Sales Report:Supplement No. 1 dated Jan 10, 2012 to Prospectus dated Jan 06, 2012File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 06, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 06, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series
534941
This series of Notes was issued and sold upon the funding of the borrower loan #58532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-12-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-22-2011 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $129.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 22% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 6 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
12 | Length of status: | 0y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 29 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $16,159 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| deal-promise7 |
Borrower's state:
| Utah |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because I'm just recovering from a divorce and need a bridge loan to get some expenses taken care of. I am a hard worker and have never defaulted on a loan.
Monthly net income: $7083
Monthly expenses: $
Housing: $1625
Insurance: $155
Car expenses: $316
Utilities: $125
Phone, cable, internet: $150
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $ See credit report
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
goodhearted-generosity511 | $30.00 | 12/12/2011 5:42:29 PM |
heart514 | $25.00 | 12/12/2011 7:27:45 PM |
skillful-asset5 | $25.00 | 12/13/2011 9:03:02 AM |
social-heart | $25.00 | 12/14/2011 5:34:21 PM |
SFBank | $50.00 | 12/14/2011 8:24:39 PM |
let_me_retire | $26.60 | 12/14/2011 7:15:45 PM |
loss-of-control | $100.00 | 12/15/2011 5:41:17 PM |
papaloha | $25.00 | 12/16/2011 6:51:00 PM |
Star_Witness | $25.00 | 12/17/2011 3:09:04 PM |
autonomous-truth | $50.00 | 12/17/2011 11:23:56 PM |
Bcs-cnc | $25.00 | 12/18/2011 7:33:09 AM |
LuvToLend | $25.00 | 12/19/2011 1:22:09 PM |
bright-exchange | $25.00 | 12/19/2011 5:22:00 PM |
evergreen16 | $148.00 | 12/20/2011 9:27:52 AM |
GElender | $25.00 | 12/21/2011 6:04:41 AM |
GCSS | $25.00 | 12/21/2011 6:47:17 AM |
poorboy18 | $25.00 | 12/21/2011 7:59:53 AM |
CoffeeKing | $27.31 | 12/21/2011 7:49:07 AM |
independent-leverage6 | $25.00 | 12/21/2011 11:12:06 AM |
trombone245 | $25.00 | 12/21/2011 3:18:22 PM |
golden-velocity9 | $25.00 | 12/21/2011 6:43:35 PM |
deepblue34 | $25.00 | 12/21/2011 8:28:30 PM |
painterflipper | $25.29 | 12/22/2011 5:59:19 AM |
restless-dime | $50.00 | 12/22/2011 7:29:20 AM |
LianaB | $100.00 | 12/22/2011 8:12:16 AM |
Tikibarman | $49.38 | 12/22/2011 8:13:32 AM |
nethawk00 | $25.00 | 12/22/2011 9:18:04 AM |
newest-exact-commitment | $25.00 | 12/22/2011 9:46:55 AM |
Glory_Honor_Orange | $50.00 | 12/22/2011 10:00:39 AM |
YeoLenderSource | $25.00 | 12/22/2011 10:34:43 AM |
Land_on_your_feet | $25.00 | 12/22/2011 10:37:12 AM |
Jubael | $50.00 | 12/22/2011 11:42:08 AM |
managedfund | $106.91 | 12/22/2011 1:34:37 PM |
bid-stockpiler1 | $150.00 | 12/13/2011 3:47:49 PM |
Legally_Blonde | $25.00 | 12/13/2011 4:11:03 PM |
jkeller4000 | $25.00 | 12/13/2011 5:22:06 PM |
blue-radiant-economy | $100.00 | 12/13/2011 11:34:08 PM |
ore-leaper1 | $50.32 | 12/14/2011 9:06:01 AM |
Kash2010lu | $25.00 | 12/15/2011 7:49:28 AM |
Core-Marketing | $25.00 | 12/16/2011 4:11:39 AM |
impala6464 | $75.00 | 12/16/2011 7:27:34 AM |
riveting-credit5 | $50.00 | 12/17/2011 8:19:32 AM |
persistent-value188 | $25.00 | 12/18/2011 7:11:24 PM |
GS-ROCK | $25.00 | 12/19/2011 10:47:37 AM |
ethical-truth211 | $300.00 | 12/19/2011 10:36:51 AM |
five-star-note | $75.00 | 12/19/2011 4:47:32 PM |
useful-cash043 | $300.00 | 12/19/2011 6:47:12 PM |
queentut | $35.19 | 12/19/2011 6:52:25 PM |
Valley-of-the-Dollar | $25.00 | 12/19/2011 8:43:04 PM |
money-booster2 | $25.00 | 12/20/2011 1:44:15 PM |
zone6 | $100.00 | 12/20/2011 8:48:46 PM |
Nerdster1 | $25.00 | 12/21/2011 9:58:49 AM |
discostu | $25.00 | 12/21/2011 1:41:38 PM |
drluong | $46.00 | 12/21/2011 3:01:39 PM |
economy-shrubbery6 | $25.00 | 12/21/2011 10:26:11 PM |
houli123 | $25.00 | 12/22/2011 4:15:44 AM |
jonnysixgun | $25.00 | 12/22/2011 5:50:30 AM |
klend4 | $25.00 | 12/22/2011 9:12:08 AM |
2grindstones | $30.00 | 12/22/2011 11:02:48 AM |
59 Investments
|
Borrower Payment Dependent Notes Series
539187
This series of Notes was issued and sold upon the funding of the borrower loan #58420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-31-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 29.73% |
Borrower rate/APR:
| 30.73% / 34.73% |
Monthly payment:
| $171.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.37% | | |
| |
Estimated return*:
| 13.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-1998 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 620-639 (Dec-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Food Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,643 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| honda-accord |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Feb-2011)
|
Principal balance:
| $4,546.61 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
My loan for debt consolidation
Purpose of loan: debt pay off
This loan will be used to...pay off all my credit cards that I use for all my christmas holiday charge.
My financial situation: good
I am a good candidate for this loan because...I always pay my bills on time and never late, I belive that if you take some ones money you must pay back on time, you must honest to yourself and other.
Monthly net income: $3,000.00
Monthly expenses:2,923
rent: $700.00
Insurance: $250.00
Car expenses: $698.00
Utilities: $150.00
Phone, cable, internet: $125.00
Food, entertainment: $200.00
Cloth, household expenses: $100.00
Credit cards and other loans: $500.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 12/31/2011 12:01:27 PM |
green-capital-hornet | $25.00 | 12/31/2011 12:22:15 PM |
hopeful-deal7 | $25.00 | 12/31/2011 12:08:47 PM |
IntrepidInvestment | $50.00 | 12/31/2011 12:09:05 PM |
capital-halo1 | $592.00 | 12/31/2011 12:30:49 PM |
GElender | $40.00 | 12/31/2011 12:31:40 PM |
AF-Chief | $25.00 | 12/31/2011 12:11:15 PM |
kind-credit-bear | $25.00 | 12/31/2011 12:34:27 PM |
top-historic-peso | $25.00 | 12/31/2011 12:34:59 PM |
economy-producer | $25.00 | 12/31/2011 12:37:00 PM |
hitsman | $50.00 | 12/31/2011 12:32:48 PM |
jkeller4000 | $100.00 | 12/31/2011 12:47:01 PM |
HamachiMan | $50.00 | 12/31/2011 12:47:40 PM |
stepatatime-together | $64.00 | 12/31/2011 12:36:14 PM |
TronMedici | $50.00 | 12/31/2011 12:42:41 PM |
fortytwo | $150.00 | 12/31/2011 12:43:03 PM |
bbt210 | $25.09 | 12/31/2011 12:43:21 PM |
economy-coup | $50.00 | 12/31/2011 12:44:58 PM |
affluence-generator2 | $175.00 | 12/31/2011 12:46:13 PM |
Comoparklender | $25.00 | 12/31/2011 12:46:21 PM |
LittleMingo | $25.00 | 12/31/2011 12:02:31 PM |
Bob450 | $25.00 | 12/31/2011 12:04:59 PM |
transparency-river1 | $1,000.00 | 12/31/2011 12:12:00 PM |
papaloha | $50.00 | 12/31/2011 12:13:30 PM |
first-pragmatic-power | $25.00 | 12/31/2011 12:32:55 PM |
Jack55304 | $200.00 | 12/31/2011 12:15:21 PM |
finance-mushroom | $200.00 | 12/31/2011 12:15:44 PM |
rolltide09 | $25.00 | 12/31/2011 12:34:22 PM |
worthy-bid8 | $50.00 | 12/31/2011 12:35:59 PM |
secureincome | $307.00 | 12/31/2011 12:22:52 PM |
BankofRon | $25.00 | 12/31/2011 12:43:33 PM |
jazzlender | $25.00 | 12/31/2011 12:24:08 PM |
Investor_DP | $100.00 | 12/31/2011 12:46:15 PM |
naya50 | $25.00 | 12/31/2011 12:32:46 PM |
money-baron | $50.00 | 12/31/2011 12:34:55 PM |
dough-bear | $25.00 | 12/31/2011 12:40:41 PM |
Leshan | $100.00 | 12/31/2011 12:40:05 PM |
graceful-investment | $60.00 | 12/31/2011 12:45:09 PM |
fantastic-wampum1 | $100.00 | 12/31/2011 12:46:59 PM |
39 Investments
|
Borrower Payment Dependent Notes Series
542741
This series of Notes was issued and sold upon the funding of the borrower loan #58470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-13-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-24-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $199.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Mar-1989 |
Debt/Income ratio:
| 7% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 3
/
2 | Length of status: | 0y 3m |
Amount delinquent:
| $1,261 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $636 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| marketplace-creature5 |
Borrower's state:
| NewJersey |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds HS Travel Abroad
Purpose of loan:
This loan will be used to...
Fund daughter's High School field trip abroad for Spring of 2012.
My financial situation:
I am a good candidate for this loan because...
I am a Retired Veteran and public school teacher with steady income and manageable expenses.
Monthly net income: $2700
Housing: $1500
Insurance: $85
Car expenses: $75 (gas & oil changes & maintenance)
Utilities: $175
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $65
Credit cards and other loans: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 12/13/2011 9:33:39 AM |
blue-radiant-economy | $100.00 | 12/14/2011 2:40:07 AM |
unbelievable-exchange | $100.00 | 12/15/2011 4:45:42 PM |
processor115 | $25.00 | 12/16/2011 4:20:29 PM |
thoughtful-worth1 | $32.28 | 12/16/2011 8:25:44 PM |
camaraderi-aspen | $100.00 | 12/21/2011 3:04:05 PM |
riproaringrapids | $25.00 | 12/21/2011 5:35:27 PM |
money-booster2 | $25.00 | 12/21/2011 7:29:24 PM |
Top_Gun_Lender | $26.00 | 12/21/2011 10:41:24 PM |
credit-sycamore4 | $100.00 | 12/23/2011 12:13:09 PM |
worth-blanket2 | $3,500.00 | 12/24/2011 12:37:32 PM |
sjc224 | $25.00 | 12/13/2011 4:20:55 PM |
papaloha | $25.00 | 12/16/2011 6:51:03 PM |
emphatic-bonus5 | $75.00 | 12/17/2011 9:43:23 AM |
deal-searcher1 | $35.00 | 12/18/2011 3:04:31 PM |
kendallv | $100.00 | 12/18/2011 6:20:01 PM |
fantastic-investment9 | $30.00 | 12/19/2011 11:44:54 AM |
worthy-bid8 | $50.00 | 12/19/2011 5:38:01 PM |
ricklip | $100.00 | 12/20/2011 10:23:07 AM |
miked8303 | $25.00 | 12/21/2011 5:38:11 PM |
economy-shrubbery6 | $25.00 | 12/21/2011 10:26:14 PM |
greenback-investor7 | $200.00 | 12/22/2011 6:18:47 PM |
a-finance-nirvana | $25.00 | 12/23/2011 3:46:41 AM |
4mydaughterseducation | $25.00 | 12/23/2011 9:41:14 AM |
first-pragmatic-power | $25.00 | 12/23/2011 11:27:41 PM |
factcheck | $25.00 | 12/24/2011 1:34:51 AM |
ccclaireee333 | $25.00 | 12/24/2011 10:28:20 AM |
cash-reaction2 | $50.00 | 12/24/2011 12:33:00 PM |
ChrisProsper | $1.72 | 12/24/2011 12:40:30 PM |
29 Investments
|
Borrower Payment Dependent Notes Series
544657
This series of Notes was issued and sold upon the funding of the borrower loan #58538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-14-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-22-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $199.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 44% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,673 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| unforgettable-social0 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
lumpsy
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3,000
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $60.00
Utilities: $20.00
Phone, cable, internet: $40.00
Food, entertainment: $100.00
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bazaar-festivity | $25.00 | 12/14/2011 5:36:30 PM |
blue-radiant-economy | $100.00 | 12/15/2011 2:56:54 AM |
graceful-IRAinvestment | $25.00 | 12/15/2011 8:49:59 AM |
the-silver-blaster | $75.00 | 12/15/2011 7:06:20 PM |
economy-huckleberry0 | $25.00 | 12/15/2011 7:42:50 PM |
Something-Corporate | $25.00 | 12/16/2011 5:15:23 PM |
papaloha | $25.00 | 12/16/2011 6:51:12 PM |
jkeller4000 | $25.00 | 12/17/2011 4:00:36 AM |
profit-powerplant | $25.00 | 12/17/2011 12:37:02 PM |
truth-companion | $25.00 | 12/18/2011 12:46:04 PM |
fantastic-investment9 | $30.00 | 12/19/2011 11:45:01 AM |
orbital-velocity7 | $50.00 | 12/19/2011 4:51:47 PM |
ricklip | $100.00 | 12/20/2011 10:23:15 AM |
KLCRAY | $25.00 | 12/21/2011 9:09:46 AM |
economy-shrubbery6 | $25.00 | 12/21/2011 10:26:19 PM |
diplomatic-wealth7 | $25.00 | 12/22/2011 9:14:12 AM |
wwwUniversal | $25.00 | 12/22/2011 9:52:37 AM |
Weaverville | $25.00 | 12/22/2011 9:59:20 AM |
x32248 | $25.00 | 12/22/2011 10:24:05 AM |
astute-wealth8 | $25.00 | 12/22/2011 11:28:19 AM |
managedfund | $1,260.00 | 12/22/2011 1:45:56 PM |
Investor_DP | $100.00 | 12/14/2011 5:24:27 PM |
AndChicksforFree | $25.00 | 12/14/2011 6:38:20 PM |
SecondChanceLendingSERV | $25.00 | 12/15/2011 10:25:01 AM |
miked8303 | $50.00 | 12/15/2011 1:21:46 PM |
unbelievable-exchange | $100.00 | 12/15/2011 4:45:51 PM |
MASinVestment | $50.00 | 12/15/2011 5:22:43 PM |
processor115 | $25.00 | 12/16/2011 4:20:35 PM |
processor115 | $25.00 | 12/16/2011 6:03:39 PM |
emphatic-bonus5 | $75.00 | 12/17/2011 9:43:29 AM |
riproaringrapids | $25.00 | 12/18/2011 12:06:27 AM |
unforgettable-wealth4 | $50.00 | 12/18/2011 12:20:56 PM |
dollar-sonnet3 | $25.00 | 12/18/2011 12:40:21 PM |
deal-searcher1 | $35.00 | 12/18/2011 3:04:34 PM |
patriot897 | $25.00 | 12/19/2011 10:24:10 AM |
green-rate-futurist | $25.00 | 12/19/2011 10:51:16 AM |
jkeller4000 | $25.00 | 12/19/2011 2:31:12 PM |
sjc224 | $25.00 | 12/19/2011 2:33:15 PM |
hyrolln | $25.00 | 12/19/2011 5:29:45 PM |
worthy-bid8 | $50.00 | 12/19/2011 5:38:09 PM |
money-booster2 | $25.00 | 12/19/2011 10:49:55 PM |
nfx | $25.00 | 12/20/2011 8:02:54 AM |
all_of_that_one | $25.00 | 12/20/2011 6:14:39 AM |
compassion-expert | $25.00 | 12/21/2011 9:32:50 AM |
gallant-economy9 | $50.00 | 12/21/2011 9:44:28 AM |
prohelper | $50.00 | 12/21/2011 1:00:01 PM |
missing-link | $25.00 | 12/21/2011 5:33:48 PM |
scrappy-diversification7 | $2,000.00 | 12/22/2011 9:42:22 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
544725
This series of Notes was issued and sold upon the funding of the borrower loan #58526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-15-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-24-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $398.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-1999 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $5,655 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 28% | | |
| |
Homeownership:
| No | | |
Screen name:
| bewitching-benefit4 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay credit cards form divorce.
Purpose of loan: This loan will be used to Pay off my soon to be Ex-husband for half of our debt on his credit cards and for myself to get an apt with my son.
My financial situation:
I am a good candidate for this loan because I have a stable job with annual increases and the opportunity for bonuses.
Monthly net income: $3947
Monthly expenses includes all of the below: $3000
Housing: $0 Live with parents
Insurance: $203
Car expenses: $470
Utilities: $0 Live with parents
Phone, cable, internet: $187
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 12/15/2011 5:27:59 PM |
the-silver-blaster | $75.00 | 12/15/2011 7:06:26 PM |
processor115 | $25.00 | 12/16/2011 4:20:38 PM |
pdub | $75.00 | 12/16/2011 5:12:08 PM |
papaloha | $25.00 | 12/16/2011 6:51:17 PM |
shrewd-deal | $50.00 | 12/17/2011 7:48:01 AM |
emphatic-bonus5 | $75.00 | 12/17/2011 9:43:33 AM |
vivid-p2ploan1 | $25.00 | 12/17/2011 8:27:02 AM |
miked8303 | $25.00 | 12/17/2011 12:33:25 PM |
jjswanso | $100.00 | 12/17/2011 5:19:41 PM |
deal-searcher1 | $35.00 | 12/18/2011 3:04:35 PM |
alexander-hamilton | $50.00 | 12/19/2011 10:23:26 AM |
fantastic-investment9 | $30.00 | 12/19/2011 11:45:06 AM |
sjc224 | $25.00 | 12/19/2011 2:33:16 PM |
worthy-bid8 | $50.00 | 12/19/2011 5:38:14 PM |
rajs | $100.00 | 12/19/2011 7:22:21 PM |
all_of_that_one | $25.00 | 12/20/2011 7:41:33 AM |
ricklip | $100.00 | 12/20/2011 10:23:19 AM |
dollar-tornado3 | $25.00 | 12/20/2011 12:15:23 PM |
scrappy-leverage6 | $25.00 | 12/20/2011 12:53:54 PM |
green-rate-futurist | $25.00 | 12/20/2011 12:31:20 PM |
economy-popcorn | $25.00 | 12/20/2011 10:06:52 PM |
enchanted-diversification496 | $25.00 | 12/21/2011 9:21:48 AM |
cognizant-rupee7 | $25.00 | 12/21/2011 9:42:04 AM |
VesuvianMan | $25.00 | 12/21/2011 5:17:45 PM |
unforgettable-wealth4 | $50.00 | 12/21/2011 5:44:19 PM |
gallant-economy9 | $50.00 | 12/21/2011 5:54:18 PM |
euro-deployment | $25.00 | 12/21/2011 10:06:59 PM |
diplomatic-wealth7 | $25.00 | 12/22/2011 9:14:13 AM |
klend4 | $25.00 | 12/22/2011 9:16:37 AM |
astute-wealth8 | $25.00 | 12/22/2011 11:28:20 AM |
useful-cash043 | $500.00 | 12/22/2011 7:51:33 PM |
kindness-ace1 | $50.00 | 12/22/2011 10:51:20 PM |
Helenska11 | $100.00 | 12/23/2011 7:25:24 AM |
javelin0 | $25.00 | 12/23/2011 9:03:21 AM |
fortytwo | $150.00 | 12/23/2011 9:09:24 AM |
selector568 | $300.00 | 12/23/2011 9:12:02 AM |
orange-preeminant-bill | $25.00 | 12/23/2011 9:34:42 AM |
mercuriant | $25.00 | 12/23/2011 9:47:09 AM |
balanced-balance6 | $25.00 | 12/23/2011 9:53:24 AM |
Some-Day | $25.00 | 12/23/2011 3:23:35 PM |
blueshound | $25.00 | 12/23/2011 7:54:31 PM |
jmeasn | $25.00 | 12/23/2011 8:33:52 PM |
first-pragmatic-power | $25.00 | 12/23/2011 11:23:43 PM |
orange-cordial-marketplace | $50.00 | 12/23/2011 6:56:24 PM |
factcheck | $35.00 | 12/24/2011 1:20:26 AM |
cash-reaction2 | $50.00 | 12/24/2011 12:33:04 PM |
worth-blanket2 | $5,500.00 | 12/24/2011 12:38:57 PM |
ChrisProsper | $14.00 | 12/24/2011 12:40:38 PM |
skillful-asset5 | $30.00 | 12/15/2011 6:29:30 PM |
matt_2006 | $25.00 | 12/16/2011 9:32:11 AM |
unbelievable-exchange | $100.00 | 12/16/2011 9:51:49 AM |
market-solstice2 | $25.00 | 12/16/2011 5:37:03 PM |
SecondChanceLendingSERV | $25.00 | 12/16/2011 6:26:36 PM |
riproaringrapids | $25.00 | 12/18/2011 12:06:32 AM |
econgineer | $75.00 | 12/18/2011 5:58:21 AM |
MASinVestment | $50.00 | 12/18/2011 12:11:29 PM |
bazaar-festivity | $25.00 | 12/18/2011 12:12:03 PM |
Bcs-cnc | $25.00 | 12/18/2011 12:20:06 PM |
truth-companion | $25.00 | 12/18/2011 12:46:06 PM |
kendallv | $50.00 | 12/18/2011 6:14:42 PM |
KLCRAY | $25.00 | 12/21/2011 9:09:51 AM |
compassion-expert | $25.00 | 12/21/2011 9:32:51 AM |
prohelper | $50.00 | 12/21/2011 1:00:02 PM |
missing-link | $25.00 | 12/21/2011 5:33:49 PM |
economy-shrubbery6 | $25.00 | 12/21/2011 10:26:21 PM |
ethical-truth211 | $300.00 | 12/22/2011 4:57:31 AM |
Weaverville | $25.00 | 12/22/2011 9:59:20 AM |
first-friendly-listing | $30.00 | 12/22/2011 9:54:24 AM |
retirementlady | $25.00 | 12/22/2011 12:21:46 PM |
greenback-investor7 | $200.00 | 12/22/2011 6:18:54 PM |
deal-thinker7 | $50.00 | 12/23/2011 4:34:25 AM |
bb575 | $50.00 | 12/23/2011 5:58:05 AM |
R3vXX | $25.00 | 12/23/2011 5:59:36 AM |
impressive-justice6 | $50.00 | 12/23/2011 7:20:06 AM |
enthusiastic-credit2 | $30.00 | 12/23/2011 9:27:10 AM |
zeeexsixare | $100.00 | 12/23/2011 10:29:30 AM |
credit-sycamore4 | $100.00 | 12/23/2011 12:13:12 PM |
rockhound84 | $46.00 | 12/24/2011 7:58:55 AM |
Comoparklender | $25.00 | 12/24/2011 12:09:24 PM |
80 Investments
|
Borrower Payment Dependent Notes Series
544913
This series of Notes was issued and sold upon the funding of the borrower loan #58510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-23-2011 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $528.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Apr-1967 |
Debt/Income ratio:
| 60% |
Credit score:
| 760-779 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
11 | Length of status: | 54y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 37 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $30,037 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unflappable-bid1 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
to pay down credit cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $14,925.00 | 12/23/2011 5:11:00 PM |
top-courteous-peso | $75.00 | 12/23/2011 5:06:57 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
545975
This series of Notes was issued and sold upon the funding of the borrower loan #58374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-21-2011 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $229.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-2001 |
Debt/Income ratio:
| 18% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
9 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,265 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| candy945 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... consolidate my debt
My financial situation:
I am a good candidate for this loan because...I pay my bills on time
Monthly net income: $ 3200
Monthly expenses: $ 75.00 Housing: $ 859.00
Insurance: $ 63.00
Car expenses: $ 0.00
Utilities: $ 60.00
Phone, cable, internet: $ 79.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 200.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
penny-plato | $25.00 | 12/21/2011 5:05:09 PM |
worth-blanket2 | $6,475.00 | 12/21/2011 5:12:40 PM |
prohelper | $25.00 | 12/21/2011 5:09:50 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
546087
This series of Notes was issued and sold upon the funding of the borrower loan #58414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-02-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 0y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,014 | |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| finance-ceremony5 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan
Purpose of loan: Business
This loan will be used to a commercial kitchen exhaust cleaning business.
My financial situation:
I am a good candidate for this loan because I have experience in the pest control and hood cleaning service to restaurants.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
newest-power-banker | $30.00 | 12/27/2011 7:21:50 PM |
generous-deal6 | $25.00 | 12/28/2011 1:26:53 AM |
EncouragingTruth | $25.00 | 12/28/2011 4:01:15 PM |
LuvToLend | $25.00 | 12/28/2011 4:36:17 PM |
factcheck | $25.00 | 12/28/2011 4:30:24 PM |
Rebelrick9 | $30.78 | 12/28/2011 4:31:18 PM |
money-booster2 | $25.00 | 12/28/2011 9:30:08 PM |
DeltaComputerGuy | $25.00 | 12/29/2011 1:10:54 AM |
El_Profesional | $25.00 | 12/29/2011 6:59:21 AM |
LaBamba | $100.00 | 12/29/2011 6:41:28 AM |
radiant-wealth0 | $50.00 | 12/29/2011 7:05:06 AM |
toomanyfishtanks | $25.00 | 12/29/2011 7:50:32 AM |
greatwhiteninja | $25.00 | 12/29/2011 8:12:53 AM |
bebeshor | $25.00 | 12/29/2011 9:03:18 AM |
jebber007 | $25.00 | 12/29/2011 9:26:07 AM |
gimincorp | $25.00 | 12/29/2011 10:30:56 AM |
green28 | $25.00 | 12/29/2011 9:59:48 AM |
mrack | $25.00 | 12/29/2011 11:00:22 AM |
Ellendra | $25.00 | 12/29/2011 2:47:09 PM |
worth-shower8 | $100.00 | 12/29/2011 2:01:38 PM |
loyalty-spartan | $25.00 | 12/29/2011 3:14:42 PM |
inspired-investment8 | $100.00 | 12/29/2011 9:21:04 PM |
stable-payment7 | $25.00 | 12/29/2011 8:02:11 PM |
impala6464 | $25.00 | 12/30/2011 12:26:27 AM |
attractive-fund | $50.00 | 12/30/2011 6:37:59 AM |
smallbizrule | $25.00 | 12/30/2011 8:59:45 AM |
reward-toro | $50.00 | 12/30/2011 7:34:48 AM |
hopeful-deal7 | $50.00 | 12/30/2011 7:28:06 AM |
green-trade-dolphin | $25.00 | 12/30/2011 8:45:02 AM |
courteous-platinum7 | $25.00 | 12/30/2011 11:34:27 AM |
productive-ore | $25.00 | 12/30/2011 10:29:19 AM |
ddog0224 | $45.06 | 12/30/2011 1:46:09 PM |
jhernand17 | $25.00 | 12/30/2011 2:35:26 PM |
mmccoy26 | $25.00 | 12/30/2011 4:04:38 PM |
Kash2010lu | $25.00 | 12/30/2011 5:56:59 PM |
BDS | $50.00 | 12/30/2011 6:31:05 PM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:19 AM |
progressive-asset | $100.00 | 12/31/2011 11:12:49 AM |
calahan | $30.00 | 12/31/2011 4:14:16 PM |
first-silver-bridge | $25.00 | 12/31/2011 6:32:41 PM |
Rashanir | $25.00 | 1/1/2012 3:37:27 PM |
VJ_Financial | $25.00 | 1/1/2012 7:21:21 PM |
Contra_Capital | $25.00 | 1/2/2012 9:47:56 AM |
dollar-trajectory8 | $25.00 | 1/2/2012 11:15:32 AM |
atcrain07 | $34.32 | 1/2/2012 11:30:22 AM |
mrxtravis | $25.00 | 12/28/2011 12:08:51 PM |
smart-kindness8 | $25.00 | 12/28/2011 3:14:03 PM |
barefootpaul | $25.00 | 12/28/2011 3:12:07 PM |
bubb_hans | $100.00 | 12/28/2011 3:13:08 PM |
reward-walnut | $25.00 | 12/28/2011 3:47:42 PM |
sun818 | $25.00 | 12/28/2011 6:03:20 PM |
compassionate-dime0 | $50.00 | 12/28/2011 7:03:17 PM |
pure-note0 | $44.57 | 12/28/2011 6:42:39 PM |
riveting-credit5 | $50.00 | 12/28/2011 7:48:38 PM |
RedantFinance | $25.00 | 12/28/2011 7:08:01 PM |
LibbyZ | $50.00 | 12/28/2011 9:39:19 PM |
adamdroker | $25.00 | 12/28/2011 9:58:09 PM |
wealth-fighter3 | $50.00 | 12/28/2011 10:02:05 PM |
bonus-seahorse | $25.00 | 12/28/2011 10:53:01 PM |
fountain355 | $25.00 | 12/29/2011 4:38:01 AM |
shawnw2 | $30.00 | 12/29/2011 4:40:09 AM |
vmh20035 | $30.00 | 12/28/2011 11:09:15 PM |
340 | $25.00 | 12/29/2011 12:18:55 AM |
painterflipper | $49.32 | 12/29/2011 1:01:52 AM |
klend4 | $25.00 | 12/29/2011 3:49:16 AM |
Kelwin_Capital_Corp | $25.00 | 12/29/2011 4:54:40 AM |
tzvie | $25.00 | 12/29/2011 7:12:52 AM |
stock106 | $25.00 | 12/29/2011 7:19:29 AM |
payout-thinker7 | $25.00 | 12/29/2011 7:44:05 AM |
income-buffalo1 | $50.00 | 12/29/2011 7:40:05 AM |
bsmtloan | $31.88 | 12/29/2011 8:27:31 AM |
Cromag | $25.00 | 12/29/2011 7:05:11 AM |
EretzCapital | $28.85 | 12/29/2011 9:31:33 AM |
gold-plane1 | $50.00 | 12/29/2011 9:47:24 AM |
papaloha | $25.00 | 12/29/2011 9:51:07 AM |
found_funds | $50.00 | 12/29/2011 10:17:01 AM |
mlj0671 | $25.00 | 12/29/2011 10:18:46 AM |
NolockHolmes | $36.00 | 12/29/2011 10:04:41 AM |
money-baron-roth-IRA | $32.31 | 12/29/2011 12:00:25 PM |
new-social-economist | $25.00 | 12/29/2011 2:01:37 PM |
stocker | $50.00 | 12/29/2011 3:08:31 PM |
historic-loan1 | $47.00 | 12/29/2011 4:29:46 PM |
brilliant-leverage4 | $50.00 | 12/29/2011 9:15:32 PM |
professional-dinero753 | $31.65 | 12/30/2011 2:46:42 AM |
building_community | $25.00 | 12/30/2011 7:35:46 AM |
finance-jet8 | $25.00 | 12/30/2011 10:21:33 AM |
dough-destiny | $25.92 | 12/30/2011 4:46:16 PM |
Starfin-Capital-Management | $75.00 | 12/30/2011 2:16:43 PM |
blue-radiant-economy | $100.00 | 12/30/2011 9:00:24 PM |
brainy-return234 | $25.00 | 12/30/2011 10:34:32 PM |
dough-souffle | $25.03 | 12/30/2011 9:53:12 PM |
maildude | $25.00 | 12/31/2011 4:08:12 AM |
ethical-truth211 | $100.00 | 12/31/2011 4:45:18 AM |
WeAlNe | $25.00 | 12/31/2011 7:09:10 AM |
trail5 | $100.00 | 12/31/2011 9:36:44 AM |
kind-credit-bear | $25.00 | 12/31/2011 12:34:26 PM |
AEH_Now | $25.00 | 12/31/2011 12:58:05 PM |
Starfin-Capital-Management | $137.31 | 12/31/2011 1:08:30 PM |
javelin0 | $25.00 | 12/31/2011 4:31:11 PM |
trade-surge3 | $30.00 | 12/31/2011 1:57:39 PM |
wise-penny-protector | $25.00 | 12/31/2011 1:38:58 PM |
invincible-peso | $25.00 | 12/31/2011 4:56:24 PM |
graceful-investment | $50.00 | 1/1/2012 10:13:34 AM |
gold-channel2 | $25.00 | 1/1/2012 12:24:11 PM |
Drivindabus | $25.00 | 1/1/2012 1:20:56 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:39 PM |
deal-enrichment063 | $50.00 | 1/2/2012 10:49:30 AM |
107 Investments
|
Borrower Payment Dependent Notes Series
546159
This series of Notes was issued and sold upon the funding of the borrower loan #58523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1990 |
Debt/Income ratio:
| 16% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 3 |
Current / open credit lines:
| 1
/
1 | Length of status: | 11y 9m |
Amount delinquent:
| $584 |
Total credit lines:
| 22 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| principal-honker9 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
this loan will be used for auto pur
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 12/23/2011 10:08:05 AM |
benefit-boots | $25.00 | 12/29/2011 12:22:41 AM |
rakem777 | $25.00 | 12/29/2011 5:20:29 AM |
SolarMoonshine | $25.00 | 12/29/2011 3:36:03 AM |
the-upbeat-p2p | $100.00 | 12/29/2011 6:42:45 AM |
smart-kindness8 | $25.00 | 12/29/2011 8:10:54 AM |
gold-plane1 | $50.00 | 12/29/2011 9:47:21 AM |
papaloha | $25.00 | 12/29/2011 9:54:19 AM |
investment-visionary | $44.81 | 12/29/2011 10:31:45 AM |
Riccous | $25.00 | 12/29/2011 12:53:43 PM |
worth-shower8 | $100.00 | 12/29/2011 2:02:02 PM |
barefootpaul | $25.00 | 12/29/2011 2:11:41 PM |
CA-Lender | $25.00 | 12/29/2011 2:35:14 PM |
mikelance7 | $25.00 | 12/30/2011 1:00:58 AM |
impala6464 | $25.00 | 12/30/2011 12:25:10 AM |
jebber007 | $30.00 | 12/30/2011 12:34:11 AM |
hopeful-deal7 | $50.00 | 12/30/2011 7:28:04 AM |
patriot0 | $34.03 | 12/30/2011 8:56:34 AM |
smallbizrule | $25.00 | 12/30/2011 8:59:44 AM |
courteous-platinum7 | $25.00 | 12/30/2011 11:33:36 AM |
productive-ore | $25.00 | 12/30/2011 10:29:18 AM |
phenomenal-gain5 | $25.00 | 12/30/2011 8:57:57 PM |
the-platinum-entrepreneur | $47.23 | 12/30/2011 10:18:55 PM |
progressive-asset | $100.00 | 12/31/2011 11:12:33 AM |
a-successful-credit | $25.00 | 12/31/2011 12:59:42 PM |
kind-genuine-dough | $25.00 | 12/31/2011 1:10:45 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:35:09 PM |
the-hope-workhorse | $25.00 | 1/1/2012 2:32:24 PM |
payout-harmony4 | $50.00 | 1/1/2012 3:15:45 PM |
delectable-loot7 | $25.00 | 1/2/2012 7:42:32 AM |
hogdriver | $25.00 | 1/2/2012 7:16:11 AM |
McDeeter | $25.00 | 1/2/2012 8:51:07 AM |
exchange-grove | $100.00 | 1/2/2012 11:34:26 AM |
planetibet | $29.60 | 1/2/2012 9:50:11 AM |
a-restless-dollar | $25.00 | 1/2/2012 8:49:54 PM |
blue-fund-flag | $39.90 | 1/2/2012 9:23:33 PM |
tolerant-dime2 | $25.00 | 1/3/2012 11:31:38 AM |
skubwa | $25.00 | 1/3/2012 1:24:14 PM |
VJ_Financial | $25.00 | 1/3/2012 11:45:23 AM |
zippy-greenback231 | $25.00 | 1/3/2012 12:26:08 PM |
druidpoet | $25.00 | 1/3/2012 12:26:21 PM |
ImagClaw | $50.00 | 1/3/2012 1:18:17 PM |
YeoLenderSource | $25.00 | 1/3/2012 3:15:04 PM |
dough-souffle | $25.00 | 1/3/2012 3:27:59 PM |
worth-web5 | $50.00 | 1/3/2012 6:46:24 PM |
yu-rik | $25.00 | 1/4/2012 6:05:44 AM |
deal-searcher1 | $25.00 | 1/3/2012 8:26:03 PM |
Silverling6 | $26.78 | 1/4/2012 6:59:23 AM |
Veltliner | $25.00 | 1/4/2012 8:33:38 AM |
asian808 | $25.00 | 1/4/2012 3:36:44 AM |
mclilpaws | $25.00 | 1/4/2012 4:03:39 AM |
johnZ222 | $50.00 | 1/4/2012 4:26:05 AM |
lendahope | $30.00 | 1/4/2012 5:39:27 AM |
deal-thinker7 | $25.00 | 1/4/2012 7:27:23 AM |
jhernand17 | $25.00 | 1/4/2012 8:47:11 AM |
miggy5 | $25.00 | 1/4/2012 9:43:19 AM |
sturdy-nickel4 | $75.00 | 1/4/2012 10:17:09 AM |
copper | $50.00 | 1/4/2012 9:38:25 AM |
ErsatzMike | $25.00 | 1/4/2012 9:51:45 AM |
generous-deal6 | $25.00 | 12/28/2011 1:26:26 AM |
first-friendly-listing | $30.00 | 12/28/2011 1:13:35 PM |
well-mannered-income3 | $40.00 | 12/28/2011 7:38:47 PM |
sweet-payout5 | $25.00 | 12/28/2011 7:11:15 PM |
orange-influential-credit | $25.00 | 12/28/2011 7:44:43 PM |
DeltaComputerGuy | $25.00 | 12/29/2011 1:11:22 AM |
money-fort | $25.00 | 12/28/2011 10:51:53 PM |
wealth-fighter3 | $50.00 | 12/28/2011 10:02:39 PM |
WMY-Investor | $100.00 | 12/29/2011 9:02:12 AM |
sun818 | $25.00 | 12/29/2011 7:48:55 AM |
Fun54115 | $25.00 | 12/29/2011 9:27:13 AM |
calimanusa | $50.00 | 12/29/2011 9:31:32 AM |
money-baron-roth-IRA | $50.00 | 12/29/2011 11:59:01 AM |
historic-loan1 | $40.00 | 12/29/2011 4:29:38 PM |
stable-payment7 | $25.00 | 12/29/2011 8:02:09 PM |
inspired-investment8 | $100.00 | 12/29/2011 9:20:41 PM |
LuvToLend | $25.00 | 12/29/2011 11:06:51 PM |
reward-toro | $50.00 | 12/30/2011 7:34:44 AM |
building_community | $25.00 | 12/30/2011 7:36:34 AM |
kind-credit-bear | $25.00 | 12/30/2011 9:28:41 AM |
ddog0224 | $25.00 | 12/30/2011 1:48:22 PM |
kind-diligent-coin | $25.00 | 12/31/2011 5:14:58 AM |
ethical-truth211 | $200.00 | 12/31/2011 6:26:13 AM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:16 AM |
trail5 | $100.00 | 12/31/2011 9:37:14 AM |
forthright-durability | $25.00 | 12/31/2011 5:40:41 PM |
commitment-fort1 | $25.00 | 12/31/2011 2:03:35 PM |
javelin0 | $25.00 | 12/31/2011 4:31:39 PM |
gold-channel2 | $25.00 | 1/1/2012 12:24:08 PM |
realtormoises | $25.00 | 1/2/2012 7:14:05 AM |
healer199 | $40.00 | 1/2/2012 6:28:25 AM |
gethsemane4 | $25.00 | 1/3/2012 8:09:29 AM |
unbelievable-exchange | $100.00 | 1/3/2012 9:26:22 AM |
shrewd-rupee | $50.00 | 1/3/2012 2:45:45 PM |
Fachim | $30.00 | 1/3/2012 12:38:40 PM |
Kether | $26.94 | 1/3/2012 5:10:10 PM |
the-hope-workhorse | $45.00 | 1/3/2012 1:50:44 PM |
hopeful-deal7 | $25.00 | 1/3/2012 2:59:14 PM |
tranquil-credit0 | $25.00 | 1/3/2012 5:38:02 PM |
Lubava | $25.00 | 1/3/2012 8:04:32 PM |
repaymentenstein964 | $50.00 | 1/3/2012 8:25:18 PM |
trader-joe | $25.60 | 1/3/2012 9:12:37 PM |
Epiphanic | $25.00 | 1/4/2012 7:36:46 AM |
Montiesholdings | $25.00 | 1/4/2012 9:02:22 AM |
ColoradoLender82 | $25.00 | 1/4/2012 7:48:46 AM |
ecstatic-money064 | $25.00 | 1/4/2012 9:48:50 AM |
eronyc | $25.00 | 1/4/2012 9:59:33 AM |
Finestra1972 | $40.11 | 1/4/2012 10:30:41 AM |
107 Investments
|
Borrower Payment Dependent Notes Series
546233
This series of Notes was issued and sold upon the funding of the borrower loan #58459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-02-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| 31% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 8
/
8 | Length of status: | 0y 9m |
Amount delinquent:
| $15 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,142 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kdenton85 |
Borrower's state:
| Oklahoma |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
stylish-compassion3 | $50.00 | 1/2/2012 9:07:45 AM |
WilliamLeeSims | $25.00 | 1/2/2012 9:17:20 AM |
Danjack_Capital | $25.00 | 1/2/2012 9:07:38 AM |
worthy-bid8 | $50.00 | 1/2/2012 9:37:49 AM |
worth-blanket2 | $3,700.00 | 1/2/2012 10:22:34 AM |
Investor_DP | $100.00 | 1/2/2012 9:21:19 AM |
hitsman | $50.00 | 1/2/2012 9:32:10 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
546291
This series of Notes was issued and sold upon the funding of the borrower loan #58407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-23-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 13y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Tradesman - Carpent... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $429 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| soulful-exchange1 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-hope-workhorse | $50.00 | 12/23/2011 9:18:05 AM |
camaraderi-aspen | $100.00 | 12/23/2011 9:34:09 AM |
SolarMoonshine | $25.00 | 12/23/2011 9:48:37 AM |
economy-shrubbery6 | $25.00 | 12/23/2011 10:08:08 AM |
Danjack_Capital | $25.00 | 12/23/2011 9:43:37 AM |
social-heart | $25.00 | 12/23/2011 10:23:31 AM |
let_me_retire | $100.00 | 12/23/2011 10:08:02 AM |
social-heart | $25.00 | 12/23/2011 10:23:57 AM |
R3vXX | $25.00 | 12/23/2011 4:28:00 PM |
Ron_Paul_for_President_2012 | $30.00 | 12/23/2011 12:18:36 PM |
riveting-credit5 | $50.00 | 12/24/2011 6:34:02 AM |
elevated-finance | $25.00 | 12/24/2011 9:51:40 AM |
ethical-truth211 | $100.00 | 12/24/2011 3:23:58 PM |
loss-of-control | $100.00 | 12/24/2011 8:34:53 PM |
Something-Corporate | $25.00 | 12/25/2011 9:48:26 AM |
CA-Lender | $25.00 | 12/25/2011 3:49:33 PM |
blue-radiant-economy | $100.00 | 12/26/2011 5:41:43 PM |
eboomer2611 | $25.00 | 12/26/2011 9:26:06 PM |
Digger85 | $50.00 | 12/27/2011 3:29:46 PM |
generous-deal6 | $25.00 | 12/28/2011 1:26:31 AM |
bid-stockpiler1 | $100.00 | 12/28/2011 4:43:12 PM |
useful-cash043 | $450.00 | 12/28/2011 8:43:35 PM |
GElender | $25.00 | 12/29/2011 5:41:40 AM |
tonymo | $100.00 | 12/29/2011 2:49:49 AM |
favorite-commerce | $40.00 | 12/29/2011 5:41:53 AM |
ethical-truth211 | $100.00 | 12/29/2011 4:53:01 AM |
nickel-launcher | $25.00 | 12/29/2011 8:07:13 AM |
nfx | $40.00 | 12/29/2011 6:17:02 AM |
papaloha | $50.00 | 12/29/2011 9:44:38 AM |
gold-miser9 | $25.00 | 12/29/2011 11:20:28 AM |
vest_vortex | $25.00 | 12/29/2011 5:00:19 PM |
payment-halo | $25.00 | 12/29/2011 5:29:48 PM |
tomjeff | $50.00 | 12/29/2011 5:47:35 PM |
stable-payment7 | $25.00 | 12/29/2011 8:02:09 PM |
LuvToLend | $25.00 | 12/29/2011 11:06:52 PM |
kendigme | $34.27 | 12/30/2011 5:31:32 AM |
payout-carnival | $65.21 | 12/29/2011 9:22:28 PM |
morecashflow | $75.00 | 12/30/2011 6:32:04 AM |
jebber007 | $35.00 | 12/30/2011 12:36:46 AM |
kindness-ace1 | $50.00 | 12/30/2011 12:25:21 AM |
interest-satellite | $25.00 | 12/30/2011 4:15:13 AM |
morecashflow | $25.00 | 12/30/2011 6:30:03 AM |
hopeful-deal7 | $50.00 | 12/30/2011 7:28:04 AM |
pfh | $25.00 | 12/30/2011 7:37:42 AM |
reward-toro | $50.00 | 12/30/2011 7:34:45 AM |
auction-mastery | $37.83 | 12/30/2011 8:31:38 AM |
Tahoeman | $25.00 | 12/30/2011 8:05:14 AM |
smallbizrule | $25.00 | 12/30/2011 8:10:17 AM |
radforj22 | $25.00 | 12/30/2011 1:00:26 PM |
YeoLenderSource | $25.00 | 12/30/2011 12:10:40 PM |
deal-eagle | $25.00 | 12/30/2011 1:27:20 PM |
affluence-generator2 | $125.00 | 12/23/2011 9:23:59 AM |
jkeller4000 | $25.00 | 12/23/2011 9:26:53 AM |
social-heart | $25.00 | 12/23/2011 10:23:44 AM |
skillful-asset5 | $30.00 | 12/23/2011 2:41:32 PM |
goodhearted-generosity511 | $30.00 | 12/23/2011 12:49:12 PM |
1point21gigawatts | $25.00 | 12/23/2011 4:20:01 PM |
x32248 | $25.00 | 12/23/2011 9:01:24 PM |
diversification-maple1 | $25.00 | 12/24/2011 12:26:07 PM |
sensible-fund | $25.00 | 12/24/2011 4:39:31 PM |
return-magnifico8 | $30.00 | 12/24/2011 6:06:49 PM |
equallender | $25.00 | 12/25/2011 9:00:20 PM |
SFBank | $50.00 | 12/26/2011 6:52:28 PM |
transformer855 | $25.00 | 12/26/2011 7:12:21 PM |
money-booster2 | $25.00 | 12/27/2011 3:57:14 PM |
graceful-IRAinvestment | $25.00 | 12/27/2011 5:43:15 PM |
allbalooboy2 | $25.00 | 12/27/2011 7:12:20 PM |
thankful-nickel2 | $25.00 | 12/28/2011 1:35:43 AM |
market-maximizer472 | $100.00 | 12/28/2011 10:13:35 AM |
patriot0 | $25.00 | 12/28/2011 8:29:04 PM |
DeltaComputerGuy | $50.00 | 12/29/2011 2:09:02 AM |
Iwillhuntyoudown | $25.00 | 12/28/2011 10:33:07 PM |
Core-Marketing | $25.00 | 12/29/2011 4:32:39 AM |
gold-plane1 | $50.00 | 12/29/2011 9:47:21 AM |
168RichCapital | $25.12 | 12/29/2011 10:16:30 AM |
2grindstones | $29.56 | 12/29/2011 5:34:36 PM |
dynrep | $125.00 | 12/29/2011 8:30:27 PM |
impala6464 | $25.00 | 12/30/2011 12:29:45 AM |
frontier3 | $100.00 | 12/30/2011 2:46:23 AM |
roguewinner | $25.00 | 12/30/2011 9:21:11 AM |
productive-ore | $25.00 | 12/30/2011 10:29:19 AM |
capital-javelin3 | $50.00 | 12/30/2011 11:50:11 AM |
radforj22 | $25.00 | 12/30/2011 1:01:00 PM |
MusicandMedicine | $23.01 | 12/30/2011 1:34:45 PM |
WorldTravlr | $25.00 | 12/30/2011 1:10:37 PM |
joyous-benefit3 | $25.00 | 12/30/2011 1:21:22 PM |
86 Investments
|
Borrower Payment Dependent Notes Series
546515
This series of Notes was issued and sold upon the funding of the borrower loan #58383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2011 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-2003 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,386 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| wampum-lotus |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
personal
Purpose of loan:
This loan will be used to...pay off short term debt
My financial situation:
I am a good candidate for this loan because...i will pay back in full.
Monthly net income: $3000
Monthly expenses: $2000
Housing: $rent
Insurance: $
Car expenses:$
Utilities: $
Phone, cable, internet:
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $visa 2200 limit is 12000,home depot credit card 3600 limit is 5000 and 18000 personal loan on 5 years with 471 monthly payment.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $125.00 | 12/24/2011 12:11:34 PM |
jkeller4000 | $25.00 | 12/24/2011 12:16:54 PM |
Danjack_Capital | $25.00 | 12/24/2011 12:06:04 PM |
one-midas | $25.00 | 12/24/2011 2:06:26 PM |
SolarMoonshine | $25.00 | 12/24/2011 4:32:48 PM |
goodhearted-generosity511 | $30.00 | 12/24/2011 11:55:19 PM |
CA-Lender | $25.00 | 12/25/2011 3:43:50 PM |
the-hope-workhorse | $50.00 | 12/25/2011 7:50:20 PM |
SFBank | $50.00 | 12/25/2011 8:23:48 PM |
impala6464 | $25.00 | 12/25/2011 11:13:38 PM |
skillful-asset5 | $25.00 | 12/27/2011 4:57:16 AM |
calimanusa | $50.00 | 12/27/2011 12:29:53 PM |
Ron_Paul_for_President_2012 | $26.24 | 12/27/2011 12:05:04 PM |
ultimate-bid8 | $49.68 | 12/27/2011 9:45:53 PM |
RMI_Babylon | $25.00 | 12/28/2011 7:16:55 AM |
CashFlow13 | $100.00 | 12/28/2011 9:13:42 AM |
money-fort | $25.00 | 12/28/2011 9:23:19 AM |
zone6 | $80.00 | 12/28/2011 9:52:08 AM |
green-rate-futurist | $25.00 | 12/28/2011 9:51:59 AM |
wealth-fighter3 | $50.00 | 12/28/2011 10:20:00 AM |
mrxtravis | $25.00 | 12/28/2011 12:10:01 PM |
lean-fund0 | $100.00 | 12/28/2011 11:27:46 AM |
mrxtravis | $25.00 | 12/28/2011 12:09:20 PM |
56bones | $100.00 | 12/28/2011 2:17:22 PM |
Megaton | $25.00 | 12/28/2011 12:33:09 PM |
ethical-truth211 | $100.00 | 12/28/2011 2:20:38 PM |
proper-loot3 | $25.00 | 12/28/2011 1:03:44 PM |
indomart | $25.00 | 12/28/2011 2:17:15 PM |
novice-speculator | $25.00 | 12/28/2011 2:31:49 PM |
Starfin-Capital-Management | $100.00 | 12/28/2011 3:18:36 PM |
jubilant-durability9 | $25.00 | 12/28/2011 3:36:59 PM |
lowrater | $50.80 | 12/28/2011 3:38:56 PM |
beachfunder | $25.00 | 12/28/2011 3:51:40 PM |
a-restless-dollar | $50.00 | 12/28/2011 3:51:56 PM |
factcheck | $25.00 | 12/28/2011 4:29:54 PM |
jbloans | $25.00 | 12/28/2011 4:32:30 PM |
justice-magnate | $25.00 | 12/28/2011 4:52:45 PM |
sun818 | $25.00 | 12/28/2011 6:03:11 PM |
sensational-dollar | $25.00 | 12/28/2011 5:56:57 PM |
poetic-economy | $50.00 | 12/28/2011 6:03:02 PM |
basis-wizard8 | $50.00 | 12/28/2011 6:33:39 PM |
compassionate-dime0 | $50.00 | 12/28/2011 7:05:23 PM |
dollar-doughnut6 | $75.00 | 12/28/2011 6:49:34 PM |
affluence-tambourine | $25.00 | 12/28/2011 6:52:24 PM |
paceme1 | $30.00 | 12/28/2011 7:00:10 PM |
camaraderi-aspen | $100.00 | 12/24/2011 12:10:02 PM |
let_me_retire | $25.00 | 12/24/2011 11:41:56 PM |
bid-stockpiler1 | $25.00 | 12/26/2011 4:55:29 AM |
blue-radiant-economy | $100.00 | 12/26/2011 5:43:26 PM |
1point21gigawatts | $25.00 | 12/27/2011 10:34:40 AM |
economy-shrubbery6 | $25.00 | 12/27/2011 4:02:40 PM |
stormtrooper72 | $51.10 | 12/27/2011 9:45:07 PM |
generous-deal6 | $25.00 | 12/28/2011 1:26:39 AM |
realtormoises | $25.00 | 12/28/2011 5:16:11 AM |
the-lean-bid | $25.00 | 12/28/2011 6:00:25 AM |
helpful-credit156 | $26.05 | 12/28/2011 9:35:58 AM |
Dubbs360 | $250.00 | 12/28/2011 9:44:51 AM |
bright-exchange | $25.00 | 12/28/2011 9:55:36 AM |
transformer855 | $25.00 | 12/28/2011 10:16:54 AM |
quickstep | $150.00 | 12/28/2011 11:47:31 AM |
jebber007 | $36.24 | 12/28/2011 11:47:13 AM |
affluence-generator2 | $100.00 | 12/28/2011 1:57:17 PM |
Hedge-Fund | $25.00 | 12/28/2011 2:30:37 PM |
himistu22 | $25.00 | 12/28/2011 3:52:25 PM |
ore-dojo | $30.00 | 12/28/2011 4:14:27 PM |
courteous-platinum7 | $25.00 | 12/28/2011 4:04:04 PM |
all_of_that_one | $30.00 | 12/28/2011 4:54:58 PM |
LuvToLend | $25.39 | 12/28/2011 4:36:48 PM |
credit-coach118 | $25.00 | 12/28/2011 5:04:00 PM |
foxy-rate1 | $25.00 | 12/28/2011 4:43:01 PM |
druidpoet | $29.00 | 12/28/2011 5:05:30 PM |
investment-kingdom | $25.00 | 12/28/2011 5:07:41 PM |
kindness-ace1 | $50.00 | 12/28/2011 5:21:06 PM |
judson | $25.00 | 12/28/2011 5:20:31 PM |
finance-dandelion | $100.00 | 12/28/2011 5:47:13 PM |
CACO_Lender | $25.00 | 12/28/2011 6:05:11 PM |
reward-excellency1 | $25.00 | 12/28/2011 6:13:58 PM |
melodious-openness | $200.00 | 12/28/2011 6:11:21 PM |
thomas16882004 | $25.00 | 12/28/2011 6:52:53 PM |
dapablotv | $100.00 | 12/28/2011 6:29:55 PM |
bsmtloan | $68.82 | 12/28/2011 6:16:58 PM |
income-buffalo1 | $100.00 | 12/28/2011 6:55:50 PM |
Something-Corporate | $11.68 | 12/28/2011 7:07:50 PM |
83 Investments
|
Borrower Payment Dependent Notes Series
546561
This series of Notes was issued and sold upon the funding of the borrower loan #58386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-24-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Feb-1984 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 1 |
Current / open credit lines:
| 1
/
0 | Length of status: | 19y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| cunning-dedication8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
blue-radiant-economy | $100.00 | 12/26/2011 5:43:49 PM |
kulender | $50.00 | 12/26/2011 6:49:51 PM |
emphatic-responsibility | $25.00 | 12/26/2011 7:18:27 PM |
jebber007 | $25.00 | 12/27/2011 5:15:15 PM |
bitterroot_mt | $25.00 | 12/27/2011 5:37:34 PM |
generous-deal6 | $25.00 | 12/28/2011 1:26:39 AM |
bubb_hans | $100.00 | 12/28/2011 3:13:07 PM |
responsive-rate884 | $25.00 | 12/28/2011 3:49:42 PM |
sensational-dollar | $25.00 | 12/28/2011 5:56:47 PM |
sun818 | $25.00 | 12/28/2011 6:03:02 PM |
sun818 | $25.00 | 12/28/2011 6:02:01 PM |
vanklein | $25.00 | 12/28/2011 7:28:00 PM |
orange-influential-credit | $30.00 | 12/28/2011 7:43:28 PM |
DeltaComputerGuy | $25.00 | 12/29/2011 1:09:16 AM |
rakem777 | $25.00 | 12/29/2011 5:21:00 AM |
the-upbeat-p2p | $100.00 | 12/29/2011 6:49:38 AM |
greatwhiteninja | $25.00 | 12/29/2011 8:12:40 AM |
unbelievable-exchange | $100.00 | 12/29/2011 9:15:31 AM |
gold-plane1 | $50.00 | 12/29/2011 9:47:23 AM |
first-friendly-listing | $25.00 | 12/29/2011 10:57:04 AM |
bubb_hans | $100.00 | 12/29/2011 1:14:09 PM |
Spookytj | $50.00 | 12/29/2011 2:40:41 PM |
spike22 | $26.13 | 12/29/2011 4:07:11 PM |
Kselr | $27.33 | 12/29/2011 7:40:23 PM |
stable-payment7 | $25.00 | 12/29/2011 8:02:10 PM |
LuvToLend | $25.00 | 12/29/2011 11:06:53 PM |
nfx | $25.00 | 12/30/2011 7:09:17 AM |
smallbizrule | $25.00 | 12/30/2011 8:59:45 AM |
bsmtloan | $30.70 | 12/30/2011 9:51:46 AM |
productive-ore | $25.00 | 12/30/2011 10:29:19 AM |
courteous-platinum7 | $25.00 | 12/30/2011 11:34:09 AM |
ddog0224 | $25.00 | 12/30/2011 1:47:50 PM |
ethical-truth211 | $100.00 | 12/30/2011 4:05:44 PM |
Murdex | $25.00 | 12/30/2011 2:01:58 PM |
jessica9432 | $25.00 | 12/30/2011 3:07:46 PM |
CACO_Lender | $25.00 | 12/30/2011 5:12:54 PM |
dough-souffle | $25.00 | 12/30/2011 9:52:56 PM |
NavyDoc01 | $150.00 | 12/31/2011 12:58:07 AM |
rlbbank | $25.00 | 12/31/2011 4:02:11 AM |
finance-amusement4 | $50.00 | 12/31/2011 4:31:00 AM |
Bomber | $30.00 | 12/31/2011 8:02:05 AM |
value-fortress3 | $47.52 | 12/31/2011 6:01:25 AM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:18 AM |
riveting-credit5 | $60.00 | 12/31/2011 11:01:57 AM |
progressive-asset | $100.00 | 12/31/2011 11:12:35 AM |
CA-Lender | $25.00 | 12/26/2011 7:24:49 PM |
economy-shrubbery6 | $25.00 | 12/27/2011 4:02:40 PM |
wealth-fighter3 | $25.00 | 12/27/2011 8:05:31 PM |
340 | $25.00 | 12/27/2011 9:44:36 PM |
3cinvesting | $25.00 | 12/27/2011 10:39:05 PM |
realtormoises | $25.00 | 12/28/2011 5:15:55 AM |
melodious-openness | $100.00 | 12/28/2011 5:37:05 AM |
Dubbs360 | $250.00 | 12/28/2011 7:25:45 AM |
patriot0 | $50.00 | 12/28/2011 9:04:47 AM |
zone6 | $35.13 | 12/28/2011 9:48:54 AM |
millionaireguy | $25.00 | 12/28/2011 10:11:50 AM |
wealth-fighter3 | $25.00 | 12/28/2011 10:19:26 AM |
barefootpaul | $25.00 | 12/28/2011 3:12:07 PM |
smart-kindness8 | $25.00 | 12/28/2011 3:13:53 PM |
melodious-openness | $302.56 | 12/28/2011 6:03:30 PM |
RedantFinance | $25.00 | 12/28/2011 7:07:08 PM |
LibbyZ | $50.00 | 12/28/2011 9:38:47 PM |
SummitAdvisors | $25.00 | 12/28/2011 9:00:53 PM |
let_me_retire | $25.00 | 12/29/2011 3:19:48 AM |
benefit-boots | $25.00 | 12/29/2011 12:21:37 AM |
LaBamba | $100.00 | 12/29/2011 6:42:28 AM |
payout-thinker7 | $25.00 | 12/29/2011 7:43:51 AM |
mrack | $25.00 | 12/29/2011 11:01:26 AM |
income-vault6 | $25.00 | 12/29/2011 11:38:38 AM |
worth-shower8 | $100.00 | 12/29/2011 2:01:30 PM |
new-social-economist | $25.00 | 12/29/2011 1:59:49 PM |
loyalty-spartan | $25.00 | 12/29/2011 3:15:11 PM |
inspired-investment8 | $100.00 | 12/29/2011 9:21:33 PM |
hopeful-deal7 | $50.00 | 12/30/2011 7:28:05 AM |
building_community | $25.00 | 12/30/2011 7:36:24 AM |
pog27 | $25.00 | 12/30/2011 7:35:22 AM |
reward-toro | $50.00 | 12/30/2011 7:34:47 AM |
joyous-benefit3 | $25.00 | 12/30/2011 1:20:30 PM |
dough-destiny | $25.00 | 12/30/2011 4:45:32 PM |
johnZ222 | $40.00 | 12/30/2011 5:03:32 PM |
AdamsWay | $30.00 | 12/30/2011 6:17:11 PM |
unfixer | $25.00 | 12/30/2011 6:27:29 PM |
power-bluebird2 | $25.00 | 12/30/2011 11:17:15 PM |
vladida309 | $91.58 | 12/30/2011 11:18:00 PM |
capital-zeus | $25.00 | 12/31/2011 2:06:58 AM |
srsock | $25.00 | 12/31/2011 8:42:41 AM |
worthy-bid4 | $32.85 | 12/31/2011 7:59:45 AM |
Soothsayer | $25.00 | 12/31/2011 8:26:21 AM |
adamdroker | $25.00 | 12/31/2011 10:24:15 AM |
89 Investments
|
Borrower Payment Dependent Notes Series
546565
This series of Notes was issued and sold upon the funding of the borrower loan #58535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-25-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $219.00 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Mar-2000 |
Debt/Income ratio:
| 38% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 13 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,682 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 71% | | |
| |
Homeownership:
| No | | |
Screen name:
| compassion-mushroom |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting new business
Purpose of loan:
This loan will be used to...purchase equipment for a food vending business
My financial situation:
I am a good candidate for this loan because...I will be able to pay the loan back in about 2 years.
Monthly net income: $2,500
Monthly expenses: $2,150
Housing: $500.
Insurance: $250.
Car expenses: $350.
Utilities: $250.
Phone, cable, internet: $150.
Food, entertainment: $300.
Clothing, household expenses: $150.
Credit cards and other loans: $200.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 12/25/2011 12:08:16 PM |
golden-velocity9 | $25.00 | 12/25/2011 12:09:41 PM |
R3vXX | $25.00 | 12/25/2011 12:10:01 PM |
worth-blanket2 | $5,500.00 | 12/25/2011 12:12:26 PM |
jkeller4000 | $25.00 | 12/25/2011 12:10:35 PM |
jjswanso | $100.00 | 12/25/2011 12:10:47 PM |
6 Investments
|
Borrower Payment Dependent Notes Series
546569
This series of Notes was issued and sold upon the funding of the borrower loan #58461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-25-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-25-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $79.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 11% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
5 | Length of status: | 1y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,297 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 47% | | |
| |
Homeownership:
| No | | |
Screen name:
| panther926 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Bills
Purpose of loan:
This loan will be used to cover rent and bills.
My financial situation:
I am a good candidate for this loan because I am never late on my loans and always reliable as my credit score will show.
Monthly net income: $6250
Monthly expenses: $3970
Housing: $2200
Insurance: $220
Car expenses: $475
Utilities: $300
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
golden-velocity9 | $25.00 | 12/25/2011 12:09:41 PM |
jkeller4000 | $25.00 | 12/25/2011 12:10:35 PM |
R3vXX | $25.00 | 12/25/2011 12:10:01 PM |
Danjack_Capital | $25.00 | 12/25/2011 12:10:34 PM |
jjswanso | $100.00 | 12/25/2011 12:10:47 PM |
Investor_DP | $100.00 | 12/25/2011 12:08:16 PM |
worth-blanket2 | $2,000.00 | 12/25/2011 12:11:50 PM |
7 Investments
|
Borrower Payment Dependent Notes Series
546797
This series of Notes was issued and sold upon the funding of the borrower loan #58422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Nov-1988 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 3 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 12y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $24,301 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| duty-willow4 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Dept Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $200.00 | 1/1/2012 12:32:08 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:50 PM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:52 AM |
worth-blanket2 | $3,575.00 | 1/3/2012 11:53:57 AM |
skillful-asset5 | $25.00 | 1/1/2012 4:23:02 PM |
money-booster2 | $25.00 | 1/2/2012 10:35:05 AM |
LuvToLend | $25.00 | 1/2/2012 8:20:25 PM |
tech310 | $50.00 | 1/3/2012 12:12:58 AM |
riveting-credit5 | $50.00 | 1/3/2012 8:27:14 AM |
9 Investments
|
Borrower Payment Dependent Notes Series
546831
This series of Notes was issued and sold upon the funding of the borrower loan #58488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $8,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-31-2011 |
Term:
| 60 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 15.44% |
Borrower rate/APR:
| 16.44% / 18.31% |
Monthly payment:
| $196.42 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 15.38% | | |
| |
Estimated return*:
| 11.58% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Feb-2001 |
Debt/Income ratio:
| 7% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,392 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| dollar-trader2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to buy electrical equipment for an upcoming product. Equipment that will be purchased include oscilloscopes, signal generators and plastic injection molding.
My financial situation:
I am a good candidate for this loan because I have a steady job as an engineer for an aerospace company. I have a decent Experian credit score of 743.
My financial situation includes the following:
Credit card debt: $300 which will be paid off next week
Housing: $200
Car: $50 (gas)
Phone: $90
Cell Phone: $75
Electric: $80
Gas: $10
Water: $60
Food: $300
If you have any more questions, please feel free to ask.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $39.43 | 12/31/2011 12:02:09 PM |
hitsman | $50.00 | 12/31/2011 12:32:49 PM |
commanding-treasure2 | $50.00 | 12/31/2011 12:39:24 PM |
Sneezie | $39.00 | 12/31/2011 12:21:44 PM |
rupee-equation2 | $25.00 | 12/31/2011 12:26:57 PM |
DHolly | $25.00 | 12/31/2011 12:25:32 PM |
Leshan | $50.00 | 12/31/2011 12:46:24 PM |
AFairDeal | $25.00 | 12/31/2011 12:48:30 PM |
stylish-compassion3 | $50.00 | 12/31/2011 12:55:06 PM |
kenji4861 | $25.00 | 12/31/2011 12:39:04 PM |
Investor_DP | $100.00 | 12/31/2011 12:45:30 PM |
jkeller4000 | $25.00 | 12/31/2011 12:46:49 PM |
cattlebaron | $25.00 | 12/31/2011 3:16:03 PM |
well-mannered-income3 | $40.00 | 12/31/2011 6:19:45 PM |
JustMee | $25.00 | 12/31/2011 2:06:15 PM |
r48 | $25.00 | 12/31/2011 2:17:25 PM |
seanvr33 | $25.00 | 12/31/2011 4:14:23 PM |
gristle | $50.00 | 12/31/2011 4:46:05 PM |
Yanwoo | $25.00 | 1/1/2012 11:14:54 AM |
GreenLender11 | $100.00 | 1/1/2012 7:25:03 AM |
Bank_Of_XL | $25.00 | 1/1/2012 9:09:38 AM |
themoneydoctor | $200.00 | 1/1/2012 12:23:43 PM |
dapablotv | $100.00 | 1/1/2012 12:46:59 PM |
gr8_r8 | $25.00 | 1/1/2012 4:54:39 PM |
SCD | $25.00 | 1/1/2012 6:48:02 PM |
factcheck | $75.00 | 1/1/2012 9:02:10 PM |
cash-cymbal | $25.00 | 1/1/2012 10:14:10 PM |
ToweringDan | $50.00 | 1/1/2012 11:15:48 PM |
Alittleluck | $25.00 | 1/2/2012 5:13:08 AM |
life-is-great | $25.00 | 1/2/2012 9:13:50 AM |
dime-sprout | $50.00 | 1/2/2012 9:13:51 AM |
gjm6d | $25.00 | 1/2/2012 9:12:42 AM |
kedia | $25.00 | 1/2/2012 1:11:30 PM |
dollar-trajectory8 | $25.00 | 1/2/2012 11:07:53 AM |
pine643 | $75.00 | 1/2/2012 1:19:46 PM |
first-restless-payout | $50.00 | 1/2/2012 1:29:29 PM |
processor115 | $100.00 | 1/2/2012 6:47:57 PM |
ualf | $50.00 | 1/3/2012 4:17:56 AM |
jamiee73 | $25.00 | 1/3/2012 10:17:38 AM |
courteous-platinum7 | $25.00 | 1/3/2012 12:03:50 PM |
puifais | $50.00 | 1/3/2012 10:27:22 AM |
Use_It_Wisely | $25.00 | 1/3/2012 12:57:32 PM |
dinero-path5 | $50.00 | 1/3/2012 12:57:57 PM |
malomar66 | $60.00 | 1/3/2012 11:19:00 AM |
corphippie | $27.04 | 1/3/2012 11:21:52 AM |
degster | $25.00 | 1/3/2012 11:25:14 AM |
capital-marsupial3 | $25.00 | 1/3/2012 5:06:53 PM |
worthy-commitment7 | $25.00 | 1/3/2012 1:55:08 PM |
jpblan11 | $25.00 | 1/3/2012 2:16:55 PM |
sgt-schultz | $25.00 | 1/3/2012 2:52:04 PM |
dproxima | $25.00 | 1/3/2012 3:51:47 PM |
RecoveryLender | $25.00 | 1/3/2012 5:22:49 PM |
sail120 | $25.00 | 1/3/2012 5:25:29 PM |
lounges | $25.00 | 1/3/2012 4:41:14 PM |
mex_invests | $25.00 | 1/3/2012 4:45:54 PM |
abundant-marketplace436 | $25.00 | 1/3/2012 5:05:51 PM |
KLCRAY | $25.00 | 1/3/2012 5:31:32 PM |
StudentInvestor07 | $25.00 | 1/3/2012 5:33:41 PM |
transparency-river1 | $1,000.00 | 1/3/2012 5:10:16 PM |
roadtruck | $50.00 | 1/3/2012 5:11:25 PM |
radforj22 | $41.31 | 1/3/2012 5:12:58 PM |
Rick21 | $25.00 | 1/3/2012 5:20:06 PM |
svjeller | $25.00 | 1/3/2012 5:21:57 PM |
gallant-economy9 | $50.00 | 1/3/2012 5:23:19 PM |
PhalanxBulldog | $50.00 | 1/3/2012 5:25:54 PM |
the-enthralling-coin | $25.00 | 1/3/2012 5:28:06 PM |
the-profit-oracle | $25.00 | 1/3/2012 5:28:22 PM |
intuitive-integrity9 | $50.00 | 1/3/2012 5:30:36 PM |
currency-agave | $60.00 | 1/3/2012 5:32:06 PM |
cablenews | $40.00 | 1/3/2012 5:32:08 PM |
golden-finance7 | $50.00 | 1/3/2012 5:32:33 PM |
dpries123 | $25.00 | 1/3/2012 5:33:46 PM |
dood2112 | $25.00 | 1/3/2012 5:34:55 PM |
heart514 | $25.00 | 1/3/2012 5:36:48 PM |
payout-harmony4 | $50.00 | 1/3/2012 5:39:39 PM |
genius520 | $50.00 | 1/3/2012 5:42:59 PM |
Brisket_Bob | $87.07 | 1/3/2012 5:47:54 PM |
american6 | $50.00 | 1/3/2012 5:49:25 PM |
BxRealtor | $25.00 | 12/31/2011 12:09:16 PM |
riproaringrapids | $50.00 | 12/31/2011 12:21:27 PM |
money-booster2 | $25.00 | 12/31/2011 12:23:47 PM |
selector568 | $300.00 | 12/31/2011 12:29:19 PM |
superb-funds335 | $25.00 | 12/31/2011 12:10:37 PM |
inventive-wealth2 | $25.00 | 12/31/2011 12:12:07 PM |
income-banjo | $25.00 | 12/31/2011 12:33:47 PM |
edaguy | $75.00 | 12/31/2011 12:39:46 PM |
progressive-asset | $100.00 | 12/31/2011 12:49:20 PM |
bb575 | $50.00 | 12/31/2011 12:56:40 PM |
skillful-asset5 | $30.00 | 12/31/2011 3:16:39 PM |
indomitable-coin | $25.00 | 12/31/2011 12:54:59 PM |
successful-agreement7 | $100.00 | 12/31/2011 12:55:43 PM |
brilliant-market680 | $100.00 | 12/31/2011 12:57:26 PM |
orange-impartial-asset | $100.00 | 12/31/2011 1:06:44 PM |
creditjunky | $125.00 | 12/31/2011 2:00:47 PM |
AndChicksforFree | $25.00 | 12/31/2011 4:53:31 PM |
papaloha | $50.00 | 12/31/2011 5:03:15 PM |
stollcm | $25.00 | 1/1/2012 7:55:38 AM |
FredHead3 | $40.30 | 1/1/2012 8:19:37 AM |
rajs | $100.00 | 1/1/2012 9:25:48 AM |
WilliamLeeSims | $25.00 | 1/1/2012 1:35:23 PM |
greenback-investor7 | $100.00 | 1/1/2012 12:46:44 PM |
greentomato | $50.00 | 1/1/2012 12:49:52 PM |
brutusbone | $25.00 | 1/1/2012 2:02:19 PM |
GATrust | $25.00 | 1/1/2012 5:05:21 PM |
cello1 | $25.00 | 1/1/2012 5:52:34 PM |
commerce-yeller | $25.00 | 1/1/2012 5:17:00 PM |
Searlzy | $25.00 | 1/1/2012 6:18:01 PM |
UHcougars | $25.00 | 1/1/2012 11:34:54 PM |
usd1027 | $25.00 | 1/1/2012 11:50:32 PM |
thrilling-nickel5 | $25.00 | 1/2/2012 4:17:36 AM |
benefit-banshee | $50.00 | 1/2/2012 4:27:40 AM |
freetolive | $25.00 | 1/2/2012 10:06:24 AM |
gold-channel2 | $25.00 | 1/2/2012 9:17:18 AM |
Socorro_Capital_Partners | $25.01 | 1/2/2012 9:33:21 AM |
brilliant-loyalty7 | $25.00 | 1/2/2012 2:35:27 PM |
Mrs-Honeydew | $25.00 | 1/2/2012 11:14:31 AM |
kukubird | $39.89 | 1/2/2012 12:34:23 PM |
weiyinsan | $30.00 | 1/2/2012 2:32:36 PM |
Centaur | $25.00 | 1/2/2012 4:51:57 PM |
bid-prometheus | $30.01 | 1/2/2012 5:24:52 PM |
deal-searcher1 | $50.00 | 1/3/2012 12:23:58 AM |
bison667 | $25.00 | 1/3/2012 9:49:19 AM |
turbine5 | $70.76 | 1/3/2012 9:32:12 AM |
baker31 | $30.84 | 1/3/2012 11:43:09 AM |
flexible-return297 | $50.00 | 1/3/2012 12:06:38 PM |
jjb516 | $25.00 | 1/3/2012 1:18:13 PM |
GarciaCompany | $25.00 | 1/3/2012 10:32:06 AM |
bold-basis-supernova | $29.34 | 1/3/2012 1:44:25 PM |
tremendous-deal8 | $25.00 | 1/3/2012 2:28:52 PM |
tolerant-dime2 | $25.00 | 1/3/2012 11:44:44 AM |
adaboy65 | $50.00 | 1/3/2012 2:58:38 PM |
fantastic-investment9 | $30.00 | 1/3/2012 3:36:58 PM |
happyjackbak | $50.00 | 1/3/2012 12:24:43 PM |
Fachim | $30.00 | 1/3/2012 12:41:36 PM |
flexible-value | $50.00 | 1/3/2012 5:06:40 PM |
subtle-social4 | $25.00 | 1/3/2012 5:07:24 PM |
Enjoying_Life | $25.00 | 1/3/2012 5:08:06 PM |
blue-euro-entrepreneur | $25.00 | 1/3/2012 1:43:02 PM |
Jwalker11 | $30.00 | 1/3/2012 2:01:49 PM |
octoberfresh | $25.00 | 1/3/2012 1:55:32 PM |
cocopuffs | $25.00 | 1/3/2012 3:47:26 PM |
power-samurai | $25.00 | 1/3/2012 3:48:40 PM |
atbright | $25.00 | 1/3/2012 3:53:19 PM |
SeaDevil | $25.00 | 1/3/2012 5:07:39 PM |
Banker7371 | $25.00 | 1/3/2012 5:35:14 PM |
anacent | $25.00 | 1/3/2012 5:10:57 PM |
helpinghand63 | $25.00 | 1/3/2012 5:37:55 PM |
luminous-marketplace5 | $25.00 | 1/3/2012 5:40:22 PM |
igniter584 | $25.00 | 1/3/2012 5:17:28 PM |
happy-loot3 | $200.00 | 1/3/2012 5:21:24 PM |
golden-responsibility189 | $100.00 | 1/3/2012 5:25:05 PM |
JLMGroupFunds | $25.00 | 1/3/2012 5:27:51 PM |
Pizza-man | $50.00 | 1/3/2012 5:26:13 PM |
kind-unassuming-fund | $25.00 | 1/3/2012 5:29:03 PM |
mattbly | $25.00 | 1/3/2012 5:29:52 PM |
nethawk00 | $25.00 | 1/3/2012 5:30:34 PM |
mwl | $25.00 | 1/3/2012 5:32:43 PM |
ricklip | $100.00 | 1/3/2012 5:32:38 PM |
rogue_monster | $50.00 | 1/3/2012 5:33:59 PM |
ibay17 | $25.00 | 1/3/2012 5:35:51 PM |
Tradesmanlender | $25.00 | 1/3/2012 5:36:52 PM |
gold-commander0 | $25.00 | 1/3/2012 5:41:06 PM |
gold-sushi | $25.00 | 1/3/2012 5:40:57 PM |
DadWarbucks | $25.00 | 1/3/2012 5:47:11 PM |
TrustPlus | $50.00 | 1/3/2012 5:48:58 PM |
165 Investments
|
Borrower Payment Dependent Notes Series
546865
This series of Notes was issued and sold upon the funding of the borrower loan #58401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 14.36% |
Monthly payment:
| $164.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.51% | | |
| |
Estimated return*:
| 6.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Mar-1990 |
Debt/Income ratio:
| 25% |
Credit score:
| 800-819 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 24
/
20 | Length of status: | 27y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Tradesman - Carpent... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,106 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 7% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-p2p-performer |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
buy lots at churchyard
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
friendinmoney | $25.00 | 12/28/2011 3:10:39 PM |
bb575 | $50.00 | 12/28/2011 5:05:29 PM |
riproaringrapids | $35.00 | 12/28/2011 5:09:46 PM |
selector568 | $300.00 | 12/28/2011 5:15:08 PM |
notabanker | $75.00 | 12/28/2011 5:11:14 PM |
gravbox | $25.00 | 12/28/2011 5:15:18 PM |
cash-vault | $25.00 | 12/28/2011 5:22:37 PM |
credit-panda1 | $25.00 | 12/28/2011 5:35:54 PM |
kenji4861 | $25.00 | 12/28/2011 5:32:26 PM |
soular21804 | $25.00 | 12/28/2011 5:44:31 PM |
top-courteous-peso | $75.00 | 12/28/2011 5:40:36 PM |
ricklip | $100.00 | 12/28/2011 5:42:26 PM |
successful-agreement7 | $100.00 | 12/28/2011 5:49:22 PM |
jkeller4000 | $25.00 | 12/28/2011 5:48:31 PM |
principal-star | $25.00 | 12/28/2011 6:40:21 PM |
pine643 | $43.62 | 12/28/2011 7:13:38 PM |
GElender | $25.00 | 12/29/2011 5:52:46 AM |
houli123 | $50.00 | 12/29/2011 4:09:58 AM |
jakespirit | $100.00 | 12/29/2011 6:18:04 AM |
BankofPete | $25.00 | 12/29/2011 6:55:12 AM |
js60l | $25.00 | 12/29/2011 8:19:21 AM |
nuclearmoose | $50.00 | 12/29/2011 9:09:23 AM |
dbs | $25.00 | 12/29/2011 9:36:20 AM |
BenR | $100.00 | 12/29/2011 9:33:06 AM |
OnePoorDude | $25.00 | 12/29/2011 9:44:02 AM |
diverse-felicity7 | $50.00 | 12/29/2011 9:47:17 AM |
bbrelo | $25.00 | 12/29/2011 9:47:57 AM |
attractive-value | $25.00 | 12/29/2011 9:54:11 AM |
BankOfBjoltus | $25.00 | 12/29/2011 10:38:15 AM |
gain-mountain1 | $100.00 | 12/29/2011 11:09:25 AM |
shaker348 | $25.00 | 12/29/2011 11:21:20 AM |
power-defender7 | $40.00 | 12/29/2011 12:42:34 PM |
Littlepeng | $25.00 | 12/29/2011 2:16:30 PM |
american6 | $100.00 | 12/29/2011 4:31:04 PM |
inventive-wealth2 | $25.00 | 12/29/2011 3:33:08 PM |
gjm6d | $25.00 | 12/29/2011 5:22:52 PM |
processor115 | $25.00 | 12/29/2011 5:46:14 PM |
versatile-treasure6 | $25.00 | 12/29/2011 7:00:16 PM |
john0720 | $50.00 | 12/29/2011 6:42:19 PM |
Uwantfunds | $25.00 | 12/29/2011 7:10:33 PM |
snowman34 | $25.00 | 12/29/2011 9:38:54 PM |
greenventures | $25.00 | 12/30/2011 1:22:03 AM |
loyalty-circuitry | $100.00 | 12/30/2011 5:45:31 AM |
anacent | $50.00 | 12/30/2011 7:42:03 AM |
reward-toro | $50.00 | 12/30/2011 7:34:50 AM |
marwadi-62 | $300.00 | 12/30/2011 8:08:33 AM |
smallbizrule | $25.00 | 12/30/2011 9:03:55 AM |
guardian3 | $25.00 | 12/30/2011 9:28:35 AM |
CoolPlexer | $25.00 | 12/30/2011 9:17:36 AM |
lagnisiruk | $25.00 | 12/30/2011 9:18:14 AM |
Azonic21 | $25.00 | 12/30/2011 9:51:41 AM |
zippy-revenue8 | $25.00 | 12/30/2011 9:52:04 AM |
dinero-jujitsu | $50.00 | 12/30/2011 11:10:05 AM |
yield-seeker | $24.13 | 12/30/2011 11:15:17 AM |
benjamins-utopia | $100.00 | 12/30/2011 10:03:24 AM |
natural-return0 | $30.00 | 12/30/2011 10:32:30 AM |
market-aspen9 | $50.00 | 12/30/2011 11:06:28 AM |
lavendergirl | $25.00 | 12/30/2011 11:08:34 AM |
alpinaut | $25.00 | 12/30/2011 11:09:13 AM |
attractive-duty9 | $25.00 | 12/30/2011 10:35:32 AM |
peter79130 | $25.00 | 12/28/2011 4:28:07 PM |
rupee-equation2 | $25.00 | 12/28/2011 5:22:51 PM |
pdub | $75.00 | 12/28/2011 5:31:08 PM |
income-banjo | $25.00 | 12/28/2011 5:37:08 PM |
AFairDeal | $25.00 | 12/28/2011 5:40:12 PM |
edaguy | $75.00 | 12/28/2011 5:48:03 PM |
BxRealtor | $25.00 | 12/28/2011 5:42:53 PM |
indomitable-coin | $25.00 | 12/28/2011 5:43:14 PM |
JustMee | $25.00 | 12/28/2011 6:05:44 PM |
market-solstice2 | $25.00 | 12/28/2011 5:50:47 PM |
blindtaxidriver | $25.00 | 12/28/2011 6:54:28 PM |
skillful-asset5 | $25.00 | 12/28/2011 7:37:29 PM |
money-booster2 | $35.00 | 12/28/2011 9:36:26 PM |
blue-useful-auction | $25.00 | 12/29/2011 7:07:37 AM |
D911ave | $47.00 | 12/29/2011 9:26:35 AM |
roadtruck | $50.00 | 12/29/2011 9:35:38 AM |
gold-plane1 | $50.00 | 12/29/2011 9:42:29 AM |
stinvest | $25.00 | 12/29/2011 9:52:05 AM |
creditjunky | $125.00 | 12/29/2011 12:44:34 PM |
dinero-speaker | $25.00 | 12/29/2011 2:28:35 PM |
E-2 | $100.00 | 12/29/2011 5:13:41 PM |
damage | $25.00 | 12/29/2011 5:21:31 PM |
hitsman | $50.00 | 12/29/2011 5:36:05 PM |
RyanTH9893 | $25.00 | 12/29/2011 7:05:47 PM |
lucrative-coin | $50.00 | 12/29/2011 6:00:53 PM |
GODSWORDONIT | $30.48 | 12/29/2011 11:17:59 PM |
stylish-compassion3 | $50.00 | 12/29/2011 7:49:23 PM |
heavy_ax | $25.00 | 12/30/2011 3:19:47 AM |
martymaniaman | $25.00 | 12/29/2011 8:30:57 PM |
GreenSun | $25.00 | 12/29/2011 9:42:19 PM |
Capstone-Investments | $25.00 | 12/29/2011 10:42:08 PM |
factcheck | $50.00 | 12/30/2011 6:40:49 AM |
bigballer105 | $100.00 | 12/30/2011 7:40:12 AM |
drtexican | $25.00 | 12/30/2011 8:56:24 AM |
LoanerPrincipal | $25.00 | 12/30/2011 9:18:52 AM |
historic-balance5 | $25.00 | 12/30/2011 9:05:49 AM |
TrustPlus | $34.00 | 12/30/2011 9:27:54 AM |
luminous-marketplace5 | $25.00 | 12/30/2011 9:17:03 AM |
jgar_O | $25.00 | 12/30/2011 9:19:18 AM |
GoGators01 | $25.00 | 12/30/2011 9:32:51 AM |
MrUSC | $25.00 | 12/30/2011 9:34:02 AM |
Pizza-man | $33.00 | 12/30/2011 9:54:35 AM |
ore-dojo | $100.00 | 12/30/2011 9:43:42 AM |
favorite-commerce | $40.00 | 12/30/2011 9:46:24 AM |
iaffy | $25.00 | 12/30/2011 9:48:01 AM |
DadWarbucks | $25.00 | 12/30/2011 9:51:19 AM |
HammerKnuckleLending | $25.00 | 12/30/2011 9:56:10 AM |
productive-ore | $25.00 | 12/30/2011 10:30:48 AM |
powerful-return1 | $32.77 | 12/30/2011 10:33:37 AM |
brilliant-market680 | $100.00 | 12/30/2011 10:36:05 AM |
110 Investments
|
Borrower Payment Dependent Notes Series
546913
This series of Notes was issued and sold upon the funding of the borrower loan #58411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $199.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-2010 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 2 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $603 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 24% | | |
| |
Homeownership:
| No | | |
Screen name:
| principal-blackberry8 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan:
This loan will be used to acquire capital to fund my new business trading capital.
My financial situation:
I am a good candidate for this loan because I have very little few living expenses as a student. The expected returns from this loan are more than enough to cover the payments, even when using the most conservative calculations possible. Additionally, my employment is also capable of covering the loan's payments.
Monthly net income: $600
Monthly expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
edaguy | $50.00 | 12/29/2011 5:15:22 PM |
finance-mushroom | $200.00 | 12/29/2011 5:07:44 PM |
first-pragmatic-power | $25.00 | 12/29/2011 5:29:01 PM |
BankofRon | $25.00 | 12/29/2011 5:36:35 PM |
hitsman | $50.00 | 12/29/2011 5:36:11 PM |
jkeller4000 | $25.00 | 12/29/2011 5:45:36 PM |
cattlebaron | $100.00 | 12/29/2011 7:01:08 PM |
Investor_DP | $100.00 | 12/29/2011 5:43:08 PM |
versatile-treasure6 | $25.00 | 12/29/2011 7:00:21 PM |
mercuriant | $25.00 | 12/30/2011 9:11:07 AM |
Weaverville | $25.00 | 12/30/2011 10:47:31 AM |
benjamins-utopia | $100.00 | 12/30/2011 10:03:28 AM |
orange-elated-contract | $25.00 | 12/30/2011 2:03:57 PM |
Enjoying_Life | $50.00 | 12/30/2011 2:44:07 PM |
riproaringrapids | $50.00 | 12/30/2011 12:16:15 PM |
emosspot | $25.00 | 12/30/2011 2:11:49 PM |
handshake5 | $100.00 | 12/30/2011 5:07:35 PM |
Katburg | $25.00 | 12/30/2011 5:18:32 PM |
finance-prescription | $100.00 | 12/30/2011 5:06:29 PM |
orange-preeminant-bill | $25.00 | 12/30/2011 5:09:19 PM |
capital-renewal | $25.00 | 12/30/2011 5:09:00 PM |
792FICO | $25.00 | 12/30/2011 5:10:50 PM |
economy-coup | $50.00 | 12/30/2011 5:12:11 PM |
Learning2Lend | $25.00 | 12/30/2011 5:29:13 PM |
cotito | $25.00 | 12/30/2011 5:32:15 PM |
DrewOdette | $25.00 | 12/30/2011 5:35:10 PM |
bid-czar8 | $100.00 | 12/30/2011 5:18:42 PM |
ricklip | $100.00 | 12/30/2011 5:18:53 PM |
SkepticalBen | $25.00 | 12/30/2011 5:38:34 PM |
independent-silver9 | $25.00 | 12/30/2011 5:39:15 PM |
EBITDA | $25.00 | 12/30/2011 5:43:07 PM |
social-cocktail1 | $200.00 | 12/30/2011 5:44:54 PM |
best-charming-leverage | $50.00 | 12/30/2011 5:27:38 PM |
note-mover9 | $25.00 | 12/30/2011 5:29:56 PM |
shrewd-peace7 | $25.00 | 12/30/2011 5:29:59 PM |
important-openness1 | $100.00 | 12/30/2011 5:30:06 PM |
treasure-widget | $25.00 | 12/30/2011 5:34:05 PM |
GCInvestments | $25.00 | 12/30/2011 5:35:34 PM |
a-resplendent-commitment | $25.00 | 12/30/2011 5:36:07 PM |
SDC | $25.00 | 12/30/2011 5:36:45 PM |
market-jam | $50.00 | 12/30/2011 5:35:52 PM |
prohelper | $25.00 | 12/30/2011 5:36:59 PM |
money-surge1 | $25.00 | 12/30/2011 5:39:52 PM |
pound-mushroom3 | $25.00 | 12/30/2011 5:42:23 PM |
cash-reaction2 | $50.00 | 12/30/2011 5:43:31 PM |
stepatatime-together | $100.00 | 12/30/2011 5:47:31 PM |
shmb6508 | $50.00 | 12/30/2011 5:48:45 PM |
FASTIZIO_P | $25.00 | 12/30/2011 5:47:52 PM |
Wellman | $25.00 | 12/30/2011 5:50:26 PM |
duty-explosion9 | $50.00 | 12/30/2011 5:51:34 PM |
careful-vigilance4 | $25.00 | 12/30/2011 5:49:25 PM |
triumphant-community | $25.00 | 12/30/2011 5:51:32 PM |
successful-agreement7 | $100.00 | 12/29/2011 5:16:38 PM |
worthy-bid8 | $50.00 | 12/29/2011 5:29:59 PM |
miked8303 | $25.00 | 12/29/2011 5:32:25 PM |
rupee-equation2 | $25.00 | 12/29/2011 5:44:38 PM |
stylish-compassion3 | $50.00 | 12/29/2011 7:49:28 PM |
LuvToLend | $25.00 | 12/29/2011 11:07:00 PM |
productive-ore | $25.00 | 12/30/2011 10:24:41 AM |
CreditBuilder2 | $25.02 | 12/30/2011 2:40:50 PM |
quiksilver180 | $28.70 | 12/30/2011 1:25:04 PM |
ddog0224 | $25.00 | 12/30/2011 1:49:29 PM |
red-power-pecan | $50.00 | 12/30/2011 5:05:56 PM |
compassion-expert | $25.00 | 12/30/2011 5:10:19 PM |
Urban-MBA | $25.00 | 12/30/2011 3:36:02 PM |
nex | $25.00 | 12/30/2011 5:11:16 PM |
vibraphone3 | $25.00 | 12/30/2011 5:12:39 PM |
gallant-economy9 | $50.00 | 12/30/2011 5:05:54 PM |
missile8 | $25.00 | 12/30/2011 5:07:38 PM |
balanced-balance6 | $25.00 | 12/30/2011 5:07:55 PM |
davisfl | $25.00 | 12/30/2011 5:10:41 PM |
nimble-revenue5 | $50.00 | 12/30/2011 5:21:58 PM |
Comoparklender | $25.00 | 12/30/2011 5:12:41 PM |
integrity-trumpet | $50.00 | 12/30/2011 5:14:23 PM |
skybolt4 | $25.00 | 12/30/2011 5:12:48 PM |
coin-investor | $25.00 | 12/30/2011 5:16:02 PM |
dedicated-transaction796 | $25.00 | 12/30/2011 5:15:33 PM |
orange-vigilance-shower | $50.00 | 12/30/2011 5:16:18 PM |
jazzlender | $25.00 | 12/30/2011 5:16:37 PM |
economy-producer | $25.00 | 12/30/2011 5:19:00 PM |
reward-adventure | $50.00 | 12/30/2011 5:38:46 PM |
moola-wildebeest3 | $50.00 | 12/30/2011 5:39:10 PM |
worth-dandelion | $100.00 | 12/30/2011 5:21:21 PM |
progressive-economy261 | $400.00 | 12/30/2011 5:22:09 PM |
debt-force | $25.00 | 12/30/2011 5:22:29 PM |
dough-bear | $25.00 | 12/30/2011 5:24:56 PM |
wwwUniversal | $25.00 | 12/30/2011 5:29:32 PM |
bzlbub | $25.00 | 12/30/2011 5:29:57 PM |
astute-wealth8 | $25.00 | 12/30/2011 5:31:11 PM |
deal-hickory5 | $100.00 | 12/30/2011 5:31:44 PM |
kellydawn | $25.00 | 12/30/2011 5:33:52 PM |
worldly-community3 | $50.00 | 12/30/2011 5:34:23 PM |
miamibeachloaner | $25.00 | 12/30/2011 5:34:34 PM |
truth-companion | $25.00 | 12/30/2011 5:34:25 PM |
thelovebug | $100.00 | 12/30/2011 5:36:02 PM |
wizardii | $25.00 | 12/30/2011 5:35:56 PM |
asiaratt | $50.00 | 12/30/2011 5:38:10 PM |
money-bauble | $100.00 | 12/30/2011 5:43:26 PM |
diplomatic-wealth7 | $25.00 | 12/30/2011 5:43:04 PM |
heart514 | $25.00 | 12/30/2011 5:44:30 PM |
fantastic-wampum1 | $100.00 | 12/30/2011 5:45:23 PM |
bill-igloo | $25.00 | 12/30/2011 5:47:12 PM |
Angel_Investor_7 | $25.00 | 12/30/2011 5:48:28 PM |
Miklot | $30.00 | 12/30/2011 5:49:37 PM |
magnitude787 | $16.28 | 12/30/2011 5:53:10 PM |
105 Investments
|
Borrower Payment Dependent Notes Series
546965
This series of Notes was issued and sold upon the funding of the borrower loan #58395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 18.48% |
Monthly payment:
| $174.77 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.34% | | |
| |
Estimated return*:
| 9.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Apr-2000 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 5y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 26 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $44,969 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| dime-futurist |
Borrower's state:
| California |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 4 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $1,000.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Oct-2010)
700-719
(Sep-2010)
700-719
(Aug-2010)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 4 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debt.
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $30.02 | 12/30/2011 5:02:21 PM |
fcrick | $25.00 | 12/30/2011 5:07:09 PM |
stylish-compassion3 | $50.00 | 12/30/2011 5:05:36 PM |
trade-burrito4 | $35.00 | 12/30/2011 5:19:53 PM |
successful-agreement7 | $100.00 | 12/30/2011 5:21:07 PM |
hidavehi | $26.00 | 12/30/2011 5:09:02 PM |
edaguy | $75.00 | 12/30/2011 5:21:24 PM |
Leshan | $133.58 | 12/30/2011 5:26:36 PM |
BigSkyFinancial | $50.22 | 12/30/2011 5:28:00 PM |
commanding-treasure2 | $50.00 | 12/30/2011 5:12:35 PM |
Tscheddar | $25.00 | 12/30/2011 5:15:43 PM |
AndChicksforFree | $25.00 | 12/30/2011 5:17:42 PM |
kenji4861 | $25.00 | 12/30/2011 5:18:50 PM |
bb575 | $50.00 | 12/30/2011 5:40:26 PM |
edaguy | $75.00 | 12/30/2011 5:21:17 PM |
determined-revenue1 | $35.00 | 12/30/2011 5:21:37 PM |
JGuide | $46.00 | 12/30/2011 5:24:27 PM |
managedfund | $1,333.00 | 12/30/2011 5:25:45 PM |
rolltide09 | $25.00 | 12/30/2011 5:27:25 PM |
AF-Chief | $25.00 | 12/30/2011 5:46:30 PM |
wwwUniversal | $25.00 | 12/30/2011 5:29:36 PM |
lender2611 | $25.00 | 12/30/2011 5:32:35 PM |
inventive-wealth2 | $25.00 | 12/30/2011 5:35:29 PM |
GCInvestments | $25.00 | 12/30/2011 5:35:35 PM |
secureincome | $1,333.00 | 12/30/2011 5:36:24 PM |
CincyTex | $79.00 | 12/30/2011 5:43:45 PM |
orbital-velocity7 | $50.00 | 12/30/2011 5:44:52 PM |
brainy-return234 | $25.00 | 12/30/2011 5:44:08 PM |
ddog0224 | $48.18 | 12/30/2011 5:59:27 PM |
chestnut4 | $25.00 | 12/30/2011 5:08:12 PM |
Investor_DP | $100.00 | 12/30/2011 5:15:52 PM |
worth-dandelion | $100.00 | 12/30/2011 5:21:21 PM |
vutah | $35.00 | 12/30/2011 5:23:15 PM |
bountiful-durability | $50.00 | 12/30/2011 5:23:17 PM |
jkeller4000 | $25.00 | 12/30/2011 5:17:34 PM |
ricklip | $100.00 | 12/30/2011 5:18:55 PM |
riproaringrapids | $50.00 | 12/30/2011 5:20:39 PM |
GElender | $40.00 | 12/30/2011 5:39:26 PM |
first-pragmatic-power | $25.00 | 12/30/2011 5:40:31 PM |
RLaumeyer | $50.00 | 12/30/2011 5:22:25 PM |
rupee-equation2 | $25.00 | 12/30/2011 5:26:02 PM |
penny-plato | $25.00 | 12/30/2011 5:29:27 PM |
hitsman | $50.00 | 12/30/2011 5:29:47 PM |
sensible-fund | $26.00 | 12/30/2011 5:54:24 PM |
investmentgroup | $25.00 | 12/30/2011 5:36:57 PM |
gatorsean2168 | $25.00 | 12/30/2011 5:39:40 PM |
influential-benjamins0 | $100.00 | 12/30/2011 5:40:21 PM |
blue-lively-platinum | $25.00 | 12/30/2011 5:40:58 PM |
R3vXX | $25.00 | 12/30/2011 5:42:08 PM |
money-bauble | $100.00 | 12/30/2011 5:43:29 PM |
cash-reaction2 | $50.00 | 12/30/2011 5:43:32 PM |
AFairDeal | $25.00 | 12/30/2011 5:45:21 PM |
MusicandMedicine | $25.00 | 12/30/2011 5:51:40 PM |
53 Investments
|
Borrower Payment Dependent Notes Series
546987
This series of Notes was issued and sold upon the funding of the borrower loan #58525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-27-2011 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-2000 |
Debt/Income ratio:
| 21% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 13
/
12 | Length of status: | 26y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 60 |
Occupation: | Psychologist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,242 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 17 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| wonderful-marketplace5 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Purposes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $50.00 | 12/27/2011 5:05:07 PM |
worth-blanket2 | $4,000.00 | 12/27/2011 5:10:05 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
547023
This series of Notes was issued and sold upon the funding of the borrower loan #58471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-28-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-28-2011 |
|
Lender yield:
| 29.27% |
Borrower rate/APR:
| 30.27% / 32.99% |
Monthly payment:
| $292.67 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.53% | | |
| |
Estimated return*:
| 17.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-1983 |
Debt/Income ratio:
| 17% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
4 | Length of status: | 15y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,996 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| payment-philosopher35 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidtion
Purpose of loan: Debt Consolidtion
This loan will be used to...To Pay Off Bills
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rogesparkguy | $25.00 | 12/28/2011 3:16:16 PM |
bubb_hans | $100.00 | 12/28/2011 3:24:54 PM |
worth-blanket2 | $8,850.00 | 12/28/2011 3:30:32 PM |
sparkling-interest1 | $25.00 | 12/28/2011 3:23:42 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
547165
This series of Notes was issued and sold upon the funding of the borrower loan #58493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $20,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Dec-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2011 |
|
Lender yield:
| 8.74% |
Borrower rate/APR:
| 9.74% / 12.53% |
Monthly payment:
| $642.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 8.72% | | |
| |
Estimated return*:
| 6.72% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| 16% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 9y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 50 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $161,306 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sebizinvestor |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 32 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,500.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jul-2008)
820-839
(Dec-2006)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 32 | | |
Description
Debt Consolidation
Purpose of loan is to consolidate revolving debt into a lower rate, lower payment per month installment plan.
I am a great candidate for this loan because...
1) I am successfully carrying the higher interest rate payments today, so the lower rate payment via this consolidation is a no-brainer
2) I have never defaulted on any debt or gone over 30 days
3) I have very stable employment -- have been in my industry for ~15 years and with my current employer for almost 10 years
4) I am a lender on Prosper as well and firm believer + supporter of peer-2-peer models
Thank you!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hope-hickory8 | $25.00 | 12/28/2011 2:42:30 PM |
worth-blanket2 | $20,000.00 | 12/28/2011 3:34:35 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
547317
This series of Notes was issued and sold upon the funding of the borrower loan #58541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2011 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $176.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-1979 |
Debt/Income ratio:
| 10% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 5 |
Current / open credit lines:
| 6
/
5 | Length of status: | 34y 6m |
Amount delinquent:
| $2,628 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 4 |
Revolving credit balance:
| $1,171 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 8% | | |
| |
Homeownership:
| No | | |
Screen name:
| soulful-ore193 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $5,000.00 | 12/28/2011 5:10:19 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
547355
This series of Notes was issued and sold upon the funding of the borrower loan #58429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-2000 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 8y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,795 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 86% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| handy-diversification277 |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: 7000
Monthly expenses:250
Housing: $2600
Insurance: $400
Car expenses: $650
Utilities: $250
Phone, cable, internet: $120
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 12/29/2011 9:04:54 AM |
Rogesparkguy | $25.00 | 12/29/2011 9:25:16 AM |
SolarMoonshine | $25.00 | 12/29/2011 9:47:25 AM |
jkeller4000 | $25.00 | 12/29/2011 9:54:37 AM |
papaloha | $25.00 | 12/29/2011 10:05:49 AM |
affluence-generator2 | $100.00 | 12/29/2011 10:16:05 AM |
LuvToLend | $25.00 | 12/29/2011 11:06:59 PM |
back-scratchers | $50.00 | 12/29/2011 8:19:22 PM |
Rogelio48 | $25.00 | 12/30/2011 8:20:58 AM |
LiveNow | $25.00 | 12/30/2011 3:19:51 PM |
money-fort | $25.00 | 12/30/2011 5:20:26 PM |
interest88 | $37.00 | 12/30/2011 6:23:57 PM |
orange-pound-party | $30.00 | 12/31/2011 6:53:52 AM |
let_me_retire | $50.00 | 12/31/2011 12:27:49 AM |
dapablotv | $100.00 | 12/31/2011 6:51:05 AM |
hopeful-deal7 | $25.00 | 12/31/2011 6:58:07 AM |
winmals | $25.00 | 12/31/2011 8:10:12 AM |
jebber007 | $35.00 | 12/31/2011 11:04:20 AM |
adamdroker | $25.00 | 12/31/2011 10:19:24 AM |
loss-of-control | $100.00 | 12/31/2011 3:03:20 PM |
income-buffalo1 | $50.00 | 12/31/2011 3:06:05 PM |
DHolly | $31.00 | 1/1/2012 7:42:07 AM |
forthright-durability | $25.00 | 12/31/2011 5:41:44 PM |
ethical-truth211 | $100.00 | 12/31/2011 7:07:48 PM |
reinforced-velocity158 | $50.00 | 12/31/2011 11:07:45 PM |
finance-mammalian2 | $25.00 | 1/1/2012 11:24:15 AM |
unassuming-market7 | $25.00 | 12/31/2011 10:09:24 PM |
newest-power-banker | $60.00 | 1/1/2012 1:22:42 AM |
courteous-platinum7 | $30.00 | 1/1/2012 7:59:36 AM |
LuckyDuck49 | $25.00 | 1/1/2012 10:24:35 AM |
gold-channel2 | $25.00 | 1/1/2012 12:24:12 PM |
payment-chief9 | $25.00 | 1/1/2012 12:26:06 PM |
euro-spark | $35.45 | 1/1/2012 12:35:51 PM |
camaraderi-advocator | $25.47 | 1/1/2012 1:29:38 PM |
justasoldier | $50.00 | 1/1/2012 9:19:28 PM |
penny-sergeant | $25.00 | 1/2/2012 7:09:29 AM |
asset-sprout | $25.00 | 1/2/2012 4:07:55 AM |
evergreen16 | $100.00 | 1/2/2012 9:40:03 AM |
Contra_Capital | $25.00 | 1/2/2012 9:49:12 AM |
genuine-money | $50.00 | 1/2/2012 10:58:41 AM |
historic-nickel | $25.00 | 1/2/2012 4:29:35 PM |
bid-stockpiler1 | $50.00 | 1/2/2012 2:17:45 PM |
first-dinero-igloo | $25.00 | 1/2/2012 4:33:39 PM |
towering-cash6 | $25.00 | 1/2/2012 9:54:30 PM |
VJ_Financial | $25.00 | 1/2/2012 6:38:26 PM |
favorite-commerce | $40.00 | 1/3/2012 9:01:04 AM |
revenue-associate | $25.00 | 1/3/2012 6:21:52 AM |
buffalobills | $25.00 | 1/3/2012 7:17:57 AM |
preeminant-moola6 | $51.31 | 1/3/2012 9:31:58 AM |
iaffy | $25.00 | 12/29/2011 9:12:59 AM |
vutah | $40.00 | 12/29/2011 9:33:16 AM |
gotjack | $25.00 | 12/29/2011 9:44:57 AM |
Something-Corporate | $25.00 | 12/29/2011 10:00:30 AM |
vutah | $25.00 | 12/29/2011 10:07:09 AM |
vine99 | $65.00 | 12/29/2011 11:42:26 AM |
sensible-fund | $25.00 | 12/29/2011 4:07:59 PM |
SFBank | $50.00 | 12/29/2011 5:05:31 PM |
EngineersAlliance | $75.00 | 12/29/2011 5:35:05 PM |
money-booster2 | $35.00 | 12/29/2011 6:01:44 PM |
Whipster | $40.00 | 12/30/2011 6:28:43 AM |
greencat | $50.00 | 12/30/2011 7:19:20 AM |
CirC | $33.03 | 12/30/2011 1:39:48 PM |
Murdex | $25.00 | 12/30/2011 2:00:41 PM |
finance-amusement4 | $50.00 | 12/31/2011 4:42:05 AM |
midnight24 | $37.70 | 12/31/2011 9:10:15 AM |
ethical-truth211 | $100.00 | 12/31/2011 9:22:41 AM |
Asgardian | $30.00 | 12/31/2011 10:37:10 AM |
progressive-asset | $100.00 | 12/31/2011 11:12:54 AM |
kind-credit-bear | $25.00 | 12/31/2011 12:34:27 PM |
income-vault6 | $25.00 | 12/31/2011 2:04:22 PM |
Starfin-Capital-Management | $200.00 | 12/31/2011 3:20:59 PM |
SDD123 | $25.00 | 1/1/2012 7:08:26 AM |
javelin0 | $25.00 | 12/31/2011 4:31:59 PM |
Kyileo | $25.00 | 1/1/2012 11:15:34 AM |
ohmarkybaby | $30.00 | 12/31/2011 10:10:35 PM |
Mrs-Honeydew | $25.00 | 1/1/2012 6:28:21 AM |
JPMorrisLegacyFund | $39.89 | 1/1/2012 4:11:23 AM |
value-architect6 | $25.00 | 1/1/2012 9:07:31 AM |
treasure-hunter270 | $25.00 | 1/1/2012 9:55:54 AM |
agalt | $80.00 | 1/1/2012 11:27:41 AM |
diversification-ambrosia | $29.59 | 1/1/2012 12:29:27 PM |
durability-halibut | $25.00 | 1/1/2012 12:59:30 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:42 PM |
glroark | $100.00 | 1/2/2012 7:02:28 AM |
atlas100 | $25.00 | 1/2/2012 7:24:20 AM |
Horse-Lender | $25.00 | 1/2/2012 11:14:00 AM |
thomas16882004 | $25.00 | 1/2/2012 5:07:21 PM |
rate-sceptre | $25.00 | 1/2/2012 2:27:11 PM |
HeroSupport | $35.00 | 1/2/2012 5:07:20 PM |
tech310 | $50.00 | 1/3/2012 12:12:49 AM |
riveting-credit5 | $50.00 | 1/3/2012 1:53:33 AM |
market-pudding | $25.00 | 1/3/2012 5:54:21 AM |
klend4 | $25.00 | 1/3/2012 6:32:36 AM |
green-trade-dolphin | $25.00 | 1/3/2012 8:15:00 AM |
moose-capital-funding | $51.90 | 1/3/2012 8:13:49 AM |
CA-Lender | $25.00 | 1/3/2012 9:13:09 AM |
camaraderi-aspen | $100.00 | 1/3/2012 9:22:02 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:41 AM |
ChrisProsper | $2.66 | 1/3/2012 10:19:28 AM |
99 Investments
|
Borrower Payment Dependent Notes Series
547417
This series of Notes was issued and sold upon the funding of the borrower loan #58423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2011 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 18.48% |
Monthly payment:
| $227.21 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.34% | | |
| |
Estimated return*:
| 9.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1998 |
Debt/Income ratio:
| 22% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 5y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $6,509 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| realtorlady |
Borrower's state:
| Indiana |
Borrower's group:
| Top Borrowers Group |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 43 ( 100% )
| 680-699 (Latest)
|
Principal borrowed:
| $7,800.00 | < 31 days late:
| 0
( 0% )
| 600-619
(Jun-2010)
680-699
(Jul-2009)
660-679
(Feb-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 43 | | |
Description
Getting rid of Credit Cards
Purpose of loan:
Debt consolidation to get rid of credit cards once and for all.
This loan will be used to pay off my credit cards with much higher balances and start budgeting better by using cash only.
I am a good candidate for this loan because I have borrowed 2 times from Prosper in the past and have paid it off on time. Also, I have been consistently working since 2005.This loan would be of great assistance.
Monthly net income: $ 3000
Monthly expenses: $2500
Credit card balances total: 6,000
APR: 20%
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
note-encourager5 | $98.00 | 12/29/2011 5:27:08 PM |
twjh | $25.00 | 12/29/2011 5:28:07 PM |
greenback-companion8 | $43.55 | 12/29/2011 1:53:09 PM |
edaguy | $100.00 | 12/29/2011 2:06:34 PM |
ansky127 | $59.50 | 12/29/2011 1:37:28 PM |
dudebrah | $25.00 | 12/29/2011 2:29:59 PM |
corporatejim | $25.00 | 12/29/2011 1:48:00 PM |
Money_Hog | $30.00 | 12/29/2011 2:36:37 PM |
wampum-library4 | $25.00 | 12/29/2011 1:48:22 PM |
income-buffalo1 | $200.00 | 12/29/2011 1:51:17 PM |
MoneyForNothing | $97.28 | 12/29/2011 3:18:33 PM |
greenback-loyalist8 | $25.00 | 12/29/2011 3:25:18 PM |
Feyenoord | $30.00 | 12/29/2011 3:31:28 PM |
orbital-dollar2 | $25.00 | 12/29/2011 2:06:19 PM |
3_boyz | $50.00 | 12/29/2011 2:04:48 PM |
Pressure_Drop | $25.00 | 12/29/2011 4:02:53 PM |
KClender | $25.00 | 12/29/2011 2:29:29 PM |
NolockHolmes | $80.00 | 12/29/2011 2:39:45 PM |
liberty-path | $100.00 | 12/29/2011 2:40:33 PM |
janeybooboo | $100.00 | 12/29/2011 2:47:36 PM |
mednole | $61.88 | 12/29/2011 2:45:00 PM |
heroic-payout9 | $28.01 | 12/29/2011 3:17:21 PM |
trumpeter5 | $25.00 | 12/29/2011 4:55:54 PM |
credible-coin | $75.00 | 12/29/2011 3:41:28 PM |
BlessedEveryDay | $30.00 | 12/29/2011 3:36:41 PM |
red-investment-ranch | $85.00 | 12/29/2011 4:01:24 PM |
graceful-investment | $100.00 | 12/29/2011 3:57:49 PM |
sensible-fund | $26.00 | 12/29/2011 4:07:30 PM |
american6 | $50.00 | 12/29/2011 4:30:14 PM |
Zach842 | $75.00 | 12/29/2011 4:53:49 PM |
ivy-league-MBA | $25.00 | 12/29/2011 5:15:30 PM |
The-Helper | $55.00 | 12/29/2011 4:56:38 PM |
optionscashflow | $26.99 | 12/29/2011 5:20:01 PM |
AF-Chief | $25.00 | 12/29/2011 5:20:29 PM |
commitment-mesh | $25.00 | 12/29/2011 5:08:45 PM |
gjm6d | $25.00 | 12/29/2011 5:22:53 PM |
greenback-seagull2 | $50.00 | 12/29/2011 5:23:32 PM |
R3vXX | $25.00 | 12/29/2011 5:28:41 PM |
first-pragmatic-power | $25.00 | 12/29/2011 5:28:46 PM |
successful-agreement7 | $100.00 | 12/29/2011 5:16:40 PM |
point-monger5 | $241.53 | 12/29/2011 5:29:29 PM |
five-star-note | $50.00 | 12/29/2011 5:21:27 PM |
investmentgroup | $25.00 | 12/29/2011 5:17:43 PM |
lamsabuy | $100.00 | 12/29/2011 5:23:10 PM |
managedfund | $1,333.00 | 12/29/2011 5:19:55 PM |
sunny-dough9 | $200.00 | 12/29/2011 5:22:44 PM |
ethical-truth211 | $350.00 | 12/29/2011 5:26:00 PM |
GElender | $40.00 | 12/29/2011 5:26:41 PM |
selector568 | $300.00 | 12/29/2011 5:28:23 PM |
investment-artist | $32.01 | 12/29/2011 5:30:37 PM |
penny-plato | $50.00 | 12/29/2011 5:30:32 PM |
money-bauble | $35.62 | 12/29/2011 5:32:48 PM |
SOP_Bank | $25.00 | 12/29/2011 1:57:21 PM |
calimanusa | $50.20 | 12/29/2011 2:09:11 PM |
unconquerable-dedication | $25.00 | 12/29/2011 2:10:09 PM |
B-rad_the_Coug | $25.00 | 12/29/2011 2:17:18 PM |
Moe87 | $25.00 | 12/29/2011 1:28:39 PM |
smart-kindness8 | $27.02 | 12/29/2011 1:47:51 PM |
inventive-wealth2 | $25.00 | 12/29/2011 1:46:49 PM |
Beechturner | $50.00 | 12/29/2011 2:58:19 PM |
cello1 | $25.00 | 12/29/2011 3:14:05 PM |
gotbyu | $50.00 | 12/29/2011 3:15:07 PM |
booOST | $30.82 | 12/29/2011 3:21:40 PM |
corporatejim | $25.00 | 12/29/2011 1:59:59 PM |
justasoldier | $150.00 | 12/29/2011 2:16:20 PM |
deal-marauder6 | $40.09 | 12/29/2011 3:42:03 PM |
pioneer580 | $50.00 | 12/29/2011 3:48:58 PM |
MapleLaker | $25.00 | 12/29/2011 2:31:29 PM |
CaliforniaSun | $25.00 | 12/29/2011 4:15:45 PM |
fund-tom-tom6 | $25.00 | 12/29/2011 4:21:18 PM |
market-trooper3 | $40.00 | 12/29/2011 2:56:58 PM |
dapablotv | $100.00 | 12/29/2011 2:54:14 PM |
hope-hickory8 | $25.00 | 12/29/2011 3:14:07 PM |
ChoiceInvestments | $27.50 | 12/29/2011 3:26:08 PM |
Cash4U2also | $100.00 | 12/29/2011 4:55:21 PM |
p2ploan-thinker7 | $75.00 | 12/29/2011 3:41:05 PM |
fund-explorer4 | $100.00 | 12/29/2011 3:35:33 PM |
discrete-asset | $25.00 | 12/29/2011 3:44:41 PM |
first-serene-credit | $25.00 | 12/29/2011 3:59:00 PM |
enticing-exchange3 | $25.00 | 12/29/2011 4:21:11 PM |
capital-financier6 | $51.00 | 12/29/2011 4:12:53 PM |
SolarMoonshine | $25.00 | 12/29/2011 5:10:54 PM |
the-enthralling-coin | $25.00 | 12/29/2011 4:40:45 PM |
trustworthy-hope189 | $100.00 | 12/29/2011 4:43:18 PM |
thrifty-note2 | $25.00 | 12/29/2011 4:52:33 PM |
AndChicksforFree | $25.00 | 12/29/2011 4:59:14 PM |
omegamon1 | $25.00 | 12/29/2011 4:56:55 PM |
enticing-capital6 | $50.00 | 12/29/2011 5:10:42 PM |
damage | $25.00 | 12/29/2011 5:21:20 PM |
kenji4861 | $25.00 | 12/29/2011 5:31:28 PM |
90 Investments
|
Borrower Payment Dependent Notes Series
547429
This series of Notes was issued and sold upon the funding of the borrower loan #58519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $278.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-2003 |
Debt/Income ratio:
| 37% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 20
/
19 | Length of status: | 0y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $29,622 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| ready-fairness8 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Credit Card Debt consolidation
This loan will be used to...Pay off my credit card balances
My financial situation:
I am a good candidate for this loan because...I have >8 years of clean credit history, timely payments, no delinquencies, no derogatory information
Monthly net income: $5000
Monthly expenses: $
Housing: $ 1150
Insurance: $ 120
Car expenses: $ 500
Utilities: $ 150
Phone, cable, internet: $50
Food, entertainment: $ 250
Clothing, household expenses: $150
Credit cards and other loans: $ 1800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $7,000.00 | 12/29/2011 11:43:13 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
547503
This series of Notes was issued and sold upon the funding of the borrower loan #58425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-2003 |
Debt/Income ratio:
| 27% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,376 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 88% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| generous-fund378 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
First Baby Emergency Fund
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Interloper | $50.00 | 12/30/2011 5:23:22 PM |
jkeller4000 | $25.00 | 12/30/2011 5:17:07 PM |
PatriotKnight | $25.00 | 12/30/2011 5:41:27 PM |
let_me_retire | $50.00 | 12/31/2011 4:33:40 PM |
Rogesparkguy | $25.00 | 1/1/2012 6:38:03 PM |
loss-of-control | $75.00 | 1/2/2012 1:38:49 PM |
greencat | $50.00 | 1/3/2012 7:20:51 AM |
Whipster | $40.00 | 12/31/2011 6:30:44 AM |
money-booster2 | $25.00 | 12/31/2011 11:40:01 AM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:47 PM |
tech310 | $50.00 | 1/3/2012 12:12:56 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:48 AM |
worth-blanket2 | $3,500.00 | 1/3/2012 11:53:00 AM |
2grindstones | $25.00 | 1/3/2012 12:33:53 PM |
Cambalache | $10.00 | 1/3/2012 12:57:09 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
547515
This series of Notes was issued and sold upon the funding of the borrower loan #58487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-29-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 29.27% |
Borrower rate/APR:
| 30.27% / 32.99% |
Monthly payment:
| $162.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.53% | | |
| |
Estimated return*:
| 17.33% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1999 |
Debt/Income ratio:
| 8% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 15y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,596 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| leverage-flag |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Rogesparkguy | $25.00 | 12/29/2011 3:02:12 PM |
zeeexsixare | $200.00 | 12/29/2011 3:50:48 PM |
successful-agreement7 | $100.00 | 12/29/2011 5:16:41 PM |
edaguy | $50.00 | 12/29/2011 5:15:23 PM |
miked8303 | $25.00 | 12/29/2011 5:32:25 PM |
selector568 | $300.00 | 12/29/2011 5:28:33 PM |
hitsman | $50.00 | 12/29/2011 5:36:14 PM |
dynrep | $100.00 | 12/29/2011 8:42:22 PM |
factcheck | $25.00 | 12/30/2011 6:50:09 AM |
scoobiedoo | $25.00 | 12/30/2011 7:30:52 AM |
mlj0671 | $25.00 | 12/30/2011 9:20:28 AM |
houli123 | $25.00 | 12/30/2011 9:55:15 AM |
benjamins-utopia | $100.00 | 12/30/2011 10:03:30 AM |
Engineer44 | $35.00 | 12/30/2011 4:05:10 PM |
graceful-IRAinvestment | $53.00 | 12/30/2011 4:24:10 PM |
ddog0224 | $50.00 | 12/30/2011 1:51:31 PM |
graceful-investment | $53.00 | 12/30/2011 4:43:15 PM |
red-power-pecan | $50.00 | 12/30/2011 5:05:57 PM |
finance-prescription | $56.00 | 12/30/2011 5:06:29 PM |
orange-preeminant-bill | $25.00 | 12/30/2011 5:09:19 PM |
compassion-expert | $25.00 | 12/30/2011 5:10:19 PM |
wwwUniversal | $25.00 | 12/30/2011 5:29:33 PM |
trade-beeper4 | $25.00 | 12/30/2011 5:12:48 PM |
miamibeachloaner | $25.00 | 12/30/2011 5:34:34 PM |
money-fort | $25.00 | 12/30/2011 5:21:58 PM |
progressive-economy261 | $400.00 | 12/30/2011 5:22:10 PM |
cash-reaction2 | $50.00 | 12/30/2011 5:43:32 PM |
first-integrity-gravity | $50.00 | 12/30/2011 5:30:26 PM |
jjswanso | $100.00 | 12/30/2011 5:33:32 PM |
truth-companion | $25.00 | 12/30/2011 5:34:26 PM |
thelovebug | $100.00 | 12/30/2011 5:36:03 PM |
the-hope-workhorse | $100.11 | 12/30/2011 6:54:01 PM |
diplomatic-wealth7 | $25.00 | 12/30/2011 5:43:04 PM |
MusicandMedicine | $13.77 | 12/30/2011 9:00:52 PM |
scho0590 | $39.90 | 12/30/2011 5:53:50 PM |
PatriotKnight | $25.00 | 12/30/2011 5:53:50 PM |
evergreen16 | $50.00 | 12/30/2011 7:37:20 PM |
the-enthralling-coin | $25.00 | 12/30/2011 8:50:39 PM |
tnjohnso | $25.00 | 12/29/2011 5:15:35 PM |
finance-mushroom | $200.00 | 12/29/2011 5:07:44 PM |
R3vXX | $25.00 | 12/29/2011 5:28:41 PM |
first-pragmatic-power | $25.00 | 12/29/2011 5:29:01 PM |
UncleSteve3000 | $36.00 | 12/29/2011 5:56:51 PM |
versatile-treasure6 | $25.00 | 12/29/2011 7:00:23 PM |
Investor_DP | $100.00 | 12/29/2011 5:43:09 PM |
money-booster2 | $25.00 | 12/29/2011 6:07:10 PM |
bb575 | $50.00 | 12/29/2011 6:28:12 PM |
LuvToLend | $25.00 | 12/29/2011 11:07:01 PM |
stylish-compassion3 | $50.00 | 12/29/2011 7:49:30 PM |
payment-halo | $25.00 | 12/29/2011 8:42:03 PM |
GreenLender11 | $100.00 | 12/29/2011 8:24:08 PM |
ethical-truth211 | $200.00 | 12/30/2011 5:10:23 AM |
Requiem | $25.00 | 12/30/2011 6:12:58 AM |
industrious-currency | $25.00 | 12/30/2011 10:44:40 AM |
riproaringrapids | $50.00 | 12/30/2011 12:16:16 PM |
productive-ore | $25.00 | 12/30/2011 10:24:42 AM |
Weaverville | $25.00 | 12/30/2011 10:47:31 AM |
shrewd-deal | $50.00 | 12/30/2011 3:06:08 PM |
loss-of-control | $50.00 | 12/30/2011 4:00:00 PM |
high_flyer | $200.00 | 12/30/2011 4:33:10 PM |
emosspot | $25.00 | 12/30/2011 2:11:49 PM |
orange-elated-contract | $25.00 | 12/30/2011 2:03:57 PM |
penny-surgeon | $25.00 | 12/30/2011 2:13:33 PM |
Enjoying_Life | $50.00 | 12/30/2011 2:44:08 PM |
dedicated-diversification5 | $26.80 | 12/30/2011 3:04:22 PM |
gold-pudding6 | $48.34 | 12/30/2011 4:53:47 PM |
ricklip | $100.00 | 12/30/2011 5:18:54 PM |
prohelper | $25.00 | 12/30/2011 5:37:00 PM |
money-fort | $25.00 | 12/30/2011 5:22:41 PM |
social-heart | $25.00 | 12/30/2011 5:23:56 PM |
social-cocktail1 | $200.00 | 12/30/2011 5:44:54 PM |
important-openness1 | $100.00 | 12/30/2011 5:30:06 PM |
shrewd-peace7 | $25.00 | 12/30/2011 5:29:59 PM |
fortytwo | $138.00 | 12/30/2011 5:33:53 PM |
bonus-demon | $50.00 | 12/30/2011 5:38:36 PM |
mercuriant | $25.00 | 12/30/2011 5:39:47 PM |
CA-Lender | $25.00 | 12/30/2011 7:50:49 PM |
billybragg | $25.00 | 12/30/2011 7:55:49 PM |
radforj22 | $25.00 | 12/30/2011 8:30:32 PM |
money-bauble | $100.00 | 12/30/2011 5:43:27 PM |
unfixer | $25.00 | 12/30/2011 6:29:27 PM |
scarlet-velvet | $25.08 | 12/30/2011 8:53:20 PM |
82 Investments
|
Borrower Payment Dependent Notes Series
547525
This series of Notes was issued and sold upon the funding of the borrower loan #58529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $199.09 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 35% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Skilled Labor |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,030 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| No | | |
Screen name:
| tuba536 |
Borrower's state:
| SouthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
vehicle repair and tax time
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1900
Monthly expenses: $1300
Housing: $0
Insurance: $50
Car expenses: gas 125
Utilities: $100
Phone, cable, internet: $125
Food, entertainment: $125
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 12/29/2011 5:07:45 PM |
edaguy | $50.00 | 12/29/2011 5:15:24 PM |
first-pragmatic-power | $25.00 | 12/29/2011 5:29:03 PM |
stylish-compassion3 | $50.00 | 12/29/2011 7:49:31 PM |
LuvToLend | $25.00 | 12/29/2011 11:07:02 PM |
riproaringrapids | $50.00 | 12/30/2011 12:16:17 PM |
miked8303 | $25.00 | 12/30/2011 5:48:16 PM |
greenback-investor7 | $100.00 | 12/31/2011 8:51:12 AM |
progressive-asset | $100.00 | 12/31/2011 11:12:56 AM |
money-booster2 | $25.00 | 12/31/2011 11:26:32 AM |
scrappy-diversification7 | $2,000.00 | 12/31/2011 12:09:32 PM |
money-bauble | $100.00 | 12/31/2011 12:29:36 PM |
mercuriant | $25.00 | 12/31/2011 12:36:28 PM |
thelovebug | $100.00 | 12/31/2011 12:50:12 PM |
Dubbs360 | $50.00 | 12/31/2011 12:53:51 PM |
cablenews | $100.00 | 1/1/2012 8:36:18 AM |
auction-seeker | $25.00 | 1/1/2012 5:31:59 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:35:17 PM |
asset-professor | $25.00 | 1/1/2012 6:37:24 PM |
gain-gourd | $100.00 | 1/2/2012 8:01:47 AM |
arsisi | $25.00 | 1/2/2012 9:44:21 AM |
life-is-great | $25.00 | 1/2/2012 9:13:48 AM |
money-yeller | $25.00 | 1/2/2012 2:21:14 PM |
upbeat-investment9 | $25.00 | 1/2/2012 5:31:25 PM |
LoisLoan | $25.00 | 1/2/2012 4:19:03 PM |
logical-moola4 | $50.00 | 1/2/2012 5:11:14 PM |
rupee-universe | $25.00 | 1/2/2012 7:49:43 PM |
loan-oasis4 | $25.00 | 1/2/2012 9:18:41 PM |
bsh297 | $25.00 | 1/3/2012 5:59:09 AM |
tech310 | $50.00 | 1/3/2012 12:14:02 AM |
buffalobills | $25.00 | 1/3/2012 7:48:15 AM |
Foothill-Paradise | $26.97 | 1/3/2012 10:13:48 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:11:53 AM |
Soothsayer | $25.00 | 1/3/2012 10:39:45 AM |
computer758 | $17.95 | 1/3/2012 11:45:36 AM |
ultimate-peace | $25.00 | 12/29/2011 5:02:07 PM |
successful-agreement7 | $100.00 | 12/29/2011 5:16:42 PM |
handy-justice | $25.00 | 12/29/2011 5:08:21 PM |
worthy-bid8 | $50.00 | 12/29/2011 5:30:02 PM |
rupee-equation2 | $25.00 | 12/29/2011 5:44:40 PM |
Investor_DP | $100.00 | 12/29/2011 5:43:10 PM |
hitsman | $50.00 | 12/29/2011 5:36:17 PM |
jkeller4000 | $25.00 | 12/29/2011 5:45:37 PM |
versatile-treasure6 | $25.00 | 12/29/2011 7:00:24 PM |
zeeexsixare | $50.00 | 12/30/2011 7:24:15 AM |
benjamins-utopia | $100.00 | 12/30/2011 10:03:31 AM |
productive-ore | $25.00 | 12/30/2011 10:24:42 AM |
diplomatic-wealth7 | $25.00 | 12/31/2011 12:08:43 PM |
gjm6d | $25.00 | 12/31/2011 12:33:10 PM |
economy-producer | $25.00 | 12/31/2011 12:37:00 PM |
orange-preeminant-bill | $25.00 | 12/31/2011 12:43:56 PM |
bullwink27 | $25.00 | 12/31/2011 12:53:04 PM |
investment-cluster | $50.00 | 12/31/2011 4:23:15 PM |
gristle | $50.00 | 12/31/2011 4:46:02 PM |
payment-gusto | $25.00 | 1/1/2012 10:33:05 AM |
the-enthralling-coin | $25.00 | 1/1/2012 12:28:26 PM |
gold-channel2 | $25.00 | 1/1/2012 12:24:12 PM |
silver-enlightenment0 | $100.00 | 1/1/2012 3:07:39 PM |
scarlet-velvet | $25.08 | 1/1/2012 5:16:52 PM |
investment-comet | $25.00 | 1/1/2012 9:20:10 PM |
coin-investor | $25.00 | 1/2/2012 9:06:30 AM |
rdhfire | $25.00 | 1/2/2012 7:10:55 PM |
kendigme | $25.00 | 1/3/2012 3:41:25 AM |
Marfloogan | $25.00 | 1/3/2012 6:47:37 AM |
SimpleChoice | $25.00 | 1/3/2012 8:32:32 AM |
balanced-balance6 | $25.00 | 1/3/2012 9:52:56 AM |
branaa99 | $25.00 | 1/3/2012 9:21:45 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:42 AM |
cybernosha | $25.00 | 1/3/2012 10:46:48 AM |
dollardave | $50.00 | 1/3/2012 11:32:43 AM |
Flreap | $30.00 | 1/3/2012 10:24:01 AM |
71 Investments
|
Borrower Payment Dependent Notes Series
547561
This series of Notes was issued and sold upon the funding of the borrower loan #58440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Dec-30-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 18.00% |
Borrower rate/APR:
| 19.00% / 28.92% |
Monthly payment:
| $322.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.58% | | |
| |
Estimated return*:
| 6.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-2005 |
Debt/Income ratio:
| 7% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,954 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 12 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| No | | |
Screen name:
| man-of-action |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Need remaining funds (Auto)
Purpose of loan: Need remaining funds for a 2001 Acura MDX. Private Party sale.
My financial situation:
Monthly net income: $5196
Monthly expenses: $3060
Housing: $1920
Insurance: $140
Car expenses: $50
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $0 (paid off every month, though shows revolving balance; I use it for flyer miles)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
edaguy | $50.00 | 12/30/2011 9:20:06 AM |
LittleMingo | $25.00 | 12/30/2011 9:10:06 AM |
supernova719 | $25.00 | 12/30/2011 9:24:00 AM |
selector568 | $300.00 | 12/30/2011 9:25:45 AM |
sharp-bill2 | $50.00 | 12/30/2011 9:12:45 AM |
loanman2007 | $100.00 | 12/30/2011 9:30:36 AM |
handy-justice | $50.00 | 12/30/2011 9:17:58 AM |
Investor_DP | $100.00 | 12/30/2011 9:20:55 AM |
secureincome | $500.00 | 12/30/2011 9:45:49 AM |
value-allocator1 | $100.00 | 12/30/2011 9:39:54 AM |
hitsman | $50.00 | 12/30/2011 9:45:04 AM |
sun818 | $25.00 | 12/30/2011 9:49:32 AM |
productive-ore | $25.00 | 12/30/2011 10:24:43 AM |
benjamins-utopia | $100.00 | 12/30/2011 10:03:33 AM |
first-friendly-listing | $31.00 | 12/30/2011 12:06:28 PM |
bazaar-trajectory1 | $30.00 | 12/30/2011 10:13:50 AM |
dynrep | $25.00 | 12/30/2011 10:15:52 AM |
r48 | $25.00 | 12/30/2011 1:11:08 PM |
authentic-kindness1 | $25.00 | 12/30/2011 11:43:42 AM |
riproaringrapids | $50.00 | 12/30/2011 12:16:19 PM |
contributor897 | $25.00 | 12/30/2011 12:02:29 PM |
Baltija11 | $50.00 | 12/30/2011 3:08:33 PM |
penny-surgeon | $25.00 | 12/30/2011 2:20:00 PM |
worth-viking | $500.00 | 12/30/2011 4:16:05 PM |
radforj22 | $25.00 | 12/30/2011 4:42:11 PM |
ChrisProsper | $17.75 | 12/30/2011 5:24:20 PM |
worthy-bid8 | $50.00 | 12/30/2011 9:10:26 AM |
stylish-compassion3 | $50.00 | 12/30/2011 9:35:08 AM |
fmanjoo | $25.00 | 12/30/2011 9:22:29 AM |
scrappy-leverage6 | $25.00 | 12/30/2011 9:22:39 AM |
TikPmp1 | $25.00 | 12/30/2011 9:29:54 AM |
successful-agreement7 | $100.00 | 12/30/2011 9:46:59 AM |
first-pragmatic-power | $25.00 | 12/30/2011 9:51:11 AM |
payment-halo | $25.00 | 12/30/2011 10:15:42 AM |
historic-nickel | $25.00 | 12/30/2011 10:41:34 AM |
gothampark | $25.00 | 12/30/2011 11:38:06 AM |
Unitas4302 | $50.00 | 12/30/2011 12:05:36 PM |
market-aspen9 | $50.00 | 12/30/2011 11:03:37 AM |
quantum_leap | $27.75 | 12/30/2011 1:05:41 PM |
loney_mender | $25.00 | 12/30/2011 3:47:17 PM |
ethical-truth211 | $50.00 | 12/30/2011 4:10:02 PM |
money-booster2 | $25.00 | 12/30/2011 1:55:31 PM |
wealth-prodigy1 | $106.00 | 12/30/2011 4:49:01 PM |
nimble-dedication1 | $50.00 | 12/30/2011 2:16:25 PM |
tomdooley12520 | $25.00 | 12/30/2011 2:19:40 PM |
worth-blanket2 | $300.00 | 12/30/2011 5:10:59 PM |
ethical-truth211 | $50.00 | 12/30/2011 4:09:49 PM |
marauder763 | $37.50 | 12/30/2011 4:40:46 PM |
48 Investments
|
Borrower Payment Dependent Notes Series
547595
This series of Notes was issued and sold upon the funding of the borrower loan #58410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1992 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 21 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,963 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 8 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| agreement-sanctuary1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: new roof
This loan will be used to...
My financial situation: excellent
I am a good candidate for this loan because...I have resouces
Monthly net income: $5500
Monthly expenses: $0
Housing: $1750
Insurance: $75
Car expenses: $0
Utilities: $75
Phone, cable, internet: $75
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 12/30/2011 9:06:33 AM |
handy-justice | $50.00 | 12/30/2011 9:10:18 AM |
FASTIZIO_P | $25.00 | 12/30/2011 9:10:36 AM |
reasonable-bonus6 | $50.00 | 12/30/2011 9:17:43 AM |
shmb6508 | $48.00 | 12/30/2011 9:33:08 AM |
capital-halo1 | $1,000.00 | 12/30/2011 9:19:16 AM |
Investor_DP | $100.00 | 12/30/2011 9:21:06 AM |
Feyenoord | $30.00 | 12/30/2011 9:23:09 AM |
Rogesparkguy | $25.00 | 12/30/2011 9:32:37 AM |
reward-adventure | $29.00 | 12/30/2011 9:53:40 AM |
money-surge1 | $25.00 | 12/30/2011 9:45:32 AM |
first-pragmatic-power | $25.00 | 12/30/2011 9:51:11 AM |
stepatatime-together | $51.00 | 12/30/2011 9:51:34 AM |
R3vXX | $25.00 | 12/30/2011 9:53:53 AM |
finance-prescription | $100.00 | 12/30/2011 9:52:58 AM |
money-vista | $25.00 | 12/30/2011 9:56:18 AM |
jebber007 | $30.00 | 12/30/2011 9:56:27 AM |
Rockymtnhi | $25.00 | 12/30/2011 10:11:55 AM |
productive-ore | $25.00 | 12/30/2011 10:24:44 AM |
bsh297 | $27.06 | 12/30/2011 10:39:47 AM |
vine99 | $65.00 | 12/30/2011 10:52:19 AM |
first-friendly-listing | $25.44 | 12/30/2011 12:06:42 PM |
r48 | $25.00 | 12/30/2011 1:06:10 PM |
ethical-truth211 | $375.00 | 12/30/2011 4:04:34 PM |
penny-surgeon | $25.00 | 12/30/2011 2:21:14 PM |
klend4 | $25.00 | 12/30/2011 3:41:59 PM |
high_flyer | $100.00 | 12/30/2011 4:31:28 PM |
Bob450 | $25.00 | 12/30/2011 4:55:10 PM |
affluence-generator2 | $100.00 | 12/30/2011 5:16:36 PM |
billyisafob | $25.00 | 12/30/2011 5:44:04 PM |
fantastic-wampum1 | $100.00 | 12/30/2011 9:08:08 AM |
worthy-bid8 | $50.00 | 12/30/2011 9:10:27 AM |
dedicated-transaction796 | $25.00 | 12/30/2011 9:16:09 AM |
investment-artist | $25.00 | 12/30/2011 9:17:41 AM |
vutah | $35.00 | 12/30/2011 9:21:27 AM |
handshake5 | $100.00 | 12/30/2011 9:10:12 AM |
principal-cooker2 | $25.00 | 12/30/2011 9:22:31 AM |
asiaratt | $50.00 | 12/30/2011 9:25:04 AM |
careful-vigilance4 | $25.00 | 12/30/2011 9:45:26 AM |
pdub | $75.00 | 12/30/2011 9:32:35 AM |
social-cocktail1 | $200.00 | 12/30/2011 9:34:34 AM |
finance-mushroom | $200.00 | 12/30/2011 9:34:48 AM |
stylish-compassion3 | $50.00 | 12/30/2011 9:35:10 AM |
Alpha-AssistU | $25.00 | 12/30/2011 9:35:46 AM |
SolarMoonshine | $25.00 | 12/30/2011 9:53:51 AM |
wise-deal-panda | $100.00 | 12/30/2011 9:55:21 AM |
hitsman | $50.00 | 12/30/2011 9:45:05 AM |
pound-mushroom3 | $25.00 | 12/30/2011 9:44:24 AM |
historic-nickel | $25.00 | 12/30/2011 10:41:00 AM |
money-booster2 | $25.00 | 12/30/2011 1:54:53 PM |
gothampark | $25.00 | 12/30/2011 11:29:07 AM |
orange-elated-contract | $25.00 | 12/30/2011 2:03:58 PM |
gold-miser9 | $26.26 | 12/30/2011 2:21:06 PM |
loss-of-control | $100.00 | 12/30/2011 3:10:49 PM |
MusicandMedicine | $33.24 | 12/30/2011 5:45:07 PM |
wwwUniversal | $25.00 | 12/30/2011 5:29:34 PM |
56 Investments
|
Borrower Payment Dependent Notes Series
547617
This series of Notes was issued and sold upon the funding of the borrower loan #58484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-01-2012 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 14.36% |
Monthly payment:
| $164.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.51% | | |
| |
Estimated return*:
| 6.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jun-1994 |
Debt/Income ratio:
| 7% |
Credit score:
| 760-779 (Dec-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
13 | Length of status: | 36y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $19,505 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 34% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| fairness-prescription9 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto loan
Purpose of loan:
This loan will be used to...purchase a truck
My financial situation:
I am a good candidate for this loan because...i always pay my debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $27.56 | 12/30/2011 5:02:23 PM |
stylish-compassion3 | $50.00 | 12/30/2011 5:05:37 PM |
notabanker | $75.00 | 12/30/2011 5:16:49 PM |
kenji4861 | $25.00 | 12/30/2011 5:18:27 PM |
credit-panda1 | $25.00 | 12/30/2011 5:20:36 PM |
riproaringrapids | $50.00 | 12/30/2011 5:20:39 PM |
rupee-equation2 | $25.00 | 12/30/2011 5:26:03 PM |
jkeller4000 | $25.00 | 12/30/2011 5:17:45 PM |
successful-agreement7 | $100.00 | 12/30/2011 5:21:08 PM |
edaguy | $75.00 | 12/30/2011 5:21:17 PM |
edaguy | $75.00 | 12/30/2011 5:21:24 PM |
GoGators01 | $25.00 | 12/30/2011 5:42:20 PM |
D911ave | $50.00 | 12/30/2011 5:21:53 PM |
bb575 | $50.00 | 12/30/2011 5:40:26 PM |
brilliant-market680 | $100.00 | 12/30/2011 5:44:42 PM |
PatriotKnight | $25.00 | 12/30/2011 5:55:03 PM |
focused-bill3 | $50.00 | 12/30/2011 10:08:38 PM |
creditjunky | $125.00 | 12/30/2011 9:10:49 PM |
yield-hut | $29.00 | 12/31/2011 3:41:00 AM |
greenback-investor7 | $100.00 | 12/31/2011 8:51:15 AM |
market-maximizer472 | $100.00 | 12/31/2011 10:41:52 AM |
swiftsoul | $50.00 | 12/31/2011 10:46:18 AM |
principal-star | $25.00 | 12/31/2011 11:36:34 AM |
soular21804 | $25.00 | 12/31/2011 12:20:47 PM |
houli123 | $25.00 | 12/31/2011 12:01:18 PM |
american6 | $50.00 | 12/31/2011 12:23:21 PM |
Sneezie | $100.00 | 12/31/2011 12:21:44 PM |
commitment-fort1 | $25.00 | 12/31/2011 2:00:32 PM |
r48 | $25.00 | 12/31/2011 2:24:30 PM |
silvercertificate | $25.00 | 1/1/2012 5:50:11 AM |
seanvr33 | $25.00 | 12/31/2011 4:14:23 PM |
gristle | $50.00 | 12/31/2011 4:46:03 PM |
rajs | $150.00 | 1/1/2012 9:07:44 AM |
grotheik | $25.00 | 12/31/2011 8:11:05 PM |
BOZO88 | $25.00 | 1/1/2012 6:34:59 AM |
cablenews | $100.00 | 1/1/2012 8:36:20 AM |
Bank_Of_XL | $25.00 | 1/1/2012 9:06:52 AM |
Yanwoo | $25.00 | 1/1/2012 11:14:54 AM |
Feyenoord | $30.00 | 1/1/2012 11:37:02 AM |
penny-plato | $25.00 | 1/1/2012 11:46:25 AM |
lagnisiruk | $25.00 | 1/1/2012 12:20:10 PM |
treasure-birdie3 | $58.03 | 1/1/2012 1:37:57 PM |
diplomatic-affluence | $250.00 | 1/1/2012 12:42:51 PM |
intelligent-dedication9 | $75.00 | 1/1/2012 1:28:57 PM |
JustMee | $25.00 | 12/30/2011 5:05:29 PM |
income-banjo | $25.00 | 12/30/2011 5:18:21 PM |
scrappy-leverage6 | $25.00 | 12/30/2011 5:07:05 PM |
indomitable-coin | $25.00 | 12/30/2011 5:11:26 PM |
selector568 | $300.00 | 12/30/2011 5:12:08 PM |
commanding-treasure2 | $50.00 | 12/30/2011 5:12:35 PM |
hitsman | $50.00 | 12/30/2011 5:29:49 PM |
top-courteous-peso | $75.00 | 12/30/2011 5:30:22 PM |
BxRealtor | $25.00 | 12/30/2011 5:30:49 PM |
inventive-wealth2 | $25.00 | 12/30/2011 5:35:30 PM |
nuclearmoose | $50.00 | 12/30/2011 5:39:55 PM |
blue-lively-platinum | $25.00 | 12/30/2011 5:40:58 PM |
pdub | $75.00 | 12/30/2011 5:31:04 PM |
DDPrime | $50.00 | 12/30/2011 5:42:10 PM |
AFairDeal | $25.00 | 12/30/2011 5:45:11 PM |
cashhelp | $25.00 | 12/30/2011 5:48:14 PM |
market-solstice2 | $25.00 | 12/30/2011 5:47:58 PM |
john0720 | $50.00 | 12/30/2011 6:23:46 PM |
ethical-truth211 | $300.00 | 12/31/2011 4:49:03 AM |
djh47a | $25.00 | 12/31/2011 8:15:47 AM |
heerzaquestion | $75.00 | 12/31/2011 7:27:35 AM |
dapablotv | $100.00 | 12/31/2011 7:06:37 AM |
mattbly | $25.00 | 12/31/2011 9:56:48 AM |
Trapman13 | $50.00 | 12/31/2011 7:41:02 AM |
UT-Longhorn | $25.00 | 12/31/2011 10:12:53 AM |
balance-voyager | $50.00 | 12/31/2011 8:08:45 AM |
Rulea72 | $25.00 | 12/31/2011 7:42:06 AM |
fantastic-investment9 | $30.00 | 12/31/2011 10:42:32 AM |
blue-useful-auction | $25.00 | 12/31/2011 8:19:57 AM |
radforj22 | $25.00 | 12/31/2011 11:16:06 AM |
bison667 | $25.00 | 12/31/2011 10:38:51 AM |
deal-searcher1 | $25.00 | 12/31/2011 11:07:15 AM |
progressive-asset | $100.00 | 12/31/2011 11:13:02 AM |
money-booster2 | $35.00 | 12/31/2011 11:16:28 AM |
heavy_ax | $25.00 | 12/31/2011 12:13:48 PM |
friendinmoney | $25.00 | 12/31/2011 11:28:40 AM |
processor115 | $25.00 | 12/31/2011 12:16:08 PM |
Figure4 | $25.00 | 12/31/2011 12:36:09 PM |
gravbox | $25.00 | 12/31/2011 12:40:11 PM |
economy-beast | $25.00 | 12/31/2011 1:34:51 PM |
exchange-dreams | $34.56 | 12/31/2011 1:32:35 PM |
powerful-dollar188 | $25.00 | 12/31/2011 1:24:32 PM |
davisj1078 | $25.85 | 12/31/2011 6:37:52 PM |
IcedMochaFund | $25.00 | 12/31/2011 9:15:04 PM |
Attract | $25.00 | 1/1/2012 8:43:41 AM |
forthright-durability | $25.00 | 12/31/2011 5:55:28 PM |
stollcm | $25.00 | 1/1/2012 7:55:37 AM |
themoneydoctor | $150.00 | 1/1/2012 12:15:51 PM |
wilchik | $30.00 | 1/1/2012 11:29:14 AM |
greentomato | $50.00 | 1/1/2012 12:49:51 PM |
gold-channel2 | $25.00 | 1/1/2012 12:24:16 PM |
Johnab | $25.00 | 1/1/2012 1:16:27 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:47 PM |
kinetic-social | $25.00 | 1/1/2012 1:11:13 PM |
98 Investments
|
Borrower Payment Dependent Notes Series
547637
This series of Notes was issued and sold upon the funding of the borrower loan #58441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-2006 |
Debt/Income ratio:
| 40% |
Credit score:
| 760-779 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 6 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| wildebeest1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
funding for repairs on a rental
Purpose of loan:
This loan will be used to...repair a roof of a rental(income) property
My financial situation:
I am a good candidate for this loan because...I always pay my bills on time and most often early.
Monthly net income: $1158.25 management of Property for others
$ 2265.00 personal rentals
=$3423.00 total income
Monthly expenses:
Housing: $ 900.00
Insurance: $ 176.00
Car expenses: $ 400.00
Utilities: $ 150.00
Phone, cable, internet: $165.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $75.00 | 12/30/2011 9:19:03 AM |
handy-justice | $50.00 | 12/30/2011 9:08:52 AM |
affluence-generator2 | $100.00 | 12/30/2011 9:06:59 AM |
worthy-bid8 | $50.00 | 12/30/2011 9:10:29 AM |
Investor_DP | $100.00 | 12/30/2011 9:21:07 AM |
hitsman | $50.00 | 12/30/2011 9:45:07 AM |
top-courteous-peso | $75.00 | 12/30/2011 9:42:17 AM |
vine99 | $75.00 | 12/30/2011 10:39:09 AM |
chad-bro-chill | $25.00 | 12/30/2011 12:23:01 PM |
cattlebaron | $50.00 | 12/30/2011 3:33:04 PM |
Math_Physics | $25.00 | 12/30/2011 1:22:00 PM |
economy-huckleberry0 | $25.00 | 12/30/2011 1:59:36 PM |
Bcs-cnc | $25.00 | 12/30/2011 6:06:47 PM |
SFBank | $50.00 | 12/30/2011 6:30:25 PM |
grotheik | $25.00 | 12/30/2011 8:54:21 PM |
rustysailor | $25.00 | 12/30/2011 10:38:21 PM |
melodious-openness | $500.00 | 12/31/2011 6:00:02 AM |
progressive-asset | $100.00 | 12/31/2011 11:12:58 AM |
suave-dime6 | $25.00 | 12/31/2011 11:20:42 AM |
radforj22 | $25.00 | 12/31/2011 11:28:26 AM |
wwwUniversal | $25.00 | 12/31/2011 12:06:31 PM |
Bob450 | $25.00 | 12/31/2011 12:07:11 PM |
first-pragmatic-power | $25.00 | 12/31/2011 12:32:54 PM |
finance-mushroom | $95.00 | 12/31/2011 12:15:43 PM |
loan-fate | $37.00 | 12/31/2011 12:22:45 PM |
whitegold24k | $100.00 | 12/31/2011 12:39:30 PM |
fortytwo | $150.00 | 12/31/2011 12:43:03 PM |
BankofRon | $25.00 | 12/31/2011 12:43:32 PM |
whitegold24k | $400.00 | 12/31/2011 1:05:25 PM |
CashFlow13 | $100.00 | 12/31/2011 1:00:05 PM |
deepblue34 | $30.00 | 12/31/2011 1:59:21 PM |
autonomous-kindness | $25.00 | 12/31/2011 1:51:09 PM |
brightest-income-hunter | $50.00 | 12/31/2011 2:49:25 PM |
jkeller4000 | $25.00 | 12/30/2011 9:19:51 AM |
stylish-compassion3 | $50.00 | 12/30/2011 9:35:11 AM |
riv701 | $25.00 | 12/30/2011 9:21:59 AM |
rupee-equation2 | $25.00 | 12/30/2011 9:31:56 AM |
SolarMoonshine | $25.00 | 12/30/2011 9:52:52 AM |
productive-ore | $25.00 | 12/30/2011 10:24:45 AM |
engaging-repayment8 | $25.00 | 12/30/2011 9:56:50 AM |
finance-magma7 | $25.00 | 12/30/2011 9:58:13 PM |
LuvToLend | $25.00 | 12/30/2011 9:02:09 PM |
Zipcut | $25.00 | 12/30/2011 11:27:08 PM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:22 AM |
hidavehi | $27.00 | 12/31/2011 7:19:13 AM |
foothillender | $25.00 | 12/31/2011 7:26:14 AM |
high_flyer | $50.00 | 12/31/2011 8:06:06 AM |
ethical-truth211 | $200.00 | 12/31/2011 9:46:21 AM |
riveting-credit5 | $80.00 | 12/31/2011 11:28:43 AM |
new-marketplace-lyrics | $25.00 | 12/31/2011 11:01:20 AM |
money-booster2 | $35.00 | 12/31/2011 11:17:35 AM |
missing-link | $25.00 | 12/31/2011 12:39:43 PM |
economy-coup | $50.00 | 12/31/2011 12:44:58 PM |
gjm6d | $25.00 | 12/31/2011 12:33:10 PM |
capital_projects_investor | $25.00 | 12/31/2011 2:17:34 PM |
Starfin-Capital-Management | $521.00 | 12/31/2011 3:08:59 PM |
calimanusa | $50.00 | 12/31/2011 3:03:11 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
547645
This series of Notes was issued and sold upon the funding of the borrower loan #58505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 29.73% |
Borrower rate/APR:
| 30.73% / 34.73% |
Monthly payment:
| $171.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.37% | | |
| |
Estimated return*:
| 13.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-2001 |
Debt/Income ratio:
| 27% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
6 | Length of status: | 8y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,923 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| No | | |
Screen name:
| workallday |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 49 ( 98% )
| 640-659 (Latest)
|
Principal borrowed:
| $12,000.00 | < 31 days late:
| 1
( 2% )
| 640-659
(Aug-2010)
600-619
(Jul-2007)
|
Principal balance:
| $3,419.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 50 | | |
Description
Home Improvement loan/new bath
Purpose of loan:
This loan will be used to finance the remodel of my basement bathroom. It is in need of tile, drywall, and sink. The rest of the basement is already finished
My financial situation:
I am a good candidate for this loan because I have been with my company for 8 years as the day shift Supervisor of a manufacturing corporation. Also I have had 1 prior prosper loan 3 years ago and did not miss any payments (paid in full) and 1 current prosper loan with no missed payments.
Monthly net income: $ 3166
Monthly expenses total -1797
Housing: $818
Insurance: $80
current prosper loan: $209
Car expenses: $320
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $20
I will have $1369 after monthly bills left to pay the new prosper loan and any emergencies and will have no problem paying my loan on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trumpeter5 | $25.00 | 12/30/2011 5:01:45 PM |
school-loan-gambler | $300.00 | 12/30/2011 5:05:33 PM |
AndChicksforFree | $100.00 | 12/30/2011 5:06:17 PM |
Dusigrosz | $50.00 | 12/30/2011 5:07:38 PM |
MoneyForNothing | $65.15 | 12/30/2011 5:02:28 PM |
ILoveBearHats | $27.39 | 12/30/2011 5:03:16 PM |
RoZu_Lending | $100.00 | 12/30/2011 5:04:58 PM |
pembull | $50.00 | 12/30/2011 5:05:34 PM |
frantic-retirement | $200.00 | 12/30/2011 5:09:30 PM |
worth-blanket2 | $2,400.00 | 12/30/2011 5:12:10 PM |
twjh | $25.00 | 12/30/2011 5:09:54 PM |
marinbb | $100.00 | 12/30/2011 5:04:48 PM |
grnii78 | $100.00 | 12/30/2011 5:09:36 PM |
ptjg | $100.00 | 12/30/2011 5:09:43 PM |
fascinating-generosity3 | $234.45 | 12/30/2011 5:04:02 PM |
Dusigrosz | $175.00 | 12/30/2011 5:02:51 PM |
atlas-shrugged | $250.00 | 12/30/2011 5:05:36 PM |
stylish-compassion3 | $50.00 | 12/30/2011 5:05:38 PM |
lotuss4 | $25.00 | 12/30/2011 5:07:50 PM |
affluence-generator2 | $150.00 | 12/30/2011 5:12:03 PM |
20 Investments
|
Borrower Payment Dependent Notes Series
547651
This series of Notes was issued and sold upon the funding of the borrower loan #58479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-01-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $79.64 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 13% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,106 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 16 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| loot-harbor1 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Joshua_E | $25.00 | 12/30/2011 5:08:28 PM |
edaguy | $50.00 | 12/30/2011 5:21:33 PM |
LuvToLend | $25.00 | 12/30/2011 9:02:11 PM |
zeeexsixare | $100.00 | 12/31/2011 5:08:52 AM |
deal-searcher1 | $25.00 | 12/31/2011 11:07:15 AM |
money-booster2 | $25.00 | 12/31/2011 11:17:24 AM |
diplomatic-wealth7 | $25.00 | 12/31/2011 12:08:44 PM |
fantastic-wampum1 | $50.00 | 12/31/2011 12:46:59 PM |
thelovebug | $100.00 | 12/31/2011 12:50:13 PM |
gristle | $50.00 | 12/31/2011 4:46:04 PM |
nickel-demon2 | $25.94 | 1/1/2012 11:28:32 AM |
payment-gusto | $25.00 | 1/1/2012 10:33:07 AM |
payment-chief9 | $25.00 | 1/1/2012 12:20:10 PM |
Moe87 | $24.06 | 1/1/2012 12:24:34 PM |
selector568 | $300.00 | 12/30/2011 5:12:18 PM |
stylish-compassion3 | $50.00 | 12/30/2011 5:05:38 PM |
successful-agreement7 | $100.00 | 12/30/2011 5:21:09 PM |
Investor_DP | $100.00 | 12/30/2011 5:16:14 PM |
hitsman | $50.00 | 12/30/2011 5:29:49 PM |
Danjack_Capital | $25.00 | 12/30/2011 7:07:58 PM |
first-pragmatic-power | $25.00 | 12/30/2011 5:40:41 PM |
worthy-bid8 | $50.00 | 12/30/2011 5:41:06 PM |
miked8303 | $25.00 | 12/30/2011 5:48:19 PM |
high_flyer | $50.00 | 12/30/2011 8:58:42 PM |
productive-ore | $25.00 | 12/31/2011 10:39:12 AM |
wwwUniversal | $25.00 | 12/31/2011 12:06:32 PM |
well-rounded-payout0 | $50.00 | 12/31/2011 12:25:00 PM |
penny-surgeon | $25.00 | 12/31/2011 12:07:55 PM |
finance-mushroom | $200.00 | 12/31/2011 12:15:43 PM |
mrxtravis | $25.00 | 12/31/2011 12:59:49 PM |
stock106 | $25.00 | 12/31/2011 1:52:27 PM |
ethical-truth211 | $200.00 | 12/31/2011 6:54:42 PM |
forthright-durability | $25.00 | 1/1/2012 10:39:19 AM |
taltman | $25.00 | 12/31/2011 10:37:05 PM |
lagnisiruk | $25.00 | 1/1/2012 12:20:10 PM |
35 Investments
|
Borrower Payment Dependent Notes Series
547659
This series of Notes was issued and sold upon the funding of the borrower loan #58472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $159.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1976 |
Debt/Income ratio:
| 32% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 5 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 17
/
16 | Length of status: | 11y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 45 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $26,401 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| best-deal-photon |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
car repair, home repairs.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $125.00 | 12/30/2011 9:02:31 AM |
stylish-compassion3 | $50.00 | 12/30/2011 9:35:12 AM |
Investor_DP | $100.00 | 12/30/2011 9:20:56 AM |
selector568 | $300.00 | 12/30/2011 9:25:46 AM |
hitsman | $50.00 | 12/30/2011 9:45:07 AM |
benjamins-utopia | $100.00 | 12/30/2011 10:03:33 AM |
riproaringrapids | $50.00 | 12/30/2011 12:16:20 PM |
money-booster2 | $25.00 | 12/30/2011 1:47:57 PM |
penny-surgeon | $25.00 | 12/30/2011 2:13:09 PM |
callmebryan | $25.00 | 12/30/2011 3:12:00 PM |
ddog0224 | $50.00 | 12/30/2011 1:48:51 PM |
Enjoying_Life | $50.00 | 12/30/2011 2:44:08 PM |
jessica9432 | $26.98 | 12/30/2011 3:14:49 PM |
compassion-expert | $25.00 | 12/30/2011 5:10:19 PM |
jmeasn | $25.00 | 12/30/2011 3:28:54 PM |
silver-champion3 | $50.00 | 12/30/2011 4:00:57 PM |
DreDub | $50.00 | 12/30/2011 4:47:32 PM |
GCInvestments | $25.00 | 12/30/2011 5:35:34 PM |
diplomatic-wealth7 | $25.00 | 12/30/2011 5:43:05 PM |
miked8303 | $25.00 | 12/30/2011 5:48:18 PM |
Kattosha | $25.00 | 12/30/2011 7:33:46 PM |
Angel_Investor_7 | $25.00 | 12/30/2011 5:48:29 PM |
finance-magma7 | $25.00 | 12/30/2011 9:58:13 PM |
SFBank | $50.00 | 12/30/2011 6:29:24 PM |
dough-souffle | $25.00 | 12/30/2011 9:53:29 PM |
bsh297 | $36.28 | 12/31/2011 7:01:02 AM |
ethical-truth211 | $100.00 | 12/31/2011 4:38:48 AM |
deal-matrix375 | $50.00 | 12/31/2011 8:02:38 AM |
DiligentiaLLC | $25.00 | 12/31/2011 7:57:39 AM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:23 AM |
funtwosay | $25.00 | 12/31/2011 8:40:16 AM |
sensible-order2 | $337.00 | 12/31/2011 8:54:10 AM |
handy-justice | $50.00 | 12/30/2011 9:07:44 AM |
edaguy | $50.00 | 12/30/2011 9:20:08 AM |
worthy-bid8 | $50.00 | 12/30/2011 9:10:29 AM |
successful-agreement7 | $100.00 | 12/30/2011 9:47:00 AM |
first-pragmatic-power | $25.00 | 12/30/2011 9:51:32 AM |
productive-ore | $25.00 | 12/30/2011 10:24:45 AM |
orange-elated-contract | $25.00 | 12/30/2011 2:03:59 PM |
high_flyer | $100.00 | 12/30/2011 4:34:22 PM |
finance-mushroom | $200.00 | 12/30/2011 5:13:15 PM |
important-openness1 | $53.00 | 12/30/2011 5:30:06 PM |
progressive-economy261 | $400.00 | 12/30/2011 5:22:10 PM |
money-bauble | $100.00 | 12/30/2011 5:43:28 PM |
wwwUniversal | $25.00 | 12/30/2011 5:29:35 PM |
mlj0671 | $25.00 | 12/30/2011 5:49:22 PM |
Ballybay | $50.00 | 12/30/2011 5:46:11 PM |
Bears34 | $25.00 | 12/30/2011 9:27:45 PM |
capital-zeus | $38.94 | 12/30/2011 6:37:29 PM |
finance-amusement4 | $50.00 | 12/31/2011 4:35:52 AM |
zeeexsixare | $200.00 | 12/31/2011 5:07:07 AM |
special-rupee | $45.00 | 12/31/2011 6:09:03 AM |
focused-bill3 | $50.00 | 12/30/2011 10:08:37 PM |
tkr2 | $25.00 | 12/31/2011 7:15:39 AM |
ouyangers | $25.00 | 12/31/2011 8:22:15 AM |
gold-pudding6 | $62.37 | 12/31/2011 6:25:19 AM |
Brisket_Bob | $25.00 | 12/31/2011 7:15:41 AM |
MoneyForNothing | $0.43 | 12/31/2011 8:55:40 AM |
jga516 | $25.00 | 12/31/2011 7:38:06 AM |
worthy-bid4 | $50.00 | 12/31/2011 8:01:27 AM |
netelegent | $25.00 | 12/31/2011 7:57:58 AM |
attractive-duty9 | $25.00 | 12/31/2011 7:59:06 AM |
greenback-investor7 | $100.00 | 12/31/2011 8:51:13 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
547687
This series of Notes was issued and sold upon the funding of the borrower loan #58438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $159.27 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 14% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
4 | Length of status: | 11y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Executive |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,562 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 52% | | |
| |
Homeownership:
| No | | |
Screen name:
| unequaled-generosity6 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation and vacation
Purpose of loan: Consolidation and Vacation
This loan will be used to...
My financial situation:
I am a good candidate for this loan because... I have worked hard to re-establish my credit and currently a district executive for Citifinancial so I understand ontime payments.
Monthly net income: $4845.16
Monthly expenses: $
Housing: $700.00
Insurance: $90.00
Car expenses: $425
Utilities: $125
Phone, cable, internet: $29.95
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scrappy-leverage6 | $25.00 | 12/30/2011 5:07:06 PM |
AndChicksforFree | $25.00 | 12/30/2011 5:13:59 PM |
hitsman | $50.00 | 12/30/2011 5:29:50 PM |
successful-agreement7 | $100.00 | 12/30/2011 5:21:10 PM |
SFBank | $50.00 | 12/30/2011 6:34:22 PM |
R3vXX | $25.00 | 12/30/2011 5:42:08 PM |
vutah | $25.00 | 12/30/2011 6:18:28 PM |
CA-Lender | $25.00 | 12/31/2011 10:18:07 AM |
calimanusa | $50.00 | 12/31/2011 11:12:30 AM |
scrappy-diversification7 | $1,784.00 | 12/31/2011 12:09:32 PM |
money-booster2 | $25.00 | 12/31/2011 11:23:33 AM |
finance-mushroom | $200.00 | 12/31/2011 12:15:44 PM |
lagnisiruk | $25.00 | 12/31/2011 12:53:00 PM |
Elefunt | $25.00 | 12/31/2011 12:49:14 PM |
Starfin-Capital-Management | $61.00 | 12/31/2011 3:06:48 PM |
scoobiedoo | $50.00 | 12/31/2011 12:56:36 PM |
famous-bill | $75.00 | 12/31/2011 2:11:17 PM |
selector568 | $300.00 | 12/30/2011 5:12:19 PM |
stylish-compassion3 | $50.00 | 12/30/2011 5:05:39 PM |
EngineersAlliance | $150.00 | 12/30/2011 5:07:02 PM |
Investor_DP | $100.00 | 12/30/2011 5:16:15 PM |
worthy-bid8 | $50.00 | 12/30/2011 5:41:07 PM |
edaguy | $50.00 | 12/30/2011 5:21:34 PM |
Danjack_Capital | $25.00 | 12/30/2011 7:10:56 PM |
first-pragmatic-power | $25.00 | 12/30/2011 5:40:52 PM |
loanman2007 | $25.00 | 12/31/2011 4:05:28 AM |
zeeexsixare | $100.00 | 12/31/2011 5:12:50 AM |
productive-ore | $25.00 | 12/31/2011 10:39:13 AM |
the-enthralling-coin | $25.00 | 12/31/2011 12:12:25 PM |
money-booster2 | $25.00 | 12/31/2011 11:23:28 AM |
miked8303 | $25.00 | 12/31/2011 12:16:22 PM |
Engineer44 | $30.00 | 12/31/2011 1:38:59 PM |
loss-of-control | $50.00 | 12/31/2011 3:05:20 PM |
thelovebug | $100.00 | 12/31/2011 12:50:13 PM |
lendstats_com | $200.00 | 12/31/2011 2:12:52 PM |
brightest-income-hunter | $25.00 | 12/31/2011 2:48:36 PM |
36 Investments
|
Borrower Payment Dependent Notes Series
547713
This series of Notes was issued and sold upon the funding of the borrower loan #58476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $70.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-1990 |
Debt/Income ratio:
| 3% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
2 | Length of status: | 16y 1m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Social Worker |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $1,218 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 1 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| goal-basis580 |
Borrower's state:
| Michigan |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes and household bills
Purpose of loan: Pay off back taxes and a couple household bills
This loan will be used to...same as above
My financial situation:
I am a good candidate for this loan because... I plan to use my income tax return to pay off the balance of the loan
Monthly net income: $3200.00
Monthly expenses: $2300.00
Housing: $1850.00
Insurance: $160.00
Car expenses: $0
Utilities: $90.00
Phone, cable, internet: $190.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $50.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
stylish-compassion3 | $50.00 | 12/30/2011 5:05:41 PM |
scrappy-leverage6 | $25.00 | 12/30/2011 5:07:06 PM |
commanding-treasure2 | $50.00 | 12/30/2011 5:12:36 PM |
riproaringrapids | $50.00 | 12/30/2011 5:20:40 PM |
hitsman | $50.00 | 12/30/2011 5:29:52 PM |
inventive-wealth2 | $25.00 | 12/30/2011 5:35:31 PM |
money-bauble | $100.00 | 12/30/2011 5:43:29 PM |
AFairDeal | $25.00 | 12/30/2011 5:45:21 PM |
enchanted-note | $25.00 | 12/30/2011 5:50:43 PM |
cashhelp | $25.00 | 12/30/2011 5:48:35 PM |
loanman2007 | $25.00 | 12/31/2011 3:57:46 AM |
hektek22 | $600.00 | 12/30/2011 11:23:59 PM |
ethical-truth211 | $400.00 | 12/31/2011 4:35:01 AM |
goodhearted-basis4 | $25.00 | 12/30/2011 5:13:57 PM |
kenji4861 | $25.00 | 12/30/2011 5:18:51 PM |
successful-agreement7 | $100.00 | 12/30/2011 5:21:11 PM |
edaguy | $75.00 | 12/30/2011 5:21:18 PM |
Investor_DP | $100.00 | 12/30/2011 5:15:52 PM |
cardminger | $25.00 | 12/30/2011 5:44:14 PM |
1traveler | $25.00 | 12/30/2011 5:47:01 PM |
BxRealtor | $25.00 | 12/30/2011 5:30:50 PM |
vutah | $25.00 | 12/30/2011 6:19:02 PM |
organized-dough5 | $25.00 | 12/30/2011 7:20:48 PM |
market-solstice2 | $25.00 | 12/30/2011 5:47:58 PM |
cash-vault | $25.00 | 12/30/2011 5:49:55 PM |
kindness-ace1 | $50.00 | 12/30/2011 10:56:19 PM |
26 Investments
|
Borrower Payment Dependent Notes Series
547761
This series of Notes was issued and sold upon the funding of the borrower loan #58389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 29.73% |
Borrower rate/APR:
| 30.73% / 34.73% |
Monthly payment:
| $171.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.37% | | |
| |
Estimated return*:
| 13.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| May-1985 |
Debt/Income ratio:
| 55% |
Credit score:
| 600-619 (Dec-2011) |
Inquiries last 6m:
| 11 | Employment status: | Employed |
Now delinquent:
| 4 |
Current / open credit lines:
| 21
/
20 | Length of status: | 4y 5m |
Amount delinquent:
| $1,011 |
Total credit lines:
| 43 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $68,257 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gold-bluebird |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $3,400.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Mar-2011)
|
Principal balance:
| $929.66 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
home improvement loan
Purpose of loan:
This loan will be used to... new roof
My financial situation:
I am a good candidate for this loan because...I always pay back my obligations
Monthly net income: $4000
Monthly expenses: 1000
Housing: $1000
Insurance: $200
Car expenses: $0
Utilities: $250
Phone, cable, internet: $75
Food, entertainment: $175
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Investor_DP | $100.00 | 12/30/2011 5:16:23 PM |
312-Lender | $25.00 | 12/30/2011 5:17:10 PM |
stylish-compassion3 | $50.00 | 12/30/2011 5:05:42 PM |
affluence-generator2 | $25.00 | 12/30/2011 5:06:21 PM |
yield-lion2 | $75.00 | 12/30/2011 5:09:27 PM |
hitsman | $50.00 | 12/30/2011 5:29:53 PM |
jkeller4000 | $100.00 | 12/30/2011 5:17:58 PM |
money-baron-roth-IRA | $50.00 | 12/30/2011 5:21:05 PM |
high_flyer | $100.00 | 12/30/2011 6:57:28 PM |
smallbizrule | $50.00 | 12/30/2011 7:44:50 PM |
Rogesparkguy | $25.00 | 12/30/2011 5:46:35 PM |
LuvToLend | $25.00 | 12/30/2011 9:02:11 PM |
finance-magma7 | $25.00 | 12/30/2011 9:58:14 PM |
sensible-fund | $26.00 | 12/30/2011 5:55:34 PM |
sgt-schultz | $25.00 | 12/30/2011 8:22:46 PM |
Mikale360 | $25.00 | 12/30/2011 10:14:01 PM |
heerzaquestion | $25.00 | 12/31/2011 7:18:30 AM |
saga9 | $25.00 | 12/30/2011 11:43:51 PM |
FarmersBank | $47.84 | 12/31/2011 7:42:57 AM |
promise2 | $25.00 | 12/31/2011 5:33:15 AM |
IntrepidInvestment | $25.00 | 12/31/2011 11:20:41 AM |
papaloha | $200.00 | 12/31/2011 12:11:43 PM |
Bob450 | $30.00 | 12/31/2011 12:03:58 PM |
hopeful-deal7 | $25.00 | 12/31/2011 12:08:46 PM |
87Marc | $25.00 | 12/31/2011 12:17:21 PM |
jazzlender | $25.00 | 12/31/2011 12:24:08 PM |
foxtrot12 | $75.00 | 12/31/2011 12:25:30 PM |
vutah | $35.00 | 12/30/2011 5:23:15 PM |
nfx | $40.00 | 12/30/2011 5:31:50 PM |
Leshan | $100.00 | 12/30/2011 5:22:23 PM |
money-baron-Roth401k | $25.00 | 12/30/2011 5:29:11 PM |
SFBank | $50.00 | 12/30/2011 6:23:10 PM |
Jack55304 | $200.00 | 12/30/2011 5:39:43 PM |
worthy-bid8 | $50.00 | 12/30/2011 5:41:08 PM |
AF-Chief | $25.00 | 12/30/2011 5:46:31 PM |
Bank42 | $25.00 | 12/30/2011 6:04:51 PM |
NekHoldings | $25.00 | 12/30/2011 6:15:11 PM |
finance-amusement4 | $50.00 | 12/31/2011 4:40:00 AM |
LakeShoreLending | $25.00 | 12/31/2011 6:51:15 AM |
bonus-quark4 | $25.00 | 12/31/2011 7:31:04 AM |
healer199 | $36.00 | 12/31/2011 6:08:02 AM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:25 AM |
handy-justice | $50.00 | 12/31/2011 8:58:19 AM |
progressive-asset | $100.00 | 12/31/2011 11:13:03 AM |
brightest-organized-balance | $25.00 | 12/31/2011 10:30:07 AM |
money-booster2 | $25.00 | 12/31/2011 11:10:26 AM |
engrossing-responsibility0 | $50.00 | 12/31/2011 12:09:57 PM |
suave-dime6 | $25.00 | 12/31/2011 11:19:30 AM |
radforj22 | $25.00 | 12/31/2011 11:26:28 AM |
amlu1988 | $25.00 | 12/31/2011 11:33:04 AM |
finance-prescription | $100.00 | 12/31/2011 12:19:23 PM |
the-credit-maker | $25.00 | 12/31/2011 12:21:01 PM |
green-capital-hornet | $25.00 | 12/31/2011 12:22:15 PM |
secureincome | $777.00 | 12/31/2011 12:22:52 PM |
asiaratt | $50.00 | 12/31/2011 12:10:00 PM |
finance-mushroom | $200.00 | 12/31/2011 12:15:44 PM |
bid-czar8 | $32.00 | 12/31/2011 12:20:26 PM |
capital-halo1 | $426.16 | 12/31/2011 12:30:42 PM |
58 Investments
|
Borrower Payment Dependent Notes Series
547787
This series of Notes was issued and sold upon the funding of the borrower loan #58444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-01-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Nov-1998 |
Debt/Income ratio:
| 52% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 18
/
17 | Length of status: | 8y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 46 |
Occupation: | Principal |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,372 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 39% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| amigo355 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Getting on Top
Purpose of loan:
This loan will be used to...
Pay off some debt
My financial situation:
I always pay on time. Just need some extra cash.
I am a good candidate for this loan because...
Dependable to pay back on time and early if I can.
Monthly net income: $4,000
Monthly expenses: $3,800
Housing: $930.00
Insurance: $300.00
Car expenses: $755
Utilities: $90
Phone, cable, internet: $168
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
EngineersAlliance | $75.00 | 12/30/2011 5:07:19 PM |
AndChicksforFree | $25.00 | 12/30/2011 5:09:51 PM |
green-inspiring-peace | $25.00 | 12/30/2011 5:28:09 PM |
SFBank | $50.00 | 12/30/2011 6:25:13 PM |
gotjack | $25.00 | 12/31/2011 5:37:21 AM |
the-lean-bid | $25.50 | 12/31/2011 9:21:35 AM |
calimanusa | $50.00 | 12/31/2011 11:12:07 AM |
money-booster2 | $35.00 | 12/31/2011 11:17:55 AM |
riveting-credit5 | $100.00 | 12/31/2011 11:42:47 AM |
loanman2007 | $25.00 | 12/31/2011 12:06:31 PM |
DHolly | $31.00 | 12/31/2011 12:30:20 PM |
loss-of-control | $100.00 | 12/31/2011 3:10:19 PM |
skillful-asset5 | $30.00 | 12/31/2011 3:18:36 PM |
Mrs-Honeydew | $25.00 | 12/31/2011 7:07:49 PM |
unassuming-market7 | $44.65 | 12/31/2011 10:09:48 PM |
let_me_retire | $82.52 | 12/31/2011 4:35:23 PM |
supreme-p2p9 | $25.00 | 1/1/2012 8:17:04 AM |
platinum-czar | $25.00 | 1/1/2012 1:07:36 AM |
brondero | $80.00 | 1/1/2012 9:42:37 AM |
payment-chief9 | $50.00 | 1/1/2012 12:26:58 PM |
cash4closeoutsdotnet | $25.49 | 1/1/2012 1:28:07 PM |
excheesehead | $100.00 | 1/1/2012 12:35:11 PM |
Valley-of-the-Dollar | $25.00 | 1/1/2012 1:26:26 PM |
mammalian4 | $25.00 | 1/1/2012 3:39:07 PM |
sweetlan | $25.00 | 1/1/2012 5:39:05 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:48 PM |
Searlzy | $24.51 | 1/1/2012 5:51:40 PM |
wendyhop | $50.00 | 1/1/2012 1:46:25 PM |
LittleMingo | $25.00 | 1/1/2012 4:07:26 PM |
affluence-generator2 | $200.00 | 12/30/2011 5:02:30 PM |
jkeller4000 | $25.00 | 12/30/2011 5:17:08 PM |
vutah | $40.00 | 12/30/2011 5:23:06 PM |
PatriotKnight | $25.00 | 12/30/2011 5:39:41 PM |
sensible-fund | $25.00 | 12/30/2011 5:57:30 PM |
Danjack_Capital | $25.00 | 12/30/2011 7:09:30 PM |
bancoroyal | $25.68 | 12/31/2011 6:21:58 AM |
melodious-openness | $1,000.00 | 12/31/2011 5:59:06 AM |
midnight24 | $37.71 | 12/31/2011 9:10:36 AM |
CA-Lender | $50.00 | 12/31/2011 10:17:41 AM |
exciting-fairness | $200.00 | 12/31/2011 3:10:16 PM |
Starfin-Capital-Management | $500.00 | 12/31/2011 3:18:31 PM |
kindness-ace1 | $50.00 | 12/31/2011 3:46:26 PM |
forthright-durability | $25.00 | 12/31/2011 5:59:06 PM |
Kash2010lu | $30.00 | 12/31/2011 11:34:16 PM |
exchange-upholder0 | $25.00 | 12/31/2011 6:46:33 PM |
ohmarkybaby | $58.79 | 12/31/2011 10:10:56 PM |
power-secret-agent | $25.00 | 1/1/2012 5:46:28 AM |
flaguynice | $100.00 | 1/1/2012 6:35:15 AM |
WeshaTheLeopard | $25.00 | 1/1/2012 2:02:51 AM |
Core-Marketing | $25.00 | 1/1/2012 5:13:45 AM |
five-star-note | $75.00 | 1/1/2012 2:14:53 PM |
CashFlow13 | $100.00 | 1/1/2012 12:49:39 PM |
Rashanir | $29.15 | 1/1/2012 3:38:01 PM |
terrific-peace8 | $25.00 | 1/1/2012 5:16:39 PM |
54 Investments
|
Borrower Payment Dependent Notes Series
547817
This series of Notes was issued and sold upon the funding of the borrower loan #58520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $7,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $278.73 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1995 |
Debt/Income ratio:
| 25% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
8 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Religious |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $4,786 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-javelin5 |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan:
This loan will be used to...
Consolidate loans
My financial situation:
I am a good candidate for this loan because...
I work a full time job and a part time and both are very solid positions.
Monthly net income: $6000.00
Monthly expenses: $5000.00
Housing: $675.00
Insurance: $350.00
Car expenses: $450.00
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $600.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1500.00 but will be paid in February
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
scrappy-leverage6 | $25.00 | 12/30/2011 5:07:08 PM |
stylish-compassion3 | $50.00 | 12/30/2011 5:05:43 PM |
AndChicksforFree | $25.00 | 12/30/2011 5:08:04 PM |
selector568 | $300.00 | 12/30/2011 5:12:20 PM |
successful-agreement7 | $100.00 | 12/30/2011 5:21:13 PM |
first-pragmatic-power | $25.00 | 12/30/2011 5:40:53 PM |
missing-link | $25.00 | 12/30/2011 5:25:59 PM |
hitsman | $50.00 | 12/30/2011 5:29:54 PM |
SFBank | $50.00 | 12/30/2011 6:24:36 PM |
zeeexsixare | $200.00 | 12/31/2011 5:09:36 AM |
first-friendly-listing | $25.00 | 12/31/2011 8:37:23 AM |
deal-searcher1 | $25.00 | 12/31/2011 11:07:16 AM |
CA-Lender | $25.00 | 12/31/2011 10:17:21 AM |
calimanusa | $50.00 | 12/31/2011 11:10:54 AM |
orange-impartial-asset | $25.00 | 12/31/2011 1:21:09 PM |
autonomous-kindness | $25.00 | 12/31/2011 1:55:14 PM |
kindness-ace1 | $50.00 | 12/31/2011 3:49:09 PM |
gain-gourd | $100.00 | 1/2/2012 8:01:51 AM |
tech310 | $50.00 | 1/3/2012 12:14:04 AM |
gold-cluster | $50.00 | 1/3/2012 8:11:31 AM |
impeccable-ore3 | $25.00 | 1/3/2012 9:00:48 AM |
riveting-credit5 | $50.00 | 1/3/2012 8:13:30 AM |
SecondChanceLendingSERV | $27.50 | 1/3/2012 8:49:59 AM |
klend4 | $25.00 | 1/3/2012 9:38:03 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:50 AM |
greenback-investor7 | $100.00 | 1/3/2012 10:29:37 AM |
ThatDanGuy | $50.00 | 1/3/2012 1:52:39 PM |
computer758 | $25.00 | 1/3/2012 11:45:38 AM |
cash-reaction2 | $50.00 | 1/3/2012 5:14:45 PM |
the-inspired-justice | $40.00 | 1/3/2012 3:17:08 PM |
justice-economist | $25.00 | 1/3/2012 4:54:47 PM |
foxtrot12 | $48.00 | 1/4/2012 9:55:50 AM |
hopethisworks | $25.00 | 1/4/2012 9:56:13 AM |
HamachiMan | $26.04 | 1/4/2012 10:02:08 AM |
golden-cat | $25.00 | 1/4/2012 9:52:35 AM |
Miklot | $30.00 | 1/4/2012 9:48:06 AM |
aader | $25.00 | 1/4/2012 9:49:28 AM |
Mariner3605 | $25.00 | 1/4/2012 9:48:08 AM |
inventive-order8 | $25.00 | 1/4/2012 9:44:11 AM |
lowlite6647 | $25.00 | 1/4/2012 9:42:12 AM |
Kyileo | $25.00 | 1/4/2012 9:39:50 AM |
proud-pound4 | $25.00 | 1/4/2012 9:39:56 AM |
rescue | $100.00 | 1/4/2012 9:31:30 AM |
the-enthralling-coin | $25.00 | 1/4/2012 9:58:18 AM |
Kaj | $25.00 | 1/4/2012 9:28:47 AM |
IIP77 | $25.00 | 1/4/2012 9:24:48 AM |
roxon | $25.00 | 1/4/2012 9:16:54 AM |
shmb6508 | $50.00 | 1/4/2012 9:17:58 AM |
productive-ore | $25.00 | 1/4/2012 9:09:50 AM |
economy-producer | $25.00 | 1/4/2012 9:18:13 AM |
mlj0671 | $25.00 | 1/4/2012 7:36:24 AM |
patriot384 | $100.00 | 1/4/2012 5:22:38 AM |
museic1 | $100.00 | 1/4/2012 3:24:38 AM |
peaceful-wealth0 | $25.00 | 1/4/2012 7:19:21 AM |
income-buffalo1 | $100.00 | 1/3/2012 7:41:51 PM |
bsh297 | $25.81 | 1/4/2012 6:34:40 AM |
Wellman | $25.00 | 1/3/2012 5:38:55 PM |
newest-phenomenal-dinero | $75.00 | 1/3/2012 6:44:04 PM |
thelovebug | $100.00 | 1/3/2012 5:29:07 PM |
finance-mushroom | $200.00 | 1/3/2012 5:24:51 PM |
terrific-dough6 | $75.00 | 1/3/2012 5:24:00 PM |
mercuriant | $25.00 | 1/3/2012 5:48:38 PM |
Joyflyer | $361.03 | 1/3/2012 5:20:29 PM |
shrewd-peace7 | $25.00 | 1/3/2012 5:43:23 PM |
diplomatic-wealth7 | $25.00 | 1/3/2012 5:16:38 PM |
bill-mushroom | $41.00 | 1/3/2012 5:13:57 PM |
EBITDA | $25.00 | 1/3/2012 5:09:15 PM |
income-buddy7 | $100.00 | 1/3/2012 5:08:10 PM |
MrBailey | $25.00 | 1/3/2012 5:07:51 PM |
gold-plane1 | $25.00 | 1/3/2012 5:04:19 PM |
edaguy | $50.00 | 12/30/2011 5:21:35 PM |
Investor_DP | $100.00 | 12/30/2011 5:16:16 PM |
pdub | $75.00 | 12/30/2011 5:31:04 PM |
enchanted-diversification496 | $25.00 | 12/30/2011 5:40:39 PM |
worthy-bid8 | $50.00 | 12/30/2011 5:41:08 PM |
market-solstice2 | $25.00 | 12/30/2011 5:47:59 PM |
scarlet-velvet | $25.08 | 12/31/2011 12:17:55 AM |
graceful-IRAinvestment | $25.00 | 12/31/2011 8:05:08 AM |
ethical-truth211 | $300.00 | 12/31/2011 5:35:49 AM |
money-booster2 | $25.00 | 12/31/2011 11:27:28 AM |
penny-surgeon | $25.00 | 12/31/2011 12:09:55 PM |
britches613 | $28.54 | 12/31/2011 3:33:35 PM |
skillful-asset5 | $30.00 | 12/31/2011 3:18:03 PM |
balance-chestnut | $25.00 | 12/31/2011 6:59:45 PM |
payment-gusto | $25.00 | 1/1/2012 10:33:09 AM |
WilliamLeeSims | $25.00 | 1/1/2012 1:35:23 PM |
beachfunder | $25.00 | 1/1/2012 1:47:03 PM |
dollar-tornado3 | $25.00 | 1/2/2012 5:22:18 AM |
asset-professor | $25.00 | 1/1/2012 6:37:28 PM |
first-restless-payout | $50.00 | 1/2/2012 1:29:29 PM |
money-yeller | $25.00 | 1/2/2012 2:21:16 PM |
daekpon | $70.00 | 1/2/2012 7:42:52 PM |
patriot897 | $25.00 | 1/3/2012 7:39:20 AM |
intuitive-velocity4 | $25.00 | 1/3/2012 9:57:22 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:18 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:11:57 AM |
miked8303 | $25.00 | 1/3/2012 10:33:16 AM |
dollardave | $50.00 | 1/3/2012 11:32:45 AM |
penny-plato | $25.00 | 1/3/2012 3:20:59 PM |
finance-investor3 | $25.00 | 1/3/2012 3:58:18 PM |
the-healthy-commitment | $25.00 | 1/3/2012 4:01:34 PM |
bigmatt | $25.00 | 1/3/2012 4:26:13 PM |
factcheck | $25.00 | 1/3/2012 5:01:03 PM |
engrossing-responsibility0 | $50.00 | 1/3/2012 5:06:48 PM |
R3vXX | $25.00 | 1/3/2012 5:08:30 PM |
bravos33 | $25.00 | 1/3/2012 5:09:46 PM |
arsisi | $25.00 | 1/3/2012 5:36:39 PM |
derec | $25.00 | 1/3/2012 5:39:41 PM |
red-power-pecan | $50.00 | 1/3/2012 5:18:18 PM |
jazzlender | $25.00 | 1/3/2012 5:21:04 PM |
Comoparklender | $25.00 | 1/3/2012 5:25:19 PM |
investment-meteor1 | $25.00 | 1/3/2012 8:04:07 PM |
rhin0cerx | $50.00 | 1/3/2012 5:45:51 PM |
velocity-disk6 | $40.00 | 1/3/2012 5:48:16 PM |
worth-dandelion | $100.00 | 1/3/2012 5:49:43 PM |
jjswanso | $100.00 | 1/3/2012 5:51:59 PM |
loyalty-czar | $30.00 | 1/3/2012 6:45:47 PM |
worth-web5 | $50.00 | 1/3/2012 6:48:43 PM |
x32248 | $25.00 | 1/3/2012 8:00:00 PM |
income-cosmos4 | $50.00 | 1/3/2012 8:52:20 PM |
downtownfarm | $25.00 | 1/4/2012 6:43:44 AM |
scoobiedoo | $75.00 | 1/4/2012 7:44:08 AM |
DER | $25.00 | 1/4/2012 9:17:12 AM |
exuberant-funds1 | $25.00 | 1/4/2012 8:44:31 AM |
richboy56 | $25.00 | 1/4/2012 8:41:32 AM |
oreyedoc | $47.00 | 1/4/2012 9:23:52 AM |
beachfunder | $25.00 | 1/4/2012 9:06:14 AM |
Gladglide | $25.00 | 1/4/2012 9:06:19 AM |
Katburg | $25.00 | 1/4/2012 9:15:54 AM |
yngling | $25.00 | 1/4/2012 9:40:25 AM |
FASTIZIO_P | $25.00 | 1/4/2012 9:41:39 AM |
SKOAL | $25.00 | 1/4/2012 9:45:23 AM |
lcole32 | $25.00 | 1/4/2012 9:46:07 AM |
apostle901 | $25.00 | 1/4/2012 9:21:07 AM |
rysil | $35.00 | 1/4/2012 9:53:47 AM |
fortytwo | $150.00 | 1/4/2012 9:58:48 AM |
miamibeachloaner | $25.00 | 1/4/2012 10:01:38 AM |
roman2008 | $25.00 | 1/4/2012 9:31:00 AM |
symbiosis | $50.00 | 1/4/2012 9:36:00 AM |
minddoc | $35.00 | 1/4/2012 9:44:52 AM |
ErsatzMike | $60.00 | 1/4/2012 9:46:37 AM |
Bookophile | $50.00 | 1/4/2012 9:42:25 AM |
ecstatic-money064 | $25.00 | 1/4/2012 9:48:50 AM |
Frenchynh | $25.00 | 1/4/2012 9:49:30 AM |
asiaratt | $50.00 | 1/4/2012 9:53:07 AM |
_kyle | $50.00 | 1/4/2012 9:53:14 AM |
jiftostada | $25.00 | 1/4/2012 9:57:57 AM |
147 Investments
|
Borrower Payment Dependent Notes Series
547833
This series of Notes was issued and sold upon the funding of the borrower loan #58431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 29.73% |
Borrower rate/APR:
| 30.73% / 34.73% |
Monthly payment:
| $171.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.37% | | |
| |
Estimated return*:
| 13.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Dec-1989 |
Debt/Income ratio:
| 39% |
Credit score:
| 620-639 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 13
/
8 | Length of status: | 5y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $2,334 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 3 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| alluring-nickel5 |
Borrower's state:
| Idaho |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 1 ( 14% )
| 620-639 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 6
( 86% )
| 720-739
(May-2011)
|
Principal balance:
| $3,960.12 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 7 | | |
Description
Consolidate Debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
poetic-reward0 | $27.00 | 1/1/2012 12:17:47 PM |
Jack55304 | $200.00 | 1/1/2012 12:11:39 PM |
hitsman | $50.00 | 1/1/2012 12:11:58 PM |
listing-candy | $25.00 | 1/1/2012 12:07:27 PM |
Investor_DP | $100.00 | 1/1/2012 12:21:53 PM |
gold-channel2 | $25.00 | 1/1/2012 12:24:18 PM |
SpareChangeHero | $25.00 | 1/1/2012 12:33:05 PM |
ricklip | $100.00 | 1/3/2012 10:13:04 AM |
Mariner3605 | $25.00 | 1/3/2012 10:08:28 AM |
wwwUniversal | $25.00 | 1/3/2012 10:22:36 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:00 AM |
managedfund | $777.00 | 1/3/2012 10:47:19 AM |
first-pragmatic-power | $25.00 | 1/3/2012 10:23:06 AM |
Bond007ria | $25.00 | 1/3/2012 10:11:25 AM |
cash-reaction2 | $50.00 | 1/3/2012 10:06:09 AM |
gethsemane4 | $65.00 | 1/3/2012 8:11:01 AM |
Kash2010lu | $25.00 | 1/2/2012 11:00:50 PM |
420limo | $25.00 | 1/2/2012 11:15:24 PM |
LuvToLend | $25.00 | 1/2/2012 8:20:25 PM |
dariop | $26.01 | 1/2/2012 5:17:40 PM |
Socorro_Capital_Partners | $25.01 | 1/2/2012 9:31:25 AM |
rvfbroker | $25.00 | 1/2/2012 9:21:02 AM |
hopeful-deal7 | $25.00 | 1/2/2012 9:09:36 AM |
payout-harmony4 | $50.00 | 1/1/2012 3:15:49 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:35:27 PM |
Leshan | $50.00 | 1/1/2012 1:49:32 PM |
AndChicksforFree | $25.00 | 1/1/2012 1:15:07 PM |
silver-enlightenment0 | $100.00 | 1/1/2012 3:07:40 PM |
the-hope-workhorse | $50.00 | 1/1/2012 2:35:30 PM |
forthright-durability | $25.00 | 1/1/2012 2:30:52 PM |
order-maestro | $25.00 | 1/1/2012 2:13:12 PM |
Learning2Lend | $25.00 | 1/1/2012 12:41:22 PM |
stylish-compassion3 | $50.00 | 1/1/2012 12:08:01 PM |
Rogesparkguy | $25.00 | 1/1/2012 12:47:42 PM |
worthy-bid8 | $50.00 | 1/1/2012 12:16:58 PM |
AF-Chief | $25.00 | 1/1/2012 12:18:11 PM |
312-Lender | $25.00 | 1/1/2012 12:21:47 PM |
mikeandcat | $100.00 | 1/1/2012 12:21:57 PM |
IntrepidInvestment | $50.00 | 1/1/2012 12:23:40 PM |
money-baron-Roth401k | $25.00 | 1/1/2012 12:39:49 PM |
justice-lotus9 | $25.00 | 1/1/2012 3:04:37 PM |
handy-justice | $100.00 | 1/1/2012 3:54:53 PM |
richboy56 | $25.00 | 1/1/2012 3:14:22 PM |
asset-professor | $25.00 | 1/1/2012 6:33:41 PM |
standanddeliver | $37.00 | 1/2/2012 9:15:57 AM |
jazzlender | $25.00 | 1/2/2012 9:08:22 AM |
high_flyer | $100.00 | 1/2/2012 10:22:09 AM |
helpinghand63 | $25.00 | 1/2/2012 9:30:12 AM |
the-discrete-income | $75.00 | 1/2/2012 6:48:31 PM |
generous-deal6 | $25.00 | 1/2/2012 7:53:33 PM |
ponytailacres | $25.19 | 1/3/2012 6:00:47 AM |
Marfloogan | $25.00 | 1/3/2012 6:47:38 AM |
deal-thinker7 | $36.00 | 1/3/2012 8:56:12 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:55 AM |
green-friendly-bill | $75.00 | 1/3/2012 9:52:02 AM |
worth-jedi5 | $51.00 | 1/3/2012 9:54:07 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:21 AM |
HenryS | $30.00 | 1/3/2012 10:26:44 AM |
worth-jedi5 | $51.73 | 1/3/2012 10:16:43 AM |
stepatatime-together | $35.00 | 1/3/2012 10:20:47 AM |
saxaphone6 | $25.00 | 1/3/2012 11:11:06 AM |
worth-blanket2 | $600.00 | 1/3/2012 11:52:42 AM |
LesPaul1 | $25.00 | 1/3/2012 10:31:22 AM |
63 Investments
|
Borrower Payment Dependent Notes Series
547835
This series of Notes was issued and sold upon the funding of the borrower loan #58443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 2.00% |
Listing Start date:
| Jan-02-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 13.65% |
Borrower rate/APR:
| 14.65% / 16.49% |
Monthly payment:
| $224.26 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 13.60% | | |
| |
Estimated return*:
| 11.60% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-1996 |
Debt/Income ratio:
| 7% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
8 | Length of status: | 3y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 17 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $8,315 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 23% | | |
| |
Homeownership:
| No | | |
Screen name:
| aaron1 |
Borrower's state:
| California |
Borrower's group:
| Have Money - Will Bid |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 26 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $2,551.00 | < 31 days late:
| 0
( 0% )
| 740-759
(Jan-2011)
580-599
(Jan-2008)
560-579
(Jun-2007)
560-579
(May-2007)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 26 | | |
Description
personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/2/2012 5:10:25 PM |
capital-marsupial3 | $25.00 | 1/2/2012 5:13:34 PM |
bid-prometheus | $30.01 | 1/2/2012 5:27:06 PM |
upbeat-investment9 | $50.00 | 1/2/2012 5:29:34 PM |
susurrus | $200.00 | 1/2/2012 5:45:11 PM |
beachfunder | $25.00 | 1/2/2012 9:38:02 PM |
Feyenoord | $30.00 | 1/2/2012 5:51:03 PM |
ALVO | $50.00 | 1/3/2012 9:48:56 AM |
superb-funds335 | $25.00 | 1/3/2012 9:58:27 AM |
KLCRAY | $25.00 | 1/3/2012 10:01:15 AM |
indomitable-coin | $25.00 | 1/3/2012 10:06:35 AM |
edaguy | $75.00 | 1/3/2012 10:21:04 AM |
blue-lively-platinum | $25.00 | 1/3/2012 10:11:00 AM |
factcheck | $25.00 | 1/3/2012 10:23:40 AM |
ricklip | $100.00 | 1/3/2012 10:13:05 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:08 AM |
jamiee73 | $25.00 | 1/3/2012 10:17:39 AM |
bb575 | $50.00 | 1/3/2012 10:18:54 AM |
kenji4861 | $25.00 | 1/3/2012 10:21:54 AM |
martymaniaman | $25.00 | 1/3/2012 12:21:18 PM |
puifais | $50.00 | 1/3/2012 10:27:30 AM |
dinero-path5 | $50.00 | 1/3/2012 12:57:59 PM |
greenback-investor7 | $100.00 | 1/3/2012 10:29:38 AM |
Jwalker11 | $30.00 | 1/3/2012 2:01:51 PM |
jpaulnyc | $100.00 | 1/3/2012 1:39:41 PM |
serene-capital | $25.00 | 1/3/2012 1:47:27 PM |
weiyinsan | $25.00 | 1/3/2012 1:17:37 PM |
happyjackbak | $50.00 | 1/3/2012 12:24:44 PM |
flexible-return297 | $50.00 | 1/3/2012 12:06:39 PM |
cybernosha | $25.00 | 1/3/2012 10:40:40 AM |
income-banjo | $25.00 | 1/3/2012 10:34:16 AM |
scrappy-leverage6 | $25.00 | 1/3/2012 9:50:01 AM |
commanding-treasure2 | $50.00 | 1/3/2012 9:54:42 AM |
AFairDeal | $25.00 | 1/3/2012 9:50:08 AM |
brilliant-loyalty7 | $25.00 | 1/3/2012 9:49:44 AM |
grammaspurse | $25.00 | 1/3/2012 8:10:38 AM |
healthy-rate3 | $50.00 | 1/3/2012 5:22:15 AM |
Mrs-Honeydew | $25.00 | 1/3/2012 4:35:04 AM |
ualf | $50.00 | 1/3/2012 4:18:00 AM |
JJS180 | $25.00 | 1/3/2012 2:50:10 AM |
deal-searcher1 | $50.00 | 1/3/2012 12:24:04 AM |
Epiphanic | $25.00 | 1/3/2012 7:36:10 AM |
ChristopherHS | $25.00 | 1/2/2012 10:18:12 PM |
tolerant-dinero2 | $25.00 | 1/2/2012 9:14:22 PM |
hyperdrive7 | $25.00 | 1/3/2012 5:31:11 AM |
lsx7 | $100.00 | 1/2/2012 8:15:25 PM |
Hexnut | $100.00 | 1/2/2012 7:45:11 PM |
generous-deal6 | $25.00 | 1/2/2012 7:53:34 PM |
Lo0se_mo0se | $25.00 | 1/2/2012 7:05:17 PM |
MoneyForNothing | $41.20 | 1/2/2012 5:07:35 PM |
logical-moola4 | $50.00 | 1/2/2012 5:11:17 PM |
nimble-money086 | $25.00 | 1/2/2012 8:36:01 PM |
vigilance-accruer | $50.00 | 1/2/2012 10:35:41 PM |
GreenLender11 | $100.00 | 1/2/2012 6:41:12 PM |
processor115 | $100.00 | 1/2/2012 6:48:02 PM |
money-booster2 | $50.00 | 1/2/2012 7:42:33 PM |
Guiren | $119.55 | 1/2/2012 8:19:00 PM |
SharkAttack | $25.00 | 1/2/2012 8:26:33 PM |
Marfloogan | $25.00 | 1/3/2012 6:47:39 AM |
elephantparty | $60.00 | 1/2/2012 9:54:18 PM |
Tscheddar | $25.00 | 1/3/2012 6:23:38 AM |
gecko68 | $25.00 | 1/3/2012 6:30:00 AM |
dime-selector | $25.00 | 1/3/2012 6:23:32 AM |
Wisc_investor | $30.00 | 1/3/2012 7:38:44 AM |
worthy-truth | $25.00 | 1/3/2012 7:50:26 AM |
cerebral-auction950 | $100.00 | 1/3/2012 8:05:28 AM |
svjeller | $25.00 | 1/3/2012 8:20:51 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:05 AM |
hope-hickory8 | $25.00 | 1/3/2012 8:59:09 AM |
enticing-capital6 | $50.00 | 1/3/2012 9:57:17 AM |
Winged_Inspirations | $50.00 | 1/3/2012 10:03:51 AM |
BxRealtor | $25.00 | 1/3/2012 9:48:03 AM |
progressive-economy261 | $400.00 | 1/3/2012 9:48:45 AM |
gallant-economy9 | $50.00 | 1/3/2012 10:00:56 AM |
roadtruck | $50.00 | 1/3/2012 10:01:50 AM |
extraordinary-velocity6 | $25.00 | 1/3/2012 10:05:31 AM |
hidavehi | $39.00 | 1/3/2012 10:14:37 AM |
tntmojave | $50.00 | 1/3/2012 10:16:05 AM |
Sneezie | $100.00 | 1/3/2012 10:20:04 AM |
MyKidsDad | $25.00 | 1/3/2012 10:08:45 AM |
brilliant-market680 | $100.00 | 1/3/2012 10:09:39 AM |
historic-balance5 | $25.00 | 1/3/2012 10:08:47 AM |
RockCrown | $25.00 | 1/3/2012 10:11:23 AM |
Aberdeen | $3,000.00 | 1/3/2012 10:22:41 AM |
ChrisTJ | $25.00 | 1/3/2012 10:13:01 AM |
ChrisJB | $25.00 | 1/3/2012 10:27:01 AM |
selector568 | $300.00 | 1/3/2012 10:13:40 AM |
GranCarol | $25.00 | 1/3/2012 10:18:06 AM |
whitegold24k | $100.00 | 1/3/2012 10:18:33 AM |
dood2112 | $25.00 | 1/3/2012 10:19:42 AM |
whitegold24k | $400.00 | 1/3/2012 11:15:05 AM |
luminous-marketplace5 | $25.00 | 1/3/2012 10:23:20 AM |
JoeXB | $25.00 | 1/3/2012 11:48:09 AM |
Pizza-man | $50.00 | 1/3/2012 10:24:08 AM |
TrustPlus | $50.00 | 1/3/2012 10:25:23 AM |
ddog0224 | $175.00 | 1/3/2012 10:25:54 AM |
hitsman | $50.00 | 1/3/2012 10:26:12 AM |
themoneydoctor | $100.00 | 1/3/2012 12:10:44 PM |
riproaringrapids | $50.00 | 1/3/2012 10:27:48 AM |
heart514 | $25.00 | 1/3/2012 10:30:27 AM |
titilsbie14 | $25.00 | 1/3/2012 11:06:23 AM |
malomar66 | $60.00 | 1/3/2012 11:20:00 AM |
degster | $25.00 | 1/3/2012 11:25:15 AM |
jpac1066 | $200.00 | 1/3/2012 2:15:32 PM |
rajs | $75.00 | 1/3/2012 11:34:07 AM |
samdog079 | $126.00 | 1/3/2012 11:41:35 AM |
evergreen16 | $137.00 | 1/3/2012 11:59:47 AM |
power-cell | $30.00 | 1/3/2012 12:40:32 PM |
Use_It_Wisely | $25.00 | 1/3/2012 12:57:32 PM |
mwb | $25.00 | 1/3/2012 1:44:30 PM |
ore-dojo | $167.24 | 1/3/2012 2:34:07 PM |
111 Investments
|
Borrower Payment Dependent Notes Series
547837
This series of Notes was issued and sold upon the funding of the borrower loan #58481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-01-2012 |
|
Lender yield:
| 23.87% |
Borrower rate/APR:
| 24.87% / 28.73% |
Monthly payment:
| $79.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.28% | | |
| |
Estimated return*:
| 12.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1966 |
Debt/Income ratio:
| 37% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 16
/
15 | Length of status: | 30y 1m |
Amount delinquent:
| $78 |
Total credit lines:
| 47 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $25,279 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 25 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| maym |
Borrower's state:
| Connecticut |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Jan-2011)
640-659
(Dec-2007)
540-559
(Nov-2007)
580-599
(Sep-2007)
|
Principal balance:
| $1,967.76 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
maymtaxes
Purpose of loan:
This loan will be used to...paid taxes
My financial situation:
I am a good candidate for this loan because...I HAVE ALWAYS PAID MY FIRST LOAN ON TIME,,,,MY INCOME JUST ISNT ENOUGH
Monthly net income: $ 1650
Monthly expenses: $ 250
Housing: $ NO MORTGAGE
Insurance: $ 200.00 HOUSE AND CAR
Car expenses: $80.00
Utilities: $130.00
Phone, cable, internet: $127.00
Food, entertainment: $ 200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 1/1/2012 12:02:14 PM |
listing-candy | $25.00 | 1/1/2012 12:07:27 PM |
hitsman | $50.00 | 1/1/2012 12:11:59 PM |
handshake5 | $100.00 | 1/1/2012 12:21:36 PM |
Investor_DP | $100.00 | 1/1/2012 12:21:44 PM |
trajectory8 | $100.00 | 1/1/2012 12:16:01 PM |
edaguy | $50.00 | 1/1/2012 12:16:24 PM |
Jack55304 | $200.00 | 1/1/2012 12:11:39 PM |
worthy-bid8 | $50.00 | 1/1/2012 12:16:58 PM |
rvfbroker | $25.00 | 1/1/2012 12:17:02 PM |
AF-Chief | $25.00 | 1/1/2012 12:18:11 PM |
GCInvestments | $25.00 | 1/1/2012 12:20:27 PM |
stylish-compassion3 | $50.00 | 1/1/2012 12:08:01 PM |
mikeandcat | $100.00 | 1/1/2012 12:17:41 PM |
nodrivelpls | $25.00 | 1/1/2012 12:21:15 PM |
marketplace-hut9 | $25.00 | 1/1/2012 12:22:03 PM |
important-openness1 | $100.00 | 1/1/2012 12:11:20 PM |
top-asset-chemistry | $25.00 | 1/1/2012 12:06:15 PM |
CapitalismRocks | $25.00 | 1/1/2012 12:10:33 PM |
312-Lender | $25.00 | 1/1/2012 12:21:47 PM |
managedfund | $764.98 | 1/1/2012 12:23:22 PM |
poetic-reward0 | $75.00 | 1/1/2012 12:17:47 PM |
22 Investments
|
Borrower Payment Dependent Notes Series
547863
This series of Notes was issued and sold upon the funding of the borrower loan #58417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-02-2012 |
|
Lender yield:
| 29.73% |
Borrower rate/APR:
| 30.73% / 34.73% |
Monthly payment:
| $171.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.37% | | |
| |
Estimated return*:
| 13.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Sep-2002 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
15 | Length of status: | 3y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $52,466 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 114% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| OracleDBA |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 2 |
On-time:
| 6 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $13,000.00 | < 31 days late:
| 0
( 0% )
| 780-799
(Apr-2011)
620-639
(Sep-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 6 | | |
Description
Business expansion
Purpose of loan:
This loan will be used to expand my business by increasing marketing and hiring a Jr. Technician for my business, www.actualbestllc.com
My financial situation:
I am a good candidate for this loan because I have never being late on single payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-loan | $150.00 | 1/2/2012 9:00:43 AM |
lucrative-loan | $75.00 | 1/2/2012 9:02:55 AM |
affluence-generator2 | $25.00 | 1/2/2012 9:03:06 AM |
stylish-compassion3 | $50.00 | 1/2/2012 9:07:45 AM |
Rogesparkguy | $25.00 | 1/2/2012 9:12:01 AM |
Tscheddar | $25.00 | 1/2/2012 9:16:46 AM |
Investor_DP | $100.00 | 1/2/2012 9:21:20 AM |
Socorro_Capital_Partners | $25.01 | 1/2/2012 9:29:11 AM |
NekHoldings | $25.00 | 1/2/2012 9:01:07 AM |
graceful-investment | $100.00 | 1/2/2012 9:04:53 AM |
handy-justice | $100.00 | 1/2/2012 9:01:51 AM |
Feyenoord | $30.00 | 1/2/2012 9:29:49 AM |
312-Lender | $25.00 | 1/2/2012 9:30:36 AM |
atlas-shrugged | $250.00 | 1/2/2012 9:07:29 AM |
money-baron-Roth401k | $50.00 | 1/2/2012 9:36:30 AM |
worthy-bid8 | $50.00 | 1/2/2012 9:37:50 AM |
hopeful-deal7 | $25.00 | 1/2/2012 9:09:36 AM |
WilliamLeeSims | $25.00 | 1/2/2012 9:17:21 AM |
Moe87 | $25.00 | 1/2/2012 9:55:14 AM |
vutah | $25.00 | 1/2/2012 10:14:18 AM |
money-booster2 | $50.00 | 1/2/2012 10:18:11 AM |
rvfbroker | $25.00 | 1/2/2012 9:21:02 AM |
AF-Chief | $25.00 | 1/2/2012 9:24:09 AM |
rupee-equation2 | $25.00 | 1/2/2012 9:21:33 AM |
calimanusa | $30.00 | 1/2/2012 11:20:26 AM |
LittleMingo | $25.00 | 1/2/2012 9:34:29 AM |
Finchy78 | $25.00 | 1/2/2012 11:35:01 AM |
hitsman | $50.00 | 1/2/2012 9:32:11 AM |
Joyflyer | $337.48 | 1/2/2012 12:09:42 PM |
Gregger | $25.00 | 1/2/2012 9:40:11 AM |
Jack55304 | $200.00 | 1/2/2012 9:46:22 AM |
penny-plato | $25.00 | 1/2/2012 9:56:09 AM |
113121 | $250.00 | 1/2/2012 10:18:29 AM |
hookUup | $33.00 | 1/2/2012 3:08:36 PM |
s270 | $48.65 | 1/2/2012 3:37:07 PM |
forthright-trade | $25.00 | 1/2/2012 10:52:01 AM |
alexgalt | $25.00 | 1/2/2012 10:48:01 AM |
valiant-contract | $25.00 | 1/2/2012 11:09:43 AM |
investment-daydream | $50.00 | 1/2/2012 10:56:28 AM |
tranquil-ore4 | $58.54 | 1/2/2012 11:25:32 AM |
credit-missile | $125.00 | 1/2/2012 11:46:07 AM |
bmw2 | $25.00 | 1/2/2012 11:51:53 AM |
hillerod | $25.02 | 1/2/2012 12:36:28 PM |
benjamins-britches | $46.91 | 1/2/2012 12:45:28 PM |
amlu1988 | $25.00 | 1/2/2012 2:17:18 PM |
rate-sceptre | $25.00 | 1/2/2012 2:26:15 PM |
FinanceEngine | $35.00 | 1/2/2012 3:37:48 PM |
YoungTaxMan | $18.99 | 1/2/2012 6:45:22 PM |
DHolly | $31.00 | 1/2/2012 9:07:14 AM |
yield-lion2 | $100.00 | 1/2/2012 9:01:46 AM |
sensible-fund | $26.00 | 1/2/2012 9:02:11 AM |
fabulous-community4 | $40.00 | 1/2/2012 9:01:23 AM |
PLANECRASH | $25.00 | 1/2/2012 9:32:20 AM |
money-baron | $50.00 | 1/2/2012 9:07:25 AM |
high_flyer | $100.00 | 1/2/2012 10:20:26 AM |
investmentgroup | $25.00 | 1/2/2012 9:19:09 AM |
dollar-trajectory8 | $50.00 | 1/2/2012 11:05:31 AM |
Mrs-Honeydew | $25.00 | 1/2/2012 11:12:12 AM |
witty-openness | $25.00 | 1/2/2012 9:35:23 AM |
IntrepidInvestment | $50.00 | 1/2/2012 9:40:17 AM |
skillful-asset5 | $30.00 | 1/2/2012 12:54:24 PM |
money-booster2 | $50.00 | 1/2/2012 10:18:19 AM |
loanman2007 | $200.00 | 1/2/2012 10:24:29 AM |
ZOOOM | $25.00 | 1/2/2012 10:34:11 AM |
Mikale360 | $50.00 | 1/2/2012 10:51:33 AM |
CA-Lender | $50.00 | 1/2/2012 10:48:36 AM |
Cambalache | $33.39 | 1/2/2012 5:11:11 PM |
SolarMoonshine | $50.00 | 1/2/2012 3:13:06 PM |
Iceman1347 | $25.00 | 1/2/2012 3:19:31 PM |
coloradoadam | $25.00 | 1/2/2012 5:00:09 PM |
dariop | $26.01 | 1/2/2012 5:17:33 PM |
71 Investments
|
Borrower Payment Dependent Notes Series
547957
This series of Notes was issued and sold upon the funding of the borrower loan #58517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-02-2012 |
|
Lender yield:
| 23.87% |
Borrower rate/APR:
| 24.87% / 28.73% |
Monthly payment:
| $99.23 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.28% | | |
| |
Estimated return*:
| 12.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Apr-1994 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,383 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| miamilaw1973 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 51 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Aug-2011)
780-799
(Jul-2010)
760-779
(Dec-2009)
760-779
(Jul-2009)
|
Principal balance:
| $1,768.05 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 51 | | |
Description
Marketing for new title company
Purpose of loan: Marketing of new title company
This loan will be used to fund a newly licensed title company and establishing a short sale negotiation department. I have identified this area as a growth area for South Florida legal and title market. By combining title, legal and negotiation work, the new company can achieve significant market share and meet the needs of realtors throughout South Florida.
My financial situation:
I am a good candidate for this loan because I have steady cash flow from operation of two separate law and CPA practices.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
sensible-fund | $26.00 | 1/2/2012 9:01:17 AM |
fabulous-community4 | $40.00 | 1/2/2012 9:01:32 AM |
affluence-generator2 | $50.00 | 1/2/2012 9:03:43 AM |
grammaspurse | $25.00 | 1/2/2012 9:05:23 AM |
five-star-note | $50.00 | 1/2/2012 9:10:02 AM |
Mariner3605 | $25.00 | 1/2/2012 9:12:57 AM |
rogue_monster | $50.00 | 1/2/2012 9:15:34 AM |
stable-payment7 | $25.00 | 1/2/2012 9:15:52 AM |
lucrative-loan | $150.00 | 1/2/2012 9:01:01 AM |
fantastic-investment9 | $30.00 | 1/2/2012 9:05:33 AM |
lucrative-loan | $50.00 | 1/2/2012 9:02:31 AM |
lucrative-loan | $25.00 | 1/2/2012 9:03:12 AM |
Dusigrosz | $100.00 | 1/2/2012 9:03:40 AM |
kinetic-social | $28.12 | 1/2/2012 9:04:28 AM |
stylish-compassion3 | $50.00 | 1/2/2012 9:07:46 AM |
atlas-shrugged | $200.00 | 1/2/2012 9:09:37 AM |
successful-agreement7 | $100.00 | 1/2/2012 9:11:11 AM |
Tscheddar | $25.00 | 1/2/2012 9:16:46 AM |
WilliamLeeSims | $25.00 | 1/2/2012 9:17:22 AM |
trumpeter5 | $25.00 | 1/2/2012 9:01:24 AM |
MoneyForNothing | $67.97 | 1/2/2012 9:04:21 AM |
Star_Witness | $85.00 | 1/2/2012 9:10:47 AM |
NekHoldings | $25.00 | 1/2/2012 9:01:33 AM |
yield-lion2 | $100.00 | 1/2/2012 9:01:54 AM |
green-trade-dolphin | $35.02 | 1/2/2012 9:02:13 AM |
lendstats_com | $200.00 | 1/2/2012 9:06:44 AM |
handy-justice | $100.00 | 1/2/2012 9:02:44 AM |
marcomnzs | $25.00 | 1/2/2012 9:09:26 AM |
DHolly | $31.00 | 1/2/2012 9:11:24 AM |
PatriotKnight | $25.00 | 1/2/2012 9:16:27 AM |
life-is-great | $25.00 | 1/2/2012 9:13:51 AM |
managedfund | $756.89 | 1/2/2012 9:20:55 AM |
32 Investments
|
Borrower Payment Dependent Notes Series
547983
This series of Notes was issued and sold upon the funding of the borrower loan #58437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-02-2012 |
|
Lender yield:
| 20.21% |
Borrower rate/APR:
| 21.21% / 24.98% |
Monthly payment:
| $415.61 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.74% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jun-1998 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
7 | Length of status: | 4y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 61 |
Occupation: | Other |
Public records last 12m / 10y:
| 1/ 1 |
Revolving credit balance:
| $37,414 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 83% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| GradStudent34 |
Borrower's state:
| Mississippi |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 15 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $4,500.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Jun-2010)
660-679
(Dec-2009)
700-719
(Mar-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 15 | | |
Description
Bringing accounts together
Purpose of loan: To lessen lines of credit open
This loan will be used to... Allow for more free cash to be used on payments
My financial situation: Pretty good. I make a good sallary, but would like a small break on cash going out.
I am a good candidate for this loan because...
I don't default
Monthly net income: $ 7150.00
Monthly expenses: $6000.00
Housing: $ 800.00
Insurance: $ 250.00
Car expenses: $ 366.00
Utilities: $ 200.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 300.00
Credit cards and other loans: $ 1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin | $35.02 | 1/2/2012 9:02:15 AM |
brainy-return234 | $25.00 | 1/2/2012 9:06:46 AM |
progressive-economy261 | $400.00 | 1/2/2012 9:38:46 AM |
Zoramite | $25.00 | 1/2/2012 9:41:36 AM |
successful-agreement7 | $100.00 | 1/2/2012 9:11:12 AM |
life-is-great | $25.00 | 1/2/2012 9:13:52 AM |
economy-coup | $50.00 | 1/2/2012 9:12:40 AM |
rlf0350 | $25.00 | 1/2/2012 9:53:01 AM |
worth-blanket2 | $7,300.00 | 1/2/2012 10:22:35 AM |
managedfund | $1,333.00 | 1/2/2012 9:20:56 AM |
chestnut4 | $25.00 | 1/2/2012 9:18:44 AM |
RLaumeyer | $30.00 | 1/2/2012 9:28:20 AM |
Socorro_Capital_Partners | $25.01 | 1/2/2012 9:32:10 AM |
LittleMingo | $25.00 | 1/2/2012 9:33:28 AM |
mydogissocute | $25.00 | 1/2/2012 9:30:34 AM |
edaguy | $75.00 | 1/2/2012 9:35:55 AM |
GCInvestments | $25.00 | 1/2/2012 9:36:28 AM |
commanding-treasure2 | $50.00 | 1/2/2012 9:37:46 AM |
enticing-capital6 | $50.00 | 1/2/2012 9:41:45 AM |
top-payout-fixer | $25.00 | 1/2/2012 9:47:49 AM |
penny-plato | $25.00 | 1/2/2012 9:53:19 AM |
Kash2010lu | $30.00 | 1/2/2012 9:55:14 AM |
money-booster2 | $25.00 | 1/2/2012 10:20:35 AM |
janeybooboo | $75.00 | 1/2/2012 9:26:03 AM |
PatriotKnight | $25.00 | 1/2/2012 9:15:50 AM |
affluence-generator2 | $25.00 | 1/2/2012 9:01:42 AM |
graceful-investment | $100.00 | 1/2/2012 9:04:13 AM |
letsmakeitsuccessful | $25.00 | 1/2/2012 9:07:09 AM |
investmentgroup | $25.00 | 1/2/2012 9:19:10 AM |
atlas-shrugged | $195.00 | 1/2/2012 9:21:53 AM |
AF-Chief | $25.00 | 1/2/2012 9:24:10 AM |
sensible-fund | $26.00 | 1/2/2012 9:03:05 AM |
DHolly | $31.00 | 1/2/2012 9:01:58 AM |
Comoparklender | $25.00 | 1/2/2012 9:35:01 AM |
worthy-bid8 | $50.00 | 1/2/2012 9:37:50 AM |
asmithj | $25.00 | 1/2/2012 9:40:07 AM |
orange-preeminant-bill | $25.00 | 1/2/2012 9:43:17 AM |
rogue_monster | $50.00 | 1/2/2012 9:15:34 AM |
Christus_Victor | $25.00 | 1/2/2012 9:55:35 AM |
Investor_DP | $100.00 | 1/2/2012 9:21:00 AM |
careful-note1 | $25.00 | 1/2/2012 9:28:25 AM |
hitsman | $50.00 | 1/2/2012 9:32:13 AM |
Feyenoord | $30.00 | 1/2/2012 9:28:39 AM |
p2ploan-lion | $25.00 | 1/2/2012 9:28:52 AM |
BigSkyFinancial | $26.00 | 1/2/2012 9:34:05 AM |
helpinghand63 | $25.00 | 1/2/2012 9:30:13 AM |
peruse | $25.00 | 1/2/2012 9:37:08 AM |
important-openness1 | $100.00 | 1/2/2012 9:40:09 AM |
TennSquire | $25.00 | 1/2/2012 9:49:15 AM |
money-booster2 | $25.00 | 1/2/2012 10:20:42 AM |
loanman2007 | $50.00 | 1/2/2012 10:19:02 AM |
51 Investments
|
Borrower Payment Dependent Notes Series
547989
This series of Notes was issued and sold upon the funding of the borrower loan #58511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1999 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
7 | Length of status: | 10y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 14 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,199 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 96% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| abundant-nickel1 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $1200
Monthly expenses: $
Housing: $260
Insurance: $60
Car expenses: $
Utilities: $39
Phone, cable, internet: $25
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $125
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tech310 | $50.00 | 1/3/2012 12:13:03 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:06 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:02 AM |
worth-blanket2 | $3,900.00 | 1/3/2012 11:52:26 AM |
4 Investments
|
Borrower Payment Dependent Notes Series
548101
This series of Notes was issued and sold upon the funding of the borrower loan #58507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $12,000.00 |
Prosper Rating:
| C |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 8.50% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 20.21% |
Borrower rate/APR:
| 21.21% / 24.98% |
Monthly payment:
| $453.40 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 19.74% | | |
| |
Estimated return*:
| 11.24% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Dec-1993 |
Debt/Income ratio:
| 33% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
10 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 27 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $23,276 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 98% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| mill1313 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 11 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $3,000.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Jul-2010)
640-659
(Sep-2009)
760-779
(Jul-2008)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
Get out of Debt Faster
Purpose of loan: Consolidate smaller debts in an effort to pay them off faster and improve credit score.
My financial situation:
I am a good candidate for this loan because I always pay off loans on time if not sooner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nfx | $40.00 | 1/3/2012 10:02:18 AM |
economy-coup | $50.00 | 1/3/2012 10:13:53 AM |
Investor_DP | $100.00 | 1/3/2012 10:08:02 AM |
worthy-bid8 | $50.00 | 1/3/2012 10:08:40 AM |
Mikale360 | $25.00 | 1/3/2012 10:21:51 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:28 AM |
hitsman | $50.00 | 1/3/2012 10:26:27 AM |
important-openness1 | $100.00 | 1/3/2012 10:12:33 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:22 AM |
Nazbuster | $50.00 | 1/3/2012 10:17:35 AM |
Corky1234 | $50.00 | 1/3/2012 10:40:19 AM |
astute-wealth8 | $25.00 | 1/3/2012 10:20:27 AM |
responsive-value4 | $25.00 | 1/3/2012 10:48:33 AM |
tolerant-dime2 | $25.00 | 1/3/2012 11:36:04 AM |
investmentgroup | $25.00 | 1/3/2012 10:24:27 AM |
designer_10 | $25.00 | 1/3/2012 12:38:39 PM |
otto1939 | $103.00 | 1/3/2012 12:43:00 PM |
nyp112 | $25.00 | 1/3/2012 10:30:02 AM |
LesPaul1 | $25.00 | 1/3/2012 10:29:46 AM |
rupee-equation2 | $25.00 | 1/3/2012 10:30:16 AM |
AF-Chief | $25.00 | 1/3/2012 10:30:52 AM |
greenback-guard | $25.00 | 1/3/2012 1:27:22 PM |
american-investor | $38.53 | 1/3/2012 1:37:28 PM |
Bank42 | $30.00 | 1/4/2012 9:27:55 AM |
gjm6d | $25.00 | 1/4/2012 9:07:46 AM |
BuffetRocks | $45.00 | 1/4/2012 9:25:42 AM |
heroic-compassion6 | $45.25 | 1/4/2012 8:30:59 AM |
Cai8899 | $50.00 | 1/4/2012 9:18:31 AM |
first-serene-credit | $25.00 | 1/4/2012 8:04:03 AM |
Reinadog9 | $25.00 | 1/4/2012 9:16:38 AM |
rcm87 | $50.00 | 1/4/2012 9:16:17 AM |
SouthernRemarketing | $27.01 | 1/4/2012 6:25:07 AM |
lokiswolf | $25.00 | 1/4/2012 6:21:43 AM |
Sturgee | $25.00 | 1/4/2012 6:03:51 AM |
dissector56958 | $25.00 | 1/4/2012 4:36:19 AM |
Blue_HorseShoe | $25.00 | 1/4/2012 4:31:15 AM |
kendigme | $25.00 | 1/4/2012 3:23:52 AM |
exuberant-funds1 | $25.00 | 1/4/2012 8:44:31 AM |
Easystreet | $25.00 | 1/4/2012 2:58:55 AM |
friendinmoney | $25.00 | 1/4/2012 8:02:35 AM |
market-aspen9 | $50.00 | 1/4/2012 8:00:39 AM |
FinanceEngine | $40.00 | 1/3/2012 11:18:22 PM |
john0720 | $50.00 | 1/4/2012 7:45:59 AM |
Scottyd911 | $25.00 | 1/4/2012 6:46:25 AM |
downtownfarm | $25.00 | 1/4/2012 6:44:02 AM |
back-scratchers | $50.00 | 1/3/2012 7:51:41 PM |
The-Lighthouse-Group | $50.00 | 1/3/2012 7:09:32 PM |
loss-of-control | $100.00 | 1/3/2012 6:57:02 PM |
PaulW | $25.00 | 1/4/2012 5:08:25 AM |
principal-laser | $100.00 | 1/4/2012 4:55:46 AM |
dgallo | $25.00 | 1/4/2012 4:22:03 AM |
proud-gold9 | $25.00 | 1/3/2012 5:46:24 PM |
ImagClaw | $25.00 | 1/3/2012 5:47:18 PM |
money-bauble | $100.00 | 1/3/2012 5:42:14 PM |
deal-searcher1 | $25.00 | 1/3/2012 8:26:07 PM |
back-scratchers | $50.00 | 1/3/2012 8:11:11 PM |
cerebral-dollar773 | $25.00 | 1/3/2012 7:35:38 PM |
blue-dollar-viking | $50.00 | 1/3/2012 7:25:27 PM |
LiveNow | $25.00 | 1/3/2012 6:32:17 PM |
Starica | $248.00 | 1/3/2012 5:45:17 PM |
finance-prescription | $100.00 | 1/3/2012 5:19:12 PM |
wwwUniversal | $25.00 | 1/3/2012 5:11:05 PM |
bravos33 | $25.00 | 1/3/2012 5:09:48 PM |
reward-adventure | $50.00 | 1/3/2012 5:06:43 PM |
ursus | $50.00 | 1/3/2012 5:29:23 PM |
washboard1 | $25.00 | 1/3/2012 5:24:04 PM |
cilynx | $28.08 | 1/3/2012 4:00:31 PM |
benefit-flow | $25.00 | 1/3/2012 3:55:27 PM |
ethical-truth211 | $600.00 | 1/3/2012 3:43:01 PM |
EarlyRiser | $299.00 | 1/3/2012 5:20:34 PM |
credit-missile | $135.00 | 1/3/2012 3:24:36 PM |
adaboy65 | $50.00 | 1/3/2012 2:58:40 PM |
wesleyan | $50.00 | 1/3/2012 5:15:28 PM |
ThatDanGuy | $50.00 | 1/3/2012 1:52:44 PM |
jpaulnyc | $100.00 | 1/3/2012 1:40:12 PM |
five-star-note | $100.00 | 1/3/2012 12:27:41 PM |
farchoir | $25.00 | 1/3/2012 3:59:34 PM |
flexible-return297 | $50.00 | 1/3/2012 12:06:39 PM |
social-zebra | $30.00 | 1/3/2012 11:48:46 AM |
payment-chief9 | $50.00 | 1/3/2012 2:43:15 PM |
dollar-tornado3 | $25.00 | 1/3/2012 2:12:47 PM |
income-buffalo1 | $100.00 | 1/3/2012 11:18:02 AM |
one-midas | $25.00 | 1/3/2012 10:59:00 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:07 AM |
commanding-treasure2 | $50.00 | 1/3/2012 9:54:49 AM |
Bond007ria | $25.00 | 1/3/2012 10:11:26 AM |
managedfund | $1,333.00 | 1/3/2012 9:53:33 AM |
Comoparklender | $25.00 | 1/3/2012 9:49:26 AM |
progressive-economy261 | $114.00 | 1/3/2012 9:48:45 AM |
p2ploan-lion | $25.00 | 1/3/2012 10:05:00 AM |
camaraderi-aspen | $75.00 | 1/3/2012 9:41:31 AM |
gallant-economy9 | $50.00 | 1/3/2012 10:00:57 AM |
money-booster2 | $25.00 | 1/3/2012 9:34:19 AM |
thryn | $25.00 | 1/3/2012 9:59:33 AM |
bazaar-festivity | $25.00 | 1/3/2012 9:55:09 AM |
affluence-generator2 | $50.00 | 1/3/2012 9:05:02 AM |
Kash2010lu | $25.00 | 1/3/2012 9:04:06 AM |
Payout_Assured | $38.33 | 1/3/2012 9:51:23 AM |
AndChicksforFree | $25.00 | 1/3/2012 9:05:17 AM |
green-trade-dolphin | $32.52 | 1/3/2012 9:02:20 AM |
future-baby-fund | $25.05 | 1/4/2012 9:28:48 AM |
Logan7 | $25.00 | 1/4/2012 9:35:32 AM |
macgeek | $25.00 | 1/4/2012 9:12:26 AM |
gizzywump | $25.00 | 1/4/2012 9:44:40 AM |
IIP77 | $25.00 | 1/4/2012 9:24:38 AM |
ErsatzMike | $25.00 | 1/4/2012 9:24:44 AM |
wayman | $25.00 | 1/4/2012 9:25:26 AM |
Vreet | $25.00 | 1/4/2012 9:31:01 AM |
rakstar | $25.00 | 1/4/2012 9:35:03 AM |
Kyileo | $25.00 | 1/4/2012 9:34:05 AM |
Macbethofscots | $25.00 | 1/4/2012 9:35:42 AM |
350DGRZ | $25.00 | 1/4/2012 9:37:46 AM |
Webpreneur | $50.00 | 1/4/2012 9:38:40 AM |
suk200 | $25.00 | 1/4/2012 9:40:11 AM |
Bookophile | $50.00 | 1/4/2012 9:42:25 AM |
rebelduke | $25.00 | 1/4/2012 9:46:48 AM |
sjo1984111 | $13.76 | 1/4/2012 9:59:15 AM |
matthewa | $25.00 | 1/3/2012 9:32:31 AM |
penny-plato | $25.00 | 1/3/2012 9:33:55 AM |
mattbly | $25.00 | 1/3/2012 9:48:16 AM |
scrappy-leverage6 | $25.00 | 1/3/2012 9:50:04 AM |
duty-explosion9 | $50.00 | 1/3/2012 9:03:59 AM |
papaloha | $100.00 | 1/3/2012 9:16:31 AM |
113121 | $25.00 | 1/3/2012 9:29:33 AM |
klend4 | $25.00 | 1/3/2012 9:30:33 AM |
fulfilling-investment4 | $25.00 | 1/3/2012 9:25:52 AM |
ImNotSoDumb | $25.00 | 1/3/2012 10:03:32 AM |
R3vXX | $25.00 | 1/3/2012 10:07:44 AM |
ChrisTJ | $25.00 | 1/3/2012 10:13:01 AM |
edaguy | $75.00 | 1/3/2012 10:21:19 AM |
fortytwo | $150.00 | 1/3/2012 10:09:01 AM |
careful-note1 | $25.00 | 1/3/2012 10:11:10 AM |
puifais | $50.00 | 1/3/2012 10:27:38 AM |
prohelper | $25.00 | 1/3/2012 10:14:48 AM |
truth-companion | $25.00 | 1/3/2012 10:30:57 AM |
ddog0224 | $50.00 | 1/3/2012 10:21:40 AM |
factcheck | $50.00 | 1/3/2012 10:22:04 AM |
alluring-yield5 | $25.00 | 1/3/2012 10:27:18 AM |
Domgabriel | $50.00 | 1/3/2012 12:59:47 PM |
nimble-money086 | $25.00 | 1/3/2012 1:19:45 PM |
orange-preeminant-bill | $25.00 | 1/3/2012 10:32:28 AM |
natdwg | $30.00 | 1/3/2012 10:51:08 AM |
ammasv | $25.00 | 1/3/2012 10:49:35 AM |
viennese | $25.00 | 1/3/2012 11:06:49 AM |
kindness-fanatic | $450.00 | 1/3/2012 11:28:44 AM |
velocity-motivator6 | $25.00 | 1/3/2012 3:32:31 PM |
courteous-platinum7 | $30.00 | 1/3/2012 12:06:43 PM |
reward-toro | $25.00 | 1/3/2012 4:52:27 PM |
independent-gold5 | $50.00 | 1/3/2012 12:53:08 PM |
Use_It_Wisely | $25.00 | 1/3/2012 12:57:33 PM |
dinero-path5 | $50.00 | 1/3/2012 12:58:00 PM |
moola-monger9 | $50.00 | 1/3/2012 2:12:52 PM |
investor232 | $51.00 | 1/3/2012 2:30:27 PM |
shrewd-rupee | $200.00 | 1/3/2012 2:52:40 PM |
chameleon125 | $25.00 | 1/3/2012 3:21:29 PM |
Moe87 | $25.00 | 1/3/2012 3:23:44 PM |
buffalobills | $25.00 | 1/3/2012 3:54:12 PM |
MasterKey | $35.00 | 1/3/2012 4:08:12 PM |
peaceful-farmer | $35.00 | 1/3/2012 4:57:07 PM |
gold-plane1 | $50.00 | 1/3/2012 5:03:34 PM |
coin-investor | $25.00 | 1/3/2012 5:32:25 PM |
MrBailey | $25.00 | 1/3/2012 5:07:52 PM |
lender2611 | $25.00 | 1/3/2012 5:10:14 PM |
radforj22 | $25.00 | 1/3/2012 5:10:56 PM |
SolarMoonshine | $25.00 | 1/3/2012 5:16:09 PM |
life-is-great | $25.00 | 1/3/2012 5:14:22 PM |
shmb6508 | $50.00 | 1/3/2012 5:21:59 PM |
handshake5 | $100.00 | 1/3/2012 5:50:42 PM |
processor115 | $25.00 | 1/3/2012 5:23:54 PM |
loanman2007 | $100.00 | 1/3/2012 6:00:14 PM |
loan-fate | $50.00 | 1/3/2012 5:26:15 PM |
DoctorJoe | $30.00 | 1/3/2012 6:25:15 PM |
gristle | $50.00 | 1/3/2012 5:32:44 PM |
robust-trade | $25.00 | 1/3/2012 5:45:19 PM |
njlom | $75.00 | 1/4/2012 1:27:30 AM |
worth-dandelion | $100.00 | 1/3/2012 5:49:44 PM |
deal-thinker7 | $51.00 | 1/4/2012 4:16:03 AM |
clean-dime1 | $25.00 | 1/3/2012 6:23:29 PM |
irrelevant | $50.00 | 1/3/2012 7:05:09 PM |
Techne_Funds_LLC | $25.00 | 1/3/2012 7:26:01 PM |
investment-meteor1 | $25.00 | 1/3/2012 8:04:09 PM |
prudent-bid3 | $25.00 | 1/3/2012 8:48:21 PM |
Jinja | $100.00 | 1/4/2012 7:36:16 AM |
emphatic-responsibility | $25.00 | 1/4/2012 2:30:29 AM |
jdwb50 | $25.00 | 1/4/2012 2:52:46 AM |
Leshan | $51.68 | 1/4/2012 8:45:46 AM |
museic1 | $100.00 | 1/4/2012 3:24:48 AM |
Sierrahh | $25.00 | 1/4/2012 9:05:42 AM |
JJYossarian | $29.00 | 1/4/2012 9:06:57 AM |
Bob450 | $25.00 | 1/4/2012 6:32:56 AM |
Christophe | $25.00 | 1/4/2012 6:36:40 AM |
Hartfelt | $25.00 | 1/4/2012 6:03:28 AM |
hope-fortress753 | $25.00 | 1/4/2012 9:11:33 AM |
helpinghand63 | $25.00 | 1/4/2012 9:12:00 AM |
fcrick | $25.00 | 1/4/2012 9:14:26 AM |
vegibenz | $25.00 | 1/4/2012 9:15:26 AM |
MStax | $54.81 | 1/4/2012 6:58:15 AM |
metro457 | $100.00 | 1/4/2012 7:34:09 AM |
corporatejim | $50.00 | 1/4/2012 7:12:07 AM |
LeReve | $50.00 | 1/4/2012 9:19:24 AM |
richboy56 | $25.00 | 1/4/2012 8:36:07 AM |
fantastic-investment9 | $30.00 | 1/4/2012 8:31:30 AM |
dospapalotes | $25.00 | 1/4/2012 9:22:37 AM |
ommcd | $25.00 | 1/4/2012 9:26:45 AM |
Kaj | $25.00 | 1/4/2012 9:28:48 AM |
janeybooboo | $100.00 | 1/4/2012 9:08:56 AM |
toblerone | $25.00 | 1/4/2012 9:31:14 AM |
larslfe | $25.00 | 1/4/2012 9:09:55 AM |
rescue | $100.00 | 1/4/2012 9:31:31 AM |
commerce-banker | $26.98 | 1/4/2012 9:34:35 AM |
proud-pound4 | $25.00 | 1/4/2012 9:39:57 AM |
GoBigRed97 | $30.00 | 1/4/2012 9:16:56 AM |
panther757 | $25.00 | 1/4/2012 9:43:23 AM |
persevering | $25.00 | 1/4/2012 9:44:25 AM |
PatriotKnight | $50.00 | 1/4/2012 9:24:01 AM |
hostbank | $100.00 | 1/4/2012 9:26:25 AM |
Lam0nt | $25.00 | 1/4/2012 9:38:47 AM |
chairsitter | $25.00 | 1/4/2012 9:49:15 AM |
foxtrot12 | $75.00 | 1/4/2012 9:55:51 AM |
_kyle | $50.00 | 1/4/2012 9:53:15 AM |
the-enthralling-coin | $25.00 | 1/4/2012 9:58:19 AM |
hopethisworks | $25.00 | 1/4/2012 9:56:14 AM |
222 Investments
|
Borrower Payment Dependent Notes Series
548183
This series of Notes was issued and sold upon the funding of the borrower loan #58499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 29.73% |
Borrower rate/APR:
| 30.73% / 34.73% |
Monthly payment:
| $171.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.37% | | |
| |
Estimated return*:
| 13.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Oct-1988 |
Debt/Income ratio:
| 57% |
Credit score:
| 600-619 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 27
/
24 | Length of status: | 11y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 54 |
Occupation: | Attorney |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $32,689 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 62% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| treasure-boomer |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 7 ( 78% )
| 600-619 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 2
( 22% )
| 680-699
(Feb-2011)
|
Principal balance:
| $2,896.62 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
HOME RENOVATION
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $3,300.00 | 1/2/2012 10:47:44 PM |
Frover | $25.00 | 1/2/2012 10:33:55 PM |
generous-deal6 | $25.00 | 1/2/2012 7:53:36 PM |
money-booster2 | $25.00 | 1/2/2012 7:34:33 PM |
Kash2010lu | $30.00 | 1/2/2012 5:53:31 PM |
velocity-gala | $250.00 | 1/2/2012 8:17:40 PM |
312-Lender | $25.00 | 1/2/2012 5:12:23 PM |
Rogesparkguy | $25.00 | 1/2/2012 6:11:48 PM |
Feyenoord | $30.00 | 1/2/2012 6:01:39 PM |
AndChicksforFree | $25.00 | 1/2/2012 5:08:26 PM |
handy-justice | $50.00 | 1/2/2012 5:05:53 PM |
affluence-generator2 | $75.00 | 1/2/2012 5:05:53 PM |
LuvToLend | $25.00 | 1/2/2012 8:20:29 PM |
SolarMoonshine | $25.00 | 1/2/2012 5:39:39 PM |
lovely-benefit7 | $25.00 | 1/2/2012 10:21:57 PM |
nycfinance | $25.00 | 1/2/2012 11:51:18 PM |
tech310 | $15.00 | 1/3/2012 12:13:05 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
548185
This series of Notes was issued and sold upon the funding of the borrower loan #58473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 18.48% |
Monthly payment:
| $524.32 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.34% | | |
| |
Estimated return*:
| 9.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Nov-1987 |
Debt/Income ratio:
| 44% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
9 | Length of status: | 10y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 39 |
Occupation: | Sales - Retail |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,632 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| buba2425 |
Borrower's state:
| Maryland |
Borrower's group:
| BORROWERS - LARGEST GROUP |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 34 ( 97% )
| 700-719 (Latest)
|
Principal borrowed:
| $15,000.00 | < 31 days late:
| 1
( 3% )
| 640-659
(Jul-2010)
700-719
(Mar-2010)
700-719
(Dec-2006)
|
Principal balance:
| $0.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
DEBT CONSOLIDATION FOR THE NEW YEAR
Purpose of loan: debt consolidation
This loan will be used to...tom pay off higher interset cards
My financial situation: excellent
I am a good candidate for this loan because...I have great payment history and this would be my second loan with prosper
Monthly net income: $2900.00 from 2 jobs
Monthly expenses: $1200.00 includes all housing expenses
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
twjh | $25.00 | 1/3/2012 10:26:57 AM |
john0720 | $50.00 | 1/2/2012 5:37:06 PM |
Lo0se_mo0se | $25.00 | 1/2/2012 7:10:08 PM |
green-trade-dolphin2 | $43.70 | 1/2/2012 5:02:21 PM |
trumpeter5 | $25.00 | 1/2/2012 5:02:50 PM |
AndChicksforFree | $50.00 | 1/2/2012 5:08:46 PM |
logical-moola4 | $50.00 | 1/2/2012 5:11:18 PM |
wise-benjamins-fortress | $25.00 | 1/2/2012 8:27:43 PM |
amlu1988 | $25.00 | 1/2/2012 8:36:20 PM |
credit-guard5 | $25.00 | 1/2/2012 9:41:21 PM |
vutah | $25.00 | 1/2/2012 6:00:48 PM |
Moe87 | $25.00 | 1/2/2012 6:23:16 PM |
tech310 | $50.00 | 1/3/2012 12:14:45 AM |
cattlebaron | $25.00 | 1/3/2012 4:05:52 AM |
generous-deal6 | $25.00 | 1/2/2012 7:53:36 PM |
suges | $25.00 | 1/2/2012 7:56:19 PM |
Mrs-Honeydew | $25.00 | 1/3/2012 4:33:16 AM |
vtrentster | $40.43 | 1/3/2012 6:51:29 AM |
sensible-fund | $25.00 | 1/3/2012 4:12:13 AM |
Tscheddar | $25.00 | 1/3/2012 6:22:56 AM |
FinanceEngine | $40.00 | 1/3/2012 7:14:21 AM |
payout-reaction740 | $25.00 | 1/3/2012 9:48:26 AM |
svjeller | $25.00 | 1/3/2012 8:20:52 AM |
Christus_Victor | $25.00 | 1/3/2012 8:33:38 AM |
principal-duckling | $50.00 | 1/3/2012 8:47:23 AM |
ultimate-responsibility0 | $25.00 | 1/3/2012 8:55:34 AM |
investment-artist | $32.01 | 1/3/2012 10:06:16 AM |
scrappy-leverage6 | $25.00 | 1/3/2012 9:50:03 AM |
AFairDeal | $25.00 | 1/3/2012 9:50:22 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:10 AM |
managedfund | $1,333.00 | 1/3/2012 9:53:32 AM |
commanding-treasure2 | $50.00 | 1/3/2012 9:54:45 AM |
the-bright-velocity | $25.00 | 1/3/2012 9:56:23 AM |
cash-reaction2 | $50.00 | 1/3/2012 10:06:10 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:12 AM |
whitegold24k | $100.00 | 1/3/2012 10:18:33 AM |
WSTRDG | $25.00 | 1/3/2012 10:10:30 AM |
AF-Chief | $25.00 | 1/3/2012 10:30:52 AM |
kenji4861 | $25.00 | 1/3/2012 10:22:24 AM |
PXM-Financial | $75.00 | 1/3/2012 10:36:30 AM |
factcheck | $37.15 | 1/3/2012 10:45:41 AM |
agalt | $125.00 | 1/3/2012 11:31:26 AM |
sflash | $25.00 | 1/2/2012 6:22:30 PM |
processor115 | $100.00 | 1/2/2012 6:48:05 PM |
creditjunky | $125.00 | 1/2/2012 6:51:01 PM |
money-booster2 | $50.00 | 1/2/2012 7:34:20 PM |
B-rad_the_Coug | $25.00 | 1/2/2012 5:45:59 PM |
Feyenoord | $30.00 | 1/2/2012 5:56:37 PM |
calimanusa | $50.00 | 1/2/2012 9:46:28 PM |
penny-plato | $25.00 | 1/2/2012 6:26:06 PM |
vigilance-accruer | $35.00 | 1/2/2012 10:38:28 PM |
4est | $25.00 | 1/2/2012 6:51:49 PM |
clemclan | $60.00 | 1/2/2012 7:18:04 PM |
enthusiastic-point | $25.00 | 1/3/2012 3:27:28 AM |
nimble-money086 | $25.00 | 1/2/2012 8:40:03 PM |
tolerant-dinero2 | $25.00 | 1/2/2012 9:18:02 PM |
Steffy1976 | $25.00 | 1/3/2012 6:55:58 AM |
lovely-benefit7 | $25.00 | 1/2/2012 10:23:03 PM |
420limo | $25.00 | 1/2/2012 11:22:20 PM |
grammaspurse | $25.00 | 1/3/2012 8:12:51 AM |
DoctorJoe | $30.00 | 1/3/2012 5:27:26 AM |
Popcorn_Shrimper | $25.00 | 1/3/2012 5:44:45 AM |
gold-plane1 | $25.00 | 1/3/2012 6:39:43 AM |
wonder3 | $25.00 | 1/3/2012 7:25:44 AM |
1stBankAndHal | $50.07 | 1/3/2012 8:13:18 AM |
iamabby | $25.00 | 1/3/2012 8:24:43 AM |
xlnt-loans | $25.00 | 1/3/2012 8:27:46 AM |
SimpleChoice | $25.00 | 1/3/2012 8:32:33 AM |
hope-hickory8 | $25.00 | 1/3/2012 8:57:17 AM |
majestic-repayment3 | $25.00 | 1/3/2012 9:07:06 AM |
peaceful-wealth0 | $50.00 | 1/3/2012 10:12:04 AM |
enticing-capital6 | $50.00 | 1/3/2012 9:57:18 AM |
trade-burrito4 | $35.00 | 1/3/2012 9:59:21 AM |
Investor_DP | $100.00 | 1/3/2012 10:07:54 AM |
jamiee73 | $25.00 | 1/3/2012 10:17:40 AM |
edaguy | $75.00 | 1/3/2012 10:21:06 AM |
hitsman | $50.00 | 1/3/2012 10:26:17 AM |
puifais | $50.00 | 1/3/2012 10:27:34 AM |
rupee-equation2 | $25.00 | 1/3/2012 10:30:13 AM |
velocity-winner | $25.00 | 1/3/2012 10:38:17 AM |
greenback-investor7 | $100.00 | 1/3/2012 10:29:39 AM |
cybernosha | $25.00 | 1/3/2012 10:40:41 AM |
worth-blanket2 | $10,500.00 | 1/3/2012 11:53:33 AM |
83 Investments
|
Borrower Payment Dependent Notes Series
548213
This series of Notes was issued and sold upon the funding of the borrower loan #58450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 15% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 4 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 20y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 40 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,960 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 41% | | |
| |
Homeownership:
| No | | |
Screen name:
| unconquerable-camaraderi647 |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:09 AM |
worth-blanket2 | $4,000.00 | 1/3/2012 11:53:15 AM |
2 Investments
|
Borrower Payment Dependent Notes Series
548219
This series of Notes was issued and sold upon the funding of the borrower loan #58428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Jan-02-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-02-2012 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $381.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 1 |
First credit line:
| Oct-2001 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 8 | Employment status: | Self-employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 7
/
5 | Length of status: | 4y 7m |
Amount delinquent:
| $10,280 |
Total credit lines:
| 21 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $0 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| KrisMac |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 23 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $9,425.00 | < 31 days late:
| 0
( 0% )
| 700-719
(Sep-2009)
640-659
(Aug-2007)
640-659
(Jun-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 23 | | |
Description
New Venture - 5 Years Experience
Purpose of loan:
This loan will be used to fund a new business venture aside from current business.
My financial situation:
I am a good candidate for this loan because I've had a loan with prosper in the past and have paid it off early. My current businesses are tying up capital so that's why I am coming to prosper for a loan. I have been successfully self employed for over 5 years.
Monthly net income: $9500
Monthly expenses: $1000
Housing: $ 1145.00
Insurance: $ 245
Car expenses: $2000
Utilities: $ 185
Phone, cable, internet: $ 230
Food, entertainment: $200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trumpeter5 | $25.00 | 1/2/2012 5:02:33 PM |
NekHoldings | $25.00 | 1/2/2012 6:32:49 PM |
authentic-kindness1 | $25.00 | 1/2/2012 6:55:48 PM |
money-booster2 | $25.00 | 1/2/2012 7:32:57 PM |
calimanusa | $50.00 | 1/2/2012 9:48:05 PM |
Moe87 | $25.00 | 1/2/2012 6:22:55 PM |
deepblue34 | $35.00 | 1/2/2012 7:31:46 PM |
handy-justice | $100.00 | 1/2/2012 5:03:08 PM |
atlas-shrugged | $195.00 | 1/2/2012 5:29:27 PM |
LivingInvestments00 | $25.00 | 1/2/2012 7:31:39 PM |
AndChicksforFree | $25.00 | 1/2/2012 5:14:43 PM |
Realty24 | $34.00 | 1/2/2012 9:11:55 PM |
contract-lionheart | $150.00 | 1/2/2012 9:30:32 PM |
Feyenoord | $30.00 | 1/2/2012 5:57:24 PM |
natural-point1 | $25.00 | 1/2/2012 7:03:13 PM |
generous-deal6 | $25.00 | 1/2/2012 7:53:36 PM |
amlu1988 | $25.00 | 1/2/2012 8:33:42 PM |
worth-blanket2 | $3,156.00 | 1/2/2012 10:48:31 PM |
18 Investments
|
Borrower Payment Dependent Notes Series
548305
This series of Notes was issued and sold upon the funding of the borrower loan #58477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1989 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 12y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 33 |
Occupation: | Fireman |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $2,082 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 65% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| kind-return-bluebird |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Pay off some lingering bills (braces and Christmas) and start the year fresh. Great job with long term employment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
greencat | $50.00 | 1/3/2012 9:06:41 AM |
HeroSupport | $35.00 | 1/3/2012 9:23:34 AM |
Danjack_Capital | $25.00 | 1/3/2012 9:32:03 AM |
penny-plato | $25.00 | 1/3/2012 9:37:45 AM |
pdub | $75.00 | 1/3/2012 10:07:17 AM |
SolarMoonshine | $25.00 | 1/3/2012 9:50:25 AM |
Something-Corporate | $25.00 | 1/3/2012 10:01:32 AM |
green-inspiring-peace | $25.00 | 1/3/2012 10:25:12 AM |
goodhearted-generosity511 | $30.00 | 1/3/2012 10:29:50 AM |
worth-blanket2 | $3,500.00 | 1/3/2012 11:53:55 AM |
AndChicksforFree | $25.00 | 1/3/2012 9:14:49 AM |
money-booster2 | $25.00 | 1/3/2012 9:27:33 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:10 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:24 AM |
Quest4euphoria | $25.00 | 1/3/2012 10:13:40 AM |
gotjack | $25.00 | 1/3/2012 10:17:55 AM |
midnight24 | $35.00 | 1/3/2012 11:54:58 AM |
17 Investments
|
Borrower Payment Dependent Notes Series
548335
This series of Notes was issued and sold upon the funding of the borrower loan #58498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $151.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1998 |
Debt/Income ratio:
| 23% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 11
/
10 | Length of status: | 10y 11m |
Amount delinquent:
| $220 |
Total credit lines:
| 23 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $20,700 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| tenacious-point520 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $250.00 | 1/3/2012 9:02:51 AM |
Danjack_Capital | $25.00 | 1/3/2012 9:30:34 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:11 AM |
MarvintheMartian | $30.00 | 1/3/2012 11:13:19 AM |
worth-blanket2 | $3,000.00 | 1/3/2012 11:52:44 AM |
DHolly | $35.00 | 1/3/2012 12:32:00 PM |
money-booster2 | $25.00 | 1/3/2012 9:22:03 AM |
HeroSupport | $35.00 | 1/3/2012 9:23:10 AM |
AndChicksforFree | $25.00 | 1/3/2012 9:11:52 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:25 AM |
Something-Corporate | $25.00 | 1/3/2012 10:01:32 AM |
11 Investments
|
Borrower Payment Dependent Notes Series
548373
This series of Notes was issued and sold upon the funding of the borrower loan #58492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 18.48% |
Monthly payment:
| $139.82 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.34% | | |
| |
Estimated return*:
| 9.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 6y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,928 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 35% | | |
| |
Homeownership:
| No | | |
Screen name:
| fantastic-peso6 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 1 ( 100% )
| 660-679 (Latest)
|
Principal borrowed:
| $7,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 1 | | |
Description
grrloan
Purpose of loan: Consolidation of educational loans and Disney
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have akready paid off 1 loan with Prosper and my job is secure
Monthly net income: $2000.00
Monthly expenses: $
Housing: $250.00
Insurance: $98.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/3/2012 9:02:58 AM |
jazz619 | $25.00 | 1/3/2012 9:53:30 AM |
managedfund | $1,333.00 | 1/3/2012 9:53:34 AM |
money-booster2 | $25.00 | 1/3/2012 9:21:04 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:15 AM |
Investor_DP | $100.00 | 1/3/2012 10:08:00 AM |
factcheck | $25.00 | 1/3/2012 10:23:05 AM |
first-pragmatic-power | $25.00 | 1/3/2012 10:23:08 AM |
hitsman | $50.00 | 1/3/2012 10:26:34 AM |
ThatDanGuy | $50.00 | 1/3/2012 1:52:44 PM |
asset-electron1 | $25.00 | 1/3/2012 11:15:10 AM |
tolerant-dime2 | $25.00 | 1/3/2012 11:27:43 AM |
youngster50 | $25.00 | 1/3/2012 2:27:27 PM |
trustworthy-hope189 | $50.00 | 1/3/2012 2:51:59 PM |
independent-gold5 | $50.00 | 1/3/2012 12:53:09 PM |
greenback-guard | $25.00 | 1/3/2012 1:27:24 PM |
cr55595 | $28.85 | 1/4/2012 5:13:55 AM |
cattlebaron | $25.00 | 1/3/2012 10:41:39 PM |
first-serene-credit | $25.00 | 1/4/2012 8:03:32 AM |
metro457 | $100.00 | 1/4/2012 7:36:31 AM |
Aimvest | $25.00 | 1/4/2012 9:10:43 AM |
trade-burrito4 | $35.00 | 1/3/2012 9:59:23 AM |
SolarMoonshine | $25.00 | 1/3/2012 9:48:10 AM |
commanding-treasure2 | $50.00 | 1/3/2012 9:54:53 AM |
gravbox | $25.00 | 1/3/2012 10:00:11 AM |
vutah | $35.00 | 1/3/2012 10:00:32 AM |
pdub | $75.00 | 1/3/2012 10:07:17 AM |
jamiee73 | $25.00 | 1/3/2012 10:17:41 AM |
edaguy | $25.00 | 1/3/2012 10:21:08 AM |
kenji4861 | $25.00 | 1/3/2012 10:22:32 AM |
selector568 | $300.00 | 1/3/2012 10:13:47 AM |
puifais | $50.00 | 1/3/2012 10:27:43 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:28 AM |
cybernosha | $25.00 | 1/3/2012 10:40:42 AM |
EarlyRiser | $301.00 | 1/3/2012 10:30:23 AM |
social-zebra | $30.00 | 1/3/2012 11:45:12 AM |
chameleon125 | $25.00 | 1/3/2012 3:22:59 PM |
greenback-investor7 | $100.00 | 1/3/2012 5:26:58 PM |
processor115 | $25.00 | 1/3/2012 5:23:55 PM |
money-booster2 | $25.00 | 1/3/2012 8:50:52 PM |
museic1 | $100.00 | 1/4/2012 3:24:50 AM |
loyalty-circuitry | $50.00 | 1/3/2012 6:02:50 PM |
Leshan | $100.00 | 1/4/2012 8:44:39 AM |
lagnisiruk | $25.00 | 1/4/2012 9:07:56 AM |
Christophe | $25.00 | 1/4/2012 6:37:00 AM |
downtownfarm | $25.00 | 1/4/2012 6:44:06 AM |
atlas100 | $25.00 | 1/4/2012 7:37:40 AM |
papaloha | $262.15 | 1/4/2012 9:15:50 AM |
48 Investments
|
Borrower Payment Dependent Notes Series
548447
This series of Notes was issued and sold upon the funding of the borrower loan #58490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $398.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,388 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| No | | |
Screen name:
| penny-kin7 |
Borrower's state:
| Pennsylvania |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting new Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enchanted-diversification496 | $25.00 | 1/3/2012 9:54:26 AM |
money-booster2 | $50.00 | 1/3/2012 9:18:23 AM |
worthy-bid8 | $50.00 | 1/3/2012 10:08:43 AM |
edaguy | $50.00 | 1/3/2012 10:21:34 AM |
first-pragmatic-power | $25.00 | 1/3/2012 10:23:33 AM |
hitsman | $50.00 | 1/3/2012 10:26:35 AM |
rupee-equation2 | $25.00 | 1/3/2012 10:30:20 AM |
worth-blanket2 | $9,400.00 | 1/3/2012 11:53:58 AM |
handy-justice | $50.00 | 1/3/2012 9:22:04 AM |
Investor_DP | $100.00 | 1/3/2012 10:08:18 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:10 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:30 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:13 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:31 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
548463
This series of Notes was issued and sold upon the funding of the borrower loan #58467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $398.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 11 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,646 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 43% | | |
| |
Homeownership:
| No | | |
Screen name:
| commitment-trumpet |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Helping son with move
Purpose of loan: moving expenses
This loan will be used to...
Help son with moving expenses
My financial situation:
I am a good candidate for this loan because...I do not have a large amount of outstandings bills.
Monthly net income: $3000.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $450.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 1/3/2012 5:17:16 PM |
nimble-revenue5 | $50.00 | 1/3/2012 5:10:36 PM |
WilliamLeeSims | $25.00 | 1/3/2012 5:20:47 PM |
edaguy | $50.00 | 1/3/2012 5:36:44 PM |
nimble-revenue5 | $50.00 | 1/3/2012 5:10:43 PM |
rupee-equation2 | $25.00 | 1/3/2012 5:12:40 PM |
hitsman | $50.00 | 1/3/2012 5:36:18 PM |
Investor_DP | $100.00 | 1/3/2012 5:39:17 PM |
successful-agreement7 | $100.00 | 1/3/2012 5:41:48 PM |
worth-blanket2 | $9,500.00 | 1/3/2012 6:00:30 PM |
10 Investments
|
Borrower Payment Dependent Notes Series
548535
This series of Notes was issued and sold upon the funding of the borrower loan #58501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,750.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 18.48% |
Monthly payment:
| $96.13 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.34% | | |
| |
Estimated return*:
| 9.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 16% |
Credit score:
| 780-799 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
9 | Length of status: | 5y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,576 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 20 |
Bankcard utilization:
| 17% | | |
| |
Homeownership:
| No | | |
Screen name:
| Mrpippentook |
Borrower's state:
| Washington |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 780-799 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Oct-2010)
520-539
(Jul-2008)
|
Principal balance:
| $975.39 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
Purchasing A/V Equip. for Business
Purpose of loan:
This loan will be used to purchase audio and video equipment for my part-time business.
My financial situation:
I am a good candidate for this loan because I am diligent and hard working. I am currently in good standings with all of my creditors, including an existing Prosper loan which will be paid off this summer. I opt for automatic payments to ensure that the loan is paid off in a timely and consistent manor.
This business is a newer part time venture for myself, filming family documentaries. These videos are priceless memoirs that can be passed down for generations to come.
Monthly net income: $4000
Monthly expenses: $
Housing: $2400
Insurance: $100
Car expenses: $100
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-trade-dolphin2 | $34.34 | 1/3/2012 5:02:16 PM |
SolarMoonshine | $25.00 | 1/3/2012 5:10:06 PM |
selector568 | $300.00 | 1/3/2012 5:11:34 PM |
EngineersAlliance | $150.00 | 1/3/2012 5:49:40 PM |
DoctorJoe | $25.00 | 1/3/2012 6:33:14 PM |
gravbox | $25.00 | 1/3/2012 5:31:48 PM |
edaguy | $75.00 | 1/3/2012 5:36:32 PM |
Investor_DP | $100.00 | 1/3/2012 5:38:58 PM |
money-booster2 | $25.00 | 1/3/2012 8:41:09 PM |
successful-agreement7 | $100.00 | 1/3/2012 5:41:50 PM |
vutah | $35.00 | 1/3/2012 10:04:12 PM |
pednatjr | $59.64 | 1/3/2012 11:38:02 PM |
loyalty-circuitry | $50.00 | 1/3/2012 6:02:53 PM |
Moe87 | $25.00 | 1/3/2012 6:22:26 PM |
vine99 | $107.48 | 1/3/2012 7:00:42 PM |
SV-AZ | $25.45 | 1/3/2012 7:17:37 PM |
cattlebaron | $50.00 | 1/3/2012 8:48:43 PM |
Lo0se_mo0se | $25.00 | 1/3/2012 8:46:49 PM |
income-lion | $25.00 | 1/3/2012 8:56:18 PM |
McDeeter | $25.00 | 1/3/2012 9:52:15 PM |
orange-impartial-asset | $300.00 | 1/3/2012 9:07:08 PM |
1traveler | $25.00 | 1/3/2012 11:35:54 PM |
enticing-rate9 | $25.00 | 1/3/2012 11:27:09 PM |
Robione | $50.00 | 1/4/2012 3:20:18 AM |
museic1 | $64.11 | 1/4/2012 3:24:54 AM |
trade-burrito4 | $35.00 | 1/3/2012 5:06:07 PM |
WilliamLeeSims | $25.00 | 1/3/2012 5:20:50 PM |
commanding-treasure2 | $50.00 | 1/3/2012 5:29:12 PM |
kenji4861 | $25.00 | 1/3/2012 5:39:59 PM |
AndChicksforFree | $57.00 | 1/3/2012 5:16:55 PM |
top-courteous-peso | $75.00 | 1/3/2012 5:21:10 PM |
ryan6853 | $25.00 | 1/3/2012 5:54:46 PM |
Feyenoord | $30.00 | 1/3/2012 5:57:35 PM |
riproaringrapids | $50.00 | 1/3/2012 5:26:02 PM |
NekHoldings | $25.00 | 1/3/2012 6:22:13 PM |
cash-popcorn7 | $25.00 | 1/3/2012 7:22:12 PM |
hitsman | $50.00 | 1/3/2012 5:36:23 PM |
Techne_Funds_LLC | $25.00 | 1/3/2012 7:28:24 PM |
tolerant-dime2 | $25.00 | 1/3/2012 8:03:07 PM |
x32248 | $25.00 | 1/3/2012 8:05:47 PM |
money-booster2 | $35.00 | 1/3/2012 8:41:17 PM |
credit-guard5 | $25.00 | 1/3/2012 5:42:39 PM |
BxRealtor | $25.00 | 1/3/2012 5:49:09 PM |
113121 | $65.00 | 1/3/2012 5:53:52 PM |
newest-power-banker | $150.00 | 1/3/2012 7:25:56 PM |
poisson17 | $30.00 | 1/3/2012 8:49:20 PM |
PLANECRASH | $25.00 | 1/3/2012 10:03:46 PM |
feb217 | $30.00 | 1/3/2012 9:46:32 PM |
goodhearted-basis4 | $25.00 | 1/3/2012 10:17:40 PM |
vigilance-accruer | $30.00 | 1/3/2012 11:11:37 PM |
maltma | $31.98 | 1/4/2012 3:05:44 AM |
natdwg | $30.00 | 1/4/2012 3:11:59 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
548537
This series of Notes was issued and sold upon the funding of the borrower loan #58489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $139.36 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Oct-2004 |
Debt/Income ratio:
| 24% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 4y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,616 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| refined-dough1 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Debt
Purpose of loan:
This loan will be used to pay credit card
My financial situation:
I am a good candidate for this loan because I have never missed a payment on any of my finances.
Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/3/2012 5:10:38 PM |
Danjack_Capital | $25.00 | 1/3/2012 5:03:20 PM |
handy-justice | $50.00 | 1/3/2012 5:08:56 PM |
rupee-equation2 | $25.00 | 1/3/2012 5:12:42 PM |
edaguy | $50.00 | 1/3/2012 5:36:45 PM |
Investor_DP | $100.00 | 1/3/2012 5:39:18 PM |
successful-agreement7 | $100.00 | 1/3/2012 5:41:51 PM |
wonder3 | $45.00 | 1/3/2012 5:04:29 PM |
SolarMoonshine | $25.00 | 1/3/2012 5:09:35 PM |
hitsman | $50.00 | 1/3/2012 5:36:23 PM |
nimble-revenue5 | $50.00 | 1/3/2012 5:10:45 PM |
vutah | $25.00 | 1/3/2012 5:13:11 PM |
worthy-bid8 | $50.00 | 1/3/2012 5:17:17 PM |
worth-blanket2 | $2,900.00 | 1/3/2012 6:01:20 PM |
14 Investments
|
Borrower Payment Dependent Notes Series
548609
This series of Notes was issued and sold upon the funding of the borrower loan #58486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,350.00 |
Prosper Rating:
| AA |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 1.00% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 6.49% |
Borrower rate/APR:
| 7.49% / 7.83% |
Monthly payment:
| $166.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 6.49% | | |
| |
Estimated return*:
| 5.49% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Apr-1992 |
Debt/Income ratio:
| 11% |
Credit score:
| 820-839 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 13y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,417 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 12% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| liberty-spruce8 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 5 ( 100% )
| 820-839 (Latest)
|
Principal borrowed:
| $4,850.00 | < 31 days late:
| 0
( 0% )
| 860-879
(Jun-2011)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 5 | | |
Description
401K loan payoff & cashout
Purpose of loan:
Loan will be used to payoff a 401K loan that I have and then take a new one to cash out with those proceeds being used to cover the payments on this loan and the rest to purchase equipment for a side landscape business I started 2 1/2 years ago.
My financial situation:
Had prior loan through prosper for same purpose. Have sufficient income from primary job (almost 14 years) as secondary source to 401k cashout funds, and have third source as landscape income. I started a sid bus. 2/12 yrs ago and rem 401k proceeds will be used to buy add'l equipment. Have low debt, all pmts always timely. Had good exp w/ prosper and so i would like touse again. Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WilliamLeeSims | $25.00 | 1/3/2012 5:21:00 PM |
GATrust | $25.00 | 1/3/2012 5:21:18 PM |
Pasagam | $50.00 | 1/3/2012 5:22:12 PM |
hostbank | $100.00 | 1/3/2012 5:23:47 PM |
happy-yield | $25.00 | 1/3/2012 5:23:09 PM |
inventive-wealth2 | $25.00 | 1/3/2012 5:23:33 PM |
figs4u2 | $100.00 | 1/3/2012 5:24:11 PM |
PhalanxBulldog | $50.00 | 1/3/2012 5:25:55 PM |
EJPiper | $50.00 | 1/3/2012 5:29:02 PM |
cash-merry-maker | $25.00 | 1/3/2012 5:30:14 PM |
intuitive-integrity9 | $50.00 | 1/3/2012 5:30:37 PM |
commanding-treasure2 | $50.00 | 1/3/2012 5:29:13 PM |
KLCRAY | $25.00 | 1/3/2012 5:31:32 PM |
brilliant-loyalty7 | $25.00 | 1/3/2012 5:15:19 PM |
new-truth-chuckler | $25.00 | 1/3/2012 5:15:08 PM |
RG | $30.00 | 1/3/2012 5:11:22 PM |
Wangersinc | $50.00 | 1/3/2012 5:08:54 PM |
trade-burrito4 | $35.00 | 1/3/2012 5:06:07 PM |
Dollars4Rent | $50.00 | 1/3/2012 5:29:33 PM |
bailey14 | $25.00 | 1/3/2012 5:28:25 PM |
undaunted-kindness | $100.00 | 1/3/2012 5:27:31 PM |
orderly-dime150 | $1,490.83 | 1/3/2012 5:26:19 PM |
riproaringrapids | $50.00 | 1/3/2012 5:26:03 PM |
overflowinglife | $25.00 | 1/3/2012 5:22:29 PM |
icontender | $50.00 | 1/3/2012 5:15:35 PM |
shaker348 | $25.00 | 1/3/2012 5:15:22 PM |
meux99 | $25.00 | 1/3/2012 5:10:10 PM |
minista | $25.00 | 1/3/2012 5:10:00 PM |
hard-working-rate3 | $100.00 | 1/3/2012 5:07:12 PM |
abundant-marketplace436 | $25.00 | 1/3/2012 5:05:51 PM |
elephantparty | $35.00 | 1/3/2012 5:06:37 PM |
transparency-river1 | $1,000.00 | 1/3/2012 5:10:16 PM |
roadtruck | $50.00 | 1/3/2012 5:11:25 PM |
Sneezie | $100.00 | 1/3/2012 5:12:56 PM |
payout-motivator0 | $75.00 | 1/3/2012 5:13:10 PM |
jakespirit | $100.00 | 1/3/2012 5:19:58 PM |
nickel-ferret | $50.00 | 1/3/2012 5:21:27 PM |
marketplace-cello5 | $25.00 | 1/3/2012 5:23:17 PM |
processor115 | $100.00 | 1/3/2012 5:24:02 PM |
MarketInvestor | $25.00 | 1/3/2012 5:24:36 PM |
money-booster2 | $25.00 | 1/3/2012 5:27:59 PM |
credit-panda1 | $25.00 | 1/3/2012 5:28:12 PM |
Wilvara | $25.00 | 1/3/2012 5:28:53 PM |
lucrative-transparency0 | $100.00 | 1/3/2012 5:29:18 PM |
cebgop | $25.00 | 1/3/2012 5:06:01 PM |
lendersf | $50.00 | 1/3/2012 5:06:31 PM |
gqrob | $30.00 | 1/3/2012 5:09:43 PM |
RecoveryLender | $25.00 | 1/3/2012 5:10:32 PM |
anacent | $25.00 | 1/3/2012 5:10:57 PM |
vutah | $25.00 | 1/3/2012 5:11:13 PM |
diverse-felicity7 | $50.00 | 1/3/2012 5:14:27 PM |
velocity-solo | $25.00 | 1/3/2012 5:14:40 PM |
best-elevated-social | $50.00 | 1/3/2012 5:14:02 PM |
trevandtal | $25.00 | 1/3/2012 5:16:22 PM |
igniter584 | $25.00 | 1/3/2012 5:17:28 PM |
income-banjo | $25.00 | 1/3/2012 5:18:59 PM |
progressive-asset | $100.00 | 1/3/2012 5:20:38 PM |
WilliamLeeSims | $25.00 | 1/3/2012 5:20:52 PM |
new-affluence-piledriver | $100.00 | 1/3/2012 5:20:57 PM |
gallant-economy9 | $50.00 | 1/3/2012 5:23:20 PM |
thenadamgoes | $25.00 | 1/3/2012 5:25:06 PM |
Pizza-man | $50.00 | 1/3/2012 5:26:13 PM |
Sid-K | $25.00 | 1/3/2012 5:30:32 PM |
DDPrime | $50.00 | 1/3/2012 5:30:49 PM |
gracej | $25.00 | 1/3/2012 5:31:01 PM |
bill-igloo | $25.00 | 1/3/2012 5:29:22 PM |
IIP77 | $25.00 | 1/3/2012 5:30:53 PM |
67 Investments
|
Borrower Payment Dependent Notes Series
548629
This series of Notes was issued and sold upon the funding of the borrower loan #58495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 23.87% |
Borrower rate/APR:
| 24.87% / 28.73% |
Monthly payment:
| $138.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.28% | | |
| |
Estimated return*:
| 12.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-1999 |
Debt/Income ratio:
| 40% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 12 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,172 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 13 |
Bankcard utilization:
| 60% | | |
| |
Homeownership:
| No | | |
Screen name:
| the-dedication-network |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 14 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Sep-2010)
|
Principal balance:
| $1,817.77 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 14 | | |
Description
2nd Chance at Financial Freedom
Purpose of loan: To Pay Off Existing Loan of $1900 with Prosper
This loan will be used to...pay off my existing Prosper loan
My financial situation: Outstanding and fiscally responsible
I am a good candidate for this loan because...I have made 13 consecutive payments with Prosper on my current loan. I am committed to improving my credit rating. Thank you for your time and consideration.
Monthly net income: $1500
Monthly expenses: $731.09
Housing: $0-living at home
Insurance: $121
Car expenses: $100
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $113.09-Prosper Loan will be paid off with this loan
Other expenses: $47 Life Insurance
NOTE:**Please disregard that $15,000 amount. It is my mother's credit card. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
hitsman | $50.00 | 1/4/2012 9:10:28 AM |
LittleMingo | $25.00 | 1/4/2012 9:04:02 AM |
handy-justice | $100.00 | 1/4/2012 9:04:39 AM |
credit-missile | $135.00 | 1/4/2012 9:06:45 AM |
WilliamLeeSims | $25.00 | 1/4/2012 9:14:47 AM |
MatthewDP | $150.00 | 1/4/2012 9:23:53 AM |
Katburg | $25.00 | 1/4/2012 9:15:55 AM |
janeybooboo | $50.00 | 1/4/2012 9:03:38 AM |
AndChicksforFree | $100.00 | 1/4/2012 9:02:59 AM |
nimble-revenue5 | $50.00 | 1/4/2012 9:05:45 AM |
papaloha | $50.00 | 1/4/2012 9:12:53 AM |
successful-agreement7 | $100.00 | 1/4/2012 9:23:42 AM |
worth-blanket2 | $2,900.00 | 1/4/2012 9:25:11 AM |
13 Investments
|
Borrower Payment Dependent Notes Series
540774
This series of Notes was issued and sold upon the funding of the borrower loan #58508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,500.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $151.03 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Oct-1996 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 1y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $6,155 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 50% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| sensational-vigilance5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to consolidate 2 credit cards.
My financial situation:
I am a good candidate for this loan because I have an excellent track record of paying my obligations consistently on time.
Monthly net income: $6500
Monthly expenses: $
Housing: $1500
Insurance: $266
Car expenses: $976
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $126
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $125.00 | 12/30/2011 5:04:07 PM |
AndChicksforFree | $25.00 | 12/30/2011 5:20:31 PM |
SFBank | $50.00 | 12/30/2011 6:27:40 PM |
Bcs-cnc | $25.00 | 12/30/2011 6:54:01 PM |
Danjack_Capital | $25.00 | 12/30/2011 7:08:26 PM |
ethical-truth211 | $350.00 | 12/31/2011 5:30:25 AM |
CA-Lender | $50.00 | 12/31/2011 10:19:01 AM |
loanman2007 | $25.00 | 12/31/2011 12:08:30 PM |
skillful-asset5 | $25.00 | 12/31/2011 3:22:02 PM |
new-poetic-transaction | $25.00 | 12/31/2011 7:45:39 PM |
DHolly | $31.00 | 1/1/2012 7:40:47 AM |
RMI_Babylon | $25.00 | 1/1/2012 10:54:59 AM |
five-star-note | $75.00 | 1/1/2012 2:15:37 PM |
sensible-fund | $26.00 | 1/1/2012 2:11:44 PM |
prudent-bid3 | $25.00 | 1/1/2012 7:50:50 PM |
justasoldier | $60.00 | 1/1/2012 9:26:10 PM |
SolarMoonshine | $25.00 | 1/1/2012 6:18:18 PM |
calimanusa | $40.00 | 1/1/2012 11:53:18 PM |
dollar-tornado3 | $25.00 | 1/2/2012 5:21:15 AM |
genuine-money | $50.00 | 1/2/2012 11:01:35 AM |
daekpon | $50.00 | 1/2/2012 7:45:50 PM |
tech310 | $50.00 | 1/3/2012 12:12:55 AM |
wyobeads | $25.00 | 1/3/2012 12:15:14 AM |
economy-shrubbery6 | $19.99 | 1/3/2012 10:06:47 AM |
managedfund | $333.00 | 12/30/2011 5:25:55 PM |
vutah | $25.00 | 12/30/2011 6:19:56 PM |
MarvintheMartian | $25.00 | 12/31/2011 5:32:42 AM |
wise-peaceful-p2ploan | $34.05 | 12/31/2011 8:49:29 AM |
money-booster2 | $35.00 | 12/31/2011 11:24:02 AM |
Starfin-Capital-Management | $500.00 | 12/31/2011 3:24:33 PM |
forthright-durability | $25.00 | 12/31/2011 6:10:50 PM |
cattlebaron | $25.00 | 12/31/2011 3:57:59 PM |
let_me_retire | $50.00 | 12/31/2011 4:32:56 PM |
Something-Corporate | $25.00 | 1/1/2012 7:56:22 AM |
brondero | $70.00 | 1/1/2012 9:38:52 AM |
payment-halo | $25.00 | 12/31/2011 9:21:56 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:46 PM |
kindness-ace1 | $50.00 | 1/1/2012 11:21:15 PM |
ZOOOM | $25.00 | 1/2/2012 10:33:11 AM |
rate-sceptre | $25.00 | 1/2/2012 2:29:22 PM |
sisepuede | $25.00 | 1/2/2012 12:47:40 PM |
LuvToLend | $25.00 | 1/2/2012 8:20:22 PM |
velocity-gala | $500.00 | 1/2/2012 8:33:09 PM |
a-restless-dollar | $25.96 | 1/2/2012 8:52:47 PM |
riveting-credit5 | $50.00 | 1/3/2012 1:53:04 AM |
klend4 | $25.00 | 1/3/2012 6:30:13 AM |
nimble-money086 | $25.00 | 1/3/2012 7:09:42 AM |
elegant-market9 | $35.00 | 1/3/2012 7:50:44 AM |
favorite-commerce | $40.00 | 1/3/2012 9:01:24 AM |
doopers | $25.00 | 1/3/2012 9:04:56 AM |
camaraderi-aspen | $125.00 | 1/3/2012 9:23:44 AM |
money-booster2 | $50.00 | 1/3/2012 9:41:12 AM |
52 Investments
|
Borrower Payment Dependent Notes Series
541384
This series of Notes was issued and sold upon the funding of the borrower loan #58446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $6,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-01-2012 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $229.20 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Nov-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 3y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 23 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $4,828 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| flow28 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funeral and Medical expenses
Purpose of loan: Debt consolidation to pay off medical and funeral expenses.
This loan will be used to pay off medical and funeral expenses and costs.
My financial situation:
I am a good candidate for this loan because I have a stable job with the federal government and profitable business. Medical and funeral expenses have started to become overwhelming and want to consolidate bills
Monthly net income: $5355.60
Monthly expenses: $4150
Housing: $1200
Insurance: $200
Car expenses: $1100
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $400
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
bubb_hans | $25.00 | 12/28/2011 3:04:16 PM |
Feyenoord | $30.00 | 12/28/2011 3:54:57 PM |
vutah | $25.00 | 12/28/2011 4:15:43 PM |
bb575 | $50.00 | 12/28/2011 5:05:29 PM |
impressive-justice6 | $50.00 | 12/28/2011 5:14:27 PM |
enchanted-note | $25.00 | 12/28/2011 5:12:56 PM |
superb-funds335 | $25.00 | 12/28/2011 5:19:04 PM |
money-booster2 | $25.00 | 12/28/2011 5:20:15 PM |
rupee-equation2 | $25.00 | 12/28/2011 5:22:50 PM |
lucrative-transparency0 | $100.00 | 12/28/2011 5:27:18 PM |
kenji4861 | $25.00 | 12/28/2011 5:32:48 PM |
Investor_DP | $100.00 | 12/28/2011 5:46:50 PM |
successful-agreement7 | $100.00 | 12/28/2011 5:49:21 PM |
engaging-worth | $25.00 | 12/28/2011 6:19:38 PM |
JustMee | $25.00 | 12/28/2011 6:06:16 PM |
skillful-asset5 | $30.00 | 12/28/2011 7:38:08 PM |
goodhearted-basis4 | $25.00 | 12/29/2011 12:47:48 AM |
the-bright-velocity | $25.00 | 12/29/2011 9:13:27 AM |
Uylsses | $100.00 | 12/29/2011 1:10:14 PM |
Bank_Of_XL | $25.00 | 12/29/2011 12:20:57 PM |
edaguy | $75.00 | 12/29/2011 5:15:06 PM |
CashFlow13 | $100.00 | 12/29/2011 5:26:36 PM |
hitsman | $50.00 | 12/29/2011 5:36:05 PM |
john0720 | $25.00 | 12/29/2011 6:47:42 PM |
versatile-treasure6 | $25.00 | 12/29/2011 7:00:16 PM |
ethical-truth211 | $400.00 | 12/30/2011 5:36:09 AM |
factcheck | $75.00 | 12/30/2011 7:22:00 AM |
scoobiedoo | $50.00 | 12/30/2011 7:31:54 AM |
marwadi-62 | $75.00 | 12/30/2011 8:10:43 AM |
thebigrig | $500.00 | 12/30/2011 9:17:56 AM |
bison667 | $25.00 | 12/30/2011 9:21:52 AM |
the-serene-transaction | $42.92 | 12/30/2011 9:40:45 AM |
bazaar-festivity | $25.00 | 12/30/2011 9:39:39 AM |
processor115 | $25.00 | 12/30/2011 9:51:06 AM |
productive-ore | $25.00 | 12/30/2011 10:27:53 AM |
brightest-dynamic-peace | $25.00 | 12/30/2011 1:09:02 PM |
market-aspen9 | $50.00 | 12/30/2011 11:16:51 AM |
Christus_Victor | $25.00 | 12/30/2011 12:48:39 PM |
terrific-p2ploan | $25.00 | 12/30/2011 1:53:00 PM |
upbeat-finance8 | $25.00 | 12/30/2011 3:41:54 PM |
silver-champion3 | $50.00 | 12/30/2011 4:00:55 PM |
theloanfiller | $25.00 | 12/31/2011 7:21:07 AM |
rockhound84 | $25.00 | 12/31/2011 6:24:11 AM |
Johnab | $25.00 | 12/31/2011 9:21:08 AM |
elated-wealth876 | $125.00 | 12/31/2011 7:16:42 AM |
payout-magician | $25.47 | 12/31/2011 9:00:40 AM |
UT-Longhorn | $25.00 | 12/31/2011 10:12:50 AM |
deal-searcher1 | $25.00 | 12/31/2011 11:07:11 AM |
friendinmoney | $25.00 | 12/31/2011 11:22:31 AM |
CalCollegeFund19 | $25.00 | 12/31/2011 12:45:48 PM |
investment-cluster | $25.00 | 12/31/2011 4:21:11 PM |
asset-electron1 | $25.00 | 12/31/2011 5:22:24 PM |
KramericaIndustries | $40.43 | 12/31/2011 1:02:13 PM |
keichi03 | $34.00 | 12/31/2011 2:34:14 PM |
cattlebaron | $25.00 | 1/1/2012 1:46:21 AM |
rajs | $150.00 | 1/1/2012 9:06:25 AM |
adir1 | $25.00 | 1/1/2012 9:47:18 AM |
Christophe | $25.00 | 1/1/2012 10:34:59 AM |
grotheik | $25.00 | 12/31/2011 8:10:29 PM |
payment-halo | $25.00 | 12/31/2011 9:16:37 PM |
bughead | $25.00 | 12/31/2011 10:34:44 PM |
reinforced-velocity158 | $150.00 | 12/31/2011 11:17:26 PM |
InvestForWealth | $30.60 | 1/1/2012 8:53:08 AM |
worth-dandelion | $200.00 | 12/28/2011 5:14:18 PM |
selector568 | $300.00 | 12/28/2011 5:15:08 PM |
R3vXX | $25.00 | 12/28/2011 5:22:59 PM |
AFairDeal | $25.00 | 12/28/2011 5:40:23 PM |
scrappy-leverage6 | $25.00 | 12/28/2011 5:36:23 PM |
jkeller4000 | $25.00 | 12/28/2011 5:48:21 PM |
MarvintheMartian | $25.00 | 12/29/2011 2:40:02 AM |
jakespirit | $100.00 | 12/29/2011 6:18:03 AM |
radforj22 | $25.00 | 12/29/2011 6:27:01 AM |
kaceymalone | $25.00 | 12/29/2011 6:37:53 AM |
gold-plane1 | $50.00 | 12/29/2011 9:42:28 AM |
power-defender7 | $50.00 | 12/29/2011 12:41:47 PM |
fragonardlives | $25.00 | 12/29/2011 1:38:29 PM |
SOP_Bank | $25.00 | 12/29/2011 1:54:04 PM |
rate-welder8 | $50.00 | 12/29/2011 2:25:56 PM |
inventive-wealth2 | $25.00 | 12/29/2011 3:33:08 PM |
Thoth_88 | $25.00 | 12/29/2011 5:18:29 PM |
stylish-compassion3 | $50.00 | 12/29/2011 7:49:23 PM |
cardminger | $25.00 | 12/29/2011 9:44:48 PM |
snowman34 | $25.00 | 12/29/2011 9:45:42 PM |
loyalty-circuitry | $75.00 | 12/30/2011 5:47:23 AM |
anacent | $50.00 | 12/30/2011 7:42:03 AM |
terrific-dough6 | $75.00 | 12/30/2011 9:31:51 AM |
guardian3 | $25.00 | 12/30/2011 9:30:59 AM |
first-pragmatic-power | $25.00 | 12/30/2011 9:51:10 AM |
wwwUniversal | $25.00 | 12/30/2011 9:42:27 AM |
yank918 | $25.00 | 12/30/2011 9:45:21 AM |
benjamins-utopia | $100.00 | 12/30/2011 10:03:23 AM |
innocent-deal | $300.00 | 12/30/2011 10:10:17 AM |
riproaringrapids | $50.00 | 12/30/2011 12:16:12 PM |
cash-daisy | $63.18 | 12/30/2011 11:27:58 AM |
commanding-treasure2 | $50.00 | 12/30/2011 5:12:28 PM |
yerkster1 | $25.00 | 12/30/2011 9:11:44 PM |
phenomenal-gain5 | $25.00 | 12/30/2011 9:27:33 PM |
methodical-loot | $25.00 | 12/31/2011 1:03:10 AM |
heerzaquestion | $50.00 | 12/31/2011 7:28:26 AM |
djh47a | $25.00 | 12/31/2011 8:15:44 AM |
buffalobills | $25.00 | 12/31/2011 8:30:33 AM |
magee425 | $25.00 | 12/31/2011 10:55:19 AM |
FinanceEngine | $45.00 | 12/31/2011 8:22:00 AM |
greenback-investor7 | $100.00 | 12/31/2011 8:51:09 AM |
helpinghand105 | $25.00 | 12/31/2011 11:35:05 AM |
One_Lolo | $25.00 | 12/31/2011 11:50:28 AM |
houli123 | $25.00 | 12/31/2011 12:00:22 PM |
kind-genuine-dough | $25.00 | 12/31/2011 1:37:20 PM |
unger | $230.11 | 12/31/2011 1:24:21 PM |
asaurus0 | $35.82 | 12/31/2011 2:56:10 PM |
blue-radiant-economy | $100.00 | 12/31/2011 3:12:28 PM |
velocity-motivator6 | $25.00 | 1/1/2012 9:06:15 AM |
Yanwoo | $25.00 | 1/1/2012 11:14:52 AM |
cattlebaron | $25.00 | 1/1/2012 1:46:50 AM |
spaceboy033 | $26.36 | 1/1/2012 9:43:26 AM |
nickel-demon2 | $91.11 | 1/1/2012 11:27:47 AM |
116 Investments
|
Borrower Payment Dependent Notes Series
541560
This series of Notes was issued and sold upon the funding of the borrower loan #58513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $176.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Dec-2005 |
Debt/Income ratio:
| 13% |
Credit score:
| 760-779 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 0y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 24 |
Occupation: | Food Service Manage... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,157 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 6% | | |
| |
Homeownership:
| No | | |
Screen name:
| deal-chihuahua |
Borrower's state:
| Louisiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
To finance a new car
Purpose of loan:
This loan will be used to buy a new vehicle. I am selling my used vehicle right now and would like to combine the money from my used car with a loan to purchase a new vehicle.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
processor115 | $100.00 | 1/3/2012 9:56:51 AM |
money-booster2 | $50.00 | 1/3/2012 9:40:26 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:11 AM |
Investor_DP | $100.00 | 1/3/2012 10:07:56 AM |
commanding-treasure2 | $50.00 | 1/3/2012 9:54:48 AM |
gravbox | $25.00 | 1/3/2012 10:00:07 AM |
kenji4861 | $25.00 | 1/3/2012 10:22:26 AM |
top-courteous-peso | $75.00 | 1/3/2012 10:11:40 AM |
GoGators01 | $25.00 | 1/3/2012 10:23:44 AM |
selector568 | $300.00 | 1/3/2012 10:13:44 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:17 AM |
jamiee73 | $25.00 | 1/3/2012 10:17:40 AM |
edaguy | $75.00 | 1/3/2012 10:21:06 AM |
ddog0224 | $50.00 | 1/3/2012 10:27:12 AM |
riproaringrapids | $50.00 | 1/3/2012 10:27:50 AM |
ThatDanGuy | $50.00 | 1/3/2012 1:52:43 PM |
tolerant-dime2 | $25.00 | 1/3/2012 11:45:47 AM |
WhatItIs | $200.00 | 1/3/2012 12:31:05 PM |
organized-payment6 | $50.00 | 1/3/2012 1:06:05 PM |
nimble-money086 | $25.00 | 1/3/2012 1:31:15 PM |
radforj22 | $25.00 | 1/3/2012 5:14:09 PM |
bison667 | $25.00 | 1/3/2012 5:19:53 PM |
grammaspurse | $25.00 | 1/3/2012 4:11:39 PM |
orbital-velocity7 | $50.00 | 1/3/2012 5:09:01 PM |
CashFlow13 | $100.00 | 1/3/2012 5:51:01 PM |
first-pragmatic-power | $25.00 | 1/3/2012 5:25:10 PM |
jgar_O | $25.00 | 1/3/2012 5:29:15 PM |
loyalty-czar | $40.00 | 1/3/2012 6:41:42 PM |
currency-agave | $60.00 | 1/3/2012 5:32:07 PM |
prudent-bid3 | $25.00 | 1/3/2012 8:46:17 PM |
emphatic-responsibility | $25.00 | 1/4/2012 2:30:29 AM |
museic1 | $100.00 | 1/4/2012 3:24:47 AM |
loyalty-circuitry | $50.00 | 1/3/2012 6:02:47 PM |
Mindful7 | $25.00 | 1/4/2012 5:42:43 AM |
downtownfarm | $25.00 | 1/4/2012 6:44:00 AM |
cattlebaron | $25.00 | 1/3/2012 9:08:47 PM |
atlas100 | $25.00 | 1/4/2012 7:38:15 AM |
charming-exchange7 | $25.00 | 1/4/2012 8:05:26 AM |
Eric_Gagne | $25.00 | 1/4/2012 8:08:02 AM |
Iwillhuntyoudown | $25.00 | 1/3/2012 11:35:32 PM |
focused-wampum | $25.00 | 1/3/2012 11:45:18 PM |
Thunder08 | $43.00 | 1/4/2012 5:59:40 AM |
llequire1 | $100.00 | 1/4/2012 6:05:26 AM |
palpbert | $25.00 | 1/4/2012 9:16:50 AM |
corphippie | $26.24 | 1/4/2012 7:58:34 AM |
metro457 | $100.00 | 1/4/2012 7:36:29 AM |
rescue | $100.00 | 1/4/2012 9:31:31 AM |
Tradesmanlender | $25.00 | 1/4/2012 9:32:29 AM |
NoMoreDebt4Me | $25.00 | 1/4/2012 9:28:10 AM |
worth-dandelion | $100.00 | 1/4/2012 9:31:03 AM |
pleasant-bid | $50.00 | 1/4/2012 10:17:40 AM |
market-aspen9 | $50.00 | 1/4/2012 10:36:46 AM |
Kyileo | $25.00 | 1/4/2012 9:40:32 AM |
designer_10 | $24.71 | 1/4/2012 11:32:22 AM |
happy-loot3 | $200.00 | 1/4/2012 9:56:00 AM |
shellstar | $25.00 | 1/4/2012 10:51:19 AM |
P2PGodfather | $25.00 | 1/4/2012 10:57:39 AM |
superb-funds335 | $25.00 | 1/3/2012 9:58:28 AM |
BxRealtor | $25.00 | 1/3/2012 9:48:05 AM |
AFairDeal | $25.00 | 1/3/2012 9:50:23 AM |
puifais | $50.00 | 1/3/2012 10:27:36 AM |
bb575 | $50.00 | 1/3/2012 10:18:55 AM |
social-zebra | $30.00 | 1/3/2012 11:49:50 AM |
hitsman | $50.00 | 1/3/2012 10:26:21 AM |
income-buffalo1 | $100.00 | 1/3/2012 12:12:07 PM |
independent-gold5 | $50.00 | 1/3/2012 12:53:08 PM |
smear87 | $50.00 | 1/3/2012 10:29:15 AM |
greenback-investor7 | $50.00 | 1/3/2012 10:29:40 AM |
market-solstice2 | $25.00 | 1/3/2012 10:29:53 AM |
rupee-equation2 | $25.00 | 1/3/2012 10:30:15 AM |
social-investor5 | $25.00 | 1/3/2012 1:25:15 PM |
octoberfresh | $25.00 | 1/3/2012 1:56:27 PM |
rajs | $75.00 | 1/3/2012 11:32:06 AM |
radiobuda | $50.00 | 1/3/2012 11:43:42 AM |
courteous-platinum7 | $25.00 | 1/3/2012 12:07:19 PM |
happyjackbak | $25.00 | 1/3/2012 12:27:07 PM |
dinero-path5 | $50.00 | 1/3/2012 12:58:00 PM |
bravos33 | $25.00 | 1/3/2012 5:09:47 PM |
greenback-guard | $25.00 | 1/3/2012 1:27:21 PM |
worthy-commitment7 | $25.00 | 1/3/2012 1:56:09 PM |
velocity-motivator6 | $25.00 | 1/3/2012 3:34:47 PM |
atbright | $25.00 | 1/3/2012 3:53:22 PM |
refined-return922 | $25.00 | 1/3/2012 4:08:31 PM |
r48 | $25.00 | 1/3/2012 4:43:29 PM |
SolarMoonshine | $25.00 | 1/3/2012 5:16:33 PM |
irishcocacola | $25.00 | 1/3/2012 6:38:25 PM |
Techne_Funds_LLC | $25.00 | 1/3/2012 7:31:15 PM |
lotus6 | $25.00 | 1/3/2012 10:02:34 PM |
Brisket_Bob | $27.20 | 1/4/2012 4:38:46 AM |
buddy486 | $25.00 | 1/3/2012 7:31:20 PM |
SkyLoan | $31.08 | 1/3/2012 9:49:53 PM |
Lo0se_mo0se | $25.00 | 1/3/2012 8:56:27 PM |
enticing-rate9 | $25.00 | 1/3/2012 11:06:04 PM |
vine99 | $80.00 | 1/4/2012 8:14:17 AM |
porter22 | $25.00 | 1/4/2012 8:31:28 AM |
buffalobills | $25.00 | 1/4/2012 8:56:13 AM |
Zuzu | $25.00 | 1/4/2012 3:36:45 AM |
Iloanyoumoney | $25.00 | 1/4/2012 6:26:11 AM |
Aimvest | $25.00 | 1/4/2012 9:10:42 AM |
scarlet-velvet | $25.08 | 1/4/2012 7:20:10 AM |
friendinmoney | $25.00 | 1/4/2012 8:04:19 AM |
logical-moola4 | $25.00 | 1/4/2012 8:14:17 AM |
Kaj | $25.00 | 1/4/2012 9:28:48 AM |
Johnab | $25.00 | 1/4/2012 10:28:48 AM |
jarf | $25.00 | 1/4/2012 9:42:59 AM |
PlusUltra | $62.69 | 1/4/2012 11:08:01 AM |
cash-reaction2 | $50.00 | 1/4/2012 10:01:10 AM |
thankful-nickel2 | $25.00 | 1/4/2012 10:05:29 AM |
enriching-dollar1 | $100.00 | 1/4/2012 10:29:35 AM |
Weaverville | $25.00 | 1/4/2012 10:28:16 AM |
110 Investments
|
Borrower Payment Dependent Notes Series
543790
This series of Notes was issued and sold upon the funding of the borrower loan #58404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| A |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 3.80% |
Listing Start date:
| Dec-27-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2011 |
|
Lender yield:
| 10.54% |
Borrower rate/APR:
| 11.54% / 14.36% |
Monthly payment:
| $131.98 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 10.51% | | |
| |
Estimated return*:
| 6.71% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Jun-1987 |
Debt/Income ratio:
| 22% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
5 | Length of status: | 17y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $15,641 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| value-banjo2 |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Manager
Purpose of loan:
This loan will be used to pay off high-interest credit cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 12/27/2011 5:07:00 PM |
roadtruck | $50.00 | 12/27/2011 5:06:09 PM |
green-trade-dolphin2 | $27.56 | 12/27/2011 5:02:34 PM |
selector568 | $300.00 | 12/27/2011 5:11:35 PM |
kenji4861 | $25.00 | 12/27/2011 5:25:23 PM |
top-courteous-peso | $75.00 | 12/27/2011 5:39:02 PM |
income-banjo | $25.00 | 12/27/2011 5:39:31 PM |
market-solstice2 | $25.00 | 12/27/2011 5:45:27 PM |
cattlebaron | $25.00 | 12/27/2011 6:40:32 PM |
organized-payment6 | $50.00 | 12/28/2011 6:31:13 AM |
jazz619 | $25.00 | 12/28/2011 9:11:33 AM |
nuclearmoose | $50.00 | 12/28/2011 9:15:32 AM |
soular21804 | $25.00 | 12/28/2011 9:16:44 AM |
Earn_money | $25.31 | 12/28/2011 9:47:24 AM |
yank918 | $25.00 | 12/28/2011 10:01:41 AM |
awwaww | $25.00 | 12/28/2011 9:58:34 AM |
seineil | $43.00 | 12/28/2011 10:08:21 AM |
M55Rkt | $33.33 | 12/28/2011 11:44:39 AM |
rate-sherpa | $65.00 | 12/28/2011 12:26:30 PM |
trustu | $50.00 | 12/28/2011 11:56:30 AM |
greenback-investor7 | $100.00 | 12/28/2011 2:19:01 PM |
unclejaef | $25.00 | 12/28/2011 3:34:33 PM |
jackofall | $50.00 | 12/28/2011 3:50:15 PM |
bbrelo | $25.00 | 12/28/2011 5:13:01 PM |
gravbox | $25.00 | 12/28/2011 5:15:18 PM |
RockCrown | $25.00 | 12/28/2011 5:19:20 PM |
damage | $25.00 | 12/28/2011 5:23:08 PM |
Pizza-man | $50.00 | 12/28/2011 5:39:14 PM |
blue-lively-platinum | $25.00 | 12/28/2011 5:33:03 PM |
diverse-felicity7 | $50.00 | 12/28/2011 5:39:35 PM |
Princehaha | $25.00 | 12/28/2011 5:34:51 PM |
Sneezie | $51.00 | 12/28/2011 5:45:49 PM |
processor115 | $25.00 | 12/28/2011 5:39:52 PM |
jgar_O | $25.00 | 12/28/2011 5:43:57 PM |
TrustPlus | $50.00 | 12/28/2011 5:42:44 PM |
wampum-chorus3 | $25.00 | 12/28/2011 5:43:51 PM |
edaguy | $75.00 | 12/28/2011 5:47:55 PM |
rokman | $150.00 | 12/28/2011 6:36:47 PM |
enticing-rate9 | $25.00 | 12/28/2011 6:32:38 PM |
skillful-asset5 | $25.00 | 12/28/2011 7:43:37 PM |
MrCoffee | $25.00 | 12/28/2011 9:01:03 PM |
solarwind | $25.00 | 12/29/2011 12:32:20 AM |
authentic-peace7 | $75.00 | 12/28/2011 9:10:31 PM |
32669 | $25.00 | 12/29/2011 3:00:49 AM |
WealthBuildingLessons | $25.00 | 12/29/2011 12:08:34 AM |
WisconsinLiberal | $19.80 | 12/29/2011 3:22:37 AM |
money-booster2 | $25.00 | 12/27/2011 5:06:42 PM |
bb575 | $50.00 | 12/27/2011 5:24:02 PM |
pdub | $75.00 | 12/27/2011 5:25:07 PM |
BxRealtor | $25.00 | 12/27/2011 5:22:50 PM |
successful-agreement7 | $100.00 | 12/27/2011 5:27:10 PM |
ricklip | $100.00 | 12/27/2011 5:23:32 PM |
fantastic-investment9 | $30.00 | 12/27/2011 5:34:17 PM |
riproaringrapids | $35.00 | 12/27/2011 5:37:04 PM |
the-bright-velocity | $25.00 | 12/27/2011 5:42:01 PM |
worthy-bid8 | $50.00 | 12/27/2011 5:31:27 PM |
Law_Gator | $25.00 | 12/27/2011 8:39:37 PM |
unbeatable-credit1 | $50.00 | 12/27/2011 10:13:21 PM |
icontender | $50.00 | 12/28/2011 12:46:41 AM |
generous-deal6 | $25.00 | 12/28/2011 1:26:52 AM |
notabanker | $100.00 | 12/27/2011 11:30:47 PM |
MrUSC | $25.00 | 12/28/2011 4:06:52 AM |
zippy-revenue8 | $25.00 | 12/28/2011 5:36:40 AM |
PaulW | $25.00 | 12/28/2011 5:35:37 AM |
blue-useful-auction | $25.00 | 12/28/2011 6:53:05 AM |
RG | $30.00 | 12/28/2011 9:16:26 AM |
houli123 | $50.00 | 12/28/2011 9:39:56 AM |
brainy-return234 | $25.00 | 12/28/2011 9:38:54 AM |
indomitable-coin | $25.00 | 12/28/2011 9:58:56 AM |
investment-builder0 | $50.00 | 12/28/2011 11:03:05 AM |
value-willow | $25.00 | 12/28/2011 10:46:03 AM |
radforj22 | $25.00 | 12/28/2011 10:53:00 AM |
nimble-money086 | $25.00 | 12/28/2011 11:12:28 AM |
Oranje88 | $75.00 | 12/28/2011 10:48:11 AM |
Joshua_E | $25.00 | 12/28/2011 12:07:29 PM |
elevated-finance | $25.00 | 12/28/2011 12:25:02 PM |
finance-refresher3 | $50.00 | 12/28/2011 2:56:24 PM |
Prosp_Lender | $50.00 | 12/28/2011 3:28:03 PM |
klinebarger | $25.00 | 12/28/2011 3:14:37 PM |
intuitive-integrity9 | $50.00 | 12/28/2011 5:11:41 PM |
stinvest | $25.00 | 12/28/2011 5:16:00 PM |
thankful-nickel2 | $25.00 | 12/28/2011 5:17:25 PM |
OnePoorDude | $25.00 | 12/28/2011 5:30:29 PM |
luminous-marketplace5 | $25.00 | 12/28/2011 5:39:49 PM |
nonukem | $25.00 | 12/28/2011 5:45:09 PM |
the-auction-lotus | $25.00 | 12/28/2011 5:51:17 PM |
myduck | $40.00 | 12/28/2011 5:57:20 PM |
imlosttoo | $25.00 | 12/28/2011 6:17:21 PM |
golden-finance7 | $50.00 | 12/28/2011 6:43:27 PM |
engaging-worth | $25.00 | 12/28/2011 6:18:12 PM |
IL2R2010 | $40.00 | 12/28/2011 7:34:20 PM |
bentheredunthat | $60.00 | 12/28/2011 6:53:54 PM |
spike16 | $25.00 | 12/28/2011 8:15:43 PM |
work4me | $25.00 | 12/28/2011 11:23:25 PM |
LibbyZ | $50.00 | 12/28/2011 9:43:14 PM |
creativename | $25.00 | 12/28/2011 10:21:14 PM |
96 Investments
|
Borrower Payment Dependent Notes Series
544060
This series of Notes was issued and sold upon the funding of the borrower loan #58458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-22-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Mar-2007 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 5 | Employment status: | Not employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 2y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 8 | Stated income: | Not employed |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $8,459 | |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 38% | | |
| |
Homeownership:
| No | | |
Screen name:
| epic-wampum0 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jkeller4000 | $25.00 | 12/22/2011 9:18:22 AM |
economy-shrubbery6 | $25.00 | 12/23/2011 10:08:04 AM |
generous-deal6 | $25.00 | 12/28/2011 1:26:25 AM |
income-buffalo1 | $50.00 | 12/28/2011 6:55:06 PM |
well-mannered-income3 | $30.00 | 12/28/2011 7:33:11 PM |
novice-speculator | $25.00 | 12/28/2011 9:33:25 PM |
shawnw2 | $30.00 | 12/29/2011 4:38:48 AM |
GElender | $25.00 | 12/29/2011 5:35:06 AM |
greatwhiteninja | $25.00 | 12/29/2011 8:13:05 AM |
jebber007 | $35.00 | 12/29/2011 9:28:31 AM |
gold-plane1 | $50.00 | 12/29/2011 9:47:21 AM |
kind-credit-bear | $25.00 | 12/29/2011 9:49:15 AM |
AVS | $25.00 | 12/29/2011 11:12:58 AM |
artisan369 | $300.00 | 12/29/2011 11:55:24 AM |
money-baron-roth-IRA | $50.00 | 12/29/2011 11:59:31 AM |
barefootpaul | $25.00 | 12/29/2011 2:11:41 PM |
credible-coin | $34.34 | 12/29/2011 3:42:21 PM |
Thoth_88 | $25.00 | 12/29/2011 5:07:47 PM |
inspired-investment8 | $100.00 | 12/29/2011 9:20:52 PM |
LuvToLend | $25.00 | 12/29/2011 11:06:50 PM |
reward-toro | $50.00 | 12/30/2011 7:34:43 AM |
hopeful-deal7 | $50.00 | 12/30/2011 7:28:03 AM |
dsnybnd | $25.00 | 12/30/2011 8:06:04 AM |
smallbizrule | $25.00 | 12/30/2011 8:59:43 AM |
citytreker | $25.00 | 12/30/2011 11:28:28 AM |
CreditBuilder2 | $25.02 | 12/30/2011 2:40:49 PM |
HenryS | $27.00 | 12/30/2011 5:27:08 PM |
bill-igloo | $25.00 | 12/30/2011 5:47:12 PM |
ethical-truth211 | $27.29 | 12/31/2011 6:22:59 AM |
econgineer | $75.00 | 12/31/2011 10:08:46 AM |
engrossing-responsibility0 | $35.00 | 12/31/2011 12:09:57 PM |
dedicated-transaction796 | $25.00 | 12/31/2011 12:56:21 PM |
Rebelrick9 | $29.32 | 12/31/2011 7:08:01 PM |
justice-lotus9 | $25.00 | 1/1/2012 3:04:36 PM |
payout-harmony4 | $50.00 | 1/1/2012 3:15:45 PM |
VJ_Financial | $25.00 | 1/2/2012 6:15:42 AM |
realtormoises | $25.00 | 1/2/2012 7:13:46 AM |
VJ_Financial | $25.00 | 1/1/2012 7:34:10 PM |
VJ_Financial | $25.00 | 1/1/2012 7:31:30 PM |
market-pudding | $25.00 | 1/3/2012 5:54:55 AM |
curriculum7 | $25.00 | 1/3/2012 9:22:02 AM |
worth-jedi5 | $51.00 | 1/3/2012 10:12:13 AM |
shrewd-rupee | $25.00 | 1/3/2012 2:41:47 PM |
dough-souffle | $25.00 | 1/3/2012 3:28:49 PM |
168RichCapital | $25.01 | 1/3/2012 4:06:16 PM |
finance-ringleader | $50.00 | 1/3/2012 9:13:52 PM |
zasonsasu1 | $25.00 | 1/4/2012 3:51:34 AM |
asian808 | $25.00 | 1/4/2012 3:37:10 AM |
winmals | $25.00 | 1/4/2012 7:00:30 AM |
Crie | $100.00 | 1/4/2012 7:18:26 AM |
amusement4 | $200.00 | 12/22/2011 7:51:35 PM |
green-rate-futurist | $25.00 | 12/23/2011 6:12:48 AM |
sun818 | $25.00 | 12/28/2011 6:05:07 PM |
compassionate-dime0 | $50.00 | 12/28/2011 7:03:58 PM |
vanklein | $25.00 | 12/28/2011 7:28:38 PM |
open-minded-p2p1 | $25.00 | 12/28/2011 7:25:37 PM |
open-dough6 | $25.00 | 12/28/2011 8:00:36 PM |
money-booster2 | $35.00 | 12/28/2011 9:27:45 PM |
wealth-fighter3 | $50.00 | 12/28/2011 10:02:13 PM |
DeltaComputerGuy | $25.00 | 12/29/2011 1:11:06 AM |
rakem777 | $25.00 | 12/29/2011 5:20:39 AM |
payout-thinker7 | $25.00 | 12/29/2011 7:44:23 AM |
Indio92203 | $25.00 | 12/29/2011 8:13:31 AM |
smart-kindness8 | $25.00 | 12/29/2011 8:10:44 AM |
musegaze | $50.00 | 12/29/2011 9:01:27 AM |
green28 | $25.00 | 12/29/2011 9:58:40 AM |
mrack | $25.00 | 12/29/2011 11:02:06 AM |
new-social-economist | $25.00 | 12/29/2011 2:01:08 PM |
worth-shower8 | $100.00 | 12/29/2011 2:01:45 PM |
stable-payment7 | $25.00 | 12/29/2011 8:02:09 PM |
hopeful-silver5 | $28.79 | 12/30/2011 5:52:08 AM |
Dubbs360 | $127.00 | 12/30/2011 9:32:16 AM |
a-successful-credit | $25.00 | 12/30/2011 12:25:17 PM |
productive-ore | $25.00 | 12/30/2011 10:29:18 AM |
courteous-platinum7 | $25.00 | 12/30/2011 11:33:17 AM |
justme4now | $25.00 | 12/30/2011 3:40:21 PM |
Cluvnupe06 | $29.00 | 12/30/2011 4:39:50 PM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:15 AM |
ddog0224 | $50.00 | 12/31/2011 8:18:18 AM |
progressive-asset | $100.00 | 12/31/2011 11:12:33 AM |
kind-genuine-dough | $25.00 | 12/31/2011 1:11:05 PM |
forthright-durability | $25.00 | 12/31/2011 6:07:04 PM |
velocity-motivator6 | $25.00 | 1/1/2012 8:56:56 AM |
gold-channel2 | $25.00 | 1/1/2012 12:24:08 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:35:09 PM |
benevolent1 | $50.00 | 1/2/2012 1:16:28 AM |
exchange-grove | $100.00 | 1/2/2012 11:34:26 AM |
a-restless-dollar | $25.00 | 1/2/2012 8:47:12 PM |
deal-thinker7 | $36.00 | 1/3/2012 8:56:12 AM |
silver-enlightenment0 | $100.10 | 1/3/2012 3:01:36 PM |
deal-searcher1 | $25.00 | 1/3/2012 8:26:03 PM |
domi1234 | $25.00 | 1/3/2012 8:29:35 PM |
gallant-market5 | $245.13 | 1/4/2012 7:58:41 AM |
93 Investments
|
Borrower Payment Dependent Notes Series
544982
This series of Notes was issued and sold upon the funding of the borrower loan #58453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 22% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
5 | Length of status: | 0y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 67 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $5,019 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| open-minded-treasure9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Business Credit
Purpose of loan:
This loan will be used to support new small business start up cost and expenses. Also to consolidate business credit.
My financial situation:
I am a good candidate for this loan because I have a good solid paying history of my financial responsibility.
Monthly net income: $ 5100
Monthly expenses: $
Housing: $1154
Insurance: $86
Car expenses: $0
Utilities: $330
Phone, cable, internet: $ (Included in utilities)
Food, entertainment: $300
Clothing, household expenses: $25-$100
Credit cards and other loans: $414
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
jkeller4000 | $25.00 | 12/21/2011 9:10:44 AM |
Danjack_Capital | $25.00 | 12/21/2011 10:00:11 AM |
let_me_retire | $25.00 | 12/21/2011 11:23:00 AM |
economy-shrubbery6 | $25.00 | 12/21/2011 10:26:34 PM |
reflective-rupee | $25.00 | 12/22/2011 8:37:50 PM |
sensible-fund | $25.00 | 12/23/2011 5:03:53 AM |
jmvingeorgia | $30.00 | 12/24/2011 4:59:25 AM |
Bank42 | $25.00 | 12/24/2011 4:59:30 AM |
riveting-credit5 | $50.00 | 12/24/2011 6:37:21 AM |
the-hope-workhorse | $50.00 | 12/24/2011 10:48:30 PM |
3cinvesting | $40.00 | 12/27/2011 1:26:33 AM |
money-booster2 | $35.00 | 12/27/2011 3:55:49 PM |
generous-agreement | $25.00 | 12/28/2011 6:27:51 AM |
market-maximizer472 | $100.00 | 12/28/2011 10:13:35 AM |
lean-fund0 | $100.00 | 12/28/2011 11:30:45 AM |
ore-dojo | $30.00 | 12/28/2011 4:09:47 PM |
DeltaComputerGuy | $50.00 | 12/29/2011 2:09:01 AM |
LibbyZ | $50.00 | 12/28/2011 9:43:12 PM |
believe2succeed | $40.80 | 12/29/2011 4:58:41 AM |
Starfin-Capital-Management | $59.80 | 12/29/2011 5:29:37 AM |
gold-plane1 | $50.00 | 12/29/2011 9:47:20 AM |
houli123 | $25.00 | 12/29/2011 9:57:16 AM |
found_funds | $75.00 | 12/29/2011 10:23:00 AM |
vine99 | $65.00 | 12/29/2011 11:41:17 AM |
sciamage | $25.00 | 12/29/2011 7:13:39 PM |
green-rapid-openness | $100.00 | 12/29/2011 7:50:19 PM |
payment-halo | $25.00 | 12/29/2011 8:37:15 PM |
gold-disk | $25.00 | 12/29/2011 10:49:32 PM |
impala6464 | $25.00 | 12/30/2011 12:27:43 AM |
ethical-truth211 | $200.00 | 12/30/2011 5:04:16 AM |
promise2 | $43.82 | 12/30/2011 7:20:30 AM |
Leshan | $25.00 | 12/30/2011 9:11:03 AM |
unbeatable-credit1 | $50.00 | 12/30/2011 7:50:01 AM |
glroark | $100.00 | 12/30/2011 8:46:58 AM |
dedicated-transaction796 | $25.00 | 12/30/2011 9:16:09 AM |
likeable-hope | $25.00 | 12/30/2011 9:27:13 AM |
orange-astute-finance | $25.00 | 12/30/2011 9:36:52 AM |
sharp-return7 | $25.06 | 12/30/2011 10:51:13 AM |
2grindstones | $31.00 | 12/30/2011 11:39:44 AM |
finance-jet8 | $25.00 | 12/30/2011 10:25:10 AM |
debt-legend | $25.00 | 12/30/2011 11:42:55 AM |
trident8 | $25.00 | 12/30/2011 11:02:11 AM |
a-successful-credit | $25.00 | 12/30/2011 12:25:16 PM |
Starfin-Capital-Management | $151.94 | 12/30/2011 2:15:34 PM |
Something-Corporate | $25.00 | 12/21/2011 9:15:00 AM |
R3vXX | $25.00 | 12/21/2011 9:31:37 AM |
vutah | $25.00 | 12/21/2011 9:37:42 AM |
goodhearted-generosity511 | $30.00 | 12/21/2011 10:36:43 AM |
papaloha | $50.00 | 12/21/2011 1:43:24 PM |
golden-velocity9 | $25.00 | 12/21/2011 6:51:55 PM |
greencat | $50.00 | 12/22/2011 7:15:45 AM |
skillful-asset5 | $25.00 | 12/22/2011 3:51:15 PM |
well-mannered-income3 | $50.00 | 12/23/2011 5:28:49 PM |
let_me_retire | $25.00 | 12/23/2011 11:50:22 PM |
Interloper | $25.00 | 12/24/2011 9:20:07 AM |
penny-champ5 | $25.00 | 12/25/2011 8:24:22 PM |
Macgyver86 | $50.00 | 12/25/2011 8:20:46 PM |
blue-radiant-economy | $100.00 | 12/26/2011 5:39:17 PM |
emphatic-responsibility | $25.00 | 12/26/2011 7:18:24 PM |
eboomer2611 | $25.00 | 12/26/2011 9:25:13 PM |
LuvToLend | $28.11 | 12/27/2011 1:31:42 PM |
generous-deal6 | $25.00 | 12/28/2011 1:26:20 AM |
blue-dollar-viking | $100.00 | 12/28/2011 6:59:37 AM |
bid-stockpiler1 | $50.00 | 12/28/2011 5:08:59 PM |
DHolly | $31.00 | 12/29/2011 5:53:23 AM |
GElender | $25.00 | 12/29/2011 5:53:57 AM |
c-gurista-5 | $25.00 | 12/29/2011 8:49:04 AM |
briskdevl07 | $25.00 | 12/29/2011 9:27:16 AM |
morecashflow | $25.00 | 12/29/2011 9:48:53 AM |
kind-credit-bear | $25.00 | 12/29/2011 9:49:14 AM |
Stradivari | $25.00 | 12/29/2011 10:20:12 AM |
stable-payment7 | $25.00 | 12/29/2011 8:02:08 PM |
dynrep | $100.00 | 12/29/2011 8:38:02 PM |
jebber007 | $45.00 | 12/30/2011 12:39:40 AM |
nfx | $25.00 | 12/30/2011 7:10:30 AM |
a-restless-dollar | $25.00 | 12/30/2011 7:24:38 AM |
hopeful-deal7 | $50.00 | 12/30/2011 7:28:02 AM |
reward-toro | $50.00 | 12/30/2011 7:34:42 AM |
buffalobills | $25.00 | 12/30/2011 8:31:00 AM |
hokee | $25.00 | 12/30/2011 6:12:40 AM |
KSPHoldings | $25.00 | 12/30/2011 7:55:37 AM |
smallbizrule | $25.00 | 12/30/2011 8:59:43 AM |
eronyc | $25.00 | 12/30/2011 9:14:34 AM |
loanman2007 | $50.00 | 12/30/2011 9:39:40 AM |
AEH_Now | $25.00 | 12/30/2011 9:52:00 AM |
copper | $50.00 | 12/30/2011 9:46:35 AM |
favorite-commerce | $25.00 | 12/30/2011 9:46:52 AM |
dime-blackberry1 | $50.00 | 12/30/2011 10:02:22 AM |
CA-Lender | $25.00 | 12/30/2011 10:06:04 AM |
productive-ore | $25.00 | 12/30/2011 10:29:18 AM |
trustworthy-currency1 | $163.35 | 12/30/2011 11:57:58 AM |
168RichCapital | $25.12 | 12/30/2011 2:04:54 PM |
future-baby-fund | $25.00 | 12/30/2011 11:44:26 AM |
tomjeff | $50.00 | 12/30/2011 12:39:07 PM |
wise-peaceful-p2ploan | $25.00 | 12/30/2011 1:59:06 PM |
95 Investments
|
Borrower Payment Dependent Notes Series
545878
This series of Notes was issued and sold upon the funding of the borrower loan #58522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-21-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $528.91 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Oct-2002 |
Debt/Income ratio:
| 12% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 6
/
4 | Length of status: | 4y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,757 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 67% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| be_theta |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off a loan I owe to my brother, something unexpected came up and he needs the money I still owe him soon.
My financial situation:
I am a good candidate for this loan because... I pay off loans as soon as possible, I don't like being in debt so I work hard to pay them off sooner rather than later. I would not request a loan if I didn't feel I could pay it off.
Monthly net income: $ 5,600
Monthly expenses: $ 2,500 (includes everything written below)
Housing: $ 625
Insurance: $ (house insurance is included in mortgage payment - 625)
Car expenses: $ 126 (insurance, both cars are paid off) $300 - gas
Utilities: $ 180
Phone, cable, internet: $ 250
Food, entertainment: $ 600
Clothing, household expenses: $ 50
Credit cards and other loans: $ 420
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
enchanted-note | $25.00 | 12/21/2011 9:05:28 AM |
rajs | $200.00 | 12/21/2011 9:15:49 AM |
studious-listing8 | $25.00 | 12/21/2011 9:17:44 AM |
worthy-bid8 | $50.00 | 12/21/2011 9:22:19 AM |
AndChicksforFree | $25.00 | 12/21/2011 9:21:46 AM |
AFairDeal | $25.00 | 12/21/2011 9:32:24 AM |
bazaar-festivity | $25.00 | 12/21/2011 9:36:03 AM |
the-bright-velocity | $25.00 | 12/21/2011 9:39:09 AM |
Investor_DP | $100.00 | 12/21/2011 9:39:42 AM |
Shaggydp | $25.00 | 12/21/2011 9:54:09 AM |
bb575 | $50.00 | 12/21/2011 11:50:58 AM |
jkeller4000 | $25.00 | 12/21/2011 1:08:12 PM |
lender2611 | $25.00 | 12/21/2011 5:33:13 PM |
cerebral-dollar773 | $70.38 | 12/21/2011 7:59:12 PM |
AM2008 | $25.00 | 12/22/2011 4:47:07 AM |
processor115 | $25.00 | 12/22/2011 6:34:19 AM |
luminous-marketplace5 | $25.00 | 12/22/2011 9:24:29 AM |
enticing-exchange3 | $25.00 | 12/22/2011 2:20:26 PM |
skillful-asset5 | $25.00 | 12/22/2011 3:49:47 PM |
selector568 | $300.00 | 12/22/2011 5:45:35 PM |
greenback-investor7 | $200.00 | 12/22/2011 6:19:11 PM |
all_of_that_one | $40.00 | 12/23/2011 8:51:48 AM |
income-banjo | $50.00 | 12/23/2011 9:09:53 AM |
graceful-investment | $50.00 | 12/23/2011 11:20:49 AM |
factcheck | $35.00 | 12/24/2011 1:20:39 AM |
EJPiper | $25.00 | 12/24/2011 7:54:13 AM |
Interloper | $25.00 | 12/24/2011 9:20:08 AM |
value-architect6 | $50.00 | 12/24/2011 10:08:20 AM |
genuine-loan0 | $25.00 | 12/24/2011 7:26:50 PM |
omniviper | $25.00 | 12/24/2011 10:59:14 PM |
heerzaquestion | $80.00 | 12/24/2011 10:59:19 PM |
elegant-income3 | $50.00 | 12/25/2011 3:50:48 PM |
dbs | $25.00 | 12/26/2011 9:32:59 AM |
elephantparty | $30.00 | 12/26/2011 12:36:33 PM |
Bank_Of_XL | $25.00 | 12/26/2011 1:01:21 PM |
worth-dandelion | $200.00 | 12/26/2011 6:30:09 PM |
kenji4861 | $25.00 | 12/27/2011 9:35:17 AM |
umfan123 | $25.00 | 12/28/2011 8:51:01 AM |
rupee-equation2 | $25.00 | 12/28/2011 2:28:49 PM |
ethical-truth211 | $300.00 | 12/29/2011 4:54:47 AM |
lenderRXT | $60.00 | 12/29/2011 5:32:02 AM |
kaceymalone | $25.00 | 12/29/2011 6:32:23 AM |
jakespirit | $100.00 | 12/29/2011 6:17:58 AM |
Pickmar | $25.00 | 12/29/2011 8:05:07 AM |
BenR | $100.00 | 12/29/2011 9:33:05 AM |
gold-plane1 | $50.00 | 12/29/2011 9:42:19 AM |
gain-mountain1 | $100.00 | 12/29/2011 11:08:29 AM |
fragonardlives | $25.00 | 12/29/2011 1:38:26 PM |
power-defender7 | $40.00 | 12/29/2011 12:27:48 PM |
Pressure_Drop | $25.00 | 12/29/2011 4:06:06 PM |
american6 | $100.00 | 12/29/2011 4:31:00 PM |
SolarMoonshine | $25.00 | 12/29/2011 3:40:10 PM |
Thoth_88 | $25.00 | 12/29/2011 5:11:11 PM |
gjm6d | $25.00 | 12/29/2011 5:22:51 PM |
market-solstice2 | $25.00 | 12/29/2011 5:34:19 PM |
BxRealtor | $25.00 | 12/29/2011 5:30:12 PM |
hitsman | $50.00 | 12/29/2011 5:35:57 PM |
versatile-treasure6 | $25.00 | 12/29/2011 7:00:09 PM |
Uwantfunds | $25.00 | 12/29/2011 7:27:59 PM |
dynrep | $100.00 | 12/29/2011 8:27:51 PM |
dsnybnd | $25.00 | 12/30/2011 8:03:50 AM |
coin-cooker8 | $32.18 | 12/30/2011 6:58:14 AM |
octoberfresh | $25.00 | 12/30/2011 7:20:30 AM |
leverage-monger | $100.39 | 12/30/2011 7:40:28 AM |
herbyman | $50.00 | 12/30/2011 9:24:59 AM |
moola-gargantuan9 | $50.00 | 12/30/2011 9:29:19 AM |
productive-ore | $25.00 | 12/30/2011 10:27:50 AM |
mykkai | $25.00 | 12/30/2011 1:37:27 PM |
wampum-library4 | $25.00 | 12/30/2011 2:07:15 PM |
shrewd-deal | $50.00 | 12/30/2011 3:06:07 PM |
silver-champion3 | $50.00 | 12/30/2011 4:00:53 PM |
top-impressive-dinero | $25.00 | 12/30/2011 4:31:34 PM |
wwwUniversal | $25.00 | 12/30/2011 5:29:31 PM |
ethical-truth211 | $300.00 | 12/31/2011 5:45:18 AM |
focused-bill3 | $50.00 | 12/30/2011 10:08:30 PM |
yield-hut | $25.00 | 12/31/2011 3:38:09 AM |
economy-popcorn | $25.00 | 12/31/2011 5:50:59 AM |
theloanfiller | $25.00 | 12/31/2011 7:26:11 AM |
new-marketplace-lyrics | $25.00 | 12/31/2011 11:01:18 AM |
deal-searcher1 | $25.00 | 12/31/2011 11:07:10 AM |
rkhrdjp | $25.00 | 12/31/2011 8:55:59 AM |
john0720 | $50.00 | 12/31/2011 8:54:46 AM |
mattbly | $25.00 | 12/31/2011 9:56:44 AM |
CASSHMAN | $100.00 | 12/31/2011 12:06:07 PM |
progressive-asset | $100.00 | 12/31/2011 11:12:32 AM |
houli123 | $50.00 | 12/31/2011 11:52:19 AM |
kindness-jedi | $25.00 | 12/31/2011 1:00:59 PM |
SomebodysMom | $46.02 | 12/31/2011 1:45:14 PM |
deal-pledge | $30.00 | 12/31/2011 9:43:30 PM |
JinNing | $75.00 | 12/31/2011 3:03:14 PM |
velocity-motivator6 | $25.00 | 1/1/2012 9:00:32 AM |
marwadi-62 | $75.00 | 1/1/2012 9:11:15 AM |
thrifty-dedication | $25.00 | 1/1/2012 11:50:08 AM |
creditjunky | $125.00 | 1/1/2012 11:15:55 AM |
brainy-repayment5 | $35.00 | 1/1/2012 11:59:13 AM |
gold-channel2 | $25.00 | 1/1/2012 12:24:07 PM |
betterthanstock | $50.00 | 1/1/2012 1:19:26 PM |
wendyhop | $50.00 | 1/1/2012 1:48:32 PM |
Christus_Victor | $26.04 | 1/1/2012 2:04:30 PM |
silver-dogwood4 | $25.00 | 1/1/2012 5:25:15 PM |
Ripsaw4U | $50.00 | 1/2/2012 1:19:14 AM |
Searlzy | $25.00 | 1/1/2012 6:17:59 PM |
CashFlow13 | $500.00 | 1/2/2012 7:27:27 AM |
Mailmon | $25.00 | 1/1/2012 7:45:36 PM |
Isotope | $25.00 | 1/1/2012 7:29:40 PM |
orgy63 | $25.00 | 1/1/2012 8:20:34 PM |
astute-benjamins | $50.00 | 1/2/2012 8:37:06 AM |
investment-comet | $25.00 | 1/1/2012 9:20:43 PM |
prominence8 | $26.87 | 1/1/2012 11:23:25 PM |
wilmajean | $50.00 | 1/2/2012 1:09:37 AM |
currency-persimmon | $25.00 | 1/2/2012 3:23:26 AM |
life-is-great | $25.00 | 1/2/2012 9:13:46 AM |
spiff666 | $66.69 | 1/2/2012 10:53:19 AM |
Aqua-rius | $25.00 | 1/2/2012 11:29:51 AM |
calimanusa | $50.00 | 1/2/2012 11:46:58 AM |
mystss | $30.00 | 1/2/2012 12:18:55 PM |
first-restless-payout | $50.00 | 1/2/2012 1:29:26 PM |
penny-plato | $25.00 | 1/2/2012 2:30:26 PM |
moneytolend72 | $50.00 | 1/2/2012 4:01:45 PM |
-------ity4all | $25.00 | 1/2/2012 4:36:36 PM |
4est | $25.00 | 1/2/2012 6:51:42 PM |
logical-moola4 | $50.00 | 1/2/2012 5:11:11 PM |
Ruckus888 | $63.22 | 1/2/2012 6:41:03 PM |
enthusiastic-point | $25.00 | 1/3/2012 3:27:26 AM |
basejump0 | $25.00 | 1/3/2012 4:02:00 AM |
Tiffies3 | $30.00 | 1/3/2012 5:48:08 AM |
doomsday18 | $25.00 | 1/3/2012 6:53:23 AM |
MNFrostbite | $40.22 | 1/2/2012 11:02:53 PM |
jcw3rd | $25.00 | 1/3/2012 7:16:11 AM |
tech310 | $50.00 | 1/3/2012 12:14:35 AM |
buffalobills | $25.00 | 1/3/2012 7:48:58 AM |
villagers | $100.00 | 1/3/2012 12:15:16 AM |
credit-coach118 | $25.27 | 1/3/2012 8:58:52 AM |
jasunshine | $25.00 | 1/3/2012 8:05:47 AM |
Binkass22 | $50.00 | 1/3/2012 8:41:57 AM |
barchibald | $50.00 | 1/3/2012 9:04:28 AM |
billyisafob | $25.00 | 1/3/2012 10:07:20 AM |
Princehaha | $50.00 | 1/3/2012 10:19:34 AM |
chrisb4745 | $47.59 | 1/3/2012 10:13:02 AM |
jamiee73 | $25.00 | 1/3/2012 10:17:33 AM |
fascinating-value4 | $200.00 | 1/3/2012 11:29:39 AM |
George2384 | $25.00 | 1/3/2012 11:49:00 AM |
puifais | $50.00 | 1/3/2012 10:27:12 AM |
pnace | $45.00 | 1/3/2012 1:00:54 PM |
Dutch66 | $65.10 | 1/3/2012 1:19:10 PM |
Soothsayer | $25.00 | 1/3/2012 10:40:11 AM |
Money_Working | $40.00 | 1/3/2012 12:25:02 PM |
money-booster2 | $100.00 | 12/21/2011 9:15:24 AM |
ricklip | $100.00 | 12/21/2011 9:23:44 AM |
scrappy-leverage6 | $25.00 | 12/21/2011 9:37:53 AM |
numero-uno4 | $25.00 | 12/21/2011 9:40:06 AM |
cattlebaron | $50.00 | 12/21/2011 9:47:51 AM |
passivesf | $35.00 | 12/21/2011 4:03:26 PM |
vutah | $25.00 | 12/21/2011 4:38:10 PM |
riproaringrapids | $25.00 | 12/21/2011 5:35:35 PM |
gallant-economy9 | $50.00 | 12/21/2011 5:54:27 PM |
TrustPlus | $50.00 | 12/21/2011 8:48:31 PM |
one-midas | $35.00 | 12/22/2011 4:57:26 PM |
a-finance-nirvana | $25.00 | 12/23/2011 3:46:49 AM |
x32248 | $25.00 | 12/23/2011 6:14:16 AM |
BobRand | $50.00 | 12/23/2011 7:29:24 AM |
CashBank | $25.00 | 12/23/2011 9:01:38 AM |
superb-funds335 | $25.00 | 12/23/2011 9:19:16 AM |
boylezz | $50.00 | 12/23/2011 7:42:23 PM |
PhalanxBulldog | $50.00 | 12/24/2011 6:37:19 AM |
cash-reaction2 | $50.00 | 12/24/2011 12:33:11 PM |
intuitive-integrity9 | $50.00 | 12/25/2011 12:19:27 PM |
balance-chestnut | $25.00 | 12/25/2011 1:42:55 PM |
Pizza-man | $50.00 | 12/26/2011 7:22:53 AM |
the-healthy-commitment | $25.00 | 12/26/2011 3:35:58 PM |
successful-agreement7 | $100.00 | 12/26/2011 5:22:35 PM |
emphatic-responsibility | $25.00 | 12/26/2011 7:05:09 PM |
theaterguy | $25.00 | 12/26/2011 6:31:00 PM |
paladin510 | $25.00 | 12/26/2011 8:53:34 PM |
elated-greenback | $50.00 | 12/27/2011 7:57:31 AM |
nickel-jam | $710.00 | 12/27/2011 12:16:20 PM |
CashFlow13 | $100.00 | 12/27/2011 5:31:55 PM |
generous-deal6 | $25.00 | 12/28/2011 1:26:22 AM |
yank918 | $25.00 | 12/28/2011 10:01:39 AM |
bubb_hans | $25.00 | 12/28/2011 3:04:10 PM |
CE88 | $25.00 | 12/28/2011 5:02:30 PM |
lucrative-transparency0 | $100.00 | 12/28/2011 5:27:12 PM |
GElender | $50.00 | 12/29/2011 5:50:14 AM |
js60l | $25.00 | 12/29/2011 8:19:12 AM |
bountiful-durability | $50.00 | 12/29/2011 9:21:22 AM |
edaguy | $75.00 | 12/29/2011 9:53:17 AM |
Ocean713 | $75.00 | 12/29/2011 10:41:10 AM |
balance-force | $25.00 | 12/29/2011 1:18:33 PM |
LendingSingularity | $100.00 | 12/29/2011 12:34:36 PM |
Zach842 | $47.89 | 12/29/2011 4:28:46 PM |
inventive-wealth2 | $25.00 | 12/29/2011 3:33:03 PM |
dedication-magnolia9 | $25.00 | 12/29/2011 4:50:48 PM |
pdub | $75.00 | 12/29/2011 5:11:01 PM |
money-bauble | $100.00 | 12/29/2011 5:32:44 PM |
stylish-compassion3 | $50.00 | 12/29/2011 7:49:15 PM |
Paxman84 | $25.00 | 12/29/2011 9:51:07 PM |
cardminger | $25.00 | 12/29/2011 9:52:39 PM |
payment-halo | $25.00 | 12/29/2011 8:19:43 PM |
snowman34 | $25.00 | 12/29/2011 9:45:34 PM |
loyalty-circuitry | $75.00 | 12/30/2011 5:47:19 AM |
gentle-gain235 | $50.00 | 12/30/2011 8:52:34 AM |
reward-toro | $50.00 | 12/30/2011 7:34:43 AM |
anacent | $50.00 | 12/30/2011 7:41:58 AM |
terrific-dough6 | $75.00 | 12/30/2011 9:31:50 AM |
sjlender | $87.00 | 12/30/2011 9:23:39 AM |
ommcd | $25.00 | 12/30/2011 9:28:12 AM |
Tradesmanlender | $25.00 | 12/30/2011 9:47:28 AM |
first-pragmatic-power | $25.00 | 12/30/2011 9:51:10 AM |
jim95762 | $400.00 | 12/30/2011 9:52:02 AM |
InvestorPartners | $25.00 | 12/30/2011 9:53:42 AM |
benjamins-utopia | $100.00 | 12/30/2011 10:03:17 AM |
invincible-platinum9 | $25.00 | 12/30/2011 11:28:40 AM |
Charmart | $25.00 | 12/30/2011 12:10:12 PM |
booie | $25.00 | 12/30/2011 12:18:43 PM |
brightest-dynamic-peace | $25.00 | 12/30/2011 1:11:36 PM |
Brisket_Bob | $25.00 | 12/30/2011 1:39:06 PM |
lostontheedge | $25.00 | 12/30/2011 4:29:08 PM |
commanding-treasure2 | $50.00 | 12/30/2011 5:12:23 PM |
thunder135 | $25.00 | 12/30/2011 9:22:03 PM |
gustavholstopus32 | $25.00 | 12/31/2011 4:56:18 AM |
the-tsunami784 | $150.00 | 12/31/2011 9:09:54 AM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:15 AM |
RuleOf70 | $31.00 | 12/31/2011 10:34:31 AM |
Ven58 | $30.00 | 12/31/2011 7:36:59 AM |
UT-Longhorn | $25.00 | 12/31/2011 10:12:46 AM |
fantastic-investment9 | $30.00 | 12/31/2011 10:42:26 AM |
ursus | $50.00 | 12/31/2011 12:06:45 PM |
fervent-repayment | $50.00 | 12/31/2011 12:09:46 PM |
RJN | $25.00 | 12/31/2011 12:39:27 PM |
genius520 | $50.00 | 12/31/2011 12:57:06 PM |
forthright-durability | $25.00 | 12/31/2011 6:03:07 PM |
green28 | $100.00 | 1/1/2012 9:39:36 AM |
sunny-dough9 | $200.00 | 1/1/2012 9:11:41 AM |
cablenews | $100.00 | 1/1/2012 8:36:16 AM |
green-unrivaled-felicity | $45.37 | 1/1/2012 10:38:44 AM |
Yanwoo | $25.00 | 1/1/2012 11:14:47 AM |
MicroL | $25.00 | 1/1/2012 12:01:43 PM |
greentomato | $50.00 | 1/1/2012 12:49:50 PM |
intelligent-dedication9 | $150.00 | 1/1/2012 1:28:34 PM |
blueshound | $25.00 | 1/1/2012 1:33:38 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:37 PM |
tclay77 | $50.00 | 1/1/2012 6:09:32 PM |
asset-professor | $25.00 | 1/1/2012 6:37:17 PM |
mammalian4 | $25.00 | 1/1/2012 3:42:08 PM |
fund-fox4 | $100.00 | 1/1/2012 3:51:38 PM |
gr8_r8 | $25.00 | 1/1/2012 4:54:36 PM |
commerce-yeller | $45.00 | 1/1/2012 5:18:14 PM |
salegalaxy | $25.00 | 1/2/2012 12:47:05 AM |
JustOneVoice | $25.00 | 1/2/2012 5:07:54 AM |
Phatt-Daddy | $25.00 | 1/2/2012 5:37:23 AM |
NorthwestLoan1 | $300.00 | 1/2/2012 7:55:17 AM |
clean-dime1 | $25.00 | 1/2/2012 8:05:44 AM |
famous-hope | $25.00 | 1/2/2012 8:12:09 AM |
payout-alien6 | $25.00 | 1/2/2012 9:24:05 AM |
SMMII | $25.00 | 1/2/2012 10:57:53 AM |
ethicalhumanist | $100.00 | 1/2/2012 12:43:12 PM |
newest-funds-powerplant | $25.00 | 1/2/2012 11:58:50 AM |
UD3230 | $25.00 | 1/2/2012 1:51:50 PM |
direct-responsibility7 | $119.00 | 1/2/2012 6:38:54 PM |
B-rad_the_Coug | $25.00 | 1/2/2012 5:11:27 PM |
bid-prometheus | $30.01 | 1/2/2012 5:22:20 PM |
killdare | $25.00 | 1/2/2012 9:40:31 PM |
radforj22 | $25.00 | 1/2/2012 10:01:58 PM |
merciful-yield | $74.76 | 1/2/2012 8:16:32 PM |
mainsail35 | $50.00 | 1/3/2012 8:22:15 AM |
SimpleChoice | $25.00 | 1/3/2012 8:32:30 AM |
credit-investor5 | $50.00 | 1/3/2012 8:35:33 AM |
YosemiteSam | $25.00 | 1/3/2012 4:49:41 AM |
doopers | $25.00 | 1/3/2012 9:03:58 AM |
2Below | $25.00 | 1/3/2012 7:22:30 AM |
caseattle | $25.00 | 1/3/2012 8:20:20 AM |
svjeller | $25.00 | 1/3/2012 8:20:47 AM |
WSTRDG | $25.00 | 1/3/2012 10:13:23 AM |
Corky1234 | $50.00 | 1/3/2012 10:47:24 AM |
rdav | $50.00 | 1/3/2012 10:41:50 AM |
spy0 | $25.00 | 1/3/2012 11:03:05 AM |
credit-orca | $25.00 | 1/3/2012 12:36:46 PM |
designer_10 | $25.00 | 1/3/2012 12:37:47 PM |
independent-gold5 | $50.00 | 1/3/2012 12:53:04 PM |
Allyson-Prosper | $25.00 | 1/3/2012 12:54:29 PM |
280 Investments
|
Borrower Payment Dependent Notes Series
546078
This series of Notes was issued and sold upon the funding of the borrower loan #58468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-22-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-22-2011 |
|
Lender yield:
| 20.51% |
Borrower rate/APR:
| 21.51% / 23.48% |
Monthly payment:
| $410.12 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.15% | | |
| |
Estimated return*:
| 14.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 13% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 1y 0m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,805 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| gold-igloo2 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
DHolly | $25.00 | 12/22/2011 9:06:34 AM |
LittleMingo | $30.00 | 12/22/2011 9:10:14 AM |
worth-blanket2 | $15,000.00 | 12/22/2011 9:10:51 AM |
R3vXX | $25.00 | 12/22/2011 9:09:47 AM |
AFairDeal | $25.00 | 12/22/2011 9:09:53 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
546082
This series of Notes was issued and sold upon the funding of the borrower loan #58419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2011 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $85.54 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1997 |
Debt/Income ratio:
| 24% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 12
/
12 | Length of status: | 5y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,680 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 80% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| visionary-peso3 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan: advertising, materials for 23' new wooden boat
This loan will be used to...pay for the Minneapolis Boat Show and materials to finish the boat
My financial situation:
I am a good candidate for this loan because... I pay my creditors on time. My plan is to pay this loan back 100% after this boat sells and when I receive deposits for future boats to build.
Monthly net income: $2700
Monthly expenses: $
Housing: $612
Insurance: $197
Car expenses: $420
Utilities: $100
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
lucrative-transparency0 | $100.00 | 12/28/2011 3:12:24 PM |
worth-blanket2 | $1,900.00 | 12/28/2011 3:31:31 PM |
2 Investments
|
Borrower Payment Dependent Notes Series
546200
This series of Notes was issued and sold upon the funding of the borrower loan #58475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $9,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-02-2012 |
|
Lender yield:
| 23.87% |
Borrower rate/APR:
| 24.87% / 28.73% |
Monthly payment:
| $377.07 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.28% | | |
| |
Estimated return*:
| 12.78% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1991 |
Debt/Income ratio:
| 86% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 4 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 36
/
28 | Length of status: | 2y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 66 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $130,003 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 82% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| unassuming-dinero4 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 11 ( 100% )
| 640-659 (Latest)
|
Principal borrowed:
| $4,000.00 | < 31 days late:
| 0
( 0% )
| 720-739
(Jan-2011)
|
Principal balance:
| $3,092.92 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 11 | | |
Description
More money
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
the-discrete-income | $50.00 | 1/2/2012 6:48:31 PM |
handy-justice | $100.00 | 1/2/2012 5:01:55 PM |
logical-moola4 | $50.00 | 1/2/2012 5:11:16 PM |
jiftostada | $25.00 | 1/2/2012 6:54:29 PM |
312-Lender | $25.00 | 1/2/2012 5:12:17 PM |
worth-blanket2 | $9,200.00 | 1/2/2012 10:48:59 PM |
generous-deal6 | $25.00 | 1/2/2012 7:53:34 PM |
lovely-benefit7 | $25.00 | 1/2/2012 10:20:22 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
546316
This series of Notes was issued and sold upon the funding of the borrower loan #58483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,200.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-31-2011 |
Term:
| 60 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 20.51% |
Borrower rate/APR:
| 21.51% / 23.48% |
Monthly payment:
| $114.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 20.15% | | |
| |
Estimated return*:
| 14.20% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1990 |
Debt/Income ratio:
| 10% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 11
/
10 | Length of status: | 17y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,141 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 30 |
Bankcard utilization:
| 19% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| loyalty-legend2 |
Borrower's state:
| Florida |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt cons
Purpose of loan: debt cons
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $3700 Monthly expenses: $1500 Housing: Insurance: $50
Car expenses: $200
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $75Clothing, household expenses: $0
Credit cards and other loans: $80
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $75.00 | 12/31/2011 12:03:57 PM |
ursus | $41.00 | 12/31/2011 12:06:47 PM |
money-bauble | $100.00 | 12/31/2011 12:29:36 PM |
hitsman | $50.00 | 12/31/2011 12:32:49 PM |
kenji4861 | $25.00 | 12/31/2011 12:39:19 PM |
edaguy | $75.00 | 12/31/2011 12:39:45 PM |
R3vXX | $25.00 | 12/31/2011 12:37:56 PM |
genius520 | $38.00 | 12/31/2011 12:57:08 PM |
commanding-treasure2 | $50.00 | 12/31/2011 12:39:23 PM |
bazaar-festivity | $25.00 | 12/31/2011 12:42:35 PM |
stylish-compassion3 | $50.00 | 12/31/2011 12:55:05 PM |
ethical-truth211 | $200.00 | 12/31/2011 7:01:59 PM |
zeeexsixare | $200.00 | 12/31/2011 4:45:13 PM |
marwadi-62 | $50.00 | 1/1/2012 9:11:16 AM |
forthright-durability | $25.00 | 12/31/2011 6:19:30 PM |
well-mannered-income3 | $60.00 | 12/31/2011 6:21:02 PM |
Mrs-Honeydew | $25.00 | 12/31/2011 7:06:11 PM |
processor115 | $25.00 | 1/1/2012 12:08:07 PM |
gold-channel2 | $25.00 | 1/1/2012 12:24:17 PM |
thrifty-dedication | $25.00 | 1/1/2012 11:47:39 AM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:49 PM |
wlm3012 | $40.00 | 1/1/2012 4:22:48 PM |
asset-professor | $25.00 | 1/1/2012 6:37:29 PM |
kedia | $25.00 | 1/2/2012 1:11:30 PM |
mckhbnpc | $50.00 | 1/2/2012 4:32:07 PM |
4est | $25.00 | 1/2/2012 6:51:44 PM |
bid-prometheus | $30.01 | 1/2/2012 5:37:31 PM |
villagers | $50.00 | 1/3/2012 12:15:18 AM |
suges | $25.00 | 1/2/2012 8:05:41 PM |
suave-dime6 | $25.00 | 1/3/2012 6:55:02 AM |
market-pudding | $25.00 | 1/3/2012 8:46:41 AM |
the-enthralling-coin | $25.00 | 1/3/2012 10:05:09 AM |
puifais | $50.00 | 1/3/2012 10:27:22 AM |
ImagClaw | $50.00 | 1/3/2012 1:19:31 PM |
power-samurai | $25.00 | 1/3/2012 3:48:39 PM |
ThatDanGuy | $50.00 | 1/3/2012 1:52:39 PM |
wild_carrot | $25.00 | 1/3/2012 3:10:19 PM |
market-aspen9 | $50.00 | 1/3/2012 4:37:40 PM |
Bob450 | $30.00 | 1/3/2012 4:41:38 PM |
bravos33 | $25.00 | 1/3/2012 5:09:47 PM |
cash-reaction2 | $50.00 | 1/3/2012 5:14:45 PM |
ommcd | $25.00 | 1/3/2012 5:20:12 PM |
greenback-investor7 | $88.08 | 1/3/2012 5:26:43 PM |
BxRealtor | $25.00 | 12/31/2011 12:09:15 PM |
selector568 | $300.00 | 12/31/2011 12:29:19 PM |
inventive-wealth2 | $25.00 | 12/31/2011 12:12:06 PM |
bountiful-durability | $34.00 | 12/31/2011 12:32:16 PM |
LittleMingo | $25.00 | 12/31/2011 12:27:58 PM |
progressive-asset | $59.00 | 12/31/2011 12:49:19 PM |
successful-agreement7 | $100.00 | 12/31/2011 12:55:43 PM |
Investor_DP | $100.00 | 12/31/2011 12:45:40 PM |
AndChicksforFree | $25.00 | 12/31/2011 5:08:54 PM |
scoobiedoo | $50.00 | 12/31/2011 6:58:52 PM |
Rogesparkguy | $25.00 | 12/31/2011 2:28:46 PM |
InChicago | $200.00 | 12/31/2011 5:33:04 PM |
cablenews | $100.00 | 1/1/2012 8:36:20 AM |
Yanwoo | $25.00 | 1/1/2012 11:14:54 AM |
gravbox | $25.00 | 1/1/2012 12:10:06 PM |
justasoldier | $60.00 | 1/1/2012 9:24:12 PM |
Uwantfunds | $25.00 | 1/2/2012 6:40:05 AM |
famous-hope | $25.00 | 1/2/2012 8:12:10 AM |
dime-sprout | $50.00 | 1/2/2012 9:12:28 AM |
awe-inspiring-power | $25.00 | 1/2/2012 9:55:05 AM |
grf1945 | $25.00 | 1/2/2012 1:25:49 PM |
wealth-renaissance5 | $25.00 | 1/2/2012 2:15:11 PM |
graceful-investment | $30.00 | 1/2/2012 9:12:52 PM |
gold-plane1 | $25.00 | 1/3/2012 6:39:42 AM |
giftgold | $25.00 | 1/3/2012 1:50:15 PM |
Tikibarman | $59.91 | 1/3/2012 2:13:01 PM |
jim95762 | $500.00 | 1/3/2012 2:59:39 PM |
fantastic-investment9 | $30.00 | 1/3/2012 3:36:57 PM |
atbright | $25.00 | 1/3/2012 3:53:19 PM |
independent-gold5 | $50.00 | 1/3/2012 12:53:06 PM |
dough-souffle | $25.00 | 1/3/2012 3:28:20 PM |
wwwUniversal | $25.00 | 1/3/2012 5:11:05 PM |
studious-listing8 | $25.00 | 1/3/2012 5:16:55 PM |
76 Investments
|
Borrower Payment Dependent Notes Series
546390
This series of Notes was issued and sold upon the funding of the borrower loan #58434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Dec-23-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-23-2011 |
|
Lender yield:
| 18.00% |
Borrower rate/APR:
| 19.00% / 28.92% |
Monthly payment:
| $230.39 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.58% | | |
| |
Estimated return*:
| 6.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jun-1969 |
Debt/Income ratio:
| 31% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 42y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,818 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| clean-camaraderi5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay american express
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
green-inspiring-peace | $25.00 | 12/23/2011 5:06:30 PM |
golden-velocity9 | $25.00 | 12/23/2011 5:08:23 PM |
worth-blanket2 | $2,475.00 | 12/23/2011 5:12:46 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
547022
This series of Notes was issued and sold upon the funding of the borrower loan #58559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $15,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Dec-29-2011 |
Term:
| 60 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 19.05% |
Borrower rate/APR:
| 20.05% / 21.99% |
Monthly payment:
| $397.83 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 18.71% | | |
| |
Estimated return*:
| 13.51% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 30% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
10 | Length of status: | 21y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 32 |
Occupation: | Military Enlisted |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,311 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 49% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| gonzo1322 |
Borrower's state:
| Colorado |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 16 ( 100% )
| 700-719 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 680-699
(Mar-2008)
|
Principal balance:
| $0.03 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I am in the miliatry and have a steady income with job security. I have taken out a loan in Prosper and have made all payments and loan was paid in full. I do not have any car payments and do not plan to until this loan is paid in full.
Monthly net income: $5000
Monthly expenses: $
Housing: $1400.00
Insurance: $80.00
Car expenses: $160 in Gas
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $This will take care of all credit cards/loans
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
InChicago | $150.00 | 12/29/2011 1:34:48 PM |
orbital-dollar2 | $25.00 | 12/29/2011 2:08:14 PM |
justasoldier | $150.00 | 12/29/2011 2:10:27 PM |
B-rad_the_Coug | $25.00 | 12/29/2011 2:18:03 PM |
inventive-wealth2 | $25.00 | 12/29/2011 1:46:37 PM |
smart-kindness8 | $25.00 | 12/29/2011 1:47:33 PM |
hope-hickory8 | $25.00 | 12/29/2011 1:42:54 PM |
enticing-exchange3 | $25.00 | 12/29/2011 3:12:27 PM |
calimanusa | $50.20 | 12/29/2011 2:08:13 PM |
KClender | $25.00 | 12/29/2011 2:30:15 PM |
CheapDolo22 | $25.00 | 12/29/2011 2:36:28 PM |
saxaphone6 | $25.00 | 12/29/2011 2:30:51 PM |
Spookytj | $50.00 | 12/29/2011 2:40:17 PM |
five-star-note | $100.00 | 12/29/2011 2:52:14 PM |
dapablotv | $100.00 | 12/29/2011 2:56:21 PM |
janeybooboo | $150.00 | 12/29/2011 2:57:04 PM |
market-trooper3 | $37.44 | 12/29/2011 2:58:32 PM |
Feyenoord | $30.00 | 12/29/2011 3:30:17 PM |
dedication-magnolia9 | $25.00 | 12/29/2011 4:50:50 PM |
The-Helper | $55.00 | 12/29/2011 4:57:04 PM |
payout-bridge | $150.00 | 12/29/2011 3:34:58 PM |
zeeexsixare | $100.00 | 12/29/2011 3:51:26 PM |
fund-tom-tom6 | $25.00 | 12/29/2011 4:23:19 PM |
independent-kindness5 | $153.70 | 12/29/2011 4:29:02 PM |
american6 | $100.00 | 12/29/2011 4:31:07 PM |
whitegold24k | $100.00 | 12/29/2011 5:14:54 PM |
trumpeter5 | $25.00 | 12/29/2011 4:55:33 PM |
enticing-capital6 | $50.00 | 12/29/2011 5:10:42 PM |
TheCount | $25.00 | 12/29/2011 5:10:11 PM |
sunny-dough9 | $200.00 | 12/29/2011 5:23:49 PM |
EngineersAlliance | $125.00 | 12/29/2011 5:34:53 PM |
camaraderi-aspen | $100.00 | 12/29/2011 5:26:59 PM |
kenji4861 | $25.00 | 12/29/2011 5:31:28 PM |
312-Lender | $25.00 | 12/29/2011 5:32:05 PM |
money-bauble | $100.00 | 12/29/2011 5:32:48 PM |
unconquerable-cash | $100.00 | 12/29/2011 6:02:23 PM |
lucrative-transparency0 | $62.00 | 12/29/2011 5:40:05 PM |
DHolly | $25.00 | 12/29/2011 6:57:30 PM |
danf2201 | $50.00 | 12/29/2011 7:42:07 PM |
money-booster2 | $35.00 | 12/29/2011 6:00:01 PM |
newest-power-banker | $150.00 | 12/29/2011 9:02:03 PM |
unger | $280.11 | 12/29/2011 7:16:46 PM |
snowman34 | $25.00 | 12/29/2011 9:45:46 PM |
mammalian4 | $25.00 | 12/29/2011 7:57:02 PM |
papaloha | $500.00 | 12/29/2011 8:09:46 PM |
justice-cub5 | $100.00 | 12/29/2011 11:28:05 PM |
martymaniaman | $25.00 | 12/29/2011 8:25:47 PM |
small-change | $25.00 | 12/29/2011 7:49:42 PM |
frontier3 | $120.00 | 12/30/2011 2:37:05 AM |
benefit-molecule338 | $107.50 | 12/30/2011 3:38:07 AM |
RSV | $25.00 | 12/30/2011 3:43:05 AM |
economy-popcorn | $25.00 | 12/30/2011 4:46:25 AM |
crw1950 | $27.59 | 12/30/2011 5:02:32 AM |
responsive-value4 | $25.00 | 12/30/2011 5:26:31 AM |
chrisb1414 | $25.00 | 12/30/2011 5:34:11 AM |
Ven58 | $45.00 | 12/30/2011 5:45:14 AM |
RLaumeyer | $35.00 | 12/29/2011 9:07:47 PM |
friendship9 | $25.00 | 12/29/2011 9:14:35 PM |
KidSicily | $100.00 | 12/30/2011 5:49:16 AM |
power-bluebird2 | $25.00 | 12/29/2011 11:04:26 PM |
DoctorJoe | $30.00 | 12/30/2011 5:54:15 AM |
Ambassador | $26.00 | 12/30/2011 6:01:41 AM |
gold-fluffy-bunny4 | $50.00 | 12/30/2011 6:20:33 AM |
mike279766 | $56.48 | 12/29/2011 9:51:00 PM |
rcs2003 | $25.00 | 12/29/2011 10:13:43 PM |
kindness-ace1 | $50.00 | 12/30/2011 12:22:40 AM |
frontier3 | $300.00 | 12/30/2011 2:49:57 AM |
Christophe | $25.00 | 12/30/2011 7:19:38 AM |
impala6464 | $50.00 | 12/30/2011 12:34:03 AM |
reward-toro | $50.00 | 12/30/2011 7:34:52 AM |
power-secret-agent | $40.00 | 12/30/2011 6:05:54 AM |
castlwizz | $29.22 | 12/30/2011 7:44:56 AM |
PatriotKnight | $100.00 | 12/30/2011 6:11:42 AM |
intrepid-loot | $30.00 | 12/30/2011 6:20:07 AM |
cgoca | $25.00 | 12/30/2011 7:58:49 AM |
1stPlace | $30.00 | 12/30/2011 6:26:53 AM |
loanman2007 | $325.00 | 12/30/2011 6:33:47 AM |
profitable-return5 | $46.06 | 12/30/2011 8:14:23 AM |
courteous-note1 | $30.68 | 12/30/2011 6:57:15 AM |
Rulea72 | $25.00 | 12/30/2011 7:09:40 AM |
thrifty-dedication | $50.00 | 12/30/2011 7:12:43 AM |
VikingLender | $25.00 | 12/30/2011 7:14:29 AM |
jsak74 | $25.00 | 12/30/2011 8:58:09 AM |
vutah | $25.00 | 12/30/2011 7:23:33 AM |
Corky1234 | $50.00 | 12/30/2011 7:09:09 AM |
ALANGREANSPAN | $46.71 | 12/30/2011 7:17:52 AM |
wilchik | $25.00 | 12/30/2011 7:24:10 AM |
progressive-economy261 | $400.00 | 12/30/2011 9:08:14 AM |
bluehen00 | $25.00 | 12/30/2011 7:33:23 AM |
anacent | $50.00 | 12/30/2011 7:42:06 AM |
Longfellow20011 | $19.40 | 12/30/2011 9:15:08 AM |
peace-cell2 | $25.00 | 12/30/2011 7:56:37 AM |
chrisb1414 | $25.00 | 12/30/2011 8:57:30 AM |
market-mesh | $37.42 | 12/30/2011 8:12:21 AM |
seabass123 | $25.00 | 12/30/2011 8:41:37 AM |
BigSkyFinancial | $30.00 | 12/30/2011 8:46:45 AM |
easylivin | $25.00 | 12/30/2011 8:52:28 AM |
Leshan | $100.00 | 12/30/2011 9:06:47 AM |
damage | $25.00 | 12/30/2011 9:12:07 AM |
investment-artist | $25.02 | 12/30/2011 9:10:35 AM |
ansky127 | $25.00 | 12/29/2011 1:36:25 PM |
edaguy | $100.00 | 12/29/2011 2:06:03 PM |
EJPiper | $25.00 | 12/29/2011 2:18:33 PM |
Moe87 | $25.00 | 12/29/2011 1:28:26 PM |
CA-Lender | $25.00 | 12/29/2011 2:35:39 PM |
Indio92203 | $25.00 | 12/29/2011 2:37:12 PM |
wampum-library4 | $25.00 | 12/29/2011 1:49:00 PM |
suave-dime6 | $25.00 | 12/29/2011 1:52:38 PM |
income-buffalo1 | $100.00 | 12/29/2011 1:58:57 PM |
payment-chief9 | $97.07 | 12/29/2011 2:06:59 PM |
sensible-fund | $25.23 | 12/29/2011 4:07:10 PM |
MapleLaker | $51.04 | 12/29/2011 2:34:14 PM |
studio3d | $25.00 | 12/29/2011 2:31:47 PM |
liberty-path | $100.00 | 12/29/2011 2:40:33 PM |
mebowl300 | $78.35 | 12/29/2011 2:43:04 PM |
twjh | $25.00 | 12/29/2011 3:02:58 PM |
first-serene-credit | $25.00 | 12/29/2011 4:01:21 PM |
CaliforniaSun | $25.00 | 12/29/2011 4:15:45 PM |
graceful-investment | $100.00 | 12/29/2011 4:06:16 PM |
mikeandcat | $177.24 | 12/29/2011 4:15:22 PM |
SolarMoonshine | $25.00 | 12/29/2011 5:11:10 PM |
Bob450 | $28.02 | 12/29/2011 4:46:36 PM |
mpatrick | $50.00 | 12/29/2011 4:47:36 PM |
Zach842 | $75.00 | 12/29/2011 4:52:45 PM |
graceful-IRAinvestment | $120.00 | 12/29/2011 5:16:26 PM |
AndChicksforFree | $50.00 | 12/29/2011 4:59:53 PM |
MoneyForNothing | $25.00 | 12/29/2011 5:17:30 PM |
skro | $25.00 | 12/29/2011 5:08:42 PM |
ethical-truth211 | $750.00 | 12/29/2011 5:22:47 PM |
worth-dandelion | $100.00 | 12/29/2011 5:10:22 PM |
R3vXX | $25.00 | 12/29/2011 5:28:40 PM |
successful-agreement7 | $100.00 | 12/29/2011 5:16:40 PM |
investmentgroup | $25.00 | 12/29/2011 5:17:43 PM |
managedfund | $1,333.00 | 12/29/2011 5:19:55 PM |
AF-Chief | $25.00 | 12/29/2011 5:20:28 PM |
selector568 | $300.00 | 12/29/2011 5:28:23 PM |
hitsman | $50.00 | 12/29/2011 5:36:13 PM |
jkeller4000 | $100.00 | 12/29/2011 5:46:16 PM |
versatile-treasure6 | $25.00 | 12/29/2011 7:00:22 PM |
whitegold24k | $400.00 | 12/29/2011 5:39:59 PM |
UncleSteve3000 | $50.00 | 12/29/2011 5:53:48 PM |
coin-architect2 | $100.00 | 12/29/2011 7:01:42 PM |
Investor_DP | $100.00 | 12/29/2011 5:42:47 PM |
lucrative-coin | $50.00 | 12/29/2011 5:57:48 PM |
innocent-liberty6 | $25.00 | 12/29/2011 6:29:09 PM |
lendstats_com | $200.00 | 12/29/2011 6:00:17 PM |
BigBag | $25.00 | 12/29/2011 6:32:08 PM |
gilbrear | $25.00 | 12/29/2011 6:35:32 PM |
lendstats_com | $200.00 | 12/29/2011 6:01:34 PM |
obedient-loan1 | $200.00 | 12/29/2011 6:50:22 PM |
lovely-order7 | $25.00 | 12/29/2011 6:07:52 PM |
stylish-compassion3 | $50.00 | 12/29/2011 7:49:29 PM |
new-ore-venture | $100.00 | 12/29/2011 6:24:50 PM |
sun818 | $25.00 | 12/29/2011 7:42:13 PM |
fairness-coup8 | $25.00 | 12/29/2011 7:10:27 PM |
jpblan11 | $25.00 | 12/29/2011 8:00:57 PM |
Trondheim_Norway | $75.00 | 12/30/2011 1:34:17 AM |
green-rapid-openness | $150.00 | 12/29/2011 8:01:13 PM |
loyalty-paradise1 | $70.00 | 12/30/2011 4:44:47 AM |
Invest_In_U_Today_Pls_Pay_back | $55.99 | 12/30/2011 4:54:02 AM |
newgroom422 | $25.00 | 12/29/2011 8:25:19 PM |
Easystreet | $25.00 | 12/30/2011 5:02:37 AM |
contract-student2 | $40.00 | 12/30/2011 5:30:58 AM |
factcheck | $50.00 | 12/29/2011 9:33:47 PM |
rockhound84 | $25.00 | 12/30/2011 6:14:22 AM |
saga9 | $25.00 | 12/29/2011 11:24:49 PM |
jebber007 | $25.00 | 12/30/2011 12:32:14 AM |
pious-benjamins1 | $51.00 | 12/30/2011 7:10:07 AM |
basejump0 | $25.00 | 12/30/2011 7:13:42 AM |
draggon77 | $25.00 | 12/30/2011 2:48:07 AM |
skifamily1992 | $25.00 | 12/30/2011 7:21:00 AM |
greenmile | $50.00 | 12/30/2011 12:29:00 AM |
pound-puppy | $25.43 | 12/30/2011 5:21:37 AM |
blackstar | $25.00 | 12/30/2011 4:08:21 AM |
pog27 | $35.00 | 12/30/2011 7:36:29 AM |
loyalty-circuitry | $75.00 | 12/30/2011 5:47:25 AM |
nimble-money086 | $25.00 | 12/30/2011 5:44:58 AM |
Smallbear | $25.00 | 12/30/2011 6:12:48 AM |
vanklein | $25.00 | 12/30/2011 8:46:25 AM |
dinero-launcher | $26.39 | 12/30/2011 8:57:55 AM |
Rip128 | $50.00 | 12/30/2011 8:58:10 AM |
mikeandcat | $32.71 | 12/30/2011 6:50:09 AM |
bold-joyful-exchange | $25.00 | 12/30/2011 9:00:05 AM |
Brisket_Bob | $50.00 | 12/30/2011 6:51:44 AM |
1willray | $25.00 | 12/30/2011 7:03:36 AM |
payout-thinker7 | $25.00 | 12/30/2011 7:08:02 AM |
promise2 | $25.00 | 12/30/2011 7:18:03 AM |
zeeexsixare | $100.00 | 12/30/2011 7:27:50 AM |
Scotcha | $75.00 | 12/30/2011 7:37:37 AM |
BuzzyBee336 | $50.00 | 12/30/2011 9:07:53 AM |
smallbizrule | $100.00 | 12/30/2011 9:10:22 AM |
building_community | $100.00 | 12/30/2011 7:36:10 AM |
Cessna172 | $25.00 | 12/30/2011 8:08:29 AM |
the-fairness-tsunami290 | $38.00 | 12/30/2011 8:13:15 AM |
broker048 | $25.00 | 12/30/2011 7:58:17 AM |
gold-plane1 | $50.00 | 12/30/2011 8:49:14 AM |
syounker | $25.00 | 12/30/2011 9:00:48 AM |
20mule | $400.00 | 12/30/2011 9:10:45 AM |
198 Investments
|
Borrower Payment Dependent Notes Series
547140
This series of Notes was issued and sold upon the funding of the borrower loan #58413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $398.18 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Feb-2002 |
Debt/Income ratio:
| 11% |
Credit score:
| 640-659 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 4
/
3 | Length of status: | 4y 6m |
Amount delinquent:
| $1,518 |
Total credit lines:
| 12 |
Occupation: | Tradesman - Carpent... |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $3,819 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 55% | | |
| |
Homeownership:
| No | | |
Screen name:
| bold-reflective-payment |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
starting a new business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,000.00 | 12/28/2011 9:15:49 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
547322
This series of Notes was issued and sold upon the funding of the borrower loan #58380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Sep-2008 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 3
/
3 | Length of status: | 2y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 5 |
Occupation: | Computer Programmer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $372 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 21% | | |
| |
Homeownership:
| No | | |
Screen name:
| community-waterfall5 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Nationwide Counseling Solution
Purpose of loan:
This loan will be used to promote and create additional sources of income from our new innovative counseling and consulting solution, a nationwide distant counseling and consulting service with over 1,000 active users.
My financial situation:
I am a good candidate for this loan because I have a reliable source of income from my computer programming jobs and my online business. I have two sources of income, I create website solutions for other businesses as an independent contractor and I have my own website business (www.ianchat.com) which I am using to generate additional income.
Monthly net income: $3500.00
Monthly expenses: $100.00
Housing: $500
Insurance: $100
Car expenses: $150
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SolarMoonshine | $25.00 | 12/28/2011 3:57:03 PM |
SFBank | $50.00 | 12/28/2011 5:10:08 PM |
sensible-fund | $26.00 | 12/28/2011 5:23:59 PM |
goodhearted-generosity511 | $30.00 | 12/28/2011 6:07:09 PM |
pietro_torna_indietro | $25.00 | 12/29/2011 5:45:04 AM |
radforj22 | $25.00 | 12/29/2011 6:23:20 AM |
affluence-generator2 | $200.00 | 12/29/2011 9:05:45 AM |
pioneer580 | $50.00 | 12/29/2011 4:10:45 PM |
bid-stockpiler1 | $50.00 | 12/29/2011 4:20:01 PM |
let_me_retire | $57.04 | 12/30/2011 1:38:35 AM |
jebber007 | $43.72 | 12/30/2011 10:02:53 AM |
CreditBuilder2 | $25.02 | 12/30/2011 2:40:49 PM |
PatriotKnight | $25.00 | 12/30/2011 3:45:25 PM |
money-booster2 | $25.00 | 12/30/2011 1:56:14 PM |
Hey_Guy | $25.00 | 12/30/2011 3:54:52 PM |
maildude | $25.00 | 12/31/2011 4:12:04 AM |
finance-amusement4 | $50.00 | 12/31/2011 4:34:25 AM |
dime-vista2 | $25.00 | 12/31/2011 7:02:42 AM |
Zipcut | $25.00 | 12/30/2011 11:35:18 PM |
icon7 | $50.00 | 12/31/2011 7:20:30 AM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:21 AM |
promise2 | $25.00 | 12/31/2011 5:36:40 AM |
reward-harp | $141.55 | 12/31/2011 9:06:26 AM |
Core-Marketing | $25.00 | 12/31/2011 6:48:21 AM |
2grindstones | $29.94 | 12/31/2011 9:57:27 AM |
safe-kindness5 | $27.00 | 12/31/2011 8:00:40 AM |
Image68 | $25.00 | 12/31/2011 8:25:24 AM |
silver-dogwood4 | $25.00 | 12/31/2011 9:46:16 AM |
MoneyForNothing | $5.37 | 12/31/2011 9:58:30 AM |
carrinel | $75.00 | 12/31/2011 9:57:17 AM |
r48 | $25.00 | 12/28/2011 5:13:21 PM |
heavenly-interest9 | $500.00 | 12/28/2011 5:14:41 PM |
jkeller4000 | $25.00 | 12/28/2011 5:47:57 PM |
cattlebaron | $500.00 | 12/28/2011 8:07:22 PM |
kain11286 | $50.00 | 12/29/2011 8:21:03 AM |
loanman2007 | $25.00 | 12/29/2011 9:09:55 AM |
papaloha | $200.00 | 12/29/2011 9:49:48 AM |
gold-plane1 | $50.00 | 12/29/2011 9:47:26 AM |
DHolly | $31.00 | 12/29/2011 7:20:40 PM |
green-rapid-openness | $100.00 | 12/29/2011 8:26:44 PM |
LuvToLend | $25.00 | 12/29/2011 11:06:58 PM |
transformer855 | $25.00 | 12/30/2011 7:20:24 AM |
Bcs-cnc | $25.00 | 12/30/2011 3:28:54 PM |
njlw226 | $25.00 | 12/30/2011 3:44:11 PM |
investment-artist | $25.02 | 12/30/2011 4:24:19 PM |
motivator72 | $25.00 | 12/30/2011 6:10:22 PM |
motivator72 | $25.00 | 12/30/2011 6:12:23 PM |
favorite-commerce | $40.00 | 12/31/2011 6:49:21 AM |
brainy-return234 | $200.00 | 12/30/2011 10:41:52 PM |
x32248 | $25.63 | 12/30/2011 10:46:01 PM |
JPMorrisLegacyFund | $178.44 | 12/31/2011 1:13:24 AM |
capital-zeus | $26.00 | 12/31/2011 2:07:49 AM |
worthy-bid4 | $50.00 | 12/31/2011 8:00:43 AM |
Fire2 | $25.00 | 12/31/2011 5:57:48 AM |
dapablotv | $100.00 | 12/31/2011 6:48:31 AM |
bsmtloan | $37.07 | 12/31/2011 8:53:39 AM |
income-buffalo1 | $100.00 | 12/31/2011 9:03:52 AM |
x32248 | $76.20 | 12/31/2011 9:25:53 AM |
hopeful-deal7 | $25.00 | 12/31/2011 6:58:07 AM |
gimincorp | $25.00 | 12/31/2011 8:00:15 AM |
kendigme | $50.00 | 12/31/2011 8:17:11 AM |
Green_Bay_Packers | $100.00 | 12/31/2011 9:39:45 AM |
62 Investments
|
Borrower Payment Dependent Notes Series
547346
This series of Notes was issued and sold upon the funding of the borrower loan #58398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $11,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-28-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-28-2011 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $387.87 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Sep-1993 |
Debt/Income ratio:
| 18% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 4
/
3 | Length of status: | 2y 2m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $22,607 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 81% | | |
| |
Homeownership:
| No | | |
Screen name:
| CTRedHed |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off 20.99% credit card
This loan will be used to pay off a high-interest (20.99%) credit card to save interest and shorten repayment time. The creditor is unwilling to offer a lower rate.
I am ready to remove the stressful burden of debt from my shoulders. I am also making adjustments to my spending habits to eliminate debt. I am a good candidate for this loan because I am very timely in paying my bills through my credit union's online bill pay, anticipate paying off the loan early, and have a stable source of income.
Monthly Net Income: $3982
Monthly Expenses: $3660
-Housing: $1000 rent
-Insurance: $65
-Car/transit expenses: $100
-Utilities: $45
-Phone, cable, internet: $200
-Food, entertainment: $750
-Clothing, household expenses: $250
-Credit cards and other loans: $1000
-Savings: $250
Other expenses: $325 (varies; may include donations, unforeseen expenses, additional savings, etc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $10,900.00 | 12/28/2011 5:09:42 PM |
bb575 | $50.00 | 12/28/2011 5:05:32 PM |
AndChicksforFree | $25.00 | 12/28/2011 5:07:51 PM |
r48 | $25.00 | 12/28/2011 5:12:09 PM |
4 Investments
|
Borrower Payment Dependent Notes Series
547498
This series of Notes was issued and sold upon the funding of the borrower loan #58562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-29-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 10.13% |
Borrower rate/APR:
| 11.13% / 18.84% |
Monthly payment:
| $265.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.97% | | |
| |
Estimated return*:
| 4.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2006 |
Debt/Income ratio:
| 28% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
6 | Length of status: | 0y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,195 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 18% | | |
| |
Homeownership:
| No | | |
Screen name:
| a-bonus-waterfall |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
LOAN FOR EMERGENCY MOVING
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
wealth-prodigy1 | $52.00 | 12/29/2011 3:13:38 PM |
inventive-wealth2 | $25.00 | 12/29/2011 3:33:12 PM |
successful-agreement7 | $100.00 | 12/29/2011 5:16:40 PM |
TikPmp1 | $25.00 | 12/29/2011 5:25:27 PM |
kenji4861 | $25.00 | 12/29/2011 5:31:28 PM |
Thoth_88 | $25.00 | 12/29/2011 5:21:23 PM |
selector568 | $300.00 | 12/29/2011 5:28:24 PM |
BxRealtor | $25.00 | 12/29/2011 5:30:13 PM |
quantum_leap | $25.00 | 12/29/2011 5:55:22 PM |
market-solstice2 | $25.00 | 12/29/2011 5:34:20 PM |
Investor_DP | $100.00 | 12/29/2011 5:42:47 PM |
QuidWilson | $28.21 | 12/29/2011 5:45:19 PM |
auction-seeker | $25.00 | 12/29/2011 6:02:21 PM |
john0720 | $50.00 | 12/29/2011 6:42:20 PM |
smooothymon | $25.00 | 12/29/2011 9:22:47 PM |
rakem777 | $25.00 | 12/30/2011 6:53:07 AM |
goodhearted-basis4 | $25.00 | 12/30/2011 12:03:58 AM |
reward-toro | $75.00 | 12/30/2011 7:34:52 AM |
a-restless-dollar | $25.00 | 12/30/2011 7:24:04 AM |
CIC | $25.00 | 12/30/2011 7:32:15 AM |
anacent | $50.00 | 12/30/2011 7:42:06 AM |
first-euro-rapture | $25.00 | 12/30/2011 9:11:18 AM |
damage | $25.00 | 12/30/2011 9:12:16 AM |
a_salt_miner | $25.00 | 12/30/2011 8:49:05 AM |
american6 | $100.00 | 12/29/2011 4:31:07 PM |
MicroLender357 | $25.00 | 12/29/2011 5:16:46 PM |
Cash4U2also | $100.00 | 12/29/2011 5:04:54 PM |
edaguy | $75.00 | 12/29/2011 5:15:08 PM |
sharp-bill2 | $50.00 | 12/29/2011 5:27:50 PM |
bb575 | $50.00 | 12/29/2011 5:22:57 PM |
hitsman | $50.00 | 12/29/2011 5:36:14 PM |
rupee-equation2 | $25.00 | 12/29/2011 5:44:39 PM |
impressive-justice6 | $50.00 | 12/29/2011 5:35:20 PM |
AFairDeal | $25.00 | 12/29/2011 5:36:41 PM |
sentry256 | $25.00 | 12/29/2011 5:38:28 PM |
versatile-treasure6 | $25.00 | 12/29/2011 7:00:22 PM |
JHKL | $25.00 | 12/29/2011 5:57:14 PM |
jkeller4000 | $25.00 | 12/29/2011 5:45:57 PM |
fuse290 | $30.00 | 12/29/2011 7:29:51 PM |
sensible-interest2 | $87.73 | 12/29/2011 9:16:19 PM |
cash-boots7 | $50.00 | 12/29/2011 9:21:19 PM |
stylish-compassion3 | $50.00 | 12/29/2011 7:49:30 PM |
ethical-truth211 | $150.00 | 12/30/2011 4:59:56 AM |
loyalty-circuitry | $75.00 | 12/30/2011 5:47:25 AM |
snowman34 | $25.00 | 12/29/2011 9:45:47 PM |
factcheck | $25.00 | 12/30/2011 6:40:31 AM |
Brisket_Bob | $25.00 | 12/30/2011 7:20:20 AM |
Bank42 | $25.00 | 12/30/2011 4:02:00 AM |
jc33148 | $31.64 | 12/30/2011 6:01:31 AM |
El_Scubano | $25.00 | 12/30/2011 7:26:15 AM |
northphoto | $25.00 | 12/30/2011 7:44:54 AM |
suave-income397 | $56.63 | 12/30/2011 8:02:52 AM |
CashFlow13 | $100.00 | 12/30/2011 9:14:09 AM |
thebigrig | $413.79 | 12/30/2011 9:15:11 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
547532
This series of Notes was issued and sold upon the funding of the borrower loan #58544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2011 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Mar-1999 |
Debt/Income ratio:
| 26% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
12 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 44 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17,716 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 72% | | |
| |
Homeownership:
| No | | |
Screen name:
| return-trumpet9 |
Borrower's state:
| Maryland |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Small business funding
Purpose of loan: To fund an email and marketing campaign for 4 year old home based business.
This loan will be used to...
My financial situation: I'm stable, steadily paying off credit card debt and have a full time job.
I am a good candidate for this loan because...I am mature, have a great business plan, offer great service and have a small but loyal customer base. My business has tremendous potential and I am looking to go full time in it this year. This email campaign is the start.
Monthly net income: $3900
Monthly expenses: $200
Housing: $1279
Car expenses: $50
Utilities: $120
Phone, cable, internet: $130
Food, entertainment: $160
Clothing, household expenses: $50
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 12/29/2011 11:42:43 AM |
1 Investments
|
Borrower Payment Dependent Notes Series
547590
This series of Notes was issued and sold upon the funding of the borrower loan #58504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Dec-29-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-29-2011 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $119.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Aug-1992 |
Debt/Income ratio:
| 6% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 2
/
2 | Length of status: | 14y 4m |
Amount delinquent:
| $0 |
Total credit lines:
| 55 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $0 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 6 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| successful-velocity7 |
Borrower's state:
| Nevada |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repairs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
finance-mushroom | $200.00 | 12/29/2011 5:07:46 PM |
edaguy | $50.00 | 12/29/2011 5:15:25 PM |
Danjack_Capital | $25.00 | 12/29/2011 5:00:54 PM |
handy-justice | $100.00 | 12/29/2011 5:03:55 PM |
scrappy-leverage6 | $25.00 | 12/29/2011 5:08:55 PM |
selector568 | $300.00 | 12/29/2011 5:28:34 PM |
worth-blanket2 | $2,000.00 | 12/29/2011 5:37:35 PM |
SolarMoonshine | $25.00 | 12/29/2011 5:12:01 PM |
AndChicksforFree | $25.00 | 12/29/2011 5:02:16 PM |
successful-agreement7 | $100.00 | 12/29/2011 5:16:43 PM |
SFBank | $50.00 | 12/29/2011 5:08:18 PM |
R3vXX | $25.00 | 12/29/2011 5:28:43 PM |
first-pragmatic-power | $25.00 | 12/29/2011 5:28:50 PM |
worthy-bid8 | $50.00 | 12/29/2011 5:30:02 PM |
hitsman | $50.00 | 12/29/2011 5:36:18 PM |
15 Investments
|
Borrower Payment Dependent Notes Series
547596
This series of Notes was issued and sold upon the funding of the borrower loan #58465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1997 |
Debt/Income ratio:
| 26% |
Credit score:
| 720-739 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 4
/
3 | Length of status: | 1y 0m |
Amount delinquent:
| $241 |
Total credit lines:
| 9 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $17 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| No | | |
Screen name:
| yield-pursuit0 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for Wedding
Purpose of loan:
This loan will be used to purchase a ring, honey moon and deposits for my wedding.
My financial situation:
I am a good candidate for this loan because because I have a good job with a good company and my future wife has a good job that she has been on for 31 years.
Monthly net income: $1225.00
Monthly expenses: $1800.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $250.00 | 12/30/2011 9:01:41 AM |
ultimate-peace | $25.00 | 12/30/2011 9:02:27 AM |
FASTIZIO_P | $25.00 | 12/30/2011 9:10:37 AM |
handy-justice | $50.00 | 12/30/2011 9:05:17 AM |
worthy-bid8 | $50.00 | 12/30/2011 9:10:28 AM |
BankofRon | $25.00 | 12/30/2011 9:33:32 AM |
stylish-compassion3 | $50.00 | 12/30/2011 9:35:10 AM |
hitsman | $50.00 | 12/30/2011 9:45:05 AM |
SolarMoonshine | $25.00 | 12/30/2011 9:54:20 AM |
orange-elated-contract | $25.00 | 12/30/2011 2:03:58 PM |
calimanusa | $50.00 | 12/30/2011 2:02:18 PM |
SFBank | $50.00 | 12/30/2011 6:31:56 PM |
finance-magma7 | $25.00 | 12/30/2011 9:58:12 PM |
adir1 | $25.00 | 12/31/2011 9:27:26 AM |
foothillender | $25.00 | 12/31/2011 7:32:20 AM |
CA-Lender | $25.00 | 12/31/2011 10:19:27 AM |
money-booster2 | $25.00 | 12/31/2011 11:18:32 AM |
first-pragmatic-power | $25.00 | 12/31/2011 12:32:54 PM |
social-cocktail1 | $200.00 | 12/31/2011 12:53:27 PM |
scoobiedoo | $75.00 | 12/31/2011 12:59:12 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:35:18 PM |
asset-professor | $25.00 | 1/1/2012 6:39:45 PM |
payout-harmony4 | $50.00 | 1/1/2012 3:15:48 PM |
gain-gourd | $100.00 | 1/2/2012 8:01:47 AM |
Finchy78 | $25.00 | 1/2/2012 11:42:47 AM |
r48 | $25.00 | 1/2/2012 4:55:02 PM |
rupee-universe | $25.00 | 1/2/2012 7:49:44 PM |
COCHINOBOY | $40.00 | 1/2/2012 7:42:55 PM |
power-thinker | $115.37 | 1/2/2012 10:08:58 PM |
riveting-credit5 | $50.00 | 1/3/2012 1:55:18 AM |
glenium | $25.00 | 1/3/2012 4:31:57 AM |
greencat | $50.00 | 1/3/2012 7:18:41 AM |
fiserve4u | $75.00 | 1/3/2012 9:39:04 AM |
cash-reaction2 | $50.00 | 1/3/2012 10:06:08 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:44 AM |
economy-coup | $50.00 | 12/30/2011 9:15:55 AM |
capital-halo1 | $61.00 | 12/30/2011 9:19:17 AM |
Investor_DP | $100.00 | 12/30/2011 9:21:07 AM |
EngineersAlliance | $150.00 | 12/30/2011 9:37:53 AM |
fortytwo | $150.00 | 12/30/2011 9:42:51 AM |
careful-vigilance4 | $25.00 | 12/30/2011 9:45:26 AM |
AndChicksforFree | $25.00 | 12/30/2011 11:20:58 AM |
productive-ore | $25.00 | 12/30/2011 10:24:44 AM |
InChicago | $100.00 | 12/30/2011 12:33:24 PM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:22 AM |
progressive-asset | $100.00 | 12/31/2011 11:12:58 AM |
master648 | $36.27 | 12/31/2011 9:31:44 AM |
new-marketplace-lyrics | $25.00 | 12/31/2011 11:01:20 AM |
finance-mushroom | $200.00 | 12/31/2011 12:15:43 PM |
missing-link | $25.00 | 12/31/2011 12:39:43 PM |
worldly-gold | $50.00 | 12/31/2011 12:44:32 PM |
dedicated-transaction796 | $25.00 | 12/31/2011 12:56:22 PM |
theogeer | $25.00 | 12/31/2011 2:10:24 PM |
desertoasis | $25.00 | 12/31/2011 1:53:41 PM |
gold-channel2 | $25.00 | 1/1/2012 12:24:13 PM |
Learning2Lend | $25.00 | 1/1/2012 12:41:21 PM |
sensible-fund | $25.00 | 1/1/2012 2:12:37 PM |
silver-enlightenment0 | $100.00 | 1/1/2012 3:07:39 PM |
glroark | $100.00 | 1/2/2012 7:02:48 AM |
Cliffie83 | $25.00 | 1/2/2012 3:20:03 PM |
SecondChanceLendingSERV | $25.00 | 1/3/2012 8:36:52 AM |
patriot897 | $25.00 | 1/3/2012 7:39:19 AM |
the-enthralling-coin | $25.00 | 1/3/2012 10:05:25 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:11:54 AM |
tolerant-dime2 | $22.36 | 1/3/2012 12:02:31 PM |
rockhound84 | $25.00 | 1/3/2012 11:45:56 AM |
worth-blanket2 | $500.00 | 1/3/2012 11:54:03 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
547618
This series of Notes was issued and sold upon the funding of the borrower loan #58547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $106.92 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Apr-1986 |
Debt/Income ratio:
| 47% |
Credit score:
| 780-799 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
16 | Length of status: | 6y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 53 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $58,247 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 97% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| bonus-oboe |
Borrower's state:
| Virginia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for buying a boat
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $100.00 | 12/30/2011 9:01:17 AM |
loanman2007 | $25.00 | 12/30/2011 9:08:19 AM |
worthy-bid8 | $50.00 | 12/30/2011 9:10:28 AM |
pembull | $48.57 | 12/30/2011 9:01:52 AM |
Investor_DP | $100.00 | 12/30/2011 9:21:07 AM |
vutah | $40.00 | 12/30/2011 9:22:13 AM |
cardminger | $25.00 | 12/30/2011 9:07:15 AM |
favorite-commerce | $40.00 | 12/30/2011 9:43:25 AM |
productive-ore | $25.00 | 12/30/2011 10:24:44 AM |
beaker | $25.03 | 12/30/2011 2:37:44 PM |
money-booster2 | $25.00 | 12/30/2011 1:55:53 PM |
loss-of-control | $76.95 | 12/30/2011 3:53:12 PM |
ultimate-peace | $150.00 | 12/30/2011 9:02:35 AM |
handy-justice | $50.00 | 12/30/2011 9:03:16 AM |
greencat | $50.00 | 12/30/2011 9:10:27 AM |
MatthewDP | $150.00 | 12/30/2011 9:25:16 AM |
investment-artist | $25.00 | 12/30/2011 9:15:26 AM |
well-rounded-payout0 | $50.00 | 12/30/2011 9:16:40 AM |
jkeller4000 | $25.00 | 12/30/2011 9:19:50 AM |
Feyenoord | $30.00 | 12/30/2011 9:20:55 AM |
mrxtravis | $25.00 | 12/30/2011 9:39:12 AM |
top-courteous-peso | $75.00 | 12/30/2011 9:42:17 AM |
rupee-equation2 | $25.00 | 12/30/2011 9:31:56 AM |
stylish-compassion3 | $50.00 | 12/30/2011 9:35:11 AM |
hitsman | $50.00 | 12/30/2011 9:45:06 AM |
Evolver | $44.00 | 12/30/2011 9:46:01 AM |
first-pragmatic-power | $25.00 | 12/30/2011 9:51:11 AM |
SLN-10 | $50.00 | 12/30/2011 9:57:09 AM |
AndChicksforFree | $25.00 | 12/30/2011 11:11:10 AM |
vine99 | $85.00 | 12/30/2011 10:35:37 AM |
orange-elated-contract | $25.00 | 12/30/2011 2:03:59 PM |
worth-blanket2 | $800.00 | 12/30/2011 5:11:06 PM |
high_flyer | $100.00 | 12/30/2011 4:32:28 PM |
the-enthralling-coin | $10.45 | 12/30/2011 5:20:20 PM |
34 Investments
|
Borrower Payment Dependent Notes Series
547620
This series of Notes was issued and sold upon the funding of the borrower loan #58377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Aug-1996 |
Debt/Income ratio:
| 24% |
Credit score:
| 740-759 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
6 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,955 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 26% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| performer3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to...pay off Care credit and bank of america credit card
My financial situation:
I am a good candidate for this loan because...I always make my payments on time
Monthly net income: $1430
Monthly expenses: $600
Housing: $200
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $145
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $6500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
affluence-generator2 | $50.00 | 12/30/2011 9:08:00 AM |
handy-justice | $50.00 | 12/30/2011 9:11:18 AM |
Investor_DP | $100.00 | 12/30/2011 9:21:07 AM |
greencat | $50.00 | 12/30/2011 9:08:56 AM |
rupee-equation2 | $25.00 | 12/30/2011 9:31:56 AM |
jkeller4000 | $25.00 | 12/30/2011 9:19:50 AM |
lawchick | $42.79 | 12/30/2011 9:35:19 AM |
engaging-repayment8 | $25.00 | 12/30/2011 9:52:48 AM |
jules3304 | $25.00 | 12/30/2011 9:41:16 AM |
favorite-commerce | $40.00 | 12/30/2011 9:43:41 AM |
productive-ore | $25.00 | 12/30/2011 10:24:44 AM |
larryboy10 | $25.00 | 12/30/2011 10:43:06 AM |
mpatrick | $40.00 | 12/30/2011 1:32:03 PM |
LendToCause | $25.00 | 12/30/2011 2:58:37 PM |
investment-artist | $25.02 | 12/30/2011 4:27:27 PM |
orange-elated-contract | $25.00 | 12/30/2011 2:03:59 PM |
finance-prescription | $100.00 | 12/30/2011 5:06:30 PM |
shrewd-deal | $50.00 | 12/30/2011 3:06:08 PM |
principal-star | $30.00 | 12/30/2011 3:04:43 PM |
cattlebaron | $25.00 | 12/30/2011 3:35:53 PM |
Engineer44 | $25.00 | 12/30/2011 4:03:51 PM |
finance-mushroom | $200.00 | 12/30/2011 5:13:15 PM |
dedicated-transaction796 | $25.00 | 12/30/2011 5:15:33 PM |
dough-bear | $25.00 | 12/30/2011 5:24:56 PM |
Comoparklender | $25.00 | 12/30/2011 5:12:41 PM |
HHP | $100.00 | 12/30/2011 5:14:16 PM |
j3141592t | $25.00 | 12/30/2011 5:12:46 PM |
green-capital-hornet | $25.00 | 12/30/2011 5:13:47 PM |
jazzlender | $25.00 | 12/30/2011 5:16:37 PM |
ricklip | $100.00 | 12/30/2011 5:18:54 PM |
reward-adventure | $50.00 | 12/30/2011 5:38:46 PM |
money-surge1 | $25.00 | 12/30/2011 5:39:52 PM |
nimble-revenue5 | $44.00 | 12/30/2011 5:21:59 PM |
top-historic-peso | $25.00 | 12/30/2011 5:24:26 PM |
best-charming-leverage | $50.00 | 12/30/2011 5:27:38 PM |
fantastic-wampum1 | $100.00 | 12/30/2011 5:45:23 PM |
wwwUniversal | $25.00 | 12/30/2011 5:29:35 PM |
kellydawn | $25.00 | 12/30/2011 5:33:52 PM |
worldly-community3 | $37.00 | 12/30/2011 5:34:24 PM |
SFBank | $50.00 | 12/30/2011 6:31:16 PM |
intelligent-benefit657 | $54.73 | 12/30/2011 6:58:09 PM |
Kattosha | $25.00 | 12/30/2011 7:33:09 PM |
first-pragmatic-power | $25.00 | 12/30/2011 5:40:31 PM |
evergreen16 | $210.38 | 12/30/2011 7:38:53 PM |
social-cocktail1 | $200.00 | 12/30/2011 5:44:55 PM |
bill-igloo | $25.00 | 12/30/2011 5:47:13 PM |
Accountant83 | $25.00 | 12/30/2011 6:22:30 PM |
BDS | $100.00 | 12/30/2011 6:32:41 PM |
exciting-fairness | $200.00 | 12/30/2011 6:53:55 PM |
Brighton504 | $50.00 | 12/30/2011 7:24:16 PM |
Danjack_Capital | $25.00 | 12/30/2011 9:07:26 AM |
worthy-bid8 | $50.00 | 12/30/2011 9:10:28 AM |
loanman2007 | $25.00 | 12/30/2011 9:20:11 AM |
hitsman | $50.00 | 12/30/2011 9:45:06 AM |
pdub | $75.00 | 12/30/2011 9:32:35 AM |
stylish-compassion3 | $50.00 | 12/30/2011 9:35:11 AM |
golden-velocity9 | $25.00 | 12/30/2011 9:39:07 AM |
Leshan | $25.00 | 12/30/2011 9:42:50 AM |
the-lean-bid | $25.00 | 12/30/2011 10:17:39 AM |
orangetrust | $30.00 | 12/30/2011 1:36:43 PM |
money-booster2 | $25.00 | 12/30/2011 1:48:26 PM |
calimanusa | $50.00 | 12/30/2011 2:13:19 PM |
economy-huckleberry0 | $25.00 | 12/30/2011 1:58:31 PM |
gallant-economy9 | $50.00 | 12/30/2011 5:05:54 PM |
LiveNow | $50.00 | 12/30/2011 3:17:43 PM |
klend4 | $25.00 | 12/30/2011 3:40:51 PM |
DreDub | $25.00 | 12/30/2011 4:47:06 PM |
CashFlow13 | $100.00 | 12/30/2011 5:06:36 PM |
cash-reaction2 | $50.00 | 12/30/2011 5:43:32 PM |
HenryS | $30.00 | 12/30/2011 5:27:08 PM |
truth-companion | $25.00 | 12/30/2011 5:34:26 PM |
I-Believe-In-You | $41.08 | 12/30/2011 6:51:01 PM |
high_flyer | $100.00 | 12/30/2011 6:55:16 PM |
moola-wildebeest3 | $50.00 | 12/30/2011 5:39:10 PM |
Alpha-AssistU | $25.00 | 12/30/2011 5:46:10 PM |
stepatatime-together | $100.00 | 12/30/2011 5:47:31 PM |
FASTIZIO_P | $25.00 | 12/30/2011 5:47:52 PM |
shmb6508 | $25.00 | 12/30/2011 5:48:46 PM |
Bcs-cnc | $25.00 | 12/30/2011 6:06:03 PM |
Image68 | $25.00 | 12/30/2011 6:30:58 PM |
rateasaurus1 | $25.00 | 12/30/2011 6:46:37 PM |
81 Investments
|
Borrower Payment Dependent Notes Series
547624
This series of Notes was issued and sold upon the funding of the borrower loan #58392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $86.30 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| May-1977 |
Debt/Income ratio:
| 20% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 8 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 10
/
10 | Length of status: | 3y 8m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $9,967 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 69% | | |
| |
Homeownership:
| No | | |
Screen name:
| bonafide-credit764 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay up my mortgage
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $51,912
Monthly expenses: 2200
Housing: $100
Insurance: $221
Car expenses: $50
Utilities: $97
Phone, cable, internet: $122
Food, entertainment: $80.00
Clothing, household expenses: $25.00
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
managedfund | $333.00 | 12/30/2011 9:52:11 AM |
SmallTown5 | $73.02 | 12/30/2011 8:07:32 PM |
irrelevant | $50.00 | 12/31/2011 10:05:07 AM |
ddog0224 | $45.03 | 12/31/2011 8:17:39 AM |
progressive-asset | $100.00 | 12/31/2011 11:12:58 AM |
mrxtravis | $25.00 | 12/31/2011 12:59:48 PM |
courteous-platinum7 | $25.00 | 1/1/2012 8:00:38 AM |
openness-confidant | $25.00 | 1/1/2012 8:47:00 AM |
gilbrear | $25.00 | 1/1/2012 8:53:58 AM |
gold-channel2 | $25.00 | 1/1/2012 12:24:13 PM |
order-maestro | $25.00 | 1/1/2012 2:12:06 PM |
Isotope | $25.00 | 1/1/2012 7:25:40 PM |
x32248 | $25.00 | 1/1/2012 3:42:55 PM |
leverage-ectasy | $25.00 | 1/1/2012 11:36:29 PM |
dedication-taxi | $54.90 | 1/2/2012 5:06:51 AM |
Julzlmt | $48.13 | 1/2/2012 9:44:34 AM |
evergreen16 | $50.00 | 1/2/2012 9:42:19 AM |
MumblesRumbly | $25.00 | 1/2/2012 1:25:05 PM |
maildude | $25.00 | 1/2/2012 4:44:36 PM |
The_Phoenix_Company | $35.00 | 1/2/2012 7:46:00 PM |
mclilpaws | $25.00 | 1/3/2012 4:12:41 AM |
nfx | $25.00 | 1/3/2012 6:58:25 AM |
sunnygee | $28.59 | 1/3/2012 7:33:30 AM |
gethsemane4 | $23.47 | 1/3/2012 8:08:40 AM |
Xarach | $25.00 | 12/31/2011 8:53:34 AM |
money-booster2 | $25.00 | 12/31/2011 11:22:34 AM |
jebber007 | $28.64 | 12/31/2011 11:06:05 AM |
kind-credit-bear | $25.00 | 12/31/2011 12:34:27 PM |
Starfin-Capital-Management | $200.00 | 12/31/2011 3:13:23 PM |
treasure-hunter270 | $25.00 | 1/1/2012 9:56:15 AM |
WilliamLeeSims | $25.00 | 1/1/2012 1:35:19 PM |
the-hope-workhorse | $50.00 | 1/1/2012 2:33:19 PM |
Rogesparkguy | $25.00 | 1/1/2012 12:59:10 PM |
justice-allocator3 | $25.00 | 1/1/2012 8:10:43 PM |
jadedyuppie | $50.00 | 1/2/2012 7:36:05 AM |
rate-sceptre | $25.00 | 1/2/2012 2:21:57 PM |
AlBRich | $25.00 | 1/2/2012 4:01:32 PM |
return-venture1 | $55.22 | 1/3/2012 12:56:18 AM |
LuvToLend | $25.00 | 1/2/2012 8:20:21 PM |
av22 | $100.00 | 1/3/2012 7:31:53 AM |
riveting-credit5 | $50.00 | 1/3/2012 1:54:25 AM |
tomdooley12520 | $25.00 | 1/3/2012 6:11:05 AM |
Wisc_investor | $25.00 | 1/3/2012 7:36:50 AM |
43 Investments
|
Borrower Payment Dependent Notes Series
547630
This series of Notes was issued and sold upon the funding of the borrower loan #58514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $88.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Aug-2010 |
Debt/Income ratio:
| 6% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 1
/
1 | Length of status: | 1y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 9 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $554 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 46% | | |
| |
Homeownership:
| No | | |
Screen name:
| JavierSolis |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses Loan for Student
I am a student wanting to use this money to pay for medical expenses. I work part-time and recieve financial aid as part of my income, but I don't have medical issurance. My total income is $23000 some which I use to pay for school and rent.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
stylish-compassion3 | $50.00 | 12/30/2011 5:05:38 PM |
selector568 | $300.00 | 12/30/2011 5:12:08 PM |
rupee-equation2 | $25.00 | 12/30/2011 5:26:03 PM |
Investor_DP | $100.00 | 12/30/2011 5:15:52 PM |
jkeller4000 | $25.00 | 12/30/2011 5:17:35 PM |
riproaringrapids | $50.00 | 12/30/2011 5:20:50 PM |
successful-agreement7 | $100.00 | 12/30/2011 5:21:09 PM |
GoGators01 | $25.00 | 12/30/2011 5:42:20 PM |
hitsman | $50.00 | 12/30/2011 5:29:49 PM |
money-bauble | $100.00 | 12/30/2011 5:43:29 PM |
favorite-commerce | $40.00 | 12/31/2011 6:47:05 AM |
heerzaquestion | $25.00 | 12/31/2011 7:24:45 AM |
FinanceEngine | $30.00 | 12/31/2011 8:23:52 AM |
djh47a | $25.00 | 12/31/2011 8:15:47 AM |
greenback-investor7 | $100.00 | 12/31/2011 8:51:15 AM |
ethical-truth211 | $300.00 | 12/31/2011 9:21:38 AM |
UT-Longhorn | $25.00 | 12/31/2011 10:12:53 AM |
ursus | $50.00 | 12/31/2011 12:06:47 PM |
orbital-velocity7 | $50.00 | 12/31/2011 12:08:39 PM |
Money_Working | $25.00 | 12/31/2011 11:22:39 AM |
wwwUniversal | $25.00 | 12/31/2011 12:06:32 PM |
wise-deal-panda | $100.00 | 12/31/2011 12:11:52 PM |
LoanerPrincipal | $25.00 | 12/31/2011 12:36:26 PM |
bountiful-durability | $50.00 | 12/31/2011 12:32:15 PM |
first-pragmatic-power | $25.00 | 12/31/2011 12:32:54 PM |
cash-reaction2 | $50.00 | 12/31/2011 12:29:42 PM |
commanding-treasure2 | $50.00 | 12/30/2011 5:12:35 PM |
inventive-wealth2 | $25.00 | 12/30/2011 5:35:30 PM |
kenji4861 | $25.00 | 12/30/2011 5:18:50 PM |
edaguy | $75.00 | 12/30/2011 5:21:17 PM |
edaguy | $75.00 | 12/30/2011 5:21:24 PM |
BxRealtor | $25.00 | 12/30/2011 5:30:49 PM |
AFairDeal | $25.00 | 12/30/2011 5:45:21 PM |
thunder135 | $25.00 | 12/30/2011 9:22:05 PM |
john0720 | $50.00 | 12/31/2011 8:54:47 AM |
rockhound84 | $25.00 | 12/31/2011 6:27:11 AM |
fantastic-investment9 | $30.00 | 12/31/2011 10:42:33 AM |
progressive-asset | $100.00 | 12/31/2011 11:13:02 AM |
money-booster2 | $25.00 | 12/31/2011 11:15:45 AM |
mattbly | $25.00 | 12/31/2011 9:56:49 AM |
bison667 | $25.00 | 12/31/2011 10:38:52 AM |
bold-direct-asset | $50.00 | 12/31/2011 12:07:54 PM |
designer_10 | $25.00 | 12/31/2011 12:35:58 PM |
processor115 | $25.00 | 12/31/2011 12:16:08 PM |
pound-mushroom3 | $25.00 | 12/31/2011 12:36:21 PM |
45 Investments
|
Borrower Payment Dependent Notes Series
547648
This series of Notes was issued and sold upon the funding of the borrower loan #58426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Feb-1995 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 38y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $113,981 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 94% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-inventive-hope |
Borrower's state:
| NorthCarolina |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
1929 PACKARD RESTORATION LOAN
Purpose of loan: This loan will be used to...
To pay expenses until car is sold. Car will be completed & advertised within 1 month. I have $13K owed to me by 2 customers for work completed.
My financial situation:
I am a good candidate for this loan because... Own home worth $ 550 +K & 10 classic cars worth $1+M
Monthly net income: $ 30,000
Monthly expenses: $ 25,000
Housing: $ 0
Insurance: $ 500
Car expenses: $ 50
Utilities: $ 500
Phone, cable, internet: $ 500
Food, entertainment: $ 500
Clothing, household expenses: $
Credit cards and other loans: $ 2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
ultimate-peace | $25.00 | 12/30/2011 5:02:03 PM |
worth-blanket2 | $3,950.00 | 12/30/2011 5:12:08 PM |
affluence-generator2 | $25.00 | 12/30/2011 5:07:50 PM |
3 Investments
|
Borrower Payment Dependent Notes Series
547674
This series of Notes was issued and sold upon the funding of the borrower loan #58474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-03-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $70.52 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| Nov-2004 |
Debt/Income ratio:
| 20% |
Credit score:
| 680-699 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
14 | Length of status: | 4y 8m |
Amount delinquent:
| $700 |
Total credit lines:
| 25 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,508 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 63% | | |
| |
Homeownership:
| No | | |
Screen name:
| best-funds-gargantuan |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funding for Engagement Ring
Purpose of loan: I am in need of partial funding of and engagement ring
I am in the process of purchasing an engagement ring and looking for some funding.
My financial situation:
I am a good candidate for this loan because I have always made every payment on time. I work hard and make sure to keep my credit in good standings. The ring I am purchasing has a cost near $5,000, I am looking for $2,000.
Monthly net income: $2,700
Monthly expenses: $ 1,500
Housing: $650
Insurance: $150
Car expenses: $519
Utilities: $20
Phone, cable, internet: $30
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $131.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AFairDeal | $25.00 | 1/3/2012 9:50:23 AM |
commanding-treasure2 | $50.00 | 1/3/2012 9:54:49 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:19 AM |
puifais | $50.00 | 1/3/2012 10:27:37 AM |
worth-blanket2 | $1,100.00 | 1/3/2012 11:53:50 AM |
SolarMoonshine | $25.00 | 1/3/2012 9:53:35 AM |
money-booster2 | $25.00 | 1/3/2012 9:38:06 AM |
gravbox | $25.00 | 1/3/2012 10:00:07 AM |
dudebrah | $25.00 | 1/3/2012 10:06:59 AM |
Investor_DP | $100.00 | 1/3/2012 10:07:57 AM |
kenji4861 | $25.00 | 1/3/2012 10:22:28 AM |
selector568 | $300.00 | 1/3/2012 10:13:44 AM |
edaguy | $75.00 | 1/3/2012 10:21:19 AM |
hitsman | $50.00 | 1/3/2012 10:26:24 AM |
vutah | $25.00 | 1/3/2012 11:40:03 AM |
15 Investments
|
Borrower Payment Dependent Notes Series
547688
This series of Notes was issued and sold upon the funding of the borrower loan #58464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.70% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 29.58% |
Borrower rate/APR:
| 30.58% / 34.58% |
Monthly payment:
| $171.08 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.22% | | |
| |
Estimated return*:
| 13.52% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Dec-1999 |
Debt/Income ratio:
| 34% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 14
/
12 | Length of status: | 0y 4m |
Amount delinquent:
| $5,577 |
Total credit lines:
| 36 |
Occupation: | Laborer |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $7,437 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 4 |
Bankcard utilization:
| 64% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| brightest-dinero-comet |
Borrower's state:
| Indiana |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worthy-bid8 | $50.00 | 12/30/2011 9:10:30 AM |
stylish-compassion3 | $50.00 | 12/30/2011 9:35:12 AM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:23 AM |
gold-channel2 | $25.00 | 1/1/2012 12:24:14 PM |
silver-enlightenment0 | $100.00 | 1/1/2012 3:07:40 PM |
asset-professor | $25.00 | 1/1/2012 6:39:45 PM |
gain-gourd | $100.00 | 1/2/2012 8:01:48 AM |
mainsail35 | $50.00 | 1/3/2012 8:23:10 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:11:55 AM |
suave-dime6 | $24.00 | 1/3/2012 12:35:24 PM |
Investor_DP | $100.00 | 12/30/2011 9:21:08 AM |
hitsman | $50.00 | 12/30/2011 9:45:08 AM |
productive-ore | $25.00 | 12/30/2011 10:24:46 AM |
LuvToLend | $25.00 | 12/30/2011 9:02:10 PM |
progressive-asset | $100.00 | 12/31/2011 11:12:59 AM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:45 PM |
tech310 | $50.00 | 1/3/2012 12:12:53 AM |
a-restless-dollar | $25.00 | 1/2/2012 8:52:22 PM |
Marfloogan | $25.00 | 1/3/2012 6:47:37 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:45 AM |
worth-jedi5 | $51.00 | 1/3/2012 10:15:04 AM |
worth-blanket2 | $3,000.00 | 1/3/2012 11:52:53 AM |
22 Investments
|
Borrower Payment Dependent Notes Series
547696
This series of Notes was issued and sold upon the funding of the borrower loan #58496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.90% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-31-2011 |
|
Lender yield:
| 29.73% |
Borrower rate/APR:
| 30.73% / 34.73% |
Monthly payment:
| $171.41 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.37% | | |
| |
Estimated return*:
| 13.47% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1994 |
Debt/Income ratio:
| Not calculated |
Credit score:
| 600-619 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 16
/
14 | Length of status: | 7y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 25 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $11,622 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| principal-thinker0 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 9 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Feb-2011)
|
Principal balance:
| $1,663.86 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 9 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...help reduce some of my debt
My financial situation:
I am a good candidate for this loan because...I have a good on-time payment history.
Monthly net income: $2300
Monthly expenses: $1900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-money086 | $25.00 | 12/30/2011 5:12:54 PM |
HHP | $39.00 | 12/30/2011 5:14:16 PM |
lucrative-loan | $100.00 | 12/30/2011 5:02:34 PM |
jkeller4000 | $25.00 | 12/30/2011 5:17:08 PM |
stylish-compassion3 | $50.00 | 12/30/2011 5:05:40 PM |
pembull | $50.00 | 12/30/2011 5:05:57 PM |
money-baron-Roth401k | $50.00 | 12/30/2011 5:28:56 PM |
Investor_DP | $100.00 | 12/30/2011 5:16:23 PM |
money-baron | $50.00 | 12/30/2011 5:16:38 PM |
Leshan | $100.00 | 12/30/2011 5:24:23 PM |
rolltide09 | $25.00 | 12/30/2011 5:27:25 PM |
hitsman | $50.00 | 12/30/2011 5:29:51 PM |
SFBank | $50.00 | 12/30/2011 6:22:35 PM |
worthy-bid8 | $50.00 | 12/30/2011 5:41:07 PM |
Rogesparkguy | $25.00 | 12/30/2011 5:47:05 PM |
AF-Chief | $25.00 | 12/30/2011 5:46:31 PM |
DHolly | $31.00 | 12/30/2011 7:08:59 PM |
janeybooboo | $50.00 | 12/30/2011 7:40:37 PM |
high_flyer | $200.00 | 12/30/2011 6:56:51 PM |
ethical-truth211 | $50.00 | 12/31/2011 4:40:31 AM |
LuvToLend | $25.00 | 12/30/2011 9:02:11 PM |
credit-missile | $125.00 | 12/30/2011 9:19:02 PM |
kindness-ace1 | $50.00 | 12/30/2011 10:50:54 PM |
setUup | $26.28 | 12/31/2011 12:13:37 AM |
loanman2007 | $25.00 | 12/31/2011 3:55:21 AM |
FinanceEngine | $35.00 | 12/31/2011 12:27:21 AM |
transparency-universe8 | $25.00 | 12/31/2011 4:54:18 AM |
melodious-openness | $300.00 | 12/31/2011 5:56:43 AM |
jmvingeorgia | $25.00 | 12/31/2011 9:46:46 AM |
icon7 | $50.00 | 12/31/2011 7:22:21 AM |
leball | $25.00 | 12/31/2011 7:43:33 AM |
market-maximizer472 | $100.00 | 12/31/2011 10:51:01 AM |
money-booster2 | $35.00 | 12/31/2011 11:11:27 AM |
handy-justice | $100.00 | 12/31/2011 8:57:06 AM |
income-buffalo1 | $100.00 | 12/31/2011 9:01:36 AM |
wise-intelligent-duty | $25.00 | 12/31/2011 9:51:59 AM |
graceful-investment | $53.00 | 12/31/2011 10:04:36 AM |
CA-Lender | $25.00 | 12/31/2011 10:22:54 AM |
value-fortress3 | $25.00 | 12/31/2011 10:52:08 AM |
bluehen00 | $25.00 | 12/31/2011 10:54:07 AM |
upbeat-wealth | $25.00 | 12/31/2011 10:57:57 AM |
suave-dime6 | $15.69 | 12/31/2011 11:16:52 AM |
CoolPlexer | $25.00 | 12/30/2011 5:13:49 PM |
yield-lion2 | $75.00 | 12/30/2011 5:08:31 PM |
ricklip | $100.00 | 12/30/2011 5:18:55 PM |
DiligentiaLLC | $25.00 | 12/30/2011 5:42:03 PM |
R3vXX | $25.00 | 12/30/2011 5:42:09 PM |
affluence-generator2 | $25.00 | 12/30/2011 5:26:36 PM |
rupee-equation2 | $25.00 | 12/30/2011 5:26:04 PM |
penny-plato | $25.00 | 12/30/2011 5:33:10 PM |
truth-companion | $25.00 | 12/30/2011 5:34:26 PM |
GElender | $40.00 | 12/30/2011 5:39:27 PM |
Jack55304 | $200.00 | 12/30/2011 5:39:43 PM |
cash-reaction2 | $50.00 | 12/30/2011 5:43:32 PM |
sensible-fund | $26.00 | 12/30/2011 5:55:02 PM |
cerebral-dollar773 | $25.00 | 12/31/2011 5:59:50 AM |
finance-magma7 | $25.00 | 12/30/2011 9:58:14 PM |
Gregger | $25.00 | 12/30/2011 10:22:06 PM |
abundant-marketplace436 | $25.00 | 12/31/2011 7:29:24 AM |
future-baby-fund | $39.04 | 12/31/2011 8:01:38 AM |
zeeexsixare | $300.00 | 12/31/2011 4:58:06 AM |
LakeShoreLending | $25.00 | 12/31/2011 7:00:34 AM |
lovely-order7 | $25.00 | 12/31/2011 6:05:23 AM |
heerzaquestion | $25.00 | 12/31/2011 7:17:53 AM |
grnii78 | $100.00 | 12/31/2011 9:53:30 AM |
Socorro_Capital_Partners | $25.01 | 12/31/2011 10:11:07 AM |
the-enthralling-coin | $25.00 | 12/31/2011 7:48:36 AM |
Johnab | $25.02 | 12/31/2011 9:17:55 AM |
silver-dogwood4 | $25.00 | 12/31/2011 9:48:05 AM |
Basset_Hound_Investments | $25.00 | 12/31/2011 10:33:28 AM |
ben10jen | $59.96 | 12/31/2011 10:24:23 AM |
Frankk2 | $25.00 | 12/31/2011 11:01:54 AM |
jebber007 | $25.00 | 12/31/2011 11:04:33 AM |
progressive-asset | $100.00 | 12/31/2011 11:13:02 AM |
74 Investments
|
Borrower Payment Dependent Notes Series
547712
This series of Notes was issued and sold upon the funding of the borrower loan #58456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Dec-30-2011 |
Term:
| 12 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $238.53 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Sep-1995 |
Debt/Income ratio:
| 50% |
Credit score:
| 600-619 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 6 |
Current / open credit lines:
| 8
/
7 | Length of status: | 9y 7m |
Amount delinquent:
| $32,946 |
Total credit lines:
| 20 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $7,215 | Stated income: | $1-$24,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| OGS_Capital |
Borrower's state:
| NewYork |
Borrower's group:
| LendersClub |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 19 ( 100% )
| 600-619 (Latest)
|
Principal borrowed:
| $2,500.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Apr-2010)
640-659
(Oct-2008)
740-759
(Jun-2007)
640-659
(Oct-2006)
|
Principal balance:
| $1,305.89 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 19 | | |
Description
2nd Loan
Purpose of loan:
Consolidate Credit Cards
I am a good candidate for this loan because...
Current Prosper loan paid ahead of schedule.
Monthly net income: $2400
Monthly expenses: $2000
Housing: $750
Insurance: $100
Car expenses: $100
Utilities: $150
Phone, cable, internet: $30
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $20
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 12/30/2011 5:05:08 PM |
stylish-compassion3 | $50.00 | 12/30/2011 5:05:40 PM |
worth-blanket2 | $2,375.00 | 12/30/2011 5:11:53 PM |
lotuss4 | $25.00 | 12/30/2011 5:07:58 PM |
yield-lion2 | $25.00 | 12/30/2011 5:07:56 PM |
5 Investments
|
Borrower Payment Dependent Notes Series
547722
This series of Notes was issued and sold upon the funding of the borrower loan #58432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Dec-30-2011 |
Term:
| 36 months | | |
Listing End date:
| Dec-30-2011 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jun-1996 |
Debt/Income ratio:
| 13% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 5
/
5 | Length of status: | 16y 1m |
Amount delinquent:
| $15,019 |
Total credit lines:
| 23 |
Occupation: | Professional |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $599 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 35 |
Bankcard utilization:
| 66% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| industrious-interest5 |
Borrower's state:
| Texas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
business and marketing
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
worth-blanket2 | $4,000.00 | 12/30/2011 5:12:11 PM |
1 Investments
|
Borrower Payment Dependent Notes Series
547794
This series of Notes was issued and sold upon the funding of the borrower loan #58452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Jul-1992 |
Debt/Income ratio:
| 22% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 3 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 14
/
11 | Length of status: | 6y 10m |
Amount delinquent:
| $0 |
Total credit lines:
| 28 |
Occupation: | Clerical |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $9,086 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 89% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| point-wasp4 |
Borrower's state:
| Minnesota |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to pay off credit cards, student loans, and help get me on the right track.
My financial situation: I am living pay check to pay check and am hoping to build up a saves account.
I am a good candidate for this loan because I am taking responsibility for my finances and working hard to turn them around
Monthly net income: $2,800
Monthly expenses: $
Housing: $1,300
Insurance: $170
Car expenses: $296
Utilities: $100
Phone, cable, internet: $180
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $10,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 1/1/2012 1:14:15 PM |
Danjack_Capital | $25.00 | 1/1/2012 2:01:35 PM |
Rogesparkguy | $25.00 | 1/1/2012 6:36:43 PM |
money-booster2 | $25.00 | 1/2/2012 10:34:49 AM |
HeroSupport | $35.00 | 1/2/2012 5:11:34 PM |
greencat | $50.00 | 1/3/2012 7:21:14 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:54 AM |
2grindstones | $25.00 | 1/3/2012 12:34:40 PM |
Cambalache | $10.00 | 1/3/2012 12:57:47 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:53 PM |
skillful-asset5 | $30.00 | 1/1/2012 4:19:24 PM |
dollar-tornado3 | $25.00 | 1/2/2012 5:23:52 AM |
tech310 | $50.00 | 1/3/2012 12:12:59 AM |
worth-blanket2 | $3,600.00 | 1/3/2012 11:55:08 AM |
14 Investments
|
Borrower Payment Dependent Notes Series
547816
This series of Notes was issued and sold upon the funding of the borrower loan #58462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,500.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-02-2012 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $88.15 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 8 |
First credit line:
| May-1995 |
Debt/Income ratio:
| 11% |
Credit score:
| 700-719 (Dec-2011) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
4 | Length of status: | 20y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 7 |
Occupation: | Construction |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $34,217 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 73% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| jinksnelly |
Borrower's state:
| Missouri |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
auto loan
Purpose of loan:
This loan will be used to...buy son his first car
My financial situation:
I am a good candidate for this loan because... I plan to pay it off early when I get my tax refund.
Monthly net income: $I bring home 823/week
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
vutah | $25.00 | 1/1/2012 12:04:05 PM |
gravbox | $25.00 | 1/1/2012 12:10:07 PM |
rupee-equation2 | $25.00 | 1/1/2012 12:11:16 PM |
kinetic-social | $25.00 | 1/1/2012 1:12:53 PM |
intelligent-dedication9 | $100.00 | 1/1/2012 1:25:59 PM |
bb575 | $50.00 | 1/1/2012 12:33:51 PM |
DDPrime | $50.00 | 1/1/2012 12:43:58 PM |
upbeat-finance8 | $25.00 | 1/1/2012 2:37:03 PM |
sharp-income2 | $25.00 | 1/1/2012 12:47:18 PM |
cashhelp | $25.00 | 1/1/2012 12:41:11 PM |
AndChicksforFree | $25.00 | 1/1/2012 1:21:29 PM |
nimble-money086 | $25.00 | 1/1/2012 1:00:02 PM |
gr8_r8 | $25.00 | 1/1/2012 4:54:39 PM |
skillful-asset5 | $30.00 | 1/1/2012 4:18:55 PM |
witty-compassion | $25.00 | 1/1/2012 10:00:34 PM |
auction-seeker | $25.00 | 1/1/2012 5:28:02 PM |
Ripsaw4U | $50.00 | 1/2/2012 1:19:16 AM |
asset-professor | $25.00 | 1/1/2012 6:37:31 PM |
ladyopium | $200.00 | 1/2/2012 7:59:31 AM |
justasoldier | $50.00 | 1/1/2012 9:15:28 PM |
investment-comet | $25.00 | 1/1/2012 9:21:45 PM |
bison667 | $25.00 | 1/1/2012 10:34:14 PM |
JBF_Investments | $27.92 | 1/1/2012 11:38:13 PM |
Christophe | $25.00 | 1/2/2012 6:58:49 AM |
dime-sprout | $50.00 | 1/2/2012 9:09:53 AM |
terrific-dough6 | $75.00 | 1/2/2012 9:23:51 AM |
first-pragmatic-power | $25.00 | 1/2/2012 9:24:35 AM |
kenji4861 | $25.00 | 1/2/2012 9:48:46 AM |
Moe87 | $7.08 | 1/2/2012 10:19:07 AM |
successful-agreement7 | $100.00 | 1/1/2012 12:23:45 PM |
stylish-compassion3 | $50.00 | 1/1/2012 12:07:59 PM |
money-booster2 | $25.00 | 1/1/2012 12:28:51 PM |
scrappy-leverage6 | $25.00 | 1/1/2012 12:14:03 PM |
BxRealtor | $25.00 | 1/1/2012 12:38:09 PM |
hitsman | $50.00 | 1/1/2012 12:11:57 PM |
edaguy | $75.00 | 1/1/2012 12:16:08 PM |
Investor_DP | $100.00 | 1/1/2012 12:21:21 PM |
cardminger | $25.00 | 1/1/2012 12:30:35 PM |
market-solstice2 | $25.00 | 1/1/2012 12:38:40 PM |
selector568 | $300.00 | 1/1/2012 12:40:16 PM |
cablenews | $100.00 | 1/1/2012 12:45:55 PM |
commanding-treasure2 | $50.00 | 1/1/2012 12:40:06 PM |
betterthanstock | $35.00 | 1/1/2012 1:22:20 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:33:53 PM |
Mailmon | $25.00 | 1/1/2012 7:45:38 PM |
factcheck | $100.00 | 1/1/2012 8:58:33 PM |
hunterMG | $50.00 | 1/1/2012 3:46:28 PM |
Bank_Of_XL | $25.00 | 1/1/2012 5:25:46 PM |
ToweringDan | $25.00 | 1/1/2012 11:16:35 PM |
processor115 | $25.00 | 1/2/2012 9:32:00 AM |
payout-alien6 | $25.00 | 1/2/2012 9:22:16 AM |
AFairDeal | $25.00 | 1/2/2012 9:42:36 AM |
shellstar | $25.00 | 1/2/2012 9:52:35 AM |
reasonable-currency | $25.00 | 1/2/2012 10:13:28 AM |
54 Investments
|
Borrower Payment Dependent Notes Series
547854
This series of Notes was issued and sold upon the funding of the borrower loan #58502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| May-1989 |
Debt/Income ratio:
| 12% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
5 | Length of status: | 3y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 42 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $14,229 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 103% | | |
| |
Homeownership:
| No | | |
Screen name:
| open-deal330 |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
New Business
Purpose of loan: New Business
This loan will be used to...Help publish my book through iUniverse
My financial situation:
I am a good candidate for this loan because...
Monthly net income: $ 5000
Monthly expenses: $3500
Housing: $1200
Insurance: $400
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WilliamLeeSims | $25.00 | 1/1/2012 1:35:27 PM |
money-booster2 | $25.00 | 1/2/2012 10:34:34 AM |
worth-blanket2 | $3,900.00 | 1/3/2012 11:53:45 AM |
Danjack_Capital | $25.00 | 1/1/2012 2:02:13 PM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:06:56 AM |
5 Investments
|
Borrower Payment Dependent Notes Series
547948
This series of Notes was issued and sold upon the funding of the borrower loan #58449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Dec-1991 |
Debt/Income ratio:
| 32% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
5 | Length of status: | 12y 4m |
Amount delinquent:
| $60 |
Total credit lines:
| 27 |
Occupation: | Administrative Assi... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $765 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 10 |
Bankcard utilization:
| 0% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| new-attentive-vigilance |
Borrower's state:
| Arizona |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Single Mother's Home Expense Loan
Purpose of loan:
This loan will be used to pay catch up on our home expenses (mortgage, electric, etc.)
My financial situation:
I am a good candidate for this loan because I have been fully employed with the same company for the past twelve years. Due to the recession, my salary was decreased and my two children and I are just trying to stay above water. I am in the process of starting a second job so paying back the loan will not be a problem.
Monthly net income: $2,900.00
Monthly expenses: $
Housing: $1,100.00
Insurance: $107.45
Car expenses: $441.48
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $150.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
tech310 | $50.00 | 1/3/2012 12:13:03 AM |
affluence-generator2 | $100.00 | 1/3/2012 9:09:30 AM |
nfx | $25.00 | 1/3/2012 7:01:18 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:02 AM |
worth-blanket2 | $3,800.00 | 1/3/2012 11:52:39 AM |
Something-Corporate | $25.00 | 1/3/2012 10:01:31 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:06 AM |
7 Investments
|
Borrower Payment Dependent Notes Series
547952
This series of Notes was issued and sold upon the funding of the borrower loan #58447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-01-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-01-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| Nov-1980 |
Debt/Income ratio:
| 20% |
Credit score:
| 660-679 (Dec-2011) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 42y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 10 |
Occupation: | Nurse's Aide |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $12,622 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 99% | | |
| |
Homeownership:
| No | | |
Screen name:
| rapture752 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
consolidate bills
My financial situation: stable
I am a good candidate for this loan because...
paying my debts are very important to me
Monthly net income: $1776
Monthly expenses: $1490
Housing: $1004
Insurance: $0
Car expenses: $0
Utilities: Phone, cable, internet: $117
Food, entertainment: $130
Clothing, household expenses: $0
Credit cards and other loans: $239
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
loanman2007 | $25.00 | 1/1/2012 12:12:44 PM |
SFBank | $50.00 | 1/1/2012 1:08:04 PM |
safe-kindness5 | $20.00 | 1/1/2012 7:15:48 PM |
skillful-asset5 | $30.00 | 1/1/2012 4:14:36 PM |
Something-Corporate | $25.00 | 1/1/2012 12:33:27 PM |
WilliamLeeSims | $25.00 | 1/1/2012 1:35:28 PM |
worth-blanket2 | $3,800.00 | 1/1/2012 6:15:22 PM |
Danjack_Capital | $25.00 | 1/1/2012 2:04:27 PM |
8 Investments
|
Borrower Payment Dependent Notes Series
547974
This series of Notes was issued and sold upon the funding of the borrower loan #58556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $10,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 18.48% |
Monthly payment:
| $349.55 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.34% | | |
| |
Estimated return*:
| 9.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 5 |
First credit line:
| May-1984 |
Debt/Income ratio:
| 38% |
Credit score:
| 740-759 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 19
/
17 | Length of status: | 1y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 34 |
Occupation: | Sales - Commission |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $149,565 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 95% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| cutthecards |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 0 / 1 |
On-time:
| 35 ( 100% )
| 740-759 (Latest)
|
Principal borrowed:
| $25,000.00 | < 31 days late:
| 0
( 0% )
| 800-819
(Dec-2007)
|
Principal balance:
| $0.00 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 35 | | |
Description
Family Medical
Purpose of loan: Beat high credit rates from big banks
This loan will be used to...pay unexpected, outstanding medical costs
My financial situation: Strong employment, no major outlays save mortgage and big bank credit
I am a good candidate for this loan because...
Monthly net income: $8,000
Monthly expenses: $
Housing: $2,000
Insurance: $80
Car expenses: $0
Utilities: $250
Phone, cable, internet: $40
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $3500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
twjh | $25.00 | 1/2/2012 9:46:55 AM |
stylish-compassion3 | $50.00 | 1/2/2012 9:07:46 AM |
managedfund | $1,333.00 | 1/2/2012 9:20:56 AM |
rupee-equation2 | $25.00 | 1/2/2012 9:21:34 AM |
cashhelp | $25.00 | 1/2/2012 9:29:26 AM |
Socorro_Capital_Partners | $25.01 | 1/2/2012 9:29:41 AM |
MoneyForNothing | $32.88 | 1/2/2012 9:05:58 AM |
brainy-return234 | $25.00 | 1/2/2012 9:06:46 AM |
graceful-investment | $100.00 | 1/2/2012 9:05:37 AM |
edaguy | $75.00 | 1/2/2012 9:35:46 AM |
five-star-note | $50.00 | 1/2/2012 9:10:02 AM |
enticing-capital6 | $50.00 | 1/2/2012 9:41:45 AM |
market-solstice2 | $25.00 | 1/2/2012 9:15:12 AM |
life-is-great | $25.00 | 1/2/2012 9:13:51 AM |
money-booster2 | $25.00 | 1/2/2012 10:19:01 AM |
listing-trapper3 | $50.00 | 1/2/2012 9:16:19 AM |
WilliamLeeSims | $25.00 | 1/2/2012 9:17:22 AM |
investmentgroup | $25.00 | 1/2/2012 9:19:10 AM |
Feyenoord | $30.00 | 1/2/2012 9:20:41 AM |
AF-Chief | $25.00 | 1/2/2012 9:24:10 AM |
velocity-motivator6 | $25.00 | 1/2/2012 10:37:16 AM |
Tradesmanlender | $25.00 | 1/2/2012 9:39:44 AM |
kenji4861 | $25.00 | 1/2/2012 9:48:49 AM |
scrappy-leverage6 | $25.00 | 1/2/2012 9:44:42 AM |
Moe87 | $25.00 | 1/2/2012 9:54:56 AM |
aesop56 | $300.00 | 1/2/2012 10:03:43 AM |
deal-enrichment063 | $100.00 | 1/2/2012 10:47:24 AM |
hope-fortress753 | $25.00 | 1/2/2012 10:52:37 AM |
Jim33 | $25.00 | 1/2/2012 11:09:38 AM |
Mrs-Honeydew | $25.00 | 1/2/2012 11:11:25 AM |
phersjm | $25.00 | 1/2/2012 5:05:28 PM |
logical-moola4 | $50.00 | 1/2/2012 5:11:16 PM |
Christophe | $25.00 | 1/2/2012 1:43:45 PM |
saraven01 | $54.37 | 1/2/2012 2:10:22 PM |
B-rad_the_Coug | $25.00 | 1/2/2012 5:42:32 PM |
FinanceEngine | $50.00 | 1/2/2012 3:36:57 PM |
first-class-yield9 | $80.00 | 1/2/2012 4:18:08 PM |
processor115 | $100.00 | 1/2/2012 6:48:01 PM |
LoisLoan | $25.00 | 1/2/2012 4:19:03 PM |
-------ity4all | $25.00 | 1/2/2012 4:36:38 PM |
velocity-winner | $25.00 | 1/2/2012 5:10:21 PM |
LivingInvestments00 | $25.00 | 1/2/2012 7:41:01 PM |
upbeat-investment9 | $50.00 | 1/2/2012 5:12:36 PM |
capital-marsupial3 | $25.00 | 1/2/2012 5:13:34 PM |
wise-benjamins-fortress | $50.00 | 1/2/2012 8:18:09 PM |
john0720 | $50.00 | 1/2/2012 5:37:05 PM |
the-magnetic-transaction | $50.00 | 1/2/2012 9:46:22 PM |
tech310 | $50.00 | 1/3/2012 12:14:41 AM |
enthusiastic-point | $25.00 | 1/3/2012 3:27:28 AM |
generous-deal6 | $25.00 | 1/2/2012 7:53:34 PM |
wkeboarder21 | $50.00 | 1/3/2012 6:42:28 AM |
bid-lightning9 | $25.00 | 1/2/2012 9:48:04 PM |
power-thinker | $100.00 | 1/2/2012 10:08:14 PM |
fund-explorer4 | $100.00 | 1/2/2012 10:35:20 PM |
villagers | $50.00 | 1/3/2012 12:15:20 AM |
doublediamond | $25.00 | 1/3/2012 9:00:08 AM |
hyperdrive7 | $25.00 | 1/3/2012 5:31:11 AM |
Tscheddar | $25.00 | 1/3/2012 6:20:55 AM |
Marfloogan | $25.00 | 1/3/2012 6:47:39 AM |
persistent-funds9 | $25.00 | 1/3/2012 7:29:56 AM |
svjeller | $25.00 | 1/3/2012 8:20:50 AM |
rokman | $50.00 | 1/3/2012 8:45:16 AM |
erwincohen | $50.00 | 1/3/2012 9:55:37 AM |
thrilling-nickel5 | $25.00 | 1/3/2012 9:49:58 AM |
TabascoKat | $85.00 | 1/3/2012 9:55:12 AM |
first-pragmatic-power | $25.00 | 1/3/2012 10:23:07 AM |
factcheck | $25.00 | 1/3/2012 10:23:22 AM |
ChrisTJ | $25.00 | 1/3/2012 10:13:01 AM |
cybernosha | $25.00 | 1/3/2012 10:40:40 AM |
baker31 | $30.00 | 1/3/2012 11:42:07 AM |
worth-blanket2 | $2,200.00 | 1/3/2012 11:52:34 AM |
puifais | $50.00 | 1/3/2012 10:27:28 AM |
greenback-investor7 | $100.00 | 1/3/2012 10:29:38 AM |
EarlyRiser | $298.00 | 1/3/2012 10:30:25 AM |
martymaniaman | $4.70 | 1/3/2012 12:20:18 PM |
trade-burrito4 | $35.00 | 1/2/2012 9:22:38 AM |
janeybooboo | $100.00 | 1/2/2012 9:24:51 AM |
active-reward7 | $50.00 | 1/2/2012 9:27:07 AM |
trumpeter5 | $25.00 | 1/2/2012 9:02:08 AM |
clemclan | $60.00 | 1/2/2012 9:29:32 AM |
green-trade-dolphin2 | $44.80 | 1/2/2012 9:02:11 AM |
sensible-fund | $26.00 | 1/2/2012 9:02:34 AM |
UBOtto186 | $50.00 | 1/2/2012 9:33:56 AM |
successful-agreement7 | $100.00 | 1/2/2012 9:11:11 AM |
tcpfan | $25.00 | 1/2/2012 9:14:44 AM |
the-bright-velocity | $25.00 | 1/2/2012 9:48:59 AM |
WilliamLeeSims | $25.00 | 1/2/2012 9:17:29 AM |
money-booster2 | $25.00 | 1/2/2012 10:19:10 AM |
chestnut4 | $25.00 | 1/2/2012 9:18:44 AM |
Investor_DP | $100.00 | 1/2/2012 9:20:50 AM |
hitsman | $50.00 | 1/2/2012 9:32:11 AM |
commanding-treasure2 | $50.00 | 1/2/2012 9:37:46 AM |
progressive-economy261 | $400.00 | 1/2/2012 9:38:46 AM |
citytreker | $55.49 | 1/2/2012 12:29:53 PM |
Zoramite | $25.00 | 1/2/2012 9:41:35 AM |
AFairDeal | $25.00 | 1/2/2012 9:42:37 AM |
penny-plato | $25.00 | 1/2/2012 9:49:52 AM |
loyalty-czar | $45.00 | 1/2/2012 10:13:59 AM |
spiff666 | $66.69 | 1/2/2012 10:56:08 AM |
mistertao | $25.00 | 1/2/2012 11:23:04 AM |
HYGCapitalPartnersLP | $100.00 | 1/2/2012 11:34:46 AM |
exchange-squirrel | $100.00 | 1/2/2012 11:41:15 AM |
HenlopenCapital | $25.00 | 1/2/2012 12:34:51 PM |
steady-silver6 | $25.00 | 1/2/2012 1:27:51 PM |
bid-prometheus | $30.01 | 1/2/2012 5:26:13 PM |
amlu1988 | $25.00 | 1/2/2012 2:18:07 PM |
moola-buddy | $25.00 | 1/2/2012 3:09:46 PM |
hookUup | $34.01 | 1/2/2012 3:10:59 PM |
MyKidsDad | $25.00 | 1/2/2012 3:33:01 PM |
building_community | $75.00 | 1/2/2012 3:20:58 PM |
Law_Gator | $25.00 | 1/2/2012 3:51:53 PM |
starry2001 | $25.00 | 1/2/2012 4:10:09 PM |
Domgabriel | $50.00 | 1/2/2012 4:18:56 PM |
skorpious | $25.00 | 1/2/2012 4:34:46 PM |
Lo0se_mo0se | $25.00 | 1/2/2012 7:04:24 PM |
tolerant-dinero2 | $25.00 | 1/2/2012 9:13:25 PM |
RB_Double-A_Bravo | $29.12 | 1/2/2012 5:54:14 PM |
vigilance-accruer | $30.00 | 1/2/2012 10:29:39 PM |
4est | $25.00 | 1/2/2012 6:51:45 PM |
pposFUNDing | $29.65 | 1/2/2012 7:02:15 PM |
jsnryn | $25.00 | 1/2/2012 8:16:43 PM |
Josphine | $25.00 | 1/3/2012 4:59:06 AM |
gold-plane1 | $25.00 | 1/3/2012 6:39:43 AM |
bold-extraordinary-interest | $100.00 | 1/3/2012 7:33:45 AM |
SimpleChoice | $25.00 | 1/3/2012 8:32:33 AM |
think-become | $25.00 | 1/3/2012 8:38:59 AM |
a-reasonable-return | $25.00 | 1/3/2012 8:58:19 AM |
DoctorJoe | $25.00 | 1/3/2012 5:24:15 AM |
klend4 | $25.00 | 1/3/2012 9:34:59 AM |
gethsemane4 | $50.00 | 1/3/2012 8:10:06 AM |
cerebral-dollar773 | $36.27 | 1/3/2012 8:56:34 AM |
jazz619 | $25.00 | 1/3/2012 9:53:47 AM |
aultraman | $25.00 | 1/3/2012 9:25:48 AM |
bazaar-festivity | $25.00 | 1/3/2012 9:55:09 AM |
cash-reaction2 | $50.00 | 1/3/2012 10:06:09 AM |
lamsabuy | $100.00 | 1/3/2012 10:16:55 AM |
jamiee73 | $25.00 | 1/3/2012 10:17:39 AM |
wwwUniversal | $25.00 | 1/3/2012 10:22:38 AM |
social-zebra | $30.00 | 1/3/2012 11:44:34 AM |
PatriotKnight | $50.00 | 1/3/2012 10:29:10 AM |
PXM-Financial | $75.00 | 1/3/2012 10:37:20 AM |
141 Investments
|
Borrower Payment Dependent Notes Series
547996
This series of Notes was issued and sold upon the funding of the borrower loan #58435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 14.05% |
Listing Start date:
| Jan-03-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $381.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.59% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Jul-1994 |
Debt/Income ratio:
| 27% |
Credit score:
| 640-659 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 1 |
Current / open credit lines:
| 6
/
3 | Length of status: | 12y 11m |
Amount delinquent:
| $25 |
Total credit lines:
| 14 |
Occupation: | Retail Management |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $115 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 2 |
Bankcard utilization:
| 16% | | |
| |
Homeownership:
| No | | |
Screen name:
| workinggirl1 |
Borrower's state:
| Alabama |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 57 ( 98% )
| 640-659 (Latest)
|
Principal borrowed:
| $19,800.00 | < 31 days late:
| 1
( 2% )
| 660-679
(Jan-2010)
660-679
(Oct-2007)
|
Principal balance:
| $3,616.90 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 58 | | |
Description
new baby remodel
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
janeybooboo | $44.70 | 1/3/2012 9:02:09 AM |
fascinating-generosity3 | $89.98 | 1/3/2012 9:02:46 AM |
312-Lender | $25.00 | 1/3/2012 9:02:54 AM |
frantic-retirement | $200.00 | 1/3/2012 9:06:45 AM |
NekHoldings | $25.00 | 1/3/2012 9:07:32 AM |
trumpeter5 | $25.00 | 1/3/2012 9:01:41 AM |
Kash2010lu | $25.00 | 1/3/2012 9:02:33 AM |
LittleMingo | $50.00 | 1/3/2012 9:06:33 AM |
atlas-shrugged | $200.00 | 1/3/2012 9:23:16 AM |
Danjack_Capital | $25.00 | 1/3/2012 9:35:05 AM |
sweety075 | $25.00 | 1/3/2012 9:42:26 AM |
nisim5 | $100.00 | 1/3/2012 9:52:05 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:07 AM |
RoZu_Lending | $300.00 | 1/3/2012 9:52:39 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:12 AM |
jhouman | $50.00 | 1/3/2012 9:51:07 AM |
Investor_DP | $100.00 | 1/3/2012 10:08:24 AM |
myutmost | $45.00 | 1/3/2012 10:11:05 AM |
enticing-capital6 | $50.00 | 1/3/2012 9:57:18 AM |
erwincohen | $25.00 | 1/3/2012 10:06:38 AM |
lamsabuy | $100.00 | 1/3/2012 10:16:55 AM |
Jack55304 | $200.00 | 1/3/2012 10:18:21 AM |
Mikale360 | $50.00 | 1/3/2012 10:19:28 AM |
MoneyForNothing | $91.03 | 1/3/2012 9:02:56 AM |
school-loan-gambler | $350.00 | 1/3/2012 9:04:26 AM |
money-booster2 | $25.00 | 1/3/2012 9:36:59 AM |
authentic-kindness1 | $25.00 | 1/3/2012 9:46:40 AM |
Dusigrosz | $200.00 | 1/3/2012 9:01:59 AM |
handy-justice | $100.00 | 1/3/2012 9:03:41 AM |
AndChicksforFree | $50.00 | 1/3/2012 9:05:38 AM |
lendstats_com | $300.00 | 1/3/2012 9:04:26 AM |
blitzen40 | $30.00 | 1/3/2012 9:09:11 AM |
DHolly | $31.00 | 1/3/2012 9:09:29 AM |
113121 | $75.00 | 1/3/2012 9:23:25 AM |
money-booster2 | $35.00 | 1/3/2012 9:36:35 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:06 AM |
RLaumeyer | $30.00 | 1/3/2012 10:00:03 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:27 AM |
nfx | $45.00 | 1/3/2012 10:02:44 AM |
money-baron-Roth401k | $25.00 | 1/3/2012 10:05:13 AM |
cash-reaction2 | $50.00 | 1/3/2012 10:06:10 AM |
worthy-bid8 | $50.00 | 1/3/2012 10:08:39 AM |
AndChicksforFree | $283.29 | 1/3/2012 10:22:25 AM |
sharp-bill2 | $50.00 | 1/3/2012 10:12:37 AM |
ricklip | $100.00 | 1/3/2012 10:13:05 AM |
SLN-10 | $50.00 | 1/3/2012 10:17:45 AM |
AndChicksforFree | $100.00 | 1/3/2012 10:20:17 AM |
47 Investments
|
Borrower Payment Dependent Notes Series
548008
This series of Notes was issued and sold upon the funding of the borrower loan #58478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,700.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.20% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 14.59% |
Borrower rate/APR:
| 15.59% / 18.48% |
Monthly payment:
| $94.38 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.34% | | |
| |
Estimated return*:
| 9.14% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 7 |
First credit line:
| Aug-2002 |
Debt/Income ratio:
| 25% |
Credit score:
| 720-739 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 7
/
7 | Length of status: | 1y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Scientist |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $3,735 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 61% | | |
| |
Homeownership:
| No | | |
Screen name:
| truth-empire0 |
Borrower's state:
| Tennessee |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 1 |
On-time:
| 16 ( 100% )
| 720-739 (Latest)
|
Principal borrowed:
| $1,400.00 | < 31 days late:
| 0
( 0% )
| 660-679
(Aug-2010)
|
Principal balance:
| $947.01 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 16 | | |
Description
Pay off credit card
Purpose of loan:
This loan will be used to pay off my credit card. I will be putting another $2000 of my own money along with this.
My financial situation:
I am a good candidate for this loan because I always pay my bills on time and have a good stable job. I share all expenses with my roomate.
Monthly net income: $1786.25
Monthly expenses: $
Housing: $325
Insurance: $75
Car expenses: $0
Utilities: $60
Phone, cable, internet: $35
Food, entertainment: $100
Clothing, household expenses: $25
Credit cards and other loans: $64
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
trumpeter5 | $25.00 | 1/2/2012 5:01:44 PM |
green-trade-dolphin2 | $32.60 | 1/2/2012 5:02:27 PM |
logical-moola4 | $50.00 | 1/2/2012 5:11:17 PM |
john0720 | $50.00 | 1/2/2012 5:37:06 PM |
B-rad_the_Coug | $25.00 | 1/2/2012 5:38:31 PM |
susurrus | $100.00 | 1/2/2012 5:46:10 PM |
mpjg9 | $25.00 | 1/2/2012 5:50:47 PM |
RecoveryLender | $25.00 | 1/2/2012 5:03:05 PM |
Hexnut | $100.00 | 1/2/2012 7:35:20 PM |
daekpon | $50.00 | 1/2/2012 7:42:21 PM |
capital-marsupial3 | $25.00 | 1/2/2012 5:13:35 PM |
one-midas | $35.00 | 1/2/2012 5:25:50 PM |
engaging-worth | $25.00 | 1/2/2012 8:28:07 PM |
Photoman42 | $25.00 | 1/2/2012 9:21:34 PM |
the-magnetic-transaction | $50.00 | 1/2/2012 9:46:22 PM |
Moe87 | $25.00 | 1/2/2012 6:24:22 PM |
friendship9 | $25.00 | 1/2/2012 6:38:28 PM |
YoungTaxMan | $50.00 | 1/2/2012 6:50:34 PM |
4est | $25.00 | 1/2/2012 6:51:46 PM |
rdhfire | $25.00 | 1/2/2012 7:11:08 PM |
sensible-fund | $25.00 | 1/3/2012 4:11:27 AM |
generous-deal6 | $25.00 | 1/2/2012 7:53:34 PM |
Mrs-Honeydew | $25.00 | 1/3/2012 4:34:35 AM |
Popcorn_Shrimper | $50.00 | 1/3/2012 5:42:46 AM |
nimble-money086 | $25.00 | 1/2/2012 8:22:46 PM |
CycleRyder | $29.63 | 1/2/2012 8:39:07 PM |
Realty24 | $38.09 | 1/2/2012 9:12:49 PM |
tolerant-dinero2 | $25.00 | 1/2/2012 9:14:51 PM |
blue-fund-flag | $50.00 | 1/2/2012 9:27:48 PM |
fund-explorer4 | $100.00 | 1/2/2012 10:36:02 PM |
fate-amenable-to-change | $25.00 | 1/2/2012 11:16:18 PM |
havok555 | $25.91 | 1/2/2012 11:27:48 PM |
sharp-return7 | $25.00 | 1/2/2012 11:35:42 PM |
tech310 | $50.00 | 1/3/2012 12:14:43 AM |
villagers | $50.00 | 1/3/2012 12:15:20 AM |
enthusiastic-point | $25.00 | 1/3/2012 3:27:28 AM |
rockerZ71 | $30.00 | 1/3/2012 5:10:47 AM |
loanman2007 | $200.00 | 1/3/2012 5:08:35 AM |
ore-jedi | $35.07 | 1/3/2012 5:20:26 AM |
AndChicksforFree | $50.00 | 1/2/2012 5:10:48 PM |
processor115 | $100.00 | 1/2/2012 6:48:03 PM |
JTHarris | $25.00 | 1/2/2012 7:12:18 PM |
wise-benjamins-fortress | $25.00 | 1/2/2012 8:21:25 PM |
Soulphoniks-Holdings | $67.47 | 1/2/2012 5:40:52 PM |
SolarMoonshine | $25.00 | 1/2/2012 5:40:17 PM |
RugbyFan | $25.00 | 1/2/2012 9:14:37 PM |
Feyenoord | $30.00 | 1/2/2012 5:51:47 PM |
cathmorcorvus | $50.00 | 1/2/2012 5:57:37 PM |
Frover | $25.00 | 1/2/2012 10:35:36 PM |
penny-plato | $25.00 | 1/2/2012 6:27:58 PM |
money-booster2 | $50.00 | 1/2/2012 7:40:48 PM |
money-booster2 | $25.00 | 1/2/2012 7:40:54 PM |
cattlebaron | $25.00 | 1/3/2012 4:17:15 AM |
CapricornLending | $25.00 | 1/2/2012 7:55:16 PM |
lsx7 | $100.00 | 1/2/2012 8:13:12 PM |
Nerdster1 | $25.00 | 1/3/2012 4:39:21 AM |
Brown98 | $25.00 | 1/2/2012 9:11:35 PM |
onecooldrink | $25.00 | 1/2/2012 9:12:51 PM |
radiant-return | $40.00 | 1/2/2012 9:29:04 PM |
bid-lightning9 | $35.00 | 1/2/2012 9:44:30 PM |
vigilance-accruer | $35.00 | 1/2/2012 10:32:23 PM |
420limo | $75.00 | 1/2/2012 11:16:52 PM |
balance-force | $30.00 | 1/3/2012 12:21:20 AM |
cash-spinner | $25.00 | 1/3/2012 3:54:50 AM |
DoctorJoe | $30.00 | 1/3/2012 5:25:21 AM |
hawk357 | $30.00 | 1/3/2012 5:25:46 AM |
Popcorn_Shrimper | $1.23 | 1/3/2012 5:43:02 AM |
67 Investments
|
Borrower Payment Dependent Notes Series
548084
This series of Notes was issued and sold upon the funding of the borrower loan #58416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 15.21% |
Borrower rate/APR:
| 16.21% / 19.11% |
Monthly payment:
| $105.78 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 14.95% | | |
| |
Estimated return*:
| 9.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 10 |
First credit line:
| Aug-1989 |
Debt/Income ratio:
| 5% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 2 |
Current / open credit lines:
| 6
/
6 | Length of status: | 13y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 18 |
Occupation: | Teacher |
Public records last 12m / 10y:
| 0/ 2 |
Revolving credit balance:
| $772 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 5 |
Bankcard utilization:
| 30% | | |
| |
Homeownership:
| No | | |
Screen name:
| discrete-diversification9 |
Borrower's state:
| Georgia |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Bills
Purpose of loan:
This loan will be used to...
Pay off excess bills
My financial situation:
I have a hospital bill, credit card bills, and an online bill that has been becoming burdens to me. I do not believe in being delinquent on any of my bills. I have an opportunity to better my credit score and I don't want to blow it.
Monthly net income: $3,200
Monthly expenses: $1,956
Housing: $1,148
Insurance: $188
Car expenses: $171
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $249
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
stylish-compassion3 | $50.00 | 1/2/2012 9:07:48 AM |
kenji4861 | $25.00 | 1/2/2012 9:48:50 AM |
selector568 | $300.00 | 1/2/2012 9:14:34 AM |
Investor_DP | $100.00 | 1/2/2012 9:20:51 AM |
EngineersAlliance | $150.00 | 1/2/2012 9:29:03 AM |
hitsman | $50.00 | 1/2/2012 9:32:15 AM |
AndChicksforFree | $25.00 | 1/2/2012 12:23:04 PM |
loanman2007 | $25.00 | 1/2/2012 10:16:35 AM |
money-booster2 | $35.00 | 1/2/2012 10:41:16 AM |
ethicalhumanist | $50.00 | 1/2/2012 1:07:30 PM |
newest-generous-income | $25.00 | 1/2/2012 2:10:33 PM |
balance-force | $25.00 | 1/3/2012 12:26:02 AM |
progressive-economy261 | $400.00 | 1/3/2012 9:48:44 AM |
first-lovely-dollar | $25.00 | 1/3/2012 8:37:08 AM |
social-heart | $25.00 | 1/3/2012 9:56:26 AM |
dudebrah | $25.00 | 1/3/2012 10:05:12 AM |
kinetic-social | $26.00 | 1/3/2012 10:05:14 AM |
R3vXX | $25.00 | 1/3/2012 10:07:44 AM |
first-pragmatic-power | $25.00 | 1/3/2012 10:23:08 AM |
fascinating-benefit279 | $39.00 | 1/3/2012 10:13:17 AM |
jamiee73 | $25.00 | 1/3/2012 10:17:39 AM |
ncg1983 | $25.00 | 1/3/2012 11:32:23 AM |
puifais | $50.00 | 1/3/2012 10:27:29 AM |
cybernosha | $25.00 | 1/3/2012 10:50:30 AM |
baker31 | $50.00 | 1/3/2012 11:37:18 AM |
social-zebra | $30.00 | 1/3/2012 11:43:25 AM |
worth-blanket2 | $100.00 | 1/3/2012 11:54:31 AM |
bonus-demon | $50.00 | 1/2/2012 9:26:37 AM |
gravbox | $25.00 | 1/2/2012 9:10:50 AM |
successful-agreement7 | $100.00 | 1/2/2012 9:11:14 AM |
scrappy-leverage6 | $25.00 | 1/2/2012 9:44:43 AM |
the-bright-velocity | $25.00 | 1/2/2012 9:48:59 AM |
WilliamLeeSims | $25.00 | 1/2/2012 9:17:25 AM |
edaguy | $75.00 | 1/2/2012 9:35:47 AM |
commanding-treasure2 | $50.00 | 1/2/2012 9:37:47 AM |
calimanusa | $50.00 | 1/2/2012 1:11:44 PM |
bid-prometheus | $30.01 | 1/2/2012 5:26:31 PM |
processor115 | $100.00 | 1/2/2012 6:48:02 PM |
a-finance-nirvana | $25.00 | 1/3/2012 6:20:37 AM |
2Below | $25.00 | 1/3/2012 7:26:57 AM |
fiserve4u | $75.00 | 1/3/2012 9:36:58 AM |
jazz619 | $25.00 | 1/3/2012 9:53:29 AM |
erwincohen | $25.00 | 1/3/2012 10:01:05 AM |
cash-reaction2 | $50.00 | 1/3/2012 10:06:09 AM |
greenback-investor7 | $100.00 | 1/3/2012 10:29:38 AM |
magnificent-asset3 | $41.34 | 1/3/2012 10:41:36 AM |
asset-electron1 | $25.00 | 1/3/2012 11:13:05 AM |
ethical-truth211 | $310.11 | 1/3/2012 11:44:59 AM |
tolerant-dime2 | $25.00 | 1/3/2012 11:49:19 AM |
49 Investments
|
Borrower Payment Dependent Notes Series
548232
This series of Notes was issued and sold upon the funding of the borrower loan #58455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| B |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 5.95% |
Listing Start date:
| Jan-02-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 10.13% |
Borrower rate/APR:
| 11.13% / 18.84% |
Monthly payment:
| $265.33 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 9.97% | | |
| |
Estimated return*:
| 4.02% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 9 |
First credit line:
| Aug-2001 |
Debt/Income ratio:
| 4% |
Credit score:
| 680-699 (Jan-2012) |
Inquiries last 6m:
| 0 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 3y 11m |
Amount delinquent:
| $0 |
Total credit lines:
| 22 |
Occupation: | Accountant/CPA |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $1,116 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 19 |
Bankcard utilization:
| 36% | | |
| |
Homeownership:
| No | | |
Screen name:
| Krys_3 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Chiropractic Care
Purpose of loan:
This loan will be used to front the money needed for chiropractic care. The money will be refunded through my FSA once the four month service is complete.
My financial situation:
I am a good candidate for this loan because I have a good job, am a CPA and have learned to manage cash flow well. Since this money will be refunded through my FSA at the end of the service period (approximately April) the loan is guaranteed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
a-restless-dollar | $25.00 | 1/2/2012 8:46:25 PM |
authentic-kindness1 | $25.00 | 1/2/2012 6:53:53 PM |
capital-financier6 | $27.60 | 1/3/2012 3:58:11 AM |
cash-boots7 | $150.00 | 1/2/2012 9:02:47 PM |
a-finance-nirvana | $25.00 | 1/3/2012 6:20:37 AM |
derwiki | $50.00 | 1/2/2012 11:40:25 PM |
TikPmp1 | $25.00 | 1/3/2012 9:50:12 AM |
CIC | $25.00 | 1/3/2012 8:40:44 AM |
kinetic-social | $25.00 | 1/3/2012 10:02:54 AM |
commanding-treasure2 | $50.00 | 1/3/2012 9:54:47 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:14 AM |
first-pragmatic-power | $25.00 | 1/3/2012 10:23:08 AM |
houli123 | $250.00 | 1/3/2012 10:20:17 AM |
antomi | $25.00 | 1/3/2012 10:25:07 AM |
puifais | $50.00 | 1/3/2012 10:27:35 AM |
processor115 | $100.00 | 1/2/2012 6:48:05 PM |
money-booster2 | $25.00 | 1/2/2012 7:32:25 PM |
Income-Scout | $200.00 | 1/3/2012 8:11:27 AM |
tomdooley12520 | $25.00 | 1/3/2012 6:11:39 AM |
Tscheddar | $25.00 | 1/3/2012 6:18:47 AM |
polka2002 | $25.00 | 1/3/2012 6:33:36 AM |
BxRealtor | $25.00 | 1/3/2012 9:48:04 AM |
EngineersAlliance | $100.00 | 1/3/2012 9:50:30 AM |
gravbox | $25.00 | 1/3/2012 10:00:06 AM |
dudebrah | $25.00 | 1/3/2012 10:06:10 AM |
scrappy-leverage6 | $25.00 | 1/3/2012 9:50:03 AM |
justchecking999 | $31.60 | 1/3/2012 9:56:11 AM |
sharp-bill2 | $50.00 | 1/3/2012 10:12:37 AM |
Investor_DP | $100.00 | 1/3/2012 10:07:55 AM |
selector568 | $300.00 | 1/3/2012 10:13:43 AM |
MicroLender357 | $25.00 | 1/3/2012 10:19:20 AM |
liberty-optimization7 | $57.36 | 1/3/2012 11:11:14 AM |
kenji4861 | $25.00 | 1/3/2012 10:22:26 AM |
hitsman | $50.00 | 1/3/2012 10:26:19 AM |
worth-blanket2 | $900.00 | 1/3/2012 11:53:41 AM |
35 Investments
|
Borrower Payment Dependent Notes Series
548244
This series of Notes was issued and sold upon the funding of the borrower loan #58485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-02-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 3 |
First credit line:
| Jan-2001 |
Debt/Income ratio:
| 37% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 8
/
8 | Length of status: | 11y 9m |
Amount delinquent:
| $0 |
Total credit lines:
| 15 |
Occupation: | Civil Service |
Public records last 12m / 10y:
| 0/ 1 |
Revolving credit balance:
| $13,773 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 78% | | |
| |
Homeownership:
| No | | |
Screen name:
| engaging-loan4 |
Borrower's state:
| Ohio |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
SFBank | $50.00 | 1/2/2012 5:03:59 PM |
SolarMoonshine | $25.00 | 1/2/2012 5:41:49 PM |
money-booster2 | $25.00 | 1/2/2012 7:32:10 PM |
HeroSupport | $35.00 | 1/2/2012 5:12:44 PM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:06 AM |
evergreen16 | $40.00 | 1/3/2012 11:59:30 AM |
Danjack_Capital | $25.00 | 1/2/2012 6:05:11 PM |
riveting-credit5 | $50.00 | 1/3/2012 8:27:16 AM |
Something-Corporate | $25.00 | 1/3/2012 10:01:32 AM |
worth-blanket2 | $3,700.00 | 1/3/2012 11:52:30 AM |
10 Investments
|
Borrower Payment Dependent Notes Series
548290
This series of Notes was issued and sold upon the funding of the borrower loan #58482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| E |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 13.85% |
Listing Start date:
| Jan-03-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 24.76% |
Borrower rate/APR:
| 25.76% / 35.84% |
Monthly payment:
| $381.65 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.64% | | |
| |
Estimated return*:
| 9.79% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 2 |
First credit line:
| Aug-1981 |
Debt/Income ratio:
| Self-employed (DTI Not Calculated) |
Credit score:
| 800-819 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Self-employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
9 | Length of status: | 16y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 16 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $15,689 | Stated income: | $100,000+ |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 48% | | |
| |
Homeownership:
| Yes | | |
Screen name:
| dogguy1 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Reduce Debt
Purpose of loan:
This loan will be used to..pay off a credit card.
My financial situation:
I am a good candidate for this loan because...I have a great credit rating. I've own my house. I used my credit card to expand my business and I would like to pay it off asap.
Monthly net income: $12,000.
Monthly expenses: $
Housing: $2,300.
Insurance: $300.
Car expenses: $600.
Utilities: $300.
Phone, cable, internet: $400.
Food, entertainment: $1,100.
Clothing, household expenses: $200.
Credit cards and other loans: $800.
Other expenses: $450.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
AndChicksforFree | $25.00 | 1/3/2012 9:15:46 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:14 AM |
money-booster2 | $50.00 | 1/3/2012 9:27:59 AM |
money-booster2 | $25.00 | 1/3/2012 9:28:19 AM |
authentic-kindness1 | $50.00 | 1/3/2012 9:47:45 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:24 AM |
Investor_DP | $100.00 | 1/3/2012 10:08:25 AM |
worthy-bid8 | $50.00 | 1/3/2012 10:08:41 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:09 AM |
sharp-bill2 | $50.00 | 1/3/2012 10:12:37 AM |
repaymeplease | $25.00 | 1/3/2012 10:17:37 AM |
Hedge-Fund | $25.00 | 1/3/2012 11:25:27 AM |
2grindstones | $100.00 | 1/3/2012 1:16:48 PM |
kindness-fanatic | $500.00 | 1/3/2012 11:18:14 AM |
klend4 | $25.00 | 1/3/2012 4:40:31 PM |
tomdooley12520 | $100.00 | 1/3/2012 2:17:14 PM |
bid-stockpiler1 | $150.00 | 1/3/2012 2:21:05 PM |
orange-impartial-asset | $25.00 | 1/3/2012 3:04:18 PM |
power-secret-agent | $40.00 | 1/3/2012 4:51:30 PM |
LittleMingo | $25.00 | 1/3/2012 5:13:15 PM |
the-enthralling-coin | $25.00 | 1/3/2012 5:28:27 PM |
alert9 | $25.00 | 1/3/2012 7:03:58 PM |
deal-searcher1 | $25.00 | 1/3/2012 8:26:07 PM |
loanman2007 | $75.00 | 1/3/2012 6:12:50 PM |
Reliance_Banker | $25.00 | 1/3/2012 6:42:50 PM |
loyalty-czar | $30.00 | 1/3/2012 6:50:01 PM |
blue-dollar-viking | $100.00 | 1/3/2012 7:26:18 PM |
high_flyer | $100.00 | 1/3/2012 8:27:07 PM |
handy-justice | $50.00 | 1/3/2012 9:47:07 AM |
favorite-commerce | $60.00 | 1/3/2012 9:02:55 AM |
credit-coach118 | $30.58 | 1/3/2012 9:04:08 AM |
Kash2010lu | $30.00 | 1/3/2012 9:07:26 AM |
bnoble09 | $25.00 | 1/3/2012 9:11:41 AM |
money-booster2 | $50.00 | 1/3/2012 9:28:06 AM |
money-booster2 | $25.00 | 1/3/2012 9:28:35 AM |
preeminant-moola6 | $40.00 | 1/3/2012 9:30:26 AM |
handy-justice | $50.00 | 1/3/2012 9:48:12 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:10 AM |
top-courteous-peso | $75.00 | 1/3/2012 10:11:41 AM |
hitsman | $50.00 | 1/3/2012 10:26:32 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:29 AM |
rupee-equation2 | $25.00 | 1/3/2012 10:30:19 AM |
loaningmoneybyme | $30.80 | 1/3/2012 11:24:31 AM |
goodhearted-generosity511 | $30.00 | 1/3/2012 10:25:49 AM |
designer_10 | $25.00 | 1/3/2012 12:36:22 PM |
thomas16882004 | $25.00 | 1/3/2012 12:03:23 PM |
dollar-tornado3 | $25.00 | 1/3/2012 2:13:58 PM |
shrewd-rupee | $250.00 | 1/3/2012 2:40:19 PM |
heavenly-interest9 | $600.00 | 1/3/2012 3:53:14 PM |
r48 | $25.00 | 1/3/2012 4:36:58 PM |
smart-platinum7 | $71.98 | 1/3/2012 5:01:44 PM |
first-pragmatic-power | $25.00 | 1/3/2012 5:25:13 PM |
vine99 | $100.00 | 1/3/2012 6:59:23 PM |
Feyenoord | $30.00 | 1/3/2012 6:01:27 PM |
Ols744 | $49.45 | 1/3/2012 7:00:47 PM |
velocity-gala | $218.71 | 1/3/2012 8:36:02 PM |
capital-financier6 | $38.48 | 1/3/2012 8:10:26 PM |
57 Investments
|
Borrower Payment Dependent Notes Series
548384
This series of Notes was issued and sold upon the funding of the borrower loan #58491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $5,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.50% |
Listing Start date:
| Jan-03-2012 |
Term:
| 60 months | | |
Listing End date:
| Jan-03-2012 |
|
Lender yield:
| 25.87% |
Borrower rate/APR:
| 26.87% / 29.49% |
Monthly payment:
| $152.29 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 25.23% | | |
| |
Estimated return*:
| 14.73% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Nov-2006 |
Debt/Income ratio:
| 36% |
Credit score:
| 620-639 (Jan-2012) |
Inquiries last 6m:
| 2 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 13
/
12 | Length of status: | 4y 3m |
Amount delinquent:
| $0 |
Total credit lines:
| 20 |
Occupation: | Tradesman - Mechani... |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $13,221 | Stated income: | $25,000-$49,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 77% | | |
| |
Homeownership:
| No | | |
Screen name:
| tonylyve |
Borrower's state:
| Kansas |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan history | Payment history | Credit score history |
Active / total loans:
| 1 / 2 |
On-time:
| 39 ( 100% )
| 620-639 (Latest)
|
Principal borrowed:
| $6,000.00 | < 31 days late:
| 0
( 0% )
| 640-659
(Dec-2010)
660-679
(Aug-2008)
|
Principal balance:
| $3,176.69 |
31+ days late:
| 0
( 0% )
|
Total payments billed:
| 39 | | |
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... Pay off real high intrest rate loan I aquired by being naive.
My financial situation:
I am a good candidate for this loan because...I pay my bills, I'm honest and fair.
Monthly net income: $2233
Monthly expenses: $
Housing: $300
Insurance: $112
Car expenses: $120
Utilities: $75
Phone, cable, internet: $
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $215/180
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
handy-justice | $100.00 | 1/3/2012 9:02:30 AM |
trumpeter5 | $25.00 | 1/3/2012 9:03:40 AM |
LittleMingo | $30.00 | 1/3/2012 9:08:08 AM |
WilliamLeeSims | $25.00 | 1/3/2012 9:53:15 AM |
312-Lender | $25.00 | 1/3/2012 9:02:59 AM |
NekHoldings | $25.00 | 1/3/2012 9:05:59 AM |
Kash2010lu | $25.00 | 1/3/2012 9:03:34 AM |
matthewa | $25.00 | 1/3/2012 9:34:52 AM |
MoneyBadger | $25.00 | 1/3/2012 9:26:08 AM |
sweety075 | $25.00 | 1/3/2012 9:43:19 AM |
BigSkyFinancial | $30.00 | 1/3/2012 9:51:19 AM |
diplomatic-wealth7 | $25.00 | 1/3/2012 9:59:31 AM |
icanhasloanz | $100.00 | 1/3/2012 10:01:53 AM |
cash-reaction2 | $50.00 | 1/3/2012 10:06:11 AM |
investment-artist | $32.01 | 1/3/2012 10:06:17 AM |
successful-agreement7 | $100.00 | 1/3/2012 10:14:28 AM |
graceful-investment | $54.90 | 1/3/2012 10:15:58 AM |
economy-shrubbery6 | $25.00 | 1/3/2012 10:07:12 AM |
myutmost | $45.00 | 1/3/2012 10:11:06 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:31 AM |
AndChicksforFree | $25.00 | 1/3/2012 9:02:33 AM |
Dusigrosz | $150.00 | 1/3/2012 9:03:04 AM |
MoneyForNothing | $30.07 | 1/3/2012 9:05:37 AM |
econgineer | $75.00 | 1/3/2012 9:13:18 AM |
grnii78 | $250.00 | 1/3/2012 9:48:01 AM |
RoZu_Lending | $300.00 | 1/3/2012 9:51:18 AM |
impeccable-ore3 | $25.00 | 1/3/2012 9:02:18 AM |
green-trade-dolphin | $35.02 | 1/3/2012 9:02:17 AM |
janeybooboo | $50.00 | 1/3/2012 9:03:29 AM |
lendstats_com | $300.00 | 1/3/2012 9:04:59 AM |
RLaumeyer | $30.00 | 1/3/2012 9:54:56 AM |
DHolly | $31.00 | 1/3/2012 9:14:07 AM |
money-booster2 | $50.00 | 1/3/2012 9:20:22 AM |
school-loan-gambler | $300.00 | 1/3/2012 9:09:57 AM |
TabascoKat | $49.00 | 1/3/2012 9:56:35 AM |
frantic-retirement | $150.00 | 1/3/2012 9:12:39 AM |
EL_Papin | $100.00 | 1/3/2012 9:13:17 AM |
enticing-capital6 | $50.00 | 1/3/2012 9:57:19 AM |
atlas-shrugged | $200.00 | 1/3/2012 9:15:51 AM |
camaraderi-aspen | $50.00 | 1/3/2012 9:38:13 AM |
compassion-expert | $25.00 | 1/3/2012 10:04:30 AM |
Gregger | $25.00 | 1/3/2012 9:47:57 AM |
Winged_Inspirations | $50.00 | 1/3/2012 10:07:16 AM |
managedfund | $1,333.00 | 1/3/2012 9:53:35 AM |
tolerant-dinero2 | $25.00 | 1/3/2012 10:11:46 AM |
affluence-generator2 | $100.00 | 1/3/2012 9:59:38 AM |
ricklip | $100.00 | 1/3/2012 10:13:06 AM |
the-enthralling-coin | $25.00 | 1/3/2012 10:05:09 AM |
money-baron-Roth401k | $25.00 | 1/3/2012 10:05:13 AM |
Investor_DP | $100.00 | 1/3/2012 10:08:18 AM |
glenium | $25.00 | 1/3/2012 10:11:01 AM |
Bond007ria | $25.00 | 1/3/2012 10:11:26 AM |
nimble-revenue5 | $50.00 | 1/3/2012 10:12:10 AM |
53 Investments
|
Borrower Payment Dependent Notes Series
548440
This series of Notes was issued and sold upon the funding of the borrower loan #58553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $2,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 10.70% |
Listing Start date:
| Jan-03-2012 |
Term:
| 12 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 18.00% |
Borrower rate/APR:
| 19.00% / 28.92% |
Monthly payment:
| $184.31 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 17.58% | | |
| |
Estimated return*:
| 6.88% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Apr-1999 |
Debt/Income ratio:
| 27% |
Credit score:
| 700-719 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Other |
Now delinquent:
| 0 |
Current / open credit lines:
| 9
/
8 | Length of status: | 25y 7m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Other |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $10,830 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 68% | | |
| |
Homeownership:
| No | | |
Screen name:
| green-treasure-stream |
Borrower's state:
| Illinois |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
tax
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
nimble-revenue5 | $50.00 | 1/3/2012 5:10:35 PM |
fmanjoo | $25.00 | 1/3/2012 5:34:16 PM |
selector568 | $300.00 | 1/3/2012 5:11:44 PM |
rupee-equation2 | $25.00 | 1/3/2012 5:12:40 PM |
sharp-bill2 | $50.00 | 1/3/2012 5:15:05 PM |
worthy-bid8 | $50.00 | 1/3/2012 5:17:15 PM |
authentic-kindness1 | $25.00 | 1/3/2012 5:17:48 PM |
WilliamLeeSims | $25.00 | 1/3/2012 5:20:46 PM |
edaguy | $50.00 | 1/3/2012 5:36:44 PM |
successful-agreement7 | $100.00 | 1/3/2012 5:41:47 PM |
sun818 | $25.00 | 1/3/2012 5:48:51 PM |
CashFlow13 | $100.00 | 1/3/2012 5:51:01 PM |
Bank42 | $25.00 | 1/3/2012 7:09:30 PM |
favorite-commerce | $40.00 | 1/3/2012 8:33:27 PM |
tolerant-dime2 | $25.00 | 1/3/2012 8:28:00 PM |
scarlet-velvet | $25.08 | 1/4/2012 7:08:40 AM |
slxvq | $25.46 | 1/4/2012 7:31:52 AM |
Jinja | $50.00 | 1/4/2012 7:34:15 AM |
thelovebug | $100.00 | 1/4/2012 9:28:16 AM |
first-pragmatic-power | $25.00 | 1/4/2012 9:36:22 AM |
MissionMicroFinance | $25.00 | 1/4/2012 10:02:15 AM |
thankful-nickel2 | $25.00 | 1/4/2012 10:03:14 AM |
Apex-Lender | $25.00 | 1/4/2012 10:38:30 AM |
MarvintheMartian | $30.00 | 1/4/2012 11:22:35 AM |
Rabid_Dove | $27.00 | 1/4/2012 12:20:31 PM |
TikPmp1 | $25.00 | 1/3/2012 5:27:21 PM |
golden-velocity9 | $25.00 | 1/3/2012 5:43:50 PM |
handy-justice | $100.00 | 1/3/2012 5:21:21 PM |
hitsman | $50.00 | 1/3/2012 5:36:17 PM |
Investor_DP | $100.00 | 1/3/2012 5:39:16 PM |
Iwillhuntyoudown | $25.00 | 1/3/2012 11:33:47 PM |
loanman2007 | $25.00 | 1/3/2012 6:05:44 PM |
money-booster2 | $35.00 | 1/3/2012 8:45:32 PM |
downtownfarm | $25.00 | 1/4/2012 6:44:09 AM |
transaction-detective70 | $25.00 | 1/4/2012 11:11:26 AM |
wise-repayment-seeker | $25.00 | 1/4/2012 11:52:35 AM |
new-felicity-burger | $25.00 | 1/4/2012 12:33:04 PM |
Kyileo | $25.00 | 1/4/2012 9:52:12 AM |
nycfinance | $25.00 | 1/4/2012 9:55:12 AM |
the-enthralling-coin | $25.00 | 1/4/2012 9:58:20 AM |
Baltija11 | $50.01 | 1/4/2012 11:05:08 AM |
cash-boots7 | $75.00 | 1/4/2012 12:45:09 PM |
borquist | $25.00 | 1/4/2012 12:51:56 PM |
jonnysixgun | $25.00 | 1/4/2012 12:41:32 PM |
44 Investments
|
Borrower Payment Dependent Notes Series
548492
This series of Notes was issued and sold upon the funding of the borrower loan #58550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $4,000.00 |
Prosper Rating:
| HR |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 16.50% |
Listing Start date:
| Jan-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 30.27% |
Borrower rate/APR:
| 31.27% / 35.28% |
Monthly payment:
| $172.60 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 28.50% | | |
| |
Estimated return*:
| 12.00% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 4 |
First credit line:
| Jan-1993 |
Debt/Income ratio:
| 28% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 5 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 15
/
11 | Length of status: | 3y 6m |
Amount delinquent:
| $0 |
Total credit lines:
| 30 |
Occupation: | Nurse (RN) |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $28,546 | Stated income: | $50,000-$74,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 54% | | |
| |
Homeownership:
| No | | |
Screen name:
| fund-comet7 |
Borrower's state:
| California |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...
My financial situation:
I am a good candidate for this loan because...I have never defaulted on any debt. I plan to pay off my debt even if I am required to sell my home to do so.
Monthly net income: $3320.00
Monthly expenses: $
Housing: $1408.00
Insurance: $100.00
Car expenses: $100.00
Utilities: $120.00
Phone, cable, internet: $65.00
Food, entertainment: $300.00
Clothing, household expenses: $150.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
WilliamLeeSims | $25.00 | 1/4/2012 9:14:45 AM |
worth-blanket2 | $3,950.00 | 1/4/2012 9:24:05 AM |
AndChicksforFree | $25.00 | 1/4/2012 9:19:50 AM |
3 Investments
|
Borrower Payment Dependent Notes Series
548732
This series of Notes was issued and sold upon the funding of the borrower loan #58516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount:
| $3,000.00 |
Prosper Rating:
| D |
Listing Duration:
| 14 days
|
Partially Funded:
| no |
Estimated loss*:
| 11.20% |
Listing Start date:
| Jan-04-2012 |
Term:
| 36 months | | |
Listing End date:
| Jan-04-2012 |
|
Lender yield:
| 24.11% |
Borrower rate/APR:
| 25.11% / 28.97% |
Monthly payment:
| $119.45 |
|
Lender servicing fee:
| 1.00% |
Effective Yield*:
| 23.52% | | |
| |
Estimated return*:
| 12.32% | | |
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10):
| 6 |
First credit line:
| Sep-1997 |
Debt/Income ratio:
| 14% |
Credit score:
| 660-679 (Jan-2012) |
Inquiries last 6m:
| 1 | Employment status: | Employed |
Now delinquent:
| 0 |
Current / open credit lines:
| 5
/
5 | Length of status: | 1y 5m |
Amount delinquent:
| $0 |
Total credit lines:
| 19 |
Occupation: | Analyst |
Public records last 12m / 10y:
| 0/ 0 |
Revolving credit balance:
| $458 | Stated income: | $75,000-$99,999 |
Delinquencies in last 7y:
| 0 |
Bankcard utilization:
| 91% | | |
| |
Homeownership:
| No | | |
Screen name:
| kind-social-tiger3 |
Borrower's state:
| NewYork |
Borrower's group:
| N/A |
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
Description
cost Efficient Transporation to Job
Purpose of loan:
This loan will be used to Finance the purchase of a motorcycle to save on the costs of driving a car to work.
My financial situation:
I am a good candidate for this loan because I am not at risk of losing my job and I am currently in my 2nd year of the CFA Program, which is equivalent to a Masters in Finance, so I am building greater potential for increased cash in-flow in the near future. I am responsible with my obligation repayments, having repaid new car purchases and other loans in full and on time.
Monthly net income: $4,000
Monthly expenses: $265
Housing: $1,250
Insurance: $110
Car expenses: $275
Utilities: $0
Phone, cable, internet: $189
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $750
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
Investor | Amount | Investment Date (PT) |
|
Danjack_Capital | $25.00 | 1/4/2012 9:05:00 AM |
nimble-revenue5 | $50.00 | 1/4/2012 9:05:47 AM |
AndChicksforFree | $25.00 | 1/4/2012 9:06:07 AM |
WilliamLeeSims | $25.00 | 1/4/2012 9:14:50 AM |
successful-agreement7 | $100.00 | 1/4/2012 9:23:45 AM |
handy-justice | $100.00 | 1/4/2012 9:09:41 AM |
hitsman | $50.00 | 1/4/2012 9:10:31 AM |
loanman2007 | $75.00 | 1/4/2012 9:16:25 AM |
janeybooboo | $100.00 | 1/4/2012 9:07:18 AM |
marinbb | $50.00 | 1/4/2012 9:17:02 AM |
worth-blanket2 | $2,500.00 | 1/4/2012 9:25:04 AM |
11 Investments
|