Sales Report:Supplement No. 1 dated Jan 10, 2012 to Prospectus dated Jan 06, 2012
File pursuant to Rule 424(b)(3)
Registration Statement No. 333-147019
Prosper Marketplace, Inc.
Borrower Payment Dependent Notes
This Sales Report supplements the prospectus dated Jan 06, 2012 and provides information about each series of Borrower Payment Dependent Notes (the "Notes") that we have recently sold. You should read this Sales Report supplement together with the prospectus dated Jan 06, 2012 to understand the terms and conditions of the Notes and how they are offered, as well as the risks of investing in Notes.
We have sold the following series of Notes:
Borrower Payment Dependent Notes Series 534941
This series of Notes was issued and sold upon the funding of the borrower loan #58532, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-12-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $129.45
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1993 Debt/Income ratio: 22%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 6Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 12Length of status:0y 5m
Amount delinquent: $0 Total credit lines: 29 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $16,159Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: deal-promise7 Borrower's state: Utah Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because I'm just recovering from a divorce and need a bridge loan to get some expenses taken care of. I am a hard worker and have never defaulted on a loan.


Monthly net income: $7083
Monthly expenses: $
Housing: $1625
Insurance: $155
Car expenses: $316
Utilities: $125
Phone, cable, internet: $150
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $ See credit report
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
goodhearted-generosity511$30.0012/12/2011 5:42:29 PM
heart514$25.0012/12/2011 7:27:45 PM
skillful-asset5$25.0012/13/2011 9:03:02 AM
social-heart$25.0012/14/2011 5:34:21 PM
SFBank$50.0012/14/2011 8:24:39 PM
let_me_retire$26.6012/14/2011 7:15:45 PM
loss-of-control$100.0012/15/2011 5:41:17 PM
papaloha$25.0012/16/2011 6:51:00 PM
Star_Witness$25.0012/17/2011 3:09:04 PM
autonomous-truth$50.0012/17/2011 11:23:56 PM
Bcs-cnc$25.0012/18/2011 7:33:09 AM
LuvToLend$25.0012/19/2011 1:22:09 PM
bright-exchange$25.0012/19/2011 5:22:00 PM
evergreen16$148.0012/20/2011 9:27:52 AM
GElender$25.0012/21/2011 6:04:41 AM
GCSS$25.0012/21/2011 6:47:17 AM
poorboy18$25.0012/21/2011 7:59:53 AM
CoffeeKing$27.3112/21/2011 7:49:07 AM
independent-leverage6$25.0012/21/2011 11:12:06 AM
trombone245$25.0012/21/2011 3:18:22 PM
golden-velocity9$25.0012/21/2011 6:43:35 PM
deepblue34$25.0012/21/2011 8:28:30 PM
painterflipper$25.2912/22/2011 5:59:19 AM
restless-dime$50.0012/22/2011 7:29:20 AM
LianaB$100.0012/22/2011 8:12:16 AM
Tikibarman$49.3812/22/2011 8:13:32 AM
nethawk00$25.0012/22/2011 9:18:04 AM
newest-exact-commitment$25.0012/22/2011 9:46:55 AM
Glory_Honor_Orange$50.0012/22/2011 10:00:39 AM
YeoLenderSource$25.0012/22/2011 10:34:43 AM
Land_on_your_feet$25.0012/22/2011 10:37:12 AM
Jubael$50.0012/22/2011 11:42:08 AM
managedfund$106.9112/22/2011 1:34:37 PM
bid-stockpiler1$150.0012/13/2011 3:47:49 PM
Legally_Blonde$25.0012/13/2011 4:11:03 PM
jkeller4000$25.0012/13/2011 5:22:06 PM
blue-radiant-economy$100.0012/13/2011 11:34:08 PM
ore-leaper1$50.3212/14/2011 9:06:01 AM
Kash2010lu$25.0012/15/2011 7:49:28 AM
Core-Marketing$25.0012/16/2011 4:11:39 AM
impala6464$75.0012/16/2011 7:27:34 AM
riveting-credit5$50.0012/17/2011 8:19:32 AM
persistent-value188$25.0012/18/2011 7:11:24 PM
GS-ROCK$25.0012/19/2011 10:47:37 AM
ethical-truth211$300.0012/19/2011 10:36:51 AM
five-star-note$75.0012/19/2011 4:47:32 PM
useful-cash043$300.0012/19/2011 6:47:12 PM
queentut$35.1912/19/2011 6:52:25 PM
Valley-of-the-Dollar$25.0012/19/2011 8:43:04 PM
money-booster2$25.0012/20/2011 1:44:15 PM
zone6$100.0012/20/2011 8:48:46 PM
Nerdster1$25.0012/21/2011 9:58:49 AM
discostu$25.0012/21/2011 1:41:38 PM
drluong$46.0012/21/2011 3:01:39 PM
economy-shrubbery6$25.0012/21/2011 10:26:11 PM
houli123$25.0012/22/2011 4:15:44 AM
jonnysixgun$25.0012/22/2011 5:50:30 AM
klend4$25.0012/22/2011 9:12:08 AM
2grindstones$30.0012/22/2011 11:02:48 AM
59 Investments
 
Borrower Payment Dependent Notes Series 539187
This series of Notes was issued and sold upon the funding of the borrower loan #58420, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-31-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Oct-1998 Debt/Income ratio: Not calculated
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 13 Occupation: Food Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,643Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: honda-accord Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 620-639 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
740-759 (Feb-2011)
 
Principal balance: $4,546.61 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
My loan for debt consolidation
Purpose of loan: debt pay off
This loan will be used to...pay off all my credit cards that I use for all my christmas holiday charge.

My financial situation: good
I am a good candidate for this loan because...I always pay my bills on time and never late, I belive that if you take some ones money you must pay back on time, you must honest to yourself and other.


Monthly net income: $3,000.00
Monthly expenses:2,923
rent: $700.00
Insurance: $250.00
Car expenses: $698.00
Utilities: $150.00
Phone, cable, internet: $125.00
Food, entertainment: $200.00
Cloth, household expenses: $100.00
Credit cards and other loans: $500.00
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loanman2007$25.0012/31/2011 12:01:27 PM
green-capital-hornet$25.0012/31/2011 12:22:15 PM
hopeful-deal7$25.0012/31/2011 12:08:47 PM
IntrepidInvestment$50.0012/31/2011 12:09:05 PM
capital-halo1$592.0012/31/2011 12:30:49 PM
GElender$40.0012/31/2011 12:31:40 PM
AF-Chief$25.0012/31/2011 12:11:15 PM
kind-credit-bear$25.0012/31/2011 12:34:27 PM
top-historic-peso$25.0012/31/2011 12:34:59 PM
economy-producer$25.0012/31/2011 12:37:00 PM
hitsman$50.0012/31/2011 12:32:48 PM
jkeller4000$100.0012/31/2011 12:47:01 PM
HamachiMan$50.0012/31/2011 12:47:40 PM
stepatatime-together$64.0012/31/2011 12:36:14 PM
TronMedici$50.0012/31/2011 12:42:41 PM
fortytwo$150.0012/31/2011 12:43:03 PM
bbt210$25.0912/31/2011 12:43:21 PM
economy-coup$50.0012/31/2011 12:44:58 PM
affluence-generator2$175.0012/31/2011 12:46:13 PM
Comoparklender$25.0012/31/2011 12:46:21 PM
LittleMingo$25.0012/31/2011 12:02:31 PM
Bob450$25.0012/31/2011 12:04:59 PM
transparency-river1$1,000.0012/31/2011 12:12:00 PM
papaloha$50.0012/31/2011 12:13:30 PM
first-pragmatic-power$25.0012/31/2011 12:32:55 PM
Jack55304$200.0012/31/2011 12:15:21 PM
finance-mushroom$200.0012/31/2011 12:15:44 PM
rolltide09$25.0012/31/2011 12:34:22 PM
worthy-bid8$50.0012/31/2011 12:35:59 PM
secureincome$307.0012/31/2011 12:22:52 PM
BankofRon$25.0012/31/2011 12:43:33 PM
jazzlender$25.0012/31/2011 12:24:08 PM
Investor_DP$100.0012/31/2011 12:46:15 PM
naya50$25.0012/31/2011 12:32:46 PM
money-baron$50.0012/31/2011 12:34:55 PM
dough-bear$25.0012/31/2011 12:40:41 PM
Leshan$100.0012/31/2011 12:40:05 PM
graceful-investment$60.0012/31/2011 12:45:09 PM
fantastic-wampum1$100.0012/31/2011 12:46:59 PM
39 Investments
 
Borrower Payment Dependent Notes Series 542741
This series of Notes was issued and sold upon the funding of the borrower loan #58470, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-13-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Mar-1989 Debt/Income ratio: 7%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 1 Current / open credit lines: 3 / 2Length of status:0y 3m
Amount delinquent: $1,261 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $636Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: marketplace-creature5 Borrower's state: NewJersey Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds HS Travel Abroad
Purpose of loan:
This loan will be used to...
Fund daughter's High School field trip abroad for Spring of 2012.

My financial situation:
I am a good candidate for this loan because...
I am a Retired Veteran and public school teacher with steady income and manageable expenses.

Monthly net income: $2700
Housing: $1500
Insurance: $85
Car expenses: $75 (gas & oil changes & maintenance)
Utilities: $175
Phone, cable, internet: $150
Food, entertainment: $250
Clothing, household expenses: $65
Credit cards and other loans: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/13/2011 9:33:39 AM
blue-radiant-economy$100.0012/14/2011 2:40:07 AM
unbelievable-exchange$100.0012/15/2011 4:45:42 PM
processor115$25.0012/16/2011 4:20:29 PM
thoughtful-worth1$32.2812/16/2011 8:25:44 PM
camaraderi-aspen$100.0012/21/2011 3:04:05 PM
riproaringrapids$25.0012/21/2011 5:35:27 PM
money-booster2$25.0012/21/2011 7:29:24 PM
Top_Gun_Lender$26.0012/21/2011 10:41:24 PM
credit-sycamore4$100.0012/23/2011 12:13:09 PM
worth-blanket2$3,500.0012/24/2011 12:37:32 PM
sjc224$25.0012/13/2011 4:20:55 PM
papaloha$25.0012/16/2011 6:51:03 PM
emphatic-bonus5$75.0012/17/2011 9:43:23 AM
deal-searcher1$35.0012/18/2011 3:04:31 PM
kendallv$100.0012/18/2011 6:20:01 PM
fantastic-investment9$30.0012/19/2011 11:44:54 AM
worthy-bid8$50.0012/19/2011 5:38:01 PM
ricklip$100.0012/20/2011 10:23:07 AM
miked8303$25.0012/21/2011 5:38:11 PM
economy-shrubbery6$25.0012/21/2011 10:26:14 PM
greenback-investor7$200.0012/22/2011 6:18:47 PM
a-finance-nirvana$25.0012/23/2011 3:46:41 AM
4mydaughterseducation$25.0012/23/2011 9:41:14 AM
first-pragmatic-power$25.0012/23/2011 11:27:41 PM
factcheck$25.0012/24/2011 1:34:51 AM
ccclaireee333$25.0012/24/2011 10:28:20 AM
cash-reaction2$50.0012/24/2011 12:33:00 PM
ChrisProsper$1.7212/24/2011 12:40:30 PM
29 Investments
 
Borrower Payment Dependent Notes Series 544657
This series of Notes was issued and sold upon the funding of the borrower loan #58538, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-14-2011 
Term: 36 months Listing End date:  Dec-22-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1995 Debt/Income ratio: 44%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 8m
Amount delinquent: $0 Total credit lines: 20 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,673Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: unforgettable-social0 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
lumpsy
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3,000
Monthly expenses: $0
Housing: $0
Insurance: $0
Car expenses: $60.00
Utilities: $20.00
Phone, cable, internet: $40.00
Food, entertainment: $100.00
Clothing, household expenses: $0
Credit cards and other loans: $0
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bazaar-festivity$25.0012/14/2011 5:36:30 PM
blue-radiant-economy$100.0012/15/2011 2:56:54 AM
graceful-IRAinvestment$25.0012/15/2011 8:49:59 AM
the-silver-blaster$75.0012/15/2011 7:06:20 PM
economy-huckleberry0$25.0012/15/2011 7:42:50 PM
Something-Corporate$25.0012/16/2011 5:15:23 PM
papaloha$25.0012/16/2011 6:51:12 PM
jkeller4000$25.0012/17/2011 4:00:36 AM
profit-powerplant$25.0012/17/2011 12:37:02 PM
truth-companion$25.0012/18/2011 12:46:04 PM
fantastic-investment9$30.0012/19/2011 11:45:01 AM
orbital-velocity7$50.0012/19/2011 4:51:47 PM
ricklip$100.0012/20/2011 10:23:15 AM
KLCRAY$25.0012/21/2011 9:09:46 AM
economy-shrubbery6$25.0012/21/2011 10:26:19 PM
diplomatic-wealth7$25.0012/22/2011 9:14:12 AM
wwwUniversal$25.0012/22/2011 9:52:37 AM
Weaverville$25.0012/22/2011 9:59:20 AM
x32248$25.0012/22/2011 10:24:05 AM
astute-wealth8$25.0012/22/2011 11:28:19 AM
managedfund$1,260.0012/22/2011 1:45:56 PM
Investor_DP$100.0012/14/2011 5:24:27 PM
AndChicksforFree$25.0012/14/2011 6:38:20 PM
SecondChanceLendingSERV$25.0012/15/2011 10:25:01 AM
miked8303$50.0012/15/2011 1:21:46 PM
unbelievable-exchange$100.0012/15/2011 4:45:51 PM
MASinVestment$50.0012/15/2011 5:22:43 PM
processor115$25.0012/16/2011 4:20:35 PM
processor115$25.0012/16/2011 6:03:39 PM
emphatic-bonus5$75.0012/17/2011 9:43:29 AM
riproaringrapids$25.0012/18/2011 12:06:27 AM
unforgettable-wealth4$50.0012/18/2011 12:20:56 PM
dollar-sonnet3$25.0012/18/2011 12:40:21 PM
deal-searcher1$35.0012/18/2011 3:04:34 PM
patriot897$25.0012/19/2011 10:24:10 AM
green-rate-futurist$25.0012/19/2011 10:51:16 AM
jkeller4000$25.0012/19/2011 2:31:12 PM
sjc224$25.0012/19/2011 2:33:15 PM
hyrolln$25.0012/19/2011 5:29:45 PM
worthy-bid8$50.0012/19/2011 5:38:09 PM
money-booster2$25.0012/19/2011 10:49:55 PM
nfx$25.0012/20/2011 8:02:54 AM
all_of_that_one$25.0012/20/2011 6:14:39 AM
compassion-expert$25.0012/21/2011 9:32:50 AM
gallant-economy9$50.0012/21/2011 9:44:28 AM
prohelper$50.0012/21/2011 1:00:01 PM
missing-link$25.0012/21/2011 5:33:48 PM
scrappy-diversification7$2,000.0012/22/2011 9:42:22 AM
48 Investments
 
Borrower Payment Dependent Notes Series 544725
This series of Notes was issued and sold upon the funding of the borrower loan #58526, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-15-2011 
Term: 36 months Listing End date:  Dec-24-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-1999 Debt/Income ratio: 25%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $5,655Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 28%  
   Homeownership: No  
Screen name: bewitching-benefit4 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay credit cards form divorce.
Purpose of loan: This loan will be used to Pay off my soon to be Ex-husband for half of our debt on his credit cards and for myself to get an apt with my son.

My financial situation:
I am a good candidate for this loan because I have a stable job with annual increases and the opportunity for bonuses.


Monthly net income: $3947
Monthly expenses includes all of the below: $3000
Housing: $0 Live with parents
Insurance: $203
Car expenses: $470
Utilities: $0 Live with parents
Phone, cable, internet: $187
Food, entertainment: $200
Clothing, household expenses: $200
Credit cards and other loans: $500
Other expenses: $200
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/15/2011 5:27:59 PM
the-silver-blaster$75.0012/15/2011 7:06:26 PM
processor115$25.0012/16/2011 4:20:38 PM
pdub$75.0012/16/2011 5:12:08 PM
papaloha$25.0012/16/2011 6:51:17 PM
shrewd-deal$50.0012/17/2011 7:48:01 AM
emphatic-bonus5$75.0012/17/2011 9:43:33 AM
vivid-p2ploan1$25.0012/17/2011 8:27:02 AM
miked8303$25.0012/17/2011 12:33:25 PM
jjswanso$100.0012/17/2011 5:19:41 PM
deal-searcher1$35.0012/18/2011 3:04:35 PM
alexander-hamilton$50.0012/19/2011 10:23:26 AM
fantastic-investment9$30.0012/19/2011 11:45:06 AM
sjc224$25.0012/19/2011 2:33:16 PM
worthy-bid8$50.0012/19/2011 5:38:14 PM
rajs$100.0012/19/2011 7:22:21 PM
all_of_that_one$25.0012/20/2011 7:41:33 AM
ricklip$100.0012/20/2011 10:23:19 AM
dollar-tornado3$25.0012/20/2011 12:15:23 PM
scrappy-leverage6$25.0012/20/2011 12:53:54 PM
green-rate-futurist$25.0012/20/2011 12:31:20 PM
economy-popcorn$25.0012/20/2011 10:06:52 PM
enchanted-diversification496$25.0012/21/2011 9:21:48 AM
cognizant-rupee7$25.0012/21/2011 9:42:04 AM
VesuvianMan$25.0012/21/2011 5:17:45 PM
unforgettable-wealth4$50.0012/21/2011 5:44:19 PM
gallant-economy9$50.0012/21/2011 5:54:18 PM
euro-deployment$25.0012/21/2011 10:06:59 PM
diplomatic-wealth7$25.0012/22/2011 9:14:13 AM
klend4$25.0012/22/2011 9:16:37 AM
astute-wealth8$25.0012/22/2011 11:28:20 AM
useful-cash043$500.0012/22/2011 7:51:33 PM
kindness-ace1$50.0012/22/2011 10:51:20 PM
Helenska11$100.0012/23/2011 7:25:24 AM
javelin0$25.0012/23/2011 9:03:21 AM
fortytwo$150.0012/23/2011 9:09:24 AM
selector568$300.0012/23/2011 9:12:02 AM
orange-preeminant-bill$25.0012/23/2011 9:34:42 AM
mercuriant$25.0012/23/2011 9:47:09 AM
balanced-balance6$25.0012/23/2011 9:53:24 AM
Some-Day$25.0012/23/2011 3:23:35 PM
blueshound$25.0012/23/2011 7:54:31 PM
jmeasn$25.0012/23/2011 8:33:52 PM
first-pragmatic-power$25.0012/23/2011 11:23:43 PM
orange-cordial-marketplace$50.0012/23/2011 6:56:24 PM
factcheck$35.0012/24/2011 1:20:26 AM
cash-reaction2$50.0012/24/2011 12:33:04 PM
worth-blanket2$5,500.0012/24/2011 12:38:57 PM
ChrisProsper$14.0012/24/2011 12:40:38 PM
skillful-asset5$30.0012/15/2011 6:29:30 PM
matt_2006$25.0012/16/2011 9:32:11 AM
unbelievable-exchange$100.0012/16/2011 9:51:49 AM
market-solstice2$25.0012/16/2011 5:37:03 PM
SecondChanceLendingSERV$25.0012/16/2011 6:26:36 PM
riproaringrapids$25.0012/18/2011 12:06:32 AM
econgineer$75.0012/18/2011 5:58:21 AM
MASinVestment$50.0012/18/2011 12:11:29 PM
bazaar-festivity$25.0012/18/2011 12:12:03 PM
Bcs-cnc$25.0012/18/2011 12:20:06 PM
truth-companion$25.0012/18/2011 12:46:06 PM
kendallv$50.0012/18/2011 6:14:42 PM
KLCRAY$25.0012/21/2011 9:09:51 AM
compassion-expert$25.0012/21/2011 9:32:51 AM
prohelper$50.0012/21/2011 1:00:02 PM
missing-link$25.0012/21/2011 5:33:49 PM
economy-shrubbery6$25.0012/21/2011 10:26:21 PM
ethical-truth211$300.0012/22/2011 4:57:31 AM
Weaverville$25.0012/22/2011 9:59:20 AM
first-friendly-listing$30.0012/22/2011 9:54:24 AM
retirementlady$25.0012/22/2011 12:21:46 PM
greenback-investor7$200.0012/22/2011 6:18:54 PM
deal-thinker7$50.0012/23/2011 4:34:25 AM
bb575$50.0012/23/2011 5:58:05 AM
R3vXX$25.0012/23/2011 5:59:36 AM
impressive-justice6$50.0012/23/2011 7:20:06 AM
enthusiastic-credit2$30.0012/23/2011 9:27:10 AM
zeeexsixare$100.0012/23/2011 10:29:30 AM
credit-sycamore4$100.0012/23/2011 12:13:12 PM
rockhound84$46.0012/24/2011 7:58:55 AM
Comoparklender$25.0012/24/2011 12:09:24 PM
80 Investments
 
Borrower Payment Dependent Notes Series 544913
This series of Notes was issued and sold upon the funding of the borrower loan #58510, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-23-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Apr-1967 Debt/Income ratio: 60%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 13 / 11Length of status:54y 5m
Amount delinquent: $0 Total credit lines: 37 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $30,037Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: unflappable-bid1 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
to pay down credit cards
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$14,925.0012/23/2011 5:11:00 PM
top-courteous-peso$75.0012/23/2011 5:06:57 PM
2 Investments
 
Borrower Payment Dependent Notes Series 545975
This series of Notes was issued and sold upon the funding of the borrower loan #58374, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-21-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $229.20
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-2001 Debt/Income ratio: 18%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 9Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 53 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,265Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: candy945 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan:
This loan will be used to... consolidate my debt

My financial situation:
I am a good candidate for this loan because...I pay my bills on time


Monthly net income: $ 3200
Monthly expenses: $ 75.00 Housing: $ 859.00
Insurance: $ 63.00
Car expenses: $ 0.00
Utilities: $ 60.00
Phone, cable, internet: $ 79.00
Food, entertainment: $ 100.00
Clothing, household expenses: $ 100.00
Credit cards and other loans: $ 200.00
Other expenses: $0.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
penny-plato$25.0012/21/2011 5:05:09 PM
worth-blanket2$6,475.0012/21/2011 5:12:40 PM
prohelper$25.0012/21/2011 5:09:50 PM
3 Investments
 
Borrower Payment Dependent Notes Series 546087
This series of Notes was issued and sold upon the funding of the borrower loan #58414, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-1995 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:0y 1m
Amount delinquent: $0 Total credit lines: 10Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,014 
Delinquencies in last 7y: 4 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: finance-ceremony5 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Business loan
Purpose of loan: Business
This loan will be used to a commercial kitchen exhaust cleaning business.

My financial situation:
I am a good candidate for this loan because I have experience in the pest control and hood cleaning service to restaurants.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
newest-power-banker$30.0012/27/2011 7:21:50 PM
generous-deal6$25.0012/28/2011 1:26:53 AM
EncouragingTruth$25.0012/28/2011 4:01:15 PM
LuvToLend$25.0012/28/2011 4:36:17 PM
factcheck$25.0012/28/2011 4:30:24 PM
Rebelrick9$30.7812/28/2011 4:31:18 PM
money-booster2$25.0012/28/2011 9:30:08 PM
DeltaComputerGuy$25.0012/29/2011 1:10:54 AM
El_Profesional$25.0012/29/2011 6:59:21 AM
LaBamba$100.0012/29/2011 6:41:28 AM
radiant-wealth0$50.0012/29/2011 7:05:06 AM
toomanyfishtanks$25.0012/29/2011 7:50:32 AM
greatwhiteninja$25.0012/29/2011 8:12:53 AM
bebeshor$25.0012/29/2011 9:03:18 AM
jebber007$25.0012/29/2011 9:26:07 AM
gimincorp$25.0012/29/2011 10:30:56 AM
green28$25.0012/29/2011 9:59:48 AM
mrack$25.0012/29/2011 11:00:22 AM
Ellendra$25.0012/29/2011 2:47:09 PM
worth-shower8$100.0012/29/2011 2:01:38 PM
loyalty-spartan$25.0012/29/2011 3:14:42 PM
inspired-investment8$100.0012/29/2011 9:21:04 PM
stable-payment7$25.0012/29/2011 8:02:11 PM
impala6464$25.0012/30/2011 12:26:27 AM
attractive-fund$50.0012/30/2011 6:37:59 AM
smallbizrule$25.0012/30/2011 8:59:45 AM
reward-toro$50.0012/30/2011 7:34:48 AM
hopeful-deal7$50.0012/30/2011 7:28:06 AM
green-trade-dolphin$25.0012/30/2011 8:45:02 AM
courteous-platinum7$25.0012/30/2011 11:34:27 AM
productive-ore$25.0012/30/2011 10:29:19 AM
ddog0224$45.0612/30/2011 1:46:09 PM
jhernand17$25.0012/30/2011 2:35:26 PM
mmccoy26$25.0012/30/2011 4:04:38 PM
Kash2010lu$25.0012/30/2011 5:56:59 PM
BDS$50.0012/30/2011 6:31:05 PM
abundant-marketplace436$25.0012/31/2011 7:29:19 AM
progressive-asset$100.0012/31/2011 11:12:49 AM
calahan$30.0012/31/2011 4:14:16 PM
first-silver-bridge$25.0012/31/2011 6:32:41 PM
Rashanir$25.001/1/2012 3:37:27 PM
VJ_Financial$25.001/1/2012 7:21:21 PM
Contra_Capital$25.001/2/2012 9:47:56 AM
dollar-trajectory8$25.001/2/2012 11:15:32 AM
atcrain07$34.321/2/2012 11:30:22 AM
mrxtravis$25.0012/28/2011 12:08:51 PM
smart-kindness8$25.0012/28/2011 3:14:03 PM
barefootpaul$25.0012/28/2011 3:12:07 PM
bubb_hans$100.0012/28/2011 3:13:08 PM
reward-walnut$25.0012/28/2011 3:47:42 PM
sun818$25.0012/28/2011 6:03:20 PM
compassionate-dime0$50.0012/28/2011 7:03:17 PM
pure-note0$44.5712/28/2011 6:42:39 PM
riveting-credit5$50.0012/28/2011 7:48:38 PM
RedantFinance$25.0012/28/2011 7:08:01 PM
LibbyZ$50.0012/28/2011 9:39:19 PM
adamdroker$25.0012/28/2011 9:58:09 PM
wealth-fighter3$50.0012/28/2011 10:02:05 PM
bonus-seahorse$25.0012/28/2011 10:53:01 PM
fountain355$25.0012/29/2011 4:38:01 AM
shawnw2$30.0012/29/2011 4:40:09 AM
vmh20035$30.0012/28/2011 11:09:15 PM
340$25.0012/29/2011 12:18:55 AM
painterflipper$49.3212/29/2011 1:01:52 AM
klend4$25.0012/29/2011 3:49:16 AM
Kelwin_Capital_Corp$25.0012/29/2011 4:54:40 AM
tzvie$25.0012/29/2011 7:12:52 AM
stock106$25.0012/29/2011 7:19:29 AM
payout-thinker7$25.0012/29/2011 7:44:05 AM
income-buffalo1$50.0012/29/2011 7:40:05 AM
bsmtloan$31.8812/29/2011 8:27:31 AM
Cromag$25.0012/29/2011 7:05:11 AM
EretzCapital$28.8512/29/2011 9:31:33 AM
gold-plane1$50.0012/29/2011 9:47:24 AM
papaloha$25.0012/29/2011 9:51:07 AM
found_funds$50.0012/29/2011 10:17:01 AM
mlj0671$25.0012/29/2011 10:18:46 AM
NolockHolmes$36.0012/29/2011 10:04:41 AM
money-baron-roth-IRA$32.3112/29/2011 12:00:25 PM
new-social-economist$25.0012/29/2011 2:01:37 PM
stocker$50.0012/29/2011 3:08:31 PM
historic-loan1$47.0012/29/2011 4:29:46 PM
brilliant-leverage4$50.0012/29/2011 9:15:32 PM
professional-dinero753$31.6512/30/2011 2:46:42 AM
building_community$25.0012/30/2011 7:35:46 AM
finance-jet8$25.0012/30/2011 10:21:33 AM
dough-destiny$25.9212/30/2011 4:46:16 PM
Starfin-Capital-Management$75.0012/30/2011 2:16:43 PM
blue-radiant-economy$100.0012/30/2011 9:00:24 PM
brainy-return234$25.0012/30/2011 10:34:32 PM
dough-souffle$25.0312/30/2011 9:53:12 PM
maildude$25.0012/31/2011 4:08:12 AM
ethical-truth211$100.0012/31/2011 4:45:18 AM
WeAlNe$25.0012/31/2011 7:09:10 AM
trail5$100.0012/31/2011 9:36:44 AM
kind-credit-bear$25.0012/31/2011 12:34:26 PM
AEH_Now$25.0012/31/2011 12:58:05 PM
Starfin-Capital-Management$137.3112/31/2011 1:08:30 PM
javelin0$25.0012/31/2011 4:31:11 PM
trade-surge3$30.0012/31/2011 1:57:39 PM
wise-penny-protector$25.0012/31/2011 1:38:58 PM
invincible-peso$25.0012/31/2011 4:56:24 PM
graceful-investment$50.001/1/2012 10:13:34 AM
gold-channel2$25.001/1/2012 12:24:11 PM
Drivindabus$25.001/1/2012 1:20:56 PM
WilliamLeeSims$25.001/1/2012 1:33:39 PM
deal-enrichment063$50.001/2/2012 10:49:30 AM
107 Investments
 
Borrower Payment Dependent Notes Series 546159
This series of Notes was issued and sold upon the funding of the borrower loan #58523, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1990 Debt/Income ratio: 16%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 3 Current / open credit lines: 1 / 1Length of status:11y 9m
Amount delinquent: $584 Total credit lines: 22 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$25,000-$49,999
Delinquencies in last 7y: 12 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: principal-honker9 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
this loan will be used for auto pur
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.0012/23/2011 10:08:05 AM
benefit-boots$25.0012/29/2011 12:22:41 AM
rakem777$25.0012/29/2011 5:20:29 AM
SolarMoonshine$25.0012/29/2011 3:36:03 AM
the-upbeat-p2p$100.0012/29/2011 6:42:45 AM
smart-kindness8$25.0012/29/2011 8:10:54 AM
gold-plane1$50.0012/29/2011 9:47:21 AM
papaloha$25.0012/29/2011 9:54:19 AM
investment-visionary$44.8112/29/2011 10:31:45 AM
Riccous$25.0012/29/2011 12:53:43 PM
worth-shower8$100.0012/29/2011 2:02:02 PM
barefootpaul$25.0012/29/2011 2:11:41 PM
CA-Lender$25.0012/29/2011 2:35:14 PM
mikelance7$25.0012/30/2011 1:00:58 AM
impala6464$25.0012/30/2011 12:25:10 AM
jebber007$30.0012/30/2011 12:34:11 AM
hopeful-deal7$50.0012/30/2011 7:28:04 AM
patriot0$34.0312/30/2011 8:56:34 AM
smallbizrule$25.0012/30/2011 8:59:44 AM
courteous-platinum7$25.0012/30/2011 11:33:36 AM
productive-ore$25.0012/30/2011 10:29:18 AM
phenomenal-gain5$25.0012/30/2011 8:57:57 PM
the-platinum-entrepreneur$47.2312/30/2011 10:18:55 PM
progressive-asset$100.0012/31/2011 11:12:33 AM
a-successful-credit$25.0012/31/2011 12:59:42 PM
kind-genuine-dough$25.0012/31/2011 1:10:45 PM
WilliamLeeSims$25.001/1/2012 1:35:09 PM
the-hope-workhorse$25.001/1/2012 2:32:24 PM
payout-harmony4$50.001/1/2012 3:15:45 PM
delectable-loot7$25.001/2/2012 7:42:32 AM
hogdriver$25.001/2/2012 7:16:11 AM
McDeeter$25.001/2/2012 8:51:07 AM
exchange-grove$100.001/2/2012 11:34:26 AM
planetibet$29.601/2/2012 9:50:11 AM
a-restless-dollar$25.001/2/2012 8:49:54 PM
blue-fund-flag$39.901/2/2012 9:23:33 PM
tolerant-dime2$25.001/3/2012 11:31:38 AM
skubwa$25.001/3/2012 1:24:14 PM
VJ_Financial$25.001/3/2012 11:45:23 AM
zippy-greenback231$25.001/3/2012 12:26:08 PM
druidpoet$25.001/3/2012 12:26:21 PM
ImagClaw$50.001/3/2012 1:18:17 PM
YeoLenderSource$25.001/3/2012 3:15:04 PM
dough-souffle$25.001/3/2012 3:27:59 PM
worth-web5$50.001/3/2012 6:46:24 PM
yu-rik$25.001/4/2012 6:05:44 AM
deal-searcher1$25.001/3/2012 8:26:03 PM
Silverling6$26.781/4/2012 6:59:23 AM
Veltliner$25.001/4/2012 8:33:38 AM
asian808$25.001/4/2012 3:36:44 AM
mclilpaws$25.001/4/2012 4:03:39 AM
johnZ222$50.001/4/2012 4:26:05 AM
lendahope$30.001/4/2012 5:39:27 AM
deal-thinker7$25.001/4/2012 7:27:23 AM
jhernand17$25.001/4/2012 8:47:11 AM
miggy5$25.001/4/2012 9:43:19 AM
sturdy-nickel4$75.001/4/2012 10:17:09 AM
copper$50.001/4/2012 9:38:25 AM
ErsatzMike$25.001/4/2012 9:51:45 AM
generous-deal6$25.0012/28/2011 1:26:26 AM
first-friendly-listing$30.0012/28/2011 1:13:35 PM
well-mannered-income3$40.0012/28/2011 7:38:47 PM
sweet-payout5$25.0012/28/2011 7:11:15 PM
orange-influential-credit$25.0012/28/2011 7:44:43 PM
DeltaComputerGuy$25.0012/29/2011 1:11:22 AM
money-fort$25.0012/28/2011 10:51:53 PM
wealth-fighter3$50.0012/28/2011 10:02:39 PM
WMY-Investor$100.0012/29/2011 9:02:12 AM
sun818$25.0012/29/2011 7:48:55 AM
Fun54115$25.0012/29/2011 9:27:13 AM
calimanusa$50.0012/29/2011 9:31:32 AM
money-baron-roth-IRA$50.0012/29/2011 11:59:01 AM
historic-loan1$40.0012/29/2011 4:29:38 PM
stable-payment7$25.0012/29/2011 8:02:09 PM
inspired-investment8$100.0012/29/2011 9:20:41 PM
LuvToLend$25.0012/29/2011 11:06:51 PM
reward-toro$50.0012/30/2011 7:34:44 AM
building_community$25.0012/30/2011 7:36:34 AM
kind-credit-bear$25.0012/30/2011 9:28:41 AM
ddog0224$25.0012/30/2011 1:48:22 PM
kind-diligent-coin$25.0012/31/2011 5:14:58 AM
ethical-truth211$200.0012/31/2011 6:26:13 AM
abundant-marketplace436$25.0012/31/2011 7:29:16 AM
trail5$100.0012/31/2011 9:37:14 AM
forthright-durability$25.0012/31/2011 5:40:41 PM
commitment-fort1$25.0012/31/2011 2:03:35 PM
javelin0$25.0012/31/2011 4:31:39 PM
gold-channel2$25.001/1/2012 12:24:08 PM
realtormoises$25.001/2/2012 7:14:05 AM
healer199$40.001/2/2012 6:28:25 AM
gethsemane4$25.001/3/2012 8:09:29 AM
unbelievable-exchange$100.001/3/2012 9:26:22 AM
shrewd-rupee$50.001/3/2012 2:45:45 PM
Fachim$30.001/3/2012 12:38:40 PM
Kether$26.941/3/2012 5:10:10 PM
the-hope-workhorse$45.001/3/2012 1:50:44 PM
hopeful-deal7$25.001/3/2012 2:59:14 PM
tranquil-credit0$25.001/3/2012 5:38:02 PM
Lubava$25.001/3/2012 8:04:32 PM
repaymentenstein964$50.001/3/2012 8:25:18 PM
trader-joe$25.601/3/2012 9:12:37 PM
Epiphanic$25.001/4/2012 7:36:46 AM
Montiesholdings$25.001/4/2012 9:02:22 AM
ColoradoLender82$25.001/4/2012 7:48:46 AM
ecstatic-money064$25.001/4/2012 9:48:50 AM
eronyc$25.001/4/2012 9:59:33 AM
Finestra1972$40.111/4/2012 10:30:41 AM
107 Investments
 
Borrower Payment Dependent Notes Series 546233
This series of Notes was issued and sold upon the funding of the borrower loan #58459, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-2000 Debt/Income ratio: 31%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 8 / 8Length of status:0y 9m
Amount delinquent: $15 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,142Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: kdenton85 Borrower's state: Oklahoma Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My loan for debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
stylish-compassion3$50.001/2/2012 9:07:45 AM
WilliamLeeSims$25.001/2/2012 9:17:20 AM
Danjack_Capital$25.001/2/2012 9:07:38 AM
worthy-bid8$50.001/2/2012 9:37:49 AM
worth-blanket2$3,700.001/2/2012 10:22:34 AM
Investor_DP$100.001/2/2012 9:21:19 AM
hitsman$50.001/2/2012 9:32:10 AM
7 Investments
 
Borrower Payment Dependent Notes Series 546291
This series of Notes was issued and sold upon the funding of the borrower loan #58407, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-23-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:13y 10m
Amount delinquent: $0 Total credit lines: 16 Occupation: Tradesman - Carpent...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $429Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: soulful-exchange1 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-hope-workhorse$50.0012/23/2011 9:18:05 AM
camaraderi-aspen$100.0012/23/2011 9:34:09 AM
SolarMoonshine$25.0012/23/2011 9:48:37 AM
economy-shrubbery6$25.0012/23/2011 10:08:08 AM
Danjack_Capital$25.0012/23/2011 9:43:37 AM
social-heart$25.0012/23/2011 10:23:31 AM
let_me_retire$100.0012/23/2011 10:08:02 AM
social-heart$25.0012/23/2011 10:23:57 AM
R3vXX$25.0012/23/2011 4:28:00 PM
Ron_Paul_for_President_2012$30.0012/23/2011 12:18:36 PM
riveting-credit5$50.0012/24/2011 6:34:02 AM
elevated-finance$25.0012/24/2011 9:51:40 AM
ethical-truth211$100.0012/24/2011 3:23:58 PM
loss-of-control$100.0012/24/2011 8:34:53 PM
Something-Corporate$25.0012/25/2011 9:48:26 AM
CA-Lender$25.0012/25/2011 3:49:33 PM
blue-radiant-economy$100.0012/26/2011 5:41:43 PM
eboomer2611$25.0012/26/2011 9:26:06 PM
Digger85$50.0012/27/2011 3:29:46 PM
generous-deal6$25.0012/28/2011 1:26:31 AM
bid-stockpiler1$100.0012/28/2011 4:43:12 PM
useful-cash043$450.0012/28/2011 8:43:35 PM
GElender$25.0012/29/2011 5:41:40 AM
tonymo$100.0012/29/2011 2:49:49 AM
favorite-commerce$40.0012/29/2011 5:41:53 AM
ethical-truth211$100.0012/29/2011 4:53:01 AM
nickel-launcher$25.0012/29/2011 8:07:13 AM
nfx$40.0012/29/2011 6:17:02 AM
papaloha$50.0012/29/2011 9:44:38 AM
gold-miser9$25.0012/29/2011 11:20:28 AM
vest_vortex$25.0012/29/2011 5:00:19 PM
payment-halo$25.0012/29/2011 5:29:48 PM
tomjeff$50.0012/29/2011 5:47:35 PM
stable-payment7$25.0012/29/2011 8:02:09 PM
LuvToLend$25.0012/29/2011 11:06:52 PM
kendigme$34.2712/30/2011 5:31:32 AM
payout-carnival$65.2112/29/2011 9:22:28 PM
morecashflow$75.0012/30/2011 6:32:04 AM
jebber007$35.0012/30/2011 12:36:46 AM
kindness-ace1$50.0012/30/2011 12:25:21 AM
interest-satellite$25.0012/30/2011 4:15:13 AM
morecashflow$25.0012/30/2011 6:30:03 AM
hopeful-deal7$50.0012/30/2011 7:28:04 AM
pfh$25.0012/30/2011 7:37:42 AM
reward-toro$50.0012/30/2011 7:34:45 AM
auction-mastery$37.8312/30/2011 8:31:38 AM
Tahoeman$25.0012/30/2011 8:05:14 AM
smallbizrule$25.0012/30/2011 8:10:17 AM
radforj22$25.0012/30/2011 1:00:26 PM
YeoLenderSource$25.0012/30/2011 12:10:40 PM
deal-eagle$25.0012/30/2011 1:27:20 PM
affluence-generator2$125.0012/23/2011 9:23:59 AM
jkeller4000$25.0012/23/2011 9:26:53 AM
social-heart$25.0012/23/2011 10:23:44 AM
skillful-asset5$30.0012/23/2011 2:41:32 PM
goodhearted-generosity511$30.0012/23/2011 12:49:12 PM
1point21gigawatts$25.0012/23/2011 4:20:01 PM
x32248$25.0012/23/2011 9:01:24 PM
diversification-maple1$25.0012/24/2011 12:26:07 PM
sensible-fund$25.0012/24/2011 4:39:31 PM
return-magnifico8$30.0012/24/2011 6:06:49 PM
equallender$25.0012/25/2011 9:00:20 PM
SFBank$50.0012/26/2011 6:52:28 PM
transformer855$25.0012/26/2011 7:12:21 PM
money-booster2$25.0012/27/2011 3:57:14 PM
graceful-IRAinvestment$25.0012/27/2011 5:43:15 PM
allbalooboy2$25.0012/27/2011 7:12:20 PM
thankful-nickel2$25.0012/28/2011 1:35:43 AM
market-maximizer472$100.0012/28/2011 10:13:35 AM
patriot0$25.0012/28/2011 8:29:04 PM
DeltaComputerGuy$50.0012/29/2011 2:09:02 AM
Iwillhuntyoudown$25.0012/28/2011 10:33:07 PM
Core-Marketing$25.0012/29/2011 4:32:39 AM
gold-plane1$50.0012/29/2011 9:47:21 AM
168RichCapital$25.1212/29/2011 10:16:30 AM
2grindstones$29.5612/29/2011 5:34:36 PM
dynrep$125.0012/29/2011 8:30:27 PM
impala6464$25.0012/30/2011 12:29:45 AM
frontier3$100.0012/30/2011 2:46:23 AM
roguewinner$25.0012/30/2011 9:21:11 AM
productive-ore$25.0012/30/2011 10:29:19 AM
capital-javelin3$50.0012/30/2011 11:50:11 AM
radforj22$25.0012/30/2011 1:01:00 PM
MusicandMedicine$23.0112/30/2011 1:34:45 PM
WorldTravlr$25.0012/30/2011 1:10:37 PM
joyous-benefit3$25.0012/30/2011 1:21:22 PM
86 Investments
 
Borrower Payment Dependent Notes Series 546515
This series of Notes was issued and sold upon the funding of the borrower loan #58383, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-2003 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 5 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,386Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: wampum-lotus Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
personal
Purpose of loan:
This loan will be used to...pay off short term debt

My financial situation:
I am a good candidate for this loan because...i will pay back in full.


Monthly net income: $3000
Monthly expenses: $2000
Housing: $rent
Insurance: $
Car expenses:$
Utilities: $
Phone, cable, internet:
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $visa 2200 limit is 12000,home depot credit card 3600 limit is 5000 and 18000 personal loan on 5 years with 471 monthly payment.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$125.0012/24/2011 12:11:34 PM
jkeller4000$25.0012/24/2011 12:16:54 PM
Danjack_Capital$25.0012/24/2011 12:06:04 PM
one-midas$25.0012/24/2011 2:06:26 PM
SolarMoonshine$25.0012/24/2011 4:32:48 PM
goodhearted-generosity511$30.0012/24/2011 11:55:19 PM
CA-Lender$25.0012/25/2011 3:43:50 PM
the-hope-workhorse$50.0012/25/2011 7:50:20 PM
SFBank$50.0012/25/2011 8:23:48 PM
impala6464$25.0012/25/2011 11:13:38 PM
skillful-asset5$25.0012/27/2011 4:57:16 AM
calimanusa$50.0012/27/2011 12:29:53 PM
Ron_Paul_for_President_2012$26.2412/27/2011 12:05:04 PM
ultimate-bid8$49.6812/27/2011 9:45:53 PM
RMI_Babylon$25.0012/28/2011 7:16:55 AM
CashFlow13$100.0012/28/2011 9:13:42 AM
money-fort$25.0012/28/2011 9:23:19 AM
zone6$80.0012/28/2011 9:52:08 AM
green-rate-futurist$25.0012/28/2011 9:51:59 AM
wealth-fighter3$50.0012/28/2011 10:20:00 AM
mrxtravis$25.0012/28/2011 12:10:01 PM
lean-fund0$100.0012/28/2011 11:27:46 AM
mrxtravis$25.0012/28/2011 12:09:20 PM
56bones$100.0012/28/2011 2:17:22 PM
Megaton$25.0012/28/2011 12:33:09 PM
ethical-truth211$100.0012/28/2011 2:20:38 PM
proper-loot3$25.0012/28/2011 1:03:44 PM
indomart$25.0012/28/2011 2:17:15 PM
novice-speculator$25.0012/28/2011 2:31:49 PM
Starfin-Capital-Management$100.0012/28/2011 3:18:36 PM
jubilant-durability9$25.0012/28/2011 3:36:59 PM
lowrater$50.8012/28/2011 3:38:56 PM
beachfunder$25.0012/28/2011 3:51:40 PM
a-restless-dollar$50.0012/28/2011 3:51:56 PM
factcheck$25.0012/28/2011 4:29:54 PM
jbloans$25.0012/28/2011 4:32:30 PM
justice-magnate$25.0012/28/2011 4:52:45 PM
sun818$25.0012/28/2011 6:03:11 PM
sensational-dollar$25.0012/28/2011 5:56:57 PM
poetic-economy$50.0012/28/2011 6:03:02 PM
basis-wizard8$50.0012/28/2011 6:33:39 PM
compassionate-dime0$50.0012/28/2011 7:05:23 PM
dollar-doughnut6$75.0012/28/2011 6:49:34 PM
affluence-tambourine$25.0012/28/2011 6:52:24 PM
paceme1$30.0012/28/2011 7:00:10 PM
camaraderi-aspen$100.0012/24/2011 12:10:02 PM
let_me_retire$25.0012/24/2011 11:41:56 PM
bid-stockpiler1$25.0012/26/2011 4:55:29 AM
blue-radiant-economy$100.0012/26/2011 5:43:26 PM
1point21gigawatts$25.0012/27/2011 10:34:40 AM
economy-shrubbery6$25.0012/27/2011 4:02:40 PM
stormtrooper72$51.1012/27/2011 9:45:07 PM
generous-deal6$25.0012/28/2011 1:26:39 AM
realtormoises$25.0012/28/2011 5:16:11 AM
the-lean-bid$25.0012/28/2011 6:00:25 AM
helpful-credit156$26.0512/28/2011 9:35:58 AM
Dubbs360$250.0012/28/2011 9:44:51 AM
bright-exchange$25.0012/28/2011 9:55:36 AM
transformer855$25.0012/28/2011 10:16:54 AM
quickstep$150.0012/28/2011 11:47:31 AM
jebber007$36.2412/28/2011 11:47:13 AM
affluence-generator2$100.0012/28/2011 1:57:17 PM
Hedge-Fund$25.0012/28/2011 2:30:37 PM
himistu22$25.0012/28/2011 3:52:25 PM
ore-dojo$30.0012/28/2011 4:14:27 PM
courteous-platinum7$25.0012/28/2011 4:04:04 PM
all_of_that_one$30.0012/28/2011 4:54:58 PM
LuvToLend$25.3912/28/2011 4:36:48 PM
credit-coach118$25.0012/28/2011 5:04:00 PM
foxy-rate1$25.0012/28/2011 4:43:01 PM
druidpoet$29.0012/28/2011 5:05:30 PM
investment-kingdom$25.0012/28/2011 5:07:41 PM
kindness-ace1$50.0012/28/2011 5:21:06 PM
judson$25.0012/28/2011 5:20:31 PM
finance-dandelion$100.0012/28/2011 5:47:13 PM
CACO_Lender$25.0012/28/2011 6:05:11 PM
reward-excellency1$25.0012/28/2011 6:13:58 PM
melodious-openness$200.0012/28/2011 6:11:21 PM
thomas16882004$25.0012/28/2011 6:52:53 PM
dapablotv$100.0012/28/2011 6:29:55 PM
bsmtloan$68.8212/28/2011 6:16:58 PM
income-buffalo1$100.0012/28/2011 6:55:50 PM
Something-Corporate$11.6812/28/2011 7:07:50 PM
83 Investments
 
Borrower Payment Dependent Notes Series 546561
This series of Notes was issued and sold upon the funding of the borrower loan #58386, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-24-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Feb-1984 Debt/Income ratio: Not calculated
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 1 Current / open credit lines: 1 / 0Length of status:19y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 30 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: cunning-dedication8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
blue-radiant-economy$100.0012/26/2011 5:43:49 PM
kulender$50.0012/26/2011 6:49:51 PM
emphatic-responsibility$25.0012/26/2011 7:18:27 PM
jebber007$25.0012/27/2011 5:15:15 PM
bitterroot_mt$25.0012/27/2011 5:37:34 PM
generous-deal6$25.0012/28/2011 1:26:39 AM
bubb_hans$100.0012/28/2011 3:13:07 PM
responsive-rate884$25.0012/28/2011 3:49:42 PM
sensational-dollar$25.0012/28/2011 5:56:47 PM
sun818$25.0012/28/2011 6:03:02 PM
sun818$25.0012/28/2011 6:02:01 PM
vanklein$25.0012/28/2011 7:28:00 PM
orange-influential-credit$30.0012/28/2011 7:43:28 PM
DeltaComputerGuy$25.0012/29/2011 1:09:16 AM
rakem777$25.0012/29/2011 5:21:00 AM
the-upbeat-p2p$100.0012/29/2011 6:49:38 AM
greatwhiteninja$25.0012/29/2011 8:12:40 AM
unbelievable-exchange$100.0012/29/2011 9:15:31 AM
gold-plane1$50.0012/29/2011 9:47:23 AM
first-friendly-listing$25.0012/29/2011 10:57:04 AM
bubb_hans$100.0012/29/2011 1:14:09 PM
Spookytj$50.0012/29/2011 2:40:41 PM
spike22$26.1312/29/2011 4:07:11 PM
Kselr$27.3312/29/2011 7:40:23 PM
stable-payment7$25.0012/29/2011 8:02:10 PM
LuvToLend$25.0012/29/2011 11:06:53 PM
nfx$25.0012/30/2011 7:09:17 AM
smallbizrule$25.0012/30/2011 8:59:45 AM
bsmtloan$30.7012/30/2011 9:51:46 AM
productive-ore$25.0012/30/2011 10:29:19 AM
courteous-platinum7$25.0012/30/2011 11:34:09 AM
ddog0224$25.0012/30/2011 1:47:50 PM
ethical-truth211$100.0012/30/2011 4:05:44 PM
Murdex$25.0012/30/2011 2:01:58 PM
jessica9432$25.0012/30/2011 3:07:46 PM
CACO_Lender$25.0012/30/2011 5:12:54 PM
dough-souffle$25.0012/30/2011 9:52:56 PM
NavyDoc01$150.0012/31/2011 12:58:07 AM
rlbbank$25.0012/31/2011 4:02:11 AM
finance-amusement4$50.0012/31/2011 4:31:00 AM
Bomber$30.0012/31/2011 8:02:05 AM
value-fortress3$47.5212/31/2011 6:01:25 AM
abundant-marketplace436$25.0012/31/2011 7:29:18 AM
riveting-credit5$60.0012/31/2011 11:01:57 AM
progressive-asset$100.0012/31/2011 11:12:35 AM
CA-Lender$25.0012/26/2011 7:24:49 PM
economy-shrubbery6$25.0012/27/2011 4:02:40 PM
wealth-fighter3$25.0012/27/2011 8:05:31 PM
340$25.0012/27/2011 9:44:36 PM
3cinvesting$25.0012/27/2011 10:39:05 PM
realtormoises$25.0012/28/2011 5:15:55 AM
melodious-openness$100.0012/28/2011 5:37:05 AM
Dubbs360$250.0012/28/2011 7:25:45 AM
patriot0$50.0012/28/2011 9:04:47 AM
zone6$35.1312/28/2011 9:48:54 AM
millionaireguy$25.0012/28/2011 10:11:50 AM
wealth-fighter3$25.0012/28/2011 10:19:26 AM
barefootpaul$25.0012/28/2011 3:12:07 PM
smart-kindness8$25.0012/28/2011 3:13:53 PM
melodious-openness$302.5612/28/2011 6:03:30 PM
RedantFinance$25.0012/28/2011 7:07:08 PM
LibbyZ$50.0012/28/2011 9:38:47 PM
SummitAdvisors$25.0012/28/2011 9:00:53 PM
let_me_retire$25.0012/29/2011 3:19:48 AM
benefit-boots$25.0012/29/2011 12:21:37 AM
LaBamba$100.0012/29/2011 6:42:28 AM
payout-thinker7$25.0012/29/2011 7:43:51 AM
mrack$25.0012/29/2011 11:01:26 AM
income-vault6$25.0012/29/2011 11:38:38 AM
worth-shower8$100.0012/29/2011 2:01:30 PM
new-social-economist$25.0012/29/2011 1:59:49 PM
loyalty-spartan$25.0012/29/2011 3:15:11 PM
inspired-investment8$100.0012/29/2011 9:21:33 PM
hopeful-deal7$50.0012/30/2011 7:28:05 AM
building_community$25.0012/30/2011 7:36:24 AM
pog27$25.0012/30/2011 7:35:22 AM
reward-toro$50.0012/30/2011 7:34:47 AM
joyous-benefit3$25.0012/30/2011 1:20:30 PM
dough-destiny$25.0012/30/2011 4:45:32 PM
johnZ222$40.0012/30/2011 5:03:32 PM
AdamsWay$30.0012/30/2011 6:17:11 PM
unfixer$25.0012/30/2011 6:27:29 PM
power-bluebird2$25.0012/30/2011 11:17:15 PM
vladida309$91.5812/30/2011 11:18:00 PM
capital-zeus$25.0012/31/2011 2:06:58 AM
srsock$25.0012/31/2011 8:42:41 AM
worthy-bid4$32.8512/31/2011 7:59:45 AM
Soothsayer$25.0012/31/2011 8:26:21 AM
adamdroker$25.0012/31/2011 10:24:15 AM
89 Investments
 
Borrower Payment Dependent Notes Series 546565
This series of Notes was issued and sold upon the funding of the borrower loan #58535, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $219.00
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Mar-2000 Debt/Income ratio: 38%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 13 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,682Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 71%  
   Homeownership: No  
Screen name: compassion-mushroom Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting new business
Purpose of loan:
This loan will be used to...purchase equipment for a food vending business

My financial situation:
I am a good candidate for this loan because...I will be able to pay the loan back in about 2 years.


Monthly net income: $2,500
Monthly expenses: $2,150
Housing: $500.
Insurance: $250.
Car expenses: $350.
Utilities: $250.
Phone, cable, internet: $150.
Food, entertainment: $300.
Clothing, household expenses: $150.
Credit cards and other loans: $200.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/25/2011 12:08:16 PM
golden-velocity9$25.0012/25/2011 12:09:41 PM
R3vXX$25.0012/25/2011 12:10:01 PM
worth-blanket2$5,500.0012/25/2011 12:12:26 PM
jkeller4000$25.0012/25/2011 12:10:35 PM
jjswanso$100.0012/25/2011 12:10:47 PM
6 Investments
 
Borrower Payment Dependent Notes Series 546569
This series of Notes was issued and sold upon the funding of the borrower loan #58461, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-25-2011 
Term: 36 months Listing End date:  Dec-25-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2001 Debt/Income ratio: 11%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 5Length of status:1y 1m
Amount delinquent: $0 Total credit lines: 27 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,297Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 47%  
   Homeownership: No  
Screen name: panther926 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Bills
Purpose of loan:
This loan will be used to cover rent and bills.

My financial situation:
I am a good candidate for this loan because I am never late on my loans and always reliable as my credit score will show.


Monthly net income: $6250
Monthly expenses: $3970
Housing: $2200
Insurance: $220
Car expenses: $475
Utilities: $300
Phone, cable, internet: $175
Food, entertainment: $200
Clothing, household expenses: $100
Credit cards and other loans: $250
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
golden-velocity9$25.0012/25/2011 12:09:41 PM
jkeller4000$25.0012/25/2011 12:10:35 PM
R3vXX$25.0012/25/2011 12:10:01 PM
Danjack_Capital$25.0012/25/2011 12:10:34 PM
jjswanso$100.0012/25/2011 12:10:47 PM
Investor_DP$100.0012/25/2011 12:08:16 PM
worth-blanket2$2,000.0012/25/2011 12:11:50 PM
7 Investments
 
Borrower Payment Dependent Notes Series 546797
This series of Notes was issued and sold upon the funding of the borrower loan #58422, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Nov-1988 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 3Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:12y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $24,301Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: duty-willow4 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Dept Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$200.001/1/2012 12:32:08 PM
WilliamLeeSims$25.001/1/2012 1:33:50 PM
economy-shrubbery6$25.001/3/2012 10:06:52 AM
worth-blanket2$3,575.001/3/2012 11:53:57 AM
skillful-asset5$25.001/1/2012 4:23:02 PM
money-booster2$25.001/2/2012 10:35:05 AM
LuvToLend$25.001/2/2012 8:20:25 PM
tech310$50.001/3/2012 12:12:58 AM
riveting-credit5$50.001/3/2012 8:27:14 AM
9 Investments
 
Borrower Payment Dependent Notes Series 546831
This series of Notes was issued and sold upon the funding of the borrower loan #58488, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $8,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-31-2011 
Term: 60 months Listing End date:  Jan-03-2012 
 
Lender yield: 15.44% Borrower rate/APR: 16.44% / 18.31% Monthly payment: $196.42
 
Lender servicing fee: 1.00% Effective Yield*: 15.38%  
Estimated return*: 11.58%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Feb-2001 Debt/Income ratio: 7%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 11 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,392Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: dollar-trader2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
My personal loan for my business
Purpose of loan:
This loan will be used to buy electrical equipment for an upcoming product. Equipment that will be purchased include oscilloscopes, signal generators and plastic injection molding.

My financial situation:
I am a good candidate for this loan because I have a steady job as an engineer for an aerospace company. I have a decent Experian credit score of 743.

My financial situation includes the following:

Credit card debt: $300 which will be paid off next week
Housing: $200
Car: $50 (gas)
Phone: $90
Cell Phone: $75
Electric: $80
Gas: $10
Water: $60
Food: $300

If you have any more questions, please feel free to ask.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$39.4312/31/2011 12:02:09 PM
hitsman$50.0012/31/2011 12:32:49 PM
commanding-treasure2$50.0012/31/2011 12:39:24 PM
Sneezie$39.0012/31/2011 12:21:44 PM
rupee-equation2$25.0012/31/2011 12:26:57 PM
DHolly$25.0012/31/2011 12:25:32 PM
Leshan$50.0012/31/2011 12:46:24 PM
AFairDeal$25.0012/31/2011 12:48:30 PM
stylish-compassion3$50.0012/31/2011 12:55:06 PM
kenji4861$25.0012/31/2011 12:39:04 PM
Investor_DP$100.0012/31/2011 12:45:30 PM
jkeller4000$25.0012/31/2011 12:46:49 PM
cattlebaron$25.0012/31/2011 3:16:03 PM
well-mannered-income3$40.0012/31/2011 6:19:45 PM
JustMee$25.0012/31/2011 2:06:15 PM
r48$25.0012/31/2011 2:17:25 PM
seanvr33$25.0012/31/2011 4:14:23 PM
gristle$50.0012/31/2011 4:46:05 PM
Yanwoo$25.001/1/2012 11:14:54 AM
GreenLender11$100.001/1/2012 7:25:03 AM
Bank_Of_XL$25.001/1/2012 9:09:38 AM
themoneydoctor$200.001/1/2012 12:23:43 PM
dapablotv$100.001/1/2012 12:46:59 PM
gr8_r8$25.001/1/2012 4:54:39 PM
SCD$25.001/1/2012 6:48:02 PM
factcheck$75.001/1/2012 9:02:10 PM
cash-cymbal$25.001/1/2012 10:14:10 PM
ToweringDan$50.001/1/2012 11:15:48 PM
Alittleluck$25.001/2/2012 5:13:08 AM
life-is-great$25.001/2/2012 9:13:50 AM
dime-sprout$50.001/2/2012 9:13:51 AM
gjm6d$25.001/2/2012 9:12:42 AM
kedia$25.001/2/2012 1:11:30 PM
dollar-trajectory8$25.001/2/2012 11:07:53 AM
pine643$75.001/2/2012 1:19:46 PM
first-restless-payout$50.001/2/2012 1:29:29 PM
processor115$100.001/2/2012 6:47:57 PM
ualf$50.001/3/2012 4:17:56 AM
jamiee73$25.001/3/2012 10:17:38 AM
courteous-platinum7$25.001/3/2012 12:03:50 PM
puifais$50.001/3/2012 10:27:22 AM
Use_It_Wisely$25.001/3/2012 12:57:32 PM
dinero-path5$50.001/3/2012 12:57:57 PM
malomar66$60.001/3/2012 11:19:00 AM
corphippie$27.041/3/2012 11:21:52 AM
degster$25.001/3/2012 11:25:14 AM
capital-marsupial3$25.001/3/2012 5:06:53 PM
worthy-commitment7$25.001/3/2012 1:55:08 PM
jpblan11$25.001/3/2012 2:16:55 PM
sgt-schultz$25.001/3/2012 2:52:04 PM
dproxima$25.001/3/2012 3:51:47 PM
RecoveryLender$25.001/3/2012 5:22:49 PM
sail120$25.001/3/2012 5:25:29 PM
lounges$25.001/3/2012 4:41:14 PM
mex_invests$25.001/3/2012 4:45:54 PM
abundant-marketplace436$25.001/3/2012 5:05:51 PM
KLCRAY$25.001/3/2012 5:31:32 PM
StudentInvestor07$25.001/3/2012 5:33:41 PM
transparency-river1$1,000.001/3/2012 5:10:16 PM
roadtruck$50.001/3/2012 5:11:25 PM
radforj22$41.311/3/2012 5:12:58 PM
Rick21$25.001/3/2012 5:20:06 PM
svjeller$25.001/3/2012 5:21:57 PM
gallant-economy9$50.001/3/2012 5:23:19 PM
PhalanxBulldog$50.001/3/2012 5:25:54 PM
the-enthralling-coin$25.001/3/2012 5:28:06 PM
the-profit-oracle$25.001/3/2012 5:28:22 PM
intuitive-integrity9$50.001/3/2012 5:30:36 PM
currency-agave$60.001/3/2012 5:32:06 PM
cablenews$40.001/3/2012 5:32:08 PM
golden-finance7$50.001/3/2012 5:32:33 PM
dpries123$25.001/3/2012 5:33:46 PM
dood2112$25.001/3/2012 5:34:55 PM
heart514$25.001/3/2012 5:36:48 PM
payout-harmony4$50.001/3/2012 5:39:39 PM
genius520$50.001/3/2012 5:42:59 PM
Brisket_Bob$87.071/3/2012 5:47:54 PM
american6$50.001/3/2012 5:49:25 PM
BxRealtor$25.0012/31/2011 12:09:16 PM
riproaringrapids$50.0012/31/2011 12:21:27 PM
money-booster2$25.0012/31/2011 12:23:47 PM
selector568$300.0012/31/2011 12:29:19 PM
superb-funds335$25.0012/31/2011 12:10:37 PM
inventive-wealth2$25.0012/31/2011 12:12:07 PM
income-banjo$25.0012/31/2011 12:33:47 PM
edaguy$75.0012/31/2011 12:39:46 PM
progressive-asset$100.0012/31/2011 12:49:20 PM
bb575$50.0012/31/2011 12:56:40 PM
skillful-asset5$30.0012/31/2011 3:16:39 PM
indomitable-coin$25.0012/31/2011 12:54:59 PM
successful-agreement7$100.0012/31/2011 12:55:43 PM
brilliant-market680$100.0012/31/2011 12:57:26 PM
orange-impartial-asset$100.0012/31/2011 1:06:44 PM
creditjunky$125.0012/31/2011 2:00:47 PM
AndChicksforFree$25.0012/31/2011 4:53:31 PM
papaloha$50.0012/31/2011 5:03:15 PM
stollcm$25.001/1/2012 7:55:38 AM
FredHead3$40.301/1/2012 8:19:37 AM
rajs$100.001/1/2012 9:25:48 AM
WilliamLeeSims$25.001/1/2012 1:35:23 PM
greenback-investor7$100.001/1/2012 12:46:44 PM
greentomato$50.001/1/2012 12:49:52 PM
brutusbone$25.001/1/2012 2:02:19 PM
GATrust$25.001/1/2012 5:05:21 PM
cello1$25.001/1/2012 5:52:34 PM
commerce-yeller$25.001/1/2012 5:17:00 PM
Searlzy$25.001/1/2012 6:18:01 PM
UHcougars$25.001/1/2012 11:34:54 PM
usd1027$25.001/1/2012 11:50:32 PM
thrilling-nickel5$25.001/2/2012 4:17:36 AM
benefit-banshee$50.001/2/2012 4:27:40 AM
freetolive$25.001/2/2012 10:06:24 AM
gold-channel2$25.001/2/2012 9:17:18 AM
Socorro_Capital_Partners$25.011/2/2012 9:33:21 AM
brilliant-loyalty7$25.001/2/2012 2:35:27 PM
Mrs-Honeydew$25.001/2/2012 11:14:31 AM
kukubird$39.891/2/2012 12:34:23 PM
weiyinsan$30.001/2/2012 2:32:36 PM
Centaur$25.001/2/2012 4:51:57 PM
bid-prometheus$30.011/2/2012 5:24:52 PM
deal-searcher1$50.001/3/2012 12:23:58 AM
bison667$25.001/3/2012 9:49:19 AM
turbine5$70.761/3/2012 9:32:12 AM
baker31$30.841/3/2012 11:43:09 AM
flexible-return297$50.001/3/2012 12:06:38 PM
jjb516$25.001/3/2012 1:18:13 PM
GarciaCompany$25.001/3/2012 10:32:06 AM
bold-basis-supernova$29.341/3/2012 1:44:25 PM
tremendous-deal8$25.001/3/2012 2:28:52 PM
tolerant-dime2$25.001/3/2012 11:44:44 AM
adaboy65$50.001/3/2012 2:58:38 PM
fantastic-investment9$30.001/3/2012 3:36:58 PM
happyjackbak$50.001/3/2012 12:24:43 PM
Fachim$30.001/3/2012 12:41:36 PM
flexible-value$50.001/3/2012 5:06:40 PM
subtle-social4$25.001/3/2012 5:07:24 PM
Enjoying_Life$25.001/3/2012 5:08:06 PM
blue-euro-entrepreneur$25.001/3/2012 1:43:02 PM
Jwalker11$30.001/3/2012 2:01:49 PM
octoberfresh$25.001/3/2012 1:55:32 PM
cocopuffs$25.001/3/2012 3:47:26 PM
power-samurai$25.001/3/2012 3:48:40 PM
atbright$25.001/3/2012 3:53:19 PM
SeaDevil$25.001/3/2012 5:07:39 PM
Banker7371$25.001/3/2012 5:35:14 PM
anacent$25.001/3/2012 5:10:57 PM
helpinghand63$25.001/3/2012 5:37:55 PM
luminous-marketplace5$25.001/3/2012 5:40:22 PM
igniter584$25.001/3/2012 5:17:28 PM
happy-loot3$200.001/3/2012 5:21:24 PM
golden-responsibility189$100.001/3/2012 5:25:05 PM
JLMGroupFunds$25.001/3/2012 5:27:51 PM
Pizza-man$50.001/3/2012 5:26:13 PM
kind-unassuming-fund$25.001/3/2012 5:29:03 PM
mattbly$25.001/3/2012 5:29:52 PM
nethawk00$25.001/3/2012 5:30:34 PM
mwl$25.001/3/2012 5:32:43 PM
ricklip$100.001/3/2012 5:32:38 PM
rogue_monster$50.001/3/2012 5:33:59 PM
ibay17$25.001/3/2012 5:35:51 PM
Tradesmanlender$25.001/3/2012 5:36:52 PM
gold-commander0$25.001/3/2012 5:41:06 PM
gold-sushi$25.001/3/2012 5:40:57 PM
DadWarbucks$25.001/3/2012 5:47:11 PM
TrustPlus$50.001/3/2012 5:48:58 PM
165 Investments
 
Borrower Payment Dependent Notes Series 546865
This series of Notes was issued and sold upon the funding of the borrower loan #58401, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Mar-1990 Debt/Income ratio: 25%
Credit score: 800-819 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 24 / 20Length of status:27y 10m
Amount delinquent: $0 Total credit lines: 46 Occupation: Tradesman - Carpent...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,106Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 7%  
   Homeownership: No  
Screen name: kind-p2p-performer Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
buy lots at churchyard
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
friendinmoney$25.0012/28/2011 3:10:39 PM
bb575$50.0012/28/2011 5:05:29 PM
riproaringrapids$35.0012/28/2011 5:09:46 PM
selector568$300.0012/28/2011 5:15:08 PM
notabanker$75.0012/28/2011 5:11:14 PM
gravbox$25.0012/28/2011 5:15:18 PM
cash-vault$25.0012/28/2011 5:22:37 PM
credit-panda1$25.0012/28/2011 5:35:54 PM
kenji4861$25.0012/28/2011 5:32:26 PM
soular21804$25.0012/28/2011 5:44:31 PM
top-courteous-peso$75.0012/28/2011 5:40:36 PM
ricklip$100.0012/28/2011 5:42:26 PM
successful-agreement7$100.0012/28/2011 5:49:22 PM
jkeller4000$25.0012/28/2011 5:48:31 PM
principal-star$25.0012/28/2011 6:40:21 PM
pine643$43.6212/28/2011 7:13:38 PM
GElender$25.0012/29/2011 5:52:46 AM
houli123$50.0012/29/2011 4:09:58 AM
jakespirit$100.0012/29/2011 6:18:04 AM
BankofPete$25.0012/29/2011 6:55:12 AM
js60l$25.0012/29/2011 8:19:21 AM
nuclearmoose$50.0012/29/2011 9:09:23 AM
dbs$25.0012/29/2011 9:36:20 AM
BenR$100.0012/29/2011 9:33:06 AM
OnePoorDude$25.0012/29/2011 9:44:02 AM
diverse-felicity7$50.0012/29/2011 9:47:17 AM
bbrelo$25.0012/29/2011 9:47:57 AM
attractive-value$25.0012/29/2011 9:54:11 AM
BankOfBjoltus$25.0012/29/2011 10:38:15 AM
gain-mountain1$100.0012/29/2011 11:09:25 AM
shaker348$25.0012/29/2011 11:21:20 AM
power-defender7$40.0012/29/2011 12:42:34 PM
Littlepeng$25.0012/29/2011 2:16:30 PM
american6$100.0012/29/2011 4:31:04 PM
inventive-wealth2$25.0012/29/2011 3:33:08 PM
gjm6d$25.0012/29/2011 5:22:52 PM
processor115$25.0012/29/2011 5:46:14 PM
versatile-treasure6$25.0012/29/2011 7:00:16 PM
john0720$50.0012/29/2011 6:42:19 PM
Uwantfunds$25.0012/29/2011 7:10:33 PM
snowman34$25.0012/29/2011 9:38:54 PM
greenventures$25.0012/30/2011 1:22:03 AM
loyalty-circuitry$100.0012/30/2011 5:45:31 AM
anacent$50.0012/30/2011 7:42:03 AM
reward-toro$50.0012/30/2011 7:34:50 AM
marwadi-62$300.0012/30/2011 8:08:33 AM
smallbizrule$25.0012/30/2011 9:03:55 AM
guardian3$25.0012/30/2011 9:28:35 AM
CoolPlexer$25.0012/30/2011 9:17:36 AM
lagnisiruk$25.0012/30/2011 9:18:14 AM
Azonic21$25.0012/30/2011 9:51:41 AM
zippy-revenue8$25.0012/30/2011 9:52:04 AM
dinero-jujitsu$50.0012/30/2011 11:10:05 AM
yield-seeker$24.1312/30/2011 11:15:17 AM
benjamins-utopia$100.0012/30/2011 10:03:24 AM
natural-return0$30.0012/30/2011 10:32:30 AM
market-aspen9$50.0012/30/2011 11:06:28 AM
lavendergirl$25.0012/30/2011 11:08:34 AM
alpinaut$25.0012/30/2011 11:09:13 AM
attractive-duty9$25.0012/30/2011 10:35:32 AM
peter79130$25.0012/28/2011 4:28:07 PM
rupee-equation2$25.0012/28/2011 5:22:51 PM
pdub$75.0012/28/2011 5:31:08 PM
income-banjo$25.0012/28/2011 5:37:08 PM
AFairDeal$25.0012/28/2011 5:40:12 PM
edaguy$75.0012/28/2011 5:48:03 PM
BxRealtor$25.0012/28/2011 5:42:53 PM
indomitable-coin$25.0012/28/2011 5:43:14 PM
JustMee$25.0012/28/2011 6:05:44 PM
market-solstice2$25.0012/28/2011 5:50:47 PM
blindtaxidriver$25.0012/28/2011 6:54:28 PM
skillful-asset5$25.0012/28/2011 7:37:29 PM
money-booster2$35.0012/28/2011 9:36:26 PM
blue-useful-auction$25.0012/29/2011 7:07:37 AM
D911ave$47.0012/29/2011 9:26:35 AM
roadtruck$50.0012/29/2011 9:35:38 AM
gold-plane1$50.0012/29/2011 9:42:29 AM
stinvest$25.0012/29/2011 9:52:05 AM
creditjunky$125.0012/29/2011 12:44:34 PM
dinero-speaker$25.0012/29/2011 2:28:35 PM
E-2$100.0012/29/2011 5:13:41 PM
damage$25.0012/29/2011 5:21:31 PM
hitsman$50.0012/29/2011 5:36:05 PM
RyanTH9893$25.0012/29/2011 7:05:47 PM
lucrative-coin$50.0012/29/2011 6:00:53 PM
GODSWORDONIT$30.4812/29/2011 11:17:59 PM
stylish-compassion3$50.0012/29/2011 7:49:23 PM
heavy_ax$25.0012/30/2011 3:19:47 AM
martymaniaman$25.0012/29/2011 8:30:57 PM
GreenSun$25.0012/29/2011 9:42:19 PM
Capstone-Investments$25.0012/29/2011 10:42:08 PM
factcheck$50.0012/30/2011 6:40:49 AM
bigballer105$100.0012/30/2011 7:40:12 AM
drtexican$25.0012/30/2011 8:56:24 AM
LoanerPrincipal$25.0012/30/2011 9:18:52 AM
historic-balance5$25.0012/30/2011 9:05:49 AM
TrustPlus$34.0012/30/2011 9:27:54 AM
luminous-marketplace5$25.0012/30/2011 9:17:03 AM
jgar_O$25.0012/30/2011 9:19:18 AM
GoGators01$25.0012/30/2011 9:32:51 AM
MrUSC$25.0012/30/2011 9:34:02 AM
Pizza-man$33.0012/30/2011 9:54:35 AM
ore-dojo$100.0012/30/2011 9:43:42 AM
favorite-commerce$40.0012/30/2011 9:46:24 AM
iaffy$25.0012/30/2011 9:48:01 AM
DadWarbucks$25.0012/30/2011 9:51:19 AM
HammerKnuckleLending$25.0012/30/2011 9:56:10 AM
productive-ore$25.0012/30/2011 10:30:48 AM
powerful-return1$32.7712/30/2011 10:33:37 AM
brilliant-market680$100.0012/30/2011 10:36:05 AM
110 Investments
 
Borrower Payment Dependent Notes Series 546913
This series of Notes was issued and sold upon the funding of the borrower loan #58411, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-2010 Debt/Income ratio: Not calculated
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Other
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 2 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $603Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 24%  
   Homeownership: No  
Screen name: principal-blackberry8 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan:
This loan will be used to acquire capital to fund my new business trading capital.

My financial situation:
I am a good candidate for this loan because I have very little few living expenses as a student. The expected returns from this loan are more than enough to cover the payments, even when using the most conservative calculations possible. Additionally, my employment is also capable of covering the loan's payments.

Monthly net income: $600
Monthly expenses: $150
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
edaguy$50.0012/29/2011 5:15:22 PM
finance-mushroom$200.0012/29/2011 5:07:44 PM
first-pragmatic-power$25.0012/29/2011 5:29:01 PM
BankofRon$25.0012/29/2011 5:36:35 PM
hitsman$50.0012/29/2011 5:36:11 PM
jkeller4000$25.0012/29/2011 5:45:36 PM
cattlebaron$100.0012/29/2011 7:01:08 PM
Investor_DP$100.0012/29/2011 5:43:08 PM
versatile-treasure6$25.0012/29/2011 7:00:21 PM
mercuriant$25.0012/30/2011 9:11:07 AM
Weaverville$25.0012/30/2011 10:47:31 AM
benjamins-utopia$100.0012/30/2011 10:03:28 AM
orange-elated-contract$25.0012/30/2011 2:03:57 PM
Enjoying_Life$50.0012/30/2011 2:44:07 PM
riproaringrapids$50.0012/30/2011 12:16:15 PM
emosspot$25.0012/30/2011 2:11:49 PM
handshake5$100.0012/30/2011 5:07:35 PM
Katburg$25.0012/30/2011 5:18:32 PM
finance-prescription$100.0012/30/2011 5:06:29 PM
orange-preeminant-bill$25.0012/30/2011 5:09:19 PM
capital-renewal$25.0012/30/2011 5:09:00 PM
792FICO$25.0012/30/2011 5:10:50 PM
economy-coup$50.0012/30/2011 5:12:11 PM
Learning2Lend$25.0012/30/2011 5:29:13 PM
cotito$25.0012/30/2011 5:32:15 PM
DrewOdette$25.0012/30/2011 5:35:10 PM
bid-czar8$100.0012/30/2011 5:18:42 PM
ricklip$100.0012/30/2011 5:18:53 PM
SkepticalBen$25.0012/30/2011 5:38:34 PM
independent-silver9$25.0012/30/2011 5:39:15 PM
EBITDA$25.0012/30/2011 5:43:07 PM
social-cocktail1$200.0012/30/2011 5:44:54 PM
best-charming-leverage$50.0012/30/2011 5:27:38 PM
note-mover9$25.0012/30/2011 5:29:56 PM
shrewd-peace7$25.0012/30/2011 5:29:59 PM
important-openness1$100.0012/30/2011 5:30:06 PM
treasure-widget$25.0012/30/2011 5:34:05 PM
GCInvestments$25.0012/30/2011 5:35:34 PM
a-resplendent-commitment$25.0012/30/2011 5:36:07 PM
SDC$25.0012/30/2011 5:36:45 PM
market-jam$50.0012/30/2011 5:35:52 PM
prohelper$25.0012/30/2011 5:36:59 PM
money-surge1$25.0012/30/2011 5:39:52 PM
pound-mushroom3$25.0012/30/2011 5:42:23 PM
cash-reaction2$50.0012/30/2011 5:43:31 PM
stepatatime-together$100.0012/30/2011 5:47:31 PM
shmb6508$50.0012/30/2011 5:48:45 PM
FASTIZIO_P$25.0012/30/2011 5:47:52 PM
Wellman$25.0012/30/2011 5:50:26 PM
duty-explosion9$50.0012/30/2011 5:51:34 PM
careful-vigilance4$25.0012/30/2011 5:49:25 PM
triumphant-community$25.0012/30/2011 5:51:32 PM
successful-agreement7$100.0012/29/2011 5:16:38 PM
worthy-bid8$50.0012/29/2011 5:29:59 PM
miked8303$25.0012/29/2011 5:32:25 PM
rupee-equation2$25.0012/29/2011 5:44:38 PM
stylish-compassion3$50.0012/29/2011 7:49:28 PM
LuvToLend$25.0012/29/2011 11:07:00 PM
productive-ore$25.0012/30/2011 10:24:41 AM
CreditBuilder2$25.0212/30/2011 2:40:50 PM
quiksilver180$28.7012/30/2011 1:25:04 PM
ddog0224$25.0012/30/2011 1:49:29 PM
red-power-pecan$50.0012/30/2011 5:05:56 PM
compassion-expert$25.0012/30/2011 5:10:19 PM
Urban-MBA$25.0012/30/2011 3:36:02 PM
nex$25.0012/30/2011 5:11:16 PM
vibraphone3$25.0012/30/2011 5:12:39 PM
gallant-economy9$50.0012/30/2011 5:05:54 PM
missile8$25.0012/30/2011 5:07:38 PM
balanced-balance6$25.0012/30/2011 5:07:55 PM
davisfl$25.0012/30/2011 5:10:41 PM
nimble-revenue5$50.0012/30/2011 5:21:58 PM
Comoparklender$25.0012/30/2011 5:12:41 PM
integrity-trumpet$50.0012/30/2011 5:14:23 PM
skybolt4$25.0012/30/2011 5:12:48 PM
coin-investor$25.0012/30/2011 5:16:02 PM
dedicated-transaction796$25.0012/30/2011 5:15:33 PM
orange-vigilance-shower$50.0012/30/2011 5:16:18 PM
jazzlender$25.0012/30/2011 5:16:37 PM
economy-producer$25.0012/30/2011 5:19:00 PM
reward-adventure$50.0012/30/2011 5:38:46 PM
moola-wildebeest3$50.0012/30/2011 5:39:10 PM
worth-dandelion$100.0012/30/2011 5:21:21 PM
progressive-economy261$400.0012/30/2011 5:22:09 PM
debt-force$25.0012/30/2011 5:22:29 PM
dough-bear$25.0012/30/2011 5:24:56 PM
wwwUniversal$25.0012/30/2011 5:29:32 PM
bzlbub$25.0012/30/2011 5:29:57 PM
astute-wealth8$25.0012/30/2011 5:31:11 PM
deal-hickory5$100.0012/30/2011 5:31:44 PM
kellydawn$25.0012/30/2011 5:33:52 PM
worldly-community3$50.0012/30/2011 5:34:23 PM
miamibeachloaner$25.0012/30/2011 5:34:34 PM
truth-companion$25.0012/30/2011 5:34:25 PM
thelovebug$100.0012/30/2011 5:36:02 PM
wizardii$25.0012/30/2011 5:35:56 PM
asiaratt$50.0012/30/2011 5:38:10 PM
money-bauble$100.0012/30/2011 5:43:26 PM
diplomatic-wealth7$25.0012/30/2011 5:43:04 PM
heart514$25.0012/30/2011 5:44:30 PM
fantastic-wampum1$100.0012/30/2011 5:45:23 PM
bill-igloo$25.0012/30/2011 5:47:12 PM
Angel_Investor_7$25.0012/30/2011 5:48:28 PM
Miklot$30.0012/30/2011 5:49:37 PM
magnitude787$16.2812/30/2011 5:53:10 PM
105 Investments
 
Borrower Payment Dependent Notes Series 546965
This series of Notes was issued and sold upon the funding of the borrower loan #58395, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $174.77
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Apr-2000 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:5y 7m
Amount delinquent: $0 Total credit lines: 26 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $44,969Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: dime-futurist Borrower's state: California Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 4 ( 100% ) 700-719 (Latest)
Principal borrowed: $1,000.00< 31 days late: 0 ( 0% )  
700-719 (Oct-2010)
700-719 (Sep-2010)
700-719 (Aug-2010)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 4  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...consolidate debt.

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$30.0212/30/2011 5:02:21 PM
fcrick$25.0012/30/2011 5:07:09 PM
stylish-compassion3$50.0012/30/2011 5:05:36 PM
trade-burrito4$35.0012/30/2011 5:19:53 PM
successful-agreement7$100.0012/30/2011 5:21:07 PM
hidavehi$26.0012/30/2011 5:09:02 PM
edaguy$75.0012/30/2011 5:21:24 PM
Leshan$133.5812/30/2011 5:26:36 PM
BigSkyFinancial$50.2212/30/2011 5:28:00 PM
commanding-treasure2$50.0012/30/2011 5:12:35 PM
Tscheddar$25.0012/30/2011 5:15:43 PM
AndChicksforFree$25.0012/30/2011 5:17:42 PM
kenji4861$25.0012/30/2011 5:18:50 PM
bb575$50.0012/30/2011 5:40:26 PM
edaguy$75.0012/30/2011 5:21:17 PM
determined-revenue1$35.0012/30/2011 5:21:37 PM
JGuide$46.0012/30/2011 5:24:27 PM
managedfund$1,333.0012/30/2011 5:25:45 PM
rolltide09$25.0012/30/2011 5:27:25 PM
AF-Chief$25.0012/30/2011 5:46:30 PM
wwwUniversal$25.0012/30/2011 5:29:36 PM
lender2611$25.0012/30/2011 5:32:35 PM
inventive-wealth2$25.0012/30/2011 5:35:29 PM
GCInvestments$25.0012/30/2011 5:35:35 PM
secureincome$1,333.0012/30/2011 5:36:24 PM
CincyTex$79.0012/30/2011 5:43:45 PM
orbital-velocity7$50.0012/30/2011 5:44:52 PM
brainy-return234$25.0012/30/2011 5:44:08 PM
ddog0224$48.1812/30/2011 5:59:27 PM
chestnut4$25.0012/30/2011 5:08:12 PM
Investor_DP$100.0012/30/2011 5:15:52 PM
worth-dandelion$100.0012/30/2011 5:21:21 PM
vutah$35.0012/30/2011 5:23:15 PM
bountiful-durability$50.0012/30/2011 5:23:17 PM
jkeller4000$25.0012/30/2011 5:17:34 PM
ricklip$100.0012/30/2011 5:18:55 PM
riproaringrapids$50.0012/30/2011 5:20:39 PM
GElender$40.0012/30/2011 5:39:26 PM
first-pragmatic-power$25.0012/30/2011 5:40:31 PM
RLaumeyer$50.0012/30/2011 5:22:25 PM
rupee-equation2$25.0012/30/2011 5:26:02 PM
penny-plato$25.0012/30/2011 5:29:27 PM
hitsman$50.0012/30/2011 5:29:47 PM
sensible-fund$26.0012/30/2011 5:54:24 PM
investmentgroup$25.0012/30/2011 5:36:57 PM
gatorsean2168$25.0012/30/2011 5:39:40 PM
influential-benjamins0$100.0012/30/2011 5:40:21 PM
blue-lively-platinum$25.0012/30/2011 5:40:58 PM
R3vXX$25.0012/30/2011 5:42:08 PM
money-bauble$100.0012/30/2011 5:43:29 PM
cash-reaction2$50.0012/30/2011 5:43:32 PM
AFairDeal$25.0012/30/2011 5:45:21 PM
MusicandMedicine$25.0012/30/2011 5:51:40 PM
53 Investments
 
Borrower Payment Dependent Notes Series 546987
This series of Notes was issued and sold upon the funding of the borrower loan #58525, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-27-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-2000 Debt/Income ratio: 21%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 13 / 12Length of status:26y 3m
Amount delinquent: $0 Total credit lines: 60 Occupation: Psychologist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,242Stated income:$75,000-$99,999
Delinquencies in last 7y: 17 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: wonderful-marketplace5 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Purposes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$50.0012/27/2011 5:05:07 PM
worth-blanket2$4,000.0012/27/2011 5:10:05 PM
2 Investments
 
Borrower Payment Dependent Notes Series 547023
This series of Notes was issued and sold upon the funding of the borrower loan #58471, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 60 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $292.67
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-1983 Debt/Income ratio: 17%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 4Length of status:15y 9m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,996Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: payment-philosopher35 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidtion
Purpose of loan: Debt Consolidtion
This loan will be used to...To Pay Off Bills

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Rogesparkguy$25.0012/28/2011 3:16:16 PM
bubb_hans$100.0012/28/2011 3:24:54 PM
worth-blanket2$8,850.0012/28/2011 3:30:32 PM
sparkling-interest1$25.0012/28/2011 3:23:42 PM
4 Investments
 
Borrower Payment Dependent Notes Series 547165
This series of Notes was issued and sold upon the funding of the borrower loan #58493, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $20,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 8.74% Borrower rate/APR: 9.74% / 12.53% Monthly payment: $642.91
 
Lender servicing fee: 1.00% Effective Yield*: 8.72%  
Estimated return*: 6.72%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-1994 Debt/Income ratio: 16%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:9y 7m
Amount delinquent: $0 Total credit lines: 50 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $161,306Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: sebizinvestor Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 32 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,500.00< 31 days late: 0 ( 0% )  
720-739 (Jul-2008)
820-839 (Dec-2006)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 32  
Description
Debt Consolidation
Purpose of loan is to consolidate revolving debt into a lower rate, lower payment per month installment plan.

I am a great candidate for this loan because...

1) I am successfully carrying the higher interest rate payments today, so the lower rate payment via this consolidation is a no-brainer
2) I have never defaulted on any debt or gone over 30 days
3) I have very stable employment -- have been in my industry for ~15 years and with my current employer for almost 10 years
4) I am a lender on Prosper as well and firm believer + supporter of peer-2-peer models

Thank you!!
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
hope-hickory8$25.0012/28/2011 2:42:30 PM
worth-blanket2$20,000.0012/28/2011 3:34:35 PM
2 Investments
 
Borrower Payment Dependent Notes Series 547317
This series of Notes was issued and sold upon the funding of the borrower loan #58541, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-1979 Debt/Income ratio: 10%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 5 Current / open credit lines: 6 / 5Length of status:34y 6m
Amount delinquent: $2,628 Total credit lines: 30 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 4 Revolving credit balance: $1,171Stated income:$75,000-$99,999
Delinquencies in last 7y: 16 Bankcard utilization: 8%  
   Homeownership: No  
Screen name: soulful-ore193 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Wedding
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$5,000.0012/28/2011 5:10:19 PM
1 Investments
 
Borrower Payment Dependent Notes Series 547355
This series of Notes was issued and sold upon the funding of the borrower loan #58429, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-2000 Debt/Income ratio: 25%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:8y 5m
Amount delinquent: $0 Total credit lines: 15 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,795Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 86%  
   Homeownership: Yes  
Screen name: handy-diversification277 Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: 7000
Monthly expenses:250
Housing: $2600
Insurance: $400
Car expenses: $650
Utilities: $250
Phone, cable, internet: $120
Food, entertainment: $700
Clothing, household expenses: $200
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/29/2011 9:04:54 AM
Rogesparkguy$25.0012/29/2011 9:25:16 AM
SolarMoonshine$25.0012/29/2011 9:47:25 AM
jkeller4000$25.0012/29/2011 9:54:37 AM
papaloha$25.0012/29/2011 10:05:49 AM
affluence-generator2$100.0012/29/2011 10:16:05 AM
LuvToLend$25.0012/29/2011 11:06:59 PM
back-scratchers$50.0012/29/2011 8:19:22 PM
Rogelio48$25.0012/30/2011 8:20:58 AM
LiveNow$25.0012/30/2011 3:19:51 PM
money-fort$25.0012/30/2011 5:20:26 PM
interest88$37.0012/30/2011 6:23:57 PM
orange-pound-party$30.0012/31/2011 6:53:52 AM
let_me_retire$50.0012/31/2011 12:27:49 AM
dapablotv$100.0012/31/2011 6:51:05 AM
hopeful-deal7$25.0012/31/2011 6:58:07 AM
winmals$25.0012/31/2011 8:10:12 AM
jebber007$35.0012/31/2011 11:04:20 AM
adamdroker$25.0012/31/2011 10:19:24 AM
loss-of-control$100.0012/31/2011 3:03:20 PM
income-buffalo1$50.0012/31/2011 3:06:05 PM
DHolly$31.001/1/2012 7:42:07 AM
forthright-durability$25.0012/31/2011 5:41:44 PM
ethical-truth211$100.0012/31/2011 7:07:48 PM
reinforced-velocity158$50.0012/31/2011 11:07:45 PM
finance-mammalian2$25.001/1/2012 11:24:15 AM
unassuming-market7$25.0012/31/2011 10:09:24 PM
newest-power-banker$60.001/1/2012 1:22:42 AM
courteous-platinum7$30.001/1/2012 7:59:36 AM
LuckyDuck49$25.001/1/2012 10:24:35 AM
gold-channel2$25.001/1/2012 12:24:12 PM
payment-chief9$25.001/1/2012 12:26:06 PM
euro-spark$35.451/1/2012 12:35:51 PM
camaraderi-advocator$25.471/1/2012 1:29:38 PM
justasoldier$50.001/1/2012 9:19:28 PM
penny-sergeant$25.001/2/2012 7:09:29 AM
asset-sprout$25.001/2/2012 4:07:55 AM
evergreen16$100.001/2/2012 9:40:03 AM
Contra_Capital$25.001/2/2012 9:49:12 AM
genuine-money$50.001/2/2012 10:58:41 AM
historic-nickel$25.001/2/2012 4:29:35 PM
bid-stockpiler1$50.001/2/2012 2:17:45 PM
first-dinero-igloo$25.001/2/2012 4:33:39 PM
towering-cash6$25.001/2/2012 9:54:30 PM
VJ_Financial$25.001/2/2012 6:38:26 PM
favorite-commerce$40.001/3/2012 9:01:04 AM
revenue-associate$25.001/3/2012 6:21:52 AM
buffalobills$25.001/3/2012 7:17:57 AM
preeminant-moola6$51.311/3/2012 9:31:58 AM
iaffy$25.0012/29/2011 9:12:59 AM
vutah$40.0012/29/2011 9:33:16 AM
gotjack$25.0012/29/2011 9:44:57 AM
Something-Corporate$25.0012/29/2011 10:00:30 AM
vutah$25.0012/29/2011 10:07:09 AM
vine99$65.0012/29/2011 11:42:26 AM
sensible-fund$25.0012/29/2011 4:07:59 PM
SFBank$50.0012/29/2011 5:05:31 PM
EngineersAlliance$75.0012/29/2011 5:35:05 PM
money-booster2$35.0012/29/2011 6:01:44 PM
Whipster$40.0012/30/2011 6:28:43 AM
greencat$50.0012/30/2011 7:19:20 AM
CirC$33.0312/30/2011 1:39:48 PM
Murdex$25.0012/30/2011 2:00:41 PM
finance-amusement4$50.0012/31/2011 4:42:05 AM
midnight24$37.7012/31/2011 9:10:15 AM
ethical-truth211$100.0012/31/2011 9:22:41 AM
Asgardian$30.0012/31/2011 10:37:10 AM
progressive-asset$100.0012/31/2011 11:12:54 AM
kind-credit-bear$25.0012/31/2011 12:34:27 PM
income-vault6$25.0012/31/2011 2:04:22 PM
Starfin-Capital-Management$200.0012/31/2011 3:20:59 PM
SDD123$25.001/1/2012 7:08:26 AM
javelin0$25.0012/31/2011 4:31:59 PM
Kyileo$25.001/1/2012 11:15:34 AM
ohmarkybaby$30.0012/31/2011 10:10:35 PM
Mrs-Honeydew$25.001/1/2012 6:28:21 AM
JPMorrisLegacyFund$39.891/1/2012 4:11:23 AM
value-architect6$25.001/1/2012 9:07:31 AM
treasure-hunter270$25.001/1/2012 9:55:54 AM
agalt$80.001/1/2012 11:27:41 AM
diversification-ambrosia$29.591/1/2012 12:29:27 PM
durability-halibut$25.001/1/2012 12:59:30 PM
WilliamLeeSims$25.001/1/2012 1:33:42 PM
glroark$100.001/2/2012 7:02:28 AM
atlas100$25.001/2/2012 7:24:20 AM
Horse-Lender$25.001/2/2012 11:14:00 AM
thomas16882004$25.001/2/2012 5:07:21 PM
rate-sceptre$25.001/2/2012 2:27:11 PM
HeroSupport$35.001/2/2012 5:07:20 PM
tech310$50.001/3/2012 12:12:49 AM
riveting-credit5$50.001/3/2012 1:53:33 AM
market-pudding$25.001/3/2012 5:54:21 AM
klend4$25.001/3/2012 6:32:36 AM
green-trade-dolphin$25.001/3/2012 8:15:00 AM
moose-capital-funding$51.901/3/2012 8:13:49 AM
CA-Lender$25.001/3/2012 9:13:09 AM
camaraderi-aspen$100.001/3/2012 9:22:02 AM
economy-shrubbery6$25.001/3/2012 10:06:41 AM
ChrisProsper$2.661/3/2012 10:19:28 AM
99 Investments
 
Borrower Payment Dependent Notes Series 547417
This series of Notes was issued and sold upon the funding of the borrower loan #58423, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $227.21
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1998 Debt/Income ratio: 22%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:5y 2m
Amount delinquent: $0 Total credit lines: 32 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $6,509Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: realtorlady Borrower's state: Indiana Borrower's group: Top Borrowers Group
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 43 ( 100% ) 680-699 (Latest)
Principal borrowed: $7,800.00< 31 days late: 0 ( 0% )  
600-619 (Jun-2010)
680-699 (Jul-2009)
660-679 (Feb-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 43  
Description
Getting rid of Credit Cards
Purpose of loan:
Debt consolidation to get rid of credit cards once and for all.

This loan will be used to pay off my credit cards with much higher balances and start budgeting better by using cash only.

I am a good candidate for this loan because I have borrowed 2 times from Prosper in the past and have paid it off on time. Also, I have been consistently working since 2005.This loan would be of great assistance.

Monthly net income: $ 3000
Monthly expenses: $2500


Credit card balances total: 6,000
APR: 20%
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
note-encourager5$98.0012/29/2011 5:27:08 PM
twjh$25.0012/29/2011 5:28:07 PM
greenback-companion8$43.5512/29/2011 1:53:09 PM
edaguy$100.0012/29/2011 2:06:34 PM
ansky127$59.5012/29/2011 1:37:28 PM
dudebrah$25.0012/29/2011 2:29:59 PM
corporatejim$25.0012/29/2011 1:48:00 PM
Money_Hog$30.0012/29/2011 2:36:37 PM
wampum-library4$25.0012/29/2011 1:48:22 PM
income-buffalo1$200.0012/29/2011 1:51:17 PM
MoneyForNothing$97.2812/29/2011 3:18:33 PM
greenback-loyalist8$25.0012/29/2011 3:25:18 PM
Feyenoord$30.0012/29/2011 3:31:28 PM
orbital-dollar2$25.0012/29/2011 2:06:19 PM
3_boyz$50.0012/29/2011 2:04:48 PM
Pressure_Drop$25.0012/29/2011 4:02:53 PM
KClender$25.0012/29/2011 2:29:29 PM
NolockHolmes$80.0012/29/2011 2:39:45 PM
liberty-path$100.0012/29/2011 2:40:33 PM
janeybooboo$100.0012/29/2011 2:47:36 PM
mednole$61.8812/29/2011 2:45:00 PM
heroic-payout9$28.0112/29/2011 3:17:21 PM
trumpeter5$25.0012/29/2011 4:55:54 PM
credible-coin$75.0012/29/2011 3:41:28 PM
BlessedEveryDay$30.0012/29/2011 3:36:41 PM
red-investment-ranch$85.0012/29/2011 4:01:24 PM
graceful-investment$100.0012/29/2011 3:57:49 PM
sensible-fund$26.0012/29/2011 4:07:30 PM
american6$50.0012/29/2011 4:30:14 PM
Zach842$75.0012/29/2011 4:53:49 PM
ivy-league-MBA$25.0012/29/2011 5:15:30 PM
The-Helper$55.0012/29/2011 4:56:38 PM
optionscashflow$26.9912/29/2011 5:20:01 PM
AF-Chief$25.0012/29/2011 5:20:29 PM
commitment-mesh$25.0012/29/2011 5:08:45 PM
gjm6d$25.0012/29/2011 5:22:53 PM
greenback-seagull2$50.0012/29/2011 5:23:32 PM
R3vXX$25.0012/29/2011 5:28:41 PM
first-pragmatic-power$25.0012/29/2011 5:28:46 PM
successful-agreement7$100.0012/29/2011 5:16:40 PM
point-monger5$241.5312/29/2011 5:29:29 PM
five-star-note$50.0012/29/2011 5:21:27 PM
investmentgroup$25.0012/29/2011 5:17:43 PM
lamsabuy$100.0012/29/2011 5:23:10 PM
managedfund$1,333.0012/29/2011 5:19:55 PM
sunny-dough9$200.0012/29/2011 5:22:44 PM
ethical-truth211$350.0012/29/2011 5:26:00 PM
GElender$40.0012/29/2011 5:26:41 PM
selector568$300.0012/29/2011 5:28:23 PM
investment-artist$32.0112/29/2011 5:30:37 PM
penny-plato$50.0012/29/2011 5:30:32 PM
money-bauble$35.6212/29/2011 5:32:48 PM
SOP_Bank$25.0012/29/2011 1:57:21 PM
calimanusa$50.2012/29/2011 2:09:11 PM
unconquerable-dedication$25.0012/29/2011 2:10:09 PM
B-rad_the_Coug$25.0012/29/2011 2:17:18 PM
Moe87$25.0012/29/2011 1:28:39 PM
smart-kindness8$27.0212/29/2011 1:47:51 PM
inventive-wealth2$25.0012/29/2011 1:46:49 PM
Beechturner$50.0012/29/2011 2:58:19 PM
cello1$25.0012/29/2011 3:14:05 PM
gotbyu$50.0012/29/2011 3:15:07 PM
booOST$30.8212/29/2011 3:21:40 PM
corporatejim$25.0012/29/2011 1:59:59 PM
justasoldier$150.0012/29/2011 2:16:20 PM
deal-marauder6$40.0912/29/2011 3:42:03 PM
pioneer580$50.0012/29/2011 3:48:58 PM
MapleLaker$25.0012/29/2011 2:31:29 PM
CaliforniaSun$25.0012/29/2011 4:15:45 PM
fund-tom-tom6$25.0012/29/2011 4:21:18 PM
market-trooper3$40.0012/29/2011 2:56:58 PM
dapablotv$100.0012/29/2011 2:54:14 PM
hope-hickory8$25.0012/29/2011 3:14:07 PM
ChoiceInvestments$27.5012/29/2011 3:26:08 PM
Cash4U2also$100.0012/29/2011 4:55:21 PM
p2ploan-thinker7$75.0012/29/2011 3:41:05 PM
fund-explorer4$100.0012/29/2011 3:35:33 PM
discrete-asset$25.0012/29/2011 3:44:41 PM
first-serene-credit$25.0012/29/2011 3:59:00 PM
enticing-exchange3$25.0012/29/2011 4:21:11 PM
capital-financier6$51.0012/29/2011 4:12:53 PM
SolarMoonshine$25.0012/29/2011 5:10:54 PM
the-enthralling-coin$25.0012/29/2011 4:40:45 PM
trustworthy-hope189$100.0012/29/2011 4:43:18 PM
thrifty-note2$25.0012/29/2011 4:52:33 PM
AndChicksforFree$25.0012/29/2011 4:59:14 PM
omegamon1$25.0012/29/2011 4:56:55 PM
enticing-capital6$50.0012/29/2011 5:10:42 PM
damage$25.0012/29/2011 5:21:20 PM
kenji4861$25.0012/29/2011 5:31:28 PM
90 Investments
 
Borrower Payment Dependent Notes Series 547429
This series of Notes was issued and sold upon the funding of the borrower loan #58519, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-2003 Debt/Income ratio: 37%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 20 / 19Length of status:0y 6m
Amount delinquent: $0 Total credit lines: 27 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $29,622Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: ready-fairness8 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan: Credit Card Debt consolidation
This loan will be used to...Pay off my credit card balances

My financial situation:
I am a good candidate for this loan because...I have >8 years of clean credit history, timely payments, no delinquencies, no derogatory information


Monthly net income: $5000
Monthly expenses: $
Housing: $ 1150
Insurance: $ 120
Car expenses: $ 500
Utilities: $ 150
Phone, cable, internet: $50
Food, entertainment: $ 250
Clothing, household expenses: $150
Credit cards and other loans: $ 1800
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$7,000.0012/29/2011 11:43:13 AM
1 Investments
 
Borrower Payment Dependent Notes Series 547503
This series of Notes was issued and sold upon the funding of the borrower loan #58425, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-2003 Debt/Income ratio: 27%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 12 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,376Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 88%  
   Homeownership: Yes  
Screen name: generous-fund378 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
First Baby Emergency Fund
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Interloper$50.0012/30/2011 5:23:22 PM
jkeller4000$25.0012/30/2011 5:17:07 PM
PatriotKnight$25.0012/30/2011 5:41:27 PM
let_me_retire$50.0012/31/2011 4:33:40 PM
Rogesparkguy$25.001/1/2012 6:38:03 PM
loss-of-control$75.001/2/2012 1:38:49 PM
greencat$50.001/3/2012 7:20:51 AM
Whipster$40.0012/31/2011 6:30:44 AM
money-booster2$25.0012/31/2011 11:40:01 AM
WilliamLeeSims$25.001/1/2012 1:33:47 PM
tech310$50.001/3/2012 12:12:56 AM
economy-shrubbery6$25.001/3/2012 10:06:48 AM
worth-blanket2$3,500.001/3/2012 11:53:00 AM
2grindstones$25.001/3/2012 12:33:53 PM
Cambalache$10.001/3/2012 12:57:09 PM
15 Investments
 
Borrower Payment Dependent Notes Series 547515
This series of Notes was issued and sold upon the funding of the borrower loan #58487, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Dec-30-2011 
 
Lender yield: 29.27% Borrower rate/APR: 30.27% / 32.99% Monthly payment: $162.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.53%  
Estimated return*: 17.33%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1999 Debt/Income ratio: 8%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:15y 6m
Amount delinquent: $0 Total credit lines: 16 Occupation: Laborer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,596Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: leverage-flag Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Rogesparkguy$25.0012/29/2011 3:02:12 PM
zeeexsixare$200.0012/29/2011 3:50:48 PM
successful-agreement7$100.0012/29/2011 5:16:41 PM
edaguy$50.0012/29/2011 5:15:23 PM
miked8303$25.0012/29/2011 5:32:25 PM
selector568$300.0012/29/2011 5:28:33 PM
hitsman$50.0012/29/2011 5:36:14 PM
dynrep$100.0012/29/2011 8:42:22 PM
factcheck$25.0012/30/2011 6:50:09 AM
scoobiedoo$25.0012/30/2011 7:30:52 AM
mlj0671$25.0012/30/2011 9:20:28 AM
houli123$25.0012/30/2011 9:55:15 AM
benjamins-utopia$100.0012/30/2011 10:03:30 AM
Engineer44$35.0012/30/2011 4:05:10 PM
graceful-IRAinvestment$53.0012/30/2011 4:24:10 PM
ddog0224$50.0012/30/2011 1:51:31 PM
graceful-investment$53.0012/30/2011 4:43:15 PM
red-power-pecan$50.0012/30/2011 5:05:57 PM
finance-prescription$56.0012/30/2011 5:06:29 PM
orange-preeminant-bill$25.0012/30/2011 5:09:19 PM
compassion-expert$25.0012/30/2011 5:10:19 PM
wwwUniversal$25.0012/30/2011 5:29:33 PM
trade-beeper4$25.0012/30/2011 5:12:48 PM
miamibeachloaner$25.0012/30/2011 5:34:34 PM
money-fort$25.0012/30/2011 5:21:58 PM
progressive-economy261$400.0012/30/2011 5:22:10 PM
cash-reaction2$50.0012/30/2011 5:43:32 PM
first-integrity-gravity$50.0012/30/2011 5:30:26 PM
jjswanso$100.0012/30/2011 5:33:32 PM
truth-companion$25.0012/30/2011 5:34:26 PM
thelovebug$100.0012/30/2011 5:36:03 PM
the-hope-workhorse$100.1112/30/2011 6:54:01 PM
diplomatic-wealth7$25.0012/30/2011 5:43:04 PM
MusicandMedicine$13.7712/30/2011 9:00:52 PM
scho0590$39.9012/30/2011 5:53:50 PM
PatriotKnight$25.0012/30/2011 5:53:50 PM
evergreen16$50.0012/30/2011 7:37:20 PM
the-enthralling-coin$25.0012/30/2011 8:50:39 PM
tnjohnso$25.0012/29/2011 5:15:35 PM
finance-mushroom$200.0012/29/2011 5:07:44 PM
R3vXX$25.0012/29/2011 5:28:41 PM
first-pragmatic-power$25.0012/29/2011 5:29:01 PM
UncleSteve3000$36.0012/29/2011 5:56:51 PM
versatile-treasure6$25.0012/29/2011 7:00:23 PM
Investor_DP$100.0012/29/2011 5:43:09 PM
money-booster2$25.0012/29/2011 6:07:10 PM
bb575$50.0012/29/2011 6:28:12 PM
LuvToLend$25.0012/29/2011 11:07:01 PM
stylish-compassion3$50.0012/29/2011 7:49:30 PM
payment-halo$25.0012/29/2011 8:42:03 PM
GreenLender11$100.0012/29/2011 8:24:08 PM
ethical-truth211$200.0012/30/2011 5:10:23 AM
Requiem$25.0012/30/2011 6:12:58 AM
industrious-currency$25.0012/30/2011 10:44:40 AM
riproaringrapids$50.0012/30/2011 12:16:16 PM
productive-ore$25.0012/30/2011 10:24:42 AM
Weaverville$25.0012/30/2011 10:47:31 AM
shrewd-deal$50.0012/30/2011 3:06:08 PM
loss-of-control$50.0012/30/2011 4:00:00 PM
high_flyer$200.0012/30/2011 4:33:10 PM
emosspot$25.0012/30/2011 2:11:49 PM
orange-elated-contract$25.0012/30/2011 2:03:57 PM
penny-surgeon$25.0012/30/2011 2:13:33 PM
Enjoying_Life$50.0012/30/2011 2:44:08 PM
dedicated-diversification5$26.8012/30/2011 3:04:22 PM
gold-pudding6$48.3412/30/2011 4:53:47 PM
ricklip$100.0012/30/2011 5:18:54 PM
prohelper$25.0012/30/2011 5:37:00 PM
money-fort$25.0012/30/2011 5:22:41 PM
social-heart$25.0012/30/2011 5:23:56 PM
social-cocktail1$200.0012/30/2011 5:44:54 PM
important-openness1$100.0012/30/2011 5:30:06 PM
shrewd-peace7$25.0012/30/2011 5:29:59 PM
fortytwo$138.0012/30/2011 5:33:53 PM
bonus-demon$50.0012/30/2011 5:38:36 PM
mercuriant$25.0012/30/2011 5:39:47 PM
CA-Lender$25.0012/30/2011 7:50:49 PM
billybragg$25.0012/30/2011 7:55:49 PM
radforj22$25.0012/30/2011 8:30:32 PM
money-bauble$100.0012/30/2011 5:43:27 PM
unfixer$25.0012/30/2011 6:29:27 PM
scarlet-velvet$25.0812/30/2011 8:53:20 PM
82 Investments
 
Borrower Payment Dependent Notes Series 547525
This series of Notes was issued and sold upon the funding of the borrower loan #58529, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $199.09
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1998 Debt/Income ratio: 35%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Skilled Labor
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,030Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: No  
Screen name: tuba536 Borrower's state: SouthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
vehicle repair and tax time
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1900
Monthly expenses: $1300
Housing: $0
Insurance: $50
Car expenses: gas 125
Utilities: $100
Phone, cable, internet: $125
Food, entertainment: $125
Clothing, household expenses: $200
Credit cards and other loans: $400
Other expenses: $175
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
finance-mushroom$200.0012/29/2011 5:07:45 PM
edaguy$50.0012/29/2011 5:15:24 PM
first-pragmatic-power$25.0012/29/2011 5:29:03 PM
stylish-compassion3$50.0012/29/2011 7:49:31 PM
LuvToLend$25.0012/29/2011 11:07:02 PM
riproaringrapids$50.0012/30/2011 12:16:17 PM
miked8303$25.0012/30/2011 5:48:16 PM
greenback-investor7$100.0012/31/2011 8:51:12 AM
progressive-asset$100.0012/31/2011 11:12:56 AM
money-booster2$25.0012/31/2011 11:26:32 AM
scrappy-diversification7$2,000.0012/31/2011 12:09:32 PM
money-bauble$100.0012/31/2011 12:29:36 PM
mercuriant$25.0012/31/2011 12:36:28 PM
thelovebug$100.0012/31/2011 12:50:12 PM
Dubbs360$50.0012/31/2011 12:53:51 PM
cablenews$100.001/1/2012 8:36:18 AM
auction-seeker$25.001/1/2012 5:31:59 PM
WilliamLeeSims$25.001/1/2012 1:35:17 PM
asset-professor$25.001/1/2012 6:37:24 PM
gain-gourd$100.001/2/2012 8:01:47 AM
arsisi$25.001/2/2012 9:44:21 AM
life-is-great$25.001/2/2012 9:13:48 AM
money-yeller$25.001/2/2012 2:21:14 PM
upbeat-investment9$25.001/2/2012 5:31:25 PM
LoisLoan$25.001/2/2012 4:19:03 PM
logical-moola4$50.001/2/2012 5:11:14 PM
rupee-universe$25.001/2/2012 7:49:43 PM
loan-oasis4$25.001/2/2012 9:18:41 PM
bsh297$25.001/3/2012 5:59:09 AM
tech310$50.001/3/2012 12:14:02 AM
buffalobills$25.001/3/2012 7:48:15 AM
Foothill-Paradise$26.971/3/2012 10:13:48 AM
nimble-revenue5$50.001/3/2012 10:11:53 AM
Soothsayer$25.001/3/2012 10:39:45 AM
computer758$17.951/3/2012 11:45:36 AM
ultimate-peace$25.0012/29/2011 5:02:07 PM
successful-agreement7$100.0012/29/2011 5:16:42 PM
handy-justice$25.0012/29/2011 5:08:21 PM
worthy-bid8$50.0012/29/2011 5:30:02 PM
rupee-equation2$25.0012/29/2011 5:44:40 PM
Investor_DP$100.0012/29/2011 5:43:10 PM
hitsman$50.0012/29/2011 5:36:17 PM
jkeller4000$25.0012/29/2011 5:45:37 PM
versatile-treasure6$25.0012/29/2011 7:00:24 PM
zeeexsixare$50.0012/30/2011 7:24:15 AM
benjamins-utopia$100.0012/30/2011 10:03:31 AM
productive-ore$25.0012/30/2011 10:24:42 AM
diplomatic-wealth7$25.0012/31/2011 12:08:43 PM
gjm6d$25.0012/31/2011 12:33:10 PM
economy-producer$25.0012/31/2011 12:37:00 PM
orange-preeminant-bill$25.0012/31/2011 12:43:56 PM
bullwink27$25.0012/31/2011 12:53:04 PM
investment-cluster$50.0012/31/2011 4:23:15 PM
gristle$50.0012/31/2011 4:46:02 PM
payment-gusto$25.001/1/2012 10:33:05 AM
the-enthralling-coin$25.001/1/2012 12:28:26 PM
gold-channel2$25.001/1/2012 12:24:12 PM
silver-enlightenment0$100.001/1/2012 3:07:39 PM
scarlet-velvet$25.081/1/2012 5:16:52 PM
investment-comet$25.001/1/2012 9:20:10 PM
coin-investor$25.001/2/2012 9:06:30 AM
rdhfire$25.001/2/2012 7:10:55 PM
kendigme$25.001/3/2012 3:41:25 AM
Marfloogan$25.001/3/2012 6:47:37 AM
SimpleChoice$25.001/3/2012 8:32:32 AM
balanced-balance6$25.001/3/2012 9:52:56 AM
branaa99$25.001/3/2012 9:21:45 AM
economy-shrubbery6$25.001/3/2012 10:06:42 AM
cybernosha$25.001/3/2012 10:46:48 AM
dollardave$50.001/3/2012 11:32:43 AM
Flreap$30.001/3/2012 10:24:01 AM
71 Investments
 
Borrower Payment Dependent Notes Series 547561
This series of Notes was issued and sold upon the funding of the borrower loan #58440, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-30-2011 
Term: 12 months Listing End date:  Dec-30-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $322.55
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-2005 Debt/Income ratio: 7%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 18 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,954Stated income:$75,000-$99,999
Delinquencies in last 7y: 12 Bankcard utilization: 39%  
   Homeownership: No  
Screen name: man-of-action Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Need remaining funds (Auto)
Purpose of loan: Need remaining funds for a 2001 Acura MDX. Private Party sale.

My financial situation:
Monthly net income: $5196
Monthly expenses: $3060
Housing: $1920
Insurance: $140
Car expenses: $50
Utilities: $250
Phone, cable, internet: $200
Food, entertainment: $300
Clothing, household expenses: $200
Credit cards and other loans: $0 (paid off every month, though shows revolving balance; I use it for flyer miles)
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
edaguy$50.0012/30/2011 9:20:06 AM
LittleMingo$25.0012/30/2011 9:10:06 AM
supernova719$25.0012/30/2011 9:24:00 AM
selector568$300.0012/30/2011 9:25:45 AM
sharp-bill2$50.0012/30/2011 9:12:45 AM
loanman2007$100.0012/30/2011 9:30:36 AM
handy-justice$50.0012/30/2011 9:17:58 AM
Investor_DP$100.0012/30/2011 9:20:55 AM
secureincome$500.0012/30/2011 9:45:49 AM
value-allocator1$100.0012/30/2011 9:39:54 AM
hitsman$50.0012/30/2011 9:45:04 AM
sun818$25.0012/30/2011 9:49:32 AM
productive-ore$25.0012/30/2011 10:24:43 AM
benjamins-utopia$100.0012/30/2011 10:03:33 AM
first-friendly-listing$31.0012/30/2011 12:06:28 PM
bazaar-trajectory1$30.0012/30/2011 10:13:50 AM
dynrep$25.0012/30/2011 10:15:52 AM
r48$25.0012/30/2011 1:11:08 PM
authentic-kindness1$25.0012/30/2011 11:43:42 AM
riproaringrapids$50.0012/30/2011 12:16:19 PM
contributor897$25.0012/30/2011 12:02:29 PM
Baltija11$50.0012/30/2011 3:08:33 PM
penny-surgeon$25.0012/30/2011 2:20:00 PM
worth-viking$500.0012/30/2011 4:16:05 PM
radforj22$25.0012/30/2011 4:42:11 PM
ChrisProsper$17.7512/30/2011 5:24:20 PM
worthy-bid8$50.0012/30/2011 9:10:26 AM
stylish-compassion3$50.0012/30/2011 9:35:08 AM
fmanjoo$25.0012/30/2011 9:22:29 AM
scrappy-leverage6$25.0012/30/2011 9:22:39 AM
TikPmp1$25.0012/30/2011 9:29:54 AM
successful-agreement7$100.0012/30/2011 9:46:59 AM
first-pragmatic-power$25.0012/30/2011 9:51:11 AM
payment-halo$25.0012/30/2011 10:15:42 AM
historic-nickel$25.0012/30/2011 10:41:34 AM
gothampark$25.0012/30/2011 11:38:06 AM
Unitas4302$50.0012/30/2011 12:05:36 PM
market-aspen9$50.0012/30/2011 11:03:37 AM
quantum_leap$27.7512/30/2011 1:05:41 PM
loney_mender$25.0012/30/2011 3:47:17 PM
ethical-truth211$50.0012/30/2011 4:10:02 PM
money-booster2$25.0012/30/2011 1:55:31 PM
wealth-prodigy1$106.0012/30/2011 4:49:01 PM
nimble-dedication1$50.0012/30/2011 2:16:25 PM
tomdooley12520$25.0012/30/2011 2:19:40 PM
worth-blanket2$300.0012/30/2011 5:10:59 PM
ethical-truth211$50.0012/30/2011 4:09:49 PM
marauder763$37.5012/30/2011 4:40:46 PM
48 Investments
 
Borrower Payment Dependent Notes Series 547595
This series of Notes was issued and sold upon the funding of the borrower loan #58410, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1992 Debt/Income ratio: 24%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 21 Occupation: Executive
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,963Stated income:$75,000-$99,999
Delinquencies in last 7y: 8 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: agreement-sanctuary1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
home improvement
Purpose of loan: new roof
This loan will be used to...

My financial situation: excellent
I am a good candidate for this loan because...I have resouces


Monthly net income: $5500
Monthly expenses: $0
Housing: $1750
Insurance: $75
Car expenses: $0
Utilities: $75
Phone, cable, internet: $75
Food, entertainment: $250
Clothing, household expenses: $0
Credit cards and other loans: $200
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.0012/30/2011 9:06:33 AM
handy-justice$50.0012/30/2011 9:10:18 AM
FASTIZIO_P$25.0012/30/2011 9:10:36 AM
reasonable-bonus6$50.0012/30/2011 9:17:43 AM
shmb6508$48.0012/30/2011 9:33:08 AM
capital-halo1$1,000.0012/30/2011 9:19:16 AM
Investor_DP$100.0012/30/2011 9:21:06 AM
Feyenoord$30.0012/30/2011 9:23:09 AM
Rogesparkguy$25.0012/30/2011 9:32:37 AM
reward-adventure$29.0012/30/2011 9:53:40 AM
money-surge1$25.0012/30/2011 9:45:32 AM
first-pragmatic-power$25.0012/30/2011 9:51:11 AM
stepatatime-together$51.0012/30/2011 9:51:34 AM
R3vXX$25.0012/30/2011 9:53:53 AM
finance-prescription$100.0012/30/2011 9:52:58 AM
money-vista$25.0012/30/2011 9:56:18 AM
jebber007$30.0012/30/2011 9:56:27 AM
Rockymtnhi$25.0012/30/2011 10:11:55 AM
productive-ore$25.0012/30/2011 10:24:44 AM
bsh297$27.0612/30/2011 10:39:47 AM
vine99$65.0012/30/2011 10:52:19 AM
first-friendly-listing$25.4412/30/2011 12:06:42 PM
r48$25.0012/30/2011 1:06:10 PM
ethical-truth211$375.0012/30/2011 4:04:34 PM
penny-surgeon$25.0012/30/2011 2:21:14 PM
klend4$25.0012/30/2011 3:41:59 PM
high_flyer$100.0012/30/2011 4:31:28 PM
Bob450$25.0012/30/2011 4:55:10 PM
affluence-generator2$100.0012/30/2011 5:16:36 PM
billyisafob$25.0012/30/2011 5:44:04 PM
fantastic-wampum1$100.0012/30/2011 9:08:08 AM
worthy-bid8$50.0012/30/2011 9:10:27 AM
dedicated-transaction796$25.0012/30/2011 9:16:09 AM
investment-artist$25.0012/30/2011 9:17:41 AM
vutah$35.0012/30/2011 9:21:27 AM
handshake5$100.0012/30/2011 9:10:12 AM
principal-cooker2$25.0012/30/2011 9:22:31 AM
asiaratt$50.0012/30/2011 9:25:04 AM
careful-vigilance4$25.0012/30/2011 9:45:26 AM
pdub$75.0012/30/2011 9:32:35 AM
social-cocktail1$200.0012/30/2011 9:34:34 AM
finance-mushroom$200.0012/30/2011 9:34:48 AM
stylish-compassion3$50.0012/30/2011 9:35:10 AM
Alpha-AssistU$25.0012/30/2011 9:35:46 AM
SolarMoonshine$25.0012/30/2011 9:53:51 AM
wise-deal-panda$100.0012/30/2011 9:55:21 AM
hitsman$50.0012/30/2011 9:45:05 AM
pound-mushroom3$25.0012/30/2011 9:44:24 AM
historic-nickel$25.0012/30/2011 10:41:00 AM
money-booster2$25.0012/30/2011 1:54:53 PM
gothampark$25.0012/30/2011 11:29:07 AM
orange-elated-contract$25.0012/30/2011 2:03:58 PM
gold-miser9$26.2612/30/2011 2:21:06 PM
loss-of-control$100.0012/30/2011 3:10:49 PM
MusicandMedicine$33.2412/30/2011 5:45:07 PM
wwwUniversal$25.0012/30/2011 5:29:34 PM
56 Investments
 
Borrower Payment Dependent Notes Series 547617
This series of Notes was issued and sold upon the funding of the borrower loan #58484, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-01-2012 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $164.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jun-1994 Debt/Income ratio: 7%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 13Length of status:36y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $19,505Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 34%  
   Homeownership: Yes  
Screen name: fairness-prescription9 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
auto loan
Purpose of loan:
This loan will be used to...purchase a truck

My financial situation:
I am a good candidate for this loan because...i always pay my debts.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$27.5612/30/2011 5:02:23 PM
stylish-compassion3$50.0012/30/2011 5:05:37 PM
notabanker$75.0012/30/2011 5:16:49 PM
kenji4861$25.0012/30/2011 5:18:27 PM
credit-panda1$25.0012/30/2011 5:20:36 PM
riproaringrapids$50.0012/30/2011 5:20:39 PM
rupee-equation2$25.0012/30/2011 5:26:03 PM
jkeller4000$25.0012/30/2011 5:17:45 PM
successful-agreement7$100.0012/30/2011 5:21:08 PM
edaguy$75.0012/30/2011 5:21:17 PM
edaguy$75.0012/30/2011 5:21:24 PM
GoGators01$25.0012/30/2011 5:42:20 PM
D911ave$50.0012/30/2011 5:21:53 PM
bb575$50.0012/30/2011 5:40:26 PM
brilliant-market680$100.0012/30/2011 5:44:42 PM
PatriotKnight$25.0012/30/2011 5:55:03 PM
focused-bill3$50.0012/30/2011 10:08:38 PM
creditjunky$125.0012/30/2011 9:10:49 PM
yield-hut$29.0012/31/2011 3:41:00 AM
greenback-investor7$100.0012/31/2011 8:51:15 AM
market-maximizer472$100.0012/31/2011 10:41:52 AM
swiftsoul$50.0012/31/2011 10:46:18 AM
principal-star$25.0012/31/2011 11:36:34 AM
soular21804$25.0012/31/2011 12:20:47 PM
houli123$25.0012/31/2011 12:01:18 PM
american6$50.0012/31/2011 12:23:21 PM
Sneezie$100.0012/31/2011 12:21:44 PM
commitment-fort1$25.0012/31/2011 2:00:32 PM
r48$25.0012/31/2011 2:24:30 PM
silvercertificate$25.001/1/2012 5:50:11 AM
seanvr33$25.0012/31/2011 4:14:23 PM
gristle$50.0012/31/2011 4:46:03 PM
rajs$150.001/1/2012 9:07:44 AM
grotheik$25.0012/31/2011 8:11:05 PM
BOZO88$25.001/1/2012 6:34:59 AM
cablenews$100.001/1/2012 8:36:20 AM
Bank_Of_XL$25.001/1/2012 9:06:52 AM
Yanwoo$25.001/1/2012 11:14:54 AM
Feyenoord$30.001/1/2012 11:37:02 AM
penny-plato$25.001/1/2012 11:46:25 AM
lagnisiruk$25.001/1/2012 12:20:10 PM
treasure-birdie3$58.031/1/2012 1:37:57 PM
diplomatic-affluence$250.001/1/2012 12:42:51 PM
intelligent-dedication9$75.001/1/2012 1:28:57 PM
JustMee$25.0012/30/2011 5:05:29 PM
income-banjo$25.0012/30/2011 5:18:21 PM
scrappy-leverage6$25.0012/30/2011 5:07:05 PM
indomitable-coin$25.0012/30/2011 5:11:26 PM
selector568$300.0012/30/2011 5:12:08 PM
commanding-treasure2$50.0012/30/2011 5:12:35 PM
hitsman$50.0012/30/2011 5:29:49 PM
top-courteous-peso$75.0012/30/2011 5:30:22 PM
BxRealtor$25.0012/30/2011 5:30:49 PM
inventive-wealth2$25.0012/30/2011 5:35:30 PM
nuclearmoose$50.0012/30/2011 5:39:55 PM
blue-lively-platinum$25.0012/30/2011 5:40:58 PM
pdub$75.0012/30/2011 5:31:04 PM
DDPrime$50.0012/30/2011 5:42:10 PM
AFairDeal$25.0012/30/2011 5:45:11 PM
cashhelp$25.0012/30/2011 5:48:14 PM
market-solstice2$25.0012/30/2011 5:47:58 PM
john0720$50.0012/30/2011 6:23:46 PM
ethical-truth211$300.0012/31/2011 4:49:03 AM
djh47a$25.0012/31/2011 8:15:47 AM
heerzaquestion$75.0012/31/2011 7:27:35 AM
dapablotv$100.0012/31/2011 7:06:37 AM
mattbly$25.0012/31/2011 9:56:48 AM
Trapman13$50.0012/31/2011 7:41:02 AM
UT-Longhorn$25.0012/31/2011 10:12:53 AM
balance-voyager$50.0012/31/2011 8:08:45 AM
Rulea72$25.0012/31/2011 7:42:06 AM
fantastic-investment9$30.0012/31/2011 10:42:32 AM
blue-useful-auction$25.0012/31/2011 8:19:57 AM
radforj22$25.0012/31/2011 11:16:06 AM
bison667$25.0012/31/2011 10:38:51 AM
deal-searcher1$25.0012/31/2011 11:07:15 AM
progressive-asset$100.0012/31/2011 11:13:02 AM
money-booster2$35.0012/31/2011 11:16:28 AM
heavy_ax$25.0012/31/2011 12:13:48 PM
friendinmoney$25.0012/31/2011 11:28:40 AM
processor115$25.0012/31/2011 12:16:08 PM
Figure4$25.0012/31/2011 12:36:09 PM
gravbox$25.0012/31/2011 12:40:11 PM
economy-beast$25.0012/31/2011 1:34:51 PM
exchange-dreams$34.5612/31/2011 1:32:35 PM
powerful-dollar188$25.0012/31/2011 1:24:32 PM
davisj1078$25.8512/31/2011 6:37:52 PM
IcedMochaFund$25.0012/31/2011 9:15:04 PM
Attract$25.001/1/2012 8:43:41 AM
forthright-durability$25.0012/31/2011 5:55:28 PM
stollcm$25.001/1/2012 7:55:37 AM
themoneydoctor$150.001/1/2012 12:15:51 PM
wilchik$30.001/1/2012 11:29:14 AM
greentomato$50.001/1/2012 12:49:51 PM
gold-channel2$25.001/1/2012 12:24:16 PM
Johnab$25.001/1/2012 1:16:27 PM
WilliamLeeSims$25.001/1/2012 1:33:47 PM
kinetic-social$25.001/1/2012 1:11:13 PM
98 Investments
 
Borrower Payment Dependent Notes Series 547637
This series of Notes was issued and sold upon the funding of the borrower loan #58441, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-2006 Debt/Income ratio: 40%
Credit score: 760-779 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 6 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: wildebeest1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
funding for repairs on a rental
Purpose of loan:
This loan will be used to...repair a roof of a rental(income) property

My financial situation:
I am a good candidate for this loan because...I always pay my bills on time and most often early.


Monthly net income: $1158.25 management of Property for others
$ 2265.00 personal rentals
=$3423.00 total income
Monthly expenses:
Housing: $ 900.00
Insurance: $ 176.00
Car expenses: $ 400.00
Utilities: $ 150.00
Phone, cable, internet: $165.00
Food, entertainment: $400.00
Clothing, household expenses: $100.00
Credit cards and other loans: $0
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loanman2007$75.0012/30/2011 9:19:03 AM
handy-justice$50.0012/30/2011 9:08:52 AM
affluence-generator2$100.0012/30/2011 9:06:59 AM
worthy-bid8$50.0012/30/2011 9:10:29 AM
Investor_DP$100.0012/30/2011 9:21:07 AM
hitsman$50.0012/30/2011 9:45:07 AM
top-courteous-peso$75.0012/30/2011 9:42:17 AM
vine99$75.0012/30/2011 10:39:09 AM
chad-bro-chill$25.0012/30/2011 12:23:01 PM
cattlebaron$50.0012/30/2011 3:33:04 PM
Math_Physics$25.0012/30/2011 1:22:00 PM
economy-huckleberry0$25.0012/30/2011 1:59:36 PM
Bcs-cnc$25.0012/30/2011 6:06:47 PM
SFBank$50.0012/30/2011 6:30:25 PM
grotheik$25.0012/30/2011 8:54:21 PM
rustysailor$25.0012/30/2011 10:38:21 PM
melodious-openness$500.0012/31/2011 6:00:02 AM
progressive-asset$100.0012/31/2011 11:12:58 AM
suave-dime6$25.0012/31/2011 11:20:42 AM
radforj22$25.0012/31/2011 11:28:26 AM
wwwUniversal$25.0012/31/2011 12:06:31 PM
Bob450$25.0012/31/2011 12:07:11 PM
first-pragmatic-power$25.0012/31/2011 12:32:54 PM
finance-mushroom$95.0012/31/2011 12:15:43 PM
loan-fate$37.0012/31/2011 12:22:45 PM
whitegold24k$100.0012/31/2011 12:39:30 PM
fortytwo$150.0012/31/2011 12:43:03 PM
BankofRon$25.0012/31/2011 12:43:32 PM
whitegold24k$400.0012/31/2011 1:05:25 PM
CashFlow13$100.0012/31/2011 1:00:05 PM
deepblue34$30.0012/31/2011 1:59:21 PM
autonomous-kindness$25.0012/31/2011 1:51:09 PM
brightest-income-hunter$50.0012/31/2011 2:49:25 PM
jkeller4000$25.0012/30/2011 9:19:51 AM
stylish-compassion3$50.0012/30/2011 9:35:11 AM
riv701$25.0012/30/2011 9:21:59 AM
rupee-equation2$25.0012/30/2011 9:31:56 AM
SolarMoonshine$25.0012/30/2011 9:52:52 AM
productive-ore$25.0012/30/2011 10:24:45 AM
engaging-repayment8$25.0012/30/2011 9:56:50 AM
finance-magma7$25.0012/30/2011 9:58:13 PM
LuvToLend$25.0012/30/2011 9:02:09 PM
Zipcut$25.0012/30/2011 11:27:08 PM
abundant-marketplace436$25.0012/31/2011 7:29:22 AM
hidavehi$27.0012/31/2011 7:19:13 AM
foothillender$25.0012/31/2011 7:26:14 AM
high_flyer$50.0012/31/2011 8:06:06 AM
ethical-truth211$200.0012/31/2011 9:46:21 AM
riveting-credit5$80.0012/31/2011 11:28:43 AM
new-marketplace-lyrics$25.0012/31/2011 11:01:20 AM
money-booster2$35.0012/31/2011 11:17:35 AM
missing-link$25.0012/31/2011 12:39:43 PM
economy-coup$50.0012/31/2011 12:44:58 PM
gjm6d$25.0012/31/2011 12:33:10 PM
capital_projects_investor$25.0012/31/2011 2:17:34 PM
Starfin-Capital-Management$521.0012/31/2011 3:08:59 PM
calimanusa$50.0012/31/2011 3:03:11 PM
57 Investments
 
Borrower Payment Dependent Notes Series 547645
This series of Notes was issued and sold upon the funding of the borrower loan #58505, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-2001 Debt/Income ratio: 27%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 6Length of status:8y 2m
Amount delinquent: $0 Total credit lines: 12 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,923Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: No  
Screen name: workallday Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 49 ( 98% ) 640-659 (Latest)
Principal borrowed: $12,000.00< 31 days late: 1 ( 2% )  
640-659 (Aug-2010)
600-619 (Jul-2007)
 
Principal balance: $3,419.01 31+ days late: 0 ( 0% )
Total payments billed: 50  
Description
Home Improvement loan/new bath
Purpose of loan:
This loan will be used to finance the remodel of my basement bathroom. It is in need of tile, drywall, and sink. The rest of the basement is already finished

My financial situation:
I am a good candidate for this loan because I have been with my company for 8 years as the day shift Supervisor of a manufacturing corporation. Also I have had 1 prior prosper loan 3 years ago and did not miss any payments (paid in full) and 1 current prosper loan with no missed payments.


Monthly net income: $ 3166

Monthly expenses total -1797

Housing: $818
Insurance: $80
current prosper loan: $209
Car expenses: $320
Utilities: $150
Phone, cable, internet: $50
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $50
Other expenses: $20

I will have $1369 after monthly bills left to pay the new prosper loan and any emergencies and will have no problem paying my loan on time.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.0012/30/2011 5:01:45 PM
school-loan-gambler$300.0012/30/2011 5:05:33 PM
AndChicksforFree$100.0012/30/2011 5:06:17 PM
Dusigrosz$50.0012/30/2011 5:07:38 PM
MoneyForNothing$65.1512/30/2011 5:02:28 PM
ILoveBearHats$27.3912/30/2011 5:03:16 PM
RoZu_Lending$100.0012/30/2011 5:04:58 PM
pembull$50.0012/30/2011 5:05:34 PM
frantic-retirement$200.0012/30/2011 5:09:30 PM
worth-blanket2$2,400.0012/30/2011 5:12:10 PM
twjh$25.0012/30/2011 5:09:54 PM
marinbb$100.0012/30/2011 5:04:48 PM
grnii78$100.0012/30/2011 5:09:36 PM
ptjg$100.0012/30/2011 5:09:43 PM
fascinating-generosity3$234.4512/30/2011 5:04:02 PM
Dusigrosz$175.0012/30/2011 5:02:51 PM
atlas-shrugged$250.0012/30/2011 5:05:36 PM
stylish-compassion3$50.0012/30/2011 5:05:38 PM
lotuss4$25.0012/30/2011 5:07:50 PM
affluence-generator2$150.0012/30/2011 5:12:03 PM
20 Investments
 
Borrower Payment Dependent Notes Series 547651
This series of Notes was issued and sold upon the funding of the borrower loan #58479, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-01-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $79.64
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1993 Debt/Income ratio: 13%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 4m
Amount delinquent: $0 Total credit lines: 14 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,106Stated income:$1-$24,999
Delinquencies in last 7y: 16 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: loot-harbor1 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Joshua_E$25.0012/30/2011 5:08:28 PM
edaguy$50.0012/30/2011 5:21:33 PM
LuvToLend$25.0012/30/2011 9:02:11 PM
zeeexsixare$100.0012/31/2011 5:08:52 AM
deal-searcher1$25.0012/31/2011 11:07:15 AM
money-booster2$25.0012/31/2011 11:17:24 AM
diplomatic-wealth7$25.0012/31/2011 12:08:44 PM
fantastic-wampum1$50.0012/31/2011 12:46:59 PM
thelovebug$100.0012/31/2011 12:50:13 PM
gristle$50.0012/31/2011 4:46:04 PM
nickel-demon2$25.941/1/2012 11:28:32 AM
payment-gusto$25.001/1/2012 10:33:07 AM
payment-chief9$25.001/1/2012 12:20:10 PM
Moe87$24.061/1/2012 12:24:34 PM
selector568$300.0012/30/2011 5:12:18 PM
stylish-compassion3$50.0012/30/2011 5:05:38 PM
successful-agreement7$100.0012/30/2011 5:21:09 PM
Investor_DP$100.0012/30/2011 5:16:14 PM
hitsman$50.0012/30/2011 5:29:49 PM
Danjack_Capital$25.0012/30/2011 7:07:58 PM
first-pragmatic-power$25.0012/30/2011 5:40:41 PM
worthy-bid8$50.0012/30/2011 5:41:06 PM
miked8303$25.0012/30/2011 5:48:19 PM
high_flyer$50.0012/30/2011 8:58:42 PM
productive-ore$25.0012/31/2011 10:39:12 AM
wwwUniversal$25.0012/31/2011 12:06:32 PM
well-rounded-payout0$50.0012/31/2011 12:25:00 PM
penny-surgeon$25.0012/31/2011 12:07:55 PM
finance-mushroom$200.0012/31/2011 12:15:43 PM
mrxtravis$25.0012/31/2011 12:59:49 PM
stock106$25.0012/31/2011 1:52:27 PM
ethical-truth211$200.0012/31/2011 6:54:42 PM
forthright-durability$25.001/1/2012 10:39:19 AM
taltman$25.0012/31/2011 10:37:05 PM
lagnisiruk$25.001/1/2012 12:20:10 PM
35 Investments
 
Borrower Payment Dependent Notes Series 547659
This series of Notes was issued and sold upon the funding of the borrower loan #58472, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1976 Debt/Income ratio: 32%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 5Employment status:Other
Now delinquent: 0 Current / open credit lines: 17 / 16Length of status:11y 5m
Amount delinquent: $0 Total credit lines: 45 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $26,401Stated income:$25,000-$49,999
Delinquencies in last 7y: 1 Bankcard utilization: 23%  
   Homeownership: Yes  
Screen name: best-deal-photon Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
car repair, home repairs.
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$125.0012/30/2011 9:02:31 AM
stylish-compassion3$50.0012/30/2011 9:35:12 AM
Investor_DP$100.0012/30/2011 9:20:56 AM
selector568$300.0012/30/2011 9:25:46 AM
hitsman$50.0012/30/2011 9:45:07 AM
benjamins-utopia$100.0012/30/2011 10:03:33 AM
riproaringrapids$50.0012/30/2011 12:16:20 PM
money-booster2$25.0012/30/2011 1:47:57 PM
penny-surgeon$25.0012/30/2011 2:13:09 PM
callmebryan$25.0012/30/2011 3:12:00 PM
ddog0224$50.0012/30/2011 1:48:51 PM
Enjoying_Life$50.0012/30/2011 2:44:08 PM
jessica9432$26.9812/30/2011 3:14:49 PM
compassion-expert$25.0012/30/2011 5:10:19 PM
jmeasn$25.0012/30/2011 3:28:54 PM
silver-champion3$50.0012/30/2011 4:00:57 PM
DreDub$50.0012/30/2011 4:47:32 PM
GCInvestments$25.0012/30/2011 5:35:34 PM
diplomatic-wealth7$25.0012/30/2011 5:43:05 PM
miked8303$25.0012/30/2011 5:48:18 PM
Kattosha$25.0012/30/2011 7:33:46 PM
Angel_Investor_7$25.0012/30/2011 5:48:29 PM
finance-magma7$25.0012/30/2011 9:58:13 PM
SFBank$50.0012/30/2011 6:29:24 PM
dough-souffle$25.0012/30/2011 9:53:29 PM
bsh297$36.2812/31/2011 7:01:02 AM
ethical-truth211$100.0012/31/2011 4:38:48 AM
deal-matrix375$50.0012/31/2011 8:02:38 AM
DiligentiaLLC$25.0012/31/2011 7:57:39 AM
abundant-marketplace436$25.0012/31/2011 7:29:23 AM
funtwosay$25.0012/31/2011 8:40:16 AM
sensible-order2$337.0012/31/2011 8:54:10 AM
handy-justice$50.0012/30/2011 9:07:44 AM
edaguy$50.0012/30/2011 9:20:08 AM
worthy-bid8$50.0012/30/2011 9:10:29 AM
successful-agreement7$100.0012/30/2011 9:47:00 AM
first-pragmatic-power$25.0012/30/2011 9:51:32 AM
productive-ore$25.0012/30/2011 10:24:45 AM
orange-elated-contract$25.0012/30/2011 2:03:59 PM
high_flyer$100.0012/30/2011 4:34:22 PM
finance-mushroom$200.0012/30/2011 5:13:15 PM
important-openness1$53.0012/30/2011 5:30:06 PM
progressive-economy261$400.0012/30/2011 5:22:10 PM
money-bauble$100.0012/30/2011 5:43:28 PM
wwwUniversal$25.0012/30/2011 5:29:35 PM
mlj0671$25.0012/30/2011 5:49:22 PM
Ballybay$50.0012/30/2011 5:46:11 PM
Bears34$25.0012/30/2011 9:27:45 PM
capital-zeus$38.9412/30/2011 6:37:29 PM
finance-amusement4$50.0012/31/2011 4:35:52 AM
zeeexsixare$200.0012/31/2011 5:07:07 AM
special-rupee$45.0012/31/2011 6:09:03 AM
focused-bill3$50.0012/30/2011 10:08:37 PM
tkr2$25.0012/31/2011 7:15:39 AM
ouyangers$25.0012/31/2011 8:22:15 AM
gold-pudding6$62.3712/31/2011 6:25:19 AM
Brisket_Bob$25.0012/31/2011 7:15:41 AM
MoneyForNothing$0.4312/31/2011 8:55:40 AM
jga516$25.0012/31/2011 7:38:06 AM
worthy-bid4$50.0012/31/2011 8:01:27 AM
netelegent$25.0012/31/2011 7:57:58 AM
attractive-duty9$25.0012/31/2011 7:59:06 AM
greenback-investor7$100.0012/31/2011 8:51:13 AM
63 Investments
 
Borrower Payment Dependent Notes Series 547687
This series of Notes was issued and sold upon the funding of the borrower loan #58438, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $159.27
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1995 Debt/Income ratio: 14%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 4Length of status:11y 2m
Amount delinquent: $0 Total credit lines: 39 Occupation: Executive
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,562Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 52%  
   Homeownership: No  
Screen name: unequaled-generosity6 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation and vacation
Purpose of loan: Consolidation and Vacation
This loan will be used to...

My financial situation:
I am a good candidate for this loan because... I have worked hard to re-establish my credit and currently a district executive for Citifinancial so I understand ontime payments.


Monthly net income: $4845.16
Monthly expenses: $
Housing: $700.00
Insurance: $90.00
Car expenses: $425
Utilities: $125
Phone, cable, internet: $29.95
Food, entertainment: $300.00
Clothing, household expenses: $
Credit cards and other loans: $100.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
scrappy-leverage6$25.0012/30/2011 5:07:06 PM
AndChicksforFree$25.0012/30/2011 5:13:59 PM
hitsman$50.0012/30/2011 5:29:50 PM
successful-agreement7$100.0012/30/2011 5:21:10 PM
SFBank$50.0012/30/2011 6:34:22 PM
R3vXX$25.0012/30/2011 5:42:08 PM
vutah$25.0012/30/2011 6:18:28 PM
CA-Lender$25.0012/31/2011 10:18:07 AM
calimanusa$50.0012/31/2011 11:12:30 AM
scrappy-diversification7$1,784.0012/31/2011 12:09:32 PM
money-booster2$25.0012/31/2011 11:23:33 AM
finance-mushroom$200.0012/31/2011 12:15:44 PM
lagnisiruk$25.0012/31/2011 12:53:00 PM
Elefunt$25.0012/31/2011 12:49:14 PM
Starfin-Capital-Management$61.0012/31/2011 3:06:48 PM
scoobiedoo$50.0012/31/2011 12:56:36 PM
famous-bill$75.0012/31/2011 2:11:17 PM
selector568$300.0012/30/2011 5:12:19 PM
stylish-compassion3$50.0012/30/2011 5:05:39 PM
EngineersAlliance$150.0012/30/2011 5:07:02 PM
Investor_DP$100.0012/30/2011 5:16:15 PM
worthy-bid8$50.0012/30/2011 5:41:07 PM
edaguy$50.0012/30/2011 5:21:34 PM
Danjack_Capital$25.0012/30/2011 7:10:56 PM
first-pragmatic-power$25.0012/30/2011 5:40:52 PM
loanman2007$25.0012/31/2011 4:05:28 AM
zeeexsixare$100.0012/31/2011 5:12:50 AM
productive-ore$25.0012/31/2011 10:39:13 AM
the-enthralling-coin$25.0012/31/2011 12:12:25 PM
money-booster2$25.0012/31/2011 11:23:28 AM
miked8303$25.0012/31/2011 12:16:22 PM
Engineer44$30.0012/31/2011 1:38:59 PM
loss-of-control$50.0012/31/2011 3:05:20 PM
thelovebug$100.0012/31/2011 12:50:13 PM
lendstats_com$200.0012/31/2011 2:12:52 PM
brightest-income-hunter$25.0012/31/2011 2:48:36 PM
36 Investments
 
Borrower Payment Dependent Notes Series 547713
This series of Notes was issued and sold upon the funding of the borrower loan #58476, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-1990 Debt/Income ratio: 3%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 3 / 2Length of status:16y 1m
Amount delinquent: $0 Total credit lines: 40 Occupation: Social Worker
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $1,218Stated income:$50,000-$74,999
Delinquencies in last 7y: 1 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: goal-basis580 Borrower's state: Michigan Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Taxes and household bills
Purpose of loan: Pay off back taxes and a couple household bills
This loan will be used to...same as above

My financial situation:
I am a good candidate for this loan because... I plan to use my income tax return to pay off the balance of the loan


Monthly net income: $3200.00
Monthly expenses: $2300.00
Housing: $1850.00
Insurance: $160.00
Car expenses: $0
Utilities: $90.00
Phone, cable, internet: $190.00
Food, entertainment: $200.00
Clothing, household expenses: $50.00
Credit cards and other loans: $50.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
stylish-compassion3$50.0012/30/2011 5:05:41 PM
scrappy-leverage6$25.0012/30/2011 5:07:06 PM
commanding-treasure2$50.0012/30/2011 5:12:36 PM
riproaringrapids$50.0012/30/2011 5:20:40 PM
hitsman$50.0012/30/2011 5:29:52 PM
inventive-wealth2$25.0012/30/2011 5:35:31 PM
money-bauble$100.0012/30/2011 5:43:29 PM
AFairDeal$25.0012/30/2011 5:45:21 PM
enchanted-note$25.0012/30/2011 5:50:43 PM
cashhelp$25.0012/30/2011 5:48:35 PM
loanman2007$25.0012/31/2011 3:57:46 AM
hektek22$600.0012/30/2011 11:23:59 PM
ethical-truth211$400.0012/31/2011 4:35:01 AM
goodhearted-basis4$25.0012/30/2011 5:13:57 PM
kenji4861$25.0012/30/2011 5:18:51 PM
successful-agreement7$100.0012/30/2011 5:21:11 PM
edaguy$75.0012/30/2011 5:21:18 PM
Investor_DP$100.0012/30/2011 5:15:52 PM
cardminger$25.0012/30/2011 5:44:14 PM
1traveler$25.0012/30/2011 5:47:01 PM
BxRealtor$25.0012/30/2011 5:30:50 PM
vutah$25.0012/30/2011 6:19:02 PM
organized-dough5$25.0012/30/2011 7:20:48 PM
market-solstice2$25.0012/30/2011 5:47:58 PM
cash-vault$25.0012/30/2011 5:49:55 PM
kindness-ace1$50.0012/30/2011 10:56:19 PM
26 Investments
 
Borrower Payment Dependent Notes Series 547761
This series of Notes was issued and sold upon the funding of the borrower loan #58389, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: May-1985 Debt/Income ratio: 55%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 11Employment status:Employed
Now delinquent: 4 Current / open credit lines: 21 / 20Length of status:4y 5m
Amount delinquent: $1,011 Total credit lines: 43 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $68,257Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: gold-bluebird Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $3,400.00< 31 days late: 0 ( 0% )  
700-719 (Mar-2011)
 
Principal balance: $929.66 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
home improvement loan
Purpose of loan:
This loan will be used to... new roof

My financial situation:
I am a good candidate for this loan because...I always pay back my obligations


Monthly net income: $4000
Monthly expenses: 1000
Housing: $1000
Insurance: $200
Car expenses: $0
Utilities: $250
Phone, cable, internet: $75
Food, entertainment: $175
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Investor_DP$100.0012/30/2011 5:16:23 PM
312-Lender$25.0012/30/2011 5:17:10 PM
stylish-compassion3$50.0012/30/2011 5:05:42 PM
affluence-generator2$25.0012/30/2011 5:06:21 PM
yield-lion2$75.0012/30/2011 5:09:27 PM
hitsman$50.0012/30/2011 5:29:53 PM
jkeller4000$100.0012/30/2011 5:17:58 PM
money-baron-roth-IRA$50.0012/30/2011 5:21:05 PM
high_flyer$100.0012/30/2011 6:57:28 PM
smallbizrule$50.0012/30/2011 7:44:50 PM
Rogesparkguy$25.0012/30/2011 5:46:35 PM
LuvToLend$25.0012/30/2011 9:02:11 PM
finance-magma7$25.0012/30/2011 9:58:14 PM
sensible-fund$26.0012/30/2011 5:55:34 PM
sgt-schultz$25.0012/30/2011 8:22:46 PM
Mikale360$25.0012/30/2011 10:14:01 PM
heerzaquestion$25.0012/31/2011 7:18:30 AM
saga9$25.0012/30/2011 11:43:51 PM
FarmersBank$47.8412/31/2011 7:42:57 AM
promise2$25.0012/31/2011 5:33:15 AM
IntrepidInvestment$25.0012/31/2011 11:20:41 AM
papaloha$200.0012/31/2011 12:11:43 PM
Bob450$30.0012/31/2011 12:03:58 PM
hopeful-deal7$25.0012/31/2011 12:08:46 PM
87Marc$25.0012/31/2011 12:17:21 PM
jazzlender$25.0012/31/2011 12:24:08 PM
foxtrot12$75.0012/31/2011 12:25:30 PM
vutah$35.0012/30/2011 5:23:15 PM
nfx$40.0012/30/2011 5:31:50 PM
Leshan$100.0012/30/2011 5:22:23 PM
money-baron-Roth401k$25.0012/30/2011 5:29:11 PM
SFBank$50.0012/30/2011 6:23:10 PM
Jack55304$200.0012/30/2011 5:39:43 PM
worthy-bid8$50.0012/30/2011 5:41:08 PM
AF-Chief$25.0012/30/2011 5:46:31 PM
Bank42$25.0012/30/2011 6:04:51 PM
NekHoldings$25.0012/30/2011 6:15:11 PM
finance-amusement4$50.0012/31/2011 4:40:00 AM
LakeShoreLending$25.0012/31/2011 6:51:15 AM
bonus-quark4$25.0012/31/2011 7:31:04 AM
healer199$36.0012/31/2011 6:08:02 AM
abundant-marketplace436$25.0012/31/2011 7:29:25 AM
handy-justice$50.0012/31/2011 8:58:19 AM
progressive-asset$100.0012/31/2011 11:13:03 AM
brightest-organized-balance$25.0012/31/2011 10:30:07 AM
money-booster2$25.0012/31/2011 11:10:26 AM
engrossing-responsibility0$50.0012/31/2011 12:09:57 PM
suave-dime6$25.0012/31/2011 11:19:30 AM
radforj22$25.0012/31/2011 11:26:28 AM
amlu1988$25.0012/31/2011 11:33:04 AM
finance-prescription$100.0012/31/2011 12:19:23 PM
the-credit-maker$25.0012/31/2011 12:21:01 PM
green-capital-hornet$25.0012/31/2011 12:22:15 PM
secureincome$777.0012/31/2011 12:22:52 PM
asiaratt$50.0012/31/2011 12:10:00 PM
finance-mushroom$200.0012/31/2011 12:15:44 PM
bid-czar8$32.0012/31/2011 12:20:26 PM
capital-halo1$426.1612/31/2011 12:30:42 PM
58 Investments
 
Borrower Payment Dependent Notes Series 547787
This series of Notes was issued and sold upon the funding of the borrower loan #58444, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-01-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Nov-1998 Debt/Income ratio: 52%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 18 / 17Length of status:8y 4m
Amount delinquent: $0 Total credit lines: 46 Occupation: Principal
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,372Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 39%  
   Homeownership: Yes  
Screen name: amigo355 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Getting on Top
Purpose of loan:
This loan will be used to...
Pay off some debt
My financial situation:
I always pay on time. Just need some extra cash.
I am a good candidate for this loan because...
Dependable to pay back on time and early if I can.


Monthly net income: $4,000
Monthly expenses: $3,800
Housing: $930.00
Insurance: $300.00
Car expenses: $755
Utilities: $90
Phone, cable, internet: $168
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
EngineersAlliance$75.0012/30/2011 5:07:19 PM
AndChicksforFree$25.0012/30/2011 5:09:51 PM
green-inspiring-peace$25.0012/30/2011 5:28:09 PM
SFBank$50.0012/30/2011 6:25:13 PM
gotjack$25.0012/31/2011 5:37:21 AM
the-lean-bid$25.5012/31/2011 9:21:35 AM
calimanusa$50.0012/31/2011 11:12:07 AM
money-booster2$35.0012/31/2011 11:17:55 AM
riveting-credit5$100.0012/31/2011 11:42:47 AM
loanman2007$25.0012/31/2011 12:06:31 PM
DHolly$31.0012/31/2011 12:30:20 PM
loss-of-control$100.0012/31/2011 3:10:19 PM
skillful-asset5$30.0012/31/2011 3:18:36 PM
Mrs-Honeydew$25.0012/31/2011 7:07:49 PM
unassuming-market7$44.6512/31/2011 10:09:48 PM
let_me_retire$82.5212/31/2011 4:35:23 PM
supreme-p2p9$25.001/1/2012 8:17:04 AM
platinum-czar$25.001/1/2012 1:07:36 AM
brondero$80.001/1/2012 9:42:37 AM
payment-chief9$50.001/1/2012 12:26:58 PM
cash4closeoutsdotnet$25.491/1/2012 1:28:07 PM
excheesehead$100.001/1/2012 12:35:11 PM
Valley-of-the-Dollar$25.001/1/2012 1:26:26 PM
mammalian4$25.001/1/2012 3:39:07 PM
sweetlan$25.001/1/2012 5:39:05 PM
WilliamLeeSims$25.001/1/2012 1:33:48 PM
Searlzy$24.511/1/2012 5:51:40 PM
wendyhop$50.001/1/2012 1:46:25 PM
LittleMingo$25.001/1/2012 4:07:26 PM
affluence-generator2$200.0012/30/2011 5:02:30 PM
jkeller4000$25.0012/30/2011 5:17:08 PM
vutah$40.0012/30/2011 5:23:06 PM
PatriotKnight$25.0012/30/2011 5:39:41 PM
sensible-fund$25.0012/30/2011 5:57:30 PM
Danjack_Capital$25.0012/30/2011 7:09:30 PM
bancoroyal$25.6812/31/2011 6:21:58 AM
melodious-openness$1,000.0012/31/2011 5:59:06 AM
midnight24$37.7112/31/2011 9:10:36 AM
CA-Lender$50.0012/31/2011 10:17:41 AM
exciting-fairness$200.0012/31/2011 3:10:16 PM
Starfin-Capital-Management$500.0012/31/2011 3:18:31 PM
kindness-ace1$50.0012/31/2011 3:46:26 PM
forthright-durability$25.0012/31/2011 5:59:06 PM
Kash2010lu$30.0012/31/2011 11:34:16 PM
exchange-upholder0$25.0012/31/2011 6:46:33 PM
ohmarkybaby$58.7912/31/2011 10:10:56 PM
power-secret-agent$25.001/1/2012 5:46:28 AM
flaguynice$100.001/1/2012 6:35:15 AM
WeshaTheLeopard$25.001/1/2012 2:02:51 AM
Core-Marketing$25.001/1/2012 5:13:45 AM
five-star-note$75.001/1/2012 2:14:53 PM
CashFlow13$100.001/1/2012 12:49:39 PM
Rashanir$29.151/1/2012 3:38:01 PM
terrific-peace8$25.001/1/2012 5:16:39 PM
54 Investments
 
Borrower Payment Dependent Notes Series 547817
This series of Notes was issued and sold upon the funding of the borrower loan #58520, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $7,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $278.73
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1995 Debt/Income ratio: 25%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 8Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 27 Occupation: Religious
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $4,786Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: return-javelin5 Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidate
Purpose of loan:
This loan will be used to...
Consolidate loans
My financial situation:
I am a good candidate for this loan because...
I work a full time job and a part time and both are very solid positions.

Monthly net income: $6000.00
Monthly expenses: $5000.00
Housing: $675.00
Insurance: $350.00
Car expenses: $450.00
Utilities: $100.00
Phone, cable, internet: $100.00
Food, entertainment: $600.00
Clothing, household expenses: $50.00
Credit cards and other loans: $1500.00 but will be paid in February
Other expenses: $200.00
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
scrappy-leverage6$25.0012/30/2011 5:07:08 PM
stylish-compassion3$50.0012/30/2011 5:05:43 PM
AndChicksforFree$25.0012/30/2011 5:08:04 PM
selector568$300.0012/30/2011 5:12:20 PM
successful-agreement7$100.0012/30/2011 5:21:13 PM
first-pragmatic-power$25.0012/30/2011 5:40:53 PM
missing-link$25.0012/30/2011 5:25:59 PM
hitsman$50.0012/30/2011 5:29:54 PM
SFBank$50.0012/30/2011 6:24:36 PM
zeeexsixare$200.0012/31/2011 5:09:36 AM
first-friendly-listing$25.0012/31/2011 8:37:23 AM
deal-searcher1$25.0012/31/2011 11:07:16 AM
CA-Lender$25.0012/31/2011 10:17:21 AM
calimanusa$50.0012/31/2011 11:10:54 AM
orange-impartial-asset$25.0012/31/2011 1:21:09 PM
autonomous-kindness$25.0012/31/2011 1:55:14 PM
kindness-ace1$50.0012/31/2011 3:49:09 PM
gain-gourd$100.001/2/2012 8:01:51 AM
tech310$50.001/3/2012 12:14:04 AM
gold-cluster$50.001/3/2012 8:11:31 AM
impeccable-ore3$25.001/3/2012 9:00:48 AM
riveting-credit5$50.001/3/2012 8:13:30 AM
SecondChanceLendingSERV$27.501/3/2012 8:49:59 AM
klend4$25.001/3/2012 9:38:03 AM
economy-shrubbery6$25.001/3/2012 10:06:50 AM
greenback-investor7$100.001/3/2012 10:29:37 AM
ThatDanGuy$50.001/3/2012 1:52:39 PM
computer758$25.001/3/2012 11:45:38 AM
cash-reaction2$50.001/3/2012 5:14:45 PM
the-inspired-justice$40.001/3/2012 3:17:08 PM
justice-economist$25.001/3/2012 4:54:47 PM
foxtrot12$48.001/4/2012 9:55:50 AM
hopethisworks$25.001/4/2012 9:56:13 AM
HamachiMan$26.041/4/2012 10:02:08 AM
golden-cat$25.001/4/2012 9:52:35 AM
Miklot$30.001/4/2012 9:48:06 AM
aader$25.001/4/2012 9:49:28 AM
Mariner3605$25.001/4/2012 9:48:08 AM
inventive-order8$25.001/4/2012 9:44:11 AM
lowlite6647$25.001/4/2012 9:42:12 AM
Kyileo$25.001/4/2012 9:39:50 AM
proud-pound4$25.001/4/2012 9:39:56 AM
rescue$100.001/4/2012 9:31:30 AM
the-enthralling-coin$25.001/4/2012 9:58:18 AM
Kaj$25.001/4/2012 9:28:47 AM
IIP77$25.001/4/2012 9:24:48 AM
roxon$25.001/4/2012 9:16:54 AM
shmb6508$50.001/4/2012 9:17:58 AM
productive-ore$25.001/4/2012 9:09:50 AM
economy-producer$25.001/4/2012 9:18:13 AM
mlj0671$25.001/4/2012 7:36:24 AM
patriot384$100.001/4/2012 5:22:38 AM
museic1$100.001/4/2012 3:24:38 AM
peaceful-wealth0$25.001/4/2012 7:19:21 AM
income-buffalo1$100.001/3/2012 7:41:51 PM
bsh297$25.811/4/2012 6:34:40 AM
Wellman$25.001/3/2012 5:38:55 PM
newest-phenomenal-dinero$75.001/3/2012 6:44:04 PM
thelovebug$100.001/3/2012 5:29:07 PM
finance-mushroom$200.001/3/2012 5:24:51 PM
terrific-dough6$75.001/3/2012 5:24:00 PM
mercuriant$25.001/3/2012 5:48:38 PM
Joyflyer$361.031/3/2012 5:20:29 PM
shrewd-peace7$25.001/3/2012 5:43:23 PM
diplomatic-wealth7$25.001/3/2012 5:16:38 PM
bill-mushroom$41.001/3/2012 5:13:57 PM
EBITDA$25.001/3/2012 5:09:15 PM
income-buddy7$100.001/3/2012 5:08:10 PM
MrBailey$25.001/3/2012 5:07:51 PM
gold-plane1$25.001/3/2012 5:04:19 PM
edaguy$50.0012/30/2011 5:21:35 PM
Investor_DP$100.0012/30/2011 5:16:16 PM
pdub$75.0012/30/2011 5:31:04 PM
enchanted-diversification496$25.0012/30/2011 5:40:39 PM
worthy-bid8$50.0012/30/2011 5:41:08 PM
market-solstice2$25.0012/30/2011 5:47:59 PM
scarlet-velvet$25.0812/31/2011 12:17:55 AM
graceful-IRAinvestment$25.0012/31/2011 8:05:08 AM
ethical-truth211$300.0012/31/2011 5:35:49 AM
money-booster2$25.0012/31/2011 11:27:28 AM
penny-surgeon$25.0012/31/2011 12:09:55 PM
britches613$28.5412/31/2011 3:33:35 PM
skillful-asset5$30.0012/31/2011 3:18:03 PM
balance-chestnut$25.0012/31/2011 6:59:45 PM
payment-gusto$25.001/1/2012 10:33:09 AM
WilliamLeeSims$25.001/1/2012 1:35:23 PM
beachfunder$25.001/1/2012 1:47:03 PM
dollar-tornado3$25.001/2/2012 5:22:18 AM
asset-professor$25.001/1/2012 6:37:28 PM
first-restless-payout$50.001/2/2012 1:29:29 PM
money-yeller$25.001/2/2012 2:21:16 PM
daekpon$70.001/2/2012 7:42:52 PM
patriot897$25.001/3/2012 7:39:20 AM
intuitive-velocity4$25.001/3/2012 9:57:22 AM
nimble-revenue5$50.001/3/2012 10:12:18 AM
nimble-revenue5$50.001/3/2012 10:11:57 AM
miked8303$25.001/3/2012 10:33:16 AM
dollardave$50.001/3/2012 11:32:45 AM
penny-plato$25.001/3/2012 3:20:59 PM
finance-investor3$25.001/3/2012 3:58:18 PM
the-healthy-commitment$25.001/3/2012 4:01:34 PM
bigmatt$25.001/3/2012 4:26:13 PM
factcheck$25.001/3/2012 5:01:03 PM
engrossing-responsibility0$50.001/3/2012 5:06:48 PM
R3vXX$25.001/3/2012 5:08:30 PM
bravos33$25.001/3/2012 5:09:46 PM
arsisi$25.001/3/2012 5:36:39 PM
derec$25.001/3/2012 5:39:41 PM
red-power-pecan$50.001/3/2012 5:18:18 PM
jazzlender$25.001/3/2012 5:21:04 PM
Comoparklender$25.001/3/2012 5:25:19 PM
investment-meteor1$25.001/3/2012 8:04:07 PM
rhin0cerx$50.001/3/2012 5:45:51 PM
velocity-disk6$40.001/3/2012 5:48:16 PM
worth-dandelion$100.001/3/2012 5:49:43 PM
jjswanso$100.001/3/2012 5:51:59 PM
loyalty-czar$30.001/3/2012 6:45:47 PM
worth-web5$50.001/3/2012 6:48:43 PM
x32248$25.001/3/2012 8:00:00 PM
income-cosmos4$50.001/3/2012 8:52:20 PM
downtownfarm$25.001/4/2012 6:43:44 AM
scoobiedoo$75.001/4/2012 7:44:08 AM
DER$25.001/4/2012 9:17:12 AM
exuberant-funds1$25.001/4/2012 8:44:31 AM
richboy56$25.001/4/2012 8:41:32 AM
oreyedoc$47.001/4/2012 9:23:52 AM
beachfunder$25.001/4/2012 9:06:14 AM
Gladglide$25.001/4/2012 9:06:19 AM
Katburg$25.001/4/2012 9:15:54 AM
yngling$25.001/4/2012 9:40:25 AM
FASTIZIO_P$25.001/4/2012 9:41:39 AM
SKOAL$25.001/4/2012 9:45:23 AM
lcole32$25.001/4/2012 9:46:07 AM
apostle901$25.001/4/2012 9:21:07 AM
rysil$35.001/4/2012 9:53:47 AM
fortytwo$150.001/4/2012 9:58:48 AM
miamibeachloaner$25.001/4/2012 10:01:38 AM
roman2008$25.001/4/2012 9:31:00 AM
symbiosis$50.001/4/2012 9:36:00 AM
minddoc$35.001/4/2012 9:44:52 AM
ErsatzMike$60.001/4/2012 9:46:37 AM
Bookophile$50.001/4/2012 9:42:25 AM
ecstatic-money064$25.001/4/2012 9:48:50 AM
Frenchynh$25.001/4/2012 9:49:30 AM
asiaratt$50.001/4/2012 9:53:07 AM
_kyle$50.001/4/2012 9:53:14 AM
jiftostada$25.001/4/2012 9:57:57 AM
147 Investments
 
Borrower Payment Dependent Notes Series 547833
This series of Notes was issued and sold upon the funding of the borrower loan #58431, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Dec-1989 Debt/Income ratio: 39%
Credit score: 620-639 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 13 / 8Length of status:5y 4m
Amount delinquent: $0 Total credit lines: 30 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $2,334Stated income:$25,000-$49,999
Delinquencies in last 7y: 3 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: alluring-nickel5 Borrower's state: Idaho Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 1 ( 14% ) 620-639 (Latest)
Principal borrowed: $4,500.00< 31 days late: 6 ( 86% )  
720-739 (May-2011)
 
Principal balance: $3,960.12 31+ days late: 0 ( 0% )
Total payments billed: 7  
Description
Consolidate Debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
poetic-reward0$27.001/1/2012 12:17:47 PM
Jack55304$200.001/1/2012 12:11:39 PM
hitsman$50.001/1/2012 12:11:58 PM
listing-candy$25.001/1/2012 12:07:27 PM
Investor_DP$100.001/1/2012 12:21:53 PM
gold-channel2$25.001/1/2012 12:24:18 PM
SpareChangeHero$25.001/1/2012 12:33:05 PM
ricklip$100.001/3/2012 10:13:04 AM
Mariner3605$25.001/3/2012 10:08:28 AM
wwwUniversal$25.001/3/2012 10:22:36 AM
nimble-revenue5$50.001/3/2012 10:12:00 AM
managedfund$777.001/3/2012 10:47:19 AM
first-pragmatic-power$25.001/3/2012 10:23:06 AM
Bond007ria$25.001/3/2012 10:11:25 AM
cash-reaction2$50.001/3/2012 10:06:09 AM
gethsemane4$65.001/3/2012 8:11:01 AM
Kash2010lu$25.001/2/2012 11:00:50 PM
420limo$25.001/2/2012 11:15:24 PM
LuvToLend$25.001/2/2012 8:20:25 PM
dariop$26.011/2/2012 5:17:40 PM
Socorro_Capital_Partners$25.011/2/2012 9:31:25 AM
rvfbroker$25.001/2/2012 9:21:02 AM
hopeful-deal7$25.001/2/2012 9:09:36 AM
payout-harmony4$50.001/1/2012 3:15:49 PM
WilliamLeeSims$25.001/1/2012 1:35:27 PM
Leshan$50.001/1/2012 1:49:32 PM
AndChicksforFree$25.001/1/2012 1:15:07 PM
silver-enlightenment0$100.001/1/2012 3:07:40 PM
the-hope-workhorse$50.001/1/2012 2:35:30 PM
forthright-durability$25.001/1/2012 2:30:52 PM
order-maestro$25.001/1/2012 2:13:12 PM
Learning2Lend$25.001/1/2012 12:41:22 PM
stylish-compassion3$50.001/1/2012 12:08:01 PM
Rogesparkguy$25.001/1/2012 12:47:42 PM
worthy-bid8$50.001/1/2012 12:16:58 PM
AF-Chief$25.001/1/2012 12:18:11 PM
312-Lender$25.001/1/2012 12:21:47 PM
mikeandcat$100.001/1/2012 12:21:57 PM
IntrepidInvestment$50.001/1/2012 12:23:40 PM
money-baron-Roth401k$25.001/1/2012 12:39:49 PM
justice-lotus9$25.001/1/2012 3:04:37 PM
handy-justice$100.001/1/2012 3:54:53 PM
richboy56$25.001/1/2012 3:14:22 PM
asset-professor$25.001/1/2012 6:33:41 PM
standanddeliver$37.001/2/2012 9:15:57 AM
jazzlender$25.001/2/2012 9:08:22 AM
high_flyer$100.001/2/2012 10:22:09 AM
helpinghand63$25.001/2/2012 9:30:12 AM
the-discrete-income$75.001/2/2012 6:48:31 PM
generous-deal6$25.001/2/2012 7:53:33 PM
ponytailacres$25.191/3/2012 6:00:47 AM
Marfloogan$25.001/3/2012 6:47:38 AM
deal-thinker7$36.001/3/2012 8:56:12 AM
economy-shrubbery6$25.001/3/2012 10:06:55 AM
green-friendly-bill$75.001/3/2012 9:52:02 AM
worth-jedi5$51.001/3/2012 9:54:07 AM
nimble-revenue5$50.001/3/2012 10:12:21 AM
HenryS$30.001/3/2012 10:26:44 AM
worth-jedi5$51.731/3/2012 10:16:43 AM
stepatatime-together$35.001/3/2012 10:20:47 AM
saxaphone6$25.001/3/2012 11:11:06 AM
worth-blanket2$600.001/3/2012 11:52:42 AM
LesPaul1$25.001/3/2012 10:31:22 AM
63 Investments
 
Borrower Payment Dependent Notes Series 547835
This series of Notes was issued and sold upon the funding of the borrower loan #58443, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 2.00% Listing Start date:  Jan-02-2012 
Term: 60 months Listing End date:  Jan-03-2012 
 
Lender yield: 13.65% Borrower rate/APR: 14.65% / 16.49% Monthly payment: $224.26
 
Lender servicing fee: 1.00% Effective Yield*: 13.60%  
Estimated return*: 11.60%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-1996 Debt/Income ratio: 7%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 10 / 8Length of status:3y 2m
Amount delinquent: $0 Total credit lines: 17 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $8,315Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 23%  
   Homeownership: No  
Screen name: aaron1 Borrower's state: California Borrower's group: Have Money - Will Bid
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 26 ( 100% ) 720-739 (Latest)
Principal borrowed: $2,551.00< 31 days late: 0 ( 0% )  
740-759 (Jan-2011)
580-599 (Jan-2008)
560-579 (Jun-2007)
560-579 (May-2007)
 
Principal balance: $0.03 31+ days late: 0 ( 0% )
Total payments billed: 26  
Description
personal loan
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.001/2/2012 5:10:25 PM
capital-marsupial3$25.001/2/2012 5:13:34 PM
bid-prometheus$30.011/2/2012 5:27:06 PM
upbeat-investment9$50.001/2/2012 5:29:34 PM
susurrus$200.001/2/2012 5:45:11 PM
beachfunder$25.001/2/2012 9:38:02 PM
Feyenoord$30.001/2/2012 5:51:03 PM
ALVO$50.001/3/2012 9:48:56 AM
superb-funds335$25.001/3/2012 9:58:27 AM
KLCRAY$25.001/3/2012 10:01:15 AM
indomitable-coin$25.001/3/2012 10:06:35 AM
edaguy$75.001/3/2012 10:21:04 AM
blue-lively-platinum$25.001/3/2012 10:11:00 AM
factcheck$25.001/3/2012 10:23:40 AM
ricklip$100.001/3/2012 10:13:05 AM
successful-agreement7$100.001/3/2012 10:14:08 AM
jamiee73$25.001/3/2012 10:17:39 AM
bb575$50.001/3/2012 10:18:54 AM
kenji4861$25.001/3/2012 10:21:54 AM
martymaniaman$25.001/3/2012 12:21:18 PM
puifais$50.001/3/2012 10:27:30 AM
dinero-path5$50.001/3/2012 12:57:59 PM
greenback-investor7$100.001/3/2012 10:29:38 AM
Jwalker11$30.001/3/2012 2:01:51 PM
jpaulnyc$100.001/3/2012 1:39:41 PM
serene-capital$25.001/3/2012 1:47:27 PM
weiyinsan$25.001/3/2012 1:17:37 PM
happyjackbak$50.001/3/2012 12:24:44 PM
flexible-return297$50.001/3/2012 12:06:39 PM
cybernosha$25.001/3/2012 10:40:40 AM
income-banjo$25.001/3/2012 10:34:16 AM
scrappy-leverage6$25.001/3/2012 9:50:01 AM
commanding-treasure2$50.001/3/2012 9:54:42 AM
AFairDeal$25.001/3/2012 9:50:08 AM
brilliant-loyalty7$25.001/3/2012 9:49:44 AM
grammaspurse$25.001/3/2012 8:10:38 AM
healthy-rate3$50.001/3/2012 5:22:15 AM
Mrs-Honeydew$25.001/3/2012 4:35:04 AM
ualf$50.001/3/2012 4:18:00 AM
JJS180$25.001/3/2012 2:50:10 AM
deal-searcher1$50.001/3/2012 12:24:04 AM
Epiphanic$25.001/3/2012 7:36:10 AM
ChristopherHS$25.001/2/2012 10:18:12 PM
tolerant-dinero2$25.001/2/2012 9:14:22 PM
hyperdrive7$25.001/3/2012 5:31:11 AM
lsx7$100.001/2/2012 8:15:25 PM
Hexnut$100.001/2/2012 7:45:11 PM
generous-deal6$25.001/2/2012 7:53:34 PM
Lo0se_mo0se$25.001/2/2012 7:05:17 PM
MoneyForNothing$41.201/2/2012 5:07:35 PM
logical-moola4$50.001/2/2012 5:11:17 PM
nimble-money086$25.001/2/2012 8:36:01 PM
vigilance-accruer$50.001/2/2012 10:35:41 PM
GreenLender11$100.001/2/2012 6:41:12 PM
processor115$100.001/2/2012 6:48:02 PM
money-booster2$50.001/2/2012 7:42:33 PM
Guiren$119.551/2/2012 8:19:00 PM
SharkAttack$25.001/2/2012 8:26:33 PM
Marfloogan$25.001/3/2012 6:47:39 AM
elephantparty$60.001/2/2012 9:54:18 PM
Tscheddar$25.001/3/2012 6:23:38 AM
gecko68$25.001/3/2012 6:30:00 AM
dime-selector$25.001/3/2012 6:23:32 AM
Wisc_investor$30.001/3/2012 7:38:44 AM
worthy-truth$25.001/3/2012 7:50:26 AM
cerebral-auction950$100.001/3/2012 8:05:28 AM
svjeller$25.001/3/2012 8:20:51 AM
WilliamLeeSims$25.001/3/2012 9:53:05 AM
hope-hickory8$25.001/3/2012 8:59:09 AM
enticing-capital6$50.001/3/2012 9:57:17 AM
Winged_Inspirations$50.001/3/2012 10:03:51 AM
BxRealtor$25.001/3/2012 9:48:03 AM
progressive-economy261$400.001/3/2012 9:48:45 AM
gallant-economy9$50.001/3/2012 10:00:56 AM
roadtruck$50.001/3/2012 10:01:50 AM
extraordinary-velocity6$25.001/3/2012 10:05:31 AM
hidavehi$39.001/3/2012 10:14:37 AM
tntmojave$50.001/3/2012 10:16:05 AM
Sneezie$100.001/3/2012 10:20:04 AM
MyKidsDad$25.001/3/2012 10:08:45 AM
brilliant-market680$100.001/3/2012 10:09:39 AM
historic-balance5$25.001/3/2012 10:08:47 AM
RockCrown$25.001/3/2012 10:11:23 AM
Aberdeen$3,000.001/3/2012 10:22:41 AM
ChrisTJ$25.001/3/2012 10:13:01 AM
ChrisJB$25.001/3/2012 10:27:01 AM
selector568$300.001/3/2012 10:13:40 AM
GranCarol$25.001/3/2012 10:18:06 AM
whitegold24k$100.001/3/2012 10:18:33 AM
dood2112$25.001/3/2012 10:19:42 AM
whitegold24k$400.001/3/2012 11:15:05 AM
luminous-marketplace5$25.001/3/2012 10:23:20 AM
JoeXB$25.001/3/2012 11:48:09 AM
Pizza-man$50.001/3/2012 10:24:08 AM
TrustPlus$50.001/3/2012 10:25:23 AM
ddog0224$175.001/3/2012 10:25:54 AM
hitsman$50.001/3/2012 10:26:12 AM
themoneydoctor$100.001/3/2012 12:10:44 PM
riproaringrapids$50.001/3/2012 10:27:48 AM
heart514$25.001/3/2012 10:30:27 AM
titilsbie14$25.001/3/2012 11:06:23 AM
malomar66$60.001/3/2012 11:20:00 AM
degster$25.001/3/2012 11:25:15 AM
jpac1066$200.001/3/2012 2:15:32 PM
rajs$75.001/3/2012 11:34:07 AM
samdog079$126.001/3/2012 11:41:35 AM
evergreen16$137.001/3/2012 11:59:47 AM
power-cell$30.001/3/2012 12:40:32 PM
Use_It_Wisely$25.001/3/2012 12:57:32 PM
mwb$25.001/3/2012 1:44:30 PM
ore-dojo$167.241/3/2012 2:34:07 PM
111 Investments
 
Borrower Payment Dependent Notes Series 547837
This series of Notes was issued and sold upon the funding of the borrower loan #58481, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-01-2012 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $79.38
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1966 Debt/Income ratio: 37%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 16 / 15Length of status:30y 1m
Amount delinquent: $78 Total credit lines: 47 Occupation: Clerical
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $25,279Stated income:$25,000-$49,999
Delinquencies in last 7y: 25 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: maym Borrower's state: Connecticut Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 640-659 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
680-699 (Jan-2011)
640-659 (Dec-2007)
540-559 (Nov-2007)
580-599 (Sep-2007)
 
Principal balance: $1,967.76 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
maymtaxes
Purpose of loan:
This loan will be used to...paid taxes

My financial situation:
I am a good candidate for this loan because...I HAVE ALWAYS PAID MY FIRST LOAN ON TIME,,,,MY INCOME JUST ISNT ENOUGH


Monthly net income: $ 1650
Monthly expenses: $ 250
Housing: $ NO MORTGAGE
Insurance: $ 200.00 HOUSE AND CAR
Car expenses: $80.00
Utilities: $130.00
Phone, cable, internet: $127.00
Food, entertainment: $ 200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $400.00
Other expenses: $N/A
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$35.021/1/2012 12:02:14 PM
listing-candy$25.001/1/2012 12:07:27 PM
hitsman$50.001/1/2012 12:11:59 PM
handshake5$100.001/1/2012 12:21:36 PM
Investor_DP$100.001/1/2012 12:21:44 PM
trajectory8$100.001/1/2012 12:16:01 PM
edaguy$50.001/1/2012 12:16:24 PM
Jack55304$200.001/1/2012 12:11:39 PM
worthy-bid8$50.001/1/2012 12:16:58 PM
rvfbroker$25.001/1/2012 12:17:02 PM
AF-Chief$25.001/1/2012 12:18:11 PM
GCInvestments$25.001/1/2012 12:20:27 PM
stylish-compassion3$50.001/1/2012 12:08:01 PM
mikeandcat$100.001/1/2012 12:17:41 PM
nodrivelpls$25.001/1/2012 12:21:15 PM
marketplace-hut9$25.001/1/2012 12:22:03 PM
important-openness1$100.001/1/2012 12:11:20 PM
top-asset-chemistry$25.001/1/2012 12:06:15 PM
CapitalismRocks$25.001/1/2012 12:10:33 PM
312-Lender$25.001/1/2012 12:21:47 PM
managedfund$764.981/1/2012 12:23:22 PM
poetic-reward0$75.001/1/2012 12:17:47 PM
22 Investments
 
Borrower Payment Dependent Notes Series 547863
This series of Notes was issued and sold upon the funding of the borrower loan #58417, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Sep-2002 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 16 / 15Length of status:3y 9m
Amount delinquent: $0 Total credit lines: 55 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $52,466Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 114%  
   Homeownership: Yes  
Screen name: OracleDBA Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 2 On-time: 6 ( 100% ) 640-659 (Latest)
Principal borrowed: $13,000.00< 31 days late: 0 ( 0% )  
780-799 (Apr-2011)
620-639 (Sep-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 6  
Description
Business expansion
Purpose of loan:
This loan will be used to expand my business by increasing marketing and hiring a Jr. Technician for my business, www.actualbestllc.com
My financial situation:
I am a good candidate for this loan because I have never being late on single payment
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lucrative-loan$150.001/2/2012 9:00:43 AM
lucrative-loan$75.001/2/2012 9:02:55 AM
affluence-generator2$25.001/2/2012 9:03:06 AM
stylish-compassion3$50.001/2/2012 9:07:45 AM
Rogesparkguy$25.001/2/2012 9:12:01 AM
Tscheddar$25.001/2/2012 9:16:46 AM
Investor_DP$100.001/2/2012 9:21:20 AM
Socorro_Capital_Partners$25.011/2/2012 9:29:11 AM
NekHoldings$25.001/2/2012 9:01:07 AM
graceful-investment$100.001/2/2012 9:04:53 AM
handy-justice$100.001/2/2012 9:01:51 AM
Feyenoord$30.001/2/2012 9:29:49 AM
312-Lender$25.001/2/2012 9:30:36 AM
atlas-shrugged$250.001/2/2012 9:07:29 AM
money-baron-Roth401k$50.001/2/2012 9:36:30 AM
worthy-bid8$50.001/2/2012 9:37:50 AM
hopeful-deal7$25.001/2/2012 9:09:36 AM
WilliamLeeSims$25.001/2/2012 9:17:21 AM
Moe87$25.001/2/2012 9:55:14 AM
vutah$25.001/2/2012 10:14:18 AM
money-booster2$50.001/2/2012 10:18:11 AM
rvfbroker$25.001/2/2012 9:21:02 AM
AF-Chief$25.001/2/2012 9:24:09 AM
rupee-equation2$25.001/2/2012 9:21:33 AM
calimanusa$30.001/2/2012 11:20:26 AM
LittleMingo$25.001/2/2012 9:34:29 AM
Finchy78$25.001/2/2012 11:35:01 AM
hitsman$50.001/2/2012 9:32:11 AM
Joyflyer$337.481/2/2012 12:09:42 PM
Gregger$25.001/2/2012 9:40:11 AM
Jack55304$200.001/2/2012 9:46:22 AM
penny-plato$25.001/2/2012 9:56:09 AM
113121$250.001/2/2012 10:18:29 AM
hookUup$33.001/2/2012 3:08:36 PM
s270$48.651/2/2012 3:37:07 PM
forthright-trade$25.001/2/2012 10:52:01 AM
alexgalt$25.001/2/2012 10:48:01 AM
valiant-contract$25.001/2/2012 11:09:43 AM
investment-daydream$50.001/2/2012 10:56:28 AM
tranquil-ore4$58.541/2/2012 11:25:32 AM
credit-missile$125.001/2/2012 11:46:07 AM
bmw2$25.001/2/2012 11:51:53 AM
hillerod$25.021/2/2012 12:36:28 PM
benjamins-britches$46.911/2/2012 12:45:28 PM
amlu1988$25.001/2/2012 2:17:18 PM
rate-sceptre$25.001/2/2012 2:26:15 PM
FinanceEngine$35.001/2/2012 3:37:48 PM
YoungTaxMan$18.991/2/2012 6:45:22 PM
DHolly$31.001/2/2012 9:07:14 AM
yield-lion2$100.001/2/2012 9:01:46 AM
sensible-fund$26.001/2/2012 9:02:11 AM
fabulous-community4$40.001/2/2012 9:01:23 AM
PLANECRASH$25.001/2/2012 9:32:20 AM
money-baron$50.001/2/2012 9:07:25 AM
high_flyer$100.001/2/2012 10:20:26 AM
investmentgroup$25.001/2/2012 9:19:09 AM
dollar-trajectory8$50.001/2/2012 11:05:31 AM
Mrs-Honeydew$25.001/2/2012 11:12:12 AM
witty-openness$25.001/2/2012 9:35:23 AM
IntrepidInvestment$50.001/2/2012 9:40:17 AM
skillful-asset5$30.001/2/2012 12:54:24 PM
money-booster2$50.001/2/2012 10:18:19 AM
loanman2007$200.001/2/2012 10:24:29 AM
ZOOOM$25.001/2/2012 10:34:11 AM
Mikale360$50.001/2/2012 10:51:33 AM
CA-Lender$50.001/2/2012 10:48:36 AM
Cambalache$33.391/2/2012 5:11:11 PM
SolarMoonshine$50.001/2/2012 3:13:06 PM
Iceman1347$25.001/2/2012 3:19:31 PM
coloradoadam$25.001/2/2012 5:00:09 PM
dariop$26.011/2/2012 5:17:33 PM
71 Investments
 
Borrower Payment Dependent Notes Series 547957
This series of Notes was issued and sold upon the funding of the borrower loan #58517, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $99.23
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Apr-1994 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 44 Occupation: Attorney
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,383Stated income:$75,000-$99,999
Delinquencies in last 7y: 6 Bankcard utilization: 77%  
   Homeownership: Yes  
Screen name: miamilaw1973 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 51 ( 100% ) 660-679 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
640-659 (Aug-2011)
780-799 (Jul-2010)
760-779 (Dec-2009)
760-779 (Jul-2009)
 
Principal balance: $1,768.05 31+ days late: 0 ( 0% )
Total payments billed: 51  
Description
Marketing for new title company
Purpose of loan: Marketing of new title company
This loan will be used to fund a newly licensed title company and establishing a short sale negotiation department. I have identified this area as a growth area for South Florida legal and title market. By combining title, legal and negotiation work, the new company can achieve significant market share and meet the needs of realtors throughout South Florida.

My financial situation:
I am a good candidate for this loan because I have steady cash flow from operation of two separate law and CPA practices.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
sensible-fund$26.001/2/2012 9:01:17 AM
fabulous-community4$40.001/2/2012 9:01:32 AM
affluence-generator2$50.001/2/2012 9:03:43 AM
grammaspurse$25.001/2/2012 9:05:23 AM
five-star-note$50.001/2/2012 9:10:02 AM
Mariner3605$25.001/2/2012 9:12:57 AM
rogue_monster$50.001/2/2012 9:15:34 AM
stable-payment7$25.001/2/2012 9:15:52 AM
lucrative-loan$150.001/2/2012 9:01:01 AM
fantastic-investment9$30.001/2/2012 9:05:33 AM
lucrative-loan$50.001/2/2012 9:02:31 AM
lucrative-loan$25.001/2/2012 9:03:12 AM
Dusigrosz$100.001/2/2012 9:03:40 AM
kinetic-social$28.121/2/2012 9:04:28 AM
stylish-compassion3$50.001/2/2012 9:07:46 AM
atlas-shrugged$200.001/2/2012 9:09:37 AM
successful-agreement7$100.001/2/2012 9:11:11 AM
Tscheddar$25.001/2/2012 9:16:46 AM
WilliamLeeSims$25.001/2/2012 9:17:22 AM
trumpeter5$25.001/2/2012 9:01:24 AM
MoneyForNothing$67.971/2/2012 9:04:21 AM
Star_Witness$85.001/2/2012 9:10:47 AM
NekHoldings$25.001/2/2012 9:01:33 AM
yield-lion2$100.001/2/2012 9:01:54 AM
green-trade-dolphin$35.021/2/2012 9:02:13 AM
lendstats_com$200.001/2/2012 9:06:44 AM
handy-justice$100.001/2/2012 9:02:44 AM
marcomnzs$25.001/2/2012 9:09:26 AM
DHolly$31.001/2/2012 9:11:24 AM
PatriotKnight$25.001/2/2012 9:16:27 AM
life-is-great$25.001/2/2012 9:13:51 AM
managedfund$756.891/2/2012 9:20:55 AM
32 Investments
 
Borrower Payment Dependent Notes Series 547983
This series of Notes was issued and sold upon the funding of the borrower loan #58437, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $415.61
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jun-1998 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 7Length of status:4y 8m
Amount delinquent: $0 Total credit lines: 61 Occupation: Other
Public records last 12m / 10y: 1/ 1 Revolving credit balance: $37,414Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 83%  
   Homeownership: Yes  
Screen name: GradStudent34 Borrower's state: Mississippi Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 15 ( 100% ) 700-719 (Latest)
Principal borrowed: $4,500.00< 31 days late: 0 ( 0% )  
700-719 (Jun-2010)
660-679 (Dec-2009)
700-719 (Mar-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 15  
Description
Bringing accounts together
Purpose of loan: To lessen lines of credit open
This loan will be used to... Allow for more free cash to be used on payments

My financial situation: Pretty good. I make a good sallary, but would like a small break on cash going out.

I am a good candidate for this loan because...
I don't default

Monthly net income: $ 7150.00
Monthly expenses: $6000.00
Housing: $ 800.00
Insurance: $ 250.00
Car expenses: $ 366.00
Utilities: $ 200.00
Phone, cable, internet: $ 150.00
Food, entertainment: $ 300.00
Clothing, household expenses: $ 300.00
Credit cards and other loans: $ 1000.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin$35.021/2/2012 9:02:15 AM
brainy-return234$25.001/2/2012 9:06:46 AM
progressive-economy261$400.001/2/2012 9:38:46 AM
Zoramite$25.001/2/2012 9:41:36 AM
successful-agreement7$100.001/2/2012 9:11:12 AM
life-is-great$25.001/2/2012 9:13:52 AM
economy-coup$50.001/2/2012 9:12:40 AM
rlf0350$25.001/2/2012 9:53:01 AM
worth-blanket2$7,300.001/2/2012 10:22:35 AM
managedfund$1,333.001/2/2012 9:20:56 AM
chestnut4$25.001/2/2012 9:18:44 AM
RLaumeyer$30.001/2/2012 9:28:20 AM
Socorro_Capital_Partners$25.011/2/2012 9:32:10 AM
LittleMingo$25.001/2/2012 9:33:28 AM
mydogissocute$25.001/2/2012 9:30:34 AM
edaguy$75.001/2/2012 9:35:55 AM
GCInvestments$25.001/2/2012 9:36:28 AM
commanding-treasure2$50.001/2/2012 9:37:46 AM
enticing-capital6$50.001/2/2012 9:41:45 AM
top-payout-fixer$25.001/2/2012 9:47:49 AM
penny-plato$25.001/2/2012 9:53:19 AM
Kash2010lu$30.001/2/2012 9:55:14 AM
money-booster2$25.001/2/2012 10:20:35 AM
janeybooboo$75.001/2/2012 9:26:03 AM
PatriotKnight$25.001/2/2012 9:15:50 AM
affluence-generator2$25.001/2/2012 9:01:42 AM
graceful-investment$100.001/2/2012 9:04:13 AM
letsmakeitsuccessful$25.001/2/2012 9:07:09 AM
investmentgroup$25.001/2/2012 9:19:10 AM
atlas-shrugged$195.001/2/2012 9:21:53 AM
AF-Chief$25.001/2/2012 9:24:10 AM
sensible-fund$26.001/2/2012 9:03:05 AM
DHolly$31.001/2/2012 9:01:58 AM
Comoparklender$25.001/2/2012 9:35:01 AM
worthy-bid8$50.001/2/2012 9:37:50 AM
asmithj$25.001/2/2012 9:40:07 AM
orange-preeminant-bill$25.001/2/2012 9:43:17 AM
rogue_monster$50.001/2/2012 9:15:34 AM
Christus_Victor$25.001/2/2012 9:55:35 AM
Investor_DP$100.001/2/2012 9:21:00 AM
careful-note1$25.001/2/2012 9:28:25 AM
hitsman$50.001/2/2012 9:32:13 AM
Feyenoord$30.001/2/2012 9:28:39 AM
p2ploan-lion$25.001/2/2012 9:28:52 AM
BigSkyFinancial$26.001/2/2012 9:34:05 AM
helpinghand63$25.001/2/2012 9:30:13 AM
peruse$25.001/2/2012 9:37:08 AM
important-openness1$100.001/2/2012 9:40:09 AM
TennSquire$25.001/2/2012 9:49:15 AM
money-booster2$25.001/2/2012 10:20:42 AM
loanman2007$50.001/2/2012 10:19:02 AM
51 Investments
 
Borrower Payment Dependent Notes Series 547989
This series of Notes was issued and sold upon the funding of the borrower loan #58511, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1999 Debt/Income ratio: Not calculated
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 1Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 8 / 7Length of status:10y 8m
Amount delinquent: $0 Total credit lines: 14Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,199 
Delinquencies in last 7y: 0 Bankcard utilization: 96%  
   Homeownership: Yes  
Screen name: abundant-nickel1 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $1200
Monthly expenses: $
Housing: $260
Insurance: $60
Car expenses: $
Utilities: $39
Phone, cable, internet: $25
Food, entertainment: $100
Clothing, household expenses: $
Credit cards and other loans: $125
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
tech310$50.001/3/2012 12:13:03 AM
WilliamLeeSims$25.001/3/2012 9:53:06 AM
economy-shrubbery6$25.001/3/2012 10:07:02 AM
worth-blanket2$3,900.001/3/2012 11:52:26 AM
4 Investments
 
Borrower Payment Dependent Notes Series 548101
This series of Notes was issued and sold upon the funding of the borrower loan #58507, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $12,000.00 Prosper Rating: C Listing Duration: 14 days
Partially Funded: no Estimated loss*: 8.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 20.21% Borrower rate/APR: 21.21% / 24.98% Monthly payment: $453.40
 
Lender servicing fee: 1.00% Effective Yield*: 19.74%  
Estimated return*: 11.24%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Dec-1993 Debt/Income ratio: 33%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 10Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 27 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $23,276Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 98%  
   Homeownership: Yes  
Screen name: mill1313 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 11 ( 100% ) 660-679 (Latest)
Principal borrowed: $3,000.00< 31 days late: 0 ( 0% )  
660-679 (Jul-2010)
640-659 (Sep-2009)
760-779 (Jul-2008)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
Get out of Debt Faster
Purpose of loan: Consolidate smaller debts in an effort to pay them off faster and improve credit score.

My financial situation:
I am a good candidate for this loan because I always pay off loans on time if not sooner.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
nfx$40.001/3/2012 10:02:18 AM
economy-coup$50.001/3/2012 10:13:53 AM
Investor_DP$100.001/3/2012 10:08:02 AM
worthy-bid8$50.001/3/2012 10:08:40 AM
Mikale360$25.001/3/2012 10:21:51 AM
nimble-revenue5$50.001/3/2012 10:12:28 AM
hitsman$50.001/3/2012 10:26:27 AM
important-openness1$100.001/3/2012 10:12:33 AM
successful-agreement7$100.001/3/2012 10:14:22 AM
Nazbuster$50.001/3/2012 10:17:35 AM
Corky1234$50.001/3/2012 10:40:19 AM
astute-wealth8$25.001/3/2012 10:20:27 AM
responsive-value4$25.001/3/2012 10:48:33 AM
tolerant-dime2$25.001/3/2012 11:36:04 AM
investmentgroup$25.001/3/2012 10:24:27 AM
designer_10$25.001/3/2012 12:38:39 PM
otto1939$103.001/3/2012 12:43:00 PM
nyp112$25.001/3/2012 10:30:02 AM
LesPaul1$25.001/3/2012 10:29:46 AM
rupee-equation2$25.001/3/2012 10:30:16 AM
AF-Chief$25.001/3/2012 10:30:52 AM
greenback-guard$25.001/3/2012 1:27:22 PM
american-investor$38.531/3/2012 1:37:28 PM
Bank42$30.001/4/2012 9:27:55 AM
gjm6d$25.001/4/2012 9:07:46 AM
BuffetRocks$45.001/4/2012 9:25:42 AM
heroic-compassion6$45.251/4/2012 8:30:59 AM
Cai8899$50.001/4/2012 9:18:31 AM
first-serene-credit$25.001/4/2012 8:04:03 AM
Reinadog9$25.001/4/2012 9:16:38 AM
rcm87$50.001/4/2012 9:16:17 AM
SouthernRemarketing$27.011/4/2012 6:25:07 AM
lokiswolf$25.001/4/2012 6:21:43 AM
Sturgee$25.001/4/2012 6:03:51 AM
dissector56958$25.001/4/2012 4:36:19 AM
Blue_HorseShoe$25.001/4/2012 4:31:15 AM
kendigme$25.001/4/2012 3:23:52 AM
exuberant-funds1$25.001/4/2012 8:44:31 AM
Easystreet$25.001/4/2012 2:58:55 AM
friendinmoney$25.001/4/2012 8:02:35 AM
market-aspen9$50.001/4/2012 8:00:39 AM
FinanceEngine$40.001/3/2012 11:18:22 PM
john0720$50.001/4/2012 7:45:59 AM
Scottyd911$25.001/4/2012 6:46:25 AM
downtownfarm$25.001/4/2012 6:44:02 AM
back-scratchers$50.001/3/2012 7:51:41 PM
The-Lighthouse-Group$50.001/3/2012 7:09:32 PM
loss-of-control$100.001/3/2012 6:57:02 PM
PaulW$25.001/4/2012 5:08:25 AM
principal-laser$100.001/4/2012 4:55:46 AM
dgallo$25.001/4/2012 4:22:03 AM
proud-gold9$25.001/3/2012 5:46:24 PM
ImagClaw$25.001/3/2012 5:47:18 PM
money-bauble$100.001/3/2012 5:42:14 PM
deal-searcher1$25.001/3/2012 8:26:07 PM
back-scratchers$50.001/3/2012 8:11:11 PM
cerebral-dollar773$25.001/3/2012 7:35:38 PM
blue-dollar-viking$50.001/3/2012 7:25:27 PM
LiveNow$25.001/3/2012 6:32:17 PM
Starica$248.001/3/2012 5:45:17 PM
finance-prescription$100.001/3/2012 5:19:12 PM
wwwUniversal$25.001/3/2012 5:11:05 PM
bravos33$25.001/3/2012 5:09:48 PM
reward-adventure$50.001/3/2012 5:06:43 PM
ursus$50.001/3/2012 5:29:23 PM
washboard1$25.001/3/2012 5:24:04 PM
cilynx$28.081/3/2012 4:00:31 PM
benefit-flow$25.001/3/2012 3:55:27 PM
ethical-truth211$600.001/3/2012 3:43:01 PM
EarlyRiser$299.001/3/2012 5:20:34 PM
credit-missile$135.001/3/2012 3:24:36 PM
adaboy65$50.001/3/2012 2:58:40 PM
wesleyan$50.001/3/2012 5:15:28 PM
ThatDanGuy$50.001/3/2012 1:52:44 PM
jpaulnyc$100.001/3/2012 1:40:12 PM
five-star-note$100.001/3/2012 12:27:41 PM
farchoir$25.001/3/2012 3:59:34 PM
flexible-return297$50.001/3/2012 12:06:39 PM
social-zebra$30.001/3/2012 11:48:46 AM
payment-chief9$50.001/3/2012 2:43:15 PM
dollar-tornado3$25.001/3/2012 2:12:47 PM
income-buffalo1$100.001/3/2012 11:18:02 AM
one-midas$25.001/3/2012 10:59:00 AM
nimble-revenue5$50.001/3/2012 10:12:07 AM
commanding-treasure2$50.001/3/2012 9:54:49 AM
Bond007ria$25.001/3/2012 10:11:26 AM
managedfund$1,333.001/3/2012 9:53:33 AM
Comoparklender$25.001/3/2012 9:49:26 AM
progressive-economy261$114.001/3/2012 9:48:45 AM
p2ploan-lion$25.001/3/2012 10:05:00 AM
camaraderi-aspen$75.001/3/2012 9:41:31 AM
gallant-economy9$50.001/3/2012 10:00:57 AM
money-booster2$25.001/3/2012 9:34:19 AM
thryn$25.001/3/2012 9:59:33 AM
bazaar-festivity$25.001/3/2012 9:55:09 AM
affluence-generator2$50.001/3/2012 9:05:02 AM
Kash2010lu$25.001/3/2012 9:04:06 AM
Payout_Assured$38.331/3/2012 9:51:23 AM
AndChicksforFree$25.001/3/2012 9:05:17 AM
green-trade-dolphin$32.521/3/2012 9:02:20 AM
future-baby-fund$25.051/4/2012 9:28:48 AM
Logan7$25.001/4/2012 9:35:32 AM
macgeek$25.001/4/2012 9:12:26 AM
gizzywump$25.001/4/2012 9:44:40 AM
IIP77$25.001/4/2012 9:24:38 AM
ErsatzMike$25.001/4/2012 9:24:44 AM
wayman$25.001/4/2012 9:25:26 AM
Vreet$25.001/4/2012 9:31:01 AM
rakstar$25.001/4/2012 9:35:03 AM
Kyileo$25.001/4/2012 9:34:05 AM
Macbethofscots$25.001/4/2012 9:35:42 AM
350DGRZ$25.001/4/2012 9:37:46 AM
Webpreneur$50.001/4/2012 9:38:40 AM
suk200$25.001/4/2012 9:40:11 AM
Bookophile$50.001/4/2012 9:42:25 AM
rebelduke$25.001/4/2012 9:46:48 AM
sjo1984111$13.761/4/2012 9:59:15 AM
matthewa$25.001/3/2012 9:32:31 AM
penny-plato$25.001/3/2012 9:33:55 AM
mattbly$25.001/3/2012 9:48:16 AM
scrappy-leverage6$25.001/3/2012 9:50:04 AM
duty-explosion9$50.001/3/2012 9:03:59 AM
papaloha$100.001/3/2012 9:16:31 AM
113121$25.001/3/2012 9:29:33 AM
klend4$25.001/3/2012 9:30:33 AM
fulfilling-investment4$25.001/3/2012 9:25:52 AM
ImNotSoDumb$25.001/3/2012 10:03:32 AM
R3vXX$25.001/3/2012 10:07:44 AM
ChrisTJ$25.001/3/2012 10:13:01 AM
edaguy$75.001/3/2012 10:21:19 AM
fortytwo$150.001/3/2012 10:09:01 AM
careful-note1$25.001/3/2012 10:11:10 AM
puifais$50.001/3/2012 10:27:38 AM
prohelper$25.001/3/2012 10:14:48 AM
truth-companion$25.001/3/2012 10:30:57 AM
ddog0224$50.001/3/2012 10:21:40 AM
factcheck$50.001/3/2012 10:22:04 AM
alluring-yield5$25.001/3/2012 10:27:18 AM
Domgabriel$50.001/3/2012 12:59:47 PM
nimble-money086$25.001/3/2012 1:19:45 PM
orange-preeminant-bill$25.001/3/2012 10:32:28 AM
natdwg$30.001/3/2012 10:51:08 AM
ammasv$25.001/3/2012 10:49:35 AM
viennese$25.001/3/2012 11:06:49 AM
kindness-fanatic$450.001/3/2012 11:28:44 AM
velocity-motivator6$25.001/3/2012 3:32:31 PM
courteous-platinum7$30.001/3/2012 12:06:43 PM
reward-toro$25.001/3/2012 4:52:27 PM
independent-gold5$50.001/3/2012 12:53:08 PM
Use_It_Wisely$25.001/3/2012 12:57:33 PM
dinero-path5$50.001/3/2012 12:58:00 PM
moola-monger9$50.001/3/2012 2:12:52 PM
investor232$51.001/3/2012 2:30:27 PM
shrewd-rupee$200.001/3/2012 2:52:40 PM
chameleon125$25.001/3/2012 3:21:29 PM
Moe87$25.001/3/2012 3:23:44 PM
buffalobills$25.001/3/2012 3:54:12 PM
MasterKey$35.001/3/2012 4:08:12 PM
peaceful-farmer$35.001/3/2012 4:57:07 PM
gold-plane1$50.001/3/2012 5:03:34 PM
coin-investor$25.001/3/2012 5:32:25 PM
MrBailey$25.001/3/2012 5:07:52 PM
lender2611$25.001/3/2012 5:10:14 PM
radforj22$25.001/3/2012 5:10:56 PM
SolarMoonshine$25.001/3/2012 5:16:09 PM
life-is-great$25.001/3/2012 5:14:22 PM
shmb6508$50.001/3/2012 5:21:59 PM
handshake5$100.001/3/2012 5:50:42 PM
processor115$25.001/3/2012 5:23:54 PM
loanman2007$100.001/3/2012 6:00:14 PM
loan-fate$50.001/3/2012 5:26:15 PM
DoctorJoe$30.001/3/2012 6:25:15 PM
gristle$50.001/3/2012 5:32:44 PM
robust-trade$25.001/3/2012 5:45:19 PM
njlom$75.001/4/2012 1:27:30 AM
worth-dandelion$100.001/3/2012 5:49:44 PM
deal-thinker7$51.001/4/2012 4:16:03 AM
clean-dime1$25.001/3/2012 6:23:29 PM
irrelevant$50.001/3/2012 7:05:09 PM
Techne_Funds_LLC$25.001/3/2012 7:26:01 PM
investment-meteor1$25.001/3/2012 8:04:09 PM
prudent-bid3$25.001/3/2012 8:48:21 PM
Jinja$100.001/4/2012 7:36:16 AM
emphatic-responsibility$25.001/4/2012 2:30:29 AM
jdwb50$25.001/4/2012 2:52:46 AM
Leshan$51.681/4/2012 8:45:46 AM
museic1$100.001/4/2012 3:24:48 AM
Sierrahh$25.001/4/2012 9:05:42 AM
JJYossarian$29.001/4/2012 9:06:57 AM
Bob450$25.001/4/2012 6:32:56 AM
Christophe$25.001/4/2012 6:36:40 AM
Hartfelt$25.001/4/2012 6:03:28 AM
hope-fortress753$25.001/4/2012 9:11:33 AM
helpinghand63$25.001/4/2012 9:12:00 AM
fcrick$25.001/4/2012 9:14:26 AM
vegibenz$25.001/4/2012 9:15:26 AM
MStax$54.811/4/2012 6:58:15 AM
metro457$100.001/4/2012 7:34:09 AM
corporatejim$50.001/4/2012 7:12:07 AM
LeReve$50.001/4/2012 9:19:24 AM
richboy56$25.001/4/2012 8:36:07 AM
fantastic-investment9$30.001/4/2012 8:31:30 AM
dospapalotes$25.001/4/2012 9:22:37 AM
ommcd$25.001/4/2012 9:26:45 AM
Kaj$25.001/4/2012 9:28:48 AM
janeybooboo$100.001/4/2012 9:08:56 AM
toblerone$25.001/4/2012 9:31:14 AM
larslfe$25.001/4/2012 9:09:55 AM
rescue$100.001/4/2012 9:31:31 AM
commerce-banker$26.981/4/2012 9:34:35 AM
proud-pound4$25.001/4/2012 9:39:57 AM
GoBigRed97$30.001/4/2012 9:16:56 AM
panther757$25.001/4/2012 9:43:23 AM
persevering$25.001/4/2012 9:44:25 AM
PatriotKnight$50.001/4/2012 9:24:01 AM
hostbank$100.001/4/2012 9:26:25 AM
Lam0nt$25.001/4/2012 9:38:47 AM
chairsitter$25.001/4/2012 9:49:15 AM
foxtrot12$75.001/4/2012 9:55:51 AM
_kyle$50.001/4/2012 9:53:15 AM
the-enthralling-coin$25.001/4/2012 9:58:19 AM
hopethisworks$25.001/4/2012 9:56:14 AM
222 Investments
 
Borrower Payment Dependent Notes Series 548183
This series of Notes was issued and sold upon the funding of the borrower loan #58499, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Oct-1988 Debt/Income ratio: 57%
Credit score: 600-619 (Jan-2012) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 27 / 24Length of status:11y 8m
Amount delinquent: $0 Total credit lines: 54 Occupation: Attorney
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $32,689Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 62%  
   Homeownership: Yes  
Screen name: treasure-boomer Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 7 ( 78% ) 600-619 (Latest)
Principal borrowed: $4,000.00< 31 days late: 2 ( 22% )  
680-699 (Feb-2011)
 
Principal balance: $2,896.62 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
HOME RENOVATION
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$3,300.001/2/2012 10:47:44 PM
Frover$25.001/2/2012 10:33:55 PM
generous-deal6$25.001/2/2012 7:53:36 PM
money-booster2$25.001/2/2012 7:34:33 PM
Kash2010lu$30.001/2/2012 5:53:31 PM
velocity-gala$250.001/2/2012 8:17:40 PM
312-Lender$25.001/2/2012 5:12:23 PM
Rogesparkguy$25.001/2/2012 6:11:48 PM
Feyenoord$30.001/2/2012 6:01:39 PM
AndChicksforFree$25.001/2/2012 5:08:26 PM
handy-justice$50.001/2/2012 5:05:53 PM
affluence-generator2$75.001/2/2012 5:05:53 PM
LuvToLend$25.001/2/2012 8:20:29 PM
SolarMoonshine$25.001/2/2012 5:39:39 PM
lovely-benefit7$25.001/2/2012 10:21:57 PM
nycfinance$25.001/2/2012 11:51:18 PM
tech310$15.001/3/2012 12:13:05 AM
17 Investments
 
Borrower Payment Dependent Notes Series 548185
This series of Notes was issued and sold upon the funding of the borrower loan #58473, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $524.32
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Nov-1987 Debt/Income ratio: 44%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 9Length of status:10y 9m
Amount delinquent: $0 Total credit lines: 39 Occupation: Sales - Retail
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,632Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: buba2425 Borrower's state: Maryland Borrower's group: BORROWERS - LARGEST GROUP
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 34 ( 97% ) 700-719 (Latest)
Principal borrowed: $15,000.00< 31 days late: 1 ( 3% )  
640-659 (Jul-2010)
700-719 (Mar-2010)
700-719 (Dec-2006)
 
Principal balance: $0.01 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
DEBT CONSOLIDATION FOR THE NEW YEAR
Purpose of loan: debt consolidation
This loan will be used to...tom pay off higher interset cards

My financial situation: excellent
I am a good candidate for this loan because...I have great payment history and this would be my second loan with prosper


Monthly net income: $2900.00 from 2 jobs
Monthly expenses: $1200.00 includes all housing expenses
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
twjh$25.001/3/2012 10:26:57 AM
john0720$50.001/2/2012 5:37:06 PM
Lo0se_mo0se$25.001/2/2012 7:10:08 PM
green-trade-dolphin2$43.701/2/2012 5:02:21 PM
trumpeter5$25.001/2/2012 5:02:50 PM
AndChicksforFree$50.001/2/2012 5:08:46 PM
logical-moola4$50.001/2/2012 5:11:18 PM
wise-benjamins-fortress$25.001/2/2012 8:27:43 PM
amlu1988$25.001/2/2012 8:36:20 PM
credit-guard5$25.001/2/2012 9:41:21 PM
vutah$25.001/2/2012 6:00:48 PM
Moe87$25.001/2/2012 6:23:16 PM
tech310$50.001/3/2012 12:14:45 AM
cattlebaron$25.001/3/2012 4:05:52 AM
generous-deal6$25.001/2/2012 7:53:36 PM
suges$25.001/2/2012 7:56:19 PM
Mrs-Honeydew$25.001/3/2012 4:33:16 AM
vtrentster$40.431/3/2012 6:51:29 AM
sensible-fund$25.001/3/2012 4:12:13 AM
Tscheddar$25.001/3/2012 6:22:56 AM
FinanceEngine$40.001/3/2012 7:14:21 AM
payout-reaction740$25.001/3/2012 9:48:26 AM
svjeller$25.001/3/2012 8:20:52 AM
Christus_Victor$25.001/3/2012 8:33:38 AM
principal-duckling$50.001/3/2012 8:47:23 AM
ultimate-responsibility0$25.001/3/2012 8:55:34 AM
investment-artist$32.011/3/2012 10:06:16 AM
scrappy-leverage6$25.001/3/2012 9:50:03 AM
AFairDeal$25.001/3/2012 9:50:22 AM
WilliamLeeSims$25.001/3/2012 9:53:10 AM
managedfund$1,333.001/3/2012 9:53:32 AM
commanding-treasure2$50.001/3/2012 9:54:45 AM
the-bright-velocity$25.001/3/2012 9:56:23 AM
cash-reaction2$50.001/3/2012 10:06:10 AM
successful-agreement7$100.001/3/2012 10:14:12 AM
whitegold24k$100.001/3/2012 10:18:33 AM
WSTRDG$25.001/3/2012 10:10:30 AM
AF-Chief$25.001/3/2012 10:30:52 AM
kenji4861$25.001/3/2012 10:22:24 AM
PXM-Financial$75.001/3/2012 10:36:30 AM
factcheck$37.151/3/2012 10:45:41 AM
agalt$125.001/3/2012 11:31:26 AM
sflash$25.001/2/2012 6:22:30 PM
processor115$100.001/2/2012 6:48:05 PM
creditjunky$125.001/2/2012 6:51:01 PM
money-booster2$50.001/2/2012 7:34:20 PM
B-rad_the_Coug$25.001/2/2012 5:45:59 PM
Feyenoord$30.001/2/2012 5:56:37 PM
calimanusa$50.001/2/2012 9:46:28 PM
penny-plato$25.001/2/2012 6:26:06 PM
vigilance-accruer$35.001/2/2012 10:38:28 PM
4est$25.001/2/2012 6:51:49 PM
clemclan$60.001/2/2012 7:18:04 PM
enthusiastic-point$25.001/3/2012 3:27:28 AM
nimble-money086$25.001/2/2012 8:40:03 PM
tolerant-dinero2$25.001/2/2012 9:18:02 PM
Steffy1976$25.001/3/2012 6:55:58 AM
lovely-benefit7$25.001/2/2012 10:23:03 PM
420limo$25.001/2/2012 11:22:20 PM
grammaspurse$25.001/3/2012 8:12:51 AM
DoctorJoe$30.001/3/2012 5:27:26 AM
Popcorn_Shrimper$25.001/3/2012 5:44:45 AM
gold-plane1$25.001/3/2012 6:39:43 AM
wonder3$25.001/3/2012 7:25:44 AM
1stBankAndHal$50.071/3/2012 8:13:18 AM
iamabby$25.001/3/2012 8:24:43 AM
xlnt-loans$25.001/3/2012 8:27:46 AM
SimpleChoice$25.001/3/2012 8:32:33 AM
hope-hickory8$25.001/3/2012 8:57:17 AM
majestic-repayment3$25.001/3/2012 9:07:06 AM
peaceful-wealth0$50.001/3/2012 10:12:04 AM
enticing-capital6$50.001/3/2012 9:57:18 AM
trade-burrito4$35.001/3/2012 9:59:21 AM
Investor_DP$100.001/3/2012 10:07:54 AM
jamiee73$25.001/3/2012 10:17:40 AM
edaguy$75.001/3/2012 10:21:06 AM
hitsman$50.001/3/2012 10:26:17 AM
puifais$50.001/3/2012 10:27:34 AM
rupee-equation2$25.001/3/2012 10:30:13 AM
velocity-winner$25.001/3/2012 10:38:17 AM
greenback-investor7$100.001/3/2012 10:29:39 AM
cybernosha$25.001/3/2012 10:40:41 AM
worth-blanket2$10,500.001/3/2012 11:53:33 AM
83 Investments
 
Borrower Payment Dependent Notes Series 548213
This series of Notes was issued and sold upon the funding of the borrower loan #58450, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jun-1987 Debt/Income ratio: 15%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 4Employment status:Other
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:20y 6m
Amount delinquent: $0 Total credit lines: 40 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,960Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 41%  
   Homeownership: No  
Screen name: unconquerable-camaraderi647 Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Bills
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
economy-shrubbery6$25.001/3/2012 10:07:09 AM
worth-blanket2$4,000.001/3/2012 11:53:15 AM
2 Investments
 
Borrower Payment Dependent Notes Series 548219
This series of Notes was issued and sold upon the funding of the borrower loan #58428, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.05% Listing Start date:  Jan-02-2012 
Term: 12 months Listing End date:  Jan-02-2012 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $381.65
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.59%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 1 First credit line: Oct-2001 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 8Employment status:Self-employed
Now delinquent: 2 Current / open credit lines: 7 / 5Length of status:4y 7m
Amount delinquent: $10,280 Total credit lines: 21 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $0Stated income:$100,000+
Delinquencies in last 7y: 10 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: KrisMac Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 23 ( 100% ) 660-679 (Latest)
Principal borrowed: $9,425.00< 31 days late: 0 ( 0% )  
700-719 (Sep-2009)
640-659 (Aug-2007)
640-659 (Jun-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 23  
Description
New Venture - 5 Years Experience
Purpose of loan:
This loan will be used to fund a new business venture aside from current business.

My financial situation:
I am a good candidate for this loan because I've had a loan with prosper in the past and have paid it off early. My current businesses are tying up capital so that's why I am coming to prosper for a loan. I have been successfully self employed for over 5 years.


Monthly net income: $9500
Monthly expenses: $1000
Housing: $ 1145.00
Insurance: $ 245
Car expenses: $2000
Utilities: $ 185
Phone, cable, internet: $ 230
Food, entertainment: $200
Clothing, household expenses: $ 100
Credit cards and other loans: $ 0
Other expenses: $ 0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.001/2/2012 5:02:33 PM
NekHoldings$25.001/2/2012 6:32:49 PM
authentic-kindness1$25.001/2/2012 6:55:48 PM
money-booster2$25.001/2/2012 7:32:57 PM
calimanusa$50.001/2/2012 9:48:05 PM
Moe87$25.001/2/2012 6:22:55 PM
deepblue34$35.001/2/2012 7:31:46 PM
handy-justice$100.001/2/2012 5:03:08 PM
atlas-shrugged$195.001/2/2012 5:29:27 PM
LivingInvestments00$25.001/2/2012 7:31:39 PM
AndChicksforFree$25.001/2/2012 5:14:43 PM
Realty24$34.001/2/2012 9:11:55 PM
contract-lionheart$150.001/2/2012 9:30:32 PM
Feyenoord$30.001/2/2012 5:57:24 PM
natural-point1$25.001/2/2012 7:03:13 PM
generous-deal6$25.001/2/2012 7:53:36 PM
amlu1988$25.001/2/2012 8:33:42 PM
worth-blanket2$3,156.001/2/2012 10:48:31 PM
18 Investments
 
Borrower Payment Dependent Notes Series 548305
This series of Notes was issued and sold upon the funding of the borrower loan #58477, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1989 Debt/Income ratio: 10%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:12y 10m
Amount delinquent: $0 Total credit lines: 33 Occupation: Fireman
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $2,082Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 65%  
   Homeownership: Yes  
Screen name: kind-return-bluebird Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Pay off some lingering bills (braces and Christmas) and start the year fresh. Great job with long term employment history.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
greencat$50.001/3/2012 9:06:41 AM
HeroSupport$35.001/3/2012 9:23:34 AM
Danjack_Capital$25.001/3/2012 9:32:03 AM
penny-plato$25.001/3/2012 9:37:45 AM
pdub$75.001/3/2012 10:07:17 AM
SolarMoonshine$25.001/3/2012 9:50:25 AM
Something-Corporate$25.001/3/2012 10:01:32 AM
green-inspiring-peace$25.001/3/2012 10:25:12 AM
goodhearted-generosity511$30.001/3/2012 10:29:50 AM
worth-blanket2$3,500.001/3/2012 11:53:55 AM
AndChicksforFree$25.001/3/2012 9:14:49 AM
money-booster2$25.001/3/2012 9:27:33 AM
economy-shrubbery6$25.001/3/2012 10:07:10 AM
WilliamLeeSims$25.001/3/2012 9:53:24 AM
Quest4euphoria$25.001/3/2012 10:13:40 AM
gotjack$25.001/3/2012 10:17:55 AM
midnight24$35.001/3/2012 11:54:58 AM
17 Investments
 
Borrower Payment Dependent Notes Series 548335
This series of Notes was issued and sold upon the funding of the borrower loan #58498, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $151.03
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1998 Debt/Income ratio: 23%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 11 / 10Length of status:10y 11m
Amount delinquent: $220 Total credit lines: 23 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $20,700Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: tenacious-point520 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Home Improvement
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$250.001/3/2012 9:02:51 AM
Danjack_Capital$25.001/3/2012 9:30:34 AM
economy-shrubbery6$25.001/3/2012 10:07:11 AM
MarvintheMartian$30.001/3/2012 11:13:19 AM
worth-blanket2$3,000.001/3/2012 11:52:44 AM
DHolly$35.001/3/2012 12:32:00 PM
money-booster2$25.001/3/2012 9:22:03 AM
HeroSupport$35.001/3/2012 9:23:10 AM
AndChicksforFree$25.001/3/2012 9:11:52 AM
WilliamLeeSims$25.001/3/2012 9:53:25 AM
Something-Corporate$25.001/3/2012 10:01:32 AM
11 Investments
 
Borrower Payment Dependent Notes Series 548373
This series of Notes was issued and sold upon the funding of the borrower loan #58492, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $139.82
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: May-1990 Debt/Income ratio: 22%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:6y 2m
Amount delinquent: $0 Total credit lines: 24 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,928Stated income:$25,000-$49,999
Delinquencies in last 7y: 19 Bankcard utilization: 35%  
   Homeownership: No  
Screen name: fantastic-peso6 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 1 ( 100% ) 660-679 (Latest)
Principal borrowed: $7,000.00< 31 days late: 0 ( 0% )  
680-699 (Oct-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 1  
Description
grrloan
Purpose of loan: Consolidation of educational loans and Disney
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have akready paid off 1 loan with Prosper and my job is secure


Monthly net income: $2000.00
Monthly expenses: $
Housing: $250.00
Insurance: $98.00
Car expenses: $0
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $200.00
Clothing, household expenses: $100.00
Credit cards and other loans: $250.00
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.001/3/2012 9:02:58 AM
jazz619$25.001/3/2012 9:53:30 AM
managedfund$1,333.001/3/2012 9:53:34 AM
money-booster2$25.001/3/2012 9:21:04 AM
WilliamLeeSims$25.001/3/2012 9:53:15 AM
Investor_DP$100.001/3/2012 10:08:00 AM
factcheck$25.001/3/2012 10:23:05 AM
first-pragmatic-power$25.001/3/2012 10:23:08 AM
hitsman$50.001/3/2012 10:26:34 AM
ThatDanGuy$50.001/3/2012 1:52:44 PM
asset-electron1$25.001/3/2012 11:15:10 AM
tolerant-dime2$25.001/3/2012 11:27:43 AM
youngster50$25.001/3/2012 2:27:27 PM
trustworthy-hope189$50.001/3/2012 2:51:59 PM
independent-gold5$50.001/3/2012 12:53:09 PM
greenback-guard$25.001/3/2012 1:27:24 PM
cr55595$28.851/4/2012 5:13:55 AM
cattlebaron$25.001/3/2012 10:41:39 PM
first-serene-credit$25.001/4/2012 8:03:32 AM
metro457$100.001/4/2012 7:36:31 AM
Aimvest$25.001/4/2012 9:10:43 AM
trade-burrito4$35.001/3/2012 9:59:23 AM
SolarMoonshine$25.001/3/2012 9:48:10 AM
commanding-treasure2$50.001/3/2012 9:54:53 AM
gravbox$25.001/3/2012 10:00:11 AM
vutah$35.001/3/2012 10:00:32 AM
pdub$75.001/3/2012 10:07:17 AM
jamiee73$25.001/3/2012 10:17:41 AM
edaguy$25.001/3/2012 10:21:08 AM
kenji4861$25.001/3/2012 10:22:32 AM
selector568$300.001/3/2012 10:13:47 AM
puifais$50.001/3/2012 10:27:43 AM
successful-agreement7$100.001/3/2012 10:14:28 AM
cybernosha$25.001/3/2012 10:40:42 AM
EarlyRiser$301.001/3/2012 10:30:23 AM
social-zebra$30.001/3/2012 11:45:12 AM
chameleon125$25.001/3/2012 3:22:59 PM
greenback-investor7$100.001/3/2012 5:26:58 PM
processor115$25.001/3/2012 5:23:55 PM
money-booster2$25.001/3/2012 8:50:52 PM
museic1$100.001/4/2012 3:24:50 AM
loyalty-circuitry$50.001/3/2012 6:02:50 PM
Leshan$100.001/4/2012 8:44:39 AM
lagnisiruk$25.001/4/2012 9:07:56 AM
Christophe$25.001/4/2012 6:37:00 AM
downtownfarm$25.001/4/2012 6:44:06 AM
atlas100$25.001/4/2012 7:37:40 AM
papaloha$262.151/4/2012 9:15:50 AM
48 Investments
 
Borrower Payment Dependent Notes Series 548447
This series of Notes was issued and sold upon the funding of the borrower loan #58490, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Sep-1997 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 1Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,388Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: No  
Screen name: penny-kin7 Borrower's state: Pennsylvania Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting new Business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
enchanted-diversification496$25.001/3/2012 9:54:26 AM
money-booster2$50.001/3/2012 9:18:23 AM
worthy-bid8$50.001/3/2012 10:08:43 AM
edaguy$50.001/3/2012 10:21:34 AM
first-pragmatic-power$25.001/3/2012 10:23:33 AM
hitsman$50.001/3/2012 10:26:35 AM
rupee-equation2$25.001/3/2012 10:30:20 AM
worth-blanket2$9,400.001/3/2012 11:53:58 AM
handy-justice$50.001/3/2012 9:22:04 AM
Investor_DP$100.001/3/2012 10:08:18 AM
nimble-revenue5$50.001/3/2012 10:12:10 AM
successful-agreement7$100.001/3/2012 10:14:30 AM
economy-shrubbery6$25.001/3/2012 10:07:13 AM
nimble-revenue5$50.001/3/2012 10:12:31 AM
14 Investments
 
Borrower Payment Dependent Notes Series 548463
This series of Notes was issued and sold upon the funding of the borrower loan #58467, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Apr-1992 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 0m
Amount delinquent: $0 Total credit lines: 11 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,646Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 43%  
   Homeownership: No  
Screen name: commitment-trumpet Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Helping son with move
Purpose of loan: moving expenses
This loan will be used to...
Help son with moving expenses
My financial situation:
I am a good candidate for this loan because...I do not have a large amount of outstandings bills.


Monthly net income: $3000.00
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $450.00
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $150.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.001/3/2012 5:17:16 PM
nimble-revenue5$50.001/3/2012 5:10:36 PM
WilliamLeeSims$25.001/3/2012 5:20:47 PM
edaguy$50.001/3/2012 5:36:44 PM
nimble-revenue5$50.001/3/2012 5:10:43 PM
rupee-equation2$25.001/3/2012 5:12:40 PM
hitsman$50.001/3/2012 5:36:18 PM
Investor_DP$100.001/3/2012 5:39:17 PM
successful-agreement7$100.001/3/2012 5:41:48 PM
worth-blanket2$9,500.001/3/2012 6:00:30 PM
10 Investments
 
Borrower Payment Dependent Notes Series 548535
This series of Notes was issued and sold upon the funding of the borrower loan #58501, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,750.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $96.13
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2001 Debt/Income ratio: 16%
Credit score: 780-799 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 9Length of status:5y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,576Stated income:$50,000-$74,999
Delinquencies in last 7y: 20 Bankcard utilization: 17%  
   Homeownership: No  
Screen name: Mrpippentook Borrower's state: Washington Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 780-799 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
680-699 (Oct-2010)
520-539 (Jul-2008)
 
Principal balance: $975.39 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
Purchasing A/V Equip. for Business
Purpose of loan:
This loan will be used to purchase audio and video equipment for my part-time business.

My financial situation:
I am a good candidate for this loan because I am diligent and hard working. I am currently in good standings with all of my creditors, including an existing Prosper loan which will be paid off this summer. I opt for automatic payments to ensure that the loan is paid off in a timely and consistent manor.

This business is a newer part time venture for myself, filming family documentaries. These videos are priceless memoirs that can be passed down for generations to come.


Monthly net income: $4000
Monthly expenses: $
Housing: $2400
Insurance: $100
Car expenses: $100
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $300
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-trade-dolphin2$34.341/3/2012 5:02:16 PM
SolarMoonshine$25.001/3/2012 5:10:06 PM
selector568$300.001/3/2012 5:11:34 PM
EngineersAlliance$150.001/3/2012 5:49:40 PM
DoctorJoe$25.001/3/2012 6:33:14 PM
gravbox$25.001/3/2012 5:31:48 PM
edaguy$75.001/3/2012 5:36:32 PM
Investor_DP$100.001/3/2012 5:38:58 PM
money-booster2$25.001/3/2012 8:41:09 PM
successful-agreement7$100.001/3/2012 5:41:50 PM
vutah$35.001/3/2012 10:04:12 PM
pednatjr$59.641/3/2012 11:38:02 PM
loyalty-circuitry$50.001/3/2012 6:02:53 PM
Moe87$25.001/3/2012 6:22:26 PM
vine99$107.481/3/2012 7:00:42 PM
SV-AZ$25.451/3/2012 7:17:37 PM
cattlebaron$50.001/3/2012 8:48:43 PM
Lo0se_mo0se$25.001/3/2012 8:46:49 PM
income-lion$25.001/3/2012 8:56:18 PM
McDeeter$25.001/3/2012 9:52:15 PM
orange-impartial-asset$300.001/3/2012 9:07:08 PM
1traveler$25.001/3/2012 11:35:54 PM
enticing-rate9$25.001/3/2012 11:27:09 PM
Robione$50.001/4/2012 3:20:18 AM
museic1$64.111/4/2012 3:24:54 AM
trade-burrito4$35.001/3/2012 5:06:07 PM
WilliamLeeSims$25.001/3/2012 5:20:50 PM
commanding-treasure2$50.001/3/2012 5:29:12 PM
kenji4861$25.001/3/2012 5:39:59 PM
AndChicksforFree$57.001/3/2012 5:16:55 PM
top-courteous-peso$75.001/3/2012 5:21:10 PM
ryan6853$25.001/3/2012 5:54:46 PM
Feyenoord$30.001/3/2012 5:57:35 PM
riproaringrapids$50.001/3/2012 5:26:02 PM
NekHoldings$25.001/3/2012 6:22:13 PM
cash-popcorn7$25.001/3/2012 7:22:12 PM
hitsman$50.001/3/2012 5:36:23 PM
Techne_Funds_LLC$25.001/3/2012 7:28:24 PM
tolerant-dime2$25.001/3/2012 8:03:07 PM
x32248$25.001/3/2012 8:05:47 PM
money-booster2$35.001/3/2012 8:41:17 PM
credit-guard5$25.001/3/2012 5:42:39 PM
BxRealtor$25.001/3/2012 5:49:09 PM
113121$65.001/3/2012 5:53:52 PM
newest-power-banker$150.001/3/2012 7:25:56 PM
poisson17$30.001/3/2012 8:49:20 PM
PLANECRASH$25.001/3/2012 10:03:46 PM
feb217$30.001/3/2012 9:46:32 PM
goodhearted-basis4$25.001/3/2012 10:17:40 PM
vigilance-accruer$30.001/3/2012 11:11:37 PM
maltma$31.981/4/2012 3:05:44 AM
natdwg$30.001/4/2012 3:11:59 AM
52 Investments
 
Borrower Payment Dependent Notes Series 548537
This series of Notes was issued and sold upon the funding of the borrower loan #58489, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $139.36
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Oct-2004 Debt/Income ratio: 24%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:4y 0m
Amount delinquent: $0 Total credit lines: 15 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,616Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: refined-dough1 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Debt
Purpose of loan:
This loan will be used to pay credit card

My financial situation:
I am a good candidate for this loan because I have never missed a payment on any of my finances.


Monthly net income: $
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
nimble-revenue5$50.001/3/2012 5:10:38 PM
Danjack_Capital$25.001/3/2012 5:03:20 PM
handy-justice$50.001/3/2012 5:08:56 PM
rupee-equation2$25.001/3/2012 5:12:42 PM
edaguy$50.001/3/2012 5:36:45 PM
Investor_DP$100.001/3/2012 5:39:18 PM
successful-agreement7$100.001/3/2012 5:41:51 PM
wonder3$45.001/3/2012 5:04:29 PM
SolarMoonshine$25.001/3/2012 5:09:35 PM
hitsman$50.001/3/2012 5:36:23 PM
nimble-revenue5$50.001/3/2012 5:10:45 PM
vutah$25.001/3/2012 5:13:11 PM
worthy-bid8$50.001/3/2012 5:17:17 PM
worth-blanket2$2,900.001/3/2012 6:01:20 PM
14 Investments
 
Borrower Payment Dependent Notes Series 548609
This series of Notes was issued and sold upon the funding of the borrower loan #58486, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,350.00 Prosper Rating: AA Listing Duration: 14 days
Partially Funded: no Estimated loss*: 1.00% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 6.49% Borrower rate/APR: 7.49% / 7.83% Monthly payment: $166.39
 
Lender servicing fee: 1.00% Effective Yield*: 6.49%  
Estimated return*: 5.49%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Apr-1992 Debt/Income ratio: 11%
Credit score: 820-839 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:13y 8m
Amount delinquent: $0 Total credit lines: 18 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,417Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 12%  
   Homeownership: Yes  
Screen name: liberty-spruce8 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 5 ( 100% ) 820-839 (Latest)
Principal borrowed: $4,850.00< 31 days late: 0 ( 0% )  
860-879 (Jun-2011)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 5  
Description
401K loan payoff & cashout
Purpose of loan:
Loan will be used to payoff a 401K loan that I have and then take a new one to cash out with those proceeds being used to cover the payments on this loan and the rest to purchase equipment for a side landscape business I started 2 1/2 years ago.
My financial situation:
Had prior loan through prosper for same purpose. Have sufficient income from primary job (almost 14 years) as secondary source to 401k cashout funds, and have third source as landscape income. I started a sid bus. 2/12 yrs ago and rem 401k proceeds will be used to buy add'l equipment. Have low debt, all pmts always timely. Had good exp w/ prosper and so i would like touse again. Thanks.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
WilliamLeeSims$25.001/3/2012 5:21:00 PM
GATrust$25.001/3/2012 5:21:18 PM
Pasagam$50.001/3/2012 5:22:12 PM
hostbank$100.001/3/2012 5:23:47 PM
happy-yield$25.001/3/2012 5:23:09 PM
inventive-wealth2$25.001/3/2012 5:23:33 PM
figs4u2$100.001/3/2012 5:24:11 PM
PhalanxBulldog$50.001/3/2012 5:25:55 PM
EJPiper$50.001/3/2012 5:29:02 PM
cash-merry-maker$25.001/3/2012 5:30:14 PM
intuitive-integrity9$50.001/3/2012 5:30:37 PM
commanding-treasure2$50.001/3/2012 5:29:13 PM
KLCRAY$25.001/3/2012 5:31:32 PM
brilliant-loyalty7$25.001/3/2012 5:15:19 PM
new-truth-chuckler$25.001/3/2012 5:15:08 PM
RG$30.001/3/2012 5:11:22 PM
Wangersinc$50.001/3/2012 5:08:54 PM
trade-burrito4$35.001/3/2012 5:06:07 PM
Dollars4Rent$50.001/3/2012 5:29:33 PM
bailey14$25.001/3/2012 5:28:25 PM
undaunted-kindness$100.001/3/2012 5:27:31 PM
orderly-dime150$1,490.831/3/2012 5:26:19 PM
riproaringrapids$50.001/3/2012 5:26:03 PM
overflowinglife$25.001/3/2012 5:22:29 PM
icontender$50.001/3/2012 5:15:35 PM
shaker348$25.001/3/2012 5:15:22 PM
meux99$25.001/3/2012 5:10:10 PM
minista$25.001/3/2012 5:10:00 PM
hard-working-rate3$100.001/3/2012 5:07:12 PM
abundant-marketplace436$25.001/3/2012 5:05:51 PM
elephantparty$35.001/3/2012 5:06:37 PM
transparency-river1$1,000.001/3/2012 5:10:16 PM
roadtruck$50.001/3/2012 5:11:25 PM
Sneezie$100.001/3/2012 5:12:56 PM
payout-motivator0$75.001/3/2012 5:13:10 PM
jakespirit$100.001/3/2012 5:19:58 PM
nickel-ferret$50.001/3/2012 5:21:27 PM
marketplace-cello5$25.001/3/2012 5:23:17 PM
processor115$100.001/3/2012 5:24:02 PM
MarketInvestor$25.001/3/2012 5:24:36 PM
money-booster2$25.001/3/2012 5:27:59 PM
credit-panda1$25.001/3/2012 5:28:12 PM
Wilvara$25.001/3/2012 5:28:53 PM
lucrative-transparency0$100.001/3/2012 5:29:18 PM
cebgop$25.001/3/2012 5:06:01 PM
lendersf$50.001/3/2012 5:06:31 PM
gqrob$30.001/3/2012 5:09:43 PM
RecoveryLender$25.001/3/2012 5:10:32 PM
anacent$25.001/3/2012 5:10:57 PM
vutah$25.001/3/2012 5:11:13 PM
diverse-felicity7$50.001/3/2012 5:14:27 PM
velocity-solo$25.001/3/2012 5:14:40 PM
best-elevated-social$50.001/3/2012 5:14:02 PM
trevandtal$25.001/3/2012 5:16:22 PM
igniter584$25.001/3/2012 5:17:28 PM
income-banjo$25.001/3/2012 5:18:59 PM
progressive-asset$100.001/3/2012 5:20:38 PM
WilliamLeeSims$25.001/3/2012 5:20:52 PM
new-affluence-piledriver$100.001/3/2012 5:20:57 PM
gallant-economy9$50.001/3/2012 5:23:20 PM
thenadamgoes$25.001/3/2012 5:25:06 PM
Pizza-man$50.001/3/2012 5:26:13 PM
Sid-K$25.001/3/2012 5:30:32 PM
DDPrime$50.001/3/2012 5:30:49 PM
gracej$25.001/3/2012 5:31:01 PM
bill-igloo$25.001/3/2012 5:29:22 PM
IIP77$25.001/3/2012 5:30:53 PM
67 Investments
 
Borrower Payment Dependent Notes Series 548629
This series of Notes was issued and sold upon the funding of the borrower loan #58495, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $138.92
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-1999 Debt/Income ratio: 40%
Credit score: 620-639 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:11y 9m
Amount delinquent: $0 Total credit lines: 12 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,172Stated income:$1-$24,999
Delinquencies in last 7y: 13 Bankcard utilization: 60%  
   Homeownership: No  
Screen name: the-dedication-network Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 14 ( 100% ) 620-639 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Sep-2010)
 
Principal balance: $1,817.77 31+ days late: 0 ( 0% )
Total payments billed: 14  
Description
2nd Chance at Financial Freedom
Purpose of loan: To Pay Off Existing Loan of $1900 with Prosper
This loan will be used to...pay off my existing Prosper loan

My financial situation: Outstanding and fiscally responsible
I am a good candidate for this loan because...I have made 13 consecutive payments with Prosper on my current loan. I am committed to improving my credit rating. Thank you for your time and consideration.

Monthly net income: $1500
Monthly expenses: $731.09
Housing: $0-living at home
Insurance: $121
Car expenses: $100
Utilities: $50
Phone, cable, internet: $50
Food, entertainment: $200
Clothing, household expenses: $50
Credit cards and other loans: $113.09-Prosper Loan will be paid off with this loan
Other expenses: $47 Life Insurance
NOTE:**Please disregard that $15,000 amount. It is my mother's credit card. Thank you.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
hitsman$50.001/4/2012 9:10:28 AM
LittleMingo$25.001/4/2012 9:04:02 AM
handy-justice$100.001/4/2012 9:04:39 AM
credit-missile$135.001/4/2012 9:06:45 AM
WilliamLeeSims$25.001/4/2012 9:14:47 AM
MatthewDP$150.001/4/2012 9:23:53 AM
Katburg$25.001/4/2012 9:15:55 AM
janeybooboo$50.001/4/2012 9:03:38 AM
AndChicksforFree$100.001/4/2012 9:02:59 AM
nimble-revenue5$50.001/4/2012 9:05:45 AM
papaloha$50.001/4/2012 9:12:53 AM
successful-agreement7$100.001/4/2012 9:23:42 AM
worth-blanket2$2,900.001/4/2012 9:25:11 AM
13 Investments
 
Borrower Payment Dependent Notes Series 540774
This series of Notes was issued and sold upon the funding of the borrower loan #58508, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,500.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $151.03
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Oct-1996 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:1y 4m
Amount delinquent: $0 Total credit lines: 34 Occupation: Professional
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $6,155Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 50%  
   Homeownership: Yes  
Screen name: sensational-vigilance5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
Purpose of loan: Debt Consolidation
This loan will be used to consolidate 2 credit cards.

My financial situation:
I am a good candidate for this loan because I have an excellent track record of paying my obligations consistently on time.


Monthly net income: $6500
Monthly expenses: $
Housing: $1500
Insurance: $266
Car expenses: $976
Utilities: $200
Phone, cable, internet: $200
Food, entertainment: $800
Clothing, household expenses: $100
Credit cards and other loans: $200
Other expenses: $126
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$125.0012/30/2011 5:04:07 PM
AndChicksforFree$25.0012/30/2011 5:20:31 PM
SFBank$50.0012/30/2011 6:27:40 PM
Bcs-cnc$25.0012/30/2011 6:54:01 PM
Danjack_Capital$25.0012/30/2011 7:08:26 PM
ethical-truth211$350.0012/31/2011 5:30:25 AM
CA-Lender$50.0012/31/2011 10:19:01 AM
loanman2007$25.0012/31/2011 12:08:30 PM
skillful-asset5$25.0012/31/2011 3:22:02 PM
new-poetic-transaction$25.0012/31/2011 7:45:39 PM
DHolly$31.001/1/2012 7:40:47 AM
RMI_Babylon$25.001/1/2012 10:54:59 AM
five-star-note$75.001/1/2012 2:15:37 PM
sensible-fund$26.001/1/2012 2:11:44 PM
prudent-bid3$25.001/1/2012 7:50:50 PM
justasoldier$60.001/1/2012 9:26:10 PM
SolarMoonshine$25.001/1/2012 6:18:18 PM
calimanusa$40.001/1/2012 11:53:18 PM
dollar-tornado3$25.001/2/2012 5:21:15 AM
genuine-money$50.001/2/2012 11:01:35 AM
daekpon$50.001/2/2012 7:45:50 PM
tech310$50.001/3/2012 12:12:55 AM
wyobeads$25.001/3/2012 12:15:14 AM
economy-shrubbery6$19.991/3/2012 10:06:47 AM
managedfund$333.0012/30/2011 5:25:55 PM
vutah$25.0012/30/2011 6:19:56 PM
MarvintheMartian$25.0012/31/2011 5:32:42 AM
wise-peaceful-p2ploan$34.0512/31/2011 8:49:29 AM
money-booster2$35.0012/31/2011 11:24:02 AM
Starfin-Capital-Management$500.0012/31/2011 3:24:33 PM
forthright-durability$25.0012/31/2011 6:10:50 PM
cattlebaron$25.0012/31/2011 3:57:59 PM
let_me_retire$50.0012/31/2011 4:32:56 PM
Something-Corporate$25.001/1/2012 7:56:22 AM
brondero$70.001/1/2012 9:38:52 AM
payment-halo$25.0012/31/2011 9:21:56 PM
WilliamLeeSims$25.001/1/2012 1:33:46 PM
kindness-ace1$50.001/1/2012 11:21:15 PM
ZOOOM$25.001/2/2012 10:33:11 AM
rate-sceptre$25.001/2/2012 2:29:22 PM
sisepuede$25.001/2/2012 12:47:40 PM
LuvToLend$25.001/2/2012 8:20:22 PM
velocity-gala$500.001/2/2012 8:33:09 PM
a-restless-dollar$25.961/2/2012 8:52:47 PM
riveting-credit5$50.001/3/2012 1:53:04 AM
klend4$25.001/3/2012 6:30:13 AM
nimble-money086$25.001/3/2012 7:09:42 AM
elegant-market9$35.001/3/2012 7:50:44 AM
favorite-commerce$40.001/3/2012 9:01:24 AM
doopers$25.001/3/2012 9:04:56 AM
camaraderi-aspen$125.001/3/2012 9:23:44 AM
money-booster2$50.001/3/2012 9:41:12 AM
52 Investments
 
Borrower Payment Dependent Notes Series 541384
This series of Notes was issued and sold upon the funding of the borrower loan #58446, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $6,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Jan-01-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $229.20
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1997 Debt/Income ratio: 20%
Credit score: 700-719 (Nov-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:3y 4m
Amount delinquent: $0 Total credit lines: 23 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $4,828Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: Yes  
Screen name: flow28 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funeral and Medical expenses
Purpose of loan: Debt consolidation to pay off medical and funeral expenses.
This loan will be used to pay off medical and funeral expenses and costs.

My financial situation:
I am a good candidate for this loan because I have a stable job with the federal government and profitable business. Medical and funeral expenses have started to become overwhelming and want to consolidate bills


Monthly net income: $5355.60
Monthly expenses: $4150
Housing: $1200
Insurance: $200
Car expenses: $1100
Utilities: $200
Phone, cable, internet: $150
Food, entertainment: $200
Clothing, household expenses: $300
Credit cards and other loans: $400
Other expenses: $400
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
bubb_hans$25.0012/28/2011 3:04:16 PM
Feyenoord$30.0012/28/2011 3:54:57 PM
vutah$25.0012/28/2011 4:15:43 PM
bb575$50.0012/28/2011 5:05:29 PM
impressive-justice6$50.0012/28/2011 5:14:27 PM
enchanted-note$25.0012/28/2011 5:12:56 PM
superb-funds335$25.0012/28/2011 5:19:04 PM
money-booster2$25.0012/28/2011 5:20:15 PM
rupee-equation2$25.0012/28/2011 5:22:50 PM
lucrative-transparency0$100.0012/28/2011 5:27:18 PM
kenji4861$25.0012/28/2011 5:32:48 PM
Investor_DP$100.0012/28/2011 5:46:50 PM
successful-agreement7$100.0012/28/2011 5:49:21 PM
engaging-worth$25.0012/28/2011 6:19:38 PM
JustMee$25.0012/28/2011 6:06:16 PM
skillful-asset5$30.0012/28/2011 7:38:08 PM
goodhearted-basis4$25.0012/29/2011 12:47:48 AM
the-bright-velocity$25.0012/29/2011 9:13:27 AM
Uylsses$100.0012/29/2011 1:10:14 PM
Bank_Of_XL$25.0012/29/2011 12:20:57 PM
edaguy$75.0012/29/2011 5:15:06 PM
CashFlow13$100.0012/29/2011 5:26:36 PM
hitsman$50.0012/29/2011 5:36:05 PM
john0720$25.0012/29/2011 6:47:42 PM
versatile-treasure6$25.0012/29/2011 7:00:16 PM
ethical-truth211$400.0012/30/2011 5:36:09 AM
factcheck$75.0012/30/2011 7:22:00 AM
scoobiedoo$50.0012/30/2011 7:31:54 AM
marwadi-62$75.0012/30/2011 8:10:43 AM
thebigrig$500.0012/30/2011 9:17:56 AM
bison667$25.0012/30/2011 9:21:52 AM
the-serene-transaction$42.9212/30/2011 9:40:45 AM
bazaar-festivity$25.0012/30/2011 9:39:39 AM
processor115$25.0012/30/2011 9:51:06 AM
productive-ore$25.0012/30/2011 10:27:53 AM
brightest-dynamic-peace$25.0012/30/2011 1:09:02 PM
market-aspen9$50.0012/30/2011 11:16:51 AM
Christus_Victor$25.0012/30/2011 12:48:39 PM
terrific-p2ploan$25.0012/30/2011 1:53:00 PM
upbeat-finance8$25.0012/30/2011 3:41:54 PM
silver-champion3$50.0012/30/2011 4:00:55 PM
theloanfiller$25.0012/31/2011 7:21:07 AM
rockhound84$25.0012/31/2011 6:24:11 AM
Johnab$25.0012/31/2011 9:21:08 AM
elated-wealth876$125.0012/31/2011 7:16:42 AM
payout-magician$25.4712/31/2011 9:00:40 AM
UT-Longhorn$25.0012/31/2011 10:12:50 AM
deal-searcher1$25.0012/31/2011 11:07:11 AM
friendinmoney$25.0012/31/2011 11:22:31 AM
CalCollegeFund19$25.0012/31/2011 12:45:48 PM
investment-cluster$25.0012/31/2011 4:21:11 PM
asset-electron1$25.0012/31/2011 5:22:24 PM
KramericaIndustries$40.4312/31/2011 1:02:13 PM
keichi03$34.0012/31/2011 2:34:14 PM
cattlebaron$25.001/1/2012 1:46:21 AM
rajs$150.001/1/2012 9:06:25 AM
adir1$25.001/1/2012 9:47:18 AM
Christophe$25.001/1/2012 10:34:59 AM
grotheik$25.0012/31/2011 8:10:29 PM
payment-halo$25.0012/31/2011 9:16:37 PM
bughead$25.0012/31/2011 10:34:44 PM
reinforced-velocity158$150.0012/31/2011 11:17:26 PM
InvestForWealth$30.601/1/2012 8:53:08 AM
worth-dandelion$200.0012/28/2011 5:14:18 PM
selector568$300.0012/28/2011 5:15:08 PM
R3vXX$25.0012/28/2011 5:22:59 PM
AFairDeal$25.0012/28/2011 5:40:23 PM
scrappy-leverage6$25.0012/28/2011 5:36:23 PM
jkeller4000$25.0012/28/2011 5:48:21 PM
MarvintheMartian$25.0012/29/2011 2:40:02 AM
jakespirit$100.0012/29/2011 6:18:03 AM
radforj22$25.0012/29/2011 6:27:01 AM
kaceymalone$25.0012/29/2011 6:37:53 AM
gold-plane1$50.0012/29/2011 9:42:28 AM
power-defender7$50.0012/29/2011 12:41:47 PM
fragonardlives$25.0012/29/2011 1:38:29 PM
SOP_Bank$25.0012/29/2011 1:54:04 PM
rate-welder8$50.0012/29/2011 2:25:56 PM
inventive-wealth2$25.0012/29/2011 3:33:08 PM
Thoth_88$25.0012/29/2011 5:18:29 PM
stylish-compassion3$50.0012/29/2011 7:49:23 PM
cardminger$25.0012/29/2011 9:44:48 PM
snowman34$25.0012/29/2011 9:45:42 PM
loyalty-circuitry$75.0012/30/2011 5:47:23 AM
anacent$50.0012/30/2011 7:42:03 AM
terrific-dough6$75.0012/30/2011 9:31:51 AM
guardian3$25.0012/30/2011 9:30:59 AM
first-pragmatic-power$25.0012/30/2011 9:51:10 AM
wwwUniversal$25.0012/30/2011 9:42:27 AM
yank918$25.0012/30/2011 9:45:21 AM
benjamins-utopia$100.0012/30/2011 10:03:23 AM
innocent-deal$300.0012/30/2011 10:10:17 AM
riproaringrapids$50.0012/30/2011 12:16:12 PM
cash-daisy$63.1812/30/2011 11:27:58 AM
commanding-treasure2$50.0012/30/2011 5:12:28 PM
yerkster1$25.0012/30/2011 9:11:44 PM
phenomenal-gain5$25.0012/30/2011 9:27:33 PM
methodical-loot$25.0012/31/2011 1:03:10 AM
heerzaquestion$50.0012/31/2011 7:28:26 AM
djh47a$25.0012/31/2011 8:15:44 AM
buffalobills$25.0012/31/2011 8:30:33 AM
magee425$25.0012/31/2011 10:55:19 AM
FinanceEngine$45.0012/31/2011 8:22:00 AM
greenback-investor7$100.0012/31/2011 8:51:09 AM
helpinghand105$25.0012/31/2011 11:35:05 AM
One_Lolo$25.0012/31/2011 11:50:28 AM
houli123$25.0012/31/2011 12:00:22 PM
kind-genuine-dough$25.0012/31/2011 1:37:20 PM
unger$230.1112/31/2011 1:24:21 PM
asaurus0$35.8212/31/2011 2:56:10 PM
blue-radiant-economy$100.0012/31/2011 3:12:28 PM
velocity-motivator6$25.001/1/2012 9:06:15 AM
Yanwoo$25.001/1/2012 11:14:52 AM
cattlebaron$25.001/1/2012 1:46:50 AM
spaceboy033$26.361/1/2012 9:43:26 AM
nickel-demon2$91.111/1/2012 11:27:47 AM
116 Investments
 
Borrower Payment Dependent Notes Series 541560
This series of Notes was issued and sold upon the funding of the borrower loan #58513, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $176.30
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Dec-2005 Debt/Income ratio: 13%
Credit score: 760-779 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:0y 7m
Amount delinquent: $0 Total credit lines: 24 Occupation: Food Service Manage...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,157Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 6%  
   Homeownership: No  
Screen name: deal-chihuahua Borrower's state: Louisiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
To finance a new car
Purpose of loan:
This loan will be used to buy a new vehicle. I am selling my used vehicle right now and would like to combine the money from my used car with a loan to purchase a new vehicle.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
processor115$100.001/3/2012 9:56:51 AM
money-booster2$50.001/3/2012 9:40:26 AM
WilliamLeeSims$25.001/3/2012 9:53:11 AM
Investor_DP$100.001/3/2012 10:07:56 AM
commanding-treasure2$50.001/3/2012 9:54:48 AM
gravbox$25.001/3/2012 10:00:07 AM
kenji4861$25.001/3/2012 10:22:26 AM
top-courteous-peso$75.001/3/2012 10:11:40 AM
GoGators01$25.001/3/2012 10:23:44 AM
selector568$300.001/3/2012 10:13:44 AM
successful-agreement7$100.001/3/2012 10:14:17 AM
jamiee73$25.001/3/2012 10:17:40 AM
edaguy$75.001/3/2012 10:21:06 AM
ddog0224$50.001/3/2012 10:27:12 AM
riproaringrapids$50.001/3/2012 10:27:50 AM
ThatDanGuy$50.001/3/2012 1:52:43 PM
tolerant-dime2$25.001/3/2012 11:45:47 AM
WhatItIs$200.001/3/2012 12:31:05 PM
organized-payment6$50.001/3/2012 1:06:05 PM
nimble-money086$25.001/3/2012 1:31:15 PM
radforj22$25.001/3/2012 5:14:09 PM
bison667$25.001/3/2012 5:19:53 PM
grammaspurse$25.001/3/2012 4:11:39 PM
orbital-velocity7$50.001/3/2012 5:09:01 PM
CashFlow13$100.001/3/2012 5:51:01 PM
first-pragmatic-power$25.001/3/2012 5:25:10 PM
jgar_O$25.001/3/2012 5:29:15 PM
loyalty-czar$40.001/3/2012 6:41:42 PM
currency-agave$60.001/3/2012 5:32:07 PM
prudent-bid3$25.001/3/2012 8:46:17 PM
emphatic-responsibility$25.001/4/2012 2:30:29 AM
museic1$100.001/4/2012 3:24:47 AM
loyalty-circuitry$50.001/3/2012 6:02:47 PM
Mindful7$25.001/4/2012 5:42:43 AM
downtownfarm$25.001/4/2012 6:44:00 AM
cattlebaron$25.001/3/2012 9:08:47 PM
atlas100$25.001/4/2012 7:38:15 AM
charming-exchange7$25.001/4/2012 8:05:26 AM
Eric_Gagne$25.001/4/2012 8:08:02 AM
Iwillhuntyoudown$25.001/3/2012 11:35:32 PM
focused-wampum$25.001/3/2012 11:45:18 PM
Thunder08$43.001/4/2012 5:59:40 AM
llequire1$100.001/4/2012 6:05:26 AM
palpbert$25.001/4/2012 9:16:50 AM
corphippie$26.241/4/2012 7:58:34 AM
metro457$100.001/4/2012 7:36:29 AM
rescue$100.001/4/2012 9:31:31 AM
Tradesmanlender$25.001/4/2012 9:32:29 AM
NoMoreDebt4Me$25.001/4/2012 9:28:10 AM
worth-dandelion$100.001/4/2012 9:31:03 AM
pleasant-bid$50.001/4/2012 10:17:40 AM
market-aspen9$50.001/4/2012 10:36:46 AM
Kyileo$25.001/4/2012 9:40:32 AM
designer_10$24.711/4/2012 11:32:22 AM
happy-loot3$200.001/4/2012 9:56:00 AM
shellstar$25.001/4/2012 10:51:19 AM
P2PGodfather$25.001/4/2012 10:57:39 AM
superb-funds335$25.001/3/2012 9:58:28 AM
BxRealtor$25.001/3/2012 9:48:05 AM
AFairDeal$25.001/3/2012 9:50:23 AM
puifais$50.001/3/2012 10:27:36 AM
bb575$50.001/3/2012 10:18:55 AM
social-zebra$30.001/3/2012 11:49:50 AM
hitsman$50.001/3/2012 10:26:21 AM
income-buffalo1$100.001/3/2012 12:12:07 PM
independent-gold5$50.001/3/2012 12:53:08 PM
smear87$50.001/3/2012 10:29:15 AM
greenback-investor7$50.001/3/2012 10:29:40 AM
market-solstice2$25.001/3/2012 10:29:53 AM
rupee-equation2$25.001/3/2012 10:30:15 AM
social-investor5$25.001/3/2012 1:25:15 PM
octoberfresh$25.001/3/2012 1:56:27 PM
rajs$75.001/3/2012 11:32:06 AM
radiobuda$50.001/3/2012 11:43:42 AM
courteous-platinum7$25.001/3/2012 12:07:19 PM
happyjackbak$25.001/3/2012 12:27:07 PM
dinero-path5$50.001/3/2012 12:58:00 PM
bravos33$25.001/3/2012 5:09:47 PM
greenback-guard$25.001/3/2012 1:27:21 PM
worthy-commitment7$25.001/3/2012 1:56:09 PM
velocity-motivator6$25.001/3/2012 3:34:47 PM
atbright$25.001/3/2012 3:53:22 PM
refined-return922$25.001/3/2012 4:08:31 PM
r48$25.001/3/2012 4:43:29 PM
SolarMoonshine$25.001/3/2012 5:16:33 PM
irishcocacola$25.001/3/2012 6:38:25 PM
Techne_Funds_LLC$25.001/3/2012 7:31:15 PM
lotus6$25.001/3/2012 10:02:34 PM
Brisket_Bob$27.201/4/2012 4:38:46 AM
buddy486$25.001/3/2012 7:31:20 PM
SkyLoan$31.081/3/2012 9:49:53 PM
Lo0se_mo0se$25.001/3/2012 8:56:27 PM
enticing-rate9$25.001/3/2012 11:06:04 PM
vine99$80.001/4/2012 8:14:17 AM
porter22$25.001/4/2012 8:31:28 AM
buffalobills$25.001/4/2012 8:56:13 AM
Zuzu$25.001/4/2012 3:36:45 AM
Iloanyoumoney$25.001/4/2012 6:26:11 AM
Aimvest$25.001/4/2012 9:10:42 AM
scarlet-velvet$25.081/4/2012 7:20:10 AM
friendinmoney$25.001/4/2012 8:04:19 AM
logical-moola4$25.001/4/2012 8:14:17 AM
Kaj$25.001/4/2012 9:28:48 AM
Johnab$25.001/4/2012 10:28:48 AM
jarf$25.001/4/2012 9:42:59 AM
PlusUltra$62.691/4/2012 11:08:01 AM
cash-reaction2$50.001/4/2012 10:01:10 AM
thankful-nickel2$25.001/4/2012 10:05:29 AM
enriching-dollar1$100.001/4/2012 10:29:35 AM
Weaverville$25.001/4/2012 10:28:16 AM
110 Investments
 
Borrower Payment Dependent Notes Series 543790
This series of Notes was issued and sold upon the funding of the borrower loan #58404, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: A Listing Duration: 14 days
Partially Funded: no Estimated loss*: 3.80% Listing Start date:  Dec-27-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 10.54% Borrower rate/APR: 11.54% / 14.36% Monthly payment: $131.98
 
Lender servicing fee: 1.00% Effective Yield*: 10.51%  
Estimated return*: 6.71%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Jun-1987 Debt/Income ratio: 22%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 5Length of status:17y 5m
Amount delinquent: $0 Total credit lines: 15 Occupation: Retail Management
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $15,641Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 55%  
   Homeownership: Yes  
Screen name: value-banjo2 Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Manager
Purpose of loan:
This loan will be used to pay off high-interest credit cards.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.0012/27/2011 5:07:00 PM
roadtruck$50.0012/27/2011 5:06:09 PM
green-trade-dolphin2$27.5612/27/2011 5:02:34 PM
selector568$300.0012/27/2011 5:11:35 PM
kenji4861$25.0012/27/2011 5:25:23 PM
top-courteous-peso$75.0012/27/2011 5:39:02 PM
income-banjo$25.0012/27/2011 5:39:31 PM
market-solstice2$25.0012/27/2011 5:45:27 PM
cattlebaron$25.0012/27/2011 6:40:32 PM
organized-payment6$50.0012/28/2011 6:31:13 AM
jazz619$25.0012/28/2011 9:11:33 AM
nuclearmoose$50.0012/28/2011 9:15:32 AM
soular21804$25.0012/28/2011 9:16:44 AM
Earn_money$25.3112/28/2011 9:47:24 AM
yank918$25.0012/28/2011 10:01:41 AM
awwaww$25.0012/28/2011 9:58:34 AM
seineil$43.0012/28/2011 10:08:21 AM
M55Rkt$33.3312/28/2011 11:44:39 AM
rate-sherpa$65.0012/28/2011 12:26:30 PM
trustu$50.0012/28/2011 11:56:30 AM
greenback-investor7$100.0012/28/2011 2:19:01 PM
unclejaef$25.0012/28/2011 3:34:33 PM
jackofall$50.0012/28/2011 3:50:15 PM
bbrelo$25.0012/28/2011 5:13:01 PM
gravbox$25.0012/28/2011 5:15:18 PM
RockCrown$25.0012/28/2011 5:19:20 PM
damage$25.0012/28/2011 5:23:08 PM
Pizza-man$50.0012/28/2011 5:39:14 PM
blue-lively-platinum$25.0012/28/2011 5:33:03 PM
diverse-felicity7$50.0012/28/2011 5:39:35 PM
Princehaha$25.0012/28/2011 5:34:51 PM
Sneezie$51.0012/28/2011 5:45:49 PM
processor115$25.0012/28/2011 5:39:52 PM
jgar_O$25.0012/28/2011 5:43:57 PM
TrustPlus$50.0012/28/2011 5:42:44 PM
wampum-chorus3$25.0012/28/2011 5:43:51 PM
edaguy$75.0012/28/2011 5:47:55 PM
rokman$150.0012/28/2011 6:36:47 PM
enticing-rate9$25.0012/28/2011 6:32:38 PM
skillful-asset5$25.0012/28/2011 7:43:37 PM
MrCoffee$25.0012/28/2011 9:01:03 PM
solarwind$25.0012/29/2011 12:32:20 AM
authentic-peace7$75.0012/28/2011 9:10:31 PM
32669$25.0012/29/2011 3:00:49 AM
WealthBuildingLessons$25.0012/29/2011 12:08:34 AM
WisconsinLiberal$19.8012/29/2011 3:22:37 AM
money-booster2$25.0012/27/2011 5:06:42 PM
bb575$50.0012/27/2011 5:24:02 PM
pdub$75.0012/27/2011 5:25:07 PM
BxRealtor$25.0012/27/2011 5:22:50 PM
successful-agreement7$100.0012/27/2011 5:27:10 PM
ricklip$100.0012/27/2011 5:23:32 PM
fantastic-investment9$30.0012/27/2011 5:34:17 PM
riproaringrapids$35.0012/27/2011 5:37:04 PM
the-bright-velocity$25.0012/27/2011 5:42:01 PM
worthy-bid8$50.0012/27/2011 5:31:27 PM
Law_Gator$25.0012/27/2011 8:39:37 PM
unbeatable-credit1$50.0012/27/2011 10:13:21 PM
icontender$50.0012/28/2011 12:46:41 AM
generous-deal6$25.0012/28/2011 1:26:52 AM
notabanker$100.0012/27/2011 11:30:47 PM
MrUSC$25.0012/28/2011 4:06:52 AM
zippy-revenue8$25.0012/28/2011 5:36:40 AM
PaulW$25.0012/28/2011 5:35:37 AM
blue-useful-auction$25.0012/28/2011 6:53:05 AM
RG$30.0012/28/2011 9:16:26 AM
houli123$50.0012/28/2011 9:39:56 AM
brainy-return234$25.0012/28/2011 9:38:54 AM
indomitable-coin$25.0012/28/2011 9:58:56 AM
investment-builder0$50.0012/28/2011 11:03:05 AM
value-willow$25.0012/28/2011 10:46:03 AM
radforj22$25.0012/28/2011 10:53:00 AM
nimble-money086$25.0012/28/2011 11:12:28 AM
Oranje88$75.0012/28/2011 10:48:11 AM
Joshua_E$25.0012/28/2011 12:07:29 PM
elevated-finance$25.0012/28/2011 12:25:02 PM
finance-refresher3$50.0012/28/2011 2:56:24 PM
Prosp_Lender$50.0012/28/2011 3:28:03 PM
klinebarger$25.0012/28/2011 3:14:37 PM
intuitive-integrity9$50.0012/28/2011 5:11:41 PM
stinvest$25.0012/28/2011 5:16:00 PM
thankful-nickel2$25.0012/28/2011 5:17:25 PM
OnePoorDude$25.0012/28/2011 5:30:29 PM
luminous-marketplace5$25.0012/28/2011 5:39:49 PM
nonukem$25.0012/28/2011 5:45:09 PM
the-auction-lotus$25.0012/28/2011 5:51:17 PM
myduck$40.0012/28/2011 5:57:20 PM
imlosttoo$25.0012/28/2011 6:17:21 PM
golden-finance7$50.0012/28/2011 6:43:27 PM
engaging-worth$25.0012/28/2011 6:18:12 PM
IL2R2010$40.0012/28/2011 7:34:20 PM
bentheredunthat$60.0012/28/2011 6:53:54 PM
spike16$25.0012/28/2011 8:15:43 PM
work4me$25.0012/28/2011 11:23:25 PM
LibbyZ$50.0012/28/2011 9:43:14 PM
creativename$25.0012/28/2011 10:21:14 PM
96 Investments
 
Borrower Payment Dependent Notes Series 544060
This series of Notes was issued and sold upon the funding of the borrower loan #58458, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-22-2011 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Mar-2007 Debt/Income ratio: Not calculated
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 5Employment status:Not employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:2y 6m
Amount delinquent: $0 Total credit lines: 8Stated income:Not employed
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $8,459 
Delinquencies in last 7y: 0 Bankcard utilization: 38%  
   Homeownership: No  
Screen name: epic-wampum0 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/22/2011 9:18:22 AM
economy-shrubbery6$25.0012/23/2011 10:08:04 AM
generous-deal6$25.0012/28/2011 1:26:25 AM
income-buffalo1$50.0012/28/2011 6:55:06 PM
well-mannered-income3$30.0012/28/2011 7:33:11 PM
novice-speculator$25.0012/28/2011 9:33:25 PM
shawnw2$30.0012/29/2011 4:38:48 AM
GElender$25.0012/29/2011 5:35:06 AM
greatwhiteninja$25.0012/29/2011 8:13:05 AM
jebber007$35.0012/29/2011 9:28:31 AM
gold-plane1$50.0012/29/2011 9:47:21 AM
kind-credit-bear$25.0012/29/2011 9:49:15 AM
AVS$25.0012/29/2011 11:12:58 AM
artisan369$300.0012/29/2011 11:55:24 AM
money-baron-roth-IRA$50.0012/29/2011 11:59:31 AM
barefootpaul$25.0012/29/2011 2:11:41 PM
credible-coin$34.3412/29/2011 3:42:21 PM
Thoth_88$25.0012/29/2011 5:07:47 PM
inspired-investment8$100.0012/29/2011 9:20:52 PM
LuvToLend$25.0012/29/2011 11:06:50 PM
reward-toro$50.0012/30/2011 7:34:43 AM
hopeful-deal7$50.0012/30/2011 7:28:03 AM
dsnybnd$25.0012/30/2011 8:06:04 AM
smallbizrule$25.0012/30/2011 8:59:43 AM
citytreker$25.0012/30/2011 11:28:28 AM
CreditBuilder2$25.0212/30/2011 2:40:49 PM
HenryS$27.0012/30/2011 5:27:08 PM
bill-igloo$25.0012/30/2011 5:47:12 PM
ethical-truth211$27.2912/31/2011 6:22:59 AM
econgineer$75.0012/31/2011 10:08:46 AM
engrossing-responsibility0$35.0012/31/2011 12:09:57 PM
dedicated-transaction796$25.0012/31/2011 12:56:21 PM
Rebelrick9$29.3212/31/2011 7:08:01 PM
justice-lotus9$25.001/1/2012 3:04:36 PM
payout-harmony4$50.001/1/2012 3:15:45 PM
VJ_Financial$25.001/2/2012 6:15:42 AM
realtormoises$25.001/2/2012 7:13:46 AM
VJ_Financial$25.001/1/2012 7:34:10 PM
VJ_Financial$25.001/1/2012 7:31:30 PM
market-pudding$25.001/3/2012 5:54:55 AM
curriculum7$25.001/3/2012 9:22:02 AM
worth-jedi5$51.001/3/2012 10:12:13 AM
shrewd-rupee$25.001/3/2012 2:41:47 PM
dough-souffle$25.001/3/2012 3:28:49 PM
168RichCapital$25.011/3/2012 4:06:16 PM
finance-ringleader$50.001/3/2012 9:13:52 PM
zasonsasu1$25.001/4/2012 3:51:34 AM
asian808$25.001/4/2012 3:37:10 AM
winmals$25.001/4/2012 7:00:30 AM
Crie$100.001/4/2012 7:18:26 AM
amusement4$200.0012/22/2011 7:51:35 PM
green-rate-futurist$25.0012/23/2011 6:12:48 AM
sun818$25.0012/28/2011 6:05:07 PM
compassionate-dime0$50.0012/28/2011 7:03:58 PM
vanklein$25.0012/28/2011 7:28:38 PM
open-minded-p2p1$25.0012/28/2011 7:25:37 PM
open-dough6$25.0012/28/2011 8:00:36 PM
money-booster2$35.0012/28/2011 9:27:45 PM
wealth-fighter3$50.0012/28/2011 10:02:13 PM
DeltaComputerGuy$25.0012/29/2011 1:11:06 AM
rakem777$25.0012/29/2011 5:20:39 AM
payout-thinker7$25.0012/29/2011 7:44:23 AM
Indio92203$25.0012/29/2011 8:13:31 AM
smart-kindness8$25.0012/29/2011 8:10:44 AM
musegaze$50.0012/29/2011 9:01:27 AM
green28$25.0012/29/2011 9:58:40 AM
mrack$25.0012/29/2011 11:02:06 AM
new-social-economist$25.0012/29/2011 2:01:08 PM
worth-shower8$100.0012/29/2011 2:01:45 PM
stable-payment7$25.0012/29/2011 8:02:09 PM
hopeful-silver5$28.7912/30/2011 5:52:08 AM
Dubbs360$127.0012/30/2011 9:32:16 AM
a-successful-credit$25.0012/30/2011 12:25:17 PM
productive-ore$25.0012/30/2011 10:29:18 AM
courteous-platinum7$25.0012/30/2011 11:33:17 AM
justme4now$25.0012/30/2011 3:40:21 PM
Cluvnupe06$29.0012/30/2011 4:39:50 PM
abundant-marketplace436$25.0012/31/2011 7:29:15 AM
ddog0224$50.0012/31/2011 8:18:18 AM
progressive-asset$100.0012/31/2011 11:12:33 AM
kind-genuine-dough$25.0012/31/2011 1:11:05 PM
forthright-durability$25.0012/31/2011 6:07:04 PM
velocity-motivator6$25.001/1/2012 8:56:56 AM
gold-channel2$25.001/1/2012 12:24:08 PM
WilliamLeeSims$25.001/1/2012 1:35:09 PM
benevolent1$50.001/2/2012 1:16:28 AM
exchange-grove$100.001/2/2012 11:34:26 AM
a-restless-dollar$25.001/2/2012 8:47:12 PM
deal-thinker7$36.001/3/2012 8:56:12 AM
silver-enlightenment0$100.101/3/2012 3:01:36 PM
deal-searcher1$25.001/3/2012 8:26:03 PM
domi1234$25.001/3/2012 8:29:35 PM
gallant-market5$245.131/4/2012 7:58:41 AM
93 Investments
 
Borrower Payment Dependent Notes Series 544982
This series of Notes was issued and sold upon the funding of the borrower loan #58453, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-1986 Debt/Income ratio: 22%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 5Length of status:0y 9m
Amount delinquent: $0 Total credit lines: 67 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $5,019Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: Yes  
Screen name: open-minded-treasure9 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidating Business Credit
Purpose of loan:
This loan will be used to support new small business start up cost and expenses. Also to consolidate business credit.

My financial situation:
I am a good candidate for this loan because I have a good solid paying history of my financial responsibility.

Monthly net income: $ 5100
Monthly expenses: $
Housing: $1154
Insurance: $86
Car expenses: $0
Utilities: $330
Phone, cable, internet: $ (Included in utilities)
Food, entertainment: $300
Clothing, household expenses: $25-$100
Credit cards and other loans: $414
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
jkeller4000$25.0012/21/2011 9:10:44 AM
Danjack_Capital$25.0012/21/2011 10:00:11 AM
let_me_retire$25.0012/21/2011 11:23:00 AM
economy-shrubbery6$25.0012/21/2011 10:26:34 PM
reflective-rupee$25.0012/22/2011 8:37:50 PM
sensible-fund$25.0012/23/2011 5:03:53 AM
jmvingeorgia$30.0012/24/2011 4:59:25 AM
Bank42$25.0012/24/2011 4:59:30 AM
riveting-credit5$50.0012/24/2011 6:37:21 AM
the-hope-workhorse$50.0012/24/2011 10:48:30 PM
3cinvesting$40.0012/27/2011 1:26:33 AM
money-booster2$35.0012/27/2011 3:55:49 PM
generous-agreement$25.0012/28/2011 6:27:51 AM
market-maximizer472$100.0012/28/2011 10:13:35 AM
lean-fund0$100.0012/28/2011 11:30:45 AM
ore-dojo$30.0012/28/2011 4:09:47 PM
DeltaComputerGuy$50.0012/29/2011 2:09:01 AM
LibbyZ$50.0012/28/2011 9:43:12 PM
believe2succeed$40.8012/29/2011 4:58:41 AM
Starfin-Capital-Management$59.8012/29/2011 5:29:37 AM
gold-plane1$50.0012/29/2011 9:47:20 AM
houli123$25.0012/29/2011 9:57:16 AM
found_funds$75.0012/29/2011 10:23:00 AM
vine99$65.0012/29/2011 11:41:17 AM
sciamage$25.0012/29/2011 7:13:39 PM
green-rapid-openness$100.0012/29/2011 7:50:19 PM
payment-halo$25.0012/29/2011 8:37:15 PM
gold-disk$25.0012/29/2011 10:49:32 PM
impala6464$25.0012/30/2011 12:27:43 AM
ethical-truth211$200.0012/30/2011 5:04:16 AM
promise2$43.8212/30/2011 7:20:30 AM
Leshan$25.0012/30/2011 9:11:03 AM
unbeatable-credit1$50.0012/30/2011 7:50:01 AM
glroark$100.0012/30/2011 8:46:58 AM
dedicated-transaction796$25.0012/30/2011 9:16:09 AM
likeable-hope$25.0012/30/2011 9:27:13 AM
orange-astute-finance$25.0012/30/2011 9:36:52 AM
sharp-return7$25.0612/30/2011 10:51:13 AM
2grindstones$31.0012/30/2011 11:39:44 AM
finance-jet8$25.0012/30/2011 10:25:10 AM
debt-legend$25.0012/30/2011 11:42:55 AM
trident8$25.0012/30/2011 11:02:11 AM
a-successful-credit$25.0012/30/2011 12:25:16 PM
Starfin-Capital-Management$151.9412/30/2011 2:15:34 PM
Something-Corporate$25.0012/21/2011 9:15:00 AM
R3vXX$25.0012/21/2011 9:31:37 AM
vutah$25.0012/21/2011 9:37:42 AM
goodhearted-generosity511$30.0012/21/2011 10:36:43 AM
papaloha$50.0012/21/2011 1:43:24 PM
golden-velocity9$25.0012/21/2011 6:51:55 PM
greencat$50.0012/22/2011 7:15:45 AM
skillful-asset5$25.0012/22/2011 3:51:15 PM
well-mannered-income3$50.0012/23/2011 5:28:49 PM
let_me_retire$25.0012/23/2011 11:50:22 PM
Interloper$25.0012/24/2011 9:20:07 AM
penny-champ5$25.0012/25/2011 8:24:22 PM
Macgyver86$50.0012/25/2011 8:20:46 PM
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emphatic-responsibility$25.0012/26/2011 7:18:24 PM
eboomer2611$25.0012/26/2011 9:25:13 PM
LuvToLend$28.1112/27/2011 1:31:42 PM
generous-deal6$25.0012/28/2011 1:26:20 AM
blue-dollar-viking$100.0012/28/2011 6:59:37 AM
bid-stockpiler1$50.0012/28/2011 5:08:59 PM
DHolly$31.0012/29/2011 5:53:23 AM
GElender$25.0012/29/2011 5:53:57 AM
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kind-credit-bear$25.0012/29/2011 9:49:14 AM
Stradivari$25.0012/29/2011 10:20:12 AM
stable-payment7$25.0012/29/2011 8:02:08 PM
dynrep$100.0012/29/2011 8:38:02 PM
jebber007$45.0012/30/2011 12:39:40 AM
nfx$25.0012/30/2011 7:10:30 AM
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hokee$25.0012/30/2011 6:12:40 AM
KSPHoldings$25.0012/30/2011 7:55:37 AM
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eronyc$25.0012/30/2011 9:14:34 AM
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AEH_Now$25.0012/30/2011 9:52:00 AM
copper$50.0012/30/2011 9:46:35 AM
favorite-commerce$25.0012/30/2011 9:46:52 AM
dime-blackberry1$50.0012/30/2011 10:02:22 AM
CA-Lender$25.0012/30/2011 10:06:04 AM
productive-ore$25.0012/30/2011 10:29:18 AM
trustworthy-currency1$163.3512/30/2011 11:57:58 AM
168RichCapital$25.1212/30/2011 2:04:54 PM
future-baby-fund$25.0012/30/2011 11:44:26 AM
tomjeff$50.0012/30/2011 12:39:07 PM
wise-peaceful-p2ploan$25.0012/30/2011 1:59:06 PM
95 Investments
 
Borrower Payment Dependent Notes Series 545878
This series of Notes was issued and sold upon the funding of the borrower loan #58522, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-21-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $528.91
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Oct-2002 Debt/Income ratio: 12%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 6 / 4Length of status:4y 2m
Amount delinquent: $0 Total credit lines: 10 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,757Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 67%  
   Homeownership: Yes  
Screen name: be_theta Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to... pay off a loan I owe to my brother, something unexpected came up and he needs the money I still owe him soon.

My financial situation:
I am a good candidate for this loan because... I pay off loans as soon as possible, I don't like being in debt so I work hard to pay them off sooner rather than later. I would not request a loan if I didn't feel I could pay it off.


Monthly net income: $ 5,600
Monthly expenses: $ 2,500 (includes everything written below)
Housing: $ 625
Insurance: $ (house insurance is included in mortgage payment - 625)
Car expenses: $ 126 (insurance, both cars are paid off) $300 - gas
Utilities: $ 180
Phone, cable, internet: $ 250
Food, entertainment: $ 600
Clothing, household expenses: $ 50
Credit cards and other loans: $ 420
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
enchanted-note$25.0012/21/2011 9:05:28 AM
rajs$200.0012/21/2011 9:15:49 AM
studious-listing8$25.0012/21/2011 9:17:44 AM
worthy-bid8$50.0012/21/2011 9:22:19 AM
AndChicksforFree$25.0012/21/2011 9:21:46 AM
AFairDeal$25.0012/21/2011 9:32:24 AM
bazaar-festivity$25.0012/21/2011 9:36:03 AM
the-bright-velocity$25.0012/21/2011 9:39:09 AM
Investor_DP$100.0012/21/2011 9:39:42 AM
Shaggydp$25.0012/21/2011 9:54:09 AM
bb575$50.0012/21/2011 11:50:58 AM
jkeller4000$25.0012/21/2011 1:08:12 PM
lender2611$25.0012/21/2011 5:33:13 PM
cerebral-dollar773$70.3812/21/2011 7:59:12 PM
AM2008$25.0012/22/2011 4:47:07 AM
processor115$25.0012/22/2011 6:34:19 AM
luminous-marketplace5$25.0012/22/2011 9:24:29 AM
enticing-exchange3$25.0012/22/2011 2:20:26 PM
skillful-asset5$25.0012/22/2011 3:49:47 PM
selector568$300.0012/22/2011 5:45:35 PM
greenback-investor7$200.0012/22/2011 6:19:11 PM
all_of_that_one$40.0012/23/2011 8:51:48 AM
income-banjo$50.0012/23/2011 9:09:53 AM
graceful-investment$50.0012/23/2011 11:20:49 AM
factcheck$35.0012/24/2011 1:20:39 AM
EJPiper$25.0012/24/2011 7:54:13 AM
Interloper$25.0012/24/2011 9:20:08 AM
value-architect6$50.0012/24/2011 10:08:20 AM
genuine-loan0$25.0012/24/2011 7:26:50 PM
omniviper$25.0012/24/2011 10:59:14 PM
heerzaquestion$80.0012/24/2011 10:59:19 PM
elegant-income3$50.0012/25/2011 3:50:48 PM
dbs$25.0012/26/2011 9:32:59 AM
elephantparty$30.0012/26/2011 12:36:33 PM
Bank_Of_XL$25.0012/26/2011 1:01:21 PM
worth-dandelion$200.0012/26/2011 6:30:09 PM
kenji4861$25.0012/27/2011 9:35:17 AM
umfan123$25.0012/28/2011 8:51:01 AM
rupee-equation2$25.0012/28/2011 2:28:49 PM
ethical-truth211$300.0012/29/2011 4:54:47 AM
lenderRXT$60.0012/29/2011 5:32:02 AM
kaceymalone$25.0012/29/2011 6:32:23 AM
jakespirit$100.0012/29/2011 6:17:58 AM
Pickmar$25.0012/29/2011 8:05:07 AM
BenR$100.0012/29/2011 9:33:05 AM
gold-plane1$50.0012/29/2011 9:42:19 AM
gain-mountain1$100.0012/29/2011 11:08:29 AM
fragonardlives$25.0012/29/2011 1:38:26 PM
power-defender7$40.0012/29/2011 12:27:48 PM
Pressure_Drop$25.0012/29/2011 4:06:06 PM
american6$100.0012/29/2011 4:31:00 PM
SolarMoonshine$25.0012/29/2011 3:40:10 PM
Thoth_88$25.0012/29/2011 5:11:11 PM
gjm6d$25.0012/29/2011 5:22:51 PM
market-solstice2$25.0012/29/2011 5:34:19 PM
BxRealtor$25.0012/29/2011 5:30:12 PM
hitsman$50.0012/29/2011 5:35:57 PM
versatile-treasure6$25.0012/29/2011 7:00:09 PM
Uwantfunds$25.0012/29/2011 7:27:59 PM
dynrep$100.0012/29/2011 8:27:51 PM
dsnybnd$25.0012/30/2011 8:03:50 AM
coin-cooker8$32.1812/30/2011 6:58:14 AM
octoberfresh$25.0012/30/2011 7:20:30 AM
leverage-monger$100.3912/30/2011 7:40:28 AM
herbyman$50.0012/30/2011 9:24:59 AM
moola-gargantuan9$50.0012/30/2011 9:29:19 AM
productive-ore$25.0012/30/2011 10:27:50 AM
mykkai$25.0012/30/2011 1:37:27 PM
wampum-library4$25.0012/30/2011 2:07:15 PM
shrewd-deal$50.0012/30/2011 3:06:07 PM
silver-champion3$50.0012/30/2011 4:00:53 PM
top-impressive-dinero$25.0012/30/2011 4:31:34 PM
wwwUniversal$25.0012/30/2011 5:29:31 PM
ethical-truth211$300.0012/31/2011 5:45:18 AM
focused-bill3$50.0012/30/2011 10:08:30 PM
yield-hut$25.0012/31/2011 3:38:09 AM
economy-popcorn$25.0012/31/2011 5:50:59 AM
theloanfiller$25.0012/31/2011 7:26:11 AM
new-marketplace-lyrics$25.0012/31/2011 11:01:18 AM
deal-searcher1$25.0012/31/2011 11:07:10 AM
rkhrdjp$25.0012/31/2011 8:55:59 AM
john0720$50.0012/31/2011 8:54:46 AM
mattbly$25.0012/31/2011 9:56:44 AM
CASSHMAN$100.0012/31/2011 12:06:07 PM
progressive-asset$100.0012/31/2011 11:12:32 AM
houli123$50.0012/31/2011 11:52:19 AM
kindness-jedi$25.0012/31/2011 1:00:59 PM
SomebodysMom$46.0212/31/2011 1:45:14 PM
deal-pledge$30.0012/31/2011 9:43:30 PM
JinNing$75.0012/31/2011 3:03:14 PM
velocity-motivator6$25.001/1/2012 9:00:32 AM
marwadi-62$75.001/1/2012 9:11:15 AM
thrifty-dedication$25.001/1/2012 11:50:08 AM
creditjunky$125.001/1/2012 11:15:55 AM
brainy-repayment5$35.001/1/2012 11:59:13 AM
gold-channel2$25.001/1/2012 12:24:07 PM
betterthanstock$50.001/1/2012 1:19:26 PM
wendyhop$50.001/1/2012 1:48:32 PM
Christus_Victor$26.041/1/2012 2:04:30 PM
silver-dogwood4$25.001/1/2012 5:25:15 PM
Ripsaw4U$50.001/2/2012 1:19:14 AM
Searlzy$25.001/1/2012 6:17:59 PM
CashFlow13$500.001/2/2012 7:27:27 AM
Mailmon$25.001/1/2012 7:45:36 PM
Isotope$25.001/1/2012 7:29:40 PM
orgy63$25.001/1/2012 8:20:34 PM
astute-benjamins$50.001/2/2012 8:37:06 AM
investment-comet$25.001/1/2012 9:20:43 PM
prominence8$26.871/1/2012 11:23:25 PM
wilmajean$50.001/2/2012 1:09:37 AM
currency-persimmon$25.001/2/2012 3:23:26 AM
life-is-great$25.001/2/2012 9:13:46 AM
spiff666$66.691/2/2012 10:53:19 AM
Aqua-rius$25.001/2/2012 11:29:51 AM
calimanusa$50.001/2/2012 11:46:58 AM
mystss$30.001/2/2012 12:18:55 PM
first-restless-payout$50.001/2/2012 1:29:26 PM
penny-plato$25.001/2/2012 2:30:26 PM
moneytolend72$50.001/2/2012 4:01:45 PM
-------ity4all$25.001/2/2012 4:36:36 PM
4est$25.001/2/2012 6:51:42 PM
logical-moola4$50.001/2/2012 5:11:11 PM
Ruckus888$63.221/2/2012 6:41:03 PM
enthusiastic-point$25.001/3/2012 3:27:26 AM
basejump0$25.001/3/2012 4:02:00 AM
Tiffies3$30.001/3/2012 5:48:08 AM
doomsday18$25.001/3/2012 6:53:23 AM
MNFrostbite$40.221/2/2012 11:02:53 PM
jcw3rd$25.001/3/2012 7:16:11 AM
tech310$50.001/3/2012 12:14:35 AM
buffalobills$25.001/3/2012 7:48:58 AM
villagers$100.001/3/2012 12:15:16 AM
credit-coach118$25.271/3/2012 8:58:52 AM
jasunshine$25.001/3/2012 8:05:47 AM
Binkass22$50.001/3/2012 8:41:57 AM
barchibald$50.001/3/2012 9:04:28 AM
billyisafob$25.001/3/2012 10:07:20 AM
Princehaha$50.001/3/2012 10:19:34 AM
chrisb4745$47.591/3/2012 10:13:02 AM
jamiee73$25.001/3/2012 10:17:33 AM
fascinating-value4$200.001/3/2012 11:29:39 AM
George2384$25.001/3/2012 11:49:00 AM
puifais$50.001/3/2012 10:27:12 AM
pnace$45.001/3/2012 1:00:54 PM
Dutch66$65.101/3/2012 1:19:10 PM
Soothsayer$25.001/3/2012 10:40:11 AM
Money_Working$40.001/3/2012 12:25:02 PM
money-booster2$100.0012/21/2011 9:15:24 AM
ricklip$100.0012/21/2011 9:23:44 AM
scrappy-leverage6$25.0012/21/2011 9:37:53 AM
numero-uno4$25.0012/21/2011 9:40:06 AM
cattlebaron$50.0012/21/2011 9:47:51 AM
passivesf$35.0012/21/2011 4:03:26 PM
vutah$25.0012/21/2011 4:38:10 PM
riproaringrapids$25.0012/21/2011 5:35:35 PM
gallant-economy9$50.0012/21/2011 5:54:27 PM
TrustPlus$50.0012/21/2011 8:48:31 PM
one-midas$35.0012/22/2011 4:57:26 PM
a-finance-nirvana$25.0012/23/2011 3:46:49 AM
x32248$25.0012/23/2011 6:14:16 AM
BobRand$50.0012/23/2011 7:29:24 AM
CashBank$25.0012/23/2011 9:01:38 AM
superb-funds335$25.0012/23/2011 9:19:16 AM
boylezz$50.0012/23/2011 7:42:23 PM
PhalanxBulldog$50.0012/24/2011 6:37:19 AM
cash-reaction2$50.0012/24/2011 12:33:11 PM
intuitive-integrity9$50.0012/25/2011 12:19:27 PM
balance-chestnut$25.0012/25/2011 1:42:55 PM
Pizza-man$50.0012/26/2011 7:22:53 AM
the-healthy-commitment$25.0012/26/2011 3:35:58 PM
successful-agreement7$100.0012/26/2011 5:22:35 PM
emphatic-responsibility$25.0012/26/2011 7:05:09 PM
theaterguy$25.0012/26/2011 6:31:00 PM
paladin510$25.0012/26/2011 8:53:34 PM
elated-greenback$50.0012/27/2011 7:57:31 AM
nickel-jam$710.0012/27/2011 12:16:20 PM
CashFlow13$100.0012/27/2011 5:31:55 PM
generous-deal6$25.0012/28/2011 1:26:22 AM
yank918$25.0012/28/2011 10:01:39 AM
bubb_hans$25.0012/28/2011 3:04:10 PM
CE88$25.0012/28/2011 5:02:30 PM
lucrative-transparency0$100.0012/28/2011 5:27:12 PM
GElender$50.0012/29/2011 5:50:14 AM
js60l$25.0012/29/2011 8:19:12 AM
bountiful-durability$50.0012/29/2011 9:21:22 AM
edaguy$75.0012/29/2011 9:53:17 AM
Ocean713$75.0012/29/2011 10:41:10 AM
balance-force$25.0012/29/2011 1:18:33 PM
LendingSingularity$100.0012/29/2011 12:34:36 PM
Zach842$47.8912/29/2011 4:28:46 PM
inventive-wealth2$25.0012/29/2011 3:33:03 PM
dedication-magnolia9$25.0012/29/2011 4:50:48 PM
pdub$75.0012/29/2011 5:11:01 PM
money-bauble$100.0012/29/2011 5:32:44 PM
stylish-compassion3$50.0012/29/2011 7:49:15 PM
Paxman84$25.0012/29/2011 9:51:07 PM
cardminger$25.0012/29/2011 9:52:39 PM
payment-halo$25.0012/29/2011 8:19:43 PM
snowman34$25.0012/29/2011 9:45:34 PM
loyalty-circuitry$75.0012/30/2011 5:47:19 AM
gentle-gain235$50.0012/30/2011 8:52:34 AM
reward-toro$50.0012/30/2011 7:34:43 AM
anacent$50.0012/30/2011 7:41:58 AM
terrific-dough6$75.0012/30/2011 9:31:50 AM
sjlender$87.0012/30/2011 9:23:39 AM
ommcd$25.0012/30/2011 9:28:12 AM
Tradesmanlender$25.0012/30/2011 9:47:28 AM
first-pragmatic-power$25.0012/30/2011 9:51:10 AM
jim95762$400.0012/30/2011 9:52:02 AM
InvestorPartners$25.0012/30/2011 9:53:42 AM
benjamins-utopia$100.0012/30/2011 10:03:17 AM
invincible-platinum9$25.0012/30/2011 11:28:40 AM
Charmart$25.0012/30/2011 12:10:12 PM
booie$25.0012/30/2011 12:18:43 PM
brightest-dynamic-peace$25.0012/30/2011 1:11:36 PM
Brisket_Bob$25.0012/30/2011 1:39:06 PM
lostontheedge$25.0012/30/2011 4:29:08 PM
commanding-treasure2$50.0012/30/2011 5:12:23 PM
thunder135$25.0012/30/2011 9:22:03 PM
gustavholstopus32$25.0012/31/2011 4:56:18 AM
the-tsunami784$150.0012/31/2011 9:09:54 AM
abundant-marketplace436$25.0012/31/2011 7:29:15 AM
RuleOf70$31.0012/31/2011 10:34:31 AM
Ven58$30.0012/31/2011 7:36:59 AM
UT-Longhorn$25.0012/31/2011 10:12:46 AM
fantastic-investment9$30.0012/31/2011 10:42:26 AM
ursus$50.0012/31/2011 12:06:45 PM
fervent-repayment$50.0012/31/2011 12:09:46 PM
RJN$25.0012/31/2011 12:39:27 PM
genius520$50.0012/31/2011 12:57:06 PM
forthright-durability$25.0012/31/2011 6:03:07 PM
green28$100.001/1/2012 9:39:36 AM
sunny-dough9$200.001/1/2012 9:11:41 AM
cablenews$100.001/1/2012 8:36:16 AM
green-unrivaled-felicity$45.371/1/2012 10:38:44 AM
Yanwoo$25.001/1/2012 11:14:47 AM
MicroL$25.001/1/2012 12:01:43 PM
greentomato$50.001/1/2012 12:49:50 PM
intelligent-dedication9$150.001/1/2012 1:28:34 PM
blueshound$25.001/1/2012 1:33:38 PM
WilliamLeeSims$25.001/1/2012 1:33:37 PM
tclay77$50.001/1/2012 6:09:32 PM
asset-professor$25.001/1/2012 6:37:17 PM
mammalian4$25.001/1/2012 3:42:08 PM
fund-fox4$100.001/1/2012 3:51:38 PM
gr8_r8$25.001/1/2012 4:54:36 PM
commerce-yeller$45.001/1/2012 5:18:14 PM
salegalaxy$25.001/2/2012 12:47:05 AM
JustOneVoice$25.001/2/2012 5:07:54 AM
Phatt-Daddy$25.001/2/2012 5:37:23 AM
NorthwestLoan1$300.001/2/2012 7:55:17 AM
clean-dime1$25.001/2/2012 8:05:44 AM
famous-hope$25.001/2/2012 8:12:09 AM
payout-alien6$25.001/2/2012 9:24:05 AM
SMMII$25.001/2/2012 10:57:53 AM
ethicalhumanist$100.001/2/2012 12:43:12 PM
newest-funds-powerplant$25.001/2/2012 11:58:50 AM
UD3230$25.001/2/2012 1:51:50 PM
direct-responsibility7$119.001/2/2012 6:38:54 PM
B-rad_the_Coug$25.001/2/2012 5:11:27 PM
bid-prometheus$30.011/2/2012 5:22:20 PM
killdare$25.001/2/2012 9:40:31 PM
radforj22$25.001/2/2012 10:01:58 PM
merciful-yield$74.761/2/2012 8:16:32 PM
mainsail35$50.001/3/2012 8:22:15 AM
SimpleChoice$25.001/3/2012 8:32:30 AM
credit-investor5$50.001/3/2012 8:35:33 AM
YosemiteSam$25.001/3/2012 4:49:41 AM
doopers$25.001/3/2012 9:03:58 AM
2Below$25.001/3/2012 7:22:30 AM
caseattle$25.001/3/2012 8:20:20 AM
svjeller$25.001/3/2012 8:20:47 AM
WSTRDG$25.001/3/2012 10:13:23 AM
Corky1234$50.001/3/2012 10:47:24 AM
rdav$50.001/3/2012 10:41:50 AM
spy0$25.001/3/2012 11:03:05 AM
credit-orca$25.001/3/2012 12:36:46 PM
designer_10$25.001/3/2012 12:37:47 PM
independent-gold5$50.001/3/2012 12:53:04 PM
Allyson-Prosper$25.001/3/2012 12:54:29 PM
280 Investments
 
Borrower Payment Dependent Notes Series 546078
This series of Notes was issued and sold upon the funding of the borrower loan #58468, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-22-2011 
Term: 60 months Listing End date:  Dec-22-2011 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $410.12
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Jan-2001 Debt/Income ratio: 13%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:1y 0m
Amount delinquent: $0 Total credit lines: 20 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,805Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: gold-igloo2 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt Consolidation
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
DHolly$25.0012/22/2011 9:06:34 AM
LittleMingo$30.0012/22/2011 9:10:14 AM
worth-blanket2$15,000.0012/22/2011 9:10:51 AM
R3vXX$25.0012/22/2011 9:09:47 AM
AFairDeal$25.0012/22/2011 9:09:53 AM
5 Investments
 
Borrower Payment Dependent Notes Series 546082
This series of Notes was issued and sold upon the funding of the borrower loan #58419, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $85.54
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1997 Debt/Income ratio: 24%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 12 / 12Length of status:5y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,680Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 80%  
   Homeownership: Yes  
Screen name: visionary-peso3 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Starting New Business
Purpose of loan: advertising, materials for 23' new wooden boat
This loan will be used to...pay for the Minneapolis Boat Show and materials to finish the boat

My financial situation:
I am a good candidate for this loan because... I pay my creditors on time. My plan is to pay this loan back 100% after this boat sells and when I receive deposits for future boats to build.


Monthly net income: $2700
Monthly expenses: $
Housing: $612
Insurance: $197
Car expenses: $420
Utilities: $100
Phone, cable, internet: $125
Food, entertainment: $200
Clothing, household expenses: $25
Credit cards and other loans: $100
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
lucrative-transparency0$100.0012/28/2011 3:12:24 PM
worth-blanket2$1,900.0012/28/2011 3:31:31 PM
2 Investments
 
Borrower Payment Dependent Notes Series 546200
This series of Notes was issued and sold upon the funding of the borrower loan #58475, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $9,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 23.87% Borrower rate/APR: 24.87% / 28.73% Monthly payment: $377.07
 
Lender servicing fee: 1.00% Effective Yield*: 23.28%  
Estimated return*: 12.78%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-1991 Debt/Income ratio: 86%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 4Employment status:Employed
Now delinquent: 0 Current / open credit lines: 36 / 28Length of status:2y 7m
Amount delinquent: $0 Total credit lines: 66 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $130,003Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 82%  
   Homeownership: Yes  
Screen name: unassuming-dinero4 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 11 ( 100% ) 640-659 (Latest)
Principal borrowed: $4,000.00< 31 days late: 0 ( 0% )  
720-739 (Jan-2011)
 
Principal balance: $3,092.92 31+ days late: 0 ( 0% )
Total payments billed: 11  
Description
More money
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
the-discrete-income$50.001/2/2012 6:48:31 PM
handy-justice$100.001/2/2012 5:01:55 PM
logical-moola4$50.001/2/2012 5:11:16 PM
jiftostada$25.001/2/2012 6:54:29 PM
312-Lender$25.001/2/2012 5:12:17 PM
worth-blanket2$9,200.001/2/2012 10:48:59 PM
generous-deal6$25.001/2/2012 7:53:34 PM
lovely-benefit7$25.001/2/2012 10:20:22 PM
8 Investments
 
Borrower Payment Dependent Notes Series 546316
This series of Notes was issued and sold upon the funding of the borrower loan #58483, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,200.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-31-2011 
Term: 60 months Listing End date:  Jan-03-2012 
 
Lender yield: 20.51% Borrower rate/APR: 21.51% / 23.48% Monthly payment: $114.83
 
Lender servicing fee: 1.00% Effective Yield*: 20.15%  
Estimated return*: 14.20%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1990 Debt/Income ratio: 10%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 11 / 10Length of status:17y 7m
Amount delinquent: $0 Total credit lines: 53 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,141Stated income:$25,000-$49,999
Delinquencies in last 7y: 30 Bankcard utilization: 19%  
   Homeownership: Yes  
Screen name: loyalty-legend2 Borrower's state: Florida Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt cons
Purpose of loan: debt cons
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $3700 Monthly expenses: $1500 Housing: Insurance: $50
Car expenses: $200
Utilities: $100
Phone, cable, internet: $100
Food, entertainment: $75Clothing, household expenses: $0
Credit cards and other loans: $80
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loanman2007$75.0012/31/2011 12:03:57 PM
ursus$41.0012/31/2011 12:06:47 PM
money-bauble$100.0012/31/2011 12:29:36 PM
hitsman$50.0012/31/2011 12:32:49 PM
kenji4861$25.0012/31/2011 12:39:19 PM
edaguy$75.0012/31/2011 12:39:45 PM
R3vXX$25.0012/31/2011 12:37:56 PM
genius520$38.0012/31/2011 12:57:08 PM
commanding-treasure2$50.0012/31/2011 12:39:23 PM
bazaar-festivity$25.0012/31/2011 12:42:35 PM
stylish-compassion3$50.0012/31/2011 12:55:05 PM
ethical-truth211$200.0012/31/2011 7:01:59 PM
zeeexsixare$200.0012/31/2011 4:45:13 PM
marwadi-62$50.001/1/2012 9:11:16 AM
forthright-durability$25.0012/31/2011 6:19:30 PM
well-mannered-income3$60.0012/31/2011 6:21:02 PM
Mrs-Honeydew$25.0012/31/2011 7:06:11 PM
processor115$25.001/1/2012 12:08:07 PM
gold-channel2$25.001/1/2012 12:24:17 PM
thrifty-dedication$25.001/1/2012 11:47:39 AM
WilliamLeeSims$25.001/1/2012 1:33:49 PM
wlm3012$40.001/1/2012 4:22:48 PM
asset-professor$25.001/1/2012 6:37:29 PM
kedia$25.001/2/2012 1:11:30 PM
mckhbnpc$50.001/2/2012 4:32:07 PM
4est$25.001/2/2012 6:51:44 PM
bid-prometheus$30.011/2/2012 5:37:31 PM
villagers$50.001/3/2012 12:15:18 AM
suges$25.001/2/2012 8:05:41 PM
suave-dime6$25.001/3/2012 6:55:02 AM
market-pudding$25.001/3/2012 8:46:41 AM
the-enthralling-coin$25.001/3/2012 10:05:09 AM
puifais$50.001/3/2012 10:27:22 AM
ImagClaw$50.001/3/2012 1:19:31 PM
power-samurai$25.001/3/2012 3:48:39 PM
ThatDanGuy$50.001/3/2012 1:52:39 PM
wild_carrot$25.001/3/2012 3:10:19 PM
market-aspen9$50.001/3/2012 4:37:40 PM
Bob450$30.001/3/2012 4:41:38 PM
bravos33$25.001/3/2012 5:09:47 PM
cash-reaction2$50.001/3/2012 5:14:45 PM
ommcd$25.001/3/2012 5:20:12 PM
greenback-investor7$88.081/3/2012 5:26:43 PM
BxRealtor$25.0012/31/2011 12:09:15 PM
selector568$300.0012/31/2011 12:29:19 PM
inventive-wealth2$25.0012/31/2011 12:12:06 PM
bountiful-durability$34.0012/31/2011 12:32:16 PM
LittleMingo$25.0012/31/2011 12:27:58 PM
progressive-asset$59.0012/31/2011 12:49:19 PM
successful-agreement7$100.0012/31/2011 12:55:43 PM
Investor_DP$100.0012/31/2011 12:45:40 PM
AndChicksforFree$25.0012/31/2011 5:08:54 PM
scoobiedoo$50.0012/31/2011 6:58:52 PM
Rogesparkguy$25.0012/31/2011 2:28:46 PM
InChicago$200.0012/31/2011 5:33:04 PM
cablenews$100.001/1/2012 8:36:20 AM
Yanwoo$25.001/1/2012 11:14:54 AM
gravbox$25.001/1/2012 12:10:06 PM
justasoldier$60.001/1/2012 9:24:12 PM
Uwantfunds$25.001/2/2012 6:40:05 AM
famous-hope$25.001/2/2012 8:12:10 AM
dime-sprout$50.001/2/2012 9:12:28 AM
awe-inspiring-power$25.001/2/2012 9:55:05 AM
grf1945$25.001/2/2012 1:25:49 PM
wealth-renaissance5$25.001/2/2012 2:15:11 PM
graceful-investment$30.001/2/2012 9:12:52 PM
gold-plane1$25.001/3/2012 6:39:42 AM
giftgold$25.001/3/2012 1:50:15 PM
Tikibarman$59.911/3/2012 2:13:01 PM
jim95762$500.001/3/2012 2:59:39 PM
fantastic-investment9$30.001/3/2012 3:36:57 PM
atbright$25.001/3/2012 3:53:19 PM
independent-gold5$50.001/3/2012 12:53:06 PM
dough-souffle$25.001/3/2012 3:28:20 PM
wwwUniversal$25.001/3/2012 5:11:05 PM
studious-listing8$25.001/3/2012 5:16:55 PM
76 Investments
 
Borrower Payment Dependent Notes Series 546390
This series of Notes was issued and sold upon the funding of the borrower loan #58434, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Dec-23-2011 
Term: 12 months Listing End date:  Dec-23-2011 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $230.39
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jun-1969 Debt/Income ratio: 31%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:42y 11m
Amount delinquent: $0 Total credit lines: 28 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,818Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: Yes  
Screen name: clean-camaraderi5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay american express
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
green-inspiring-peace$25.0012/23/2011 5:06:30 PM
golden-velocity9$25.0012/23/2011 5:08:23 PM
worth-blanket2$2,475.0012/23/2011 5:12:46 PM
3 Investments
 
Borrower Payment Dependent Notes Series 547022
This series of Notes was issued and sold upon the funding of the borrower loan #58559, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $15,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Dec-29-2011 
Term: 60 months Listing End date:  Dec-30-2011 
 
Lender yield: 19.05% Borrower rate/APR: 20.05% / 21.99% Monthly payment: $397.83
 
Lender servicing fee: 1.00% Effective Yield*: 18.71%  
Estimated return*: 13.51%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Jul-1992 Debt/Income ratio: 30%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 10Length of status:21y 8m
Amount delinquent: $0 Total credit lines: 32 Occupation: Military Enlisted
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,311Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 49%  
   Homeownership: Yes  
Screen name: gonzo1322 Borrower's state: Colorado Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 16 ( 100% ) 700-719 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
680-699 (Mar-2008)
 
Principal balance: $0.03 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Debt Consolidation Loan
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I am in the miliatry and have a steady income with job security. I have taken out a loan in Prosper and have made all payments and loan was paid in full. I do not have any car payments and do not plan to until this loan is paid in full.


Monthly net income: $5000
Monthly expenses: $
Housing: $1400.00
Insurance: $80.00
Car expenses: $160 in Gas
Utilities: $200
Phone, cable, internet: $120
Food, entertainment: $400
Clothing, household expenses: $
Credit cards and other loans: $This will take care of all credit cards/loans
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
InChicago$150.0012/29/2011 1:34:48 PM
orbital-dollar2$25.0012/29/2011 2:08:14 PM
justasoldier$150.0012/29/2011 2:10:27 PM
B-rad_the_Coug$25.0012/29/2011 2:18:03 PM
inventive-wealth2$25.0012/29/2011 1:46:37 PM
smart-kindness8$25.0012/29/2011 1:47:33 PM
hope-hickory8$25.0012/29/2011 1:42:54 PM
enticing-exchange3$25.0012/29/2011 3:12:27 PM
calimanusa$50.2012/29/2011 2:08:13 PM
KClender$25.0012/29/2011 2:30:15 PM
CheapDolo22$25.0012/29/2011 2:36:28 PM
saxaphone6$25.0012/29/2011 2:30:51 PM
Spookytj$50.0012/29/2011 2:40:17 PM
five-star-note$100.0012/29/2011 2:52:14 PM
dapablotv$100.0012/29/2011 2:56:21 PM
janeybooboo$150.0012/29/2011 2:57:04 PM
market-trooper3$37.4412/29/2011 2:58:32 PM
Feyenoord$30.0012/29/2011 3:30:17 PM
dedication-magnolia9$25.0012/29/2011 4:50:50 PM
The-Helper$55.0012/29/2011 4:57:04 PM
payout-bridge$150.0012/29/2011 3:34:58 PM
zeeexsixare$100.0012/29/2011 3:51:26 PM
fund-tom-tom6$25.0012/29/2011 4:23:19 PM
independent-kindness5$153.7012/29/2011 4:29:02 PM
american6$100.0012/29/2011 4:31:07 PM
whitegold24k$100.0012/29/2011 5:14:54 PM
trumpeter5$25.0012/29/2011 4:55:33 PM
enticing-capital6$50.0012/29/2011 5:10:42 PM
TheCount$25.0012/29/2011 5:10:11 PM
sunny-dough9$200.0012/29/2011 5:23:49 PM
EngineersAlliance$125.0012/29/2011 5:34:53 PM
camaraderi-aspen$100.0012/29/2011 5:26:59 PM
kenji4861$25.0012/29/2011 5:31:28 PM
312-Lender$25.0012/29/2011 5:32:05 PM
money-bauble$100.0012/29/2011 5:32:48 PM
unconquerable-cash$100.0012/29/2011 6:02:23 PM
lucrative-transparency0$62.0012/29/2011 5:40:05 PM
DHolly$25.0012/29/2011 6:57:30 PM
danf2201$50.0012/29/2011 7:42:07 PM
money-booster2$35.0012/29/2011 6:00:01 PM
newest-power-banker$150.0012/29/2011 9:02:03 PM
unger$280.1112/29/2011 7:16:46 PM
snowman34$25.0012/29/2011 9:45:46 PM
mammalian4$25.0012/29/2011 7:57:02 PM
papaloha$500.0012/29/2011 8:09:46 PM
justice-cub5$100.0012/29/2011 11:28:05 PM
martymaniaman$25.0012/29/2011 8:25:47 PM
small-change$25.0012/29/2011 7:49:42 PM
frontier3$120.0012/30/2011 2:37:05 AM
benefit-molecule338$107.5012/30/2011 3:38:07 AM
RSV$25.0012/30/2011 3:43:05 AM
economy-popcorn$25.0012/30/2011 4:46:25 AM
crw1950$27.5912/30/2011 5:02:32 AM
responsive-value4$25.0012/30/2011 5:26:31 AM
chrisb1414$25.0012/30/2011 5:34:11 AM
Ven58$45.0012/30/2011 5:45:14 AM
RLaumeyer$35.0012/29/2011 9:07:47 PM
friendship9$25.0012/29/2011 9:14:35 PM
KidSicily$100.0012/30/2011 5:49:16 AM
power-bluebird2$25.0012/29/2011 11:04:26 PM
DoctorJoe$30.0012/30/2011 5:54:15 AM
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198 Investments
 
Borrower Payment Dependent Notes Series 547140
This series of Notes was issued and sold upon the funding of the borrower loan #58413, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $398.18
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Feb-2002 Debt/Income ratio: 11%
Credit score: 640-659 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 2 Current / open credit lines: 4 / 3Length of status:4y 6m
Amount delinquent: $1,518 Total credit lines: 12 Occupation: Tradesman - Carpent...
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $3,819Stated income:$50,000-$74,999
Delinquencies in last 7y: 2 Bankcard utilization: 55%  
   Homeownership: No  
Screen name: bold-reflective-payment Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
starting a new business
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$10,000.0012/28/2011 9:15:49 AM
1 Investments
 
Borrower Payment Dependent Notes Series 547322
This series of Notes was issued and sold upon the funding of the borrower loan #58380, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Sep-2008 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 3 / 3Length of status:2y 10m
Amount delinquent: $0 Total credit lines: 5 Occupation: Computer Programmer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $372Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 21%  
   Homeownership: No  
Screen name: community-waterfall5 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Nationwide Counseling Solution
Purpose of loan:
This loan will be used to promote and create additional sources of income from our new innovative counseling and consulting solution, a nationwide distant counseling and consulting service with over 1,000 active users.

My financial situation:
I am a good candidate for this loan because I have a reliable source of income from my computer programming jobs and my online business. I have two sources of income, I create website solutions for other businesses as an independent contractor and I have my own website business (www.ianchat.com) which I am using to generate additional income.

Monthly net income: $3500.00
Monthly expenses: $100.00
Housing: $500
Insurance: $100
Car expenses: $150
Utilities: $50
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses: $150
Credit cards and other loans: $100
Other expenses: $50
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SolarMoonshine$25.0012/28/2011 3:57:03 PM
SFBank$50.0012/28/2011 5:10:08 PM
sensible-fund$26.0012/28/2011 5:23:59 PM
goodhearted-generosity511$30.0012/28/2011 6:07:09 PM
pietro_torna_indietro$25.0012/29/2011 5:45:04 AM
radforj22$25.0012/29/2011 6:23:20 AM
affluence-generator2$200.0012/29/2011 9:05:45 AM
pioneer580$50.0012/29/2011 4:10:45 PM
bid-stockpiler1$50.0012/29/2011 4:20:01 PM
let_me_retire$57.0412/30/2011 1:38:35 AM
jebber007$43.7212/30/2011 10:02:53 AM
CreditBuilder2$25.0212/30/2011 2:40:49 PM
PatriotKnight$25.0012/30/2011 3:45:25 PM
money-booster2$25.0012/30/2011 1:56:14 PM
Hey_Guy$25.0012/30/2011 3:54:52 PM
maildude$25.0012/31/2011 4:12:04 AM
finance-amusement4$50.0012/31/2011 4:34:25 AM
dime-vista2$25.0012/31/2011 7:02:42 AM
Zipcut$25.0012/30/2011 11:35:18 PM
icon7$50.0012/31/2011 7:20:30 AM
abundant-marketplace436$25.0012/31/2011 7:29:21 AM
promise2$25.0012/31/2011 5:36:40 AM
reward-harp$141.5512/31/2011 9:06:26 AM
Core-Marketing$25.0012/31/2011 6:48:21 AM
2grindstones$29.9412/31/2011 9:57:27 AM
safe-kindness5$27.0012/31/2011 8:00:40 AM
Image68$25.0012/31/2011 8:25:24 AM
silver-dogwood4$25.0012/31/2011 9:46:16 AM
MoneyForNothing$5.3712/31/2011 9:58:30 AM
carrinel$75.0012/31/2011 9:57:17 AM
r48$25.0012/28/2011 5:13:21 PM
heavenly-interest9$500.0012/28/2011 5:14:41 PM
jkeller4000$25.0012/28/2011 5:47:57 PM
cattlebaron$500.0012/28/2011 8:07:22 PM
kain11286$50.0012/29/2011 8:21:03 AM
loanman2007$25.0012/29/2011 9:09:55 AM
papaloha$200.0012/29/2011 9:49:48 AM
gold-plane1$50.0012/29/2011 9:47:26 AM
DHolly$31.0012/29/2011 7:20:40 PM
green-rapid-openness$100.0012/29/2011 8:26:44 PM
LuvToLend$25.0012/29/2011 11:06:58 PM
transformer855$25.0012/30/2011 7:20:24 AM
Bcs-cnc$25.0012/30/2011 3:28:54 PM
njlw226$25.0012/30/2011 3:44:11 PM
investment-artist$25.0212/30/2011 4:24:19 PM
motivator72$25.0012/30/2011 6:10:22 PM
motivator72$25.0012/30/2011 6:12:23 PM
favorite-commerce$40.0012/31/2011 6:49:21 AM
brainy-return234$200.0012/30/2011 10:41:52 PM
x32248$25.6312/30/2011 10:46:01 PM
JPMorrisLegacyFund$178.4412/31/2011 1:13:24 AM
capital-zeus$26.0012/31/2011 2:07:49 AM
worthy-bid4$50.0012/31/2011 8:00:43 AM
Fire2$25.0012/31/2011 5:57:48 AM
dapablotv$100.0012/31/2011 6:48:31 AM
bsmtloan$37.0712/31/2011 8:53:39 AM
income-buffalo1$100.0012/31/2011 9:03:52 AM
x32248$76.2012/31/2011 9:25:53 AM
hopeful-deal7$25.0012/31/2011 6:58:07 AM
gimincorp$25.0012/31/2011 8:00:15 AM
kendigme$50.0012/31/2011 8:17:11 AM
Green_Bay_Packers$100.0012/31/2011 9:39:45 AM
62 Investments
 
Borrower Payment Dependent Notes Series 547346
This series of Notes was issued and sold upon the funding of the borrower loan #58398, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $11,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-28-2011 
Term: 36 months Listing End date:  Dec-28-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $387.87
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Sep-1993 Debt/Income ratio: 18%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 4 / 3Length of status:2y 2m
Amount delinquent: $0 Total credit lines: 7 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $22,607Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 81%  
   Homeownership: No  
Screen name: CTRedHed Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay off 20.99% credit card
This loan will be used to pay off a high-interest (20.99%) credit card to save interest and shorten repayment time. The creditor is unwilling to offer a lower rate.

I am ready to remove the stressful burden of debt from my shoulders. I am also making adjustments to my spending habits to eliminate debt. I am a good candidate for this loan because I am very timely in paying my bills through my credit union's online bill pay, anticipate paying off the loan early, and have a stable source of income.

Monthly Net Income: $3982
Monthly Expenses: $3660
-Housing: $1000 rent
-Insurance: $65
-Car/transit expenses: $100
-Utilities: $45
-Phone, cable, internet: $200
-Food, entertainment: $750
-Clothing, household expenses: $250
-Credit cards and other loans: $1000
-Savings: $250

Other expenses: $325 (varies; may include donations, unforeseen expenses, additional savings, etc.)
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$10,900.0012/28/2011 5:09:42 PM
bb575$50.0012/28/2011 5:05:32 PM
AndChicksforFree$25.0012/28/2011 5:07:51 PM
r48$25.0012/28/2011 5:12:09 PM
4 Investments
 
Borrower Payment Dependent Notes Series 547498
This series of Notes was issued and sold upon the funding of the borrower loan #58562, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-29-2011 
Term: 12 months Listing End date:  Dec-30-2011 
 
Lender yield: 10.13% Borrower rate/APR: 11.13% / 18.84% Monthly payment: $265.33
 
Lender servicing fee: 1.00% Effective Yield*: 9.97%  
Estimated return*: 4.02%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2006 Debt/Income ratio: 28%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 6Length of status:0y 4m
Amount delinquent: $0 Total credit lines: 19 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,195Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 18%  
   Homeownership: No  
Screen name: a-bonus-waterfall Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
LOAN FOR EMERGENCY MOVING
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
wealth-prodigy1$52.0012/29/2011 3:13:38 PM
inventive-wealth2$25.0012/29/2011 3:33:12 PM
successful-agreement7$100.0012/29/2011 5:16:40 PM
TikPmp1$25.0012/29/2011 5:25:27 PM
kenji4861$25.0012/29/2011 5:31:28 PM
Thoth_88$25.0012/29/2011 5:21:23 PM
selector568$300.0012/29/2011 5:28:24 PM
BxRealtor$25.0012/29/2011 5:30:13 PM
quantum_leap$25.0012/29/2011 5:55:22 PM
market-solstice2$25.0012/29/2011 5:34:20 PM
Investor_DP$100.0012/29/2011 5:42:47 PM
QuidWilson$28.2112/29/2011 5:45:19 PM
auction-seeker$25.0012/29/2011 6:02:21 PM
john0720$50.0012/29/2011 6:42:20 PM
smooothymon$25.0012/29/2011 9:22:47 PM
rakem777$25.0012/30/2011 6:53:07 AM
goodhearted-basis4$25.0012/30/2011 12:03:58 AM
reward-toro$75.0012/30/2011 7:34:52 AM
a-restless-dollar$25.0012/30/2011 7:24:04 AM
CIC$25.0012/30/2011 7:32:15 AM
anacent$50.0012/30/2011 7:42:06 AM
first-euro-rapture$25.0012/30/2011 9:11:18 AM
damage$25.0012/30/2011 9:12:16 AM
a_salt_miner$25.0012/30/2011 8:49:05 AM
american6$100.0012/29/2011 4:31:07 PM
MicroLender357$25.0012/29/2011 5:16:46 PM
Cash4U2also$100.0012/29/2011 5:04:54 PM
edaguy$75.0012/29/2011 5:15:08 PM
sharp-bill2$50.0012/29/2011 5:27:50 PM
bb575$50.0012/29/2011 5:22:57 PM
hitsman$50.0012/29/2011 5:36:14 PM
rupee-equation2$25.0012/29/2011 5:44:39 PM
impressive-justice6$50.0012/29/2011 5:35:20 PM
AFairDeal$25.0012/29/2011 5:36:41 PM
sentry256$25.0012/29/2011 5:38:28 PM
versatile-treasure6$25.0012/29/2011 7:00:22 PM
JHKL$25.0012/29/2011 5:57:14 PM
jkeller4000$25.0012/29/2011 5:45:57 PM
fuse290$30.0012/29/2011 7:29:51 PM
sensible-interest2$87.7312/29/2011 9:16:19 PM
cash-boots7$50.0012/29/2011 9:21:19 PM
stylish-compassion3$50.0012/29/2011 7:49:30 PM
ethical-truth211$150.0012/30/2011 4:59:56 AM
loyalty-circuitry$75.0012/30/2011 5:47:25 AM
snowman34$25.0012/29/2011 9:45:47 PM
factcheck$25.0012/30/2011 6:40:31 AM
Brisket_Bob$25.0012/30/2011 7:20:20 AM
Bank42$25.0012/30/2011 4:02:00 AM
jc33148$31.6412/30/2011 6:01:31 AM
El_Scubano$25.0012/30/2011 7:26:15 AM
northphoto$25.0012/30/2011 7:44:54 AM
suave-income397$56.6312/30/2011 8:02:52 AM
CashFlow13$100.0012/30/2011 9:14:09 AM
thebigrig$413.7912/30/2011 9:15:11 AM
54 Investments
 
Borrower Payment Dependent Notes Series 547532
This series of Notes was issued and sold upon the funding of the borrower loan #58544, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Mar-1999 Debt/Income ratio: 26%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 12Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 44 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17,716Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 72%  
   Homeownership: No  
Screen name: return-trumpet9 Borrower's state: Maryland Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Small business funding
Purpose of loan: To fund an email and marketing campaign for 4 year old home based business.
This loan will be used to...

My financial situation: I'm stable, steadily paying off credit card debt and have a full time job.
I am a good candidate for this loan because...I am mature, have a great business plan, offer great service and have a small but loyal customer base. My business has tremendous potential and I am looking to go full time in it this year. This email campaign is the start.

Monthly net income: $3900
Monthly expenses: $200
Housing: $1279
Car expenses: $50
Utilities: $120
Phone, cable, internet: $130
Food, entertainment: $160
Clothing, household expenses: $50
Credit cards and other loans: $1500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/29/2011 11:42:43 AM
1 Investments
 
Borrower Payment Dependent Notes Series 547590
This series of Notes was issued and sold upon the funding of the borrower loan #58504, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Dec-29-2011 
Term: 36 months Listing End date:  Dec-29-2011 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Aug-1992 Debt/Income ratio: 6%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 2 / 2Length of status:14y 4m
Amount delinquent: $0 Total credit lines: 55 Occupation: Teacher
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $0Stated income:$50,000-$74,999
Delinquencies in last 7y: 6 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: successful-velocity7 Borrower's state: Nevada Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Auto Repairs
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
finance-mushroom$200.0012/29/2011 5:07:46 PM
edaguy$50.0012/29/2011 5:15:25 PM
Danjack_Capital$25.0012/29/2011 5:00:54 PM
handy-justice$100.0012/29/2011 5:03:55 PM
scrappy-leverage6$25.0012/29/2011 5:08:55 PM
selector568$300.0012/29/2011 5:28:34 PM
worth-blanket2$2,000.0012/29/2011 5:37:35 PM
SolarMoonshine$25.0012/29/2011 5:12:01 PM
AndChicksforFree$25.0012/29/2011 5:02:16 PM
successful-agreement7$100.0012/29/2011 5:16:43 PM
SFBank$50.0012/29/2011 5:08:18 PM
R3vXX$25.0012/29/2011 5:28:43 PM
first-pragmatic-power$25.0012/29/2011 5:28:50 PM
worthy-bid8$50.0012/29/2011 5:30:02 PM
hitsman$50.0012/29/2011 5:36:18 PM
15 Investments
 
Borrower Payment Dependent Notes Series 547596
This series of Notes was issued and sold upon the funding of the borrower loan #58465, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1997 Debt/Income ratio: 26%
Credit score: 720-739 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 4 / 3Length of status:1y 0m
Amount delinquent: $241 Total credit lines: 9 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $17Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 0%  
   Homeownership: No  
Screen name: yield-pursuit0 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for Wedding
Purpose of loan:
This loan will be used to purchase a ring, honey moon and deposits for my wedding.

My financial situation:
I am a good candidate for this loan because because I have a good job with a good company and my future wife has a good job that she has been on for 31 years.


Monthly net income: $1225.00
Monthly expenses: $1800.00
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$250.0012/30/2011 9:01:41 AM
ultimate-peace$25.0012/30/2011 9:02:27 AM
FASTIZIO_P$25.0012/30/2011 9:10:37 AM
handy-justice$50.0012/30/2011 9:05:17 AM
worthy-bid8$50.0012/30/2011 9:10:28 AM
BankofRon$25.0012/30/2011 9:33:32 AM
stylish-compassion3$50.0012/30/2011 9:35:10 AM
hitsman$50.0012/30/2011 9:45:05 AM
SolarMoonshine$25.0012/30/2011 9:54:20 AM
orange-elated-contract$25.0012/30/2011 2:03:58 PM
calimanusa$50.0012/30/2011 2:02:18 PM
SFBank$50.0012/30/2011 6:31:56 PM
finance-magma7$25.0012/30/2011 9:58:12 PM
adir1$25.0012/31/2011 9:27:26 AM
foothillender$25.0012/31/2011 7:32:20 AM
CA-Lender$25.0012/31/2011 10:19:27 AM
money-booster2$25.0012/31/2011 11:18:32 AM
first-pragmatic-power$25.0012/31/2011 12:32:54 PM
social-cocktail1$200.0012/31/2011 12:53:27 PM
scoobiedoo$75.0012/31/2011 12:59:12 PM
WilliamLeeSims$25.001/1/2012 1:35:18 PM
asset-professor$25.001/1/2012 6:39:45 PM
payout-harmony4$50.001/1/2012 3:15:48 PM
gain-gourd$100.001/2/2012 8:01:47 AM
Finchy78$25.001/2/2012 11:42:47 AM
r48$25.001/2/2012 4:55:02 PM
rupee-universe$25.001/2/2012 7:49:44 PM
COCHINOBOY$40.001/2/2012 7:42:55 PM
power-thinker$115.371/2/2012 10:08:58 PM
riveting-credit5$50.001/3/2012 1:55:18 AM
glenium$25.001/3/2012 4:31:57 AM
greencat$50.001/3/2012 7:18:41 AM
fiserve4u$75.001/3/2012 9:39:04 AM
cash-reaction2$50.001/3/2012 10:06:08 AM
economy-shrubbery6$25.001/3/2012 10:06:44 AM
economy-coup$50.0012/30/2011 9:15:55 AM
capital-halo1$61.0012/30/2011 9:19:17 AM
Investor_DP$100.0012/30/2011 9:21:07 AM
EngineersAlliance$150.0012/30/2011 9:37:53 AM
fortytwo$150.0012/30/2011 9:42:51 AM
careful-vigilance4$25.0012/30/2011 9:45:26 AM
AndChicksforFree$25.0012/30/2011 11:20:58 AM
productive-ore$25.0012/30/2011 10:24:44 AM
InChicago$100.0012/30/2011 12:33:24 PM
abundant-marketplace436$25.0012/31/2011 7:29:22 AM
progressive-asset$100.0012/31/2011 11:12:58 AM
master648$36.2712/31/2011 9:31:44 AM
new-marketplace-lyrics$25.0012/31/2011 11:01:20 AM
finance-mushroom$200.0012/31/2011 12:15:43 PM
missing-link$25.0012/31/2011 12:39:43 PM
worldly-gold$50.0012/31/2011 12:44:32 PM
dedicated-transaction796$25.0012/31/2011 12:56:22 PM
theogeer$25.0012/31/2011 2:10:24 PM
desertoasis$25.0012/31/2011 1:53:41 PM
gold-channel2$25.001/1/2012 12:24:13 PM
Learning2Lend$25.001/1/2012 12:41:21 PM
sensible-fund$25.001/1/2012 2:12:37 PM
silver-enlightenment0$100.001/1/2012 3:07:39 PM
glroark$100.001/2/2012 7:02:48 AM
Cliffie83$25.001/2/2012 3:20:03 PM
SecondChanceLendingSERV$25.001/3/2012 8:36:52 AM
patriot897$25.001/3/2012 7:39:19 AM
the-enthralling-coin$25.001/3/2012 10:05:25 AM
nimble-revenue5$50.001/3/2012 10:11:54 AM
tolerant-dime2$22.361/3/2012 12:02:31 PM
rockhound84$25.001/3/2012 11:45:56 AM
worth-blanket2$500.001/3/2012 11:54:03 AM
67 Investments
 
Borrower Payment Dependent Notes Series 547618
This series of Notes was issued and sold upon the funding of the borrower loan #58547, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $106.92
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Apr-1986 Debt/Income ratio: 47%
Credit score: 780-799 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 16Length of status:6y 6m
Amount delinquent: $0 Total credit lines: 53 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $58,247Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 97%  
   Homeownership: Yes  
Screen name: bonus-oboe Borrower's state: Virginia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for buying a boat
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$100.0012/30/2011 9:01:17 AM
loanman2007$25.0012/30/2011 9:08:19 AM
worthy-bid8$50.0012/30/2011 9:10:28 AM
pembull$48.5712/30/2011 9:01:52 AM
Investor_DP$100.0012/30/2011 9:21:07 AM
vutah$40.0012/30/2011 9:22:13 AM
cardminger$25.0012/30/2011 9:07:15 AM
favorite-commerce$40.0012/30/2011 9:43:25 AM
productive-ore$25.0012/30/2011 10:24:44 AM
beaker$25.0312/30/2011 2:37:44 PM
money-booster2$25.0012/30/2011 1:55:53 PM
loss-of-control$76.9512/30/2011 3:53:12 PM
ultimate-peace$150.0012/30/2011 9:02:35 AM
handy-justice$50.0012/30/2011 9:03:16 AM
greencat$50.0012/30/2011 9:10:27 AM
MatthewDP$150.0012/30/2011 9:25:16 AM
investment-artist$25.0012/30/2011 9:15:26 AM
well-rounded-payout0$50.0012/30/2011 9:16:40 AM
jkeller4000$25.0012/30/2011 9:19:50 AM
Feyenoord$30.0012/30/2011 9:20:55 AM
mrxtravis$25.0012/30/2011 9:39:12 AM
top-courteous-peso$75.0012/30/2011 9:42:17 AM
rupee-equation2$25.0012/30/2011 9:31:56 AM
stylish-compassion3$50.0012/30/2011 9:35:11 AM
hitsman$50.0012/30/2011 9:45:06 AM
Evolver$44.0012/30/2011 9:46:01 AM
first-pragmatic-power$25.0012/30/2011 9:51:11 AM
SLN-10$50.0012/30/2011 9:57:09 AM
AndChicksforFree$25.0012/30/2011 11:11:10 AM
vine99$85.0012/30/2011 10:35:37 AM
orange-elated-contract$25.0012/30/2011 2:03:59 PM
worth-blanket2$800.0012/30/2011 5:11:06 PM
high_flyer$100.0012/30/2011 4:32:28 PM
the-enthralling-coin$10.4512/30/2011 5:20:20 PM
34 Investments
 
Borrower Payment Dependent Notes Series 547620
This series of Notes was issued and sold upon the funding of the borrower loan #58377, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Aug-1996 Debt/Income ratio: 24%
Credit score: 740-759 (Dec-2011) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 8 / 6Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,955Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 26%  
   Homeownership: Yes  
Screen name: performer3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Consolidation Loan
Purpose of loan:
This loan will be used to...pay off Care credit and bank of america credit card

My financial situation:
I am a good candidate for this loan because...I always make my payments on time


Monthly net income: $1430
Monthly expenses: $600
Housing: $200
Insurance: $0
Car expenses: $0
Utilities: $0
Phone, cable, internet: $145
Food, entertainment: $50
Clothing, household expenses: $0
Credit cards and other loans: $6500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
affluence-generator2$50.0012/30/2011 9:08:00 AM
handy-justice$50.0012/30/2011 9:11:18 AM
Investor_DP$100.0012/30/2011 9:21:07 AM
greencat$50.0012/30/2011 9:08:56 AM
rupee-equation2$25.0012/30/2011 9:31:56 AM
jkeller4000$25.0012/30/2011 9:19:50 AM
lawchick$42.7912/30/2011 9:35:19 AM
engaging-repayment8$25.0012/30/2011 9:52:48 AM
jules3304$25.0012/30/2011 9:41:16 AM
favorite-commerce$40.0012/30/2011 9:43:41 AM
productive-ore$25.0012/30/2011 10:24:44 AM
larryboy10$25.0012/30/2011 10:43:06 AM
mpatrick$40.0012/30/2011 1:32:03 PM
LendToCause$25.0012/30/2011 2:58:37 PM
investment-artist$25.0212/30/2011 4:27:27 PM
orange-elated-contract$25.0012/30/2011 2:03:59 PM
finance-prescription$100.0012/30/2011 5:06:30 PM
shrewd-deal$50.0012/30/2011 3:06:08 PM
principal-star$30.0012/30/2011 3:04:43 PM
cattlebaron$25.0012/30/2011 3:35:53 PM
Engineer44$25.0012/30/2011 4:03:51 PM
finance-mushroom$200.0012/30/2011 5:13:15 PM
dedicated-transaction796$25.0012/30/2011 5:15:33 PM
dough-bear$25.0012/30/2011 5:24:56 PM
Comoparklender$25.0012/30/2011 5:12:41 PM
HHP$100.0012/30/2011 5:14:16 PM
j3141592t$25.0012/30/2011 5:12:46 PM
green-capital-hornet$25.0012/30/2011 5:13:47 PM
jazzlender$25.0012/30/2011 5:16:37 PM
ricklip$100.0012/30/2011 5:18:54 PM
reward-adventure$50.0012/30/2011 5:38:46 PM
money-surge1$25.0012/30/2011 5:39:52 PM
nimble-revenue5$44.0012/30/2011 5:21:59 PM
top-historic-peso$25.0012/30/2011 5:24:26 PM
best-charming-leverage$50.0012/30/2011 5:27:38 PM
fantastic-wampum1$100.0012/30/2011 5:45:23 PM
wwwUniversal$25.0012/30/2011 5:29:35 PM
kellydawn$25.0012/30/2011 5:33:52 PM
worldly-community3$37.0012/30/2011 5:34:24 PM
SFBank$50.0012/30/2011 6:31:16 PM
intelligent-benefit657$54.7312/30/2011 6:58:09 PM
Kattosha$25.0012/30/2011 7:33:09 PM
first-pragmatic-power$25.0012/30/2011 5:40:31 PM
evergreen16$210.3812/30/2011 7:38:53 PM
social-cocktail1$200.0012/30/2011 5:44:55 PM
bill-igloo$25.0012/30/2011 5:47:13 PM
Accountant83$25.0012/30/2011 6:22:30 PM
BDS$100.0012/30/2011 6:32:41 PM
exciting-fairness$200.0012/30/2011 6:53:55 PM
Brighton504$50.0012/30/2011 7:24:16 PM
Danjack_Capital$25.0012/30/2011 9:07:26 AM
worthy-bid8$50.0012/30/2011 9:10:28 AM
loanman2007$25.0012/30/2011 9:20:11 AM
hitsman$50.0012/30/2011 9:45:06 AM
pdub$75.0012/30/2011 9:32:35 AM
stylish-compassion3$50.0012/30/2011 9:35:11 AM
golden-velocity9$25.0012/30/2011 9:39:07 AM
Leshan$25.0012/30/2011 9:42:50 AM
the-lean-bid$25.0012/30/2011 10:17:39 AM
orangetrust$30.0012/30/2011 1:36:43 PM
money-booster2$25.0012/30/2011 1:48:26 PM
calimanusa$50.0012/30/2011 2:13:19 PM
economy-huckleberry0$25.0012/30/2011 1:58:31 PM
gallant-economy9$50.0012/30/2011 5:05:54 PM
LiveNow$50.0012/30/2011 3:17:43 PM
klend4$25.0012/30/2011 3:40:51 PM
DreDub$25.0012/30/2011 4:47:06 PM
CashFlow13$100.0012/30/2011 5:06:36 PM
cash-reaction2$50.0012/30/2011 5:43:32 PM
HenryS$30.0012/30/2011 5:27:08 PM
truth-companion$25.0012/30/2011 5:34:26 PM
I-Believe-In-You$41.0812/30/2011 6:51:01 PM
high_flyer$100.0012/30/2011 6:55:16 PM
moola-wildebeest3$50.0012/30/2011 5:39:10 PM
Alpha-AssistU$25.0012/30/2011 5:46:10 PM
stepatatime-together$100.0012/30/2011 5:47:31 PM
FASTIZIO_P$25.0012/30/2011 5:47:52 PM
shmb6508$25.0012/30/2011 5:48:46 PM
Bcs-cnc$25.0012/30/2011 6:06:03 PM
Image68$25.0012/30/2011 6:30:58 PM
rateasaurus1$25.0012/30/2011 6:46:37 PM
81 Investments
 
Borrower Payment Dependent Notes Series 547624
This series of Notes was issued and sold upon the funding of the borrower loan #58392, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $86.30
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: May-1977 Debt/Income ratio: 20%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 8Employment status:Other
Now delinquent: 0 Current / open credit lines: 10 / 10Length of status:3y 8m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $9,967Stated income:$50,000-$74,999
Delinquencies in last 7y: 10 Bankcard utilization: 69%  
   Homeownership: No  
Screen name: bonafide-credit764 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay up my mortgage
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $51,912
Monthly expenses: 2200
Housing: $100
Insurance: $221
Car expenses: $50
Utilities: $97
Phone, cable, internet: $122
Food, entertainment: $80.00
Clothing, household expenses: $25.00
Credit cards and other loans: $1200
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
managedfund$333.0012/30/2011 9:52:11 AM
SmallTown5$73.0212/30/2011 8:07:32 PM
irrelevant$50.0012/31/2011 10:05:07 AM
ddog0224$45.0312/31/2011 8:17:39 AM
progressive-asset$100.0012/31/2011 11:12:58 AM
mrxtravis$25.0012/31/2011 12:59:48 PM
courteous-platinum7$25.001/1/2012 8:00:38 AM
openness-confidant$25.001/1/2012 8:47:00 AM
gilbrear$25.001/1/2012 8:53:58 AM
gold-channel2$25.001/1/2012 12:24:13 PM
order-maestro$25.001/1/2012 2:12:06 PM
Isotope$25.001/1/2012 7:25:40 PM
x32248$25.001/1/2012 3:42:55 PM
leverage-ectasy$25.001/1/2012 11:36:29 PM
dedication-taxi$54.901/2/2012 5:06:51 AM
Julzlmt$48.131/2/2012 9:44:34 AM
evergreen16$50.001/2/2012 9:42:19 AM
MumblesRumbly$25.001/2/2012 1:25:05 PM
maildude$25.001/2/2012 4:44:36 PM
The_Phoenix_Company$35.001/2/2012 7:46:00 PM
mclilpaws$25.001/3/2012 4:12:41 AM
nfx$25.001/3/2012 6:58:25 AM
sunnygee$28.591/3/2012 7:33:30 AM
gethsemane4$23.471/3/2012 8:08:40 AM
Xarach$25.0012/31/2011 8:53:34 AM
money-booster2$25.0012/31/2011 11:22:34 AM
jebber007$28.6412/31/2011 11:06:05 AM
kind-credit-bear$25.0012/31/2011 12:34:27 PM
Starfin-Capital-Management$200.0012/31/2011 3:13:23 PM
treasure-hunter270$25.001/1/2012 9:56:15 AM
WilliamLeeSims$25.001/1/2012 1:35:19 PM
the-hope-workhorse$50.001/1/2012 2:33:19 PM
Rogesparkguy$25.001/1/2012 12:59:10 PM
justice-allocator3$25.001/1/2012 8:10:43 PM
jadedyuppie$50.001/2/2012 7:36:05 AM
rate-sceptre$25.001/2/2012 2:21:57 PM
AlBRich$25.001/2/2012 4:01:32 PM
return-venture1$55.221/3/2012 12:56:18 AM
LuvToLend$25.001/2/2012 8:20:21 PM
av22$100.001/3/2012 7:31:53 AM
riveting-credit5$50.001/3/2012 1:54:25 AM
tomdooley12520$25.001/3/2012 6:11:05 AM
Wisc_investor$25.001/3/2012 7:36:50 AM
43 Investments
 
Borrower Payment Dependent Notes Series 547630
This series of Notes was issued and sold upon the funding of the borrower loan #58514, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $88.15
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Aug-2010 Debt/Income ratio: 6%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 1 / 1Length of status:1y 3m
Amount delinquent: $0 Total credit lines: 9 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $554Stated income:$1-$24,999
Delinquencies in last 7y: 0 Bankcard utilization: 46%  
   Homeownership: No  
Screen name: JavierSolis Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Medical Expenses Loan for Student
I am a student wanting to use this money to pay for medical expenses. I work part-time and recieve financial aid as part of my income, but I don't have medical issurance. My total income is $23000 some which I use to pay for school and rent.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
stylish-compassion3$50.0012/30/2011 5:05:38 PM
selector568$300.0012/30/2011 5:12:08 PM
rupee-equation2$25.0012/30/2011 5:26:03 PM
Investor_DP$100.0012/30/2011 5:15:52 PM
jkeller4000$25.0012/30/2011 5:17:35 PM
riproaringrapids$50.0012/30/2011 5:20:50 PM
successful-agreement7$100.0012/30/2011 5:21:09 PM
GoGators01$25.0012/30/2011 5:42:20 PM
hitsman$50.0012/30/2011 5:29:49 PM
money-bauble$100.0012/30/2011 5:43:29 PM
favorite-commerce$40.0012/31/2011 6:47:05 AM
heerzaquestion$25.0012/31/2011 7:24:45 AM
FinanceEngine$30.0012/31/2011 8:23:52 AM
djh47a$25.0012/31/2011 8:15:47 AM
greenback-investor7$100.0012/31/2011 8:51:15 AM
ethical-truth211$300.0012/31/2011 9:21:38 AM
UT-Longhorn$25.0012/31/2011 10:12:53 AM
ursus$50.0012/31/2011 12:06:47 PM
orbital-velocity7$50.0012/31/2011 12:08:39 PM
Money_Working$25.0012/31/2011 11:22:39 AM
wwwUniversal$25.0012/31/2011 12:06:32 PM
wise-deal-panda$100.0012/31/2011 12:11:52 PM
LoanerPrincipal$25.0012/31/2011 12:36:26 PM
bountiful-durability$50.0012/31/2011 12:32:15 PM
first-pragmatic-power$25.0012/31/2011 12:32:54 PM
cash-reaction2$50.0012/31/2011 12:29:42 PM
commanding-treasure2$50.0012/30/2011 5:12:35 PM
inventive-wealth2$25.0012/30/2011 5:35:30 PM
kenji4861$25.0012/30/2011 5:18:50 PM
edaguy$75.0012/30/2011 5:21:17 PM
edaguy$75.0012/30/2011 5:21:24 PM
BxRealtor$25.0012/30/2011 5:30:49 PM
AFairDeal$25.0012/30/2011 5:45:21 PM
thunder135$25.0012/30/2011 9:22:05 PM
john0720$50.0012/31/2011 8:54:47 AM
rockhound84$25.0012/31/2011 6:27:11 AM
fantastic-investment9$30.0012/31/2011 10:42:33 AM
progressive-asset$100.0012/31/2011 11:13:02 AM
money-booster2$25.0012/31/2011 11:15:45 AM
mattbly$25.0012/31/2011 9:56:49 AM
bison667$25.0012/31/2011 10:38:52 AM
bold-direct-asset$50.0012/31/2011 12:07:54 PM
designer_10$25.0012/31/2011 12:35:58 PM
processor115$25.0012/31/2011 12:16:08 PM
pound-mushroom3$25.0012/31/2011 12:36:21 PM
45 Investments
 
Borrower Payment Dependent Notes Series 547648
This series of Notes was issued and sold upon the funding of the borrower loan #58426, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Feb-1995 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:38y 6m
Amount delinquent: $0 Total credit lines: 30 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $113,981Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 94%  
   Homeownership: No  
Screen name: kind-inventive-hope Borrower's state: NorthCarolina Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
1929 PACKARD RESTORATION LOAN
Purpose of loan: This loan will be used to...
To pay expenses until car is sold. Car will be completed & advertised within 1 month. I have $13K owed to me by 2 customers for work completed.


My financial situation:
I am a good candidate for this loan because... Own home worth $ 550 +K & 10 classic cars worth $1+M


Monthly net income: $ 30,000
Monthly expenses: $ 25,000
Housing: $ 0
Insurance: $ 500
Car expenses: $ 50
Utilities: $ 500
Phone, cable, internet: $ 500
Food, entertainment: $ 500
Clothing, household expenses: $
Credit cards and other loans: $ 2000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
ultimate-peace$25.0012/30/2011 5:02:03 PM
worth-blanket2$3,950.0012/30/2011 5:12:08 PM
affluence-generator2$25.0012/30/2011 5:07:50 PM
3 Investments
 
Borrower Payment Dependent Notes Series 547674
This series of Notes was issued and sold upon the funding of the borrower loan #58474, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-03-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $70.52
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: Nov-2004 Debt/Income ratio: 20%
Credit score: 680-699 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 14 / 14Length of status:4y 8m
Amount delinquent: $700 Total credit lines: 25 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,508Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 63%  
   Homeownership: No  
Screen name: best-funds-gargantuan Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funding for Engagement Ring
Purpose of loan: I am in need of partial funding of and engagement ring
I am in the process of purchasing an engagement ring and looking for some funding.

My financial situation:
I am a good candidate for this loan because I have always made every payment on time. I work hard and make sure to keep my credit in good standings. The ring I am purchasing has a cost near $5,000, I am looking for $2,000.


Monthly net income: $2,700
Monthly expenses: $ 1,500
Housing: $650
Insurance: $150
Car expenses: $519
Utilities: $20
Phone, cable, internet: $30
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $131.
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AFairDeal$25.001/3/2012 9:50:23 AM
commanding-treasure2$50.001/3/2012 9:54:49 AM
successful-agreement7$100.001/3/2012 10:14:19 AM
puifais$50.001/3/2012 10:27:37 AM
worth-blanket2$1,100.001/3/2012 11:53:50 AM
SolarMoonshine$25.001/3/2012 9:53:35 AM
money-booster2$25.001/3/2012 9:38:06 AM
gravbox$25.001/3/2012 10:00:07 AM
dudebrah$25.001/3/2012 10:06:59 AM
Investor_DP$100.001/3/2012 10:07:57 AM
kenji4861$25.001/3/2012 10:22:28 AM
selector568$300.001/3/2012 10:13:44 AM
edaguy$75.001/3/2012 10:21:19 AM
hitsman$50.001/3/2012 10:26:24 AM
vutah$25.001/3/2012 11:40:03 AM
15 Investments
 
Borrower Payment Dependent Notes Series 547688
This series of Notes was issued and sold upon the funding of the borrower loan #58464, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.70% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 29.58% Borrower rate/APR: 30.58% / 34.58% Monthly payment: $171.08
 
Lender servicing fee: 1.00% Effective Yield*: 28.22%  
Estimated return*: 13.52%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Dec-1999 Debt/Income ratio: 34%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 1 Current / open credit lines: 14 / 12Length of status:0y 4m
Amount delinquent: $5,577 Total credit lines: 36 Occupation: Laborer
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $7,437Stated income:$25,000-$49,999
Delinquencies in last 7y: 4 Bankcard utilization: 64%  
   Homeownership: Yes  
Screen name: brightest-dinero-comet Borrower's state: Indiana Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
consolidate debt
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worthy-bid8$50.0012/30/2011 9:10:30 AM
stylish-compassion3$50.0012/30/2011 9:35:12 AM
abundant-marketplace436$25.0012/31/2011 7:29:23 AM
gold-channel2$25.001/1/2012 12:24:14 PM
silver-enlightenment0$100.001/1/2012 3:07:40 PM
asset-professor$25.001/1/2012 6:39:45 PM
gain-gourd$100.001/2/2012 8:01:48 AM
mainsail35$50.001/3/2012 8:23:10 AM
nimble-revenue5$50.001/3/2012 10:11:55 AM
suave-dime6$24.001/3/2012 12:35:24 PM
Investor_DP$100.0012/30/2011 9:21:08 AM
hitsman$50.0012/30/2011 9:45:08 AM
productive-ore$25.0012/30/2011 10:24:46 AM
LuvToLend$25.0012/30/2011 9:02:10 PM
progressive-asset$100.0012/31/2011 11:12:59 AM
WilliamLeeSims$25.001/1/2012 1:33:45 PM
tech310$50.001/3/2012 12:12:53 AM
a-restless-dollar$25.001/2/2012 8:52:22 PM
Marfloogan$25.001/3/2012 6:47:37 AM
economy-shrubbery6$25.001/3/2012 10:06:45 AM
worth-jedi5$51.001/3/2012 10:15:04 AM
worth-blanket2$3,000.001/3/2012 11:52:53 AM
22 Investments
 
Borrower Payment Dependent Notes Series 547696
This series of Notes was issued and sold upon the funding of the borrower loan #58496, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.90% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-31-2011 
 
Lender yield: 29.73% Borrower rate/APR: 30.73% / 34.73% Monthly payment: $171.41
 
Lender servicing fee: 1.00% Effective Yield*: 28.37%  
Estimated return*: 13.47%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1994 Debt/Income ratio: Not calculated
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 16 / 14Length of status:7y 11m
Amount delinquent: $0 Total credit lines: 25 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $11,622Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: principal-thinker0 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 9 ( 100% ) 600-619 (Latest)
Principal borrowed: $2,000.00< 31 days late: 0 ( 0% )  
640-659 (Feb-2011)
 
Principal balance: $1,663.86 31+ days late: 0 ( 0% )
Total payments billed: 9  
Description
Debt Consolidation
Purpose of loan:
This loan will be used to...help reduce some of my debt

My financial situation:
I am a good candidate for this loan because...I have a good on-time payment history.


Monthly net income: $2300
Monthly expenses: $1900
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
nimble-money086$25.0012/30/2011 5:12:54 PM
HHP$39.0012/30/2011 5:14:16 PM
lucrative-loan$100.0012/30/2011 5:02:34 PM
jkeller4000$25.0012/30/2011 5:17:08 PM
stylish-compassion3$50.0012/30/2011 5:05:40 PM
pembull$50.0012/30/2011 5:05:57 PM
money-baron-Roth401k$50.0012/30/2011 5:28:56 PM
Investor_DP$100.0012/30/2011 5:16:23 PM
money-baron$50.0012/30/2011 5:16:38 PM
Leshan$100.0012/30/2011 5:24:23 PM
rolltide09$25.0012/30/2011 5:27:25 PM
hitsman$50.0012/30/2011 5:29:51 PM
SFBank$50.0012/30/2011 6:22:35 PM
worthy-bid8$50.0012/30/2011 5:41:07 PM
Rogesparkguy$25.0012/30/2011 5:47:05 PM
AF-Chief$25.0012/30/2011 5:46:31 PM
DHolly$31.0012/30/2011 7:08:59 PM
janeybooboo$50.0012/30/2011 7:40:37 PM
high_flyer$200.0012/30/2011 6:56:51 PM
ethical-truth211$50.0012/31/2011 4:40:31 AM
LuvToLend$25.0012/30/2011 9:02:11 PM
credit-missile$125.0012/30/2011 9:19:02 PM
kindness-ace1$50.0012/30/2011 10:50:54 PM
setUup$26.2812/31/2011 12:13:37 AM
loanman2007$25.0012/31/2011 3:55:21 AM
FinanceEngine$35.0012/31/2011 12:27:21 AM
transparency-universe8$25.0012/31/2011 4:54:18 AM
melodious-openness$300.0012/31/2011 5:56:43 AM
jmvingeorgia$25.0012/31/2011 9:46:46 AM
icon7$50.0012/31/2011 7:22:21 AM
leball$25.0012/31/2011 7:43:33 AM
market-maximizer472$100.0012/31/2011 10:51:01 AM
money-booster2$35.0012/31/2011 11:11:27 AM
handy-justice$100.0012/31/2011 8:57:06 AM
income-buffalo1$100.0012/31/2011 9:01:36 AM
wise-intelligent-duty$25.0012/31/2011 9:51:59 AM
graceful-investment$53.0012/31/2011 10:04:36 AM
CA-Lender$25.0012/31/2011 10:22:54 AM
value-fortress3$25.0012/31/2011 10:52:08 AM
bluehen00$25.0012/31/2011 10:54:07 AM
upbeat-wealth$25.0012/31/2011 10:57:57 AM
suave-dime6$15.6912/31/2011 11:16:52 AM
CoolPlexer$25.0012/30/2011 5:13:49 PM
yield-lion2$75.0012/30/2011 5:08:31 PM
ricklip$100.0012/30/2011 5:18:55 PM
DiligentiaLLC$25.0012/30/2011 5:42:03 PM
R3vXX$25.0012/30/2011 5:42:09 PM
affluence-generator2$25.0012/30/2011 5:26:36 PM
rupee-equation2$25.0012/30/2011 5:26:04 PM
penny-plato$25.0012/30/2011 5:33:10 PM
truth-companion$25.0012/30/2011 5:34:26 PM
GElender$40.0012/30/2011 5:39:27 PM
Jack55304$200.0012/30/2011 5:39:43 PM
cash-reaction2$50.0012/30/2011 5:43:32 PM
sensible-fund$26.0012/30/2011 5:55:02 PM
cerebral-dollar773$25.0012/31/2011 5:59:50 AM
finance-magma7$25.0012/30/2011 9:58:14 PM
Gregger$25.0012/30/2011 10:22:06 PM
abundant-marketplace436$25.0012/31/2011 7:29:24 AM
future-baby-fund$39.0412/31/2011 8:01:38 AM
zeeexsixare$300.0012/31/2011 4:58:06 AM
LakeShoreLending$25.0012/31/2011 7:00:34 AM
lovely-order7$25.0012/31/2011 6:05:23 AM
heerzaquestion$25.0012/31/2011 7:17:53 AM
grnii78$100.0012/31/2011 9:53:30 AM
Socorro_Capital_Partners$25.0112/31/2011 10:11:07 AM
the-enthralling-coin$25.0012/31/2011 7:48:36 AM
Johnab$25.0212/31/2011 9:17:55 AM
silver-dogwood4$25.0012/31/2011 9:48:05 AM
Basset_Hound_Investments$25.0012/31/2011 10:33:28 AM
ben10jen$59.9612/31/2011 10:24:23 AM
Frankk2$25.0012/31/2011 11:01:54 AM
jebber007$25.0012/31/2011 11:04:33 AM
progressive-asset$100.0012/31/2011 11:13:02 AM
74 Investments
 
Borrower Payment Dependent Notes Series 547712
This series of Notes was issued and sold upon the funding of the borrower loan #58456, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.05% Listing Start date:  Dec-30-2011 
Term: 12 months Listing End date:  Dec-30-2011 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $238.53
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.59%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Sep-1995 Debt/Income ratio: 50%
Credit score: 600-619 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 6 Current / open credit lines: 8 / 7Length of status:9y 7m
Amount delinquent: $32,946 Total credit lines: 20 Occupation: Other
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $7,215Stated income:$1-$24,999
Delinquencies in last 7y: 10 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: OGS_Capital Borrower's state: NewYork Borrower's group: LendersClub
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 19 ( 100% ) 600-619 (Latest)
Principal borrowed: $2,500.00< 31 days late: 0 ( 0% )  
640-659 (Apr-2010)
640-659 (Oct-2008)
740-759 (Jun-2007)
640-659 (Oct-2006)
 
Principal balance: $1,305.89 31+ days late: 0 ( 0% )
Total payments billed: 19  
Description
2nd Loan
Purpose of loan:
Consolidate Credit Cards
I am a good candidate for this loan because...
Current Prosper loan paid ahead of schedule.

Monthly net income: $2400
Monthly expenses: $2000
Housing: $750
Insurance: $100
Car expenses: $100
Utilities: $150
Phone, cable, internet: $30
Food, entertainment: $300
Clothing, household expenses: $50
Credit cards and other loans: $500
Other expenses: $20
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.0012/30/2011 5:05:08 PM
stylish-compassion3$50.0012/30/2011 5:05:40 PM
worth-blanket2$2,375.0012/30/2011 5:11:53 PM
lotuss4$25.0012/30/2011 5:07:58 PM
yield-lion2$25.0012/30/2011 5:07:56 PM
5 Investments
 
Borrower Payment Dependent Notes Series 547722
This series of Notes was issued and sold upon the funding of the borrower loan #58432, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Dec-30-2011 
Term: 36 months Listing End date:  Dec-30-2011 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jun-1996 Debt/Income ratio: 13%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 5 / 5Length of status:16y 1m
Amount delinquent: $15,019 Total credit lines: 23 Occupation: Professional
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $599Stated income:$100,000+
Delinquencies in last 7y: 35 Bankcard utilization: 66%  
   Homeownership: Yes  
Screen name: industrious-interest5 Borrower's state: Texas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
business and marketing
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
worth-blanket2$4,000.0012/30/2011 5:12:11 PM
1 Investments
 
Borrower Payment Dependent Notes Series 547794
This series of Notes was issued and sold upon the funding of the borrower loan #58452, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Jul-1992 Debt/Income ratio: 22%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 3Employment status:Employed
Now delinquent: 0 Current / open credit lines: 14 / 11Length of status:6y 10m
Amount delinquent: $0 Total credit lines: 28 Occupation: Clerical
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $9,086Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 89%  
   Homeownership: Yes  
Screen name: point-wasp4 Borrower's state: Minnesota Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Personal Loan
Purpose of loan:
This loan will be used to pay off credit cards, student loans, and help get me on the right track.

My financial situation: I am living pay check to pay check and am hoping to build up a saves account.
I am a good candidate for this loan because I am taking responsibility for my finances and working hard to turn them around


Monthly net income: $2,800
Monthly expenses: $
Housing: $1,300
Insurance: $170
Car expenses: $296
Utilities: $100
Phone, cable, internet: $180
Food, entertainment: $50
Clothing, household expenses: $100
Credit cards and other loans: $10,000
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SFBank$50.001/1/2012 1:14:15 PM
Danjack_Capital$25.001/1/2012 2:01:35 PM
Rogesparkguy$25.001/1/2012 6:36:43 PM
money-booster2$25.001/2/2012 10:34:49 AM
HeroSupport$35.001/2/2012 5:11:34 PM
greencat$50.001/3/2012 7:21:14 AM
economy-shrubbery6$25.001/3/2012 10:06:54 AM
2grindstones$25.001/3/2012 12:34:40 PM
Cambalache$10.001/3/2012 12:57:47 PM
WilliamLeeSims$25.001/1/2012 1:33:53 PM
skillful-asset5$30.001/1/2012 4:19:24 PM
dollar-tornado3$25.001/2/2012 5:23:52 AM
tech310$50.001/3/2012 12:12:59 AM
worth-blanket2$3,600.001/3/2012 11:55:08 AM
14 Investments
 
Borrower Payment Dependent Notes Series 547816
This series of Notes was issued and sold upon the funding of the borrower loan #58462, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,500.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-02-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $88.15
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 8 First credit line: May-1995 Debt/Income ratio: 11%
Credit score: 700-719 (Dec-2011) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 4Length of status:20y 5m
Amount delinquent: $0 Total credit lines: 7 Occupation: Construction
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $34,217Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 73%  
   Homeownership: Yes  
Screen name: jinksnelly Borrower's state: Missouri Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
auto loan
Purpose of loan:
This loan will be used to...buy son his first car

My financial situation:
I am a good candidate for this loan because... I plan to pay it off early when I get my tax refund.


Monthly net income: $I bring home 823/week
Monthly expenses: $
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses: $
Credit cards and other loans: $
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
vutah$25.001/1/2012 12:04:05 PM
gravbox$25.001/1/2012 12:10:07 PM
rupee-equation2$25.001/1/2012 12:11:16 PM
kinetic-social$25.001/1/2012 1:12:53 PM
intelligent-dedication9$100.001/1/2012 1:25:59 PM
bb575$50.001/1/2012 12:33:51 PM
DDPrime$50.001/1/2012 12:43:58 PM
upbeat-finance8$25.001/1/2012 2:37:03 PM
sharp-income2$25.001/1/2012 12:47:18 PM
cashhelp$25.001/1/2012 12:41:11 PM
AndChicksforFree$25.001/1/2012 1:21:29 PM
nimble-money086$25.001/1/2012 1:00:02 PM
gr8_r8$25.001/1/2012 4:54:39 PM
skillful-asset5$30.001/1/2012 4:18:55 PM
witty-compassion$25.001/1/2012 10:00:34 PM
auction-seeker$25.001/1/2012 5:28:02 PM
Ripsaw4U$50.001/2/2012 1:19:16 AM
asset-professor$25.001/1/2012 6:37:31 PM
ladyopium$200.001/2/2012 7:59:31 AM
justasoldier$50.001/1/2012 9:15:28 PM
investment-comet$25.001/1/2012 9:21:45 PM
bison667$25.001/1/2012 10:34:14 PM
JBF_Investments$27.921/1/2012 11:38:13 PM
Christophe$25.001/2/2012 6:58:49 AM
dime-sprout$50.001/2/2012 9:09:53 AM
terrific-dough6$75.001/2/2012 9:23:51 AM
first-pragmatic-power$25.001/2/2012 9:24:35 AM
kenji4861$25.001/2/2012 9:48:46 AM
Moe87$7.081/2/2012 10:19:07 AM
successful-agreement7$100.001/1/2012 12:23:45 PM
stylish-compassion3$50.001/1/2012 12:07:59 PM
money-booster2$25.001/1/2012 12:28:51 PM
scrappy-leverage6$25.001/1/2012 12:14:03 PM
BxRealtor$25.001/1/2012 12:38:09 PM
hitsman$50.001/1/2012 12:11:57 PM
edaguy$75.001/1/2012 12:16:08 PM
Investor_DP$100.001/1/2012 12:21:21 PM
cardminger$25.001/1/2012 12:30:35 PM
market-solstice2$25.001/1/2012 12:38:40 PM
selector568$300.001/1/2012 12:40:16 PM
cablenews$100.001/1/2012 12:45:55 PM
commanding-treasure2$50.001/1/2012 12:40:06 PM
betterthanstock$35.001/1/2012 1:22:20 PM
WilliamLeeSims$25.001/1/2012 1:33:53 PM
Mailmon$25.001/1/2012 7:45:38 PM
factcheck$100.001/1/2012 8:58:33 PM
hunterMG$50.001/1/2012 3:46:28 PM
Bank_Of_XL$25.001/1/2012 5:25:46 PM
ToweringDan$25.001/1/2012 11:16:35 PM
processor115$25.001/2/2012 9:32:00 AM
payout-alien6$25.001/2/2012 9:22:16 AM
AFairDeal$25.001/2/2012 9:42:36 AM
shellstar$25.001/2/2012 9:52:35 AM
reasonable-currency$25.001/2/2012 10:13:28 AM
54 Investments
 
Borrower Payment Dependent Notes Series 547854
This series of Notes was issued and sold upon the funding of the borrower loan #58502, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: May-1989 Debt/Income ratio: 12%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 5Length of status:3y 3m
Amount delinquent: $0 Total credit lines: 42 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $14,229Stated income:$75,000-$99,999
Delinquencies in last 7y: 2 Bankcard utilization: 103%  
   Homeownership: No  
Screen name: open-deal330 Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
New Business
Purpose of loan: New Business
This loan will be used to...Help publish my book through iUniverse

My financial situation:
I am a good candidate for this loan because...


Monthly net income: $ 5000
Monthly expenses: $3500
Housing: $1200
Insurance: $400
Car expenses: $0
Utilities: $150
Phone, cable, internet: $150
Food, entertainment: $300
Clothing, household expenses: $300
Credit cards and other loans: $500
Other expenses: $500
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
WilliamLeeSims$25.001/1/2012 1:35:27 PM
money-booster2$25.001/2/2012 10:34:34 AM
worth-blanket2$3,900.001/3/2012 11:53:45 AM
Danjack_Capital$25.001/1/2012 2:02:13 PM
economy-shrubbery6$25.001/3/2012 10:06:56 AM
5 Investments
 
Borrower Payment Dependent Notes Series 547948
This series of Notes was issued and sold upon the funding of the borrower loan #58449, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Dec-1991 Debt/Income ratio: 32%
Credit score: 740-759 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 5Length of status:12y 4m
Amount delinquent: $60 Total credit lines: 27 Occupation: Administrative Assi...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $765Stated income:$25,000-$49,999
Delinquencies in last 7y: 10 Bankcard utilization: 0%  
   Homeownership: Yes  
Screen name: new-attentive-vigilance Borrower's state: Arizona Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Single Mother's Home Expense Loan
Purpose of loan:
This loan will be used to pay catch up on our home expenses (mortgage, electric, etc.)

My financial situation:
I am a good candidate for this loan because I have been fully employed with the same company for the past twelve years. Due to the recession, my salary was decreased and my two children and I are just trying to stay above water. I am in the process of starting a second job so paying back the loan will not be a problem.


Monthly net income: $2,900.00
Monthly expenses: $
Housing: $1,100.00
Insurance: $107.45
Car expenses: $441.48
Utilities: $150.00
Phone, cable, internet: $100.00
Food, entertainment: $150.00
Clothing, household expenses: $50.00
Credit cards and other loans: $200.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
tech310$50.001/3/2012 12:13:03 AM
affluence-generator2$100.001/3/2012 9:09:30 AM
nfx$25.001/3/2012 7:01:18 AM
economy-shrubbery6$25.001/3/2012 10:07:02 AM
worth-blanket2$3,800.001/3/2012 11:52:39 AM
Something-Corporate$25.001/3/2012 10:01:31 AM
WilliamLeeSims$25.001/3/2012 9:53:06 AM
7 Investments
 
Borrower Payment Dependent Notes Series 547952
This series of Notes was issued and sold upon the funding of the borrower loan #58447, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-01-2012 
Term: 36 months Listing End date:  Jan-01-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: Nov-1980 Debt/Income ratio: 20%
Credit score: 660-679 (Dec-2011) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:42y 5m
Amount delinquent: $0 Total credit lines: 10 Occupation: Nurse's Aide
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $12,622Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 99%  
   Homeownership: No  
Screen name: rapture752 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
debt consolidation
Purpose of loan:
This loan will be used to...
consolidate bills
My financial situation: stable
I am a good candidate for this loan because...
paying my debts are very important to me

Monthly net income: $1776
Monthly expenses: $1490
Housing: $1004
Insurance: $0
Car expenses: $0
Utilities: Phone, cable, internet: $117
Food, entertainment: $130
Clothing, household expenses: $0
Credit cards and other loans: $239
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
loanman2007$25.001/1/2012 12:12:44 PM
SFBank$50.001/1/2012 1:08:04 PM
safe-kindness5$20.001/1/2012 7:15:48 PM
skillful-asset5$30.001/1/2012 4:14:36 PM
Something-Corporate$25.001/1/2012 12:33:27 PM
WilliamLeeSims$25.001/1/2012 1:35:28 PM
worth-blanket2$3,800.001/1/2012 6:15:22 PM
Danjack_Capital$25.001/1/2012 2:04:27 PM
8 Investments
 
Borrower Payment Dependent Notes Series 547974
This series of Notes was issued and sold upon the funding of the borrower loan #58556, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $10,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $349.55
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 5 First credit line: May-1984 Debt/Income ratio: 38%
Credit score: 740-759 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 19 / 17Length of status:1y 11m
Amount delinquent: $0 Total credit lines: 34 Occupation: Sales - Commission
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $149,565Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 95%  
   Homeownership: Yes  
Screen name: cutthecards Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 0 / 1 On-time: 35 ( 100% ) 740-759 (Latest)
Principal borrowed: $25,000.00< 31 days late: 0 ( 0% )  
800-819 (Dec-2007)
 
Principal balance: $0.00 31+ days late: 0 ( 0% )
Total payments billed: 35  
Description
Family Medical
Purpose of loan: Beat high credit rates from big banks
This loan will be used to...pay unexpected, outstanding medical costs

My financial situation: Strong employment, no major outlays save mortgage and big bank credit
I am a good candidate for this loan because...


Monthly net income: $8,000
Monthly expenses: $
Housing: $2,000
Insurance: $80
Car expenses: $0
Utilities: $250
Phone, cable, internet: $40
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $3500
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
twjh$25.001/2/2012 9:46:55 AM
stylish-compassion3$50.001/2/2012 9:07:46 AM
managedfund$1,333.001/2/2012 9:20:56 AM
rupee-equation2$25.001/2/2012 9:21:34 AM
cashhelp$25.001/2/2012 9:29:26 AM
Socorro_Capital_Partners$25.011/2/2012 9:29:41 AM
MoneyForNothing$32.881/2/2012 9:05:58 AM
brainy-return234$25.001/2/2012 9:06:46 AM
graceful-investment$100.001/2/2012 9:05:37 AM
edaguy$75.001/2/2012 9:35:46 AM
five-star-note$50.001/2/2012 9:10:02 AM
enticing-capital6$50.001/2/2012 9:41:45 AM
market-solstice2$25.001/2/2012 9:15:12 AM
life-is-great$25.001/2/2012 9:13:51 AM
money-booster2$25.001/2/2012 10:19:01 AM
listing-trapper3$50.001/2/2012 9:16:19 AM
WilliamLeeSims$25.001/2/2012 9:17:22 AM
investmentgroup$25.001/2/2012 9:19:10 AM
Feyenoord$30.001/2/2012 9:20:41 AM
AF-Chief$25.001/2/2012 9:24:10 AM
velocity-motivator6$25.001/2/2012 10:37:16 AM
Tradesmanlender$25.001/2/2012 9:39:44 AM
kenji4861$25.001/2/2012 9:48:49 AM
scrappy-leverage6$25.001/2/2012 9:44:42 AM
Moe87$25.001/2/2012 9:54:56 AM
aesop56$300.001/2/2012 10:03:43 AM
deal-enrichment063$100.001/2/2012 10:47:24 AM
hope-fortress753$25.001/2/2012 10:52:37 AM
Jim33$25.001/2/2012 11:09:38 AM
Mrs-Honeydew$25.001/2/2012 11:11:25 AM
phersjm$25.001/2/2012 5:05:28 PM
logical-moola4$50.001/2/2012 5:11:16 PM
Christophe$25.001/2/2012 1:43:45 PM
saraven01$54.371/2/2012 2:10:22 PM
B-rad_the_Coug$25.001/2/2012 5:42:32 PM
FinanceEngine$50.001/2/2012 3:36:57 PM
first-class-yield9$80.001/2/2012 4:18:08 PM
processor115$100.001/2/2012 6:48:01 PM
LoisLoan$25.001/2/2012 4:19:03 PM
-------ity4all$25.001/2/2012 4:36:38 PM
velocity-winner$25.001/2/2012 5:10:21 PM
LivingInvestments00$25.001/2/2012 7:41:01 PM
upbeat-investment9$50.001/2/2012 5:12:36 PM
capital-marsupial3$25.001/2/2012 5:13:34 PM
wise-benjamins-fortress$50.001/2/2012 8:18:09 PM
john0720$50.001/2/2012 5:37:05 PM
the-magnetic-transaction$50.001/2/2012 9:46:22 PM
tech310$50.001/3/2012 12:14:41 AM
enthusiastic-point$25.001/3/2012 3:27:28 AM
generous-deal6$25.001/2/2012 7:53:34 PM
wkeboarder21$50.001/3/2012 6:42:28 AM
bid-lightning9$25.001/2/2012 9:48:04 PM
power-thinker$100.001/2/2012 10:08:14 PM
fund-explorer4$100.001/2/2012 10:35:20 PM
villagers$50.001/3/2012 12:15:20 AM
doublediamond$25.001/3/2012 9:00:08 AM
hyperdrive7$25.001/3/2012 5:31:11 AM
Tscheddar$25.001/3/2012 6:20:55 AM
Marfloogan$25.001/3/2012 6:47:39 AM
persistent-funds9$25.001/3/2012 7:29:56 AM
svjeller$25.001/3/2012 8:20:50 AM
rokman$50.001/3/2012 8:45:16 AM
erwincohen$50.001/3/2012 9:55:37 AM
thrilling-nickel5$25.001/3/2012 9:49:58 AM
TabascoKat$85.001/3/2012 9:55:12 AM
first-pragmatic-power$25.001/3/2012 10:23:07 AM
factcheck$25.001/3/2012 10:23:22 AM
ChrisTJ$25.001/3/2012 10:13:01 AM
cybernosha$25.001/3/2012 10:40:40 AM
baker31$30.001/3/2012 11:42:07 AM
worth-blanket2$2,200.001/3/2012 11:52:34 AM
puifais$50.001/3/2012 10:27:28 AM
greenback-investor7$100.001/3/2012 10:29:38 AM
EarlyRiser$298.001/3/2012 10:30:25 AM
martymaniaman$4.701/3/2012 12:20:18 PM
trade-burrito4$35.001/2/2012 9:22:38 AM
janeybooboo$100.001/2/2012 9:24:51 AM
active-reward7$50.001/2/2012 9:27:07 AM
trumpeter5$25.001/2/2012 9:02:08 AM
clemclan$60.001/2/2012 9:29:32 AM
green-trade-dolphin2$44.801/2/2012 9:02:11 AM
sensible-fund$26.001/2/2012 9:02:34 AM
UBOtto186$50.001/2/2012 9:33:56 AM
successful-agreement7$100.001/2/2012 9:11:11 AM
tcpfan$25.001/2/2012 9:14:44 AM
the-bright-velocity$25.001/2/2012 9:48:59 AM
WilliamLeeSims$25.001/2/2012 9:17:29 AM
money-booster2$25.001/2/2012 10:19:10 AM
chestnut4$25.001/2/2012 9:18:44 AM
Investor_DP$100.001/2/2012 9:20:50 AM
hitsman$50.001/2/2012 9:32:11 AM
commanding-treasure2$50.001/2/2012 9:37:46 AM
progressive-economy261$400.001/2/2012 9:38:46 AM
citytreker$55.491/2/2012 12:29:53 PM
Zoramite$25.001/2/2012 9:41:35 AM
AFairDeal$25.001/2/2012 9:42:37 AM
penny-plato$25.001/2/2012 9:49:52 AM
loyalty-czar$45.001/2/2012 10:13:59 AM
spiff666$66.691/2/2012 10:56:08 AM
mistertao$25.001/2/2012 11:23:04 AM
HYGCapitalPartnersLP$100.001/2/2012 11:34:46 AM
exchange-squirrel$100.001/2/2012 11:41:15 AM
HenlopenCapital$25.001/2/2012 12:34:51 PM
steady-silver6$25.001/2/2012 1:27:51 PM
bid-prometheus$30.011/2/2012 5:26:13 PM
amlu1988$25.001/2/2012 2:18:07 PM
moola-buddy$25.001/2/2012 3:09:46 PM
hookUup$34.011/2/2012 3:10:59 PM
MyKidsDad$25.001/2/2012 3:33:01 PM
building_community$75.001/2/2012 3:20:58 PM
Law_Gator$25.001/2/2012 3:51:53 PM
starry2001$25.001/2/2012 4:10:09 PM
Domgabriel$50.001/2/2012 4:18:56 PM
skorpious$25.001/2/2012 4:34:46 PM
Lo0se_mo0se$25.001/2/2012 7:04:24 PM
tolerant-dinero2$25.001/2/2012 9:13:25 PM
RB_Double-A_Bravo$29.121/2/2012 5:54:14 PM
vigilance-accruer$30.001/2/2012 10:29:39 PM
4est$25.001/2/2012 6:51:45 PM
pposFUNDing$29.651/2/2012 7:02:15 PM
jsnryn$25.001/2/2012 8:16:43 PM
Josphine$25.001/3/2012 4:59:06 AM
gold-plane1$25.001/3/2012 6:39:43 AM
bold-extraordinary-interest$100.001/3/2012 7:33:45 AM
SimpleChoice$25.001/3/2012 8:32:33 AM
think-become$25.001/3/2012 8:38:59 AM
a-reasonable-return$25.001/3/2012 8:58:19 AM
DoctorJoe$25.001/3/2012 5:24:15 AM
klend4$25.001/3/2012 9:34:59 AM
gethsemane4$50.001/3/2012 8:10:06 AM
cerebral-dollar773$36.271/3/2012 8:56:34 AM
jazz619$25.001/3/2012 9:53:47 AM
aultraman$25.001/3/2012 9:25:48 AM
bazaar-festivity$25.001/3/2012 9:55:09 AM
cash-reaction2$50.001/3/2012 10:06:09 AM
lamsabuy$100.001/3/2012 10:16:55 AM
jamiee73$25.001/3/2012 10:17:39 AM
wwwUniversal$25.001/3/2012 10:22:38 AM
social-zebra$30.001/3/2012 11:44:34 AM
PatriotKnight$50.001/3/2012 10:29:10 AM
PXM-Financial$75.001/3/2012 10:37:20 AM
141 Investments
 
Borrower Payment Dependent Notes Series 547996
This series of Notes was issued and sold upon the funding of the borrower loan #58435, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 14.05% Listing Start date:  Jan-03-2012 
Term: 12 months Listing End date:  Jan-03-2012 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $381.65
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.59%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Jul-1994 Debt/Income ratio: 27%
Credit score: 640-659 (Jan-2012) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 1 Current / open credit lines: 6 / 3Length of status:12y 11m
Amount delinquent: $25 Total credit lines: 14 Occupation: Retail Management
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $115Stated income:$25,000-$49,999
Delinquencies in last 7y: 2 Bankcard utilization: 16%  
   Homeownership: No  
Screen name: workinggirl1 Borrower's state: Alabama Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 57 ( 98% ) 640-659 (Latest)
Principal borrowed: $19,800.00< 31 days late: 1 ( 2% )  
660-679 (Jan-2010)
660-679 (Oct-2007)
 
Principal balance: $3,616.90 31+ days late: 0 ( 0% )
Total payments billed: 58  
Description
new baby remodel
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
janeybooboo$44.701/3/2012 9:02:09 AM
fascinating-generosity3$89.981/3/2012 9:02:46 AM
312-Lender$25.001/3/2012 9:02:54 AM
frantic-retirement$200.001/3/2012 9:06:45 AM
NekHoldings$25.001/3/2012 9:07:32 AM
trumpeter5$25.001/3/2012 9:01:41 AM
Kash2010lu$25.001/3/2012 9:02:33 AM
LittleMingo$50.001/3/2012 9:06:33 AM
atlas-shrugged$200.001/3/2012 9:23:16 AM
Danjack_Capital$25.001/3/2012 9:35:05 AM
sweety075$25.001/3/2012 9:42:26 AM
nisim5$100.001/3/2012 9:52:05 AM
economy-shrubbery6$25.001/3/2012 10:07:07 AM
RoZu_Lending$300.001/3/2012 9:52:39 AM
WilliamLeeSims$25.001/3/2012 9:53:12 AM
jhouman$50.001/3/2012 9:51:07 AM
Investor_DP$100.001/3/2012 10:08:24 AM
myutmost$45.001/3/2012 10:11:05 AM
enticing-capital6$50.001/3/2012 9:57:18 AM
erwincohen$25.001/3/2012 10:06:38 AM
lamsabuy$100.001/3/2012 10:16:55 AM
Jack55304$200.001/3/2012 10:18:21 AM
Mikale360$50.001/3/2012 10:19:28 AM
MoneyForNothing$91.031/3/2012 9:02:56 AM
school-loan-gambler$350.001/3/2012 9:04:26 AM
money-booster2$25.001/3/2012 9:36:59 AM
authentic-kindness1$25.001/3/2012 9:46:40 AM
Dusigrosz$200.001/3/2012 9:01:59 AM
handy-justice$100.001/3/2012 9:03:41 AM
AndChicksforFree$50.001/3/2012 9:05:38 AM
lendstats_com$300.001/3/2012 9:04:26 AM
blitzen40$30.001/3/2012 9:09:11 AM
DHolly$31.001/3/2012 9:09:29 AM
113121$75.001/3/2012 9:23:25 AM
money-booster2$35.001/3/2012 9:36:35 AM
nimble-revenue5$50.001/3/2012 10:12:06 AM
RLaumeyer$30.001/3/2012 10:00:03 AM
nimble-revenue5$50.001/3/2012 10:12:27 AM
nfx$45.001/3/2012 10:02:44 AM
money-baron-Roth401k$25.001/3/2012 10:05:13 AM
cash-reaction2$50.001/3/2012 10:06:10 AM
worthy-bid8$50.001/3/2012 10:08:39 AM
AndChicksforFree$283.291/3/2012 10:22:25 AM
sharp-bill2$50.001/3/2012 10:12:37 AM
ricklip$100.001/3/2012 10:13:05 AM
SLN-10$50.001/3/2012 10:17:45 AM
AndChicksforFree$100.001/3/2012 10:20:17 AM
47 Investments
 
Borrower Payment Dependent Notes Series 548008
This series of Notes was issued and sold upon the funding of the borrower loan #58478, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,700.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.20% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 14.59% Borrower rate/APR: 15.59% / 18.48% Monthly payment: $94.38
 
Lender servicing fee: 1.00% Effective Yield*: 14.34%  
Estimated return*: 9.14%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 7 First credit line: Aug-2002 Debt/Income ratio: 25%
Credit score: 720-739 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 7 / 7Length of status:1y 7m
Amount delinquent: $0 Total credit lines: 18 Occupation: Scientist
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $3,735Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 61%  
   Homeownership: No  
Screen name: truth-empire0 Borrower's state: Tennessee Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 1 On-time: 16 ( 100% ) 720-739 (Latest)
Principal borrowed: $1,400.00< 31 days late: 0 ( 0% )  
660-679 (Aug-2010)
 
Principal balance: $947.01 31+ days late: 0 ( 0% )
Total payments billed: 16  
Description
Pay off credit card
Purpose of loan:
This loan will be used to pay off my credit card. I will be putting another $2000 of my own money along with this.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time and have a good stable job. I share all expenses with my roomate.

Monthly net income: $1786.25
Monthly expenses: $
Housing: $325
Insurance: $75
Car expenses: $0
Utilities: $60
Phone, cable, internet: $35
Food, entertainment: $100
Clothing, household expenses: $25
Credit cards and other loans: $64
Other expenses: $25
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
trumpeter5$25.001/2/2012 5:01:44 PM
green-trade-dolphin2$32.601/2/2012 5:02:27 PM
logical-moola4$50.001/2/2012 5:11:17 PM
john0720$50.001/2/2012 5:37:06 PM
B-rad_the_Coug$25.001/2/2012 5:38:31 PM
susurrus$100.001/2/2012 5:46:10 PM
mpjg9$25.001/2/2012 5:50:47 PM
RecoveryLender$25.001/2/2012 5:03:05 PM
Hexnut$100.001/2/2012 7:35:20 PM
daekpon$50.001/2/2012 7:42:21 PM
capital-marsupial3$25.001/2/2012 5:13:35 PM
one-midas$35.001/2/2012 5:25:50 PM
engaging-worth$25.001/2/2012 8:28:07 PM
Photoman42$25.001/2/2012 9:21:34 PM
the-magnetic-transaction$50.001/2/2012 9:46:22 PM
Moe87$25.001/2/2012 6:24:22 PM
friendship9$25.001/2/2012 6:38:28 PM
YoungTaxMan$50.001/2/2012 6:50:34 PM
4est$25.001/2/2012 6:51:46 PM
rdhfire$25.001/2/2012 7:11:08 PM
sensible-fund$25.001/3/2012 4:11:27 AM
generous-deal6$25.001/2/2012 7:53:34 PM
Mrs-Honeydew$25.001/3/2012 4:34:35 AM
Popcorn_Shrimper$50.001/3/2012 5:42:46 AM
nimble-money086$25.001/2/2012 8:22:46 PM
CycleRyder$29.631/2/2012 8:39:07 PM
Realty24$38.091/2/2012 9:12:49 PM
tolerant-dinero2$25.001/2/2012 9:14:51 PM
blue-fund-flag$50.001/2/2012 9:27:48 PM
fund-explorer4$100.001/2/2012 10:36:02 PM
fate-amenable-to-change$25.001/2/2012 11:16:18 PM
havok555$25.911/2/2012 11:27:48 PM
sharp-return7$25.001/2/2012 11:35:42 PM
tech310$50.001/3/2012 12:14:43 AM
villagers$50.001/3/2012 12:15:20 AM
enthusiastic-point$25.001/3/2012 3:27:28 AM
rockerZ71$30.001/3/2012 5:10:47 AM
loanman2007$200.001/3/2012 5:08:35 AM
ore-jedi$35.071/3/2012 5:20:26 AM
AndChicksforFree$50.001/2/2012 5:10:48 PM
processor115$100.001/2/2012 6:48:03 PM
JTHarris$25.001/2/2012 7:12:18 PM
wise-benjamins-fortress$25.001/2/2012 8:21:25 PM
Soulphoniks-Holdings$67.471/2/2012 5:40:52 PM
SolarMoonshine$25.001/2/2012 5:40:17 PM
RugbyFan$25.001/2/2012 9:14:37 PM
Feyenoord$30.001/2/2012 5:51:47 PM
cathmorcorvus$50.001/2/2012 5:57:37 PM
Frover$25.001/2/2012 10:35:36 PM
penny-plato$25.001/2/2012 6:27:58 PM
money-booster2$50.001/2/2012 7:40:48 PM
money-booster2$25.001/2/2012 7:40:54 PM
cattlebaron$25.001/3/2012 4:17:15 AM
CapricornLending$25.001/2/2012 7:55:16 PM
lsx7$100.001/2/2012 8:13:12 PM
Nerdster1$25.001/3/2012 4:39:21 AM
Brown98$25.001/2/2012 9:11:35 PM
onecooldrink$25.001/2/2012 9:12:51 PM
radiant-return$40.001/2/2012 9:29:04 PM
bid-lightning9$35.001/2/2012 9:44:30 PM
vigilance-accruer$35.001/2/2012 10:32:23 PM
420limo$75.001/2/2012 11:16:52 PM
balance-force$30.001/3/2012 12:21:20 AM
cash-spinner$25.001/3/2012 3:54:50 AM
DoctorJoe$30.001/3/2012 5:25:21 AM
hawk357$30.001/3/2012 5:25:46 AM
Popcorn_Shrimper$1.231/3/2012 5:43:02 AM
67 Investments
 
Borrower Payment Dependent Notes Series 548084
This series of Notes was issued and sold upon the funding of the borrower loan #58416, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 15.21% Borrower rate/APR: 16.21% / 19.11% Monthly payment: $105.78
 
Lender servicing fee: 1.00% Effective Yield*: 14.95%  
Estimated return*: 9.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 10 First credit line: Aug-1989 Debt/Income ratio: 5%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 2 Current / open credit lines: 6 / 6Length of status:13y 5m
Amount delinquent: $0 Total credit lines: 18 Occupation: Teacher
Public records last 12m / 10y: 0/ 2 Revolving credit balance: $772Stated income:$50,000-$74,999
Delinquencies in last 7y: 5 Bankcard utilization: 30%  
   Homeownership: No  
Screen name: discrete-diversification9 Borrower's state: Georgia Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Pay Off Bills
Purpose of loan:
This loan will be used to...
Pay off excess bills
My financial situation:
I have a hospital bill, credit card bills, and an online bill that has been becoming burdens to me. I do not believe in being delinquent on any of my bills. I have an opportunity to better my credit score and I don't want to blow it.
Monthly net income: $3,200
Monthly expenses: $1,956
Housing: $1,148
Insurance: $188
Car expenses: $171
Utilities: $0
Phone, cable, internet: $0
Food, entertainment: $50
Clothing, household expenses: $50
Credit cards and other loans: $249
Other expenses: $100
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
stylish-compassion3$50.001/2/2012 9:07:48 AM
kenji4861$25.001/2/2012 9:48:50 AM
selector568$300.001/2/2012 9:14:34 AM
Investor_DP$100.001/2/2012 9:20:51 AM
EngineersAlliance$150.001/2/2012 9:29:03 AM
hitsman$50.001/2/2012 9:32:15 AM
AndChicksforFree$25.001/2/2012 12:23:04 PM
loanman2007$25.001/2/2012 10:16:35 AM
money-booster2$35.001/2/2012 10:41:16 AM
ethicalhumanist$50.001/2/2012 1:07:30 PM
newest-generous-income$25.001/2/2012 2:10:33 PM
balance-force$25.001/3/2012 12:26:02 AM
progressive-economy261$400.001/3/2012 9:48:44 AM
first-lovely-dollar$25.001/3/2012 8:37:08 AM
social-heart$25.001/3/2012 9:56:26 AM
dudebrah$25.001/3/2012 10:05:12 AM
kinetic-social$26.001/3/2012 10:05:14 AM
R3vXX$25.001/3/2012 10:07:44 AM
first-pragmatic-power$25.001/3/2012 10:23:08 AM
fascinating-benefit279$39.001/3/2012 10:13:17 AM
jamiee73$25.001/3/2012 10:17:39 AM
ncg1983$25.001/3/2012 11:32:23 AM
puifais$50.001/3/2012 10:27:29 AM
cybernosha$25.001/3/2012 10:50:30 AM
baker31$50.001/3/2012 11:37:18 AM
social-zebra$30.001/3/2012 11:43:25 AM
worth-blanket2$100.001/3/2012 11:54:31 AM
bonus-demon$50.001/2/2012 9:26:37 AM
gravbox$25.001/2/2012 9:10:50 AM
successful-agreement7$100.001/2/2012 9:11:14 AM
scrappy-leverage6$25.001/2/2012 9:44:43 AM
the-bright-velocity$25.001/2/2012 9:48:59 AM
WilliamLeeSims$25.001/2/2012 9:17:25 AM
edaguy$75.001/2/2012 9:35:47 AM
commanding-treasure2$50.001/2/2012 9:37:47 AM
calimanusa$50.001/2/2012 1:11:44 PM
bid-prometheus$30.011/2/2012 5:26:31 PM
processor115$100.001/2/2012 6:48:02 PM
a-finance-nirvana$25.001/3/2012 6:20:37 AM
2Below$25.001/3/2012 7:26:57 AM
fiserve4u$75.001/3/2012 9:36:58 AM
jazz619$25.001/3/2012 9:53:29 AM
erwincohen$25.001/3/2012 10:01:05 AM
cash-reaction2$50.001/3/2012 10:06:09 AM
greenback-investor7$100.001/3/2012 10:29:38 AM
magnificent-asset3$41.341/3/2012 10:41:36 AM
asset-electron1$25.001/3/2012 11:13:05 AM
ethical-truth211$310.111/3/2012 11:44:59 AM
tolerant-dime2$25.001/3/2012 11:49:19 AM
49 Investments
 
Borrower Payment Dependent Notes Series 548232
This series of Notes was issued and sold upon the funding of the borrower loan #58455, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: B Listing Duration: 14 days
Partially Funded: no Estimated loss*: 5.95% Listing Start date:  Jan-02-2012 
Term: 12 months Listing End date:  Jan-03-2012 
 
Lender yield: 10.13% Borrower rate/APR: 11.13% / 18.84% Monthly payment: $265.33
 
Lender servicing fee: 1.00% Effective Yield*: 9.97%  
Estimated return*: 4.02%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 9 First credit line: Aug-2001 Debt/Income ratio: 4%
Credit score: 680-699 (Jan-2012) Inquiries last 6m: 0Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:3y 11m
Amount delinquent: $0 Total credit lines: 22 Occupation: Accountant/CPA
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $1,116Stated income:$100,000+
Delinquencies in last 7y: 19 Bankcard utilization: 36%  
   Homeownership: No  
Screen name: Krys_3 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Loan for Chiropractic Care
Purpose of loan:
This loan will be used to front the money needed for chiropractic care. The money will be refunded through my FSA once the four month service is complete.

My financial situation:
I am a good candidate for this loan because I have a good job, am a CPA and have learned to manage cash flow well. Since this money will be refunded through my FSA at the end of the service period (approximately April) the loan is guaranteed.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
a-restless-dollar$25.001/2/2012 8:46:25 PM
authentic-kindness1$25.001/2/2012 6:53:53 PM
capital-financier6$27.601/3/2012 3:58:11 AM
cash-boots7$150.001/2/2012 9:02:47 PM
a-finance-nirvana$25.001/3/2012 6:20:37 AM
derwiki$50.001/2/2012 11:40:25 PM
TikPmp1$25.001/3/2012 9:50:12 AM
CIC$25.001/3/2012 8:40:44 AM
kinetic-social$25.001/3/2012 10:02:54 AM
commanding-treasure2$50.001/3/2012 9:54:47 AM
successful-agreement7$100.001/3/2012 10:14:14 AM
first-pragmatic-power$25.001/3/2012 10:23:08 AM
houli123$250.001/3/2012 10:20:17 AM
antomi$25.001/3/2012 10:25:07 AM
puifais$50.001/3/2012 10:27:35 AM
processor115$100.001/2/2012 6:48:05 PM
money-booster2$25.001/2/2012 7:32:25 PM
Income-Scout$200.001/3/2012 8:11:27 AM
tomdooley12520$25.001/3/2012 6:11:39 AM
Tscheddar$25.001/3/2012 6:18:47 AM
polka2002$25.001/3/2012 6:33:36 AM
BxRealtor$25.001/3/2012 9:48:04 AM
EngineersAlliance$100.001/3/2012 9:50:30 AM
gravbox$25.001/3/2012 10:00:06 AM
dudebrah$25.001/3/2012 10:06:10 AM
scrappy-leverage6$25.001/3/2012 9:50:03 AM
justchecking999$31.601/3/2012 9:56:11 AM
sharp-bill2$50.001/3/2012 10:12:37 AM
Investor_DP$100.001/3/2012 10:07:55 AM
selector568$300.001/3/2012 10:13:43 AM
MicroLender357$25.001/3/2012 10:19:20 AM
liberty-optimization7$57.361/3/2012 11:11:14 AM
kenji4861$25.001/3/2012 10:22:26 AM
hitsman$50.001/3/2012 10:26:19 AM
worth-blanket2$900.001/3/2012 11:53:41 AM
35 Investments
 
Borrower Payment Dependent Notes Series 548244
This series of Notes was issued and sold upon the funding of the borrower loan #58485, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-02-2012 
Term: 36 months Listing End date:  Jan-03-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 3 First credit line: Jan-2001 Debt/Income ratio: 37%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 8 / 8Length of status:11y 9m
Amount delinquent: $0 Total credit lines: 15 Occupation: Civil Service
Public records last 12m / 10y: 0/ 1 Revolving credit balance: $13,773Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 78%  
   Homeownership: No  
Screen name: engaging-loan4 Borrower's state: Ohio Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Funds for taxes
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
SFBank$50.001/2/2012 5:03:59 PM
SolarMoonshine$25.001/2/2012 5:41:49 PM
money-booster2$25.001/2/2012 7:32:10 PM
HeroSupport$35.001/2/2012 5:12:44 PM
economy-shrubbery6$25.001/3/2012 10:07:06 AM
evergreen16$40.001/3/2012 11:59:30 AM
Danjack_Capital$25.001/2/2012 6:05:11 PM
riveting-credit5$50.001/3/2012 8:27:16 AM
Something-Corporate$25.001/3/2012 10:01:32 AM
worth-blanket2$3,700.001/3/2012 11:52:30 AM
10 Investments
 
Borrower Payment Dependent Notes Series 548290
This series of Notes was issued and sold upon the funding of the borrower loan #58482, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: E Listing Duration: 14 days
Partially Funded: no Estimated loss*: 13.85% Listing Start date:  Jan-03-2012 
Term: 12 months Listing End date:  Jan-03-2012 
 
Lender yield: 24.76% Borrower rate/APR: 25.76% / 35.84% Monthly payment: $381.65
 
Lender servicing fee: 1.00% Effective Yield*: 23.64%  
Estimated return*: 9.79%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 2 First credit line: Aug-1981 Debt/Income ratio: Self-employed (DTI Not Calculated)
Credit score: 800-819 (Jan-2012) Inquiries last 6m: 2Employment status:Self-employed
Now delinquent: 0 Current / open credit lines: 9 / 9Length of status:16y 6m
Amount delinquent: $0 Total credit lines: 16 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $15,689Stated income:$100,000+
Delinquencies in last 7y: 0 Bankcard utilization: 48%  
   Homeownership: Yes  
Screen name: dogguy1 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Reduce Debt
Purpose of loan:
This loan will be used to..pay off a credit card.

My financial situation:
I am a good candidate for this loan because...I have a great credit rating. I've own my house. I used my credit card to expand my business and I would like to pay it off asap.



Monthly net income: $12,000.
Monthly expenses: $
Housing: $2,300.
Insurance: $300.
Car expenses: $600.
Utilities: $300.
Phone, cable, internet: $400.
Food, entertainment: $1,100.
Clothing, household expenses: $200.
Credit cards and other loans: $800.
Other expenses: $450.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
AndChicksforFree$25.001/3/2012 9:15:46 AM
WilliamLeeSims$25.001/3/2012 9:53:14 AM
money-booster2$50.001/3/2012 9:27:59 AM
money-booster2$25.001/3/2012 9:28:19 AM
authentic-kindness1$50.001/3/2012 9:47:45 AM
WilliamLeeSims$25.001/3/2012 9:53:24 AM
Investor_DP$100.001/3/2012 10:08:25 AM
worthy-bid8$50.001/3/2012 10:08:41 AM
nimble-revenue5$50.001/3/2012 10:12:09 AM
sharp-bill2$50.001/3/2012 10:12:37 AM
repaymeplease$25.001/3/2012 10:17:37 AM
Hedge-Fund$25.001/3/2012 11:25:27 AM
2grindstones$100.001/3/2012 1:16:48 PM
kindness-fanatic$500.001/3/2012 11:18:14 AM
klend4$25.001/3/2012 4:40:31 PM
tomdooley12520$100.001/3/2012 2:17:14 PM
bid-stockpiler1$150.001/3/2012 2:21:05 PM
orange-impartial-asset$25.001/3/2012 3:04:18 PM
power-secret-agent$40.001/3/2012 4:51:30 PM
LittleMingo$25.001/3/2012 5:13:15 PM
the-enthralling-coin$25.001/3/2012 5:28:27 PM
alert9$25.001/3/2012 7:03:58 PM
deal-searcher1$25.001/3/2012 8:26:07 PM
loanman2007$75.001/3/2012 6:12:50 PM
Reliance_Banker$25.001/3/2012 6:42:50 PM
loyalty-czar$30.001/3/2012 6:50:01 PM
blue-dollar-viking$100.001/3/2012 7:26:18 PM
high_flyer$100.001/3/2012 8:27:07 PM
handy-justice$50.001/3/2012 9:47:07 AM
favorite-commerce$60.001/3/2012 9:02:55 AM
credit-coach118$30.581/3/2012 9:04:08 AM
Kash2010lu$30.001/3/2012 9:07:26 AM
bnoble09$25.001/3/2012 9:11:41 AM
money-booster2$50.001/3/2012 9:28:06 AM
money-booster2$25.001/3/2012 9:28:35 AM
preeminant-moola6$40.001/3/2012 9:30:26 AM
handy-justice$50.001/3/2012 9:48:12 AM
economy-shrubbery6$25.001/3/2012 10:07:10 AM
top-courteous-peso$75.001/3/2012 10:11:41 AM
hitsman$50.001/3/2012 10:26:32 AM
nimble-revenue5$50.001/3/2012 10:12:29 AM
rupee-equation2$25.001/3/2012 10:30:19 AM
loaningmoneybyme$30.801/3/2012 11:24:31 AM
goodhearted-generosity511$30.001/3/2012 10:25:49 AM
designer_10$25.001/3/2012 12:36:22 PM
thomas16882004$25.001/3/2012 12:03:23 PM
dollar-tornado3$25.001/3/2012 2:13:58 PM
shrewd-rupee$250.001/3/2012 2:40:19 PM
heavenly-interest9$600.001/3/2012 3:53:14 PM
r48$25.001/3/2012 4:36:58 PM
smart-platinum7$71.981/3/2012 5:01:44 PM
first-pragmatic-power$25.001/3/2012 5:25:13 PM
vine99$100.001/3/2012 6:59:23 PM
Feyenoord$30.001/3/2012 6:01:27 PM
Ols744$49.451/3/2012 7:00:47 PM
velocity-gala$218.711/3/2012 8:36:02 PM
capital-financier6$38.481/3/2012 8:10:26 PM
57 Investments
 
Borrower Payment Dependent Notes Series 548384
This series of Notes was issued and sold upon the funding of the borrower loan #58491, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $5,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.50% Listing Start date:  Jan-03-2012 
Term: 60 months Listing End date:  Jan-03-2012 
 
Lender yield: 25.87% Borrower rate/APR: 26.87% / 29.49% Monthly payment: $152.29
 
Lender servicing fee: 1.00% Effective Yield*: 25.23%  
Estimated return*: 14.73%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Nov-2006 Debt/Income ratio: 36%
Credit score: 620-639 (Jan-2012) Inquiries last 6m: 2Employment status:Employed
Now delinquent: 0 Current / open credit lines: 13 / 12Length of status:4y 3m
Amount delinquent: $0 Total credit lines: 20 Occupation: Tradesman - Mechani...
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $13,221Stated income:$25,000-$49,999
Delinquencies in last 7y: 0 Bankcard utilization: 77%  
   Homeownership: No  
Screen name: tonylyve Borrower's state: Kansas Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Prosper Activity
Loan historyPayment historyCredit score history
Active / total loans: 1 / 2 On-time: 39 ( 100% ) 620-639 (Latest)
Principal borrowed: $6,000.00< 31 days late: 0 ( 0% )  
640-659 (Dec-2010)
660-679 (Aug-2008)
 
Principal balance: $3,176.69 31+ days late: 0 ( 0% )
Total payments billed: 39  
Description
Debt Consolidation
Purpose of loan:

This loan will be used to... Pay off real high intrest rate loan I aquired by being naive.

My financial situation:
I am a good candidate for this loan because...I pay my bills, I'm honest and fair.


Monthly net income: $2233
Monthly expenses: $
Housing: $300
Insurance: $112
Car expenses: $120
Utilities: $75
Phone, cable, internet: $
Food, entertainment: $150
Clothing, household expenses: $
Credit cards and other loans: $215/180
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
handy-justice$100.001/3/2012 9:02:30 AM
trumpeter5$25.001/3/2012 9:03:40 AM
LittleMingo$30.001/3/2012 9:08:08 AM
WilliamLeeSims$25.001/3/2012 9:53:15 AM
312-Lender$25.001/3/2012 9:02:59 AM
NekHoldings$25.001/3/2012 9:05:59 AM
Kash2010lu$25.001/3/2012 9:03:34 AM
matthewa$25.001/3/2012 9:34:52 AM
MoneyBadger$25.001/3/2012 9:26:08 AM
sweety075$25.001/3/2012 9:43:19 AM
BigSkyFinancial$30.001/3/2012 9:51:19 AM
diplomatic-wealth7$25.001/3/2012 9:59:31 AM
icanhasloanz$100.001/3/2012 10:01:53 AM
cash-reaction2$50.001/3/2012 10:06:11 AM
investment-artist$32.011/3/2012 10:06:17 AM
successful-agreement7$100.001/3/2012 10:14:28 AM
graceful-investment$54.901/3/2012 10:15:58 AM
economy-shrubbery6$25.001/3/2012 10:07:12 AM
myutmost$45.001/3/2012 10:11:06 AM
nimble-revenue5$50.001/3/2012 10:12:31 AM
AndChicksforFree$25.001/3/2012 9:02:33 AM
Dusigrosz$150.001/3/2012 9:03:04 AM
MoneyForNothing$30.071/3/2012 9:05:37 AM
econgineer$75.001/3/2012 9:13:18 AM
grnii78$250.001/3/2012 9:48:01 AM
RoZu_Lending$300.001/3/2012 9:51:18 AM
impeccable-ore3$25.001/3/2012 9:02:18 AM
green-trade-dolphin$35.021/3/2012 9:02:17 AM
janeybooboo$50.001/3/2012 9:03:29 AM
lendstats_com$300.001/3/2012 9:04:59 AM
RLaumeyer$30.001/3/2012 9:54:56 AM
DHolly$31.001/3/2012 9:14:07 AM
money-booster2$50.001/3/2012 9:20:22 AM
school-loan-gambler$300.001/3/2012 9:09:57 AM
TabascoKat$49.001/3/2012 9:56:35 AM
frantic-retirement$150.001/3/2012 9:12:39 AM
EL_Papin$100.001/3/2012 9:13:17 AM
enticing-capital6$50.001/3/2012 9:57:19 AM
atlas-shrugged$200.001/3/2012 9:15:51 AM
camaraderi-aspen$50.001/3/2012 9:38:13 AM
compassion-expert$25.001/3/2012 10:04:30 AM
Gregger$25.001/3/2012 9:47:57 AM
Winged_Inspirations$50.001/3/2012 10:07:16 AM
managedfund$1,333.001/3/2012 9:53:35 AM
tolerant-dinero2$25.001/3/2012 10:11:46 AM
affluence-generator2$100.001/3/2012 9:59:38 AM
ricklip$100.001/3/2012 10:13:06 AM
the-enthralling-coin$25.001/3/2012 10:05:09 AM
money-baron-Roth401k$25.001/3/2012 10:05:13 AM
Investor_DP$100.001/3/2012 10:08:18 AM
glenium$25.001/3/2012 10:11:01 AM
Bond007ria$25.001/3/2012 10:11:26 AM
nimble-revenue5$50.001/3/2012 10:12:10 AM
53 Investments
 
Borrower Payment Dependent Notes Series 548440
This series of Notes was issued and sold upon the funding of the borrower loan #58553, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $2,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 10.70% Listing Start date:  Jan-03-2012 
Term: 12 months Listing End date:  Jan-04-2012 
 
Lender yield: 18.00% Borrower rate/APR: 19.00% / 28.92% Monthly payment: $184.31
 
Lender servicing fee: 1.00% Effective Yield*: 17.58%  
Estimated return*: 6.88%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Apr-1999 Debt/Income ratio: 27%
Credit score: 700-719 (Jan-2012) Inquiries last 6m: 1Employment status:Other
Now delinquent: 0 Current / open credit lines: 9 / 8Length of status:25y 7m
Amount delinquent: $0 Total credit lines: 19 Occupation: Other
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $10,830Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 68%  
   Homeownership: No  
Screen name: green-treasure-stream Borrower's state: Illinois Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
tax
No description is available.
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
nimble-revenue5$50.001/3/2012 5:10:35 PM
fmanjoo$25.001/3/2012 5:34:16 PM
selector568$300.001/3/2012 5:11:44 PM
rupee-equation2$25.001/3/2012 5:12:40 PM
sharp-bill2$50.001/3/2012 5:15:05 PM
worthy-bid8$50.001/3/2012 5:17:15 PM
authentic-kindness1$25.001/3/2012 5:17:48 PM
WilliamLeeSims$25.001/3/2012 5:20:46 PM
edaguy$50.001/3/2012 5:36:44 PM
successful-agreement7$100.001/3/2012 5:41:47 PM
sun818$25.001/3/2012 5:48:51 PM
CashFlow13$100.001/3/2012 5:51:01 PM
Bank42$25.001/3/2012 7:09:30 PM
favorite-commerce$40.001/3/2012 8:33:27 PM
tolerant-dime2$25.001/3/2012 8:28:00 PM
scarlet-velvet$25.081/4/2012 7:08:40 AM
slxvq$25.461/4/2012 7:31:52 AM
Jinja$50.001/4/2012 7:34:15 AM
thelovebug$100.001/4/2012 9:28:16 AM
first-pragmatic-power$25.001/4/2012 9:36:22 AM
MissionMicroFinance$25.001/4/2012 10:02:15 AM
thankful-nickel2$25.001/4/2012 10:03:14 AM
Apex-Lender$25.001/4/2012 10:38:30 AM
MarvintheMartian$30.001/4/2012 11:22:35 AM
Rabid_Dove$27.001/4/2012 12:20:31 PM
TikPmp1$25.001/3/2012 5:27:21 PM
golden-velocity9$25.001/3/2012 5:43:50 PM
handy-justice$100.001/3/2012 5:21:21 PM
hitsman$50.001/3/2012 5:36:17 PM
Investor_DP$100.001/3/2012 5:39:16 PM
Iwillhuntyoudown$25.001/3/2012 11:33:47 PM
loanman2007$25.001/3/2012 6:05:44 PM
money-booster2$35.001/3/2012 8:45:32 PM
downtownfarm$25.001/4/2012 6:44:09 AM
transaction-detective70$25.001/4/2012 11:11:26 AM
wise-repayment-seeker$25.001/4/2012 11:52:35 AM
new-felicity-burger$25.001/4/2012 12:33:04 PM
Kyileo$25.001/4/2012 9:52:12 AM
nycfinance$25.001/4/2012 9:55:12 AM
the-enthralling-coin$25.001/4/2012 9:58:20 AM
Baltija11$50.011/4/2012 11:05:08 AM
cash-boots7$75.001/4/2012 12:45:09 PM
borquist$25.001/4/2012 12:51:56 PM
jonnysixgun$25.001/4/2012 12:41:32 PM
44 Investments
 
Borrower Payment Dependent Notes Series 548492
This series of Notes was issued and sold upon the funding of the borrower loan #58550, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $4,000.00 Prosper Rating: HR Listing Duration: 14 days
Partially Funded: no Estimated loss*: 16.50% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 30.27% Borrower rate/APR: 31.27% / 35.28% Monthly payment: $172.60
 
Lender servicing fee: 1.00% Effective Yield*: 28.50%  
Estimated return*: 12.00%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 4 First credit line: Jan-1993 Debt/Income ratio: 28%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 5Employment status:Employed
Now delinquent: 0 Current / open credit lines: 15 / 11Length of status:3y 6m
Amount delinquent: $0 Total credit lines: 30 Occupation: Nurse (RN)
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $28,546Stated income:$50,000-$74,999
Delinquencies in last 7y: 0 Bankcard utilization: 54%  
   Homeownership: No  
Screen name: fund-comet7 Borrower's state: California Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
Debt consolidation
Purpose of loan:
This loan will be used to...

My financial situation:
I am a good candidate for this loan because...I have never defaulted on any debt. I plan to pay off my debt even if I am required to sell my home to do so.


Monthly net income: $3320.00
Monthly expenses: $
Housing: $1408.00
Insurance: $100.00
Car expenses: $100.00
Utilities: $120.00
Phone, cable, internet: $65.00
Food, entertainment: $300.00
Clothing, household expenses: $150.00
Credit cards and other loans: $500.00
Other expenses: $
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
WilliamLeeSims$25.001/4/2012 9:14:45 AM
worth-blanket2$3,950.001/4/2012 9:24:05 AM
AndChicksforFree$25.001/4/2012 9:19:50 AM
3 Investments
 
Borrower Payment Dependent Notes Series 548732
This series of Notes was issued and sold upon the funding of the borrower loan #58516, which corresponds to this series of Notes. The following information pertains to the borrower loan.
Amount: $3,000.00 Prosper Rating: D Listing Duration: 14 days
Partially Funded: no Estimated loss*: 11.20% Listing Start date:  Jan-04-2012 
Term: 36 months Listing End date:  Jan-04-2012 
 
Lender yield: 24.11% Borrower rate/APR: 25.11% / 28.97% Monthly payment: $119.45
 
Lender servicing fee: 1.00% Effective Yield*: 23.52%  
Estimated return*: 12.32%  
* Estimated loss is the estimated principal loss on charge-offs. Effective yield is equal to the borrower interest rate: (i) minus the servicing fee rate, (ii) minus estimated uncollected interest on charge-offs, (iii) plus estimated collected late fees. Effective yield, Estimated loss and Estimated return are intended to represent the estimated average effective yield, loss and return, respectively, on a basket of loans with the same characteristics as this listing. All estimates are based on the historical performance of Prosper loans for borrowers with similar characteristics. The calculations of Effective yield, Estimated loss and Estimated return require significant assumptions about the repayment of loans, and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
Borrower's Credit Profile
Prosper score (1-10): 6 First credit line: Sep-1997 Debt/Income ratio: 14%
Credit score: 660-679 (Jan-2012) Inquiries last 6m: 1Employment status:Employed
Now delinquent: 0 Current / open credit lines: 5 / 5Length of status:1y 5m
Amount delinquent: $0 Total credit lines: 19 Occupation: Analyst
Public records last 12m / 10y: 0/ 0 Revolving credit balance: $458Stated income:$75,000-$99,999
Delinquencies in last 7y: 0 Bankcard utilization: 91%  
   Homeownership: No  
Screen name: kind-social-tiger3 Borrower's state: NewYork Borrower's group: N/A
Credit and homeownership information was obtained from borrower's credit report and displayed without having been verified. Employment and income was provided by borrower and displayed without having been verified.
Description
cost Efficient Transporation to Job
Purpose of loan:
This loan will be used to Finance the purchase of a motorcycle to save on the costs of driving a car to work.
My financial situation:
I am a good candidate for this loan because I am not at risk of losing my job and I am currently in my 2nd year of the CFA Program, which is equivalent to a Masters in Finance, so I am building greater potential for increased cash in-flow in the near future. I am responsible with my obligation repayments, having repaid new car purchases and other loans in full and on time.

Monthly net income: $4,000
Monthly expenses: $265
Housing: $1,250
Insurance: $110
Car expenses: $275
Utilities: $0
Phone, cable, internet: $189
Food, entertainment: $250
Clothing, household expenses: $200
Credit cards and other loans: $750
Other expenses: $0
Information in the Description is not verified.
Friends And Family Investments
This member has no investments from friends and family.
Questions & Answers
This borrower has not publicly answered any questions.
InvestorAmountInvestment Date (PT)
Danjack_Capital$25.001/4/2012 9:05:00 AM
nimble-revenue5$50.001/4/2012 9:05:47 AM
AndChicksforFree$25.001/4/2012 9:06:07 AM
WilliamLeeSims$25.001/4/2012 9:14:50 AM
successful-agreement7$100.001/4/2012 9:23:45 AM
handy-justice$100.001/4/2012 9:09:41 AM
hitsman$50.001/4/2012 9:10:31 AM
loanman2007$75.001/4/2012 9:16:25 AM
janeybooboo$100.001/4/2012 9:07:18 AM
marinbb$50.001/4/2012 9:17:02 AM
worth-blanket2$2,500.001/4/2012 9:25:04 AM
11 Investments