 | 1/24/2012 9:51:06 AM |
george_kaplan | $25.00 | 1/24/2012 9:52:07 AM |
Watts518 | $25.00 | 1/24/2012 9:52:31 AM |
rmachi | $25.00 | 1/24/2012 9:52:49 AM |
nycloan | $25.00 | 1/24/2012 9:53:08 AM |
amijo | $25.00 | 1/24/2012 9:53:42 AM |
Ducatiman1978 | $25.00 | 1/24/2012 9:56:17 AM |
rulender | $25.00 | 1/24/2012 9:58:19 AM |
Cedm44 | $25.00 | 1/24/2012 9:57:33 AM |
reward-juniper6 | $25.00 | 1/24/2012 10:20:46 AM |
value-travels | $25.00 | 1/24/2012 2:30:37 PM |
CalCollegeFund19 | $50.00 | 1/24/2012 10:40:14 AM |
wise-silver-wonder | $25.00 | 1/24/2012 10:47:59 AM |
alpete7 | $100.00 | 1/24/2012 10:49:23 AM |
ronow22 | $25.00 | 1/24/2012 11:00:14 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:22 PM |
maven2 | $25.00 | 1/24/2012 11:12:50 AM |
blue-steady-benjamins | $25.00 | 1/24/2012 11:13:10 AM |
barflyer | $25.00 | 1/24/2012 11:27:12 AM |
jga516 | $25.00 | 1/24/2012 4:02:55 PM |
elbastador | $25.00 | 1/24/2012 11:43:44 AM |
CSAworker | $25.00 | 1/24/2012 11:55:06 AM |
sgt-schultz | $25.00 | 1/24/2012 1:16:03 PM |
BigBag | $25.00 | 1/24/2012 12:58:46 PM |
Midg | $25.00 | 1/24/2012 1:27:06 PM |
yield-hut | $25.00 | 1/24/2012 2:14:51 PM |
lawboy74 | $25.00 | 1/24/2012 2:14:39 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:50 PM |
astute-benjamins | $25.00 | 1/24/2012 3:08:38 PM |
Banker7371 | $25.00 | 1/24/2012 5:17:22 PM |
loyalty-sherpa | $25.00 | 1/24/2012 5:19:18 PM |
JLMGroupFunds | $25.00 | 1/24/2012 5:25:29 PM |
determined-revenue1 | $35.00 | 1/24/2012 5:07:37 PM |
impressive-loan | $100.00 | 1/24/2012 5:28:35 PM |
Elefunt | $25.00 | 1/24/2012 5:09:14 PM |
Zeenos | $25.12 | 1/24/2012 5:10:04 PM |
LawyerLoan | $25.00 | 1/24/2012 5:14:20 PM |
equitable-capital758 | $350.00 | 1/24/2012 5:14:35 PM |
ingenious-order783 | $35.00 | 1/24/2012 5:15:41 PM |
icchok | $50.00 | 1/24/2012 5:14:51 PM |
secureincome | $813.23 | 1/24/2012 5:38:33 PM |
studious-bonus7 | $100.00 | 1/24/2012 5:18:12 PM |
influential-benjamins0 | $100.00 | 1/24/2012 5:21:07 PM |
unforgettable-wealth4 | $50.00 | 1/24/2012 5:33:58 PM |
lendme2 | $50.00 | 1/24/2012 5:34:07 PM |
gsd | $25.00 | 1/24/2012 5:35:48 PM |
gotyourgear | $29.00 | 1/24/2012 5:36:15 PM |
335 Investments
|
Borrower Payment Dependent Notes Series
551270
This series of Notes was issued and sold upon the funding of the borrower loan #59185, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
1 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,299 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-careful-felicity |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
moving loan
Purpose of loan:
This loan will be used to...move
My financial situation:
I am a good candidate for this loan because...i will be settling on one of my properties in the month of february and will be receiving 263,000.00
Monthly net income: $approx. 1500.00
Monthly expenses: $
Housing: $0
Insurance: $100.00
Car expenses: $150.00
Utilities: $150.00
Phone, cable, internet: $50.00
Food, entertainment: $350.00
Clothing, household expenses: $0
Credit cards and other loans: $175.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bubb_hans | $50.00 | 1/13/2012 5:19:54 PM |
jkeller4000 | $25.00 | 1/14/2012 12:50:38 PM |
sensible-fund | $25.00 | 1/14/2012 3:06:34 PM |
2grindstones | $25.00 | 1/14/2012 1:17:22 PM |
ccclaireee333 | $25.00 | 1/15/2012 4:54:32 PM |
kain11286 | $25.00 | 1/16/2012 8:29:00 AM |
melodious-openness | $500.00 | 1/16/2012 4:50:02 AM |
realtormoises | $25.00 | 1/18/2012 9:39:24 AM |
green-rapid-openness | $100.00 | 1/18/2012 11:46:25 AM |
csakhil | $25.00 | 1/18/2012 1:28:09 PM |
Bobtep23 | $25.52 | 1/18/2012 3:55:16 PM |
undergroundmike | $74.26 | 1/18/2012 5:02:58 PM |
the-hope-workhorse | $100.00 | 1/18/2012 5:31:00 PM |
genuine-integrity0 | $25.00 | 1/18/2012 4:21:19 PM |
ddimports | $136.59 | 1/18/2012 5:00:07 PM |
coin-kin | $50.00 | 1/18/2012 7:42:37 PM |
flexible-income7 | $25.00 | 1/18/2012 6:20:38 PM |
loyalty-czar | $25.00 | 1/18/2012 8:04:08 PM |
attractive-rate | $25.00 | 1/19/2012 2:41:03 AM |
gadget7 | $25.00 | 1/18/2012 6:05:35 PM |
Bob450 | $30.00 | 1/19/2012 6:38:26 AM |
ddog0224 | $50.00 | 1/19/2012 6:44:42 AM |
the-swashbuckler | $25.00 | 1/19/2012 8:43:24 AM |
karpman3 | $50.00 | 1/19/2012 8:32:34 AM |
orearella3 | $25.00 | 1/19/2012 9:27:59 AM |
340 | $25.00 | 1/19/2012 9:05:40 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:41 AM |
ore-dojo | $60.00 | 1/19/2012 10:11:36 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:35 AM |
enticing-rate9 | $25.00 | 1/19/2012 1:43:03 PM |
Grandmahoneybee | $25.00 | 1/19/2012 2:43:11 PM |
RecoveryLender | $25.00 | 1/19/2012 2:06:39 PM |
pednatjr | $25.00 | 1/19/2012 2:35:14 PM |
zone6 | $100.00 | 1/19/2012 7:06:54 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:44 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:20:26 PM |
papaloha | $45.00 | 1/19/2012 7:03:01 PM |
yield-maker | $32.64 | 1/20/2012 12:58:15 AM |
intelligent-duty | $25.00 | 1/19/2012 9:18:30 PM |
Xsi2k | $50.00 | 1/19/2012 8:28:16 PM |
mneinc | $25.00 | 1/19/2012 9:33:00 PM |
scarecrow4188 | $38.47 | 1/20/2012 12:59:42 AM |
shawnw2 | $25.00 | 1/18/2012 1:53:15 AM |
payout-bridge | $75.00 | 1/18/2012 10:13:30 PM |
riveting-credit5 | $50.00 | 1/13/2012 5:30:49 PM |
social-hunter5 | $25.00 | 1/14/2012 10:12:08 PM |
ccclaireee333 | $25.00 | 1/15/2012 4:54:28 PM |
p2p-sunshine4 | $25.00 | 1/16/2012 10:54:38 AM |
skillful-asset5 | $30.00 | 1/16/2012 8:41:30 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:29 PM |
transformer855 | $25.00 | 1/18/2012 8:00:31 AM |
balanced-balance6 | $25.00 | 1/18/2012 7:44:18 AM |
Dubbs360 | $25.00 | 1/18/2012 9:40:41 AM |
FamilyEducationFund | $25.00 | 1/18/2012 3:00:59 PM |
kind-credit-bear | $25.00 | 1/18/2012 9:50:17 AM |
found_funds | $47.65 | 1/18/2012 3:29:32 PM |
babybrother | $50.00 | 1/18/2012 6:43:54 PM |
asset-mammal | $25.00 | 1/18/2012 9:50:16 PM |
eboomer2611 | $25.00 | 1/18/2012 8:02:06 PM |
impala6464 | $49.41 | 1/19/2012 6:13:23 AM |
a-successful-credit | $25.00 | 1/19/2012 9:22:48 AM |
Macgyver86 | $50.00 | 1/19/2012 10:53:44 AM |
factcheck | $25.00 | 1/19/2012 11:37:57 AM |
first-compassion-oak | $30.00 | 1/19/2012 10:16:18 AM |
deal-force0 | $100.00 | 1/19/2012 12:06:35 PM |
enthusiastic-ore5 | $37.20 | 1/19/2012 12:46:55 PM |
Scubadiver | $25.00 | 1/19/2012 9:30:42 AM |
south585 | $42.43 | 1/19/2012 1:36:30 PM |
let_me_retire | $35.00 | 1/19/2012 12:00:05 PM |
focused-return366 | $27.17 | 1/19/2012 4:17:04 PM |
moola-monger9 | $50.00 | 1/19/2012 11:21:29 AM |
a- | $25.00 | 1/19/2012 11:38:41 AM |
bigfoot15 | $25.00 | 1/19/2012 12:57:43 PM |
Valley-of-the-Dollar | $25.00 | 1/19/2012 4:50:48 PM |
Jon8403 | $100.00 | 1/19/2012 7:57:36 PM |
TulaneGrad | $30.15 | 1/19/2012 5:48:21 PM |
Pilotf22 | $25.00 | 1/19/2012 9:44:51 PM |
ASuperJohn | $150.00 | 1/19/2012 8:26:51 PM |
Frusa | $25.00 | 1/19/2012 11:43:56 PM |
the-hope-workhorse | $100.00 | 1/19/2012 10:29:11 PM |
jameswmooreiii | $51.12 | 1/19/2012 5:57:46 PM |
reinforced-velocity158 | $42.39 | 1/19/2012 6:15:23 PM |
WMY-Investor | $100.00 | 1/19/2012 7:25:49 PM |
A4 | $35.00 | 1/19/2012 8:27:43 PM |
84 Investments
|
Borrower Payment Dependent Notes Series
551314
This series of Notes was issued and sold upon the funding of the borrower loan #59307, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,735 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-arboretum6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help Buy a Business
Purpose of loan:
This loan will be used to help me fund the acquisition of a business.
My financial situation:
I am a good candidate for this loan because I have a very good credit history due to the fact that I do what it takes to pay all of my bills on time.
Monthly net income: $7942
Housing: $1618
Car expenses: $400
Utilities: $300
Credit cards and other loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-popcorn | $25.00 | 1/19/2012 6:17:45 AM |
Christophe | $25.00 | 1/21/2012 7:31:41 PM |
cattlebaron | $50.00 | 1/13/2012 5:08:54 PM |
economy-coup | $50.00 | 1/13/2012 5:27:43 PM |
rupee-equation2 | $25.00 | 1/13/2012 5:39:26 PM |
Harry | $50.00 | 1/13/2012 6:38:38 PM |
golden-velocity9 | $25.00 | 1/13/2012 5:17:24 PM |
worthy-bid8 | $50.00 | 1/13/2012 5:20:19 PM |
zeeexsixare | $300.00 | 1/14/2012 7:51:02 AM |
matt_2006 | $25.00 | 1/14/2012 12:10:22 PM |
balanced-balance6 | $35.00 | 1/15/2012 8:35:21 AM |
loyalty-czar | $70.00 | 1/16/2012 8:33:51 AM |
ltschetter | $25.00 | 1/16/2012 3:01:36 PM |
AlternativeCashFlow | $25.00 | 1/16/2012 5:34:42 PM |
selector568 | $300.00 | 1/17/2012 5:11:55 PM |
Hambone1111 | $25.00 | 1/17/2012 5:15:28 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:18 PM |
twjh | $50.01 | 1/17/2012 5:24:17 PM |
treasure-bliss | $25.00 | 1/18/2012 7:34:58 AM |
Tylerh | $250.00 | 1/17/2012 5:51:46 PM |
iceman35 | $25.00 | 1/18/2012 9:16:21 AM |
focused-bill3 | $25.00 | 1/17/2012 11:37:02 PM |
orange-preeminant-bill | $25.00 | 1/18/2012 7:46:36 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:01 PM |
jamiee73 | $50.00 | 1/18/2012 12:19:08 PM |
csakhil | $25.00 | 1/18/2012 1:28:10 PM |
Jubael | $51.59 | 1/18/2012 3:15:11 PM |
Bank42 | $25.00 | 1/18/2012 3:29:31 PM |
missing-link | $25.00 | 1/18/2012 2:26:40 PM |
fund-javelin1 | $25.00 | 1/18/2012 11:24:32 AM |
supersarah61 | $50.00 | 1/18/2012 4:12:32 PM |
thenadamgoes | $25.00 | 1/18/2012 3:38:59 PM |
LoisLoan | $25.00 | 1/18/2012 4:28:55 PM |
kind-lovely-marketplace | $55.00 | 1/18/2012 4:35:27 PM |
restless-currency | $50.00 | 1/18/2012 5:34:17 PM |
VAGweilo | $25.00 | 1/18/2012 3:32:10 PM |
CBO-Enterprise | $100.00 | 1/18/2012 3:52:18 PM |
camaraderi-atmosphere | $50.00 | 1/18/2012 4:33:31 PM |
deal-vibrato | $50.00 | 1/18/2012 7:09:55 PM |
toblerone | $25.00 | 1/18/2012 5:08:49 PM |
tech310 | $50.00 | 1/18/2012 7:43:07 PM |
dcfinancial | $50.00 | 1/18/2012 6:51:25 PM |
inprotest | $100.00 | 1/19/2012 12:30:22 AM |
comet55 | $25.00 | 1/19/2012 5:52:41 AM |
friendship9 | $25.00 | 1/19/2012 6:21:28 AM |
dime-vista2 | $25.00 | 1/19/2012 7:42:51 AM |
Comoparklender | $25.00 | 1/19/2012 9:25:08 AM |
dime-historian | $25.86 | 1/19/2012 9:13:35 AM |
GCInvestments | $25.00 | 1/19/2012 9:14:21 AM |
compassion-neutron | $25.00 | 1/19/2012 12:42:29 AM |
careful-compassion | $25.00 | 1/19/2012 11:54:42 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:42 AM |
ready-interest9 | $25.00 | 1/19/2012 10:32:26 AM |
mymoneyforyou | $36.80 | 1/19/2012 10:43:30 AM |
handy-loan527 | $25.00 | 1/19/2012 3:12:37 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:10 AM |
benevolent-capital1 | $25.00 | 1/19/2012 11:49:14 AM |
upbeat-finance8 | $25.00 | 1/19/2012 12:20:29 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:23:31 PM |
return-blueberry383 | $500.00 | 1/19/2012 5:51:01 PM |
gold-cluster | $50.00 | 1/19/2012 7:12:18 PM |
Gotogo | $56.65 | 1/20/2012 8:08:13 AM |
villagers | $25.00 | 1/19/2012 10:29:37 PM |
Jim33 | $25.00 | 1/20/2012 9:17:18 AM |
averagefore | $50.00 | 1/20/2012 6:04:32 AM |
open-dough6 | $25.00 | 1/20/2012 8:08:12 AM |
McChan | $50.00 | 1/20/2012 9:07:09 AM |
generosity-battalion0 | $50.00 | 1/20/2012 10:06:23 AM |
calimanusa | $50.00 | 1/20/2012 12:13:05 PM |
oxnard | $50.00 | 1/20/2012 2:28:42 PM |
Sandboxer | $40.00 | 1/20/2012 10:13:51 AM |
rss197 | $25.00 | 1/20/2012 1:30:06 PM |
grasshopper55 | $50.00 | 1/20/2012 3:29:33 PM |
enthusiastic-ore5 | $26.55 | 1/21/2012 4:35:50 AM |
BookPublisher | $38.92 | 1/21/2012 7:26:50 AM |
jybank | $50.00 | 1/20/2012 11:58:06 PM |
thomas16882004 | $25.00 | 1/21/2012 3:23:49 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:54 AM |
ShadowLender | $40.61 | 1/21/2012 11:41:37 AM |
FinanceEngine | $40.00 | 1/21/2012 7:39:44 AM |
CaptainTimerica | $100.00 | 1/21/2012 4:29:56 AM |
feiandasun | $25.00 | 1/21/2012 9:20:01 AM |
abnvette | $25.00 | 1/21/2012 9:51:43 AM |
lawyervon | $25.00 | 1/21/2012 12:17:24 PM |
magical-durability9 | $25.00 | 1/21/2012 6:43:00 AM |
progress-credit | $85.00 | 1/21/2012 11:32:24 AM |
magnitude787 | $30.00 | 1/21/2012 12:20:08 PM |
wwwUniversal | $25.00 | 1/21/2012 12:44:52 PM |
investment-comet | $25.00 | 1/21/2012 12:35:34 PM |
new-intuitive-dime | $25.00 | 1/21/2012 12:24:01 PM |
orearella3 | $25.00 | 1/21/2012 12:45:54 PM |
power-bluebird2 | $25.00 | 1/21/2012 4:30:04 PM |
ml13 | $35.00 | 1/21/2012 7:57:06 PM |
loyalty-paradise1 | $100.00 | 1/22/2012 5:42:19 AM |
new-social-economist | $50.00 | 1/21/2012 4:46:06 PM |
appcoder | $35.00 | 1/21/2012 1:56:39 PM |
MAKIN_IT_RAIN | $100.00 | 1/21/2012 6:05:39 PM |
reducereuserecycle | $50.00 | 1/22/2012 9:59:20 AM |
listing-drummer6 | $100.00 | 1/21/2012 5:01:13 PM |
stocker | $50.00 | 1/21/2012 5:40:15 PM |
Tingali | $35.51 | 1/21/2012 6:00:36 PM |
Casman8815 | $25.00 | 1/21/2012 11:18:19 PM |
JoePaNation | $100.00 | 1/22/2012 12:00:44 PM |
nickel-demon2 | $85.00 | 1/21/2012 7:38:56 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:39:42 PM |
newest-power-banker | $85.69 | 1/21/2012 8:35:29 PM |
credit-investor5 | $50.00 | 1/22/2012 8:48:22 AM |
cashnout | $50.00 | 1/22/2012 9:28:00 AM |
radforj22 | $25.00 | 1/21/2012 10:18:48 PM |
daddysgotya | $50.00 | 1/22/2012 5:45:23 AM |
WLenders | $50.00 | 1/22/2012 10:30:48 AM |
SimpleChoice | $25.00 | 1/22/2012 7:20:00 AM |
wise-deal-panda | $100.00 | 1/22/2012 12:40:59 PM |
benefit-prescription6 | $100.00 | 1/22/2012 12:41:10 PM |
papaloha | $100.00 | 1/22/2012 11:29:06 AM |
the-magnetic-transaction | $50.00 | 1/22/2012 12:30:42 PM |
nimble-revenue5 | $50.00 | 1/13/2012 5:09:44 PM |
hitsman | $50.00 | 1/13/2012 5:16:36 PM |
Investor_DP | $100.00 | 1/13/2012 5:23:28 PM |
creditjunky | $125.00 | 1/13/2012 8:26:00 PM |
Bank_Of_XL | $25.00 | 1/13/2012 5:54:51 PM |
epall | $25.00 | 1/13/2012 6:01:36 PM |
cattlebaron | $25.00 | 1/14/2012 2:45:04 AM |
first-friendly-listing | $35.68 | 1/14/2012 10:08:38 AM |
loan-fate | $50.00 | 1/14/2012 12:26:34 PM |
Bcs-cnc | $25.00 | 1/15/2012 8:56:36 PM |
john0720 | $50.00 | 1/16/2012 8:20:15 AM |
Gibbyland | $100.00 | 1/16/2012 9:36:20 AM |
The_Lendor | $25.00 | 1/17/2012 6:44:21 AM |
kind-credit-bear | $25.00 | 1/17/2012 4:21:32 PM |
genius520 | $50.00 | 1/17/2012 5:25:37 PM |
edaguy | $75.00 | 1/17/2012 5:45:11 PM |
nex | $25.00 | 1/17/2012 5:50:04 PM |
top-courteous-peso | $75.00 | 1/17/2012 5:54:53 PM |
social-cocktail1 | $200.00 | 1/17/2012 6:43:48 PM |
WilliamLeeSims | $25.00 | 1/17/2012 5:52:00 PM |
givemethatmoney | $25.00 | 1/18/2012 6:21:30 AM |
successful-agreement7 | $50.00 | 1/18/2012 9:06:52 AM |
scarlet-velvet | $25.08 | 1/18/2012 7:46:56 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:00 AM |
principal-cooker2 | $100.00 | 1/18/2012 9:32:31 AM |
1stPlace | $25.00 | 1/18/2012 7:59:08 AM |
Weaverville | $25.00 | 1/18/2012 10:48:58 AM |
careful-note1 | $25.00 | 1/18/2012 9:12:46 AM |
interest88 | $25.00 | 1/18/2012 1:25:31 PM |
Dowanhill | $25.00 | 1/18/2012 3:25:10 PM |
diversification-pilot | $25.00 | 1/18/2012 3:39:18 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:22 PM |
cagcrash | $75.00 | 1/18/2012 5:25:37 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:16 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:42 PM |
greenfuzz | $25.00 | 1/18/2012 6:51:46 PM |
factcheck | $25.00 | 1/18/2012 8:14:29 PM |
luann199 | $29.00 | 1/18/2012 6:13:34 PM |
ddog0224 | $50.00 | 1/19/2012 6:46:44 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:35 AM |
new-transaction-wrangler | $25.00 | 1/19/2012 7:17:40 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:53 AM |
dollardave | $50.00 | 1/19/2012 10:14:06 AM |
top-diversification-giraffe1 | $25.00 | 1/19/2012 9:18:17 AM |
pdxtech | $50.00 | 1/19/2012 12:14:27 PM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:42 AM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:46 PM |
kevin314 | $25.00 | 1/19/2012 11:18:32 PM |
Golfmoney | $100.00 | 1/19/2012 5:38:52 PM |
zone6 | $100.00 | 1/19/2012 7:05:54 PM |
kulender | $50.00 | 1/20/2012 6:15:08 AM |
active-wealth3 | $25.00 | 1/20/2012 8:54:47 AM |
proud-pound4 | $25.00 | 1/20/2012 9:06:02 AM |
broomfieldbucks | $25.00 | 1/20/2012 9:08:38 AM |
community-triangulation5 | $25.00 | 1/20/2012 8:27:38 AM |
velocity-pear | $25.00 | 1/20/2012 9:31:26 AM |
miked8303 | $50.00 | 1/20/2012 9:36:19 AM |
cognizant-rupee7 | $25.00 | 1/20/2012 9:09:34 AM |
marketplace-meridian | $25.00 | 1/20/2012 11:05:37 AM |
life-is-great | $25.00 | 1/20/2012 9:11:54 AM |
first-silver-bridge | $25.00 | 1/20/2012 11:06:37 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:39 AM |
Redmond | $25.00 | 1/20/2012 2:55:42 PM |
benjamins-frontier2 | $28.68 | 1/20/2012 1:18:20 PM |
progressive-economy261 | $280.00 | 1/20/2012 9:51:13 AM |
shawnb777 | $50.00 | 1/20/2012 11:07:43 AM |
reverent-hope5 | $25.00 | 1/20/2012 11:09:47 AM |
terrific-dough6 | $75.00 | 1/20/2012 5:06:53 PM |
cash-hyperdrive0 | $50.00 | 1/20/2012 5:38:39 PM |
keen-credit6 | $25.00 | 1/20/2012 6:03:04 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 7:59:47 PM |
Capstone-Investments | $26.17 | 1/20/2012 5:43:02 PM |
abradle2 | $25.00 | 1/20/2012 7:16:10 PM |
sensible-fund | $25.00 | 1/21/2012 6:26:32 AM |
ambmba | $50.00 | 1/21/2012 7:19:13 AM |
bsmtloan | $90.56 | 1/21/2012 7:53:50 AM |
income-buffalo1 | $91.60 | 1/21/2012 10:24:24 AM |
hulkamaniac | $27.41 | 1/20/2012 7:43:21 PM |
cash-boots7 | $100.00 | 1/21/2012 8:08:08 AM |
autonomous-basis | $50.00 | 1/21/2012 5:19:22 AM |
BlackCat36 | $100.00 | 1/21/2012 10:14:42 AM |
valiant-pound8 | $31.08 | 1/21/2012 7:04:32 AM |
Brainworm | $25.00 | 1/21/2012 12:30:07 PM |
Maetryx | $25.00 | 1/21/2012 8:37:59 AM |
icon7 | $25.00 | 1/21/2012 1:21:35 PM |
Bob450 | $25.00 | 1/21/2012 3:09:08 PM |
philantist | $30.00 | 1/21/2012 4:00:31 PM |
worth-viking | $250.00 | 1/21/2012 1:31:50 PM |
ibealion | $25.00 | 1/21/2012 1:46:59 PM |
Kselr | $28.55 | 1/21/2012 7:58:13 PM |
dime-explosion | $200.00 | 1/21/2012 3:59:09 PM |
contract-oyster1 | $50.00 | 1/21/2012 3:30:50 PM |
rodaku | $28.30 | 1/21/2012 4:50:47 PM |
capital_projects_investor | $25.00 | 1/22/2012 12:12:33 PM |
Gladglide | $25.00 | 1/22/2012 12:36:25 PM |
A4 | $25.00 | 1/22/2012 10:05:17 AM |
happy-return4 | $25.00 | 1/22/2012 12:25:56 PM |
MAYBROOK | $35.00 | 1/22/2012 12:18:01 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:23 PM |
five-star-justice | $25.00 | 1/22/2012 12:32:17 PM |
midnight24 | $25.00 | 1/22/2012 12:52:04 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:44:06 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:45 PM |
Index_Plus | $1,849.70 | 1/22/2012 2:21:50 PM |
220 Investments
|
Borrower Payment Dependent Notes Series
551318
This series of Notes was issued and sold upon the funding of the borrower loan #59419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,900.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $237.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,430 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| subtle-loan7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
pay credit card/ business
Purpose of loan:Pay off high interested credit card and build website for my on line business.
This loan will be used to...Purpose of loan:Pay off high interested credit card and build website for my on line business.
My financial situation: Chase Bank
I am a good candidate for this loan because...Im honest,hard working and ambitious person..Im fully capable of paying off my loan..
Monthly net income: $8000
Monthly expenses: $3691
Housing: $975.00
Insurance: $125.00
Car expenses: $410.00
Utilities: $250.00
Phone, cable, internet $267.00
Food, entertainment: $1000.00
Clothing, household expenses: $100.00
Credit cards and other loans: $364.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 1/13/2012 5:09:18 PM |
enriching-dollar1 | $100.00 | 1/13/2012 5:39:37 PM |
Harry | $50.00 | 1/13/2012 6:38:38 PM |
vutah | $25.00 | 1/13/2012 6:29:05 PM |
a-finance-nirvana | $25.00 | 1/14/2012 3:33:17 AM |
SOP_Bank | $25.00 | 1/14/2012 9:41:34 AM |
matt_2006 | $25.00 | 1/14/2012 12:10:22 PM |
dlenz | $25.00 | 1/16/2012 7:39:48 AM |
magical-durability9 | $25.00 | 1/16/2012 7:54:12 AM |
john0720 | $50.00 | 1/16/2012 8:20:15 AM |
enchanted-note | $25.00 | 1/16/2012 5:19:01 PM |
PAPAT | $25.00 | 1/16/2012 6:08:51 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:37 PM |
a- | $25.00 | 1/17/2012 4:29:06 PM |
A4 | $25.00 | 1/17/2012 5:42:46 PM |
marwadi-62 | $75.00 | 1/18/2012 6:56:56 AM |
csakhil | $25.00 | 1/18/2012 1:28:10 PM |
patriot897 | $25.00 | 1/18/2012 3:36:05 PM |
toblerone | $25.00 | 1/18/2012 5:08:50 PM |
tech310 | $50.00 | 1/18/2012 7:43:07 PM |
Mav26 | $75.00 | 1/18/2012 6:26:46 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:29 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:10 AM |
scoobiedoo | $25.00 | 1/19/2012 5:12:36 PM |
Domgabriel | $30.00 | 1/20/2012 3:37:18 AM |
TomDalonajay | $25.00 | 1/20/2012 9:23:25 AM |
SolarMoonshine | $25.00 | 1/20/2012 5:10:07 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:40 PM |
adir1 | $25.00 | 1/21/2012 8:53:12 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:52 AM |
jarf | $45.68 | 1/22/2012 2:36:52 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:20 AM |
gogrannygo | $25.00 | 1/24/2012 5:42:38 AM |
gustavholstopus32 | $25.00 | 1/24/2012 4:31:03 AM |
CashBank | $25.00 | 1/24/2012 8:42:02 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:12 AM |
terrific-dough6 | $75.00 | 1/24/2012 9:29:42 AM |
tender-ore | $25.00 | 1/24/2012 10:19:44 AM |
emergencyMD | $100.00 | 1/24/2012 3:43:29 PM |
gogene2002 | $25.00 | 1/24/2012 1:29:23 PM |
no_agenda_lender | $25.00 | 1/24/2012 5:09:32 PM |
asya | $25.00 | 1/24/2012 2:48:39 PM |
famous-hope | $25.00 | 1/24/2012 3:21:29 PM |
bountiful-durability | $50.00 | 1/24/2012 5:13:07 PM |
treasure-pipeline | $25.00 | 1/24/2012 5:17:25 PM |
ideal-platinum1 | $25.00 | 1/24/2012 5:19:15 PM |
gain-expert | $25.00 | 1/24/2012 3:53:42 PM |
genius520 | $50.00 | 1/24/2012 5:19:52 PM |
jga516 | $25.00 | 1/24/2012 4:02:56 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:24 PM |
DreDub | $50.00 | 1/24/2012 4:43:11 PM |
marketplace-cello5 | $25.00 | 1/24/2012 5:26:17 PM |
fervent-repayment | $50.00 | 1/24/2012 5:07:33 PM |
romario | $25.00 | 1/24/2012 5:11:06 PM |
dynamic-money271 | $25.00 | 1/24/2012 5:11:41 PM |
nickel-ferret | $50.00 | 1/24/2012 5:11:56 PM |
puifais | $35.00 | 1/24/2012 5:11:16 PM |
ursus | $50.00 | 1/24/2012 5:14:03 PM |
flexible-value | $50.00 | 1/24/2012 5:15:52 PM |
richmondcowboy | $25.00 | 1/24/2012 5:16:28 PM |
bid-papyrus | $25.00 | 1/24/2012 5:19:48 PM |
currency-trophy | $25.00 | 1/24/2012 5:19:38 PM |
selector568 | $300.00 | 1/24/2012 5:20:26 PM |
first-sophisticated-rate | $25.00 | 1/24/2012 5:20:34 PM |
JLMGroupFunds | $25.00 | 1/24/2012 5:25:29 PM |
Sid-K | $25.00 | 1/24/2012 5:22:19 PM |
wise-balanced-moola | $25.00 | 1/24/2012 5:22:41 PM |
balance2 | $50.00 | 1/24/2012 5:23:43 PM |
impressive-justice6 | $50.00 | 1/13/2012 5:31:24 PM |
cattlebaron | $25.00 | 1/13/2012 5:07:07 PM |
rupee-equation2 | $25.00 | 1/13/2012 5:39:26 PM |
downtownfarm | $25.00 | 1/13/2012 5:41:01 PM |
hitsman | $50.00 | 1/13/2012 5:16:36 PM |
creditjunky | $125.00 | 1/13/2012 7:07:50 PM |
sturdy-fairness0 | $50.00 | 1/13/2012 5:25:48 PM |
1traveler | $25.00 | 1/13/2012 7:12:24 PM |
leodaguy | $100.00 | 1/14/2012 7:50:15 AM |
JustMee | $25.00 | 1/14/2012 11:36:06 AM |
Ripsaw4U | $50.00 | 1/14/2012 4:44:05 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:04 AM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:47 PM |
superb-funds335 | $25.00 | 1/15/2012 12:27:59 PM |
Gibbyland | $100.00 | 1/16/2012 9:36:21 AM |
Interloper | $25.00 | 1/16/2012 7:15:09 AM |
Rivervale_Westwood | $25.00 | 1/16/2012 11:14:16 AM |
rdrloan | $50.00 | 1/16/2012 12:06:24 PM |
Zach842 | $25.00 | 1/16/2012 7:52:22 PM |
integrity-american | $25.00 | 1/16/2012 8:44:18 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:26 PM |
addlending | $70.00 | 1/17/2012 10:28:44 AM |
edaguy | $75.00 | 1/17/2012 9:18:20 AM |
market-maximizer472 | $100.00 | 1/17/2012 2:58:49 PM |
daekpon | $25.00 | 1/18/2012 3:29:56 PM |
killdare | $25.00 | 1/18/2012 7:33:04 PM |
wlm3012 | $40.00 | 1/19/2012 7:32:52 PM |
kulender | $50.00 | 1/20/2012 6:15:08 AM |
oxnard | $50.00 | 1/20/2012 2:35:05 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:24 PM |
buffalobills | $25.00 | 1/23/2012 7:01:48 AM |
Zimbu | $25.00 | 1/23/2012 11:15:55 AM |
myextracash | $25.00 | 1/23/2012 2:08:11 PM |
SOP_Bank | $25.00 | 1/24/2012 6:08:16 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:16 AM |
mammalian4 | $25.00 | 1/24/2012 4:53:21 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:15 PM |
Kerosene_Hat | $50.00 | 1/24/2012 2:52:21 PM |
lawyervon | $25.00 | 1/24/2012 5:12:33 PM |
currency-secret-agent | $25.00 | 1/24/2012 5:12:55 PM |
friendship9 | $25.00 | 1/24/2012 3:24:53 PM |
velocity-solo | $25.00 | 1/24/2012 5:16:58 PM |
Hartfelt | $34.00 | 1/24/2012 3:54:25 PM |
loyalty-sherpa | $25.00 | 1/24/2012 5:19:18 PM |
scarecrow4188 | $107.08 | 1/24/2012 3:57:26 PM |
loyalty-czar | $55.90 | 1/24/2012 4:33:25 PM |
the-laudable-peso | $40.00 | 1/24/2012 5:25:00 PM |
NorthwestLoan1 | $525.00 | 1/24/2012 4:40:36 PM |
oldman68 | $25.00 | 1/24/2012 5:05:41 PM |
indomitable-dedication | $25.00 | 1/24/2012 5:07:46 PM |
useful-p2ploan | $25.00 | 1/24/2012 5:11:10 PM |
bid-czar8 | $100.00 | 1/24/2012 5:13:18 PM |
kevin314 | $25.00 | 1/24/2012 5:13:39 PM |
processor115 | $25.00 | 1/24/2012 5:15:24 PM |
jcw3rd | $25.00 | 1/24/2012 5:14:00 PM |
Banker7371 | $25.00 | 1/24/2012 5:17:22 PM |
studious-bonus7 | $100.00 | 1/24/2012 5:18:12 PM |
jeg3k | $50.00 | 1/24/2012 5:19:58 PM |
orange-courageous-dedication | $25.00 | 1/24/2012 5:23:11 PM |
GoingFishing | $25.00 | 1/24/2012 5:21:38 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:54 PM |
asmithj | $25.00 | 1/24/2012 5:26:30 PM |
williemc44 | $17.34 | 1/24/2012 5:26:47 PM |
131 Investments
|
Borrower Payment Dependent Notes Series
551360
This series of Notes was issued and sold upon the funding of the borrower loan #59333, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-13-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $111.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| 35% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 23y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,388 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 182% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-reformer |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
|
Principal balance:
| $2,045.10 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Grunt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $25,50.00
Monthly expenses: cHousing: $559.31
Insurance: $54.00
Car expenses: $140.00Utilities: $500.00
Phone, cable, internet: $54,48
Food, entertainment: $200
Clothing, household expenses: $
Credit cards and other loans: $ 400..00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $50.00 | 1/13/2012 5:04:15 PM |
LittleMingo | $25.00 | 1/13/2012 5:05:54 PM |
green-trade-dolphin | $26.52 | 1/13/2012 5:02:27 PM |
worthy-bid8 | $50.00 | 1/13/2012 5:20:19 PM |
hitsman | $50.00 | 1/13/2012 5:16:38 PM |
nfx | $40.00 | 1/13/2012 5:34:24 PM |
GElender | $40.00 | 1/13/2012 5:35:27 PM |
rupee-equation2 | $25.00 | 1/13/2012 5:39:27 PM |
janeybooboo | $50.00 | 1/13/2012 6:09:00 PM |
order-brilliance9 | $100.00 | 1/13/2012 5:08:12 PM |
LuvToLend | $25.00 | 1/13/2012 5:08:55 PM |
sweety075 | $25.00 | 1/13/2012 5:49:28 PM |
Weaverville | $25.00 | 1/13/2012 9:27:51 PM |
USMC0311 | $25.00 | 1/14/2012 2:30:29 AM |
jayk63 | $25.00 | 1/14/2012 5:19:41 AM |
Harry | $50.00 | 1/13/2012 6:38:39 PM |
swerve1317 | $50.00 | 1/14/2012 7:29:30 AM |
scoobiedoo | $25.00 | 1/14/2012 8:02:37 AM |
FinanceEngine | $40.00 | 1/14/2012 8:08:08 AM |
good4loan | $25.00 | 1/14/2012 12:35:35 AM |
CA-Lender | $25.00 | 1/14/2012 9:50:52 AM |
emergencyMD | $100.00 | 1/14/2012 8:57:02 AM |
loan-fate | $50.00 | 1/14/2012 12:26:34 PM |
WilliamLeeSims | $25.00 | 1/14/2012 12:27:02 PM |
money-baron | $50.00 | 1/14/2012 12:44:10 PM |
processor115 | $25.00 | 1/14/2012 12:54:04 PM |
duty-explosion9 | $50.00 | 1/14/2012 8:49:25 PM |
loyalist1 | $250.00 | 1/14/2012 9:12:19 PM |
tolerant-dime2 | $25.00 | 1/14/2012 6:25:44 PM |
versatile-treasure6 | $25.00 | 1/15/2012 6:13:16 AM |
hogdriver | $25.00 | 1/15/2012 9:42:47 AM |
p2ploan-embrace6 | $100.00 | 1/15/2012 3:53:01 PM |
chameleon125 | $25.00 | 1/15/2012 10:39:02 AM |
bambampk | $25.00 | 1/15/2012 6:17:08 PM |
proud-pound4 | $25.00 | 1/15/2012 12:41:48 PM |
Byrd24 | $100.00 | 1/15/2012 3:31:45 PM |
Importexport | $87.48 | 1/15/2012 6:42:44 PM |
nimble-revenue5 | $50.00 | 1/13/2012 5:09:45 PM |
economy-coup | $50.00 | 1/13/2012 5:27:44 PM |
Investor_DP | $100.00 | 1/13/2012 5:23:28 PM |
AF-Chief | $25.00 | 1/13/2012 5:32:55 PM |
Mikale360 | $25.00 | 1/13/2012 9:53:46 PM |
fcrick | $25.00 | 1/13/2012 5:35:03 PM |
orange-preeminant-bill | $25.00 | 1/14/2012 4:14:27 AM |
farchoir | $25.00 | 1/14/2012 6:24:34 AM |
Leshan | $50.00 | 1/14/2012 8:26:45 AM |
rakey | $25.00 | 1/14/2012 9:10:33 AM |
john0720 | $25.00 | 1/14/2012 9:53:01 AM |
all_of_that_one | $25.00 | 1/14/2012 7:57:47 AM |
green-rate-futurist | $25.00 | 1/14/2012 12:13:51 PM |
genius520 | $50.00 | 1/14/2012 12:13:47 PM |
newest-generous-income | $25.00 | 1/14/2012 10:21:52 AM |
orearella3 | $25.00 | 1/14/2012 12:32:27 PM |
graceful-investment | $53.00 | 1/14/2012 12:55:14 PM |
the-deal-socrates | $25.00 | 1/14/2012 3:54:50 PM |
shrewd-income | $25.00 | 1/14/2012 12:55:33 PM |
Bank42 | $25.00 | 1/15/2012 5:04:37 AM |
social-hunter5 | $25.00 | 1/14/2012 10:09:12 PM |
otto1939 | $103.00 | 1/14/2012 6:07:30 PM |
Domgabriel | $30.00 | 1/15/2012 11:16:33 AM |
wyogirllender | $25.00 | 1/15/2012 3:46:42 PM |
Tylerh | $250.00 | 1/15/2012 12:17:38 PM |
cordial-affluence2 | $25.00 | 1/15/2012 5:24:33 PM |
booOST | $30.00 | 1/15/2012 1:19:30 PM |
ccclaireee333 | $25.00 | 1/15/2012 4:42:21 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
551364
This series of Notes was issued and sold upon the funding of the borrower loan #59195, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 44% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,298 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| responsive-community5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Rehab
Loan for repairs on a home rehab. The house and repairs are funded by DoHardMoney, but many costs are prepaid. Then loan to value on the home is well under 70% with good profit margin.
Purchasing home@ $95,000, repairs - $17,000, sell@ $164,995. With a 10% profit range between $53k to $36,500
A great investment!
The $10,000 is a safety net used for unknowns or prepaid expenses.
I am a good candidate because both myself and my business partner have steady full time income; starting to rehab homes on the side. This means that we have 100k + income already plus will continue to earn more as we rehab more homes. I have a great credit score and I have never missed a payment.
Monthly net: $3,400
Monthly exp: $250
Housing: $1050.00
Insurance: $200
Car exp: $360
Utilities: $200
Phone, internet: $50
Food, ent.: $200
Clothing, household exp: $200
Credit cards and other: $450
Other exp: $ Depends on this loan :-)
Please fund me I will be a great borrower!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/15/2012 12:03:24 PM |
green-trade-dolphin | $27.52 | 1/15/2012 12:02:21 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
551374
This series of Notes was issued and sold upon the funding of the borrower loan #59137, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $240.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1994 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 14y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 64 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,032 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 32 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| LuckyBrownDog |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Help me pay the tax man!
Purpose of loan:
This loan will be used to pay the balance due on my 2011 federal and state income taxes. I was incorrectly expecting to be able to file head of household, and withheld accordingly. I am now left with a bit of a tax burden.
My financial situation:
I am 4 years out of a personal BK have learned the hard way about overextending myself. My credit cards are paid in full each month, and I have plenty of disposable income.
Monthly net income: $6030.06 net, after taxes, 401k, and H.S.A.
Monthly expenses:
Housing: half of $3000.22 mortgage on a house I own with my partner. I am on the deed, but not on the mortgage. We are refinancing soon, so are hoarding cash to get under that magical 80% LTV to eliminate PMI. (Thus the need to borrow this at all ? otherwise, I could raise the cash by April 15.)
Insurance: $75
Car: $404 + gas
Utilities, phone, etc: $600
Food, entertainment: $500
Clothing, misc: $500
Student Loan: $220
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,000.00 | 1/16/2012 5:02:23 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
551412
This series of Notes was issued and sold upon the funding of the borrower loan #59169, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $68.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 2% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $149 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| locojevic |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Older car could use some updates
Purpose of loan: Auto repair
This loan will be used to... replace shocks, tires and exhaust system
My financial situation:
I am a good candidate for this loan because...I only have one credit card, at $400 dollar limit for concert tickets and such. All cars are paid for,a 1998 Mitsubishi Galant and 2004 Chevy Cavalier (both are in very good condition.) I try to pay cash for all of our items we want.
Monthly net income: $2900
Monthly expenses: $
Housing: $550
Insurance: $49
Car expenses: $120
Utilities: $225
Phone, cable, internet: $255
Food, entertainment: $800
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
pirahna125 | $25.00 | 1/14/2012 12:10:37 PM |
enriching-dollar1 | $100.00 | 1/14/2012 12:20:44 PM |
hitsman | $50.00 | 1/14/2012 12:58:51 PM |
Unitas4302 | $54.02 | 1/14/2012 7:47:28 PM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:06 AM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:48 PM |
gold-gazelle | $25.00 | 1/15/2012 12:46:24 PM |
Rivervale_Westwood | $30.00 | 1/16/2012 11:13:22 AM |
Investor_DP | $100.00 | 1/16/2012 5:32:27 PM |
Zach842 | $25.00 | 1/16/2012 7:32:39 PM |
scoobiedoo | $25.00 | 1/17/2012 6:00:09 AM |
kinetic-social | $30.00 | 1/16/2012 9:18:20 PM |
deal-pal | $25.00 | 1/17/2012 3:40:58 PM |
Land_on_your_feet | $50.00 | 1/17/2012 5:09:04 PM |
edaguy | $25.00 | 1/17/2012 5:45:02 PM |
a-finance-nirvana | $25.00 | 1/18/2012 5:01:25 AM |
wealth-renaissance5 | $25.00 | 1/18/2012 1:46:07 AM |
contract-paloverde1 | $35.00 | 1/18/2012 3:35:46 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:43 PM |
jms1983 | $25.00 | 1/18/2012 5:01:59 PM |
toblerone | $25.00 | 1/18/2012 5:08:51 PM |
genius520 | $50.00 | 1/18/2012 5:27:07 PM |
neoboy | $61.06 | 1/18/2012 3:23:32 PM |
bonus-demon | $50.00 | 1/18/2012 5:30:17 PM |
ghinga | $40.00 | 1/18/2012 3:27:01 PM |
bullwink27 | $25.00 | 1/18/2012 5:21:32 PM |
Freedomforme16 | $25.00 | 1/18/2012 4:04:27 PM |
dough-destiny | $128.93 | 1/18/2012 4:45:30 PM |
josephpenrod | $25.00 | 1/18/2012 4:52:49 PM |
Bobafet | $25.00 | 1/14/2012 12:53:05 PM |
downtownfarm | $25.00 | 1/14/2012 12:36:30 PM |
vutah | $25.00 | 1/14/2012 4:07:08 PM |
cerebral-dollar773 | $50.00 | 1/14/2012 12:42:20 PM |
gain-dolphin | $25.00 | 1/15/2012 4:15:31 PM |
1traveler | $25.00 | 1/15/2012 12:17:21 PM |
bluebouyz | $25.00 | 1/16/2012 9:28:00 AM |
kenji4861 | $25.00 | 1/16/2012 5:08:38 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:08 PM |
credit-bliss8 | $25.00 | 1/16/2012 6:56:54 PM |
citytreker | $50.00 | 1/18/2012 3:25:05 PM |
RB_Double-A_Bravo | $29.36 | 1/18/2012 3:38:44 PM |
diversification-balancer870 | $25.00 | 1/18/2012 4:08:09 PM |
daekpon | $75.00 | 1/18/2012 3:30:20 PM |
herman7 | $25.00 | 1/18/2012 4:36:19 PM |
SV-AZ | $26.55 | 1/18/2012 4:15:00 PM |
csakhil | $25.00 | 1/18/2012 1:28:13 PM |
gilbrear | $25.00 | 1/18/2012 4:26:08 PM |
cagcrash | $75.00 | 1/18/2012 5:25:37 PM |
pnace | $50.00 | 1/18/2012 3:31:59 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:23 PM |
loan-splendor | $39.73 | 1/18/2012 3:46:31 PM |
dudebrah | $25.00 | 1/18/2012 5:01:08 PM |
52 Investments
|
Borrower Payment Dependent Notes Series
551438
This series of Notes was issued and sold upon the funding of the borrower loan #59401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $160.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 36% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,089 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-recorder |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Flagfootball21
Purpose of loan:
This loan will be used to...Consolidate Debit
My financial situation:
I am a good candidate for this loan because my housing is less than 25% of my income, I have been with the company for over 5 years and I am also paying back the debit in my bankruptcy which I have been released from.
Monthly net income: $2,200
Monthly expenses: $
Housing: $500.00 (inclds water/power/gas)
Insurance: $189 - (for car and renters)
Car expenses: $ 350 (250 payment and 100 gas)
Utilities: $0.00 (included in rent)
Phone, cable, internet: $175.00 (phone) 0.00 (no cable) $29.00 (internet)
Food, entertainment: $ 200
Clothing, household expenses: $100
Credit cards and other loans: $100.00 ( I have a Kay's card and a Capital One to rebuild credit )
Other expenses: $50.00 month to debts I am released from
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 1/14/2012 12:09:12 PM |
SolarMoonshine | $25.00 | 1/14/2012 12:11:47 PM |
houli123 | $25.00 | 1/14/2012 12:15:14 PM |
bubb_hans | $50.00 | 1/14/2012 12:34:08 PM |
careful-vigilance4 | $25.00 | 1/14/2012 1:00:27 PM |
oregonusa | $50.00 | 1/14/2012 6:03:12 PM |
nimble-revenue5 | $50.00 | 1/14/2012 12:53:04 PM |
miked8303 | $25.00 | 1/14/2012 12:56:23 PM |
Dubbs360 | $100.00 | 1/15/2012 12:40:03 AM |
investment-artist | $25.00 | 1/14/2012 1:08:59 PM |
cattlebaron | $25.00 | 1/14/2012 1:46:50 PM |
Finchy78 | $25.00 | 1/15/2012 9:06:02 AM |
jiggaman7 | $50.00 | 1/15/2012 12:22:09 PM |
Tylerh | $250.00 | 1/15/2012 12:17:40 PM |
CA-Lender | $25.00 | 1/16/2012 8:16:55 AM |
skillful-asset5 | $30.00 | 1/16/2012 8:37:41 PM |
integrity-american | $25.00 | 1/16/2012 8:44:20 PM |
ChoiceInvestments | $33.50 | 1/18/2012 10:26:33 AM |
csakhil | $25.00 | 1/18/2012 1:28:14 PM |
daekpon | $75.00 | 1/18/2012 3:33:54 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:17 PM |
integrity-doctor | $100.00 | 1/18/2012 7:03:09 PM |
Craigopher | $25.00 | 1/19/2012 2:17:11 AM |
compassion-neutron | $25.00 | 1/19/2012 12:42:30 AM |
productive-note2 | $100.00 | 1/19/2012 6:29:45 PM |
ASuperJohn | $150.00 | 1/19/2012 8:26:51 PM |
diplomatic-wealth7 | $25.00 | 1/20/2012 9:22:08 AM |
NolockHolmes | $40.00 | 1/20/2012 1:13:18 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:03 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:42 PM |
amusement4 | $100.00 | 1/21/2012 10:11:28 PM |
worthy-bid8 | $50.00 | 1/14/2012 12:18:31 PM |
hitsman | $50.00 | 1/14/2012 12:58:53 PM |
2grindstones | $25.00 | 1/14/2012 1:25:37 PM |
Investor_DP | $100.00 | 1/14/2012 12:48:39 PM |
TrekTune | $25.00 | 1/15/2012 11:57:55 AM |
nex | $25.00 | 1/16/2012 9:32:33 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:31 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:02 AM |
WilliamLeeSims | $25.00 | 1/18/2012 9:27:53 AM |
asset-professor | $25.00 | 1/18/2012 9:24:13 AM |
Weaverville | $25.00 | 1/18/2012 10:49:01 AM |
scoobiedoo | $25.00 | 1/18/2012 11:35:48 AM |
red-power-pecan | $50.00 | 1/18/2012 5:57:27 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:14 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:54 AM |
Credit4Talent | $35.00 | 1/19/2012 4:17:04 PM |
kevin314 | $25.00 | 1/19/2012 11:18:33 PM |
kulender | $50.00 | 1/20/2012 6:15:10 AM |
first-pragmatic-power | $25.00 | 1/20/2012 9:38:39 AM |
orearella3 | $25.00 | 1/20/2012 9:49:28 AM |
Kapitaal | $25.00 | 1/20/2012 12:35:26 PM |
influential-cash7 | $25.00 | 1/20/2012 1:51:12 PM |
I-Believe-In-You | $25.00 | 1/20/2012 11:27:24 PM |
ethical-truth211 | $100.00 | 1/21/2012 6:39:56 AM |
thelovebug | $80.00 | 1/21/2012 12:46:19 PM |
Bob450 | $25.00 | 1/21/2012 3:12:36 PM |
papaloha | $200.00 | 1/22/2012 11:29:54 AM |
WLenders | $50.00 | 1/21/2012 6:15:20 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:49 AM |
scrappy-diversification7 | $1,081.50 | 1/22/2012 12:23:16 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
551458
This series of Notes was issued and sold upon the funding of the borrower loan #59403, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,324 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| revenue-cigar0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home and Business Loan
Purpose of loan:
This loan will be used to...help pay off personal expenses and help me with getting my new sales position running in full force
My financial situation:
I am a good candidate for this loan because...I realize the importance of paying your bills on time, I am responsible, and I have the potential to make my business thrive
Monthly net income: $1500
Monthly expenses: $1200
Housing: $275 month
Insurance: $99 month
Car expenses: $466.23 month: gas around $40 weekly
Utilities: $88 month
Phone, cable, internet: $50 for phone $20 for internet
Food, entertainment: $75 - $100 month
Clothing, household expenses: do not spend much on clothes: do my own household repairs
Credit cards and other loans: $205 month
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $112.50 | 1/15/2012 12:02:54 PM |
2grindstones | $25.00 | 1/15/2012 1:55:36 PM |
ccclaireee333 | $25.00 | 1/15/2012 4:54:00 PM |
calimanusa | $50.00 | 1/15/2012 12:52:32 PM |
tomdooley12520 | $25.00 | 1/15/2012 5:58:42 PM |
social-hunter5 | $34.37 | 1/15/2012 4:48:22 PM |
melodious-openness | $300.00 | 1/16/2012 4:40:29 AM |
green-rapid-openness | $100.00 | 1/18/2012 12:00:25 PM |
csakhil | $25.00 | 1/18/2012 1:28:17 PM |
let_me_retire | $35.00 | 1/19/2012 12:12:13 PM |
Land_on_your_feet | $25.00 | 1/19/2012 6:34:27 PM |
houli123 | $25.00 | 1/20/2012 9:45:49 AM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:08 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:50 PM |
kind-credit-bear | $25.00 | 1/23/2012 5:35:48 PM |
Index_Plus | $2,593.13 | 1/23/2012 9:32:58 PM |
shawnw2 | $25.00 | 1/18/2012 1:53:16 AM |
affluence-generator2 | $150.00 | 1/15/2012 12:04:47 PM |
bubb_hans | $50.00 | 1/15/2012 12:25:25 PM |
impeccable-ore3 | $25.00 | 1/16/2012 8:10:12 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:32 PM |
realtormoises | $25.00 | 1/20/2012 3:20:43 PM |
oxnard | $50.00 | 1/20/2012 2:28:44 PM |
LuvToLend | $25.00 | 1/20/2012 11:04:14 PM |
transformer855 | $25.00 | 1/22/2012 9:42:13 AM |
cello1 | $25.00 | 1/22/2012 7:13:32 PM |
productive-note2 | $100.00 | 1/23/2012 9:40:00 AM |
27 Investments
|
Borrower Payment Dependent Notes Series
551468
This series of Notes was issued and sold upon the funding of the borrower loan #59293, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $344.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2001 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
20 | Length of status: | 23y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,314 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| noble-economy3 |
Borrower's state:
| RhodeIsland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LAA
Purpose of loan:
This loan will be used to... Consolidate credit card bills
My financial situation: I have a steady income but need to get out of the credit cards debt I have
I am a good candidate for this loan because... I pay my bills on time have no payments over 30 days late. I have a full time stable job.
Monthly net income: $ 5100.00
Monthly expenses: $
Housing: $ 1300.00
Insurance: $ 100.00
Car expenses: $
Utilities: $ 75.00 monthly
Phone, cable, internet: $ 180.00 monthly
Food, entertainment: $ 200.00 monthly
Clothing, household expenses: $
Credit cards and other loans: $1000.00 no loans
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-dollar1 | $100.00 | 1/14/2012 12:20:45 PM |
downtownfarm | $25.00 | 1/14/2012 12:36:31 PM |
hitsman | $50.00 | 1/14/2012 12:58:54 PM |
vutah | $25.00 | 1/14/2012 4:10:42 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:27 PM |
a-finance-nirvana | $25.00 | 1/18/2012 5:01:27 AM |
csakhil | $25.00 | 1/18/2012 1:28:14 PM |
edaguy | $75.00 | 1/18/2012 5:11:12 PM |
selector568 | $300.00 | 1/18/2012 5:39:57 PM |
EngineersAlliance | $125.00 | 1/18/2012 5:42:17 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:31 AM |
E_G | $50.00 | 1/18/2012 5:39:53 PM |
Rivervale_Westwood | $25.00 | 1/19/2012 5:54:04 AM |
dcfinancial | $50.00 | 1/18/2012 6:50:05 PM |
Domgabriel | $30.00 | 1/19/2012 3:35:57 AM |
innocent-commerce9 | $349.00 | 1/19/2012 9:02:15 AM |
tech310 | $50.00 | 1/18/2012 7:47:03 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:14 AM |
factcheck | $25.00 | 1/19/2012 11:32:17 AM |
genius520 | $50.00 | 1/19/2012 9:33:50 AM |
poeman | $25.00 | 1/19/2012 12:43:24 PM |
market-sumac | $100.00 | 1/19/2012 4:20:08 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:26:42 PM |
kevin314 | $50.00 | 1/19/2012 11:19:31 PM |
kulender | $50.00 | 1/20/2012 6:15:11 AM |
benjo | $50.00 | 1/19/2012 10:08:19 PM |
brightest-breathtaking-finance | $28.00 | 1/20/2012 9:30:39 AM |
GCInvestments | $25.00 | 1/20/2012 9:44:36 AM |
oxnard | $50.00 | 1/20/2012 2:28:43 PM |
suave-income397 | $511.45 | 1/20/2012 7:55:10 PM |
katnmouse | $25.00 | 1/21/2012 9:24:03 AM |
Johnab | $26.00 | 1/21/2012 10:18:55 AM |
contract-oyster1 | $100.00 | 1/21/2012 3:37:48 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:50 AM |
Sevron | $100.00 | 1/21/2012 6:09:30 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:52 AM |
value-wind0 | $30.00 | 1/22/2012 11:49:23 AM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:36 PM |
jonmars | $50.00 | 1/22/2012 1:42:43 PM |
JoePaNation | $50.00 | 1/22/2012 11:59:18 AM |
Index_Plus | $3,307.46 | 1/22/2012 2:34:52 PM |
CashFlow13 | $250.00 | 1/22/2012 12:42:20 PM |
cattlebaron | $25.00 | 1/14/2012 2:03:37 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:09 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:39 PM |
integrity-american | $25.00 | 1/16/2012 8:44:20 PM |
toblerone | $25.00 | 1/18/2012 5:08:51 PM |
cagcrash | $75.00 | 1/18/2012 5:25:38 PM |
CaptainBlueberry | $25.00 | 1/18/2012 5:37:29 PM |
Fiimg | $50.00 | 1/18/2012 6:23:00 PM |
ddog0224 | $25.00 | 1/19/2012 6:49:31 AM |
Tylerh | $250.00 | 1/19/2012 9:13:42 AM |
Peacepower | $25.00 | 1/19/2012 10:27:52 AM |
principal-cooker2 | $100.00 | 1/19/2012 9:43:05 AM |
ideal-platinum1 | $25.00 | 1/19/2012 9:28:48 AM |
wlm3012 | $40.00 | 1/19/2012 7:41:44 PM |
green28 | $75.00 | 1/20/2012 4:38:27 AM |
Rider | $100.00 | 1/20/2012 7:03:43 AM |
SolarMoonshine | $25.00 | 1/20/2012 3:42:04 AM |
Redmond | $25.00 | 1/20/2012 2:55:42 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 8:05:40 PM |
principal-hut1 | $25.00 | 1/21/2012 6:22:12 AM |
bazaar-festivity | $25.00 | 1/21/2012 12:54:18 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:42 PM |
blue-lucrative-rate | $50.00 | 1/21/2012 7:44:32 PM |
Loves-Corvairs | $50.00 | 1/21/2012 3:29:58 PM |
dime-explosion | $200.00 | 1/21/2012 4:04:03 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:42:36 PM |
powderbumps | $28.09 | 1/22/2012 2:20:27 PM |
69 Investments
|
Borrower Payment Dependent Notes Series
551490
This series of Notes was issued and sold upon the funding of the borrower loan #59295, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-14-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $322.62 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2005 |
Debt/Income ratio:
| 35% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,727 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| Shiggidy |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to pay off all credit card debt into one lower interest payments to be able to afford a wedding.
My financial situation:
I am a good candidate for this loan because I have historically never been late on a payment. My employment situation in secure and substantial enough to pay for this loan. I tend to pay off earlier given the option. Since this will put me in a good position to have a better future for me and my family.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.16 | 1/14/2012 12:02:29 PM |
Harry | $50.00 | 1/14/2012 12:07:48 PM |
rupee-equation2 | $25.00 | 1/14/2012 12:08:28 PM |
sturdy-fairness0 | $100.00 | 1/14/2012 12:52:20 PM |
enriching-dollar1 | $100.00 | 1/14/2012 12:20:45 PM |
hitsman | $50.00 | 1/14/2012 12:58:55 PM |
BxRealtor | $25.00 | 1/14/2012 12:59:56 PM |
Goodlender42 | $25.00 | 1/15/2012 7:36:20 AM |
efficient-treasure0 | $25.00 | 1/15/2012 8:27:09 AM |
availableloan | $25.00 | 1/15/2012 9:10:45 PM |
selector568 | $148.00 | 1/16/2012 5:34:39 PM |
E_G | $50.00 | 1/16/2012 5:34:36 PM |
lostontheedge | $25.00 | 1/16/2012 4:28:43 PM |
Uncle_Scrooge | $50.00 | 1/16/2012 5:17:22 PM |
genius520 | $50.00 | 1/16/2012 5:33:16 PM |
houli123 | $100.00 | 1/17/2012 9:11:52 AM |
successful-agreement7 | $100.00 | 1/17/2012 9:39:10 AM |
addlending | $70.00 | 1/17/2012 10:28:45 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:03 AM |
pnace | $50.00 | 1/18/2012 3:31:59 PM |
herman7 | $25.00 | 1/18/2012 4:39:26 PM |
P2P_Investor | $2,000.00 | 1/18/2012 1:33:01 PM |
UCSBGAUCHOS | $45.38 | 1/18/2012 2:55:18 PM |
FlexFunding | $50.00 | 1/18/2012 3:18:41 PM |
cagcrash | $75.00 | 1/18/2012 5:25:38 PM |
supersarah61 | $25.00 | 1/18/2012 4:06:07 PM |
SummaCapital | $100.00 | 1/18/2012 4:28:38 PM |
thinker6 | $50.00 | 1/19/2012 8:14:15 AM |
orearella3 | $25.00 | 1/19/2012 9:27:59 AM |
Google_Me | $76.01 | 1/18/2012 10:29:37 PM |
green28 | $89.03 | 1/19/2012 4:52:36 AM |
comet55 | $50.00 | 1/19/2012 5:50:43 AM |
ddog0224 | $25.00 | 1/19/2012 6:44:15 AM |
contract-lava0 | $46.67 | 1/19/2012 9:58:48 AM |
dano1965 | $44.78 | 1/19/2012 8:34:01 AM |
JBF_Investments | $27.10 | 1/19/2012 11:01:38 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:53 AM |
Rockymtnhi | $25.00 | 1/19/2012 11:56:00 AM |
market-trooper3 | $30.00 | 1/19/2012 4:44:16 PM |
benjo | $50.00 | 1/19/2012 10:08:19 PM |
sturdy-note5 | $25.00 | 1/19/2012 7:36:27 PM |
Lender0010 | $50.00 | 1/20/2012 7:11:14 AM |
kevin314 | $50.00 | 1/19/2012 11:19:31 PM |
WonderPup | $26.00 | 1/20/2012 9:57:53 AM |
currency-persimmon | $35.00 | 1/20/2012 12:52:35 PM |
prudent-dinero | $25.00 | 1/20/2012 4:31:00 PM |
Sneezie | $78.00 | 1/20/2012 5:08:34 PM |
Solid-Platinum | $25.00 | 1/20/2012 12:33:05 PM |
oxnard | $50.00 | 1/20/2012 2:28:43 PM |
jdrez | $25.00 | 1/20/2012 6:11:02 PM |
exuberant-funds1 | $35.00 | 1/20/2012 5:19:18 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:42 PM |
wilchik | $50.00 | 1/20/2012 9:27:17 PM |
Nicedad72 | $25.23 | 1/21/2012 8:53:45 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:43 PM |
grasshopper288 | $25.00 | 1/21/2012 11:08:59 AM |
damage | $25.00 | 1/21/2012 12:19:04 PM |
icon7 | $25.00 | 1/21/2012 1:22:27 PM |
Henrylin | $25.00 | 1/21/2012 12:27:24 PM |
dime-explosion | $50.00 | 1/21/2012 4:00:17 PM |
heerzaquestion | $25.00 | 1/21/2012 5:40:06 PM |
garlicguy | $60.00 | 1/21/2012 6:16:31 PM |
blue-lucrative-rate | $25.00 | 1/21/2012 7:40:29 PM |
rajs | $100.00 | 1/21/2012 5:16:36 PM |
seabass123 | $25.00 | 1/22/2012 10:58:58 AM |
generosity-poem2 | $50.00 | 1/22/2012 12:05:16 PM |
magical-durability9 | $25.00 | 1/21/2012 7:15:41 PM |
sentimental-pound4 | $100.00 | 1/22/2012 7:51:29 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:53 AM |
reducereuserecycle | $40.00 | 1/22/2012 10:26:27 AM |
JTHarris | $25.00 | 1/22/2012 10:50:34 AM |
value-wind0 | $30.00 | 1/22/2012 11:39:58 AM |
Index_Plus | $1,336.68 | 1/22/2012 2:19:45 PM |
ericgassercom | $25.00 | 1/22/2012 12:18:03 PM |
benefit-prescription6 | $100.00 | 1/22/2012 12:41:10 PM |
exact-gold2 | $25.00 | 1/22/2012 2:15:37 PM |
indomitable-coin | $25.00 | 1/14/2012 12:13:20 PM |
AFairDeal | $25.00 | 1/14/2012 12:19:14 PM |
kenji4861 | $25.00 | 1/14/2012 12:23:39 PM |
downtownfarm | $25.00 | 1/14/2012 12:36:32 PM |
creditjunky | $125.00 | 1/14/2012 1:45:21 PM |
Brisket_Bob | $25.25 | 1/15/2012 7:45:15 AM |
john0720 | $50.00 | 1/16/2012 8:20:16 AM |
edaguy | $75.00 | 1/16/2012 5:36:49 PM |
Tylerh | $250.00 | 1/16/2012 5:33:56 PM |
asset-equilibrium0 | $25.00 | 1/17/2012 9:36:33 AM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:18 PM |
A4 | $25.00 | 1/17/2012 9:36:45 AM |
Weaverville | $50.00 | 1/18/2012 10:50:20 AM |
FamilyEducationFund | $25.00 | 1/18/2012 3:09:14 PM |
FlexFunding | $50.00 | 1/18/2012 3:12:09 PM |
csakhil | $25.00 | 1/18/2012 1:28:15 PM |
laandre | $250.00 | 1/18/2012 3:38:40 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:23 PM |
blooming-market | $25.00 | 1/18/2012 3:20:58 PM |
Howaboutsomemoney | $25.00 | 1/18/2012 3:29:15 PM |
CBO-Enterprise | $50.00 | 1/18/2012 3:58:15 PM |
dedication-ninja7 | $111.39 | 1/18/2012 3:59:44 PM |
Cherrypicker | $40.00 | 1/18/2012 4:50:17 PM |
astute-fairness0 | $25.00 | 1/18/2012 5:42:04 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:43 PM |
Fiimg | $50.00 | 1/18/2012 6:23:00 PM |
a- | $25.00 | 1/18/2012 6:10:11 PM |
thepillowsack | $25.00 | 1/19/2012 7:28:27 AM |
Binan | $25.00 | 1/19/2012 4:53:20 AM |
blissful-penny | $25.00 | 1/18/2012 8:39:54 PM |
Domgabriel | $30.00 | 1/19/2012 3:33:29 AM |
agalt | $100.00 | 1/19/2012 9:11:23 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:15 AM |
munnu | $100.00 | 1/19/2012 1:16:25 PM |
naffets77 | $50.00 | 1/19/2012 3:37:54 PM |
processor115 | $25.00 | 1/19/2012 5:41:58 PM |
theloanteacher | $25.00 | 1/19/2012 8:16:22 PM |
brooklyn_tech_68 | $25.00 | 1/19/2012 8:13:00 PM |
sappy02 | $50.00 | 1/20/2012 9:26:03 AM |
broomfieldbucks | $25.00 | 1/20/2012 9:07:16 AM |
shawnb777 | $50.00 | 1/20/2012 11:10:25 AM |
roadtruck | $58.94 | 1/20/2012 1:35:45 PM |
Redmond | $25.00 | 1/20/2012 2:55:43 PM |
brightest-friendly-interest | $100.00 | 1/20/2012 1:13:58 PM |
CE88 | $57.80 | 1/20/2012 1:30:36 PM |
BOZO88 | $25.00 | 1/21/2012 9:40:42 AM |
BlackCat36 | $100.00 | 1/21/2012 10:15:56 AM |
greenfuture | $25.00 | 1/21/2012 10:36:10 AM |
boola1010 | $50.00 | 1/20/2012 9:16:01 PM |
rautility | $25.00 | 1/21/2012 10:09:25 AM |
painter85 | $50.00 | 1/21/2012 12:33:52 PM |
Sevron | $100.00 | 1/21/2012 6:09:31 PM |
Earnest_Money | $25.00 | 1/21/2012 8:15:38 PM |
independent-gold5 | $50.00 | 1/21/2012 3:43:40 PM |
Rulea72 | $25.00 | 1/21/2012 3:28:15 PM |
p2p-paradise | $25.00 | 1/21/2012 4:39:14 PM |
abundant-euro0 | $40.00 | 1/22/2012 11:57:54 AM |
Laserbank | $49.44 | 1/22/2012 5:32:01 AM |
blue-diligent-income | $25.00 | 1/21/2012 7:04:03 PM |
DonaldColorado | $89.14 | 1/22/2012 5:53:14 AM |
CleverHat | $50.00 | 1/22/2012 1:39:20 PM |
137 Investments
|
Borrower Payment Dependent Notes Series
551492
This series of Notes was issued and sold upon the funding of the borrower loan #59321, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-15-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 55% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
7 | Length of status: | 4y 6m |
Amount delinquent:
| $2,290 |
Total credit lines:
| 44 | Stated income: | $25,000-$49,999 |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,085 | |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thebonz40 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,500.00 | 1/15/2012 12:04:41 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
551512
This series of Notes was issued and sold upon the funding of the borrower loan #59149, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $85.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 6y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $494 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| No | | |
Screen name:
| Sdameuro |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
need for my debts
Purpose of loan: need for debts
This loan will be used to...pay debts
My financial situation: not dont bad
I am a good candidate for this loan because...i am honest
Monthly net income: $1,800
Monthly expenses: $1,500
Housing: $499
Insurance: $150
Car expenses: $350
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $100
Clothing, household expenses: $20
Credit cards and other loans: $100
Other expenses: $181
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
michaelray703 | $25.00 | 1/15/2012 12:10:12 PM |
LuvToLend | $25.00 | 1/15/2012 12:12:20 PM |
worthy-bid8 | $50.00 | 1/15/2012 12:25:32 PM |
handy-justice | $25.00 | 1/15/2012 12:06:47 PM |
WilliamLeeSims | $25.00 | 1/15/2012 12:08:07 PM |
Rogelio48 | $25.00 | 1/15/2012 7:18:52 PM |
careful-vigilance4 | $25.00 | 1/15/2012 12:11:39 PM |
2grindstones | $25.00 | 1/15/2012 1:59:25 PM |
Hambone1111 | $25.00 | 1/15/2012 8:00:53 PM |
nimble-revenue5 | $50.00 | 1/15/2012 12:13:58 PM |
Dubbs360 | $100.00 | 1/15/2012 10:35:58 PM |
jiggaman7 | $50.00 | 1/15/2012 12:22:09 PM |
hitsman | $50.00 | 1/15/2012 12:35:32 PM |
Rogesparkguy | $25.00 | 1/15/2012 12:15:41 PM |
foothillender | $25.00 | 1/15/2012 1:28:19 PM |
bubb_hans | $50.00 | 1/15/2012 12:25:26 PM |
SolarMoonshine | $25.00 | 1/15/2012 1:28:00 PM |
ultimate-peace | $50.00 | 1/15/2012 1:39:06 PM |
calimanusa | $40.00 | 1/15/2012 1:49:05 PM |
melodious-openness | $100.00 | 1/15/2012 12:28:56 PM |
melodious-openness | $1,185.00 | 1/16/2012 4:38:45 AM |
21 Investments
|
Borrower Payment Dependent Notes Series
551514
This series of Notes was issued and sold upon the funding of the borrower loan #59590, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1999 |
Debt/Income ratio:
| 37% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,121 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exact-cash940 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Established Automotive Repair Biz
Purpose of loan: Partial down payment for acquisition of business.
This loan will be used to...Finance a established automotive repair facility.
My financial situation: Is excellent.
I am a good candidate for this loan because...I have degrees in Automotive Technology and Business. I also have many years of experience in the daily operation of a Auto Repair Business.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-dollar1 | $100.00 | 1/15/2012 12:18:49 PM |
downtownfarm | $25.00 | 1/15/2012 12:26:21 PM |
kukubird | $30.00 | 1/16/2012 3:43:10 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:09 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:39 PM |
edaguy | $75.00 | 1/17/2012 5:45:11 PM |
csakhil | $25.00 | 1/18/2012 1:28:18 PM |
tech310 | $50.00 | 1/18/2012 7:43:09 PM |
kulender | $50.00 | 1/20/2012 6:15:12 AM |
CaptainTimerica | $150.00 | 1/20/2012 8:14:39 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:42 PM |
platinum-ectasy | $33.37 | 1/21/2012 9:31:56 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:14 AM |
Investor509 | $25.00 | 1/25/2012 9:19:35 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:26 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:41 PM |
astute-benjamins | $25.00 | 1/25/2012 3:38:44 PM |
Aeroman32 | $50.00 | 1/25/2012 8:36:50 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:55 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:26 PM |
djmjkelso | $25.00 | 1/26/2012 10:58:55 AM |
red-diversification-paradise | $50.00 | 1/26/2012 12:28:17 PM |
psycardis | $39.06 | 1/26/2012 1:15:29 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:36 PM |
saihu | $25.00 | 1/26/2012 5:14:29 PM |
mikrolown | $25.00 | 1/26/2012 5:09:21 PM |
Sid-K | $25.00 | 1/26/2012 5:13:21 PM |
cognizant-rupee7 | $25.00 | 1/26/2012 5:15:24 PM |
Harry | $100.00 | 1/26/2012 5:37:11 PM |
buffalobills | $25.00 | 1/26/2012 7:28:58 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:05 PM |
mizon291 | $30.00 | 1/26/2012 9:44:27 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:35:49 PM |
Nummus | $25.00 | 1/26/2012 7:16:43 PM |
rjglender | $25.00 | 1/26/2012 7:24:38 PM |
greenbacchus | $25.00 | 1/26/2012 9:36:59 PM |
trade-surge3 | $25.00 | 1/27/2012 6:46:45 AM |
kind-important-liberty9 | $25.00 | 1/26/2012 10:26:57 PM |
Rulea72 | $25.00 | 1/27/2012 7:42:57 AM |
yield-hut | $25.00 | 1/27/2012 4:21:18 AM |
rizoyalo | $50.00 | 1/27/2012 5:41:18 AM |
jpac1066 | $100.00 | 1/27/2012 5:07:31 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:24 AM |
Patrician | $25.00 | 1/27/2012 5:35:37 AM |
monstersdad | $100.00 | 1/27/2012 9:08:36 AM |
jpollar | $25.00 | 1/27/2012 6:41:07 AM |
HR_Capital | $25.00 | 1/27/2012 6:36:23 AM |
credit-investor5 | $50.00 | 1/27/2012 6:49:40 AM |
1stPlace | $25.00 | 1/27/2012 7:16:02 AM |
bankojerry | $25.00 | 1/27/2012 6:54:22 AM |
Eagledrop | $25.00 | 1/27/2012 7:29:17 AM |
sunnygee | $32.83 | 1/27/2012 7:31:58 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:50 AM |
velocity-warrior | $25.00 | 1/27/2012 9:05:30 AM |
the-laudable-peso | $40.00 | 1/27/2012 9:07:17 AM |
poeman | $25.00 | 1/27/2012 9:06:45 AM |
pound-mushroom3 | $25.00 | 1/27/2012 9:07:52 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:29 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:38 AM |
CaptainBlueberry | $25.00 | 1/15/2012 12:13:49 PM |
rupee-equation2 | $25.00 | 1/15/2012 12:18:24 PM |
hitsman | $50.00 | 1/15/2012 12:35:32 PM |
john0720 | $50.00 | 1/16/2012 8:20:17 AM |
Investor_DP | $100.00 | 1/16/2012 5:32:27 PM |
top-courteous-peso | $75.00 | 1/17/2012 5:54:53 PM |
a- | $25.00 | 1/18/2012 12:30:47 PM |
toblerone | $25.00 | 1/18/2012 5:08:52 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:15 AM |
magical-durability9 | $25.00 | 1/21/2012 6:43:01 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:54 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:21 AM |
Phillip4ever | $25.00 | 1/24/2012 11:13:52 AM |
kevin314 | $40.00 | 1/24/2012 8:17:15 PM |
enticing-note | $25.00 | 1/24/2012 6:53:18 PM |
worth-quark7 | $50.00 | 1/25/2012 9:30:31 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:31 AM |
bonus-goliath7 | $25.00 | 1/25/2012 2:02:18 PM |
cksdaddy | $25.00 | 1/25/2012 3:14:03 PM |
EatWiCheese | $28.00 | 1/25/2012 3:45:22 PM |
velocity-motivator6 | $25.00 | 1/25/2012 6:56:28 PM |
gustavholstopus32 | $25.00 | 1/26/2012 4:24:40 AM |
mainsail35 | $50.00 | 1/26/2012 9:49:47 AM |
gold-disk | $25.00 | 1/26/2012 12:38:43 PM |
trade-freshmaker | $25.00 | 1/26/2012 2:04:00 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:28 PM |
Jmatt33 | $25.00 | 1/26/2012 3:14:07 PM |
Tylerh | $250.00 | 1/26/2012 5:09:38 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:21 PM |
down-with-big-banks1 | $300.00 | 1/26/2012 6:23:37 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:06 PM |
all_of_that_one | $35.00 | 1/26/2012 7:09:20 PM |
BigBroJake | $35.02 | 1/27/2012 6:23:45 AM |
antlr | $50.00 | 1/27/2012 6:25:18 AM |
Mailmon | $26.87 | 1/26/2012 9:34:22 PM |
a-helping-hand | $200.00 | 1/26/2012 10:50:17 PM |
CO_Engineer | $30.00 | 1/26/2012 10:55:02 PM |
zbanker | $60.00 | 1/27/2012 3:52:17 AM |
dedicated-hope640 | $25.00 | 1/27/2012 8:02:39 AM |
officer8 | $25.00 | 1/27/2012 8:17:12 AM |
tylerfd | $25.00 | 1/27/2012 8:28:35 AM |
zippy-revenue8 | $25.00 | 1/27/2012 5:05:04 AM |
e6400 | $25.00 | 1/27/2012 9:07:02 AM |
gulch | $25.00 | 1/27/2012 9:08:58 AM |
octoberfresh | $25.00 | 1/27/2012 7:07:34 AM |
skidoo99 | $25.00 | 1/27/2012 9:05:32 AM |
MadHun | $200.00 | 1/27/2012 9:07:20 AM |
the-magnetic-transaction | $50.00 | 1/27/2012 9:07:56 AM |
brazilofmux | $60.00 | 1/27/2012 9:11:10 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:46 AM |
investisure | $4.85 | 1/27/2012 9:12:01 AM |
wise-deal-panda | $100.00 | 1/27/2012 9:11:53 AM |
111 Investments
|
Borrower Payment Dependent Notes Series
551536
This series of Notes was issued and sold upon the funding of the borrower loan #59162, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $323.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
10 | Length of status: | 12y 10m |
Amount delinquent:
| $81 |
Total credit lines:
| 42 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,418 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-squadron7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Careloan
Purpose of loan: Payoff high interest BofA credit card
This loan will be used to...consolidate loans
My financial situation: Rebuild credit
I am a good candidate for this loan because...I am trying to increase my FICO score to get a better morgage rate so there in no chance that I will default a loan. I have a steady job.
Monthly net income: $4700.00
Monthly expenses: $1000
Housing: $0 My husband pay for this.
Insurance: $250.00
Car expenses: $0 car is paid off
Utilities: $400.00
Phone, cable, internet: $200.00
Food, entertainment: $600.00
Clothing, household expenses: $50.00+
Credit cards and other loans: $1000.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/16/2012 5:02:47 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
551554
This series of Notes was issued and sold upon the funding of the borrower loan #59347, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-15-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $348.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1994 |
Debt/Income ratio:
| 20% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,872 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bill-confidant4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LuLU
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a good work record never out work overtime and i have a good credit standing with capitol one auto and credit card had a personal loan with yall before my credit score is over 700. Thank you LuLu
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $27.98 | 1/15/2012 12:02:25 PM |
AFairDeal | $25.00 | 1/15/2012 12:11:07 PM |
GreenLender11 | $100.00 | 1/15/2012 1:43:56 PM |
Harry | $50.00 | 1/15/2012 12:18:04 PM |
BxRealtor | $25.00 | 1/15/2012 12:21:29 PM |
hitsman | $50.00 | 1/15/2012 12:35:34 PM |
BAJMP | $25.00 | 1/16/2012 7:49:29 PM |
a- | $25.00 | 1/17/2012 4:29:07 PM |
edaguy | $75.00 | 1/17/2012 5:45:04 PM |
imlosttoo | $25.00 | 1/18/2012 5:10:13 AM |
selector568 | $300.00 | 1/19/2012 5:23:22 PM |
successful-agreement7 | $100.00 | 1/19/2012 5:37:25 PM |
leodaguy | $100.00 | 1/19/2012 5:32:06 PM |
kevin314 | $50.00 | 1/19/2012 11:19:32 PM |
Asgardian | $25.00 | 1/20/2012 7:14:51 AM |
indomitable-coin | $25.00 | 1/20/2012 9:16:53 AM |
dime-sprout | $25.00 | 1/20/2012 9:40:38 AM |
ideal-platinum1 | $25.00 | 1/20/2012 9:34:40 AM |
Redmond | $25.00 | 1/20/2012 2:55:44 PM |
77dowplace | $28.40 | 1/21/2012 9:03:22 AM |
Uncle_Scrooge | $50.00 | 1/21/2012 12:51:10 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:44 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:55 AM |
bold-generosity-enlightenment | $50.00 | 1/22/2012 4:58:38 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:37:59 PM |
giftgold | $25.00 | 1/22/2012 7:47:31 PM |
jdrez | $53.03 | 1/22/2012 5:36:30 PM |
market-aspen9 | $25.00 | 1/23/2012 9:03:39 AM |
mar97 | $25.00 | 1/23/2012 3:22:32 PM |
benefit-prescription6 | $100.00 | 1/23/2012 9:41:24 AM |
rudyindc | $25.00 | 1/23/2012 9:43:04 AM |
upbeat-investment9 | $100.00 | 1/23/2012 6:41:01 PM |
kirat15 | $1,000.00 | 1/23/2012 5:35:00 PM |
komazour | $25.00 | 1/23/2012 5:39:23 PM |
investment-appraiser | $50.00 | 1/23/2012 6:35:06 PM |
fantastic-bazaar2 | $100.00 | 1/23/2012 5:56:33 PM |
Index_Plus | $7,192.94 | 1/23/2012 9:39:57 PM |
kenji4861 | $25.00 | 1/15/2012 12:08:44 PM |
sturdy-fairness0 | $100.00 | 1/15/2012 12:05:57 PM |
superb-funds335 | $25.00 | 1/15/2012 12:28:01 PM |
enriching-dollar1 | $100.00 | 1/15/2012 12:18:49 PM |
downtownfarm | $25.00 | 1/15/2012 12:26:21 PM |
Investor_DP | $100.00 | 1/15/2012 12:41:24 PM |
loyalty-czar | $50.00 | 1/16/2012 8:35:05 AM |
MonopolyDred | $25.00 | 1/16/2012 5:53:23 AM |
EngineersAlliance | $100.00 | 1/16/2012 9:34:03 AM |
the-enticing-coin | $250.00 | 1/16/2012 1:16:29 AM |
Rivervale_Westwood | $25.00 | 1/16/2012 11:19:33 AM |
integrity-american | $25.00 | 1/16/2012 8:44:22 PM |
vine99 | $50.00 | 1/17/2012 5:51:13 PM |
moola-gargantuan9 | $50.00 | 1/18/2012 6:36:05 AM |
csakhil | $25.00 | 1/18/2012 1:28:19 PM |
Tylerh | $250.00 | 1/19/2012 5:16:52 PM |
E_G | $50.00 | 1/19/2012 5:12:17 PM |
Weaverville | $25.00 | 1/19/2012 4:20:36 PM |
genius520 | $50.00 | 1/19/2012 5:17:02 PM |
sturdy-note5 | $25.00 | 1/19/2012 8:30:05 PM |
benjo | $50.00 | 1/19/2012 10:08:20 PM |
blooming-market | $25.00 | 1/20/2012 5:23:13 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:43 PM |
bid-fort3 | $25.00 | 1/20/2012 5:33:46 PM |
greenfuture | $25.00 | 1/21/2012 10:36:11 AM |
themoneydoctor | $100.00 | 1/22/2012 5:46:10 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:42 PM |
thorough-marketplace441 | $35.00 | 1/22/2012 3:05:57 PM |
skaught | $75.00 | 1/23/2012 9:00:23 AM |
AsianDragon | $25.00 | 1/22/2012 5:35:44 PM |
direct-asset | $25.00 | 1/23/2012 7:24:36 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:39 AM |
ThomasCrown | $50.00 | 1/23/2012 9:21:40 AM |
contract-vault8 | $100.00 | 1/23/2012 12:45:09 PM |
awwaww | $25.00 | 1/23/2012 9:26:25 AM |
scrappy-leverage6 | $25.00 | 1/23/2012 9:29:33 AM |
dinero-path5 | $50.00 | 1/23/2012 10:00:32 AM |
astute-benjamins | $50.00 | 1/23/2012 10:29:11 AM |
harty | $50.00 | 1/23/2012 12:37:59 PM |
78 | $25.00 | 1/23/2012 11:38:32 AM |
340 | $25.00 | 1/23/2012 11:46:12 AM |
kind-lovely-marketplace | $57.65 | 1/23/2012 4:19:29 PM |
bruin558 | $80.00 | 1/23/2012 5:56:42 PM |
diligent-bid3 | $50.00 | 1/23/2012 6:34:55 PM |
81 Investments
|
Borrower Payment Dependent Notes Series
551562
This series of Notes was issued and sold upon the funding of the borrower loan #59247, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-15-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $140.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 11% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,933 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| exciting-p2ploan9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To pay my bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jiggaman7 | $50.00 | 1/15/2012 12:22:09 PM |
miked8303 | $25.00 | 1/15/2012 12:29:09 PM |
Investor_DP | $100.00 | 1/15/2012 12:41:53 PM |
Dubbs360 | $50.00 | 1/15/2012 12:42:27 PM |
SolarMoonshine | $25.00 | 1/15/2012 1:29:00 PM |
Tylerh | $250.00 | 1/15/2012 12:17:43 PM |
worthy-bid8 | $50.00 | 1/15/2012 12:25:33 PM |
zeeexsixare | $100.00 | 1/15/2012 12:44:16 PM |
calimanusa | $40.00 | 1/15/2012 12:54:46 PM |
careful-vigilance4 | $25.00 | 1/15/2012 12:11:40 PM |
CA-Lender | $25.00 | 1/16/2012 8:16:39 AM |
trippd6 | $25.00 | 1/16/2012 8:02:32 PM |
TrekTune | $25.00 | 1/17/2012 9:18:29 AM |
principal-cooker2 | $100.00 | 1/17/2012 5:07:11 PM |
red-power-pecan | $50.00 | 1/17/2012 5:15:32 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:32 PM |
Hambone1111 | $25.00 | 1/17/2012 5:15:28 PM |
frogperson | $200.00 | 1/17/2012 5:36:09 PM |
sjc224 | $25.00 | 1/17/2012 5:42:51 PM |
capital-renewal | $25.00 | 1/17/2012 5:06:14 PM |
moramis | $25.00 | 1/17/2012 5:39:41 PM |
consummate-loyalty1 | $75.00 | 1/17/2012 5:40:36 PM |
WilliamLeeSims | $25.00 | 1/17/2012 5:52:01 PM |
burrito6 | $50.00 | 1/17/2012 5:45:17 PM |
radforj22 | $25.00 | 1/17/2012 6:22:26 PM |
diplomatic-wealth7 | $25.00 | 1/17/2012 5:35:38 PM |
wwwUniversal | $25.00 | 1/17/2012 5:46:43 PM |
Rogelio48 | $25.00 | 1/18/2012 8:59:42 AM |
first-pragmatic-power | $25.00 | 1/18/2012 9:20:25 AM |
leverage-booster | $25.00 | 1/18/2012 9:45:17 AM |
Weaverville | $25.00 | 1/18/2012 10:49:02 AM |
thelovebug | $51.00 | 1/18/2012 9:54:08 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:04 AM |
payment-chief9 | $25.00 | 1/18/2012 1:21:22 PM |
high_flyer | $50.00 | 1/18/2012 3:43:57 PM |
Eric_Gagne | $25.00 | 1/18/2012 4:49:46 PM |
a- | $25.00 | 1/18/2012 10:33:27 PM |
income-rocker2 | $50.00 | 1/19/2012 7:57:14 AM |
MikeyZ2008 | $25.00 | 1/19/2012 9:21:36 AM |
850 | $50.00 | 1/18/2012 8:48:48 PM |
jmeasn | $25.00 | 1/16/2012 11:53:53 AM |
hitsman | $50.00 | 1/15/2012 12:35:34 PM |
nimble-revenue5 | $50.00 | 1/15/2012 12:13:59 PM |
houli123 | $25.00 | 1/15/2012 12:39:58 PM |
AndChicksforFree | $25.00 | 1/15/2012 12:17:59 PM |
LuvToLend | $25.00 | 1/16/2012 12:53:33 AM |
melodious-openness | $300.00 | 1/16/2012 3:48:35 AM |
bubb_hans | $50.00 | 1/15/2012 12:25:26 PM |
nex | $25.00 | 1/16/2012 9:32:34 AM |
scoobiedoo | $25.00 | 1/16/2012 7:12:34 AM |
NolockHolmes | $35.00 | 1/16/2012 4:45:16 PM |
SFBank | $50.00 | 1/16/2012 5:36:25 PM |
asset-professor | $25.00 | 1/17/2012 5:05:40 PM |
mlj0671 | $25.00 | 1/17/2012 5:22:47 PM |
orearella3 | $25.00 | 1/17/2012 5:53:53 PM |
successful-agreement7 | $100.00 | 1/17/2012 5:28:42 PM |
competitor119 | $25.00 | 1/17/2012 6:17:17 PM |
the-magnetic-transaction | $50.00 | 1/18/2012 9:17:46 AM |
a-finance-nirvana | $25.00 | 1/18/2012 5:01:28 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:09 PM |
Elefunt | $25.00 | 1/18/2012 9:22:13 AM |
csakhil | $25.00 | 1/18/2012 1:28:19 PM |
goal-cash6 | $25.00 | 1/18/2012 3:47:35 PM |
powerful-finance7 | $25.00 | 1/18/2012 4:14:17 PM |
Reliance_Banker | $25.00 | 1/18/2012 4:26:55 PM |
toblerone | $25.00 | 1/18/2012 5:08:52 PM |
Bob450 | $25.00 | 1/18/2012 6:55:15 PM |
exchange-dreams | $35.00 | 1/18/2012 7:04:53 PM |
cagcrash | $75.00 | 1/18/2012 5:25:38 PM |
income-rocker2 | $50.00 | 1/19/2012 6:12:15 AM |
productive-note2 | $50.00 | 1/18/2012 6:21:45 PM |
thisbucksforu | $25.00 | 1/19/2012 7:57:00 AM |
first-dinero-igloo | $25.00 | 1/19/2012 7:25:29 AM |
compassion-neutron | $25.00 | 1/19/2012 12:42:31 AM |
cr55595 | $25.00 | 1/19/2012 4:30:42 AM |
bentheredunthat | $64.00 | 1/19/2012 8:55:32 AM |
ericb674 | $25.00 | 1/19/2012 9:06:12 AM |
77 Investments
|
Borrower Payment Dependent Notes Series
551568
This series of Notes was issued and sold upon the funding of the borrower loan #59284, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $291.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,683 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| enjoyment817 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Patriot
Purpose of loan: Pay off $13,000 of credit card debt & close them
This loan will be used to...I pay 5 different creditors each month a total of about $300.. balance payoff is about $13000...I just want one payment, one stamp..
My financial situation: Chase
I am a good candidate for this loan because...I have a good stable career as a Funeral Director and have good credit...
Monthly net income: $2000
Monthly expenses: cell - $130, student loan $130
Housing: $400
Insurance: $100
Car expenses: $300 gas
Utilities: wife pays these
Phone, cable, internet: $76
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $580
Other expenses:
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/16/2012 5:34:08 PM |
HeroSupport | $80.00 | 1/16/2012 5:06:52 PM |
LittleMingo | $25.00 | 1/16/2012 5:06:16 PM |
rupee-equation2 | $25.00 | 1/16/2012 5:25:59 PM |
wonder3 | $45.00 | 1/16/2012 6:53:51 PM |
calimanusa | $40.00 | 1/16/2012 8:28:54 PM |
cattlebaron | $25.00 | 1/16/2012 5:21:52 PM |
economy-coup | $50.00 | 1/16/2012 5:28:08 PM |
nimble-revenue5 | $50.00 | 1/16/2012 5:42:56 PM |
green-trade-dolphin2 | $25.00 | 1/17/2012 7:24:08 AM |
A4 | $25.00 | 1/17/2012 9:36:46 AM |
selector568 | $300.00 | 1/17/2012 5:11:58 PM |
sensible-fund | $25.00 | 1/17/2012 4:02:53 PM |
blueshound | $25.00 | 1/17/2012 7:53:56 PM |
vigorous-market5 | $200.00 | 1/18/2012 8:04:20 AM |
Weaverville | $25.00 | 1/18/2012 10:49:06 AM |
poolshark72 | $25.00 | 1/18/2012 1:56:40 PM |
tech310 | $50.00 | 1/18/2012 7:43:15 PM |
chad-bro-chill | $25.00 | 1/19/2012 2:50:44 PM |
kevin314 | $25.00 | 1/19/2012 11:18:38 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:51 PM |
Bcs-cnc | $25.00 | 1/20/2012 9:04:36 PM |
houli123 | $25.00 | 1/21/2012 7:25:04 AM |
asset-professor | $25.00 | 1/21/2012 12:08:25 PM |
nex | $25.00 | 1/21/2012 12:43:27 PM |
orange-preeminant-bill | $25.00 | 1/22/2012 12:41:23 PM |
Index_Plus | $2,856.92 | 1/22/2012 2:33:23 PM |
marinbb | $50.00 | 1/16/2012 5:08:10 PM |
InChicago | $100.00 | 1/20/2012 8:06:58 PM |
CashFlow13 | $2,000.00 | 1/22/2012 1:40:22 PM |
loan-fate | $50.00 | 1/16/2012 5:06:24 PM |
creditjunky | $125.00 | 1/16/2012 5:17:58 PM |
DHolly | $31.00 | 1/16/2012 5:07:28 PM |
Whipster | $80.00 | 1/16/2012 5:03:35 PM |
skillful-asset5 | $30.00 | 1/16/2012 8:27:05 PM |
zeeexsixare | $200.00 | 1/16/2012 7:48:37 PM |
smart-gold | $25.00 | 1/16/2012 9:20:27 PM |
golden-velocity9 | $25.00 | 1/16/2012 5:15:47 PM |
integrity-american | $25.00 | 1/16/2012 8:44:28 PM |
scarlet-velvet | $25.08 | 1/17/2012 7:39:42 AM |
hitsman | $50.00 | 1/17/2012 9:24:53 AM |
Investor_DP | $100.00 | 1/17/2012 5:42:09 PM |
a- | $25.00 | 1/18/2012 12:30:49 PM |
csakhil | $25.00 | 1/18/2012 1:28:29 PM |
toblerone | $25.00 | 1/18/2012 5:08:56 PM |
loss-of-control | $100.00 | 1/18/2012 6:50:39 PM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:57 AM |
WilliamLeeSims | $25.00 | 1/19/2012 9:25:38 AM |
market-sumac | $100.00 | 1/19/2012 4:20:11 PM |
kulender | $50.00 | 1/20/2012 6:15:20 AM |
loss-of-control | $50.00 | 1/20/2012 6:44:23 PM |
suave-dime6 | $25.00 | 1/21/2012 7:19:44 AM |
the-hope-workhorse | $200.00 | 1/21/2012 9:31:27 AM |
Tylerh | $37.00 | 1/21/2012 12:07:45 PM |
genius520 | $50.00 | 1/21/2012 12:15:41 PM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:24 PM |
ideal-platinum1 | $25.00 | 1/22/2012 12:07:22 PM |
reflective-rupee | $25.00 | 1/22/2012 12:45:18 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:42:10 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:49 PM |
bazaar-festivity | $25.00 | 1/22/2012 12:43:37 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:38 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
551594
This series of Notes was issued and sold upon the funding of the borrower loan #59198, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $160.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $775 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| reverent-platinum9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home repair
Purpose of loan:
This loan will be used to... fix damages on home
My financial situation:
I am a good candidate for this loan because I am consistent with payments and good history
Monthly net income: $1700
Monthly expenses: $
Housing: $411.00
Insurance: $0
Car expenses: $291.00
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
miked8303 | $25.00 | 1/17/2012 9:05:15 AM |
WilliamLeeSims | $25.00 | 1/17/2012 9:11:03 AM |
diplomatic-wealth7 | $25.00 | 1/17/2012 9:37:15 AM |
TrekTune | $25.00 | 1/17/2012 9:18:30 AM |
mlj0671 | $25.00 | 1/17/2012 9:28:54 AM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:36 PM |
missing-link | $25.00 | 1/17/2012 9:24:51 AM |
dollardave | $50.00 | 1/17/2012 9:58:39 AM |
red-power-pecan | $50.00 | 1/17/2012 5:15:33 PM |
Tylerh | $250.00 | 1/17/2012 5:51:51 PM |
green-rapid-openness | $100.00 | 1/18/2012 12:08:41 PM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:10 AM |
leverage-booster | $25.00 | 1/18/2012 9:45:18 AM |
Reliance_Banker | $25.00 | 1/18/2012 4:27:52 PM |
high_flyer | $100.00 | 1/18/2012 3:40:37 PM |
goal-cash6 | $25.00 | 1/18/2012 3:47:36 PM |
first-pragmatic-power | $25.00 | 1/18/2012 5:23:06 PM |
cagcrash | $75.00 | 1/18/2012 5:25:40 PM |
850 | $50.00 | 1/18/2012 9:11:23 PM |
first-integrity-gravity | $50.00 | 1/19/2012 9:10:58 AM |
successful-agreement7 | $100.00 | 1/19/2012 9:30:33 AM |
scrappy-diversification7 | $1,295.00 | 1/19/2012 9:33:04 AM |
worthy-bid8 | $50.00 | 1/17/2012 9:26:08 AM |
Investor_DP | $100.00 | 1/17/2012 9:23:59 AM |
careful-vigilance4 | $25.00 | 1/17/2012 9:25:34 AM |
jiggaman7 | $50.00 | 1/17/2012 9:30:26 AM |
2grindstones | $50.00 | 1/17/2012 1:15:36 PM |
hitsman | $50.00 | 1/17/2012 9:24:54 AM |
nimble-revenue5 | $50.00 | 1/17/2012 9:27:47 AM |
bubb_hans | $50.00 | 1/17/2012 9:33:09 AM |
Dubbs360 | $100.00 | 1/17/2012 9:33:35 AM |
melodious-openness | $100.00 | 1/17/2012 4:01:55 PM |
asset-professor | $25.00 | 1/17/2012 5:05:41 PM |
principal-cooker2 | $100.00 | 1/17/2012 5:07:12 PM |
sjc224 | $25.00 | 1/17/2012 5:42:52 PM |
Land_on_your_feet | $25.00 | 1/17/2012 5:13:53 PM |
frogperson | $200.00 | 1/17/2012 5:36:09 PM |
consummate-loyalty1 | $75.00 | 1/17/2012 5:40:38 PM |
zorg77 | $50.00 | 1/17/2012 5:44:30 PM |
burrito6 | $50.00 | 1/17/2012 5:45:18 PM |
nex | $25.00 | 1/17/2012 5:50:05 PM |
competitor119 | $25.00 | 1/17/2012 6:17:18 PM |
Weaverville | $25.00 | 1/18/2012 10:49:08 AM |
csakhil | $25.00 | 1/18/2012 1:28:39 PM |
reflective-rupee | $25.00 | 1/18/2012 3:33:07 PM |
toblerone | $25.00 | 1/18/2012 5:08:58 PM |
daekpon | $25.00 | 1/18/2012 3:34:49 PM |
integrity-doctor | $100.00 | 1/18/2012 6:55:39 PM |
a- | $25.00 | 1/18/2012 10:41:38 PM |
orearella3 | $25.00 | 1/18/2012 5:38:59 PM |
productive-note2 | $50.00 | 1/18/2012 6:21:46 PM |
leverage-monger | $30.00 | 1/19/2012 8:35:43 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
551632
This series of Notes was issued and sold upon the funding of the borrower loan #59445, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $483.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 1y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $953 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Pegasus-PMC |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to payoff balance of out of pocket expenses for spouse (of 25 yrs.) cancer treatment ($100K total, $15K remaining). Prosper community loan rates are far more superior than commercial bank's rates offered today.
My financial situation:
I am a good candidate for this loan because I've have over 30 yrs in the same industry, a strong income (approx. $190K) and very good credit rating. I also plan to become a Prosper investor in the very near future.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.53 | 1/16/2012 5:02:36 PM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:21 PM |
kenji4861 | $25.00 | 1/16/2012 5:07:32 PM |
integrity-american | $25.00 | 1/16/2012 8:44:28 PM |
a- | $25.00 | 1/17/2012 4:29:09 PM |
hitsman | $50.00 | 1/17/2012 9:24:53 AM |
houli123 | $100.00 | 1/17/2012 5:43:37 PM |
downtownfarm | $25.00 | 1/17/2012 5:53:57 PM |
blooming-market | $25.00 | 1/18/2012 3:21:00 PM |
leodaguy | $26.00 | 1/18/2012 5:40:39 PM |
genius520 | $50.00 | 1/18/2012 5:27:08 PM |
Tylerh | $250.00 | 1/18/2012 5:38:33 PM |
Fiimg | $50.00 | 1/18/2012 6:23:01 PM |
Rivervale_Westwood | $28.52 | 1/19/2012 5:45:53 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:55 AM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:43 PM |
kevin314 | $50.00 | 1/19/2012 11:19:35 PM |
Redmond | $25.00 | 1/20/2012 2:55:47 PM |
Sevron | $100.00 | 1/21/2012 6:09:33 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:37:48 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:45 PM |
MoneyBag4366 | $25.00 | 1/22/2012 5:08:09 PM |
Weaverville | $25.00 | 1/23/2012 9:21:58 AM |
harty | $50.00 | 1/23/2012 12:38:03 PM |
healthy-fund7 | $25.00 | 1/23/2012 3:15:34 PM |
Harry | $50.00 | 1/16/2012 5:11:09 PM |
sturdy-fairness0 | $100.00 | 1/16/2012 5:38:00 PM |
john0720 | $50.00 | 1/16/2012 7:10:31 PM |
edaguy | $57.00 | 1/18/2012 9:22:18 AM |
csakhil | $25.00 | 1/18/2012 1:28:30 PM |
FlexFunding | $50.00 | 1/18/2012 3:13:49 PM |
E_G | $50.00 | 1/18/2012 5:39:55 PM |
selector568 | $300.00 | 1/18/2012 5:39:57 PM |
cagcrash | $75.00 | 1/18/2012 5:25:40 PM |
indomitable-coin | $25.00 | 1/19/2012 9:10:40 AM |
BxRealtor | $25.00 | 1/19/2012 9:25:14 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:20 AM |
oxnard | $50.00 | 1/20/2012 2:28:47 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:45 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:47 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:58 AM |
themoneydoctor | $300.00 | 1/22/2012 6:05:23 PM |
rdrloan | $50.00 | 1/23/2012 8:09:27 AM |
green28 | $100.00 | 1/23/2012 10:50:33 AM |
awwaww | $25.00 | 1/23/2012 9:26:26 AM |
mar97 | $25.00 | 1/23/2012 3:22:34 PM |
Index_Plus | $9,782.95 | 1/23/2012 9:42:54 PM |
47 Investments
|
Borrower Payment Dependent Notes Series
551664
This series of Notes was issued and sold upon the funding of the borrower loan #59341, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $270.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,988 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| No | | |
Screen name:
| dinero-ceremony3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $14,841.62 | < 31 days late:
| 0
( 0% )
| 780-799
(Feb-2011)
700-719
(Dec-2010)
|
Principal balance:
| $11,002.63 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Consolidate debt.
Purpose of loan:
This loan will be used to pay off credit cards and keep myself on track to be debt-free in a few years.
My financial situation:
I am a good candidate for this loan because this is my second loan with Prosper and the repayments for my first loan are on schedule after the first year. I have a good job making over 150k, have been steadily employed over years and am careful to always find the best rates to fund my loans. It is also important for me to maintain a good credit history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/16/2012 9:14:44 AM |
heavy_ax | $25.00 | 1/16/2012 9:16:40 AM |
Tylerh | $250.00 | 1/16/2012 9:36:45 AM |
Zoramite | $25.00 | 1/16/2012 1:07:59 PM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:46 PM |
GElender | $40.00 | 1/16/2012 9:09:25 AM |
indomitable-coin | $25.00 | 1/16/2012 9:21:51 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:22 AM |
sturdy-fairness0 | $100.00 | 1/16/2012 9:29:48 AM |
AFairDeal | $25.00 | 1/16/2012 9:37:12 AM |
Weaverville | $25.00 | 1/16/2012 10:38:24 AM |
selector568 | $300.00 | 1/17/2012 9:18:47 AM |
Lo0se_mo0se | $25.00 | 1/16/2012 6:15:49 PM |
addlending | $70.00 | 1/17/2012 10:28:45 AM |
A4 | $25.00 | 1/17/2012 5:42:48 PM |
FlexFunding | $50.00 | 1/18/2012 3:19:18 PM |
blooming-market | $25.00 | 1/18/2012 3:20:59 PM |
csakhil | $25.00 | 1/18/2012 1:28:23 PM |
FlexFunding | $50.00 | 1/18/2012 3:12:09 PM |
first-serene-credit | $25.00 | 1/19/2012 8:18:15 AM |
fragonardlives | $25.00 | 1/19/2012 9:27:29 AM |
successful-agreement7 | $100.00 | 1/19/2012 9:30:32 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:54 AM |
Rockymtnhi | $50.00 | 1/19/2012 11:58:32 AM |
benjo | $50.00 | 1/19/2012 10:08:21 PM |
Brisket_Bob | $25.00 | 1/19/2012 5:40:27 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:43 PM |
hidavehi | $41.00 | 1/20/2012 9:34:01 AM |
charming-exchange7 | $25.00 | 1/20/2012 9:32:35 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:37 PM |
EverettFinancial | $25.00 | 1/20/2012 6:40:11 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:45 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:45 PM |
principal-bull | $25.00 | 1/21/2012 12:40:48 PM |
bold-generosity-enlightenment | $100.00 | 1/23/2012 12:10:09 AM |
giftgold | $25.00 | 1/22/2012 7:52:40 PM |
harty | $50.00 | 1/23/2012 12:38:01 PM |
Earn_money | $25.41 | 1/23/2012 11:30:40 AM |
myextracash | $25.00 | 1/23/2012 2:09:46 PM |
mar97 | $25.00 | 1/23/2012 3:22:33 PM |
ericgassercom | $25.00 | 1/23/2012 5:27:50 PM |
BxRealtor | $25.00 | 1/16/2012 9:16:10 AM |
trade-burrito4 | $35.00 | 1/16/2012 9:25:34 AM |
downtownfarm | $25.00 | 1/16/2012 9:27:21 AM |
fcrick | $25.00 | 1/16/2012 9:37:25 AM |
kenji4861 | $25.00 | 1/16/2012 9:20:46 AM |
enriching-dollar1 | $100.00 | 1/16/2012 9:24:09 AM |
Socorro_Capital_Partners | $25.01 | 1/16/2012 12:52:54 PM |
penny-plato | $25.00 | 1/16/2012 9:41:27 AM |
green-trade-dolphin2 | $36.88 | 1/16/2012 9:02:16 AM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:20 PM |
Harry | $50.00 | 1/16/2012 9:32:39 AM |
vinayski | $25.00 | 1/16/2012 9:37:44 AM |
genius520 | $50.00 | 1/16/2012 5:33:16 PM |
edaguy | $75.00 | 1/16/2012 5:36:50 PM |
john0720 | $50.00 | 1/16/2012 7:10:29 PM |
leodaguy | $100.00 | 1/16/2012 5:22:36 PM |
E_G | $50.00 | 1/17/2012 9:31:07 AM |
integrity-american | $25.00 | 1/16/2012 8:44:23 PM |
proper-agreement8 | $50.00 | 1/16/2012 8:56:30 PM |
a- | $25.00 | 1/17/2012 4:10:15 PM |
cerebral-dollar773 | $50.00 | 1/18/2012 6:01:14 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:05 AM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:45 PM |
Fiimg | $50.00 | 1/18/2012 6:23:01 PM |
cagcrash | $75.00 | 1/18/2012 5:25:39 PM |
orange-immaculate-payment | $25.00 | 1/19/2012 1:48:59 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:17 AM |
kevin314 | $50.00 | 1/19/2012 11:19:33 PM |
Redmond | $25.00 | 1/20/2012 2:55:45 PM |
Longfellow20011 | $50.00 | 1/20/2012 6:15:46 PM |
oxnard | $50.00 | 1/20/2012 2:28:44 PM |
wonderous-point155 | $25.00 | 1/20/2012 11:51:34 PM |
PaulW | $25.00 | 1/21/2012 4:49:55 AM |
Sevron | $100.00 | 1/21/2012 6:09:31 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:56 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:44 PM |
djh47a | $25.00 | 1/23/2012 8:51:10 AM |
gjm6d | $25.00 | 1/23/2012 9:08:17 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:40 AM |
director877 | $93.12 | 1/23/2012 7:49:00 PM |
Index_Plus | $4,133.58 | 1/23/2012 9:37:20 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
551688
This series of Notes was issued and sold upon the funding of the borrower loan #59267, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 19% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 18
/
13 | Length of status: | 0y 3m |
Amount delinquent:
| $4,508 |
Total credit lines:
| 62 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,450 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| joyous-justice5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation loan
Purpose of loan: to pay off credit card debt
This loan will be used to...pay off credit card debt
My financial situation: is good
I am a good candidate for this loan because...I have a stable steady income that will continue to grow
Monthly net income: $ 5000
Monthly expenses: $ 4275
Housing: $1150
Insurance: $130
Car expenses: $270
Utilities: $125
Phone, cable, internet: $300 (including cell phone)
Food, entertainment: $ 400
Clothing, household expenses: $200
Credit cards and other loans: $1700 (credit cards and student loans)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $200.00 | 1/16/2012 5:01:37 PM |
worth-blanket2 | $4,000.00 | 1/16/2012 5:03:11 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
551716
This series of Notes was issued and sold upon the funding of the borrower loan #59498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $112.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,639 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| euro-collector0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for an auto purchase
Purpose of loan: to help put a down payment for a car
This loan will be used to make a down payment for a car
My financial situation: I'm currently a retail manager and have been with the company for 6 1/2 years.
I am a good candidate for this loan because I have a stable job and I will be able to afford the monthly payments on time with no problem.
Monthly net income: $1600
Phone, cable, internet: $80
Food, entertainment: $100
Credit cards and other loans: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 1/23/2012 5:10:51 PM |
favorite-commerce | $40.00 | 1/23/2012 11:24:29 AM |
Bank_Of_XL | $25.00 | 1/23/2012 1:21:49 PM |
courteous-kindness1 | $25.00 | 1/23/2012 5:30:56 PM |
loan-fate | $50.00 | 1/23/2012 5:31:01 PM |
engaging-worth | $25.00 | 1/23/2012 3:58:00 PM |
JoePaNation | $60.00 | 1/23/2012 6:37:02 PM |
golden-velocity9 | $25.00 | 1/23/2012 5:17:55 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:08 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:36 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:44 PM |
setUup | $25.06 | 1/23/2012 6:35:12 PM |
SOP_Bank | $25.00 | 1/23/2012 6:07:02 PM |
felicity-daydream | $50.00 | 1/23/2012 6:30:00 PM |
klemer | $25.00 | 1/24/2012 8:30:11 AM |
kulender | $50.00 | 1/24/2012 5:13:39 AM |
Land_on_your_feet | $31.72 | 1/24/2012 6:26:51 AM |
buffalobills | $25.00 | 1/24/2012 7:17:12 AM |
epall | $25.00 | 1/24/2012 8:29:08 AM |
jpac1066 | $50.00 | 1/24/2012 8:33:20 AM |
reasonable-capital4 | $35.00 | 1/24/2012 9:27:10 AM |
matt_2006 | $25.00 | 1/24/2012 9:14:09 AM |
Weaverville | $25.00 | 1/24/2012 9:33:04 AM |
daekpon | $120.00 | 1/24/2012 10:13:14 AM |
yield-hut | $25.00 | 1/24/2012 2:19:00 PM |
sharp-return7 | $62.82 | 1/24/2012 10:50:14 AM |
melodious-openness | $869.28 | 1/24/2012 4:19:58 PM |
oxnard | $50.00 | 1/24/2012 3:07:19 PM |
Sugarmama21 | $56.00 | 1/24/2012 2:56:29 PM |
weiyinsan | $45.00 | 1/24/2012 3:37:05 PM |
AndChicksforFree | $25.00 | 1/23/2012 6:08:43 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:02 PM |
scarlet-velvet | $25.08 | 1/23/2012 1:56:14 PM |
economy-coup | $50.00 | 1/23/2012 5:26:43 PM |
unforgettable-return6 | $25.00 | 1/23/2012 3:20:30 PM |
grotheik | $25.00 | 1/23/2012 7:25:52 PM |
kind-efficient-credit | $25.00 | 1/23/2012 5:20:50 PM |
grammaspurse | $25.00 | 1/23/2012 5:22:16 PM |
all_of_that_one | $30.00 | 1/23/2012 9:53:09 PM |
toblerone | $25.00 | 1/23/2012 5:29:47 PM |
courteous-note1 | $25.00 | 1/24/2012 5:41:11 AM |
LuvToLend | $25.00 | 1/23/2012 5:36:14 PM |
john0720 | $50.00 | 1/24/2012 7:00:53 AM |
gain-dolphin | $25.00 | 1/23/2012 9:58:53 PM |
MoneyTree79 | $50.00 | 1/24/2012 8:37:38 AM |
Bank42 | $25.00 | 1/24/2012 10:00:40 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:17 AM |
jybank | $50.00 | 1/24/2012 11:25:20 AM |
NolockHolmes | $50.00 | 1/24/2012 12:13:09 PM |
one-midas | $25.00 | 1/24/2012 1:38:39 PM |
alpete7 | $50.00 | 1/24/2012 10:45:34 AM |
thoughtful-economy1 | $25.00 | 1/24/2012 12:04:19 PM |
penny-champ5 | $25.00 | 1/24/2012 4:14:18 PM |
Global_Lender | $25.00 | 1/24/2012 1:54:04 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:50 PM |
market-maximizer472 | $100.00 | 1/24/2012 3:30:34 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
551734
This series of Notes was issued and sold upon the funding of the borrower loan #59690, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
2 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $258 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| Kathyt02 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
KMT0217
Purpose of loan: bay off debt
This loan will be used to...MOVE OUT OF HUSBANS HOUSE
My financial situation: OK
I am a good candidate for this loan because...I WORK AND GO TO SCHOOL
Monthly net income: $1200
Monthly expenses: $800
Housing: $0
Insurance: $0
Car expenses: $498
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $150
Clothing, household expenses: $50
Credit cards and other loans: $100
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
money-baron-Roth401k | $50.00 | 1/23/2012 5:19:47 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:12 PM |
realtormoises | $25.00 | 1/24/2012 6:33:44 AM |
Dubbs360 | $25.00 | 1/24/2012 9:16:06 AM |
SecondChanceLendingSERV | $28.95 | 1/24/2012 4:57:40 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:27 PM |
shrine537 | $100.00 | 1/25/2012 10:47:54 AM |
rate-sceptre | $25.00 | 1/25/2012 6:49:14 PM |
alpete7 | $50.00 | 1/26/2012 12:20:08 AM |
Haribelle | $25.00 | 1/27/2012 12:42:01 AM |
leverage-ectasy | $35.00 | 1/26/2012 11:14:46 PM |
a-successful-credit | $25.00 | 1/27/2012 9:44:11 AM |
HenryS | $30.00 | 1/27/2012 9:48:39 AM |
productive-note2 | $50.00 | 1/27/2012 9:50:50 AM |
moola-monger9 | $50.00 | 1/27/2012 10:06:18 AM |
greencat | $50.00 | 1/27/2012 12:40:00 PM |
duty-monger | $50.00 | 1/27/2012 11:37:56 AM |
principal-lion | $25.00 | 1/27/2012 11:46:52 AM |
Index_Plus | $2,648.77 | 1/27/2012 12:48:27 PM |
green-safe-wampum | $50.00 | 1/27/2012 12:31:29 PM |
shawnw2 | $25.00 | 1/23/2012 5:10:28 PM |
Marssoft | $25.00 | 1/24/2012 1:59:38 AM |
melodious-openness | $300.00 | 1/24/2012 6:18:32 PM |
mneinc | $57.28 | 1/25/2012 6:17:18 AM |
vestratech | $25.00 | 1/25/2012 6:36:53 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:52 PM |
Sid-K | $25.00 | 1/26/2012 5:13:48 PM |
roman2008 | $25.00 | 1/27/2012 9:47:28 AM |
kind-credit-bear | $25.00 | 1/27/2012 9:50:35 AM |
kurtb57 | $50.00 | 1/27/2012 12:47:37 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
551758
This series of Notes was issued and sold upon the funding of the borrower loan #59196, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-1990 |
Debt/Income ratio:
| 52% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,993 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| precious-loan8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start up
Purpose of loan:
This loan will be used to...equipment purchase
My financial situation:
I am a good candidate for this loan because...Iam able to pay this loan off because I pay my bills on time, and I have good credit and the income to do it.
Monthly net income: $1,889
Monthly expenses: 0
Housing: 0
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $25.00
Food, entertainment: $25
Clothing, household expenses: $0
Credit cards and other loans: $1,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/16/2012 5:01:56 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
551760
This series of Notes was issued and sold upon the funding of the borrower loan #59334, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $559.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Oct-1981 |
Debt/Income ratio:
| 30% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 37y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 36 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,827 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| payment-bridge9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Feb-2011)
|
Principal balance:
| $6,239.54 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
payment-bridge9
Purpose of loan:
This loan will be used to... consolidate
My financial situation:
I am a good candidate for this loan because...
I will pay it back on time.
Monthly net income: $2300.00
Monthly expenses: $
Housing: $ 0
Insurance: $ 150.00
Car expenses: $ 125.00
Utilities: $ 135.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $1500.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $50.00 | 1/16/2012 9:03:05 AM |
the-discrete-income | $50.00 | 1/16/2012 9:34:54 AM |
jmeasn | $25.00 | 1/16/2012 10:48:39 AM |
worthy-bid8 | $50.00 | 1/16/2012 9:07:22 AM |
Comoparklender | $25.00 | 1/16/2012 9:14:05 AM |
careful-note1 | $25.00 | 1/16/2012 9:14:51 AM |
loan-fate | $50.00 | 1/16/2012 9:24:51 AM |
nex | $25.00 | 1/16/2012 9:32:35 AM |
GCInvestments | $25.00 | 1/16/2012 9:34:33 AM |
dinero-speaker | $25.00 | 1/16/2012 10:53:40 AM |
fcrick | $25.00 | 1/16/2012 9:37:26 AM |
drcoop | $25.00 | 1/16/2012 9:38:10 AM |
LesPaul1 | $25.00 | 1/16/2012 10:26:24 AM |
authentic-liberty7 | $25.00 | 1/16/2012 10:54:18 AM |
green-trade-dolphin | $31.82 | 1/16/2012 9:02:13 AM |
GElender | $40.00 | 1/16/2012 9:09:26 AM |
WilliamLeeSims | $25.00 | 1/16/2012 9:20:15 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:23 AM |
economy-coup | $50.00 | 1/16/2012 9:27:15 AM |
judson | $25.00 | 1/16/2012 1:09:04 PM |
Lo0se_mo0se | $25.00 | 1/16/2012 6:19:31 PM |
twjh | $25.00 | 1/16/2012 6:52:23 PM |
tolerant-dime2 | $25.00 | 1/16/2012 5:44:19 PM |
matt_2006 | $25.00 | 1/16/2012 5:23:28 PM |
Tylerh | $250.00 | 1/17/2012 9:16:14 AM |
integrity-american | $25.00 | 1/16/2012 8:44:25 PM |
Domgabriel | $30.00 | 1/17/2012 6:50:52 AM |
cerebral-dollar773 | $25.00 | 1/18/2012 5:59:08 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:07 AM |
Bank42 | $25.00 | 1/18/2012 5:07:54 AM |
Weaverville | $25.00 | 1/18/2012 10:49:05 AM |
squarebob | $25.00 | 1/18/2012 9:28:23 AM |
csakhil | $25.00 | 1/18/2012 1:28:25 PM |
a- | $25.00 | 1/18/2012 12:30:49 PM |
goal-cash6 | $25.00 | 1/18/2012 3:45:23 PM |
well-rounded-dinero | $50.00 | 1/18/2012 3:55:07 PM |
brightest-breathtaking-finance | $100.00 | 1/18/2012 4:19:45 PM |
toblerone | $25.00 | 1/18/2012 5:08:55 PM |
dedication-ninja7 | $50.00 | 1/18/2012 4:00:41 PM |
integrity-doctor | $100.00 | 1/18/2012 7:09:08 PM |
unger | $110.00 | 1/18/2012 7:17:40 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:32 AM |
cunning-truth6 | $50.00 | 1/18/2012 8:11:36 PM |
commitment-farm | $30.00 | 1/18/2012 9:13:39 PM |
tech310 | $50.00 | 1/18/2012 7:43:12 PM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:40 AM |
genius520 | $50.00 | 1/19/2012 9:33:50 AM |
autonomous-kindness8 | $50.00 | 1/19/2012 11:05:43 AM |
Leshan | $50.00 | 1/19/2012 9:24:51 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:18 AM |
dissector56958 | $25.00 | 1/19/2012 4:58:38 PM |
reward-motion | $65.00 | 1/19/2012 5:10:09 PM |
market-sumac | $100.00 | 1/19/2012 4:20:09 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:24:54 PM |
payment-chief9 | $50.00 | 1/19/2012 2:54:23 PM |
zone6 | $100.00 | 1/19/2012 7:06:21 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:50 PM |
kulender | $50.00 | 1/20/2012 6:15:17 AM |
cybernosha | $25.00 | 1/20/2012 6:53:02 AM |
newest-coin-frog | $75.00 | 1/20/2012 5:46:32 AM |
velocity-pear | $25.00 | 1/20/2012 9:31:28 AM |
auction-turtle0 | $25.00 | 1/20/2012 9:38:20 AM |
miked8303 | $50.00 | 1/20/2012 9:36:21 AM |
proud-gold9 | $25.00 | 1/20/2012 9:39:13 AM |
HeroSupport | $60.00 | 1/20/2012 9:09:51 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:38 PM |
iamabby | $50.00 | 1/20/2012 11:39:02 AM |
burgeoning-marketplace4 | $29.26 | 1/20/2012 12:02:21 PM |
influential-cash7 | $25.00 | 1/20/2012 1:45:06 PM |
vtrentster | $25.00 | 1/20/2012 2:45:30 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:40 AM |
Nemo2001 | $25.00 | 1/20/2012 7:11:07 PM |
Redmond | $25.00 | 1/20/2012 2:55:46 PM |
DiligentiaLLC | $25.00 | 1/20/2012 6:39:37 PM |
benefit-flow | $50.00 | 1/20/2012 7:16:49 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 7:56:22 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:56 AM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:00 AM |
PaulW | $25.00 | 1/21/2012 4:50:28 AM |
Imaginos1892 | $50.00 | 1/21/2012 9:47:13 AM |
green28 | $100.00 | 1/21/2012 1:38:40 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:50 AM |
MAYBROOK | $33.00 | 1/22/2012 12:18:01 PM |
asset-trajectory | $25.00 | 1/21/2012 11:53:36 PM |
StreetJustice | $50.00 | 1/22/2012 2:31:05 PM |
Hambone1111 | $25.00 | 1/22/2012 12:23:13 PM |
CashFlow13 | $250.00 | 1/22/2012 12:42:28 PM |
Gibbyland | $100.00 | 1/16/2012 9:20:12 AM |
nimble-revenue5 | $50.00 | 1/16/2012 9:27:52 AM |
AF-Chief | $25.00 | 1/16/2012 9:31:34 AM |
papaloha | $25.00 | 1/16/2012 12:27:09 PM |
Rockymtnhi | $50.00 | 1/16/2012 9:38:51 AM |
villagers | $25.00 | 1/16/2012 10:52:50 AM |
FinanceEngine | $45.00 | 1/16/2012 3:34:56 PM |
genuine-integrity0 | $25.00 | 1/16/2012 11:59:04 AM |
LittleMingo | $25.00 | 1/16/2012 9:02:55 AM |
Investor_DP | $100.00 | 1/16/2012 9:13:13 AM |
hitsman | $50.00 | 1/16/2012 9:14:47 AM |
zeeexsixare | $25.00 | 1/16/2012 3:20:08 PM |
stylish-compassion3 | $50.00 | 1/16/2012 3:47:29 PM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:47 PM |
velocity-aurora | $100.00 | 1/16/2012 10:09:03 AM |
sensible-fund | $25.00 | 1/16/2012 11:43:59 AM |
setUup | $27.05 | 1/16/2012 3:37:22 PM |
USMC0311 | $25.00 | 1/16/2012 8:55:25 PM |
refined-transparency154 | $50.00 | 1/16/2012 6:24:56 PM |
DoctorJoe | $25.00 | 1/16/2012 7:12:03 PM |
skillful-asset5 | $30.00 | 1/16/2012 8:30:30 PM |
312-Lender | $25.00 | 1/16/2012 11:06:06 PM |
wealth-infusion6 | $50.00 | 1/17/2012 2:20:20 PM |
Mrs-Honeydew | $25.00 | 1/17/2012 6:05:37 AM |
chameleon125 | $25.00 | 1/17/2012 7:03:09 AM |
marcopolo10 | $25.00 | 1/17/2012 7:07:07 AM |
R3vXX | $25.00 | 1/17/2012 5:08:02 PM |
kind-credit-bear | $25.00 | 1/17/2012 4:21:34 PM |
bazaar-festivity | $25.00 | 1/17/2012 5:33:44 PM |
vigorous-market5 | $100.00 | 1/18/2012 6:26:59 AM |
jamiee73 | $50.00 | 1/18/2012 12:19:09 PM |
hunter700 | $39.65 | 1/18/2012 1:58:57 PM |
artisan369 | $300.00 | 1/18/2012 3:15:07 PM |
CBO-Enterprise | $50.00 | 1/18/2012 3:56:56 PM |
supersarah61 | $25.00 | 1/18/2012 4:13:33 PM |
lean-dedication | $50.00 | 1/18/2012 8:58:04 PM |
Emperor_of_Banking | $50.00 | 1/18/2012 9:31:36 PM |
jkeller4000 | $38.00 | 1/18/2012 5:43:58 PM |
ddog0224 | $25.00 | 1/19/2012 6:49:02 AM |
first-serene-credit | $25.00 | 1/19/2012 8:22:18 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:56 AM |
pdxtech | $50.00 | 1/19/2012 12:14:28 PM |
factcheck | $25.00 | 1/19/2012 11:31:20 AM |
upbeat-finance8 | $25.00 | 1/19/2012 12:21:08 PM |
guard327 | $30.00 | 1/19/2012 12:57:13 PM |
LateOneNight | $100.00 | 1/19/2012 5:37:02 PM |
return-blueberry383 | $200.00 | 1/19/2012 5:54:53 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:40:11 AM |
justice-allocator3 | $25.00 | 1/19/2012 10:08:39 PM |
kevin314 | $25.00 | 1/19/2012 11:18:36 PM |
orange-preeminant-bill | $25.00 | 1/20/2012 6:42:03 AM |
amlu1988 | $25.00 | 1/19/2012 8:21:31 PM |
tranquil-economy4 | $25.00 | 1/20/2012 7:28:21 AM |
gold-cluster | $50.00 | 1/20/2012 9:37:07 AM |
lamsabuy | $63.00 | 1/20/2012 9:52:44 AM |
oxnard | $50.00 | 1/20/2012 2:28:45 PM |
unassailable-fund | $25.00 | 1/20/2012 12:43:47 PM |
shawnb777 | $50.00 | 1/20/2012 11:12:23 AM |
debt-system880 | $25.00 | 1/20/2012 8:59:34 PM |
abradle2 | $25.00 | 1/20/2012 7:17:31 PM |
asset-cougar0 | $25.00 | 1/21/2012 6:12:56 AM |
mad-scientist418 | $25.00 | 1/21/2012 7:07:34 AM |
wlm3012 | $40.00 | 1/20/2012 10:52:24 PM |
Loan_shark718 | $50.00 | 1/21/2012 5:15:07 AM |
promise2 | $25.00 | 1/21/2012 12:52:09 PM |
wealth-tremolo7 | $25.00 | 1/21/2012 12:33:57 PM |
nickel-demon2 | $65.00 | 1/21/2012 7:38:57 PM |
blue-lucrative-rate | $25.00 | 1/21/2012 7:43:35 PM |
new-social-economist | $25.00 | 1/21/2012 4:48:34 PM |
ethical-truth211 | $300.00 | 1/22/2012 1:12:40 PM |
Index_Plus | $5,618.22 | 1/22/2012 2:36:00 PM |
life-is-great | $25.00 | 1/22/2012 12:25:20 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:42:02 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:48 PM |
161 Investments
|
Borrower Payment Dependent Notes Series
551766
This series of Notes was issued and sold upon the funding of the borrower loan #59546, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $806.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1983 |
Debt/Income ratio:
| 9% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 31y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,256 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-point-spy |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Short term loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/16/2012 9:14:48 AM |
kenji4861 | $25.00 | 1/16/2012 9:20:48 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:23 AM |
houli123 | $225.00 | 1/16/2012 9:24:41 AM |
sturdy-fairness0 | $100.00 | 1/16/2012 9:29:49 AM |
DDPrime | $50.00 | 1/16/2012 9:05:43 AM |
enriching-dollar1 | $100.00 | 1/16/2012 9:24:10 AM |
edaguy | $75.00 | 1/18/2012 9:22:18 AM |
benjo | $50.00 | 1/19/2012 10:08:22 PM |
Tylerh | $89.00 | 1/20/2012 9:06:07 AM |
leodaguy | $27.00 | 1/20/2012 9:40:55 AM |
oxnard | $50.00 | 1/20/2012 2:28:45 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:46 PM |
ideal-platinum1 | $25.00 | 1/22/2012 12:07:21 PM |
bid-fort3 | $25.00 | 1/22/2012 12:24:41 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:36:50 PM |
new-gold-wrangler | $1,806.83 | 1/22/2012 1:13:45 PM |
successful-agreement7 | $100.00 | 1/23/2012 9:19:45 AM |
contract-vault8 | $100.00 | 1/23/2012 12:46:13 PM |
top-courteous-peso | $75.00 | 1/23/2012 5:18:57 PM |
harty | $50.00 | 1/23/2012 12:38:01 PM |
mar97 | $25.00 | 1/23/2012 3:22:33 PM |
DreDub | $50.00 | 1/23/2012 9:58:59 PM |
blue-order-comet | $25.00 | 1/23/2012 9:27:12 PM |
bb575 | $50.00 | 1/23/2012 9:55:30 PM |
compwhiz | $25.00 | 1/24/2012 6:11:27 AM |
djs81 | $25.00 | 1/24/2012 9:39:23 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:16 AM |
ronow22 | $25.00 | 1/24/2012 11:00:15 AM |
blooming-market | $25.00 | 1/24/2012 9:51:13 AM |
buukyak | $25.00 | 1/24/2012 10:08:09 AM |
value-travels | $25.00 | 1/24/2012 2:30:38 PM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:42 AM |
legareth | $153.76 | 1/24/2012 11:27:07 AM |
ddog0224 | $50.00 | 1/24/2012 12:48:48 PM |
asya | $25.00 | 1/24/2012 2:48:39 PM |
terminal-velocity34 | $25.00 | 1/24/2012 5:19:05 PM |
rudyindc | $25.00 | 1/24/2012 5:38:59 PM |
p2ploan-embrace6 | $100.00 | 1/24/2012 5:48:50 PM |
orearella3 | $25.00 | 1/24/2012 5:32:35 PM |
brightest-breathtaking-finance | $100.00 | 1/24/2012 5:42:13 PM |
LoanBrkr | $50.00 | 1/24/2012 5:48:55 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:54:40 PM |
power-companion7 | $75.00 | 1/24/2012 5:58:35 PM |
progressive-economy261 | $400.00 | 1/24/2012 5:59:51 PM |
dinero-jujitsu | $25.00 | 1/24/2012 6:28:06 PM |
innocent-loot | $25.00 | 1/24/2012 6:12:39 PM |
jescowa | $50.00 | 1/24/2012 6:46:24 PM |
availableloan | $25.00 | 1/24/2012 8:45:46 PM |
Charmart | $25.00 | 1/24/2012 8:59:32 PM |
enticing-note | $25.00 | 1/24/2012 6:53:20 PM |
order-brilliance9 | $150.00 | 1/24/2012 7:26:42 PM |
jcttjg | $25.00 | 1/25/2012 4:19:50 AM |
Arg3998 | $50.00 | 1/25/2012 4:26:48 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:25 AM |
pooldar | $25.00 | 1/24/2012 11:35:52 PM |
jinaljhaveri | $25.00 | 1/25/2012 2:35:42 AM |
ocmoneymaker | $111.88 | 1/25/2012 3:37:14 AM |
worklessmakemore | $50.00 | 1/25/2012 7:40:27 AM |
BleedPurple | $25.00 | 1/25/2012 7:57:39 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:01 AM |
Teabi | $152.81 | 1/25/2012 6:03:36 AM |
fervent-currency5 | $25.00 | 1/25/2012 6:14:51 AM |
FoosMaster | $25.00 | 1/25/2012 8:17:43 AM |
x-lender | $25.00 | 1/25/2012 9:11:52 AM |
Darts | $50.00 | 1/25/2012 8:17:47 AM |
missmoneypenny48 | $25.00 | 1/25/2012 8:38:58 AM |
LoanBrkr | $50.00 | 1/25/2012 8:56:58 AM |
subtle-revenue0 | $25.00 | 1/25/2012 9:23:48 AM |
IP | $25.00 | 1/25/2012 9:07:38 AM |
market-assembler | $50.00 | 1/25/2012 9:30:21 AM |
holstj | $25.00 | 1/25/2012 9:16:45 AM |
Clambake | $25.00 | 1/25/2012 9:17:34 AM |
yield-seeker | $50.00 | 1/25/2012 9:35:38 AM |
HamachiMan | $50.00 | 1/25/2012 9:32:44 AM |
nonukem | $25.00 | 1/25/2012 9:36:18 AM |
kindness-festivity | $25.00 | 1/25/2012 9:51:53 AM |
shur | $35.00 | 1/25/2012 9:37:02 AM |
w3alter | $50.00 | 1/25/2012 9:54:52 AM |
the-profit-oracle | $25.00 | 1/25/2012 9:47:07 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:03:59 AM |
notabanker | $75.00 | 1/25/2012 9:47:55 AM |
miked8303 | $50.00 | 1/25/2012 10:05:19 AM |
benefit-prescription6 | $100.00 | 1/25/2012 9:51:35 AM |
turbostar666 | $25.00 | 1/25/2012 9:53:31 AM |
mtquan | $25.00 | 1/25/2012 9:58:02 AM |
tlam168 | $25.00 | 1/25/2012 9:56:38 AM |
Snoopylover | $25.00 | 1/25/2012 11:26:43 AM |
Ivan2007 | $25.00 | 1/25/2012 10:03:16 AM |
jackbauer | $30.00 | 1/25/2012 12:04:31 PM |
blue-radiant-economy | $100.00 | 1/25/2012 1:31:05 PM |
yield-hut | $25.00 | 1/25/2012 1:34:44 PM |
syounker | $25.00 | 1/25/2012 10:09:01 AM |
buckeye55 | $25.00 | 1/25/2012 3:31:26 PM |
investment-comet | $25.00 | 1/25/2012 11:15:14 AM |
active-capital13 | $25.00 | 1/25/2012 10:44:23 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:29 AM |
enriching-listing | $25.00 | 1/25/2012 3:42:54 PM |
bicyclist2270 | $25.00 | 1/25/2012 5:05:31 PM |
Index_Plus | $6,283.98 | 1/25/2012 5:23:52 PM |
Harry | $50.00 | 1/16/2012 9:32:40 AM |
AFairDeal | $25.00 | 1/16/2012 9:37:13 AM |
john0720 | $50.00 | 1/16/2012 7:10:30 PM |
a- | $25.00 | 1/17/2012 4:29:09 PM |
a-finance-nirvana | $25.00 | 1/18/2012 5:01:29 AM |
csakhil | $25.00 | 1/18/2012 1:28:26 PM |
gentle-gain235 | $50.00 | 1/18/2012 9:40:26 AM |
downtownfarm | $25.00 | 1/18/2012 5:16:32 PM |
Weaverville | $25.00 | 1/19/2012 4:20:37 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:19 AM |
kevin314 | $50.00 | 1/19/2012 11:19:34 PM |
E_G | $50.00 | 1/20/2012 9:39:38 AM |
BxRealtor | $25.00 | 1/20/2012 9:27:30 AM |
genius520 | $50.00 | 1/20/2012 9:32:09 AM |
indomitable-coin | $25.00 | 1/20/2012 9:16:53 AM |
Redmond | $25.00 | 1/20/2012 2:55:46 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:46 PM |
Sevron | $100.00 | 1/21/2012 6:09:32 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:57 AM |
brightest-gain-investor | $2,000.00 | 1/22/2012 1:25:26 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:44 PM |
bellaquito | $2,000.00 | 1/22/2012 1:21:32 PM |
Goodnotlucky | $35.00 | 1/22/2012 11:11:37 PM |
Rico47 | $25.00 | 1/22/2012 3:34:56 PM |
deal-pal | $25.00 | 1/23/2012 5:59:47 AM |
awwaww | $25.00 | 1/23/2012 9:26:25 AM |
unforgettable-return6 | $25.00 | 1/23/2012 3:34:04 PM |
blot44 | $25.00 | 1/24/2012 4:07:54 AM |
Wisc_investor | $25.00 | 1/24/2012 8:36:37 AM |
klinebarger | $25.00 | 1/24/2012 9:03:22 AM |
DadWarbucks | $25.00 | 1/24/2012 9:41:39 AM |
Uncle_Scrooge | $50.00 | 1/24/2012 9:18:57 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:47 AM |
britgsb | $30.00 | 1/24/2012 9:55:30 AM |
Syzygy | $25.00 | 1/24/2012 10:01:07 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:37 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:24 AM |
friendinmoney | $25.00 | 1/24/2012 9:46:42 AM |
jeg3k | $50.00 | 1/24/2012 10:23:46 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:24 PM |
jga516 | $25.00 | 1/24/2012 4:02:57 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:24 PM |
komazour | $25.00 | 1/24/2012 5:05:37 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:16 PM |
mennleo | $29.00 | 1/24/2012 5:22:25 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:13 PM |
pdub | $75.00 | 1/24/2012 5:45:26 PM |
enthralling-investment | $25.00 | 1/24/2012 5:46:15 PM |
scrappy-leverage6 | $25.00 | 1/24/2012 5:44:49 PM |
jazzlender | $50.00 | 1/24/2012 5:54:41 PM |
reinforced-treasure353 | $50.00 | 1/24/2012 5:56:46 PM |
profde | $37.00 | 1/24/2012 6:40:41 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:25 PM |
theprince | $50.00 | 1/24/2012 10:48:30 PM |
charming-dime | $50.00 | 1/24/2012 8:11:11 PM |
edsmoney | $100.00 | 1/25/2012 5:35:21 AM |
stampx | $25.00 | 1/24/2012 8:31:04 PM |
Silverling6 | $26.01 | 1/25/2012 6:26:10 AM |
dr_lender | $50.00 | 1/25/2012 6:57:03 AM |
my401K | $50.00 | 1/25/2012 7:35:54 AM |
wise-silver-wonder | $25.00 | 1/25/2012 7:57:46 AM |
one2sojourn | $40.00 | 1/25/2012 8:18:42 AM |
grampy48 | $25.00 | 1/25/2012 5:32:43 AM |
kirat15 | $50.00 | 1/25/2012 8:49:01 AM |
AoP | $25.00 | 1/25/2012 6:18:25 AM |
Ciphernetic | $25.00 | 1/25/2012 6:48:31 AM |
wise-repayment-seeker | $25.00 | 1/25/2012 7:42:56 AM |
ethicalhumanist | $100.00 | 1/25/2012 8:33:48 AM |
top-sensible-yield | $25.00 | 1/25/2012 8:48:51 AM |
enthralling-wampum | $25.00 | 1/25/2012 9:06:29 AM |
the-deal-socrates | $50.00 | 1/25/2012 9:09:05 AM |
impressive-loan | $100.00 | 1/25/2012 9:12:17 AM |
iaffy | $25.00 | 1/25/2012 9:20:12 AM |
gold-sushi | $25.00 | 1/25/2012 9:21:58 AM |
minista | $25.00 | 1/25/2012 9:24:34 AM |
educationfirst | $50.00 | 1/25/2012 9:23:02 AM |
ingenious-order783 | $28.00 | 1/25/2012 9:28:08 AM |
Tradesmanlender | $25.00 | 1/25/2012 9:33:16 AM |
Cheburashka | $25.00 | 1/25/2012 9:55:48 AM |
Aimvest | $25.00 | 1/25/2012 9:40:41 AM |
Ragnar | $25.00 | 1/25/2012 10:02:50 AM |
nosualcneas | $25.00 | 1/25/2012 10:09:13 AM |
Guiren | $100.00 | 1/25/2012 12:14:59 PM |
simiray | $30.00 | 1/25/2012 1:48:26 PM |
Solid-Platinum | $40.00 | 1/25/2012 1:52:22 PM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:21 AM |
harmonious-yield | $25.00 | 1/25/2012 3:55:25 PM |
WLenders | $25.00 | 1/25/2012 10:26:52 AM |
balance-trailblazer | $88.72 | 1/25/2012 2:19:17 PM |
sonicpluto | $25.00 | 1/25/2012 3:52:06 PM |
helping-out | $25.00 | 1/25/2012 3:51:07 PM |
WonderPup | $26.00 | 1/25/2012 4:14:12 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:17:42 PM |
193 Investments
|
Borrower Payment Dependent Notes Series
551778
This series of Notes was issued and sold upon the funding of the borrower loan #59153, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $227.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-1992 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,806 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| moola-mussel4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $6,400.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
|
Principal balance:
| $4,632.74 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Loan Consolidation
Purpose of loan:
This loan will be used to consolidate two other loans (pay them off completely).
My financial situation:
I am a good candidate for this loan because my credit rating is good, I make my payments. I desire to pay off two other loans, with other banks that are at a higher interest rate. Thus I will be lowering my monthly payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
superb-funds335 | $25.00 | 1/16/2012 9:07:37 AM |
sturdy-fairness0 | $100.00 | 1/16/2012 9:29:49 AM |
genuine-integrity0 | $25.00 | 1/16/2012 11:59:44 AM |
AFairDeal | $25.00 | 1/16/2012 9:37:14 AM |
green-trade-dolphin2 | $29.68 | 1/16/2012 9:02:19 AM |
new-marketplace-lyrics | $25.00 | 1/16/2012 4:43:47 PM |
Harry | $50.00 | 1/16/2012 9:32:40 AM |
tntmojave | $50.00 | 1/16/2012 9:36:39 AM |
yield-quest | $100.00 | 1/16/2012 11:43:36 AM |
downtownfarm | $25.00 | 1/16/2012 5:37:32 PM |
givemethatmoney | $25.00 | 1/16/2012 12:27:48 PM |
BxRealtor | $25.00 | 1/16/2012 5:17:07 PM |
Kessler | $25.00 | 1/17/2012 8:15:39 AM |
GradEcon | $30.00 | 1/17/2012 7:46:00 AM |
dime-sprout | $25.00 | 1/17/2012 9:09:02 AM |
weiyinsan | $30.00 | 1/17/2012 3:15:29 PM |
selector568 | $300.00 | 1/17/2012 5:11:57 PM |
genius520 | $50.00 | 1/17/2012 5:25:38 PM |
A4 | $25.00 | 1/17/2012 5:42:48 PM |
sflawya | $25.00 | 1/18/2012 9:14:25 AM |
Rivervale_Westwood | $45.11 | 1/18/2012 10:08:59 AM |
ideal-platinum1 | $25.00 | 1/18/2012 9:22:07 AM |
Index_Plus | $5,000.00 | 1/18/2012 1:21:48 PM |
EretzCapital | $50.00 | 1/18/2012 3:28:20 PM |
PlatinumBank | $25.00 | 1/18/2012 3:24:18 PM |
econgineer | $75.00 | 1/18/2012 3:28:19 PM |
FlexFunding | $50.00 | 1/18/2012 3:13:49 PM |
FlexFunding | $50.00 | 1/18/2012 3:16:21 PM |
citytreker | $47.06 | 1/18/2012 3:28:18 PM |
LenderRob07 | $55.14 | 1/18/2012 3:30:28 PM |
1stBankAndHal | $25.04 | 1/16/2012 12:48:56 PM |
MoneyForNothing | $25.00 | 1/16/2012 9:32:13 AM |
hitsman | $50.00 | 1/16/2012 9:14:48 AM |
nimble-money086 | $25.00 | 1/16/2012 9:20:09 AM |
Weaverville | $25.00 | 1/16/2012 10:38:25 AM |
kenji4861 | $25.00 | 1/16/2012 9:20:48 AM |
JustMee | $25.00 | 1/16/2012 11:32:35 AM |
sensible-fund | $25.00 | 1/16/2012 11:47:44 AM |
vinayski | $25.00 | 1/16/2012 9:37:45 AM |
r48 | $25.00 | 1/16/2012 3:12:59 PM |
Uncle_Scrooge | $50.00 | 1/16/2012 12:16:21 PM |
elephantparty | $35.00 | 1/16/2012 9:10:19 AM |
enriching-dollar1 | $100.00 | 1/16/2012 9:24:10 AM |
rupee-equation2 | $25.00 | 1/16/2012 9:24:24 AM |
moola-gargantuan9 | $50.00 | 1/16/2012 4:38:08 PM |
fcrick | $25.00 | 1/16/2012 9:37:26 AM |
edaguy | $75.00 | 1/16/2012 5:36:51 PM |
credit-bliss8 | $25.00 | 1/16/2012 7:02:03 PM |
passivesf | $25.00 | 1/16/2012 7:05:34 PM |
BlessedEveryDay | $28.43 | 1/17/2012 8:13:34 AM |
GradEcon | $30.00 | 1/17/2012 7:47:23 AM |
addlending | $70.00 | 1/17/2012 10:28:45 AM |
integrity-american | $25.00 | 1/16/2012 8:44:25 PM |
justice-collector | $35.00 | 1/17/2012 4:43:47 AM |
Asgardian | $40.00 | 1/17/2012 5:39:11 AM |
Mrs-Honeydew | $25.00 | 1/17/2012 6:02:43 AM |
a- | $25.00 | 1/17/2012 3:56:59 PM |
indomitable-coin | $25.00 | 1/17/2012 5:30:39 PM |
a- | $25.00 | 1/17/2012 4:01:04 PM |
BlessedEveryDay | $30.00 | 1/18/2012 6:10:08 AM |
Tylerh | $250.00 | 1/17/2012 5:51:48 PM |
first-serene-credit | $25.00 | 1/18/2012 7:58:19 AM |
P2P_Investor | $2,000.00 | 1/18/2012 1:32:50 PM |
benjamin67 | $30.00 | 1/18/2012 2:28:10 PM |
blooming-market | $25.00 | 1/18/2012 3:21:00 PM |
csakhil | $25.00 | 1/18/2012 1:28:26 PM |
janeybooboo | $50.00 | 1/18/2012 2:05:54 PM |
auctionator1 | $25.00 | 1/18/2012 2:27:30 PM |
primed | $30.00 | 1/18/2012 2:35:15 PM |
FamilyEducationFund | $25.00 | 1/18/2012 3:04:22 PM |
pnace | $50.00 | 1/18/2012 3:32:00 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
551812
This series of Notes was issued and sold upon the funding of the borrower loan #59364, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,273.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $69.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-2000 |
Debt/Income ratio:
| 4% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,280 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dollar-goliath9 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Insulation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ivar | $25.00 | 1/16/2012 5:05:54 PM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:24 PM |
Kyjamune | $25.00 | 1/16/2012 5:05:28 PM |
logical-reward8 | $25.00 | 1/16/2012 5:20:12 PM |
lendersf | $50.00 | 1/16/2012 5:27:55 PM |
AFairDeal | $25.00 | 1/16/2012 5:16:49 PM |
SBT | $100.00 | 1/16/2012 5:25:24 PM |
downtownfarm | $25.00 | 1/16/2012 5:37:33 PM |
Aberdeen | $999.00 | 1/16/2012 5:29:01 PM |
Dollars4Rent | $50.00 | 1/16/2012 5:37:28 PM |
Zach842 | $33.77 | 1/16/2012 7:02:55 PM |
Dan4703 | $25.00 | 1/16/2012 7:18:40 PM |
SolarMoonshine | $25.00 | 1/16/2012 5:03:51 PM |
john0720 | $50.00 | 1/16/2012 7:10:33 PM |
epic-investment9 | $25.00 | 1/16/2012 9:00:38 PM |
leodaguy | $100.00 | 1/16/2012 5:22:37 PM |
LendToCause | $25.00 | 1/16/2012 6:11:37 PM |
kenji4861 | $25.00 | 1/16/2012 5:07:43 PM |
cashhelp | $25.00 | 1/16/2012 5:14:28 PM |
DDPrime | $50.00 | 1/16/2012 5:07:15 PM |
hitsman | $50.00 | 1/16/2012 5:18:56 PM |
AmericanCredit | $50.00 | 1/16/2012 5:18:37 PM |
cebgop | $25.00 | 1/16/2012 5:20:01 PM |
pirahna125 | $25.00 | 1/16/2012 5:21:56 PM |
TomDalonajay | $25.00 | 1/16/2012 5:43:28 PM |
penny-plato | $25.00 | 1/16/2012 5:43:58 PM |
dumbass | $25.00 | 1/16/2012 5:08:53 PM |
Harry | $50.00 | 1/16/2012 5:11:11 PM |
radforj22 | $25.00 | 1/16/2012 8:52:53 PM |
Hogan55 | $45.23 | 1/16/2012 8:26:04 PM |
Bobafet | $25.00 | 1/16/2012 5:27:46 PM |
CoolPlexer | $50.00 | 1/16/2012 5:33:09 PM |
meux99 | $25.00 | 1/16/2012 5:36:02 PM |
kinetic-social | $20.00 | 1/16/2012 9:05:47 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
551832
This series of Notes was issued and sold upon the funding of the borrower loan #59777, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 11y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,582 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orbital-credit6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bubb_hans | $50.00 | 1/27/2012 5:13:57 PM |
SFBank | $50.00 | 1/27/2012 5:01:29 PM |
tolerant-dime2 | $25.00 | 1/27/2012 5:55:38 PM |
2grindstones | $30.00 | 1/27/2012 7:04:00 PM |
persistent-loan | $25.00 | 1/28/2012 6:31:16 AM |
Interloper | $40.00 | 1/28/2012 10:02:27 AM |
kulender | $60.00 | 1/28/2012 10:41:38 AM |
SecondChanceLendingSERV | $30.09 | 1/28/2012 11:09:28 AM |
stock106 | $25.00 | 1/28/2012 11:10:17 AM |
shawnw2 | $25.00 | 1/27/2012 5:25:49 PM |
SolarMoonshine | $25.00 | 1/27/2012 5:01:09 PM |
money-baron-Roth401k | $41.00 | 1/27/2012 5:22:58 PM |
productive-note2 | $100.00 | 1/27/2012 5:17:06 PM |
yf99yz | $25.00 | 1/27/2012 5:56:19 PM |
intrepid-truth6 | $25.00 | 1/27/2012 5:58:00 PM |
cattlebaron | $25.00 | 1/27/2012 7:19:28 PM |
helpful-loan245 | $25.00 | 1/27/2012 11:37:09 PM |
melodious-openness | $200.00 | 1/28/2012 11:21:06 AM |
loss-of-control | $75.00 | 1/28/2012 11:26:36 AM |
vutah | $25.00 | 1/28/2012 10:18:37 AM |
Index_Plus | $3,073.91 | 1/28/2012 12:04:19 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
551842
This series of Notes was issued and sold upon the funding of the borrower loan #59411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 3y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $279,796 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| independent-hope4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
***Making Up Grades to Shop****
Hello I am Looking to Make upgrades to my AutoBody Shop...
I am looking to buy a Car Lift and looking to expand my business by doing more mechanical work. My current rent is $2900 but $2300 of it is sublet out and I only have to come with $600 a month for rent.
I can afford the payment of $173.00 and looking for a short term loan.
Loaned might will be paid of faster when I Expand and make more money.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/16/2012 5:03:04 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
551848
This series of Notes was issued and sold upon the funding of the borrower loan #59481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 6% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
2 | Length of status: | 15y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-atlantis9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
myself
Purpose of loan: vacation
This loan will be used to...personal
My financial situation:
I am a good candidate for this loan because...i have no debt
Monthly net income: $ 10000
Monthly expenses: $ 150
Housing: $3000
Insurance: $150
Car expenses: $436
Utilities: $400
Phone, cable, internet: $80
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/16/2012 5:08:46 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:31 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:12 PM |
tech310 | $50.00 | 1/18/2012 7:47:05 PM |
hitsman | $50.00 | 1/20/2012 5:26:24 PM |
edaguy | $75.00 | 1/20/2012 5:34:03 PM |
money-bauble | $100.00 | 1/21/2012 12:10:21 PM |
CaptainBlueberry | $25.00 | 1/21/2012 12:20:40 PM |
genius520 | $50.00 | 1/21/2012 12:15:42 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:48 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:37:59 AM |
principal-cooker2 | $100.00 | 1/22/2012 12:38:23 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:46 PM |
E_G | $50.00 | 1/22/2012 12:34:57 PM |
leodaguy | $100.00 | 1/23/2012 9:09:04 AM |
Index_Plus | $10,000.00 | 1/23/2012 9:44:29 PM |
blackstar | $25.00 | 1/24/2012 7:46:39 AM |
abradle2 | $41.24 | 1/23/2012 10:30:04 PM |
TheCount | $25.00 | 1/24/2012 9:16:10 AM |
mittman43 | $79.14 | 1/24/2012 9:20:32 AM |
upbeat-fund | $25.00 | 1/24/2012 8:37:29 AM |
speedster351 | $25.00 | 1/24/2012 8:40:02 AM |
orgy63 | $25.00 | 1/24/2012 8:58:41 AM |
dinero-launcher | $25.00 | 1/24/2012 8:50:51 AM |
klinebarger | $25.00 | 1/24/2012 9:03:23 AM |
Redmond | $25.00 | 1/24/2012 9:35:17 AM |
poeman | $25.00 | 1/24/2012 9:07:11 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:38 AM |
prudent-marketplace7 | $50.00 | 1/24/2012 9:48:30 AM |
dedication-magnolia9 | $25.00 | 1/24/2012 9:35:09 AM |
the-magnetic-transaction | $50.00 | 1/24/2012 9:37:34 AM |
mckhbnpc | $50.00 | 1/24/2012 10:12:38 AM |
yogi1975 | $25.00 | 1/24/2012 9:42:04 AM |
Bank_of_E-Ville | $25.00 | 1/24/2012 10:56:39 AM |
maguzzy | $25.00 | 1/24/2012 10:59:54 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:18 AM |
britgsb | $30.00 | 1/24/2012 9:55:31 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:25 AM |
dedicated-diversification5 | $131.43 | 1/24/2012 10:42:14 AM |
meoweo | $25.00 | 1/24/2012 10:50:24 AM |
alpete7 | $50.00 | 1/24/2012 10:59:51 AM |
Eagledrop | $25.00 | 1/24/2012 11:29:57 AM |
Kevin536 | $25.00 | 1/24/2012 11:27:54 AM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:24 PM |
csakhil | $25.00 | 1/18/2012 1:28:35 PM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:06 PM |
toblerone | $25.00 | 1/18/2012 5:08:57 PM |
Rivervale_Westwood | $25.00 | 1/19/2012 5:52:49 AM |
kulender | $50.00 | 1/20/2012 6:15:21 AM |
downtownfarm | $25.00 | 1/20/2012 5:26:34 PM |
Tylerh | $250.00 | 1/21/2012 12:07:45 PM |
kevin314 | $25.00 | 1/21/2012 12:19:07 PM |
selector568 | $300.00 | 1/21/2012 12:35:45 PM |
Weaverville | $25.00 | 1/23/2012 9:21:58 AM |
harty | $50.00 | 1/23/2012 12:38:04 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:25 AM |
Adam_00 | $50.00 | 1/23/2012 3:25:57 PM |
LendGuy | $25.00 | 1/24/2012 8:48:33 AM |
DreDub | $50.00 | 1/23/2012 9:59:00 PM |
unbelievable-exchange | $100.00 | 1/24/2012 6:26:31 AM |
Bob450 | $30.00 | 1/24/2012 7:01:24 AM |
orearella3 | $25.00 | 1/24/2012 9:21:25 AM |
noble-liberty717 | $47.50 | 1/24/2012 8:49:05 AM |
DHolly | $25.00 | 1/24/2012 9:05:24 AM |
FinanceEngine | $50.00 | 1/24/2012 9:19:07 AM |
duty-explosion9 | $25.00 | 1/24/2012 9:28:19 AM |
jazzlender | $48.00 | 1/24/2012 9:30:59 AM |
ommcd | $25.00 | 1/24/2012 9:54:49 AM |
organic-responsibility60 | $100.00 | 1/24/2012 10:14:07 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:17 AM |
haiku328 | $27.54 | 1/24/2012 10:41:20 AM |
rescue | $100.00 | 1/24/2012 9:48:16 AM |
ChrisProsper | $268.80 | 1/24/2012 11:32:42 AM |
details | $29.35 | 1/24/2012 9:58:59 AM |
jeg3k | $50.00 | 1/24/2012 10:23:48 AM |
626457 | $25.00 | 1/24/2012 10:26:48 AM |
payout-quark | $175.00 | 1/24/2012 10:36:05 AM |
nelsonschool | $37.00 | 1/24/2012 10:46:51 AM |
HelloKittySanrio | $25.00 | 1/24/2012 10:59:37 AM |
marketologist327 | $25.00 | 1/24/2012 11:03:47 AM |
nestegg4e | $25.00 | 1/24/2012 11:31:45 AM |
the-hope-workhorse | $200.00 | 1/24/2012 11:31:27 AM |
82 Investments
|
Borrower Payment Dependent Notes Series
551856
This series of Notes was issued and sold upon the funding of the borrower loan #59344, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-16-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $333.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 17% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
9 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,731 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Beckett1209 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: This loan will be used to...pay off all other debts except for auto and free up extra cash.
My financial situation:
I am a good candidate for this loan because...i am a home owner and am current with all of my bills. I have a steady job and have my paychecks directly deposited into my bank account. I am not late on any payments.
Monthly net income: $5000
Monthly expenses: $200
Housing: $663
Insurance: $62
Car expenses: $290
Utilities: $150
Phone, cable, internet: $80
Food, entertainment: $100
Clothing, household expenses: $75
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
superb-funds335 | $25.00 | 1/16/2012 5:15:31 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:32 PM |
BAJMP | $25.00 | 1/16/2012 7:42:08 PM |
vutah | $25.00 | 1/16/2012 6:04:36 PM |
integrity-american | $25.00 | 1/16/2012 8:44:30 PM |
a- | $25.00 | 1/17/2012 4:29:11 PM |
csakhil | $25.00 | 1/18/2012 1:28:36 PM |
downtownfarm | $25.00 | 1/18/2012 5:16:32 PM |
selector568 | $300.00 | 1/18/2012 5:39:57 PM |
toblerone | $25.00 | 1/18/2012 5:08:57 PM |
Manvel | $25.00 | 1/18/2012 5:10:03 PM |
enchanted-note | $25.00 | 1/18/2012 5:31:15 PM |
hitsman | $50.00 | 1/18/2012 5:37:17 PM |
Rivervale_Westwood | $25.00 | 1/19/2012 5:51:56 AM |
CaptainBlueberry | $25.00 | 1/19/2012 9:16:54 AM |
Tylerh | $250.00 | 1/19/2012 5:16:53 PM |
market-sumac | $100.00 | 1/19/2012 4:20:11 PM |
kulender | $50.00 | 1/20/2012 6:15:21 AM |
Asgardian | $25.00 | 1/20/2012 7:16:10 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:48 PM |
genius520 | $50.00 | 1/21/2012 12:15:42 PM |
E_G | $50.00 | 1/22/2012 12:34:57 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:39:35 PM |
icelander | $50.00 | 1/23/2012 8:52:56 AM |
FinanceProfCFA | $200.00 | 1/23/2012 10:54:01 AM |
sturdy-note5 | $25.00 | 1/23/2012 11:32:32 AM |
harty | $50.00 | 1/23/2012 12:38:04 PM |
healthy-fund7 | $25.00 | 1/23/2012 3:12:08 PM |
reflective-rupee | $25.00 | 1/23/2012 1:38:01 PM |
well-mannered-income3 | $40.00 | 1/23/2012 2:51:55 PM |
leodaguy | $100.00 | 1/23/2012 5:25:39 PM |
investment-appraiser | $50.00 | 1/23/2012 6:35:54 PM |
bullish2bearish | $30.00 | 1/23/2012 8:10:48 AM |
Christophe | $25.00 | 1/23/2012 7:21:45 AM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:12 PM |
skillful-asset5 | $30.00 | 1/16/2012 8:24:41 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:47 PM |
enriching-dollar1 | $100.00 | 1/16/2012 5:12:25 PM |
DHolly | $25.00 | 1/16/2012 5:12:57 PM |
moola-gargantuan9 | $50.00 | 1/16/2012 5:31:35 PM |
HeroSupport | $80.00 | 1/18/2012 3:47:38 PM |
EngineersAlliance | $100.00 | 1/18/2012 5:42:27 PM |
edaguy | $75.00 | 1/18/2012 5:11:14 PM |
tech310 | $50.00 | 1/18/2012 7:47:06 PM |
money-bauble | $100.00 | 1/19/2012 5:28:04 PM |
emergencyMD | $100.00 | 1/19/2012 5:50:10 PM |
kevin314 | $50.00 | 1/19/2012 11:19:36 PM |
benjo | $50.00 | 1/19/2012 10:08:24 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:42:30 AM |
blueshound | $25.00 | 1/19/2012 9:03:37 PM |
loss-of-control | $100.00 | 1/20/2012 6:54:51 PM |
greenback-seagull2 | $50.00 | 1/21/2012 12:13:50 PM |
Sevron | $100.00 | 1/21/2012 6:09:34 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:00 AM |
bazaar-festivity | $25.00 | 1/22/2012 12:43:38 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:47 PM |
cymbal097 | $33.33 | 1/22/2012 4:43:01 PM |
strippermoney | $250.00 | 1/22/2012 4:51:17 PM |
Weaverville | $25.00 | 1/23/2012 9:21:58 AM |
cello1 | $25.00 | 1/22/2012 6:35:35 PM |
gain-equator | $25.00 | 1/22/2012 9:33:05 PM |
flexible-duty3 | $25.00 | 1/23/2012 5:15:16 AM |
wonder3 | $50.00 | 1/23/2012 8:56:13 AM |
principal-cooker2 | $100.00 | 1/23/2012 9:10:39 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:26 AM |
Adam_00 | $50.00 | 1/23/2012 3:25:57 PM |
MarcusJames04 | $100.00 | 1/23/2012 11:50:24 AM |
investment-cluster | $100.00 | 1/23/2012 6:51:12 PM |
director877 | $50.00 | 1/23/2012 7:47:35 PM |
nimble-money086 | $25.00 | 1/23/2012 9:24:54 PM |
important-ore | $200.00 | 1/23/2012 9:13:45 PM |
Index_Plus | $6,161.67 | 1/23/2012 9:38:48 PM |
72 Investments
|
Borrower Payment Dependent Notes Series
551868
This series of Notes was issued and sold upon the funding of the borrower loan #59564, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $138.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 22% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 4
/
7 | Length of status: | 2y 10m |
Amount delinquent:
| $1,981 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,914 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 43 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duck2006 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2009)
720-739
(Jul-2009)
600-619
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off the rest of my high interest credit cards.
My financial situation:
I am a good candidate for this loan because I previously have gotten a loan from prosper and never missed a payment and paid off loan in full. This past year I paid off $6000 of credit card debt.
I have been struggling to get a traditional loan because when I did a modification on my mortgage over a year ago it wrecked my credit. I have paid my mortgage on time for over a year now since the modification.
Monthly net income: $3200
Monthly expenses: $1756
Housing: $986
Insurance: $0
Car expenses: $200
Utilities: $60
Phone, cable, internet: $120
Food, entertainment: $200
Clothing, household expenses: $0
Credit cards and other loans: $190
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
312-Lender | $25.00 | 1/25/2012 5:02:01 PM |
SolarMoonshine | $50.00 | 1/25/2012 5:01:35 PM |
trumpeter5 | $25.00 | 1/25/2012 5:01:56 PM |
affluence-generator2 | $375.00 | 1/25/2012 5:01:16 PM |
worth-blanket2 | $3,500.00 | 1/25/2012 5:02:21 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
551872
This series of Notes was issued and sold upon the funding of the borrower loan #59319, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $189.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 28% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,647 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| ore-sanctuary |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to allow me to close two credit card accounts with relatively high interest rates (20%+) and no benefits.
My financial situation:
I am a good candidate for this loan because I have a steady, reliable income and pay all my bills on time.
I just want to get rid of the high-interest payments to some old credit cards and close them out so I have one bill at lower interest.
Monthly net income: $4600
Monthly expenses: $4260
Housing: $2400
Insurance: $200
Car expenses: $800
Utilities: $250
Phone, cable, internet: $110
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-dollar1 | $100.00 | 1/16/2012 5:12:25 PM |
green-trade-dolphin2 | $34.62 | 1/16/2012 5:02:31 PM |
impressive-justice6 | $50.00 | 1/16/2012 5:35:47 PM |
pirahna125 | $25.00 | 1/16/2012 5:21:56 PM |
rupee-equation2 | $25.00 | 1/16/2012 5:26:02 PM |
tech310 | $50.00 | 1/18/2012 7:43:16 PM |
QsDad | $25.00 | 1/19/2012 10:43:35 AM |
charming-exchange7 | $25.00 | 1/20/2012 9:31:55 AM |
Interloper | $25.00 | 1/20/2012 9:57:25 AM |
SOP_Bank | $25.00 | 1/20/2012 2:50:13 PM |
Rivervale_Westwood | $25.00 | 1/21/2012 11:09:26 AM |
edaguy | $75.00 | 1/21/2012 12:25:09 PM |
kevin314 | $25.00 | 1/21/2012 12:19:07 PM |
downtownfarm | $25.00 | 1/21/2012 12:07:21 PM |
CaptainBlueberry | $25.00 | 1/21/2012 12:20:40 PM |
responsible-investment0 | $50.00 | 1/21/2012 12:27:33 PM |
nickel-demon2 | $50.00 | 1/21/2012 7:38:58 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:00 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:47 PM |
Tylerh | $250.00 | 1/22/2012 12:36:57 PM |
kenji4861 | $25.00 | 1/16/2012 5:08:47 PM |
sturdy-fairness0 | $50.00 | 1/16/2012 5:38:12 PM |
john0720 | $50.00 | 1/16/2012 7:10:33 PM |
integrity-american | $25.00 | 1/16/2012 8:44:31 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:32 PM |
matt_2006 | $25.00 | 1/17/2012 9:24:05 AM |
serene-capital | $30.00 | 1/17/2012 5:32:01 PM |
scarlet-velvet | $25.08 | 1/18/2012 7:20:28 AM |
heerzaquestion | $25.00 | 1/18/2012 8:47:55 AM |
csakhil | $25.00 | 1/18/2012 1:28:37 PM |
Mav26 | $42.12 | 1/18/2012 6:25:25 PM |
killdare | $25.00 | 1/18/2012 7:36:03 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:21 AM |
MatthewDP | $50.00 | 1/20/2012 9:18:31 AM |
toblerone | $25.00 | 1/20/2012 5:13:01 PM |
EngineersAlliance | $125.00 | 1/20/2012 5:30:13 PM |
HeroSupport | $80.00 | 1/20/2012 5:03:21 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:49 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:48 PM |
principal-bull | $25.00 | 1/21/2012 12:42:59 PM |
hitsman | $50.00 | 1/21/2012 12:51:28 PM |
genius520 | $50.00 | 1/21/2012 12:15:42 PM |
selector568 | $47.00 | 1/21/2012 12:35:46 PM |
Sevron | $100.00 | 1/21/2012 6:09:34 PM |
unbeatable-credit1 | $50.00 | 1/21/2012 8:50:47 PM |
GCInvestments | $25.00 | 1/21/2012 11:06:57 PM |
hidavehi | $40.00 | 1/22/2012 8:56:21 AM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:51 AM |
repayment-hawk5 | $25.00 | 1/22/2012 9:57:54 AM |
Index_Plus | $2,701.18 | 1/22/2012 2:32:13 PM |
iq8w7ht | $25.00 | 1/22/2012 12:40:20 PM |
51 Investments
|
Borrower Payment Dependent Notes Series
551888
This series of Notes was issued and sold upon the funding of the borrower loan #59286, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-16-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $205.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2007 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| unique-kindness392 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mustang
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loan-fate | $50.00 | 1/16/2012 5:06:25 PM |
golden-velocity9 | $25.00 | 1/16/2012 5:15:48 PM |
rupee-equation2 | $25.00 | 1/16/2012 5:26:02 PM |
economy-coup | $50.00 | 1/16/2012 5:28:09 PM |
superb-funds335 | $25.00 | 1/16/2012 5:15:31 PM |
Aberdeen | $5,275.00 | 1/16/2012 5:29:27 PM |
worthy-bid8 | $50.00 | 1/16/2012 5:22:58 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
551904
This series of Notes was issued and sold upon the funding of the borrower loan #59386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-16-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $85.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 24y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,420 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| No | | |
Screen name:
| breathtaking-cash789 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
happy825
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500.00
Monthly expenses: $1200.00
Housing: $
Insurance: $230.93
Car expenses: $120.00
Utilities: $220.00
Phone, cable, internet: $
Food, entertainment: $300.00
Clothing, household expenses: $100.00
Credit cards and other loans: $230.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $50.00 | 1/16/2012 5:07:31 PM |
handy-justice | $50.00 | 1/16/2012 5:05:15 PM |
hitsman | $50.00 | 1/16/2012 5:18:57 PM |
Investor_DP | $100.00 | 1/16/2012 5:32:51 PM |
autonomous-truth | $50.00 | 1/16/2012 8:39:20 PM |
melodious-openness | $100.00 | 1/17/2012 2:58:06 AM |
mrxtravis | $25.00 | 1/16/2012 5:23:33 PM |
principal-cooker2 | $100.00 | 1/17/2012 5:07:12 PM |
economy-shrubbery6 | $25.00 | 1/17/2012 12:25:35 PM |
Dubbs360 | $25.00 | 1/17/2012 5:31:41 PM |
principal-exec | $25.00 | 1/17/2012 3:55:08 PM |
wwwUniversal | $25.00 | 1/17/2012 5:46:43 PM |
frogperson | $200.00 | 1/17/2012 5:27:27 PM |
Tikibarman | $38.58 | 1/18/2012 9:06:43 AM |
forthright-trade | $2.88 | 1/18/2012 10:44:18 AM |
jiggaman7 | $50.00 | 1/16/2012 5:13:37 PM |
SolarMoonshine | $25.00 | 1/16/2012 5:02:46 PM |
careful-vigilance4 | $25.00 | 1/16/2012 5:14:08 PM |
worthy-bid8 | $50.00 | 1/16/2012 5:22:59 PM |
WilliamLeeSims | $25.00 | 1/16/2012 5:38:52 PM |
nimble-revenue5 | $50.00 | 1/16/2012 5:42:57 PM |
asset-professor | $25.00 | 1/16/2012 5:36:20 PM |
calimanusa | $30.00 | 1/16/2012 7:41:50 PM |
LuvToLend | $25.00 | 1/16/2012 5:05:49 PM |
well-rounded-payout0 | $50.00 | 1/16/2012 5:11:16 PM |
bubb_hans | $50.00 | 1/16/2012 5:14:42 PM |
social-booster4 | $50.00 | 1/17/2012 11:13:38 AM |
glenium | $25.00 | 1/17/2012 2:30:40 AM |
scoobiedoo | $25.00 | 1/17/2012 5:59:04 AM |
GS-ROCK | $28.54 | 1/17/2012 10:24:54 AM |
kindness-ace1 | $50.00 | 1/17/2012 4:28:18 PM |
high_flyer | $100.00 | 1/17/2012 4:42:06 PM |
orearella3 | $25.00 | 1/17/2012 5:53:54 PM |
velocity-warrior | $25.00 | 1/17/2012 5:50:27 PM |
Something-Corporate | $25.00 | 1/17/2012 5:35:07 PM |
Bob450 | $25.00 | 1/18/2012 6:40:33 AM |
twjh | $25.00 | 1/18/2012 4:04:15 AM |
JoePaNation | $50.00 | 1/17/2012 7:02:27 PM |
papaloha | $100.00 | 1/17/2012 9:13:41 PM |
rupee-universe | $25.00 | 1/17/2012 11:40:34 PM |
worthy-bid4 | $50.00 | 1/18/2012 9:31:06 AM |
LittleMingo | $25.00 | 1/18/2012 9:08:43 AM |
CA-Lender | $25.00 | 1/18/2012 10:04:31 AM |
sharpey | $25.00 | 1/18/2012 9:14:52 AM |
kinetic-social | $25.00 | 1/18/2012 9:41:18 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
551910
This series of Notes was issued and sold upon the funding of the borrower loan #59455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $128.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1987 |
Debt/Income ratio:
| 24% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 0m |
Amount delinquent:
| $370 |
Total credit lines:
| 24 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,105 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 75% | | |
| |
Homeownership:
| No | | |
Screen name:
| red-social-contributor |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
GW Funding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
principal-cooker2 | $100.00 | 1/17/2012 5:07:12 PM |
asset-professor | $25.00 | 1/17/2012 5:05:41 PM |
hitsman | $50.00 | 1/17/2012 5:15:14 PM |
worthy-bid8 | $50.00 | 1/17/2012 5:38:11 PM |
SecondChanceLendingSERV | $29.84 | 1/17/2012 10:18:48 PM |
Investor_DP | $100.00 | 1/17/2012 5:42:26 PM |
WilliamLeeSims | $25.00 | 1/17/2012 5:52:02 PM |
Bob450 | $25.00 | 1/17/2012 7:51:52 PM |
finance-mushroom | $200.00 | 1/18/2012 9:28:11 AM |
Something-Corporate | $25.00 | 1/18/2012 7:10:17 PM |
productive-note2 | $50.00 | 1/18/2012 6:21:46 PM |
ericb674 | $25.00 | 1/19/2012 9:06:13 AM |
HenryS | $30.00 | 1/19/2012 9:10:25 AM |
orearella3 | $25.00 | 1/19/2012 9:28:01 AM |
hopeful-deal7 | $25.00 | 1/19/2012 9:28:05 AM |
tsquared_030 | $25.00 | 1/18/2012 10:44:26 PM |
money-vista | $25.00 | 1/19/2012 9:35:03 AM |
wwwUniversal | $25.00 | 1/19/2012 9:42:05 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:29 AM |
desertoasis | $25.00 | 1/19/2012 8:48:52 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:58 AM |
economy-producer | $25.00 | 1/19/2012 9:44:20 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:43 AM |
dedicated-transaction796 | $25.00 | 1/19/2012 9:32:32 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:26 AM |
glenium | $25.00 | 1/20/2012 2:30:31 AM |
kulender | $50.00 | 1/20/2012 6:15:27 AM |
Evolver | $25.00 | 1/20/2012 9:29:20 AM |
kind-charming-value | $300.00 | 1/20/2012 11:53:59 AM |
rss197 | $25.00 | 1/20/2012 1:30:08 PM |
JASHoldingsLTD1 | $25.00 | 1/20/2012 3:09:08 PM |
high_flyer | $50.00 | 1/20/2012 6:41:15 PM |
economy-ringleader048 | $49.72 | 1/20/2012 8:59:12 PM |
rupee-universe | $25.00 | 1/20/2012 8:06:13 PM |
jiggaman7 | $50.00 | 1/17/2012 5:19:40 PM |
rvfbroker | $25.00 | 1/17/2012 5:30:50 PM |
nimble-revenue5 | $50.00 | 1/17/2012 5:33:46 PM |
MikeyZ2008 | $25.00 | 1/17/2012 5:37:16 PM |
LuvToLend | $25.00 | 1/17/2012 5:11:39 PM |
new-intuitive-dime | $25.00 | 1/17/2012 5:42:39 PM |
careful-vigilance4 | $25.00 | 1/17/2012 5:14:05 PM |
nex | $25.00 | 1/17/2012 5:50:05 PM |
Dubbs360 | $50.00 | 1/17/2012 5:31:42 PM |
bubb_hans | $50.00 | 1/17/2012 5:40:22 PM |
well-rounded-payout0 | $50.00 | 1/18/2012 9:23:45 AM |
top-historic-peso | $25.00 | 1/18/2012 9:35:04 AM |
stepatatime-together | $95.00 | 1/18/2012 9:45:56 AM |
Weaverville | $25.00 | 1/18/2012 10:49:10 AM |
sharpey | $25.00 | 1/18/2012 9:14:52 AM |
gain-equator | $25.00 | 1/18/2012 3:25:30 PM |
csakhil | $25.00 | 1/18/2012 1:28:47 PM |
money-yeller | $50.00 | 1/18/2012 3:47:22 PM |
toblerone | $25.00 | 1/18/2012 5:09:01 PM |
restless-currency | $50.00 | 1/18/2012 5:34:19 PM |
HHP | $100.00 | 1/19/2012 9:30:34 AM |
asiaratt | $50.00 | 1/19/2012 9:28:11 AM |
ITExec | $100.00 | 1/19/2012 7:44:10 AM |
green-ore-expert | $25.00 | 1/19/2012 9:33:42 AM |
Boston005 | $25.00 | 1/19/2012 9:42:23 AM |
life-is-great | $25.00 | 1/19/2012 9:21:27 AM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:10 PM |
ethical-truth211 | $25.00 | 1/20/2012 10:33:03 AM |
unforgettable-return6 | $25.00 | 1/20/2012 10:10:54 AM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:35 AM |
a-plentiful-loyalty | $25.00 | 1/20/2012 11:35:26 AM |
alexgalt | $25.00 | 1/20/2012 12:12:02 PM |
Fire-your-banker | $50.00 | 1/20/2012 4:18:17 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:45 PM |
ZOOOM | $5.14 | 1/20/2012 10:28:23 PM |
saihu | $25.30 | 1/20/2012 8:08:23 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
551920
This series of Notes was issued and sold upon the funding of the borrower loan #59205, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $400.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-2001 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,402 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 102% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-treaty2 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
inquiry
Purpose of loan:
This loan will be used to pay off existing credit card debt previously used for home improvements and to reduce my overall debt and financial strain.
My financial situation:
I am a good candidate for this loan because im currently up to date on all my loan payments and other financial obligations and i have excellent work history with stable employment.
Monthly net income: $4000
Monthly expenses: $
Housing: $925
Insurance: $100
Car expenses: $250
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $550
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/18/2012 9:02:49 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
551972
This series of Notes was issued and sold upon the funding of the borrower loan #59847, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1998 |
Debt/Income ratio:
| 23% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,381 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| creekdawg |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 53 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $21,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Jun-2010)
680-699
(Dec-2007)
|
Principal balance:
| $3,206.53 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 53 | | |
Description
Looking to get the roof fixed on my
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have already paid off a prosper loan balance of $15,000 without ever making a late payment. Also, currently I have a small Prosper loan I used to get my a/c fixed and have never been paid late on that loan either (it's been almost two years). I have also worked for the same company for over ten years and have a verified solid monthly income.
Monthly net income: $ 5500
Monthly expenses: $
Housing: $ 1150
Insurance: $150
Car expenses: $450
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $350
Clothing, household expenses: $100
Credit cards and other loans: $100
Other expenses (Gas/Prosper Loan): $350
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $300.00 | 1/17/2012 9:01:21 AM |
trumpeter5 | $50.00 | 1/17/2012 9:01:56 AM |
LittleMingo | $50.00 | 1/17/2012 9:02:12 AM |
worth-blanket2 | $10,000.00 | 1/17/2012 9:02:23 AM |
fascinating-generosity3 | $385.15 | 1/17/2012 9:02:02 AM |
MoneyForNothing | $25.00 | 1/17/2012 9:01:43 AM |
atlas-shrugged | $200.00 | 1/17/2012 9:02:19 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
551974
This series of Notes was issued and sold upon the funding of the borrower loan #59182, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $177.44 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
18 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,542 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 29% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fair-asset8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ACE payoffs CC
Purpose of loan:
This loan will be used to.consoladate my three credit cards to get a lower interest rate.
My financial situation:
I am a good candidate for this loan because I am a professionall and have a full time job and i am also an Officer in the coast guard reserves which gives me a second income so there will be no issues on paying off my loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Harry | $50.00 | 1/17/2012 9:06:15 AM |
kenji4861 | $25.00 | 1/17/2012 9:22:38 AM |
sturdy-fairness0 | $100.00 | 1/17/2012 9:23:51 AM |
enriching-dollar1 | $100.00 | 1/17/2012 9:30:59 AM |
AFairDeal | $25.00 | 1/17/2012 9:38:01 AM |
JustMee | $25.00 | 1/17/2012 10:37:57 AM |
heerzaquestion | $40.00 | 1/17/2012 3:03:13 PM |
a- | $25.00 | 1/17/2012 4:29:12 PM |
hitsman | $50.00 | 1/17/2012 5:15:10 PM |
Ripsaw4U | $50.00 | 1/18/2012 9:47:51 AM |
cagcrash | $75.00 | 1/18/2012 5:25:41 PM |
edaguy | $75.00 | 1/18/2012 5:11:14 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:47:18 PM |
blooming-market | $25.00 | 1/18/2012 5:33:57 PM |
Fiimg | $50.00 | 1/18/2012 6:23:02 PM |
socal-lender | $25.00 | 1/18/2012 7:42:29 PM |
crw1950 | $62.05 | 1/19/2012 4:45:21 AM |
ddog0224 | $25.00 | 1/19/2012 6:45:32 AM |
MonkeyHero | $43.18 | 1/19/2012 9:26:24 AM |
Emperor_of_Banking | $100.00 | 1/18/2012 9:35:24 PM |
Google_Me | $75.00 | 1/18/2012 10:29:06 PM |
leodaguy | $31.00 | 1/19/2012 9:29:32 AM |
point-monger5 | $404.01 | 1/18/2012 10:49:47 PM |
genius520 | $50.00 | 1/19/2012 9:33:50 AM |
astute-fairness0 | $25.00 | 1/19/2012 9:42:06 AM |
comet55 | $25.00 | 1/19/2012 5:51:26 AM |
trustworthy-finance6 | $200.00 | 1/19/2012 8:02:54 AM |
thinker6 | $50.00 | 1/19/2012 8:16:35 AM |
dano1965 | $25.00 | 1/19/2012 8:33:23 AM |
indomitable-coin | $25.00 | 1/19/2012 9:10:40 AM |
PaulW | $25.00 | 1/19/2012 11:36:43 AM |
heroic-vigilance1 | $25.00 | 1/19/2012 10:12:59 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:23 AM |
bid-fort3 | $25.00 | 1/19/2012 10:59:55 AM |
charming-exchange7 | $25.00 | 1/19/2012 12:14:33 PM |
selector568 | $300.00 | 1/19/2012 9:26:50 AM |
tranquil-diversification8 | $34.53 | 1/19/2012 1:38:23 PM |
sappy02 | $50.00 | 1/19/2012 2:48:51 PM |
thorough-marketplace441 | $100.00 | 1/19/2012 4:44:48 PM |
Trondheim_Norway | $100.00 | 1/19/2012 10:29:00 AM |
investment-comet | $25.00 | 1/19/2012 11:32:29 AM |
DalCowboys | $25.00 | 1/19/2012 4:35:53 PM |
vtr1000 | $38.09 | 1/19/2012 11:40:19 AM |
nikkiesgrandma | $25.00 | 1/19/2012 12:02:02 PM |
munnu | $100.00 | 1/19/2012 1:16:29 PM |
hyperdrive566 | $25.00 | 1/19/2012 1:25:30 PM |
TheArtOfLogic | $25.00 | 1/19/2012 1:51:37 PM |
Grandmahoneybee | $57.00 | 1/19/2012 2:44:59 PM |
LateOneNight | $25.00 | 1/19/2012 5:28:01 PM |
market-trooper3 | $30.00 | 1/19/2012 4:37:04 PM |
suave-income397 | $550.00 | 1/19/2012 6:09:15 PM |
ChrisProsper | $0.58 | 1/19/2012 7:35:26 PM |
pirahna125 | $25.00 | 1/17/2012 9:19:19 AM |
green-trade-dolphin2 | $26.01 | 1/17/2012 9:02:16 AM |
penny-plato | $25.00 | 1/17/2012 9:02:23 AM |
rupee-equation2 | $25.00 | 1/17/2012 9:29:39 AM |
downtownfarm | $25.00 | 1/17/2012 5:53:57 PM |
john0720 | $50.00 | 1/17/2012 6:10:56 PM |
blue-useful-auction | $25.00 | 1/18/2012 6:58:45 AM |
csakhil | $25.00 | 1/18/2012 1:28:42 PM |
GreenLender11 | $100.00 | 1/18/2012 5:13:20 PM |
DanV | $36.00 | 1/18/2012 5:30:38 PM |
E-2 | $100.00 | 1/18/2012 5:05:11 PM |
lean-dedication | $50.33 | 1/18/2012 8:58:54 PM |
generosity-poem2 | $100.00 | 1/18/2012 7:35:03 PM |
Binan | $25.00 | 1/19/2012 4:55:28 AM |
eCapital | $50.00 | 1/18/2012 7:00:47 PM |
Brisket_Bob | $26.22 | 1/19/2012 4:33:39 AM |
thepillowsack | $25.00 | 1/19/2012 7:33:37 AM |
Centerline15 | $25.00 | 1/19/2012 9:14:49 AM |
Tylerh | $250.00 | 1/19/2012 9:13:43 AM |
currency-persimmon | $50.00 | 1/19/2012 11:13:36 AM |
kindness-sage | $30.00 | 1/19/2012 10:03:50 AM |
E_G | $50.00 | 1/19/2012 9:11:15 AM |
I_Like_to_Invest | $150.00 | 1/19/2012 10:45:43 AM |
orearella3 | $25.00 | 1/19/2012 9:28:01 AM |
a- | $25.00 | 1/19/2012 11:35:35 AM |
prudent-payout462 | $25.00 | 1/19/2012 1:24:57 PM |
VBPlayer | $35.00 | 1/19/2012 2:43:01 PM |
pednatjr | $50.00 | 1/19/2012 1:16:34 PM |
excellent-funds025 | $100.00 | 1/19/2012 5:09:30 PM |
BzJ108 | $50.00 | 1/19/2012 11:23:29 AM |
thankful-nickel2 | $25.00 | 1/19/2012 5:17:26 PM |
MrSolution | $50.00 | 1/19/2012 2:30:03 PM |
jdrez | $25.00 | 1/19/2012 2:43:28 PM |
zippy-revenue8 | $25.00 | 1/19/2012 3:24:03 PM |
durable-deal2 | $50.00 | 1/19/2012 3:57:22 PM |
reinforced-velocity158 | $56.00 | 1/19/2012 6:13:12 PM |
Golfmoney | $100.00 | 1/19/2012 5:32:27 PM |
89 Investments
|
Borrower Payment Dependent Notes Series
552010
This series of Notes was issued and sold upon the funding of the borrower loan #59724, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $205.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
17 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,764 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fulfilling-value1 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card COnsolidation
Purpose of loan:
This loan will be used to... Pay off credit card debt.
My financial situation:
I am a good candidate for this loan because... I have maintained this debt since it was created. I have never been late on a debt payment. I have not had any late payments on any debt in the past 5 years.
I have just completed a separation and this loan is to consolidate my half of that debt. I have no increased expense form the divorce. There were no children created in the relationship and no spouse debt payments were created in the separation. I am creating this loan to make an overall lover interest rate on my credit card debt.
Monthly net income: $2400
Monthly expenses: $ Total 1600.00
Housing: $ 450.00
Insurance: $ 50.00
Car expenses: $ 100.00
Utilities: $ 200.00
Phone, cable, internet: $ 100.00
Food, entertainment: $ 200.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 200.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HeroSupport | $80.00 | 1/17/2012 5:08:07 PM |
janeybooboo | $50.00 | 1/17/2012 5:09:17 PM |
DHolly | $25.00 | 1/17/2012 5:10:36 PM |
kenji4861 | $25.00 | 1/17/2012 5:14:15 PM |
GreenLender11 | $100.00 | 1/17/2012 5:25:12 PM |
cattlebaron | $50.00 | 1/17/2012 5:25:17 PM |
rupee-equation2 | $25.00 | 1/17/2012 5:35:25 PM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:34 PM |
Investor_DP | $100.00 | 1/17/2012 5:42:01 PM |
matt_2006 | $25.00 | 1/17/2012 5:45:49 PM |
nimble-money086 | $25.00 | 1/17/2012 7:11:34 PM |
csakhil | $25.00 | 1/18/2012 1:28:48 PM |
toblerone | $25.00 | 1/18/2012 5:09:01 PM |
Rivervale_Westwood | $25.00 | 1/19/2012 5:51:28 AM |
integrity-american | $50.00 | 1/19/2012 8:51:40 PM |
blueshound | $25.00 | 1/19/2012 9:05:06 PM |
MatthewDP | $50.00 | 1/20/2012 9:18:32 AM |
helpful-loan245 | $25.00 | 1/24/2012 1:07:10 AM |
buffalobills | $25.00 | 1/24/2012 7:28:38 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:22 AM |
enticing-note | $25.00 | 1/24/2012 6:53:28 PM |
kevin314 | $40.00 | 1/24/2012 8:17:18 PM |
credit-bliss8 | $25.00 | 1/24/2012 11:26:17 PM |
MarvintheMartian | $25.00 | 1/25/2012 5:09:21 AM |
first-finance-multiplier | $88.10 | 1/25/2012 9:16:54 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:29 AM |
mainsail35 | $30.00 | 1/25/2012 4:14:28 PM |
balanced-rupee | $50.00 | 1/25/2012 6:18:36 PM |
the-brainy-power | $25.00 | 1/26/2012 12:22:48 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:38 PM |
Harry | $100.00 | 1/26/2012 5:37:12 PM |
InvestorPartners | $25.00 | 1/27/2012 9:53:33 AM |
transaction-surge0 | $25.00 | 1/27/2012 12:27:10 PM |
hitsman | $50.00 | 1/17/2012 5:15:15 PM |
serene-capital | $30.00 | 1/17/2012 5:29:41 PM |
scarlet-velvet | $25.08 | 1/17/2012 5:04:32 PM |
downtownfarm | $25.00 | 1/17/2012 5:53:59 PM |
skillful-asset5 | $30.00 | 1/17/2012 6:21:40 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:14 PM |
moola-gargantuan9 | $50.00 | 1/18/2012 6:25:42 AM |
a- | $25.00 | 1/18/2012 8:54:44 AM |
tech310 | $50.00 | 1/18/2012 7:43:20 PM |
kulender | $50.00 | 1/20/2012 6:15:27 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:53 PM |
BAJMP | $25.00 | 1/21/2012 11:45:47 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:04 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:34 AM |
availableloan | $25.00 | 1/24/2012 8:44:38 PM |
magical-credit523 | $25.00 | 1/25/2012 9:49:36 AM |
Nusk | $25.00 | 1/25/2012 4:40:13 PM |
Tylerh | $250.00 | 1/26/2012 5:09:44 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:29 PM |
A4 | $25.00 | 1/26/2012 3:43:19 PM |
Sid-K | $25.00 | 1/26/2012 5:13:24 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:24 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:09 PM |
john0720 | $25.00 | 1/26/2012 7:50:24 PM |
antlr | $50.00 | 1/27/2012 6:25:19 AM |
ericgassercom | $25.00 | 1/27/2012 9:37:53 AM |
refined-return922 | $25.00 | 1/27/2012 12:08:25 PM |
selfmademan | $25.00 | 1/27/2012 12:09:19 PM |
income-motor4 | $25.00 | 1/27/2012 12:26:56 PM |
well-mannered-income3 | $40.00 | 1/27/2012 12:39:10 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:27:56 AM |
Index_Plus | $5,081.82 | 1/27/2012 12:49:13 PM |
loyalty-czar | $30.00 | 1/27/2012 11:38:39 AM |
moneytolend72 | $25.00 | 1/27/2012 11:46:45 AM |
acarnegie | $25.00 | 1/27/2012 12:18:08 PM |
68 Investments
|
Borrower Payment Dependent Notes Series
552022
This series of Notes was issued and sold upon the funding of the borrower loan #59224, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.20% |
Listing Start date:
| Jan-17-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 34.48% |
Monthly payment:
| $189.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.37% | | |
| |
Estimated return*:
| 8.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,923 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 56% | | |
| |
Homeownership:
| No | | |
Screen name:
| transaction-cloud |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cape Cod 22
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2,800
Monthly expenses: $1,200
Housing: $700
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $200
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/17/2012 5:03:21 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552028
This series of Notes was issued and sold upon the funding of the borrower loan #59249, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $149.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-1975 |
Debt/Income ratio:
| 17% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
20 | Length of status: | 32y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $60,560 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| compatible-benjamins8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loanjanuary
Purpose of loan:
This loan will be used to...purchase equipment for work, personal purpose
My financial situation:
I am a good candidate for this loan because...I pay my bills on time.
Monthly net income: $10,.200
Monthly expenses:
Housing: $3000
Insurance: $225
Car expenses: $250
Utilities: $175
Phone, cable, internet: $225
Food, entertainment: $410
Clothing, household expenses: $330
Credit cards and other loans: $945
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/17/2012 5:02:35 PM |
scarlet-velvet | $25.08 | 1/17/2012 5:01:39 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
552036
This series of Notes was issued and sold upon the funding of the borrower loan #59723, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1979 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,097 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| opennessenstein0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Boat Loan
Purpose of loan: Purchase Boat
This loan will be used to...Purchase Boat
My financial situation: good
I am a good candidate for this loan because...
Even though had bankruptcy, that was because loss job. Never late on any payments
Monthly net income: $3,100
Monthly expenses: $
Housing: $359
Insurance: $70
Car expenses: $50
Utilities: $75
Phone, cable, internet: $105
Food, entertainment: $300
Clothing, household expenses: $20
Credit cards and other loans: $75
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enriching-dollar1 | $100.00 | 1/17/2012 9:30:59 AM |
pirahna125 | $25.00 | 1/17/2012 9:19:19 AM |
kenji4861 | $25.00 | 1/17/2012 9:22:59 AM |
Bobafet | $25.00 | 1/17/2012 9:31:03 AM |
superb-funds335 | $25.00 | 1/17/2012 9:33:06 AM |
Investor_DP | $100.00 | 1/17/2012 9:23:40 AM |
matt_2006 | $25.00 | 1/17/2012 5:45:47 PM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:32 PM |
john0720 | $50.00 | 1/17/2012 6:10:57 PM |
scarlet-velvet | $25.08 | 1/18/2012 7:21:28 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:07 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:28 AM |
proper-agreement8 | $50.00 | 1/24/2012 5:56:58 PM |
enticing-note | $25.00 | 1/24/2012 6:53:25 PM |
worth-quark7 | $50.00 | 1/25/2012 9:30:31 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:34 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:28 AM |
rakem777 | $25.00 | 1/26/2012 6:42:49 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:23 PM |
Sid-K | $25.00 | 1/26/2012 5:13:24 PM |
gustavholstopus32 | $25.00 | 1/26/2012 6:02:51 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:08 PM |
velocity-motivator6 | $25.00 | 1/26/2012 7:23:36 PM |
Attract | $29.40 | 1/27/2012 1:44:50 AM |
antlr | $50.00 | 1/27/2012 6:25:19 AM |
historic-nickel | $25.00 | 1/27/2012 7:14:31 AM |
alphaseek | $150.00 | 1/27/2012 9:12:27 AM |
cognizant-rupee7 | $25.00 | 1/27/2012 9:49:33 AM |
first-euro-rapture | $25.00 | 1/27/2012 9:36:33 AM |
acarnegie | $25.00 | 1/27/2012 12:18:08 PM |
deal-pal | $25.00 | 1/27/2012 11:54:30 AM |
astute-benjamins | $25.00 | 1/27/2012 2:50:08 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:14 PM |
Index_Plus | $2,449.52 | 1/27/2012 2:55:36 PM |
bullwink27 | $25.00 | 1/17/2012 4:57:35 PM |
csakhil | $25.00 | 1/18/2012 1:28:43 PM |
tech310 | $50.00 | 1/18/2012 7:43:18 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:23 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:51 PM |
patriot897 | $25.00 | 1/23/2012 9:55:54 AM |
EngineersAlliance | $125.00 | 1/24/2012 5:49:52 PM |
toblerone | $25.00 | 1/24/2012 5:56:43 PM |
kevin314 | $40.00 | 1/24/2012 8:17:18 PM |
availableloan | $25.00 | 1/24/2012 8:44:38 PM |
Cliffie83 | $25.00 | 1/25/2012 10:05:38 AM |
Nusk | $25.00 | 1/25/2012 4:37:58 PM |
ONECENTATATIME | $26.00 | 1/25/2012 5:23:13 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:28 PM |
Tylerh | $250.00 | 1/26/2012 5:09:40 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:37 PM |
Harry | $100.00 | 1/26/2012 5:37:12 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:07 PM |
Trapman13 | $50.00 | 1/27/2012 6:55:46 AM |
Sibelius2 | $25.00 | 1/27/2012 9:26:12 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:27:55 AM |
dollar-sonnet3 | $25.00 | 1/27/2012 9:48:37 AM |
bazaar-festivity | $25.00 | 1/27/2012 9:56:07 AM |
57 Investments
|
Borrower Payment Dependent Notes Series
552044
This series of Notes was issued and sold upon the funding of the borrower loan #59362, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 31% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 2y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,864 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| peaceful-leverage774 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Financial Freedom
Purpose of loan:
This loan will be used to pay off credit card debt.
My financial situation:
I am a good candidate for this loan because I make all monthly payments, 100% payment history.
Monthly net income: 4500
Monthly expenses: 3975 (including all below activity)
Housing: 1230 (rent)
Insurance: 110 (auto & renter's)
Car expenses: 60 (gas; only 5-10 minute commute to work) / maintance only, good condition 04' & 05' Chevy Trailblazers
Utilities: 225 (water & electric)
Phone, cable, internet: 225
Food, entertainment: 500 (high estimate)
Clothing, household expenses: 125 (diapers)
Credit cards and other loans: 1500
Other expenses: 0; any left over goes into savings
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/17/2012 9:22:59 AM |
Investor_DP | $100.00 | 1/17/2012 9:23:41 AM |
JustMee | $25.00 | 1/17/2012 10:37:18 AM |
downtownfarm | $25.00 | 1/17/2012 9:38:12 AM |
rupee-equation2 | $25.00 | 1/17/2012 9:29:39 AM |
hitsman | $50.00 | 1/17/2012 5:15:11 PM |
john0720 | $50.00 | 1/17/2012 6:10:57 PM |
edaguy | $75.00 | 1/18/2012 5:11:14 PM |
cagcrash | $75.00 | 1/18/2012 5:25:41 PM |
toblerone | $25.00 | 1/18/2012 5:08:59 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:33 AM |
selector568 | $300.00 | 1/19/2012 9:26:51 AM |
market-sumac | $100.00 | 1/19/2012 4:20:12 PM |
GCInvestments | $25.00 | 1/20/2012 9:44:37 AM |
oxnard | $50.00 | 1/20/2012 2:28:50 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:51 PM |
repayment-hawk5 | $25.00 | 1/22/2012 10:00:33 AM |
JoePaNation | $100.00 | 1/22/2012 12:02:43 PM |
genius520 | $50.00 | 1/22/2012 12:08:06 PM |
dollar-sonnet3 | $25.00 | 1/22/2012 3:06:09 PM |
KLCRAY | $25.00 | 1/23/2012 9:19:31 AM |
Weaverville | $25.00 | 1/23/2012 9:21:59 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:31 AM |
E_G | $50.00 | 1/23/2012 5:24:09 PM |
ResQDoc | $100.00 | 1/23/2012 9:47:11 PM |
B2152 | $25.00 | 1/24/2012 6:23:23 AM |
damanq | $25.00 | 1/24/2012 7:21:10 AM |
Rulea72 | $25.00 | 1/24/2012 7:32:26 AM |
Gyroman | $50.03 | 1/24/2012 8:01:09 AM |
Index_Plus | $10,000.00 | 1/23/2012 9:44:03 PM |
DreDub | $50.00 | 1/23/2012 9:59:00 PM |
Fecund-ent | $25.00 | 1/24/2012 3:13:29 AM |
workspacewg | $50.00 | 1/23/2012 11:24:39 PM |
bentheredunthat | $200.00 | 1/24/2012 4:14:02 AM |
Binan | $25.00 | 1/24/2012 4:33:17 AM |
GElender | $40.00 | 1/24/2012 6:14:38 AM |
treasure-brigade | $25.00 | 1/24/2012 6:49:51 AM |
green-glowing-gain | $25.00 | 1/24/2012 6:58:40 AM |
aerobat | $51.92 | 1/24/2012 6:15:42 AM |
Land_on_your_feet | $25.00 | 1/24/2012 6:17:51 AM |
genuine-loan0 | $25.00 | 1/24/2012 6:39:31 AM |
Rider | $179.88 | 1/24/2012 7:18:51 AM |
buffalobills | $25.00 | 1/24/2012 7:15:38 AM |
gold-gazelle | $50.00 | 1/24/2012 7:45:25 AM |
Christophe | $25.00 | 1/24/2012 7:58:11 AM |
wonder3 | $35.00 | 1/17/2012 9:02:58 AM |
nimble-money086 | $25.00 | 1/17/2012 9:12:11 AM |
one-midas | $25.00 | 1/17/2012 1:05:03 PM |
impressive-justice6 | $50.00 | 1/17/2012 9:10:14 AM |
a- | $25.00 | 1/17/2012 4:29:12 PM |
enriching-dollar1 | $100.00 | 1/17/2012 9:31:00 AM |
HeroSupport | $40.00 | 1/17/2012 5:08:50 PM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:32 PM |
csakhil | $25.00 | 1/18/2012 1:28:43 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:44:48 PM |
tech310 | $50.00 | 1/18/2012 7:43:18 PM |
Fiimg | $50.00 | 1/18/2012 6:23:02 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:23 AM |
integrity-american | $50.00 | 1/19/2012 8:51:38 PM |
kulender | $50.00 | 1/20/2012 6:15:24 AM |
kevin314 | $50.00 | 1/19/2012 11:19:37 PM |
Domgabriel | $30.00 | 1/20/2012 3:34:17 AM |
MatthewDP | $50.00 | 1/20/2012 9:18:32 AM |
magical-durability9 | $25.00 | 1/21/2012 6:43:03 AM |
nickel-demon2 | $50.00 | 1/21/2012 7:38:58 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:02 AM |
Sevron | $100.00 | 1/21/2012 6:09:35 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:52 AM |
CaptainBlueberry | $25.00 | 1/22/2012 12:08:33 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:47 PM |
rdrloan | $50.00 | 1/23/2012 8:09:27 AM |
Tylerh | $250.00 | 1/23/2012 9:27:23 AM |
harty | $50.00 | 1/23/2012 12:38:05 PM |
finance-refresher3 | $100.00 | 1/24/2012 6:37:01 AM |
justice-circuitry0 | $50.00 | 1/24/2012 6:43:23 AM |
octoberfresh | $25.00 | 1/24/2012 6:57:45 AM |
leverage-monger | $25.99 | 1/24/2012 7:44:00 AM |
The-Lighthouse-Group | $25.00 | 1/24/2012 3:36:55 AM |
Brisket_Bob | $27.08 | 1/24/2012 4:31:09 AM |
Xsi2k | $45.20 | 1/24/2012 5:59:04 AM |
green28 | $150.00 | 1/24/2012 5:09:24 AM |
crw1950 | $37.97 | 1/24/2012 5:22:12 AM |
TigerForce | $25.00 | 1/24/2012 5:34:20 AM |
compwhiz | $25.00 | 1/24/2012 6:10:27 AM |
ferdberfel | $25.00 | 1/24/2012 7:04:39 AM |
bughead | $25.00 | 1/24/2012 6:40:32 AM |
Hillbilly_Banker | $25.00 | 1/24/2012 6:56:09 AM |
ericsb | $36.93 | 1/24/2012 7:16:14 AM |
PaulW | $25.00 | 1/24/2012 7:24:58 AM |
89 Investments
|
Borrower Payment Dependent Notes Series
552058
This series of Notes was issued and sold upon the funding of the borrower loan #59442, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1980 |
Debt/Income ratio:
| 13% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 30y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,936 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benevolent-wealth3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consol Loan
Purpose of loan:
This loan will be used to...Pay off higher rate credit cards
My financial situation:
I am a good candidate for this loan because...
Stable employment, I pay my bills and have assets available to repay the loan.
Monthly net income: $5192
Monthly expenses: $
Housing: $1,000
Insurance: $N/A
Car expenses: $company car
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $650
Other expenses: $(2,230)
Note: Part of my compensation includes a car, gas and insurance at no cost to me. This value is not included in the net of 5,192. The other expense of 2,230 is support payments which are deducted from my gross pay. My net is 5,192 after all deductions.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/17/2012 6:17:26 PM |
kenji4861 | $25.00 | 1/17/2012 5:14:16 PM |
DHolly | $25.00 | 1/17/2012 5:11:39 PM |
wildanne | $100.00 | 1/17/2012 5:49:55 PM |
cattlebaron | $50.00 | 1/17/2012 5:23:34 PM |
a- | $25.00 | 1/18/2012 8:54:30 AM |
BAJMP | $25.00 | 1/18/2012 11:48:47 AM |
csakhil | $25.00 | 1/18/2012 1:28:48 PM |
toblerone | $25.00 | 1/19/2012 5:07:06 PM |
kulender | $50.00 | 1/20/2012 6:15:27 AM |
downtownfarm | $25.00 | 1/20/2012 5:26:34 PM |
hitsman | $50.00 | 1/20/2012 5:26:24 PM |
ethical-truth211 | $100.00 | 1/21/2012 6:47:49 AM |
money-bauble | $100.00 | 1/22/2012 12:18:51 PM |
kevin314 | $25.00 | 1/22/2012 12:12:32 PM |
transparency-river1 | $326.41 | 1/22/2012 1:11:08 PM |
bellaquito | $292.67 | 1/22/2012 1:23:26 PM |
Rico47 | $25.00 | 1/22/2012 3:35:17 PM |
strippermoney | $250.00 | 1/22/2012 4:52:18 PM |
genius520 | $50.00 | 1/23/2012 9:21:50 AM |
gain-equator | $25.00 | 1/22/2012 9:36:48 PM |
flexible-duty3 | $25.00 | 1/23/2012 5:16:52 AM |
CaptainBlueberry | $25.00 | 1/23/2012 9:06:09 AM |
reflective-rupee | $25.00 | 1/23/2012 1:38:23 PM |
well-mannered-income3 | $70.00 | 1/23/2012 3:17:35 PM |
betterthanstock | $25.00 | 1/23/2012 4:51:41 PM |
felicity-daydream | $25.00 | 1/23/2012 6:30:47 PM |
Index_Plus | $9,282.92 | 1/23/2012 9:42:24 PM |
loanman2007 | $25.00 | 1/17/2012 5:15:44 PM |
bullish2bearish | $28.00 | 1/23/2012 8:11:10 AM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:34 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:15 PM |
janeybooboo | $50.00 | 1/17/2012 6:00:50 PM |
vutah | $25.00 | 1/17/2012 6:01:47 PM |
Investor_DP | $100.00 | 1/17/2012 5:42:01 PM |
tech310 | $50.00 | 1/18/2012 7:47:08 PM |
integrity-american | $50.00 | 1/19/2012 8:51:40 PM |
blueshound | $25.00 | 1/19/2012 9:05:58 PM |
Rivervale_Westwood | $25.00 | 1/21/2012 11:05:00 AM |
edaguy | $75.00 | 1/21/2012 12:25:09 PM |
Sevron | $100.00 | 1/21/2012 6:09:35 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:04 AM |
P2P_Investor | $2,000.00 | 1/22/2012 1:37:37 PM |
selector568 | $300.00 | 1/22/2012 12:27:46 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:49 PM |
lenderRXT | $90.00 | 1/22/2012 7:26:13 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:35 AM |
vonheyse | $25.00 | 1/23/2012 5:21:16 AM |
director877 | $100.00 | 1/23/2012 7:44:56 PM |
balance-force | $30.00 | 1/23/2012 7:41:54 PM |
50 Investments
|
Borrower Payment Dependent Notes Series
552066
This series of Notes was issued and sold upon the funding of the borrower loan #59651, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $256.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2005 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Tradesman - Plumber |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,463 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| bonus-opera |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Start Up
Purpose of loan:
This loan will be used to... Advertise for and begin a company, reseaching market information for traders and investors, based off of supply and demand levels within pricing and using technical information to time entry criterias.
My financial situation: Great/Stable
I am a good candidate for this loan because... I make mulitple streams of income and very stable.
Monthly net income: $3100
Monthly expenses: $1100
Housing: $200
Insurance: $100
Car expenses: $150
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/17/2012 9:23:41 AM |
EngineersAlliance | $100.00 | 1/17/2012 9:29:41 AM |
kenji4861 | $25.00 | 1/17/2012 9:23:00 AM |
cattlebaron | $25.00 | 1/17/2012 11:34:48 AM |
addlending | $70.00 | 1/17/2012 10:28:47 AM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:33 PM |
a- | $25.00 | 1/17/2012 4:29:12 PM |
hitsman | $50.00 | 1/17/2012 5:15:11 PM |
scarlet-velvet | $25.08 | 1/18/2012 7:19:12 AM |
tech310 | $50.00 | 1/18/2012 7:43:19 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:02 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:32 AM |
buffalobills | $25.00 | 1/24/2012 7:29:24 AM |
enticing-note | $25.00 | 1/24/2012 6:53:25 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:28 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:34 AM |
Tylerh | $250.00 | 1/26/2012 5:09:41 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:23 PM |
Sid-K | $25.00 | 1/26/2012 5:13:24 PM |
autonomous-basis | $33.00 | 1/26/2012 5:39:07 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:23 PM |
Index_Plus | $7,851.92 | 1/26/2012 6:27:52 PM |
rupee-equation2 | $25.00 | 1/17/2012 9:29:39 AM |
superb-funds335 | $25.00 | 1/17/2012 9:33:06 AM |
enriching-dollar1 | $100.00 | 1/17/2012 9:31:00 AM |
Bank_Of_XL | $25.00 | 1/17/2012 9:45:56 AM |
Interloper | $25.00 | 1/17/2012 4:16:06 PM |
matt_2006 | $25.00 | 1/17/2012 5:45:48 PM |
downtownfarm | $25.00 | 1/17/2012 5:53:58 PM |
moola-gargantuan9 | $50.00 | 1/18/2012 6:26:24 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:08 PM |
csakhil | $25.00 | 1/18/2012 1:28:43 PM |
toblerone | $25.00 | 1/18/2012 5:09:00 PM |
kulender | $50.00 | 1/20/2012 6:15:24 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:51 PM |
patriot897 | $25.00 | 1/23/2012 9:55:54 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:19 AM |
kevin314 | $40.00 | 1/24/2012 8:17:18 PM |
john0720 | $50.00 | 1/26/2012 2:31:03 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:55 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:29 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:37 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:28 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:09 PM |
Harry | $100.00 | 1/26/2012 5:37:12 PM |
KrisKringle | $50.00 | 1/26/2012 6:20:53 PM |
46 Investments
|
Borrower Payment Dependent Notes Series
552104
This series of Notes was issued and sold upon the funding of the borrower loan #59250, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $107.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 33% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,485 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 22 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| Slimebaul |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,250.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Aug-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Consolidating
Purpose of loan:
This loan will be used to payoff various smaller debts so that I can just pay on one. That way I can be debt free sooner.
My financial situation:
I am a good candidate for this loan because I have been building my credit for years and am now monitoring it. My score is getting close to 700.
Monthly net income: $2900
Monthly expenses: $250
Housing: $575
Insurance: $140
Car expenses: $80
Utilities: $100
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $75
Credit cards and other loans: $350
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $150.00 | 1/18/2012 9:01:07 AM |
loanman2007 | $50.00 | 1/18/2012 9:01:38 AM |
InChicago | $100.00 | 1/18/2012 9:03:21 AM |
loanman2007 | $50.00 | 1/18/2012 9:01:04 AM |
InChicago | $50.00 | 1/18/2012 9:03:28 AM |
NekHoldings | $25.00 | 1/18/2012 9:02:46 AM |
AndChicksforFree | $50.00 | 1/18/2012 9:02:49 AM |
ProsprousLender | $25.00 | 1/18/2012 9:00:45 AM |
DHolly | $31.00 | 1/18/2012 9:03:43 AM |
fabulous-community4 | $50.00 | 1/18/2012 9:06:38 AM |
MatthewDP | $200.00 | 1/18/2012 9:08:08 AM |
SLN-10 | $100.00 | 1/18/2012 9:10:08 AM |
janeybooboo | $50.00 | 1/18/2012 9:02:50 AM |
RoZu_Lending | $300.00 | 1/18/2012 9:01:50 AM |
marinbb | $26.00 | 1/18/2012 9:01:30 AM |
MoneyForNothing | $25.00 | 1/18/2012 9:03:30 AM |
Rip128 | $100.00 | 1/18/2012 9:08:15 AM |
Kash2010lu | $30.00 | 1/18/2012 9:00:55 AM |
atlas-shrugged | $250.00 | 1/18/2012 9:01:17 AM |
trumpeter5 | $25.00 | 1/18/2012 9:02:55 AM |
Dusigrosz | $70.00 | 1/18/2012 9:03:16 AM |
TennSquire | $25.00 | 1/18/2012 9:08:40 AM |
pembull | $100.00 | 1/18/2012 9:02:37 AM |
affluence-generator2 | $350.00 | 1/18/2012 9:03:05 AM |
atlas-shrugged | $50.00 | 1/18/2012 9:03:57 AM |
credit-missile | $98.00 | 1/18/2012 9:04:17 AM |
handy-justice | $100.00 | 1/18/2012 9:01:27 AM |
credit-missile | $37.00 | 1/18/2012 9:08:28 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
552114
This series of Notes was issued and sold upon the funding of the borrower loan #59320, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $348.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-2006 |
Debt/Income ratio:
| 51% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 4y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,037 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| sheddaquarium |
Borrower's state:
| Illinois |
Borrower's group:
| Insular Idea |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 44% )
| 680-699 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 20
( 56% )
| 640-659
(Nov-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
pay credit cards and personal loans
Purpose of loan:debt consolidation
This loan will be used to...pay my credit cards and loans
My financial situation: its very tight right now
I am a good candidate for this loan because...i never been late for the payment
Monthly net income: $2,339.92
Monthly expenses: $1,000
Housing: $250
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $13,800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $12,000.00 | 1/18/2012 5:04:11 PM |
312-Lender | $25.00 | 1/18/2012 5:03:29 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
552134
This series of Notes was issued and sold upon the funding of the borrower loan #59579, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $581.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1976 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 42y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,133 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-transparency-youngster |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate randy
Purpose of loan: bill payment
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...
Great credit rating
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sturdy-fairness0 | $100.00 | 1/19/2012 5:06:18 PM |
Harry | $50.00 | 1/19/2012 5:31:48 PM |
Bank_Of_XL | $25.00 | 1/20/2012 6:05:52 AM |
BAJMP | $25.00 | 1/20/2012 10:31:01 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:05 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:15 AM |
enriching-dollar1 | $100.00 | 1/23/2012 9:22:19 AM |
AFairDeal | $25.00 | 1/23/2012 9:43:46 AM |
mar97 | $25.00 | 1/23/2012 3:22:42 PM |
indomitable-coin | $25.00 | 1/24/2012 9:33:44 AM |
E_G | $50.00 | 1/24/2012 10:00:41 AM |
genius520 | $50.00 | 1/24/2012 9:56:07 AM |
kegs | $599.64 | 1/24/2012 1:43:15 PM |
systematic-value343 | $50.00 | 1/24/2012 10:16:29 AM |
jeg3k | $50.00 | 1/24/2012 10:23:56 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:28:25 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:30 PM |
value-travels | $25.00 | 1/24/2012 2:30:44 PM |
aquistoyraul | $25.00 | 1/24/2012 4:53:18 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:53:32 PM |
imlosttoo | $25.00 | 1/24/2012 7:25:08 PM |
enticing-note | $25.00 | 1/24/2012 6:53:46 PM |
buckeyebucks | $50.00 | 1/24/2012 7:08:55 PM |
kirat15 | $50.00 | 1/25/2012 8:49:08 AM |
Weaverville | $25.00 | 1/25/2012 9:00:28 AM |
HeroSupport | $40.00 | 1/25/2012 9:07:34 AM |
friendship9 | $25.00 | 1/25/2012 1:17:00 PM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:12 PM |
generous-deal6 | $25.00 | 1/26/2012 2:53:33 AM |
lostontheedge | $25.00 | 1/25/2012 7:02:36 PM |
LenderByDay | $25.00 | 1/26/2012 5:43:21 AM |
Scrooge_McDuck2 | $100.00 | 1/25/2012 7:54:38 PM |
buffalobills | $25.00 | 1/26/2012 7:03:51 AM |
Urbangrampa | $25.00 | 1/25/2012 9:12:55 PM |
Elefunt | $25.00 | 1/26/2012 9:24:23 AM |
kulender | $100.00 | 1/26/2012 5:33:38 AM |
blue-shiny-revenue | $25.00 | 1/26/2012 9:28:44 AM |
TeamN | $25.00 | 1/26/2012 9:30:55 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:05 AM |
currency-pilot5 | $25.00 | 1/26/2012 9:32:19 AM |
exact-peso2 | $25.00 | 1/26/2012 6:40:49 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:05 AM |
mlj0671 | $25.00 | 1/26/2012 6:56:04 AM |
blackstar | $25.00 | 1/26/2012 7:51:27 AM |
pinnacle10 | $25.00 | 1/26/2012 9:36:19 AM |
capital-halo1 | $770.00 | 1/26/2012 9:36:33 AM |
kind-efficient-credit | $25.00 | 1/26/2012 9:36:58 AM |
Wellman | $25.00 | 1/26/2012 9:43:47 AM |
restless-currency | $50.00 | 1/26/2012 9:43:57 AM |
asset-professor | $25.00 | 1/26/2012 9:44:09 AM |
Ballybay | $50.00 | 1/26/2012 9:45:41 AM |
rescue | $100.00 | 1/26/2012 9:46:24 AM |
puifais | $50.00 | 1/26/2012 9:29:06 AM |
riproaringrapids | $50.00 | 1/26/2012 9:29:09 AM |
first-integrity-gravity | $50.00 | 1/26/2012 9:47:16 AM |
blooming-market | $25.00 | 1/26/2012 9:31:14 AM |
benjo | $50.00 | 1/26/2012 9:32:01 AM |
melodious-fairness | $25.00 | 1/26/2012 9:34:45 AM |
worldly-gold | $50.00 | 1/26/2012 9:34:57 AM |
studious-bonus7 | $91.00 | 1/26/2012 9:36:14 AM |
a-unflappable-finance | $100.00 | 1/26/2012 9:54:52 AM |
SBT | $100.00 | 1/26/2012 9:37:40 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:50 AM |
Tylerh | $250.00 | 1/26/2012 9:36:08 AM |
Hambone1111 | $25.00 | 1/26/2012 9:38:48 AM |
TrekTune | $25.00 | 1/26/2012 9:57:28 AM |
the-ecstatic-coin | $50.00 | 1/26/2012 9:36:16 AM |
MicroLender357 | $25.00 | 1/26/2012 9:39:43 AM |
benefit-prescription6 | $100.00 | 1/26/2012 9:39:52 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:40 AM |
saihu | $25.00 | 1/26/2012 9:39:26 AM |
JJ9876 | $25.00 | 1/26/2012 9:44:50 AM |
the-enthralling-coin | $25.00 | 1/26/2012 9:43:11 AM |
lendersf | $50.00 | 1/26/2012 9:44:06 AM |
wdove511 | $25.00 | 1/26/2012 9:46:27 AM |
economy-coup | $50.00 | 1/26/2012 9:45:02 AM |
top-courteous-peso | $75.00 | 1/26/2012 9:47:45 AM |
value-allocator1 | $100.00 | 1/26/2012 9:48:51 AM |
Kyjamune | $25.00 | 1/26/2012 9:45:59 AM |
whistledicksmith | $25.00 | 1/26/2012 9:46:45 AM |
natural-affluence4 | $25.00 | 1/26/2012 9:50:46 AM |
Comoparklender | $25.00 | 1/26/2012 9:49:33 AM |
life-is-great | $25.00 | 1/26/2012 9:52:07 AM |
ideal-platinum1 | $25.00 | 1/26/2012 9:52:55 AM |
finance-prescription | $56.00 | 1/26/2012 9:56:18 AM |
transparency-sapling | $25.00 | 1/26/2012 9:57:23 AM |
green-trade-dolphin2 | $27.98 | 1/19/2012 5:02:23 PM |
Investor_DP | $100.00 | 1/19/2012 5:18:14 PM |
kenji4861 | $25.00 | 1/19/2012 5:23:33 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:41 PM |
hitsman | $50.00 | 1/23/2012 9:33:52 AM |
edaguy | $75.00 | 1/23/2012 9:31:04 AM |
downtownfarm | $25.00 | 1/24/2012 9:11:22 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:59 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:50 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:43 AM |
leodaguy | $100.00 | 1/24/2012 9:45:17 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:20 AM |
new-gold-wrangler | $2,000.00 | 1/24/2012 1:29:21 PM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:45 AM |
loyalty-czar | $50.00 | 1/24/2012 4:37:37 PM |
larrybird | $1,211.54 | 1/24/2012 1:23:35 PM |
deal-goliath4 | $500.00 | 1/24/2012 1:45:35 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:25 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:31 PM |
pooldar | $25.00 | 1/24/2012 11:40:08 PM |
kevin314 | $40.00 | 1/24/2012 8:17:22 PM |
Darts | $50.00 | 1/25/2012 8:17:51 AM |
progressive-economy261 | $245.00 | 1/25/2012 9:12:40 AM |
dime-sprout | $25.00 | 1/25/2012 9:31:05 AM |
djs81 | $25.00 | 1/25/2012 9:59:59 AM |
Index_Plus | $10,000.00 | 1/25/2012 5:40:27 PM |
betterthanstock | $25.00 | 1/25/2012 6:00:17 PM |
balanced-rupee | $100.00 | 1/25/2012 6:24:59 PM |
devoider | $25.00 | 1/26/2012 8:12:13 AM |
Alan_Greenspan | $25.00 | 1/25/2012 10:23:10 PM |
genuine-loan0 | $25.00 | 1/26/2012 8:51:13 AM |
lenderRXT | $90.00 | 1/26/2012 4:19:59 AM |
tnjohnso | $25.00 | 1/26/2012 9:28:01 AM |
engrossing-responsibility0 | $50.00 | 1/26/2012 9:30:10 AM |
healthy-rate3 | $25.00 | 1/26/2012 6:20:26 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:03 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:23 AM |
desertoasis | $25.00 | 1/26/2012 9:32:09 AM |
neighborly-hope6 | $100.00 | 1/26/2012 9:33:01 AM |
associate36 | $25.00 | 1/26/2012 9:33:33 AM |
market-assembler | $50.00 | 1/26/2012 9:35:17 AM |
HappyToLoan | $30.00 | 1/26/2012 7:51:47 AM |
iolaire | $25.00 | 1/26/2012 9:40:32 AM |
roux | $25.00 | 1/26/2012 9:41:03 AM |
ConchRepublican | $100.00 | 1/26/2012 9:42:15 AM |
transparency-baton | $25.00 | 1/26/2012 9:42:39 AM |
successful-agreement7 | $38.00 | 1/26/2012 9:23:22 AM |
jamiee73 | $25.00 | 1/26/2012 9:27:05 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:44 AM |
benjamins-thunder | $100.00 | 1/26/2012 9:28:25 AM |
britgsb | $30.00 | 1/26/2012 9:24:43 AM |
hard-working-rate3 | $100.00 | 1/26/2012 9:29:23 AM |
networks4ever | $25.00 | 1/26/2012 9:29:46 AM |
Gladglide | $25.00 | 1/26/2012 9:25:38 AM |
DDPrime | $50.00 | 1/26/2012 9:47:57 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:26 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:56 AM |
CIC | $25.00 | 1/26/2012 9:50:24 AM |
american6 | $50.00 | 1/26/2012 9:50:55 AM |
terrific-dough6 | $75.00 | 1/26/2012 9:30:21 AM |
jybank | $50.00 | 1/26/2012 9:34:05 AM |
piter-to-la-investment | $25.00 | 1/26/2012 9:30:51 AM |
lyndyn | $25.00 | 1/26/2012 9:31:40 AM |
rss197 | $25.00 | 1/26/2012 9:54:27 AM |
Namrok | $25.00 | 1/26/2012 9:32:17 AM |
fortytwo | $150.00 | 1/26/2012 9:32:27 AM |
diversification-surge | $25.00 | 1/26/2012 9:36:47 AM |
jstefans | $25.00 | 1/26/2012 9:55:23 AM |
thelovebug | $100.00 | 1/26/2012 9:33:20 AM |
Clambake | $25.00 | 1/26/2012 9:55:42 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:52 AM |
CaptainBlueberry | $25.00 | 1/26/2012 9:34:55 AM |
shrewd-peace7 | $25.00 | 1/26/2012 9:38:12 AM |
awwaww | $25.00 | 1/26/2012 9:39:00 AM |
velocity-solo | $25.00 | 1/26/2012 9:37:45 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:48 AM |
intelligent-yield | $50.00 | 1/26/2012 9:38:41 AM |
the-profit-oracle | $25.00 | 1/26/2012 9:41:45 AM |
nickel-ferret | $50.00 | 1/26/2012 9:46:31 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:21 AM |
valiant-liberty4 | $25.00 | 1/26/2012 9:45:54 AM |
commanding-treasure2 | $50.00 | 1/26/2012 9:46:17 AM |
skuba | $75.00 | 1/26/2012 9:46:34 AM |
BicyclePostLendingDivision | $35.00 | 1/26/2012 9:46:46 AM |
rmachi | $25.00 | 1/26/2012 9:47:04 AM |
bsg43 | $25.00 | 1/26/2012 9:50:01 AM |
KLCRAY | $25.00 | 1/26/2012 9:50:49 AM |
green-inspiring-peace | $25.00 | 1/26/2012 9:48:59 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:26 AM |
moramis | $25.00 | 1/26/2012 9:53:58 AM |
miked8303 | $50.00 | 1/26/2012 9:52:47 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:47 AM |
DadWarbucks | $25.00 | 1/26/2012 9:54:50 AM |
red-power-pecan | $50.00 | 1/26/2012 9:55:09 AM |
consummate-loyalty1 | $75.00 | 1/26/2012 9:55:15 AM |
no_agenda_lender | $25.00 | 1/26/2012 9:56:11 AM |
value-wind0 | $25.00 | 1/26/2012 9:56:36 AM |
nex | $25.00 | 1/26/2012 9:57:58 AM |
184 Investments
|
Borrower Payment Dependent Notes Series
552144
This series of Notes was issued and sold upon the funding of the borrower loan #59587, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $548.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 22% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,284 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| majestic-nickel1 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
BorrowerA
Purpose of loan:
This loan will be used to consolidate my credit card debt.
My financial situation:
I am a good candidate for this loan because I never missed a payment on anything and I have a good capacity, lower housing/mortgage expenses and no car payment. Right now I am paying on my credit cards more than the minimum monthly payments and more than the monthly payment required by prosper, but the teasing rate periods are over and I'd like a better APR. I racked up this debt when i purchased my condo 2 years ago and did some home improvements and bought new furniture to match the floor plan and have repaid part of that debt so far.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $33.09 | 1/17/2012 5:02:23 PM |
kenji4861 | $25.00 | 1/17/2012 5:14:02 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:16 PM |
john0720 | $50.00 | 1/17/2012 6:10:59 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:44:08 PM |
bid-fort3 | $25.00 | 1/19/2012 10:59:57 AM |
indomitable-coin | $25.00 | 1/19/2012 9:10:41 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:26 AM |
kevin314 | $50.00 | 1/19/2012 11:19:39 PM |
genius520 | $50.00 | 1/20/2012 5:36:39 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:54 PM |
E_G | $50.00 | 1/21/2012 12:35:16 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:50 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:05 AM |
leodaguy | $100.00 | 1/22/2012 12:38:46 PM |
Weaverville | $25.00 | 1/23/2012 9:22:01 AM |
rdrloan | $50.00 | 1/23/2012 8:09:27 AM |
repayment-hawk5 | $25.00 | 1/23/2012 4:44:55 PM |
DreDub | $50.00 | 1/23/2012 9:59:02 PM |
bb575 | $50.00 | 1/23/2012 9:55:31 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:24 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:40 AM |
jeg3k | $50.00 | 1/24/2012 10:23:51 AM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:27 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:21 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:15 PM |
jescowa | $50.00 | 1/24/2012 6:46:25 PM |
blot44 | $25.00 | 1/25/2012 6:13:47 AM |
Arg3998 | $50.00 | 1/25/2012 4:26:54 AM |
Darts | $50.00 | 1/25/2012 8:17:49 AM |
holstj | $25.00 | 1/25/2012 9:16:48 AM |
GreenLender11 | $100.00 | 1/26/2012 1:06:26 AM |
the-brainy-power | $25.00 | 1/26/2012 12:22:49 PM |
ebusinessagent | $25.00 | 1/26/2012 2:26:45 PM |
A4 | $25.00 | 1/26/2012 3:19:42 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:29 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:10 PM |
top-courteous-peso | $75.00 | 1/26/2012 5:37:26 PM |
agreement-sycamore | $50.00 | 1/26/2012 6:59:28 PM |
all_of_that_one | $33.00 | 1/26/2012 7:09:20 PM |
rizoyalo | $50.00 | 1/27/2012 5:41:18 AM |
CPA-Banker | $25.00 | 1/27/2012 6:33:18 AM |
cognizant-return3 | $25.00 | 1/27/2012 12:39:54 AM |
Rulea72 | $25.00 | 1/27/2012 7:39:19 AM |
TigerForce | $25.00 | 1/27/2012 4:19:42 AM |
TWGCJ | $25.00 | 1/27/2012 7:47:25 AM |
dinero-path5 | $50.00 | 1/27/2012 4:16:30 AM |
PaulW | $25.00 | 1/27/2012 4:22:14 AM |
officer8 | $25.00 | 1/27/2012 8:17:13 AM |
Spiv_51 | $25.00 | 1/27/2012 4:28:28 AM |
suave-dollar | $25.00 | 1/27/2012 4:46:36 AM |
WonderPup | $26.00 | 1/27/2012 8:38:54 AM |
thinker6 | $70.00 | 1/27/2012 6:09:23 AM |
skidoo99 | $25.00 | 1/27/2012 9:05:32 AM |
zxr | $25.00 | 1/27/2012 6:52:03 AM |
lakrav | $25.00 | 1/27/2012 6:36:20 AM |
GElender | $50.00 | 1/27/2012 6:54:26 AM |
bankojerry | $25.00 | 1/27/2012 6:57:26 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:24 AM |
sturdy-fairness0 | $100.00 | 1/17/2012 5:36:23 PM |
Harry | $50.00 | 1/17/2012 5:33:30 PM |
creditjunky | $125.00 | 1/17/2012 5:11:38 PM |
rupee-equation2 | $25.00 | 1/17/2012 5:35:27 PM |
AFairDeal | $25.00 | 1/17/2012 5:48:41 PM |
hitsman | $50.00 | 1/18/2012 9:36:21 AM |
a- | $25.00 | 1/18/2012 8:50:44 AM |
blooming-market | $25.00 | 1/18/2012 3:21:02 PM |
csakhil | $25.00 | 1/18/2012 1:28:51 PM |
downtownfarm | $25.00 | 1/18/2012 5:16:32 PM |
cagcrash | $75.00 | 1/18/2012 5:25:42 PM |
edaguy | $75.00 | 1/18/2012 5:11:14 PM |
Fiimg | $50.00 | 1/18/2012 6:23:04 PM |
selector568 | $300.00 | 1/19/2012 9:26:53 AM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:45 PM |
integrity-american | $50.00 | 1/19/2012 8:51:40 PM |
oxnard | $50.00 | 1/20/2012 2:28:52 PM |
Tylerh | $250.00 | 1/21/2012 12:07:46 PM |
BxRealtor | $25.00 | 1/21/2012 12:31:22 PM |
mhotchan | $100.00 | 1/22/2012 9:15:38 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:49 PM |
mar97 | $25.00 | 1/23/2012 3:22:38 PM |
awwaww | $25.00 | 1/24/2012 9:40:35 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:57 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:27 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:43 AM |
value-travels | $25.00 | 1/24/2012 2:30:41 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:27 PM |
themoneydoctor | $150.00 | 1/24/2012 5:39:01 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:28 PM |
enticing-note | $25.00 | 1/24/2012 6:53:30 PM |
organized-payment6 | $50.00 | 1/25/2012 5:54:03 AM |
kirat15 | $50.00 | 1/25/2012 8:49:04 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:37 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:24 AM |
capital-web7 | $50.00 | 1/26/2012 3:10:56 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:25 PM |
Sid-K | $25.00 | 1/26/2012 5:13:26 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:23 PM |
dayahn | $64.65 | 1/26/2012 7:09:11 PM |
Drager | $100.00 | 1/26/2012 8:26:24 PM |
roguewinner | $25.00 | 1/26/2012 8:54:00 PM |
misit | $25.00 | 1/26/2012 5:54:15 PM |
down-with-big-banks1 | $300.00 | 1/26/2012 6:26:45 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:35:50 PM |
five-star-order1 | $50.00 | 1/26/2012 7:35:18 PM |
Phen0m526 | $25.00 | 1/26/2012 8:24:34 PM |
scottssmcom | $47.00 | 1/27/2012 6:32:00 AM |
greenbacchus | $25.00 | 1/26/2012 9:37:01 PM |
Phunder | $25.00 | 1/27/2012 12:22:33 AM |
morewhatsinstore | $25.00 | 1/27/2012 8:17:51 AM |
antlr | $50.00 | 1/27/2012 6:25:19 AM |
nestegg4e | $25.00 | 1/27/2012 7:31:46 AM |
BankofPete | $25.00 | 1/27/2012 7:39:14 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:51 AM |
wealthstar | $1.25 | 1/27/2012 9:09:07 AM |
115 Investments
|
Borrower Payment Dependent Notes Series
552150
This series of Notes was issued and sold upon the funding of the borrower loan #59275, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $137.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1996 |
Debt/Income ratio:
| 3% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 15y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,375 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 34 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| admirable-bonus7 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
online applicant
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I have learned to operate my financial obligations efficiently and to make payments timely....
Monthly net income: $5570
Monthly expenses: $2163
Housing: $1056
Insurance: $140
Car expenses: $176
Utilities: $225
Phone, cable, internet: $178
Food, entertainment: $200
Clothing, household expenses: $90
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/17/2012 5:14:17 PM |
Investor_DP | $100.00 | 1/17/2012 5:42:02 PM |
a-finance-nirvana | $25.00 | 1/18/2012 5:01:32 AM |
britches613 | $25.00 | 1/18/2012 8:56:40 AM |
dynamic-peso8 | $30.00 | 1/18/2012 12:55:09 PM |
toblerone | $25.00 | 1/18/2012 5:09:03 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:27 AM |
kulender | $50.00 | 1/20/2012 6:15:28 AM |
generosity-battalion0 | $50.00 | 1/20/2012 10:10:18 AM |
marwadi-62 | $75.00 | 1/21/2012 8:12:35 AM |
Unitas4302 | $50.00 | 1/21/2012 10:50:16 AM |
Index_Plus | $2,470.00 | 1/22/2012 2:30:48 PM |
pirahna125 | $25.00 | 1/17/2012 5:24:57 PM |
hitsman | $50.00 | 1/17/2012 5:15:17 PM |
Bobafet | $25.00 | 1/17/2012 5:21:38 PM |
enriching-dollar1 | $100.00 | 1/17/2012 5:43:16 PM |
SolarMoonshine | $25.00 | 1/17/2012 5:13:17 PM |
vutah | $25.00 | 1/17/2012 5:57:07 PM |
downtownfarm | $25.00 | 1/17/2012 5:54:00 PM |
sturdy-fairness0 | $50.00 | 1/17/2012 5:36:35 PM |
a- | $25.00 | 1/18/2012 8:50:16 AM |
csakhil | $25.00 | 1/18/2012 1:28:52 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:33 AM |
Cliffie83 | $25.00 | 1/19/2012 5:22:27 PM |
edaguy | $75.00 | 1/19/2012 5:31:13 PM |
kevin314 | $50.00 | 1/19/2012 11:19:39 PM |
oxnard | $50.00 | 1/20/2012 2:28:52 PM |
GCInvestments | $25.00 | 1/21/2012 11:06:57 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:05 AM |
selector568 | $300.00 | 1/22/2012 12:27:46 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
552158
This series of Notes was issued and sold upon the funding of the borrower loan #59187, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-17-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1992 |
Debt/Income ratio:
| 27% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
19 | Length of status: | 12y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $76,441 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| penny-transporter2 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $12900.00
Monthly expenses: $
Housing: $836
Insurance: $330
Car expenses: $650
Utilities: $140
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/17/2012 5:04:45 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552170
This series of Notes was issued and sold upon the funding of the borrower loan #59886, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $209.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 23% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,129 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vivid-repayment26 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
House
Purpose of loan:
This loan will be used to...Provide a down payment for a house.
My financial situation:
I am a good candidate for this loan because...I have a stable, full time job that I have had for over 5 years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/23/2012 5:13:35 PM |
Harry | $50.00 | 1/23/2012 5:28:22 PM |
goodhearted-basis4 | $25.00 | 1/24/2012 5:15:04 PM |
Land_on_your_feet | $25.00 | 1/25/2012 6:20:12 AM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:17 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:28 AM |
patriot897 | $25.00 | 1/27/2012 11:33:37 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:51:47 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:30 PM |
JoeXB | $25.00 | 1/30/2012 10:48:48 AM |
trail5 | $28.54 | 1/30/2012 2:16:51 PM |
grf1945 | $25.00 | 1/24/2012 9:16:44 AM |
kenji4861 | $25.00 | 1/24/2012 9:37:54 AM |
enticing-note | $25.00 | 1/24/2012 6:54:18 PM |
magical-credit523 | $25.00 | 1/25/2012 9:50:39 AM |
giftgold | $25.00 | 1/26/2012 7:32:48 PM |
themoneydoctor | $50.00 | 1/29/2012 11:28:07 AM |
iamdoug | $25.00 | 1/29/2012 5:06:01 PM |
Zolton | $300.00 | 1/30/2012 6:26:51 AM |
MoneyMoon | $25.00 | 1/30/2012 11:59:33 AM |
Index_Plus | $8,021.46 | 1/30/2012 2:23:12 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
552174
This series of Notes was issued and sold upon the funding of the borrower loan #59176, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-17-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-17-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
9 | Length of status: | 11y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,203 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| integrity-sculpture9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
UNEXPECTED MEDICAL BILLS FOR MY SON
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because.my monthly bills are paid on time and I am not late on any of my bills..
Monthly net income: $5,546.00
Monthly expenses: $2,610.00
Housing: $1,160.00
Insurance: $100.00
Car expenses: $100.00
Utilities: $250.00
Phone, cable, internet: $50.00
Food, entertainment: $100.00
Clothing, household expenses: $50.00
Credit cards and other loans: $ 700.00
Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/17/2012 5:04:31 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552176
This series of Notes was issued and sold upon the funding of the borrower loan #59296, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $262.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 16% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
13 | Length of status: | 6y 4m |
Amount delinquent:
| $1,500 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,508 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credible-felicity7 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt conslodation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 4800
Monthly expenses:
Housing: $1350
Insurance: $0
Car expenses: $0
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $300
Clothing, household expenses: $ 100
Credit cards and other loans: $ not paid by me
Other expenses: $ 100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
LittleMingo | $25.00 | 1/18/2012 9:04:41 AM |
vutah | $25.00 | 1/18/2012 12:25:15 PM |
Investor_DP | $100.00 | 1/18/2012 5:43:08 PM |
tech310 | $50.00 | 1/18/2012 7:43:23 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:54 PM |
kulender | $50.00 | 1/20/2012 6:15:31 AM |
WilliamLeeSims | $25.00 | 1/20/2012 5:21:57 PM |
BradP | $35.00 | 1/20/2012 5:28:09 PM |
Redmond | $25.00 | 1/20/2012 2:55:48 PM |
genius520 | $50.00 | 1/21/2012 12:15:43 PM |
asset-professor | $25.00 | 1/21/2012 12:08:26 PM |
integrity-american | $25.00 | 1/21/2012 4:35:35 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:51 PM |
kind-credit-bear | $25.00 | 1/22/2012 1:25:39 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:50 PM |
Index_Plus | $5,209.00 | 1/22/2012 2:35:21 PM |
economy-coup | $50.00 | 1/18/2012 9:22:33 AM |
nimble-revenue5 | $50.00 | 1/18/2012 9:30:45 AM |
wildanne | $100.00 | 1/18/2012 9:49:41 AM |
DHolly | $31.00 | 1/18/2012 9:04:30 AM |
csakhil | $25.00 | 1/18/2012 1:28:55 PM |
Weaverville | $25.00 | 1/18/2012 10:49:12 AM |
kevin314 | $25.00 | 1/19/2012 11:18:41 PM |
toblerone | $25.00 | 1/20/2012 5:13:02 PM |
hitsman | $50.00 | 1/20/2012 5:26:25 PM |
nex | $25.00 | 1/20/2012 5:14:00 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:57 AM |
red-eloquent-rupee | $100.00 | 1/21/2012 7:37:01 AM |
the-hope-workhorse | $200.00 | 1/21/2012 11:14:57 AM |
P2P_Investor | $2,000.00 | 1/22/2012 1:41:50 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
552178
This series of Notes was issued and sold upon the funding of the borrower loan #59469, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $419.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1999 |
Debt/Income ratio:
| 34% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
13 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,791 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-purposeful-camaraderi |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
emerald23
Purpose of loan:
This loan will be used to consolidate debt at a lower interest rate and into one payment that is more manageable.
My financial situation:
I am a good candidate for this loan because my credit is very good, I am steadily employed with a good salary and no dependants, and I am trying to get out of debt permanently
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.01 | 1/18/2012 9:02:17 AM |
enriching-dollar1 | $76.00 | 1/18/2012 9:11:31 AM |
kenji4861 | $25.00 | 1/18/2012 9:14:12 AM |
rupee-equation2 | $25.00 | 1/18/2012 9:34:18 AM |
JustMee | $25.00 | 1/18/2012 11:40:00 AM |
csakhil | $25.00 | 1/18/2012 1:28:56 PM |
axl163 | $25.00 | 1/18/2012 4:55:45 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:28 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:06 AM |
edaguy | $75.00 | 1/22/2012 12:06:34 PM |
indomitable-coin | $25.00 | 1/23/2012 5:23:41 PM |
mar97 | $25.00 | 1/23/2012 3:22:40 PM |
downtownfarm | $25.00 | 1/23/2012 5:09:25 PM |
Index_Plus | $10,000.00 | 1/23/2012 9:43:37 PM |
chrisb4745 | $36.01 | 1/24/2012 5:25:55 AM |
oxnard | $50.00 | 1/24/2012 5:42:08 AM |
selector568 | $300.00 | 1/23/2012 5:41:21 PM |
Rulea72 | $25.00 | 1/24/2012 7:38:30 AM |
octoberfresh | $25.00 | 1/24/2012 6:58:21 AM |
broomfieldbucks | $25.00 | 1/24/2012 8:18:17 AM |
devoider | $25.00 | 1/24/2012 8:11:20 AM |
thorough-marketplace441 | $100.00 | 1/24/2012 8:26:44 AM |
mclilpaws | $25.00 | 1/24/2012 8:57:09 AM |
the-swashbuckler | $25.00 | 1/24/2012 9:08:11 AM |
jsak74 | $25.00 | 1/24/2012 9:12:44 AM |
Tylerh | $250.00 | 1/24/2012 9:23:53 AM |
BlueRockInvestor | $100.00 | 1/24/2012 9:32:34 AM |
friendinmoney | $25.00 | 1/24/2012 9:39:14 AM |
sflawya | $25.00 | 1/18/2012 9:14:26 AM |
AFairDeal | $25.00 | 1/18/2012 9:15:58 AM |
vutah | $25.00 | 1/18/2012 9:11:33 AM |
sturdy-fairness0 | $100.00 | 1/18/2012 9:27:21 AM |
creditjunky | $125.00 | 1/18/2012 10:32:39 AM |
a- | $25.00 | 1/18/2012 12:30:53 PM |
Harry | $50.00 | 1/18/2012 9:20:50 AM |
hitsman | $50.00 | 1/18/2012 5:37:17 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:55:35 PM |
heerzaquestion | $30.00 | 1/19/2012 11:29:16 AM |
john0720 | $25.00 | 1/20/2012 7:23:25 AM |
integrity-american | $25.00 | 1/19/2012 8:51:41 PM |
Cherrypicker | $50.00 | 1/20/2012 12:43:17 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:56 PM |
E_G | $50.00 | 1/23/2012 5:24:10 PM |
genius520 | $50.00 | 1/23/2012 5:25:08 PM |
green28 | $91.74 | 1/24/2012 5:16:24 AM |
crw1950 | $50.00 | 1/24/2012 5:23:12 AM |
CFOGO | $25.00 | 1/24/2012 5:39:38 AM |
compwhiz | $25.00 | 1/24/2012 6:10:37 AM |
bankojerry | $25.00 | 1/24/2012 6:11:15 AM |
DreDub | $50.00 | 1/23/2012 9:59:03 PM |
Brisket_Bob | $27.22 | 1/24/2012 4:32:09 AM |
gjm6d | $25.00 | 1/24/2012 9:12:15 AM |
bughead | $25.00 | 1/24/2012 6:42:12 AM |
LTR | $25.00 | 1/24/2012 8:18:25 AM |
agalt | $100.00 | 1/24/2012 8:11:45 AM |
WonderPup | $26.00 | 1/24/2012 8:20:28 AM |
BenR | $58.00 | 1/24/2012 9:35:04 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:58 AM |
orearella3 | $25.00 | 1/24/2012 9:21:27 AM |
KLCRAY | $25.00 | 1/24/2012 9:36:35 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:41 AM |
kevin314 | $25.00 | 1/24/2012 9:39:57 AM |
equallender | $25.00 | 1/24/2012 9:40:58 AM |
worth-web5 | $26.02 | 1/24/2012 9:46:26 AM |
64 Investments
|
Borrower Payment Dependent Notes Series
552190
This series of Notes was issued and sold upon the funding of the borrower loan #59223, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 7
/
4 | Length of status: | 13y 7m |
Amount delinquent:
| $11,896 |
Total credit lines:
| 52 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,722 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 42 |
Bankcard utilization:
| 100% | | |
| |
Homeownership:
| No | | |
Screen name:
| DJDEWEY |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 38 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jun-2007)
740-759
(Feb-2007)
|
Principal balance:
| $0.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 38 | | |
Description
PAY OFF IN-LAWS - 3rd Proser Loan
This is my 3rd loan from Prosper.
The loan proceeds will be used to pay off my in laws for a small loan I borrowed from them a few weeks ago. $4000
I have been on my job for 13 years with an annual salary of 30K with bonuses in June. Since the recession of '08 my income has been almost cut in half from what I used to be bringing home.
My wife and I own our home. There is NO mortgage.
We have had to downsize our lifestyles considerably.
Finances -
Auto Loan $349. Campus Credit Union
Insurances Car/Home/Life $190
Utilities - Water, Electric, Gas, Homeowners $ $435
We have spent the last 2 years trying to payoff all of our outstanding credit cards. I have taken almost all my extra money to pay down or off outstanding loans & Credit Cards. After having your salary cut in half , and yet still have a job, it has been a very difficult road, but there is plenty of light at the end of tunnel which we can see.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
NekHoldings | $25.00 | 1/18/2012 5:00:49 PM |
cattlebaron | $25.00 | 1/18/2012 5:01:27 PM |
SolarMoonshine | $100.00 | 1/18/2012 5:02:47 PM |
affluence-generator2 | $300.00 | 1/18/2012 5:03:11 PM |
trumpeter5 | $35.00 | 1/18/2012 5:01:57 PM |
worth-blanket2 | $3,627.00 | 1/18/2012 5:04:33 PM |
MoneyForNothing | $38.00 | 1/18/2012 5:01:02 PM |
MoneyForNothing | $25.00 | 1/18/2012 5:04:31 PM |
handy-justice | $100.00 | 1/18/2012 5:01:14 PM |
312-Lender | $25.00 | 1/18/2012 5:03:41 PM |
pembull | $50.00 | 1/18/2012 5:01:54 PM |
11 Investments
|
Borrower Payment Dependent Notes Series
552214
This series of Notes was issued and sold upon the funding of the borrower loan #59269, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $151.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2002 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
4 | Length of status: | 12y 0m |
Amount delinquent:
| $3,485 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $81 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| reward-renaissance |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
JMSD
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
managedfund | $271.00 | 1/18/2012 9:20:30 AM |
cattlebaron | $50.00 | 1/18/2012 10:33:40 AM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:09 PM |
atlas100 | $25.00 | 1/19/2012 7:23:25 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:25 AM |
Index_Plus | $2,226.88 | 1/22/2012 2:28:34 PM |
bubb_hans | $50.00 | 1/18/2012 9:49:11 AM |
LuvToLend | $25.00 | 1/18/2012 9:11:03 AM |
csakhil | $25.00 | 1/18/2012 1:28:57 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:48 PM |
Dubbs360 | $25.00 | 1/21/2012 12:18:40 PM |
kulender | $50.00 | 1/22/2012 9:41:07 AM |
amusement4 | $100.00 | 1/21/2012 10:11:30 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:50 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
552224
This series of Notes was issued and sold upon the funding of the borrower loan #59235, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 10% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,574 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| wise-payout-taiko |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
TJ
Purpose of loan: Pay off bills
This loan will be used to...To consildate bills
My financial situation: Good
I am a good candidate for this loan because...I am retired and also have a biweekly income.
Monthly net income: $5000
Monthly expenses: $3438
Housing: $1600
Insurance: $74
Car expenses: $300
Utilities: $214
Phone, cable, internet: $257
Food, entertainment: $350
Clothing, household expenses: $50
Credit cards and other loans: $443
Other expenses: $72
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sharpey | $25.00 | 1/18/2012 9:14:52 AM |
handy-justice | $50.00 | 1/18/2012 9:04:09 AM |
ultimate-peace | $112.50 | 1/18/2012 9:07:46 AM |
jiggaman7 | $50.00 | 1/18/2012 9:47:27 AM |
Dubbs360 | $50.00 | 1/18/2012 9:40:28 AM |
Weaverville | $25.00 | 1/18/2012 10:49:13 AM |
green-rapid-openness | $100.00 | 1/18/2012 12:02:59 PM |
csakhil | $25.00 | 1/18/2012 1:28:58 PM |
productive-note2 | $50.00 | 1/18/2012 6:21:48 PM |
tsquared_030 | $25.00 | 1/18/2012 10:44:26 PM |
greencat | $50.00 | 1/19/2012 7:23:45 AM |
market-aspen9 | $25.00 | 1/19/2012 8:17:31 AM |
ITExec | $100.00 | 1/19/2012 7:44:10 AM |
MikeyZ2008 | $25.00 | 1/19/2012 9:21:36 AM |
HHP | $100.00 | 1/19/2012 9:30:35 AM |
enticing-rate9 | $25.00 | 1/19/2012 1:38:59 PM |
stepatatime-together | $37.00 | 1/19/2012 9:41:18 AM |
pdxtech | $25.00 | 1/19/2012 12:05:49 PM |
silver-dandelion5 | $50.00 | 1/19/2012 1:44:23 PM |
return-cluster991 | $25.00 | 1/19/2012 4:00:58 PM |
cash-delight1 | $50.00 | 1/19/2012 11:43:30 AM |
orearella3 | $25.00 | 1/19/2012 5:13:58 PM |
kind-credit-bear | $27.12 | 1/19/2012 4:21:09 PM |
ASuperJohn | $120.00 | 1/19/2012 8:07:33 PM |
Land_on_your_feet | $25.00 | 1/19/2012 6:26:27 PM |
Bob450 | $25.00 | 1/19/2012 6:38:54 PM |
nalaari | $30.00 | 1/20/2012 6:00:32 AM |
the-hope-workhorse | $100.00 | 1/19/2012 10:30:56 PM |
Something-Corporate | $25.00 | 1/19/2012 5:49:32 PM |
papaloha | $50.00 | 1/19/2012 7:06:11 PM |
desertoasis | $25.00 | 1/20/2012 9:05:56 AM |
SAMCRO | $25.00 | 1/20/2012 9:10:50 AM |
Crie | $203.36 | 1/20/2012 7:50:44 AM |
EretzCapital | $25.00 | 1/20/2012 8:49:36 AM |
active-wealth3 | $25.00 | 1/20/2012 8:58:57 AM |
broomfieldbucks | $25.00 | 1/20/2012 9:07:58 AM |
max007 | $25.00 | 1/20/2012 6:16:50 AM |
gain-expert | $26.36 | 1/20/2012 9:47:13 AM |
Gotogo | $50.00 | 1/20/2012 8:06:29 AM |
Montiesholdings | $25.00 | 1/20/2012 8:19:33 AM |
neorunner | $25.00 | 1/20/2012 8:52:46 AM |
gustavzantanon | $25.00 | 1/20/2012 9:06:48 AM |
hopethisworks | $25.00 | 1/20/2012 9:46:26 AM |
FASTIZIO_P | $25.00 | 1/20/2012 9:31:45 AM |
loanman2007 | $25.00 | 1/18/2012 9:09:01 AM |
worthy-bid8 | $50.00 | 1/18/2012 9:20:12 AM |
WilliamLeeSims | $25.00 | 1/18/2012 9:27:53 AM |
cattlebaron | $25.00 | 1/18/2012 10:38:20 AM |
Investor_DP | $100.00 | 1/18/2012 9:41:44 AM |
SolarMoonshine | $25.00 | 1/18/2012 9:43:15 AM |
bubb_hans | $50.00 | 1/18/2012 9:49:12 AM |
asset-professor | $25.00 | 1/18/2012 9:24:14 AM |
nimble-revenue5 | $50.00 | 1/18/2012 9:30:46 AM |
hitsman | $50.00 | 1/18/2012 9:36:22 AM |
careful-vigilance4 | $25.00 | 1/18/2012 9:42:18 AM |
money-yeller | $50.00 | 1/18/2012 3:47:22 PM |
Rogesparkguy | $25.00 | 1/18/2012 12:38:52 PM |
Free-the-usa-1776 | $25.00 | 1/18/2012 5:06:42 PM |
toblerone | $25.00 | 1/18/2012 5:09:04 PM |
restless-currency | $50.00 | 1/18/2012 5:34:20 PM |
bowler252 | $25.00 | 1/18/2012 8:35:16 PM |
commitment-galaxy | $25.00 | 1/18/2012 8:36:47 PM |
principal-cooker2 | $100.00 | 1/18/2012 5:22:17 PM |
finance-mushroom | $99.00 | 1/19/2012 9:22:29 AM |
TheGameTable | $25.00 | 1/19/2012 9:24:30 AM |
money-fort | $25.00 | 1/19/2012 10:10:39 AM |
penny-surgeon | $25.00 | 1/19/2012 10:43:18 AM |
top-historic-peso | $25.00 | 1/19/2012 9:08:04 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:44 AM |
bold-careful-finance | $40.00 | 1/19/2012 12:42:10 PM |
hopeful-deal7 | $25.00 | 1/19/2012 9:28:05 AM |
factcheck | $25.00 | 1/19/2012 11:37:38 AM |
rvfbroker | $25.00 | 1/19/2012 9:31:06 AM |
sevenbridges | $25.00 | 1/19/2012 9:36:27 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:43:59 AM |
Mariner3605 | $25.00 | 1/19/2012 5:24:26 PM |
ethical-truth211 | $100.00 | 1/19/2012 12:19:18 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:21:57 PM |
nex | $25.00 | 1/19/2012 5:25:37 PM |
SecondChanceLendingSERV | $33.44 | 1/19/2012 10:20:21 PM |
loyalty-meadow | $51.00 | 1/20/2012 3:25:24 AM |
hudget | $35.00 | 1/20/2012 5:17:24 AM |
justice-allocator3 | $25.00 | 1/19/2012 10:14:31 PM |
the-hope-workhorse | $100.00 | 1/19/2012 6:39:57 PM |
terrific-peace8 | $25.00 | 1/20/2012 7:22:54 AM |
life-is-great | $25.00 | 1/20/2012 9:11:54 AM |
asiaratt | $50.00 | 1/20/2012 9:16:29 AM |
kulender | $50.00 | 1/20/2012 6:15:33 AM |
TravisMcGee | $25.00 | 1/20/2012 7:31:44 AM |
handshake5 | $60.00 | 1/20/2012 9:50:01 AM |
Comoparklender | $25.00 | 1/20/2012 9:51:31 AM |
finance-prescription | $62.00 | 1/20/2012 9:38:59 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:51:15 AM |
leverage-monger | $25.00 | 1/20/2012 9:29:40 AM |
wwwUniversal | $25.00 | 1/20/2012 9:34:32 AM |
95 Investments
|
Borrower Payment Dependent Notes Series
552254
This series of Notes was issued and sold upon the funding of the borrower loan #59511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $145.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jul-2004 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
12 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $4,680 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-excellent-fairness |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my debts so i can pay them off and then this will be the only current account apart from my mortgage.
My financial situation:
I am a good candidate for this loan because I am responsible and I have 100% payment records on all my credit card account for over 2 years.
Monthly net income: $2979.16
Monthly expenses: $2747.92
Housing: $1028.51
Insurance: $106.41
Car expenses: $298.00
Utilities: $275.00
Phone, cable, internet: $240
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,000.00 | 1/18/2012 9:02:19 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
552256
This series of Notes was issued and sold upon the funding of the borrower loan #59287, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 14y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commanding-social |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mjf 75
Purpose of loan: consolidate bills
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4000
Monthly expenses: 400
Housing: $529
Insurance: $90
Car expenses: $563
Utilities: $120
Phone, cable, internet: $87
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: 370
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/18/2012 9:07:16 AM |
bubb_hans | $50.00 | 1/18/2012 9:49:12 AM |
csakhil | $25.00 | 1/18/2012 1:28:59 PM |
tech310 | $50.00 | 1/18/2012 7:39:41 PM |
houli123 | $25.00 | 1/21/2012 7:21:32 AM |
Dubbs360 | $25.00 | 1/21/2012 12:18:40 PM |
kulender | $50.00 | 1/22/2012 9:41:07 AM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:52 PM |
SolarMoonshine | $25.00 | 1/18/2012 9:42:48 AM |
melodious-openness | $100.00 | 1/19/2012 12:10:49 AM |
greencat | $50.00 | 1/20/2012 7:25:59 AM |
kind-credit-bear | $25.00 | 1/21/2012 12:29:44 PM |
green-rate-futurist | $26.00 | 1/21/2012 1:15:24 PM |
amusement4 | $100.00 | 1/21/2012 10:11:30 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:51 PM |
Index_Plus | $2,899.00 | 1/22/2012 2:33:36 PM |
16 Investments
|
Borrower Payment Dependent Notes Series
552260
This series of Notes was issued and sold upon the funding of the borrower loan #59252, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1998 |
Debt/Income ratio:
| 9% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 3m |
Amount delinquent:
| $11,995 |
Total credit lines:
| 25 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $329 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 109% | | |
| |
Homeownership:
| No | | |
Screen name:
| purposeful-payment6 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2011)
|
Principal balance:
| $5,725.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Home Business start up.
Purpose of loan:
This loan will be used to...start a new business.
My financial situation:
I am a good candidate for this loan because...I have a steady, secure employment status. Starting a side business to supplement current income.
Monthly net income: $4800
Housing: $ 1070
Insurance: $ 340
Car expenses: $ 150
Utilities: $ 150
Phone, cable, internet: $ 180
Food, entertainment: $ 800
Clothing, household expenses: $ 250
Credit cards and other loans: $ 400
Other expenses: $ 1000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $200.00 | 1/18/2012 9:01:24 AM |
handy-justice | $100.00 | 1/18/2012 9:02:20 AM |
worth-blanket2 | $4,000.00 | 1/18/2012 9:02:52 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
552308
This series of Notes was issued and sold upon the funding of the borrower loan #59257, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,754 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| auction-auctioneer |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $2280
Monthly expenses: $1500
Housing: $725
Insurance: $0
Car expenses: $0
Utilities: $25
Phone, cable, internet: $160
Food, entertainment: $100
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 1/18/2012 5:09:08 PM |
worthy-bid8 | $50.00 | 1/18/2012 5:26:06 PM |
economy-coup | $50.00 | 1/18/2012 5:11:08 PM |
cagcrash | $75.00 | 1/18/2012 5:25:43 PM |
matt_2006 | $25.00 | 1/18/2012 5:42:08 PM |
zeeexsixare | $100.00 | 1/18/2012 8:37:31 PM |
tech310 | $50.00 | 1/18/2012 7:43:27 PM |
nimble-revenue5 | $50.00 | 1/18/2012 5:34:32 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:36 AM |
Weaverville | $25.00 | 1/19/2012 8:15:52 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:33 AM |
WilliamLeeSims | $25.00 | 1/19/2012 5:31:19 PM |
hitsman | $50.00 | 1/19/2012 5:35:13 PM |
ideal-platinum1 | $25.00 | 1/19/2012 5:27:10 PM |
scarlet-velvet | $25.08 | 1/19/2012 7:53:56 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:56 PM |
selector568 | $300.00 | 1/19/2012 5:23:24 PM |
nex | $25.00 | 1/19/2012 5:25:37 PM |
john0720 | $25.00 | 1/20/2012 7:23:26 AM |
kulender | $50.00 | 1/20/2012 6:15:38 AM |
exciting-gold6 | $25.00 | 1/20/2012 9:30:08 AM |
velocity-pear | $25.00 | 1/20/2012 9:31:28 AM |
gold-cluster | $50.00 | 1/20/2012 9:37:08 AM |
GCInvestments | $25.00 | 1/20/2012 9:44:38 AM |
generosity-battalion0 | $50.00 | 1/20/2012 10:06:51 AM |
calimanusa | $30.00 | 1/20/2012 12:09:34 PM |
Comoparklender | $25.00 | 1/20/2012 9:51:39 AM |
luann199 | $27.00 | 1/20/2012 2:52:33 PM |
serene-capital | $25.00 | 1/20/2012 5:55:34 PM |
green-rate-futurist | $25.00 | 1/21/2012 6:52:10 AM |
gilbrear | $25.00 | 1/21/2012 9:43:33 AM |
suave-income397 | $500.00 | 1/20/2012 7:54:28 PM |
Ruckus888 | $50.00 | 1/21/2012 7:22:02 AM |
awesome-dollar6 | $25.00 | 1/21/2012 8:58:50 AM |
careful-note1 | $25.00 | 1/21/2012 12:25:39 PM |
penny-plato | $25.00 | 1/21/2012 10:06:53 AM |
scarecrow4188 | $77.98 | 1/21/2012 11:28:18 AM |
orearella3 | $25.00 | 1/21/2012 12:45:55 PM |
wwwUniversal | $25.00 | 1/21/2012 12:44:53 PM |
investment-comet | $25.00 | 1/21/2012 12:36:11 PM |
ethical-income2 | $25.00 | 1/21/2012 9:15:47 PM |
Bob450 | $25.00 | 1/21/2012 3:07:05 PM |
coin-explorer | $25.00 | 1/21/2012 10:45:49 PM |
donlenboy | $35.68 | 1/21/2012 4:20:18 PM |
thisbucksforu | $25.00 | 1/22/2012 12:00:21 PM |
WLenders | $50.00 | 1/21/2012 6:15:21 PM |
asset-trajectory | $25.00 | 1/21/2012 11:46:27 PM |
Tylerh | $250.00 | 1/22/2012 12:36:59 PM |
genius520 | $50.00 | 1/22/2012 12:08:08 PM |
Spartamare | $50.00 | 1/22/2012 1:06:06 PM |
jasjac0105 | $47.72 | 1/22/2012 11:55:56 AM |
cash-architect | $25.00 | 1/22/2012 12:25:52 PM |
skillful-asset5 | $30.00 | 1/18/2012 5:45:58 PM |
Investor_DP | $100.00 | 1/18/2012 5:43:10 PM |
first-friendly-listing | $30.00 | 1/19/2012 7:03:26 AM |
asset-professor | $25.00 | 1/19/2012 5:09:08 PM |
kevin314 | $25.00 | 1/19/2012 11:18:44 PM |
Domgabriel | $30.00 | 1/20/2012 3:33:56 AM |
cognizant-rupee7 | $25.00 | 1/20/2012 9:09:34 AM |
charming-exchange7 | $50.00 | 1/20/2012 9:31:23 AM |
houli123 | $125.00 | 1/20/2012 9:46:19 AM |
mybackyard | $35.32 | 1/20/2012 12:38:12 PM |
kind-credit-bear | $25.00 | 1/20/2012 1:35:02 PM |
patriot897 | $25.00 | 1/20/2012 4:55:53 PM |
thankful-nickel2 | $25.00 | 1/20/2012 9:47:54 AM |
oxnard | $50.00 | 1/20/2012 2:28:55 PM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:41 AM |
otto1939 | $103.00 | 1/20/2012 1:24:12 PM |
orgy63 | $25.00 | 1/20/2012 5:54:40 PM |
Redmond | $25.00 | 1/20/2012 2:55:48 PM |
dime-hot-rod7 | $50.00 | 1/20/2012 8:08:10 PM |
forthright-durability | $25.00 | 1/20/2012 8:45:01 PM |
terrific-dough6 | $75.00 | 1/20/2012 5:06:53 PM |
ambmba | $50.00 | 1/21/2012 7:19:13 AM |
wlm3012 | $40.00 | 1/20/2012 10:49:05 PM |
loyalty-czar | $30.00 | 1/21/2012 8:29:32 AM |
thinker6 | $50.00 | 1/21/2012 4:36:45 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:57 AM |
ethical-truth211 | $174.44 | 1/21/2012 6:26:03 AM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:01 AM |
youngster50 | $25.00 | 1/21/2012 5:57:24 AM |
BlessedEveryDay | $30.16 | 1/21/2012 6:18:45 AM |
the-magnetic-transaction | $50.00 | 1/21/2012 12:45:00 PM |
papaloha | $25.00 | 1/21/2012 1:40:38 PM |
ibealion | $25.00 | 1/21/2012 1:46:21 PM |
dime-explosion | $50.00 | 1/21/2012 3:58:32 PM |
icon7 | $25.00 | 1/21/2012 1:23:11 PM |
hopeful-point | $25.00 | 1/21/2012 10:46:08 PM |
radforj22 | $25.00 | 1/21/2012 3:38:31 PM |
prudent-bid3 | $25.00 | 1/21/2012 1:20:04 PM |
cashnout | $25.00 | 1/22/2012 9:29:31 AM |
credit-observatory | $25.00 | 1/21/2012 3:19:18 PM |
contract-oyster1 | $50.00 | 1/21/2012 3:33:11 PM |
generosity-poem2 | $100.00 | 1/22/2012 11:55:18 AM |
towering-cash6 | $25.00 | 1/21/2012 11:20:25 PM |
favorite-commerce | $25.00 | 1/22/2012 6:33:48 AM |
jebber007 | $40.66 | 1/22/2012 8:00:14 AM |
remoore | $50.00 | 1/22/2012 9:44:11 AM |
larrybird | $162.96 | 1/22/2012 1:06:41 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
552322
This series of Notes was issued and sold upon the funding of the borrower loan #59390, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $85.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,560 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 101% | | |
| |
Homeownership:
| No | | |
Screen name:
| power-violin |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
zuleica
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 1/18/2012 5:03:30 PM |
economy-coup | $50.00 | 1/18/2012 5:11:08 PM |
bubb_hans | $50.00 | 1/18/2012 5:09:22 PM |
nimble-revenue5 | $50.00 | 1/18/2012 5:34:32 PM |
jiggaman7 | $50.00 | 1/18/2012 5:41:05 PM |
tsquared_030 | $25.00 | 1/18/2012 10:44:26 PM |
favorite-commerce | $25.00 | 1/18/2012 8:28:50 PM |
productive-note2 | $50.00 | 1/18/2012 6:21:48 PM |
Marssoft | $25.00 | 1/18/2012 6:25:35 PM |
emjo1219 | $25.00 | 1/19/2012 12:31:45 AM |
ITExec | $26.00 | 1/19/2012 7:44:10 AM |
asset-professor | $25.00 | 1/19/2012 9:21:54 AM |
order-merman | $25.00 | 1/19/2012 8:51:50 AM |
wwwUniversal | $25.00 | 1/19/2012 9:42:05 AM |
loan-fate | $50.00 | 1/18/2012 5:11:40 PM |
WilliamLeeSims | $25.00 | 1/18/2012 5:20:01 PM |
toblerone | $25.00 | 1/18/2012 5:09:09 PM |
BankofRon | $25.00 | 1/18/2012 5:09:18 PM |
worthy-bid8 | $50.00 | 1/18/2012 5:26:06 PM |
careful-vigilance4 | $25.00 | 1/18/2012 5:17:12 PM |
LuvToLend | $25.00 | 1/18/2012 5:31:02 PM |
courteous-kindness1 | $25.00 | 1/18/2012 5:41:37 PM |
calimanusa | $30.00 | 1/18/2012 7:30:15 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:20 PM |
restless-currency | $50.00 | 1/18/2012 5:34:20 PM |
hitsman | $50.00 | 1/18/2012 5:37:19 PM |
hektek22 | $600.00 | 1/19/2012 8:17:51 AM |
well-rounded-payout0 | $42.00 | 1/19/2012 9:10:19 AM |
top-historic-peso | $25.00 | 1/19/2012 9:08:05 AM |
orearella3 | $25.00 | 1/19/2012 9:28:02 AM |
HHP | $41.00 | 1/19/2012 9:30:35 AM |
Weaverville | $25.00 | 1/19/2012 8:15:53 AM |
principal-cooker2 | $86.00 | 1/19/2012 9:43:06 AM |
money-baron-roth-IRA | $50.00 | 1/19/2012 9:16:36 AM |
34 Investments
|
Borrower Payment Dependent Notes Series
552328
This series of Notes was issued and sold upon the funding of the borrower loan #59692, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 17% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 10
/
7 | Length of status: | 11y 10m |
Amount delinquent:
| $42,824 |
Total credit lines:
| 33 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,916 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 15% | | |
| |
Homeownership:
| No | | |
Screen name:
| CJtheFireman |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
Purpose of loan:
This loan will be used to build a new bedroom. My wife is the sole holder of the mortgage. We love this home, but we are a little cramped and the addition of the room would help our family.
My financial situation: I am a good candidate for this loan because I have worked diligently over the last two years to re-establish my credit after the bankruptcy. My debt to income ratio is and will stay very low, even with this loan. I have consistently been on time with all my payments. I have been employed with the Fire Department for more than 11 yrs as well as a soldier in the Florida National Guard for 17 yrs.
Monthly net income: $2345
Monthly expenses: $100
Housing: $0 (My wife covers the mortgage)
Insurance: $120
Car expenses: $350
Utilities: $0 (these are covered by my wife)
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $20, $30
Credit cards and other loans: $2400
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Fachim | $41.35 | 1/28/2012 2:21:21 PM |
vutah | $45.00 | 1/18/2012 5:37:44 PM |
worthy-bid8 | $50.00 | 1/18/2012 5:26:06 PM |
Weaverville | $25.00 | 1/19/2012 8:15:53 AM |
tech310 | $50.00 | 1/18/2012 7:47:14 PM |
toblerone | $25.00 | 1/19/2012 5:07:08 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:26:57 PM |
kevin314 | $25.00 | 1/19/2012 11:18:44 PM |
Investor_DP | $100.00 | 1/20/2012 9:33:26 AM |
oxnard | $50.00 | 1/20/2012 2:28:55 PM |
colorfulgardener | $25.00 | 1/20/2012 8:35:55 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:50 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:01 PM |
missing-link | $25.00 | 1/23/2012 3:34:12 PM |
epall | $25.00 | 1/23/2012 5:23:47 PM |
john0720 | $25.00 | 1/24/2012 7:18:34 AM |
rob1971 | $50.00 | 1/24/2012 8:52:56 AM |
worth-arch | $25.00 | 1/24/2012 10:08:19 AM |
asset-professor | $25.00 | 1/24/2012 5:55:41 PM |
enticing-note | $25.00 | 1/24/2012 6:53:36 PM |
unconquerable-openness9 | $100.00 | 1/24/2012 8:02:02 PM |
one2sojourn | $40.00 | 1/25/2012 8:17:08 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:11 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:31 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:20 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:38 AM |
powerful-finance7 | $25.00 | 1/26/2012 4:33:36 PM |
Sid-K | $25.00 | 1/26/2012 5:13:29 PM |
compoundinterest | $25.00 | 1/26/2012 5:11:05 PM |
loyalist1 | $100.00 | 1/27/2012 5:10:46 AM |
alphaseek | $150.00 | 1/27/2012 9:12:28 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:03 AM |
enriched-contract6 | $25.00 | 1/27/2012 12:55:55 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:12 PM |
Ironlock | $50.00 | 1/27/2012 8:37:09 PM |
BuildingShanghai | $35.18 | 1/28/2012 1:05:54 AM |
payment-gusto | $25.00 | 1/28/2012 8:15:53 AM |
lendacity | $50.00 | 1/28/2012 4:39:19 AM |
reflective-rupee | $25.00 | 1/28/2012 5:48:46 AM |
well-mannered-income3 | $40.00 | 1/28/2012 9:16:53 AM |
msh345 | $25.00 | 1/28/2012 9:42:15 AM |
felicity-contributor3 | $25.00 | 1/28/2012 9:06:48 AM |
Dubbs360 | $250.00 | 1/28/2012 9:17:35 AM |
wizardii | $25.00 | 1/28/2012 12:05:40 PM |
gothampark | $25.00 | 1/28/2012 10:44:33 AM |
musegaze | $25.00 | 1/28/2012 12:09:20 PM |
JLMGroupFunds | $25.00 | 1/28/2012 12:30:17 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:34:54 PM |
Comoparklender | $25.00 | 1/28/2012 12:30:41 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:51:57 PM |
velocity-solo | $25.00 | 1/28/2012 12:57:12 PM |
bnlforever | $25.00 | 1/28/2012 1:15:14 PM |
yield-trader | $25.00 | 1/28/2012 1:18:25 PM |
finance-prescription | $100.00 | 1/28/2012 1:19:49 PM |
life-is-great | $25.00 | 1/28/2012 1:07:50 PM |
sevenbridges | $25.00 | 1/28/2012 1:37:01 PM |
GGreg799 | $25.00 | 1/28/2012 2:11:08 PM |
StarshineXL | $250.00 | 1/28/2012 2:26:48 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:19 PM |
tender-commerce8 | $50.00 | 1/28/2012 1:16:51 PM |
suave-dime6 | $25.00 | 1/28/2012 2:12:17 PM |
income-planet0 | $25.63 | 1/28/2012 2:12:16 PM |
influential-cash7 | $25.00 | 1/28/2012 2:23:14 PM |
rutzebach | $59.14 | 1/28/2012 2:26:05 PM |
blissful-penny | $25.00 | 1/28/2012 2:59:34 PM |
safe-kindness5 | $10.66 | 1/28/2012 3:16:21 PM |
nimble-revenue5 | $50.00 | 1/18/2012 5:34:33 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:36 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:34 AM |
kulender | $50.00 | 1/20/2012 6:15:39 AM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:31 PM |
ChoiceInvestments | $28.00 | 1/21/2012 1:16:19 PM |
proud-pound4 | $25.00 | 1/23/2012 9:23:37 AM |
hitsman | $50.00 | 1/23/2012 9:33:51 AM |
jamiee73 | $25.00 | 1/23/2012 5:31:29 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:42 AM |
jeg3k | $50.00 | 1/24/2012 10:23:53 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:38 PM |
jstefans | $25.00 | 1/25/2012 9:05:39 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:15 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:40 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:21 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:10 PM |
dsnybnd | $25.00 | 1/27/2012 7:23:18 AM |
worth-quark7 | $25.00 | 1/27/2012 9:36:51 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:17 PM |
green-safe-wampum | $50.00 | 1/27/2012 12:57:06 PM |
pierrelasvegas | $25.00 | 1/27/2012 1:25:07 PM |
finance-rocket2 | $25.00 | 1/27/2012 3:36:47 PM |
revenue-serenity | $25.00 | 1/27/2012 5:28:55 PM |
num1irish | $50.00 | 1/28/2012 10:33:09 AM |
rescue | $100.00 | 1/28/2012 12:14:30 PM |
Kaj | $25.00 | 1/28/2012 12:23:35 PM |
processor115 | $25.00 | 1/28/2012 12:17:08 PM |
WilliamLeeSims | $25.00 | 1/28/2012 12:32:04 PM |
nex | $25.00 | 1/28/2012 12:19:19 PM |
handshake5 | $100.00 | 1/28/2012 12:22:14 PM |
orearella3 | $25.00 | 1/28/2012 12:25:46 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:40 PM |
orange-preeminant-bill | $25.00 | 1/28/2012 12:49:46 PM |
foxtrot12 | $60.00 | 1/28/2012 1:05:00 PM |
wizard750 | $40.00 | 1/28/2012 1:06:14 PM |
asmithj | $25.00 | 1/28/2012 1:15:48 PM |
TigerForce | $25.00 | 1/28/2012 1:56:40 PM |
nimble-dedication1 | $50.00 | 1/28/2012 2:49:59 PM |
exciting-gold6 | $50.00 | 1/28/2012 1:15:35 PM |
IIP77 | $25.00 | 1/28/2012 1:16:11 PM |
best-charming-leverage | $50.00 | 1/28/2012 1:18:02 PM |
accruer216 | $25.00 | 1/28/2012 1:32:48 PM |
Muinteoir | $25.00 | 1/28/2012 1:47:18 PM |
diversification-renaissance3 | $25.00 | 1/28/2012 2:25:03 PM |
treasure-coyote3 | $50.00 | 1/28/2012 2:33:39 PM |
helping-out | $75.00 | 1/28/2012 2:37:30 PM |
pele31 | $50.00 | 1/28/2012 3:03:36 PM |
114 Investments
|
Borrower Payment Dependent Notes Series
552342
This series of Notes was issued and sold upon the funding of the borrower loan #59512, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $19,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-18-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $441.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-1994 |
Debt/Income ratio:
| 19% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,494 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| note-bluebird0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Request
Purpose of loan:
This loan will be used to... Consolidating 2 credit card payoffs. The total payoff of the 2 will be approximately 12,000.00. One of which will be canceled. They rest will be used to by a second vehicle.
My financial situation:
I am a good candidate for this loan because... I pay my bills consistantly on time as my credit report will tell. My job is very secure. I am highly respected here and well liked amongst peers.
This loan would be helpful for me to get rid of that credit card debt but I am not hurting for the money. It will just put me in a better position.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-popcorn | $25.00 | 1/22/2012 6:02:05 AM |
platinum-czar | $25.00 | 1/25/2012 7:43:30 PM |
green-trade-dolphin2 | $31.71 | 1/18/2012 5:02:21 PM |
rupee-equation2 | $25.00 | 1/18/2012 5:14:20 PM |
sturdy-fairness0 | $100.00 | 1/18/2012 5:14:43 PM |
AFairDeal | $25.00 | 1/18/2012 5:37:02 PM |
Investor_DP | $100.00 | 1/18/2012 5:42:47 PM |
phenomenal-gain5 | $25.00 | 1/18/2012 5:59:26 PM |
kenji4861 | $25.00 | 1/18/2012 5:13:45 PM |
HeroSupport | $40.00 | 1/18/2012 5:28:41 PM |
prudent-payout462 | $50.00 | 1/19/2012 12:21:19 PM |
BAJMP | $25.00 | 1/20/2012 10:30:02 AM |
hitsman | $50.00 | 1/20/2012 5:26:26 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:17:58 PM |
downtownfarm | $25.00 | 1/21/2012 12:07:21 PM |
indomitable-coin | $25.00 | 1/21/2012 12:13:05 PM |
genius520 | $50.00 | 1/21/2012 12:15:44 PM |
integrity-american | $25.00 | 1/21/2012 4:35:36 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:10 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:51 PM |
E_G | $50.00 | 1/22/2012 12:34:58 PM |
Weaverville | $25.00 | 1/23/2012 9:22:02 AM |
mar97 | $25.00 | 1/23/2012 3:22:40 PM |
thegobbler | $28.99 | 1/24/2012 7:13:02 AM |
buffalobills | $25.00 | 1/24/2012 7:38:31 AM |
wojo | $25.00 | 1/24/2012 6:28:09 AM |
BxRealtor | $25.00 | 1/24/2012 9:49:19 AM |
bid-fort3 | $25.00 | 1/24/2012 9:55:36 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:45:58 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:24:27 AM |
herbyman | $50.00 | 1/24/2012 2:29:54 PM |
alpete7 | $100.00 | 1/24/2012 10:53:32 AM |
ddog0224 | $50.00 | 1/24/2012 12:51:53 PM |
aquistoyraul | $25.00 | 1/24/2012 4:53:01 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:23 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:28 PM |
coin-lesson3 | $101.50 | 1/24/2012 5:13:29 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:29 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:54:20 PM |
progressive-economy261 | $400.00 | 1/24/2012 5:59:52 PM |
Cluvnupe06 | $28.29 | 1/25/2012 3:29:25 AM |
Rulea72 | $25.00 | 1/25/2012 7:59:42 AM |
Darts | $50.00 | 1/25/2012 8:17:50 AM |
apple757 | $25.00 | 1/25/2012 8:38:13 AM |
awwaww | $25.00 | 1/25/2012 9:25:45 AM |
friendship9 | $25.00 | 1/25/2012 1:16:09 PM |
lostontheedge | $25.00 | 1/25/2012 7:02:35 PM |
thankful-nickel2 | $25.00 | 1/25/2012 7:15:48 PM |
Bob450 | $25.00 | 1/25/2012 8:01:49 PM |
Tasmir | $25.00 | 1/25/2012 8:34:27 PM |
Alan_Greenspan | $103.00 | 1/25/2012 10:23:09 PM |
nhm | $25.00 | 1/25/2012 11:06:45 PM |
fozzie79 | $50.00 | 1/25/2012 11:20:31 PM |
scarecrow4188 | $101.26 | 1/26/2012 12:47:39 AM |
balanced-rupee | $75.00 | 1/25/2012 6:14:29 PM |
evergreen16 | $250.00 | 1/26/2012 1:27:04 AM |
reward-dynamo | $40.00 | 1/25/2012 6:17:00 PM |
Zuzu | $30.38 | 1/26/2012 2:45:51 AM |
wlm3012 | $50.00 | 1/25/2012 7:31:29 PM |
Urbangrampa | $25.00 | 1/25/2012 9:06:18 PM |
authoritative-loot | $25.00 | 1/25/2012 11:15:33 PM |
generous-deal6 | $25.00 | 1/26/2012 2:53:32 AM |
Fiscally_Fit1 | $25.00 | 1/26/2012 3:48:16 AM |
cfig-llc | $25.00 | 1/26/2012 4:04:39 AM |
magical-durability9 | $25.00 | 1/26/2012 4:26:20 AM |
GreenLender11 | $100.00 | 1/18/2012 5:09:26 PM |
nimble-money086 | $25.00 | 1/18/2012 6:22:37 PM |
Harry | $50.00 | 1/18/2012 5:13:37 PM |
loyalty-czar | $50.00 | 1/18/2012 7:54:54 PM |
a- | $25.00 | 1/18/2012 5:39:22 PM |
JustMee | $25.00 | 1/18/2012 6:02:00 PM |
moola-gargantuan9 | $50.00 | 1/19/2012 6:20:39 AM |
Bank_Of_XL | $25.00 | 1/19/2012 9:12:58 AM |
enriching-dollar1 | $100.00 | 1/20/2012 9:21:13 AM |
dime-sprout | $25.00 | 1/21/2012 12:12:51 PM |
kevin314 | $25.00 | 1/21/2012 12:19:07 PM |
edaguy | $75.00 | 1/21/2012 12:25:10 PM |
selector568 | $300.00 | 1/21/2012 12:35:47 PM |
passivesf | $25.00 | 1/22/2012 5:59:29 PM |
leodaguy | $100.00 | 1/23/2012 9:09:04 AM |
340 | $25.00 | 1/23/2012 11:46:17 AM |
repayment-hawk5 | $25.00 | 1/23/2012 4:54:02 PM |
terryaj | $25.00 | 1/24/2012 7:29:31 AM |
DreDub | $50.00 | 1/23/2012 9:59:04 PM |
akurosawafan | $52.31 | 1/23/2012 11:15:41 PM |
ScottCapital | $25.00 | 1/24/2012 5:53:48 AM |
Tylerh | $52.00 | 1/24/2012 9:23:53 AM |
return-enthusiast1 | $25.00 | 1/24/2012 7:38:23 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:42 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:43 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:28 AM |
jeg3k | $50.00 | 1/24/2012 10:23:53 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:44 AM |
safe-finance | $29.37 | 1/24/2012 11:35:05 AM |
lucrative-worth | $50.00 | 1/24/2012 12:44:27 PM |
investment-comet | $25.00 | 1/24/2012 12:23:11 PM |
value-travels | $25.00 | 1/24/2012 2:30:42 PM |
enticing-note | $25.00 | 1/24/2012 6:53:37 PM |
Arg3998 | $50.00 | 1/25/2012 4:26:58 AM |
holstj | $25.00 | 1/25/2012 9:16:48 AM |
kirat15 | $50.00 | 1/25/2012 8:49:06 AM |
benjamins-thunder | $50.00 | 1/25/2012 9:32:02 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:39 AM |
Rivervale_Westwood | $25.00 | 1/25/2012 9:48:36 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:25 AM |
Index_Plus | $10,000.00 | 1/25/2012 5:38:21 PM |
blue-dollar-viking | $100.00 | 1/25/2012 5:46:29 PM |
mammalian4 | $25.00 | 1/25/2012 6:14:07 PM |
dough-souffle | $25.00 | 1/26/2012 1:28:46 AM |
weiyinsan | $75.00 | 1/26/2012 1:35:58 AM |
dollar-chestnut8 | $25.00 | 1/25/2012 6:28:43 PM |
AJaye2006 | $81.62 | 1/26/2012 4:40:11 AM |
greekgst99 | $25.00 | 1/25/2012 7:55:19 PM |
best-generosity-financier | $25.00 | 1/25/2012 8:24:10 PM |
intrepid-loot | $25.00 | 1/25/2012 8:36:53 PM |
magical-credit523 | $40.00 | 1/25/2012 8:54:37 PM |
BleedPurple | $50.00 | 1/25/2012 10:00:53 PM |
matthewrburk | $50.00 | 1/25/2012 11:22:28 PM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:11 PM |
lenderRXT | $90.00 | 1/26/2012 4:19:59 AM |
lanlie | $849.56 | 1/26/2012 5:02:03 AM |
121 Investments
|
Borrower Payment Dependent Notes Series
552352
This series of Notes was issued and sold upon the funding of the borrower loan #59335, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-19-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $128.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 23% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 17y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,104 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ruler21 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Aug-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Cushion
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5000
Monthly expenses: $4000
Housing: $
Insurance: $
Car expenses: $200
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
NekHoldings | $25.00 | 1/19/2012 9:02:39 AM |
113121 | $200.00 | 1/19/2012 9:20:36 AM |
Moe87 | $25.00 | 1/19/2012 4:39:37 PM |
thankful-nickel2 | $25.00 | 1/19/2012 9:16:56 AM |
fragonardlives | $25.00 | 1/19/2012 9:27:31 AM |
creditjunky | $125.00 | 1/19/2012 9:11:57 AM |
toblerone | $25.00 | 1/19/2012 9:34:40 AM |
drcoop | $25.00 | 1/19/2012 9:17:25 AM |
wildanne | $100.00 | 1/19/2012 9:44:02 AM |
matt_2006 | $25.00 | 1/19/2012 9:27:53 AM |
reflective-rupee | $25.00 | 1/19/2012 10:22:28 AM |
ready-interest9 | $25.00 | 1/19/2012 10:31:04 AM |
genuine-integrity0 | $25.00 | 1/19/2012 9:12:43 AM |
a- | $25.00 | 1/19/2012 11:49:42 AM |
Reputation1 | $25.00 | 1/19/2012 2:58:36 PM |
vutah | $25.00 | 1/19/2012 4:42:01 PM |
Investor_DP | $100.00 | 1/19/2012 5:18:23 PM |
capitalelstiltskin2 | $58.49 | 1/19/2012 1:14:39 PM |
Land_on_your_feet | $25.00 | 1/19/2012 6:38:28 PM |
wlm3012 | $40.00 | 1/19/2012 7:43:58 PM |
DoctorJoe | $25.00 | 1/20/2012 5:44:58 AM |
auction-seeker | $25.00 | 1/19/2012 5:51:38 PM |
first-serene-credit | $25.00 | 1/20/2012 8:37:43 AM |
elevated-finance | $26.60 | 1/20/2012 2:06:24 PM |
RLaumeyer | $26.00 | 1/20/2012 10:45:35 AM |
ethical-truth211 | $300.00 | 1/20/2012 12:20:32 PM |
CoolPlexer | $25.00 | 1/20/2012 5:54:49 PM |
chameleon125 | $25.00 | 1/20/2012 1:42:29 PM |
scoobiedoo | $25.00 | 1/20/2012 6:24:29 PM |
hookUup | $31.04 | 1/21/2012 7:33:09 AM |
BAJMP | $25.00 | 1/21/2012 11:42:15 AM |
Leshan | $50.00 | 1/21/2012 8:22:19 AM |
Bob450 | $30.00 | 1/21/2012 3:15:56 PM |
USMC0311 | $25.00 | 1/21/2012 8:22:34 PM |
r48 | $25.00 | 1/22/2012 7:22:53 AM |
jcw3rd | $25.00 | 1/22/2012 7:33:30 AM |
moola-accelerator6 | $45.00 | 1/22/2012 12:22:31 PM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:44 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:12 AM |
orearella3 | $25.00 | 1/22/2012 12:45:15 PM |
djkaiser | $25.00 | 1/22/2012 12:39:48 PM |
Bill88 | $25.00 | 1/23/2012 7:44:21 AM |
FutureLenderEC | $46.69 | 1/23/2012 6:15:33 AM |
bill-expert | $25.00 | 1/23/2012 9:55:39 AM |
enriching-dollar1 | $100.00 | 1/23/2012 5:13:24 PM |
buddy486 | $25.00 | 1/23/2012 1:59:54 PM |
well-mannered-income3 | $40.00 | 1/23/2012 3:14:36 PM |
LateOneNight | $50.00 | 1/23/2012 4:46:46 PM |
Bobafet | $25.00 | 1/23/2012 5:08:37 PM |
Mrs-Honeydew | $25.00 | 1/23/2012 7:48:34 PM |
money-bauble | $100.00 | 1/23/2012 5:16:59 PM |
ryan6853 | $25.11 | 1/23/2012 5:30:20 PM |
upbeat-investment9 | $25.00 | 1/23/2012 6:42:14 PM |
fantastic-bazaar2 | $100.00 | 1/23/2012 5:57:50 PM |
WLenders | $50.00 | 1/23/2012 7:20:36 PM |
Index_Plus | $1,180.56 | 1/23/2012 9:32:06 PM |
AndChicksforFree | $25.00 | 1/19/2012 12:09:30 PM |
loanman2007 | $25.00 | 1/19/2012 10:18:43 AM |
Bank_Of_XL | $25.00 | 1/19/2012 9:10:46 AM |
rupee-equation2 | $25.00 | 1/19/2012 9:30:01 AM |
Interloper | $25.00 | 1/19/2012 11:00:01 AM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:38 PM |
Domgabriel | $30.00 | 1/19/2012 4:35:53 PM |
kulender | $50.00 | 1/20/2012 6:15:46 AM |
FinanceEngine | $45.00 | 1/20/2012 7:06:50 AM |
TackingWindward | $25.00 | 1/20/2012 7:44:24 AM |
listing-trapper3 | $50.00 | 1/20/2012 9:07:33 AM |
patriot897 | $25.00 | 1/20/2012 4:55:54 PM |
lenderRXT | $50.00 | 1/20/2012 11:50:34 AM |
calimanusa | $40.00 | 1/20/2012 12:14:43 PM |
thinker6 | $70.00 | 1/21/2012 4:41:01 AM |
asset-cougar0 | $25.00 | 1/21/2012 6:12:11 AM |
sensible-fund | $25.00 | 1/21/2012 6:23:32 AM |
loss-of-control | $150.00 | 1/20/2012 6:37:34 PM |
orange-impartial-asset | $25.00 | 1/20/2012 9:07:36 PM |
hidavehi | $44.00 | 1/21/2012 1:58:06 PM |
balance-transformer3 | $28.00 | 1/21/2012 7:57:54 PM |
buffalobills | $25.00 | 1/23/2012 6:53:25 AM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:15:45 AM |
sincere-balance | $50.00 | 1/22/2012 10:57:45 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:42 AM |
scarlet-velvet | $25.08 | 1/23/2012 1:39:59 PM |
bruin558 | $30.00 | 1/23/2012 5:59:10 PM |
pirahna125 | $25.00 | 1/23/2012 5:09:02 PM |
Cliffie83 | $25.00 | 1/23/2012 5:34:16 PM |
prudent-bid3 | $25.00 | 1/23/2012 6:52:28 PM |
yf99yz | $38.42 | 1/23/2012 6:08:14 PM |
hope-fortress753 | $25.00 | 1/23/2012 7:21:58 PM |
Mrs-Honeydew | $25.00 | 1/23/2012 7:49:09 PM |
SAMCRO | $50.00 | 1/23/2012 9:18:59 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
552368
This series of Notes was issued and sold upon the funding of the borrower loan #59281, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2003 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
14 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,159 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loan-proton8 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 1/18/2012 5:05:07 PM |
a- | $25.00 | 1/18/2012 5:39:23 PM |
bubb_hans | $50.00 | 1/18/2012 5:09:22 PM |
2grindstones | $25.00 | 1/18/2012 7:18:47 PM |
melodious-openness | $100.00 | 1/19/2012 12:04:01 AM |
gotjack | $25.00 | 1/19/2012 5:19:15 PM |
Jon8403 | $100.00 | 1/19/2012 7:59:34 PM |
Dubbs360 | $25.00 | 1/21/2012 12:18:41 PM |
kulender | $50.00 | 1/22/2012 9:41:08 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:51 PM |
HeroSupport | $40.00 | 1/18/2012 5:26:36 PM |
riveting-credit5 | $50.00 | 1/18/2012 5:42:30 PM |
tech310 | $50.00 | 1/18/2012 7:39:42 PM |
green-inspiring-peace | $25.00 | 1/18/2012 5:33:26 PM |
greencat | $50.00 | 1/19/2012 3:52:33 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:12 PM |
yf99yz | $25.00 | 1/20/2012 5:56:55 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:26 AM |
kind-credit-bear | $25.00 | 1/21/2012 12:29:44 PM |
irrelevant | $50.00 | 1/21/2012 11:05:17 PM |
amusement4 | $100.00 | 1/21/2012 10:11:31 PM |
Index_Plus | $2,560.00 | 1/22/2012 2:31:32 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
552388
This series of Notes was issued and sold upon the funding of the borrower loan #59188, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-18-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 17.69% |
Monthly payment:
| $175.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 2.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1990 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 4
/
3 | Length of status: | 22y 6m |
Amount delinquent:
| $5,688 |
Total credit lines:
| 22 |
Occupation: | Flight Attendant |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $5,774 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| urbane-finance64 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Household
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have with been with the same employer for over 20yrs. I can set up automatic withdrawals from my checking account. I am allowed to pick up as much overtime as i want (which I am doing now). My wife was unemployed for 2 years and is now working full time. I will pay off the loan in one year.
Monthly net income: $3400
Monthly expenses: $
Housing: $500
Insurance: $60
Car expenses: $40
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $25
Credit cards and other loans: $125
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/18/2012 5:13:57 PM |
best-unbeatable-transaction | $25.00 | 1/18/2012 5:29:08 PM |
QuidWilson | $26.06 | 1/18/2012 5:46:52 PM |
greenback-upholder9 | $30.00 | 1/18/2012 6:11:18 PM |
compassion-neutron | $25.00 | 1/19/2012 12:42:36 AM |
velocity-motivator6 | $25.00 | 1/18/2012 6:58:17 PM |
warrior388 | $50.00 | 1/19/2012 8:59:47 AM |
money-jalapeno9 | $50.00 | 1/18/2012 8:51:31 PM |
KMB78 | $35.00 | 1/18/2012 9:08:53 PM |
IPG1 | $25.00 | 1/19/2012 9:19:37 AM |
towering-market9 | $44.44 | 1/19/2012 7:50:35 AM |
polka2002 | $27.71 | 1/19/2012 8:15:35 AM |
order-merman | $25.00 | 1/19/2012 8:52:18 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:36 AM |
Investor_DP | $87.00 | 1/19/2012 9:45:47 AM |
Domgabriel | $60.00 | 1/19/2012 4:37:15 PM |
a2190b | $25.00 | 1/19/2012 5:23:15 PM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:36 PM |
kind-clean-community | $25.00 | 1/19/2012 7:27:56 PM |
orearella3 | $25.00 | 1/19/2012 5:13:58 PM |
rpdelray | $25.00 | 1/20/2012 5:28:02 AM |
tranquil-economy4 | $100.00 | 1/20/2012 7:27:46 AM |
loan-upholder4 | $25.00 | 1/20/2012 7:51:43 AM |
SuzyQs | $25.96 | 1/20/2012 6:17:32 AM |
jguerrajr | $27.01 | 1/20/2012 8:30:03 AM |
GTMoneyMan | $25.64 | 1/20/2012 8:40:10 AM |
the-loyalty-wildebeest | $38.00 | 1/20/2012 7:41:53 AM |
El_Scubano | $25.00 | 1/20/2012 8:51:13 AM |
MicroLender357 | $25.00 | 1/18/2012 5:23:11 PM |
calahan | $58.97 | 1/18/2012 6:02:29 PM |
noble-silver1 | $68.00 | 1/18/2012 6:12:57 PM |
toblerone | $25.00 | 1/18/2012 5:09:10 PM |
alert9 | $25.00 | 1/18/2012 11:11:01 PM |
sharp-bill2 | $50.00 | 1/18/2012 5:39:29 PM |
cash-mussel | $53.62 | 1/19/2012 3:00:59 AM |
jennifer55126 | $25.00 | 1/19/2012 9:06:49 AM |
newest-generous-income | $30.00 | 1/19/2012 2:14:13 AM |
authentic-kindness1 | $25.00 | 1/19/2012 1:49:44 PM |
wlm3012 | $40.00 | 1/19/2012 7:09:49 PM |
munnu | $100.00 | 1/19/2012 5:10:31 PM |
Land_on_your_feet | $25.00 | 1/19/2012 6:25:52 PM |
myduck | $40.00 | 1/19/2012 6:53:00 PM |
Shawn95187 | $38.24 | 1/19/2012 5:59:42 PM |
kulender | $50.00 | 1/20/2012 6:15:41 AM |
Bank42 | $25.00 | 1/20/2012 6:48:08 AM |
johnyv40 | $25.00 | 1/20/2012 7:52:15 AM |
mmccoy26 | $25.00 | 1/19/2012 9:18:33 PM |
Pickmar | $25.00 | 1/20/2012 8:21:47 AM |
llequire1 | $194.35 | 1/20/2012 8:52:47 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
552394
This series of Notes was issued and sold upon the funding of the borrower loan #59475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $323.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,673 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| fearless-basis098 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Surprise from Uncle Sam!
Purpose of loan: My husband and I separated last year and, as such, we are filing as married filing separately this year. This change in status significantly increased my tax liability for 2011 so I am looking for assistance in paying the bill upfront.
This loan will be used to... pay taxes
My financial situation:
I am a good candidate for this loan because... I have good credit and excellent job security as I renewed my contract with my employer for an additional 5 years of employment. Additionally, I am expected to receive my re-signing bonus of $7,500 in the next few months. I will use that to pay off much of this loan.
Monthly net income: $4200
Monthly expenses: $2650
Housing: $ 1300
Insurance: $200
Car expenses: $0
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $500 (student loans)
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/20/2012 5:01:55 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552402
This series of Notes was issued and sold upon the funding of the borrower loan #59206, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-1991 |
Debt/Income ratio:
| 458% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,182 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| invincible-reward061 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Suomi
Purpose of loan:
This loan will be used to assist my daughter and her family in paying back past rent and helping her with medical bills to give them a chance to get on their feet. Her husband has been out of work for a while due to the poor economy in this area and they have 3 small children, one with Autism.
My financial situation:
I am a good candidate for this loan because I have worked steadily since I was 13 and have the integrity and character to meet my obligations. I am a recently retired Graphic Designer, was a supervisor at General Electric in addition to many responsible positions over the years requiring decision making and accountability. I have purchased many automobiles and homes over the years and paid them off. I can afford this loan payment because the combined household income is over $75,000.00 per year, but this loan will be my responsibility alone. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/19/2012 5:01:55 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552408
This series of Notes was issued and sold upon the funding of the borrower loan #59889, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,201 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| truth-apple5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan: Consolidate credit card debt
This loan will be used to...pay off credit cards
My financial situation: good
I am a good candidate for this loan because...I want to get out of debt by consolidating and paying off my credit cards and having one monthly payment.
Monthly net income: $ 6800
Monthly expenses: $ 300
Housing: $1250
Insurance: $150
Car expenses: $ 900
Utilities: $ 150
Phone, cable, internet: $ 300
Food, entertainment: $200
Clothing, household expenses: $ 200
Credit cards and other loans: $ 1000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/26/2012 5:48:21 AM |
handy-justice | $50.00 | 1/25/2012 9:02:43 AM |
DHolly | $31.00 | 1/25/2012 9:08:42 AM |
green-trade-dolphin | $28.98 | 1/25/2012 9:02:16 AM |
LittleMingo | $25.00 | 1/25/2012 9:04:12 AM |
janeybooboo | $75.00 | 1/25/2012 9:19:38 AM |
gain-equator | $25.00 | 1/25/2012 1:37:15 PM |
scarlet-velvet | $25.08 | 1/25/2012 4:21:16 PM |
Something-Corporate | $25.00 | 1/26/2012 10:22:01 PM |
transparency-sapling | $25.00 | 1/27/2012 9:50:20 AM |
compoundinterest | $25.00 | 1/27/2012 9:27:20 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:39 AM |
blazing-capital2 | $250.00 | 1/27/2012 3:53:41 PM |
Joyflyer | $81.02 | 1/27/2012 4:03:41 PM |
epall | $25.00 | 1/27/2012 5:02:50 PM |
riveting-wealth2 | $50.00 | 1/27/2012 5:33:31 PM |
yf99yz | $25.00 | 1/27/2012 5:57:05 PM |
AlternativeCashFlow | $30.00 | 1/27/2012 7:13:57 PM |
lendacity | $50.00 | 1/28/2012 4:39:29 AM |
the-silver-blaster | $75.00 | 1/28/2012 9:31:25 AM |
musegaze | $25.00 | 1/28/2012 12:09:23 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:44 PM |
bazaar-festivity | $25.00 | 1/28/2012 12:50:15 PM |
realtormoises | $25.00 | 1/28/2012 12:47:38 PM |
fortytwo | $150.00 | 1/28/2012 12:59:44 PM |
asset-professor | $25.00 | 1/28/2012 1:04:09 PM |
Tylerh | $250.00 | 1/28/2012 1:00:39 PM |
orange-impartial-asset | $25.00 | 1/28/2012 1:28:38 PM |
suave-dime6 | $25.00 | 1/28/2012 2:10:05 PM |
integrity-american | $25.00 | 1/28/2012 1:29:30 PM |
reflective-rupee | $25.00 | 1/28/2012 4:42:54 PM |
queentut | $50.00 | 1/28/2012 2:18:11 PM |
mlj0671 | $25.00 | 1/28/2012 4:59:49 PM |
high_flyer | $100.00 | 1/28/2012 8:30:26 PM |
julijask | $30.00 | 1/28/2012 10:36:51 PM |
LenderDan | $200.00 | 1/28/2012 11:01:29 PM |
Justbiz | $50.00 | 1/29/2012 8:59:13 AM |
sohuge1234 | $25.00 | 1/29/2012 8:49:02 AM |
bigbryan98 | $25.00 | 1/29/2012 10:25:13 AM |
icontender | $100.00 | 1/29/2012 11:23:32 AM |
loot-resonance | $25.00 | 1/29/2012 11:31:36 AM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:14 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:21 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:09 PM |
blueshound | $25.00 | 1/29/2012 6:45:01 PM |
Detour11 | $50.00 | 1/29/2012 7:28:12 PM |
zipemdown | $25.00 | 1/29/2012 10:19:47 PM |
blue-greenback-saver | $25.00 | 1/30/2012 4:08:25 AM |
gustavzantanon | $50.00 | 1/30/2012 4:24:55 AM |
dignified-finance | $50.00 | 1/30/2012 7:40:56 AM |
currency-pilot5 | $25.00 | 1/30/2012 9:38:31 AM |
future-baby-fund | $25.00 | 1/30/2012 10:56:33 AM |
slipstock | $25.00 | 1/30/2012 11:32:44 AM |
Bcs-cnc | $25.00 | 1/30/2012 12:51:23 PM |
dollardave | $50.00 | 1/30/2012 1:13:11 PM |
first-economy-orbiter | $32.44 | 1/30/2012 2:14:48 PM |
bullish2bearish | $38.00 | 1/29/2012 8:35:51 AM |
rupee-equation2 | $25.00 | 1/25/2012 9:07:47 AM |
nimble-revenue5 | $50.00 | 1/25/2012 9:20:38 AM |
cattlebaron | $25.00 | 1/25/2012 9:07:14 AM |
loan-fate | $50.00 | 1/25/2012 9:53:02 AM |
economy-coup | $50.00 | 1/25/2012 10:00:08 AM |
zeeexsixare | $200.00 | 1/25/2012 11:50:24 AM |
Bank_Of_XL | $25.00 | 1/25/2012 12:15:20 PM |
helpful-loan245 | $25.00 | 1/25/2012 11:43:47 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:59 PM |
wkeboarder21 | $50.00 | 1/26/2012 5:25:56 PM |
MatthewDP | $200.00 | 1/26/2012 5:26:06 PM |
Sid-K | $25.00 | 1/26/2012 6:16:28 PM |
a- | $25.00 | 1/26/2012 6:25:59 PM |
dough-mammal | $100.00 | 1/27/2012 9:40:17 AM |
kind-efficient-credit | $25.00 | 1/27/2012 9:35:12 AM |
kevin314 | $25.00 | 1/27/2012 9:54:44 AM |
Weaverville | $25.00 | 1/27/2012 10:18:01 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:31 PM |
Investor_DP | $100.00 | 1/27/2012 5:49:38 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:25 PM |
Ironlock | $50.00 | 1/27/2012 8:37:12 PM |
payment-gusto | $25.00 | 1/28/2012 8:15:55 AM |
loss-of-control | $100.00 | 1/28/2012 11:22:51 AM |
Dubbs360 | $250.00 | 1/28/2012 9:17:43 AM |
money-bauble | $100.00 | 1/28/2012 12:07:23 PM |
kulender | $60.00 | 1/28/2012 10:41:24 AM |
Tradesmanlender | $25.00 | 1/28/2012 12:23:48 PM |
orange-preeminant-bill | $25.00 | 1/28/2012 12:49:47 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:28 PM |
wizard750 | $40.00 | 1/28/2012 1:06:15 PM |
ethical-truth211 | $100.00 | 1/28/2012 1:35:18 PM |
irrelevant | $50.00 | 1/28/2012 2:05:10 PM |
abundant-one | $25.00 | 1/29/2012 12:38:11 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:15 AM |
1stPlace | $25.00 | 1/29/2012 7:33:58 AM |
economy-trader3 | $25.00 | 1/29/2012 7:13:16 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:12 AM |
gold-cluster | $50.00 | 1/29/2012 9:55:34 AM |
truth-crusader7 | $50.00 | 1/29/2012 11:02:46 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:38 PM |
intrepid-truth6 | $25.00 | 1/29/2012 2:38:37 PM |
BuzzyBee336 | $50.00 | 1/29/2012 9:06:09 PM |
buffalobills | $25.00 | 1/30/2012 7:03:37 AM |
Gamblor | $50.00 | 1/30/2012 7:44:54 AM |
leverage-monger | $50.00 | 1/30/2012 8:50:21 AM |
sosleep | $25.00 | 1/30/2012 9:01:34 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:40 AM |
jamiee73 | $25.00 | 1/30/2012 9:36:56 AM |
ommcd | $25.00 | 1/30/2012 9:41:36 AM |
wealth-infusion6 | $25.00 | 1/30/2012 10:11:50 AM |
plato22 | $25.00 | 1/30/2012 11:21:31 AM |
commerce-banker | $27.16 | 1/30/2012 11:24:00 AM |
charming-finance3 | $25.00 | 1/30/2012 11:35:43 AM |
AV-C_Online | $25.00 | 1/30/2012 11:33:20 AM |
systematic-p2p3 | $25.00 | 1/30/2012 12:08:46 PM |
ChiPhi49083 | $25.00 | 1/30/2012 12:18:22 PM |
careful-vigilance4 | $100.00 | 1/30/2012 1:37:30 PM |
the-hope-workhorse | $200.00 | 1/30/2012 1:56:09 PM |
Index_Plus | $8,826.32 | 1/30/2012 2:26:45 PM |
116 Investments
|
Borrower Payment Dependent Notes Series
552428
This series of Notes was issued and sold upon the funding of the borrower loan #59735, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $241.97 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 12% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,126 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| healthy-justice8 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
Purpose of loan:
This loan will be used to pay for roof repair and waterproofing my basement.
My financial situation:
I am a good candidate for this loan because I intend to fix my primary residence with this money. I'm literally going to use the money to make sure I have a roof over my head and ground to stand on. The rate offered on Prosper is lower than a typical home improvement loan and credit card rates. I could easily finance through typical means, but I was intrigued by the concept behind peer to peer lending.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sturdy-fairness0 | $100.00 | 1/19/2012 9:09:57 AM |
rupee-equation2 | $25.00 | 1/19/2012 9:30:01 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:39 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:01 PM |
income-encore1 | $50.00 | 1/24/2012 3:11:57 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:29 PM |
kirat15 | $50.00 | 1/25/2012 8:49:07 AM |
gentle-gain235 | $50.00 | 1/25/2012 10:54:16 AM |
a2190b | $30.00 | 1/26/2012 5:20:38 PM |
Sid-K | $25.00 | 1/26/2012 5:13:30 PM |
agreement-sycamore | $25.00 | 1/26/2012 7:10:39 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:18 PM |
bicyclist2270 | $25.00 | 1/27/2012 2:52:11 PM |
kenji4861 | $25.00 | 1/19/2012 9:10:44 AM |
green-trade-dolphin2 | $28.14 | 1/19/2012 9:02:21 AM |
Harry | $50.00 | 1/19/2012 9:07:33 AM |
AFairDeal | $25.00 | 1/19/2012 9:33:08 AM |
a- | $25.00 | 1/19/2012 11:49:04 AM |
prudent-payout462 | $25.00 | 1/19/2012 8:30:41 PM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:24 AM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:39 PM |
mar97 | $25.00 | 1/23/2012 3:22:41 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:47 AM |
enticing-note | $25.00 | 1/24/2012 6:53:42 PM |
kevin314 | $40.00 | 1/24/2012 8:17:21 PM |
john0720 | $50.00 | 1/25/2012 4:08:10 PM |
kind-clean-community | $25.00 | 1/26/2012 11:30:10 AM |
Tylerh | $250.00 | 1/26/2012 5:09:49 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:28 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:13 PM |
giftgold | $25.00 | 1/26/2012 7:26:45 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:31 AM |
TomDalonajay | $25.00 | 1/27/2012 9:14:32 AM |
dbs | $25.00 | 1/27/2012 9:27:16 AM |
wealthstar | $25.00 | 1/27/2012 9:09:09 AM |
acarnegie | $25.00 | 1/27/2012 12:18:11 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:05 AM |
Index_Plus | $5,876.85 | 1/27/2012 2:57:14 PM |
38 Investments
|
Borrower Payment Dependent Notes Series
552440
This series of Notes was issued and sold upon the funding of the borrower loan #59312, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $387.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-2009 |
Debt/Income ratio:
| 6% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $290 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| worth-allocator185 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Investment
Purpose of loan:
This loan will be used to make a small foreign Investment. I will be getting a fixed Interest income from the government bank and will be paying my installments regularly, with the interest income fom the investment. I will also build a good credit history for future.
Thanks for helping me with this cash boosting.
My financial situation:
I have a stable job. Moreover the amount will not be spent. It will be in my safe deposit and in case of emergencies I will be able to retrieve the amount and repay my debts to borrowers immediately. I do not expect this situation to happen, as I have a steady job and decent salary.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Harry | $50.00 | 1/19/2012 9:07:34 AM |
green-trade-dolphin2 | $33.78 | 1/19/2012 9:02:16 AM |
vutah | $25.00 | 1/19/2012 9:07:38 AM |
a- | $25.00 | 1/19/2012 9:09:16 AM |
sturdy-fairness0 | $100.00 | 1/19/2012 9:09:57 AM |
rupee-equation2 | $25.00 | 1/19/2012 9:30:02 AM |
gentle-gain235 | $50.00 | 1/19/2012 9:34:19 AM |
bomdel | $25.00 | 1/19/2012 9:25:11 AM |
AFairDeal | $25.00 | 1/19/2012 9:33:08 AM |
prudent-payout462 | $50.00 | 1/19/2012 12:18:38 PM |
hitsman | $50.00 | 1/19/2012 5:35:13 PM |
return-blueberry383 | $100.00 | 1/19/2012 5:35:25 PM |
Ripsaw4U | $37.00 | 1/19/2012 5:10:04 PM |
john0720 | $25.00 | 1/20/2012 7:23:27 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:01 PM |
indomitable-coin | $25.00 | 1/21/2012 12:13:05 PM |
Frankieb21 | $25.00 | 1/21/2012 2:59:49 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:13 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:52 PM |
Index_Plus | $5,618.24 | 1/22/2012 2:35:37 PM |
Aberdeen | $1,999.00 | 1/19/2012 9:10:57 AM |
superb-funds335 | $25.00 | 1/19/2012 9:35:25 AM |
kenji4861 | $25.00 | 1/19/2012 9:10:45 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:39 AM |
market-maximizer472 | $100.00 | 1/19/2012 2:44:45 PM |
enriching-dollar1 | $100.00 | 1/19/2012 5:16:43 PM |
CapStack | $50.00 | 1/19/2012 5:26:50 PM |
edaguy | $75.00 | 1/19/2012 5:31:14 PM |
downtownfarm | $25.00 | 1/19/2012 5:25:51 PM |
wlm3012 | $40.00 | 1/19/2012 7:40:20 PM |
T-L-B | $34.80 | 1/20/2012 7:33:53 AM |
kevin314 | $25.00 | 1/20/2012 9:40:26 AM |
oxnard | $50.00 | 1/20/2012 2:28:57 PM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:24 AM |
knowledgeable-payment7 | $40.00 | 1/20/2012 9:07:11 PM |
indianoven | $25.00 | 1/21/2012 1:08:54 PM |
selector568 | $300.00 | 1/21/2012 12:35:47 PM |
promise2 | $47.18 | 1/21/2012 12:53:08 PM |
genius520 | $50.00 | 1/22/2012 12:08:08 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:41:10 PM |
40 Investments
|
Borrower Payment Dependent Notes Series
552442
This series of Notes was issued and sold upon the funding of the borrower loan #59290, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-2008 |
Debt/Income ratio:
| 29% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| value-kung-fu7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 1/18/2012 5:03:37 PM |
bubb_hans | $50.00 | 1/18/2012 5:09:23 PM |
2grindstones | $30.00 | 1/18/2012 7:22:54 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:12 PM |
magical-durability9 | $25.00 | 1/21/2012 6:43:04 AM |
Dubbs360 | $25.00 | 1/21/2012 12:18:41 PM |
kind-credit-bear | $25.00 | 1/21/2012 12:29:45 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:53 PM |
riveting-credit5 | $50.00 | 1/18/2012 5:42:31 PM |
greencat | $50.00 | 1/19/2012 7:24:44 AM |
kulender | $50.00 | 1/22/2012 9:41:08 AM |
amusement4 | $100.00 | 1/21/2012 10:11:32 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:51 PM |
Index_Plus | $2,970.00 | 1/22/2012 2:33:47 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
552458
This series of Notes was issued and sold upon the funding of the borrower loan #59643, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 26% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
10 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Truck Driver |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,965 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| successful-loan8 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2011)
|
Principal balance:
| $5,587.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
truck driver
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $50.00 | 1/19/2012 5:03:04 PM |
lendstats_com | $200.00 | 1/19/2012 5:34:59 PM |
toblerone | $25.00 | 1/19/2012 5:07:09 PM |
mlj0671 | $25.00 | 1/19/2012 5:10:42 PM |
handy-justice | $100.00 | 1/19/2012 5:01:31 PM |
nex | $25.00 | 1/19/2012 5:25:38 PM |
TrekTune | $25.00 | 1/19/2012 5:07:52 PM |
Whipster | $60.00 | 1/19/2012 5:08:39 PM |
mercuriant | $25.00 | 1/19/2012 5:31:28 PM |
richboy56 | $25.00 | 1/19/2012 5:26:18 PM |
skillful-asset5 | $25.00 | 1/19/2012 6:27:11 PM |
worthy-bid8 | $50.00 | 1/19/2012 5:31:16 PM |
irrelevant | $50.00 | 1/19/2012 7:05:30 PM |
careful-vigilance4 | $25.00 | 1/19/2012 5:36:51 PM |
Kash2010lu | $25.00 | 1/19/2012 5:02:52 PM |
bubb_hans | $50.00 | 1/19/2012 5:09:32 PM |
Dubbs360 | $100.00 | 1/19/2012 5:15:14 PM |
gold-cluster | $50.00 | 1/19/2012 7:12:19 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:02 PM |
EL_Papin | $25.00 | 1/19/2012 5:26:33 PM |
money-baron-Roth401k | $25.00 | 1/19/2012 5:26:35 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:27:58 AM |
hitsman | $50.00 | 1/19/2012 5:35:16 PM |
DoctorJoe | $25.00 | 1/20/2012 5:46:40 AM |
papaloha | $50.00 | 1/19/2012 6:56:51 PM |
Bob450 | $30.00 | 1/20/2012 7:06:48 AM |
squarebob | $25.00 | 1/20/2012 9:10:16 AM |
Xillin | $25.00 | 1/20/2012 9:14:51 AM |
LittleMingo | $25.00 | 1/20/2012 9:22:41 AM |
diplomatic-wealth7 | $25.00 | 1/20/2012 9:22:09 AM |
CA-Lender | $25.00 | 1/20/2012 9:30:44 AM |
reflective-rupee | $25.00 | 1/20/2012 8:09:39 AM |
first-serene-credit | $25.00 | 1/20/2012 8:38:14 AM |
a- | $25.00 | 1/20/2012 9:54:00 AM |
wesleyan | $50.00 | 1/20/2012 11:39:56 AM |
duty-explosion9 | $25.00 | 1/20/2012 12:10:04 PM |
fund-explorer4 | $100.00 | 1/20/2012 1:18:19 PM |
a- | $50.00 | 1/20/2012 9:53:39 AM |
a- | $25.00 | 1/20/2012 9:53:49 AM |
kind-credit-bear | $25.00 | 1/20/2012 1:35:03 PM |
ImNotSoDumb | $25.00 | 1/20/2012 9:29:35 AM |
exciting-gold6 | $25.00 | 1/20/2012 9:30:08 AM |
peace-pilot8 | $25.00 | 1/20/2012 11:52:41 AM |
PXM-Financial | $50.00 | 1/20/2012 12:07:19 PM |
proud-pound4 | $25.00 | 1/20/2012 5:10:40 PM |
new-intuitive-dime | $25.00 | 1/20/2012 5:21:48 PM |
bravos33 | $25.00 | 1/20/2012 5:47:37 PM |
rss197 | $25.00 | 1/20/2012 1:30:08 PM |
sjc224 | $25.00 | 1/20/2012 5:25:46 PM |
jiftostada | $25.00 | 1/20/2012 5:44:58 PM |
yf99yz | $25.00 | 1/20/2012 5:52:26 PM |
SolarMoonshine | $25.00 | 1/20/2012 5:09:42 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:05 AM |
hopethisworks | $25.00 | 1/20/2012 5:24:26 PM |
postalwhiz | $25.00 | 1/20/2012 5:26:54 PM |
promise2 | $25.00 | 1/20/2012 9:38:44 PM |
justice-economist | $25.00 | 1/21/2012 9:35:43 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:46 PM |
graceful-investment | $85.00 | 1/21/2012 6:50:40 AM |
MAYBROOK | $35.00 | 1/21/2012 12:08:40 PM |
stock106 | $25.00 | 1/21/2012 8:39:31 AM |
helpinghand63 | $25.00 | 1/21/2012 12:18:10 PM |
deal-pinnacle7 | $39.00 | 1/21/2012 11:10:22 AM |
burrito6 | $50.00 | 1/21/2012 12:18:04 PM |
Slend49 | $25.00 | 1/21/2012 12:14:59 PM |
dblakels | $25.00 | 1/21/2012 8:38:12 PM |
Mariner3605 | $25.00 | 1/21/2012 12:47:44 PM |
desertoasis | $25.00 | 1/21/2012 12:48:48 PM |
judson | $25.00 | 1/21/2012 11:14:09 PM |
cash-boots7 | $75.00 | 1/21/2012 1:00:54 PM |
gotjack | $25.00 | 1/22/2012 6:24:38 AM |
WLenders | $50.00 | 1/21/2012 6:15:22 PM |
prudent-bid3 | $25.00 | 1/21/2012 4:04:26 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:54 AM |
first-pragmatic-power | $25.00 | 1/21/2012 7:49:56 PM |
asset-trajectory | $25.00 | 1/21/2012 8:00:01 PM |
SimpleChoice | $25.00 | 1/22/2012 7:20:03 AM |
life-is-great | $25.00 | 1/22/2012 12:25:21 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:50 PM |
Whatssofunnybout | $37.07 | 1/22/2012 2:39:12 PM |
ethical-truth211 | $100.00 | 1/22/2012 1:26:19 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:15:50 PM |
LateOneNight | $50.00 | 1/22/2012 6:04:14 PM |
shrewd-income | $85.59 | 1/22/2012 7:02:37 PM |
justasoldier | $100.00 | 1/19/2012 8:35:03 PM |
shawnw2 | $25.00 | 1/20/2012 1:07:26 AM |
loanman2007 | $100.00 | 1/20/2012 6:59:03 AM |
Mikale360 | $25.00 | 1/20/2012 7:55:11 PM |
Jack55304 | $200.00 | 1/19/2012 5:05:32 PM |
312-Lender | $25.00 | 1/19/2012 5:10:41 PM |
HeroSupport | $80.00 | 1/19/2012 5:12:40 PM |
lucrative-dollar | $25.00 | 1/19/2012 5:34:50 PM |
missing-link | $25.00 | 1/19/2012 5:40:48 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:51 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:36:12 PM |
economy-coup | $50.00 | 1/19/2012 5:38:50 PM |
nimble-revenue5 | $50.00 | 1/19/2012 5:40:12 PM |
EngineersAlliance | $125.00 | 1/19/2012 5:17:47 PM |
SFBank | $50.00 | 1/19/2012 6:51:24 PM |
red-power-pecan | $50.00 | 1/19/2012 5:23:19 PM |
zeeexsixare | $25.00 | 1/19/2012 8:10:43 PM |
integrity-american | $50.00 | 1/19/2012 8:51:45 PM |
WilliamLeeSims | $25.00 | 1/19/2012 5:31:20 PM |
EL_Papin | $25.00 | 1/20/2012 5:17:59 AM |
knee_caps | $30.00 | 1/19/2012 6:53:07 PM |
wisconsinvestor | $25.00 | 1/19/2012 6:57:29 PM |
FinanceEngine | $35.00 | 1/20/2012 7:08:03 AM |
kevin314 | $25.00 | 1/19/2012 11:18:49 PM |
kulender | $50.00 | 1/20/2012 6:15:50 AM |
kind-bill-supporter | $25.00 | 1/20/2012 9:33:54 AM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:36 AM |
reverent-hope5 | $25.00 | 1/20/2012 11:09:48 AM |
GCInvestments | $25.00 | 1/20/2012 9:44:39 AM |
a-plentiful-loyalty | $25.00 | 1/20/2012 11:35:27 AM |
golden-cat | $25.00 | 1/20/2012 9:39:48 AM |
Kapitaal | $25.00 | 1/20/2012 12:29:08 PM |
Weaverville | $25.00 | 1/20/2012 9:42:32 AM |
shmb6508 | $41.00 | 1/20/2012 5:22:40 PM |
principal-cooker2 | $100.00 | 1/20/2012 5:06:03 PM |
chameleon125 | $25.00 | 1/20/2012 1:39:41 PM |
high_flyer | $100.00 | 1/20/2012 6:40:00 PM |
benazafa | $26.00 | 1/20/2012 5:33:18 PM |
ideal-platinum1 | $25.00 | 1/20/2012 5:38:01 PM |
orange-preeminant-bill | $25.00 | 1/20/2012 5:06:28 PM |
riversmoke | $25.00 | 1/21/2012 2:29:21 AM |
MarvintheMartian | $25.00 | 1/21/2012 3:18:06 AM |
bancoroyal | $25.82 | 1/21/2012 4:31:21 AM |
important-openness1 | $97.00 | 1/20/2012 5:25:02 PM |
Toby1montana | $36.00 | 1/20/2012 5:27:19 PM |
saihu | $25.00 | 1/20/2012 8:10:23 PM |
topper480 | $37.00 | 1/20/2012 5:37:22 PM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:03 AM |
mikeandcat | $50.00 | 1/21/2012 7:59:06 AM |
Leshan | $50.00 | 1/21/2012 8:21:51 AM |
Byrd24 | $100.00 | 1/20/2012 6:04:58 PM |
amlu1988 | $25.00 | 1/20/2012 9:21:24 PM |
consummate-loyalty1 | $75.00 | 1/21/2012 12:17:12 PM |
sensible-fund | $25.18 | 1/21/2012 6:23:00 AM |
Maetryx | $25.00 | 1/21/2012 8:37:59 AM |
TennSquire | $25.00 | 1/21/2012 12:15:16 PM |
a-credit-rotation | $25.00 | 1/21/2012 12:35:33 PM |
capital-halo1 | $492.00 | 1/21/2012 12:39:40 PM |
ambmba | $50.00 | 1/21/2012 12:41:10 PM |
shrewd-peace7 | $25.00 | 1/21/2012 12:22:13 PM |
orearella3 | $25.00 | 1/21/2012 12:45:56 PM |
billyga | $25.00 | 1/21/2012 12:54:23 PM |
stepatatime-together | $59.00 | 1/21/2012 12:36:53 PM |
miamibeachloaner | $25.00 | 1/21/2012 12:38:26 PM |
ommcd | $25.00 | 1/21/2012 12:39:14 PM |
showmethemoney22 | $50.00 | 1/21/2012 2:24:54 PM |
Katburg | $25.00 | 1/21/2012 12:42:08 PM |
radforj22 | $25.00 | 1/21/2012 3:33:27 PM |
KLCRAY | $25.00 | 1/21/2012 12:30:53 PM |
bold-marketplace-awakening | $75.00 | 1/21/2012 12:38:59 PM |
wwwUniversal | $25.00 | 1/21/2012 12:44:54 PM |
Bank42 | $25.00 | 1/21/2012 2:12:06 PM |
Rockymtnhi | $25.00 | 1/21/2012 2:50:58 PM |
amusement4 | $100.00 | 1/21/2012 10:11:33 PM |
ixoyefreak | $26.00 | 1/21/2012 3:22:50 PM |
Hambone1111 | $25.00 | 1/22/2012 12:23:14 PM |
generosity-poem2 | $25.00 | 1/22/2012 12:08:31 PM |
worth-web5 | $50.00 | 1/22/2012 12:28:26 PM |
money-baron-roth-IRA | $41.00 | 1/22/2012 12:22:51 PM |
Dmatthewsftf | $93.92 | 1/22/2012 3:57:12 PM |
the-magnetic-transaction | $50.00 | 1/22/2012 12:30:43 PM |
first-class-gold0 | $73.42 | 1/22/2012 1:40:24 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:53 PM |
cordial-affluence2 | $25.00 | 1/22/2012 2:28:41 PM |
strippermoney | $100.00 | 1/22/2012 4:39:09 PM |
inveztor | $25.00 | 1/22/2012 5:25:55 PM |
orgy63 | $25.00 | 1/22/2012 6:01:41 PM |
loyalty-legend2 | $35.00 | 1/22/2012 6:42:39 PM |
172 Investments
|
Borrower Payment Dependent Notes Series
552466
This series of Notes was issued and sold upon the funding of the borrower loan #59447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-18-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-18-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 46% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,864 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| platoon778 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...Close credit cards and reduce payments
My financial situation:
I am a good candidate for this loan because...My employment history is outstanding. While I have held several jobs they have all been in the same field, and I have no gaps in employment.
Monthly net income: $~4900
Monthly expenses: $
Housing: $630
Insurance: $115
Car expenses: $570
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $2500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/18/2012 5:03:59 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552490
This series of Notes was issued and sold upon the funding of the borrower loan #59554, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $209.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1987 |
Debt/Income ratio:
| 17% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,024 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rupee-huckleberry4 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Snowballing Debt Consolidation
I am on a three year snowball debt reduction plan. I will use this loan to consolidate two credit cards and pay them off. While the interest rate I get will only be slightly lower than what I have now, the term and lower monthly payment will allow me to add more cash now to my snowball payments.
I have good credit, and it will improve with this loan and the lowering of my DTI. I look forward to joining the community and hope that I can start doing my own lending to others in a few years.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.23 | 1/19/2012 9:02:19 AM |
sflawya | $25.00 | 1/19/2012 9:05:21 AM |
kenji4861 | $25.00 | 1/19/2012 9:10:45 AM |
sturdy-fairness0 | $100.00 | 1/19/2012 9:09:57 AM |
gentle-gain235 | $50.00 | 1/19/2012 9:35:21 AM |
a- | $25.00 | 1/19/2012 11:48:02 AM |
houli123 | $225.00 | 1/19/2012 9:43:43 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:39 AM |
Brisket_Bob | $28.00 | 1/19/2012 5:34:01 PM |
tigercat | $50.00 | 1/20/2012 1:17:36 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:02 PM |
patriot897 | $25.00 | 1/20/2012 4:55:55 PM |
Rivervale_Westwood | $25.00 | 1/21/2012 11:01:21 AM |
charming-exchange7 | $25.00 | 1/21/2012 8:30:04 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:13 AM |
john0720 | $25.00 | 1/23/2012 11:03:32 AM |
mar97 | $25.00 | 1/23/2012 3:22:41 PM |
blot44 | $25.00 | 1/24/2012 4:08:33 AM |
kevin314 | $40.00 | 1/24/2012 8:17:21 PM |
availableloan | $25.00 | 1/24/2012 8:45:46 PM |
mojii77 | $50.00 | 1/26/2012 5:03:43 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:29 PM |
Sid-K | $25.00 | 1/26/2012 5:13:31 PM |
heavy_ax | $25.00 | 1/26/2012 5:21:28 PM |
down-with-big-banks1 | $500.00 | 1/26/2012 6:26:03 PM |
Dubbs360 | $25.00 | 1/26/2012 5:44:29 PM |
gravity7 | $25.00 | 1/26/2012 5:52:01 PM |
MongoBongo | $25.00 | 1/26/2012 6:08:48 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:24 PM |
FamilyEducationFund | $25.00 | 1/26/2012 6:25:36 PM |
Index_Plus | $2,924.76 | 1/26/2012 6:26:18 PM |
Harry | $50.00 | 1/19/2012 9:07:34 AM |
rupee-equation2 | $25.00 | 1/19/2012 9:30:02 AM |
creditjunky | $125.00 | 1/19/2012 9:13:55 AM |
AFairDeal | $25.00 | 1/19/2012 9:33:09 AM |
a- | $25.00 | 1/19/2012 9:09:17 AM |
JustMee | $25.00 | 1/19/2012 6:03:57 PM |
cloud8 | $50.00 | 1/19/2012 6:20:03 PM |
kind-clean-community | $25.00 | 1/20/2012 2:46:40 PM |
enriching-dollar1 | $100.00 | 1/22/2012 12:27:23 PM |
edaguy | $28.00 | 1/22/2012 12:06:36 PM |
hitsman | $50.00 | 1/22/2012 12:13:19 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:29 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:48 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:29 PM |
enticing-note | $25.00 | 1/24/2012 6:53:43 PM |
Land_on_your_feet | $25.00 | 1/25/2012 6:05:11 AM |
kirat15 | $50.00 | 1/25/2012 8:49:07 AM |
designer_10 | $25.00 | 1/25/2012 7:24:00 PM |
rpdelray | $50.00 | 1/26/2012 5:20:23 AM |
agreement-welder | $50.00 | 1/26/2012 2:36:39 PM |
Lie-On-Lion | $100.00 | 1/26/2012 3:44:52 PM |
Weaverville | $25.00 | 1/26/2012 4:19:28 PM |
a-transaction-flute | $25.00 | 1/26/2012 5:01:23 PM |
capital-web7 | $50.00 | 1/26/2012 3:10:56 PM |
komazour | $25.00 | 1/26/2012 5:07:29 PM |
Tylerh | $250.00 | 1/26/2012 5:09:50 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:28 PM |
downtownfarm | $25.00 | 1/26/2012 5:38:03 PM |
Ripsaw4U | $50.00 | 1/26/2012 5:40:48 PM |
selector568 | $300.00 | 1/26/2012 5:30:17 PM |
Centerline15 | $25.00 | 1/26/2012 5:31:43 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:13 PM |
Rulea72 | $25.00 | 1/26/2012 5:46:42 PM |
64 Investments
|
Borrower Payment Dependent Notes Series
552544
This series of Notes was issued and sold upon the funding of the borrower loan #59473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1970 |
Debt/Income ratio:
| 27% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
14 | Length of status: | 11y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,854 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| trade-observatory1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
repairs
Purpose of loan:
This loan will be used to...repairhome
My financial situation: bbt
I am a good candidate for this loan because...Iam reliable
Monthly ne t income: $4374.
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 1/23/2012 5:00:36 PM |
worth-blanket2 | $3,950.00 | 1/23/2012 5:03:09 PM |
affluence-generator2 | $250.00 | 1/23/2012 5:03:03 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
552548
This series of Notes was issued and sold upon the funding of the borrower loan #59213, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $111.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 8y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,982 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-courteous-felicity |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2011)
|
Principal balance:
| $2,212.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Phil
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 5000.00
Monthly expenses:
Housing: $ 985.00
Insurance: $ 200.00
Car expenses: $ 275.00
Utilities: $ 50.00
Phone, cable, internet: $ 145.00
Food, entertainment: $ 600.00
Clothing, household expenses: $ 300.00
Credit cards and other loans: $ 200.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 1/19/2012 9:07:50 AM |
papaloha | $50.00 | 1/19/2012 9:16:51 AM |
penny-plato | $25.00 | 1/19/2012 9:17:07 AM |
rolltide09 | $25.00 | 1/19/2012 9:23:44 AM |
WilliamLeeSims | $25.00 | 1/19/2012 9:25:39 AM |
matt_2006 | $25.00 | 1/19/2012 9:27:54 AM |
hitsman | $50.00 | 1/19/2012 9:37:13 AM |
worthy-bid8 | $50.00 | 1/19/2012 9:18:59 AM |
fragonardlives | $25.00 | 1/19/2012 9:27:31 AM |
SolarMoonshine | $50.00 | 1/19/2012 9:42:02 AM |
janeybooboo | $50.00 | 1/19/2012 9:03:52 AM |
BigSkyFinancial | $26.00 | 1/19/2012 10:36:16 AM |
economy-coup | $50.00 | 1/19/2012 9:20:50 AM |
asset-professor | $25.00 | 1/19/2012 9:21:54 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:40 AM |
a- | $35.00 | 1/19/2012 11:32:07 AM |
courteous-kindness1 | $25.00 | 1/19/2012 9:47:49 AM |
brightest-organized-balance | $25.00 | 1/19/2012 9:56:06 AM |
shrewd-income | $100.00 | 1/19/2012 3:16:25 PM |
PaulW | $25.00 | 1/19/2012 11:39:01 AM |
hidavehi | $36.00 | 1/19/2012 4:50:02 PM |
thorough-marketplace441 | $25.00 | 1/19/2012 4:51:15 PM |
munnu | $100.00 | 1/19/2012 5:10:32 PM |
excellent-wealth6 | $25.00 | 1/19/2012 5:15:36 PM |
LateOneNight | $100.00 | 1/19/2012 5:37:03 PM |
impeccable-ore3 | $25.00 | 1/19/2012 3:49:19 PM |
treasure-hunter270 | $25.00 | 1/19/2012 5:35:13 PM |
312-Lender | $25.00 | 1/19/2012 5:10:46 PM |
whitegold24k | $400.00 | 1/19/2012 8:59:14 PM |
Moneypenny6 | $25.00 | 1/19/2012 6:31:01 PM |
knee_caps | $30.00 | 1/19/2012 6:59:11 PM |
wlm3012 | $40.00 | 1/19/2012 7:06:23 PM |
zeeexsixare | $25.00 | 1/19/2012 8:10:57 PM |
radforj22 | $25.00 | 1/20/2012 4:15:00 AM |
BackOnTrack23 | $99.87 | 1/20/2012 5:11:40 AM |
integrity-american | $50.00 | 1/19/2012 8:51:44 PM |
retirementlady | $25.00 | 1/19/2012 10:20:52 PM |
Mikale360 | $25.00 | 1/19/2012 10:08:49 AM |
the-discrete-income | $44.85 | 1/19/2012 5:02:40 PM |
AndChicksforFree | $25.00 | 1/19/2012 12:13:28 PM |
LuvToLend | $25.00 | 1/19/2012 9:09:24 AM |
LittleMingo | $30.00 | 1/19/2012 9:03:31 AM |
toblerone | $25.00 | 1/19/2012 9:34:41 AM |
drcoop | $25.00 | 1/19/2012 9:17:25 AM |
exciting-gold6 | $50.00 | 1/19/2012 9:44:00 AM |
money-baron | $50.00 | 1/19/2012 9:31:34 AM |
reflective-rupee | $25.00 | 1/19/2012 10:19:17 AM |
GElender | $40.00 | 1/19/2012 9:05:19 AM |
wildanne | $100.00 | 1/19/2012 9:44:03 AM |
nimble-revenue5 | $50.00 | 1/19/2012 9:26:15 AM |
careful-compassion | $25.00 | 1/19/2012 11:53:40 AM |
mikeandcat | $62.28 | 1/19/2012 9:48:34 AM |
RLaumeyer | $26.00 | 1/19/2012 10:33:30 AM |
scoobiedoo | $50.00 | 1/19/2012 5:12:09 PM |
brightest-dignified-penny | $25.00 | 1/19/2012 4:49:52 PM |
first-dinero-paladin | $25.00 | 1/19/2012 4:06:13 PM |
market-sumac | $100.00 | 1/19/2012 4:20:14 PM |
orearella3 | $25.00 | 1/19/2012 5:14:06 PM |
travels536 | $25.00 | 1/19/2012 9:40:30 PM |
kindness-ace1 | $50.00 | 1/20/2012 4:22:13 AM |
whitegold24k | $100.00 | 1/19/2012 5:41:09 PM |
kevin314 | $25.00 | 1/19/2012 11:18:48 PM |
skillful-asset5 | $30.00 | 1/19/2012 6:29:42 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:27:00 PM |
optionscashflow | $25.00 | 1/19/2012 11:13:24 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
552554
This series of Notes was issued and sold upon the funding of the borrower loan #59231, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $80.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-2004 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,893 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 32% | | |
| |
Homeownership:
| No | | |
Screen name:
| hope-cadence8 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
paco edward
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
miked8303 | $50.00 | 1/19/2012 9:05:56 AM |
LuvToLend | $25.00 | 1/19/2012 9:09:24 AM |
well-rounded-payout0 | $50.00 | 1/19/2012 9:10:20 AM |
missing-link | $25.00 | 1/19/2012 9:06:36 AM |
scrappy-diversification7 | $1,550.00 | 1/19/2012 9:33:06 AM |
diplomatic-wealth7 | $25.00 | 1/19/2012 9:11:06 AM |
red-power-pecan | $50.00 | 1/19/2012 9:14:13 AM |
careful-vigilance4 | $25.00 | 1/19/2012 9:22:46 AM |
nimble-revenue5 | $50.00 | 1/19/2012 9:26:16 AM |
worthy-bid8 | $50.00 | 1/19/2012 9:19:00 AM |
economy-coup | $50.00 | 1/19/2012 9:20:50 AM |
WilliamLeeSims | $25.00 | 1/19/2012 9:25:39 AM |
rupee-equation2 | $25.00 | 1/19/2012 9:30:03 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
552558
This series of Notes was issued and sold upon the funding of the borrower loan #59170, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $76.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Nov-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,066 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| orange-healthy-integrity |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Federal Officer
I make good money with no chance of being laid off or my salary being cut. I am a good candidate for this loan due to the fact I am a Federal Officer with great credit and have never defaulted or been behind on a payment.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Harry | $50.00 | 1/19/2012 9:07:34 AM |
a- | $25.00 | 1/19/2012 9:09:17 AM |
CoolPlexer | $50.00 | 1/19/2012 9:13:24 AM |
Tylerh | $250.00 | 1/19/2012 9:13:43 AM |
wtrboy | $25.00 | 1/19/2012 9:14:48 AM |
dumbass | $25.00 | 1/19/2012 9:13:39 AM |
Bobafet | $25.00 | 1/19/2012 9:32:23 AM |
enriching-dollar1 | $100.00 | 1/19/2012 9:31:18 AM |
kinetic-social | $25.00 | 1/19/2012 10:16:06 AM |
sflawya | $25.00 | 1/19/2012 9:05:21 AM |
meux99 | $25.00 | 1/19/2012 9:07:44 AM |
Cliffie83 | $25.00 | 1/19/2012 9:08:53 AM |
a- | $25.00 | 1/19/2012 11:37:53 AM |
a- | $25.00 | 1/19/2012 11:38:01 AM |
Rockymtnhi | $25.00 | 1/19/2012 11:42:23 AM |
downtownfarm | $25.00 | 1/19/2012 9:18:21 AM |
Mauler | $66.00 | 1/19/2012 12:29:13 PM |
AFairDeal | $25.00 | 1/19/2012 9:33:09 AM |
gilbrear | $25.00 | 1/19/2012 3:55:58 PM |
iolaire | $25.00 | 1/19/2012 9:45:14 AM |
kinetic-social | $50.00 | 1/19/2012 9:50:55 AM |
munnu | $100.00 | 1/19/2012 1:16:30 PM |
PlatinumBank | $25.00 | 1/19/2012 1:37:04 PM |
jcttjg | $25.00 | 1/19/2012 2:35:12 PM |
penny-plato | $25.00 | 1/19/2012 5:02:30 PM |
windfall46 | $25.00 | 1/19/2012 2:22:30 PM |
penguino | $100.00 | 1/19/2012 4:57:33 PM |
AmericanCredit | $50.00 | 1/19/2012 9:28:09 AM |
indomitable-coin | $25.00 | 1/19/2012 9:10:42 AM |
leodaguy | $100.00 | 1/19/2012 9:29:32 AM |
gentle-gain235 | $50.00 | 1/19/2012 9:33:07 AM |
MarketInvestor | $25.00 | 1/19/2012 9:39:11 AM |
Kyjamune | $25.00 | 1/19/2012 9:24:33 AM |
compassion-secret-agent7 | $25.00 | 1/19/2012 9:45:44 AM |
thinker6 | $50.00 | 1/19/2012 10:20:10 AM |
cebgop | $25.00 | 1/19/2012 9:39:06 AM |
Joshua_E | $25.00 | 1/19/2012 9:08:03 AM |
SBT | $100.00 | 1/19/2012 9:12:35 AM |
kevin314 | $25.00 | 1/19/2012 9:24:05 AM |
logical-reward8 | $25.00 | 1/19/2012 9:24:38 AM |
Captain88 | $25.00 | 1/19/2012 11:06:01 AM |
prudent-payout462 | $50.00 | 1/19/2012 12:25:11 PM |
CIC | $25.00 | 1/19/2012 12:29:59 PM |
freetolive | $25.00 | 1/19/2012 11:41:33 AM |
hitsman | $50.00 | 1/19/2012 9:37:14 AM |
friendinmoney | $25.00 | 1/19/2012 2:04:40 PM |
ConchRepublican | $100.00 | 1/19/2012 9:40:26 AM |
lendersf | $50.00 | 1/19/2012 9:50:31 AM |
MrSolution | $50.00 | 1/19/2012 2:29:43 PM |
WonderPup | $25.00 | 1/19/2012 10:48:06 AM |
faithinppl | $50.00 | 1/19/2012 5:08:54 PM |
thorough-marketplace441 | $100.00 | 1/19/2012 4:43:49 PM |
RecoveryLender | $25.00 | 1/19/2012 5:06:11 PM |
Weaverville | $25.00 | 1/19/2012 4:20:38 PM |
p2ploan-embrace6 | $100.00 | 1/19/2012 5:08:56 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
552560
This series of Notes was issued and sold upon the funding of the borrower loan #59529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $103.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1986 |
Debt/Income ratio:
| 8% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 4
/
2 | Length of status: | 0y 6m |
Amount delinquent:
| $482 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $713 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| contract-leather |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
0327
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/20/2012 5:08:39 PM |
toblerone | $25.00 | 1/20/2012 5:13:03 PM |
sturdy-fairness0 | $50.00 | 1/21/2012 12:12:28 PM |
Investor_DP | $100.00 | 1/21/2012 12:31:51 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:46 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:59 AM |
value-travels | $25.00 | 1/24/2012 2:30:49 PM |
downtownfarm | $25.00 | 1/24/2012 5:20:41 PM |
hitsman | $50.00 | 1/24/2012 5:53:41 PM |
transparency-river1 | $2,000.00 | 1/24/2012 5:59:01 PM |
prominence8 | $25.00 | 1/24/2012 7:24:39 PM |
thorough-marketplace441 | $25.00 | 1/24/2012 8:23:02 PM |
porwestco | $25.00 | 1/25/2012 4:23:03 AM |
bullwink27 | $25.00 | 1/25/2012 5:25:38 AM |
friendship9 | $25.00 | 1/25/2012 5:28:43 AM |
CaptainBL | $25.00 | 1/24/2012 5:40:17 PM |
enticing-note | $25.00 | 1/24/2012 6:53:56 PM |
enriching-dollar1 | $100.00 | 1/24/2012 5:58:51 PM |
Relaxo | $50.00 | 1/24/2012 6:28:02 PM |
kevin314 | $40.00 | 1/24/2012 8:17:26 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:35 PM |
GCInvestments | $25.00 | 1/24/2012 10:50:08 PM |
Brisket_Bob | $25.00 | 1/25/2012 4:37:04 AM |
red-benefit-ruler | $30.00 | 1/24/2012 8:04:11 PM |
stammyc3 | $27.13 | 1/25/2012 4:55:15 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:05 AM |
Stingray8a | $25.00 | 1/24/2012 8:32:32 PM |
Allichar | $27.87 | 1/25/2012 6:01:09 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
552562
This series of Notes was issued and sold upon the funding of the borrower loan #59489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,400.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $254.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,050 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 31% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-dough-harp |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2011)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Home Improvement -2nd time borrower
Purpose of loan:
This loan will be used to...Home Improvement. By installing a home ofice and updates to kitchen we will increase the value of our home by 1.5 times the amounbt spent.
My financial situation:
I am a good candidate for this loan because...This is my second loan. My first loan($9,000) was paid with no late payments.
Monthly net income: $11,250.00
Monthly expenses: $
Housing: $1,500
Insurance: $150
Car expenses: $475
Utilities: $225
Phone, cable, internet: $150
Food, entertainment: $700
Clothing, household expenses: $100
Credit cards and other loans: $350
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/19/2012 9:01:02 PM |
loanman2007 | $50.00 | 1/24/2012 4:55:38 AM |
sturdy-fairness0 | $50.00 | 1/19/2012 5:06:40 PM |
toblerone | $25.00 | 1/19/2012 5:07:10 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:03 PM |
deal-pal | $25.00 | 1/19/2012 6:03:48 PM |
trade-burrito4 | $35.00 | 1/19/2012 5:06:23 PM |
papaloha | $400.00 | 1/19/2012 6:57:31 PM |
DoctorJoe | $25.00 | 1/20/2012 5:47:19 AM |
Beechturner | $50.00 | 1/20/2012 4:43:41 AM |
Land_on_your_feet | $25.00 | 1/19/2012 6:52:28 PM |
kulender | $50.00 | 1/20/2012 6:15:51 AM |
colorfulgardener | $25.00 | 1/20/2012 8:36:22 PM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:25 AM |
amlu1988 | $25.00 | 1/20/2012 9:22:37 PM |
riversmoke | $25.00 | 1/21/2012 2:29:22 AM |
Johnab | $26.00 | 1/20/2012 8:12:30 PM |
Row2010 | $25.00 | 1/21/2012 9:17:19 AM |
newest-funds-powerplant | $25.00 | 1/21/2012 10:21:21 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:16 AM |
titancash4u | $25.00 | 1/22/2012 10:18:03 PM |
TheDigitalMan | $25.00 | 1/23/2012 8:31:13 AM |
bold-generosity-enlightenment | $75.00 | 1/22/2012 10:26:49 PM |
hitsman | $50.00 | 1/23/2012 9:33:52 AM |
downtownfarm | $25.00 | 1/23/2012 9:12:38 AM |
edaguy | $75.00 | 1/23/2012 9:31:04 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:43 AM |
BlueRockInvestor | $50.00 | 1/23/2012 9:44:20 AM |
SolarMoonshine | $25.00 | 1/23/2012 5:07:15 PM |
unique-dough | $50.00 | 1/23/2012 1:59:35 PM |
balance-force | $30.00 | 1/23/2012 6:39:36 PM |
Reputation1 | $25.00 | 1/23/2012 6:48:11 PM |
discrete-asset | $25.00 | 1/24/2012 4:23:12 AM |
lm75 | $25.00 | 1/24/2012 6:50:50 AM |
virtuous-repayment | $50.00 | 1/23/2012 5:54:10 PM |
Octamer | $25.00 | 1/23/2012 8:14:57 PM |
rubylender | $25.00 | 1/23/2012 8:16:26 PM |
Bill88 | $25.00 | 1/23/2012 8:06:23 PM |
green28 | $200.00 | 1/24/2012 5:15:29 AM |
Oak-Parker | $25.00 | 1/24/2012 5:18:35 AM |
justice-circuitry0 | $50.00 | 1/24/2012 6:51:17 AM |
john0720 | $100.00 | 1/24/2012 7:15:59 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:44 AM |
Weaverville | $25.00 | 1/24/2012 9:32:58 AM |
Coppercanyon | $50.00 | 1/24/2012 10:31:11 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:52 AM |
ghinga | $29.00 | 1/24/2012 11:04:14 AM |
EarlyRiser | $259.00 | 1/24/2012 9:54:59 AM |
jeg3k | $50.00 | 1/24/2012 10:23:57 AM |
thoughtful-economy1 | $100.00 | 1/24/2012 11:54:13 AM |
ronin4sale | $25.00 | 1/24/2012 4:08:42 PM |
bonus-quark4 | $25.00 | 1/24/2012 4:11:43 PM |
javelin0 | $100.00 | 1/24/2012 4:26:11 PM |
sgt-schultz | $25.00 | 1/24/2012 1:17:14 PM |
SteadyOne | $30.00 | 1/24/2012 1:30:59 PM |
value-travels | $25.00 | 1/24/2012 2:30:45 PM |
surferracerskaterboy | $90.00 | 1/24/2012 4:17:12 PM |
oldman68 | $25.00 | 1/24/2012 5:06:48 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:26 PM |
selector568 | $300.00 | 1/24/2012 5:20:28 PM |
secureincome | $639.32 | 1/24/2012 5:38:34 PM |
Ray3486 | $25.00 | 1/19/2012 5:41:29 PM |
skillful-asset5 | $25.00 | 1/19/2012 6:25:46 PM |
treasure-hunter270 | $50.00 | 1/19/2012 5:36:53 PM |
13nd3r | $25.00 | 1/19/2012 8:16:48 PM |
thankful-nickel2 | $25.00 | 1/19/2012 5:12:41 PM |
Investor_DP | $100.00 | 1/19/2012 5:18:25 PM |
houli123 | $75.00 | 1/19/2012 5:19:17 PM |
the-kindness-honker | $25.00 | 1/19/2012 10:38:58 PM |
first-serene-credit | $25.00 | 1/20/2012 8:39:42 AM |
resolute-payment | $50.00 | 1/20/2012 1:29:41 PM |
oxnard | $50.00 | 1/20/2012 2:28:58 PM |
penny-finder | $26.72 | 1/20/2012 12:51:00 PM |
thinker6 | $50.00 | 1/21/2012 4:52:02 AM |
JGuide | $50.01 | 1/22/2012 7:08:44 AM |
Brisket_Bob | $25.00 | 1/21/2012 9:38:57 PM |
WZ3190 | $25.00 | 1/22/2012 11:12:55 AM |
chameleon125 | $25.00 | 1/21/2012 7:01:02 PM |
daekpon | $50.00 | 1/22/2012 8:22:48 AM |
proper-agreement8 | $50.00 | 1/22/2012 3:29:55 PM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:09:38 AM |
KirosPOS | $44.00 | 1/22/2012 5:58:46 PM |
enriching-dollar1 | $100.00 | 1/23/2012 9:22:19 AM |
jybank | $50.00 | 1/22/2012 9:36:18 PM |
market-genome7 | $50.00 | 1/22/2012 9:34:46 PM |
Leshan | $50.00 | 1/23/2012 7:38:04 AM |
awesome-yield7 | $28.50 | 1/23/2012 10:21:45 AM |
tacologic | $50.00 | 1/23/2012 12:47:33 PM |
scoobiedoo | $25.00 | 1/23/2012 3:28:56 PM |
gpuck | $75.00 | 1/23/2012 5:57:55 PM |
Huck007 | $100.00 | 1/23/2012 6:20:37 PM |
a- | $25.00 | 1/23/2012 6:46:45 PM |
LookingGlassInvestmentsLLC | $25.00 | 1/23/2012 9:23:28 PM |
lenderrn | $25.00 | 1/23/2012 8:15:44 PM |
reflective-rupee | $25.00 | 1/23/2012 8:46:19 PM |
DreDub | $50.00 | 1/23/2012 9:59:06 PM |
TigerForce | $38.46 | 1/24/2012 5:57:47 AM |
El_Profesional | $25.00 | 1/24/2012 6:54:33 AM |
wealth-multiplier | $25.00 | 1/24/2012 7:04:33 AM |
squarebob | $25.00 | 1/24/2012 9:19:41 AM |
orearella3 | $25.00 | 1/24/2012 9:21:27 AM |
compassion-secret-agent7 | $25.00 | 1/24/2012 8:25:53 AM |
jasonrun | $25.00 | 1/24/2012 9:46:45 AM |
McDeeter | $50.00 | 1/24/2012 10:07:24 AM |
nikkiesgrandma | $25.00 | 1/24/2012 10:23:30 AM |
fcrick | $25.00 | 1/24/2012 9:48:09 AM |
pdub | $69.00 | 1/24/2012 9:51:06 AM |
malomar66 | $75.00 | 1/24/2012 1:59:39 PM |
sappy02 | $75.00 | 1/24/2012 10:10:17 AM |
first-liberty-duckling | $25.00 | 1/24/2012 2:18:27 PM |
systematic-value343 | $50.00 | 1/24/2012 10:16:30 AM |
friendship9 | $25.00 | 1/24/2012 3:31:07 PM |
businessguy29 | $25.00 | 1/24/2012 12:36:11 PM |
SV-AZ | $27.98 | 1/24/2012 3:23:24 PM |
genius520 | $47.00 | 1/24/2012 5:19:54 PM |
mammalian4 | $25.00 | 1/24/2012 4:51:22 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:23 PM |
richmondcowboy | $25.00 | 1/24/2012 5:15:26 PM |
important-diversification620 | $25.00 | 1/24/2012 5:20:17 PM |
the-magnetic-transaction | $50.00 | 1/24/2012 5:28:48 PM |
120 Investments
|
Borrower Payment Dependent Notes Series
552564
This series of Notes was issued and sold upon the funding of the borrower loan #59191, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1985 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $99,073 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| point-missile9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Mighty Granite
Purpose of loan: to put more funds into our IRA
This loan will be used to...max out IRA
My financial situation: very good
I am a good candidate for this loan because we are using it as forced savings. Our income is very stable and has been for a long time.
Monthly net income: $ 10,800
Monthly expenses: $
Housing: $3800 (PITI)
Insurance: $120
Car expenses: $275
Utilities: $140
Phone, cable, internet: $170
Food, entertainment: $800
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $life insurance 220
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/19/2012 9:03:04 AM |
Kash2010lu | $40.00 | 1/19/2012 9:01:40 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
552570
This series of Notes was issued and sold upon the funding of the borrower loan #59394, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $161.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2002 |
Debt/Income ratio:
| 20% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
13 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,370 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| progressive-bill7 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to consolidate the last remaining debts of high interest
My financial situation:
I am a good candidate for this loan because I have a steady job with the railroad, and I am on my feet. This loan is to cover remainders of two balance transfers which 0% initial rated is ending.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $26.01 | 1/19/2012 9:02:25 AM |
sturdy-fairness0 | $100.00 | 1/19/2012 9:09:57 AM |
kenji4861 | $25.00 | 1/19/2012 9:10:45 AM |
AFairDeal | $25.00 | 1/19/2012 9:33:09 AM |
a- | $25.00 | 1/19/2012 9:09:17 AM |
creditjunky | $125.00 | 1/19/2012 9:14:51 AM |
rupee-equation2 | $25.00 | 1/19/2012 9:30:04 AM |
enriching-dollar1 | $100.00 | 1/19/2012 5:16:44 PM |
penny-plato | $25.00 | 1/19/2012 5:01:16 PM |
Cliffie83 | $25.00 | 1/19/2012 5:22:27 PM |
integrity-american | $50.00 | 1/19/2012 8:51:44 PM |
JustMee | $25.00 | 1/19/2012 6:03:33 PM |
swissbanker | $25.00 | 1/19/2012 9:26:01 PM |
john0720 | $25.00 | 1/20/2012 7:23:27 AM |
best-income-fertilizer | $100.00 | 1/20/2012 1:09:16 PM |
charming-exchange7 | $50.00 | 1/20/2012 9:31:23 AM |
Ripsaw4U | $50.00 | 1/20/2012 5:31:18 PM |
Tighternbarkonatree | $25.00 | 1/21/2012 11:56:45 AM |
Bobafet | $25.00 | 1/21/2012 12:10:31 PM |
SoCalIsHere | $46.11 | 1/21/2012 11:48:19 AM |
kind-clean-community | $25.00 | 1/21/2012 12:34:24 PM |
kevin314 | $25.00 | 1/21/2012 12:19:08 PM |
pirahna125 | $25.00 | 1/21/2012 12:42:14 PM |
principal-bull | $25.00 | 1/21/2012 12:41:07 PM |
floridahelper | $25.00 | 1/21/2012 2:22:45 PM |
bomdel | $25.00 | 1/21/2012 3:33:52 PM |
genius520 | $50.00 | 1/22/2012 12:08:09 PM |
selector568 | $300.00 | 1/22/2012 12:27:47 PM |
djmjkelso | $30.00 | 1/22/2012 5:45:39 PM |
coin-popcorn | $25.00 | 1/23/2012 7:42:23 AM |
icelander | $27.00 | 1/23/2012 8:53:20 AM |
the-auction-bear | $25.00 | 1/22/2012 6:49:49 PM |
payment-freshmaker | $35.00 | 1/23/2012 9:25:35 AM |
rpdelray | $150.00 | 1/23/2012 2:55:49 AM |
rdrloan | $50.00 | 1/23/2012 8:09:27 AM |
E_G | $50.00 | 1/23/2012 9:05:35 AM |
vigorous-moola | $36.00 | 1/23/2012 11:55:07 AM |
octoberfresh | $25.00 | 1/23/2012 11:56:36 AM |
rose124iar | $25.00 | 1/23/2012 11:59:34 AM |
contract-vault8 | $100.00 | 1/23/2012 12:40:53 PM |
p2ploan-popcorn | $50.00 | 1/23/2012 1:19:04 PM |
Weaverville | $25.00 | 1/23/2012 9:22:02 AM |
mar97 | $25.00 | 1/23/2012 3:22:42 PM |
bill-expert | $50.00 | 1/23/2012 9:55:16 AM |
dollarboy | $25.00 | 1/23/2012 10:52:28 AM |
ToloUSN | $50.00 | 1/23/2012 11:57:04 AM |
A4 | $25.00 | 1/23/2012 3:51:38 PM |
GreenLender11 | $100.00 | 1/23/2012 4:07:56 PM |
gristle_mcthornbody | $25.00 | 1/23/2012 4:12:30 PM |
Harry | $50.00 | 1/19/2012 9:07:34 AM |
vutah | $25.00 | 1/19/2012 9:07:39 AM |
cash-delight1 | $50.00 | 1/19/2012 11:43:40 AM |
prudent-payout462 | $25.00 | 1/19/2012 12:19:26 PM |
mrow13 | $25.00 | 1/19/2012 1:23:51 PM |
edaguy | $75.00 | 1/19/2012 5:31:14 PM |
hitsman | $50.00 | 1/19/2012 5:35:14 PM |
encouraging-repayment5 | $25.00 | 1/19/2012 8:06:45 PM |
jazz619 | $25.00 | 1/20/2012 9:11:59 AM |
downtownfarm | $25.00 | 1/20/2012 9:45:34 AM |
brightest-friendly-interest | $100.00 | 1/20/2012 1:12:22 PM |
El_Maestro | $25.00 | 1/20/2012 10:55:36 AM |
patriot897 | $25.00 | 1/20/2012 4:55:55 PM |
n036939 | $25.00 | 1/20/2012 5:47:38 PM |
oxnard | $50.00 | 1/20/2012 2:28:57 PM |
thinker6 | $50.00 | 1/21/2012 4:45:02 AM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:02 PM |
Longfellow20011 | $50.00 | 1/20/2012 6:17:10 PM |
phenomenal-gain5 | $25.00 | 1/21/2012 9:16:34 AM |
brginhuntr | $34.75 | 1/21/2012 12:52:59 PM |
indomitable-coin | $25.00 | 1/22/2012 12:22:48 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:13 AM |
SCD | $25.00 | 1/22/2012 7:13:31 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:52 PM |
q3capital | $36.78 | 1/22/2012 3:52:50 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:29 PM |
trustworthy-finance6 | $300.00 | 1/23/2012 9:22:08 AM |
swissbanker | $25.00 | 1/22/2012 9:16:06 PM |
giftgold | $25.00 | 1/22/2012 7:51:06 PM |
PlatinumBank | $25.00 | 1/23/2012 12:00:44 PM |
baker31 | $50.00 | 1/23/2012 12:07:00 PM |
important-diversification620 | $25.00 | 1/23/2012 1:27:34 PM |
Rulea72 | $25.00 | 1/23/2012 2:41:12 PM |
keen-p2ploan | $100.00 | 1/23/2012 3:04:00 PM |
value-searcher3 | $50.00 | 1/23/2012 4:12:23 PM |
orearella3 | $25.00 | 1/23/2012 9:37:28 AM |
dinero-path5 | $50.00 | 1/23/2012 9:55:59 AM |
BlueRockInvestor | $100.00 | 1/23/2012 10:26:09 AM |
El_Profesional | $25.00 | 1/23/2012 10:30:16 AM |
WonderPup | $26.00 | 1/23/2012 10:51:29 AM |
agalt | $100.00 | 1/23/2012 11:40:13 AM |
astute-fairness0 | $25.00 | 1/23/2012 1:39:33 PM |
currency-persimmon | $50.00 | 1/23/2012 3:51:55 PM |
kind-lovely-marketplace | $17.35 | 1/23/2012 4:17:27 PM |
Cherrypicker | $35.00 | 1/23/2012 4:07:37 PM |
the-sunny-loot | $25.00 | 1/23/2012 4:14:12 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
552600
This series of Notes was issued and sold upon the funding of the borrower loan #59632, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $645.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 16% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 15y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $37,514 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-friendly-loan |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Jim
Purpose of loan:
This loan will be used to...improve home
My financial situation:
I am a good candidate for this loan because...we both have very secure jobs and income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.01 | 1/22/2012 12:02:20 PM |
rupee-equation2 | $25.00 | 1/22/2012 12:21:54 PM |
a- | $25.00 | 1/22/2012 12:13:37 PM |
kenji4861 | $25.00 | 1/22/2012 12:26:17 PM |
cash-delight1 | $50.00 | 1/22/2012 12:25:44 PM |
greenbacchus | $25.00 | 1/27/2012 9:22:51 AM |
jeg3k | $50.00 | 1/27/2012 9:23:30 AM |
compoundinterest | $50.00 | 1/27/2012 9:27:08 AM |
BxRealtor | $25.00 | 1/27/2012 9:29:42 AM |
Dubbs360 | $25.00 | 1/27/2012 9:32:16 AM |
AFairDeal | $25.00 | 1/27/2012 9:42:14 AM |
CJay | $25.00 | 1/27/2012 10:59:48 AM |
x-lender | $25.00 | 1/27/2012 9:46:43 AM |
selector568 | $300.00 | 1/27/2012 9:47:57 AM |
kind-bid-antioxidant | $25.00 | 1/27/2012 10:08:19 AM |
TommyTucker | $90.00 | 1/27/2012 11:08:47 AM |
Index_Plus | $15,000.00 | 1/27/2012 12:49:41 PM |
enriched-contract6 | $25.00 | 1/27/2012 12:56:32 PM |
kegs | $138.91 | 1/27/2012 12:57:17 PM |
deal-goliath4 | $500.00 | 1/27/2012 12:59:34 PM |
Harry | $50.00 | 1/22/2012 12:18:15 PM |
sturdy-fairness0 | $100.00 | 1/22/2012 12:22:33 PM |
enticing-note | $25.00 | 1/24/2012 6:54:10 PM |
Ocean713 | $75.00 | 1/26/2012 3:03:04 PM |
gold-sushi | $25.00 | 1/27/2012 9:15:39 AM |
the-sunny-loot | $25.00 | 1/27/2012 9:25:07 AM |
ranstlin | $25.00 | 1/27/2012 9:28:33 AM |
kevin314 | $25.00 | 1/27/2012 9:54:43 AM |
downtownfarm | $25.00 | 1/27/2012 9:32:21 AM |
enriching-dollar1 | $100.00 | 1/27/2012 9:42:37 AM |
hitsman | $50.00 | 1/27/2012 9:46:55 AM |
magical-credit523 | $25.00 | 1/27/2012 9:57:02 AM |
acarnegie | $25.00 | 1/27/2012 12:18:18 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:22 AM |
transparency-river1 | $2,000.00 | 1/27/2012 12:53:39 PM |
P2P_Investor | $842.08 | 1/27/2012 1:00:09 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
552624
This series of Notes was issued and sold upon the funding of the borrower loan #59325, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1972 |
Debt/Income ratio:
| 10% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pound-trail7 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Geiser
Purpose of loan:
This loan will be used to...
My financial situation: Good
I am a good candidate for this loan because...Guaranteed Social Security income, will begin receiving additional retirement pay next year of nearly $500 mo., own my home with low interest VA loan.
Monthly net income: $1825.00
Monthly expenses: $1050
Housing: $520
Insurance: $50
Car expenses: $40
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $40
Credit cards and other loans: $0
Other expenses: $
0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $35.00 | 1/20/2012 1:25:17 AM |
bubb_hans | $50.00 | 1/19/2012 5:09:33 PM |
skillful-asset5 | $30.00 | 1/19/2012 6:24:22 PM |
2grindstones | $25.00 | 1/20/2012 5:09:26 PM |
kind-credit-bear | $25.00 | 1/21/2012 12:29:45 PM |
wise-peaceful-p2ploan | $25.00 | 1/22/2012 5:00:22 AM |
amusement4 | $100.00 | 1/21/2012 10:11:33 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:54 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:01:53 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:13 PM |
thankful-nickel2 | $25.00 | 1/20/2012 10:02:03 AM |
Dubbs360 | $25.00 | 1/21/2012 12:18:42 PM |
Digger85 | $50.00 | 1/21/2012 10:35:31 AM |
kulender | $50.00 | 1/22/2012 9:41:09 AM |
Index_Plus | $2,985.00 | 1/22/2012 2:34:03 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
552626
This series of Notes was issued and sold upon the funding of the borrower loan #59750, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $145.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Dec-1998 |
Debt/Income ratio:
| 49% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
13 | Length of status: | 16y 4m |
Amount delinquent:
| $114 |
Total credit lines:
| 33 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,842 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| No | | |
Screen name:
| agile-hope282 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2011)
|
Principal balance:
| $5,047.37 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 8 | | |
Description
im good for it
Purpose of loan: To pay some things
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Because I currently have a loan with prosper& make consistent payments. I've had the same job for 16 years. I make 4 dollars more an hour now than when I got my first loan.
Monthly net income: $2,400
Monthly expenses: $1,200
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sweety075 | $25.00 | 1/27/2012 5:00:05 PM |
312-Lender | $25.00 | 1/27/2012 9:01:08 AM |
money-baron | $50.00 | 1/27/2012 9:08:20 AM |
productive-ore | $25.00 | 1/27/2012 9:25:15 AM |
enriching-credit9 | $25.00 | 1/27/2012 9:07:16 AM |
compoundinterest | $25.00 | 1/27/2012 9:27:20 AM |
handy-justice | $50.00 | 1/27/2012 9:00:59 AM |
halothane_logic | $75.00 | 1/27/2012 9:06:15 AM |
Kash2010lu | $25.00 | 1/27/2012 9:12:54 AM |
ericgassercom | $25.00 | 1/27/2012 9:37:55 AM |
nimble-revenue5 | $50.00 | 1/27/2012 9:16:28 AM |
fortytwo | $150.00 | 1/27/2012 9:48:05 AM |
Comoparklender | $25.00 | 1/27/2012 9:48:19 AM |
money-bauble | $100.00 | 1/27/2012 9:24:16 AM |
vegibenz | $25.00 | 1/27/2012 9:25:03 AM |
wealth-tremolo7 | $25.00 | 1/27/2012 9:29:46 AM |
Investor_DP | $100.00 | 1/27/2012 9:37:16 AM |
Weaverville | $25.00 | 1/27/2012 10:18:04 AM |
economy-coup | $50.00 | 1/27/2012 9:39:10 AM |
wizardii | $25.00 | 1/27/2012 9:39:24 AM |
dough-mammal | $100.00 | 1/27/2012 9:40:18 AM |
TennSquire | $25.00 | 1/27/2012 9:50:58 AM |
rolltide09 | $50.00 | 1/27/2012 9:55:14 AM |
Leshan | $50.00 | 1/27/2012 9:55:55 AM |
important-openness1 | $100.00 | 1/27/2012 9:59:07 AM |
virtuous-yield | $25.00 | 1/27/2012 10:21:51 AM |
mikeandcat | $64.74 | 1/27/2012 11:02:11 AM |
kind-credit-bear | $25.00 | 1/27/2012 10:54:13 AM |
the-hope-workhorse | $100.00 | 1/27/2012 12:38:02 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:54 AM |
investment-comet | $25.00 | 1/27/2012 11:33:16 AM |
patriot897 | $25.00 | 1/27/2012 11:33:42 AM |
upbeat-investment9 | $100.00 | 1/27/2012 3:07:09 PM |
deal-goliath4 | $500.00 | 1/27/2012 12:59:36 PM |
pierrelasvegas | $25.00 | 1/27/2012 1:25:13 PM |
CA-Lender | $25.00 | 1/27/2012 5:03:37 PM |
2grindstones | $25.00 | 1/27/2012 3:39:30 PM |
knee_caps | $30.00 | 1/27/2012 4:21:07 PM |
promise2 | $32.15 | 1/27/2012 3:45:29 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:21 PM |
boo_hoo | $50.00 | 1/27/2012 4:14:58 PM |
Smartgrowth40 | $50.00 | 1/27/2012 5:22:05 PM |
revenue-serenity | $25.00 | 1/27/2012 5:28:56 PM |
moola-buddy | $25.00 | 1/27/2012 5:35:04 PM |
hitsman | $50.00 | 1/27/2012 5:31:34 PM |
exciting-gold6 | $50.00 | 1/27/2012 5:32:23 PM |
jstefans | $6.06 | 1/27/2012 5:46:20 PM |
loanman2007 | $50.00 | 1/27/2012 10:28:25 AM |
Mikale360 | $25.00 | 1/27/2012 4:11:57 PM |
payout-bridge | $25.00 | 1/27/2012 3:45:39 PM |
DHolly | $31.00 | 1/27/2012 9:02:42 AM |
squarebob | $25.00 | 1/27/2012 9:30:51 AM |
money-baron-roth-IRA | $50.00 | 1/27/2012 9:14:01 AM |
shmb6508 | $50.00 | 1/27/2012 9:12:54 AM |
orange-preeminant-bill | $25.00 | 1/27/2012 9:15:31 AM |
riveting-wealth2 | $50.00 | 1/27/2012 9:23:29 AM |
p2ploan-lion | $25.00 | 1/27/2012 9:54:28 AM |
kind-efficient-credit | $25.00 | 1/27/2012 9:35:13 AM |
melodious-openness | $210.32 | 1/27/2012 10:10:34 AM |
MyPFBlog | $25.00 | 1/27/2012 10:21:50 AM |
jeg3k | $25.00 | 1/27/2012 10:44:07 AM |
income-buffalo1 | $85.70 | 1/27/2012 11:23:31 AM |
moneytolend72 | $25.00 | 1/27/2012 11:28:09 AM |
transparency-sapling | $25.00 | 1/27/2012 9:50:21 AM |
magical-credit523 | $25.00 | 1/27/2012 9:56:54 AM |
kevin314 | $25.00 | 1/27/2012 9:54:46 AM |
DreDub | $50.00 | 1/27/2012 12:14:17 PM |
Joyflyer | $200.00 | 1/27/2012 11:11:44 AM |
RLaumeyer | $30.00 | 1/27/2012 11:17:59 AM |
kurtb57 | $150.00 | 1/27/2012 12:48:27 PM |
abundant-euro0 | $40.00 | 1/27/2012 1:00:45 PM |
superb-marketplace422 | $50.00 | 1/27/2012 1:14:50 PM |
FinanceEngine | $40.00 | 1/27/2012 12:13:47 PM |
prudent-bid3 | $25.00 | 1/27/2012 2:51:41 PM |
Gregger | $25.00 | 1/27/2012 12:25:10 PM |
enriched-contract6 | $25.00 | 1/27/2012 12:55:55 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:36 PM |
chameleon125 | $25.00 | 1/27/2012 1:36:19 PM |
420limo | $30.00 | 1/27/2012 1:50:16 PM |
mpatrick | $65.00 | 1/27/2012 2:23:13 PM |
FundsSmith | $150.00 | 1/27/2012 2:33:00 PM |
Bob450 | $30.00 | 1/27/2012 2:53:53 PM |
wisconsinvestor | $25.00 | 1/27/2012 3:35:57 PM |
MAKIN_IT_RAIN | $71.00 | 1/27/2012 3:55:24 PM |
gilbrear | $25.00 | 1/27/2012 3:59:15 PM |
Elefunt | $25.00 | 1/27/2012 5:25:37 PM |
lm75 | $25.00 | 1/27/2012 4:34:06 PM |
moola-accelerator6 | $40.00 | 1/27/2012 4:39:27 PM |
graceful-investment | $30.00 | 1/27/2012 5:02:52 PM |
WLenders | $25.03 | 1/27/2012 5:04:48 PM |
suave-dime6 | $25.00 | 1/27/2012 5:15:17 PM |
the-magnetic-transaction | $50.00 | 1/27/2012 5:13:00 PM |
orearella3 | $25.00 | 1/27/2012 5:23:34 PM |
hidavehi | $39.00 | 1/27/2012 5:28:11 PM |
micro-lender0 | $25.00 | 1/27/2012 5:24:36 PM |
ambmba | $50.00 | 1/27/2012 5:34:02 PM |
wwwUniversal | $25.00 | 1/27/2012 5:34:23 PM |
97 Investments
|
Borrower Payment Dependent Notes Series
552652
This series of Notes was issued and sold upon the funding of the borrower loan #59807, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-27-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 11.96% |
Borrower rate/APR:
| 12.96% / 14.77% |
Monthly payment:
| $340.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 11.92% | | |
| |
Estimated return*:
| 9.92% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1994 |
Debt/Income ratio:
| 35% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 13y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $51,925 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-pioneer7 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $6,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2011)
|
Principal balance:
| $5,172.80 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
High Credit Card Rate Reduction
This loan will be used to reduce my monthly payment requirements on two high interest rate credit cards, and consolidate my bills into one lower monthly payment. Currently the minimum payments on these cards are averaging $440 and $165 per month. I have always paid my bills on time, and continue to make these monthly payments. However, due to the high rate, it?s difficult to make any substantial dent in my debt. By reducing this monthly debt requirement from $605 per month to $350 will allow me to pay off $250 more toward any remaining debt.
I am a good candidate for your loan because I continue to pay on all my financial requirements. My credit score is 700. I?m in the process of refinancing my home to a lower rate which should also help me free up more cash flow. I hope my long steady work history; good credit score also give you a good piece of mind that I am a great candidate for your investing opportunities.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Harry | $50.00 | 1/27/2012 5:26:48 PM |
acarnegie | $25.00 | 1/27/2012 5:19:49 PM |
sturdy-fairness0 | $100.00 | 1/27/2012 5:23:20 PM |
justinology | $41.14 | 1/27/2012 6:38:29 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:30 PM |
kenji4861 | $25.00 | 1/27/2012 5:38:51 PM |
rolltide09 | $50.00 | 1/27/2012 5:46:51 PM |
A4 | $25.00 | 1/27/2012 5:49:42 PM |
Domgabriel | $30.00 | 1/27/2012 6:16:17 PM |
chameleon125 | $50.00 | 1/28/2012 6:04:04 AM |
Anamorph | $25.00 | 1/27/2012 10:24:41 PM |
lendacity | $50.00 | 1/28/2012 4:39:32 AM |
wonderous-power | $25.00 | 1/28/2012 5:32:13 AM |
BeanCownter | $26.45 | 1/28/2012 4:52:15 AM |
Leshan | $50.00 | 1/28/2012 9:19:26 AM |
easylivin | $25.00 | 1/28/2012 7:58:36 AM |
felicity-contributor3 | $50.00 | 1/28/2012 8:22:55 AM |
director877 | $40.00 | 1/28/2012 8:34:47 AM |
Henrylin | $25.00 | 1/28/2012 11:24:18 AM |
irishcocacola | $40.79 | 1/28/2012 11:50:19 AM |
indomitable-coin | $25.00 | 1/28/2012 12:23:16 PM |
income-motor479 | $75.00 | 1/28/2012 12:23:56 PM |
squarebob | $25.00 | 1/28/2012 12:38:18 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:48 PM |
gjm6d | $25.00 | 1/28/2012 12:35:55 PM |
phaded | $25.00 | 1/28/2012 12:48:23 PM |
BenR | $100.00 | 1/28/2012 12:41:56 PM |
rupee-equation2 | $25.00 | 1/28/2012 1:09:03 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:37 PM |
reflective-gain | $25.00 | 1/28/2012 1:27:29 PM |
integrity-american | $25.00 | 1/28/2012 1:29:34 PM |
newest-organic-rupee | $50.00 | 1/28/2012 2:35:57 PM |
lucrative-worth | $77.00 | 1/28/2012 6:25:51 PM |
ddog0224 | $125.00 | 1/28/2012 4:51:53 PM |
abundant-power | $25.00 | 1/28/2012 5:12:01 PM |
credit-coach118 | $35.17 | 1/28/2012 9:14:00 PM |
sanjubab | $25.00 | 1/28/2012 7:25:41 PM |
first-serene-credit | $25.00 | 1/28/2012 9:30:10 PM |
julijask | $30.00 | 1/28/2012 10:13:15 PM |
ezraacook | $109.25 | 1/29/2012 2:55:17 AM |
Imageloan | $25.00 | 1/29/2012 12:05:35 AM |
midwestSurfer | $40.00 | 1/29/2012 4:41:10 AM |
Cash4U2also | $100.00 | 1/29/2012 1:23:30 AM |
Cjdj | $51.00 | 1/29/2012 1:41:43 AM |
DrMoneyBags | $50.00 | 1/29/2012 1:47:46 AM |
cashasaurus0 | $100.00 | 1/29/2012 4:47:36 AM |
speyer | $25.00 | 1/29/2012 5:30:28 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:20 AM |
economy-trader3 | $25.00 | 1/29/2012 7:13:17 AM |
exchange-portait7 | $30.00 | 1/29/2012 6:50:56 AM |
LateOneNight | $50.00 | 1/29/2012 6:45:27 AM |
terryaj | $25.00 | 1/29/2012 8:40:17 AM |
Justbiz | $50.00 | 1/29/2012 8:59:17 AM |
invincible-agreement8 | $198.01 | 1/29/2012 9:37:18 AM |
bigbryan98 | $25.00 | 1/29/2012 10:25:14 AM |
truth-crusader7 | $50.00 | 1/29/2012 11:02:48 AM |
deal-goliath4 | $500.00 | 1/29/2012 11:12:18 AM |
George2384 | $25.00 | 1/29/2012 11:37:58 AM |
cvfriend | $25.00 | 1/29/2012 11:49:55 AM |
AGSLending | $25.00 | 1/29/2012 11:39:31 AM |
Ryryrne | $25.00 | 1/29/2012 11:50:59 AM |
tonpa | $50.00 | 1/29/2012 12:00:35 PM |
Jim33 | $25.00 | 1/29/2012 12:23:09 PM |
oaktown11 | $25.00 | 1/29/2012 12:21:07 PM |
Holden-Caulfield | $25.00 | 1/29/2012 12:38:48 PM |
brightest-riveting-order | $25.00 | 1/29/2012 1:21:15 PM |
nh_girl | $34.69 | 1/29/2012 3:21:39 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:09 PM |
trade-structure | $31.17 | 1/29/2012 4:38:17 PM |
ribrosu | $100.00 | 1/29/2012 3:48:36 PM |
Index_Plus | $7,935.53 | 1/29/2012 4:43:45 PM |
sweety075 | $25.00 | 1/27/2012 5:27:37 PM |
Feyenoord | $30.00 | 1/28/2012 10:49:07 PM |
a- | $25.00 | 1/27/2012 5:07:32 PM |
HeroSupport | $40.00 | 1/27/2012 5:03:07 PM |
janeybooboo | $75.00 | 1/27/2012 5:36:34 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:06 PM |
halothane_logic | $25.00 | 1/27/2012 5:13:22 PM |
trumpeter5 | $25.00 | 1/27/2012 5:44:35 PM |
vinayski | $25.00 | 1/27/2012 5:24:21 PM |
jdrez | $25.00 | 1/27/2012 6:39:38 PM |
indomitable-benjamins5 | $25.00 | 1/27/2012 7:56:44 PM |
enthusiastic-balance5 | $100.00 | 1/27/2012 8:02:15 PM |
pierrelasvegas | $25.00 | 1/27/2012 6:19:25 PM |
jdrez | $25.00 | 1/27/2012 6:33:33 PM |
responsive-value4 | $25.00 | 1/28/2012 4:25:25 AM |
psbruce | $25.00 | 1/27/2012 7:26:28 PM |
dor | $50.00 | 1/27/2012 9:09:09 PM |
ferdberfel | $25.00 | 1/27/2012 8:33:38 PM |
careful-benjamins8 | $25.00 | 1/27/2012 9:32:03 PM |
marcopolo10 | $25.00 | 1/28/2012 7:01:54 AM |
USMC0311 | $25.00 | 1/27/2012 10:40:48 PM |
unflappable-bonus3 | $50.00 | 1/28/2012 8:38:19 AM |
helvet | $25.83 | 1/28/2012 6:37:12 AM |
peaceful-wealth0 | $61.86 | 1/28/2012 10:03:28 AM |
enthralling-investment | $25.00 | 1/28/2012 8:12:10 AM |
durable-deal2 | $50.00 | 1/28/2012 10:44:39 AM |
gain-equator | $25.00 | 1/28/2012 11:08:01 AM |
penny-plato | $25.00 | 1/28/2012 9:12:37 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:48 AM |
JaceSpade | $25.00 | 1/28/2012 10:25:08 AM |
kevin314 | $25.00 | 1/28/2012 12:14:45 PM |
dime-sprout | $25.00 | 1/28/2012 12:18:12 PM |
selector568 | $300.00 | 1/28/2012 12:15:27 PM |
AFairDeal | $25.00 | 1/28/2012 12:14:58 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:26 PM |
Tylerh | $249.00 | 1/28/2012 1:00:43 PM |
atllender | $50.00 | 1/28/2012 3:13:59 PM |
ets2011 | $25.00 | 1/28/2012 3:55:44 PM |
silver-buckeye | $25.00 | 1/28/2012 1:21:50 PM |
theaterguy | $25.00 | 1/28/2012 1:36:23 PM |
thrifty-transaction578 | $25.00 | 1/28/2012 2:35:59 PM |
dzn512 | $50.00 | 1/28/2012 3:23:45 PM |
yield-hut | $30.00 | 1/28/2012 6:10:53 PM |
reflective-ore3 | $25.00 | 1/28/2012 5:09:11 PM |
immaculate-compassion8 | $25.00 | 1/28/2012 8:47:06 PM |
azarael | $25.00 | 1/28/2012 8:40:42 PM |
DreDub | $50.00 | 1/28/2012 8:52:20 PM |
sunny-dough9 | $150.00 | 1/29/2012 1:26:16 AM |
benefit-banshee | $50.00 | 1/29/2012 2:50:39 AM |
idojudo123 | $25.00 | 1/29/2012 3:53:52 AM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:31 AM |
Bank42 | $25.00 | 1/29/2012 4:53:02 AM |
basis-mate7 | $25.00 | 1/29/2012 5:26:33 AM |
HelpfulLender1 | $50.00 | 1/29/2012 3:45:43 AM |
ltschetter | $50.00 | 1/29/2012 7:24:20 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:14 AM |
a2190b | $30.00 | 1/29/2012 8:44:56 AM |
cash-spinner | $25.00 | 1/29/2012 9:10:10 AM |
theloanfiller | $25.00 | 1/29/2012 9:35:56 AM |
gold-virtuoso | $40.00 | 1/29/2012 9:16:41 AM |
glimmering-generosity0 | $75.00 | 1/29/2012 10:29:31 AM |
850 | $50.00 | 1/29/2012 10:37:22 AM |
cerebral-dollar773 | $50.00 | 1/29/2012 10:28:42 AM |
guard327 | $48.59 | 1/29/2012 11:23:19 AM |
rbc_ventures | $25.00 | 1/29/2012 11:46:26 AM |
icontender | $50.00 | 1/29/2012 11:23:33 AM |
groovychick | $25.00 | 1/29/2012 12:22:54 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:58 PM |
loaninvesting | $25.00 | 1/29/2012 1:30:27 PM |
Spadgaon | $50.00 | 1/29/2012 1:42:31 PM |
principal-duckling | $50.00 | 1/29/2012 2:10:41 PM |
supersarah61 | $69.52 | 1/29/2012 2:30:29 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:23 PM |
loan_shark | $50.00 | 1/29/2012 3:26:31 PM |
JohnQGalt | $75.00 | 1/29/2012 4:30:18 PM |
fishintime | $100.00 | 1/29/2012 4:41:56 PM |
147 Investments
|
Borrower Payment Dependent Notes Series
552672
This series of Notes was issued and sold upon the funding of the borrower loan #59329, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $96.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jul-2001 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,465 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-sanctuary6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate Debt Loan Request
Purpose of loan:
This loan will be used to consolidate my credit card debt at a lower rate.
My financial situation:
I am a good candidate for this loan because I have a secure job and steady income and make all of my payments on time. I will try my best to pay off the loan in advance of the 3 year loan period.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
creditjunky | $125.00 | 1/19/2012 5:15:58 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:04 PM |
sturdy-fairness0 | $100.00 | 1/19/2012 5:06:21 PM |
orearella3 | $25.00 | 1/19/2012 5:14:07 PM |
Moneypenny6 | $25.00 | 1/19/2012 6:29:30 PM |
wlm3012 | $40.00 | 1/19/2012 6:59:38 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:44 PM |
1traveler | $25.00 | 1/19/2012 7:03:20 PM |
cashhelp | $25.00 | 1/19/2012 5:43:20 PM |
Aberdeen | $1,999.00 | 1/19/2012 5:10:59 PM |
lawndude16 | $25.00 | 1/19/2012 5:17:25 PM |
whitegold24k | $100.00 | 1/19/2012 5:41:09 PM |
thankful-nickel2 | $25.00 | 1/19/2012 5:16:41 PM |
green-trade-dolphin2 | $26.01 | 1/19/2012 5:02:28 PM |
a- | $25.00 | 1/19/2012 5:21:12 PM |
kenji4861 | $25.00 | 1/19/2012 5:23:34 PM |
Land_on_your_feet | $25.00 | 1/19/2012 6:23:47 PM |
Brisket_Bob | $25.00 | 1/19/2012 5:32:02 PM |
kind-clean-community | $25.00 | 1/19/2012 7:18:38 PM |
the-truth-hercules | $100.00 | 1/19/2012 5:26:19 PM |
Harry | $50.00 | 1/19/2012 5:31:51 PM |
JustMee | $25.00 | 1/19/2012 6:01:22 PM |
ChrisProsper | $84.99 | 1/19/2012 7:27:17 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
552684
This series of Notes was issued and sold upon the funding of the borrower loan #59595, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $806.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,484 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| No | | |
Screen name:
| gentle-generosity7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate my Debt
My financial situation:
I am a good candidate for this loan because...I have 9+ years of experience. I have my Bachelors & Masters in Information Technology. I have never been out of work in my entire career. This loan is to consolidate all loans taken during my marriage
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.01 | 1/19/2012 5:02:21 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:05 PM |
sturdy-fairness0 | $100.00 | 1/19/2012 5:06:21 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:44 PM |
kenji4861 | $25.00 | 1/20/2012 9:29:43 AM |
houli123 | $200.00 | 1/20/2012 9:45:15 AM |
downtownfarm | $25.00 | 1/21/2012 12:07:22 PM |
edaguy | $75.00 | 1/21/2012 12:25:10 PM |
AFairDeal | $25.00 | 1/21/2012 12:19:36 PM |
enriching-dollar1 | $100.00 | 1/21/2012 12:27:08 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:17 AM |
new-gold-wrangler | $2,000.00 | 1/22/2012 1:13:20 PM |
bellaquito | $2,000.00 | 1/22/2012 1:21:14 PM |
kegs | $1,154.27 | 1/22/2012 1:17:09 PM |
flexible-duty3 | $25.00 | 1/23/2012 5:18:23 AM |
thorough-marketplace441 | $75.00 | 1/22/2012 3:06:19 PM |
Weaverville | $25.00 | 1/23/2012 9:22:03 AM |
genius520 | $50.00 | 1/23/2012 9:21:51 AM |
silver-dogwood4 | $25.00 | 1/23/2012 8:43:40 PM |
E_G | $50.00 | 1/23/2012 5:24:11 PM |
DreDub | $50.00 | 1/23/2012 9:59:06 PM |
octoberfresh | $25.00 | 1/24/2012 7:00:33 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:44 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:53 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:30 AM |
value-travels | $25.00 | 1/24/2012 2:30:46 PM |
orangetrust | $40.00 | 1/24/2012 10:45:31 AM |
ddog0224 | $50.00 | 1/24/2012 12:48:20 PM |
coin-lesson3 | $114.82 | 1/24/2012 5:09:49 PM |
themoneydoctor | $130.29 | 1/24/2012 5:17:34 PM |
friendship9 | $25.00 | 1/24/2012 3:38:55 PM |
worth-victor6 | $25.00 | 1/24/2012 4:14:29 PM |
penny-plato | $25.00 | 1/24/2012 5:49:41 PM |
orearella3 | $25.00 | 1/24/2012 5:32:37 PM |
jescowa | $50.00 | 1/24/2012 6:46:26 PM |
enticing-note | $25.00 | 1/24/2012 6:53:50 PM |
A-Win-Win | $25.43 | 1/24/2012 7:53:01 PM |
grampy48 | $25.00 | 1/25/2012 5:31:18 AM |
green28 | $67.24 | 1/25/2012 4:36:25 AM |
ethicalhumanist | $100.00 | 1/25/2012 8:38:48 AM |
Darts | $50.00 | 1/25/2012 8:17:56 AM |
Wisc_investor | $25.00 | 1/25/2012 8:36:58 AM |
heroic-payout9 | $26.43 | 1/25/2012 8:58:07 AM |
yield-seeker | $25.00 | 1/25/2012 9:34:30 AM |
wroot | $25.00 | 1/25/2012 10:41:27 AM |
Index_Plus | $7,631.80 | 1/25/2012 5:24:43 PM |
charming-income4 | $25.00 | 1/25/2012 4:55:56 PM |
Harry | $50.00 | 1/19/2012 5:31:51 PM |
a- | $25.00 | 1/19/2012 5:21:13 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:09 PM |
hitsman | $50.00 | 1/21/2012 12:51:30 PM |
gentle-gain235 | $50.00 | 1/21/2012 2:01:31 PM |
kevin314 | $25.00 | 1/22/2012 12:12:33 PM |
brightest-gain-investor | $2,000.00 | 1/22/2012 1:25:38 PM |
giftgold | $25.00 | 1/22/2012 7:53:01 PM |
larrybird | $1,062.23 | 1/22/2012 1:08:42 PM |
P2P_Investor | $2,000.00 | 1/22/2012 1:37:02 PM |
john0720 | $25.00 | 1/23/2012 11:02:18 AM |
oxnard | $50.00 | 1/23/2012 2:08:31 PM |
mar97 | $25.00 | 1/23/2012 3:22:45 PM |
director877 | $100.00 | 1/23/2012 7:42:30 PM |
WLenders | $50.00 | 1/23/2012 7:18:39 PM |
new-priceless-asset | $50.00 | 1/23/2012 10:56:17 PM |
compwhiz | $25.00 | 1/24/2012 6:11:01 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:00 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:46 AM |
mooselegs19 | $50.00 | 1/24/2012 11:15:53 AM |
maniac3 | $1,334.33 | 1/24/2012 12:08:15 PM |
favorite-auction2 | $100.00 | 1/24/2012 12:28:44 PM |
jeg3k | $50.00 | 1/24/2012 10:23:57 AM |
mddahlheim | $25.00 | 1/24/2012 10:53:57 AM |
elbastador | $25.00 | 1/24/2012 11:40:53 AM |
thenadamgoes | $25.00 | 1/24/2012 4:43:47 PM |
radforj22 | $75.00 | 1/24/2012 1:31:34 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:32 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:27 PM |
indomitable-coin | $25.00 | 1/24/2012 5:50:40 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:55:04 PM |
CaptainBL | $25.00 | 1/24/2012 5:40:16 PM |
reinforced-reward | $25.00 | 1/24/2012 5:41:49 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:33 PM |
HogsHBInvesting | $36.06 | 1/24/2012 10:47:16 PM |
Teabi | $100.00 | 1/25/2012 6:03:06 AM |
pooldar | $25.00 | 1/24/2012 11:31:49 PM |
cimbaman | $33.00 | 1/25/2012 5:03:49 AM |
organized-payment6 | $50.00 | 1/25/2012 5:54:04 AM |
doopers | $25.00 | 1/25/2012 5:54:59 AM |
fantastic-openness | $150.00 | 1/25/2012 8:50:03 AM |
Finance_Pro | $40.08 | 1/25/2012 8:13:03 AM |
kirat15 | $50.00 | 1/25/2012 8:49:10 AM |
Syzygy | $25.00 | 1/25/2012 9:17:51 AM |
friendinmoney | $25.00 | 1/25/2012 1:39:01 PM |
92 Investments
|
Borrower Payment Dependent Notes Series
552694
This series of Notes was issued and sold upon the funding of the borrower loan #59407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $106.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| 14% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| peace-disk5 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to...Debt Consolidation
My financial situation:
I am a good candidate for this loan because...
I pay my bills on time
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
alliancecapital1 | $25.00 | 1/19/2012 5:25:44 PM |
LuvToLend | $25.00 | 1/19/2012 5:32:24 PM |
nimble-revenue5 | $50.00 | 1/19/2012 5:40:15 PM |
productive-note2 | $100.00 | 1/19/2012 6:29:52 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:05 PM |
mrxtravis | $25.00 | 1/19/2012 5:27:34 PM |
worthy-bid8 | $50.00 | 1/19/2012 5:31:17 PM |
WilliamLeeSims | $25.00 | 1/19/2012 5:31:20 PM |
ultimate-peace | $50.00 | 1/19/2012 6:04:26 PM |
euro-speaker8 | $25.00 | 1/20/2012 10:37:36 AM |
first-friendly-listing | $30.00 | 1/20/2012 12:20:47 PM |
money-fort | $25.00 | 1/20/2012 3:58:39 PM |
well-rounded-payout0 | $50.00 | 1/20/2012 9:51:45 AM |
Evolver | $25.00 | 1/20/2012 5:44:07 PM |
orearella3 | $25.00 | 1/20/2012 5:16:04 PM |
glroark | $50.00 | 1/20/2012 2:19:48 PM |
the-credit-bauble | $25.00 | 1/20/2012 8:42:04 PM |
nex | $25.00 | 1/20/2012 5:14:01 PM |
ZOOOM | $25.00 | 1/20/2012 10:31:02 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:48:24 AM |
wwwUniversal | $25.00 | 1/21/2012 12:44:55 PM |
papaloha | $100.00 | 1/21/2012 1:41:14 PM |
melodious-openness | $104.00 | 1/22/2012 8:41:04 AM |
amusement4 | $100.00 | 1/21/2012 10:11:33 PM |
asset-trajectory | $25.00 | 1/21/2012 11:47:24 PM |
alluring-yield5 | $25.00 | 1/22/2012 6:30:52 AM |
rupee-universe | $25.00 | 1/22/2012 12:44:18 AM |
kublai | $25.00 | 1/22/2012 6:54:25 AM |
melodious-openness | $200.00 | 1/22/2012 8:36:59 AM |
justasoldier | $50.00 | 1/19/2012 8:33:18 PM |
shawnw2 | $25.00 | 1/21/2012 7:42:33 PM |
careful-vigilance4 | $25.00 | 1/19/2012 5:36:52 PM |
Bob450 | $25.00 | 1/19/2012 6:39:21 PM |
hitsman | $50.00 | 1/19/2012 5:35:18 PM |
ASuperJohn | $150.00 | 1/19/2012 8:26:53 PM |
jiggaman7 | $50.00 | 1/19/2012 5:41:45 PM |
penny-surgeon | $25.00 | 1/20/2012 12:32:30 AM |
principal-cooker2 | $100.00 | 1/19/2012 5:30:53 PM |
kulender | $50.00 | 1/20/2012 6:15:54 AM |
Rogelio48 | $25.00 | 1/20/2012 7:49:19 AM |
asset-professor | $25.00 | 1/20/2012 9:17:10 AM |
greencat | $50.00 | 1/20/2012 7:20:49 AM |
houli123 | $25.00 | 1/20/2012 9:45:51 AM |
calimanusa | $40.00 | 1/20/2012 12:14:11 PM |
rss197 | $25.00 | 1/20/2012 1:30:08 PM |
Dubbs360 | $50.00 | 1/20/2012 9:35:49 AM |
bubb_hans | $50.00 | 1/20/2012 9:42:02 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:56:36 AM |
scoobiedoo | $25.00 | 1/20/2012 11:21:33 AM |
new-intuitive-dime | $25.00 | 1/20/2012 5:21:48 PM |
high_flyer | $100.00 | 1/20/2012 6:39:09 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:19:47 PM |
rautility | $25.00 | 1/21/2012 10:15:57 AM |
ethical-truth211 | $50.00 | 1/21/2012 6:34:31 AM |
green-rate-futurist | $26.00 | 1/22/2012 5:36:38 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
552704
This series of Notes was issued and sold upon the funding of the borrower loan #59544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $187.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $350 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| No | | |
Screen name:
| enterprising-currency1 |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
beye
Purpose of loan: consoladate This loan will be used to..payoff bills and cedit cards.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/25/2012 12:17:25 PM |
loan-fate | $50.00 | 1/19/2012 5:37:06 PM |
nimble-revenue5 | $50.00 | 1/19/2012 5:40:15 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:46 PM |
careful-vigilance4 | $50.00 | 1/19/2012 9:27:02 PM |
penny-surgeon | $25.00 | 1/20/2012 12:32:47 AM |
skillful-asset5 | $30.00 | 1/19/2012 6:20:24 PM |
kulender | $50.00 | 1/20/2012 6:15:55 AM |
scarlet-velvet | $25.08 | 1/19/2012 6:37:12 PM |
oxnard | $50.00 | 1/20/2012 2:28:59 PM |
penny-plato | $25.00 | 1/20/2012 6:03:31 PM |
a-finance-nirvana | $25.00 | 1/21/2012 3:59:26 AM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:35 PM |
cello1 | $25.00 | 1/21/2012 10:15:22 AM |
otto1939 | $103.00 | 1/21/2012 5:26:03 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:05 PM |
buffalobills | $25.00 | 1/23/2012 6:56:14 AM |
dollar-sonnet3 | $25.00 | 1/22/2012 3:06:10 PM |
Yaout | $101.97 | 1/22/2012 8:24:32 PM |
JoePaNation | $50.00 | 1/23/2012 6:35:11 PM |
finance-investor3 | $25.00 | 1/23/2012 10:59:12 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:31 PM |
all_of_that_one | $30.00 | 1/23/2012 9:53:07 PM |
Bank42 | $25.00 | 1/24/2012 9:57:59 AM |
jeg3k | $50.00 | 1/24/2012 10:23:57 AM |
worth-web5 | $50.00 | 1/24/2012 9:46:55 AM |
ethical-truth211 | $100.00 | 1/24/2012 3:19:36 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:42 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:24 PM |
orearella3 | $25.00 | 1/24/2012 5:32:37 PM |
DiligentiaLLC | $50.00 | 1/24/2012 6:42:48 PM |
jarf | $29.48 | 1/25/2012 7:55:28 AM |
patriot384 | $55.00 | 1/25/2012 6:28:23 AM |
transaction-circuit | $50.00 | 1/25/2012 8:18:55 AM |
credit-coach118 | $30.36 | 1/25/2012 8:41:37 AM |
fantastic-openness | $25.00 | 1/25/2012 8:45:01 AM |
the-magnetic-transaction | $50.00 | 1/25/2012 9:31:26 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:11 AM |
the-enthralling-coin | $25.00 | 1/25/2012 9:57:00 AM |
fantastic-wampum1 | $100.00 | 1/25/2012 9:41:35 AM |
cordial-affluence2 | $25.00 | 1/25/2012 10:08:41 AM |
Moneypenny6 | $25.00 | 1/25/2012 11:32:16 AM |
WLenders | $25.00 | 1/25/2012 10:21:00 AM |
ethicalhumanist | $50.00 | 1/25/2012 12:52:27 PM |
goat0 | $50.00 | 1/25/2012 12:54:28 PM |
wildanne | $100.00 | 1/19/2012 5:38:14 PM |
cash-delight1 | $50.00 | 1/19/2012 5:23:05 PM |
worthy-bid8 | $50.00 | 1/19/2012 5:31:17 PM |
economy-coup | $50.00 | 1/19/2012 5:38:52 PM |
kevin314 | $25.00 | 1/19/2012 11:18:52 PM |
market-maximizer472 | $100.00 | 1/20/2012 6:54:37 AM |
favorite-commerce | $25.00 | 1/19/2012 7:42:56 PM |
matt_2006 | $25.00 | 1/20/2012 9:27:27 AM |
Weaverville | $25.00 | 1/20/2012 9:42:35 AM |
gentle-gain235 | $25.00 | 1/20/2012 7:08:11 AM |
charming-exchange7 | $50.00 | 1/20/2012 9:31:23 AM |
toblerone | $25.00 | 1/20/2012 9:53:44 AM |
golden-velocity9 | $25.00 | 1/20/2012 9:57:46 AM |
setUup | $25.07 | 1/20/2012 9:06:52 PM |
thinker6 | $50.00 | 1/21/2012 4:50:19 AM |
compassion-paladin042 | $50.00 | 1/21/2012 3:07:11 PM |
deal-searcher1 | $25.00 | 1/22/2012 6:29:55 AM |
SolarMoonshine | $25.00 | 1/23/2012 3:49:53 AM |
enriched-note6 | $25.00 | 1/23/2012 3:53:12 PM |
superb-funds335 | $25.00 | 1/23/2012 5:14:50 PM |
economy-huckleberry0 | $25.00 | 1/23/2012 5:59:45 PM |
john0720 | $50.00 | 1/24/2012 7:15:20 AM |
intelligent-yield | $50.00 | 1/24/2012 9:28:39 AM |
Macattack1960 | $50.00 | 1/24/2012 9:36:48 AM |
alpete7 | $50.00 | 1/24/2012 10:42:40 AM |
jybank | $50.00 | 1/24/2012 11:25:19 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:28 PM |
vulgy | $25.00 | 1/24/2012 5:30:25 PM |
upbeat-finance8 | $25.00 | 1/24/2012 6:16:15 PM |
radforj22 | $25.00 | 1/24/2012 6:33:29 PM |
vigorous-market5 | $200.00 | 1/24/2012 11:41:31 PM |
enticing-note | $25.00 | 1/24/2012 6:53:52 PM |
rockhound84 | $25.00 | 1/25/2012 5:51:09 AM |
intrepid-loot | $25.00 | 1/25/2012 4:37:54 AM |
Digs | $25.00 | 1/25/2012 7:26:31 AM |
Bob450 | $25.00 | 1/25/2012 6:59:36 AM |
octoberfresh | $25.00 | 1/25/2012 7:59:51 AM |
deal-pal | $25.00 | 1/25/2012 8:22:20 AM |
leverage-monger | $25.00 | 1/25/2012 8:55:37 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:33 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:36 AM |
magical-credit523 | $25.00 | 1/25/2012 9:49:59 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:21 AM |
papaloha | $25.00 | 1/25/2012 10:27:22 AM |
chrisb1414 | $25.00 | 1/25/2012 11:08:02 AM |
cybercop45 | $25.00 | 1/25/2012 1:11:21 PM |
Cliffie83 | $25.00 | 1/25/2012 10:05:39 AM |
auction-seeker4 | $25.00 | 1/25/2012 10:19:32 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:17 AM |
seabassx | $25.00 | 1/25/2012 11:31:29 AM |
prudent-bid3 | $25.00 | 1/25/2012 11:11:52 AM |
Coin-Toss | $67.54 | 1/25/2012 11:57:31 AM |
shrine537 | $177.46 | 1/25/2012 1:26:28 PM |
terrific-dough6 | $50.00 | 1/25/2012 12:55:50 PM |
99 Investments
|
Borrower Payment Dependent Notes Series
552714
This series of Notes was issued and sold upon the funding of the borrower loan #59204, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-19-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 17.69% |
Monthly payment:
| $263.75 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 2.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,841 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| transparent-credit4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement during winter
Purpose of loan: Home improvement
This loan will be used to...
Take advantage of a tremendous package deal for some projects to enhance my home's value.
My financial situation:
I'm in a good financial situation. I'm paid twice monthly and I own stocks. I also own a home. I'm claim 0 on taxes and have received $11,000 back in tax refunds both of the last 2 years.
I am a good candidate for this loan because...
I have a continuous 15 year employment history in the Network and Data Security industry. I pay all of my bills on time.
Monthly net income: $5833
Monthly expenses: $
Housing: $850.00
Insurance: $81
Car expenses: $350
Utilities: $100
Phone, cable, internet: $75
Food, entertainment: $300
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $500/month for stock purchase plan
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/19/2012 5:23:06 PM |
rupee-equation2 | $25.00 | 1/19/2012 5:31:46 PM |
Pod1313 | $25.25 | 1/19/2012 6:36:34 PM |
sharp-bill2 | $50.00 | 1/19/2012 5:39:42 PM |
euro-deployment | $25.00 | 1/19/2012 10:07:41 PM |
CIC | $25.00 | 1/20/2012 2:44:40 AM |
velocity-motivator6 | $37.00 | 1/19/2012 6:35:32 PM |
Land_on_your_feet | $25.00 | 1/19/2012 6:50:05 PM |
authentic-kindness1 | $50.00 | 1/19/2012 7:10:07 PM |
bullet-shark | $25.00 | 1/20/2012 8:29:48 AM |
Aberdeen | $1,925.00 | 1/20/2012 9:13:22 AM |
jc33148 | $25.00 | 1/20/2012 6:15:22 AM |
kulender | $50.00 | 1/20/2012 6:15:55 AM |
Bank42 | $25.00 | 1/20/2012 6:48:53 AM |
Hogan55 | $48.04 | 1/20/2012 7:34:53 AM |
johnyv40 | $25.00 | 1/19/2012 5:26:02 PM |
favorite-commerce | $25.00 | 1/19/2012 7:43:35 PM |
Bendistraw | $25.00 | 1/19/2012 5:36:48 PM |
MicroLender357 | $25.00 | 1/19/2012 5:42:19 PM |
bonus-demon | $50.00 | 1/19/2012 5:44:47 PM |
Paddington922 | $25.00 | 1/19/2012 10:29:10 PM |
stable-bonus | $27.90 | 1/20/2012 6:15:28 AM |
gentle-gain235 | $50.00 | 1/20/2012 7:05:57 AM |
first-class-gold0 | $100.00 | 1/20/2012 8:19:40 AM |
Danylostefan | $100.00 | 1/20/2012 6:40:46 AM |
cognizant-return3 | $50.00 | 1/19/2012 10:43:30 PM |
Wildcat23 | $50.00 | 1/20/2012 8:45:52 AM |
rate-tower1 | $36.81 | 1/20/2012 5:55:15 AM |
28 Investments
|
Borrower Payment Dependent Notes Series
552718
This series of Notes was issued and sold upon the funding of the borrower loan #59351, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1994 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 14
/
16 | Length of status: | 0y 10m |
Amount delinquent:
| $1,395 |
Total credit lines:
| 49 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,023 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 15 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| commanding-worth644 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need to pay delinquent student loan
Purpose of loan:
This loan will be used to...bring current a student loan that I have missed several payments on in order to have money to buy christmas gifts for my son and stepdaughter. If I do not pay off the delinquent amount, it will go into default.
My financial situation:
I am a good candidate for this loan because...I work full time and plan to do so for the rest of my life basically.
Monthly net income: $3,800
Monthly expenses:
Housing: $600
Insurance: $180
Car expenses: $400
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/20/2012 5:03:17 PM |
SolarMoonshine | $500.00 | 1/20/2012 5:01:11 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
552722
This series of Notes was issued and sold upon the funding of the borrower loan #59389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-19-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-19-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 14y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $45,799 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| No | | |
Screen name:
| dedication-bath |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical loan for surgery
Purpose of loan:
This loan will be used to... pay for my part of a surgery
My financial situation: good income, playing down debt
I am a good candidate for this loan because... I always pay my bills on time and always have, with no exceptions
Monthly net income: $ 10,500
Monthly expenses: $
Housing: $1500
Insurance: $80
Car expenses: $200
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $ 200
Credit cards and other loans: $ 3500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,475.00 | 1/19/2012 5:24:14 PM |
a- | $25.00 | 1/19/2012 5:22:07 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
552740
This series of Notes was issued and sold upon the funding of the borrower loan #59355, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 9.00% |
Borrower rate/APR:
| 10.00% / 17.69% |
Monthly payment:
| $175.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.86% | | |
| |
Estimated return*:
| 2.91% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1971 |
Debt/Income ratio:
| 4% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
4 | Length of status: | 17y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,266 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| HaveAGreatDay7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Happy loan
Purpose of loan:
This loan will be used to... Auto repair and personal spending.
My financial situation:
I am a good candidate for this loan because... I have a bonus of $3500 from work in March, and will use it to pay back the loan.
The zeros on housing and utilities are because i currently live in my parents home, and rent out my home for additional income.
Monthly net income: $3100
Monthly expenses: $2100
Housing: $0
Insurance: $125
Car expenses: $160
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200
Clothing, household expenses: $75
Credit cards and other loans: $404
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sharp-bill2 | $50.00 | 1/20/2012 9:14:34 AM |
johnyv40 | $25.00 | 1/20/2012 9:47:41 AM |
a- | $25.00 | 1/20/2012 10:06:40 AM |
kinetic-social | $25.00 | 1/20/2012 9:19:13 AM |
MicroLender357 | $25.00 | 1/20/2012 9:20:41 AM |
authentic-kindness1 | $25.00 | 1/20/2012 12:40:57 PM |
oxnard | $50.00 | 1/20/2012 2:35:06 PM |
tigercat | $50.00 | 1/20/2012 1:04:22 PM |
marwadi-62 | $75.00 | 1/21/2012 8:14:25 AM |
IPG1 | $25.00 | 1/21/2012 12:51:18 PM |
basis-viking | $25.00 | 1/21/2012 4:07:47 PM |
novice-speculator | $25.00 | 1/21/2012 4:29:06 PM |
SuzyQs | $26.23 | 1/22/2012 9:50:50 AM |
Corlei | $25.00 | 1/22/2012 9:56:11 AM |
first-class-dime | $35.48 | 1/21/2012 7:06:16 PM |
engaging-worth | $25.00 | 1/22/2012 9:13:35 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:19 AM |
new-orbital-transaction | $25.00 | 1/22/2012 2:17:55 PM |
powderbumps | $25.00 | 1/22/2012 2:26:40 PM |
sweety075 | $20.00 | 1/22/2012 2:37:08 PM |
cash-delight1 | $50.00 | 1/20/2012 9:25:21 AM |
greenback-upholder9 | $25.00 | 1/20/2012 9:15:18 AM |
deal-pal | $25.00 | 1/20/2012 10:48:46 AM |
secureincome | $500.00 | 1/20/2012 9:44:06 AM |
velocity-motivator6 | $25.00 | 1/20/2012 4:52:54 PM |
thankful-nickel2 | $25.00 | 1/20/2012 9:45:46 AM |
toblerone | $25.00 | 1/20/2012 9:53:45 AM |
orearella3 | $25.00 | 1/20/2012 5:16:04 PM |
tomdooley12520 | $50.00 | 1/20/2012 4:48:36 PM |
CIC | $25.00 | 1/21/2012 12:11:31 PM |
sturdy-fairness0 | $50.00 | 1/21/2012 12:12:28 PM |
Investor_DP | $100.00 | 1/21/2012 12:31:51 PM |
smart-platinum7 | $28.29 | 1/21/2012 1:33:36 PM |
benjamins-thunder | $100.00 | 1/21/2012 12:21:21 PM |
r48 | $25.00 | 1/21/2012 5:12:06 PM |
the-magnetic-transaction | $50.00 | 1/21/2012 12:45:01 PM |
credit-investor5 | $50.00 | 1/22/2012 8:45:25 AM |
faithinppl | $35.00 | 1/21/2012 4:59:08 PM |
wlm3012 | $30.00 | 1/22/2012 12:49:14 PM |
bullet-shark | $25.00 | 1/22/2012 10:26:32 AM |
exact-gold2 | $25.00 | 1/22/2012 2:11:51 PM |
41 Investments
|
Borrower Payment Dependent Notes Series
552746
This series of Notes was issued and sold upon the funding of the borrower loan #59374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $372.86 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 33% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
13 | Length of status: | 14y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,302 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| nomer |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 22 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,300.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Nov-2009)
640-659
(Sep-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Finish Family Room!
Purpose of loan:
This loan will be used to. ay for updates to my family room. When my contractors opened up the walls, they found many electrical, plumbing and foundation "surprises" left by my dad. He thought he could build anything, and he could, just not up to code.
I am a good candidate for this loan because...I am a teacher and have been with the same school for 12 years. I NEVER pay bills late. I have paid off 2 loans in full to Prosper investors. I live frugally, so I do not spend close to what I earn.
***You may see several inquiries on my credit history just because I have been shopping for the best deal to help get my family room finished.
Monthly net income: $6,000
Monthly expenses: $$3000
Housing: $855.55
Insurance: $60.00
Car expenses: $174.00
Utilities: $200.
Phone, cable, internet: $60.00
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $ none
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $100.00 | 1/20/2012 5:01:27 PM |
lendstats_com | $500.00 | 1/20/2012 5:02:06 PM |
Dusigrosz | $200.00 | 1/20/2012 5:02:50 PM |
AndChicksforFree | $50.00 | 1/20/2012 5:02:48 PM |
wonder3 | $45.00 | 1/20/2012 5:01:52 PM |
worth-blanket2 | $10,000.00 | 1/20/2012 5:02:52 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
552792
This series of Notes was issued and sold upon the funding of the borrower loan #59405, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $218.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 29y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,861 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| red-entertaining-peace |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
We have a good income, we just need too consolidate so we can pay for some home repairs, needed vehicle repairs, and help our son get into college this year.
Monthly net income: $4800
Monthly expenses: $4570
Housing: $1200
Insurance: $175
Car expenses: $600
Utilities: $450
Phone, cable, internet: $145
Food, entertainment: $950
Clothing, household expenses: $150
Credit cards and other loans: $750
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $31.00 | 1/20/2012 5:02:29 PM |
worth-blanket2 | $7,500.00 | 1/20/2012 5:02:38 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
552800
This series of Notes was issued and sold upon the funding of the borrower loan #59410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $400.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1992 |
Debt/Income ratio:
| 31% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
9 | Length of status: | 6y 1m |
Amount delinquent:
| $2,397 |
Total credit lines:
| 21 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,843 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 40 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| benjamins-flan2 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Me
Purpose of loan:
This loan will be used to help with house improvement
My financial situation:
I am a good candidate for this loan because I am credible and pays all loan on time. As mentioned before, the only negative report on my credit will be from my ex husband- I am no responsible for this and I have written legal documents to accommodate this. The interest rate in higher than I expect, please review this
Monthly net income: $7600.00
Monthly expenses: $3800.00
Housing: $416
Insurance: $170
Car expenses: $250
Utilities: $250
Phone, cable, internet: $120
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $300
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/23/2012 11:08:53 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
552810
This series of Notes was issued and sold upon the funding of the borrower loan #59738, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $218.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-1997 |
Debt/Income ratio:
| 35% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 2 |
Current / open credit lines:
| 1
/
1 | Length of status: | 10y 2m |
Amount delinquent:
| $68,900 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $47 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 3% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| luminous-finance3 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
property
Purpose of loan:moblehome/property
This loan will be used to..buy.
My financial situation: first bank trust
I am a good candidate for this loan because...
Monthly net income: $718
Monthly expenses: $
Housing: $250
Insurance: $
Car expenses: $own
Utilities: $250
Phone, cable, internet: $61
Food, entertainment: $ i get public aid -food
Clothing, household expenses: $25
Credit cards and other loans: $22 as of feb-12 will be paid off
Other expenses: $18 trash
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $31.00 | 1/20/2012 9:05:41 AM |
Weaverville | $25.00 | 1/20/2012 9:42:36 AM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:20 AM |
powerplant62 | $25.00 | 1/22/2012 7:34:06 PM |
kulender | $50.00 | 1/24/2012 5:13:27 AM |
enticing-note | $25.00 | 1/24/2012 6:53:53 PM |
unconquerable-openness9 | $100.00 | 1/24/2012 8:04:39 PM |
glenium | $25.00 | 1/25/2012 2:27:50 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:42 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:22 PM |
jeg3k | $25.00 | 1/27/2012 10:44:06 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:21 PM |
nimble-revenue5 | $50.00 | 1/20/2012 9:08:52 AM |
kind-efficient-credit | $25.00 | 1/21/2012 12:15:36 PM |
worth-web5 | $50.00 | 1/24/2012 9:46:56 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:42 PM |
kevin314 | $40.00 | 1/24/2012 8:17:24 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:37 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:21 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:18 AM |
compoundinterest | $25.00 | 1/26/2012 5:11:07 PM |
Investor_DP | $100.00 | 1/26/2012 5:23:57 PM |
Sid-K | $25.00 | 1/26/2012 5:13:35 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:13 AM |
pierrelasvegas | $25.00 | 1/27/2012 1:25:08 PM |
Index_Plus | $6,303.96 | 1/27/2012 2:57:26 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
552828
This series of Notes was issued and sold upon the funding of the borrower loan #59438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-2008 |
Debt/Income ratio:
| 14% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
7 | Length of status: | 3y 0m |
Amount delinquent:
| $372 |
Total credit lines:
| 11 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,622 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| newest-preeminant-camaraderi |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: To consolidate bills to better my credit and financial situations.
My financial situation: Im active duty Navy and make enough money to afford the monthly payments
I am a good candidate for this loan because...My job is extremely stable and it is in my best interest because of military repercussions to pay back the loan
Monthly net income: $ 4200
Monthly expenses: $ 3000
Housing: $ 1163
Insurance: $ 160
Car expenses: $ 278
Utilities: $ 50
Phone, cable, internet: $ 300
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 150
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $50.00 | 1/20/2012 9:43:12 AM |
Moe87 | $16.66 | 1/23/2012 6:42:18 PM |
Stek7 | $25.00 | 1/20/2012 9:05:32 AM |
RoZu_Lending | $100.00 | 1/20/2012 9:18:36 AM |
SolarMoonshine | $25.00 | 1/20/2012 9:47:19 AM |
a- | $25.00 | 1/20/2012 10:04:45 AM |
Toastmaster007 | $30.00 | 1/20/2012 1:19:49 PM |
Zipcut | $25.00 | 1/20/2012 10:30:24 AM |
Unitas4302 | $50.00 | 1/21/2012 10:55:04 AM |
houli123 | $25.00 | 1/21/2012 7:21:35 AM |
sensible-fund | $26.00 | 1/21/2012 4:30:55 PM |
melodious-openness | $300.00 | 1/22/2012 8:35:15 AM |
niggard | $25.00 | 1/22/2012 11:44:32 AM |
gain-equator | $25.00 | 1/22/2012 9:22:18 PM |
unassuming-market7 | $25.74 | 1/23/2012 3:09:57 AM |
MoneyBag4366 | $25.00 | 1/22/2012 5:10:44 PM |
tdorren | $25.00 | 1/23/2012 6:46:24 AM |
scoobiedoo | $25.00 | 1/23/2012 3:30:12 PM |
Lubava | $78.91 | 1/23/2012 3:34:56 PM |
queentut | $165.73 | 1/23/2012 5:04:36 PM |
papaloha | $200.00 | 1/23/2012 1:49:04 PM |
coin-architect2 | $100.00 | 1/23/2012 12:25:11 PM |
Rulea72 | $25.00 | 1/23/2012 2:46:34 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:53 PM |
LuvToLend | $25.00 | 1/23/2012 3:38:28 PM |
Rogesparkguy | $25.00 | 1/23/2012 3:38:17 PM |
ddoneday | $25.00 | 1/23/2012 5:28:44 PM |
myduck | $25.00 | 1/23/2012 5:59:11 PM |
ore-accord | $25.00 | 1/23/2012 6:20:31 PM |
bubb_hans | $50.00 | 1/20/2012 9:42:04 AM |
thankful-nickel2 | $25.00 | 1/20/2012 9:54:47 AM |
Gregger | $25.00 | 1/20/2012 10:41:41 AM |
2grindstones | $50.00 | 1/20/2012 5:06:42 PM |
EngineersAlliance | $75.00 | 1/20/2012 5:30:31 PM |
SFBank | $50.00 | 1/20/2012 7:42:43 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:15 PM |
cattlebaron | $25.00 | 1/20/2012 6:03:42 PM |
Rogelio48 | $25.00 | 1/20/2012 5:43:44 PM |
Legally_Blonde | $25.00 | 1/21/2012 12:52:03 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:56 PM |
reflective-rupee | $25.00 | 1/22/2012 12:46:50 PM |
alexgalt | $25.00 | 1/22/2012 1:00:05 PM |
kindness-ace1 | $50.00 | 1/22/2012 5:01:30 PM |
Land_on_your_feet | $25.00 | 1/23/2012 7:05:17 AM |
calimanusa | $50.00 | 1/22/2012 2:56:36 PM |
ohmarkybaby | $25.00 | 1/22/2012 11:26:33 PM |
DHolly | $31.00 | 1/23/2012 6:01:29 AM |
productive-note2 | $100.00 | 1/23/2012 9:40:06 AM |
hillerod | $25.23 | 1/23/2012 9:10:57 AM |
power-secret-agent | $25.00 | 1/23/2012 2:21:29 PM |
well-mannered-income3 | $50.00 | 1/23/2012 3:05:04 PM |
AndyT1999 | $25.00 | 1/23/2012 4:30:03 PM |
melodious-openness | $1,200.00 | 1/23/2012 11:02:12 AM |
wxman12 | $25.00 | 1/23/2012 3:54:57 PM |
mikelance7 | $25.00 | 1/23/2012 4:15:28 PM |
mammalian4 | $25.00 | 1/23/2012 4:40:41 PM |
deal-marauder6 | $25.00 | 1/23/2012 6:07:17 PM |
CA-Lender | $25.00 | 1/23/2012 6:36:17 PM |
orearella3 | $25.00 | 1/23/2012 5:15:57 PM |
penny-bearer3 | $100.00 | 1/23/2012 5:40:11 PM |
diligent-bid3 | $50.00 | 1/23/2012 5:44:17 PM |
huskybiz | $25.73 | 1/23/2012 6:08:08 PM |
investment-cluster | $25.00 | 1/23/2012 6:36:38 PM |
63 Investments
|
Borrower Payment Dependent Notes Series
552838
This series of Notes was issued and sold upon the funding of the borrower loan #59256, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 3
/
4 | Length of status: | 18y 3m |
Amount delinquent:
| $6,109 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,416 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| aklamoo |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 55 ( 98% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 1
( 2% )
| 600-619
(Mar-2010)
600-619
(Feb-2010)
640-659
(Feb-2008)
|
Principal balance:
| $534.35 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 56 | | |
Description
aklamood
Purpose of loan: pay bills off
This loan will be used to...pay bill off
My financial situation: good
I am a good candidate for this loan because... I have some bill I need to pay off to improve my credit score
Monthly net income: $2200
Monthly expenses: $1700
Housing: $800
Insurance: $75
Car expenses: $
Utilities: $
Phone, cable, internet: $130
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $55.00 | 1/20/2012 9:02:31 AM |
DHolly | $31.00 | 1/20/2012 9:02:37 AM |
ProsprousLender | $25.00 | 1/20/2012 9:01:58 AM |
atlas-shrugged | $245.00 | 1/20/2012 9:04:37 AM |
worth-blanket2 | $1,889.00 | 1/20/2012 9:04:57 AM |
handy-justice | $50.00 | 1/20/2012 9:03:08 AM |
6 Investments
|
Borrower Payment Dependent Notes Series
552846
This series of Notes was issued and sold upon the funding of the borrower loan #59406, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 23% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
4 | Length of status: | 5y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $31,896 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fascinating-investment4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Expenses
Purpose of loan:
This loan will be used to pay home expenditures.
My financial situation: employed, stable
I am a good candidate for this loan because I safely employed and have longevity with one company.
Monthly net income: $6000
Monthly expenses: $150
Housing: $2700
Insurance: $0
Car expenses: $500
Utilities: $450
Phone, cable, internet: $250
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $300
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $25.00 | 1/21/2012 12:48:11 PM |
Feyenoord | $30.00 | 1/21/2012 8:48:48 PM |
affluence-generator2 | $200.00 | 1/21/2012 12:02:28 PM |
SFBank | $50.00 | 1/21/2012 12:07:21 PM |
riveting-credit5 | $50.00 | 1/21/2012 12:41:28 PM |
ultimate-peace | $50.00 | 1/21/2012 12:08:11 PM |
a- | $25.00 | 1/21/2012 12:46:56 PM |
2grindstones | $25.00 | 1/21/2012 2:00:02 PM |
money-baron-Roth401k | $50.00 | 1/21/2012 12:32:29 PM |
sensible-fund | $25.00 | 1/21/2012 4:28:24 PM |
calimanusa | $50.00 | 1/21/2012 1:32:55 PM |
yf99yz | $25.00 | 1/21/2012 10:54:29 PM |
CA-Lender | $25.00 | 1/21/2012 9:17:23 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:57 PM |
alexgalt | $25.00 | 1/22/2012 1:00:22 PM |
goodhearted-generosity511 | $30.00 | 1/22/2012 6:27:48 PM |
well-mannered-income3 | $40.00 | 1/23/2012 3:09:45 PM |
mikelance7 | $25.00 | 1/23/2012 4:13:48 PM |
money-fort | $30.00 | 1/23/2012 4:17:16 PM |
Index_Plus | $2,598.45 | 1/23/2012 9:35:26 PM |
TripleNickle | $25.55 | 1/23/2012 7:19:25 PM |
loanman2007 | $25.00 | 1/21/2012 12:10:21 PM |
Something-Corporate | $25.00 | 1/21/2012 12:51:34 PM |
bubb_hans | $50.00 | 1/21/2012 12:49:04 PM |
investment-artist | $25.00 | 1/21/2012 3:55:10 PM |
melodious-openness | $100.00 | 1/22/2012 8:27:56 AM |
reflective-rupee | $25.00 | 1/22/2012 12:42:11 PM |
Kash2010lu | $25.00 | 1/22/2012 9:12:36 PM |
productive-note2 | $100.00 | 1/23/2012 9:40:08 AM |
thisbucksforu | $25.00 | 1/23/2012 1:38:23 PM |
vine99 | $40.00 | 1/23/2012 10:19:13 AM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:54 PM |
DHolly | $31.00 | 1/23/2012 1:22:50 PM |
unforgettable-return6 | $25.00 | 1/23/2012 3:34:55 PM |
Zipcut | $25.00 | 1/23/2012 7:40:10 PM |
investment-cluster | $25.00 | 1/23/2012 6:49:36 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
552848
This series of Notes was issued and sold upon the funding of the borrower loan #59376, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1995 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
9 | Length of status: | 19y 9m |
Amount delinquent:
| $93 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,780 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 93% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| efficient-auction8 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Lending
Purpose of loan:
This loan will be used to pay for breast augmentation surgery.
My financial situation:
I am a good candidate for this loan because I always pay things on time. I will make sure I pay the maximum amount that I am able to pay each month.
Monthly net income: 4,660.00
Monthly expenses:
Housing: 1,000.00
Insurance: 100.00
Car expenses: 600.00
Utilities: 0
Phone, cable, internet: 100.00
Food, entertainment: 300.00
Clothing, household expenses: 200.00
Credit cards and other loans: 0
Other expenses: 0
My husband & I split the costs of everything.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/20/2012 5:02:35 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
552850
This series of Notes was issued and sold upon the funding of the borrower loan #59207, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Jul-1987 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
16 | Length of status: | 25y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $108,514 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| 5816 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,999.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2011)
780-799
(Jan-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 34 | | |
Description
Need short term funds to furnish
Purpose of loan: Pooling together short term money to furnish a new rental property I just purchased, this is why my score is low, however this is an excellent opportunity for you to yield high!
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
credit-missile | $135.00 | 1/20/2012 9:03:40 AM |
DHolly | $31.00 | 1/20/2012 9:02:59 AM |
worth-blanket2 | $3,482.80 | 1/20/2012 9:04:16 AM |
Dusigrosz | $200.00 | 1/20/2012 9:02:04 AM |
ProsprousLender | $25.00 | 1/20/2012 9:02:49 AM |
janeybooboo | $77.20 | 1/20/2012 9:02:54 AM |
MoneyForNothing | $34.00 | 1/20/2012 9:02:02 AM |
handy-justice | $100.00 | 1/20/2012 9:02:27 AM |
janeybooboo | $25.00 | 1/20/2012 9:03:10 AM |
affluence-generator2 | $400.00 | 1/20/2012 9:03:22 AM |
ultimate-peace | $50.00 | 1/20/2012 9:02:50 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
552860
This series of Notes was issued and sold upon the funding of the borrower loan #59219, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,117 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sophisticated-return8 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation Loan
Purpose of loan: Pay off some credit cards
This loan will be used to...Pay off some credit card debit
My financial situation: 1st Community Bank of Milton
I am a good candidate for this loan because...Lots of credit card debit but if you see my credit I always make my payments not late payments
Monthly net income: $ 11000
Monthly expenses: $ 5400
Housing: $ 1700
Insurance: $ 230
Car expenses: $ 349
Utilities: $ 120
Phone, cable, internet: $ 70
Food, entertainment: $ 100
Clothing, household expenses: $ 100
Credit cards and other loans: $ 1000
Other expenses: 2000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/20/2012 9:04:11 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
552866
This series of Notes was issued and sold upon the funding of the borrower loan #59244, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-20-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $120.11 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 42% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,946 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| cash-thriller3 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Request
Purpose of loan:
This loan will be used to... Pay unexpected debt
My financial situation: Critical
I am a good candidate for this loan because... I am concientious and I promise to pay this debt as I do any other debt I have.
Monthly net income: $ 1300.00
Monthly expenses: $ 1500.00
Housing: $ 901.00
Insurance: $ 97.00/month
Car expenses: $175/month
Utilities: $ 140.00/month
Phone, cable, internet: $ 140.00/month
Food, entertainment: $ N/A
Clothing, household expenses: $ N/A
Credit cards and other loans: $ 2700
Other expenses: $ N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,000.00 | 1/20/2012 9:03:49 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
552882
This series of Notes was issued and sold upon the funding of the borrower loan #59548, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $400.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1991 |
Debt/Income ratio:
| 48% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 22y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $43,284 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-adventurer740 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
repair the house
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3500
Monthly expenses: $2.000
Housing: $800
Insurance: $1.000 a year
Car expenses: $150
Utilities: $200
Phone, cable, internet: $75
Food, entertainment: $100
Clothing, household expenses: $150
Credit cards and other loans: $850
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 1/20/2012 5:29:49 PM |
beaker | $25.03 | 1/20/2012 5:01:35 PM |
cash-delight1 | $50.00 | 1/20/2012 5:08:40 PM |
mercuriant | $25.00 | 1/20/2012 5:10:23 PM |
a- | $25.00 | 1/20/2012 5:18:42 PM |
jiggaman7 | $50.00 | 1/20/2012 5:20:39 PM |
HeroSupport | $80.00 | 1/20/2012 5:02:30 PM |
TrekTune | $25.00 | 1/20/2012 5:38:11 PM |
loan-fate | $50.00 | 1/20/2012 5:42:27 PM |
scarlet-velvet | $25.08 | 1/20/2012 6:26:31 PM |
nimble-revenue5 | $50.00 | 1/20/2012 5:17:23 PM |
economy-coup | $50.00 | 1/20/2012 5:36:53 PM |
saihu | $25.00 | 1/20/2012 8:11:14 PM |
Whipster | $80.00 | 1/20/2012 5:01:41 PM |
toblerone | $25.00 | 1/20/2012 5:13:04 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:13 PM |
zeeexsixare | $250.00 | 1/21/2012 8:11:43 AM |
kind-efficient-credit | $25.00 | 1/21/2012 5:38:07 AM |
red-eloquent-rupee | $50.00 | 1/21/2012 7:37:03 AM |
KLCRAY | $25.00 | 1/21/2012 12:30:56 PM |
bold-marketplace-awakening | $75.00 | 1/21/2012 12:39:00 PM |
asset-professor | $25.00 | 1/21/2012 12:08:27 PM |
CA-Lender | $25.00 | 1/22/2012 10:34:06 AM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:54 PM |
dollar-sonnet3 | $25.00 | 1/22/2012 3:06:11 PM |
reflective-rupee | $25.00 | 1/22/2012 12:43:05 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:51 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:51 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:53 PM |
proud-pound4 | $25.00 | 1/23/2012 9:23:39 AM |
well-mannered-income3 | $40.00 | 1/23/2012 3:06:11 PM |
listing-demon | $25.00 | 1/23/2012 3:09:05 PM |
productive-note2 | $100.00 | 1/23/2012 9:40:06 AM |
asiaratt | $50.00 | 1/23/2012 5:09:06 PM |
keen-p2ploan | $25.00 | 1/23/2012 2:38:37 PM |
the-sunny-loot | $25.00 | 1/23/2012 3:55:26 PM |
jiftostada | $25.00 | 1/23/2012 5:33:17 PM |
finance-mushroom | $200.00 | 1/23/2012 5:37:23 PM |
ndhookman | $100.00 | 1/23/2012 5:39:08 PM |
economy-producer | $25.00 | 1/23/2012 5:11:35 PM |
new-intuitive-dime | $25.00 | 1/23/2012 5:12:29 PM |
orearella3 | $25.00 | 1/23/2012 5:15:57 PM |
Hambone1111 | $25.00 | 1/23/2012 5:21:10 PM |
dedicated-transaction796 | $25.00 | 1/23/2012 5:20:18 PM |
stepatatime-together | $100.00 | 1/23/2012 5:21:48 PM |
capital-renewal | $25.00 | 1/23/2012 5:25:28 PM |
inspired-duty5 | $25.00 | 1/23/2012 11:09:39 PM |
klend4 | $25.00 | 1/24/2012 3:31:51 AM |
wdjnm | $50.00 | 1/24/2012 4:24:01 AM |
rvfbroker | $25.00 | 1/23/2012 5:32:07 PM |
nex | $25.00 | 1/23/2012 5:33:04 PM |
michaelray703 | $25.00 | 1/23/2012 5:33:09 PM |
wwwUniversal | $25.00 | 1/23/2012 5:33:36 PM |
marketplace-hut9 | $25.00 | 1/23/2012 5:39:51 PM |
investment-cluster | $25.00 | 1/23/2012 6:44:02 PM |
desertoasis | $25.00 | 1/23/2012 8:34:49 PM |
papaloha | $50.00 | 1/23/2012 9:58:19 PM |
The_Vault | $25.00 | 1/23/2012 9:45:47 PM |
davisfl | $25.00 | 1/24/2012 9:06:28 AM |
qwsd12 | $46.00 | 1/24/2012 9:06:41 AM |
DreDub | $50.00 | 1/23/2012 9:59:07 PM |
ventureboy | $30.00 | 1/24/2012 9:12:07 AM |
shmb6508 | $50.00 | 1/24/2012 9:18:32 AM |
SKOAL | $25.00 | 1/24/2012 9:21:50 AM |
leverage-monger | $25.00 | 1/24/2012 7:57:38 AM |
spitzbergen | $25.00 | 1/24/2012 9:24:57 AM |
ITExec | $100.00 | 1/24/2012 9:28:07 AM |
DER | $25.00 | 1/24/2012 9:28:34 AM |
systematic-listing2 | $25.00 | 1/24/2012 8:42:55 AM |
larslfe | $25.00 | 1/24/2012 9:29:02 AM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:55 AM |
kellydawn | $25.00 | 1/24/2012 9:30:42 AM |
preventivepestcontrol | $25.00 | 1/24/2012 8:53:44 AM |
lillian27 | $25.00 | 1/24/2012 9:06:31 AM |
FASTIZIO_P | $25.00 | 1/24/2012 9:34:36 AM |
the-magnetic-transaction | $50.00 | 1/24/2012 9:37:35 AM |
coolnatkat | $25.00 | 1/24/2012 9:39:12 AM |
jmcdon7230 | $25.00 | 1/24/2012 9:10:28 AM |
foxtrot12 | $36.00 | 1/24/2012 9:14:12 AM |
bslavin | $25.00 | 1/24/2012 9:41:42 AM |
nycfinance | $25.00 | 1/24/2012 9:22:45 AM |
fortytwo | $150.00 | 1/24/2012 9:23:14 AM |
rcm87 | $50.00 | 1/24/2012 9:22:10 AM |
idastmerchants | $25.00 | 1/24/2012 9:24:25 AM |
87Marc | $25.00 | 1/24/2012 9:27:10 AM |
benwalla | $25.00 | 1/24/2012 9:27:19 AM |
Vreet | $25.00 | 1/24/2012 9:26:57 AM |
rescue | $100.00 | 1/24/2012 9:48:17 AM |
aasx1108 | $25.00 | 1/24/2012 9:29:05 AM |
Bookophile | $36.00 | 1/24/2012 9:30:56 AM |
Katburg | $25.00 | 1/24/2012 9:34:39 AM |
apostle901 | $25.00 | 1/24/2012 9:36:42 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:45 AM |
richrobe | $25.00 | 1/24/2012 9:42:02 AM |
env | $25.00 | 1/24/2012 9:41:56 AM |
Tradesmanlender | $25.00 | 1/24/2012 9:47:52 AM |
Cai8899 | $50.00 | 1/24/2012 9:49:52 AM |
golden-cat | $25.00 | 1/24/2012 9:50:15 AM |
Ducatiman1978 | $25.00 | 1/24/2012 9:56:17 AM |
jml3482 | $25.00 | 1/24/2012 9:56:38 AM |
traice | $25.00 | 1/24/2012 9:56:50 AM |
refined-transparency154 | $50.00 | 1/24/2012 9:57:55 AM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:17 PM |
MatthewDP | $200.00 | 1/20/2012 5:10:02 PM |
worthy-bid8 | $50.00 | 1/20/2012 5:13:33 PM |
Dubbs360 | $100.00 | 1/20/2012 5:08:19 PM |
hitsman | $50.00 | 1/20/2012 5:26:29 PM |
2grindstones | $25.00 | 1/20/2012 5:16:11 PM |
bubb_hans | $50.00 | 1/20/2012 5:23:11 PM |
red-power-pecan | $50.00 | 1/20/2012 5:29:44 PM |
careful-vigilance4 | $25.00 | 1/20/2012 5:32:30 PM |
diplomatic-wealth7 | $25.00 | 1/21/2012 12:11:52 PM |
amusement4 | $100.00 | 1/21/2012 10:11:35 PM |
loss-of-control | $100.00 | 1/21/2012 6:32:34 PM |
first-pragmatic-power | $25.00 | 1/21/2012 7:49:57 PM |
kulender | $50.00 | 1/22/2012 9:41:10 AM |
deal-goliath4 | $500.00 | 1/22/2012 2:15:51 PM |
WilliamLeeSims | $25.00 | 1/22/2012 12:25:00 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:07 PM |
zorg77 | $50.00 | 1/22/2012 5:37:08 PM |
rate-authority2 | $50.00 | 1/23/2012 11:47:41 AM |
ICHITECH | $25.00 | 1/23/2012 3:43:48 PM |
duty-explosion9 | $25.00 | 1/23/2012 4:40:05 PM |
sjc224 | $25.00 | 1/23/2012 5:23:29 PM |
nodrivelpls | $25.00 | 1/23/2012 5:24:50 PM |
pixeldave | $25.00 | 1/23/2012 4:26:17 PM |
fantastic-bazaar2 | $50.00 | 1/23/2012 6:04:43 PM |
worldly-community3 | $50.00 | 1/23/2012 5:12:54 PM |
euro-speaker8 | $25.00 | 1/23/2012 5:12:57 PM |
WLenders | $50.00 | 1/23/2012 7:14:54 PM |
ah-long | $25.00 | 1/23/2012 5:21:11 PM |
principal-cooker2 | $100.00 | 1/23/2012 5:24:45 PM |
worldly-gold | $50.00 | 1/23/2012 5:25:37 PM |
hopethisworks | $25.00 | 1/23/2012 5:29:34 PM |
IIP77 | $25.00 | 1/24/2012 3:05:35 AM |
GGreg799 | $25.00 | 1/24/2012 4:29:31 AM |
Tylerh | $250.00 | 1/23/2012 5:35:07 PM |
Mariner3605 | $25.00 | 1/23/2012 5:42:40 PM |
Bob450 | $25.00 | 1/23/2012 8:35:52 PM |
ResQDoc | $40.18 | 1/23/2012 9:51:00 PM |
all_of_that_one | $30.00 | 1/23/2012 9:53:08 PM |
itsmaj | $50.00 | 1/23/2012 9:41:14 PM |
floridass | $25.00 | 1/24/2012 9:06:09 AM |
draggon77 | $25.00 | 1/24/2012 3:17:11 AM |
Wellman | $25.00 | 1/24/2012 9:13:01 AM |
minddoc | $50.00 | 1/24/2012 9:13:11 AM |
HenryS | $25.00 | 1/24/2012 3:50:10 AM |
compwhiz | $25.00 | 1/24/2012 6:13:34 AM |
unbelievable-exchange | $200.00 | 1/24/2012 6:15:36 AM |
Brighter_Future | $25.00 | 1/24/2012 9:17:45 AM |
octoberfresh | $25.00 | 1/24/2012 6:59:14 AM |
aader | $25.00 | 1/24/2012 9:20:08 AM |
Decent | $35.99 | 1/24/2012 9:24:55 AM |
rhin0cerx | $50.00 | 1/24/2012 9:25:00 AM |
branaa99 | $25.00 | 1/24/2012 8:53:50 AM |
Weaverville | $25.00 | 1/24/2012 9:32:59 AM |
Kaj | $25.00 | 1/24/2012 9:08:02 AM |
haplender | $50.00 | 1/24/2012 9:39:14 AM |
Miklot | $30.00 | 1/24/2012 9:12:10 AM |
Crystalprop | $25.00 | 1/24/2012 9:18:51 AM |
whatknows | $25.00 | 1/24/2012 9:21:08 AM |
km007 | $25.00 | 1/24/2012 9:22:54 AM |
symbiosis | $50.00 | 1/24/2012 9:34:05 AM |
GInBaghdad | $25.00 | 1/24/2012 9:55:16 AM |
Slend49 | $25.00 | 1/24/2012 9:35:33 AM |
nybanker85 | $50.00 | 1/24/2012 9:56:41 AM |
HamachiMan | $50.00 | 1/24/2012 9:35:58 AM |
oreyedoc | $50.00 | 1/24/2012 9:36:07 AM |
morpholog | $50.00 | 1/24/2012 9:58:01 AM |
DeltaGambler | $50.00 | 1/24/2012 9:40:32 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:00 AM |
pure-platinum2 | $25.00 | 1/24/2012 9:50:09 AM |
roman2008 | $25.00 | 1/24/2012 9:52:20 AM |
Learning2Lend | $25.00 | 1/24/2012 9:53:27 AM |
AdamsWay | $25.00 | 1/24/2012 9:55:15 AM |
miamibeachloaner | $25.00 | 1/24/2012 9:56:29 AM |
logical-investment4 | $25.00 | 1/24/2012 9:57:39 AM |
ken168 | $29.69 | 1/24/2012 9:57:11 AM |
utukxul | $25.00 | 1/24/2012 9:58:36 AM |
179 Investments
|
Borrower Payment Dependent Notes Series
552894
This series of Notes was issued and sold upon the funding of the borrower loan #59790, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $68.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2009 |
Debt/Income ratio:
| 5% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,664 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| responsible-balance2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Repairs to home
Purpose of loan:
This loan will be used to...
Repair gas leak in new house
My financial situation:
I am a good candidate for this loan because...
I recently received a raise/promotion, I am seeking this loan because I have not yet saved enough money since acquiring this new position.
Monthly net income: $1430.00
Monthly expenses: $700
Housing: $0
Insurance: $0
Car expenses: $40
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $15
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
toblerone | $25.00 | 1/20/2012 5:13:04 PM |
cash-delight1 | $50.00 | 1/20/2012 5:08:40 PM |
matt_2006 | $25.00 | 1/20/2012 5:43:15 PM |
magical-durability9 | $25.00 | 1/21/2012 6:43:07 AM |
Investor_DP | $100.00 | 1/21/2012 12:31:51 PM |
engaging-worth | $25.00 | 1/22/2012 9:14:18 AM |
IPG1 | $25.00 | 1/22/2012 12:15:02 PM |
gold-gazelle | $25.00 | 1/23/2012 8:09:21 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:46 AM |
john0720 | $25.00 | 1/23/2012 11:03:34 AM |
scarlet-velvet | $25.08 | 1/23/2012 8:00:52 PM |
gain-dolphin | $25.00 | 1/23/2012 9:57:06 PM |
buffalobills | $25.00 | 1/24/2012 7:17:44 AM |
dsv | $25.00 | 1/24/2012 9:40:43 AM |
aspire2grow | $25.00 | 1/24/2012 9:44:45 AM |
investment-cluster | $45.00 | 1/24/2012 3:36:41 PM |
newest-generous-income | $25.00 | 1/25/2012 3:32:52 AM |
Onlyhappycustomers | $25.00 | 1/25/2012 6:40:48 AM |
ImaPutz | $25.00 | 1/25/2012 8:47:00 AM |
wise-deal-panda | $100.00 | 1/25/2012 9:19:33 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:51 AM |
whitegold24k | $400.00 | 1/25/2012 9:57:52 AM |
seabassx | $25.00 | 1/25/2012 11:30:12 AM |
Cliffie83 | $25.00 | 1/25/2012 10:05:39 AM |
WLenders | $25.00 | 1/25/2012 10:20:36 AM |
Eric_Gagne | $25.00 | 1/25/2012 1:24:53 PM |
Nailman88 | $109.92 | 1/25/2012 1:29:16 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:14 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:16 PM |
favorite-commerce | $40.00 | 1/20/2012 9:14:48 PM |
sturdy-fairness0 | $50.00 | 1/21/2012 12:12:29 PM |
CK1 | $25.00 | 1/21/2012 12:12:53 PM |
addlending | $75.00 | 1/21/2012 2:53:16 PM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:31 PM |
patriot897 | $25.00 | 1/23/2012 9:55:58 AM |
BigMac1953 | $25.00 | 1/24/2012 9:20:21 AM |
alpete7 | $50.00 | 1/24/2012 10:32:14 AM |
businessguy29 | $25.00 | 1/24/2012 12:31:15 PM |
enticing-note | $25.00 | 1/24/2012 6:53:57 PM |
whitegold24k | $100.00 | 1/25/2012 9:22:05 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:39 AM |
orearella3 | $25.00 | 1/25/2012 10:08:39 AM |
cordial-affluence2 | $30.00 | 1/25/2012 10:09:09 AM |
enticing-rate9 | $25.00 | 1/25/2012 12:47:57 PM |
nickelasaurus-rex | $25.00 | 1/25/2012 1:27:57 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
552906
This series of Notes was issued and sold upon the funding of the borrower loan #59654, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $290.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1988 |
Debt/Income ratio:
| 82% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
18 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,034 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 14% | | |
| |
Homeownership:
| No | | |
Screen name:
| useful-marketplace698 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off credit card debt.
Purpose of loan:
This loan will be used to...pay off credit cards
My financial situation:
I am a good candidate for this loan because... I pay my bills on time and I want to be credit card debt free.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/20/2012 5:08:41 PM |
kenji4861 | $25.00 | 1/20/2012 5:43:01 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:23 AM |
proper-agreement8 | $50.00 | 1/22/2012 4:56:32 PM |
mar97 | $25.00 | 1/23/2012 3:22:47 PM |
john0720 | $25.00 | 1/23/2012 11:03:34 AM |
Cherrypicker | $25.00 | 1/24/2012 3:40:23 PM |
kirat15 | $50.00 | 1/25/2012 8:49:13 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:12 AM |
Weaverville | $25.00 | 1/26/2012 4:19:29 PM |
brainy-repayment5 | $25.00 | 1/26/2012 4:30:26 PM |
AFairDeal | $25.00 | 1/26/2012 5:08:53 PM |
Sid-K | $25.00 | 1/26/2012 5:13:38 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:17 PM |
downtownfarm | $25.00 | 1/26/2012 5:38:04 PM |
rupee-equation2 | $25.00 | 1/20/2012 5:20:15 PM |
sturdy-fairness0 | $100.00 | 1/20/2012 5:14:32 PM |
the-sunny-loot | $25.00 | 1/20/2012 7:18:18 PM |
Harry | $50.00 | 1/20/2012 5:42:02 PM |
worth-web5 | $50.00 | 1/24/2012 9:47:01 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:37 PM |
enticing-note | $25.00 | 1/24/2012 6:53:58 PM |
kevin314 | $40.00 | 1/24/2012 8:17:28 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:34 PM |
a-transaction-flute | $25.00 | 1/26/2012 5:06:05 PM |
Tylerh | $250.00 | 1/26/2012 5:09:52 PM |
hitsman | $50.00 | 1/26/2012 5:21:34 PM |
enriching-dollar1 | $100.00 | 1/26/2012 5:32:38 PM |
Index_Plus | $7,659.99 | 1/26/2012 6:29:47 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
552924
This series of Notes was issued and sold upon the funding of the borrower loan #59366, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 279% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
4 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 99 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| cash-pecan7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto repair
Purpose of loan:
This loan will be used to... purchase a new motor for my 2002 liberty sport
My financial situation:
I am a good candidate for this loan because...
I have worked hard to re-establish myself.
Monthly net income: $ 2500
Monthly expenses: $100
Housing: $0
Insurance: $95
Car expenses: $240
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $40
Clothing, household expenses: $100
Credit cards and other loans: $15
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/20/2012 5:02:46 PM |
bubb_hans | $50.00 | 1/20/2012 5:23:11 PM |
managedfund | $93.00 | 1/21/2012 12:39:37 PM |
melodious-openness | $100.00 | 1/22/2012 8:25:27 AM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:56 PM |
Index_Plus | $2,557.00 | 1/23/2012 9:32:42 PM |
LuvToLend | $25.00 | 1/20/2012 5:11:29 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:53 PM |
productive-note2 | $100.00 | 1/23/2012 9:40:07 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
552942
This series of Notes was issued and sold upon the funding of the borrower loan #59383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $261.90 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1990 |
Debt/Income ratio:
| 37% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,928 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| durability-spark1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for rental property upgrade
Purpose of loan:
This loan will be used to help me finish installing a 200 Amp breaker box, install a Heat pump, install a bathroom, and install new flooring. This will greatly add to the value of the home and may enable me to refinance and cash out money for an early prosper payoff.
My financial situation:
I am a good candidate for this loan because I have 5 rental properties total, but 1 is vacant and one has tenets who have been evicted and will be out by end of January. Once the upgrades are complete, I will rent the property for approx. $550 per month. I can pay all my bills even with two non-paying properties, but just don't have any left to pay for repairs/upgrades. I have stable employment and good credit. I also have a class A CDL and can drive part time if I get in a real bind.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,000.00 | 1/23/2012 11:08:32 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
552956
This series of Notes was issued and sold upon the funding of the borrower loan #59412, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1979 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $36,069 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| the-order-pledge |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $50.00 | 1/20/2012 5:03:12 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:17 PM |
CA-Lender | $25.00 | 1/20/2012 5:23:40 PM |
calimanusa | $30.00 | 1/20/2012 5:24:46 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:57 PM |
340 | $25.00 | 1/23/2012 11:46:22 AM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:54 PM |
shawnw2 | $25.00 | 1/20/2012 5:11:44 PM |
riveting-credit5 | $50.00 | 1/20/2012 5:28:53 PM |
2grindstones | $30.00 | 1/21/2012 11:58:04 AM |
El_Profesional | $25.00 | 1/23/2012 10:28:24 AM |
productive-note2 | $100.00 | 1/23/2012 9:40:07 AM |
Index_Plus | $3,540.00 | 1/23/2012 9:36:55 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
552992
This series of Notes was issued and sold upon the funding of the borrower loan #59349, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-20-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $108.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-2010 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 0y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 3 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| magnificent-commitment2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need to get a used vehicle
Purpose of loan:
This loan will be used to...
buy a used vehicle so I am able to move and start my new job
My financial situation:
I am a good candidate for this loan because...
I hit hardship and had to move back in with my parents but recently I got a call for a job 3 hours away. I just need a used vehicle to get me there where I'll be sharing an apartment with a friend. Splitting the rent and other bills will leave me more money to pay back my loan. I am responsible and I have no debts. I will be working full-time making about $1700/mo.
Monthly net income: $1700
Monthly expenses: $50
Housing: $200
Insurance: $0
Car expenses: $50/mo for gas
Utilities: $50
Phone, cable, internet: $15
Food, entertainment: $50/mo
Clothing, household expenses: $40
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $25.00 | 1/20/2012 5:04:48 PM |
money-baron-Roth401k | $50.00 | 1/20/2012 5:08:17 PM |
2grindstones | $25.00 | 1/20/2012 5:10:56 PM |
bubb_hans | $50.00 | 1/20/2012 5:23:11 PM |
LuvToLend | $25.00 | 1/20/2012 5:11:30 PM |
kind-efficient-credit | $25.00 | 1/21/2012 5:50:26 AM |
green-trade-dolphin | $25.00 | 1/21/2012 7:42:28 AM |
social-hunter5 | $45.78 | 1/21/2012 8:14:03 AM |
LittleHelp | $25.00 | 1/21/2012 6:03:54 AM |
Unitas4302 | $34.94 | 1/21/2012 10:43:02 AM |
Free-the-usa-1776 | $25.00 | 1/21/2012 5:32:32 PM |
amusement4 | $100.00 | 1/21/2012 10:11:35 PM |
asset-trajectory | $25.00 | 1/21/2012 11:59:59 PM |
one-midas | $25.00 | 1/21/2012 2:37:50 PM |
sensible-fund | $25.00 | 1/21/2012 4:30:27 PM |
melodious-openness | $300.00 | 1/22/2012 8:23:14 AM |
papaloha | $100.00 | 1/22/2012 11:31:31 AM |
Bob450 | $25.00 | 1/22/2012 11:49:39 AM |
orearella3 | $25.00 | 1/22/2012 12:45:16 PM |
alexgalt | $25.00 | 1/22/2012 1:01:36 PM |
GrowthAspirations | $50.22 | 1/22/2012 3:44:53 PM |
reflective-rupee | $25.00 | 1/22/2012 12:43:31 PM |
prudent-bid3 | $25.00 | 1/22/2012 6:19:46 PM |
cello1 | $25.00 | 1/22/2012 7:02:54 PM |
kind-credit-bear | $25.00 | 1/22/2012 12:41:01 PM |
Hedge-Fund | $25.00 | 1/23/2012 7:34:29 AM |
kindness-ace1 | $50.00 | 1/22/2012 4:59:34 PM |
thoughtful-worth1 | $29.77 | 1/22/2012 9:24:03 PM |
newegg | $38.72 | 1/22/2012 11:16:32 PM |
point-mastery | $50.00 | 1/23/2012 6:36:26 AM |
loanman2007 | $25.00 | 1/20/2012 5:10:46 PM |
riveting-credit5 | $50.00 | 1/20/2012 5:28:54 PM |
mrxtravis | $25.00 | 1/20/2012 5:29:21 PM |
grammaspurse | $25.00 | 1/20/2012 10:36:03 PM |
thinker6 | $50.00 | 1/21/2012 4:58:00 AM |
nickel-acrobat | $50.00 | 1/21/2012 9:16:54 AM |
heerzaquestion | $25.00 | 1/21/2012 9:25:13 AM |
Dubbs360 | $25.00 | 1/21/2012 12:18:42 PM |
managedfund | $333.00 | 1/21/2012 12:39:37 PM |
Rulea72 | $25.00 | 1/21/2012 3:33:41 PM |
radforj22 | $25.00 | 1/21/2012 3:26:13 PM |
basis-viking | $25.00 | 1/21/2012 4:00:26 PM |
independent-gold5 | $50.00 | 1/21/2012 4:01:44 PM |
wise-peaceful-p2ploan | $25.00 | 1/22/2012 5:05:25 AM |
economy-sunrise | $33.63 | 1/21/2012 11:57:23 PM |
kulender | $50.00 | 1/22/2012 9:41:10 AM |
brightest-income-hunter | $25.00 | 1/22/2012 1:53:25 PM |
Kyileo | $25.00 | 1/22/2012 12:30:54 PM |
new-orbital-transaction | $25.00 | 1/22/2012 2:04:48 PM |
realtormoises | $25.00 | 1/23/2012 5:16:35 AM |
greenback-buckeye | $23.37 | 1/23/2012 7:38:16 AM |
calimanusa | $40.00 | 1/22/2012 3:14:00 PM |
credit-elation1 | $25.00 | 1/22/2012 4:13:04 PM |
Engineer44 | $25.00 | 1/22/2012 7:52:30 PM |
Deebz | $27.47 | 1/23/2012 6:39:41 AM |
silver-enlightenment0 | $68.10 | 1/23/2012 7:22:44 AM |
56 Investments
|
Borrower Payment Dependent Notes Series
553006
This series of Notes was issued and sold upon the funding of the borrower loan #59372, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $128.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1971 |
Debt/Income ratio:
| 39% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
14 | Length of status: | 33y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,313 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hope-river5 |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 13 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Dec-2011)
780-799
(Nov-2010)
780-799
(Apr-2010)
780-799
(Feb-2010)
|
Principal balance:
| $3,443.99 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 13 | | |
Description
Finish Renovation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I always pay my bills I have a very good credit report
Monthly net income: $3000.00- 4000.00
Monthly expenses: $
Housing: $1975.00 Mortage
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $800.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/21/2012 12:26:29 PM |
Moe87 | $25.00 | 1/21/2012 12:05:37 PM |
Feyenoord | $30.00 | 1/21/2012 12:14:10 PM |
NekHoldings | $25.00 | 1/21/2012 1:53:59 PM |
LittleMingo | $25.00 | 1/21/2012 12:03:27 PM |
Investor_DP | $100.00 | 1/21/2012 12:31:52 PM |
graceful-investment | $100.00 | 1/21/2012 12:20:20 PM |
drcoop | $25.00 | 1/21/2012 12:46:52 PM |
thankful-nickel2 | $25.00 | 1/21/2012 1:45:18 PM |
knee_caps | $30.00 | 1/21/2012 4:34:05 PM |
DoctorJoe | $25.00 | 1/22/2012 6:42:28 AM |
sensible-fund | $25.00 | 1/21/2012 4:27:20 PM |
grammaspurse | $25.00 | 1/21/2012 6:02:42 PM |
careful-vigilance4 | $100.00 | 1/22/2012 9:38:25 AM |
Cliffie83 | $25.00 | 1/22/2012 12:08:48 PM |
loyalty-czar | $55.00 | 1/22/2012 8:24:23 PM |
FinanceEngine | $50.00 | 1/23/2012 8:55:33 AM |
setUup | $27.05 | 1/22/2012 6:36:20 PM |
contract-student2 | $30.00 | 1/22/2012 4:55:49 PM |
Wilhan | $30.00 | 1/23/2012 6:28:57 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:49 AM |
well-mannered-income3 | $60.00 | 1/23/2012 3:18:18 PM |
Zimbu | $25.00 | 1/23/2012 11:10:35 AM |
scoobiedoo | $25.00 | 1/23/2012 3:29:30 PM |
Eric_Gagne | $25.00 | 1/23/2012 4:24:50 PM |
diligent-bid3 | $50.00 | 1/23/2012 6:36:34 PM |
Index_Plus | $3,117.86 | 1/23/2012 9:36:28 PM |
bullish2bearish | $30.00 | 1/23/2012 8:09:00 AM |
sturdy-fairness0 | $50.00 | 1/21/2012 12:12:30 PM |
favorite-commerce | $25.00 | 1/21/2012 12:35:02 PM |
chameleon125 | $25.00 | 1/21/2012 6:59:59 PM |
rupee-equation2 | $25.00 | 1/21/2012 12:43:02 PM |
atlas100 | $50.00 | 1/21/2012 1:31:55 PM |
genuine-integrity0 | $25.00 | 1/21/2012 7:51:28 PM |
janeybooboo | $75.00 | 1/21/2012 3:45:26 PM |
CA-Lender | $25.00 | 1/22/2012 10:55:07 AM |
new-marketplace-lyrics | $25.00 | 1/22/2012 7:03:46 AM |
reflective-rupee | $25.00 | 1/21/2012 8:13:07 PM |
scarlet-velvet | $25.08 | 1/21/2012 9:11:32 PM |
kingtut999 | $25.00 | 1/22/2012 12:13:42 AM |
beakerfish | $50.00 | 1/22/2012 3:54:28 PM |
Domgabriel | $30.00 | 1/23/2012 4:37:29 AM |
Leshan | $50.00 | 1/23/2012 7:38:38 AM |
valiant-money | $60.00 | 1/23/2012 8:09:08 AM |
Socorro_Capital_Partners | $25.01 | 1/23/2012 8:10:17 AM |
versatile-treasure6 | $25.00 | 1/22/2012 2:30:44 PM |
market-genome7 | $25.00 | 1/22/2012 9:35:08 PM |
fire_torf | $25.00 | 1/23/2012 12:21:41 AM |
loot-heart | $25.00 | 1/23/2012 6:47:21 AM |
Silver-Penny001 | $25.00 | 1/23/2012 6:55:23 AM |
ready-interest9 | $25.00 | 1/23/2012 8:54:10 AM |
LateOneNight | $50.00 | 1/23/2012 4:46:47 PM |
Bob450 | $25.00 | 1/23/2012 8:10:41 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
553010
This series of Notes was issued and sold upon the funding of the borrower loan #59477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $189.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1984 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 14y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,408 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| economy-captain4 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
economy-captain4
Purpose of loan: credit card payoff
This loan will be used to...pay off credit card debt
My financial situation: in good standing
I am a good candidate for this loan because...I pay my bills on time with 2 exceptions over a year ago.
Monthly net income: $2,800
Monthly expenses: $1,800
Housing: $950
Insurance: $55
Car expenses: $0
Utilities: $100
Phone, cable, internet: $55
Food, entertainment: $150
Clothing, household expenses: $40
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $6,500.00 | 1/24/2012 5:03:33 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553016
This series of Notes was issued and sold upon the funding of the borrower loan #59571, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 15% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,525 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| camera-slinger |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small Business Equipment
Purpose of Loan:
This loan will be used to purchase equipment for my photography business. Over the past year I've increasingly received consistent work, and this year I am expecting to triple what I made from photography projects in 2011. I will need to upgrade my current equipment in order to meet this increased demand.
My Financial Situation:
Photography is my side business, but it's my passion. I work a stable, full-time job on top of that. I'm an honest, hard-working, reliable person, and I aim to deliver impeccable quality in everything that I do. Upgrading my current equipment will allow me to do just that.
Monthly Net Income: $3500 to $4000
- $2500 (full-time job)
- $1000 to $1500 (photography)
Monthly Expenses: $1970
- Rent: $650
- Utilities: $100
- Insurance: $60
- Car Expenses: $160
- Phone/Internet: $100
- Entertainment: $100
- Food & Household Expenses: $200
- Medical Expenses: $300
- Credit Cards and Other Loans: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jamiee73 | $25.00 | 1/23/2012 5:31:11 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:40 PM |
Investor_DP | $100.00 | 1/24/2012 9:34:30 AM |
JimmyJimJim_SanDiego | $52.57 | 1/24/2012 9:45:27 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:38 PM |
superb-funds335 | $25.00 | 1/24/2012 5:33:49 PM |
coin-popcorn | $25.00 | 1/24/2012 6:43:58 PM |
jescowa | $50.00 | 1/24/2012 6:46:28 PM |
enticing-note | $25.00 | 1/24/2012 6:54:18 PM |
contract-victor5 | $30.00 | 1/25/2012 12:25:01 AM |
income-buffalo1 | $79.40 | 1/24/2012 7:42:05 PM |
dman15 | $25.00 | 1/25/2012 7:26:20 AM |
OzGuy609 | $25.00 | 1/25/2012 8:39:18 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:37 AM |
worth-web5 | $50.00 | 1/25/2012 9:30:01 AM |
colorfulgardener | $25.00 | 1/25/2012 9:34:53 AM |
worth-philosopher9 | $100.00 | 1/25/2012 9:51:24 AM |
DscGlfn | $25.00 | 1/25/2012 10:22:38 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:23 AM |
point-compadre | $138.48 | 1/25/2012 11:11:42 AM |
Index_Plus | $3,348.28 | 1/25/2012 5:14:28 PM |
balance-windmill8 | $30.32 | 1/25/2012 2:55:06 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:44 PM |
john0720 | $25.00 | 1/24/2012 7:00:39 AM |
value-travels | $25.00 | 1/24/2012 2:30:53 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:58:42 PM |
dime-vista2 | $25.00 | 1/24/2012 8:06:01 PM |
treasure-hunter270 | $25.00 | 1/24/2012 6:16:37 PM |
kevin314 | $40.00 | 1/24/2012 8:17:36 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:40 PM |
availableloan | $25.00 | 1/24/2012 8:44:41 PM |
candyphantom | $25.00 | 1/24/2012 7:39:10 PM |
nalaari | $33.00 | 1/25/2012 8:33:18 AM |
discrete-asset | $25.00 | 1/25/2012 6:12:29 AM |
reward-juniper6 | $27.99 | 1/25/2012 7:45:28 AM |
nitrostamped | $75.00 | 1/25/2012 7:51:46 AM |
CapStack | $50.00 | 1/25/2012 9:42:58 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:49 AM |
rcr549 | $25.01 | 1/25/2012 10:43:51 AM |
trail5 | $94.95 | 1/25/2012 11:00:03 AM |
credit-investor5 | $50.00 | 1/25/2012 3:34:22 PM |
Nusk | $25.00 | 1/25/2012 4:28:50 PM |
42 Investments
|
Borrower Payment Dependent Notes Series
553026
This series of Notes was issued and sold upon the funding of the borrower loan #59606, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $128.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,877 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-sublime-vigilance |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
Purpose of loan: Home Improvements
This loan will be used to...complete key home improvements prior to putting the property on the market
My financial situation:
a) all credit card payments are made before the due date
b) all payments to credit cards are in excess of minimum payment
c) all monthly payments such as utilities, mortgage, etc are paid electronically, direct from the bank to ensure no delays
d)
All payments below are rounded up
Monthly net income: $5786
Monthly expenses: $3615
Housing: $1330
Insurance: $135
Car expenses: $350
Utilities: $200
Phone, cable, internet: $350
Food, entertainment: $700
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $75.00 | 1/24/2012 9:10:42 AM |
CashFlow13 | $300.00 | 1/26/2012 9:35:49 AM |
icanhasloanz | $50.00 | 1/26/2012 10:09:36 AM |
jamiee73 | $25.00 | 1/24/2012 9:19:53 AM |
Bank_Of_XL | $25.00 | 1/24/2012 1:27:05 PM |
enticing-note | $25.00 | 1/24/2012 6:54:30 PM |
scarlet-velvet | $25.08 | 1/25/2012 10:41:11 AM |
wonder3 | $40.00 | 1/25/2012 5:03:50 PM |
helpful-loan245 | $25.00 | 1/25/2012 11:40:39 PM |
MarvintheMartian | $30.00 | 1/26/2012 9:09:08 AM |
MikeyZ2008 | $25.00 | 1/26/2012 9:40:46 AM |
asset-professor | $25.00 | 1/26/2012 9:44:11 AM |
Ballybay | $50.00 | 1/26/2012 9:45:51 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:51 AM |
ericb674 | $25.00 | 1/26/2012 9:28:13 AM |
ASuperJohn | $150.00 | 1/26/2012 9:29:07 AM |
first-euro-rapture | $25.00 | 1/26/2012 9:35:58 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:56 AM |
meux99 | $25.00 | 1/26/2012 10:00:24 AM |
agalt | $125.00 | 1/26/2012 9:44:42 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:43 AM |
matt_2006 | $25.00 | 1/26/2012 10:01:27 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:24 AM |
economy-coup | $50.00 | 1/26/2012 9:45:28 AM |
cebgop | $25.00 | 1/26/2012 10:04:19 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:01 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:42 AM |
D911ave | $50.00 | 1/26/2012 9:51:15 AM |
worth-web5 | $50.00 | 1/26/2012 10:11:16 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:20 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:25 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:29 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:54 AM |
transparency-sapling | $25.00 | 1/26/2012 9:57:23 AM |
SomebodysMom | $36.52 | 1/26/2012 10:00:11 AM |
the-sunny-loot | $25.00 | 1/26/2012 10:17:06 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:16 AM |
profit-powerplant | $25.00 | 1/26/2012 10:02:53 AM |
jhernand17 | $25.00 | 1/26/2012 11:09:48 AM |
orearella3 | $25.00 | 1/26/2012 10:04:07 AM |
pirahna125 | $25.00 | 1/26/2012 10:06:15 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:48 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:15 AM |
selector568 | $300.00 | 1/26/2012 10:13:04 AM |
Cutts | $25.00 | 1/26/2012 10:14:16 AM |
penny-plato | $25.00 | 1/26/2012 10:15:03 AM |
toblerone | $25.00 | 1/26/2012 10:14:59 AM |
cash-delight1 | $50.00 | 1/26/2012 10:15:36 AM |
income-buffalo1 | $100.00 | 1/26/2012 10:51:32 AM |
evergreen16 | $350.00 | 1/26/2012 11:20:09 AM |
sensible-rate | $26.00 | 1/26/2012 11:23:12 AM |
El_Profesional | $25.00 | 1/26/2012 12:05:18 PM |
AndChicksforFree | $25.00 | 1/24/2012 3:51:19 PM |
janeybooboo | $50.00 | 1/24/2012 9:14:19 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:50 AM |
cattlebaron | $100.00 | 1/24/2012 10:34:25 AM |
favorite-commerce | $25.00 | 1/24/2012 10:58:10 AM |
calimanusa | $30.00 | 1/24/2012 5:20:24 PM |
MichaelProsper | $40.00 | 1/24/2012 5:39:35 PM |
Investor_DP | $100.00 | 1/25/2012 9:37:32 AM |
Theodon | $25.00 | 1/25/2012 7:08:08 PM |
proper-agreement8 | $50.00 | 1/26/2012 9:25:29 AM |
gotjack | $25.00 | 1/26/2012 9:31:12 AM |
buffalobills | $25.00 | 1/26/2012 7:10:30 AM |
gaiusceasar | $25.00 | 1/26/2012 7:31:08 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:52 AM |
Harry | $50.00 | 1/26/2012 9:49:22 AM |
BankofRon | $25.00 | 1/26/2012 9:28:04 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:28 AM |
jybank | $50.00 | 1/26/2012 9:34:08 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:08 AM |
Tylerh | $250.00 | 1/26/2012 9:36:10 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:07 AM |
Cliffie83 | $25.00 | 1/26/2012 9:59:53 AM |
kevin314 | $25.00 | 1/26/2012 9:39:08 AM |
hitsman | $50.00 | 1/26/2012 10:05:10 AM |
riveting-credit5 | $50.00 | 1/26/2012 9:51:38 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:50 AM |
Bobafet | $25.00 | 1/26/2012 10:13:54 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:35 AM |
bonus-demon | $50.00 | 1/26/2012 10:01:17 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:46 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:02 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:58 AM |
longmoney10 | $25.00 | 1/26/2012 11:35:01 AM |
magical-credit523 | $25.00 | 1/26/2012 10:10:23 AM |
SFBank | $50.00 | 1/26/2012 10:11:43 AM |
givemethatmoney | $27.36 | 1/26/2012 10:14:03 AM |
wwwUniversal | $25.00 | 1/26/2012 10:15:18 AM |
WLenders | $27.83 | 1/26/2012 10:22:23 AM |
KINGDOMVENDING | $25.00 | 1/26/2012 10:37:49 AM |
MBA_moneylender | $31.69 | 1/26/2012 11:17:53 AM |
the-hope-workhorse | $60.52 | 1/26/2012 12:11:34 PM |
93 Investments
|
Borrower Payment Dependent Notes Series
553032
This series of Notes was issued and sold upon the funding of the borrower loan #59616, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $516.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jan-1998 |
Debt/Income ratio:
| 47% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 52 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $49,207 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Fire-your-banker |
Borrower's state:
| Washington |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 27 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2009)
740-759
(Aug-2009)
|
Principal balance:
| $568.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 27 | | |
Description
Screwed by Bank of America
Purpose of loan:
This loan will be used to make a purchase for my business. I paid off my Alaska Airlines Bank of America card so I would get miles for this purchase, and the day after I paid it off they lowered my credit limit to $1,000.
My financial situation:
I am a good candidate for this loan because as you can tell I pay my Prosper loans off. I do expect this loan to be paid off a little early.
Information in the Description is not verified.
Friends And Family Investments
JGuide has invested a total of
$86.00.
"700+ Credit, Prior borrower and member of the best group on Prosper!"
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a- | $50.00 | 1/23/2012 9:04:53 AM |
lenderrn | $50.00 | 1/23/2012 9:15:22 AM |
enticing-capital6 | $50.00 | 1/23/2012 9:32:06 AM |
loanman2007 | $50.00 | 1/23/2012 9:36:32 AM |
orange-impartial-asset | $150.00 | 1/23/2012 9:41:53 AM |
wonder3 | $40.00 | 1/23/2012 9:03:34 AM |
NekHoldings | $25.00 | 1/23/2012 9:07:29 AM |
john0720 | $50.00 | 1/23/2012 11:01:49 AM |
payout-reaction740 | $25.00 | 1/23/2012 9:05:37 AM |
virtuous-repayment | $25.00 | 1/23/2012 9:13:04 AM |
Zoramite | $25.00 | 1/23/2012 9:18:33 AM |
well-rounded-dinero | $150.00 | 1/23/2012 9:24:43 AM |
Gordon_Gekko1 | $25.00 | 1/23/2012 9:24:34 AM |
jamiee73 | $25.00 | 1/23/2012 9:28:54 AM |
rupee-equation2 | $25.00 | 1/23/2012 9:27:54 AM |
sturdy-fairness0 | $50.00 | 1/23/2012 9:34:30 AM |
Brown98 | $100.00 | 1/23/2012 9:36:57 AM |
investmentgroup | $25.00 | 1/23/2012 9:43:57 AM |
first-dinero-paladin | $50.00 | 1/23/2012 9:53:23 AM |
riv701 | $25.00 | 1/23/2012 10:22:31 AM |
1stBankAndHal | $25.04 | 1/23/2012 11:20:23 AM |
HeroSupport | $40.00 | 1/23/2012 12:04:10 PM |
asset-control2 | $75.00 | 1/23/2012 5:43:53 PM |
balance-transformer3 | $26.00 | 1/23/2012 5:02:51 PM |
balance-force | $25.00 | 1/23/2012 6:38:18 PM |
sprinkler5 | $25.00 | 1/23/2012 5:13:14 PM |
asset-sprout | $25.00 | 1/23/2012 8:26:52 PM |
well-rounded-dinero | $100.00 | 1/23/2012 8:29:42 PM |
420limo | $50.00 | 1/23/2012 11:12:42 PM |
tomdooley12520 | $100.00 | 1/24/2012 4:31:12 AM |
dollar-trajectory8 | $76.02 | 1/24/2012 5:41:07 AM |
Hillbilly_Banker | $25.00 | 1/24/2012 6:20:36 AM |
SV-AZ | $35.31 | 1/23/2012 5:39:41 PM |
bookher2washington | $50.00 | 1/23/2012 5:47:39 PM |
SLN-10 | $25.00 | 1/23/2012 5:45:25 PM |
virtuous-repayment | $50.00 | 1/23/2012 5:51:22 PM |
a- | $50.00 | 1/23/2012 6:41:58 PM |
gain-equator | $25.00 | 1/23/2012 5:56:41 PM |
AndChicksforFree | $25.00 | 1/23/2012 5:58:15 PM |
the-determined-value | $75.00 | 1/23/2012 6:51:18 PM |
lucrative-coin | $200.00 | 1/23/2012 6:00:53 PM |
tomaswk | $79.54 | 1/23/2012 7:38:27 PM |
DoctorJoe | $30.00 | 1/23/2012 6:34:09 PM |
rebeldog67 | $26.24 | 1/23/2012 6:46:15 PM |
Bill88 | $30.00 | 1/23/2012 8:03:07 PM |
LookingGlassInvestmentsLLC | $25.00 | 1/23/2012 9:25:17 PM |
rubylender | $25.00 | 1/23/2012 8:15:12 PM |
thoughtful-contract984 | $50.00 | 1/23/2012 8:26:19 PM |
amlu1988 | $25.00 | 1/23/2012 8:54:51 PM |
nimcha | $50.00 | 1/23/2012 11:02:00 PM |
Razors_Edge | $30.48 | 1/24/2012 4:05:04 AM |
whatreality | $40.00 | 1/24/2012 5:18:09 AM |
lotuss4 | $25.00 | 1/24/2012 8:32:46 AM |
credit-coach118 | $30.27 | 1/24/2012 8:41:55 AM |
OGS_Capital | $25.00 | 1/24/2012 9:45:13 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:14 AM |
treasure-trader | $34.16 | 1/24/2012 9:25:37 AM |
JimmyJimJim_SanDiego | $50.00 | 1/24/2012 9:47:20 AM |
yf99yz | $25.00 | 1/24/2012 9:57:20 AM |
unequaled-pound | $25.00 | 1/24/2012 9:59:55 AM |
sappy02 | $75.00 | 1/24/2012 10:10:17 AM |
svandgts | $37.10 | 1/24/2012 2:56:45 PM |
romario | $25.00 | 1/24/2012 10:47:57 AM |
first-class-yield9 | $62.00 | 1/24/2012 3:31:39 PM |
thoughtful-economy1 | $50.00 | 1/24/2012 11:58:27 AM |
RealEstateInvestorsoftheUS | $25.00 | 1/24/2012 12:23:43 PM |
indomitable-benjamins5 | $25.00 | 1/24/2012 12:36:49 PM |
coin-flower1 | $25.00 | 1/24/2012 2:22:39 PM |
tranquil-revenue | $25.00 | 1/24/2012 3:06:02 PM |
UncleScroogeDMD | $47.14 | 1/24/2012 2:54:19 PM |
Your_Bank | $50.00 | 1/24/2012 3:08:31 PM |
friendship9 | $25.00 | 1/24/2012 3:30:23 PM |
javelin0 | $100.00 | 1/24/2012 4:27:18 PM |
PXM-Financial | $75.00 | 1/24/2012 4:50:39 PM |
proud-gold9 | $30.00 | 1/24/2012 5:37:45 PM |
cybercop45 | $25.00 | 1/24/2012 5:18:14 PM |
squarebob | $25.00 | 1/24/2012 5:19:25 PM |
orearella3 | $25.00 | 1/24/2012 5:32:38 PM |
goodcents | $26.21 | 1/24/2012 6:11:39 PM |
healthy-fund7 | $25.00 | 1/24/2012 6:36:50 PM |
rockfx77 | $50.00 | 1/24/2012 6:41:14 PM |
jescowa | $50.00 | 1/24/2012 6:46:27 PM |
Nerdster1 | $25.00 | 1/24/2012 5:52:22 PM |
damage | $25.00 | 1/24/2012 6:01:32 PM |
unger | $240.11 | 1/24/2012 7:26:02 PM |
intrepid-loot | $25.00 | 1/24/2012 8:32:53 PM |
SuzyQs | $25.89 | 1/24/2012 7:42:16 PM |
benefit-trident | $25.00 | 1/25/2012 5:15:42 AM |
Fachim | $48.24 | 1/24/2012 8:00:20 PM |
frooogal | $25.00 | 1/24/2012 8:51:36 PM |
capital-star5 | $27.00 | 1/24/2012 11:07:02 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:24 AM |
rockhound84 | $25.00 | 1/25/2012 5:51:56 AM |
income-plato | $25.00 | 1/25/2012 6:55:27 AM |
mad-scientist418 | $25.00 | 1/25/2012 6:30:03 AM |
Rulea72 | $25.00 | 1/25/2012 8:04:23 AM |
coin-popcorn | $25.00 | 1/25/2012 9:27:51 AM |
thankful-nickel2 | $25.00 | 1/25/2012 9:32:22 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:48 AM |
EarlyRiser | $298.00 | 1/25/2012 9:54:00 AM |
prudent-bid3 | $25.00 | 1/25/2012 11:16:32 AM |
enticing-rate9 | $25.00 | 1/25/2012 12:50:34 PM |
janeybooboo | $50.00 | 1/25/2012 2:00:58 PM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:22 AM |
matthewa | $25.00 | 1/25/2012 11:56:41 AM |
yield-hut | $26.00 | 1/25/2012 1:32:20 PM |
lucky2 | $25.00 | 1/25/2012 2:55:01 PM |
simiray | $25.00 | 1/25/2012 1:46:35 PM |
Lie-On-Lion | $100.00 | 1/25/2012 3:14:07 PM |
myduck | $40.00 | 1/25/2012 6:20:24 PM |
loyaltyologist | $25.00 | 1/25/2012 4:10:13 PM |
heerzaquestion | $50.00 | 1/25/2012 4:24:13 PM |
green-robust-currency | $50.00 | 1/25/2012 4:36:55 PM |
coldfuzion | $200.00 | 1/25/2012 8:01:04 PM |
Urbangrampa | $25.00 | 1/25/2012 8:54:40 PM |
authoritative-loot | $25.00 | 1/25/2012 11:18:32 PM |
new-discrete-camaraderi | $25.00 | 1/26/2012 2:47:30 AM |
Fiscally_Fit1 | $25.00 | 1/26/2012 3:54:14 AM |
TMBank | $31.00 | 1/26/2012 6:11:13 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:08 AM |
euro-deployment | $25.00 | 1/25/2012 9:40:35 PM |
Finchy78 | $200.00 | 1/26/2012 8:29:53 AM |
generous-deal6 | $25.00 | 1/26/2012 2:53:35 AM |
UBOtto186 | $50.00 | 1/26/2012 1:54:31 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:45 AM |
19vfwcinc89 | $38.08 | 1/26/2012 4:07:54 AM |
Nailman88 | $44.30 | 1/26/2012 5:13:59 AM |
economy-popcorn | $25.00 | 1/26/2012 5:29:28 AM |
kulender | $100.00 | 1/26/2012 5:33:41 AM |
GElender | $40.00 | 1/26/2012 5:41:45 AM |
blue-euro-entrepreneur | $25.00 | 1/26/2012 6:07:40 AM |
JGuide | $40.00 | 1/26/2012 5:56:41 AM |
blue-useful-auction | $25.00 | 1/26/2012 6:49:54 AM |
whatreality | $40.00 | 1/26/2012 8:00:30 AM |
devoider | $25.00 | 1/26/2012 8:15:34 AM |
The-CAPS-fan | $50.00 | 1/26/2012 7:53:14 AM |
musegaze | $75.00 | 1/26/2012 8:48:43 AM |
courteous-integrity661 | $38.12 | 1/26/2012 8:51:39 AM |
momoney2008 | $50.00 | 1/26/2012 9:04:56 AM |
finance-equilibrium | $36.14 | 1/26/2012 9:24:11 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:28 AM |
fortytwo | $150.00 | 1/26/2012 9:32:27 AM |
BenR | $36.92 | 1/26/2012 9:35:21 AM |
Investor_DP | $100.00 | 1/23/2012 9:09:17 AM |
CincyTex | $50.00 | 1/23/2012 9:14:24 AM |
hidavehi | $26.00 | 1/23/2012 9:30:01 AM |
loanman2007 | $50.00 | 1/23/2012 9:36:38 AM |
RLaumeyer | $50.11 | 1/23/2012 9:36:55 AM |
drcoop | $25.00 | 1/23/2012 9:38:25 AM |
MoneyForNothing | $50.00 | 1/23/2012 9:01:51 AM |
dammage | $100.00 | 1/23/2012 9:06:03 AM |
investment-artist | $35.01 | 1/23/2012 9:06:50 AM |
cash-delight1 | $50.00 | 1/23/2012 9:08:45 AM |
green-trade-dolphin2 | $44.49 | 1/23/2012 9:02:11 AM |
Dusigrosz | $25.00 | 1/23/2012 9:05:26 AM |
BigSkyFinancial | $50.22 | 1/23/2012 9:12:25 AM |
beachfunder | $50.00 | 1/23/2012 11:31:52 AM |
JGuide | $46.00 | 1/23/2012 9:23:23 AM |
Octamer | $100.00 | 1/23/2012 9:25:43 AM |
five-star-note | $50.00 | 1/23/2012 9:25:57 AM |
trade-burrito4 | $35.00 | 1/23/2012 9:24:33 AM |
Oak-Parker | $50.00 | 1/23/2012 2:38:53 PM |
A4 | $25.00 | 1/23/2012 9:32:08 AM |
courteous-bazaar | $39.00 | 1/23/2012 9:31:18 AM |
hellasow | $150.00 | 1/23/2012 9:31:36 AM |
Feyenoord | $30.00 | 1/23/2012 9:36:24 AM |
wise-exchange-chooser | $50.00 | 1/23/2012 9:38:54 AM |
GreenLender11 | $100.00 | 1/23/2012 10:37:33 AM |
chameleon125 | $75.00 | 1/23/2012 10:47:57 AM |
treasure-coyote3 | $75.00 | 1/23/2012 1:08:14 PM |
tacologic | $100.00 | 1/23/2012 12:45:43 PM |
Moe87 | $25.00 | 1/23/2012 3:01:17 PM |
Brisket_Bob | $25.85 | 1/23/2012 6:34:21 PM |
gothampark | $25.00 | 1/23/2012 5:18:49 PM |
MonkeyHero | $25.00 | 1/23/2012 7:51:34 PM |
Octamer | $100.00 | 1/23/2012 8:11:46 PM |
reflective-rupee | $25.00 | 1/23/2012 8:45:32 PM |
graceful-investment | $60.00 | 1/23/2012 5:21:42 PM |
mikeandcat | $74.60 | 1/24/2012 4:51:36 AM |
Malkial | $26.68 | 1/23/2012 5:40:45 PM |
gpuck | $100.00 | 1/23/2012 5:57:09 PM |
five-star-note | $150.00 | 1/23/2012 6:06:29 PM |
treasure-coyote3 | $50.00 | 1/23/2012 6:12:49 PM |
goffmt | $35.60 | 1/23/2012 5:42:54 PM |
upbeat-investment9 | $200.00 | 1/23/2012 6:30:30 PM |
tranquil-revenue | $26.17 | 1/23/2012 5:44:26 PM |
wise-intelligent-duty | $49.90 | 1/23/2012 5:48:41 PM |
lsx7 | $61.64 | 1/23/2012 5:53:02 PM |
lovely-greenback4 | $50.00 | 1/23/2012 5:54:23 PM |
Domgabriel | $30.00 | 1/23/2012 6:04:22 PM |
Huck007 | $100.00 | 1/23/2012 6:11:45 PM |
Fachim | $56.00 | 1/23/2012 7:06:00 PM |
corporatejim | $66.97 | 1/23/2012 7:17:07 PM |
Leshan | $50.00 | 1/24/2012 8:30:53 AM |
wonderous-point155 | $25.00 | 1/23/2012 10:15:01 PM |
Tscheddar | $25.00 | 1/24/2012 3:37:14 AM |
discrete-asset | $25.00 | 1/24/2012 4:15:23 AM |
octoberfresh | $25.00 | 1/24/2012 7:01:18 AM |
Jinja | $153.00 | 1/24/2012 7:24:03 AM |
AustinAmerica | $50.00 | 1/24/2012 7:48:06 AM |
Christophe | $25.00 | 1/24/2012 7:55:46 AM |
Johnab | $53.00 | 1/24/2012 8:30:50 AM |
thrilling-nickel5 | $25.00 | 1/24/2012 8:45:06 AM |
Only_Money | $25.00 | 1/24/2012 8:46:07 AM |
Macattack1960 | $25.00 | 1/24/2012 9:29:04 AM |
jeg3k | $50.00 | 1/24/2012 10:24:03 AM |
friendinmoney | $25.00 | 1/24/2012 9:48:55 AM |
djkaiser | $25.03 | 1/24/2012 9:59:31 AM |
tender-ore | $30.00 | 1/24/2012 10:18:23 AM |
rchissocol | $31.03 | 1/24/2012 10:25:57 AM |
alpete7 | $100.00 | 1/24/2012 10:34:17 AM |
Tamerz | $52.58 | 1/24/2012 11:00:47 AM |
jsnryn | $50.00 | 1/24/2012 11:23:13 AM |
investment-cluster | $50.00 | 1/24/2012 3:37:58 PM |
deal-dojo | $38.36 | 1/24/2012 11:42:09 AM |
Aquanaut | $25.00 | 1/24/2012 11:57:50 AM |
Steffy1976 | $25.84 | 1/24/2012 12:50:17 PM |
NV_Funding | $44.00 | 1/24/2012 1:31:40 PM |
value-travels | $25.00 | 1/24/2012 2:30:53 PM |
otto1939 | $182.00 | 1/24/2012 2:35:08 PM |
168RichCapital | $25.01 | 1/24/2012 4:40:14 PM |
LoanerPrincipal | $25.00 | 1/24/2012 5:06:43 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:37 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:25 PM |
halothane_logic | $60.40 | 1/24/2012 5:45:42 PM |
enticing-note | $25.00 | 1/24/2012 6:54:15 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:40 PM |
kevin314 | $40.00 | 1/24/2012 8:17:34 PM |
one-midas | $35.00 | 1/24/2012 8:23:20 PM |
SkyLoan | $28.00 | 1/24/2012 8:28:58 PM |
larryboy10 | $25.00 | 1/24/2012 8:49:24 PM |
cerebral-dollar773 | $64.98 | 1/25/2012 7:25:48 AM |
Wilhan | $50.00 | 1/25/2012 4:25:13 AM |
wilchik | $60.00 | 1/25/2012 4:52:14 AM |
patriot384 | $50.00 | 1/25/2012 6:15:10 AM |
bowler252 | $25.00 | 1/25/2012 6:26:19 AM |
JJ-Loans | $65.00 | 1/25/2012 6:30:02 AM |
ethicalhumanist | $100.00 | 1/25/2012 8:31:12 AM |
OldManP | $25.00 | 1/25/2012 8:45:46 AM |
wise-deal-panda | $65.00 | 1/25/2012 9:19:42 AM |
fantastic-openness | $25.00 | 1/25/2012 8:49:39 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:37 AM |
the-magnetic-transaction | $50.00 | 1/25/2012 9:31:26 AM |
worth-philosopher9 | $122.97 | 1/25/2012 10:00:57 AM |
chrisb1414 | $25.00 | 1/25/2012 11:08:12 AM |
zone6 | $44.00 | 1/25/2012 10:02:36 AM |
WLenders | $50.00 | 1/25/2012 10:25:43 AM |
Danylostefan | $75.00 | 1/25/2012 12:32:26 PM |
grnii78 | $100.00 | 1/25/2012 12:20:51 PM |
Pendruce | $25.00 | 1/25/2012 1:34:27 PM |
Byrd24 | $100.00 | 1/25/2012 5:14:49 PM |
AEH_Now | $25.00 | 1/25/2012 2:44:33 PM |
mammalian4 | $25.00 | 1/25/2012 6:17:07 PM |
unequivocal-nickel1 | $50.00 | 1/25/2012 6:29:12 PM |
reward-motion | $25.00 | 1/25/2012 4:19:30 PM |
viennese | $25.00 | 1/25/2012 4:25:29 PM |
otto1939 | $120.00 | 1/25/2012 4:28:37 PM |
Mont_Brinker | $100.00 | 1/25/2012 6:43:03 PM |
green28 | $189.81 | 1/26/2012 4:32:26 AM |
sanych | $32.44 | 1/26/2012 4:49:14 AM |
well-mannered-income3 | $70.00 | 1/26/2012 5:09:22 AM |
KirosPOS | $45.00 | 1/25/2012 7:14:37 PM |
crw1950 | $50.00 | 1/26/2012 5:35:35 AM |
S2M | $43.00 | 1/25/2012 9:00:09 PM |
gogrannygo | $40.00 | 1/26/2012 7:16:51 AM |
fozzie79 | $25.00 | 1/25/2012 11:24:25 PM |
first-compassion-oak | $25.00 | 1/26/2012 9:21:11 AM |
accelerator96 | $49.00 | 1/26/2012 9:24:53 AM |
networks4ever | $25.00 | 1/26/2012 9:29:48 AM |
wxman12 | $50.00 | 1/26/2012 6:15:34 AM |
lyndyn | $25.00 | 1/26/2012 9:31:41 AM |
RuleOf70 | $28.00 | 1/26/2012 7:36:35 AM |
moola-man | $25.00 | 1/26/2012 7:53:00 AM |
Weaverville | $25.00 | 1/26/2012 8:13:43 AM |
rlaboy | $25.00 | 1/26/2012 9:18:32 AM |
penny-ace7 | $50.00 | 1/26/2012 9:24:40 AM |
handy-justice | $25.00 | 1/26/2012 9:29:54 AM |
loan-fate | $50.00 | 1/26/2012 9:31:23 AM |
platinum-boss2 | $25.00 | 1/26/2012 9:31:59 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:05 AM |
thelovebug | $88.00 | 1/26/2012 9:33:20 AM |
gotjack | $60.00 | 1/26/2012 9:31:17 AM |
cardminger | $25.00 | 1/26/2012 9:32:36 AM |
283 Investments
|
Borrower Payment Dependent Notes Series
553076
This series of Notes was issued and sold upon the funding of the borrower loan #59317, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,800.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $163.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 2y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,282 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| brainy-wealth5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
|
Principal balance:
| $2,807.40 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Central Air Replacement for home
Purpose of loan:
This loan will be used to..replace the central air conditioner unit (that stopped working) located on our roof, with a new unit that will be located on the ground.
My financial situation:
I am a good candidate for this loan because... I have a life history of paying credit issued to me on time and without incident. This includes a current Prosper loan that is current and has no late payments, this has been a mutually beneficial loan for myself and the gracious investors that made it happen. I have decided to request your assistance once again to replace my central air.
Monthly net income: $5800.00
Monthly expenses: $175.00
Housing: $ 0
Insurance: $ 125.00
Car expenses: $400.00
Utilities: $110.00
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $580.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,800.00 | 1/23/2012 11:08:34 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553084
This series of Notes was issued and sold upon the funding of the borrower loan #59397, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $323.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1990 |
Debt/Income ratio:
| 21% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,074 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 103% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tenacious-openness2 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ms075757
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/21/2012 12:02:42 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553088
This series of Notes was issued and sold upon the funding of the borrower loan #59330, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $280.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 30% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 12y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,902 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-poem |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,000.00 | 1/21/2012 12:01:55 PM |
HeroSupport | $80.00 | 1/21/2012 12:01:49 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
553090
This series of Notes was issued and sold upon the funding of the borrower loan #59517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,600.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $110.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,865 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| marketplace-piledriver |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Refinance
This loan will be used to refinance a credit card balance from Bank of America. I am currently paying 10.5% on this balance and I want to lower my rate as well as set up fixed monthly payments.
I am a good candidate for this loan because I have excellent credit and have never been late on any payments. I work at a bank so I understand the importance of paying my obligations. My wife and I are paying off credit card debt that we incurred when we got married and later bought our first home. This loan will help us set up our credit card debt on fixed payments with a definite timeline. We plan to put the credit card away and not use it anymore except in the case of emergencies.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
downtownfarm | $25.00 | 1/23/2012 5:09:25 PM |
Harry | $50.00 | 1/23/2012 5:28:22 PM |
kevin314 | $25.00 | 1/23/2012 5:29:51 PM |
lendersf | $50.00 | 1/23/2012 5:30:25 PM |
dumbass | $25.00 | 1/23/2012 5:07:26 PM |
cebgop | $25.00 | 1/23/2012 5:15:23 PM |
hitsman | $50.00 | 1/23/2012 5:15:46 PM |
logical-reward8 | $25.00 | 1/23/2012 5:24:14 PM |
sflawya | $25.00 | 1/23/2012 5:25:42 PM |
Kyjamune | $25.00 | 1/23/2012 5:23:58 PM |
ericgassercom | $25.00 | 1/23/2012 5:27:50 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:40 PM |
AFairDeal | $25.00 | 1/23/2012 5:30:54 PM |
meux99 | $25.00 | 1/23/2012 5:35:44 PM |
titan2 | $25.00 | 1/23/2012 10:02:50 PM |
prudent-payout462 | $25.00 | 1/24/2012 9:19:04 AM |
jazz619 | $25.00 | 1/24/2012 9:20:54 AM |
TomDalonajay | $25.00 | 1/24/2012 9:13:16 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:02 AM |
Timchenko_LLC | $25.00 | 1/24/2012 9:25:32 AM |
Weaverville | $50.00 | 1/24/2012 9:32:32 AM |
indomitable-coin | $25.00 | 1/24/2012 9:33:44 AM |
KLCRAY | $25.00 | 1/24/2012 9:36:36 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:17 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:58:47 AM |
gravbox | $25.00 | 1/24/2012 9:49:39 AM |
irishcocacola | $25.08 | 1/24/2012 3:52:52 PM |
SmartInMoney | $50.00 | 1/24/2012 1:10:56 PM |
value-travels | $25.00 | 1/24/2012 2:30:54 PM |
the-magnetic-transaction | $50.00 | 1/24/2012 2:53:19 PM |
nickel-burger | $50.00 | 1/24/2012 3:30:47 PM |
contract-coup | $28.77 | 1/24/2012 4:39:25 PM |
bold-pious-loot | $100.00 | 1/24/2012 4:08:16 PM |
iolaire | $25.00 | 1/24/2012 5:27:45 PM |
Bobafet | $25.00 | 1/24/2012 5:29:52 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:38 PM |
romario | $25.00 | 1/24/2012 5:11:06 PM |
JJ9876 | $25.00 | 1/24/2012 5:13:26 PM |
skillful-finance | $25.00 | 1/24/2012 5:13:10 PM |
income-banjo | $25.00 | 1/24/2012 5:19:03 PM |
first-favorite-bonus9 | $25.00 | 1/24/2012 5:19:36 PM |
important-diversification620 | $25.00 | 1/24/2012 5:20:17 PM |
blooming-market | $25.00 | 1/24/2012 5:25:20 PM |
pirahna125 | $25.00 | 1/24/2012 5:28:45 PM |
enriching-dollar1 | $100.00 | 1/23/2012 5:13:26 PM |
harty | $50.00 | 1/23/2012 12:38:11 PM |
mar97 | $25.00 | 1/23/2012 3:22:53 PM |
a- | $25.00 | 1/23/2012 5:09:29 PM |
blue-useful-auction | $25.00 | 1/24/2012 6:26:18 AM |
blot44 | $25.00 | 1/24/2012 4:06:30 AM |
Tylerh | $250.00 | 1/24/2012 9:23:55 AM |
seineil | $75.00 | 1/24/2012 9:18:40 AM |
the-sunny-loot | $25.00 | 1/24/2012 9:48:21 AM |
CoolPlexer | $50.00 | 1/24/2012 9:30:57 AM |
Ripsaw4U | $50.00 | 1/24/2012 9:43:47 AM |
Sneezie | $100.00 | 1/24/2012 9:48:49 AM |
a2190b | $36.00 | 1/24/2012 3:05:27 PM |
commanding-treasure2 | $50.00 | 1/24/2012 5:14:54 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:41 PM |
themoneydoctor | $100.00 | 1/24/2012 5:22:43 PM |
notabanker | $75.00 | 1/24/2012 5:27:23 PM |
senior1 | $25.00 | 1/24/2012 4:57:37 PM |
miked8303 | $50.00 | 1/24/2012 5:31:55 PM |
Tradesmanlender | $25.00 | 1/24/2012 5:16:32 PM |
rmachi | $25.00 | 1/24/2012 5:27:58 PM |
gjm6d | $25.00 | 1/24/2012 5:28:10 PM |
66 Investments
|
Borrower Payment Dependent Notes Series
553136
This series of Notes was issued and sold upon the funding of the borrower loan #59759, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-21-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $153.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 7y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Bus Driver |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $187 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| thoughtful-fairness7 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
ATV Loan
Purpose of loan:
This loan will be used to ATV Loan
My financial situation:
I am a good candidate for this loan because...I am a good candidate for this loan because I have both a full time job. I also need to improve my credit rating.
Monthly net income: 1200.00
Monthly expenses: $ 760.00
Housing: $300.00
Insurance: $45.00
Car expenses: $75.00
Utilities: $50.00
Phone, cable, internet:80.00
Food, entertainment: $75.00
Clothing, household expenses: $
Credit cards and other loans: $50.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/21/2012 12:31:54 PM |
sturdy-fairness0 | $50.00 | 1/22/2012 12:22:42 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:35 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:46 PM |
Tylerh | $250.00 | 1/26/2012 5:09:55 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:49 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:21 AM |
Oranje88 | $50.00 | 1/27/2012 3:44:45 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:24 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:17 PM |
kevin314 | $25.00 | 1/27/2012 5:25:54 PM |
cutter21 | $25.00 | 1/27/2012 5:48:37 PM |
jamiee73 | $25.00 | 1/23/2012 9:28:50 AM |
enticing-note | $25.00 | 1/24/2012 6:54:08 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:43 AM |
Sid-K | $25.00 | 1/26/2012 5:13:41 PM |
Harry | $100.00 | 1/26/2012 5:37:15 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:19 PM |
acarnegie | $25.00 | 1/27/2012 12:18:17 PM |
ericgassercom | $25.00 | 1/27/2012 5:44:52 PM |
worth-web5 | $50.00 | 1/27/2012 5:30:48 PM |
Index_Plus | $4,775.00 | 1/27/2012 6:06:15 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
553154
This series of Notes was issued and sold upon the funding of the borrower loan #59515, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $205.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2002 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,829 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2ploan-magnate1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Credit Card Consolidation
Purpose of loan:
This loan will be used to consolidate higher interest credit cards into one loan to focus on paying off.
My financial situation:
I am a good candidate for this loan because my total monthly payment will be less than before consolidation. None of the accounts are open anymore, thus total debt cannot increase. I have also made significant life changes to get finances under control.
Monthly net income: $3800 (after taxes and retirement)
Monthly expenses: $3740
Expenses Breakdown:
Housing: $2300 (two properties)
Insurance: $60
Car expenses: $420
Utilities: $120
Phone, cable, internet: $40
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $400 (before consolidation)
Other expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $50.00 | 1/22/2012 12:51:02 PM |
lendstats_com | $300.00 | 1/22/2012 12:40:03 PM |
Feyenoord | $30.00 | 1/22/2012 9:07:21 PM |
green-trade-dolphin | $33.52 | 1/22/2012 12:02:23 PM |
loan-fate | $50.00 | 1/22/2012 12:35:34 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:19 PM |
nimble-revenue5 | $50.00 | 1/22/2012 12:10:08 PM |
cattlebaron | $50.00 | 1/22/2012 12:15:31 PM |
a- | $25.00 | 1/22/2012 12:13:39 PM |
rupee-equation2 | $25.00 | 1/22/2012 12:21:55 PM |
reflective-rupee | $25.00 | 1/22/2012 12:41:08 PM |
first-class-gold0 | $55.00 | 1/22/2012 1:39:51 PM |
gain-equator | $50.00 | 1/22/2012 9:14:30 PM |
SolarMoonshine | $25.00 | 1/22/2012 1:26:15 PM |
scoobiedoo | $25.00 | 1/23/2012 6:25:56 AM |
vutah | $25.00 | 1/22/2012 3:35:44 PM |
zeeexsixare | $200.00 | 1/23/2012 8:39:03 AM |
sensible-fund | $25.00 | 1/22/2012 5:59:06 PM |
irrelevant | $50.00 | 1/22/2012 6:05:24 PM |
cello1 | $25.00 | 1/22/2012 7:11:35 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:10 PM |
Kash2010lu | $30.00 | 1/22/2012 9:13:55 PM |
wkeboarder21 | $50.00 | 1/23/2012 5:45:19 AM |
CA-Lender | $50.00 | 1/23/2012 11:03:28 AM |
a- | $35.00 | 1/23/2012 9:11:11 AM |
papaloha | $500.00 | 1/23/2012 1:50:07 PM |
oxnard | $50.00 | 1/23/2012 2:08:31 PM |
exciting-fairness | $200.00 | 1/23/2012 9:28:06 AM |
terrific-dough6 | $75.00 | 1/23/2012 9:37:04 AM |
A4 | $25.00 | 1/23/2012 3:51:57 PM |
scarlet-velvet | $25.08 | 1/23/2012 1:34:05 PM |
unforgettable-return6 | $25.00 | 1/23/2012 3:24:00 PM |
ethical-truth211 | $200.00 | 1/23/2012 3:53:17 PM |
Reliance_Banker | $25.00 | 1/23/2012 4:11:55 PM |
mikelance7 | $25.00 | 1/23/2012 4:14:51 PM |
kirat15 | $113.12 | 1/23/2012 5:46:18 PM |
betterthanstock | $25.00 | 1/23/2012 4:55:10 PM |
toblerone | $25.00 | 1/23/2012 5:29:47 PM |
matt_2006 | $25.00 | 1/23/2012 5:32:42 PM |
SV-AZ | $34.55 | 1/23/2012 5:43:29 PM |
loanman2007 | $100.00 | 1/22/2012 12:10:23 PM |
marinbb | $50.00 | 1/22/2012 12:01:41 PM |
loanman2007 | $150.00 | 1/23/2012 9:41:59 AM |
CashFlow13 | $299.00 | 1/23/2012 9:37:35 AM |
economy-coup | $50.00 | 1/22/2012 12:10:37 PM |
Bank_Of_XL | $25.00 | 1/22/2012 12:05:11 PM |
cash-delight1 | $50.00 | 1/22/2012 12:25:45 PM |
calimanusa | $50.00 | 1/22/2012 2:55:43 PM |
MatthewDP | $200.00 | 1/22/2012 12:34:23 PM |
worthy-bid8 | $50.00 | 1/22/2012 12:44:24 PM |
Eaglehigh | $25.00 | 1/22/2012 1:36:46 PM |
investment-artist | $25.00 | 1/22/2012 3:50:36 PM |
kindness-ace1 | $50.00 | 1/23/2012 2:30:15 AM |
buffalobills | $25.00 | 1/23/2012 6:55:49 AM |
first-dinero-paladin | $50.00 | 1/23/2012 7:37:28 AM |
TackingWindward | $25.00 | 1/23/2012 8:51:48 AM |
melodious-openness | $1,000.00 | 1/23/2012 10:57:56 AM |
cajunguy | $25.00 | 1/23/2012 4:51:52 PM |
bill-expert | $26.00 | 1/23/2012 9:57:35 AM |
orearella3 | $25.00 | 1/23/2012 5:15:58 PM |
wampum-library4 | $28.73 | 1/23/2012 2:28:55 PM |
ddoneday | $25.00 | 1/23/2012 5:27:47 PM |
well-mannered-income3 | $70.00 | 1/23/2012 3:12:53 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:34 PM |
penny-bearer3 | $100.00 | 1/23/2012 5:35:45 PM |
elegant-market9 | $25.00 | 1/23/2012 3:39:28 PM |
mammalian4 | $25.00 | 1/23/2012 4:39:41 PM |
EngineersAlliance | $125.00 | 1/23/2012 5:08:13 PM |
wonder3 | $45.00 | 1/23/2012 4:54:56 PM |
the-enthralling-coin | $25.00 | 1/23/2012 5:08:00 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
553160
This series of Notes was issued and sold upon the funding of the borrower loan #59468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-21-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-21-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| 21% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 19
/
19 | Length of status: | 18y 1m |
Amount delinquent:
| $350 |
Total credit lines:
| 54 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $39,456 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bluebouyz |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 20 ( 91% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 2
( 9% )
| 680-699
(Dec-2009)
|
Principal balance:
| $0.44 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 22 | | |
Description
Pay off HFC loan
Purpose of loan: I have a HFC loan at 21% interest that needs to be paid off. The payment on this loan is $150.00 per month, but only $20 per month is going to the principal. I'm looking to lower the interest rate and lower the time required to pay off the loan, but only raise the payment by $20 a month.
My financial situation: Like everyone, we took a hit in 2009 and 2010 and have had to adjust our budget, living expenses and life to accomodate the less income coming in and the cost of living going up. We are in the process of refinancing the house for a lower interest rate and lower payment, saving over $350 a month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,000.00 | 1/21/2012 12:02:44 PM |
green-trade-dolphin2 | $39.43 | 1/21/2012 12:02:17 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
553174
This series of Notes was issued and sold upon the funding of the borrower loan #59503, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $561.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 6y 4m |
Amount delinquent:
| $5,000 |
Total credit lines:
| 29 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,324 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| InGODwill |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Fast Track freedom
I will use this loan for debt consolidation, will try to pay it off in less time. and I would like to start investing in the future with the money I have left after being debt free. 6 years in my profession as MRI technologist and this modality is growing rapidily will guarante me solid work force.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/22/2012 12:25:45 PM |
nimble-revenue5 | $50.00 | 1/22/2012 12:10:08 PM |
missing-link | $25.00 | 1/23/2012 3:34:14 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:55 PM |
hitsman | $50.00 | 1/23/2012 5:15:45 PM |
Tylerh | $250.00 | 1/23/2012 5:35:07 PM |
mlj0671 | $25.00 | 1/24/2012 6:46:18 AM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:56 AM |
floridass | $25.00 | 1/24/2012 9:06:10 AM |
DreDub | $50.00 | 1/23/2012 9:59:07 PM |
MrBailey | $25.00 | 1/24/2012 9:10:52 AM |
kulender | $50.00 | 1/24/2012 5:13:35 AM |
epall | $25.00 | 1/24/2012 8:27:34 AM |
nex | $25.00 | 1/24/2012 9:29:48 AM |
ultimate-social | $25.00 | 1/24/2012 8:57:21 AM |
klinebarger | $25.00 | 1/24/2012 9:03:27 AM |
Comoparklender | $25.00 | 1/24/2012 9:10:05 AM |
honorable-loot4 | $25.00 | 1/24/2012 9:46:02 AM |
Weaverville | $25.00 | 1/24/2012 9:33:01 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:22 AM |
first-friendly-listing | $25.00 | 1/24/2012 10:01:27 AM |
worth-arch | $25.00 | 1/24/2012 10:08:21 AM |
wealth-infusion6 | $50.00 | 1/24/2012 9:39:46 AM |
kevin314 | $25.00 | 1/24/2012 9:39:58 AM |
wildguy | $25.00 | 1/24/2012 9:43:44 AM |
asset-professor | $25.00 | 1/24/2012 9:45:10 AM |
jeg3k | $50.00 | 1/24/2012 10:24:02 AM |
social-booster4 | $50.00 | 1/24/2012 10:33:08 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:11 AM |
genius520 | $50.00 | 1/24/2012 9:56:08 AM |
alpete7 | $100.00 | 1/24/2012 10:57:41 AM |
ddog0224 | $25.00 | 1/24/2012 12:52:24 PM |
golden-wealth2 | $100.00 | 1/24/2012 4:06:28 PM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:50 PM |
CaptainBL | $25.00 | 1/24/2012 5:33:31 PM |
careful-note1 | $25.00 | 1/24/2012 5:51:31 PM |
first-class-gold0 | $50.00 | 1/24/2012 7:06:40 PM |
reflective-ore3 | $25.00 | 1/24/2012 6:49:38 PM |
enticing-note | $25.00 | 1/24/2012 6:54:11 PM |
income-cocktail3 | $25.00 | 1/25/2012 7:11:43 AM |
Gladglide | $25.00 | 1/25/2012 9:14:00 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:45 AM |
jybank | $50.00 | 1/25/2012 9:43:38 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:24 AM |
SolarMoonshine | $25.00 | 1/25/2012 9:53:52 AM |
top-visionary-truth | $25.00 | 1/25/2012 10:13:35 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:08 AM |
sdr984 | $38.00 | 1/25/2012 10:07:09 AM |
a-unflappable-finance | $100.00 | 1/25/2012 10:09:29 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:21 AM |
Index_Plus | $9,049.81 | 1/25/2012 5:26:17 PM |
kind-efficient-credit | $25.00 | 1/22/2012 12:40:19 PM |
worthy-bid8 | $50.00 | 1/22/2012 12:44:24 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:11 PM |
toblerone | $25.00 | 1/23/2012 5:29:47 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:34 PM |
john0720 | $50.00 | 1/24/2012 7:03:07 AM |
thorough-marketplace441 | $40.00 | 1/24/2012 8:33:21 AM |
speedster351 | $25.00 | 1/24/2012 8:40:03 AM |
Agonbiew | $50.00 | 1/24/2012 8:41:15 AM |
dinero-launcher | $25.00 | 1/24/2012 8:49:36 AM |
social-cocktail1 | $200.00 | 1/24/2012 10:02:51 AM |
ommcd | $25.00 | 1/24/2012 9:54:50 AM |
Bank42 | $25.00 | 1/24/2012 9:59:44 AM |
systematic-value343 | $50.00 | 1/24/2012 10:16:31 AM |
Eagledrop | $25.00 | 1/24/2012 11:30:00 AM |
friendship9 | $25.00 | 1/24/2012 3:38:02 PM |
superb-marketplace422 | $100.00 | 1/24/2012 4:07:00 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:48 PM |
transparency-river1 | $2,000.00 | 1/24/2012 5:52:59 PM |
philantist | $30.00 | 1/24/2012 7:40:15 PM |
GCInvestments | $25.00 | 1/24/2012 10:50:10 PM |
one2sojourn | $40.00 | 1/25/2012 8:17:11 AM |
moola-tulip1 | $30.00 | 1/25/2012 7:53:15 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:50 AM |
jstefans | $25.00 | 1/25/2012 9:05:41 AM |
factcheck | $25.00 | 1/25/2012 9:11:05 AM |
progressive-economy261 | $400.00 | 1/25/2012 9:12:40 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:12 AM |
community-oracle | $25.00 | 1/25/2012 9:46:02 AM |
worth-philosopher9 | $100.00 | 1/25/2012 9:52:54 AM |
Attract | $25.00 | 1/25/2012 11:12:50 AM |
AaronL | $25.00 | 1/25/2012 11:45:39 AM |
exciting-gold6 | $50.00 | 1/25/2012 4:14:58 PM |
ethical-truth211 | $100.00 | 1/25/2012 5:19:11 PM |
85 Investments
|
Borrower Payment Dependent Notes Series
553210
This series of Notes was issued and sold upon the funding of the borrower loan #59780, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $128.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 0y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,129 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| useful-durability0 |
Borrower's state:
| NewMexico |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Land purchase
Purpose of loan: Purchase 5 acres for home site in Bluewater, NM.
My financial situation: I am stable financially. I have a full-time job as an IT technician in the public school system and a part-time job as the webmaster for the local newspaper. I also own two small businesses. My wife operates our used furniture store and I repair computers for the city government and private citizens locally.
I am a good candidate for this loan because...
My long-term record for repaying debt is excellent. I have a single mortgage on my home, and I own all 3 of my vehicles.
Monthly net income: $3000
Monthly expenses: $1100
Housing: $550
Insurance: $100
Car expenses: $200
Utilities: $200
Phone, cable, internet: $140
Food, entertainment: $250
Clothing, household expenses: $50
Credit cards and other loans: $150
I would be glad to answer any
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,000.00 | 1/23/2012 11:08:04 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553242
This series of Notes was issued and sold upon the funding of the borrower loan #59536, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $400.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2006 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,834 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| LenderExtraordinaire |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Flourishing Business Seeking Funds
Purpose of loan: To purchase inventory for my quickly growing online business. We deal in fine antique and vintage lighting, furniture ect. Most of our sales are online and on ebay.
WE ARE PRESENTLY GROWING AT AROUND 10% A MONTH!!!
We have about $70,000 invested into the business inventory, and $30,000 in infrastructure. We have been selling $30,000 of product each month in recent months, and about $12000 of that is pure profit each month, and growing. We have been reinvesting these profits back into inventory. We want to purchase even more fine antique pieces because we can't buy/sell them fast enough!
Selling $30,000 of inventory monthly and GROWING quickly.
$11,000 to $14,000 of that is profit.
We spend about $3360 in labor each month, $300 in storage costs, $460 for a van. Right now we are operating out of a very large home based business, though we will be moving into a warehouse very soon
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $100.00 | 1/22/2012 12:08:43 PM |
InChicago | $50.00 | 1/23/2012 5:49:24 PM |
loanman2007 | $150.00 | 1/24/2012 4:40:04 AM |
Dubbs360 | $100.00 | 1/22/2012 12:13:25 PM |
money-baron-Roth401k | $50.00 | 1/22/2012 12:30:14 PM |
careful-vigilance4 | $25.00 | 1/22/2012 12:21:19 PM |
rupee-equation2 | $25.00 | 1/22/2012 12:21:56 PM |
green-trade-dolphin | $35.02 | 1/22/2012 12:02:17 PM |
nimble-revenue5 | $50.00 | 1/22/2012 12:10:09 PM |
loan-fate | $50.00 | 1/22/2012 12:35:34 PM |
kindness-ace1 | $50.00 | 1/22/2012 4:57:38 PM |
cognizant-rupee7 | $25.00 | 1/22/2012 12:34:32 PM |
cello1 | $25.00 | 1/22/2012 7:18:05 PM |
deal-goliath4 | $500.00 | 1/22/2012 2:15:52 PM |
zeeexsixare | $250.00 | 1/22/2012 3:06:58 PM |
2grindstones | $50.00 | 1/22/2012 3:21:20 PM |
beakerfish | $50.00 | 1/22/2012 3:51:35 PM |
powerplant62 | $25.00 | 1/22/2012 7:34:11 PM |
proud-pound4 | $25.00 | 1/23/2012 9:23:40 AM |
productive-note2 | $100.00 | 1/23/2012 9:40:09 AM |
reflective-rupee | $25.00 | 1/23/2012 9:32:02 AM |
kind-efficient-credit | $50.00 | 1/23/2012 9:36:07 AM |
JGuide | $30.03 | 1/23/2012 5:01:18 PM |
melodious-openness | $1,000.00 | 1/23/2012 10:32:17 AM |
CA-Lender | $25.00 | 1/23/2012 11:03:10 AM |
orearella3 | $25.00 | 1/23/2012 5:15:58 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:55 PM |
asset-control2 | $100.00 | 1/23/2012 5:43:02 PM |
gpuck | $75.00 | 1/23/2012 5:57:36 PM |
gain-equator | $25.00 | 1/23/2012 5:58:15 PM |
fantastic-bazaar2 | $100.00 | 1/23/2012 6:06:42 PM |
Gordon_Gekko1 | $25.00 | 1/23/2012 6:20:07 PM |
asset-sprout | $25.00 | 1/23/2012 8:22:11 PM |
well-rounded-dinero | $125.00 | 1/23/2012 8:32:03 PM |
first-pragmatic-power | $25.00 | 1/23/2012 5:24:59 PM |
all_of_that_one | $30.00 | 1/23/2012 9:53:08 PM |
kendigme | $25.00 | 1/24/2012 2:27:04 AM |
chrisb1414 | $25.00 | 1/24/2012 6:39:47 AM |
virtuous-repayment | $25.00 | 1/23/2012 5:52:31 PM |
a- | $25.00 | 1/23/2012 6:44:59 PM |
the-determined-value | $50.00 | 1/23/2012 6:51:36 PM |
WLenders | $50.00 | 1/23/2012 7:11:59 PM |
George13 | $80.00 | 1/23/2012 6:15:09 PM |
CA-Lender | $25.00 | 1/23/2012 6:33:28 PM |
first-dinero-paladin | $50.00 | 1/24/2012 7:47:45 AM |
Zipcut | $25.00 | 1/23/2012 7:45:10 PM |
Kash2010lu | $30.00 | 1/23/2012 6:50:00 PM |
lenderrn | $100.00 | 1/23/2012 8:12:46 PM |
thoughtful-contract984 | $25.00 | 1/23/2012 8:27:51 PM |
Bob450 | $25.00 | 1/23/2012 8:35:07 PM |
BentFlyer | $150.00 | 1/24/2012 8:47:14 AM |
papaloha | $200.00 | 1/23/2012 9:57:46 PM |
commitment-statue1 | $25.00 | 1/23/2012 10:23:50 PM |
kulender | $50.00 | 1/24/2012 5:13:35 AM |
aks12 | $41.00 | 1/24/2012 7:57:05 AM |
bluestarman08 | $65.74 | 1/24/2012 8:03:32 AM |
Rockymtnhi | $25.00 | 1/24/2012 8:39:22 AM |
mercuriant | $25.00 | 1/24/2012 9:57:50 AM |
flyboy21 | $25.00 | 1/24/2012 9:38:08 AM |
BlueRockInvestor | $75.00 | 1/24/2012 9:39:49 AM |
Madmigel | $25.00 | 1/24/2012 10:00:41 AM |
EretzCapital | $33.94 | 1/24/2012 10:06:36 AM |
organic-responsibility60 | $122.47 | 1/24/2012 10:16:50 AM |
lendstats_com | $300.00 | 1/23/2012 8:04:54 AM |
NekHoldings | $25.00 | 1/23/2012 3:23:50 PM |
113121 | $25.00 | 1/23/2012 6:40:53 PM |
return-grizzly | $100.00 | 1/23/2012 8:33:29 PM |
Rip128 | $100.00 | 1/24/2012 5:16:59 AM |
cash-delight1 | $50.00 | 1/22/2012 12:25:47 PM |
red-power-pecan | $50.00 | 1/22/2012 12:28:31 PM |
worthy-bid8 | $50.00 | 1/22/2012 12:44:25 PM |
Smartgrowth40 | $50.00 | 1/22/2012 1:53:55 PM |
cattlebaron | $25.00 | 1/22/2012 12:08:41 PM |
economy-coup | $50.00 | 1/22/2012 12:10:38 PM |
postalwhiz | $25.00 | 1/22/2012 2:57:52 PM |
jiggaman7 | $50.00 | 1/22/2012 12:21:52 PM |
missing-link | $25.00 | 1/22/2012 12:38:35 PM |
P2P_Investor | $2,000.00 | 1/22/2012 2:05:53 PM |
irrelevant | $50.00 | 1/23/2012 10:05:16 AM |
leverage-monger | $40.00 | 1/23/2012 9:06:49 AM |
a- | $25.00 | 1/23/2012 9:10:25 AM |
scarlet-velvet | $25.08 | 1/23/2012 1:42:28 PM |
aquariano | $25.00 | 1/23/2012 10:10:34 AM |
john0720 | $25.00 | 1/23/2012 11:03:36 AM |
JGuide | $50.01 | 1/23/2012 5:34:18 PM |
duty-explosion9 | $25.00 | 1/23/2012 4:40:05 PM |
calimanusa | $30.00 | 1/23/2012 4:12:24 PM |
bsmtloan | $86.84 | 1/23/2012 5:54:44 PM |
Huck007 | $100.00 | 1/23/2012 6:15:09 PM |
upbeat-investment9 | $100.00 | 1/23/2012 6:32:05 PM |
balance-force | $28.02 | 1/23/2012 6:38:51 PM |
matthewa | $25.00 | 1/23/2012 7:02:10 PM |
Bill88 | $25.00 | 1/23/2012 8:05:30 PM |
Octamer | $100.00 | 1/23/2012 8:13:22 PM |
HenryS | $25.00 | 1/24/2012 3:50:11 AM |
corporatejim | $59.09 | 1/24/2012 4:31:07 AM |
fxlivin | $100.00 | 1/24/2012 6:45:24 AM |
nfx | $40.00 | 1/23/2012 6:45:23 PM |
rebeldog67 | $25.00 | 1/23/2012 6:46:04 PM |
Fachim | $57.21 | 1/23/2012 7:06:58 PM |
a- | $25.00 | 1/23/2012 6:43:58 PM |
Wilhan | $50.00 | 1/23/2012 7:11:41 PM |
thorough-marketplace441 | $50.00 | 1/24/2012 8:36:25 AM |
jpac1066 | $50.00 | 1/24/2012 8:37:13 AM |
rubylender | $25.00 | 1/23/2012 8:15:52 PM |
loancrusader | $65.00 | 1/24/2012 8:46:21 AM |
tacologic | $50.00 | 1/23/2012 8:44:11 PM |
Uylsses | $31.29 | 1/23/2012 8:55:44 PM |
capital_projects_investor | $25.00 | 1/23/2012 10:41:21 PM |
rockhound84 | $25.00 | 1/24/2012 5:00:42 AM |
hellasow | $70.00 | 1/24/2012 1:23:02 AM |
discrete-asset | $25.00 | 1/24/2012 4:18:37 AM |
dollar-trajectory8 | $50.00 | 1/24/2012 5:42:12 AM |
funds-rascal | $200.00 | 1/24/2012 9:20:58 AM |
Leshan | $50.00 | 1/24/2012 8:23:12 AM |
lotuss4 | $25.00 | 1/24/2012 8:31:38 AM |
preventivepestcontrol | $67.11 | 1/24/2012 8:56:42 AM |
income-carrier4 | $25.00 | 1/24/2012 9:01:21 AM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:57 AM |
Macattack1960 | $25.00 | 1/24/2012 9:29:37 AM |
Weaverville | $25.00 | 1/24/2012 9:33:02 AM |
Kyileo | $25.00 | 1/24/2012 10:13:16 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:12 AM |
yf99yz | $35.00 | 1/24/2012 9:55:53 AM |
unequaled-pound | $25.00 | 1/24/2012 10:00:53 AM |
125 Investments
|
Borrower Payment Dependent Notes Series
553270
This series of Notes was issued and sold upon the funding of the borrower loan #59478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 26
/
24 | Length of status: | 9y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $19,192 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tender-integrity4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business expansion
Purpose of loan:
This loan will be used to...add improvemetns to well established ongoing teaching studio
My financial situation:
I am a good candidate for this loan because...all major accounts paid off in full
Monthly net income: $18000
Monthly expenses: $
Housing: $1725.00
Insurance: $
Car expenses: $200
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $100
Credit cards and other loans: $Paid off
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/22/2012 12:02:37 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553272
This series of Notes was issued and sold upon the funding of the borrower loan #59520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $226.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| systematic-trade187 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan: to help with sudden expenses
This loan will be used to..help pay bills that comeup.
My financial situation:
I am a good candidate for this loan because...
i have paid every loan off i ever had
Monthly net income: $1200
Monthly expenses: $600
Housing: $200
Insurance: $
Car expenses: $
Utilities: $250
Phone, cable, internet: $260
Food, entertainment: $80
Clothing, household expenses: $50
Credit cards and other loans: $0
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/23/2012 5:15:49 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:09 PM |
economy-coup | $50.00 | 1/23/2012 5:26:44 PM |
systematic-listing2 | $25.00 | 1/24/2012 8:42:56 AM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:58 AM |
scarlet-velvet | $25.08 | 1/24/2012 7:33:48 AM |
Wellman | $25.00 | 1/24/2012 9:13:03 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:21 AM |
duty-explosion9 | $25.00 | 1/24/2012 9:28:20 AM |
mercuriant | $25.00 | 1/24/2012 9:57:51 AM |
alpete7 | $100.00 | 1/24/2012 10:46:22 AM |
Bankman68 | $25.00 | 1/24/2012 11:39:59 AM |
magical-durability9 | $25.00 | 1/24/2012 9:54:19 AM |
exciting-loyalty3 | $25.00 | 1/24/2012 2:08:36 PM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:55:46 AM |
CapitalismRocks | $25.00 | 1/24/2012 5:08:17 PM |
WilliamLeeSims | $25.00 | 1/24/2012 5:17:50 PM |
TrekTune | $25.00 | 1/24/2012 5:19:07 PM |
168RichCapital | $25.01 | 1/24/2012 4:41:15 PM |
suave-dime6 | $25.00 | 1/24/2012 4:07:25 PM |
moola-wildebeest3 | $50.00 | 1/24/2012 5:24:09 PM |
stepatatime-together | $100.00 | 1/24/2012 5:24:49 PM |
loyalty-czar | $25.00 | 1/24/2012 4:36:24 PM |
the-laudable-peso | $40.00 | 1/24/2012 5:25:00 PM |
hershey88 | $25.00 | 1/24/2012 5:06:11 PM |
tshurts | $25.00 | 1/24/2012 5:26:40 PM |
transparency-giant | $50.00 | 1/24/2012 5:06:18 PM |
gallant-economy9 | $50.00 | 1/24/2012 5:07:21 PM |
fervent-repayment | $50.00 | 1/24/2012 5:07:33 PM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:52 PM |
Hambone1111 | $25.00 | 1/24/2012 5:31:08 PM |
worldly-gold | $50.00 | 1/24/2012 5:08:32 PM |
SDKiwi | $25.00 | 1/24/2012 5:32:32 PM |
consummate-loyalty1 | $75.00 | 1/24/2012 5:10:59 PM |
inventive-exchange | $25.00 | 1/24/2012 5:33:30 PM |
organic-order | $25.00 | 1/24/2012 5:12:09 PM |
skillful-asset5 | $25.00 | 1/24/2012 5:37:41 PM |
burrito6 | $50.00 | 1/24/2012 5:37:51 PM |
life-is-great | $25.00 | 1/24/2012 5:38:51 PM |
payout-achievement | $50.00 | 1/24/2012 5:16:02 PM |
profit-powerplant | $25.00 | 1/24/2012 5:18:16 PM |
ideal-platinum1 | $25.00 | 1/24/2012 5:19:16 PM |
oldmora | $41.00 | 1/24/2012 5:22:53 PM |
silver-wonder278 | $25.00 | 1/24/2012 5:22:39 PM |
marketplace-cello5 | $25.00 | 1/24/2012 5:26:19 PM |
cash-reaction2 | $25.00 | 1/24/2012 5:27:38 PM |
vibraphone3 | $25.00 | 1/24/2012 5:29:26 PM |
aggresive-nickel2 | $25.00 | 1/24/2012 5:31:50 PM |
systematic-basis6 | $25.00 | 1/24/2012 5:35:10 PM |
important-openness1 | $100.00 | 1/24/2012 5:35:33 PM |
ivadood | $50.00 | 1/24/2012 5:36:34 PM |
revenue-achievement | $25.00 | 1/24/2012 5:36:22 PM |
financial-frenzy | $45.00 | 1/24/2012 5:37:38 PM |
druidpoet | $29.25 | 1/24/2012 5:45:10 PM |
dough-souffle | $25.00 | 1/24/2012 5:48:04 PM |
money-bauble | $100.00 | 1/23/2012 5:17:01 PM |
Dubbs360 | $100.00 | 1/23/2012 5:19:02 PM |
money-baron-Roth401k | $50.00 | 1/23/2012 5:19:47 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:10 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:13 PM |
first-pragmatic-power | $25.00 | 1/23/2012 5:25:18 PM |
glenium | $25.00 | 1/24/2012 2:36:00 AM |
careful-vigilance4 | $25.00 | 1/23/2012 5:36:12 PM |
red-power-pecan | $50.00 | 1/23/2012 5:36:56 PM |
deal-goliath4 | $500.00 | 1/23/2012 9:24:06 PM |
floridass | $25.00 | 1/24/2012 9:06:11 AM |
HenryS | $25.00 | 1/24/2012 3:50:11 AM |
kulender | $50.00 | 1/24/2012 5:13:42 AM |
VJ_Financial | $25.00 | 1/24/2012 6:54:50 AM |
Weaverville | $25.00 | 1/24/2012 9:33:04 AM |
asiaratt | $36.00 | 1/24/2012 9:54:35 AM |
Ron_Paul_for_President_2012 | $30.00 | 1/24/2012 1:16:30 PM |
dollardave | $50.00 | 1/24/2012 10:43:00 AM |
Najaca | $25.00 | 1/24/2012 5:06:13 PM |
resolute-worth4 | $50.00 | 1/24/2012 5:09:22 PM |
contract-maracas | $25.00 | 1/24/2012 5:10:02 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:53 PM |
Kerosene_Hat | $50.00 | 1/24/2012 2:52:23 PM |
asya | $25.00 | 1/24/2012 2:48:43 PM |
reward-adventure | $50.00 | 1/24/2012 5:12:11 PM |
finance-prescription | $100.00 | 1/24/2012 5:12:15 PM |
bid-czar8 | $100.00 | 1/24/2012 5:13:20 PM |
flexible-value | $50.00 | 1/24/2012 5:15:52 PM |
Diamond_Jim | $25.00 | 1/24/2012 5:17:48 PM |
truth-companion | $25.00 | 1/24/2012 5:10:00 PM |
loot-geyser1 | $25.00 | 1/24/2012 5:30:13 PM |
best-charming-leverage | $50.00 | 1/24/2012 5:30:20 PM |
greenback-investor7 | $65.00 | 1/24/2012 5:31:06 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:26 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:50 PM |
TronMedici | $25.00 | 1/24/2012 5:35:23 PM |
MadHun | $138.00 | 1/24/2012 5:11:33 PM |
debt-force | $25.00 | 1/24/2012 5:36:17 PM |
ursus | $50.00 | 1/24/2012 5:14:04 PM |
trade-beeper4 | $25.00 | 1/24/2012 5:14:14 PM |
handshake5 | $100.00 | 1/24/2012 5:15:22 PM |
a-resplendent-commitment | $25.00 | 1/24/2012 5:39:13 PM |
JauaFlash | $25.00 | 1/24/2012 5:15:32 PM |
monster4 | $50.00 | 1/24/2012 5:16:56 PM |
money-surge1 | $25.00 | 1/24/2012 5:41:41 PM |
new-intuitive-dime | $25.00 | 1/24/2012 5:18:32 PM |
ChuckieG | $25.00 | 1/24/2012 5:18:42 PM |
restless-currency | $50.00 | 1/24/2012 5:20:06 PM |
ecstatic-money064 | $25.00 | 1/24/2012 5:20:19 PM |
engrossing-responsibility0 | $50.00 | 1/24/2012 5:25:07 PM |
capital-halo1 | $632.76 | 1/24/2012 5:50:10 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:58 PM |
proud-pound4 | $25.00 | 1/24/2012 5:26:21 PM |
JLMGroupFunds | $25.00 | 1/24/2012 5:25:30 PM |
saffron4 | $25.00 | 1/24/2012 5:27:57 PM |
successful-agreement7 | $100.00 | 1/24/2012 5:31:17 PM |
diplomatic-wealth7 | $25.00 | 1/24/2012 5:30:37 PM |
roman2008 | $25.00 | 1/24/2012 5:33:31 PM |
orearella3 | $25.00 | 1/24/2012 5:32:39 PM |
peace-saber0 | $25.00 | 1/24/2012 5:34:32 PM |
nex | $25.00 | 1/24/2012 5:36:54 PM |
dedicated-transaction796 | $25.00 | 1/24/2012 5:39:37 PM |
finance-mushroom | $200.00 | 1/24/2012 5:42:25 PM |
Tylerh | $250.00 | 1/24/2012 5:43:31 PM |
119 Investments
|
Borrower Payment Dependent Notes Series
553294
This series of Notes was issued and sold upon the funding of the borrower loan #59741, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-22-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $379.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 36% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,720 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| rebuilderAtl |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loans Consolidation
Purpose of loan: Bill Consolidation
This loan will be used to...
My financial situation: I have a very good job, I'm trying to lower my monthly payment
Monthly net income: $ 3500
Monthly expenses: $
Housing: $ 850
Insurance: $ 140
Car expenses: $500
Utilities: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kind-efficient-credit | $25.00 | 1/22/2012 12:40:20 PM |
LittleMingo | $25.00 | 1/22/2012 12:06:02 PM |
nimble-revenue5 | $50.00 | 1/22/2012 12:10:10 PM |
DHolly | $31.00 | 1/22/2012 1:52:13 PM |
calimanusa | $30.00 | 1/23/2012 9:50:21 AM |
kulender | $50.00 | 1/24/2012 5:13:36 AM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:49 PM |
enticing-note | $25.00 | 1/24/2012 6:54:13 PM |
magical-credit523 | $25.00 | 1/25/2012 9:50:32 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:47 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:24 AM |
platinum-scientist9 | $25.00 | 1/27/2012 2:44:24 PM |
CashFlow13 | $299.00 | 1/23/2012 9:37:36 AM |
InChicago | $50.00 | 1/23/2012 5:50:27 PM |
loanman2007 | $25.00 | 1/26/2012 5:48:18 AM |
a- | $25.00 | 1/23/2012 9:09:19 AM |
powerplant62 | $25.00 | 1/22/2012 7:34:12 PM |
gain-equator | $25.00 | 1/22/2012 9:25:47 PM |
kindness-ace1 | $50.00 | 1/23/2012 2:27:32 AM |
Weaverville | $25.00 | 1/24/2012 9:33:02 AM |
Gibbyland | $100.00 | 1/24/2012 10:15:18 AM |
kevin314 | $40.00 | 1/24/2012 8:17:33 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:47 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:44:49 PM |
Sid-K | $25.00 | 1/26/2012 6:16:28 PM |
john0720 | $25.00 | 1/27/2012 5:47:49 AM |
Index_Plus | $11,799.90 | 1/27/2012 2:57:50 PM |
Index_Plus | $0.06 | 1/27/2012 2:58:05 PM |
28 Investments
|
Borrower Payment Dependent Notes Series
553312
This series of Notes was issued and sold upon the funding of the borrower loan #59828, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $127.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1979 |
Debt/Income ratio:
| 14% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 2m |
Amount delinquent:
| $34 |
Total credit lines:
| 37 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,217 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| dedication-prairie5 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jun-2011)
|
Principal balance:
| $20,789.14 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...Pay off higher interest credit cards.
My financial situation:
I am a good candidate for this loan because...I make over 100,000 a year and am very reliable and timely in my financial obligations.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/29/2012 12:09:38 PM |
kenji4861 | $25.00 | 1/29/2012 12:16:55 PM |
icontender | $50.00 | 1/29/2012 12:23:27 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:19 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:12 PM |
trade-burrito4 | $35.00 | 1/29/2012 12:38:20 PM |
upperdeck | $25.00 | 1/29/2012 6:47:53 PM |
medman | $25.00 | 1/29/2012 6:19:29 PM |
dg5803 | $25.00 | 1/29/2012 7:51:21 PM |
halothane_logic | $25.00 | 1/29/2012 12:14:44 PM |
squarebob | $25.00 | 1/29/2012 12:15:44 PM |
compoundinterest | $50.00 | 1/29/2012 12:27:23 PM |
Harry | $31.00 | 1/29/2012 12:31:30 PM |
commanding-treasure2 | $50.00 | 1/29/2012 12:45:27 PM |
enthusiastic-balance5 | $100.00 | 1/29/2012 12:48:17 PM |
fishintime | $100.00 | 1/29/2012 4:41:59 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:41 PM |
thrifty-transaction578 | $25.00 | 1/29/2012 7:37:35 PM |
Index_Plus | $3,259.00 | 1/29/2012 8:17:46 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
553332
This series of Notes was issued and sold upon the funding of the borrower loan #59809, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $128.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,272 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 58% | | |
| |
Homeownership:
| No | | |
Screen name:
| golden-kindness1 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Great candidate for personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 1/25/2012 5:22:29 PM |
Investor_DP | $100.00 | 1/26/2012 1:00:18 PM |
Cliffie83 | $25.00 | 1/26/2012 5:26:12 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:32 PM |
Harry | $100.00 | 1/26/2012 5:37:19 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:56 PM |
Index_Plus | $4,475.00 | 1/26/2012 6:35:56 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:53 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:51 PM |
jamiee73 | $25.00 | 1/26/2012 5:24:16 PM |
toblerone | $25.00 | 1/26/2012 5:15:42 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:26 PM |
12 Investments
|
Borrower Payment Dependent Notes Series
553376
This series of Notes was issued and sold upon the funding of the borrower loan #59561, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-2004 |
Debt/Income ratio:
| 42% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 9y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $759 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| nickel-tycoon774 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan: Family emergency
This loan will be used to... pay for a funeral
My financial situation:
I am a good candidate for this loan because...I have a good history for paying stuff off.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/23/2012 5:02:21 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553384
This series of Notes was issued and sold upon the funding of the borrower loan #59496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Jan-23-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.84% |
Borrower rate/APR:
| 24.84% / 34.90% |
Monthly payment:
| $379.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.76% | | |
| |
Estimated return*:
| 8.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
11 | Length of status: | 21y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,094 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 104% | | |
| |
Homeownership:
| No | | |
Screen name:
| Monty88 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 36 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $9,987.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Top-Rated eBay Powerseller!
"A bank is a place that will lend you money if you prove that you don't need it." --Bob Hope
Hi! About five years ago I got a $10K loan from Prosper and it was paid off 100% ON TIME/NEVER LATE!
I'm a full-time eBay Powerseller/Amazon Associate with very steady sales. I'm planning to use this money to purchase part of a memorabilia collection from a friend. I'm a top-rated eBay Powerseller with 100% positive feedback; I've been averaging 2/3K gross sales per month.
My credit rating is challenged primarily by a couple of credit cards and a larger dental loan.
I've been self-employed for 25+ years; I've also banked at the same small-town bank for 25+ years--if I'm overdrawn, they want to know why!
I'm happy to answer questions!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $36.00 | 1/23/2012 5:00:56 PM |
affluence-generator2 | $400.00 | 1/23/2012 5:01:14 PM |
worth-blanket2 | $3,964.00 | 1/23/2012 5:02:05 PM |
lucrative-loan | $50.00 | 1/23/2012 5:01:52 PM |
atlas-shrugged | $300.00 | 1/23/2012 5:01:20 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
553394
This series of Notes was issued and sold upon the funding of the borrower loan #59474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-22-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-22-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $298.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1989 |
Debt/Income ratio:
| 15% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 23
/
21 | Length of status: | 16y 5m |
Amount delinquent:
| $525 |
Total credit lines:
| 48 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,215 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peaceful-responsibility1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 22 ( 96% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 4% )
| 700-719
(Nov-2010)
660-679
(Jan-2010)
|
Principal balance:
| $846.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $12083
Monthly expenses:
Housing: $2200
Insurance: $120
Car expenses: $300
Utilities: $200
Phone, cable, internet: $220
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $700
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trumpeter5 | $25.00 | 1/22/2012 12:01:32 PM |
green-trade-dolphin | $28.52 | 1/22/2012 12:02:27 PM |
worth-blanket2 | $8,000.00 | 1/22/2012 12:03:16 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
553402
This series of Notes was issued and sold upon the funding of the borrower loan #59778, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 19% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,660 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loan-venture0 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4823
Monthly expenses: $3981
Housing: $2556
Insurance: $60
Car expenses: $475
Utilities: $150
Phone, cable, internet: $200
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/28/2012 12:01:59 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553404
This series of Notes was issued and sold upon the funding of the borrower loan #59803, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $559.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 5y 1m |
Amount delinquent:
| $603 |
Total credit lines:
| 37 |
Occupation: | Engineer - Electric... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $24,154 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 11 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| IslandDreams |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 94% )
| 680-699 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 2
( 6% )
| 680-699
(Apr-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
AMKAPPLE
Purpose of loan:
This loan will be used to...consolidation
My financial situation:
I am a good candidate for this loan because... I have multiple stock grants maturing in Aug, 2012
Monthly net income: $13500.00
Monthly expenses: $1200
Housing: $4600
Insurance: $100
Car expenses: $200
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $450
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $15,000.00 | 1/23/2012 11:08:56 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553416
This series of Notes was issued and sold upon the funding of the borrower loan #59400, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 9% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,959 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| enriched-worth6 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to pay off all my credit cards, so I can have one payment every month.
My financial situation:
I am a good candidate for this loan because the only debt I have are my credit cards, and I have collateral in my paid off vehicle.
Monthly net income: $4000
Monthly expenses: $220
Housing: $0
Insurance: $0
Car expenses: $0
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $400
Clothing, household expenses: $50
Credit cards and other loans: $4000
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/23/2012 11:07:57 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553422
This series of Notes was issued and sold upon the funding of the borrower loan #59607, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $294.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
15 | Length of status: | 17y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Engineer - Mechanic... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $157,892 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 85% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| transparency-optimizer1 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 700-719 (Latest)
|
Principal borrowed:
| $14,238.56 | < 31 days late:
| 1
( 11% )
| 740-759
(Mar-2011)
|
Principal balance:
| $13,223.37 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Consolidation loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/23/2012 5:20:04 PM |
Zoramite | $25.00 | 1/23/2012 5:11:49 PM |
Investor_DP | $100.00 | 1/24/2012 9:34:31 AM |
value-travels | $25.00 | 1/24/2012 2:30:54 PM |
capital-zeus | $28.00 | 1/24/2012 10:58:33 PM |
kevin314 | $40.00 | 1/24/2012 8:17:37 PM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:23 AM |
squarebob | $25.00 | 1/25/2012 10:07:18 AM |
Index_Plus | $9,707.00 | 1/25/2012 5:27:20 PM |
LookingGlassInvestmentsLLC | $25.00 | 1/25/2012 2:57:37 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:13 PM |
DoctorJoe | $25.00 | 1/23/2012 6:31:23 PM |
john0720 | $50.00 | 1/24/2012 8:11:12 AM |
Leshan | $50.00 | 1/24/2012 8:21:13 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:18 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 10:35:29 AM |
jeg3k | $50.00 | 1/24/2012 10:24:04 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:39 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:25 AM |
enticing-note | $25.00 | 1/24/2012 6:54:21 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:53 AM |
money-bauble | $100.00 | 1/25/2012 9:43:17 AM |
chameleon125 | $25.00 | 1/25/2012 1:53:29 PM |
23 Investments
|
Borrower Payment Dependent Notes Series
553434
This series of Notes was issued and sold upon the funding of the borrower loan #59448, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $78.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1975 |
Debt/Income ratio:
| 24% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 19y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,198 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| rogtheanimal |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 30 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Jun-2010)
680-699
(Sep-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 30 | | |
Description
Debt consolidation
Purpose of loan: debt consolidation
This loan will be used to...combine 3 of my credit cards into 1 payment
My financial situation: Good
I am a good candidate for this loan because...Ihave had very consistant work for 20 yrs. never laid off or reduced work. Have income from 2 rental properties. Wife is now back to work after losing her job due to it moving overseas. Own all my properties.
Monthly net income: $3100(my income only)
Monthly expenses: $100
Housing: $100
Insurance: $100
Car expenses: $200
Utilities: $200
Phone, cable, internet: $180
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $700
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/23/2012 5:01:57 PM |
SLN-10 | $50.00 | 1/23/2012 5:06:46 PM |
trumpeter5 | $25.00 | 1/23/2012 5:01:08 PM |
RecoveryLender | $25.00 | 1/23/2012 5:05:33 PM |
camaraderi-aspen | $150.00 | 1/23/2012 5:06:47 PM |
the-magnetic-transaction | $33.00 | 1/23/2012 5:07:11 PM |
handy-justice | $50.00 | 1/23/2012 5:02:07 PM |
yield-lion2 | $30.00 | 1/23/2012 5:02:55 PM |
SFBank | $50.00 | 1/23/2012 5:03:31 PM |
Dusigrosz | $150.00 | 1/23/2012 5:01:02 PM |
worthy-bid8 | $100.00 | 1/23/2012 5:10:54 PM |
grammaspurse | $25.00 | 1/23/2012 5:03:56 PM |
312-Lender | $25.00 | 1/23/2012 5:05:43 PM |
lucrative-loan | $50.00 | 1/23/2012 5:01:34 PM |
MoneyForNothing | $25.00 | 1/23/2012 5:02:44 PM |
lendstats_com | $186.98 | 1/23/2012 5:15:10 PM |
green-trade-dolphin | $35.02 | 1/23/2012 5:02:23 PM |
gain-equator | $50.00 | 1/23/2012 5:05:20 PM |
the-enthralling-coin | $25.00 | 1/23/2012 5:08:00 PM |
penny-plato | $50.00 | 1/23/2012 5:11:30 PM |
atlas-shrugged | $200.00 | 1/23/2012 5:01:46 PM |
fabulous-community4 | $50.00 | 1/23/2012 5:02:22 PM |
affluence-generator2 | $300.00 | 1/23/2012 5:01:01 PM |
well-rounded-payout0 | $50.00 | 1/23/2012 5:11:10 PM |
RoZu_Lending | $100.00 | 1/23/2012 5:04:03 PM |
GElender | $40.00 | 1/23/2012 5:05:27 PM |
enticing-capital6 | $50.00 | 1/23/2012 5:11:21 PM |
virtuous-repayment | $25.00 | 1/23/2012 5:13:06 PM |
cashhelp | $25.00 | 1/23/2012 5:13:59 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
553442
This series of Notes was issued and sold upon the funding of the borrower loan #59424, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 53% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 6y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,664 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 74% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| enterprising-market260 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(May-2011)
720-739
(Dec-2010)
|
Principal balance:
| $3,491.22 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
papaloha | $50.00 | 1/23/2012 9:02:01 AM |
a- | $25.00 | 1/23/2012 9:04:23 AM |
worthy-bid8 | $100.00 | 1/23/2012 9:07:02 AM |
cash-delight1 | $50.00 | 1/23/2012 9:08:45 AM |
principal-cooker2 | $100.00 | 1/23/2012 9:10:39 AM |
proud-pound4 | $25.00 | 1/23/2012 9:23:41 AM |
rvfbroker | $25.00 | 1/23/2012 9:38:07 AM |
productive-note2 | $100.00 | 1/23/2012 9:40:09 AM |
aldeed | $100.00 | 1/23/2012 9:04:30 AM |
chameleon125 | $50.00 | 1/23/2012 10:48:46 AM |
mlj0671 | $25.00 | 1/23/2012 9:06:44 AM |
312-Lender | $50.00 | 1/23/2012 9:08:43 AM |
bubb_hans | $50.00 | 1/23/2012 9:13:57 AM |
first-pragmatic-power | $25.00 | 1/23/2012 9:14:19 AM |
consummate-loyalty1 | $75.00 | 1/23/2012 9:22:41 AM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:55 PM |
WilliamLeeSims | $25.00 | 1/23/2012 9:23:21 AM |
Gregger | $25.00 | 1/23/2012 2:11:03 PM |
TrekTune | $25.00 | 1/23/2012 9:30:22 AM |
mercuriant | $25.00 | 1/23/2012 9:30:50 AM |
hitsman | $50.00 | 1/23/2012 9:33:53 AM |
drcoop | $25.00 | 1/23/2012 9:38:25 AM |
red-power-pecan | $50.00 | 1/23/2012 9:35:13 AM |
kind-lovely-marketplace | $25.00 | 1/23/2012 4:21:29 PM |
duty-explosion9 | $25.00 | 1/23/2012 4:40:05 PM |
melodious-openness | $300.00 | 1/23/2012 10:38:24 AM |
Kash2010lu | $25.00 | 1/23/2012 10:16:06 AM |
rate-authority2 | $50.00 | 1/23/2012 11:47:42 AM |
Bank42 | $25.00 | 1/23/2012 12:10:17 PM |
enriched-note6 | $25.00 | 1/23/2012 3:52:21 PM |
deal-goliath4 | $500.00 | 1/23/2012 9:24:03 PM |
shrewd-income | $25.00 | 1/23/2012 5:24:28 PM |
Index_Plus | $6,419.03 | 1/23/2012 9:39:18 PM |
cilynx | $25.97 | 1/23/2012 5:26:19 PM |
zeeexsixare | $50.00 | 1/23/2012 6:21:20 PM |
DoctorJoe | $25.00 | 1/23/2012 6:33:27 PM |
AndChicksforFree | $25.00 | 1/23/2012 5:55:51 PM |
janeybooboo | $50.00 | 1/23/2012 9:05:20 AM |
GElender | $40.00 | 1/23/2012 9:27:21 AM |
rupee-equation2 | $25.00 | 1/23/2012 9:27:54 AM |
Dubbs360 | $100.00 | 1/23/2012 9:29:08 AM |
knee_caps | $30.00 | 1/23/2012 9:29:41 AM |
economy-coup | $50.00 | 1/23/2012 9:33:28 AM |
nimble-revenue5 | $50.00 | 1/23/2012 9:43:00 AM |
careful-vigilance4 | $25.00 | 1/23/2012 9:09:21 AM |
handy-justice | $50.00 | 1/23/2012 9:01:41 AM |
tnjohnso | $25.00 | 1/23/2012 9:05:32 AM |
richboy56 | $25.00 | 1/23/2012 9:08:12 AM |
loan-fate | $50.00 | 1/23/2012 9:20:38 AM |
money-baron-Roth401k | $50.00 | 1/23/2012 9:20:02 AM |
Tylerh | $250.00 | 1/23/2012 9:27:25 AM |
Jack55304 | $200.00 | 1/23/2012 9:36:03 AM |
diplomatic-wealth7 | $25.00 | 1/23/2012 9:33:33 AM |
kind-efficient-credit | $50.00 | 1/23/2012 9:36:08 AM |
jiggaman7 | $50.00 | 1/23/2012 9:39:54 AM |
FinanceEngine | $35.00 | 1/23/2012 10:11:42 AM |
john0720 | $50.00 | 1/23/2012 11:01:49 AM |
Ballybay | $50.00 | 1/23/2012 5:32:48 PM |
the-sunny-loot | $25.00 | 1/23/2012 3:55:27 PM |
wisconsinvestor | $25.00 | 1/23/2012 5:27:24 PM |
nex | $25.00 | 1/23/2012 5:33:04 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
553450
This series of Notes was issued and sold upon the funding of the borrower loan #59812, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $206.50 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1990 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $200 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| well-mannered-diversification663 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Move
Purpose of loan: To assist me in moving fees and movers
This loan will be used to...
My financial situation: Stable and reliable income coming in
I am a good candidate for this loan because... I am able to repay the loan. I have shown commitment and stability to my employer. I have a checking with direct deposit and payments can be set up monthly for automatic payments.
Monthly net income: $ 5000.00
Monthly expenses: $ 3800.00
Housing: $ 900.00
Insurance: $ 177.00
Car expenses: $ 460.00
Utilities: $ 0
Phone, cable, internet: $ 600.00
Food, entertainment: $ 500.00
Clothing, household expenses: $
Credit cards and other loans: $ 100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jamiee73 | $25.00 | 1/23/2012 5:31:16 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:49 PM |
seadogs | $25.00 | 1/24/2012 3:47:58 AM |
enticing-note | $25.00 | 1/24/2012 6:54:24 PM |
HomerdohNY | $25.00 | 1/26/2012 8:41:44 PM |
compoundinterest | $50.00 | 1/27/2012 9:27:09 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:32 AM |
acarnegie | $25.00 | 1/27/2012 12:18:23 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:28 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:23 PM |
transparency-sapling | $25.00 | 1/28/2012 12:48:38 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:38 PM |
benefit-banshee | $25.00 | 1/29/2012 3:23:21 AM |
seadogs | $25.00 | 1/29/2012 6:56:42 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:33 PM |
fishintime | $75.00 | 1/29/2012 4:41:52 PM |
Gamblor | $150.00 | 1/30/2012 7:37:10 AM |
Rivervale_Westwood | $25.00 | 1/30/2012 10:33:10 AM |
mkl42 | $50.00 | 1/30/2012 11:43:58 AM |
Index_Plus | $4,175.00 | 1/30/2012 11:44:24 AM |
vutah | $25.00 | 1/24/2012 4:20:50 PM |
Investor_DP | $100.00 | 1/25/2012 9:37:30 AM |
ericgassercom | $25.00 | 1/26/2012 5:51:18 PM |
toblerone | $25.00 | 1/27/2012 9:23:25 AM |
gold-sushi | $25.00 | 1/27/2012 9:15:39 AM |
dough-mammal | $100.00 | 1/27/2012 9:40:16 AM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:07 AM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:05 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:19 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:27 PM |
nimble-dedication1 | $50.00 | 1/28/2012 3:01:06 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:39 PM |
Rick7925 | $25.00 | 1/29/2012 5:27:13 AM |
jescowa | $50.00 | 1/29/2012 10:51:30 AM |
icontender | $50.00 | 1/29/2012 12:23:24 PM |
HomerdohNY | $25.00 | 1/29/2012 4:58:21 PM |
Land_on_your_feet | $25.00 | 1/30/2012 7:02:41 AM |
dignified-finance | $50.00 | 1/30/2012 7:40:55 AM |
REVSTJ999 | $25.00 | 1/30/2012 9:05:34 AM |
SolarMoonshine | $25.00 | 1/30/2012 9:48:22 AM |
systematic-p2p3 | $50.00 | 1/30/2012 10:07:17 AM |
41 Investments
|
Borrower Payment Dependent Notes Series
553452
This series of Notes was issued and sold upon the funding of the borrower loan #59562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $106.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1986 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,642 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wise-logical-fairness0 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
attorney's fee
Purpose of loan:
This loan will be used to...pay attorney's fee
My financial situation: Retired with federal pension
I am a good candidate for this loan because...I have a steady retirement income, plus I own my own home and get rental income of 2,390 monthly but I was not allowed to put that as financial income.I punctual and I have very few bills.
Monthly net income: $4,190
Monthly expenses: $60.00 gas
Housing: $1,800
Insurance: $ included in mortgage
Car expenses: $ 68 monthly car insurance
Utilities: $ 200
Phone, cable, internet: $99.99
Food, entertainment: $ 150.00
Clothing, household expenses: $0
Credit cards and other loans: $ 200.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $25.00 | 1/23/2012 11:25:19 AM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:08 PM |
HHP | $100.00 | 1/23/2012 5:29:18 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:57 PM |
nex | $25.00 | 1/23/2012 5:33:04 PM |
SFBank | $50.00 | 1/23/2012 4:22:37 PM |
mykkai | $25.00 | 1/23/2012 5:46:04 PM |
pixeldave | $25.00 | 1/23/2012 4:26:18 PM |
well-rounded-payout0 | $50.00 | 1/23/2012 5:11:10 PM |
HenryS | $30.00 | 1/23/2012 5:12:39 PM |
worldly-community3 | $33.00 | 1/23/2012 5:12:54 PM |
pembull | $50.00 | 1/23/2012 5:17:55 PM |
capital-renewal | $25.00 | 1/23/2012 5:25:29 PM |
WilliamLeeSims | $25.00 | 1/23/2012 5:39:13 PM |
SecondChanceLendingSERV | $25.00 | 1/23/2012 6:51:17 PM |
shawnw2 | $25.00 | 1/23/2012 5:10:27 PM |
money-baron-Roth401k | $50.00 | 1/23/2012 5:19:46 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:11 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:46 PM |
careful-vigilance4 | $25.00 | 1/23/2012 5:36:11 PM |
worthy-bid8 | $100.00 | 1/23/2012 5:10:52 PM |
top-historic-peso | $25.00 | 1/23/2012 5:16:57 PM |
mrxtravis | $25.00 | 1/23/2012 5:18:38 PM |
income-lion | $35.00 | 1/23/2012 7:59:31 PM |
hitsman | $50.00 | 1/23/2012 5:15:47 PM |
Bob450 | $25.00 | 1/23/2012 8:33:58 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:05 PM |
hopeful-deal7 | $25.00 | 1/23/2012 5:22:19 PM |
economy-coup | $50.00 | 1/23/2012 5:26:43 PM |
loan-fate | $50.00 | 1/23/2012 5:31:02 PM |
jiggaman7 | $50.00 | 1/23/2012 5:32:39 PM |
LuvToLend | $25.00 | 1/23/2012 5:36:15 PM |
ndhookman | $25.00 | 1/23/2012 5:39:08 PM |
rvfbroker | $25.00 | 1/23/2012 5:32:07 PM |
finance-mushroom | $141.00 | 1/23/2012 5:37:23 PM |
beaker | $25.03 | 1/23/2012 5:38:18 PM |
melodious-openness | $300.00 | 1/23/2012 6:58:16 PM |
WLenders | $50.00 | 1/23/2012 7:08:45 PM |
exciting-fairness | $200.00 | 1/23/2012 7:16:34 PM |
buffalobills | $25.00 | 1/23/2012 8:49:04 PM |
deal-goliath4 | $410.97 | 1/23/2012 9:24:05 PM |
Free-the-usa-1776 | $25.00 | 1/23/2012 7:52:10 PM |
Star_Witness | $25.00 | 1/23/2012 8:37:57 PM |
43 Investments
|
Borrower Payment Dependent Notes Series
553462
This series of Notes was issued and sold upon the funding of the borrower loan #59806, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $103.25 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 7y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,786 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 76% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| vigilance-piccolo |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
bb
Purpose of loan:
This loan will be used to...pay bills
My financial situation:
I am a good candidate for this loan because...i have stable,long term employment
Monthly net income: $3800
Monthly expenses: $1800
Housing: $543
Insurance: $58
Car expenses: $200
Utilities: $230
Phone, cable, internet: $35
Food, entertainment: $100
Clothing, household expenses: $50
Credit cards and other loans: $150
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
favorite-commerce | $25.00 | 1/23/2012 11:24:49 AM |
jamiee73 | $25.00 | 1/23/2012 5:31:14 PM |
Reliance_Banker | $25.00 | 1/23/2012 4:15:38 PM |
toblerone | $25.00 | 1/23/2012 5:29:47 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:41 PM |
john0720 | $50.00 | 1/24/2012 6:57:49 AM |
goodhearted-basis4 | $25.00 | 1/24/2012 5:15:05 PM |
enticing-note | $25.00 | 1/24/2012 6:54:22 PM |
fascinating-benefit279 | $50.00 | 1/25/2012 9:16:41 AM |
cardminger | $25.00 | 1/25/2012 9:28:40 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:38 AM |
GreenLender11 | $100.00 | 1/26/2012 2:31:30 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:51 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:41 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:53 PM |
Sid-K | $25.00 | 1/26/2012 5:13:47 PM |
Star_Witness | $25.00 | 1/26/2012 8:07:47 PM |
seineil | $75.00 | 1/27/2012 9:30:34 AM |
acarnegie | $25.00 | 1/27/2012 12:18:22 PM |
velocity-motivator6 | $25.00 | 1/27/2012 5:04:24 PM |
radforj22 | $25.00 | 1/27/2012 2:25:44 PM |
bison667 | $25.00 | 1/27/2012 5:28:26 PM |
chorus731 | $50.00 | 1/27/2012 9:53:54 PM |
famous-bill | $75.00 | 1/27/2012 7:00:48 PM |
bullwink27 | $25.00 | 1/28/2012 3:56:36 AM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:22 PM |
brandon612 | $25.10 | 1/28/2012 7:25:15 AM |
benjamins-thunder | $25.00 | 1/28/2012 12:37:50 AM |
friendinmoney | $25.00 | 1/28/2012 7:05:57 AM |
the-silver-blaster | $75.00 | 1/28/2012 9:31:23 AM |
processor115 | $25.00 | 1/28/2012 12:17:08 PM |
the-magnetic-transaction | $50.00 | 1/28/2012 12:08:39 PM |
businessguy29 | $25.00 | 1/28/2012 12:20:43 PM |
matt_2006 | $25.00 | 1/28/2012 12:27:32 PM |
cropdust3r | $25.00 | 1/28/2012 12:17:33 PM |
damage | $25.00 | 1/28/2012 12:34:02 PM |
ttnk62918 | $25.00 | 1/28/2012 12:23:10 PM |
JLMGroupFunds | $25.00 | 1/28/2012 12:30:18 PM |
syounker | $25.00 | 1/28/2012 1:00:51 PM |
cash-vault | $25.00 | 1/28/2012 1:01:34 PM |
ChrisProsper | $64.90 | 1/28/2012 1:59:24 PM |
Johnab | $25.00 | 1/28/2012 1:35:59 PM |
buddy486 | $25.00 | 1/23/2012 2:00:51 PM |
cashhelp | $25.00 | 1/23/2012 5:13:51 PM |
enchanted-note | $25.00 | 1/23/2012 5:21:19 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:47 PM |
deal-pal | $25.00 | 1/24/2012 7:30:57 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:32 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:54 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:46 AM |
ChoiceInvestments | $28.40 | 1/26/2012 1:45:37 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:49 PM |
superb-funds335 | $25.00 | 1/26/2012 5:12:18 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:18 PM |
marwadi-62 | $75.00 | 1/26/2012 6:59:14 PM |
wealth-renaissance5 | $25.02 | 1/27/2012 8:04:56 AM |
gold-sushi | $25.00 | 1/27/2012 9:15:39 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:30 AM |
bluebouyz | $25.00 | 1/27/2012 10:38:06 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:27 PM |
PositiveCarry | $50.00 | 1/27/2012 4:21:51 PM |
orearella3 | $25.00 | 1/27/2012 5:23:32 PM |
Hogan55 | $26.58 | 1/28/2012 5:01:25 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 8:51:01 AM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:07 AM |
ptclender | $100.00 | 1/28/2012 8:59:25 AM |
flight51 | $55.00 | 1/28/2012 11:37:08 AM |
CoolPlexer | $25.00 | 1/28/2012 12:20:41 PM |
Littlepeng | $25.00 | 1/28/2012 12:17:46 PM |
jc33148 | $25.00 | 1/28/2012 12:27:00 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:04 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:37 PM |
first-euro-rapture | $25.00 | 1/28/2012 1:02:16 PM |
velocity-warrior | $25.00 | 1/28/2012 12:53:03 PM |
lagnisiruk | $25.00 | 1/28/2012 1:17:33 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:26 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
553476
This series of Notes was issued and sold upon the funding of the borrower loan #59451, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $190.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Mar-1995 |
Debt/Income ratio:
| 17% |
Credit score:
| 860-879 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 7y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 31 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,430 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tony-aries |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 860-879 (Latest)
|
Principal borrowed:
| $20,000.00 | < 31 days late:
| 0
( 0% )
| 820-839
(Apr-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Remodelling My House
Purpose of loan:
This loan will be used to finance the remodelling of my house (New furniture, painting, mirrors, lamps, etc.)
My financial situation:
I am a good candidate for this loan because I obtained a loan from Prosper in 2008 for 20 K and paid it off (NEVER LATE ON PAYMENTS). As well, my job stability is great and my income is good and my credit is EXCELLENT.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Feyenoord | $30.00 | 1/23/2012 5:31:57 PM |
Asgardian | $25.00 | 1/23/2012 11:18:42 AM |
mar97 | $25.00 | 1/23/2012 3:22:54 PM |
Winged_Inspirations | $50.00 | 1/23/2012 4:48:25 PM |
CoolPlexer | $25.00 | 1/23/2012 5:10:07 PM |
MoneyMover | $25.00 | 1/23/2012 11:20:01 AM |
DDPrime | $50.00 | 1/23/2012 5:14:33 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:23 PM |
JustMee | $25.00 | 1/23/2012 12:31:27 PM |
sflawya | $25.00 | 1/23/2012 5:25:42 PM |
Harry | $50.00 | 1/23/2012 5:28:23 PM |
A4 | $25.00 | 1/23/2012 3:48:03 PM |
market-trooper3 | $30.00 | 1/23/2012 5:38:40 PM |
GElender | $40.00 | 1/23/2012 5:05:26 PM |
investment-artist | $35.01 | 1/23/2012 5:13:13 PM |
pirahna125 | $25.00 | 1/23/2012 5:09:02 PM |
orearella3 | $25.00 | 1/23/2012 5:16:00 PM |
enriching-dollar1 | $100.00 | 1/23/2012 5:13:26 PM |
superb-funds335 | $25.00 | 1/23/2012 5:14:51 PM |
mex_invests | $25.00 | 1/23/2012 8:32:55 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:06 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:32 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:41 PM |
Brisket_Bob | $27.10 | 1/24/2012 4:36:08 AM |
purposeful-pound5 | $26.90 | 1/23/2012 6:26:42 PM |
artisian_coyote | $25.00 | 1/23/2012 7:33:16 PM |
Leshan | $50.00 | 1/24/2012 8:17:44 AM |
prudent-payout462 | $75.00 | 1/23/2012 7:19:45 PM |
creditjunky | $125.00 | 1/23/2012 7:28:21 PM |
phenomenal-gain5 | $25.00 | 1/23/2012 7:40:43 PM |
vutah | $25.00 | 1/23/2012 7:44:55 PM |
martymaniaman | $25.00 | 1/23/2012 8:50:44 PM |
blot44 | $25.00 | 1/24/2012 4:07:31 AM |
Domgabriel | $30.00 | 1/24/2012 3:46:55 AM |
Ricajote | $25.00 | 1/24/2012 4:52:15 AM |
Land_on_your_feet | $50.00 | 1/24/2012 6:18:31 AM |
justice-circuitry0 | $50.00 | 1/24/2012 6:46:24 AM |
El_Profesional | $25.00 | 1/24/2012 6:52:40 AM |
compwhiz | $25.00 | 1/24/2012 6:11:39 AM |
unbelievable-exchange | $25.00 | 1/24/2012 6:16:44 AM |
agalt | $75.00 | 1/24/2012 8:13:48 AM |
HighFired3000F | $41.53 | 1/24/2012 8:41:48 AM |
1stBankAndHal | $50.09 | 1/23/2012 11:20:42 AM |
HenlopenCapital | $25.00 | 1/23/2012 1:02:55 PM |
a- | $50.00 | 1/23/2012 3:19:13 PM |
trade-burrito4 | $35.00 | 1/23/2012 5:09:49 PM |
enticing-capital6 | $50.00 | 1/23/2012 5:11:21 PM |
hitsman | $50.00 | 1/23/2012 5:15:47 PM |
hidavehi | $41.00 | 1/23/2012 5:37:04 PM |
penny-finder | $800.00 | 1/23/2012 3:55:26 PM |
virtuous-repayment | $25.00 | 1/23/2012 5:13:06 PM |
riversmoke | $25.00 | 1/23/2012 5:11:47 PM |
cashhelp | $25.00 | 1/23/2012 5:13:42 PM |
Aberdeen | $2,000.00 | 1/23/2012 5:15:36 PM |
swissbanker | $50.00 | 1/23/2012 9:36:41 PM |
houli123 | $225.00 | 1/23/2012 5:26:14 PM |
the-sunny-loot | $25.00 | 1/23/2012 5:27:38 PM |
bannybucks | $50.00 | 1/24/2012 4:04:11 AM |
cash-delight1 | $50.00 | 1/23/2012 5:31:47 PM |
Oak-Parker | $25.00 | 1/24/2012 5:19:45 AM |
scoobiedoo | $25.00 | 1/23/2012 5:37:27 PM |
goodhearted-basis4 | $25.00 | 1/23/2012 5:38:55 PM |
wealth-multiplier | $25.00 | 1/24/2012 7:02:43 AM |
WLenders | $50.00 | 1/23/2012 7:07:21 PM |
radforj22 | $50.00 | 1/23/2012 6:21:23 PM |
john0720 | $50.00 | 1/24/2012 8:11:12 AM |
thorough-marketplace441 | $100.00 | 1/24/2012 8:34:06 AM |
frankdelraza | $50.00 | 1/23/2012 7:58:55 PM |
serene-capital | $100.00 | 1/24/2012 12:38:33 AM |
deal-pal | $25.00 | 1/24/2012 6:29:46 AM |
oxnard | $50.00 | 1/24/2012 5:42:08 AM |
octoberfresh | $25.00 | 1/24/2012 6:58:45 AM |
Rulea72 | $25.00 | 1/24/2012 7:33:34 AM |
dreamhope | $25.00 | 1/24/2012 7:46:14 AM |
hawk357 | $35.00 | 1/24/2012 7:51:50 AM |
kublai | $50.00 | 1/24/2012 7:55:34 AM |
GradEcon | $25.00 | 1/24/2012 8:26:11 AM |
cr55595 | $28.37 | 1/24/2012 8:40:47 AM |
78 Investments
|
Borrower Payment Dependent Notes Series
553500
This series of Notes was issued and sold upon the funding of the borrower loan #59592, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $162.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1987 |
Debt/Income ratio:
| 15% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
9 | Length of status: | 29y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 58 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,512 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| hope-bopbop-a-loobop4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
553500
Purpose of loan: Pay bills! I don't want to lose my home.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...My husband was making over 6 figures and just lost his job. We have three children and cannot move into an apartment large enough for all of us, even if we downsize dramatically. I can make the monthly payments on my salary until he finds another job.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $100.00 | 1/23/2012 5:08:24 PM |
green-trade-dolphin2 | $25.21 | 1/23/2012 5:02:41 PM |
diligent-bid3 | $50.00 | 1/23/2012 6:41:58 PM |
Gibbyland | $100.00 | 1/24/2012 10:15:19 AM |
value-travels | $25.00 | 1/24/2012 2:30:56 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:43 PM |
availableloan | $25.00 | 1/24/2012 8:44:42 PM |
enticing-note | $25.00 | 1/24/2012 6:54:25 PM |
indomitable-coin | $25.00 | 1/25/2012 9:51:28 AM |
Index_Plus | $6,209.78 | 1/25/2012 5:23:39 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:36 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:24 PM |
Harry | $50.00 | 1/23/2012 5:28:25 PM |
sturdy-fairness0 | $100.00 | 1/24/2012 9:38:49 AM |
kevin314 | $40.00 | 1/24/2012 8:17:40 PM |
kirat15 | $50.00 | 1/25/2012 8:49:18 AM |
superb-funds335 | $25.00 | 1/25/2012 10:00:03 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
553510
This series of Notes was issued and sold upon the funding of the borrower loan #59912, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $18,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $572.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $9,677 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dedalus0122 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 15 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Oct-2010)
|
Principal balance:
| $2,038.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Close those high interest loans
Purpose of loan:
This loan will be used to close those loans and credit cards whose interests are larger than 20%. That includes my existing Prosper loan, as well as two other finance companies, and three credit cards. Any extra will be funneled to taxes.
My financial situation:
I am a good candidate for this loan because of my exemplary history since my bankruptcy of 2004. Also, unlike others in this struggling economy, I have improved my situation over the last six months. In Sept, I was laid off after 8 years with Bank of America. Bank policies forced me to wait 90 days before being allowed to work as a contractor to the company. As the 90 day window was approaching, I was contacted by two departments I used to work with. I ended up accepting a 12 month contract at 70% increase in pay. (Assuming salary/2000 = hourly wage.) My work ethic and contacts imply a sound future, and my plan on saving that 70% windfall should improve my solvency.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $100.00 | 1/26/2012 9:50:04 AM |
icanhasloanz | $100.00 | 1/26/2012 10:09:17 AM |
green-trade-dolphin2 | $37.88 | 1/23/2012 5:02:29 PM |
trade-burrito4 | $35.00 | 1/23/2012 5:09:50 PM |
virtuous-repayment | $25.00 | 1/23/2012 5:13:06 PM |
vinayski | $25.00 | 1/23/2012 5:33:59 PM |
kenji4861 | $25.00 | 1/24/2012 9:37:55 AM |
sturdy-fairness0 | $100.00 | 1/24/2012 9:38:49 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:44 PM |
Tscheddar | $25.00 | 1/25/2012 7:16:15 AM |
TechieLender | $50.00 | 1/26/2012 5:35:14 AM |
lamsabuy | $100.00 | 1/26/2012 9:52:12 AM |
indomitable-coin | $25.00 | 1/26/2012 9:52:43 AM |
TennSquire | $25.00 | 1/26/2012 9:58:28 AM |
312-Lender | $25.00 | 1/26/2012 10:03:37 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:49 AM |
skro | $25.00 | 1/26/2012 9:52:50 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:45 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:53 AM |
nisim5 | $100.00 | 1/26/2012 10:12:57 AM |
squarebob | $25.00 | 1/26/2012 10:01:56 AM |
five-star-note | $25.00 | 1/26/2012 10:03:32 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:12 AM |
luv4cycling | $25.00 | 1/26/2012 10:09:09 AM |
worth-web5 | $50.00 | 1/26/2012 10:11:16 AM |
Cutts | $25.00 | 1/26/2012 10:14:15 AM |
penny-plato | $25.00 | 1/26/2012 10:17:32 AM |
Tylerh | $250.00 | 1/26/2012 5:09:59 PM |
superb-funds335 | $25.00 | 1/26/2012 5:12:18 PM |
Weaverville | $25.00 | 1/26/2012 4:19:31 PM |
Sid-K | $25.00 | 1/26/2012 5:13:48 PM |
mar97 | $25.00 | 1/26/2012 5:34:43 PM |
transparency-river1 | $2,000.00 | 1/26/2012 6:05:55 PM |
P2P_Investor | $1,454.24 | 1/26/2012 6:13:46 PM |
enticing-capital6 | $50.00 | 1/23/2012 5:11:21 PM |
Harry | $50.00 | 1/23/2012 5:28:25 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:50 PM |
Fioravanti | $100.00 | 1/24/2012 8:44:54 AM |
john0720 | $50.00 | 1/24/2012 8:11:13 AM |
enticing-note | $25.00 | 1/24/2012 6:54:25 PM |
kirat15 | $50.00 | 1/25/2012 8:49:18 AM |
pembull | $50.00 | 1/26/2012 9:58:20 AM |
meux99 | $25.00 | 1/26/2012 10:00:23 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:44 AM |
zone6 | $100.00 | 1/26/2012 9:50:44 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:27 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:02 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:55 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:39 AM |
toblerone | $25.00 | 1/26/2012 10:14:59 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:41 AM |
graceful-investment | $60.00 | 1/26/2012 10:18:37 AM |
matt_2006 | $25.00 | 1/26/2012 10:01:24 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:57 AM |
Zoramite | $25.00 | 1/26/2012 10:04:10 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:03 AM |
hitsman | $50.00 | 1/26/2012 10:05:09 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:26 AM |
magical-credit523 | $25.00 | 1/26/2012 10:10:22 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:19 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:28 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:13 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:14 AM |
the-sunny-loot | $25.00 | 1/26/2012 10:17:06 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:01 AM |
building_community | $75.00 | 1/26/2012 12:11:50 PM |
thorough-marketplace441 | $50.00 | 1/26/2012 1:11:07 PM |
tomdooley12520 | $25.00 | 1/26/2012 1:36:32 PM |
Domgabriel | $30.00 | 1/26/2012 4:09:22 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:00:24 PM |
kevin314 | $25.00 | 1/26/2012 5:32:12 PM |
new-gold-wrangler | $151.47 | 1/26/2012 6:07:45 PM |
deal-goliath4 | $500.00 | 1/26/2012 6:08:52 PM |
larrybird | $381.40 | 1/26/2012 6:04:33 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
553530
This series of Notes was issued and sold upon the funding of the borrower loan #59781, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $25,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $806.56 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jan-1995 |
Debt/Income ratio:
| 16% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 24y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,378 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| p2p-vista5 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ms. K
Purpose of loan:
This loan will be used to...upgrade my house/kitchen
My financial situation:
I am a good candidate for this loan because...I pay my bills and have job security.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
rupee-equation2 | $25.00 | 1/23/2012 5:20:06 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:47 PM |
kenji4861 | $25.00 | 1/24/2012 9:37:55 AM |
sturdy-fairness0 | $100.00 | 1/24/2012 9:38:48 AM |
DDPrime | $50.00 | 1/24/2012 5:42:33 PM |
kirat15 | $50.00 | 1/25/2012 8:49:17 AM |
houli123 | $225.00 | 1/25/2012 9:35:06 AM |
john0720 | $50.00 | 1/25/2012 4:08:17 PM |
Ocean713 | $75.00 | 1/26/2012 3:11:57 PM |
triumphant-camaraderi1 | $1,000.00 | 1/26/2012 4:12:07 PM |
Sid-K | $25.00 | 1/26/2012 5:13:47 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:23 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:36 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:31 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:27 PM |
Rockymtnhi | $25.00 | 1/27/2012 1:55:28 PM |
enriched-contract6 | $25.00 | 1/27/2012 12:56:33 PM |
Index_Plus | $15,000.00 | 1/27/2012 12:49:53 PM |
transparency-river1 | $143.16 | 1/27/2012 12:53:51 PM |
deal-goliath4 | $500.00 | 1/27/2012 12:59:35 PM |
the-loyalty-wildebeest | $30.00 | 1/27/2012 1:18:27 PM |
themoneydoctor | $81.23 | 1/27/2012 2:02:54 PM |
Bucket219 | $25.00 | 1/27/2012 2:08:10 PM |
radforj22 | $25.00 | 1/27/2012 2:24:21 PM |
Mo_64 | $50.00 | 1/27/2012 2:59:51 PM |
Dubbs360 | $25.00 | 1/27/2012 5:09:13 PM |
dime-twister | $25.00 | 1/27/2012 6:16:48 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:22 PM |
dynamic-platinum | $25.00 | 1/28/2012 3:27:58 AM |
cerebral-auction950 | $100.00 | 1/28/2012 4:23:27 AM |
pencreek | $50.00 | 1/27/2012 8:06:18 PM |
thrifty-transaction578 | $50.00 | 1/27/2012 9:00:18 PM |
chorus731 | $50.00 | 1/27/2012 9:46:37 PM |
enthralling-investment | $25.00 | 1/28/2012 8:12:08 AM |
Tikibarman | $60.57 | 1/28/2012 8:29:14 AM |
lendacity | $50.00 | 1/28/2012 4:39:28 AM |
elfincove | $25.00 | 1/28/2012 6:37:55 AM |
danf2201 | $30.00 | 1/28/2012 7:57:54 AM |
focused-wampum | $25.00 | 1/28/2012 10:07:59 AM |
unflappable-bonus3 | $200.00 | 1/28/2012 8:42:01 AM |
penny-plato | $25.00 | 1/28/2012 9:11:03 AM |
Henrylin | $25.00 | 1/28/2012 11:34:49 AM |
Hiro07 | $25.00 | 1/28/2012 12:06:07 PM |
Scubadiver | $34.57 | 1/28/2012 10:12:35 AM |
vivacious-truth3 | $25.00 | 1/28/2012 10:50:44 AM |
Syzygy | $25.00 | 1/28/2012 12:10:23 PM |
dordee | $61.59 | 1/28/2012 11:27:04 AM |
progressive-economy261 | $338.00 | 1/28/2012 12:13:59 PM |
iem2509 | $35.00 | 1/28/2012 12:16:13 PM |
enriching-dollar1 | $100.00 | 1/28/2012 12:16:32 PM |
worth-web5 | $50.00 | 1/28/2012 12:11:31 PM |
AFairDeal | $25.00 | 1/28/2012 12:14:56 PM |
pdub | $75.00 | 1/28/2012 12:26:30 PM |
britgsb | $30.00 | 1/28/2012 12:16:02 PM |
icchok | $50.00 | 1/28/2012 12:27:46 PM |
awwaww | $25.00 | 1/28/2012 12:28:34 PM |
market-assembler | $50.00 | 1/28/2012 12:29:05 PM |
wealth-fields8 | $27.00 | 1/28/2012 12:17:48 PM |
hitsman | $50.00 | 1/28/2012 12:21:20 PM |
JJ9876 | $25.00 | 1/28/2012 12:24:42 PM |
sharpey | $25.00 | 1/28/2012 12:36:13 PM |
NDFIRTH | $38.00 | 1/28/2012 12:25:57 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:43 PM |
jeg3k | $50.00 | 1/28/2012 12:35:57 PM |
leodaguy | $100.00 | 1/28/2012 12:48:09 PM |
turbostar666 | $25.00 | 1/28/2012 12:37:23 PM |
ijspence | $25.00 | 1/28/2012 12:50:13 PM |
ALVO | $50.00 | 1/28/2012 12:50:25 PM |
the-profit-oracle | $25.00 | 1/28/2012 12:50:36 PM |
Banker7371 | $25.00 | 1/28/2012 12:42:22 PM |
TW2000 | $25.00 | 1/28/2012 12:52:08 PM |
chlebie | $50.00 | 1/28/2012 12:53:42 PM |
leeball | $29.00 | 1/28/2012 12:54:33 PM |
aabadabadoo | $25.00 | 1/28/2012 12:48:50 PM |
value-wind0 | $25.00 | 1/28/2012 12:55:33 PM |
HamachiMan | $50.00 | 1/28/2012 12:47:05 PM |
circuitfive | $25.00 | 1/28/2012 12:56:22 PM |
Unclejohn | $25.00 | 1/28/2012 12:56:29 PM |
innocent-income4 | $25.00 | 1/28/2012 12:50:46 PM |
income-banjo | $25.00 | 1/28/2012 12:58:48 PM |
E_G | $50.00 | 1/28/2012 12:50:00 PM |
fcukciti | $35.00 | 1/28/2012 12:50:59 PM |
dparkhom | $50.00 | 1/28/2012 1:00:29 PM |
Tylerh | $250.00 | 1/28/2012 1:00:39 PM |
robot777 | $41.00 | 1/28/2012 1:02:20 PM |
order-brilliance9 | $100.00 | 1/28/2012 12:53:11 PM |
ckatak | $50.00 | 1/28/2012 12:53:33 PM |
iaffy | $25.00 | 1/28/2012 12:54:29 PM |
eg192 | $25.00 | 1/28/2012 12:54:53 PM |
transparency-giant | $50.00 | 1/28/2012 1:04:14 PM |
nerdbomber | $25.00 | 1/28/2012 1:04:38 PM |
gold-commander0 | $23.72 | 1/28/2012 1:05:29 PM |
iolaire | $25.00 | 1/28/2012 12:56:58 PM |
IP | $25.00 | 1/28/2012 12:56:35 PM |
Namrok | $25.00 | 1/28/2012 12:58:50 PM |
brightest-affluence-motivator | $50.00 | 1/28/2012 12:59:02 PM |
worthy-wealth3 | $25.00 | 1/28/2012 1:00:17 PM |
fund-tom-tom6 | $25.00 | 1/28/2012 1:01:19 PM |
groovy-watanabe | $25.00 | 1/28/2012 1:01:53 PM |
TheKid | $25.00 | 1/28/2012 1:03:51 PM |
unforgettable-wealth4 | $27.00 | 1/28/2012 1:04:16 PM |
Harry | $50.00 | 1/23/2012 5:28:23 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:42 PM |
enticing-note | $25.00 | 1/24/2012 6:54:22 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:41 PM |
kevin314 | $25.00 | 1/27/2012 9:54:43 AM |
acarnegie | $25.00 | 1/27/2012 12:18:22 PM |
JPAW777 | $25.00 | 1/27/2012 4:25:55 PM |
asset-expert0 | $25.03 | 1/27/2012 1:31:51 PM |
currency-persimmon | $50.00 | 1/27/2012 2:25:08 PM |
income-cactus0 | $50.00 | 1/27/2012 2:58:39 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:17 PM |
blazing-capital2 | $250.00 | 1/27/2012 4:02:53 PM |
Byrd24 | $100.00 | 1/27/2012 4:43:49 PM |
orearella3 | $25.00 | 1/27/2012 5:23:32 PM |
best-generosity-financier | $25.00 | 1/27/2012 5:34:52 PM |
pinballwizard | $50.00 | 1/28/2012 12:34:52 AM |
maineman | $25.00 | 1/28/2012 3:19:08 AM |
reward-excellency1 | $25.00 | 1/27/2012 6:54:13 PM |
well-rounded-investment | $27.12 | 1/27/2012 7:19:11 PM |
PaulW | $25.00 | 1/28/2012 5:27:51 AM |
birchbark86 | $25.00 | 1/28/2012 6:18:26 AM |
lady3barj | $25.00 | 1/28/2012 7:12:51 AM |
bb575 | $50.00 | 1/28/2012 1:21:12 AM |
BBsapphire-2-loan | $100.00 | 1/28/2012 9:15:57 AM |
Snowflake6515 | $25.00 | 1/28/2012 6:24:43 AM |
cr55595 | $25.00 | 1/28/2012 6:56:33 AM |
icon7 | $50.00 | 1/28/2012 6:53:41 AM |
ltlsprite3 | $50.00 | 1/28/2012 8:04:17 AM |
rawman | $25.00 | 1/28/2012 9:51:37 AM |
proud-dollar1 | $25.00 | 1/28/2012 10:36:52 AM |
DaveTheWave | $75.00 | 1/28/2012 11:02:32 AM |
Futurero | $25.00 | 1/28/2012 11:12:52 AM |
commanding-treasure2 | $50.00 | 1/28/2012 11:26:41 AM |
a- | $25.00 | 1/28/2012 12:01:04 PM |
leveragedlender | $100.00 | 1/28/2012 11:53:44 AM |
sci_guy | $25.00 | 1/28/2012 12:05:37 PM |
processor115 | $25.00 | 1/28/2012 12:17:09 PM |
downtownfarm | $25.00 | 1/28/2012 12:09:12 PM |
wealthstar | $25.00 | 1/28/2012 12:12:25 PM |
BxRealtor | $25.00 | 1/28/2012 12:10:41 PM |
mar97 | $25.00 | 1/28/2012 12:21:44 PM |
miked8303 | $50.00 | 1/28/2012 12:14:26 PM |
Clambake | $25.00 | 1/28/2012 12:17:25 PM |
successful-agreement7 | $100.00 | 1/28/2012 12:18:43 PM |
x-lender | $25.00 | 1/28/2012 12:21:35 PM |
Tradesmanlender | $25.00 | 1/28/2012 12:23:44 PM |
jazzlender | $50.00 | 1/28/2012 12:24:17 PM |
dinero-speaker | $25.00 | 1/28/2012 12:46:49 PM |
integrity-saver | $25.00 | 1/28/2012 12:48:43 PM |
jrbill1998 | $50.00 | 1/28/2012 12:49:12 PM |
terminal-velocity34 | $25.00 | 1/28/2012 12:50:02 PM |
DadWarbucks | $25.00 | 1/28/2012 12:40:58 PM |
riproaringrapids | $50.00 | 1/28/2012 12:41:01 PM |
encore02 | $50.00 | 1/28/2012 12:41:34 PM |
Ivan2007 | $25.00 | 1/28/2012 12:44:23 PM |
valiant-liberty4 | $25.00 | 1/28/2012 12:52:29 PM |
Rick21 | $25.00 | 1/28/2012 12:45:16 PM |
impressive-loan | $58.00 | 1/28/2012 12:49:32 PM |
burgeoning-silver | $25.00 | 1/28/2012 12:55:31 PM |
hrubinst | $50.00 | 1/28/2012 12:49:52 PM |
kchen486 | $50.00 | 1/28/2012 12:56:10 PM |
1phantom | $25.00 | 1/28/2012 12:50:11 PM |
upbeat-coin937 | $25.00 | 1/28/2012 12:56:31 PM |
velocity-solo | $25.00 | 1/28/2012 12:57:04 PM |
Daveinthecorn | $25.00 | 1/28/2012 12:48:34 PM |
benjo | $50.00 | 1/28/2012 12:49:08 PM |
bdpres1 | $25.00 | 1/28/2012 12:59:00 PM |
aasx1108 | $25.00 | 1/28/2012 12:59:39 PM |
bonanza1973 | $25.00 | 1/28/2012 12:50:43 PM |
income-motor479 | $100.00 | 1/28/2012 1:00:24 PM |
miket71 | $30.00 | 1/28/2012 12:52:25 PM |
transparency-baton | $25.00 | 1/28/2012 1:01:58 PM |
tsui517 | $34.00 | 1/28/2012 12:53:09 PM |
Ducatiman1978 | $25.00 | 1/28/2012 12:53:13 PM |
flexible-value | $50.00 | 1/28/2012 12:53:44 PM |
dmk2006 | $25.00 | 1/28/2012 1:03:26 PM |
goldie414 | $50.00 | 1/28/2012 12:52:51 PM |
WorldlyWorker | $25.00 | 1/28/2012 1:04:12 PM |
ThomasC | $31.00 | 1/28/2012 12:55:26 PM |
dthompso | $50.00 | 1/28/2012 12:54:12 PM |
thankful-nickel2 | $25.00 | 1/28/2012 1:04:40 PM |
loyalty-sherpa | $25.00 | 1/28/2012 12:55:40 PM |
x32248 | $25.00 | 1/28/2012 12:56:14 PM |
power-trophy7 | $25.00 | 1/28/2012 12:58:05 PM |
greenkid | $25.00 | 1/28/2012 12:57:25 PM |
a-unflappable-finance | $100.00 | 1/28/2012 12:59:31 PM |
syounker | $25.00 | 1/28/2012 1:00:51 PM |
evnagelist | $25.00 | 1/28/2012 1:01:05 PM |
tylerfd | $25.00 | 1/28/2012 1:01:32 PM |
gracej | $25.00 | 1/28/2012 1:02:07 PM |
Sanford-N-Sons | $25.00 | 1/28/2012 1:02:42 PM |
heart514 | $25.00 | 1/28/2012 1:03:37 PM |
finance-assembler | $30.00 | 1/28/2012 1:04:42 PM |
194 Investments
|
Borrower Payment Dependent Notes Series
553540
This series of Notes was issued and sold upon the funding of the borrower loan #59458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-2007 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,567 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-apple552 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Persona loan
Purpose of loan: Fet over multiple credit cards balance
This loan will be used to...To Pay off Some Debt
My financial situation: Citi Bank
I am a good candidate for this loan because...I have a full time job. I ake a good money but its just this month when I am tight with money because I just came from Bahamas vacation with my fiance.
Monthly net income: $3340
Monthly expenses: $
Housing: $0
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $0
Clothing, household expenses: $0
Credit cards and other loans: $2500
Other expenses: $1500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/24/2012 5:00:42 PM |
affluence-generator2 | $200.00 | 1/24/2012 5:03:09 PM |
worth-blanket2 | $3,975.00 | 1/24/2012 5:03:44 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
553544
This series of Notes was issued and sold upon the funding of the borrower loan #59542, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $127.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $66,126 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| No | | |
Screen name:
| blueberry812 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $6,001.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Apr-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Consolidate high interest debt
Purpose of loan:
This loan will be used to consolidate high interest credit card debt. You'll notice I have NEVER missed or been late for payment on anything.
The majority of this debt was accumulated while in school, and I've worked hard to pay it down. Receiving this loan will lower my average interest rate by over 4%, allowing me to become debt-free that much quicker.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enticing-capital6 | $50.00 | 1/23/2012 5:11:21 PM |
virtuous-repayment | $25.00 | 1/23/2012 5:13:06 PM |
GElender | $40.00 | 1/23/2012 5:05:28 PM |
green-trade-dolphin2 | $44.75 | 1/23/2012 5:02:23 PM |
cashhelp | $25.00 | 1/23/2012 5:13:59 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:25 PM |
D911ave | $50.00 | 1/23/2012 5:39:56 PM |
Cliffie83 | $25.00 | 1/23/2012 5:34:17 PM |
phenomenal-gain5 | $25.00 | 1/23/2012 7:37:48 PM |
Leshan | $50.00 | 1/24/2012 8:37:36 AM |
420limo | $95.07 | 1/23/2012 11:14:18 PM |
squarebob | $25.00 | 1/24/2012 9:19:43 AM |
hitsman | $50.00 | 1/24/2012 9:12:24 AM |
AFairDeal | $25.00 | 1/24/2012 9:19:26 AM |
jazz619 | $25.00 | 1/24/2012 9:20:54 AM |
OnePoorDude | $25.00 | 1/24/2012 9:21:31 AM |
enriching-dollar1 | $100.00 | 1/24/2012 9:32:39 AM |
Pebbles-Lending | $25.00 | 1/24/2012 9:40:12 AM |
jeg3k | $50.00 | 1/24/2012 10:24:05 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:44 PM |
romario | $25.00 | 1/24/2012 5:11:06 PM |
pirahna125 | $25.00 | 1/24/2012 5:28:45 PM |
Gobsek | $25.00 | 1/24/2012 7:29:36 PM |
kevin314 | $40.00 | 1/24/2012 8:17:40 PM |
radforj22 | $25.00 | 1/25/2012 8:28:18 AM |
promise2 | $50.00 | 1/25/2012 7:58:25 AM |
oskizzle | $25.00 | 1/25/2012 9:08:54 AM |
vivid-loot1 | $26.25 | 1/25/2012 8:10:54 AM |
fantastic-openness | $100.00 | 1/25/2012 8:46:49 AM |
Lo0se_mo0se | $25.00 | 1/25/2012 9:20:44 AM |
fascinating-benefit279 | $50.00 | 1/25/2012 9:16:41 AM |
palpbert | $25.00 | 1/25/2012 9:22:31 AM |
indomitable-coin | $25.00 | 1/25/2012 9:51:29 AM |
WLenders | $25.00 | 1/25/2012 10:21:19 AM |
Eric_Gagne | $25.00 | 1/25/2012 1:25:40 PM |
orearella3 | $25.00 | 1/25/2012 10:08:40 AM |
Midg | $25.00 | 1/25/2012 10:15:24 AM |
damage | $25.00 | 1/25/2012 10:13:03 AM |
LivingInvestments00 | $25.00 | 1/25/2012 11:07:21 AM |
Moneypenny6 | $25.00 | 1/25/2012 11:30:42 AM |
businessguy29 | $25.00 | 1/25/2012 10:47:35 AM |
pilot1723 | $25.00 | 1/25/2012 11:57:05 AM |
Sunshine2222 | $25.00 | 1/25/2012 2:02:46 PM |
Johnab | $25.00 | 1/25/2012 5:56:46 PM |
realtormoises | $25.00 | 1/25/2012 3:49:28 PM |
PlatinumBank | $25.00 | 1/25/2012 4:03:00 PM |
Wilobe | $100.00 | 1/25/2012 5:07:06 PM |
LendToCause | $25.00 | 1/25/2012 5:41:45 PM |
subtle-integrity976 | $25.00 | 1/25/2012 6:04:28 PM |
Johnab | $9.91 | 1/25/2012 6:09:20 PM |
loanman2007 | $25.00 | 1/25/2012 9:45:39 AM |
investment-artist | $35.01 | 1/23/2012 5:13:14 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:42 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:50 PM |
penny-plato | $25.00 | 1/23/2012 5:07:01 PM |
trade-burrito4 | $35.00 | 1/23/2012 5:09:50 PM |
CA_Lender | $25.00 | 1/23/2012 5:10:43 PM |
Bobafet | $25.00 | 1/23/2012 5:08:38 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:09 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:33 PM |
Harry | $50.00 | 1/23/2012 5:28:25 PM |
mar97 | $25.00 | 1/23/2012 5:39:28 PM |
vutah | $25.00 | 1/23/2012 7:45:20 PM |
janeybooboo | $75.00 | 1/23/2012 7:58:08 PM |
ChristopherHS | $25.00 | 1/23/2012 9:58:26 PM |
john0720 | $50.00 | 1/24/2012 8:11:13 AM |
CoolPlexer | $25.00 | 1/24/2012 9:31:12 AM |
seineil | $34.00 | 1/24/2012 9:18:40 AM |
scoobiedoo | $25.00 | 1/24/2012 9:26:00 AM |
the-sunny-loot | $25.00 | 1/24/2012 9:48:22 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:22 AM |
indomitable-benjamins5 | $25.00 | 1/24/2012 12:40:31 PM |
value-travels | $25.00 | 1/24/2012 2:30:56 PM |
WSTRDG | $25.00 | 1/24/2012 2:34:00 PM |
worth-victor6 | $34.00 | 1/24/2012 4:14:58 PM |
sappy02 | $50.00 | 1/24/2012 5:42:39 PM |
listing-trapper3 | $50.00 | 1/24/2012 5:29:34 PM |
innovator10 | $500.00 | 1/24/2012 6:00:55 PM |
petsheep | $25.00 | 1/24/2012 5:45:34 PM |
enticing-note | $25.00 | 1/24/2012 6:54:25 PM |
oxnard | $50.00 | 1/24/2012 6:07:25 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:26 AM |
Land_on_your_feet | $50.00 | 1/25/2012 5:55:11 AM |
blue-useful-auction | $25.00 | 1/25/2012 7:05:49 AM |
djh47a | $25.00 | 1/25/2012 7:32:48 AM |
ethicalhumanist | $100.00 | 1/25/2012 8:44:00 AM |
loot-castanets | $25.00 | 1/25/2012 8:45:50 AM |
kirat15 | $50.00 | 1/25/2012 8:49:18 AM |
aliasqalias | $25.00 | 1/25/2012 9:43:27 AM |
zone6 | $100.00 | 1/25/2012 10:02:37 AM |
a- | $50.00 | 1/25/2012 3:06:46 PM |
rome1426 | $25.00 | 1/25/2012 11:31:23 AM |
fenix692 | $25.00 | 1/25/2012 2:40:42 PM |
WeshaTheLeopard | $31.00 | 1/25/2012 3:39:39 PM |
NeketanBank | $25.00 | 1/25/2012 4:07:50 PM |
HealthAndSafety | $50.00 | 1/25/2012 4:46:00 PM |
96 Investments
|
Borrower Payment Dependent Notes Series
553558
This series of Notes was issued and sold upon the funding of the borrower loan #59537, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $290.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1984 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 15y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Postal Service |
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $14,603 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| lanhojo57 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consulidation
Purpose of loan:
This loan will be used to..pay off all of my credit card debts. Also, to pay my city income tax for the remainder of the 2011 year. And, to pay my school tax for the fiscal year 2011.
My financial situation:
I am a good candidate for this loan because, I am a deligent worker. My credit cards are all up to date as of this loan request. My employment with the USPS outstanding. I love my job and the responsibilites that are entrusted to myself. My request for this loan is to consulidate all my payments into one payment. I work all of the overtime that my employer will allow. At times, it is not enough. I work hard and I go to work.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
kenji4861 | $25.00 | 1/23/2012 5:23:25 PM |
Harry | $50.00 | 1/23/2012 5:28:26 PM |
mar97 | $25.00 | 1/23/2012 5:39:28 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:50 PM |
Ripsaw4U | $50.00 | 1/24/2012 9:43:48 AM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:45 PM |
value-travels | $25.00 | 1/24/2012 2:30:56 PM |
enticing-note | $25.00 | 1/24/2012 6:54:26 PM |
kevin314 | $40.00 | 1/24/2012 8:17:40 PM |
Brisket_Bob | $26.00 | 1/25/2012 4:43:17 AM |
blot44 | $25.00 | 1/25/2012 6:12:53 AM |
john0720 | $50.00 | 1/25/2012 4:08:17 PM |
Index_Plus | $5,375.55 | 1/25/2012 5:22:55 PM |
green-trade-dolphin2 | $33.44 | 1/23/2012 5:02:32 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:33 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:43 PM |
deal-goliath4 | $500.00 | 1/23/2012 9:28:37 PM |
jsak74 | $25.00 | 1/24/2012 9:14:46 AM |
AFairDeal | $25.00 | 1/24/2012 9:19:26 AM |
selector568 | $300.00 | 1/24/2012 9:23:58 AM |
jeg3k | $50.00 | 1/24/2012 10:24:05 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:22 AM |
transparency-river1 | $2,000.00 | 1/24/2012 5:55:43 PM |
kirat15 | $50.00 | 1/25/2012 8:49:18 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:49 AM |
25 Investments
|
Borrower Payment Dependent Notes Series
553568
This series of Notes was issued and sold upon the funding of the borrower loan #59491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $240.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,710 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| valiant-openness8 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding loan
Purpose of loan:
This loan will be used to...Help pay for my upcoming wedding.
My financial situation:is good/debt free
I am a good candidate for this loan because...i have no credit card debt, a good credit score and the means to pay off this loan without a doubt.
Monthly net income: $2000-3000
Monthly expenses: $1800-2000
Housing: $912/mo
Insurance: $89
Car expenses: $259
Utilities: $70
Phone, cable, internet: $55
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $172
Other expenses: $/
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enchanted-note | $25.00 | 1/23/2012 5:21:20 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:41 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:48 PM |
john0720 | $50.00 | 1/24/2012 6:57:15 AM |
skillful-asset5 | $30.00 | 1/24/2012 5:40:53 PM |
enticing-note | $25.00 | 1/24/2012 6:54:23 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:54 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:47 AM |
bonus-demon | $50.00 | 1/25/2012 9:43:34 AM |
Attract | $25.00 | 1/25/2012 11:09:49 AM |
checzwick | $30.00 | 1/25/2012 2:42:33 PM |
balance-windmill8 | $30.32 | 1/25/2012 2:55:13 PM |
Nusk | $25.00 | 1/25/2012 4:29:42 PM |
toblerone | $25.00 | 1/23/2012 5:29:48 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:14 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:07 PM |
Investor_DP | $100.00 | 1/24/2012 9:34:32 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:47 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:58:33 PM |
jescowa | $50.00 | 1/24/2012 6:46:28 PM |
prudent-payout462 | $25.00 | 1/24/2012 7:24:06 PM |
El_Profesional | $25.00 | 1/24/2012 6:33:58 PM |
kevin314 | $40.00 | 1/24/2012 8:17:38 PM |
promise2 | $29.09 | 1/24/2012 10:45:00 PM |
rustysailor | $25.00 | 1/24/2012 10:19:51 PM |
FoosMaster | $35.00 | 1/25/2012 8:16:02 AM |
Brisket_Bob | $25.40 | 1/25/2012 4:42:05 AM |
dsgfl1 | $200.00 | 1/25/2012 5:50:04 AM |
Land_on_your_feet | $25.00 | 1/25/2012 5:50:50 AM |
infomas | $66.60 | 1/25/2012 9:00:44 AM |
the-sunny-loot | $25.00 | 1/25/2012 9:24:58 AM |
matt_2006 | $25.00 | 1/25/2012 9:26:22 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:39 AM |
SolarMoonshine | $25.00 | 1/25/2012 9:49:58 AM |
penny-champ5 | $25.00 | 1/25/2012 10:05:09 AM |
superb-funds335 | $25.00 | 1/25/2012 10:00:03 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:23 AM |
charming-income4 | $25.00 | 1/25/2012 4:52:24 PM |
Index_Plus | $3,613.59 | 1/25/2012 5:14:54 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
553580
This series of Notes was issued and sold upon the funding of the borrower loan #59456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1983 |
Debt/Income ratio:
| 33% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 15y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $48,334 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| courageous-transaction2 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2011)
|
Principal balance:
| $3,581.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
cherish
Purpose of loan:
This loan will be used to...consolidate debt
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $108000.00
Monthly expenses:
Housing: $650
Insurance: $138
Car expenses: $661
Utilities: $135
Phone, cable, internet: $400
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $1000
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
HeroSupport | $40.00 | 1/23/2012 12:03:10 PM |
papaloha | $200.00 | 1/23/2012 1:14:51 PM |
A4 | $25.00 | 1/23/2012 3:48:04 PM |
GElender | $40.00 | 1/23/2012 5:05:26 PM |
DoctorJoe | $25.00 | 1/23/2012 6:30:41 PM |
riversmoke | $25.00 | 1/23/2012 5:11:47 PM |
gain-equator | $25.00 | 1/23/2012 5:06:54 PM |
proper-agreement8 | $50.00 | 1/23/2012 5:28:42 PM |
buffalobills | $25.00 | 1/24/2012 7:30:38 AM |
Mrs-Honeydew | $25.00 | 1/23/2012 7:42:09 PM |
responsive-value4 | $25.00 | 1/24/2012 8:02:41 AM |
amlu1988 | $25.00 | 1/23/2012 8:53:39 PM |
420limo | $25.00 | 1/23/2012 11:13:27 PM |
courteous-note1 | $30.00 | 1/24/2012 5:47:58 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:25 AM |
Investor_DP | $100.00 | 1/24/2012 9:34:33 AM |
jeg3k | $50.00 | 1/24/2012 10:24:04 AM |
blueshound | $25.00 | 1/24/2012 11:01:23 AM |
emergencyMD | $100.00 | 1/24/2012 4:47:18 PM |
value-travels | $25.00 | 1/24/2012 2:30:54 PM |
friendship9 | $25.00 | 1/24/2012 3:27:03 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:48 PM |
damage | $25.00 | 1/24/2012 6:01:33 PM |
northern_paddler | $25.00 | 1/24/2012 6:28:06 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:59:11 PM |
Starica | $248.00 | 1/24/2012 6:04:10 PM |
credit-orca | $25.00 | 1/24/2012 6:24:04 PM |
El_Profesional | $25.00 | 1/24/2012 6:29:35 PM |
jescowa | $50.00 | 1/24/2012 6:46:29 PM |
BankLV | $25.00 | 1/24/2012 8:57:03 PM |
enticing-note | $25.00 | 1/24/2012 6:54:23 PM |
onecooldrink | $25.00 | 1/25/2012 1:13:19 AM |
diligent-moola9 | $25.00 | 1/25/2012 5:06:08 AM |
velocity-winner | $25.00 | 1/24/2012 8:36:02 PM |
optionscashflow | $25.00 | 1/24/2012 11:15:51 PM |
jcn12321 | $25.00 | 1/25/2012 4:13:36 AM |
green28 | $100.00 | 1/25/2012 4:33:18 AM |
Cluvnupe06 | $28.25 | 1/25/2012 3:27:28 AM |
gustavholstopus32 | $25.00 | 1/25/2012 4:49:14 AM |
reward-burger2 | $50.00 | 1/25/2012 5:12:17 AM |
cimbaman | $33.00 | 1/25/2012 4:59:26 AM |
Feyenoord | $30.00 | 1/24/2012 8:50:14 PM |
trade-burrito4 | $35.00 | 1/23/2012 5:09:49 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:07 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:48 PM |
Domgabriel | $30.00 | 1/23/2012 6:01:32 PM |
Zoramite | $25.00 | 1/23/2012 5:11:50 PM |
jamiee73 | $25.00 | 1/23/2012 5:31:15 PM |
JoePaNation | $100.00 | 1/23/2012 6:23:34 PM |
LookingGlassInvestmentsLLC | $25.00 | 1/23/2012 9:27:40 PM |
ptjg | $29.00 | 1/24/2012 9:07:08 AM |
john0720 | $25.00 | 1/24/2012 6:57:03 AM |
cardminger | $25.00 | 1/24/2012 9:21:44 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:20 AM |
gilbrear | $25.00 | 1/24/2012 3:04:03 PM |
drcoop | $25.00 | 1/24/2012 5:20:02 PM |
fund-explorer4 | $100.00 | 1/24/2012 5:57:24 PM |
pleasant-bid | $25.00 | 1/24/2012 6:09:18 PM |
penny-plato | $25.00 | 1/24/2012 5:47:55 PM |
rockfx77 | $25.00 | 1/24/2012 6:35:28 PM |
Reliance_Banker | $25.00 | 1/24/2012 6:07:04 PM |
radforj22 | $50.00 | 1/24/2012 6:29:06 PM |
kevin314 | $40.00 | 1/24/2012 8:17:39 PM |
myidear | $25.00 | 1/25/2012 2:14:31 AM |
HaniaGroup | $35.26 | 1/25/2012 2:56:24 AM |
roi-advantage | $25.00 | 1/24/2012 7:30:44 PM |
porwestco | $25.00 | 1/25/2012 4:21:49 AM |
NorthlandAlchemist | $150.00 | 1/25/2012 5:02:59 AM |
promise2 | $25.00 | 1/24/2012 10:42:52 PM |
blue-durability-birdie | $50.00 | 1/24/2012 8:47:27 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:25 AM |
xlnt-loans | $25.00 | 1/25/2012 4:46:15 AM |
nikkiesgrandma | $25.00 | 1/25/2012 5:10:40 AM |
sparkling-contract7 | $6.49 | 1/25/2012 5:20:55 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
553588
This series of Notes was issued and sold upon the funding of the borrower loan #59373, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 26.37% |
Borrower rate/APR:
| 27.37% / 30.01% |
Monthly payment:
| $307.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.71% | | |
| |
Estimated return*:
| 15.21% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1974 |
Debt/Income ratio:
| 12% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 19y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,703 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| destiny6 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 78% )
| 640-659 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 2
( 22% )
| 780-799
(Apr-2011)
|
Principal balance:
| $5,550.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Meghan E
Purpose of loan:
This loan will be used to... consolidate my debt
My financial situation:
I am a good candidate for this loan because... I have a excellent income, been working for same company for 19 years. I have had a Prosper loan and have made my payment on time.
Monthly net income: $8,300
Monthly expenses: $6,600
Housing: $3,100
Insurance: $1,200
Car expenses: $325
Utilities: $450
Phone, cable, internet: $225
Food, entertainment: $600
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/23/2012 11:09:15 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553590
This series of Notes was issued and sold upon the funding of the borrower loan #59725, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $483.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 7% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
6 | Length of status: | 4y 6m |
Amount delinquent:
| $228 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $459 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| inspiring-contract776 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kentucky
Purpose of loan:
This loan will be used towards the purchase of 41 acres in Kentucky. It is our intent to relocate there. We currently own a home in NY, and are getting it ready to sell. This should net us $40,000 after the sale. This loan is just temporary until we get the house sold. I have applied for a home equity loan, and tried a few other options. Regardless of which way I go, I will be approx. 12K short for the purchase.
My financial situation:
I have owned 4 houses and paid off 2 new vehicles without a single late payment. I have issues now from credit cards after my husband passed away, which should be understandable. I did enter a debt settlement payment plan, and completed all the payments 100% and never late once. I have medical bills for a pending lawsuit, and my lawyer advised me not to pay. If I knew it would hurt my credit, I would have paid them regardless. Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.01 | 1/23/2012 5:02:30 PM |
Harry | $50.00 | 1/23/2012 5:28:26 PM |
enticing-note | $25.00 | 1/24/2012 6:54:26 PM |
sturdy-fairness0 | $100.00 | 1/26/2012 5:44:26 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:36 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:32 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:28 PM |
acarnegie | $25.00 | 1/27/2012 12:18:23 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:27 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:14 PM |
LenderByDay | $25.00 | 1/29/2012 2:05:06 PM |
aquaskiiier | $25.00 | 1/29/2012 2:13:29 PM |
theprince | $25.00 | 1/29/2012 2:40:52 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:20 PM |
best-openness-banker | $25.00 | 1/29/2012 3:39:54 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:06 PM |
Index_Plus | $13,565.99 | 1/29/2012 4:48:51 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:51 PM |
kenji4861 | $25.00 | 1/24/2012 9:37:56 AM |
compoundinterest | $50.00 | 1/26/2012 5:10:42 PM |
Sid-K | $25.00 | 1/26/2012 5:13:49 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:23 PM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:08 AM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:05 PM |
Rick7925 | $25.00 | 1/29/2012 5:27:13 AM |
pierrelasvegas | $25.00 | 1/29/2012 7:44:12 AM |
cvfriend | $25.00 | 1/29/2012 11:49:54 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:33 PM |
buukyak | $25.00 | 1/29/2012 1:20:30 PM |
chablist | $25.00 | 1/29/2012 1:36:35 PM |
Indian-Rider | $25.00 | 1/29/2012 2:37:29 PM |
Spadgaon | $50.00 | 1/29/2012 1:42:29 PM |
Casimir | $25.00 | 1/29/2012 2:05:10 PM |
PJE | $25.00 | 1/29/2012 2:49:41 PM |
georgethesir | $50.00 | 1/29/2012 4:00:38 PM |
fishintime | $100.00 | 1/29/2012 4:41:53 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
553602
This series of Notes was issued and sold upon the funding of the borrower loan #59797, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $22,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $523.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 30% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 3y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,936 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| pragmatic-gold5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation and home repairs
The purpose of this loan is to consolidate credit card debt and car payments as well as to get some home repairs done. It makes so much more sense to pay a fixed amount at a fixed rate with an end date to the loan rather than paying forever on a credit card.
I am a good candidate for this loan because I am always current on all my payments and have always had good credit. I have stable employment with good income.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.23 | 1/26/2012 5:02:41 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:56 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:20 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:40 AM |
acarnegie | $25.00 | 1/27/2012 12:18:30 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:48 AM |
imlosttoo | $25.00 | 1/27/2012 7:05:31 PM |
janeybooboo | $75.00 | 1/27/2012 5:51:04 PM |
Centaur | $25.00 | 1/28/2012 12:43:24 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:24 PM |
sturdy-fairness0 | $100.00 | 1/28/2012 1:05:52 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:32 PM |
Zolton | $300.00 | 1/30/2012 6:26:56 AM |
bigballer105 | $100.00 | 1/30/2012 7:32:57 AM |
dignified-finance | $50.00 | 1/30/2012 7:40:58 AM |
rmachi | $25.00 | 1/30/2012 9:43:49 AM |
PotBellyPete | $100.00 | 1/30/2012 9:43:55 AM |
Index_Plus | $15,000.00 | 1/30/2012 9:51:53 AM |
transparency-river1 | $2,000.00 | 1/30/2012 9:52:42 AM |
brooklynjoe | $25.00 | 1/30/2012 10:09:41 AM |
the-hope-workhorse | $200.00 | 1/30/2012 10:15:20 AM |
youthful-currency9 | $600.00 | 1/30/2012 10:17:22 AM |
wealth-infusion6 | $25.00 | 1/30/2012 10:11:51 AM |
youthful-currency9 | $50.77 | 1/30/2012 10:17:33 AM |
radforj22 | $25.00 | 1/30/2012 10:10:02 AM |
AoP | $50.00 | 1/30/2012 10:17:20 AM |
Harry | $100.00 | 1/26/2012 5:37:22 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:39 PM |
Short_Stack | $30.00 | 1/26/2012 9:43:42 PM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:19 AM |
Bank_Of_XL | $25.00 | 1/27/2012 4:30:23 PM |
A4 | $25.00 | 1/28/2012 3:59:57 PM |
benefit-banshee | $25.00 | 1/29/2012 3:33:26 AM |
themoneydoctor | $150.00 | 1/29/2012 11:36:49 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:50 PM |
Yaout | $60.00 | 1/29/2012 6:37:47 PM |
blue-greenback-saver | $100.00 | 1/30/2012 4:06:03 AM |
BAJMP | $25.00 | 1/30/2012 6:57:18 AM |
buffalobills | $25.00 | 1/30/2012 7:35:17 AM |
mrmojado | $25.00 | 1/30/2012 9:36:25 AM |
deal-goliath4 | $500.00 | 1/30/2012 9:53:51 AM |
P2P_Investor | $2,000.00 | 1/30/2012 9:53:23 AM |
kin990 | $150.00 | 1/30/2012 9:56:57 AM |
jmurray40 | $30.00 | 1/30/2012 10:10:11 AM |
44 Investments
|
Borrower Payment Dependent Notes Series
553610
This series of Notes was issued and sold upon the funding of the borrower loan #59357, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $78.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1996 |
Debt/Income ratio:
| 15% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
7 | Length of status: | 13y 4m |
Amount delinquent:
| $24,184 |
Total credit lines:
| 24 |
Occupation: | Chemist |
Public records last 12m / 10y:
| 1/ 2 |
Revolving credit balance:
| $556 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 29 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| polymerman722 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| FUTURE FINANCIAL FREEDOM 1 |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 61 ( 98% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 1
( 2% )
| 620-639
(Sep-2009)
620-639
(Oct-2006)
600-619
(Oct-2006)
|
Principal balance:
| $403.65 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 62 | | |
Description
Need to pay property taxes
Purpose of loan:
This loan will be used to pay property taxes for 2011-2012
My financial situation:
I am a good candidate for this loan because I have had a Prosper Loan in the past and have been and excellent customer.
Monthly net income: $4800
Monthly expenses: $1000
Housing: $ 1187
Insurance: $100
Car expenses: $375
Utilities: $200
Phone, cable, internet: $50
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/23/2012 11:08:20 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553618
This series of Notes was issued and sold upon the funding of the borrower loan #59687, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $260.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1993 |
Debt/Income ratio:
| 8% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 2
/
2 | Length of status: | 0y 2m |
Amount delinquent:
| $5,318 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| doublenes |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation- Overdue Rent
Purpose of loan: To catch up past due rent payments
This loan will be used to...Payoff mgmt. company for overdue rent.
My financial situation: I was laid off 5/11 and unable to find a job until 11/11. As a result, we fell behind on rent. I now have a very good job, making a lot more money than I was at my previous job, and LOVE what I'm doing. My girlfriend will also be contributing to the payoff of this loan, as she is also a tenant.
I am a good candidate for this loan because...The dramatic change in our financial situation will now allow us to not only afford our current expenses, but also the past due obligations.
Monthly net income: $5800
Monthly expenses: $3722 (sum of below)
Housing: $2300
Insurance: $n/a
Car expenses: $n/a
Utilities: $50
Phone, cable, internet: $120 +42= 162$
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $310
Other expenses: $n/a
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $100.00 | 1/23/2012 5:10:54 PM |
Dubbs360 | $100.00 | 1/23/2012 5:19:02 PM |
economy-shrubbery6 | $25.00 | 1/23/2012 1:52:57 PM |
TrekTune | $25.00 | 1/23/2012 5:28:19 PM |
hitsman | $50.00 | 1/23/2012 5:15:48 PM |
nimble-revenue5 | $50.00 | 1/23/2012 5:22:10 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:12 PM |
britches613 | $25.00 | 1/23/2012 10:40:07 PM |
careful-vigilance4 | $25.00 | 1/23/2012 5:36:11 PM |
HenryS | $25.00 | 1/24/2012 3:50:11 AM |
sjc224 | $25.00 | 1/24/2012 9:15:53 AM |
hopethisworks | $25.00 | 1/24/2012 9:30:16 AM |
rhin0cerx | $26.00 | 1/24/2012 9:25:01 AM |
SolarMoonshine | $25.00 | 1/24/2012 9:47:08 AM |
productive-note2 | $100.00 | 1/24/2012 9:24:46 AM |
first-pragmatic-power | $25.00 | 1/24/2012 9:51:26 AM |
Weaverville | $25.00 | 1/24/2012 9:33:04 AM |
EBITDA | $25.00 | 1/24/2012 9:38:38 AM |
asiaratt | $50.00 | 1/24/2012 9:54:34 AM |
Joyflyer | $500.00 | 1/24/2012 12:24:26 PM |
Nojukbong | $50.00 | 1/24/2012 1:27:51 PM |
dollardave | $50.00 | 1/24/2012 10:43:00 AM |
Bankman68 | $25.00 | 1/24/2012 11:39:59 AM |
exciting-loyalty3 | $25.00 | 1/24/2012 2:08:36 PM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:51 PM |
asya | $25.00 | 1/24/2012 2:48:42 PM |
finance-prescription | $59.00 | 1/24/2012 5:12:14 PM |
suave-dime6 | $25.00 | 1/24/2012 4:05:24 PM |
debt-force | $25.00 | 1/24/2012 5:36:17 PM |
handshake5 | $100.00 | 1/24/2012 5:15:22 PM |
diplomatic-wealth7 | $25.00 | 1/24/2012 5:30:37 PM |
orearella3 | $25.00 | 1/24/2012 5:32:38 PM |
sharpey | $25.00 | 1/24/2012 6:01:06 PM |
burrito6 | $50.00 | 1/24/2012 5:37:50 PM |
market-jam | $50.00 | 1/24/2012 6:03:55 PM |
finance-mushroom | $200.00 | 1/24/2012 5:42:25 PM |
frogperson | $200.00 | 1/24/2012 6:36:47 PM |
capital-halo1 | $423.00 | 1/24/2012 5:50:10 PM |
emosspot | $25.00 | 1/24/2012 6:47:03 PM |
economy-producer | $25.00 | 1/24/2012 5:56:15 PM |
zone8 | $100.00 | 1/24/2012 6:01:46 PM |
tremendous-payment | $25.00 | 1/24/2012 6:02:01 PM |
lucrative-dollar | $25.00 | 1/24/2012 5:59:13 PM |
CAGE-Investments | $25.00 | 1/24/2012 5:59:49 PM |
yield-trader | $25.00 | 1/24/2012 6:06:14 PM |
Relaxo | $50.00 | 1/24/2012 6:28:03 PM |
ndwayno | $25.00 | 1/25/2012 4:16:22 AM |
borquist | $25.00 | 1/24/2012 8:34:13 PM |
Bob450 | $25.00 | 1/24/2012 8:42:43 PM |
theprince | $50.00 | 1/24/2012 10:48:36 PM |
high_flyer | $200.00 | 1/24/2012 10:29:56 PM |
djh47a | $25.00 | 1/25/2012 7:32:48 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:44 AM |
sparkling-contract7 | $25.00 | 1/25/2012 5:25:46 AM |
justice-clipper | $50.00 | 1/25/2012 8:32:05 AM |
VA-RedBeast | $200.00 | 1/25/2012 9:02:50 AM |
jstefans | $25.00 | 1/25/2012 9:05:42 AM |
shmb6508 | $31.00 | 1/25/2012 9:07:52 AM |
nowits10 | $25.00 | 1/25/2012 9:08:33 AM |
tomoe | $25.00 | 1/25/2012 8:57:30 AM |
newest-inspiring-power | $30.00 | 1/25/2012 8:49:28 AM |
Frenchynh | $25.00 | 1/25/2012 9:10:17 AM |
tornandfrayed | $25.00 | 1/25/2012 9:12:08 AM |
jiggaman7 | $50.00 | 1/23/2012 5:32:40 PM |
missing-link | $25.00 | 1/23/2012 3:34:15 PM |
duty-explosion9 | $25.00 | 1/23/2012 4:40:06 PM |
toblerone | $25.00 | 1/23/2012 5:29:48 PM |
melodious-openness | $300.00 | 1/24/2012 2:13:24 AM |
cash-delight1 | $50.00 | 1/23/2012 5:31:49 PM |
red-power-pecan | $50.00 | 1/23/2012 5:36:56 PM |
asset-professor | $25.00 | 1/23/2012 5:37:49 PM |
john0720 | $25.00 | 1/24/2012 6:56:46 AM |
deal-goliath4 | $500.00 | 1/23/2012 9:24:06 PM |
tenacious-capital3 | $47.15 | 1/24/2012 8:56:58 AM |
kulender | $50.00 | 1/24/2012 5:13:42 AM |
systematic-listing2 | $25.00 | 1/24/2012 8:42:56 AM |
Katburg | $25.00 | 1/24/2012 9:34:40 AM |
floridass | $25.00 | 1/24/2012 9:06:10 AM |
Kaj | $25.00 | 1/24/2012 9:08:03 AM |
Wellman | $25.00 | 1/24/2012 9:13:02 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:21 AM |
rescue | $100.00 | 1/24/2012 9:48:18 AM |
intelligent-yield | $50.00 | 1/24/2012 9:34:25 AM |
miamibeachloaner | $25.00 | 1/24/2012 9:56:30 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:55:46 AM |
rate-authority2 | $25.00 | 1/24/2012 2:00:21 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:53 PM |
consummate-loyalty1 | $67.00 | 1/24/2012 5:10:58 PM |
Kerosene_Hat | $50.00 | 1/24/2012 2:52:22 PM |
life-is-great | $25.00 | 1/24/2012 5:38:50 PM |
note-mover9 | $25.00 | 1/24/2012 5:19:23 PM |
hope-eagle6 | $25.00 | 1/24/2012 5:50:37 PM |
stepatatime-together | $39.00 | 1/24/2012 5:24:48 PM |
the-profit-oracle | $25.00 | 1/24/2012 5:25:58 PM |
leverage-booster | $25.00 | 1/24/2012 5:53:49 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:25 PM |
fighter122 | $25.00 | 1/24/2012 6:01:08 PM |
rupee-prairie | $25.00 | 1/24/2012 5:51:40 PM |
shrewd-peace7 | $25.00 | 1/24/2012 5:52:31 PM |
shiny-dollar9 | $50.00 | 1/24/2012 5:57:53 PM |
dirkiebush | $25.00 | 1/24/2012 5:58:45 PM |
thelovebug | $100.00 | 1/24/2012 6:01:01 PM |
worldly-community3 | $50.00 | 1/24/2012 6:03:13 PM |
marketplace-hut9 | $25.00 | 1/24/2012 6:02:27 PM |
innocent-loot | $34.23 | 1/24/2012 6:10:51 PM |
frogperson | $100.00 | 1/24/2012 6:43:09 PM |
gold-miser9 | $30.00 | 1/25/2012 2:52:15 AM |
sentimental-peace8 | $25.00 | 1/25/2012 3:20:39 AM |
leverage-monger | $25.00 | 1/25/2012 8:47:20 AM |
mneinc | $100.00 | 1/25/2012 6:08:32 AM |
larslfe | $25.00 | 1/25/2012 9:08:28 AM |
Elefunt | $25.00 | 1/25/2012 9:11:24 AM |
payment-pursuit3 | $25.00 | 1/25/2012 9:12:21 AM |
ursus | $50.00 | 1/25/2012 9:12:27 AM |
114 Investments
|
Borrower Payment Dependent Notes Series
553624
This series of Notes was issued and sold upon the funding of the borrower loan #59625, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $16,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $383.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 2y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $35,686 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| IamLejo |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to replace higher interest revolving credit debt with a lower, fixed APR. With the added benefit that predatory banks won't be profiting from me any longer.
My financial situation:
I am a good candidate for this loan because I have exemplary credit, never miss a payment, and my monthly payments will be lower with this new loan.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
platinum-czar | $25.00 | 1/25/2012 7:44:33 PM |
JustMee | $25.00 | 1/23/2012 12:29:58 PM |
mar97 | $25.00 | 1/23/2012 3:22:54 PM |
skillful-asset5 | $30.00 | 1/24/2012 5:38:36 PM |
kevin314 | $40.00 | 1/24/2012 8:17:39 PM |
worth-web5 | $50.00 | 1/25/2012 9:30:01 AM |
indomitable-coin | $25.00 | 1/25/2012 9:51:28 AM |
blue-dollar-viking | $100.00 | 1/25/2012 5:40:57 PM |
mckhbnpc | $50.00 | 1/25/2012 8:21:04 PM |
magical-credit523 | $25.00 | 1/25/2012 8:51:28 PM |
janeybooboo | $75.00 | 1/25/2012 9:48:46 PM |
mammalian4 | $25.00 | 1/25/2012 6:17:54 PM |
devoider | $25.00 | 1/26/2012 8:11:34 AM |
Leshan | $25.00 | 1/26/2012 8:39:34 AM |
RkyMtnHi | $100.00 | 1/26/2012 8:47:38 AM |
JGuide | $30.00 | 1/26/2012 5:54:33 AM |
reflective-rupee | $25.00 | 1/26/2012 6:31:40 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:25 AM |
BankofPete | $25.00 | 1/26/2012 7:12:05 AM |
worth-quark7 | $50.00 | 1/26/2012 9:42:42 AM |
the-enthralling-coin | $25.00 | 1/26/2012 9:43:19 AM |
loss-of-control | $100.01 | 1/26/2012 9:25:06 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:00 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:58 AM |
hellasow | $25.00 | 1/26/2012 9:37:01 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:19 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:51 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:44 AM |
leverage-monger | $25.00 | 1/26/2012 9:45:47 AM |
economy-coup | $50.00 | 1/26/2012 9:45:26 AM |
hitsman | $50.00 | 1/26/2012 10:05:08 AM |
Chi19Sox | $27.35 | 1/26/2012 9:48:02 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:02 AM |
credit-coach118 | $45.17 | 1/26/2012 9:49:02 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:27 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:49 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:25 AM |
thankful-nickel2 | $25.00 | 1/26/2012 10:00:41 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:34 AM |
Ripsaw4U | $50.00 | 1/26/2012 10:00:30 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:56 AM |
orearella3 | $25.00 | 1/26/2012 10:04:07 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:56 AM |
impressive-justice6 | $50.00 | 1/26/2012 10:09:43 AM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 10:11:19 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:27 AM |
CashFlow13 | $300.00 | 1/26/2012 9:35:49 AM |
icanhasloanz | $50.00 | 1/26/2012 10:09:35 AM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:08 PM |
Harry | $50.00 | 1/23/2012 5:28:24 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:35 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:24 PM |
sturdy-fairness0 | $100.00 | 1/24/2012 9:38:48 AM |
value-travels | $25.00 | 1/24/2012 2:30:55 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:43 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:49 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:53:58 PM |
enticing-note | $25.00 | 1/24/2012 6:54:24 PM |
kirat15 | $50.00 | 1/25/2012 8:49:17 AM |
basejump0 | $25.00 | 1/25/2012 9:25:35 AM |
Index_Plus | $10,000.00 | 1/25/2012 5:39:34 PM |
best-generosity-financier | $28.94 | 1/25/2012 8:27:29 PM |
vivacious-truth3 | $25.00 | 1/25/2012 11:40:13 PM |
balanced-rupee | $100.00 | 1/25/2012 6:25:01 PM |
generous-deal6 | $25.00 | 1/26/2012 2:53:36 AM |
lostontheedge | $25.00 | 1/25/2012 7:02:37 PM |
kulender | $100.00 | 1/26/2012 5:33:42 AM |
wlm3012 | $50.00 | 1/25/2012 7:23:24 PM |
important-gold5 | $50.00 | 1/26/2012 6:50:08 AM |
Urbangrampa | $25.00 | 1/25/2012 9:11:08 PM |
genuine-loan0 | $25.00 | 1/26/2012 8:47:21 AM |
fozzie79 | $25.00 | 1/25/2012 11:30:25 PM |
genius520 | $50.00 | 1/26/2012 9:26:18 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:50 AM |
terrific-dough6 | $75.00 | 1/26/2012 9:30:23 AM |
jybank | $50.00 | 1/26/2012 9:34:07 AM |
buffalobills | $25.00 | 1/26/2012 7:03:32 AM |
a- | $25.00 | 1/26/2012 7:52:38 AM |
pound-lightning | $50.00 | 1/26/2012 9:19:17 AM |
networks4ever | $25.00 | 1/26/2012 9:29:48 AM |
golden-velocity9 | $25.00 | 1/26/2012 9:31:07 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:55 AM |
bonus-demon | $50.00 | 1/26/2012 10:01:17 AM |
matt_2006 | $25.00 | 1/26/2012 10:01:24 AM |
Dubbs360 | $40.00 | 1/26/2012 9:44:23 AM |
houli123 | $200.00 | 1/26/2012 9:47:47 AM |
OoM | $25.00 | 1/26/2012 10:07:44 AM |
trade-elm | $30.00 | 1/26/2012 10:08:43 AM |
AFairDeal | $25.00 | 1/26/2012 9:56:48 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:40 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:53 AM |
meux99 | $25.00 | 1/26/2012 10:00:22 AM |
lagnisiruk | $25.00 | 1/26/2012 10:03:29 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:26 AM |
first-compassion-oak | $25.00 | 1/26/2012 10:06:52 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:11 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:14 AM |
97 Investments
|
Borrower Payment Dependent Notes Series
553634
This series of Notes was issued and sold upon the funding of the borrower loan #59425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $79.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 22y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,536 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| hope-point4 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 9 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $1,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Nov-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Household payments & property tax
This loan will be used to consolidate several bills and pay property tax bill.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cashhelp | $25.00 | 1/23/2012 5:14:17 PM |
kenji4861 | $25.00 | 1/23/2012 5:23:25 PM |
cash-delight1 | $50.00 | 1/23/2012 5:31:51 PM |
green-trade-dolphin2 | $26.64 | 1/23/2012 5:02:39 PM |
Domgabriel | $30.00 | 1/23/2012 6:03:36 PM |
trade-burrito4 | $35.00 | 1/23/2012 5:09:50 PM |
mar97 | $25.00 | 1/23/2012 5:39:29 PM |
Ray3486 | $25.00 | 1/23/2012 8:17:09 PM |
john0720 | $50.00 | 1/24/2012 8:11:13 AM |
ptjg | $100.00 | 1/24/2012 9:07:09 AM |
Socorro_Capital_Partners | $25.01 | 1/24/2012 9:35:32 AM |
RealEstateInvestorsoftheUS | $25.00 | 1/24/2012 12:23:05 PM |
KSPHoldings | $25.00 | 1/24/2012 1:49:48 PM |
rate-welder8 | $25.00 | 1/24/2012 11:08:51 AM |
Global_Lender | $25.00 | 1/24/2012 1:56:40 PM |
dinero-launcher | $28.67 | 1/24/2012 2:04:54 PM |
value-travels | $25.00 | 1/24/2012 2:30:56 PM |
vutah | $25.00 | 1/24/2012 4:23:09 PM |
Boxster968 | $25.00 | 1/23/2012 6:16:46 PM |
Harry | $50.00 | 1/23/2012 5:28:26 PM |
sturdy-fairness0 | $100.00 | 1/23/2012 5:27:34 PM |
Leshan | $50.00 | 1/24/2012 8:19:02 AM |
420limo | $25.00 | 1/23/2012 11:03:11 PM |
worth-web5 | $50.00 | 1/24/2012 9:47:22 AM |
IPG1 | $25.00 | 1/24/2012 9:26:37 AM |
jeg3k | $50.00 | 1/24/2012 10:24:06 AM |
schnatty | $50.00 | 1/24/2012 10:48:38 AM |
SomebodysMom | $30.00 | 1/24/2012 1:38:23 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:45 PM |
squarebob | $25.00 | 1/24/2012 5:19:26 PM |
transparency-river1 | $1,399.67 | 1/24/2012 5:56:40 PM |
31 Investments
|
Borrower Payment Dependent Notes Series
553636
This series of Notes was issued and sold upon the funding of the borrower loan #59596, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $313 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-payout-zebra |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $4583.00
Monthly expenses: $2350
Housing: $1150
Insurance: $75
Car expenses: $570
Utilities: $200
Phone, cable, internet: $113
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $25
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $25.00 | 1/23/2012 5:10:28 PM |
SolarMoonshine | $25.00 | 1/23/2012 5:02:10 PM |
affluence-generator2 | $100.00 | 1/23/2012 5:02:30 PM |
bubb_hans | $50.00 | 1/23/2012 5:25:13 PM |
mneinc | $50.00 | 1/24/2012 10:12:54 AM |
productive-note2 | $42.00 | 1/24/2012 5:46:25 PM |
life-is-great | $25.00 | 1/24/2012 5:38:51 PM |
melodious-openness | $234.20 | 1/24/2012 6:47:16 PM |
blue-durability-birdie | $80.00 | 1/24/2012 8:55:22 PM |
draggon77 | $25.00 | 1/25/2012 5:40:58 AM |
wise-peaceful-p2ploan | $26.07 | 1/24/2012 8:21:32 PM |
Bob450 | $25.00 | 1/24/2012 8:49:37 PM |
let_me_retire | $25.00 | 1/25/2012 1:37:20 AM |
LOAN_DOC | $25.00 | 1/25/2012 3:04:38 AM |
Core-Marketing | $25.00 | 1/25/2012 4:38:43 AM |
kindness-ace1 | $50.00 | 1/25/2012 5:15:06 AM |
deal-pal | $25.00 | 1/25/2012 8:20:41 AM |
brightest-income-hunter | $25.00 | 1/25/2012 8:28:05 AM |
SecondChanceLendingSERV | $25.00 | 1/25/2012 8:40:23 AM |
leverage-monger | $25.22 | 1/25/2012 8:49:32 AM |
CA-Lender | $25.00 | 1/25/2012 9:32:39 AM |
eronyc | $25.00 | 1/25/2012 9:30:56 AM |
powerful-return1 | $6.59 | 1/25/2012 10:10:37 AM |
Cliffie83 | $25.00 | 1/25/2012 10:05:40 AM |
loanman2007 | $25.00 | 1/23/2012 5:04:20 PM |
money-baron-Roth401k | $50.00 | 1/23/2012 5:19:47 PM |
blitzen40 | $25.00 | 1/24/2012 9:04:21 AM |
melodious-openness | $300.00 | 1/24/2012 2:10:03 AM |
realtormoises | $25.00 | 1/24/2012 6:34:32 AM |
Dubbs360 | $25.00 | 1/24/2012 9:16:07 AM |
a-successful-credit | $25.00 | 1/24/2012 5:56:00 PM |
kind-credit-bear | $25.00 | 1/24/2012 5:34:26 PM |
transparency-river1 | $2,000.00 | 1/24/2012 6:00:20 PM |
top-tolerant-loyalty | $25.00 | 1/24/2012 10:18:20 PM |
gold-miser9 | $25.92 | 1/25/2012 2:46:28 AM |
lendahope | $30.00 | 1/25/2012 8:35:44 AM |
VJ_Financial | $50.00 | 1/25/2012 9:02:55 AM |
radforj22 | $25.00 | 1/25/2012 8:27:09 AM |
social-zebra | $30.00 | 1/25/2012 8:59:04 AM |
copper | $50.00 | 1/25/2012 9:40:53 AM |
brightest-excellent-rate | $200.00 | 1/25/2012 9:55:03 AM |
orearella3 | $25.00 | 1/25/2012 10:08:41 AM |
cordial-affluence2 | $25.00 | 1/25/2012 10:09:40 AM |
43 Investments
|
Borrower Payment Dependent Notes Series
553640
This series of Notes was issued and sold upon the funding of the borrower loan #59602, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $262.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 43y 11m |
Amount delinquent:
| $334 |
Total credit lines:
| 42 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $287 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| agreement-museum |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
other expenses short term loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $9,000.00 | 1/23/2012 5:02:45 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553642
This series of Notes was issued and sold upon the funding of the borrower loan #59652, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 4y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $139,888 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dignified-p2p361 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Help
Purpose of loan:
This loan will be used to catch up mortgage due to second home not being rented for seven months - I now have a renter
My financial situation: sound
I am a good candidate for this loan because now that I have a renter in a lease for a year, it will be no problem to pay off. I have always paid my bills and my salary plus military retirement and VA disability are more than sufficient to overcome this temporary situation. I also travel a lot for my job and travel cost and meals are paid during travel.
Monthly net income: 11000$
Monthly expenses: 0$
Housing: 1800$
Insurance: 500$
Car expenses: 540$
Utilities: 270$
Phone, cable, internet: 500$
Food, entertainment: 1200$
Clothing, household expenses: 300 $
Credit cards and other loans: 1000$
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 1/23/2012 5:02:18 PM |
worth-blanket2 | $4,000.00 | 1/23/2012 5:03:12 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
553644
This series of Notes was issued and sold upon the funding of the borrower loan #59479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-23-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-23-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $177.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 36% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 13
/
16 | Length of status: | 1y 1m |
Amount delinquent:
| $454 |
Total credit lines:
| 25 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,542 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 13% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| funds-czar |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 67% )
| 620-639 (Latest)
|
Principal borrowed:
| $3,500.00 | < 31 days late:
| 3
( 33% )
| 780-799
(Mar-2011)
|
Principal balance:
| $2,819.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Loan for debt consolidation
Purpose of loan: To streamline my finances by consolidating my debt into one payment.
This loan will be used to...consolidate debt.
My financial situation: I am employed full time and live in a two income household.
I am a good candidate for this loan because...I am employed full time and able to make the monthly payments on this loan.
Monthly net income: $4000
Monthly expenses: $2600
Housing: $1650
Insurance: $100
Car expenses: $134
Utilities: $169
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $188
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,500.00 | 1/23/2012 5:02:10 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553650
This series of Notes was issued and sold upon the funding of the borrower loan #59713, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 3m |
Amount delinquent:
| $586 |
Total credit lines:
| 35 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,537 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 70% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| peso-tranquility |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for successful small business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $100.00 | 1/24/2012 9:01:20 AM |
worth-blanket2 | $4,000.00 | 1/24/2012 9:02:32 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
553664
This series of Notes was issued and sold upon the funding of the borrower loan #59555, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $294.85 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-2003 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,582 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| serene-contract484 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jamiee73 | $25.00 | 1/23/2012 5:31:17 PM |
toblerone | $25.00 | 1/23/2012 5:29:49 PM |
the-hope-workhorse | $100.00 | 1/24/2012 11:34:30 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:51 PM |
transparency-river1 | $1,000.00 | 1/24/2012 5:57:35 PM |
enticing-note | $25.00 | 1/24/2012 6:54:28 PM |
kevin314 | $40.00 | 1/24/2012 8:17:41 PM |
magical-credit523 | $25.00 | 1/25/2012 9:50:51 AM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:24 AM |
Index_Plus | $9,023.00 | 1/25/2012 5:26:04 PM |
Investor_DP | $100.00 | 1/24/2012 9:34:33 AM |
blueshound | $25.00 | 1/24/2012 11:00:15 AM |
value-travels | $25.00 | 1/24/2012 2:30:57 PM |
money-bauble | $37.00 | 1/25/2012 9:43:17 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:56 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
553672
This series of Notes was issued and sold upon the funding of the borrower loan #59506, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 23.68% |
Borrower rate/APR:
| 24.68% / 27.25% |
Monthly payment:
| $437.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.12% | | |
| |
Estimated return*:
| 14.22% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-1992 |
Debt/Income ratio:
| 29% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
21 | Length of status: | 7y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,182 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 45% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| studious-duty2 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
High Interest Credit Consolidation
Purpose of loan: To free up some monthly cash. Allowing me to save up to do some well needed home repairs in the near future and start a savings for my young children.
This loan will be used to... Pay Off High Interest Credit Cards
My financial situation: Is very good. I maintain a very nice income that allows for a decent living.
I am a good candidate for this loan because... I have excellent credit. I have never been late on my mortgage payment in over eight years. Seven months ago I finished paying off for our vehicle which was financed with Wells Fargo for five years and was never late. In addition all of my bills are paid on time and have been for many years as my credit history reflects.
Monthly net income: $5600
Monthly expenses: $200
Housing: $1135
Insurance: $71
Car expenses: $100
Utilities: $300
Phone, cable, internet: $150
Food, entertainment: $400
household expenses: $300
Credit cards and other loans: $1179
ther expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/24/2012 3:50:09 PM |
Christophe | $25.00 | 1/25/2012 7:10:57 PM |
platinum-czar | $25.00 | 1/25/2012 7:42:58 PM |
Kash2010lu | $25.00 | 1/24/2012 9:03:01 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:51 AM |
DHolly | $31.00 | 1/24/2012 9:02:44 AM |
LittleMingo | $25.00 | 1/24/2012 9:04:49 AM |
gain-equator | $25.00 | 1/24/2012 9:24:24 AM |
economy-coup | $50.00 | 1/24/2012 9:26:04 AM |
nimble-revenue5 | $50.00 | 1/24/2012 9:28:39 AM |
golden-velocity9 | $25.00 | 1/24/2012 9:39:55 AM |
loan-fate | $50.00 | 1/24/2012 9:44:45 AM |
reflective-rupee | $25.00 | 1/24/2012 12:56:05 PM |
Bank_Of_XL | $25.00 | 1/24/2012 1:27:26 PM |
enticing-note | $25.00 | 1/24/2012 6:54:31 PM |
wkeboarder21 | $50.00 | 1/25/2012 4:27:19 AM |
Weaverville | $25.00 | 1/25/2012 8:59:58 AM |
matt_2006 | $25.00 | 1/25/2012 9:26:23 AM |
kind-efficient-credit | $25.00 | 1/25/2012 10:10:14 AM |
HeroSupport | $80.00 | 1/25/2012 5:36:55 PM |
forceful-durability7 | $26.46 | 1/25/2012 6:20:09 PM |
income-buffalo1 | $100.00 | 1/25/2012 7:28:03 PM |
elegant-loot | $25.00 | 1/25/2012 7:41:28 PM |
jamiee73 | $25.00 | 1/25/2012 7:57:55 PM |
first-class-yield9 | $59.00 | 1/25/2012 7:58:35 PM |
best-generosity-financier | $25.00 | 1/25/2012 8:21:57 PM |
intrepid-loot | $25.00 | 1/25/2012 8:27:55 PM |
mdrichards | $25.00 | 1/25/2012 8:48:01 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:38:41 PM |
ready-vigilance3 | $100.00 | 1/25/2012 6:27:48 PM |
desertoasis | $25.00 | 1/25/2012 7:06:36 PM |
thankful-nickel2 | $25.00 | 1/25/2012 7:15:07 PM |
Imaginos1892 | $100.00 | 1/25/2012 7:20:29 PM |
palmdelino | $25.00 | 1/25/2012 7:24:10 PM |
Sonic_Squirrel | $100.00 | 1/25/2012 7:56:19 PM |
Rogelio48 | $30.00 | 1/25/2012 7:46:30 PM |
peb44 | $48.75 | 1/25/2012 8:19:27 PM |
master648 | $38.57 | 1/25/2012 8:21:10 PM |
FFStar | $25.00 | 1/25/2012 8:33:25 PM |
helpful-fund8 | $97.10 | 1/25/2012 8:57:22 PM |
melodious-openness | $178.92 | 1/25/2012 9:05:45 PM |
loanman2007 | $100.00 | 1/24/2012 9:08:45 AM |
penny-surgeon | $25.00 | 1/24/2012 9:59:18 AM |
AlternativeCashFlow | $25.00 | 1/24/2012 10:16:03 AM |
cattlebaron | $25.00 | 1/24/2012 10:32:59 AM |
yf99yz | $30.00 | 1/24/2012 4:31:15 PM |
CreditBuilder2 | $25.04 | 1/24/2012 3:26:52 PM |
zeeexsixare | $400.00 | 1/24/2012 3:56:19 PM |
SFBank | $50.00 | 1/24/2012 5:48:17 PM |
kevin314 | $40.00 | 1/24/2012 8:17:42 PM |
transparency-sapling | $25.00 | 1/25/2012 9:34:57 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:53 AM |
thomas16882004 | $25.00 | 1/25/2012 3:06:22 PM |
Joyflyer | $1,000.00 | 1/25/2012 10:41:19 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:18:55 PM |
ready-interest9 | $25.00 | 1/25/2012 1:16:17 PM |
BradP | $35.00 | 1/25/2012 2:10:14 PM |
RecoveryLender | $25.00 | 1/25/2012 5:37:52 PM |
blue-dollar-viking | $100.00 | 1/25/2012 5:43:42 PM |
seabass123 | $25.00 | 1/25/2012 5:44:23 PM |
truenorth5 | $36.22 | 1/25/2012 8:54:01 PM |
mammalian4 | $25.00 | 1/25/2012 6:15:46 PM |
burgeoning-marketplace4 | $25.00 | 1/25/2012 6:45:39 PM |
Mont_Brinker | $100.00 | 1/25/2012 6:50:27 PM |
Rebelrick9 | $30.00 | 1/25/2012 7:00:32 PM |
the-hope-workhorse | $400.00 | 1/25/2012 7:02:22 PM |
IIP77 | $25.00 | 1/25/2012 7:20:46 PM |
wlm3012 | $40.00 | 1/25/2012 7:21:14 PM |
stanthecaddy | $39.58 | 1/25/2012 7:37:09 PM |
bennycutts | $40.00 | 1/25/2012 7:48:39 PM |
best-asset-jedi | $50.00 | 1/25/2012 7:54:39 PM |
newest-coin-frog | $100.00 | 1/25/2012 8:12:37 PM |
Bob450 | $30.00 | 1/25/2012 8:01:05 PM |
Whipster | $80.00 | 1/25/2012 8:04:38 PM |
Madmigel | $50.00 | 1/25/2012 8:32:04 PM |
Urbangrampa | $25.00 | 1/25/2012 8:34:58 PM |
rockhound84 | $35.00 | 1/25/2012 8:40:45 PM |
favorite-commerce | $40.00 | 1/25/2012 8:49:10 PM |
Quid-Pro-Quo | $34.36 | 1/25/2012 8:42:07 PM |
79 Investments
|
Borrower Payment Dependent Notes Series
553684
This series of Notes was issued and sold upon the funding of the borrower loan #59589, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-23-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $139.49 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jul-2002 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,715 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| thoughtful-ore4 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Engagement Ring Financing
Purpose of loan:
This loan will be used to purchase an engagement ring for the love of my life.
My financial situation:
I am a good candidate for this loan because I have a steady employment history as well as good credit. I am responsible with my budget and take pride in paying my bills on time and paying things off. I am employed by a growing company in a critical position so I have financial stability and ample opportunity for growth.
In addition to my regular employment I also make extra money doing freelance IT training and consulting. I am able to charge about $50 to $75 per hour for this sort of work and am never short of clients. This makes it easy to earn supplementary income as needed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $29.98 | 1/23/2012 5:02:36 PM |
Investor_DP | $100.00 | 1/23/2012 5:13:36 PM |
rupee-equation2 | $25.00 | 1/23/2012 5:20:12 PM |
Bank_Of_XL | $25.00 | 1/24/2012 1:26:22 PM |
enticing-note | $25.00 | 1/24/2012 6:54:28 PM |
Land_on_your_feet | $25.00 | 1/25/2012 6:21:37 AM |
kirat15 | $50.00 | 1/25/2012 8:49:19 AM |
Stockpicker | $50.00 | 1/25/2012 9:08:58 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:51 AM |
Index_Plus | $5,295.02 | 1/25/2012 5:18:47 PM |
grammaspurse | $25.00 | 1/23/2012 5:21:15 PM |
Harry | $50.00 | 1/23/2012 5:28:28 PM |
creditjunky | $125.00 | 1/23/2012 6:33:54 PM |
sturdy-fairness0 | $50.00 | 1/24/2012 9:38:49 AM |
janeybooboo | $50.00 | 1/24/2012 9:18:42 AM |
kenji4861 | $25.00 | 1/24/2012 9:37:57 AM |
skillful-asset5 | $25.00 | 1/24/2012 5:34:56 PM |
17 Investments
|
Borrower Payment Dependent Notes Series
553696
This series of Notes was issued and sold upon the funding of the borrower loan #59649, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Mar-1991 |
Debt/Income ratio:
| 38% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 3
/
3 | Length of status: | 14y 4m |
Amount delinquent:
| $1,960 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| diversificationarella |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 86% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 1
( 14% )
| 780-799
(May-2011)
|
Principal balance:
| $6,565.31 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
debt
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1800
Monthly expenses: $100
Housing: $700
Insurance: $40
Car expenses: $0
Utilities: $85
Phone, cable, internet: $135
Food, entertainment: $25
Clothing, household expenses: $0
Credit cards and other loans: $500
Other expenses: $250
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Mikale360 | $25.00 | 1/25/2012 3:22:18 PM |
jstefans | $25.00 | 1/25/2012 9:05:44 AM |
ahalls | $25.00 | 1/25/2012 9:07:34 AM |
larslfe | $25.00 | 1/25/2012 9:08:28 AM |
green-ore-expert | $25.00 | 1/25/2012 9:32:17 AM |
nimble-revenue5 | $50.00 | 1/25/2012 9:20:39 AM |
money-baron-Roth401k | $50.00 | 1/25/2012 9:41:38 AM |
finance-prescription | $100.00 | 1/25/2012 9:25:53 AM |
worth-web5 | $50.00 | 1/25/2012 9:30:02 AM |
Dubbs360 | $50.00 | 1/25/2012 9:31:57 AM |
persistent-loan | $25.00 | 1/25/2012 9:37:05 AM |
HHP | $100.00 | 1/25/2012 9:35:04 AM |
cash-delight1 | $50.00 | 1/25/2012 9:39:41 AM |
worldly-gold | $50.00 | 1/25/2012 9:40:38 AM |
life-is-great | $25.00 | 1/25/2012 10:01:51 AM |
managedfund | $777.00 | 1/25/2012 10:12:32 AM |
Gregger | $25.00 | 1/25/2012 10:15:04 AM |
MadHun | $200.00 | 1/25/2012 9:53:25 AM |
finance-mushroom | $168.00 | 1/25/2012 9:57:18 AM |
Jack55304 | $200.00 | 1/25/2012 10:02:39 AM |
bid-czar8 | $96.00 | 1/25/2012 10:06:53 AM |
principal-cooker2 | $87.00 | 1/25/2012 10:08:29 AM |
papaloha | $50.00 | 1/25/2012 10:16:15 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:32 AM |
fair-peace7 | $25.00 | 1/25/2012 11:57:51 AM |
Free-the-usa-1776 | $25.00 | 1/25/2012 1:08:36 PM |
wisconsinvestor | $25.00 | 1/25/2012 4:00:57 PM |
SFBank | $50.00 | 1/25/2012 6:26:35 PM |
radforj22 | $25.00 | 1/25/2012 4:24:15 PM |
green-robust-currency | $25.00 | 1/25/2012 4:35:35 PM |
Leshan | $39.59 | 1/25/2012 4:43:30 PM |
Bob450 | $25.00 | 1/25/2012 8:03:52 PM |
dough-souffle | $25.00 | 1/26/2012 1:29:05 AM |
LendingPimp | $100.00 | 1/25/2012 7:53:19 PM |
sweety075 | $25.00 | 1/25/2012 2:18:11 PM |
Moe87 | $0.41 | 1/26/2012 3:05:21 AM |
top-historic-peso | $25.00 | 1/25/2012 9:10:06 AM |
schoolchamp | $25.00 | 1/25/2012 9:14:54 AM |
blitzen40 | $25.00 | 1/25/2012 9:02:49 AM |
bubb_hans | $50.00 | 1/25/2012 9:06:03 AM |
MikeyZ2008 | $25.00 | 1/25/2012 9:10:54 AM |
hopethisworks | $25.00 | 1/25/2012 9:34:02 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:15 AM |
TronMedici | $32.00 | 1/25/2012 9:41:05 AM |
stepatatime-together | $100.00 | 1/25/2012 9:24:20 AM |
careful-vigilance4 | $25.00 | 1/25/2012 9:26:43 AM |
handshake5 | $100.00 | 1/25/2012 9:30:50 AM |
TennSquire | $25.00 | 1/25/2012 9:33:57 AM |
witty-openness | $25.00 | 1/25/2012 9:32:55 AM |
money-baron-roth-IRA | $50.00 | 1/25/2012 9:33:41 AM |
dedicated-transaction796 | $25.00 | 1/25/2012 9:46:23 AM |
hitsman | $50.00 | 1/25/2012 10:04:40 AM |
worthy-bid8 | $100.00 | 1/25/2012 9:53:28 AM |
kind-credit-bear | $25.00 | 1/25/2012 9:53:45 AM |
economy-coup | $50.00 | 1/25/2012 10:00:10 AM |
zone6 | $100.00 | 1/25/2012 10:02:37 AM |
fcrick | $25.00 | 1/25/2012 10:06:08 AM |
capital-renewal | $25.00 | 1/25/2012 10:07:30 AM |
WLenders | $25.00 | 1/25/2012 10:21:59 AM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:29 PM |
yf99yz | $25.00 | 1/25/2012 4:34:01 PM |
chameleon125 | $25.00 | 1/25/2012 1:52:49 PM |
Eric_Gagne | $25.00 | 1/25/2012 1:25:26 PM |
friendship9 | $25.00 | 1/25/2012 3:25:31 PM |
bsh297 | $25.00 | 1/25/2012 3:27:08 PM |
gothampark | $25.00 | 1/25/2012 8:23:40 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:13:05 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
553698
This series of Notes was issued and sold upon the funding of the borrower loan #59566, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,800.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $174.34 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 31% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
9 | Length of status: | 4y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,735 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| xsteedx |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 47 ( 98% )
| 600-619 (Latest)
|
Principal borrowed:
| $9,500.00 | < 31 days late:
| 1
( 2% )
| 700-719
(Oct-2010)
720-739
(Sep-2008)
|
Principal balance:
| $3,248.17 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 48 | | |
Description
New Business Venture
Purpose of loan:
This loan will be used to finance a new, untapped business venture.
Overview:
In brief, I am currently an MBA student in Ohio and one of our most recent projects involved creating a professional business plan with an entrepreneurial emphasis. We then voted on the best project in which I won by majority vote from classmates, my professor and a board of professional area executives. I was then pulled aside by my professor and encourage to pursue this idea/business. I was hesitant at first, but I now have things in line to where I want to proceed with my venture and make it a reality. Everything is in line for me and I have the right things, in the right place. This loan will finance approximately 1/4 of the venture, as I have the remainder covered. I do not care to get into specifics on the business for obvious reasons. This loan will be put to great use, and much appreciated.
Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $50.00 | 1/24/2012 5:01:38 PM |
Feyenoord | $30.00 | 1/24/2012 5:29:29 PM |
loanman2007 | $25.00 | 1/25/2012 5:00:53 AM |
SLN-10 | $100.00 | 1/26/2012 9:50:05 AM |
LittleMingo | $30.00 | 1/24/2012 5:01:27 PM |
twjh | $50.03 | 1/24/2012 5:08:37 PM |
Investor_DP | $100.00 | 1/24/2012 5:16:17 PM |
green-trade-dolphin2 | $45.02 | 1/24/2012 5:02:42 PM |
Zoramite | $25.00 | 1/24/2012 5:06:39 PM |
enticing-capital6 | $50.00 | 1/24/2012 5:34:14 PM |
A4 | $25.00 | 1/24/2012 5:59:07 PM |
a- | $25.00 | 1/24/2012 5:45:07 PM |
Domgabriel | $30.00 | 1/24/2012 6:16:59 PM |
thankful-nickel2 | $25.00 | 1/25/2012 9:30:44 AM |
FinanceEngine | $50.00 | 1/25/2012 8:15:43 PM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:56 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:47 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:29 AM |
Harry | $50.00 | 1/26/2012 9:49:22 AM |
nfx | $40.00 | 1/26/2012 9:54:14 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:51 AM |
selector568 | $300.00 | 1/26/2012 10:13:05 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:16 AM |
Cutts | $25.00 | 1/26/2012 10:14:16 AM |
benjamins-rumbler | $48.00 | 1/26/2012 10:16:39 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:56 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:58 AM |
pdub | $75.00 | 1/26/2012 10:03:12 AM |
hitsman | $50.00 | 1/26/2012 10:05:11 AM |
luv4cycling | $25.00 | 1/26/2012 10:09:10 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:03 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:30 AM |
nisim5 | $100.00 | 1/26/2012 10:12:58 AM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:56 PM |
contract-student2 | $27.87 | 1/26/2012 12:36:08 PM |
pnace | $50.00 | 1/26/2012 4:23:16 PM |
karmarush | $31.28 | 1/26/2012 3:43:56 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:54 PM |
Sid-K | $25.00 | 1/26/2012 5:13:54 PM |
kevin314 | $25.00 | 1/26/2012 5:32:14 PM |
Index_Plus | $2,630.51 | 1/26/2012 6:01:10 PM |
Moe87 | $25.00 | 1/24/2012 6:03:08 PM |
icanhasloanz | $100.00 | 1/26/2012 10:09:18 AM |
investment-artist | $35.01 | 1/24/2012 5:12:22 PM |
grammaspurse | $25.00 | 1/24/2012 5:11:27 PM |
jamiee73 | $25.00 | 1/24/2012 5:52:35 PM |
enticing-note | $25.00 | 1/24/2012 6:54:36 PM |
benrice | $25.00 | 1/25/2012 8:22:00 AM |
john0720 | $50.00 | 1/25/2012 5:48:14 AM |
atlas100 | $25.00 | 1/25/2012 7:12:53 AM |
Gregger | $25.00 | 1/25/2012 9:28:46 AM |
graceful-IRAinvestment | $100.00 | 1/25/2012 9:49:12 AM |
FarmersBank | $38.28 | 1/25/2012 10:27:54 AM |
Eric_Gagne | $25.00 | 1/25/2012 1:26:56 PM |
chameleon125 | $75.00 | 1/25/2012 1:54:54 PM |
yf99yz | $25.00 | 1/25/2012 4:13:52 PM |
Jack55304 | $200.00 | 1/26/2012 9:58:41 AM |
meux99 | $25.00 | 1/26/2012 10:00:26 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:53 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:03 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:04 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:47 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:57 AM |
atomantic | $50.00 | 1/26/2012 1:07:17 PM |
impressive-justice6 | $50.00 | 1/26/2012 10:09:23 AM |
corporatejim | $25.00 | 1/26/2012 10:06:54 AM |
hidavehi | $39.00 | 1/26/2012 10:11:55 AM |
trade-burrito4 | $35.00 | 1/26/2012 10:14:25 AM |
cash-delight1 | $50.00 | 1/26/2012 10:15:36 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:17 AM |
building_community | $50.00 | 1/26/2012 12:12:09 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:51 PM |
Sriracha | $260.00 | 1/26/2012 2:11:39 PM |
Phen0m526 | $25.00 | 1/26/2012 3:09:32 PM |
Bob450 | $30.00 | 1/26/2012 4:57:30 PM |
orearella3 | $25.00 | 1/26/2012 5:09:34 PM |
Tylerh | $250.00 | 1/26/2012 5:10:02 PM |
77 Investments
|
Borrower Payment Dependent Notes Series
553702
This series of Notes was issued and sold upon the funding of the borrower loan #59726, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $64.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1997 |
Debt/Income ratio:
| 31% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,415 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 9% | | |
| |
Homeownership:
| No | | |
Screen name:
| asset-journey1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
2012 help loan
Purpose of loan:
This loan will be used to...
Pay off unexpected car repairs which has also compromised this months rent.
My financial situation:
I am a good candidate for this loan because...
I am a hard working and responsible person clearing away from credit cards and paying my bills on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $26.01 | 1/24/2012 9:02:35 AM |
kenji4861 | $25.00 | 1/24/2012 9:37:58 AM |
cash-delight1 | $50.00 | 1/24/2012 9:21:34 AM |
Harry | $50.00 | 1/24/2012 9:53:47 AM |
Cliffie83 | $25.00 | 1/25/2012 10:05:41 AM |
HealthAndSafety | $50.00 | 1/25/2012 5:09:37 PM |
Drewkeeper | $25.00 | 1/25/2012 9:28:35 PM |
Land_on_your_feet | $25.00 | 1/25/2012 7:34:23 PM |
E-2 | $100.00 | 1/26/2012 7:44:03 PM |
acarnegie | $25.00 | 1/27/2012 12:18:24 PM |
enticing-note | $25.00 | 1/24/2012 6:54:31 PM |
magical-credit523 | $25.00 | 1/25/2012 9:50:54 AM |
IPG1 | $25.00 | 1/25/2012 10:06:01 AM |
john0720 | $50.00 | 1/25/2012 4:08:18 PM |
dudebrah | $25.00 | 1/25/2012 3:18:26 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:45 PM |
Sid-K | $25.00 | 1/26/2012 5:13:51 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:24 PM |
credit-investor5 | $50.00 | 1/27/2012 6:57:52 AM |
indomitable-coin | $25.00 | 1/27/2012 7:20:36 AM |
sturdy-fairness0 | $50.00 | 1/27/2012 9:35:16 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:34 AM |
bluebouyz | $25.00 | 1/27/2012 10:33:46 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:29 PM |
Index_Plus | $998.99 | 1/27/2012 2:55:50 PM |
25 Investments
|
Borrower Payment Dependent Notes Series
553704
This series of Notes was issued and sold upon the funding of the borrower loan #59441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $118.47 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-1998 |
Debt/Income ratio:
| 10% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $584 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 57% | | |
| |
Homeownership:
| No | | |
Screen name:
| blackjack |
Borrower's state:
| Illinois |
Borrower's group:
| PsychDoc's Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jul-2009)
600-619
(Sep-2008)
540-559
(Aug-2006)
540-559
(Jul-2006)
|
Principal balance:
| $0.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Finally Own A Home!!
Purpose of loan: Buying a Home
This loan will be used to...
Pay for closing costs, etc
My financial situation:
I am a good candidate for this loan because I've been steadily employed for over 2 years, I also do a lot of extra work such as regional commercials and industrials
Monthly net income: $ 1800
Monthly expenses: $
Housing: $ 600
Insurance: $ 50
Car expenses: $ 0
Utilities: $ 75
Phone, cable, internet: $ 200
Food, entertainment: $ 250
Clothing, household expenses: $
Credit cards and other loans: $ 100
Other expenses: $ 300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
atlas-shrugged | $250.00 | 1/24/2012 9:01:54 AM |
handy-justice | $50.00 | 1/24/2012 9:01:33 AM |
worth-blanket2 | $3,000.00 | 1/24/2012 9:01:55 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
553720
This series of Notes was issued and sold upon the funding of the borrower loan #59459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Aug-1993 |
Debt/Income ratio:
| 25% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 13
/
11 | Length of status: | 10y 4m |
Amount delinquent:
| $6,973 |
Total credit lines:
| 43 |
Occupation: | Waiter/Waitress |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,210 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 92% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| teelcee |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 36 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $9,800.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
620-639
(Feb-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 36 | | |
Description
Need to Consolidate my Credit Cards
Purpose of loan: Consolidation
This loan will be used to...pay off creditors
My financial situation:
I am a good candidate for this loan because...I have had two Prosper loans in the past and made all my payments on time and even paid one off early. I have a full time job. I am a single mom who is also going to college part time. I want to be close to debt free when I have to transfer to a university. I did have my house foreclosed on about 3 years ago. I had one of those loans where the payment kept going up. I pay all my bills on time and efficiently. My delinquencies are do to my house.
Monthly net income: $2200
Monthly expenses: $
Housing: $395
Insurance: $48
Car expenses: $350
Utilities: $150
Phone, cable, internet: $35
Food, entertainment: $250
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
RoZu_Lending | $100.00 | 1/24/2012 5:02:21 PM |
chererat | $100.00 | 1/24/2012 5:06:21 PM |
FinanceEngine | $50.00 | 1/24/2012 5:09:17 PM |
myutmost | $30.00 | 1/24/2012 5:15:06 PM |
trumpeter5 | $25.00 | 1/24/2012 5:01:05 PM |
ProsprousLender | $25.00 | 1/24/2012 5:02:06 PM |
twjh | $50.02 | 1/24/2012 5:08:24 PM |
CaptainCrunch | $25.01 | 1/24/2012 5:33:00 PM |
cattlebaron | $25.00 | 1/24/2012 5:13:37 PM |
money-baron-Roth401k | $25.00 | 1/24/2012 5:36:39 PM |
DHolly | $31.00 | 1/24/2012 5:12:56 PM |
SFBank | $50.00 | 1/24/2012 5:37:17 PM |
investmentgroup | $25.00 | 1/24/2012 5:16:29 PM |
r48 | $25.00 | 1/24/2012 5:19:23 PM |
312-Lender | $50.00 | 1/24/2012 5:20:38 PM |
ImNotSoDumb | $25.00 | 1/24/2012 5:54:23 PM |
wwwUniversal | $25.00 | 1/24/2012 5:31:26 PM |
money-baron-roth-IRA | $50.00 | 1/24/2012 5:55:46 PM |
kind-credit-bear | $25.00 | 1/24/2012 5:34:27 PM |
riversmoke | $25.00 | 1/24/2012 5:36:43 PM |
five-star-note | $50.00 | 1/24/2012 5:37:04 PM |
TennSquire | $25.00 | 1/24/2012 5:37:35 PM |
life-is-great | $25.00 | 1/24/2012 5:38:52 PM |
finance-mushroom | $200.00 | 1/24/2012 5:42:26 PM |
nfx | $40.00 | 1/24/2012 5:42:41 PM |
Richmp412 | $25.00 | 1/24/2012 5:48:12 PM |
witty-openness | $25.00 | 1/24/2012 5:54:31 PM |
icanhasloanz | $100.00 | 1/24/2012 5:11:28 PM |
NekHoldings | $25.00 | 1/24/2012 5:17:46 PM |
MoneyForNothing | $25.00 | 1/24/2012 5:01:13 PM |
Feyenoord | $30.00 | 1/24/2012 5:29:30 PM |
RoZu_Lending | $100.00 | 1/24/2012 5:02:56 PM |
managedfund | $777.00 | 1/24/2012 5:15:50 PM |
bubb_hans | $50.00 | 1/24/2012 5:17:57 PM |
handy-justice | $50.00 | 1/24/2012 5:01:29 PM |
IntrepidInvestment | $50.00 | 1/24/2012 5:24:43 PM |
affluence-generator2 | $200.00 | 1/24/2012 5:00:52 PM |
SolarMoonshine | $25.00 | 1/24/2012 5:01:43 PM |
jiggaman7 | $50.00 | 1/24/2012 5:07:43 PM |
LittleMingo | $25.00 | 1/24/2012 5:03:35 PM |
Kash2010lu | $50.00 | 1/24/2012 5:29:58 PM |
orearella3 | $25.00 | 1/24/2012 5:32:39 PM |
penny-plato | $25.00 | 1/24/2012 5:45:29 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:42 PM |
Alpha-AssistU | $25.00 | 1/24/2012 5:20:01 PM |
stepatatime-together | $100.00 | 1/24/2012 5:24:49 PM |
hitsman | $50.00 | 1/24/2012 5:53:43 PM |
Jack55304 | $200.00 | 1/24/2012 5:55:11 PM |
skillful-asset5 | $30.00 | 1/24/2012 5:29:57 PM |
economy-producer | $10.77 | 1/24/2012 5:56:16 PM |
greenback-amplifier | $25.00 | 1/24/2012 5:31:37 PM |
enticing-capital6 | $50.00 | 1/24/2012 5:34:14 PM |
rolltide09 | $25.00 | 1/24/2012 5:34:44 PM |
EarlyRiser | $301.00 | 1/24/2012 5:37:16 PM |
mrxtravis | $25.00 | 1/24/2012 5:42:55 PM |
careful-vigilance4 | $25.00 | 1/24/2012 5:45:32 PM |
Dubbs360 | $50.00 | 1/24/2012 5:45:50 PM |
farmn | $50.00 | 1/24/2012 5:44:58 PM |
zone6 | $100.00 | 1/24/2012 5:47:02 PM |
capital-deployment | $25.00 | 1/24/2012 5:49:32 PM |
nimble-revenue5 | $50.00 | 1/24/2012 5:49:56 PM |
top-deal-achievement | $25.20 | 1/24/2012 5:51:08 PM |
62 Investments
|
Borrower Payment Dependent Notes Series
553732
This series of Notes was issued and sold upon the funding of the borrower loan #59470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1985 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
23 | Length of status: | 4y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 88 |
Occupation: | Doctor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $197,976 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-benjamins-werewolf |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan
Purpose of loan:
This loan will be used to... 1) Allow me to check Prosper out from the customer side before becoming a lender, 2) buy some scuba gear, 3) pay off a personal debt to my brother, 4) perhaps keep some funds to use while down under
My financial situation:
I am a good candidate for this loan because... I work FULL-TIME and if it was ever necessary I could work overtime. As we joke, "illness never takes a day off." Also, I keep to a financial plan and try not to deviate too much or too often and this loan is well within the margin of deviation.
Monthly net income: $10,500
Monthly expenses: $
Housing: $2750 (Principle Interest Taxes Insurance)
Insurance: $215
Car expenses: $290 pymt + $90 gas (its a hybrid)
Utilities: $400
Phone, cable, internet: $110
Food, entertainment: $540
Clothing, household expenses: $625
Credit cards and other loans: $2950
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,000.00 | 1/24/2012 9:02:58 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553738
This series of Notes was issued and sold upon the funding of the borrower loan #59480, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $400.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $104,099 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-karate6 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Rehab123
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/24/2012 5:03:49 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553760
This series of Notes was issued and sold upon the funding of the borrower loan #59550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $400.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1976 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
18 | Length of status: | 38y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $73,115 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unforgettable-wealth5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
flooring pro
Purpose of loan:
This loan will be used to...replace flooring equipment
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/24/2012 9:02:15 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
553768
This series of Notes was issued and sold upon the funding of the borrower loan #59620, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 12.96% |
Borrower rate/APR:
| 13.96% / 15.78% |
Monthly payment:
| $348.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.91% | | |
| |
Estimated return*:
| 9.11% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 12% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 6m |
Amount delinquent:
| $1,571 |
Total credit lines:
| 43 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $715 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 22% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| a-efficient-credit |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Investment property
Purpose of loan:
This loan will be used to buy a bank owned investment property that I cannot get a mortgage on because the loan amount is too small.
My financial situation:
I am a good candidate for this loan because it is not above my means and I am able to pay it back comfortably. I will also have aquired a 2 unit property that I will have immediate equity in as well as additional rental income.
Thank you for your consideration.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $28.66 | 1/24/2012 9:02:32 AM |
Harry | $50.00 | 1/24/2012 9:53:48 AM |
kenji4861 | $25.00 | 1/24/2012 5:58:22 PM |
enticing-note | $25.00 | 1/24/2012 6:54:34 PM |
Weaverville | $25.00 | 1/26/2012 4:19:33 PM |
Sid-K | $25.00 | 1/26/2012 5:13:52 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:46 PM |
five-star-order1 | $50.00 | 1/26/2012 7:35:19 PM |
transparency-universe8 | $25.00 | 1/27/2012 4:12:48 AM |
rizoyalo | $50.00 | 1/27/2012 5:41:19 AM |
Independenttools | $25.00 | 1/26/2012 8:42:03 PM |
greenbacchus | $25.00 | 1/26/2012 9:39:26 PM |
Land_on_your_feet | $25.00 | 1/27/2012 5:51:07 AM |
bankojerry | $25.00 | 1/27/2012 6:53:34 AM |
antlr | $50.00 | 1/27/2012 6:25:21 AM |
dedicated-diversification5 | $63.00 | 1/27/2012 7:25:07 AM |
doomsday18 | $25.00 | 1/27/2012 8:03:09 AM |
dime-vista2 | $25.00 | 1/27/2012 9:19:27 AM |
orearella3 | $25.00 | 1/27/2012 9:21:01 AM |
towering-cash5 | $30.00 | 1/27/2012 9:52:26 AM |
340 | $30.27 | 1/27/2012 11:08:48 AM |
best-famous-p2ploan | $25.00 | 1/27/2012 10:40:20 AM |
acarnegie | $25.00 | 1/27/2012 12:18:25 PM |
compassion-secret-agent7 | $25.00 | 1/27/2012 12:30:31 PM |
Investor_DP | $100.00 | 1/24/2012 9:34:03 AM |
kirat15 | $50.00 | 1/25/2012 8:49:20 AM |
sturdy-fairness0 | $100.00 | 1/25/2012 9:59:55 AM |
devoider | $25.00 | 1/26/2012 8:33:03 AM |
kevin314 | $25.00 | 1/26/2012 5:32:14 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:25 PM |
ore-dojo | $75.00 | 1/26/2012 8:12:54 PM |
adir1 | $25.00 | 1/26/2012 10:32:45 PM |
new-social-economist | $130.00 | 1/27/2012 12:12:17 AM |
Index_Plus | $10,000.00 | 1/26/2012 6:34:11 PM |
romi12345 | $100.00 | 1/27/2012 12:42:12 AM |
deal-goliath4 | $500.00 | 1/26/2012 6:57:40 PM |
suave-dollar | $25.00 | 1/27/2012 4:46:40 AM |
EretzCapital | $25.00 | 1/27/2012 7:20:09 AM |
wealthstar | $25.00 | 1/27/2012 9:09:16 AM |
indomitable-coin | $25.00 | 1/27/2012 7:20:38 AM |
Rulea72 | $25.00 | 1/27/2012 7:38:05 AM |
jhernand17 | $25.00 | 1/27/2012 8:41:01 AM |
helping-out | $63.71 | 1/27/2012 9:41:31 AM |
the-enthralling-coin | $25.00 | 1/27/2012 9:43:16 AM |
dime-sprout | $25.00 | 1/27/2012 9:25:53 AM |
fairwealth | $25.00 | 1/27/2012 9:56:05 AM |
Dubbs360 | $25.00 | 1/27/2012 9:32:17 AM |
magical-credit523 | $25.00 | 1/27/2012 9:57:03 AM |
elfincove | $25.00 | 1/27/2012 9:57:18 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:35 AM |
principal-lion | $50.00 | 1/27/2012 11:46:16 AM |
compassion-secret-agent7 | $25.00 | 1/27/2012 12:30:20 PM |
Index_Plus | $2,529.36 | 1/27/2012 12:50:20 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
553792
This series of Notes was issued and sold upon the funding of the borrower loan #59658, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $17,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $540.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1977 |
Debt/Income ratio:
| 9% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 6y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $800 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| No | | |
Screen name:
| livefreeandProspr |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 31 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 620-639
(Sep-2008)
660-679
(Jul-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
New Car @ 2x-5x Cash Flow
I would like to retire my 137K-mile Explorer. I was hoping to make it through the winter but it is not looking good. I?ve decided to buy a low mile used vehicle in the $20K-$25K price range rather than a new vehicle at twice that. I am requesting a loan of $17,000 to aid with this purchase.
Financials:
I have $5,000 in savings after recently purchasing my first home and no debt besides that mortgage. I use my credit cards mainly to build credit. I personally take home $1250 a month after expenses, more than twice this loan payment, but I also receive an additional $1450 per month in rent from two roommates that is not included in my income.
Prosper:
I am a past Prosper borrower having already paid off a loan in the amount of $7,500 from 2007. I was never late on a payment and paid the loan off early. That loan helped me to recently purchase the home that I said I would in that listing 4 years ago.
Questions welcomed. Thank you for viewing my request.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SLN-10 | $50.00 | 1/26/2012 9:50:10 AM |
cashhelp | $25.00 | 1/24/2012 9:28:06 AM |
janeybooboo | $50.00 | 1/24/2012 9:06:53 AM |
sturdy-fairness0 | $100.00 | 1/24/2012 9:38:50 AM |
kenji4861 | $25.00 | 1/24/2012 9:38:00 AM |
Socorro_Capital_Partners | $25.01 | 1/24/2012 9:39:41 AM |
trade-burrito4 | $35.00 | 1/24/2012 9:41:45 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:26 AM |
Harry | $50.00 | 1/24/2012 9:53:49 AM |
jeg3k | $50.00 | 1/24/2012 10:24:09 AM |
The-Lighthouse-Group | $50.00 | 1/24/2012 6:29:51 PM |
purposeful-pound5 | $25.96 | 1/25/2012 3:59:55 AM |
john0720 | $50.00 | 1/25/2012 5:48:13 AM |
kirat15 | $50.00 | 1/25/2012 8:49:21 AM |
Trabey | $45.00 | 1/25/2012 6:18:24 PM |
fozzie79 | $25.00 | 1/25/2012 11:28:02 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:40:18 PM |
Fiscally_Fit1 | $100.00 | 1/26/2012 3:46:04 AM |
BeachWalkz | $50.00 | 1/26/2012 6:37:26 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:51 AM |
terrific-dough6 | $75.00 | 1/26/2012 9:30:23 AM |
iamabby | $25.00 | 1/26/2012 6:38:58 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:57 AM |
twjh | $50.07 | 1/26/2012 9:23:32 AM |
righteousone | $50.00 | 1/26/2012 9:47:37 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:46 AM |
jybank | $50.00 | 1/26/2012 9:34:09 AM |
meux99 | $25.00 | 1/26/2012 10:00:24 AM |
ptjg | $100.00 | 1/26/2012 9:48:22 AM |
radiant-wealth0 | $50.00 | 1/26/2012 9:47:05 AM |
investmentgroup | $25.00 | 1/26/2012 10:07:54 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:51 AM |
MatthewDP | $150.00 | 1/26/2012 9:54:48 AM |
worthy-bid8 | $100.00 | 1/26/2012 9:56:55 AM |
Jack55304 | $200.00 | 1/26/2012 9:58:40 AM |
toblerone | $25.00 | 1/26/2012 10:14:59 AM |
benjamins-rumbler | $50.00 | 1/26/2012 10:16:39 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:16 AM |
alaco | $25.00 | 1/26/2012 10:50:39 AM |
five-star-note | $50.00 | 1/26/2012 10:03:39 AM |
deal-pal | $25.00 | 1/26/2012 10:59:33 AM |
first-compassion-oak | $25.00 | 1/26/2012 10:03:56 AM |
building_community | $25.00 | 1/26/2012 12:09:41 PM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:43 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:03 AM |
Dusigrosz | $25.00 | 1/26/2012 10:08:12 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:03 AM |
admshuni | $25.00 | 1/26/2012 2:07:25 PM |
impressive-justice6 | $50.00 | 1/26/2012 10:09:43 AM |
be_wise | $25.00 | 1/26/2012 2:14:32 PM |
brightest-friendly-interest | $50.00 | 1/26/2012 2:27:21 PM |
selector568 | $300.00 | 1/26/2012 10:13:05 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:29 AM |
iem2509 | $35.00 | 1/26/2012 10:12:36 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:15 AM |
p2ploan-popcorn | $50.00 | 1/26/2012 3:37:20 PM |
RainyDayLoans | $50.00 | 1/26/2012 12:39:23 PM |
thorough-marketplace441 | $75.00 | 1/26/2012 1:04:12 PM |
ussugm | $30.49 | 1/26/2012 1:47:27 PM |
lucrative-reward | $100.00 | 1/26/2012 1:39:12 PM |
citytreker | $25.00 | 1/26/2012 1:45:43 PM |
grampy48 | $25.00 | 1/26/2012 1:57:38 PM |
loan-upholder4 | $25.00 | 1/26/2012 2:16:12 PM |
oxnard | $50.00 | 1/26/2012 3:31:12 PM |
powerful-return1 | $25.00 | 1/26/2012 3:40:15 PM |
debt-legend | $11.58 | 1/26/2012 4:34:32 PM |
economy-popcorn | $25.00 | 1/26/2012 5:43:43 AM |
Feyenoord | $30.00 | 1/26/2012 9:49:11 AM |
icanhasloanz | $100.00 | 1/26/2012 10:09:17 AM |
green-trade-dolphin2 | $45.02 | 1/24/2012 9:02:18 AM |
enticing-capital6 | $50.00 | 1/24/2012 9:14:23 AM |
cash-delight1 | $50.00 | 1/24/2012 9:21:36 AM |
Gibbyland | $100.00 | 1/24/2012 10:15:19 AM |
vutah | $25.00 | 1/24/2012 4:21:59 PM |
lostperception | $25.00 | 1/24/2012 3:17:51 PM |
CreditBuilder2 | $25.01 | 1/24/2012 3:31:50 PM |
mar97 | $25.00 | 1/24/2012 5:09:10 PM |
enticing-note | $25.00 | 1/24/2012 6:54:35 PM |
kevin314 | $40.00 | 1/24/2012 8:17:44 PM |
Domgabriel | $30.00 | 1/25/2012 3:42:24 AM |
Land_on_your_feet | $50.00 | 1/25/2012 6:25:54 AM |
squarebob | $25.00 | 1/25/2012 10:07:21 AM |
helynn | $25.00 | 1/25/2012 12:38:28 PM |
Rider | $104.00 | 1/25/2012 8:06:32 PM |
Lendomatic | $30.00 | 1/25/2012 10:06:05 PM |
UBOtto186 | $50.00 | 1/26/2012 1:53:36 AM |
momoney2008 | $50.00 | 1/26/2012 9:12:27 AM |
starry2001 | $25.00 | 1/26/2012 5:04:46 AM |
Brisket_Bob | $25.86 | 1/26/2012 4:33:54 AM |
kulender | $100.00 | 1/26/2012 5:33:44 AM |
doc1 | $150.00 | 1/26/2012 5:59:27 AM |
TMBank | $30.24 | 1/26/2012 6:10:45 AM |
Leshan | $75.00 | 1/26/2012 8:40:33 AM |
jhouman | $75.00 | 1/26/2012 9:24:48 AM |
money-baron-roth-IRA | $50.00 | 1/26/2012 9:47:09 AM |
tntmojave | $50.00 | 1/26/2012 9:26:24 AM |
sappy02 | $34.00 | 1/26/2012 9:32:21 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:29 AM |
mrxtravis | $25.00 | 1/26/2012 9:40:21 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:53 AM |
hitsman | $50.00 | 1/26/2012 10:05:10 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:58 AM |
wilchik | $75.00 | 1/26/2012 9:58:06 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:35 AM |
jiggaman7 | $50.00 | 1/26/2012 10:19:02 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:46 AM |
312-Lender | $25.00 | 1/26/2012 10:03:37 AM |
Money_Working | $40.00 | 1/26/2012 11:19:07 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:58 AM |
money-baron-Roth401k | $25.00 | 1/26/2012 10:03:04 AM |
orearella3 | $25.00 | 1/26/2012 10:04:08 AM |
penny-plato | $25.00 | 1/26/2012 10:06:59 AM |
luv4cycling | $25.00 | 1/26/2012 10:09:10 AM |
tomdooley12520 | $25.00 | 1/26/2012 1:35:20 PM |
nisim5 | $100.00 | 1/26/2012 10:12:58 AM |
a-currency-magnate | $70.69 | 1/26/2012 3:31:36 PM |
wwwUniversal | $25.00 | 1/26/2012 10:15:18 AM |
gavinsp | $25.00 | 1/26/2012 10:58:32 AM |
baker31 | $51.05 | 1/26/2012 12:03:52 PM |
bambampk | $250.00 | 1/26/2012 4:20:10 PM |
atomantic | $50.00 | 1/26/2012 1:06:07 PM |
money-blossom110 | $150.00 | 1/26/2012 2:15:44 PM |
EmpireInvestments | $100.00 | 1/26/2012 2:51:16 PM |
diicali | $25.00 | 1/26/2012 2:45:52 PM |
coin-flower1 | $25.00 | 1/26/2012 2:51:33 PM |
Phen0m526 | $25.00 | 1/26/2012 3:03:25 PM |
3_boyz | $75.00 | 1/26/2012 3:06:51 PM |
El_Profesional | $25.00 | 1/26/2012 3:21:43 PM |
harmonious-yield | $25.00 | 1/26/2012 3:29:22 PM |
falcon85 | $25.00 | 1/26/2012 3:31:23 PM |
rajs | $100.00 | 1/26/2012 3:43:52 PM |
merciful-yield | $161.02 | 1/26/2012 3:57:15 PM |
danf2201 | $50.00 | 1/26/2012 3:53:09 PM |
Weaverville | $25.00 | 1/26/2012 4:19:33 PM |
134 Investments
|
Borrower Payment Dependent Notes Series
553794
This series of Notes was issued and sold upon the funding of the borrower loan #59785, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 12% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
3 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $266 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 5% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| listing-walnut |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cattlebaron | $25.00 | 1/25/2012 5:21:58 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:32 PM |
credit-driver9 | $63.88 | 1/26/2012 7:02:41 PM |
reinforced-market3 | $25.00 | 1/26/2012 8:42:41 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:41 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:32 PM |
toblerone | $25.00 | 1/27/2012 5:29:02 PM |
Investor_DP | $100.00 | 1/27/2012 5:49:38 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:25 PM |
well-mannered-income3 | $60.00 | 1/28/2012 10:18:40 AM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:42 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:29 PM |
dough-mammal | $100.00 | 1/29/2012 12:27:41 PM |
blue-greenback-saver | $100.00 | 1/30/2012 4:06:02 AM |
dignified-finance | $50.00 | 1/30/2012 7:40:56 AM |
REVSTJ999 | $25.00 | 1/30/2012 9:05:35 AM |
Tradesmanlender | $25.00 | 1/30/2012 9:31:55 AM |
LoanMonkey | $50.00 | 1/30/2012 9:34:27 AM |
principal-cooker2 | $100.00 | 1/30/2012 9:34:16 AM |
unassassinable | $25.00 | 1/30/2012 9:34:51 AM |
worth-web5 | $50.00 | 1/30/2012 9:36:18 AM |
Tylerh | $250.00 | 1/30/2012 9:36:13 AM |
CaptainBlueberry | $25.00 | 1/30/2012 9:38:55 AM |
bid-czar8 | $100.00 | 1/30/2012 9:42:04 AM |
transparency-sapling | $25.00 | 1/30/2012 9:42:37 AM |
standanddeliver | $50.00 | 1/30/2012 9:47:08 AM |
SolarMoonshine | $25.00 | 1/30/2012 9:45:03 AM |
market-assembler | $50.00 | 1/30/2012 9:42:42 AM |
rescue | $100.00 | 1/30/2012 9:47:51 AM |
reflective-rupee | $25.00 | 1/25/2012 5:33:53 PM |
beakerfish | $50.00 | 1/26/2012 6:19:46 PM |
acarnegie | $25.00 | 1/27/2012 12:18:26 PM |
CSAworker | $25.00 | 1/27/2012 12:06:05 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:03 PM |
money-bauble | $100.00 | 1/28/2012 12:07:23 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:22 PM |
jamiee73 | $25.00 | 1/28/2012 1:04:28 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:20 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:41 PM |
Rick7925 | $25.00 | 1/29/2012 5:27:16 AM |
boylezz | $25.00 | 1/29/2012 8:53:06 AM |
jescowa | $50.00 | 1/29/2012 10:51:30 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:43 PM |
Smartrider | $25.00 | 1/30/2012 9:38:53 AM |
ommcd | $25.00 | 1/30/2012 9:41:37 AM |
CAGE-Investments | $25.00 | 1/30/2012 9:37:31 AM |
dgerts | $250.00 | 1/30/2012 9:38:08 AM |
prohelper | $25.00 | 1/30/2012 9:43:34 AM |
top-diversification-giraffe1 | $25.00 | 1/30/2012 9:46:37 AM |
e6400 | $25.00 | 1/30/2012 9:47:04 AM |
Index_Plus | $12,151.12 | 1/30/2012 9:54:43 AM |
Cutts | $25.00 | 1/30/2012 9:45:18 AM |
LendGuy | $25.00 | 1/30/2012 9:48:17 AM |
money-banker867 | $25.00 | 1/30/2012 9:50:43 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
553812
This series of Notes was issued and sold upon the funding of the borrower loan #59610, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $269.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1991 |
Debt/Income ratio:
| 50% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 21
/
19 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 65 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $27,852 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| discrete-openness9 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 760-779
(Jun-2011)
|
Principal balance:
| $14,311.64 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
TA2
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 1/24/2012 5:16:17 PM |
jamiee73 | $25.00 | 1/24/2012 5:52:35 PM |
enticing-note | $25.00 | 1/24/2012 6:54:38 PM |
kevin314 | $40.00 | 1/24/2012 8:17:46 PM |
BigBag | $25.00 | 1/25/2012 6:04:23 AM |
transparency-sapling | $25.00 | 1/25/2012 9:34:58 AM |
unflappable-pound3 | $50.00 | 1/25/2012 6:08:16 PM |
Index_Plus | $10,000.00 | 1/25/2012 5:38:00 PM |
rupee-equation2 | $25.00 | 1/24/2012 6:04:25 PM |
chameleon125 | $25.00 | 1/25/2012 1:55:13 PM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:25 AM |
john0720 | $50.00 | 1/25/2012 4:06:36 PM |
Phil26 | $85.00 | 1/25/2012 6:15:28 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
553814
This series of Notes was issued and sold upon the funding of the borrower loan #59684, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $258.68 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
3 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,982 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| IronMan10 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal
Purpose of loan:
This loan will be used to...fund home improvement
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $10000
Monthly expenses: $
Housing: $2500
Insurance: $150
Car expenses: $950
Utilities: $500
Phone, cable, internet: $200
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $75.00 | 1/26/2012 2:56:17 AM |
Dubbs360 | $100.00 | 1/24/2012 9:15:39 AM |
duty-explosion9 | $25.00 | 1/24/2012 9:28:21 AM |
Weaverville | $25.00 | 1/24/2012 9:33:05 AM |
LittleMingo | $25.00 | 1/24/2012 9:05:23 AM |
the-hope-workhorse | $300.00 | 1/24/2012 9:44:23 AM |
loan-fate | $50.00 | 1/24/2012 9:44:46 AM |
cattlebaron | $25.00 | 1/24/2012 10:29:57 AM |
alpete7 | $50.00 | 1/24/2012 10:47:09 AM |
money-baron-Roth401k | $50.00 | 1/24/2012 9:47:42 AM |
careful-vigilance4 | $25.00 | 1/24/2012 9:56:27 AM |
mercuriant | $25.00 | 1/24/2012 9:57:51 AM |
mlj0671 | $25.00 | 1/24/2012 1:50:09 PM |
tolerant-dime2 | $25.00 | 1/24/2012 11:41:00 AM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:52 PM |
red-power-pecan | $50.00 | 1/24/2012 5:18:26 PM |
sensible-fund | $25.00 | 1/24/2012 3:45:44 PM |
jybank | $50.00 | 1/24/2012 5:29:03 PM |
superb-funds335 | $25.00 | 1/24/2012 5:33:50 PM |
SFBank | $50.00 | 1/24/2012 5:46:13 PM |
frogperson | $300.00 | 1/24/2012 6:32:15 PM |
asset-professor | $25.00 | 1/24/2012 5:55:42 PM |
frogperson | $350.00 | 1/24/2012 6:43:09 PM |
rjcoutur2001 | $33.28 | 1/24/2012 8:13:18 PM |
saxaphone6 | $25.00 | 1/24/2012 8:36:33 PM |
natural-point1 | $25.00 | 1/25/2012 7:46:36 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:45 AM |
transaction-circuit | $50.00 | 1/25/2012 8:18:57 AM |
fortytwo | $150.00 | 1/25/2012 9:06:45 AM |
leverage-monger | $25.00 | 1/25/2012 9:17:53 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:25 AM |
genuine-integrity0 | $25.00 | 1/25/2012 9:42:23 AM |
Interloper | $40.00 | 1/25/2012 9:45:20 AM |
hitsman | $50.00 | 1/25/2012 10:04:39 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:09 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:32 AM |
goat0 | $50.00 | 1/25/2012 12:52:57 PM |
thomas16882004 | $25.00 | 1/25/2012 3:05:03 PM |
Land_on_your_feet | $25.00 | 1/25/2012 10:20:59 AM |
careful-compassion | $25.00 | 1/25/2012 3:50:12 PM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:25 AM |
Charlie0084 | $25.00 | 1/25/2012 10:49:26 AM |
transformer855 | $25.00 | 1/25/2012 10:54:36 AM |
scarlet-velvet | $25.08 | 1/25/2012 10:35:22 AM |
Moneypenny6 | $25.00 | 1/25/2012 11:32:49 AM |
fair-peace7 | $25.00 | 1/25/2012 11:57:50 AM |
hillerod | $25.25 | 1/25/2012 2:15:15 PM |
queentut | $75.00 | 1/25/2012 4:44:08 PM |
Aeroman32 | $50.00 | 1/25/2012 8:36:52 PM |
intrepid-loot | $25.00 | 1/26/2012 6:32:09 AM |
nimble-revenue5 | $100.00 | 1/25/2012 10:14:38 PM |
asset-sprout | $25.00 | 1/26/2012 4:12:57 AM |
well-mannered-income3 | $80.00 | 1/26/2012 5:16:39 AM |
pietro_torna_indietro | $25.00 | 1/26/2012 6:18:50 AM |
worthy-bid4 | $50.00 | 1/26/2012 9:38:07 AM |
forthright-trade | $25.00 | 1/26/2012 10:00:18 AM |
evergreen16 | $200.00 | 1/26/2012 11:10:36 AM |
john0720 | $50.00 | 1/26/2012 2:31:05 PM |
JPINVEST7 | $25.00 | 1/26/2012 2:34:17 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:55 PM |
Allyson-Prosper | $25.00 | 1/26/2012 12:33:05 PM |
saihu | $25.00 | 1/26/2012 3:24:36 PM |
Tylerh | $250.00 | 1/26/2012 5:10:01 PM |
hamster | $25.93 | 1/26/2012 4:00:43 PM |
rate-authority2 | $25.00 | 1/26/2012 4:51:31 PM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 5:39:14 PM |
wkeboarder21 | $50.00 | 1/26/2012 5:26:53 PM |
favorite-commerce | $60.00 | 1/26/2012 9:28:29 PM |
unconquerable-cash | $25.00 | 1/26/2012 9:47:45 PM |
prudent-bid3 | $25.00 | 1/26/2012 6:31:17 PM |
kain11286 | $50.00 | 1/26/2012 6:40:22 PM |
soulwork | $50.00 | 1/26/2012 7:17:47 PM |
ore-dojo | $30.00 | 1/26/2012 8:09:23 PM |
graceful-investment | $50.00 | 1/26/2012 9:26:04 PM |
tender-ore | $25.00 | 1/26/2012 10:05:41 PM |
ethical-truth211 | $61.01 | 1/27/2012 1:35:01 AM |
loanman2007 | $100.00 | 1/24/2012 9:03:40 AM |
InChicago | $100.00 | 1/25/2012 5:27:49 PM |
economy-popcorn | $25.00 | 1/26/2012 5:40:01 AM |
bubb_hans | $50.00 | 1/24/2012 9:24:05 AM |
nimble-revenue5 | $50.00 | 1/24/2012 9:28:40 AM |
handy-justice | $50.00 | 1/24/2012 9:04:14 AM |
enchanted-diversification496 | $50.00 | 1/24/2012 9:08:48 AM |
rupee-equation2 | $25.00 | 1/24/2012 9:11:54 AM |
golden-velocity9 | $25.00 | 1/24/2012 9:40:00 AM |
economy-coup | $50.00 | 1/24/2012 9:26:05 AM |
tnjohnso | $25.00 | 1/24/2012 9:55:11 AM |
penny-surgeon | $25.00 | 1/24/2012 10:00:18 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:26 AM |
first-pragmatic-power | $25.00 | 1/24/2012 9:51:37 AM |
CA-Lender | $50.00 | 1/24/2012 10:55:01 AM |
DeltaComputerGuy | $25.00 | 1/24/2012 10:55:46 AM |
beachfunder | $25.00 | 1/24/2012 11:40:08 AM |
reflective-rupee | $25.00 | 1/24/2012 12:52:44 PM |
deal-goliath4 | $500.00 | 1/24/2012 1:18:44 PM |
profit-powerplant | $25.00 | 1/24/2012 5:18:16 PM |
melodious-openness | $300.00 | 1/24/2012 4:13:08 PM |
yf99yz | $25.00 | 1/24/2012 4:28:35 PM |
diplomatic-wealth7 | $25.00 | 1/24/2012 5:30:38 PM |
skillful-asset5 | $30.00 | 1/24/2012 5:32:47 PM |
money-bauble | $100.00 | 1/24/2012 5:34:35 PM |
matt_2006 | $25.00 | 1/24/2012 5:45:12 PM |
emosspot | $25.00 | 1/24/2012 6:47:04 PM |
shrewd-peace7 | $25.00 | 1/24/2012 5:52:42 PM |
Bob450 | $30.00 | 1/24/2012 8:45:33 PM |
emjo1219 | $25.00 | 1/25/2012 2:59:45 AM |
suave-dime6 | $25.00 | 1/25/2012 5:56:06 AM |
let_me_retire | $75.00 | 1/25/2012 1:42:51 AM |
tensalis | $25.00 | 1/25/2012 5:05:13 AM |
buffalobills | $25.00 | 1/25/2012 7:02:42 AM |
beachfunder | $25.00 | 1/25/2012 7:39:48 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:51 AM |
jstefans | $25.00 | 1/25/2012 9:05:43 AM |
a-resplendent-commitment | $25.00 | 1/25/2012 9:41:56 AM |
Ragnar | $25.00 | 1/25/2012 10:02:55 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:54 AM |
jules3304 | $25.00 | 1/25/2012 10:33:49 AM |
orearella3 | $25.00 | 1/25/2012 10:08:41 AM |
exciting-gold6 | $50.00 | 1/25/2012 4:14:59 PM |
unclejaef | $25.00 | 1/25/2012 4:29:09 PM |
zorg77 | $50.00 | 1/25/2012 2:48:18 PM |
EatWiCheese | $28.00 | 1/25/2012 3:45:25 PM |
Myrick | $25.00 | 1/25/2012 3:56:12 PM |
Rogesparkguy | $25.00 | 1/25/2012 3:57:38 PM |
glenium | $25.00 | 1/26/2012 2:45:12 AM |
aprivatelender | $50.00 | 1/25/2012 7:22:26 PM |
grammaspurse | $25.00 | 1/25/2012 8:26:34 PM |
scoobiedoo | $50.00 | 1/26/2012 5:30:55 AM |
doc1 | $100.00 | 1/26/2012 5:58:21 AM |
intrepid-truth6 | $25.00 | 1/26/2012 10:45:53 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:50 PM |
compassion-artisan9 | $50.00 | 1/26/2012 12:56:22 PM |
WhiteKnightofMountZion | $44.85 | 1/26/2012 2:21:53 PM |
found_funds | $50.00 | 1/26/2012 3:26:47 PM |
the-sunny-loot | $25.00 | 1/26/2012 4:10:21 PM |
gold-cluster | $50.00 | 1/26/2012 5:00:18 PM |
the-magnetic-transaction | $50.00 | 1/26/2012 5:05:35 PM |
the-enthralling-coin | $25.00 | 1/26/2012 5:17:52 PM |
riveting-wealth2 | $50.00 | 1/26/2012 5:11:26 PM |
Sid-K | $25.00 | 1/26/2012 5:13:53 PM |
toblerone | $25.00 | 1/26/2012 5:15:42 PM |
shrewd-deal | $50.00 | 1/26/2012 6:21:26 PM |
auction-seeker | $25.00 | 1/26/2012 8:10:40 PM |
mammalian4 | $25.00 | 1/26/2012 5:46:09 PM |
exchange-upholder0 | $25.00 | 1/26/2012 9:59:44 PM |
Robertd918 | $36.60 | 1/26/2012 6:13:03 PM |
Kash2010lu | $50.00 | 1/26/2012 6:21:51 PM |
hope-fortress753 | $25.00 | 1/26/2012 8:01:09 PM |
greenbacchus | $25.00 | 1/26/2012 9:37:04 PM |
autonomous-truth | $100.00 | 1/26/2012 9:25:48 PM |
WLenders | $50.00 | 1/26/2012 9:39:52 PM |
ekmendenhall | $100.00 | 1/26/2012 10:01:27 PM |
Haribelle | $25.00 | 1/27/2012 12:27:51 AM |
153 Investments
|
Borrower Payment Dependent Notes Series
553840
This series of Notes was issued and sold upon the funding of the borrower loan #59666, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $149.69 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Dec-2002 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 7
/
3 | Length of status: | 0y 2m |
Amount delinquent:
| $3,405 |
Total credit lines:
| 30 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $937 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| hope-evergreen3 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal loan
Purpose of loan: personal
This loan will be used to... Yard and pet care, fixing car, debt consolidating
My financial situation: average/good
I am a good candidate for this loan because... Its for a good cause. Im responsable
Monthly net income: $1600
Monthly expenses: 800
Housing: $350
Insurance: $85
Car expenses: $0
Utilities: $35
Phone, cable, internet: $0
Food, entertainment: $100
Clothing, household expenses: $100
Credit cards and other loans: $1500
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $50.00 | 1/24/2012 9:08:12 AM |
Dubbs360 | $50.00 | 1/24/2012 9:15:49 AM |
HHP | $100.00 | 1/24/2012 9:20:52 AM |
nimble-revenue5 | $50.00 | 1/24/2012 9:28:41 AM |
hitsman | $50.00 | 1/24/2012 9:12:27 AM |
bubb_hans | $50.00 | 1/24/2012 9:24:10 AM |
nex | $25.00 | 1/24/2012 9:29:48 AM |
LuvToLend | $25.00 | 1/24/2012 9:32:48 AM |
asiaratt | $50.00 | 1/24/2012 9:54:35 AM |
careful-vigilance4 | $25.00 | 1/24/2012 9:56:28 AM |
suave-dime6 | $25.00 | 1/24/2012 4:05:42 PM |
deal-goliath4 | $500.00 | 1/24/2012 1:18:45 PM |
generosity-producer594 | $25.00 | 1/24/2012 2:39:54 PM |
high_flyer | $100.00 | 1/24/2012 10:31:10 PM |
Free-the-usa-1776 | $25.00 | 1/24/2012 11:38:17 PM |
Land_on_your_feet | $25.00 | 1/25/2012 5:56:32 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:52 AM |
Weaverville | $25.00 | 1/25/2012 8:59:59 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:14 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:32 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:04:02 AM |
bsh297 | $25.00 | 1/25/2012 10:29:49 AM |
viennese | $25.00 | 1/25/2012 4:31:17 PM |
helping-out | $30.00 | 1/25/2012 3:55:31 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:13:24 PM |
Finchy78 | $25.00 | 1/26/2012 8:39:13 AM |
silver-enlightenment0 | $100.00 | 1/26/2012 8:10:37 AM |
momoney2008 | $25.00 | 1/26/2012 9:14:29 AM |
first-compassion-oak | $25.00 | 1/26/2012 9:35:38 AM |
gold-sushi | $25.00 | 1/26/2012 10:17:16 AM |
building_community | $25.00 | 1/26/2012 12:13:30 PM |
ranch5 | $100.00 | 1/26/2012 2:27:56 PM |
principal-cooker2 | $100.00 | 1/26/2012 10:14:37 AM |
Investor_DP | $100.00 | 1/26/2012 12:59:38 PM |
gain-expert | $25.00 | 1/26/2012 1:46:15 PM |
vinyl969 | $38.10 | 1/26/2012 4:06:53 PM |
jebber007 | $31.05 | 1/26/2012 4:38:47 PM |
Sid-K | $25.00 | 1/26/2012 5:13:53 PM |
jiggaman7 | $50.00 | 1/24/2012 9:12:47 AM |
cash-delight1 | $50.00 | 1/24/2012 9:21:36 AM |
worth-web5 | $50.00 | 1/24/2012 9:47:27 AM |
worthy-bid8 | $100.00 | 1/24/2012 9:52:00 AM |
MikeyZ2008 | $25.00 | 1/24/2012 9:44:18 AM |
toblerone | $25.00 | 1/24/2012 9:53:32 AM |
SecondChanceLendingSERV | $25.00 | 1/24/2012 12:17:40 PM |
Bank42 | $25.00 | 1/24/2012 10:02:18 AM |
rate-authority2 | $25.00 | 1/24/2012 2:00:22 PM |
calimanusa | $50.00 | 1/24/2012 5:16:41 PM |
frogperson | $200.00 | 1/24/2012 6:43:10 PM |
asdf9876 | $25.00 | 1/25/2012 4:38:45 AM |
leverage-monger | $25.00 | 1/25/2012 9:15:54 AM |
Janick | $25.00 | 1/25/2012 8:59:01 AM |
jstefans | $25.00 | 1/25/2012 9:05:43 AM |
wwwUniversal | $25.00 | 1/25/2012 9:52:54 AM |
investment-cluster | $25.00 | 1/25/2012 9:57:49 AM |
ethical-truth211 | $25.00 | 1/25/2012 9:56:55 AM |
fair-peace7 | $25.00 | 1/25/2012 11:57:51 AM |
orearella3 | $25.00 | 1/25/2012 10:08:41 AM |
green-robust-currency | $25.00 | 1/25/2012 4:38:09 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:27 PM |
Cutts | $25.00 | 1/26/2012 10:14:16 AM |
lucrative-reward | $100.00 | 1/26/2012 1:40:18 PM |
FASTIZIO_P | $25.00 | 1/26/2012 10:17:02 AM |
thisbucksforu | $25.00 | 1/26/2012 12:51:27 PM |
loyalty-legend2 | $50.00 | 1/26/2012 4:43:17 PM |
euro-spark | $35.00 | 1/26/2012 4:24:45 PM |
lendahope | $66.59 | 1/26/2012 4:29:52 PM |
kind-credit-bear | $25.00 | 1/26/2012 4:55:44 PM |
Mariner3605 | $25.00 | 1/26/2012 5:19:21 PM |
ChrisProsper | $24.26 | 1/26/2012 5:25:07 PM |
70 Investments
|
Borrower Payment Dependent Notes Series
553852
This series of Notes was issued and sold upon the funding of the borrower loan #59871, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-24-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $256.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 12
/
11 | Length of status: | 18y 6m |
Amount delinquent:
| $431 |
Total credit lines:
| 32 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,899 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| jcintx333 |
Borrower's state:
| Virginia |
Borrower's group:
| Vets helping Vets |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 25 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jan-2008)
580-599
(Dec-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Hard Working Military Man
Purpose of loan:
This loan will be used to payoff some credit cards that have accumulated while traveling to visit sick father in TX. Most of the card rates are 27-31% because I haven't used them in quite some time and the issuing banks refuse to lower the rates.
My financial situation:
I am a good candidate for this loan because I have a great, steady, military career with job security and a government paycheck every two weeks.
Monthly net income: $6000
Housing: $1900
Insurance: $180
Car expenses: $170
Utilities: $250
Phone, cable, internet: $50
Food: $500
Clothing, household expenses: $100
Credit cards and other loans: $520
Other expenses (daughter's Autism school): $860
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $34.77 | 1/24/2012 5:05:11 PM |
AndChicksforFree | $250.00 | 1/24/2012 5:41:22 PM |
113121 | $50.00 | 1/25/2012 7:47:02 AM |
MoneyForNothing | $17.35 | 1/28/2012 12:53:57 PM |
green-trade-dolphin2 | $38.26 | 1/24/2012 5:02:49 PM |
five-star-note | $50.00 | 1/24/2012 5:37:04 PM |
investmentgroup | $25.00 | 1/24/2012 5:16:29 PM |
cattlebaron | $100.00 | 1/24/2012 5:28:05 PM |
janeybooboo | $100.00 | 1/24/2012 6:26:12 PM |
enticing-note | $25.00 | 1/24/2012 6:54:39 PM |
mikeandcat | $150.00 | 1/24/2012 7:13:23 PM |
contract-student2 | $47.48 | 1/24/2012 7:21:36 PM |
virtuous-repayment | $25.00 | 1/24/2012 6:06:04 PM |
atlas100 | $50.00 | 1/25/2012 7:11:43 AM |
moola-accelerator6 | $60.00 | 1/25/2012 7:52:39 AM |
RB_Double-A_Bravo | $29.28 | 1/25/2012 7:55:58 AM |
SouthernRemarketing | $29.78 | 1/25/2012 8:29:56 AM |
RLaumeyer | $26.00 | 1/25/2012 9:32:15 AM |
well-rounded-dinero | $150.00 | 1/25/2012 9:52:53 AM |
matthewa | $25.00 | 1/25/2012 11:58:47 AM |
wesleyan | $300.00 | 1/25/2012 2:55:19 PM |
balance-transformer3 | $25.00 | 1/25/2012 4:14:08 PM |
payment-chief9 | $52.61 | 1/25/2012 7:46:05 PM |
gain-equator | $25.00 | 1/25/2012 8:32:44 PM |
jpaulnyc | $150.00 | 1/25/2012 11:30:20 PM |
Enz0 | $76.42 | 1/26/2012 4:01:44 AM |
Wilhan | $40.00 | 1/26/2012 6:13:12 AM |
pietro_torna_indietro | $50.00 | 1/26/2012 6:40:30 AM |
diligent-moola9 | $25.00 | 1/26/2012 8:33:35 AM |
Asgardian | $30.00 | 1/26/2012 10:26:52 AM |
Fire2 | $25.00 | 1/26/2012 1:20:18 PM |
Phen0m526 | $25.00 | 1/26/2012 3:19:14 PM |
rolltide09 | $50.00 | 1/26/2012 5:37:34 PM |
dkjl | $60.46 | 1/26/2012 9:06:56 PM |
marwadi-62 | $500.00 | 1/26/2012 6:56:22 PM |
graceful-investment | $100.00 | 1/26/2012 9:08:19 PM |
corndog4000 | $140.00 | 1/26/2012 9:44:31 PM |
Boxster968 | $110.39 | 1/27/2012 12:06:32 AM |
arcite | $35.98 | 1/27/2012 7:40:24 AM |
jpollar | $500.00 | 1/27/2012 6:20:04 AM |
Bob450 | $30.00 | 1/27/2012 7:06:29 AM |
FarmersBank | $37.44 | 1/27/2012 8:00:12 AM |
ALANGREANSPAN | $75.00 | 1/27/2012 8:51:44 AM |
future-baby-fund | $25.00 | 1/27/2012 9:33:35 AM |
Aquanaut | $25.00 | 1/27/2012 10:09:07 AM |
well-mannered-income3 | $50.00 | 1/27/2012 12:38:06 PM |
thebiggestnagger | $25.17 | 1/27/2012 4:38:05 PM |
GCSS | $25.00 | 1/27/2012 2:40:27 PM |
natural-greenback6 | $25.00 | 1/27/2012 7:18:01 PM |
Socorro_Capital_Partners | $25.01 | 1/27/2012 9:19:46 PM |
chorus731 | $50.00 | 1/27/2012 9:48:56 PM |
treasure-coyote3 | $50.00 | 1/27/2012 10:01:29 PM |
pinballwizard | $25.00 | 1/28/2012 12:33:49 AM |
rustysailor | $25.00 | 1/27/2012 6:49:20 PM |
Enz0 | $364.16 | 1/27/2012 7:28:31 PM |
rockhound84 | $25.00 | 1/28/2012 6:01:34 AM |
jpac1066 | $200.00 | 1/28/2012 5:15:36 AM |
wonderous-power | $25.00 | 1/28/2012 5:38:52 AM |
trumpeter5 | $25.00 | 1/28/2012 5:04:47 AM |
gotjack | $25.00 | 1/28/2012 5:43:56 AM |
Rulea72 | $25.00 | 1/28/2012 8:08:27 AM |
sincere-balance | $25.00 | 1/28/2012 8:20:28 AM |
Tikibarman | $100.00 | 1/28/2012 8:24:57 AM |
Eaglehigh | $25.00 | 1/28/2012 11:15:32 AM |
flight51 | $55.00 | 1/28/2012 11:36:19 AM |
Whatssofunnybout | $33.34 | 1/28/2012 9:47:55 AM |
prudent-bid3 | $50.00 | 1/28/2012 11:43:28 AM |
Bankwithme | $500.00 | 1/28/2012 12:16:31 PM |
worlds-best-worth2 | $25.00 | 1/28/2012 12:40:15 PM |
velocity-warrior | $25.00 | 1/28/2012 12:53:03 PM |
income-motor479 | $50.00 | 1/28/2012 12:46:53 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:40 PM |
AndChicksforFree | $50.00 | 1/24/2012 5:39:23 PM |
Feyenoord | $30.00 | 1/24/2012 5:29:30 PM |
Moe87 | $25.00 | 1/24/2012 6:03:34 PM |
loanman2007 | $200.00 | 1/25/2012 4:59:12 AM |
return-grizzly | $100.00 | 1/25/2012 6:05:41 AM |
the-discrete-income | $50.00 | 1/27/2012 6:09:34 PM |
Rip128 | $200.00 | 1/28/2012 7:37:31 AM |
High-flyer | $50.00 | 1/28/2012 12:21:12 PM |
LittleMingo | $25.00 | 1/24/2012 5:02:49 PM |
Zoramite | $25.00 | 1/24/2012 5:06:39 PM |
orange-impartial-asset | $25.00 | 1/24/2012 5:57:34 PM |
Brisket_Bob | $25.00 | 1/24/2012 5:56:35 PM |
wildanne | $25.00 | 1/24/2012 6:02:38 PM |
Domgabriel | $30.00 | 1/24/2012 6:14:16 PM |
calimanusa | $30.00 | 1/24/2012 10:14:08 PM |
small-change | $25.00 | 1/24/2012 7:43:15 PM |
patriot384 | $50.00 | 1/25/2012 6:17:54 AM |
black-plague | $33.62 | 1/25/2012 7:13:30 AM |
DoctorJoe | $30.00 | 1/25/2012 8:19:52 AM |
mneinc | $50.00 | 1/25/2012 6:14:51 AM |
first-dinero-paladin | $200.00 | 1/25/2012 7:23:53 AM |
nitrostamped | $293.06 | 1/25/2012 7:43:54 AM |
Leshan | $75.00 | 1/25/2012 8:24:30 AM |
Gregger | $25.00 | 1/25/2012 9:29:37 AM |
thankful-nickel2 | $25.00 | 1/25/2012 9:34:07 AM |
wesleyan | $107.36 | 1/25/2012 2:59:36 PM |
yf99yz | $25.00 | 1/25/2012 4:11:37 PM |
The-Helper | $25.00 | 1/25/2012 11:44:21 AM |
orange-impartial-asset | $75.00 | 1/25/2012 2:53:33 PM |
chameleon125 | $50.00 | 1/25/2012 1:55:25 PM |
Jerrys1951 | $25.00 | 1/25/2012 6:56:45 PM |
DHolly | $25.00 | 1/25/2012 5:31:19 PM |
Scotcha | $50.00 | 1/26/2012 5:59:09 AM |
atomantic | $25.00 | 1/26/2012 1:07:52 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:37:58 PM |
marala4285 | $26.00 | 1/26/2012 5:31:08 PM |
rcs2003 | $25.00 | 1/26/2012 6:13:53 PM |
enticing-exchange3 | $25.00 | 1/26/2012 8:54:27 PM |
marwadi-62 | $500.00 | 1/26/2012 6:58:11 PM |
social-comet7 | $25.00 | 1/27/2012 3:34:14 AM |
F-A1Grant | $25.00 | 1/27/2012 9:11:15 AM |
orearella3 | $25.00 | 1/27/2012 9:21:01 AM |
twjh | $25.00 | 1/27/2012 4:18:50 PM |
blissful-cash3 | $50.00 | 1/27/2012 2:14:08 PM |
brightest-fund-base | $25.00 | 1/27/2012 3:45:56 PM |
mammalian4 | $50.00 | 1/27/2012 5:02:53 PM |
p2p-allocator | $25.00 | 1/27/2012 6:19:03 PM |
psbruce | $26.75 | 1/27/2012 7:30:06 PM |
sevenbridges | $25.00 | 1/27/2012 7:41:17 PM |
the-wealth-taxi | $25.00 | 1/27/2012 5:52:57 PM |
enthusiastic-balance5 | $100.00 | 1/27/2012 8:02:14 PM |
jodilee31 | $25.00 | 1/27/2012 8:05:20 PM |
superb-kindness2 | $100.00 | 1/28/2012 6:39:37 AM |
travels536 | $25.00 | 1/28/2012 6:49:08 AM |
USMC0311 | $25.00 | 1/27/2012 10:44:46 PM |
nickelasaurus-rex | $32.65 | 1/28/2012 2:39:15 AM |
SkinnyFish | $100.00 | 1/28/2012 8:21:20 AM |
sincere-balance | $25.00 | 1/28/2012 8:39:08 AM |
Ambassador | $36.00 | 1/28/2012 5:05:55 AM |
icon7 | $50.00 | 1/28/2012 6:58:20 AM |
RainyDayFunds | $25.00 | 1/28/2012 9:27:51 AM |
Rollshaft | $35.00 | 1/28/2012 7:42:50 AM |
FinanceEngine | $40.00 | 1/28/2012 7:59:47 AM |
dapablotv | $100.00 | 1/28/2012 8:42:43 AM |
felicity-contributor3 | $50.00 | 1/28/2012 8:31:15 AM |
UncleScroogeDMD | $113.57 | 1/28/2012 8:48:52 AM |
Strand_Investments | $39.33 | 1/28/2012 11:27:07 AM |
dordee | $41.10 | 1/28/2012 11:28:00 AM |
CACO_Lender | $25.00 | 1/28/2012 12:01:25 PM |
dime-smasher5 | $25.00 | 1/28/2012 11:05:18 AM |
spiff666 | $26.66 | 1/28/2012 11:43:24 AM |
sgt-schultz | $30.00 | 1/28/2012 12:16:15 PM |
listing-trapper3 | $50.00 | 1/28/2012 12:08:04 PM |
Littlepeng | $25.00 | 1/28/2012 12:16:32 PM |
processor115 | $25.00 | 1/28/2012 12:17:10 PM |
leverage-dolphin | $25.00 | 1/28/2012 12:38:07 PM |
squarebob | $25.00 | 1/28/2012 12:38:18 PM |
bughead | $25.00 | 1/28/2012 12:39:50 PM |
150 Investments
|
Borrower Payment Dependent Notes Series
553856
This series of Notes was issued and sold upon the funding of the borrower loan #59577, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $238.46 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-2001 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 2y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Realtor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $528 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| tremendous-marketplace3 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Feb-2011)
|
Principal balance:
| $6,487.59 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Getting Married!!! Need your help
Purpose of loan:
This loan will be used to pay some of the costs for my wedding. Extra things that my future wife wants.
My financial situation:
I am a good candidate for this loan because this is my second loan from prosper. I was never late on any of the payments and that loan was for double the amount of this loan. I have also paid more than half of the loan off within a single year. My financial situation is great, no credit card debt or anything. I just have a car note which i am paying.
I work as a real estate agent, have an online store, and also manage my family's wholesale distribution business. I could ask parents for money, but feel that as a man getting married, its better to take care of my own issues. I am very responsible and would greatly appreciate your help in my wedding.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $32.72 | 1/24/2012 5:02:53 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:44 PM |
trade-burrito4 | $35.00 | 1/24/2012 5:47:26 PM |
proper-agreement8 | $50.00 | 1/24/2012 5:56:59 PM |
kenji4861 | $25.00 | 1/24/2012 5:58:24 PM |
enticing-note | $25.00 | 1/24/2012 6:54:39 PM |
GElender | $40.00 | 1/24/2012 6:06:23 PM |
kevin314 | $40.00 | 1/24/2012 8:17:47 PM |
pooldar | $25.00 | 1/24/2012 11:48:46 PM |
new-marketplace-lyrics | $25.00 | 1/25/2012 2:45:27 AM |
Leshan | $50.00 | 1/25/2012 7:54:50 AM |
deal-pal | $25.00 | 1/25/2012 8:16:58 AM |
Boba1964 | $25.00 | 1/25/2012 5:43:37 AM |
cerebral-dollar773 | $50.00 | 1/25/2012 7:26:43 AM |
Index_Plus | $4,332.76 | 1/25/2012 5:15:31 PM |
vinayski | $25.00 | 1/24/2012 5:34:56 PM |
sturdy-fairness0 | $100.00 | 1/24/2012 5:13:33 PM |
Harry | $50.00 | 1/24/2012 5:25:47 PM |
rupee-equation2 | $25.00 | 1/24/2012 6:04:26 PM |
transparency-river1 | $2,000.00 | 1/24/2012 5:56:04 PM |
income-cocktail3 | $35.00 | 1/25/2012 7:09:03 AM |
blue-useful-auction | $25.00 | 1/25/2012 7:01:39 AM |
kirat15 | $50.00 | 1/25/2012 8:49:21 AM |
magical-credit523 | $25.00 | 1/25/2012 9:50:59 AM |
mar97 | $25.00 | 1/25/2012 9:55:53 AM |
Guiren | $105.91 | 1/25/2012 12:23:05 PM |
squarebob | $25.00 | 1/25/2012 10:07:21 AM |
Lie-On-Lion | $100.00 | 1/25/2012 3:30:07 PM |
john0720 | $50.00 | 1/25/2012 4:06:36 PM |
dammage | $28.61 | 1/25/2012 4:50:37 PM |
30 Investments
|
Borrower Payment Dependent Notes Series
553864
This series of Notes was issued and sold upon the funding of the borrower loan #59618, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $323.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1993 |
Debt/Income ratio:
| 42% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,867 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-class-dollar99 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
wildchild
Purpose of loan:
This loan will be used to... consolidate credit card debt to 1 payment
My financial situation:
I am a good candidate for this loan because... I can pay my bills, I just want one payment
Monthly net income: $1352.00
Monthly expenses: $1000.00
Housing: $
Insurance: $
Car expenses: $351.00
Utilities: $147.00
Phone, cable, internet: $360.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $1000.00
Other expenses: $
I have no other expenses, I have alot of credit cards that I want to conslodate into one payment a month
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 1/25/2012 5:03:20 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
553882
This series of Notes was issued and sold upon the funding of the borrower loan #59588, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $400.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Feb-1990 |
Debt/Income ratio:
| 33% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,074 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| authentic-penny4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvements
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/24/2012 5:47:50 PM |
platinum-czar | $29.51 | 1/25/2012 7:48:35 PM |
shawnw2 | $75.00 | 1/26/2012 2:56:17 AM |
icanhasloanz | $50.00 | 1/26/2012 10:09:36 AM |
jiggaman7 | $50.00 | 1/24/2012 5:07:44 PM |
worth-web5 | $50.00 | 1/24/2012 5:20:24 PM |
missing-link | $25.00 | 1/24/2012 5:30:48 PM |
fantastic-wampum1 | $100.00 | 1/24/2012 5:15:14 PM |
red-power-pecan | $50.00 | 1/24/2012 5:18:26 PM |
note-mover9 | $25.00 | 1/24/2012 5:19:24 PM |
Dubbs360 | $100.00 | 1/24/2012 5:45:41 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:45 PM |
mercuriant | $25.00 | 1/24/2012 5:25:10 PM |
skillful-asset5 | $30.00 | 1/24/2012 5:27:06 PM |
loan-fate | $50.00 | 1/24/2012 5:27:33 PM |
dollar-sonnet3 | $25.00 | 1/24/2012 5:52:23 PM |
diplomatic-wealth7 | $25.00 | 1/24/2012 5:30:39 PM |
2grindstones | $30.00 | 1/24/2012 5:34:10 PM |
productive-note2 | $100.00 | 1/24/2012 5:46:25 PM |
careful-vigilance4 | $25.00 | 1/24/2012 5:45:32 PM |
Relaxo | $50.00 | 1/24/2012 6:28:03 PM |
JohnSmallberries | $25.00 | 1/24/2012 5:47:24 PM |
hitsman | $50.00 | 1/24/2012 5:53:43 PM |
rupee-equation2 | $25.00 | 1/24/2012 6:04:27 PM |
pound-mushroom3 | $25.00 | 1/24/2012 6:00:58 PM |
DiligentiaLLC | $50.00 | 1/24/2012 6:47:26 PM |
theprince | $50.00 | 1/24/2012 10:48:36 PM |
gain-equator | $25.00 | 1/24/2012 7:35:40 PM |
Kash2010lu | $25.00 | 1/24/2012 7:40:56 PM |
realtormoises | $25.00 | 1/25/2012 5:21:29 AM |
alpete7 | $50.00 | 1/24/2012 8:16:52 PM |
top-tolerant-loyalty | $25.00 | 1/24/2012 10:18:21 PM |
buffalobills | $25.00 | 1/25/2012 7:03:03 AM |
asdf9876 | $25.00 | 1/25/2012 4:38:46 AM |
fortytwo | $150.00 | 1/25/2012 9:06:45 AM |
hopethisworks | $25.00 | 1/25/2012 9:34:01 AM |
marketplace-cello5 | $25.00 | 1/25/2012 9:42:00 AM |
dedicated-transaction796 | $25.00 | 1/25/2012 9:46:23 AM |
marketplace-hut9 | $25.00 | 1/25/2012 9:46:50 AM |
worth-quark7 | $50.00 | 1/25/2012 9:30:40 AM |
the-profit-oracle | $25.00 | 1/25/2012 9:47:08 AM |
flexible-value | $50.00 | 1/25/2012 9:42:30 AM |
sharpey | $25.00 | 1/25/2012 9:42:38 AM |
TronMedici | $50.00 | 1/25/2012 9:41:05 AM |
top-asset-chemistry | $25.00 | 1/25/2012 9:57:08 AM |
ecstatic-money064 | $25.00 | 1/25/2012 9:42:36 AM |
currency-pilot5 | $25.00 | 1/25/2012 9:44:26 AM |
loan-scientist8 | $25.00 | 1/25/2012 9:59:37 AM |
MadHun | $200.00 | 1/25/2012 9:53:24 AM |
extraordinary-interest1 | $50.00 | 1/25/2012 9:54:09 AM |
finance-mushroom | $200.00 | 1/25/2012 9:57:18 AM |
Decent | $35.99 | 1/25/2012 9:58:16 AM |
nex | $25.00 | 1/25/2012 9:58:26 AM |
bassman2 | $25.00 | 1/25/2012 10:01:47 AM |
life-is-great | $25.00 | 1/25/2012 10:01:51 AM |
brightest-felicity-anteater | $50.00 | 1/25/2012 10:04:03 AM |
bluehen00 | $25.00 | 1/25/2012 12:33:50 PM |
CapitalismRocks | $25.00 | 1/25/2012 10:04:56 AM |
bid-czar8 | $100.00 | 1/25/2012 10:06:53 AM |
capital-renewal | $25.00 | 1/25/2012 10:07:30 AM |
thomas16882004 | $25.00 | 1/25/2012 3:05:29 PM |
Katburg | $25.00 | 1/25/2012 10:10:18 AM |
yf99yz | $25.00 | 1/25/2012 4:27:48 PM |
goat0 | $50.00 | 1/25/2012 12:51:26 PM |
cybercop45 | $25.00 | 1/25/2012 1:06:43 PM |
stock106 | $25.00 | 1/25/2012 1:56:56 PM |
Megaton | $25.00 | 1/25/2012 3:39:44 PM |
PlatinumBank | $25.00 | 1/25/2012 4:04:46 PM |
JoePaNation | $75.00 | 1/25/2012 7:01:06 PM |
exciting-gold6 | $50.00 | 1/25/2012 4:14:59 PM |
john0720 | $50.00 | 1/25/2012 4:08:21 PM |
sensible-fund | $25.00 | 1/25/2012 5:16:42 PM |
excellent-reward323 | $50.00 | 1/25/2012 5:45:59 PM |
SFBank | $50.00 | 1/25/2012 6:28:19 PM |
durability-halibut | $25.00 | 1/26/2012 6:01:29 AM |
gothampark | $25.00 | 1/25/2012 8:22:54 PM |
rockhound84 | $25.00 | 1/25/2012 8:43:37 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:20:41 PM |
bailey7563 | $42.00 | 1/26/2012 4:07:00 AM |
well-mannered-income3 | $40.00 | 1/26/2012 5:13:26 AM |
GElender | $25.00 | 1/26/2012 5:43:59 AM |
suave-dime6 | $25.00 | 1/26/2012 6:39:45 AM |
lendersf | $31.00 | 1/26/2012 9:44:07 AM |
nickel-ferret | $49.00 | 1/26/2012 9:46:32 AM |
Harry | $50.00 | 1/26/2012 9:49:23 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:59 AM |
indomitable-coin | $25.00 | 1/26/2012 9:52:44 AM |
AFairDeal | $25.00 | 1/26/2012 9:56:48 AM |
TrekTune | $25.00 | 1/26/2012 9:57:29 AM |
magical-credit523 | $25.00 | 1/26/2012 10:10:23 AM |
lucrative-transparency0 | $100.00 | 1/26/2012 10:12:54 AM |
logical-reward8 | $25.00 | 1/26/2012 9:58:35 AM |
vivacious-truth3 | $25.00 | 1/26/2012 10:00:42 AM |
meux99 | $25.00 | 1/26/2012 10:00:27 AM |
first-compassion-oak | $50.00 | 1/26/2012 10:02:31 AM |
enriching-dollar1 | $100.00 | 1/26/2012 10:06:13 AM |
sturdy-fairness0 | $100.00 | 1/26/2012 10:06:49 AM |
progressive-economy261 | $143.00 | 1/26/2012 10:13:24 AM |
WLenders | $50.00 | 1/26/2012 10:15:35 AM |
loanman2007 | $25.00 | 1/25/2012 5:05:10 AM |
transparency-river1 | $1,000.00 | 1/24/2012 5:10:52 PM |
bubb_hans | $50.00 | 1/24/2012 5:17:58 PM |
profit-powerplant | $25.00 | 1/24/2012 5:18:17 PM |
missing-link | $25.00 | 1/24/2012 5:30:44 PM |
orange-preeminant-bill | $25.00 | 1/24/2012 5:09:53 PM |
mlj0671 | $25.00 | 1/24/2012 5:38:26 PM |
golden-velocity9 | $25.00 | 1/24/2012 5:16:31 PM |
enchanted-diversification496 | $50.00 | 1/24/2012 5:40:04 PM |
CA-Lender | $50.00 | 1/24/2012 5:19:21 PM |
first-pragmatic-power | $25.00 | 1/24/2012 5:51:08 PM |
money-baron-Roth401k | $50.00 | 1/24/2012 5:36:20 PM |
top-courteous-peso | $75.00 | 1/24/2012 5:37:58 PM |
coin-investor | $25.00 | 1/24/2012 6:00:44 PM |
penny-plato | $25.00 | 1/24/2012 5:41:09 PM |
economy-coup | $50.00 | 1/24/2012 5:46:34 PM |
nimble-revenue5 | $100.00 | 1/24/2012 5:50:25 PM |
nimble-revenue5 | $50.00 | 1/24/2012 5:49:58 PM |
shrewd-peace7 | $25.00 | 1/24/2012 5:52:31 PM |
sjc224 | $25.00 | 1/24/2012 5:55:31 PM |
asset-professor | $25.00 | 1/24/2012 5:55:43 PM |
zone8 | $88.00 | 1/24/2012 6:01:47 PM |
first-class-gold0 | $50.00 | 1/24/2012 7:06:41 PM |
worthy-bid8 | $100.00 | 1/24/2012 6:05:06 PM |
melodious-openness | $300.00 | 1/24/2012 6:09:50 PM |
emosspot | $25.00 | 1/24/2012 6:47:04 PM |
frogperson | $250.00 | 1/24/2012 6:39:40 PM |
Bob450 | $25.00 | 1/24/2012 8:44:54 PM |
myidear | $25.00 | 1/25/2012 2:10:09 AM |
AlternativeCashFlow | $25.00 | 1/24/2012 7:47:29 PM |
tolerant-dime2 | $25.00 | 1/25/2012 6:59:45 AM |
jstefans | $25.00 | 1/25/2012 9:05:44 AM |
justice-clipper | $50.00 | 1/25/2012 8:32:05 AM |
SecondChanceLendingSERV | $25.00 | 1/25/2012 8:41:55 AM |
Weaverville | $25.00 | 1/25/2012 9:00:03 AM |
Mark-7 | $50.00 | 1/25/2012 9:21:15 AM |
newest-inspiring-power | $25.00 | 1/25/2012 8:56:53 AM |
greencat | $50.00 | 1/25/2012 9:16:45 AM |
Wellman | $25.00 | 1/25/2012 9:22:50 AM |
scarlet-velvet | $25.08 | 1/25/2012 9:21:20 AM |
Comoparklender | $25.00 | 1/25/2012 9:25:43 AM |
a-resplendent-commitment | $25.00 | 1/25/2012 9:41:56 AM |
Tradesmanlender | $25.00 | 1/25/2012 9:33:17 AM |
worldly-gold | $50.00 | 1/25/2012 9:40:37 AM |
newest-rate-relaxation | $25.00 | 1/25/2012 10:04:04 AM |
orearella3 | $25.00 | 1/25/2012 10:08:42 AM |
JauaFlash | $25.00 | 1/25/2012 9:51:11 AM |
Miklot | $30.00 | 1/25/2012 9:53:20 AM |
rescue | $100.00 | 1/25/2012 9:51:59 AM |
calbertrand | $25.00 | 1/25/2012 11:04:34 AM |
saffron4 | $25.00 | 1/25/2012 9:59:32 AM |
Ragnar | $25.00 | 1/25/2012 10:02:56 AM |
genius520 | $50.00 | 1/25/2012 10:02:16 AM |
aader | $25.00 | 1/25/2012 10:03:31 AM |
dough-bear | $25.00 | 1/25/2012 10:07:23 AM |
rupee-prairie | $25.00 | 1/25/2012 10:07:58 AM |
principal-cooker2 | $100.00 | 1/25/2012 10:08:29 AM |
Green_Bay_Packers | $75.00 | 1/25/2012 3:06:01 PM |
EatWiCheese | $28.00 | 1/25/2012 3:45:25 PM |
brightest-commitment-wildebeest | $25.00 | 1/25/2012 10:21:26 AM |
loyaltyologist | $25.00 | 1/25/2012 4:11:54 PM |
bsh297 | $25.00 | 1/25/2012 10:29:24 AM |
ibealion | $25.00 | 1/25/2012 11:37:37 AM |
Charlie0084 | $25.00 | 1/25/2012 10:49:26 AM |
payout-harmony4 | $50.00 | 1/25/2012 11:55:32 AM |
fair-peace7 | $25.00 | 1/25/2012 11:57:51 AM |
ready-interest9 | $25.00 | 1/25/2012 1:16:02 PM |
zeeexsixare | $250.00 | 1/25/2012 12:21:33 PM |
unclejaef | $25.00 | 1/25/2012 4:29:09 PM |
radforj22 | $25.00 | 1/25/2012 4:24:58 PM |
amlu1988 | $25.00 | 1/25/2012 9:05:01 PM |
reflective-rupee | $25.00 | 1/25/2012 5:34:23 PM |
thankful-nickel2 | $25.00 | 1/25/2012 7:20:59 PM |
reliable-silver7 | $100.00 | 1/26/2012 7:17:57 AM |
wise-eloquent-yield | $25.00 | 1/25/2012 10:24:38 PM |
kendigme | $25.00 | 1/26/2012 3:59:19 AM |
scoobiedoo | $25.00 | 1/26/2012 5:31:51 AM |
chrisb1414 | $25.00 | 1/26/2012 6:21:46 AM |
MDMS1019 | $25.00 | 1/26/2012 9:14:10 AM |
momoney2008 | $25.00 | 1/26/2012 9:15:11 AM |
contract-victor5 | $30.00 | 1/26/2012 9:20:53 AM |
Ballybay | $50.00 | 1/26/2012 9:45:52 AM |
leverage-monger | $25.00 | 1/26/2012 9:49:54 AM |
sharp-bill2 | $50.00 | 1/26/2012 9:53:52 AM |
transparency-sapling | $25.00 | 1/26/2012 9:57:24 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:48 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:01 AM |
commanding-treasure2 | $33.00 | 1/26/2012 9:46:18 AM |
cebgop | $25.00 | 1/26/2012 10:04:20 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:48 AM |
value-allocator1 | $100.00 | 1/26/2012 9:48:52 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:29 AM |
KLCRAY | $25.00 | 1/26/2012 9:50:50 AM |
miked8303 | $50.00 | 1/26/2012 9:52:47 AM |
ericgassercom | $25.00 | 1/26/2012 9:53:22 AM |
ideal-platinum1 | $25.00 | 1/26/2012 9:52:57 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:30 AM |
WilliamLeeSims | $25.00 | 1/26/2012 9:58:45 AM |
wwwUniversal | $25.00 | 1/26/2012 10:15:19 AM |
the-magnetic-transaction | $50.00 | 1/26/2012 10:06:03 AM |
order-brilliance9 | $27.00 | 1/26/2012 10:09:41 AM |
iem2509 | $35.00 | 1/26/2012 10:12:36 AM |
Cutts | $25.00 | 1/26/2012 10:14:16 AM |
helicopterjeff | $98.42 | 1/26/2012 10:16:12 AM |
203 Investments
|
Borrower Payment Dependent Notes Series
553884
This series of Notes was issued and sold upon the funding of the borrower loan #59413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-24-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 60% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 0y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,153 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| No | | |
Screen name:
| maleks |
Borrower's state:
| Hawaii |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan
Purpose of loan:
This loan will be used to... Pay for necessary home improvements.
My financial situation:
I am a good candidate for this loan because... I pay my bills on time and have a good credit rating.
Monthly net income: $2,590 including tips and bonuses
Monthly expenses: $100
Housing: $0
Insurance: $115
Car expenses: $40/month for gas
Utilities: $0
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $25
Credit cards and other loans: $600
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,975.00 | 1/24/2012 5:04:14 PM |
SolarMoonshine | $25.00 | 1/24/2012 5:01:22 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
553910
This series of Notes was issued and sold upon the funding of the borrower loan #59513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1989 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 25y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,291 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 7 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| top-finance-worker |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt consolidation
This loan will be used to...
payoff debt
My financial situation: good, but getting debt payed off
I am a good candidate for this loan because...
because I am a responsible small business owner that needs to pay off debt
Monthly net income: $6000
Monthly expenses: $
Housing: $3109.00
Insurance: $68.00
Car expenses: $200.00
Utilities: $150.00
Phone, cable, internet: $125.00
Food, entertainment: $500.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/24/2012 5:02:14 PM |
Kash2010lu | $25.00 | 1/24/2012 5:33:08 PM |
bubb_hans | $50.00 | 1/24/2012 5:17:58 PM |
cattlebaron | $25.00 | 1/24/2012 5:19:16 PM |
skillful-asset5 | $30.00 | 1/24/2012 5:26:13 PM |
SFBank | $50.00 | 1/24/2012 5:39:13 PM |
csak13 | $50.00 | 1/25/2012 6:34:13 AM |
Bob450 | $29.00 | 1/24/2012 8:48:45 PM |
realtormoises | $25.00 | 1/25/2012 5:23:02 AM |
adamdroker | $25.00 | 1/25/2012 8:12:46 AM |
SecondChanceLendingSERV | $25.00 | 1/25/2012 8:39:45 AM |
blitzen40 | $25.00 | 1/25/2012 9:04:49 AM |
cybercop45 | $25.00 | 1/25/2012 12:55:26 PM |
first-serene-credit | $25.00 | 1/25/2012 3:38:33 PM |
currency-pilot5 | $25.00 | 1/25/2012 4:03:28 PM |
AndChicksforFree | $25.00 | 1/25/2012 9:25:32 AM |
affluence-generator2 | $200.00 | 1/24/2012 5:01:59 PM |
ultimate-peace | $50.00 | 1/24/2012 5:07:53 PM |
calimanusa | $30.00 | 1/24/2012 5:17:24 PM |
melodious-openness | $500.00 | 1/24/2012 6:35:53 PM |
bright-exchange | $25.00 | 1/24/2012 7:05:36 PM |
Dubbs360 | $25.00 | 1/25/2012 9:32:08 AM |
shrine537 | $200.00 | 1/25/2012 10:47:54 AM |
CA-Lender | $25.00 | 1/25/2012 12:18:04 PM |
JASHoldingsLTD1 | $25.00 | 1/25/2012 1:26:38 PM |
Index_Plus | $2,436.00 | 1/25/2012 5:11:03 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
553924
This series of Notes was issued and sold upon the funding of the borrower loan #59757, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-24-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $412.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 2
/
2 | Length of status: | 9y 6m |
Amount delinquent:
| $39 |
Total credit lines:
| 11 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,012 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| No | | |
Screen name:
| vigilance-dominator9 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
little bit
Purpose of loan: Consolidate debtThis loan will be used to...consolidate debt.My financial situation: I am a good candidate for this loan because...Monthly net income: $Monthly expenses: $Housing: $Insurance: $Car expenses: $Utilities: $Phone, cable, internet: $Food, entertainment: $Clothing, household expenses: $Credit cards and other loans: $Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
intelligent-yield | $50.00 | 1/24/2012 5:14:58 PM |
cash-delight1 | $50.00 | 1/24/2012 5:19:45 PM |
jamiee73 | $25.00 | 1/24/2012 5:52:36 PM |
toblerone | $25.00 | 1/24/2012 5:56:46 PM |
enticing-note | $25.00 | 1/24/2012 6:54:41 PM |
magical-credit523 | $25.00 | 1/25/2012 9:51:04 AM |
dough-mammal | $100.00 | 1/26/2012 3:48:52 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:55 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:38 AM |
acarnegie | $25.00 | 1/27/2012 12:18:25 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:30 PM |
truth-silo | $50.00 | 1/27/2012 4:08:16 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:24 PM |
Index_Plus | $11,075.00 | 1/27/2012 6:07:51 PM |
Investor_DP | $100.00 | 1/24/2012 5:16:17 PM |
Sid-K | $25.00 | 1/26/2012 5:13:55 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:47 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:20 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:18 PM |
transparency-sapling | $25.00 | 1/27/2012 5:26:01 PM |
GCInvestments | $25.00 | 1/27/2012 5:39:03 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
553982
This series of Notes was issued and sold upon the funding of the borrower loan #59650, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $483.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Apr-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,493 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 44% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| first-cozy-dime |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Kitchen Remodel
Purpose of loan:
This loan will be used to remodel my existing kitchen.
My financial situation:
I am a good candidate for this loan because I can guarantee that a payment will be made each and every month on the loan. I am individual with integrity and would not for an instant take a loan that I would not have the financial means of repaying.
I also need to disclose that I have 2 sources of income - Firstly, I am employed on a permanent part-time basis with an IT consulting firm. The position I hold is Controller and I earn a salary (based on 52 hours/bi-weekly) of $42,250.00. Secondly, I am the sole owner of a Quickbooks consulting company. Currently, I have 2 main clients the monthly cash stream from each are:
Client #1 - $500/month = $6,000 annually - client for over 1 year
Client #2 - $2160/month = 25,920 annually - client for over 2 years
Each of the above clients will confirm the billings as set for above.
Information in the Description is not verified.
Friends And Family Investments
Shirts has invested a total of
$526.46.
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.01 | 1/25/2012 9:02:15 AM |
Shirts | $26.46 | 1/25/2012 9:07:48 AM |
Rivervale_Westwood | $25.00 | 1/25/2012 9:44:47 AM |
Harry | $50.00 | 1/25/2012 9:46:47 AM |
sturdy-fairness0 | $50.00 | 1/25/2012 9:59:55 AM |
john0720 | $50.00 | 1/25/2012 4:08:21 PM |
cerebral-dollar773 | $50.00 | 1/26/2012 7:20:14 AM |
Sid-K | $25.00 | 1/26/2012 5:13:56 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:49 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:25 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:39 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:39 AM |
Rockymtnhi | $50.00 | 1/27/2012 1:58:33 PM |
Index_Plus | $13,664.53 | 1/27/2012 2:58:21 PM |
cash-delight1 | $50.00 | 1/25/2012 9:39:42 AM |
kenji4861 | $25.00 | 1/25/2012 9:29:58 AM |
magical-credit523 | $25.00 | 1/25/2012 9:51:05 AM |
Shirts | $500.00 | 1/26/2012 9:44:04 AM |
orange-impartial-asset | $25.00 | 1/26/2012 4:49:48 PM |
CoolPlexer | $25.00 | 1/27/2012 9:14:41 AM |
acarnegie | $25.00 | 1/27/2012 12:18:25 PM |
rate-sherpa | $100.00 | 1/27/2012 1:20:31 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
553986
This series of Notes was issued and sold upon the funding of the borrower loan #59695, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $161.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1997 |
Debt/Income ratio:
| 12% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 23
/
21 | Length of status: | 8y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $24,425 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-contract-paladin |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical bills
Purpose of loan: pay off medical bills
This loan will be used to...Pay off medical bills and help pay taxes
My financial situation: Great job, make great money and have been at the same job for almost 10 years, great credit, never late on payments, over 700 beacon
I am a good candidate for this loan because... I always pay loans on time, I will not jeapordize my credit score, I make good money and I have job security
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 1/28/2012 12:06:57 PM |
indomitable-coin | $25.00 | 1/28/2012 12:23:18 PM |
Harry | $50.00 | 1/28/2012 12:41:50 PM |
D911ave | $50.00 | 1/28/2012 1:09:47 PM |
cashhelp | $25.00 | 1/28/2012 1:02:08 PM |
janeybooboo | $75.00 | 1/28/2012 2:11:18 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:39 PM |
atllender | $50.00 | 1/28/2012 3:14:01 PM |
Index_Plus | $4,087.62 | 1/28/2012 3:56:34 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:23 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:00 PM |
sturdy-fairness0 | $100.00 | 1/28/2012 1:05:54 PM |
cash-delight1 | $50.00 | 1/28/2012 1:12:33 PM |
dbs | $25.00 | 1/28/2012 1:09:13 PM |
accruer216 | $62.38 | 1/28/2012 1:35:21 PM |
thrifty-transaction578 | $25.00 | 1/28/2012 2:34:09 PM |
creditjunky | $125.00 | 1/28/2012 3:44:44 PM |
penny-plato | $25.00 | 1/28/2012 3:51:10 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
554004
This series of Notes was issued and sold upon the funding of the borrower loan #59691, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-25-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1975 |
Debt/Income ratio:
| 15% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 7 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 16
/
14 | Length of status: | 9y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 84 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,256 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 9 |
Bankcard utilization:
| 42% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| plentiful-dime6 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Maddsion
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
I have a steady job and I am a good person trying to get out of debit
Monthly net income: $3600.00
Monthly expenses: $300.00
Housing: $2300.00
Insurance: $250.00
Car expenses: $369.00Utilities: $173.00
Phone, cable, internet: $175.00
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $700.00Other expenses: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/25/2012 5:02:32 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554016
This series of Notes was issued and sold upon the funding of the borrower loan #59646, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $286.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1976 |
Debt/Income ratio:
| 15% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 2y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,075 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| lawstudent1 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 72 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Mar-2010)
740-759
(Jul-2009)
760-779
(Apr-2008)
|
Principal balance:
| $1,771.13 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 72 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to consolidate credit card debt into one payment amount
My financial situation:
I am a good candidate for this loan because I have borrowed from Prosper 3 times and never missed or been late with a payment. I have a steady job, and make enough money to easily make the monthyl payments.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $45.02 | 1/25/2012 5:02:27 PM |
penny-plato | $25.00 | 1/25/2012 5:32:40 PM |
szetheli | $260.00 | 1/25/2012 6:43:50 PM |
TechieLender | $100.00 | 1/26/2012 5:35:43 AM |
deal-pal | $25.00 | 1/25/2012 7:32:42 PM |
gain-equator | $50.00 | 1/25/2012 8:23:18 PM |
Ripsaw4U | $50.00 | 1/26/2012 10:00:31 AM |
vinayski | $25.00 | 1/26/2012 10:01:07 AM |
matt_2006 | $25.00 | 1/26/2012 10:01:27 AM |
sturdy-fairness0 | $100.00 | 1/26/2012 10:06:50 AM |
Something-Corporate | $25.00 | 1/26/2012 10:06:58 AM |
rupee-equation2 | $25.00 | 1/26/2012 10:08:22 AM |
luv4cycling | $25.00 | 1/26/2012 10:09:11 AM |
impressive-justice6 | $50.00 | 1/26/2012 10:09:24 AM |
Bendistraw | $25.00 | 1/26/2012 10:12:31 AM |
bonus-demon | $50.00 | 1/26/2012 10:01:18 AM |
money-baron-Roth401k | $50.00 | 1/26/2012 10:02:33 AM |
five-star-note | $25.00 | 1/26/2012 10:03:33 AM |
Dusigrosz | $25.00 | 1/26/2012 10:08:12 AM |
selector568 | $300.00 | 1/26/2012 10:13:06 AM |
Aberdeen | $6,898.00 | 1/26/2012 10:14:23 AM |
1stBankAndHal | $50.09 | 1/25/2012 5:06:43 PM |
icanhasloanz | $100.00 | 1/26/2012 10:09:18 AM |
SCD | $25.00 | 1/25/2012 7:50:48 PM |
janeybooboo | $50.00 | 1/25/2012 9:43:11 PM |
thankful-nickel2 | $50.00 | 1/25/2012 7:10:05 PM |
cerebral-dollar773 | $96.89 | 1/26/2012 7:15:09 AM |
first-pragmatic-power | $25.00 | 1/26/2012 9:59:57 AM |
meux99 | $25.00 | 1/26/2012 10:00:27 AM |
compoundinterest | $50.00 | 1/26/2012 10:02:49 AM |
rolltide09 | $50.00 | 1/26/2012 10:11:04 AM |
312-Lender | $25.00 | 1/26/2012 10:03:37 AM |
Sonic_Squirrel | $75.00 | 1/26/2012 10:05:48 AM |
hitsman | $50.00 | 1/26/2012 10:05:12 AM |
magical-credit523 | $25.00 | 1/26/2012 10:10:23 AM |
SFBank | $50.00 | 1/26/2012 10:11:52 AM |
nimble-revenue5 | $50.00 | 1/26/2012 10:13:16 AM |
37 Investments
|
Borrower Payment Dependent Notes Series
554046
This series of Notes was issued and sold upon the funding of the borrower loan #59631, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $290.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-2005 |
Debt/Income ratio:
| 92% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,707 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| Thumper123 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 64 ( 97% )
| 680-699 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 2
( 3% )
| 740-759
(Jul-2011)
700-719
(Nov-2009)
700-719
(Jun-2008)
|
Principal balance:
| $4,398.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 66 | | |
Description
Wedding Expenses
Purpose of loan:
This loan will be used to pay for wedding expenses.
My financial situation:
I am a good candidate for this loan because I have used Prosper in the past and have an excellent repayment history. I will be living with family until the wedding and afterward as well in order to save money and pay off this loan as quickly as possible.
Monthly net income: $2400
Monthly expenses: $
Housing: $0
Insurance: $75
Car expenses: $225
Utilities: $60
Phone, cable, internet: $100
Food, entertainment: $150
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.00 | 1/25/2012 5:16:14 PM |
lendstats_com | $500.00 | 1/25/2012 5:03:43 PM |
marinbb | $50.00 | 1/25/2012 5:02:50 PM |
marinbb | $50.00 | 1/25/2012 5:09:36 PM |
loanman2007 | $300.00 | 1/25/2012 5:19:14 PM |
InChicago | $200.00 | 1/26/2012 8:54:58 AM |
Feyenoord | $30.00 | 1/26/2012 9:49:11 AM |
SLN-10 | $50.00 | 1/26/2012 9:50:10 AM |
312-Lender | $25.00 | 1/25/2012 5:01:56 PM |
affluence-generator2 | $300.00 | 1/25/2012 5:02:40 PM |
camaraderi-aspen | $100.00 | 1/25/2012 5:10:06 PM |
RLaumeyer | $30.00 | 1/25/2012 5:36:28 PM |
burgeoning-marketplace4 | $25.00 | 1/25/2012 6:48:20 PM |
desertoasis | $25.00 | 1/25/2012 7:06:37 PM |
Sonic_Squirrel | $100.00 | 1/25/2012 7:56:19 PM |
grammaspurse | $25.00 | 1/25/2012 8:24:17 PM |
trumpeter5 | $25.00 | 1/25/2012 5:01:27 PM |
Kash2010lu | $25.00 | 1/25/2012 5:05:42 PM |
sensible-fund | $26.76 | 1/25/2012 5:13:52 PM |
BigSkyFinancial | $30.00 | 1/25/2012 5:37:58 PM |
LittleMingo | $40.00 | 1/25/2012 5:47:12 PM |
real-return | $25.00 | 1/25/2012 5:56:50 PM |
UBOtto186 | $50.00 | 1/26/2012 1:54:58 AM |
kurtb57 | $200.00 | 1/25/2012 6:58:39 PM |
thankful-nickel2 | $50.00 | 1/25/2012 7:07:22 PM |
kulender | $100.00 | 1/26/2012 5:33:45 AM |
jamiee73 | $25.00 | 1/25/2012 7:57:56 PM |
FinanceEngine | $45.00 | 1/25/2012 8:14:41 PM |
atlas-shrugged | $250.00 | 1/25/2012 8:20:27 PM |
gain-equator | $25.00 | 1/25/2012 8:29:25 PM |
chameleon125 | $50.00 | 1/26/2012 6:52:52 AM |
janeybooboo | $100.00 | 1/25/2012 9:41:51 PM |
bid-lightning9 | $25.00 | 1/25/2012 10:51:37 PM |
genuine-integrity0 | $25.00 | 1/26/2012 2:20:26 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:46 AM |
the-hope-workhorse | $200.00 | 1/26/2012 9:23:49 AM |
american-investor | $27.14 | 1/26/2012 4:47:18 AM |
GElender | $40.00 | 1/26/2012 9:27:09 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:29 AM |
loan-fate | $50.00 | 1/26/2012 9:31:23 AM |
Bob450 | $30.00 | 1/26/2012 6:51:17 AM |
Kash2010lu | $25.00 | 1/26/2012 7:19:24 AM |
promise2 | $25.00 | 1/26/2012 8:12:52 AM |
CubsFan23 | $71.04 | 1/26/2012 7:38:23 AM |
moola-man | $25.00 | 1/26/2012 7:51:11 AM |
genuine-loan0 | $25.00 | 1/26/2012 8:50:02 AM |
valiant-note129 | $76.57 | 1/26/2012 9:05:01 AM |
worldly-investment333 | $30.00 | 1/26/2012 9:07:32 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:54 AM |
firelender | $25.00 | 1/26/2012 9:24:18 AM |
proper-agreement8 | $50.00 | 1/26/2012 9:25:29 AM |
networks4ever | $25.00 | 1/26/2012 9:29:49 AM |
handy-justice | $25.00 | 1/26/2012 9:29:55 AM |
TGGGGGGGGGGGGGGG | $50.00 | 1/26/2012 9:51:30 AM |
wise-exchange-chooser | $25.00 | 1/26/2012 9:35:56 AM |
Tylerh | $250.00 | 1/26/2012 9:36:11 AM |
kind-efficient-credit | $25.00 | 1/26/2012 9:36:58 AM |
virtuous-repayment | $25.00 | 1/26/2012 9:39:31 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:08 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:15 AM |
economy-coup | $50.00 | 1/26/2012 9:45:28 AM |
righteousone | $50.00 | 1/26/2012 9:47:38 AM |
enticing-capital6 | $50.00 | 1/26/2012 9:52:41 AM |
skro | $25.00 | 1/26/2012 9:52:50 AM |
NekHoldings | $25.00 | 1/25/2012 6:17:50 PM |
Mikale360 | $50.00 | 1/25/2012 10:31:53 PM |
shawnw2 | $300.00 | 1/26/2012 2:56:57 AM |
grnii78 | $154.96 | 1/26/2012 7:43:59 AM |
return-grizzly | $100.00 | 1/26/2012 3:13:44 AM |
knee_caps | $30.00 | 1/25/2012 5:21:01 PM |
Mont_Brinker | $50.00 | 1/25/2012 6:48:13 PM |
green-trade-dolphin | $35.02 | 1/25/2012 5:02:35 PM |
Ubiquinone | $75.00 | 1/25/2012 9:02:47 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:11:37 PM |
reflective-rupee | $25.00 | 1/25/2012 5:31:06 PM |
zeeexsixare | $200.00 | 1/25/2012 5:37:11 PM |
irrelevant | $50.00 | 1/25/2012 6:05:24 PM |
CA-Lender | $50.00 | 1/25/2012 6:06:33 PM |
KaChingInvestments | $25.00 | 1/25/2012 6:10:18 PM |
Jerrys1951 | $35.00 | 1/25/2012 6:58:52 PM |
DiligentiaLLC | $208.36 | 1/25/2012 7:02:36 PM |
income-buffalo1 | $100.00 | 1/25/2012 7:24:42 PM |
elegant-loot | $25.00 | 1/25/2012 7:41:28 PM |
JCM_MN | $41.00 | 1/25/2012 8:03:17 PM |
Weaverville | $25.00 | 1/26/2012 8:13:44 AM |
first-dinero-paladin | $100.00 | 1/25/2012 10:43:34 PM |
Gregger | $25.00 | 1/26/2012 12:25:25 AM |
generous-deal6 | $25.00 | 1/26/2012 2:53:38 AM |
jhouman | $75.00 | 1/26/2012 9:24:48 AM |
melodious-openness | $2,380.79 | 1/26/2012 5:14:50 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:52 AM |
jasonj72 | $25.00 | 1/26/2012 5:46:43 AM |
Rogesparkguy | $25.00 | 1/26/2012 6:01:45 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:47 AM |
wwwUniversal | $25.00 | 1/26/2012 6:36:18 AM |
suave-dime6 | $25.00 | 1/26/2012 6:38:38 AM |
red-sincere-fund | $50.00 | 1/26/2012 6:43:22 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:09 AM |
RainyDayFunds | $25.00 | 1/26/2012 7:20:42 AM |
mikeandcat | $100.00 | 1/26/2012 7:18:56 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:21 AM |
beeper2 | $35.00 | 1/26/2012 8:06:05 AM |
momoney2008 | $50.00 | 1/26/2012 9:13:18 AM |
rhino-investing-eagle | $40.00 | 1/26/2012 8:46:22 AM |
grasshopper55 | $25.00 | 1/26/2012 9:16:49 AM |
twjh | $50.05 | 1/26/2012 9:23:25 AM |
genius520 | $50.00 | 1/26/2012 9:26:21 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:02 AM |
richboy56 | $25.00 | 1/26/2012 9:28:46 AM |
money-baron-roth-IRA | $50.00 | 1/26/2012 9:47:10 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:59 AM |
fortytwo | $66.00 | 1/26/2012 9:32:27 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:06 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:58 AM |
investment-artist | $35.01 | 1/26/2012 9:34:33 AM |
kevin314 | $25.00 | 1/26/2012 9:39:09 AM |
worthy-bid4 | $50.00 | 1/26/2012 9:37:16 AM |
unequivocal-fund7 | $25.00 | 1/26/2012 9:45:57 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:25 AM |
Harry | $50.00 | 1/26/2012 9:49:23 AM |
indomitable-coin | $25.00 | 1/26/2012 9:52:45 AM |
121 Investments
|
Borrower Payment Dependent Notes Series
554050
This series of Notes was issued and sold upon the funding of the borrower loan #59727, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1987 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 10m |
Amount delinquent:
| $6,166 |
Total credit lines:
| 12 |
Occupation: | Investor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $54 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| Busylady5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repair
Purpose of loan:
This loan will be used to...purchase a new transmission for my vehicle.I locate and take pictures of properties for real estate investors.
My financial situation:
I am a good candidate for this loan because...
I make my payments on time.
Monthly net income: $3600
Monthly expenses: $200
Housing: $0
Insurance: $133
Car expenses: $0
Utilities: $400
Phone, cable, internet: $150
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $0
Other expenses: $
200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $100.00 | 1/25/2012 5:06:03 PM |
CA-Lender | $25.00 | 1/25/2012 6:07:11 PM |
bubb_hans | $50.00 | 1/26/2012 5:36:38 PM |
kind-credit-bear | $25.00 | 1/27/2012 9:50:36 AM |
Index_Plus | $3,725.00 | 1/27/2012 12:50:34 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:06 PM |
Sid-K | $25.00 | 1/26/2012 5:14:00 PM |
a-successful-credit | $25.00 | 1/27/2012 9:44:11 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
554126
This series of Notes was issued and sold upon the funding of the borrower loan #59674, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $378.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1986 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 17y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 51 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,204 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| unequaled-loan978 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off the last of the bills!
Purpose of loan: Consolidation of loans
This loan will be used to...Finish paying off the last of the bills
My financial situation: good and stable
I am a good candidate for this loan because...I always pay off my debts on time and I have a stable income.
Monthly net income: $3600
Monthly expenses: $ 2300.00 estimate
Housing: $1400.00-my husband cover this while I cover utilities
Insurance: $450 every 6 months-auto; life insurance 120.00/ quarter;
Car expenses: $300.00 per month
Utilities: $200.00-250.00 per month
Phone, cable, internet: $160-cell phones, 59.00 cable, 40.00 internet per month
Food, entertainment: $500-600 groceries per month
Clothing, household expenses: $50-100.00
Credit cards and other loans: $400-600-right now-loan will knock 90% of those costs...I have no other loans.
Other expenses: $ gas-50.00 week; 100-125 month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SOP_Bank | $25.00 | 1/25/2012 6:08:56 PM |
scarlet-velvet | $25.08 | 1/26/2012 12:28:57 PM |
A4 | $25.00 | 1/26/2012 3:30:46 PM |
impressive-justice6 | $50.00 | 1/26/2012 5:27:55 PM |
wildanne | $25.00 | 1/26/2012 5:35:40 PM |
john0720 | $25.00 | 1/27/2012 5:47:53 AM |
unforgettable-return6 | $25.00 | 1/27/2012 12:51:55 PM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:53:26 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:45 AM |
Index_Plus | $171.47 | 1/28/2012 12:02:04 PM |
transaction-engine6 | $25.00 | 1/28/2012 11:22:54 AM |
johnayan | $25.00 | 1/28/2012 11:31:47 AM |
Index_Plus | $10,000.00 | 1/28/2012 11:59:25 AM |
creditjunky | $200.00 | 1/25/2012 6:57:37 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:08 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:37 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:33 PM |
axl163 | $25.00 | 1/27/2012 12:21:47 AM |
wonderous-power | $25.00 | 1/27/2012 6:24:23 AM |
goodcents | $45.00 | 1/28/2012 11:44:17 AM |
dime-smasher5 | $25.00 | 1/28/2012 11:22:25 AM |
bancoroyal | $33.45 | 1/28/2012 11:39:49 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
554132
This series of Notes was issued and sold upon the funding of the borrower loan #59810, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $612.89 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Oct-1999 |
Debt/Income ratio:
| 14% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,269 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| adaptable-leverage517 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
mastermind202
Purpose of loan: home improvement
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blot44 | $25.00 | 1/25/2012 6:48:37 PM |
AFairDeal | $25.00 | 1/26/2012 5:08:53 PM |
Tylerh | $250.00 | 1/26/2012 5:10:08 PM |
Kyjamune | $25.00 | 1/26/2012 5:20:56 PM |
hitsman | $50.00 | 1/26/2012 5:21:37 PM |
mar97 | $25.00 | 1/26/2012 5:34:44 PM |
indomitable-coin | $25.00 | 1/26/2012 5:18:54 PM |
enriching-dollar1 | $100.00 | 1/26/2012 5:32:39 PM |
meux99 | $25.00 | 1/26/2012 5:33:17 PM |
worth-web5 | $50.00 | 1/26/2012 5:36:30 PM |
logical-reward8 | $25.00 | 1/26/2012 5:43:27 PM |
lendersf | $50.00 | 1/27/2012 9:06:26 AM |
cebgop | $25.00 | 1/27/2012 9:30:23 AM |
heroic-platinum | $25.00 | 1/27/2012 9:57:13 AM |
acarnegie | $25.00 | 1/27/2012 12:18:27 PM |
lendacity | $50.00 | 1/28/2012 4:39:30 AM |
leveragedlender | $100.00 | 1/28/2012 11:53:45 AM |
speyer | $25.00 | 1/29/2012 5:23:56 AM |
KWarrior | $100.00 | 1/29/2012 11:03:16 AM |
icontender | $50.00 | 1/29/2012 12:23:24 PM |
Spadgaon | $50.00 | 1/29/2012 1:42:30 PM |
btormc5 | $30.00 | 1/29/2012 2:06:02 PM |
supersarah61 | $25.00 | 1/29/2012 2:32:02 PM |
PJE | $25.00 | 1/29/2012 2:49:42 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:07 PM |
georgethesir | $50.00 | 1/29/2012 4:00:39 PM |
pbeach05 | $25.00 | 1/29/2012 3:22:29 PM |
ribrosu | $25.00 | 1/29/2012 3:49:23 PM |
japerk | $25.00 | 1/29/2012 4:35:58 PM |
fishintime | $100.00 | 1/29/2012 4:41:54 PM |
Weaverville | $25.00 | 1/26/2012 4:19:35 PM |
Sid-K | $25.00 | 1/26/2012 5:14:01 PM |
Dollars4Rent | $41.00 | 1/26/2012 5:21:03 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:31 PM |
kevin314 | $25.00 | 1/26/2012 5:32:16 PM |
downtownfarm | $25.00 | 1/26/2012 5:38:05 PM |
suave-dollar | $25.00 | 1/27/2012 4:46:41 AM |
wealthstar | $25.00 | 1/27/2012 9:09:17 AM |
Harry | $50.00 | 1/27/2012 9:12:04 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:43 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:33 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:19 PM |
quantumwellguy | $50.00 | 1/27/2012 5:27:56 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:26 PM |
danf2201 | $25.00 | 1/28/2012 8:01:02 AM |
networks4ever | $25.00 | 1/28/2012 12:19:54 PM |
Ripsaw4U | $50.00 | 1/28/2012 12:28:07 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:10 PM |
wealth-influencer | $25.00 | 1/29/2012 10:21:42 AM |
psanganee | $25.00 | 1/29/2012 10:06:40 AM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:15 PM |
aquaskiiier | $25.00 | 1/29/2012 2:13:29 PM |
theprince | $25.00 | 1/29/2012 2:40:53 PM |
best-openness-banker | $25.00 | 1/29/2012 3:39:55 PM |
just21andy | $25.00 | 1/29/2012 4:06:01 PM |
Index_Plus | $15,000.00 | 1/29/2012 4:47:53 PM |
ChrisProsper | $2,604.00 | 1/29/2012 4:57:28 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
554134
This series of Notes was issued and sold upon the funding of the borrower loan #59619, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $74.57 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| May-1988 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 8m |
Amount delinquent:
| $90 |
Total credit lines:
| 49 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,145 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| eagle216 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 4 ( 67% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 2
( 33% )
| 740-759
(Jul-2011)
|
Principal balance:
| $1,688.46 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Loan Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 1/25/2012 5:01:58 PM |
nimble-revenue5 | $50.00 | 1/25/2012 10:08:33 PM |
us957165 | $25.00 | 1/25/2012 5:45:59 PM |
vestratech | $40.00 | 1/25/2012 6:30:26 PM |
desertoasis | $25.00 | 1/25/2012 7:06:38 PM |
elegant-loot | $25.00 | 1/25/2012 7:41:29 PM |
jamiee73 | $25.00 | 1/25/2012 7:57:57 PM |
magical-credit523 | $25.00 | 1/25/2012 8:51:28 PM |
sevenbridges | $25.00 | 1/25/2012 9:51:48 PM |
enriching-fund4 | $74.00 | 1/26/2012 2:38:27 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:47 AM |
kulender | $100.00 | 1/26/2012 5:33:46 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:29 AM |
chameleon125 | $50.00 | 1/26/2012 6:54:11 AM |
important-gold5 | $50.00 | 1/26/2012 6:50:10 AM |
Bob450 | $25.00 | 1/26/2012 6:51:45 AM |
organized-dedication9 | $69.49 | 1/26/2012 8:24:30 AM |
gold-cluster | $50.00 | 1/26/2012 8:17:33 AM |
Leshan | $75.00 | 1/26/2012 8:41:07 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:53 AM |
networks4ever | $25.00 | 1/26/2012 9:29:50 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:47 AM |
associate36 | $25.00 | 1/26/2012 9:33:33 AM |
kevin314 | $25.00 | 1/26/2012 9:39:09 AM |
managedfund | $333.00 | 1/26/2012 9:36:49 AM |
mrxtravis | $25.00 | 1/26/2012 9:40:30 AM |
sweety075 | $25.00 | 1/25/2012 5:05:59 PM |
Mikale360 | $35.00 | 1/25/2012 10:35:07 PM |
312-Lender | $25.00 | 1/25/2012 5:01:51 PM |
Free-the-usa-1776 | $25.00 | 1/25/2012 6:49:15 PM |
Sonic_Squirrel | $100.00 | 1/25/2012 7:56:20 PM |
mlj0671 | $25.00 | 1/26/2012 6:50:16 AM |
amlu1988 | $25.00 | 1/25/2012 8:46:33 PM |
Weaverville | $25.00 | 1/26/2012 8:13:44 AM |
genuine-loan0 | $25.00 | 1/26/2012 8:48:47 AM |
ILoveBearHats | $25.00 | 1/26/2012 9:02:54 AM |
GreenHill | $25.00 | 1/26/2012 3:52:28 AM |
sanych | $25.00 | 1/26/2012 4:42:39 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:42:55 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:07 AM |
hillerod | $25.26 | 1/26/2012 9:37:44 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:59 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:17 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:09 AM |
LuvToLend | $25.00 | 1/26/2012 9:41:06 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
554154
This series of Notes was issued and sold upon the funding of the borrower loan #59883, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $68.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 4% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Landscaping |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,594 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| stilleto685 |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
apfcmk2000
Purpose of loan: Add to savings, pay off debt
This loan will be used to...bolster savings
My financial situation: tight right now
I am a good candidate for this loan because...I have good credit
Monthly net income: $2300
Monthly expenses: $1600
Housing: $653
Insurance: $98
Car expenses: $0
Utilities: $300
Phone, cable, internet: $200
Food, entertainment: $500
Clothing, household expenses: $200
Credit cards and other loans: $200
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 1/27/2012 5:04:10 PM |
toblerone | $25.00 | 1/27/2012 5:29:04 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:07 PM |
Hogan55 | $35.00 | 1/28/2012 4:58:58 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:21:04 AM |
gain-equator | $25.00 | 1/28/2012 10:56:45 AM |
cardminger | $25.00 | 1/28/2012 12:15:04 PM |
superb-funds335 | $25.00 | 1/28/2012 12:44:32 PM |
entertaining-greenback2 | $25.00 | 1/28/2012 5:42:24 PM |
john0720 | $25.00 | 1/28/2012 3:57:12 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:44 PM |
fenix692 | $25.00 | 1/29/2012 9:12:42 AM |
dough-mammal | $100.00 | 1/29/2012 12:27:44 PM |
marwadi-62 | $75.00 | 1/29/2012 12:28:33 PM |
dontletmoneyfoolya | $25.00 | 1/29/2012 12:55:01 PM |
authentic-peace7 | $55.00 | 1/29/2012 1:02:41 PM |
favorite-commerce | $25.00 | 1/29/2012 1:13:40 PM |
nethosters | $25.00 | 1/29/2012 4:28:27 PM |
promise2 | $25.00 | 1/29/2012 6:17:09 PM |
GODSWORDONIT | $28.55 | 1/29/2012 8:32:35 PM |
blue-greenback-saver | $100.00 | 1/30/2012 4:06:08 AM |
gokart83 | $25.00 | 1/30/2012 4:51:30 AM |
mvpvapi | $50.00 | 1/30/2012 6:35:12 AM |
radforj22 | $25.00 | 1/30/2012 6:36:06 AM |
Land_on_your_feet | $25.00 | 1/30/2012 6:57:24 AM |
mystical-diversification1 | $25.00 | 1/30/2012 8:07:32 AM |
brondero | $40.00 | 1/30/2012 7:46:40 AM |
worth-quark7 | $50.00 | 1/30/2012 7:49:49 AM |
cash-delight1 | $50.00 | 1/27/2012 5:35:49 PM |
Xarach | $25.00 | 1/27/2012 6:26:45 PM |
phenomenal-gain5 | $25.00 | 1/28/2012 8:22:20 AM |
donenzo | $25.00 | 1/28/2012 6:27:03 AM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:11 AM |
fascinating-benefit279 | $50.00 | 1/28/2012 12:13:29 PM |
jazz619 | $25.00 | 1/28/2012 12:25:11 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:20 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:49 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:21 PM |
jamiee73 | $25.00 | 1/28/2012 1:04:29 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:37 PM |
integrity-american | $25.00 | 1/28/2012 1:29:34 PM |
JoePaNation | $50.00 | 1/28/2012 4:57:38 PM |
wlm3012 | $40.00 | 1/28/2012 6:16:52 PM |
ltschetter | $25.00 | 1/29/2012 6:18:57 AM |
Techne_Funds_LLC | $25.00 | 1/29/2012 6:00:39 AM |
boylezz | $25.00 | 1/29/2012 8:53:06 AM |
creative-generosity3 | $30.00 | 1/29/2012 11:05:19 AM |
loan-adventurer7 | $25.00 | 1/29/2012 12:36:59 PM |
orearella3 | $25.00 | 1/29/2012 12:37:29 PM |
ladyopium | $75.00 | 1/30/2012 5:01:21 AM |
revenue-associate | $25.00 | 1/30/2012 6:25:56 AM |
djh47a | $25.00 | 1/30/2012 7:25:57 AM |
buffalobills | $25.00 | 1/30/2012 7:00:36 AM |
dignified-finance | $50.00 | 1/30/2012 7:41:02 AM |
georgedorn | $21.45 | 1/30/2012 8:44:46 AM |
55 Investments
|
Borrower Payment Dependent Notes Series
554178
This series of Notes was issued and sold upon the funding of the borrower loan #59696, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $223.70 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2003 |
Debt/Income ratio:
| 12% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,191 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 79% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| Cheesehead71 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Loan needed to payoff Credit Cards I used to do some work around my house. Purchased my house in 2008 and within the first year I put in a new furnace, reworked the plumbing and resided my garage. Most of it went On credit cards and I've chipped away at it but now just want to pay off in one shot. I have steady job working for a Very large and nationally know company. Never been late on any payment in my life and other then house and credit cards I have no debt.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
omegamon1 | $25.00 | 1/26/2012 3:33:59 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:40 PM |
frankdelraza | $25.00 | 1/26/2012 8:27:39 PM |
ericgassercom | $25.00 | 1/26/2012 5:51:23 PM |
john0720 | $25.00 | 1/27/2012 5:47:55 AM |
enchanted-note | $25.00 | 1/27/2012 9:11:41 AM |
EngineersAlliance | $125.00 | 1/27/2012 9:39:29 AM |
loyalty-czar | $25.00 | 1/27/2012 10:45:57 AM |
Index_Plus | $5,800.00 | 1/27/2012 12:50:48 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:13 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:35 PM |
rupee-equation2 | $25.00 | 1/27/2012 9:39:44 AM |
jamiee73 | $25.00 | 1/27/2012 9:40:39 AM |
toblerone | $25.00 | 1/27/2012 9:23:26 AM |
compoundinterest | $50.00 | 1/27/2012 9:27:10 AM |
matt_2006 | $25.00 | 1/27/2012 9:59:10 AM |
cardminger | $25.00 | 1/27/2012 9:48:25 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:45 AM |
moneytolend72 | $25.00 | 1/27/2012 11:29:33 AM |
acarnegie | $25.00 | 1/27/2012 12:18:29 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
554186
This series of Notes was issued and sold upon the funding of the borrower loan #59756, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $96.79 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1983 |
Debt/Income ratio:
| 2% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Car Dealer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $69 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| sensible-cash714 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 1/26/2012 5:10:52 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:19 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:27 PM |
Harry | $100.00 | 1/26/2012 5:37:20 PM |
Cliffie83 | $25.00 | 1/27/2012 9:27:50 AM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:43 AM |
acarnegie | $25.00 | 1/27/2012 12:18:27 PM |
the-sunny-loot | $25.00 | 1/27/2012 3:57:19 PM |
nbah123 | $50.00 | 1/27/2012 5:20:05 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:24 PM |
kevin314 | $25.00 | 1/27/2012 5:25:55 PM |
sturdy-fairness0 | $100.00 | 1/27/2012 5:23:19 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:37 PM |
E-2 | $100.00 | 1/26/2012 7:44:03 PM |
indomitable-coin | $25.00 | 1/27/2012 7:20:39 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:33 PM |
tigercat | $50.00 | 1/27/2012 4:42:44 PM |
Dubbs360 | $25.00 | 1/27/2012 5:09:13 PM |
Index_Plus | $2,050.00 | 1/27/2012 6:05:47 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
554208
This series of Notes was issued and sold upon the funding of the borrower loan #59892, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 5.25% |
Borrower rate/APR:
| 6.25% / 6.59% |
Monthly payment:
| $458.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.25% | | |
| |
Estimated return*:
| 4.25% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 3% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,472 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 20% | | |
| |
Homeownership:
| No | | |
Screen name:
| sharpey |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 3 |
On-time:
| 17 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $34,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Aug-2009)
760-779
(Apr-2008)
740-759
(Jul-2007)
|
Principal balance:
| $0.02 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Business investment
Purpose of loan:
This loan will be used to invest in a friend's business. I have plenty of capital to pay back this loan, I'd just rather utilize my great credit score to borrow funds at a rate that is fair for me and the lenders.
My financial situation:
I am a good candidate for this loan because I make over 200K per year. I could literally pay back the loan at the drop of a hat as I have a multiple of this loan's value in liquid assets.....like I said I'm just looking for reasonable financing to make an investment in a friend's startup....regardless of the investment's performance, I'm good for the loan amount.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
KLCRAY | $25.00 | 1/27/2012 5:06:46 PM |
steely_dan34 | $25.00 | 1/27/2012 5:10:37 PM |
houli123 | $250.00 | 1/27/2012 5:16:09 PM |
asset-equilibrium0 | $25.00 | 1/27/2012 5:16:19 PM |
ivar | $25.00 | 1/27/2012 5:17:01 PM |
blooming-market | $25.00 | 1/27/2012 5:17:49 PM |
enticing-capital6 | $50.00 | 1/27/2012 5:21:41 PM |
j2ee | $25.00 | 1/27/2012 5:07:43 PM |
Hanalei712 | $50.00 | 1/27/2012 5:31:11 PM |
hitsman | $50.00 | 1/27/2012 5:31:34 PM |
murren | $25.00 | 1/27/2012 5:33:12 PM |
minista | $25.00 | 1/27/2012 5:10:29 PM |
iolaire | $25.00 | 1/27/2012 5:14:48 PM |
mar97 | $25.00 | 1/27/2012 5:15:25 PM |
meux99 | $25.00 | 1/27/2012 5:37:35 PM |
harty | $50.00 | 1/27/2012 5:16:54 PM |
saihu | $25.00 | 1/27/2012 5:11:36 PM |
jbaum | $40.00 | 1/27/2012 5:41:40 PM |
jonandmeg21 | $25.00 | 1/27/2012 5:42:25 PM |
bvzm | $25.00 | 1/27/2012 5:43:42 PM |
Apeman00 | $25.00 | 1/27/2012 5:14:29 PM |
balance-voyager | $25.00 | 1/27/2012 5:45:26 PM |
trade-burrito4 | $35.00 | 1/27/2012 5:46:07 PM |
RankPaid | $25.00 | 1/27/2012 5:23:44 PM |
greenbacchus | $25.00 | 1/27/2012 5:24:07 PM |
leodaguy | $100.00 | 1/27/2012 5:25:29 PM |
acarnegie | $25.00 | 1/27/2012 5:19:49 PM |
velocity-solo | $25.00 | 1/27/2012 5:20:41 PM |
Harry | $50.00 | 1/27/2012 5:26:48 PM |
wtrboy | $25.00 | 1/27/2012 5:22:48 PM |
dbzen | $25.00 | 1/27/2012 5:28:24 PM |
mpactlender | $25.00 | 1/27/2012 5:30:08 PM |
nojoke411 | $25.00 | 1/27/2012 5:25:43 PM |
worth-web5 | $50.00 | 1/27/2012 5:30:50 PM |
kevin314 | $25.00 | 1/27/2012 5:25:56 PM |
postalwhiz | $25.00 | 1/27/2012 5:26:08 PM |
Timchenko_LLC | $25.00 | 1/27/2012 5:26:25 PM |
maldok1 | $25.00 | 1/27/2012 5:31:43 PM |
benjo | $50.00 | 1/27/2012 5:33:19 PM |
Arg3998 | $50.00 | 1/27/2012 5:28:51 PM |
wealthstar | $25.00 | 1/27/2012 5:36:19 PM |
virtuous-repayment | $25.00 | 1/27/2012 5:37:20 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:07 PM |
gold-motivator2 | $50.00 | 1/27/2012 6:58:31 PM |
gracej | $25.00 | 1/27/2012 5:35:43 PM |
order-brilliance9 | $100.00 | 1/27/2012 5:36:27 PM |
wacko82 | $25.00 | 1/27/2012 5:39:40 PM |
Azonic21 | $25.00 | 1/27/2012 5:37:47 PM |
funnymoney1 | $50.00 | 1/27/2012 5:42:57 PM |
pencreek | $50.00 | 1/27/2012 8:06:19 PM |
commanding-treasure2 | $50.00 | 1/27/2012 5:44:08 PM |
first-favorite-bonus9 | $25.00 | 1/27/2012 5:44:15 PM |
penny-finder | $500.00 | 1/27/2012 5:52:48 PM |
pragmatic-contract | $25.00 | 1/27/2012 5:47:10 PM |
rmachi | $25.00 | 1/27/2012 5:47:48 PM |
credit-guard5 | $25.00 | 1/27/2012 8:09:46 PM |
careful-benjamins8 | $25.00 | 1/27/2012 9:35:33 PM |
Anamorph | $25.00 | 1/27/2012 10:19:55 PM |
JCMC | $25.00 | 1/27/2012 9:44:38 PM |
cerebral-auction950 | $100.00 | 1/28/2012 4:23:28 AM |
blot44 | $25.00 | 1/28/2012 5:51:40 AM |
iwantmore | $25.00 | 1/28/2012 6:01:02 AM |
Snowflake6515 | $25.00 | 1/28/2012 6:24:43 AM |
Leshan | $50.00 | 1/28/2012 9:20:23 AM |
MeSteve | $25.00 | 1/28/2012 9:22:58 AM |
benefit-banshee | $25.00 | 1/28/2012 8:01:30 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 8:40:34 AM |
vivacious-truth3 | $25.00 | 1/28/2012 10:50:45 AM |
Ellendra | $25.00 | 1/28/2012 11:23:43 AM |
transparency-halo | $25.00 | 1/28/2012 12:07:30 PM |
payout-harmony4 | $50.00 | 1/28/2012 12:07:43 PM |
Emgolda | $25.00 | 1/28/2012 10:08:41 AM |
ultimatepaintball | $25.00 | 1/28/2012 12:09:31 PM |
QuinMccoy | $50.00 | 1/28/2012 12:11:51 PM |
Getwood | $25.00 | 1/28/2012 12:13:12 PM |
flight51 | $55.00 | 1/28/2012 11:34:30 AM |
Bubbasnestegg | $25.00 | 1/28/2012 12:13:47 PM |
independent-revenue4 | $100.00 | 1/28/2012 12:05:20 PM |
platinum-genetics | $25.00 | 1/28/2012 12:05:24 PM |
BeachWalkz | $50.00 | 1/28/2012 12:17:02 PM |
bobby5832708 | $25.00 | 1/28/2012 12:17:15 PM |
TheYellowDart | $25.00 | 1/28/2012 12:08:19 PM |
chestnut4 | $25.00 | 1/28/2012 12:08:37 PM |
mennleo | $50.00 | 1/28/2012 12:18:03 PM |
wigglesworth4 | $100.00 | 1/28/2012 12:18:23 PM |
downtownfarm | $25.00 | 1/28/2012 12:09:14 PM |
social-trumpet | $25.00 | 1/28/2012 12:08:15 PM |
mbwillma | $25.00 | 1/28/2012 12:08:22 PM |
rose88 | $25.00 | 1/28/2012 12:18:58 PM |
pipopirate | $25.00 | 1/28/2012 12:08:58 PM |
californiakhan | $25.00 | 1/28/2012 12:09:18 PM |
networks4ever | $25.00 | 1/28/2012 12:19:56 PM |
biobulator | $25.00 | 1/28/2012 12:20:06 PM |
pappiandel | $25.00 | 1/28/2012 12:20:32 PM |
kurizoo | $25.00 | 1/28/2012 12:10:49 PM |
EricLender | $25.00 | 1/28/2012 12:11:07 PM |
10ECgirl | $25.00 | 1/28/2012 12:20:55 PM |
Chuck9802 | $25.00 | 1/28/2012 12:11:36 PM |
Atlanta-Buyer | $25.00 | 1/28/2012 12:21:40 PM |
Marathoner | $25.00 | 1/28/2012 12:21:50 PM |
silverloan | $50.00 | 1/28/2012 12:10:52 PM |
rocker137 | $50.00 | 1/28/2012 12:22:01 PM |
green-moola-sniffer | $25.00 | 1/28/2012 12:13:33 PM |
Rdodson11 | $25.00 | 1/28/2012 12:23:26 PM |
firewomin | $25.00 | 1/28/2012 12:14:49 PM |
kalex752 | $25.00 | 1/28/2012 12:13:44 PM |
mosby | $25.00 | 1/28/2012 12:24:50 PM |
hard-working-rate3 | $100.00 | 1/28/2012 12:25:03 PM |
dberry46 | $25.00 | 1/28/2012 12:14:35 PM |
calessabay | $25.00 | 1/28/2012 12:26:02 PM |
britgsb | $30.00 | 1/28/2012 12:16:04 PM |
enriching-trade2 | $50.00 | 1/28/2012 12:16:07 PM |
FirePro22 | $25.00 | 1/28/2012 12:15:29 PM |
efficient-marketplace | $25.00 | 1/28/2012 12:27:24 PM |
The_Lending_Muscle | $25.00 | 1/28/2012 12:16:30 PM |
cablenews | $100.00 | 1/28/2012 12:16:17 PM |
sgt-schultz | $25.00 | 1/28/2012 12:16:58 PM |
orange-courageous-dedication | $25.00 | 1/28/2012 12:29:57 PM |
Daneistes | $50.00 | 1/28/2012 12:17:27 PM |
KarmaBum77 | $25.00 | 1/28/2012 12:30:20 PM |
gold-tsunami | $30.00 | 1/28/2012 12:31:08 PM |
ITS-A-WONDERFUL-LIFE | $25.00 | 1/28/2012 12:32:32 PM |
anyoi | $25.00 | 1/28/2012 12:19:38 PM |
ahansen | $25.00 | 1/28/2012 12:33:14 PM |
ramsbladder | $25.00 | 1/28/2012 12:33:25 PM |
whistledicksmith | $25.00 | 1/28/2012 12:20:19 PM |
anacent | $25.00 | 1/28/2012 12:22:47 PM |
ski bum | $100.00 | 1/28/2012 12:22:58 PM |
AgTiPinisher | $25.00 | 1/28/2012 12:23:40 PM |
skro | $25.00 | 1/28/2012 12:25:16 PM |
orearella3 | $25.00 | 1/28/2012 12:25:48 PM |
wen0823 | $25.00 | 1/28/2012 12:25:53 PM |
Preteur | $25.00 | 1/28/2012 12:37:26 PM |
exchange-pledge | $50.00 | 1/28/2012 12:26:28 PM |
rachelrachelrachel | $25.00 | 1/28/2012 12:38:15 PM |
soldadoz | $25.00 | 1/28/2012 12:27:51 PM |
mmckune | $25.00 | 1/28/2012 12:28:11 PM |
ti22ring | $25.00 | 1/28/2012 12:28:27 PM |
paddatjie | $25.00 | 1/28/2012 12:29:07 PM |
smallcountry | $25.00 | 1/28/2012 12:29:28 PM |
tlp43 | $25.00 | 1/28/2012 12:30:08 PM |
standanddeliver | $50.00 | 1/28/2012 12:31:20 PM |
good_lender | $25.00 | 1/28/2012 12:32:22 PM |
i8agoldfish | $25.00 | 1/28/2012 12:31:23 PM |
ProjectVenture | $25.00 | 1/28/2012 12:33:12 PM |
damage | $25.00 | 1/28/2012 12:33:53 PM |
capital-futurist | $25.00 | 1/28/2012 12:31:42 PM |
Panna | $25.00 | 1/28/2012 12:41:24 PM |
revenue-pipeline | $25.00 | 1/28/2012 12:42:05 PM |
SMVM87 | $25.00 | 1/28/2012 12:43:01 PM |
gojackgo | $50.00 | 1/28/2012 12:35:27 PM |
stensonb | $25.00 | 1/28/2012 12:45:50 PM |
dartmouth99 | $25.00 | 1/28/2012 12:35:36 PM |
dukem | $25.00 | 1/28/2012 12:35:51 PM |
helpu88 | $25.00 | 1/28/2012 12:36:07 PM |
bonus-tent | $25.00 | 1/28/2012 12:36:11 PM |
income-excellence1 | $25.00 | 1/28/2012 12:47:44 PM |
codingbuddy | $25.00 | 1/28/2012 12:37:45 PM |
jeffpac | $50.00 | 1/28/2012 12:48:49 PM |
C_Mark | $50.00 | 1/28/2012 12:39:43 PM |
blue-fervent-pound | $25.00 | 1/28/2012 12:38:53 PM |
HibbyD | $30.00 | 1/28/2012 12:50:56 PM |
hostbank | $100.00 | 1/28/2012 12:39:46 PM |
riproaringrapids | $50.00 | 1/28/2012 12:41:01 PM |
g314 | $25.00 | 1/28/2012 12:40:08 PM |
new-truth-chuckler | $25.00 | 1/28/2012 12:42:33 PM |
wildsf | $25.00 | 1/28/2012 12:42:49 PM |
principal-trident | $25.00 | 1/28/2012 12:41:05 PM |
Duchdad | $25.00 | 1/28/2012 12:43:02 PM |
community-champ3 | $25.00 | 1/28/2012 12:43:53 PM |
michaelwong | $50.00 | 1/28/2012 12:41:54 PM |
worlds-best-worth2 | $25.00 | 1/28/2012 12:42:11 PM |
laufer32304 | $50.00 | 1/28/2012 12:46:08 PM |
point-zebra | $25.00 | 1/28/2012 12:52:16 PM |
Warwick | $25.00 | 1/28/2012 12:46:47 PM |
scottburger | $100.00 | 1/28/2012 12:47:17 PM |
Caledoni | $25.00 | 1/28/2012 12:44:00 PM |
Daveinthecorn | $25.00 | 1/28/2012 12:48:34 PM |
PA2LA | $25.00 | 1/28/2012 12:44:49 PM |
lenderrob | $25.00 | 1/28/2012 12:48:57 PM |
schmegs | $25.00 | 1/28/2012 12:55:14 PM |
revmax | $25.00 | 1/28/2012 12:46:23 PM |
Railbird | $25.00 | 1/28/2012 12:47:00 PM |
jt530 | $25.00 | 1/28/2012 12:51:24 PM |
credit-scout7 | $50.00 | 1/28/2012 12:49:27 PM |
1phantom | $25.00 | 1/28/2012 12:50:11 PM |
ckatak | $50.00 | 1/28/2012 12:53:34 PM |
whiterabbit1874 | $25.00 | 1/28/2012 12:52:13 PM |
overflowinglife | $25.00 | 1/28/2012 12:54:06 PM |
miket71 | $30.00 | 1/28/2012 12:52:26 PM |
mr55262 | $25.00 | 1/28/2012 12:52:31 PM |
newyork6264 | $25.00 | 1/28/2012 12:55:04 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:10 PM |
thankful-nickel2 | $25.00 | 1/28/2012 12:55:23 PM |
Yankeeeagle | $25.00 | 1/28/2012 12:53:57 PM |
leeball | $50.00 | 1/28/2012 12:54:33 PM |
Mendosurfire | $50.00 | 1/28/2012 12:54:57 PM |
lobster | $25.00 | 1/28/2012 12:55:50 PM |
andyb9 | $25.00 | 1/28/2012 12:55:07 PM |
ThomasC | $50.00 | 1/28/2012 12:55:26 PM |
johanson07 | $25.00 | 1/27/2012 5:07:12 PM |
SBT | $100.00 | 1/27/2012 5:08:13 PM |
cebgop | $25.00 | 1/27/2012 5:11:05 PM |
worklessmakemore | $50.00 | 1/27/2012 5:17:14 PM |
the-sunny-loot | $25.00 | 1/27/2012 5:17:20 PM |
enriching-dollar1 | $100.00 | 1/27/2012 5:20:23 PM |
p2ploan-embrace6 | $100.00 | 1/27/2012 5:22:28 PM |
JJ9876 | $25.00 | 1/27/2012 5:23:47 PM |
Kyjamune | $25.00 | 1/27/2012 5:06:53 PM |
honorable-loot4 | $25.00 | 1/27/2012 5:08:44 PM |
ThomasCrown | $50.00 | 1/27/2012 5:10:01 PM |
Tylerh | $250.00 | 1/27/2012 5:10:14 PM |
Relevance | $25.00 | 1/27/2012 5:32:47 PM |
Clambake | $25.00 | 1/27/2012 5:33:42 PM |
BxRealtor | $25.00 | 1/27/2012 5:15:10 PM |
tdinmanhattan | $25.00 | 1/27/2012 5:36:58 PM |
mistertao | $25.00 | 1/27/2012 5:16:23 PM |
Tradesmanlender | $25.00 | 1/27/2012 5:18:44 PM |
Ripsaw4U | $50.00 | 1/27/2012 5:19:11 PM |
transparency-baton | $25.00 | 1/27/2012 5:13:25 PM |
Ready2Loan | $25.00 | 1/27/2012 5:47:04 PM |
miked8303 | $50.00 | 1/27/2012 5:18:27 PM |
logical-reward8 | $25.00 | 1/27/2012 5:24:33 PM |
janus_god | $25.00 | 1/27/2012 5:24:15 PM |
deal-pal | $25.00 | 1/27/2012 6:35:12 PM |
diggs | $25.00 | 1/27/2012 6:46:28 PM |
income-banjo | $25.00 | 1/27/2012 5:26:50 PM |
Phen0m526 | $25.00 | 1/27/2012 6:53:32 PM |
asdf9876 | $25.00 | 1/27/2012 5:33:40 PM |
AFairDeal | $25.00 | 1/27/2012 5:33:56 PM |
AmericanCredit | $50.00 | 1/27/2012 5:34:19 PM |
indomitable-coin | $25.00 | 1/27/2012 5:37:32 PM |
mymoneyforyou | $36.80 | 1/27/2012 5:39:24 PM |
wise-exchange-chooser | $25.00 | 1/27/2012 5:43:45 PM |
mason13a | $25.00 | 1/27/2012 5:39:49 PM |
ConchRepublican | $100.00 | 1/27/2012 5:47:45 PM |
fortytwo | $150.00 | 1/27/2012 5:40:59 PM |
dbs | $25.00 | 1/27/2012 5:41:29 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:26 PM |
Cheburashka | $25.00 | 1/27/2012 5:42:29 PM |
roadtruck | $50.00 | 1/27/2012 5:44:09 PM |
power-trophy7 | $25.00 | 1/27/2012 5:44:22 PM |
rentalguy | $50.00 | 1/27/2012 5:45:22 PM |
lendersf | $50.00 | 1/27/2012 5:47:27 PM |
Socorro_Capital_Partners | $25.01 | 1/27/2012 9:18:00 PM |
Hadrian | $67.39 | 1/27/2012 6:43:00 PM |
tabinoc | $25.00 | 1/27/2012 6:48:32 PM |
Hexnut | $100.00 | 1/27/2012 6:57:54 PM |
CIC | $25.00 | 1/28/2012 4:18:23 AM |
repayment-launcher | $25.00 | 1/28/2012 4:59:20 AM |
cjames84 | $25.00 | 1/28/2012 5:09:53 AM |
lekkerguy | $39.00 | 1/28/2012 1:03:17 AM |
bb575 | $50.00 | 1/28/2012 1:21:13 AM |
ozlem | $25.00 | 1/28/2012 4:02:12 AM |
latestone | $25.00 | 1/28/2012 8:53:03 AM |
lendacity | $50.00 | 1/28/2012 4:39:33 AM |
c2it | $25.00 | 1/28/2012 7:40:16 AM |
sentimental-pound4 | $200.00 | 1/28/2012 8:11:22 AM |
awesome-dollar6 | $50.00 | 1/28/2012 8:58:14 AM |
Leshan | $25.00 | 1/28/2012 9:22:13 AM |
fireboss | $53.44 | 1/28/2012 9:26:12 AM |
liberty-point | $61.15 | 1/28/2012 9:28:22 AM |
don8ter | $50.00 | 1/28/2012 12:05:18 PM |
mizount | $25.00 | 1/28/2012 12:05:27 PM |
lowrate | $50.00 | 1/28/2012 12:08:57 PM |
PRGuyinVA | $25.00 | 1/28/2012 12:09:04 PM |
lifegrowth | $25.00 | 1/28/2012 10:26:45 AM |
ect_2k20 | $50.00 | 1/28/2012 10:28:30 AM |
proud-dollar1 | $25.00 | 1/28/2012 10:36:53 AM |
slartibardfast | $25.00 | 1/28/2012 12:12:45 PM |
a-truth-upholder | $25.00 | 1/28/2012 12:13:49 PM |
ZeoInvestments | $25.00 | 1/28/2012 12:14:52 PM |
leveragedlender | $100.00 | 1/28/2012 11:53:48 AM |
famous-ore2 | $50.00 | 1/28/2012 12:15:37 PM |
sci_guy | $25.00 | 1/28/2012 12:05:38 PM |
pinnacle10 | $25.00 | 1/28/2012 12:05:14 PM |
Pasagam | $50.00 | 1/28/2012 12:16:15 PM |
vigilance-revolutionary | $50.00 | 1/28/2012 12:05:31 PM |
Trimalchio12 | $25.00 | 1/28/2012 12:05:57 PM |
Pizza-man | $50.00 | 1/28/2012 12:06:50 PM |
righteousone | $50.00 | 1/28/2012 12:17:54 PM |
determined-revenue1 | $35.00 | 1/28/2012 12:17:59 PM |
1redfish | $100.00 | 1/28/2012 12:18:31 PM |
Cai8899 | $50.00 | 1/28/2012 12:18:52 PM |
MoneyMA | $25.00 | 1/28/2012 12:08:17 PM |
jakesworld | $25.00 | 1/28/2012 12:19:15 PM |
zhiguli | $25.00 | 1/28/2012 12:09:43 PM |
steiglends | $100.00 | 1/28/2012 12:20:09 PM |
Stollewood | $25.00 | 1/28/2012 12:11:05 PM |
auction-elvis | $25.00 | 1/28/2012 12:20:53 PM |
Kame | $25.00 | 1/28/2012 12:20:58 PM |
Syzygy | $25.00 | 1/28/2012 12:10:25 PM |
diversification-surge | $25.00 | 1/28/2012 12:11:40 PM |
djs81 | $25.00 | 1/28/2012 12:13:03 PM |
larslfe | $25.00 | 1/28/2012 12:13:18 PM |
awe53 | $25.00 | 1/28/2012 12:12:08 PM |
fcrick | $25.00 | 1/28/2012 12:12:30 PM |
stuy1998 | $25.00 | 1/28/2012 12:24:49 PM |
Philolend | $25.00 | 1/28/2012 12:25:01 PM |
puifais | $50.00 | 1/28/2012 12:15:07 PM |
sweet-loan8 | $25.00 | 1/28/2012 12:14:51 PM |
sweet-loan7 | $25.00 | 1/28/2012 12:15:08 PM |
ore-seagull | $25.00 | 1/28/2012 12:26:48 PM |
finance-explosion6 | $25.00 | 1/28/2012 12:28:21 PM |
currency-agave | $60.00 | 1/28/2012 12:17:21 PM |
Mr_Marcus | $25.00 | 1/28/2012 12:30:16 PM |
SanJoser | $25.00 | 1/28/2012 12:30:40 PM |
peripatetic | $25.00 | 1/28/2012 12:18:29 PM |
RusRobo | $25.00 | 1/28/2012 12:18:05 PM |
elasermd | $50.00 | 1/28/2012 12:30:52 PM |
marketplace-cello5 | $25.00 | 1/28/2012 12:31:13 PM |
bndlending2u | $25.00 | 1/28/2012 12:31:31 PM |
OldFriend | $25.00 | 1/28/2012 12:32:01 PM |
GMPK_TLAS | $50.00 | 1/28/2012 12:19:03 PM |
BrianRK | $26.00 | 1/28/2012 12:19:41 PM |
gallant-economy9 | $50.00 | 1/28/2012 12:19:48 PM |
mlender | $25.00 | 1/28/2012 12:19:34 PM |
GodzillaLending | $25.00 | 1/28/2012 12:32:59 PM |
cash-merry-maker | $25.00 | 1/28/2012 12:21:04 PM |
x-lender | $25.00 | 1/28/2012 12:21:36 PM |
natural-affluence4 | $25.00 | 1/28/2012 12:22:32 PM |
autonomous-kindness8 | $25.00 | 1/28/2012 12:22:22 PM |
solstice175 | $25.00 | 1/28/2012 12:23:07 PM |
macgeek | $25.00 | 1/28/2012 12:23:38 PM |
16888 | $25.00 | 1/28/2012 12:23:42 PM |
funds-promiser | $50.00 | 1/28/2012 12:23:52 PM |
TeamN | $25.00 | 1/28/2012 12:25:05 PM |
Anny-Disco | $25.00 | 1/28/2012 12:25:14 PM |
unassuming-generosity | $25.00 | 1/28/2012 12:37:38 PM |
fair-funds | $25.00 | 1/28/2012 12:37:54 PM |
shawndw | $25.00 | 1/28/2012 12:38:11 PM |
selfmademan | $25.00 | 1/28/2012 12:38:13 PM |
Boxhead | $50.00 | 1/28/2012 12:27:14 PM |
timbob | $100.00 | 1/28/2012 12:38:33 PM |
happy-yield | $25.00 | 1/28/2012 12:38:46 PM |
fireheart | $25.00 | 1/28/2012 12:29:45 PM |
gold-position | $25.00 | 1/28/2012 12:30:06 PM |
JohnGalt94 | $25.00 | 1/28/2012 12:30:10 PM |
MiniBank998 | $25.00 | 1/28/2012 12:30:30 PM |
platinum-sorcerer6 | $50.00 | 1/28/2012 12:31:52 PM |
mtquan | $25.00 | 1/28/2012 12:31:04 PM |
durable-pound5 | $25.00 | 1/28/2012 12:31:40 PM |
unrivaled-silver | $25.00 | 1/28/2012 12:32:42 PM |
L-vex | $25.00 | 1/28/2012 12:41:46 PM |
wiseindian | $25.00 | 1/28/2012 12:43:04 PM |
riskreward | $250.00 | 1/28/2012 12:43:14 PM |
first-pragmatic-note | $25.00 | 1/28/2012 12:43:45 PM |
the2monkeys | $25.00 | 1/28/2012 12:43:57 PM |
Aimvest | $25.00 | 1/28/2012 12:45:32 PM |
virtualbank | $25.00 | 1/28/2012 12:45:59 PM |
luminous-marketplace5 | $25.00 | 1/28/2012 12:36:45 PM |
kyomoon | $50.00 | 1/28/2012 12:37:04 PM |
newest-bountiful-basis | $25.00 | 1/28/2012 12:36:06 PM |
p2pcapitalgroup | $25.00 | 1/28/2012 12:37:25 PM |
community-saver158 | $50.00 | 1/28/2012 12:47:38 PM |
ceg451 | $25.00 | 1/28/2012 12:36:31 PM |
zone6 | $100.00 | 1/28/2012 12:36:42 PM |
Strato | $25.02 | 1/28/2012 12:36:57 PM |
aabadabadoo | $25.00 | 1/28/2012 12:48:51 PM |
sabre79 | $25.00 | 1/28/2012 12:49:02 PM |
kanewna | $50.00 | 1/28/2012 12:39:59 PM |
hrubinst | $50.00 | 1/28/2012 12:49:52 PM |
MrDavid | $75.00 | 1/28/2012 12:38:35 PM |
majestic-dedication | $50.00 | 1/28/2012 12:39:17 PM |
martinatime | $25.00 | 1/28/2012 12:40:54 PM |
BadgerWI | $30.00 | 1/28/2012 12:39:26 PM |
fcukciti | $35.00 | 1/28/2012 12:50:59 PM |
brazilofmux | $100.00 | 1/28/2012 12:40:56 PM |
Spring342 | $25.00 | 1/28/2012 12:41:03 PM |
cnovak | $25.00 | 1/28/2012 12:42:59 PM |
openness-prospector | $25.00 | 1/28/2012 12:44:41 PM |
runner262 | $25.00 | 1/28/2012 12:42:35 PM |
value-pole | $25.00 | 1/28/2012 12:42:46 PM |
hawaiiangirl76 | $25.00 | 1/28/2012 12:45:29 PM |
tenacious-affluence | $25.00 | 1/28/2012 12:52:22 PM |
valiant-liberty4 | $25.00 | 1/28/2012 12:52:30 PM |
tsui517 | $50.00 | 1/28/2012 12:53:09 PM |
RockCrown | $25.00 | 1/28/2012 12:54:10 PM |
gt5149c | $25.00 | 1/28/2012 12:45:27 PM |
gentle-gold | $25.00 | 1/28/2012 12:49:35 PM |
Algernon | $34.00 | 1/28/2012 12:46:43 PM |
YLlama | $25.00 | 1/28/2012 12:50:06 PM |
greenback-chooser6 | $50.00 | 1/28/2012 12:50:32 PM |
subtle-revenue0 | $25.00 | 1/28/2012 12:51:10 PM |
integrity-saver | $25.00 | 1/28/2012 12:48:43 PM |
skvat | $25.00 | 1/28/2012 12:49:40 PM |
OCedHrt | $25.00 | 1/28/2012 12:50:42 PM |
Taxman44 | $25.00 | 1/28/2012 12:52:24 PM |
dthompso | $50.00 | 1/28/2012 12:54:12 PM |
DixiePixie980 | $25.00 | 1/28/2012 12:52:27 PM |
the-enterprising-leverage | $50.00 | 1/28/2012 12:55:24 PM |
Eastern | $50.00 | 1/28/2012 12:54:16 PM |
value-wind0 | $25.00 | 1/28/2012 12:55:33 PM |
393 Investments
|
Borrower Payment Dependent Notes Series
554210
This series of Notes was issued and sold upon the funding of the borrower loan #59699, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1996 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,477 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| relentless-deal |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Selling Home - Need Money
Purpose of loan: Selling Home and Need Repairs Done
This loan will be used to...Fix porch stairs and do siding work.
My financial situation:
I am a good candidate for this loan because...
I have good credit, and I pay back on time.
And since I am selling my home, I will also have more than enough to pay back.
Monthly net income: $5800
Monthly expenses: $2000
Housing: $0
Insurance: $0
Car expenses: $600
Utilities: $0
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $250
Other expenses: $550
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $25.00 | 1/26/2012 2:56:18 AM |
SolarMoonshine | $25.00 | 1/25/2012 5:03:09 PM |
rate-sceptre | $25.00 | 1/25/2012 6:50:50 PM |
wise-careful-greenback | $25.00 | 1/25/2012 8:01:17 PM |
penny-surgeon | $25.00 | 1/26/2012 12:26:52 PM |
yf99yz | $25.00 | 1/26/2012 5:20:37 PM |
careful-vigilance4 | $25.00 | 1/26/2012 5:34:40 PM |
Sid-K | $25.00 | 1/26/2012 5:14:02 PM |
toblerone | $25.00 | 1/26/2012 5:15:43 PM |
jiggaman7 | $50.00 | 1/26/2012 5:16:24 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:38 PM |
worthy-bid8 | $100.00 | 1/26/2012 5:21:21 PM |
all_of_that_one | $33.00 | 1/26/2012 7:09:23 PM |
money-baron-Roth401k | $50.00 | 1/26/2012 5:38:20 PM |
bsh297 | $25.00 | 1/27/2012 5:31:24 AM |
glroark | $150.00 | 1/27/2012 6:13:03 AM |
Land_on_your_feet | $25.00 | 1/27/2012 5:52:48 AM |
impeccable-ore3 | $25.00 | 1/27/2012 8:01:44 AM |
leverage-monger | $25.00 | 1/27/2012 9:04:41 AM |
tylerfd | $25.00 | 1/27/2012 8:28:38 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:54 AM |
currency-pilot5 | $25.00 | 1/27/2012 9:18:35 AM |
FASTIZIO_P | $25.00 | 1/27/2012 9:40:36 AM |
intrepid-truth6 | $25.00 | 1/27/2012 11:07:36 AM |
fountain355 | $25.00 | 1/27/2012 11:36:50 AM |
affluence-generator2 | $300.00 | 1/25/2012 5:03:10 PM |
handy-justice | $50.00 | 1/25/2012 5:05:03 PM |
ultimate-peace | $115.00 | 1/25/2012 5:07:59 PM |
nimble-revenue5 | $100.00 | 1/25/2012 10:14:22 PM |
let_me_retire | $25.00 | 1/25/2012 5:33:11 PM |
deal-pal | $25.00 | 1/25/2012 7:30:58 PM |
zorg77 | $25.00 | 1/25/2012 9:16:05 PM |
Investor_DP | $100.00 | 1/26/2012 12:59:39 PM |
deal-goliath4 | $500.00 | 1/26/2012 1:22:17 PM |
worth-quark7 | $25.00 | 1/26/2012 11:46:10 AM |
bubb_hans | $50.00 | 1/26/2012 5:36:39 PM |
Scrooge_McDuck2 | $100.00 | 1/26/2012 5:39:05 PM |
sisepuede | $25.00 | 1/26/2012 6:39:00 PM |
Zipcut | $25.00 | 1/26/2012 6:32:23 PM |
autonomous-truth | $50.00 | 1/26/2012 9:18:40 PM |
payout-hammock1 | $50.00 | 1/27/2012 1:12:54 AM |
suave-dime6 | $25.00 | 1/27/2012 7:43:59 AM |
authentic-liberty7 | $25.00 | 1/27/2012 8:30:26 AM |
reasonable-bonus6 | $47.00 | 1/27/2012 9:39:49 AM |
orearella3 | $25.00 | 1/27/2012 9:21:02 AM |
stock106 | $25.00 | 1/27/2012 10:53:34 AM |
jybank | $50.00 | 1/27/2012 9:53:43 AM |
green-safe-wampum | $50.00 | 1/27/2012 12:29:26 PM |
Index_Plus | $1,280.00 | 1/27/2012 12:51:00 PM |
49 Investments
|
Borrower Payment Dependent Notes Series
554214
This series of Notes was issued and sold upon the funding of the borrower loan #59591, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 23.43% |
Borrower rate/APR:
| 24.43% / 26.99% |
Monthly payment:
| $275.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.87% | | |
| |
Estimated return*:
| 14.37% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1972 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
16 | Length of status: | 30y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,668 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| justaregularguy-33 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 18 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $2,300.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
|
Principal balance:
| $1,132.29 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 18 | | |
Description
Home Improvments + Taxes
Purpose of loan:
This loan will be used to...make home improvments. I need to make roof repairs and a new furnance. Plus I owe on my taxes this year.
My financial situation:
I am a good candidate for this loan because...I am stable. I always pay my debts on time.
Monthly net income: $ 3681
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $9,500.00 | 1/26/2012 9:01:30 AM |
affluence-generator2 | $200.00 | 1/26/2012 9:01:20 AM |
handy-justice | $50.00 | 1/26/2012 9:01:10 AM |
Kash2010lu | $40.00 | 1/26/2012 9:01:03 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
554248
This series of Notes was issued and sold upon the funding of the borrower loan #59779, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-2000 |
Debt/Income ratio:
| 39% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| justice-fate0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Single Mother of Two Help!
Purpose of loan:
This loan will be used to consolidate debt I have.
My financial situation:
I am a good candidate for this loan because I have a full-time job. I have a BA in Biology and I do have a good credit score. However, I do have to children and I am a single mother that is why I am trying to consolidate loans. A single income home can be hard.
Monthly net income: $1946
Monthly expenses: ~1550
With the loan my monthly expenses would decrease to ~$1300 which would allow me to be less stress because I will not be living paycheck to paycheck.
Please help a single mother of two who is just trying to make it.
Thank you
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
marinbb | $50.00 | 1/26/2012 9:01:44 AM |
shawnw2 | $25.00 | 1/26/2012 5:32:02 PM |
loanman2007 | $50.00 | 1/27/2012 10:44:01 AM |
heavenly-interest9 | $600.00 | 1/26/2012 9:00:45 AM |
green-durable-yield | $25.00 | 1/26/2012 9:04:34 AM |
gain-equator | $25.00 | 1/26/2012 9:10:37 AM |
blitzen40 | $25.00 | 1/26/2012 9:10:56 AM |
CA-Lender | $25.00 | 1/26/2012 10:10:45 AM |
penny-plato | $25.00 | 1/26/2012 9:56:35 AM |
yf99yz | $25.00 | 1/26/2012 10:55:38 AM |
Detour11 | $50.00 | 1/26/2012 11:03:20 AM |
SFBank | $50.00 | 1/26/2012 4:51:55 PM |
MrDance123 | $40.00 | 1/26/2012 4:05:31 PM |
social-hunter5 | $25.00 | 1/26/2012 4:37:18 PM |
money-baron-Roth401k | $50.00 | 1/26/2012 5:38:21 PM |
Zipcut | $25.00 | 1/26/2012 6:34:10 PM |
glroark | $50.00 | 1/27/2012 6:11:06 AM |
velocity-gala | $500.00 | 1/26/2012 11:14:28 PM |
Haribelle | $25.00 | 1/27/2012 12:33:41 AM |
melodious-openness | $200.00 | 1/27/2012 3:58:02 AM |
leverage-monger | $25.00 | 1/27/2012 9:02:52 AM |
green-trade-dolphin | $25.00 | 1/27/2012 8:28:39 AM |
orearella3 | $25.00 | 1/27/2012 9:21:03 AM |
future-baby-fund | $25.00 | 1/27/2012 9:36:44 AM |
fountain355 | $25.00 | 1/27/2012 11:36:19 AM |
sdcc72 | $25.00 | 1/27/2012 10:51:47 AM |
intrepid-truth6 | $25.00 | 1/27/2012 11:06:04 AM |
gothampark | $25.00 | 1/27/2012 3:37:52 PM |
goodhearted-finance2 | $25.00 | 1/27/2012 7:12:12 PM |
AndChicksforFree | $25.00 | 1/26/2012 9:02:57 AM |
InChicago | $100.00 | 1/26/2012 9:06:56 AM |
radiant-wealth0 | $50.00 | 1/26/2012 9:52:23 AM |
2grindstones | $30.00 | 1/26/2012 11:44:53 AM |
credit-maverick1 | $50.00 | 1/26/2012 1:39:13 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:13 PM |
Sid-K | $25.00 | 1/26/2012 5:14:07 PM |
bubb_hans | $50.00 | 1/26/2012 5:36:40 PM |
1traveler | $25.00 | 1/26/2012 7:11:17 PM |
bluehen00 | $25.00 | 1/27/2012 6:07:35 AM |
SOP_Bank | $25.00 | 1/27/2012 6:20:31 AM |
alpete7 | $100.00 | 1/26/2012 9:30:29 PM |
ekmendenhall | $50.00 | 1/26/2012 10:06:25 PM |
StrongMonty | $80.00 | 1/27/2012 12:42:39 AM |
helpful-loan245 | $25.00 | 1/27/2012 2:28:51 AM |
Core-Marketing | $25.00 | 1/27/2012 4:32:47 AM |
greencat | $50.00 | 1/27/2012 7:13:32 AM |
Valley-of-the-Dollar | $25.00 | 1/27/2012 9:16:55 AM |
prodigy525 | $25.00 | 1/27/2012 8:18:23 AM |
Kash2010lu | $40.00 | 1/27/2012 8:07:01 AM |
green-safe-wampum | $50.00 | 1/27/2012 12:38:21 PM |
mammalian4 | $25.00 | 1/27/2012 5:01:16 PM |
exciting-fairness | $200.00 | 1/27/2012 2:38:50 PM |
calimanusa | $50.00 | 1/27/2012 3:34:14 PM |
responsibility-fortress | $50.00 | 1/27/2012 4:35:47 PM |
productive-note2 | $100.00 | 1/27/2012 5:17:05 PM |
AlternativeCashFlow | $30.00 | 1/27/2012 7:13:58 PM |
sevenbridges | $25.00 | 1/27/2012 7:39:49 PM |
papaloha | $200.00 | 1/27/2012 6:21:19 PM |
responsible-finance9 | $100.00 | 1/27/2012 6:26:48 PM |
Hadrian | $25.00 | 1/27/2012 6:39:05 PM |
worker82 | $28.97 | 1/27/2012 7:32:07 PM |
melodious-openness | $76.03 | 1/27/2012 8:20:51 PM |
buffalobills | $25.00 | 1/27/2012 7:14:04 PM |
atlantafan | $25.00 | 1/27/2012 7:28:25 PM |
DiligentiaLLC | $25.00 | 1/27/2012 7:57:46 PM |
65 Investments
|
Borrower Payment Dependent Notes Series
554252
This series of Notes was issued and sold upon the funding of the borrower loan #59612, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $149.14 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jul-1984 |
Debt/Income ratio:
| 37% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
12 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 48 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,282 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| stnlmrtn |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 68 ( 99% )
| 680-699 (Latest)
|
Principal borrowed:
| $8,600.00 | < 31 days late:
| 1
( 1% )
| 700-719
(Mar-2011)
660-679
(Oct-2009)
620-639
(Apr-2008)
|
Principal balance:
| $3,630.36 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 69 | | |
Description
consolidation
Purpose of loan: This loan will be used to pay medical and high interest loans... My financial situation: I am a good candidate for this loan because I have had 3 loans which I have payed off 2 and am also current on the third... Monthly net income: $6150 Monthly expenses: $ Housing: $1235 Insurance: $164 Car expenses: $200 Utilities: $ 250Phone230, cable77, internet: include wwith cable$ Food 500, entertainment: $ 100Clothing100, household expenses:225 $ Credit cards and other loans:1415 $ Other expenses: $ 200, medical 200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lendstats_com | $200.00 | 1/25/2012 5:04:08 PM |
NekHoldings | $25.00 | 1/25/2012 6:14:43 PM |
MoneyForNothing | $141.83 | 1/25/2012 5:03:38 PM |
sweety075 | $25.00 | 1/25/2012 5:04:51 PM |
green-trade-dolphin | $35.02 | 1/25/2012 5:02:33 PM |
sensible-fund | $25.00 | 1/25/2012 5:14:59 PM |
zeeexsixare | $50.00 | 1/25/2012 5:44:30 PM |
us957165 | $35.00 | 1/25/2012 5:47:49 PM |
gain-equator | $50.00 | 1/25/2012 8:16:37 PM |
handy-justice | $50.00 | 1/25/2012 5:02:32 PM |
trumpeter5 | $25.00 | 1/25/2012 5:02:37 PM |
HeroSupport | $80.00 | 1/25/2012 5:03:44 PM |
credit-missile | $25.00 | 1/25/2012 5:08:34 PM |
credit-missile | $25.00 | 1/25/2012 5:09:49 PM |
Dusigrosz | $75.00 | 1/25/2012 5:10:59 PM |
ethical-truth211 | $150.00 | 1/25/2012 5:27:44 PM |
reflective-rupee | $25.00 | 1/25/2012 5:31:27 PM |
Bank42 | $25.00 | 1/25/2012 5:33:20 PM |
first-dinero-paladin | $100.00 | 1/25/2012 10:40:45 PM |
LittleMingo | $50.00 | 1/25/2012 5:47:41 PM |
CA-Lender | $25.00 | 1/25/2012 6:06:13 PM |
newest-generous-income | $25.00 | 1/26/2012 1:16:27 AM |
1traveler | $25.00 | 1/25/2012 6:21:57 PM |
SFBank | $50.00 | 1/25/2012 6:20:44 PM |
cfig-llc | $25.00 | 1/26/2012 4:51:03 AM |
well-mannered-income3 | $1.59 | 1/26/2012 5:11:16 AM |
velocity-winner | $25.00 | 1/25/2012 7:10:33 PM |
gothampark | $25.00 | 1/25/2012 8:11:52 PM |
FinanceEngine | $50.00 | 1/25/2012 8:13:20 PM |
spacemonk29 | $100.00 | 1/25/2012 7:58:51 PM |
grammaspurse | $25.00 | 1/25/2012 8:22:19 PM |
euro-deployment | $25.00 | 1/25/2012 9:38:45 PM |
heaven75 | $300.00 | 1/25/2012 11:27:14 PM |
famous-bill | $75.00 | 1/25/2012 11:09:58 PM |
investment-cluster | $45.00 | 1/26/2012 3:09:52 AM |
american-investor | $50.00 | 1/26/2012 4:46:27 AM |
corporatejim | $52.86 | 1/26/2012 4:16:24 AM |
loanman2007 | $150.00 | 1/25/2012 5:07:18 PM |
Mikale360 | $50.00 | 1/25/2012 10:33:27 PM |
intrepid-repayment1 | $25.00 | 1/25/2012 5:30:52 PM |
irrelevant | $50.00 | 1/25/2012 6:05:31 PM |
thankful-nickel2 | $50.00 | 1/25/2012 7:06:53 PM |
LendingPimp | $25.00 | 1/25/2012 7:54:59 PM |
credit-missile | $135.00 | 1/25/2012 5:02:08 PM |
affluence-generator2 | $200.00 | 1/25/2012 5:02:14 PM |
amlu1988 | $25.00 | 1/25/2012 8:43:23 PM |
Urbangrampa | $25.00 | 1/25/2012 8:49:28 PM |
cattlebaron | $50.00 | 1/25/2012 5:11:50 PM |
intrepid-loot | $25.00 | 1/25/2012 9:09:51 PM |
janeybooboo | $100.00 | 1/25/2012 9:40:47 PM |
Whipster | $40.00 | 1/25/2012 5:28:09 PM |
knee_caps | $30.00 | 1/25/2012 5:32:39 PM |
Johnab | $26.00 | 1/25/2012 6:19:59 PM |
TBTdragon | $25.00 | 1/25/2012 6:48:24 PM |
Mont_Brinker | $98.88 | 1/25/2012 6:52:27 PM |
JoePaNation | $75.00 | 1/25/2012 6:59:38 PM |
deal-pal | $25.00 | 1/25/2012 7:29:54 PM |
deepblue34 | $45.00 | 1/25/2012 8:00:56 PM |
fund-explorer4 | $100.00 | 1/25/2012 7:49:38 PM |
Dusigrosz | $50.00 | 1/25/2012 8:28:22 PM |
Gregger | $25.52 | 1/26/2012 12:24:14 AM |
jayk63 | $25.00 | 1/26/2012 3:09:44 AM |
Domgabriel | $30.00 | 1/26/2012 3:37:48 AM |
mikeandcat | $353.30 | 1/26/2012 4:56:26 AM |
64 Investments
|
Borrower Payment Dependent Notes Series
554258
This series of Notes was issued and sold upon the funding of the borrower loan #59630, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 6y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,863 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| note-hotshot2 |
Borrower's state:
| Arkansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business capital
Purpose of loan: Business capital
This loan will be used to...catch up on expenses for antiques and collectibles business we operate on the side. Tough last year has put us behind but last part of 2011 and first of 2012 are improved. Expenses are mainly rent and utilities.
My financial situation:
I am a good candidate for this loan because...I have a history of paying my bills on time..I have paid off two bank loans ahead of schedule and am current on a personal bank loan. I have two jobs currently that I have been employed at for over 5 years, have lived at my present address for over 6 years and have lived in this area for over 40 years.I even ran for mayor once(2006).
Monthly net income: $4200
Monthly expenses: $3200
Housing: $850
Insurance: $80
Car expenses: $350
Utilities: $350
Phone, cable, internet: $425
Food, entertainment: $450
Clothing, household expenses: $100
Credit cards and other loans: $500
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
autonomous-basis | $27.94 | 1/25/2012 5:13:15 PM |
dough-mammal | $100.00 | 1/26/2012 3:48:55 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:10 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:52 PM |
powerful-finance7 | $25.00 | 1/26/2012 4:33:40 PM |
Tylerh | $250.00 | 1/26/2012 5:10:09 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:37 PM |
cash-vault | $25.00 | 1/26/2012 5:32:27 PM |
Aberdeen | $3,922.06 | 1/26/2012 5:44:50 PM |
A4 | $25.00 | 1/26/2012 3:29:12 PM |
superb-funds335 | $25.00 | 1/26/2012 5:12:19 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:57 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:34 PM |
Sid-K | $25.00 | 1/26/2012 5:14:03 PM |
bullwink27 | $25.00 | 1/26/2012 5:19:32 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:38 PM |
jamiee73 | $25.00 | 1/26/2012 5:24:16 PM |
matt_2006 | $25.00 | 1/26/2012 5:32:42 PM |
EngineersAlliance | $125.00 | 1/26/2012 5:35:59 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:27 PM |
Harry | $100.00 | 1/26/2012 5:37:20 PM |
proper-agreement8 | $50.00 | 1/26/2012 5:41:47 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
554264
This series of Notes was issued and sold upon the funding of the borrower loan #59678, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2006 |
Debt/Income ratio:
| 34% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,761 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-unforgettable-marketplace |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Cutting down cost
Purpose of loan:
This loan will be used to... Help save money on my bills
My financial situation:
I am a good candidate for this loan because... I have a steady job, pay all my bills on time, doesnt have to worry about rent
Monthly net income: $ 2,200
Monthly expenses: $ 1,200
Housing: $ 0
Insurance: $ 257.00
Car expenses: $ 400.00
Utilities: $ 0
Phone, cable, internet: $ 100
Food, entertainment: $ 100
Clothing, household expenses: $
Credit cards and other loans: $ 150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
greencat | $50.00 | 1/26/2012 9:04:18 AM |
ultimate-peace | $50.00 | 1/26/2012 9:08:12 AM |
2grindstones | $25.00 | 1/26/2012 11:48:00 AM |
bubb_hans | $50.00 | 1/26/2012 5:36:41 PM |
houli123 | $25.00 | 1/26/2012 5:45:24 PM |
gain-equator | $25.00 | 1/26/2012 9:11:21 AM |
SolarMoonshine | $25.00 | 1/26/2012 9:45:27 AM |
cello1 | $25.00 | 1/26/2012 3:37:00 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:14 PM |
social-hunter5 | $27.96 | 1/26/2012 4:31:26 PM |
Sid-K | $25.00 | 1/26/2012 5:14:07 PM |
money-baron-Roth401k | $50.00 | 1/26/2012 5:38:21 PM |
Index_Plus | $3,597.04 | 1/26/2012 6:35:57 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
554284
This series of Notes was issued and sold upon the funding of the borrower loan #59521, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-25-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 24.52% |
Borrower rate/APR:
| 25.52% / 29.39% |
Monthly payment:
| $100.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.92% | | |
| |
Estimated return*:
| 12.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,818 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| No | | |
Screen name:
| MsAj |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Ms AJ
Purpose of loan: Washer and Dryer
This loan will be used to...buy needed washer & dryer
My financial situation:
I am a good candidate for this loan because...
i will pay back as soon as i can
Monthly net income: $2,276
Monthly expenses: $
Housing: $700
Insurance: $105
Car expenses: $250
Utilities: $85
Phone, cable, internet: $50
Food, entertainment: $250
Clothing, household expenses: $150
Credit cards and other loans: $400
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
shawnw2 | $75.00 | 1/26/2012 2:56:18 AM |
scarlet-velvet | $25.08 | 1/25/2012 7:25:06 PM |
2grindstones | $35.00 | 1/25/2012 5:20:57 PM |
foothillender | $25.00 | 1/26/2012 7:25:38 AM |
successful-agreement7 | $100.00 | 1/26/2012 9:23:23 AM |
genius520 | $50.00 | 1/26/2012 9:26:22 AM |
careful-vigilance4 | $25.00 | 1/26/2012 9:27:53 AM |
ASuperJohn | $150.00 | 1/26/2012 9:29:07 AM |
Mark-7 | $50.00 | 1/26/2012 9:30:30 AM |
loan-fate | $50.00 | 1/26/2012 9:31:23 AM |
kind-efficient-credit | $25.00 | 1/26/2012 9:36:59 AM |
BenR | $100.00 | 1/26/2012 9:35:45 AM |
shrewd-peace7 | $25.00 | 1/26/2012 9:38:13 AM |
downtownfarm | $25.00 | 1/26/2012 9:38:23 AM |
diplomatic-wealth7 | $25.00 | 1/26/2012 9:43:00 AM |
mrxtravis | $25.00 | 1/26/2012 9:40:30 AM |
MichaelProsper | $40.00 | 1/26/2012 9:50:59 AM |
Harry | $50.00 | 1/26/2012 9:49:24 AM |
sjc224 | $25.00 | 1/26/2012 9:25:34 AM |
jamiee73 | $25.00 | 1/26/2012 9:27:06 AM |
money-bauble | $100.00 | 1/26/2012 9:27:23 AM |
E_G | $43.00 | 1/26/2012 9:27:56 AM |
Investor_DP | $100.00 | 1/26/2012 9:30:37 AM |
Tylerh | $250.00 | 1/26/2012 9:36:11 AM |
kevin314 | $25.00 | 1/26/2012 9:39:10 AM |
kind-credit-bear | $25.00 | 1/26/2012 9:23:47 AM |
proper-agreement8 | $50.00 | 1/26/2012 9:25:30 AM |
economy-coup | $50.00 | 1/26/2012 9:45:29 AM |
fascinating-benefit279 | $50.00 | 1/26/2012 9:26:44 AM |
pound-lightning | $58.67 | 1/26/2012 9:23:56 AM |
houli123 | $126.00 | 1/26/2012 9:47:26 AM |
networks4ever | $25.00 | 1/26/2012 9:29:50 AM |
novice-speculator | $25.00 | 1/26/2012 9:32:07 AM |
managedfund | $333.00 | 1/26/2012 9:36:49 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:10 AM |
kenji4861 | $25.00 | 1/26/2012 9:38:17 AM |
bubb_hans | $50.00 | 1/26/2012 9:37:59 AM |
LuvToLend | $25.00 | 1/26/2012 9:41:06 AM |
Dubbs360 | $100.00 | 1/26/2012 9:44:25 AM |
missing-link | $25.00 | 1/26/2012 9:43:06 AM |
Kyjamune | $25.00 | 1/26/2012 9:46:02 AM |
Mariner3605 | $25.00 | 1/26/2012 9:49:59 AM |
42 Investments
|
Borrower Payment Dependent Notes Series
554294
This series of Notes was issued and sold upon the funding of the borrower loan #59760, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $13,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $447.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1967 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 14y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,980 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 25% | | |
| |
Homeownership:
| No | | |
Screen name:
| sirkprod |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Expansion
Purpose of loan:
This loan will be used to expand my 14 year old business. We have grown out of our office space and are looking to expand into larger facilities. Loan will be used for construction, office equipment and furniture.
My financial situation:
I am a good candidate for this loan because my business has been in existence for over 14 years and has annual revenues of over $700,000 with very little debt (approx $23,000). Our sales revenue has almost doubled in the last year. My personal household yearly gross income is over $125,000, with owned property and over $30,000 in stock. A small loan would suit the company perfectly as it will not disrupt our current cash flow.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Interloper | $300.00 | 1/26/2012 2:48:44 PM |
pierrelasvegas | $25.00 | 1/26/2012 3:38:15 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:36 PM |
4DreamsGroup | $100.00 | 1/27/2012 9:54:19 AM |
GCInvestments | $25.00 | 1/27/2012 5:39:03 PM |
rupee-equation2 | $25.00 | 1/27/2012 5:23:01 PM |
acarnegie | $25.00 | 1/27/2012 5:19:47 PM |
Index_Plus | $12,275.00 | 1/27/2012 6:08:03 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:41 PM |
john0720 | $25.00 | 1/27/2012 5:47:56 AM |
jamiee73 | $25.00 | 1/27/2012 5:07:56 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:04 PM |
income-cactus0 | $50.00 | 1/27/2012 5:48:24 PM |
13 Investments
|
Borrower Payment Dependent Notes Series
554336
This series of Notes was issued and sold upon the funding of the borrower loan #59653, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $258.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-2001 |
Debt/Income ratio:
| 13% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,895 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| attractive-hope147 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Furniture Loan
Purpose of loan:
To purchase furniture.
My financial situation:
I am a good candidate for this loan because I have shown responsibility by paying my bills in a timely manner. I have never been late or missed a payment in the 11 year history of my credit. The current lower credit score is due to separation from my spouse which resulting in me relying on my credit cards for a few years. I have been able to work through that situation by paying off outstanding balances . I have currently allocated $1900 per month to paying off my credit cards and expect to do so in the next 2 years. I have destroyed all cards except American express and a visa card.
Monthly net income: $7,020
Monthly expenses: $500
Housing: $1778
Insurance: $95
Car expenses: $200
Utilities: $120
Phone, cable, internet: $160
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $1900
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/26/2012 5:20:47 PM |
john0720 | $25.00 | 1/27/2012 5:47:58 AM |
rate-sherpa | $100.00 | 1/27/2012 1:20:35 PM |
acarnegie | $25.00 | 1/27/2012 12:18:31 PM |
bvgal | $25.00 | 1/27/2012 2:49:44 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:51 AM |
Index_Plus | $7,150.00 | 1/27/2012 2:58:33 PM |
justice-mussel2 | $25.00 | 1/27/2012 1:42:17 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
554386
This series of Notes was issued and sold upon the funding of the borrower loan #59676, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $161.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 7y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $87,458 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 51% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loan-viking5 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Baileyjohn
Purpose of loan:
This loan will be used to...consolidate debt.
My financial situation:
I am a good candidate for this loan because...i have great credit and i pay my bills.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $26.01 | 1/26/2012 9:02:16 AM |
penny-plato | $25.00 | 1/26/2012 9:53:13 AM |
Weaverville | $25.00 | 1/26/2012 4:19:36 PM |
D911ave | $50.00 | 1/26/2012 5:08:09 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:27 PM |
rupee-equation2 | $25.00 | 1/26/2012 5:41:39 PM |
Index_Plus | $4,048.99 | 1/26/2012 6:28:08 PM |
Harry | $100.00 | 1/26/2012 5:37:21 PM |
KrisKringle | $50.00 | 1/26/2012 6:21:16 PM |
Moneypenny6 | $25.00 | 1/26/2012 12:45:49 PM |
compoundinterest | $50.00 | 1/26/2012 5:10:54 PM |
Sid-K | $25.00 | 1/26/2012 5:14:10 PM |
Tylerh | $250.00 | 1/26/2012 5:10:11 PM |
cash-delight1 | $50.00 | 1/26/2012 5:20:42 PM |
proper-agreement8 | $50.00 | 1/26/2012 5:41:47 PM |
Cliffie83 | $25.00 | 1/26/2012 5:26:12 PM |
kenji4861 | $25.00 | 1/26/2012 5:28:19 PM |
magical-credit523 | $25.00 | 1/26/2012 5:30:36 PM |
sturdy-fairness0 | $100.00 | 1/26/2012 5:44:27 PM |
19 Investments
|
Borrower Payment Dependent Notes Series
554464
This series of Notes was issued and sold upon the funding of the borrower loan #59675, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-26-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-26-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $68.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1979 |
Debt/Income ratio:
| 21% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 8y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Religious |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,724 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 37% | | |
| |
Homeownership:
| No | | |
Screen name:
| currency-accord9 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repairs to Blazer
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/26/2012 5:01:49 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554494
This series of Notes was issued and sold upon the funding of the borrower loan #59626, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-26-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $384.58 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,376 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 53% | | |
| |
Homeownership:
| No | | |
Screen name:
| pure-basis3 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
|
Principal balance:
| $4,089.52 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
Consolidate debts.
My financial situation: Good
I am a good candidate for this loan because...
I'm responsible, hard-working, own home outright.
Monthly net income: $2500
Monthly expenses: $1000
Housing: $0
Insurance: $0
Car expenses: $100
Utilities: $200
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 1/26/2012 5:10:59 PM |
Tylerh | $250.00 | 1/26/2012 5:10:14 PM |
Sid-K | $25.00 | 1/26/2012 5:14:12 PM |
jamiee73 | $25.00 | 1/26/2012 5:24:17 PM |
Harry | $100.00 | 1/26/2012 5:37:24 PM |
mikeandcat | $100.00 | 1/26/2012 6:02:52 PM |
leverage-ectasy | $30.00 | 1/26/2012 11:17:07 PM |
income-cosmos4 | $75.00 | 1/27/2012 5:31:51 AM |
Bob450 | $30.00 | 1/27/2012 7:05:45 AM |
suave-dime6 | $25.00 | 1/27/2012 7:43:26 AM |
mbcjk | $35.75 | 1/27/2012 8:16:39 AM |
jhernand17 | $25.00 | 1/27/2012 8:40:38 AM |
friendship9 | $25.00 | 1/27/2012 5:48:26 AM |
Laxa | $25.00 | 1/27/2012 6:19:27 AM |
intrepid-loot | $25.00 | 1/27/2012 6:35:49 AM |
friendship290 | $25.00 | 1/27/2012 7:00:54 AM |
pierrelasvegas | $25.00 | 1/27/2012 7:04:20 AM |
dedicated-diversification5 | $63.00 | 1/27/2012 7:24:49 AM |
halothane_logic | $250.00 | 1/27/2012 8:04:22 AM |
Rulea72 | $25.00 | 1/27/2012 7:37:24 AM |
the-magnetic-transaction | $50.00 | 1/27/2012 9:07:58 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:41 AM |
wwwUniversal | $25.00 | 1/27/2012 9:09:36 AM |
radforj22 | $83.85 | 1/27/2012 9:15:24 AM |
orearella3 | $25.00 | 1/27/2012 9:21:04 AM |
Starica | $251.00 | 1/27/2012 9:51:32 AM |
no_agenda_lender | $25.00 | 1/27/2012 9:58:25 AM |
Easystreet | $25.00 | 1/27/2012 9:35:44 AM |
LOML | $29.67 | 1/27/2012 10:57:39 AM |
jonnysixgun | $50.00 | 1/27/2012 11:02:05 AM |
EarlyRiser | $301.00 | 1/27/2012 9:44:13 AM |
transparency-sapling | $25.00 | 1/27/2012 9:50:21 AM |
Richmp412 | $25.00 | 1/27/2012 11:35:34 AM |
katnmouse | $25.00 | 1/27/2012 10:01:25 AM |
loyalty-czar | $30.00 | 1/27/2012 10:43:09 AM |
compassion-secret-agent7 | $25.00 | 1/27/2012 12:32:14 PM |
El_Profesional | $25.00 | 1/27/2012 11:14:04 AM |
FinanceEngine | $45.00 | 1/27/2012 12:13:14 PM |
acarnegie | $25.00 | 1/27/2012 12:18:32 PM |
Zoramite | $25.00 | 1/26/2012 5:12:29 PM |
green-trade-dolphin2 | $25.39 | 1/26/2012 5:02:50 PM |
dough-mammal | $100.00 | 1/26/2012 5:11:51 PM |
rolltide09 | $50.00 | 1/26/2012 5:37:35 PM |
Investor_DP | $100.00 | 1/26/2012 5:23:58 PM |
kenji4861 | $25.00 | 1/26/2012 5:29:00 PM |
gold-sushi | $25.00 | 1/26/2012 5:36:28 PM |
Index_Plus | $10,000.00 | 1/26/2012 6:31:27 PM |
ballz694 | $25.00 | 1/26/2012 6:59:22 PM |
cunning-deal8 | $25.00 | 1/26/2012 7:40:32 PM |
antlr | $50.00 | 1/27/2012 6:25:22 AM |
DreDub | $50.00 | 1/26/2012 10:11:46 PM |
greenbacchus | $25.00 | 1/26/2012 9:39:29 PM |
Boxster968 | $50.00 | 1/27/2012 12:08:42 AM |
adir1 | $25.00 | 1/26/2012 10:32:11 PM |
Planecourage | $25.00 | 1/26/2012 10:53:51 PM |
sunnygee | $25.00 | 1/27/2012 7:30:36 AM |
note-mad-scientist | $100.00 | 1/27/2012 4:02:57 AM |
RSV | $25.00 | 1/27/2012 12:43:59 AM |
prudent-bid3 | $25.00 | 1/27/2012 7:52:23 AM |
sensible-fund | $25.71 | 1/27/2012 3:24:48 AM |
Popcorn_Shrimper | $50.00 | 1/27/2012 5:29:28 AM |
Frosty | $25.00 | 1/27/2012 8:43:36 AM |
rizoyalo | $50.00 | 1/27/2012 5:41:20 AM |
jpollar | $25.00 | 1/27/2012 6:37:36 AM |
dinero-speaker | $25.00 | 1/27/2012 8:29:55 AM |
chameleon125 | $50.00 | 1/27/2012 8:47:31 AM |
officer8 | $25.00 | 1/27/2012 8:17:17 AM |
processor115 | $25.00 | 1/27/2012 9:12:38 AM |
LoanerPrincipal | $25.00 | 1/27/2012 9:11:50 AM |
squarebob | $25.00 | 1/27/2012 9:30:50 AM |
elfincove | $25.00 | 1/27/2012 9:55:51 AM |
virtuous-yield | $50.00 | 1/27/2012 10:19:46 AM |
the-enthralling-coin | $25.00 | 1/27/2012 9:43:26 AM |
Leshan | $50.00 | 1/27/2012 9:54:06 AM |
investment-comet | $25.00 | 1/27/2012 11:32:16 AM |
kind-bid-antioxidant | $25.00 | 1/27/2012 9:55:11 AM |
principal-lion | $100.00 | 1/27/2012 11:44:26 AM |
payout-carnival | $38.45 | 1/27/2012 11:53:31 AM |
first-principal-panda | $50.00 | 1/27/2012 10:15:43 AM |
farly13 | $98.77 | 1/27/2012 11:54:35 AM |
moola-monger9 | $50.00 | 1/27/2012 10:04:52 AM |
coasterman | $25.00 | 1/27/2012 12:08:35 PM |
well-mannered-income3 | $40.00 | 1/27/2012 12:36:39 PM |
inspired-investment8 | $100.00 | 1/27/2012 11:28:53 AM |
rome1426 | $25.00 | 1/27/2012 12:20:06 PM |
Index_Plus | $772.41 | 1/27/2012 12:51:44 PM |
86 Investments
|
Borrower Payment Dependent Notes Series
554534
This series of Notes was issued and sold upon the funding of the borrower loan #59800, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $14,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $481.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 8.06% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Nov-2000 |
Debt/Income ratio:
| 11% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,926 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| No | | |
Screen name:
| jm38830 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Mar-2011)
720-739
(Aug-2007)
|
Principal balance:
| $0.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Debt Consolidated
Purpose of loan:
This loan will be used to pay down credit cards.
My financial situation: I am a software architect who has been slowing growing my business. And I would like to consolidated my monthly expenses so that I can focus on developing the business more.
I am a good candidate for this loan since, this is my second loan though Prosper, the first loan was paid in full and on time.
Monthly net income: $ 6400
Housing: $ 820
Insurance: $ 240
Car expenses: $ 0
Utilities: $ 200
Phone, cable, internet: $ 200
Food, entertainment: $ 600
Credit cards and other loans: $ 14000
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $14,000.00 | 1/27/2012 9:01:51 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
554548
This series of Notes was issued and sold upon the funding of the borrower loan #59763, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $98.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1985 |
Debt/Income ratio:
| 32% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 22
/
12 | Length of status: | 12y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 43 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,104 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| No | | |
Screen name:
| kelsey61 |
Borrower's state:
| Massachusetts |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 33 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
620-639
(Jul-2008)
640-659
(May-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 33 | | |
Description
Start-up for new home business.
Purpose of loan:
This loan will be used to...
Computer, software plus.
My financial situation: good
I am a good candidate for this loan because...
Steady income-will keep full time job. 12 years at present job. Pay all bills on time.
Monthly net income: $1875.
Monthly expenses: $1050.
Housing: $00.00
Insurance: $75.
Car expenses: $120.
Utilities: $100.
Phone, cable, internet: $99.
Food, entertainment: $200.
Clothing, household expenses: $110.
Credit cards and other loans: $250.
Other expenses: $100.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $150.00 | 1/27/2012 9:01:10 AM |
yield-lion2 | $30.00 | 1/27/2012 9:01:56 AM |
Dusigrosz | $75.00 | 1/27/2012 9:01:27 AM |
worth-blanket2 | $2,500.00 | 1/27/2012 9:02:05 AM |
fabulous-community4 | $125.00 | 1/27/2012 9:01:34 AM |
marinbb | $100.00 | 1/27/2012 9:01:40 AM |
affluence-generator2 | $300.00 | 1/27/2012 9:01:20 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
554574
This series of Notes was issued and sold upon the funding of the borrower loan #59891, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $112.24 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 9% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 8
/
7 | Length of status: | 26y 0m |
Amount delinquent:
| $146 |
Total credit lines:
| 29 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $59,403 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| return-chestnut |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funeral expenses
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $6,000
Monthly expenses:
Housing: $2500.
Insurance: $300.
Car expenses: $50.
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $500
Clothing, household expenses: $
Credit cards and other loans: $500
Other expenses: $300
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/27/2012 5:17:36 PM |
LuvToLend | $25.00 | 1/27/2012 5:17:57 PM |
economy-coup | $50.00 | 1/27/2012 5:09:34 PM |
compoundinterest | $25.00 | 1/27/2012 5:38:14 PM |
cash-delight1 | $50.00 | 1/27/2012 5:35:50 PM |
vutah | $25.00 | 1/28/2012 10:17:13 AM |
kind-efficient-credit | $25.00 | 1/28/2012 12:16:26 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:20 PM |
wizard750 | $40.00 | 1/28/2012 1:06:24 PM |
Mark-7 | $50.00 | 1/28/2012 1:09:41 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:38 PM |
adam_rodgers | $25.00 | 1/28/2012 6:26:29 PM |
first-serene-credit | $25.00 | 1/28/2012 9:27:16 PM |
Rick7925 | $25.00 | 1/29/2012 5:27:21 AM |
Techne_Funds_LLC | $25.00 | 1/29/2012 5:51:40 AM |
Coppercanyon | $50.00 | 1/29/2012 8:45:12 AM |
Foothill-Paradise | $110.06 | 1/29/2012 9:20:16 AM |
gold-virtuoso | $45.00 | 1/29/2012 9:21:15 AM |
jescowa | $50.00 | 1/29/2012 10:51:32 AM |
Latenter | $25.00 | 1/29/2012 11:13:24 AM |
footballfan125 | $50.00 | 1/29/2012 12:01:20 PM |
dough-mammal | $100.00 | 1/29/2012 12:27:44 PM |
lagnisiruk | $25.00 | 1/29/2012 12:41:57 PM |
hevenanderth | $25.00 | 1/29/2012 1:09:36 PM |
EretzCapital | $25.00 | 1/29/2012 1:31:04 PM |
calimanusa | $40.00 | 1/29/2012 2:51:44 PM |
spectrumlend | $25.00 | 1/29/2012 2:38:02 PM |
kinetic-social | $25.00 | 1/29/2012 3:09:02 PM |
Feyenoord | $30.00 | 1/27/2012 5:32:14 PM |
AndChicksforFree | $25.00 | 1/27/2012 10:25:28 PM |
worthy-bid8 | $100.00 | 1/27/2012 5:12:06 PM |
Ironlock | $50.00 | 1/27/2012 8:37:17 PM |
pierrelasvegas | $100.00 | 1/27/2012 6:21:09 PM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:12 AM |
Dubbs360 | $250.00 | 1/28/2012 9:17:47 AM |
payment-gusto | $25.00 | 1/28/2012 8:16:01 AM |
Weaverville | $43.00 | 1/28/2012 9:28:14 AM |
kulender | $60.00 | 1/28/2012 10:41:40 AM |
LittleMingo | $25.00 | 1/28/2012 12:43:18 PM |
2grindstones | $25.00 | 1/28/2012 1:50:37 PM |
mlj0671 | $25.00 | 1/28/2012 5:01:59 PM |
reflective-rupee | $25.00 | 1/28/2012 4:41:54 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:17 PM |
Retiree | $50.00 | 1/28/2012 9:18:21 PM |
julijask | $30.00 | 1/28/2012 10:34:43 PM |
LoanDiva | $201.75 | 1/29/2012 2:34:57 AM |
versatile-treasure6 | $25.00 | 1/28/2012 11:10:41 PM |
newest-generous-income | $25.00 | 1/29/2012 2:33:49 AM |
Bank42 | $25.00 | 1/29/2012 4:49:37 AM |
papaloha | $100.00 | 1/29/2012 7:51:27 AM |
orgy63 | $25.00 | 1/29/2012 10:02:26 AM |
CA-Lender | $25.00 | 1/29/2012 11:20:40 AM |
leverage-monger | $25.00 | 1/29/2012 11:17:20 AM |
ultimate-peace | $125.00 | 1/29/2012 12:16:16 PM |
the-magnetic-transaction | $50.00 | 1/29/2012 12:24:48 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:00 PM |
Stegs | $50.00 | 1/29/2012 12:42:23 PM |
orearella3 | $25.00 | 1/29/2012 12:37:29 PM |
the-enthralling-coin | $25.00 | 1/29/2012 12:45:57 PM |
shrine537 | $100.00 | 1/29/2012 3:13:44 PM |
platinum-waterfall | $50.19 | 1/29/2012 4:35:36 PM |
61 Investments
|
Borrower Payment Dependent Notes Series
554588
This series of Notes was issued and sold upon the funding of the borrower loan #59834, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $172.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-2005 |
Debt/Income ratio:
| 12% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 4y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 4 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $964 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| credit-worthy777 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dental
Purpose of loan: Braces
Monthly net income: $1350.00
Monthly expenses:
Housing: $0.00 (live at home with parents)
Insurance: $125.00
Gas: $120.00
Utilities: $0.00
Phone, cable, internet: $80.00
Food, entertainment: $200.00
Clothing, household expenses: $200.00
Credit cards and other loans: $0 (own two c/c both with no debt)
School: $160.00
Gym membership: $70.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jamiee73 | $25.00 | 1/27/2012 5:07:56 PM |
Aberdeen | $4,975.00 | 1/27/2012 5:12:01 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
554604
This series of Notes was issued and sold upon the funding of the borrower loan #59771, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $74.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 6% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 25y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $168,783 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| transaction-transformer9 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off Christmas Loan
Purpose of loan: Pay off Christmas bills
This loan will be used to...consolidate Christmas bills
My financial situation: I have $103000 in my 401 k
I am a good candidate for this loan because... I have done building maintenance for the Postal Service for 25 years, my job is very secure.
Monthly net income: $4500
Monthly expenses: $800
Housing: $1200
Insurance: $150
Car expenses: $0
Utilities: $150
Phone, cable, internet: $100
Food, entertainment: $700
Clothing, household expenses: $400
Credit cards and other loans: $900
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/27/2012 10:17:18 PM |
nimble-revenue5 | $50.00 | 1/27/2012 5:17:36 PM |
economy-coup | $50.00 | 1/27/2012 5:09:35 PM |
LuvToLend | $25.00 | 1/27/2012 5:17:57 PM |
Bank_Of_XL | $25.00 | 1/27/2012 5:12:15 PM |
courteous-kindness1 | $25.00 | 1/27/2012 5:15:29 PM |
pierrelasvegas | $100.00 | 1/27/2012 6:21:09 PM |
social-hunter5 | $25.00 | 1/27/2012 5:34:54 PM |
exciting-fairness | $200.00 | 1/27/2012 7:03:36 PM |
compoundinterest | $25.00 | 1/27/2012 5:38:15 PM |
cash-delight1 | $50.00 | 1/27/2012 5:35:52 PM |
penny-plato | $25.00 | 1/27/2012 5:51:27 PM |
first-dinero-paladin | $25.00 | 1/27/2012 5:53:06 PM |
Xarach | $25.00 | 1/27/2012 6:28:41 PM |
helpful-loan245 | $25.00 | 1/27/2012 11:38:00 PM |
benjamins-thunder | $25.00 | 1/28/2012 12:36:54 AM |
scarlet-velvet | $25.08 | 1/27/2012 8:21:13 PM |
DiligentiaLLC | $25.00 | 1/27/2012 8:03:19 PM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:12 AM |
c2it | $25.00 | 1/28/2012 7:38:00 AM |
pinballwizard | $25.00 | 1/28/2012 12:32:03 AM |
Tikibarman | $100.00 | 1/28/2012 8:22:25 AM |
felicity-contributor3 | $25.00 | 1/28/2012 8:27:33 AM |
wonderous-power | $25.00 | 1/28/2012 5:27:34 AM |
vanklein | $25.00 | 1/28/2012 6:53:51 AM |
SuzyQs | $7.92 | 1/28/2012 9:00:16 AM |
handy-justice | $50.00 | 1/27/2012 5:07:36 PM |
worthy-bid8 | $100.00 | 1/27/2012 5:12:07 PM |
magical-credit523 | $25.00 | 1/27/2012 5:45:13 PM |
ChoiceInvestments | $32.00 | 1/27/2012 8:08:23 PM |
reasonable-nickel6 | $300.00 | 1/27/2012 9:28:29 PM |
ASG_NECO | $25.00 | 1/27/2012 10:42:07 PM |
bullwink27 | $25.00 | 1/28/2012 3:49:15 AM |
reflective-rupee | $25.00 | 1/28/2012 5:48:07 AM |
malomar66 | $60.00 | 1/27/2012 8:55:54 PM |
Galdis | $25.00 | 1/28/2012 6:58:07 AM |
sentimental-pound4 | $100.00 | 1/28/2012 7:26:25 AM |
2Below | $25.00 | 1/28/2012 4:01:35 AM |
nickelasaurus-rex | $25.00 | 1/28/2012 2:40:53 AM |
payment-gusto | $25.00 | 1/28/2012 8:16:01 AM |
jayk63 | $25.00 | 1/28/2012 8:45:14 AM |
bluehen00 | $25.00 | 1/28/2012 5:38:39 AM |
scoobiedoo | $25.00 | 1/28/2012 5:48:16 AM |
Interloper | $25.00 | 1/28/2012 8:59:13 AM |
leverage-monger | $25.00 | 1/28/2012 8:55:57 AM |
45 Investments
|
Borrower Payment Dependent Notes Series
554648
This series of Notes was issued and sold upon the funding of the borrower loan #59736, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 9% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,387 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| undaunted-responsibility8 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Emergency funds, family related.
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $5,270
Monthly expenses: $500
Housing: $750
Insurance: $148
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $100
Credit cards and other loans: $0
Other expenses: $100
I have additional income from pension and diasability payments from the Department of Veterans affairs for being a Disabled Vet/Retiree
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/27/2012 9:01:48 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
554662
This series of Notes was issued and sold upon the funding of the borrower loan #59787, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $161.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1996 |
Debt/Income ratio:
| 9% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
5 | Length of status: | 8y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,121 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| top-value-voyage |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
compoundinterest | $50.00 | 1/27/2012 5:38:08 PM |
cashhelp | $25.00 | 1/27/2012 5:35:09 PM |
janeybooboo | $50.00 | 1/27/2012 5:53:01 PM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:12 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:56:44 AM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:21 PM |
sturdy-fairness0 | $100.00 | 1/28/2012 1:05:54 PM |
Index_Plus | $4,100.00 | 1/28/2012 3:55:41 PM |
atllender | $50.00 | 1/28/2012 3:14:00 PM |
cash-delight1 | $50.00 | 1/27/2012 5:35:52 PM |
kenji4861 | $25.00 | 1/27/2012 5:38:53 PM |
indomitable-coin | $25.00 | 1/28/2012 12:23:16 PM |
Harry | $50.00 | 1/28/2012 12:41:49 PM |
D911ave | $50.00 | 1/28/2012 1:09:47 PM |
Cliffie83 | $25.00 | 1/28/2012 1:09:57 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:39 PM |
integrity-american | $25.00 | 1/28/2012 1:29:35 PM |
bonafide-cash | $100.00 | 1/28/2012 2:40:26 PM |
newest-organic-rupee | $50.00 | 1/28/2012 2:40:08 PM |
RainMakers | $25.00 | 1/28/2012 3:48:26 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
554702
This series of Notes was issued and sold upon the funding of the borrower loan #59801, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $223.72 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 17% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,607 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| SFGirl |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 4 |
On-time:
| 87 ( 96% )
| 660-679 (Latest)
|
Principal borrowed:
| $22,700.00 | < 31 days late:
| 4
( 4% )
| 600-619
(Oct-2011)
620-639
(Feb-2010)
600-619
(Jun-2008)
560-579
(Feb-2007)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 91 | | |
Description
Excellent Borrower!!!!
Purpose of loan: Taxes - lower rate than IRS
This loan will be used to...pay my taxes due to IRS. On their payment plan the interest rate is more than what I would pay through Prosper.
My financial situation:
I am a good candidate for this loan because I have had three loans in the past with Prosper and all were in great standing (all three paid off early as well).
Monthly net income: $4832
Monthly expenses: $
Housing: $1150
Insurance: $70
Car expenses: $480
Utilities: None - paid by landlord
Phone, cable, internet: $135 (cell paid by employer)
Food, entertainment: $600
Clothing, household expenses: $150
Credit cards and other loans: $200
Other expenses: $74
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $100.00 | 1/27/2012 5:01:39 PM |
marinbb | $100.00 | 1/27/2012 5:01:44 PM |
MoneyForNothing | $200.00 | 1/27/2012 5:07:14 PM |
lendstats_com | $300.00 | 1/27/2012 5:20:46 PM |
MoneyForNothing | $300.00 | 1/27/2012 5:21:08 PM |
CA-Lender | $50.00 | 1/27/2012 5:01:53 PM |
The-Helper | $40.00 | 1/27/2012 5:03:09 PM |
DHolly | $31.00 | 1/27/2012 5:10:48 PM |
Kash2010lu | $25.00 | 1/27/2012 5:15:41 PM |
Basset_Hound_Investments | $98.00 | 1/27/2012 5:17:36 PM |
RecoveryLender | $25.00 | 1/27/2012 5:22:09 PM |
Dusigrosz | $150.00 | 1/27/2012 5:01:18 PM |
orearella3 | $25.00 | 1/27/2012 5:23:35 PM |
LittleMingo | $25.00 | 1/27/2012 5:01:54 PM |
ImNotSoDumb | $25.00 | 1/27/2012 5:24:01 PM |
handy-justice | $50.00 | 1/27/2012 5:02:43 PM |
john0720 | $50.00 | 1/27/2012 5:03:20 PM |
transparency-sapling | $25.00 | 1/27/2012 5:26:02 PM |
epall | $50.00 | 1/27/2012 5:04:50 PM |
twjh | $50.05 | 1/27/2012 5:07:45 PM |
LittleMingo | $50.00 | 1/27/2012 5:01:30 PM |
atlas-shrugged | $200.00 | 1/27/2012 5:01:38 PM |
investment-artist | $25.00 | 1/27/2012 5:05:36 PM |
MatthewDP | $150.00 | 1/27/2012 5:23:56 PM |
kind-efficient-credit | $25.00 | 1/27/2012 5:22:18 PM |
Aquanaut | $25.00 | 1/27/2012 5:23:35 PM |
sweety075 | $25.00 | 1/27/2012 5:03:13 PM |
113121 | $1,646.97 | 1/27/2012 5:30:10 PM |
lucrative-loan | $80.00 | 1/27/2012 5:01:37 PM |
affluence-generator2 | $300.00 | 1/27/2012 5:01:46 PM |
SolarMoonshine | $50.00 | 1/27/2012 5:02:43 PM |
nimble-money086 | $25.00 | 1/27/2012 5:03:01 PM |
SFBank | $50.00 | 1/27/2012 5:04:32 PM |
worthy-bid8 | $100.00 | 1/27/2012 5:12:07 PM |
luv4cycling | $25.00 | 1/27/2012 5:12:44 PM |
Basset_Hound_Investments | $76.96 | 1/27/2012 5:19:31 PM |
important-openness1 | $41.00 | 1/27/2012 5:21:03 PM |
Aliso-Viejo | $500.00 | 1/27/2012 5:22:56 PM |
green-trade-dolphin | $35.02 | 1/27/2012 5:01:21 PM |
economy-coup | $50.00 | 1/27/2012 5:09:35 PM |
Tylerh | $250.00 | 1/27/2012 5:10:14 PM |
RecoveryLender | $25.00 | 1/27/2012 5:01:52 PM |
fabulous-community4 | $100.00 | 1/27/2012 5:02:48 PM |
graceful-IRAinvestment | $53.00 | 1/27/2012 5:12:44 PM |
nimble-revenue5 | $50.00 | 1/27/2012 5:17:37 PM |
aaa-action-invest | $98.00 | 1/27/2012 5:18:41 PM |
asset-professor | $25.00 | 1/27/2012 5:18:52 PM |
trumpeter5 | $25.00 | 1/27/2012 5:10:52 PM |
enticing-capital6 | $50.00 | 1/27/2012 5:21:41 PM |
one-midas | $50.00 | 1/27/2012 5:23:51 PM |
kevin314 | $25.00 | 1/27/2012 5:25:57 PM |
revenue-serenity | $25.00 | 1/27/2012 5:28:56 PM |
toblerone | $25.00 | 1/27/2012 5:29:05 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
554726
This series of Notes was issued and sold upon the funding of the borrower loan #59680, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $168.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Dec-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 15y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $40,247 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| first-vigorous-credit |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Heating and AC
Purpose of loan:
This loan will be used to...replace Haeting and AC unit in my home
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-coup | $50.00 | 1/27/2012 5:09:36 PM |
worthy-bid8 | $100.00 | 1/27/2012 5:12:07 PM |
Bank_Of_XL | $25.00 | 1/27/2012 5:11:10 PM |
compoundinterest | $25.00 | 1/27/2012 5:38:15 PM |
nimble-revenue5 | $50.00 | 1/27/2012 5:17:38 PM |
pierrelasvegas | $100.00 | 1/27/2012 6:21:09 PM |
payment-gusto | $25.00 | 1/28/2012 8:16:02 AM |
johnayan | $25.00 | 1/28/2012 11:31:47 AM |
Dubbs360 | $250.00 | 1/28/2012 9:17:48 AM |
Index_Plus | $3,389.92 | 1/28/2012 12:05:31 PM |
Interloper | $40.00 | 1/28/2012 10:02:28 AM |
kulender | $60.00 | 1/28/2012 10:41:42 AM |
a2190b | $25.00 | 1/28/2012 11:47:52 AM |
cash-delight1 | $50.00 | 1/27/2012 5:35:54 PM |
courteous-kindness1 | $25.00 | 1/27/2012 5:15:30 PM |
toblerone | $25.00 | 1/27/2012 5:29:05 PM |
helpful-loan245 | $25.00 | 1/27/2012 11:39:24 PM |
Rogelio48 | $25.00 | 1/27/2012 6:59:14 PM |
patriot384 | $100.00 | 1/28/2012 6:09:42 AM |
scarlet-velvet | $25.08 | 1/27/2012 8:19:57 PM |
graceful-payment | $35.00 | 1/28/2012 4:46:44 AM |
vutah | $25.00 | 1/28/2012 10:16:20 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
554758
This series of Notes was issued and sold upon the funding of the borrower loan #59841, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $344.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| May-2004 |
Debt/Income ratio:
| 8% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
11 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,350 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-magical-kindness |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical - Knee Surgery
Purpose of loan:
This loan will be used to get a knee surgery on my right leg, my ACL was torn in a skiing accident. I made a mistake not having health insurance.
My financial situation:
I am a good candidate for this loan because I am a responsible individual.
Monthly net income: $ 7200.00
Monthly expenses: $ 1500.00
Housing: $ 1600.00
Insurance: $ 180.00
Car expenses: $ 684.00
Utilities: $ 80.00
Phone, cable, internet: $ 80.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 200.00
Credit cards and other loans: $ 100.00
Other expenses: $ 200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
houli123 | $54.00 | 1/27/2012 5:16:09 PM |
toblerone | $25.00 | 1/27/2012 5:29:05 PM |
compoundinterest | $50.00 | 1/27/2012 5:38:09 PM |
EngineersAlliance | $125.00 | 1/27/2012 5:47:36 PM |
Keystonekop | $100.00 | 1/28/2012 9:24:13 AM |
kenji4861 | $25.00 | 1/28/2012 12:55:22 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:50 PM |
jamiee73 | $25.00 | 1/28/2012 1:04:29 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:39 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:02 PM |
Index_Plus | $8,971.00 | 1/30/2012 9:56:33 AM |
bonus-demon | $50.00 | 1/27/2012 5:16:18 PM |
cash-delight1 | $50.00 | 1/27/2012 5:35:55 PM |
felicity-contributor3 | $25.00 | 1/28/2012 8:56:05 AM |
a-finance-nirvana | $25.00 | 1/28/2012 6:11:13 AM |
thrifty-transaction578 | $25.00 | 1/28/2012 9:52:53 AM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:21 PM |
john0720 | $25.00 | 1/28/2012 3:57:13 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:46 PM |
dough-mammal | $100.00 | 1/29/2012 12:27:45 PM |
dignified-finance | $50.00 | 1/30/2012 7:41:03 AM |
REVSTJ999 | $25.00 | 1/30/2012 9:05:37 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
554764
This series of Notes was issued and sold upon the funding of the borrower loan #59798, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $394.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Sep-2000 |
Debt/Income ratio:
| 13% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
7 | Length of status: | 5y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,982 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| NYCGuy2005 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 8 ( 89% )
| 600-619 (Latest)
|
Principal borrowed:
| $10,718.57 | < 31 days late:
| 1
( 11% )
| 640-659
(Apr-2011)
|
Principal balance:
| $8,616.09 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt consolidation
Purpose of loan:
This loan will be used to consolidate some of my existing debt.
My financial situation:
I am a good candidate for this loan because I currently have a loan outstanding with Prosper that I have been extremely diligent in paying.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $33.02 | 1/27/2012 5:01:23 PM |
worth-blanket2 | $10,000.00 | 1/27/2012 5:01:42 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
554768
This series of Notes was issued and sold upon the funding of the borrower loan #59774, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.90% |
Listing Start date:
| Jan-27-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-27-2012 |
|
Lender yield:
| 19.49% |
Borrower rate/APR:
| 20.49% / 24.25% |
Monthly payment:
| $130.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.04% | | |
| |
Estimated return*:
| 10.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| 18% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 6y 2m |
Amount delinquent:
| $667 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,882 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| coin-explorer |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Pay down some debt
My financial situation:
I am a good candidate for this loan because... Paid of back propertiy taxes this month which droped my Mortgage from $1430 down to $1040 Giving me plenty to pay off this loan.Also I have $1100 sitting in prosper So you can be assured that this will be paid off early.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,500.00 | 1/27/2012 5:01:40 PM |
green-trade-dolphin | $32.52 | 1/27/2012 5:01:25 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
554790
This series of Notes was issued and sold upon the funding of the borrower loan #59829, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $138.22 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 24% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 7
/
5 | Length of status: | 8y 9m |
Amount delinquent:
| $84 |
Total credit lines:
| 20 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,139 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| No | | |
Screen name:
| snipehuntingforhire |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 46 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,300.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Nov-2010)
660-679
(Jan-2010)
640-659
(Feb-2008)
|
Principal balance:
| $428.54 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 46 | | |
Description
Still working, I need a vacation!
I am a good candidate for this loan because...I have paid off my loans with the past prosper investors. The remaining $ on my current loan will be paid off, and I will use the $ to pay for my vacation. I drive to the veterans hospital twice a week for PTSD therapy; the time off work, and buying the gas it hurts. I still work my self into a frenzy at the two jobs, and finding time for my volunteering. I stay current with my payments. I am an Iraqi Freedom vet, and would appreciate a tad more help from my prosper people! I will be going to my homeland in Nebraska!
Monthly net income: $1,800.00
Monthly expenses: $300.00
Housing: $500.00 fixed includes all
Insurance: $75 for renters and car/life/liability
Phone: $50 phone cell
Food, entertainment: $ as little as possible
Clothing, household expenses: $ I garage sale!
Credit cards and other loans: $100.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,500.00 | 1/29/2012 12:01:35 PM |
Kash2010lu | $40.00 | 1/29/2012 12:01:07 PM |
affluence-generator2 | $300.00 | 1/29/2012 12:01:21 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
554812
This series of Notes was issued and sold upon the funding of the borrower loan #59843, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $173.71 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jul-1997 |
Debt/Income ratio:
| 19% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
15 | Length of status: | 4y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 41 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,559 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tenacious-community4 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation
Purpose of loan:
This loan will be used to...pay off multiple, high interest bills
My financial situation:
I am a good candidate for this loan because...I feel I am trapped. No end in sight. I want to desparately get out of debt. If I receive this loan I will pay off debt that is a higher rate than what this loan would be. I make good money. I have not been a good steward of what God has given me. I feel that I have made changes with my life and want to slowly dig my way out. This loan would help me.
Monthly net income: $56000.00
Monthly expenses: $3000
Housing: $600
Insurance: $250
Car expenses: $400
Utilities: $200
Phone, cable, internet: $300
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 1/28/2012 12:01:52 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554838
This series of Notes was issued and sold upon the funding of the borrower loan #59752, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 7.65% |
Listing Start date:
| Jan-29-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 13.09% |
Borrower rate/APR:
| 14.09% / 23.89% |
Monthly payment:
| $179.66 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 12.80% | | |
| |
Estimated return*:
| 5.15% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1997 |
Debt/Income ratio:
| 32% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
16 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 38 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $18,740 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 40% | | |
| |
Homeownership:
| No | | |
Screen name:
| FutureLenderEC |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 3 |
On-time:
| 51 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $19,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jul-2010)
720-739
(Nov-2009)
720-739
(May-2008)
|
Principal balance:
| $3,741.11 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Investment Loan
Purpose of loan:
Investing in a local business
My financial situation:
Working at the same job for close to 6 years making good salary and also have capital gains on other investments.
Monthly net income: $4000
Housing: $1300
Insurance: $70
Car expenses: $70
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
GTog | $25.00 | 1/29/2012 6:34:11 PM |
vutah | $25.00 | 1/29/2012 5:54:34 PM |
promise2 | $50.00 | 1/29/2012 6:09:25 PM |
investment-artist | $25.00 | 1/29/2012 6:56:02 PM |
El_Profesional | $25.00 | 1/29/2012 6:35:13 PM |
alpete7 | $100.00 | 1/29/2012 6:42:44 PM |
newest-coin-frog | $25.00 | 1/29/2012 6:57:38 PM |
danf2201 | $60.00 | 1/29/2012 8:09:29 PM |
kain11286 | $50.00 | 1/29/2012 8:14:13 PM |
cognizant-wealth | $150.00 | 1/29/2012 8:20:51 PM |
JGuide | $25.00 | 1/29/2012 6:08:54 PM |
JuneF | $100.00 | 1/29/2012 6:39:21 PM |
favorite-commerce | $25.00 | 1/29/2012 6:12:07 PM |
first-class-gold0 | $200.00 | 1/29/2012 6:13:22 PM |
johnyv40 | $25.00 | 1/29/2012 7:28:06 PM |
thrifty-transaction578 | $50.00 | 1/29/2012 7:36:17 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:16 PM |
creditjunky | $125.00 | 1/29/2012 7:15:30 PM |
handy-justice | $100.00 | 1/29/2012 7:16:22 PM |
kind-magnificent-bid | $50.00 | 1/29/2012 7:42:34 PM |
Index_Plus | $665.00 | 1/29/2012 8:23:04 PM |
21 Investments
|
Borrower Payment Dependent Notes Series
554858
This series of Notes was issued and sold upon the funding of the borrower loan #59794, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $153.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 20% |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 1m |
Amount delinquent:
| $2,228 |
Total credit lines:
| 33 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $593 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 84% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| keen-note9 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 25 ( 100% )
| 800-819 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Dec-2009)
|
Principal balance:
| $377.30 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 25 | | |
Description
Funding for a second vehicle
Purpose of loan:
To purchase a second high gas mileage car or possibly motorcycle to use to commute with.
My financial situation:
I am a good candidate for this loan because I have been making timely payments on my other Prosper loan (which intend to pay off with this one). Also, I have a good and steady income to which to pay my loan.
I have had some financial difficulties in the past, but I've been very frugal the last several years and have kept my unsecured debit low. I feel very comfortable that this loan will fit into my budget and help me keep my finances on track.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.00 | 1/28/2012 12:01:56 PM |
NekHoldings | $25.00 | 1/28/2012 3:41:17 PM |
sweety075 | $25.00 | 1/28/2012 7:39:29 PM |
Feyenoord | $30.00 | 1/28/2012 10:47:41 PM |
cattlebaron | $50.00 | 1/28/2012 12:07:24 PM |
money-bauble | $100.00 | 1/28/2012 12:07:28 PM |
cutter21 | $25.00 | 1/28/2012 12:13:07 PM |
Cutts | $25.00 | 1/28/2012 12:13:25 PM |
green-trade-dolphin2 | $33.74 | 1/28/2012 12:02:20 PM |
enriching-dollar1 | $100.00 | 1/28/2012 12:16:34 PM |
britgsb | $30.00 | 1/28/2012 12:16:04 PM |
hitsman | $50.00 | 1/28/2012 12:21:24 PM |
melodious-fairness | $25.00 | 1/28/2012 12:24:40 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:27 PM |
encore02 | $49.00 | 1/28/2012 12:41:35 PM |
pirahna125 | $25.00 | 1/28/2012 12:36:09 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:50 PM |
cash-reaction2 | $50.00 | 1/28/2012 12:51:52 PM |
income-motor479 | $200.00 | 1/28/2012 12:44:57 PM |
halothane_logic | $25.00 | 1/28/2012 12:48:36 PM |
rolltide09 | $50.00 | 1/28/2012 12:49:05 PM |
hillerod | $25.28 | 1/28/2012 1:01:44 PM |
managedfund | $1,030.00 | 1/28/2012 1:02:39 PM |
mikeandcat | $100.82 | 1/28/2012 1:14:04 PM |
Bob450 | $35.00 | 1/28/2012 2:57:04 PM |
enticing-capital6 | $50.00 | 1/28/2012 1:17:02 PM |
calimanusa | $50.00 | 1/28/2012 3:24:20 PM |
BashtonLends | $50.00 | 1/28/2012 4:04:41 PM |
bonus-quark4 | $25.00 | 1/28/2012 2:05:28 PM |
Rollshaft | $35.00 | 1/28/2012 2:29:22 PM |
RugbyFan | $25.00 | 1/28/2012 3:19:00 PM |
FarmersBank | $25.00 | 1/28/2012 3:18:18 PM |
Asgardian | $25.00 | 1/28/2012 6:08:06 PM |
bsmtloan | $73.61 | 1/28/2012 4:14:07 PM |
moneyhelp4u | $36.81 | 1/28/2012 7:16:00 PM |
reflective-rupee | $25.00 | 1/28/2012 4:39:15 PM |
kgm082001 | $25.00 | 1/28/2012 7:44:16 PM |
yield-hut | $37.91 | 1/28/2012 6:09:45 PM |
immaculate-compassion8 | $25.00 | 1/28/2012 8:47:07 PM |
prudent-loot | $25.00 | 1/28/2012 7:19:11 PM |
ToweringDan | $100.00 | 1/28/2012 9:45:29 PM |
jhernand17 | $25.00 | 1/28/2012 7:26:01 PM |
USMC0311 | $25.00 | 1/28/2012 8:51:58 PM |
new-social-economist | $92.70 | 1/28/2012 9:21:00 PM |
lamsabuy | $110.32 | 1/28/2012 10:56:42 PM |
innovator10 | $205.82 | 1/28/2012 10:54:02 PM |
loanman2007 | $25.00 | 1/28/2012 12:31:11 PM |
113121 | $25.00 | 1/28/2012 3:11:38 PM |
AndChicksforFree | $100.00 | 1/28/2012 10:32:37 PM |
ommcd | $25.00 | 1/28/2012 12:08:32 PM |
downtownfarm | $25.00 | 1/28/2012 12:09:15 PM |
Investor_DP | $100.00 | 1/28/2012 12:11:18 PM |
compoundinterest | $50.00 | 1/28/2012 12:06:59 PM |
enthusiastic-balance5 | $100.00 | 1/28/2012 12:09:41 PM |
kevin314 | $25.00 | 1/28/2012 12:14:47 PM |
five-star-note | $50.00 | 1/28/2012 12:29:30 PM |
squarebob | $25.00 | 1/28/2012 12:38:20 PM |
graceful-investment | $100.00 | 1/28/2012 12:30:39 PM |
toblerone | $25.00 | 1/28/2012 12:33:04 PM |
cash-reaction2 | $25.00 | 1/28/2012 12:52:03 PM |
transparency-sapling | $25.00 | 1/28/2012 12:48:41 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:23 PM |
Easystreet | $25.00 | 1/28/2012 12:53:07 PM |
jamiee73 | $25.00 | 1/28/2012 1:04:30 PM |
lucrative-transparency0 | $100.00 | 1/28/2012 1:06:38 PM |
no_agenda_lender | $25.00 | 1/28/2012 12:59:58 PM |
halothane_logic | $500.00 | 1/28/2012 1:06:41 PM |
mstar925 | $25.00 | 1/28/2012 1:32:49 PM |
bountiful-durability | $50.00 | 1/28/2012 1:12:27 PM |
moola-accelerator6 | $35.00 | 1/28/2012 1:14:21 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:40 PM |
prudent-bid3 | $25.00 | 1/28/2012 3:20:10 PM |
dzn512 | $50.00 | 1/28/2012 3:22:30 PM |
RainMakers | $25.00 | 1/28/2012 3:47:20 PM |
brondero | $60.00 | 1/28/2012 1:37:44 PM |
suges | $25.00 | 1/28/2012 2:01:26 PM |
helping-out | $86.08 | 1/28/2012 2:38:59 PM |
blissful-penny | $25.00 | 1/28/2012 3:02:52 PM |
finance-amusement4 | $50.00 | 1/28/2012 5:45:03 PM |
atllender | $50.00 | 1/28/2012 3:14:01 PM |
undaunted-loan8 | $50.00 | 1/28/2012 5:49:20 PM |
wlm3012 | $50.00 | 1/28/2012 6:06:13 PM |
ddog0224 | $50.00 | 1/28/2012 4:52:10 PM |
trumpeter5 | $25.00 | 1/28/2012 5:02:26 PM |
knee_caps | $30.00 | 1/28/2012 5:41:28 PM |
280Z | $50.00 | 1/28/2012 8:18:30 PM |
seeme4money | $103.92 | 1/28/2012 9:53:37 PM |
pierrelasvegas | $25.00 | 1/28/2012 7:15:49 PM |
julijask | $30.00 | 1/28/2012 10:14:28 PM |
exchange-squirrel | $100.00 | 1/28/2012 7:28:10 PM |
reinforced-funds4 | $28.99 | 1/28/2012 10:31:04 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:17 PM |
first-serene-credit | $25.00 | 1/28/2012 9:23:38 PM |
unrelenting-generosity685 | $100.00 | 1/28/2012 10:20:59 PM |
94 Investments
|
Borrower Payment Dependent Notes Series
554864
This series of Notes was issued and sold upon the funding of the borrower loan #59701, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-28-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-28-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $192.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Jun-1985 |
Debt/Income ratio:
| 13% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,790 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| credit-proton |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
|
Principal balance:
| $8,861.45 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Taxes, tires and more, oh my!
Purpose of loan:
This loan will be used to.pay taxes, buy new tires (apparently they are very expensive for SUVs!) and pay off a higher rate credit card..
My financial situation:
I am a good candidate for this loan because.income is stable, ..
Monthly net income: $6400
Monthly expenses: $
Housing: $3578
Insurance: $245
Car expenses: $gas and upkeep $200/mo
Utilities: $250
Phone, cable, internet: $205
Food, entertainment: $300
Clothing, household expenses: $150
Credit cards and other loans: $750
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,500.00 | 1/28/2012 12:01:41 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
554896
This series of Notes was issued and sold upon the funding of the borrower loan #59865, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $483.94 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 25% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 6y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,976 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| value-festival0 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Unsecure debt payoff
Purpose of loan:
This loan will be used to...payoff credit card debt
My financial situation:
I am a good candidate for this loan because...the monthly payments are less then what I'm currently paying, at a lower interest rate. I also have an additional $350 a month being freed up with my car being paid off in February. I feel stable with my position with my company, as I've been working here since February of 2005. From the quote on the previous page, I should be able to payoff more than the minimum payment each month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/29/2012 12:09:41 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:16 PM |
commanding-treasure2 | $50.00 | 1/29/2012 12:45:30 PM |
dignified-finance | $50.00 | 1/30/2012 7:41:08 AM |
orange-respectful-camaraderi | $25.00 | 1/30/2012 8:55:08 AM |
awwaww | $25.00 | 1/30/2012 9:09:32 AM |
compoundinterest | $50.00 | 1/29/2012 12:27:25 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:45 PM |
Zolton | $300.00 | 1/30/2012 6:27:13 AM |
rdrloan | $50.00 | 1/30/2012 7:53:11 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:45 AM |
helpinghand63 | $25.00 | 1/30/2012 9:07:07 AM |
magical-credit523 | $25.00 | 1/30/2012 9:12:59 AM |
Index_Plus | $14,200.00 | 1/30/2012 9:25:27 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
554906
This series of Notes was issued and sold upon the funding of the borrower loan #59825, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $254.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1992 |
Debt/Income ratio:
| 43% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 21y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $657 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 2% | | |
| |
Homeownership:
| No | | |
Screen name:
| fund-advocator7 |
Borrower's state:
| Kentucky |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 24 ( 100% )
| 760-779 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Nov-2010)
800-819
(Jan-2010)
|
Principal balance:
| $4,036.27 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 24 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...combine two monthly payments, one of which is my current Prosper loan payment
My financial situation:
I am a good candidate for this loan because...I have been at the same job for 22 years, and, having numerous loans, I have never defaulted on a payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
penny-finder | $32.97 | 1/28/2012 12:09:23 PM |
A4 | $25.00 | 1/28/2012 12:10:30 PM |
compoundinterest | $50.00 | 1/28/2012 12:07:00 PM |
vinayski | $25.00 | 1/28/2012 12:09:48 PM |
indomitable-coin | $25.00 | 1/28/2012 12:23:19 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:25 PM |
proper-agreement8 | $50.00 | 1/28/2012 12:26:56 PM |
gjm6d | $25.00 | 1/28/2012 12:35:55 PM |
gold-sushi | $25.00 | 1/28/2012 12:38:27 PM |
Harry | $50.00 | 1/28/2012 12:41:52 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:02 PM |
trade-burrito4 | $35.00 | 1/28/2012 12:56:48 PM |
cash-delight1 | $50.00 | 1/28/2012 1:12:36 PM |
RainMakers | $25.00 | 1/28/2012 3:46:26 PM |
seabass123 | $25.00 | 1/28/2012 5:13:27 PM |
benefit-banshee | $25.00 | 1/29/2012 2:55:27 AM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:32 AM |
Winger | $100.00 | 1/29/2012 4:36:28 AM |
myworld701 | $25.00 | 1/29/2012 3:41:42 AM |
kfinvest | $25.00 | 1/29/2012 4:12:27 AM |
s270 | $100.00 | 1/29/2012 5:14:42 AM |
mrreynol | $25.00 | 1/29/2012 5:56:17 AM |
investment-artist | $25.00 | 1/29/2012 7:25:27 AM |
l3ing | $25.00 | 1/29/2012 6:30:41 AM |
octoberfresh | $25.00 | 1/29/2012 7:41:45 AM |
pierrelasvegas | $25.00 | 1/29/2012 7:44:18 AM |
Dano007 | $100.00 | 1/29/2012 9:38:23 AM |
Justbiz | $50.00 | 1/29/2012 8:59:18 AM |
JedClampett | $125.00 | 1/29/2012 9:36:07 AM |
cerebral-dollar773 | $62.20 | 1/29/2012 10:26:08 AM |
Nicedad72 | $25.00 | 1/29/2012 10:09:22 AM |
rbc_ventures | $25.00 | 1/29/2012 11:46:27 AM |
cvfriend | $25.00 | 1/29/2012 11:49:56 AM |
icontender | $50.00 | 1/29/2012 12:23:26 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:18 PM |
dontletmoneyfoolya | $25.00 | 1/29/2012 12:56:53 PM |
PXM-Financial | $50.00 | 1/29/2012 2:53:15 PM |
georgethesir | $50.00 | 1/29/2012 4:00:40 PM |
fishintime | $100.00 | 1/29/2012 4:41:58 PM |
trade-structure | $25.00 | 1/29/2012 4:36:43 PM |
medman | $25.00 | 1/29/2012 6:19:28 PM |
Solid-Platinum | $25.00 | 1/29/2012 6:03:53 PM |
the-deal-socrates | $50.00 | 1/29/2012 8:03:35 PM |
upperdeck | $25.00 | 1/29/2012 6:47:18 PM |
green-trade-dolphin2 | $44.42 | 1/28/2012 12:02:16 PM |
enthusiastic-balance5 | $100.00 | 1/28/2012 12:09:41 PM |
kevin314 | $25.00 | 1/28/2012 12:14:47 PM |
AFairDeal | $25.00 | 1/28/2012 12:14:59 PM |
zone6 | $29.00 | 1/28/2012 12:36:43 PM |
deal-pal | $25.00 | 1/28/2012 12:31:37 PM |
helpinghand63 | $25.00 | 1/28/2012 12:40:50 PM |
squarebob | $25.00 | 1/28/2012 12:38:20 PM |
whitegold24k | $100.00 | 1/28/2012 12:50:04 PM |
halothane_logic | $25.00 | 1/28/2012 12:48:36 PM |
virtuous-repayment | $25.00 | 1/28/2012 12:53:24 PM |
a- | $25.00 | 1/28/2012 1:04:23 PM |
GElender | $40.00 | 1/28/2012 12:56:44 PM |
sturdy-fairness0 | $100.00 | 1/28/2012 1:05:54 PM |
enticing-capital6 | $50.00 | 1/28/2012 1:17:02 PM |
Johnab | $25.00 | 1/28/2012 1:33:12 PM |
magical-credit523 | $25.00 | 1/28/2012 1:09:32 PM |
thrifty-transaction578 | $25.00 | 1/28/2012 2:36:49 PM |
newest-organic-rupee | $50.00 | 1/28/2012 2:40:55 PM |
nybanker85 | $100.00 | 1/28/2012 1:14:40 PM |
atllender | $25.00 | 1/28/2012 3:14:01 PM |
integrity-american | $25.00 | 1/28/2012 1:29:36 PM |
orange-impartial-asset | $25.00 | 1/28/2012 1:35:21 PM |
Chewbaca | $25.00 | 1/28/2012 4:37:05 PM |
enriching-payout | $45.00 | 1/28/2012 2:32:49 PM |
abundant-power | $25.00 | 1/28/2012 5:12:01 PM |
DonaldColorado | $92.98 | 1/28/2012 6:05:13 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:18 PM |
azarael | $25.00 | 1/28/2012 8:40:43 PM |
Reddy_Capital | $36.00 | 1/29/2012 12:28:05 AM |
Rick7925 | $25.00 | 1/29/2012 5:27:22 AM |
value-willow | $50.00 | 1/29/2012 6:07:40 AM |
swissbanker | $50.00 | 1/29/2012 8:23:27 AM |
cjames84 | $25.00 | 1/29/2012 10:13:22 AM |
blue-useful-auction | $25.00 | 1/29/2012 9:44:46 AM |
adventurous-treasure2 | $25.00 | 1/29/2012 10:26:03 AM |
penny-plato | $25.00 | 1/29/2012 11:00:39 AM |
deal-goliath4 | $500.00 | 1/29/2012 11:12:19 AM |
trade-solo | $25.00 | 1/29/2012 12:32:05 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:09 PM |
btormc5 | $50.00 | 1/29/2012 2:09:28 PM |
supersarah61 | $50.00 | 1/29/2012 2:32:34 PM |
OKPapa | $25.00 | 1/29/2012 3:13:08 PM |
JohnQGalt | $75.00 | 1/29/2012 4:31:26 PM |
MarbieMilo | $45.00 | 1/29/2012 5:07:53 PM |
silver-dogwood4 | $25.00 | 1/29/2012 5:18:15 PM |
CE88 | $74.33 | 1/29/2012 6:32:45 PM |
prainvestment | $50.00 | 1/29/2012 6:57:07 PM |
dg5803 | $25.00 | 1/29/2012 7:51:20 PM |
Index_Plus | $3,738.10 | 1/29/2012 8:16:59 PM |
94 Investments
|
Borrower Payment Dependent Notes Series
554910
This series of Notes was issued and sold upon the funding of the borrower loan #59758, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 30.77% |
Borrower rate/APR:
| 31.77% / 35.80% |
Monthly payment:
| $130.28 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.96% | | |
| |
Estimated return*:
| 12.46% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2009 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 0y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $691 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 11% | | |
| |
Homeownership:
| No | | |
Screen name:
| unassuming-fund6 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business Loan
Purpose of loan:
This loan will be used to fund working capital for my small business.
My financial situation:
I am a good candidate for this loan because I have always paid my debts on-time and in advance. My income is efficient enough to where this loan would not put me through a financial hardship.
*Taken from Quicken Program*(Personal-AVERAGED)
Monthly Net Income: $1889.28
Monthly expenses: $1217.81(before loan) $1348.09(after loan)
Insurance: $paid with credit card
Car expenses: $160.00-gas
*Fixed* Savings[Car Maintenance]-$20.00
*Fixed*Regular Savings-$10.00
Utilities: $189.76
*Fixed*Phone, cable, internet: $230.05
Food, entertainment: $172.99
*Fixed*Clothing, household expenses: $50.00
Credit cards and other loans: $347.00
*Fixed* Other expenses: $38.01-Medical Insurance
*Re-payment for this Loan: $174.00*
*Amount of disposable income w/loan:$541.19*
***All documentation can be furnished***
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
deepblue34 | $40.00 | 1/29/2012 5:50:39 PM |
Detour11 | $50.00 | 1/29/2012 6:56:08 PM |
Index_Plus | $2,910.00 | 1/29/2012 8:26:51 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
554924
This series of Notes was issued and sold upon the funding of the borrower loan #59719, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.50% |
Listing Start date:
| Jan-28-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 5.49% |
Borrower rate/APR:
| 6.49% / 6.83% |
Monthly payment:
| $199.19 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 5.49% | | |
| |
Estimated return*:
| 3.99% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Jan-1977 |
Debt/Income ratio:
| 3% |
Credit score:
| 860-879 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 12y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Professor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,337 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 10% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gentle-coin0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
BxRealtor | $25.00 | 1/28/2012 12:10:44 PM |
compoundinterest | $50.00 | 1/28/2012 12:07:00 PM |
Clambake | $25.00 | 1/28/2012 12:17:25 PM |
downtownfarm | $25.00 | 1/28/2012 12:09:15 PM |
worth-web5 | $50.00 | 1/28/2012 12:11:34 PM |
hitsman | $50.00 | 1/28/2012 12:21:25 PM |
lendacity | $50.00 | 1/28/2012 12:11:20 PM |
j2ee | $25.00 | 1/28/2012 12:14:10 PM |
the-bright-velocity | $25.00 | 1/28/2012 12:15:15 PM |
CoolPlexer | $50.00 | 1/28/2012 12:20:28 PM |
the-sunny-loot | $25.00 | 1/28/2012 12:35:39 PM |
JJ9876 | $25.00 | 1/28/2012 12:24:42 PM |
cebgop | $25.00 | 1/28/2012 12:36:52 PM |
SBT | $100.00 | 1/28/2012 12:26:45 PM |
proper-agreement8 | $50.00 | 1/28/2012 12:26:56 PM |
soldadoz | $25.00 | 1/28/2012 12:27:52 PM |
Ripsaw4U | $50.00 | 1/28/2012 12:28:08 PM |
first-favorite-bonus9 | $25.00 | 1/28/2012 12:38:38 PM |
Dollars4Rent | $50.00 | 1/28/2012 12:33:02 PM |
pirahna125 | $25.00 | 1/28/2012 12:36:10 PM |
leodaguy | $100.00 | 1/28/2012 12:48:10 PM |
Kyjamune | $25.00 | 1/28/2012 12:40:07 PM |
Harry | $50.00 | 1/28/2012 12:41:52 PM |
houli123 | $250.00 | 1/28/2012 12:46:05 PM |
acarnegie | $25.00 | 1/28/2012 12:46:33 PM |
sharp-income2 | $25.00 | 1/28/2012 12:43:47 PM |
janus_god | $25.00 | 1/28/2012 12:56:55 PM |
benjo | $50.00 | 1/28/2012 12:49:08 PM |
Tylerh | $250.00 | 1/28/2012 1:00:45 PM |
cashhelp | $25.00 | 1/28/2012 1:02:14 PM |
kenji4861 | $25.00 | 1/28/2012 12:55:11 PM |
iolaire | $25.00 | 1/28/2012 12:56:59 PM |
ualf | $45.00 | 1/28/2012 1:08:27 PM |
LongTail | $25.00 | 1/28/2012 12:59:51 PM |
evnagelist | $25.00 | 1/28/2012 1:01:06 PM |
blot44 | $25.00 | 1/28/2012 1:11:17 PM |
bvtvdave | $50.00 | 1/28/2012 1:03:10 PM |
lucrative-transparency0 | $100.00 | 1/28/2012 1:06:38 PM |
roadtruck | $50.00 | 1/28/2012 1:07:56 PM |
ericgassercom | $25.00 | 1/28/2012 1:16:30 PM |
BaxterSandy | $25.00 | 1/28/2012 1:50:01 PM |
penny-plato | $25.00 | 1/28/2012 3:17:20 PM |
gold-motivator2 | $25.00 | 1/28/2012 7:30:18 PM |
undaunted-loan8 | $50.00 | 1/28/2012 5:49:20 PM |
tender-fund1 | $33.53 | 1/28/2012 7:19:01 PM |
BankofHank | $66.00 | 1/28/2012 11:35:26 PM |
kind-genuine-dough | $25.00 | 1/29/2012 1:25:32 AM |
skiingawfs | $50.00 | 1/29/2012 5:20:42 AM |
JedClampett | $125.00 | 1/29/2012 7:05:55 AM |
bansir | $25.00 | 1/29/2012 6:02:35 AM |
TMA-L | $65.00 | 1/29/2012 6:27:36 AM |
Dan65 | $25.00 | 1/29/2012 7:47:29 AM |
Cre8iveCash | $25.00 | 1/29/2012 7:59:15 AM |
penguino | $100.00 | 1/29/2012 7:19:54 AM |
spacedude123 | $100.00 | 1/29/2012 7:52:15 AM |
gentle-gain235 | $25.00 | 1/29/2012 8:17:12 AM |
Dash1111 | $25.00 | 1/29/2012 8:37:58 AM |
ExtraIncome | $25.00 | 1/29/2012 9:06:50 AM |
preciouschild | $75.00 | 1/29/2012 9:11:55 AM |
wise-silver-wonder | $25.00 | 1/29/2012 9:49:17 AM |
BGILlender | $25.00 | 1/29/2012 8:51:52 AM |
psanganee | $25.00 | 1/29/2012 10:06:41 AM |
blue-useful-auction | $25.00 | 1/29/2012 9:42:15 AM |
physjosh | $25.00 | 1/29/2012 10:37:15 AM |
SoCalIsHere | $50.00 | 1/29/2012 11:14:23 AM |
truth-crusader7 | $50.00 | 1/29/2012 11:02:48 AM |
cerebral-dollar773 | $50.00 | 1/29/2012 10:33:59 AM |
compassionate-fairness6 | $25.00 | 1/29/2012 11:26:10 AM |
vutah | $25.00 | 1/29/2012 11:08:04 AM |
crude | $25.00 | 1/29/2012 11:35:09 AM |
unforgettable-return6 | $25.00 | 1/29/2012 11:33:41 AM |
matt87 | $25.00 | 1/29/2012 12:35:58 PM |
orearella3 | $25.00 | 1/29/2012 12:37:32 PM |
Holden-Caulfield | $25.00 | 1/29/2012 12:38:49 PM |
lagnisiruk | $25.00 | 1/29/2012 12:41:57 PM |
Spadgaon | $50.00 | 1/29/2012 1:42:31 PM |
authentic-peace7 | $35.00 | 1/29/2012 1:02:12 PM |
Pickmar | $25.00 | 1/29/2012 2:53:17 PM |
theprince | $25.00 | 1/29/2012 2:40:54 PM |
PJE | $25.00 | 1/29/2012 2:49:42 PM |
currency-persimmon | $50.00 | 1/29/2012 2:56:52 PM |
ChrisProsper | $557.63 | 1/29/2012 3:31:20 PM |
enriching-dollar1 | $100.00 | 1/28/2012 12:16:34 PM |
maldok1 | $25.00 | 1/28/2012 12:11:25 PM |
wealthstar | $25.00 | 1/28/2012 12:12:25 PM |
AFairDeal | $25.00 | 1/28/2012 12:14:59 PM |
kevin314 | $25.00 | 1/28/2012 12:14:47 PM |
blooming-market | $25.00 | 1/28/2012 12:26:19 PM |
britgsb | $30.00 | 1/28/2012 12:16:04 PM |
meux99 | $25.00 | 1/28/2012 12:26:54 PM |
AmericanCredit | $50.00 | 1/28/2012 12:16:40 PM |
balance-voyager | $25.00 | 1/28/2012 12:28:19 PM |
greenbacchus | $25.00 | 1/28/2012 12:31:01 PM |
networks4ever | $25.00 | 1/28/2012 12:19:56 PM |
mar97 | $25.00 | 1/28/2012 12:21:45 PM |
murren | $25.00 | 1/28/2012 12:22:03 PM |
indomitable-coin | $25.00 | 1/28/2012 12:23:19 PM |
honorable-loot4 | $25.00 | 1/28/2012 12:25:43 PM |
FmrEngr2Phd | $25.00 | 1/28/2012 12:29:14 PM |
dbzen | $25.00 | 1/28/2012 12:34:39 PM |
dumbass | $25.00 | 1/28/2012 12:43:11 PM |
LittleMingo | $25.00 | 1/28/2012 12:43:19 PM |
commanding-treasure2 | $50.00 | 1/28/2012 12:35:25 PM |
blue-lively-platinum | $25.00 | 1/28/2012 12:35:45 PM |
lendersf | $50.00 | 1/28/2012 12:37:53 PM |
sflawya | $25.00 | 1/28/2012 12:41:21 PM |
Sneezie | $100.00 | 1/28/2012 12:51:03 PM |
income-banjo | $25.00 | 1/28/2012 12:58:48 PM |
Figure4 | $25.00 | 1/28/2012 12:52:49 PM |
encore06 | $25.00 | 1/28/2012 12:54:45 PM |
checkers38 | $25.00 | 1/28/2012 12:56:43 PM |
skillful-diversification2 | $25.00 | 1/28/2012 12:57:14 PM |
fortytwo | $150.00 | 1/28/2012 12:59:45 PM |
minista | $25.00 | 1/28/2012 1:07:55 PM |
logical-reward8 | $25.00 | 1/28/2012 1:00:50 PM |
nickel-ferret | $50.00 | 1/28/2012 1:12:05 PM |
KLCRAY | $25.00 | 1/28/2012 1:18:44 PM |
integrity-american | $25.00 | 1/28/2012 1:29:37 PM |
julijask | $30.00 | 1/28/2012 10:22:05 PM |
azarael | $25.00 | 1/28/2012 8:40:43 PM |
Imageloan | $25.00 | 1/29/2012 12:05:35 AM |
N_P | $25.00 | 1/28/2012 11:58:39 PM |
DrMoneyBags | $50.00 | 1/29/2012 1:47:47 AM |
speyer | $25.00 | 1/29/2012 5:23:58 AM |
Hammerhead386 | $25.00 | 1/29/2012 7:01:00 AM |
Corlei | $25.00 | 1/29/2012 7:41:51 AM |
Traal | $25.00 | 1/29/2012 8:40:23 AM |
suave-dollar | $25.00 | 1/29/2012 8:19:42 AM |
market-maximizer472 | $100.00 | 1/29/2012 9:11:41 AM |
1h1m | $25.00 | 1/29/2012 8:37:39 AM |
wealth-influencer | $25.00 | 1/29/2012 10:21:44 AM |
KWarrior | $100.00 | 1/29/2012 11:03:18 AM |
lucrative-rate2 | $50.00 | 1/29/2012 10:43:54 AM |
vutah | $25.00 | 1/29/2012 11:07:22 AM |
icontender | $50.00 | 1/29/2012 11:23:35 AM |
rbc_ventures | $25.00 | 1/29/2012 11:46:27 AM |
AGSLending | $25.00 | 1/29/2012 11:39:33 AM |
velocity-solo | $25.00 | 1/29/2012 12:18:26 PM |
miket71 | $30.00 | 1/29/2012 12:25:03 PM |
subtle-revenue0 | $25.00 | 1/29/2012 12:34:32 PM |
iem2509 | $35.00 | 1/29/2012 12:44:45 PM |
american6 | $50.00 | 1/29/2012 12:40:22 PM |
LiveNow | $50.00 | 1/29/2012 12:57:34 PM |
Pacific-Bank | $50.00 | 1/29/2012 1:26:03 PM |
passbook | $25.00 | 1/29/2012 1:02:03 PM |
rmsyvt | $25.00 | 1/29/2012 1:06:27 PM |
smitty1959 | $47.84 | 1/29/2012 3:16:18 PM |
147 Investments
|
Borrower Payment Dependent Notes Series
554932
This series of Notes was issued and sold upon the funding of the borrower loan #59822, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $150.48 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1999 |
Debt/Income ratio:
| 26% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 7 |
Current / open credit lines:
| 5
/
3 | Length of status: | 4y 7m |
Amount delinquent:
| $25,133 |
Total credit lines:
| 36 |
Occupation: | Police Officer/Corr... |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 21 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| watching28 |
Borrower's state:
| Oregon |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 16 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $8,350.00 | < 31 days late:
| 0
( 0% )
| 580-599
(Feb-2008)
600-619
(Jul-2007)
|
Principal balance:
| $0.04 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Federal Correctional Officer Loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
icanhasloanz | $100.00 | 1/29/2012 12:37:59 PM |
DHolly | $31.00 | 1/29/2012 12:02:12 PM |
cash-delight1 | $50.00 | 1/29/2012 12:09:41 PM |
pembull | $50.00 | 1/29/2012 12:02:57 PM |
money-baron-roth-IRA | $50.00 | 1/29/2012 12:12:02 PM |
currency-pilot5 | $25.00 | 1/29/2012 12:13:07 PM |
LuvToLend | $25.00 | 1/29/2012 12:09:51 PM |
powerplant62 | $25.00 | 1/29/2012 12:13:21 PM |
top-historic-peso | $25.00 | 1/29/2012 12:17:11 PM |
HHP | $100.00 | 1/29/2012 12:19:55 PM |
ultimate-peace | $250.00 | 1/29/2012 12:17:01 PM |
Alpha-AssistU | $25.00 | 1/29/2012 12:19:52 PM |
MikeyZ2008 | $25.00 | 1/29/2012 12:25:35 PM |
trumpeter5 | $25.00 | 1/29/2012 12:30:54 PM |
careful-vigilance4 | $25.00 | 1/29/2012 12:25:47 PM |
nimble-revenue5 | $50.00 | 1/29/2012 12:34:06 PM |
nybanker85 | $50.00 | 1/29/2012 12:29:18 PM |
enticing-rate9 | $25.00 | 1/29/2012 12:31:43 PM |
investmentgroup | $25.00 | 1/29/2012 12:39:04 PM |
Dubbs360 | $51.00 | 1/29/2012 12:39:32 PM |
Investor_DP | $100.00 | 1/29/2012 12:44:20 PM |
vanklein | $25.00 | 1/29/2012 12:46:37 PM |
mrxtravis | $25.00 | 1/29/2012 12:38:44 PM |
SolarMoonshine | $50.00 | 1/29/2012 1:13:49 PM |
ImNotSoDumb | $25.00 | 1/29/2012 12:41:08 PM |
Gregger | $25.00 | 1/29/2012 12:45:05 PM |
TennSquire | $25.00 | 1/29/2012 12:50:26 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:54:59 PM |
enthusiastic-balance5 | $100.00 | 1/29/2012 12:48:18 PM |
melodious-openness | $300.00 | 1/29/2012 1:27:35 PM |
vutah | $25.00 | 1/29/2012 1:48:09 PM |
forthright-trade | $17.00 | 1/29/2012 2:10:04 PM |
GGreg799 | $25.00 | 1/29/2012 12:15:09 PM |
witty-openness | $25.00 | 1/29/2012 12:11:15 PM |
worthy-bid8 | $100.00 | 1/29/2012 12:12:27 PM |
squarebob | $25.00 | 1/29/2012 12:15:45 PM |
jiggaman7 | $100.00 | 1/29/2012 12:22:19 PM |
bubb_hans | $50.00 | 1/29/2012 12:23:01 PM |
312-Lender | $25.00 | 1/29/2012 12:28:40 PM |
money-baron-Roth401k | $50.00 | 1/29/2012 12:20:43 PM |
Sonic_Squirrel | $75.00 | 1/29/2012 12:24:04 PM |
enticing-capital6 | $50.00 | 1/29/2012 12:28:46 PM |
rolltide09 | $50.00 | 1/29/2012 12:35:09 PM |
finance-mushroom | $200.00 | 1/29/2012 12:35:07 PM |
revenue-circuit1 | $25.00 | 1/29/2012 12:37:22 PM |
productive-note2 | $100.00 | 1/29/2012 12:37:38 PM |
hidavehi | $39.00 | 1/29/2012 12:46:39 PM |
Mark-7 | $50.00 | 1/29/2012 12:43:06 PM |
Jack55304 | $200.00 | 1/29/2012 12:44:50 PM |
cattlebaron | $25.00 | 1/29/2012 12:48:21 PM |
first-dinero-paladin | $25.00 | 1/29/2012 1:08:01 PM |
Joyflyer | $200.00 | 1/29/2012 1:01:58 PM |
joebob78 | $50.00 | 1/29/2012 1:08:21 PM |
ethical-truth211 | $212.00 | 1/29/2012 1:38:26 PM |
EretzCapital | $25.00 | 1/29/2012 1:30:36 PM |
55 Investments
|
Borrower Payment Dependent Notes Series
554962
This series of Notes was issued and sold upon the funding of the borrower loan #59814, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 7.99% |
Borrower rate/APR:
| 8.99% / 11.77% |
Monthly payment:
| $286.16 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 7.97% | | |
| |
Estimated return*:
| 5.97% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,561 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| greenback-oath |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 12 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2011)
680-699
(Dec-2010)
|
Principal balance:
| $3,087.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 12 | | |
Description
Wedding Finance
Purpose of loan:
This loan will be used to fund my upcoming wedding
My financial situation:
I am a good candidate for this loan because I have borrowed on two other occasions from Prosper and always paid my monthly payments on time and in full.
Monthly net income: $2,400
Monthly expenses: $1,200
Housing: $350
Insurance: $200
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
cash-delight1 | $50.00 | 1/29/2012 12:09:42 PM |
squarebob | $25.00 | 1/29/2012 12:15:45 PM |
green-trade-dolphin2 | $37.93 | 1/29/2012 12:02:29 PM |
halothane_logic | $25.00 | 1/29/2012 12:14:44 PM |
GElender | $40.00 | 1/29/2012 12:31:33 PM |
vinayski | $25.00 | 1/29/2012 12:35:31 PM |
trade-burrito4 | $35.00 | 1/29/2012 12:38:24 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:17 PM |
commanding-treasure2 | $50.00 | 1/29/2012 12:45:30 PM |
enthusiastic-balance5 | $100.00 | 1/29/2012 12:48:19 PM |
janeybooboo | $50.00 | 1/29/2012 2:34:07 PM |
fishintime | $100.00 | 1/29/2012 4:42:00 PM |
natedog666 | $100.00 | 1/29/2012 5:20:12 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:46 PM |
medman | $25.00 | 1/29/2012 6:19:30 PM |
Index_Plus | $8,012.07 | 1/29/2012 8:19:33 PM |
dg5803 | $25.00 | 1/29/2012 7:51:21 PM |
icontender | $50.00 | 1/29/2012 12:23:28 PM |
compoundinterest | $50.00 | 1/29/2012 12:27:25 PM |
whitegold24k | $100.00 | 1/29/2012 12:29:03 PM |
supersarah61 | $25.00 | 1/29/2012 2:44:36 PM |
thrifty-transaction578 | $25.00 | 1/29/2012 5:34:32 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
554978
This series of Notes was issued and sold upon the funding of the borrower loan #59842, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.90% |
Listing Start date:
| Jan-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 28.97% |
Borrower rate/APR:
| 29.97% / 32.68% |
Monthly payment:
| $323.35 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.24% | | |
| |
Estimated return*:
| 16.34% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2007 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,734 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| courteous-repayment230 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to consolidate debt in order to start new business.
My financial situation: good
I am a good candidate for this loan because I never had a late payment. I'm starting a new business where there is little competition
Monthly net income: $2500
Monthly expenses: $800
Housing: $0
Insurance: $
Car expenses: $0
Utilities: $300
Phone, cable, internet: $40
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Kash2010lu | $25.00 | 1/29/2012 12:03:13 PM |
helpinghand63 | $25.00 | 1/29/2012 12:05:50 PM |
ultimate-peace | $250.00 | 1/29/2012 12:16:55 PM |
first-pragmatic-power | $25.00 | 1/29/2012 12:08:46 PM |
red-power-pecan | $50.00 | 1/29/2012 12:22:35 PM |
arsisi | $25.00 | 1/29/2012 12:24:14 PM |
careful-vigilance4 | $25.00 | 1/29/2012 12:25:48 PM |
mercuriant | $25.00 | 1/29/2012 12:35:24 PM |
Zingaro | $25.00 | 1/29/2012 12:28:43 PM |
finance-mushroom | $200.00 | 1/29/2012 12:35:07 PM |
LittleMingo | $25.00 | 1/29/2012 1:15:27 PM |
loan-adventurer7 | $50.00 | 1/29/2012 12:52:53 PM |
calimanusa | $40.00 | 1/29/2012 2:53:49 PM |
intrepid-truth6 | $25.00 | 1/29/2012 2:35:52 PM |
the-hope-workhorse | $150.00 | 1/29/2012 5:09:06 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:46 PM |
integrity-doctor | $100.00 | 1/29/2012 6:27:24 PM |
zipemdown | $25.00 | 1/29/2012 10:19:58 PM |
transformer855 | $25.00 | 1/29/2012 11:47:41 PM |
chkrvrty | $50.00 | 1/30/2012 7:57:38 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:45 AM |
loan-fate | $50.00 | 1/30/2012 9:36:02 AM |
rvfbroker | $25.00 | 1/30/2012 9:47:16 AM |
HammerSmith | $25.00 | 1/30/2012 10:25:13 AM |
future-baby-fund | $25.00 | 1/30/2012 10:50:36 AM |
plato22 | $25.00 | 1/30/2012 11:21:32 AM |
loyalty-czar | $30.49 | 1/30/2012 12:13:13 PM |
Trespass4 | $60.00 | 1/30/2012 12:32:30 PM |
computer758 | $25.00 | 1/30/2012 12:40:39 PM |
handy-justice | $50.00 | 1/30/2012 12:14:20 PM |
exciting-gold6 | $50.00 | 1/30/2012 1:19:57 PM |
vinyl969 | $93.08 | 1/30/2012 1:48:23 PM |
Index_Plus | $5,621.26 | 1/30/2012 2:01:00 PM |
promise2 | $41.28 | 1/30/2012 1:39:20 PM |
Rogesparkguy | $25.00 | 1/30/2012 1:29:41 PM |
shrewd-peace7 | $25.00 | 1/29/2012 12:13:19 PM |
GGreg799 | $25.00 | 1/29/2012 12:15:42 PM |
currency-pilot5 | $25.00 | 1/29/2012 12:13:08 PM |
money-baron-Roth401k | $50.00 | 1/29/2012 12:20:37 PM |
powerplant62 | $25.00 | 1/29/2012 12:13:22 PM |
economy-coup | $50.00 | 1/29/2012 12:19:43 PM |
bubb_hans | $50.00 | 1/29/2012 12:23:01 PM |
musegaze | $25.00 | 1/29/2012 12:25:34 PM |
sjc224 | $25.00 | 1/29/2012 12:34:37 PM |
dough-mammal | $100.00 | 1/29/2012 12:27:47 PM |
nimble-revenue5 | $50.00 | 1/29/2012 12:34:06 PM |
cash-reaction2 | $26.00 | 1/29/2012 12:31:05 PM |
revenue-circuit1 | $25.00 | 1/29/2012 12:37:22 PM |
rupee-equation2 | $25.00 | 1/29/2012 12:40:07 PM |
diplomatic-wealth7 | $25.00 | 1/29/2012 12:41:37 PM |
trade-beeper4 | $25.00 | 1/29/2012 12:42:52 PM |
Dubbs360 | $250.00 | 1/29/2012 12:39:33 PM |
money-bauble | $100.00 | 1/29/2012 12:40:41 PM |
cattlebaron | $50.00 | 1/29/2012 12:49:40 PM |
Bob450 | $30.00 | 1/29/2012 4:22:44 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:50 PM |
kindness-ace1 | $50.00 | 1/29/2012 6:44:27 PM |
Detour11 | $25.00 | 1/29/2012 7:05:05 PM |
gustavzantanon | $50.00 | 1/30/2012 4:24:58 AM |
zeeexsixare | $25.00 | 1/30/2012 6:10:43 AM |
irrelevant | $50.00 | 1/29/2012 11:05:13 PM |
vontuse | $50.00 | 1/30/2012 1:24:43 AM |
deal-goliath4 | $500.00 | 1/30/2012 9:16:35 AM |
blazing-capital2 | $250.00 | 1/30/2012 11:27:18 AM |
the-hope-workhorse | $150.00 | 1/30/2012 12:23:33 PM |
investment-comet | $25.00 | 1/30/2012 12:10:18 PM |
truth-crusader7 | $50.00 | 1/30/2012 12:41:32 PM |
Julzlmt | $57.89 | 1/30/2012 12:14:15 PM |
suave-dime6 | $25.00 | 1/30/2012 12:47:07 PM |
dollardave | $50.00 | 1/30/2012 1:11:58 PM |
floridass | $25.00 | 1/30/2012 1:33:44 PM |
thrifty-transaction578 | $25.00 | 1/30/2012 1:20:14 PM |
favorite-reward2 | $25.00 | 1/30/2012 1:24:19 PM |
newest-inspiring-power | $25.00 | 1/30/2012 1:31:41 PM |
74 Investments
|
Borrower Payment Dependent Notes Series
555038
This series of Notes was issued and sold upon the funding of the borrower loan #59704, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $85.99 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 21% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 8y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 35 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,148 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bold-treasure-drummer |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 3 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Sep-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 3 | | |
Description
Prosper loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $2,000.00 | 1/29/2012 12:01:40 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
555088
This series of Notes was issued and sold upon the funding of the borrower loan #59867, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $68.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Oct-1995 |
Debt/Income ratio:
| 18% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 5
/
5 | Length of status: | 6y 8m |
Amount delinquent:
| $443 |
Total credit lines:
| 20 |
Occupation: | Architect |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,020 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| dna378 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Another Chance
Purpose of loan: Consolidate 2 bills
This loan will be used to... Pay off 2 loans
My financial situation: WellsFargo
I am a good candidate for this loan because... When I was young I made some bad and major mistakes regarding my credit. But, I have since learned from my mistakes and would like for some lender to give me a second chance. We all make mistakes, some bigger than others.
Monthly net income: $ 3400.00
Monthly expenses: $
Housing: $ 1100.00
Insurance: $ 75.00
Car expenses: $ 425.00
Utilities: $ 300.00
Phone, cable, internet: $
Food, entertainment: $ 50.00
Clothing, household expenses: $ 50.00
Credit cards and other loans: $ 200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
dignified-finance | $50.00 | 1/30/2012 7:41:11 AM |
pierrelasvegas | $25.00 | 1/30/2012 8:20:53 AM |
GCInvestments | $25.00 | 1/30/2012 9:20:21 AM |
commanding-treasure2 | $50.00 | 1/30/2012 9:33:43 AM |
jamiee73 | $25.00 | 1/30/2012 9:36:45 AM |
jsak74 | $25.00 | 1/30/2012 9:36:57 AM |
compoundinterest | $50.00 | 1/30/2012 9:39:05 AM |
systematic-p2p3 | $50.00 | 1/30/2012 10:07:18 AM |
Index_Plus | $1,275.00 | 1/30/2012 10:14:00 AM |
REVSTJ999 | $25.00 | 1/30/2012 9:05:40 AM |
LightTheWay | $50.00 | 1/30/2012 9:21:28 AM |
dough-mammal | $100.00 | 1/30/2012 9:24:41 AM |
toblerone | $25.00 | 1/30/2012 9:28:34 AM |
billybragg | $25.00 | 1/30/2012 9:33:59 AM |
cash-reaction2 | $50.00 | 1/30/2012 9:41:53 AM |
integrity-trumpet | $50.00 | 1/30/2012 9:44:16 AM |
nybanker85 | $50.00 | 1/30/2012 9:42:57 AM |
misit | $25.00 | 1/30/2012 10:08:57 AM |
wealth-infusion6 | $25.00 | 1/30/2012 10:11:52 AM |
19 Investments
|
Borrower Payment Dependent Notes Series
555092
This series of Notes was issued and sold upon the funding of the borrower loan #59862, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-29-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 17.45% |
Borrower rate/APR:
| 18.45% / 20.36% |
Monthly payment:
| $282.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.15% | | |
| |
Estimated return*:
| 11.95% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 47% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
9 | Length of status: | 3y 9m |
Amount delinquent:
| $33 |
Total credit lines:
| 29 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $20,916 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 59% | | |
| |
Homeownership:
| No | | |
Screen name:
| ilovecoffee2010 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 31 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $5,800.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Feb-2011)
640-659
(Apr-2010)
|
Principal balance:
| $3,494.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 31 | | |
Description
Debt Consolidation
I am a good candidate for this loan because I am have a stable job in the Marketing field with a nearly 4 year tenure with my company. I have very good credit with over 10 years of consistent credit history . I would like to consolidate multiple credit cards into one payment.
Information in the Description is not verified.
Friends And Family Investments
futurechef11 has invested a total of
$250.00.
"I was confident it was a safe investment ilovecoffee2010's first prosper loan, I still think so today."
1 friends and family investment
Information in Friends and Family Investments is not verified
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
MoneyForNothing | $25.00 | 1/29/2012 12:06:13 PM |
Feyenoord | $30.00 | 1/29/2012 12:22:51 PM |
113121 | $25.00 | 1/29/2012 3:03:55 PM |
AndChicksforFree | $50.00 | 1/29/2012 10:17:10 PM |
HeroSupport | $80.00 | 1/29/2012 12:02:35 PM |
MarvintheMartian | $25.00 | 1/29/2012 12:09:36 PM |
worth-web5 | $50.00 | 1/29/2012 12:11:03 PM |
enticing-exchange3 | $25.00 | 1/29/2012 12:03:49 PM |
graceful-investment | $100.00 | 1/29/2012 12:13:04 PM |
twjh | $50.03 | 1/29/2012 12:06:18 PM |
LendGuy | $25.00 | 1/29/2012 12:09:21 PM |
enriching-dollar1 | $100.00 | 1/29/2012 12:13:39 PM |
squarebob | $25.00 | 1/29/2012 12:15:45 PM |
graceful-IRAinvestment | $100.00 | 1/29/2012 12:05:58 PM |
sfmdg | $25.00 | 1/29/2012 12:09:02 PM |
oaktown11 | $25.00 | 1/29/2012 12:21:07 PM |
halothane_logic | $25.00 | 1/29/2012 12:14:44 PM |
futurechef11 | $250.00 | 1/29/2012 12:12:21 PM |
marwadi-62 | $1,000.00 | 1/29/2012 12:28:08 PM |
melodious-fairness | $25.00 | 1/29/2012 12:20:34 PM |
nybanker85 | $50.00 | 1/29/2012 12:29:18 PM |
five-star-note | $50.00 | 1/29/2012 12:21:44 PM |
cash-reaction2 | $50.00 | 1/29/2012 12:31:05 PM |
DrMoneyBags | $50.00 | 1/29/2012 12:34:19 PM |
jamiee73 | $25.00 | 1/29/2012 12:35:11 PM |
compoundinterest | $50.00 | 1/29/2012 12:27:26 PM |
virtuous-repayment | $25.00 | 1/29/2012 12:30:56 PM |
gizzywump | $25.00 | 1/29/2012 12:31:17 PM |
rolltide09 | $50.00 | 1/29/2012 12:34:59 PM |
cutter21 | $25.00 | 1/29/2012 12:43:53 PM |
loan-adventurer7 | $25.00 | 1/29/2012 12:37:18 PM |
Holden-Caulfield | $25.00 | 1/29/2012 12:38:49 PM |
indomitable-dedication | $25.00 | 1/29/2012 12:49:16 PM |
cattlebaron | $50.00 | 1/29/2012 12:45:54 PM |
jlrmpa | $98.00 | 1/29/2012 1:33:26 PM |
LittleMingo | $30.00 | 1/29/2012 1:11:06 PM |
Whipster | $80.00 | 1/29/2012 1:29:19 PM |
intelligent-dedication9 | $108.00 | 1/29/2012 1:31:10 PM |
GrooveBiz | $25.00 | 1/29/2012 2:23:47 PM |
Bob450 | $25.00 | 1/29/2012 4:25:03 PM |
chameleon125 | $75.00 | 1/29/2012 4:41:04 PM |
fishintime | $100.00 | 1/29/2012 4:42:00 PM |
loss-of-control | $100.00 | 1/29/2012 5:15:28 PM |
social-zebra | $30.00 | 1/29/2012 5:50:45 PM |
exponential-reward081 | $25.00 | 1/29/2012 5:55:18 PM |
RKLFinancial | $25.00 | 1/29/2012 5:35:16 PM |
felicity-contributor3 | $50.00 | 1/29/2012 6:29:18 PM |
larrynava | $90.64 | 1/29/2012 7:43:45 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:36:34 PM |
blue-radiant-economy | $100.00 | 1/29/2012 6:37:11 PM |
kindness-ace1 | $50.00 | 1/29/2012 6:40:05 PM |
optionscashflow | $25.00 | 1/29/2012 8:36:14 PM |
loan-master1 | $25.00 | 1/29/2012 7:06:47 PM |
Socorro_Capital_Partners | $25.01 | 1/29/2012 10:10:02 PM |
independent-listing796 | $43.20 | 1/30/2012 2:38:46 AM |
pure-loyalty6 | $25.00 | 1/29/2012 8:37:47 PM |
profitable-return5 | $25.00 | 1/30/2012 5:13:05 AM |
keeper24 | $25.00 | 1/30/2012 5:16:55 AM |
BLKLOC11 | $25.00 | 1/30/2012 1:29:36 AM |
Mrs-Honeydew | $25.00 | 1/30/2012 4:05:20 AM |
escandalo | $55.42 | 1/29/2012 11:16:53 PM |
B2152 | $25.00 | 1/30/2012 5:24:39 AM |
serene-capital | $30.00 | 1/30/2012 12:26:33 AM |
atlas100 | $25.00 | 1/30/2012 5:42:02 AM |
mtb_investing | $26.41 | 1/30/2012 5:57:13 AM |
rewards | $25.00 | 1/30/2012 6:03:56 AM |
Leshan | $25.00 | 1/30/2012 7:16:40 AM |
jga516 | $25.00 | 1/30/2012 7:17:25 AM |
mmellace | $25.00 | 1/30/2012 6:37:37 AM |
grampy48 | $25.00 | 1/30/2012 6:56:01 AM |
generator596 | $25.00 | 1/30/2012 7:06:00 AM |
Gamblor | $61.79 | 1/30/2012 7:13:49 AM |
peso-miser | $25.00 | 1/30/2012 7:28:50 AM |
dignified-finance | $50.00 | 1/30/2012 7:41:09 AM |
mystical-diversification1 | $25.00 | 1/30/2012 8:15:16 AM |
maximizer | $30.00 | 1/30/2012 7:57:58 AM |
anarchy1985 | $28.39 | 1/30/2012 8:05:01 AM |
coin-popcorn | $25.00 | 1/30/2012 7:50:14 AM |
briskdevl07 | $25.00 | 1/30/2012 8:25:40 AM |
mickeyroi | $25.00 | 1/30/2012 8:03:13 AM |
bill-expert | $25.00 | 1/30/2012 8:58:25 AM |
georgedorn | $70.05 | 1/30/2012 8:50:21 AM |
AaronL | $25.00 | 1/30/2012 8:53:00 AM |
p40thawk | $25.00 | 1/30/2012 8:45:19 AM |
wesleyan | $205.46 | 1/30/2012 9:06:50 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:46 AM |
responsive-value4 | $31.00 | 1/30/2012 9:10:19 AM |
REVSTJ999 | $25.00 | 1/30/2012 9:05:40 AM |
wwwUniversal | $25.00 | 1/30/2012 9:18:09 AM |
the-magnetic-transaction | $50.00 | 1/30/2012 9:10:40 AM |
loanman2007 | $200.00 | 1/29/2012 12:27:53 PM |
AndChicksforFree | $50.00 | 1/30/2012 6:36:00 AM |
helpinghand63 | $25.00 | 1/29/2012 12:05:50 PM |
green-trade-dolphin2 | $43.20 | 1/29/2012 12:02:26 PM |
platinum-boss2 | $25.00 | 1/29/2012 12:18:33 PM |
LoanerPrincipal | $25.00 | 1/29/2012 12:18:57 PM |
velocity-solo | $25.00 | 1/29/2012 12:18:26 PM |
dough-mammal | $100.00 | 1/29/2012 12:27:48 PM |
icontender | $50.00 | 1/29/2012 12:23:28 PM |
hitsman | $50.00 | 1/29/2012 12:30:50 PM |
lendacity | $50.00 | 1/29/2012 12:32:53 PM |
trumpeter5 | $25.00 | 1/29/2012 12:31:26 PM |
enticing-capital6 | $50.00 | 1/29/2012 12:28:46 PM |
downtownfarm | $25.00 | 1/29/2012 12:33:56 PM |
transparency-sapling | $25.00 | 1/29/2012 12:30:21 PM |
Gregger | $25.00 | 1/29/2012 12:44:33 PM |
enthusiastic-balance5 | $100.00 | 1/29/2012 12:48:19 PM |
bid-czar8 | $100.00 | 1/29/2012 12:39:16 PM |
Investor_DP | $100.00 | 1/29/2012 12:44:05 PM |
money-bauble | $100.00 | 1/29/2012 12:40:42 PM |
kevin314 | $25.00 | 1/29/2012 12:45:47 PM |
ideal-platinum1 | $25.00 | 1/29/2012 12:50:50 PM |
luzonct | $100.00 | 1/29/2012 1:24:11 PM |
thankful-nickel2 | $50.00 | 1/29/2012 2:06:49 PM |
janeybooboo | $100.00 | 1/29/2012 2:26:27 PM |
fund-explorer4 | $100.00 | 1/29/2012 2:03:53 PM |
Rollshaft | $35.00 | 1/29/2012 2:53:59 PM |
supersarah61 | $25.00 | 1/29/2012 2:43:42 PM |
Msbutterfly | $50.00 | 1/29/2012 3:40:24 PM |
penny-drum7 | $25.00 | 1/29/2012 3:42:09 PM |
knee_caps | $30.00 | 1/29/2012 3:43:58 PM |
quarkyuzu | $50.00 | 1/29/2012 4:44:32 PM |
intrepid-loot | $25.00 | 1/29/2012 4:26:10 PM |
pierrelasvegas | $25.00 | 1/29/2012 5:23:47 PM |
integrity-doctor | $200.00 | 1/29/2012 6:34:13 PM |
bonus-poplar2 | $25.00 | 1/29/2012 8:23:29 PM |
investorrr | $50.00 | 1/29/2012 8:41:30 PM |
investment-artist | $25.00 | 1/29/2012 6:57:04 PM |
s270 | $75.00 | 1/29/2012 7:45:20 PM |
Hotrod52 | $26.34 | 1/29/2012 8:33:33 PM |
MrCoffee | $25.00 | 1/29/2012 7:33:29 PM |
esander2 | $35.00 | 1/30/2012 12:16:36 AM |
dkjl | $25.00 | 1/29/2012 9:34:05 PM |
capital-arboretum | $200.00 | 1/29/2012 10:31:43 PM |
oplender | $25.00 | 1/29/2012 10:14:32 PM |
tryitout | $58.41 | 1/30/2012 5:34:56 AM |
BLKLOC11 | $25.00 | 1/30/2012 1:30:37 AM |
kublai | $33.38 | 1/30/2012 6:07:14 AM |
damanq | $25.00 | 1/30/2012 4:45:23 AM |
Chillito | $78.95 | 1/30/2012 12:56:28 AM |
lovely-greenback4 | $25.00 | 1/30/2012 6:33:25 AM |
thrifty-transaction578 | $25.00 | 1/30/2012 6:45:36 AM |
DHolly | $25.00 | 1/30/2012 5:56:37 AM |
no_agenda_lender | $25.00 | 1/30/2012 6:20:31 AM |
return-enforcer5 | $29.22 | 1/30/2012 7:08:34 AM |
cardguy | $25.00 | 1/30/2012 6:44:23 AM |
return-enthusiast1 | $25.00 | 1/30/2012 7:21:26 AM |
ILovemoney | $25.00 | 1/30/2012 7:59:56 AM |
picklesforarthur | $25.00 | 1/30/2012 8:01:44 AM |
momentous-integrity548 | $60.13 | 1/30/2012 8:35:06 AM |
orange-respectful-camaraderi | $25.00 | 1/30/2012 8:55:09 AM |
Finchy78 | $30.00 | 1/30/2012 8:56:28 AM |
p40thawk | $25.00 | 1/30/2012 8:41:18 AM |
Stradivari | $25.00 | 1/30/2012 8:26:56 AM |
magical-credit523 | $25.00 | 1/30/2012 9:12:59 AM |
Index_Plus | $2,661.97 | 1/30/2012 9:25:29 AM |
156 Investments
|
Borrower Payment Dependent Notes Series
555114
This series of Notes was issued and sold upon the funding of the borrower loan #59848, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $261.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
12 | Length of status: | 5y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,531 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 87% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| living33 |
Borrower's state:
| Nebraska |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 17 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $5,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2010)
560-579
(Mar-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 17 | | |
Description
Second loan listing
Purpose of loan:
This loan will be used to finish the basement on my home. I have entered into a purchase agreement to sell the home and the buyers have requested the basement to be finished prior to closing. They are compensating me handsomely for doing the work myself!
Note - I had a previous loan listing that fully funded but was cancelled because there was some confusion with my address. My address has recently changed.
My financial situation:
This is the second loan I have taken with Prosper. I paid off my first loan 2.5 years early, and never had a missed payment. In addition, I have a great yearly income.
Monthly net income: $6,300
Monthly expenses: $described below
Housing: $2,400
Insurance: $100
Car expenses: $406
Utilities: $200
Phone, cable, internet: $80
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $none
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,000.00 | 1/30/2012 1:50:31 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
555124
This series of Notes was issued and sold upon the funding of the borrower loan #59791, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 8.99% |
Borrower rate/APR:
| 9.99% / 12.78% |
Monthly payment:
| $112.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.97% | | |
| |
Estimated return*:
| 5.17% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 19% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Medical Technician |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $21,181 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| yield-statesperson6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reduce My Interest Rate
Purpose of the loan: I bought a new A/C unit to cool my home in the middle of summer (Florida) in 2010 Home Depot said we'll help you get it, but the interest rate will go up to 25.99% after one year of being interest free. They even suggested trying to get the balance transferred. So, the interest went up and I need to get it paid down.
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I am employed
and will pay it back. I am already paying $75/mo on it, and the
difference for this loan is only a small amount more.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Zolton | $300.00 | 1/30/2012 6:27:15 AM |
kenji4861 | $25.00 | 1/30/2012 9:33:21 AM |
commanding-treasure2 | $50.00 | 1/30/2012 9:33:44 AM |
Index_Plus | $2,985.00 | 1/30/2012 10:09:35 AM |
gain-equator | $25.00 | 1/30/2012 9:08:34 AM |
compoundinterest | $50.00 | 1/30/2012 9:39:07 AM |
a- | $25.00 | 1/30/2012 10:00:03 AM |
TemeculaLending | $40.00 | 1/30/2012 10:07:31 AM |
8 Investments
|
Borrower Payment Dependent Notes Series
555136
This series of Notes was issued and sold upon the funding of the borrower loan #59852, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 13.49% |
Borrower rate/APR:
| 14.49% / 17.36% |
Monthly payment:
| $326.95 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.26% | | |
| |
Estimated return*:
| 7.31% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Feb-2004 |
Debt/Income ratio:
| 32% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,499 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 33% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| investment-griffin6 |
Borrower's state:
| Delaware |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Car Purchase
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $7000
Monthly expenses: $3508
Housing: $1078
Insurance: $185
Car expenses: $325
Utilities: $180
Phone, cable, internet: $40
Food, entertainment: $400
Clothing, household expenses: $200
Credit cards and other loans: $300
Other expenses: $800
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
B-rad_the_Coug | $25.00 | 1/29/2012 10:39:49 PM |
dignified-finance | $50.00 | 1/30/2012 7:41:12 AM |
orange-respectful-camaraderi | $25.00 | 1/30/2012 8:55:10 AM |
Index_Plus | $9,135.00 | 1/30/2012 9:12:38 AM |
john0720 | $25.00 | 1/30/2012 6:04:21 AM |
rdrloan | $50.00 | 1/30/2012 7:53:12 AM |
pierrelasvegas | $25.00 | 1/30/2012 8:20:55 AM |
REVSTJ999 | $25.00 | 1/30/2012 9:05:40 AM |
marketplace-hut9 | $100.00 | 1/30/2012 9:02:47 AM |
HeroSupport | $40.00 | 1/30/2012 9:08:01 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
555154
This series of Notes was issued and sold upon the funding of the borrower loan #59773, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Aug-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
11 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $46,342 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| methodical-trade0 |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $12,093.31 | < 31 days late:
| 0
( 0% )
| 740-759
(May-2011)
|
Principal balance:
| $11,103.79 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Consignment Racks
I help gas station owners make more money. I have a route which as of now includes 130 gas stations and counting. I supply cell phone accessories (chargers, cases, headsets, etc.) to the stores. I buy the accessories from the manufacturer, and sell them to the stores for a profit. I set the stores up with a free rack, they only buy the inventory.
Some store owners refuse to put the racks into their stores unless it is on consignment. Consignment is when you drop off a rack and never charge for the initial fill, you only charge for refills.
Of the 130 stores that I have, 16 are on consignment. If I had the money, I could go out and get 30 or more stores this week on consignment, just by going back to the stores that have already turned me down in the past.
Each consignment rack increases my monthly profit by at least $20.00. $4000 is enough to get me 19 racks which will total about $380 per month.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,700.00 | 1/30/2012 9:01:36 AM |
DHolly | $31.00 | 1/30/2012 9:01:15 AM |
affluence-generator2 | $300.00 | 1/30/2012 9:00:46 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
555200
This series of Notes was issued and sold upon the funding of the borrower loan #59819, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 23.49% |
Borrower rate/APR:
| 24.49% / 28.34% |
Monthly payment:
| $276.43 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 22.91% | | |
| |
Estimated return*:
| 12.41% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
16 | Length of status: | 13y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,447 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loyalty-control9 |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 10 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Mar-2011)
|
Principal balance:
| $5,968.55 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 10 | | |
Description
Home Fixes/Improvements
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I've never had a late payment, I pay all my bills, and have budgeted for this new loan with no issues..
Monthly net income: $8000.00
Monthly expenses: $6300.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,000.00 | 1/29/2012 5:46:38 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
555254
This series of Notes was issued and sold upon the funding of the borrower loan #59817, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-29-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-29-2012 |
|
Lender yield:
| 29.99% |
Borrower rate/APR:
| 30.99% / 35.00% |
Monthly payment:
| $171.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.61% | | |
| |
Estimated return*:
| 13.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1991 |
Debt/Income ratio:
| 18% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
5 | Length of status: | 7y 9m |
Amount delinquent:
| $3,319 |
Total credit lines:
| 28 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,955 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 14 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| purposeful-velocity9 |
Borrower's state:
| Wisconsin |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 6 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2011)
|
Principal balance:
| $3,572.15 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blue-radiant-economy | $100.00 | 1/29/2012 6:31:15 PM |
handy-justice | $50.00 | 1/29/2012 7:34:30 PM |
kind-magnificent-bid | $50.00 | 1/29/2012 7:42:35 PM |
durability-mad-scientist4 | $100.00 | 1/29/2012 6:35:51 PM |
Gregger | $25.00 | 1/29/2012 7:10:25 PM |
Index_Plus | $3,650.00 | 1/29/2012 8:20:19 PM |
Finestra1972 | $25.00 | 1/29/2012 7:30:09 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
555256
This series of Notes was issued and sold upon the funding of the borrower loan #59815, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-30-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-30-2012 |
|
Lender yield:
| 19.24% |
Borrower rate/APR:
| 20.24% / 23.99% |
Monthly payment:
| $298.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.79% | | |
| |
Estimated return*:
| 10.29% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Sep-1977 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
18 | Length of status: | 4y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,788 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| tad1960 |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 37 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $9,000.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jun-2011)
740-759
(Jul-2008)
|
Principal balance:
| $6,157.75 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 37 | | |
Description
Business
Purpose of loan:
This loan will be used to...Business inventory
My financial situation: Good
I am a good candidate for this loan because... My business is seasonal I just need some cushion to get me through the slow times
Monthly net income: $7500.00
Monthly expenses: $
Housing: $700.00
Insurance: $35.00
Car expenses: $
Utilities: $125.00
Phone, cable, internet: $225.00
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $2500.00
Other expenses: $
Taxes $600.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $8,000.00 | 1/30/2012 12:01:27 PM |
1 Investments
|